A weekly glimpse into the Israel you won’t read about in the news
By Sivan Rahav Meir
Anticipating the Month of Joy
It feels like an emotional roller coaster: deep mourning for all those who were murdered; elation at the hostages who were released; gratitude for the miracle of the five buses that didn’t explode because a massive attack failed, thank God; and the shock and outrage at the incomprehensible cruelty and manipulation of the enemy who delayed returning Shiri Bibas’s body.
This upcoming Friday and Shabbat will be Rosh Chodesh Adar. We pray for a month of blessing, peace, Torah and honor.
The month of Adar symbolizes joy – specifically after a great calamity. Archenemy Haman (a descendant of Amalek) wanted to destroy the entire Jewish people. Through our proper conduct, God turned everything around for the good. Adar calls us to return to ourselves, to our identity, and through this to merit joy and success.
What Gave Sigi Cohen Her Strength?
Sigi Cohen is the mother of hostage Eliya Cohen who was released last week from Hamas captivity. I first met her about a year ago, during one of the first Shabbatot that I spent with her and other families of hostages under the auspices of the Kesher Yehudi organization. At the time, I interviewed her on stage and this is what she told me:
“Two years ago, I experienced
a medical crisis that had me overwhelmed with worry and fear. One day, Eliya called me and said in a firm voice: ‘Ima, aren’t you a woman of faith? Don’t give up, God is running the show. You have strength. I won’t allow you to fall.’
“I realized that he was right. Fear doesn’t help. From that time on, I was determined to get up. We all have deep reservoirs of strength
and faith. That conversation with Eliya gave me strength that lasts to this day. I always hear his voice in my head lifting me up.”
Throughout the time that her son was held hostage in Gaza, Sigi did, indeed, get up and take action. She organized gatherings, in Israel and around the world, dedicated to doing mitzvot and good deeds. She especially encouraged people to go to shul and participate in the recitation of Birkat Kohanim since her son, who is a Kohen, was not able to recite the blessing during that time.
Back then, she told me that we need to spread Eliya’s message to the entire Jewish people: “We all need to listen to that small voice deep inside that tells us that God believes in us. You have strength. Do not allow yourself to fall.”
Don’t let Hamas take our minds captive, too
Hamas took our dear brothers and sisters captive, and now, with the weekly hostage releases, Hamas is trying to take our minds captive
Sigi Cohen, mother of released hostage Eliya
Sivan with Shelley Shem Tov, mother of released hostage Omer
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as well. We have experienced extreme sadness at the return of those who were murdered, individuals whom we have come to know almost personally. We also feel extreme joy each time we welcome those who remained alive, whom we’ve also come to know almost personally.
This entire grotesque scenario is being staged by a terrorist organization of Islamo-Nazis that is torturing us all to the last second. Needless to say, they are overjoyed to be able to sow conflict among us, causing many of us to forget who the true enemy is.
I was privileged to get to know Shelly Shem Tov several days after her son Omer was taken captive. We met at a large prayer gathering that took place at the Kotel. Since then, whenever she was interviewed, I noticed something astonishing: She refused to allow Hamas to take her mind captive. She spoke only about unity and prayer, about our roots, about spiritual strength. Again and again, she returned to stories about Omer, who kept Shabbat even in captivity, and rebuked those who tried to weaken her stance. She asked only that we give her and Omer the strength to persist, and indeed, that strength was evident last week when, thank God, she finally welcomed Omer back home.
Let’s try to follow Shelly Shem Tov’s example, as we replace the lying propaganda of our enemy with the clear words of truth that we read recently in the Torah portion, words spoken at Har Sinai that continue to reverberate, reminding us of who we are: “And now if you will obey My voice and keep My covenant, you shall be My
unique treasure from among all peoples... and you shall be to Me a kingdom of priests and a holy nation.”
Building Your Own Sanctuary
The accompanying photo shows the Chabad women shluchot gathered at their annual conference in New York. The NYPD closed off the road so that thousands of women who oversee huge organizations of Torah, education, and chessed— hubs of activity on behalf of the Jewish people— could pose for a group photo. When the conference ended, each woman headed back to her post in Australia, Ukraine, Tel Aviv, Thailand, or wherever she is stationed across the globe.
This week’s Torah portion of Terumah describes the building of the Mishkan, the nation of Israel’s spiritual center in the desert. God instructed the people, before they arrived in Israel, to construct a Mishkan that would accompany them throughout their 40-year journey.
The Lubavitcher Rebbe zt”l understood this as God’s call to
each one of us in every time and place: Wherever you go, build a mishkan, act as an emissary, and add light to your surroundings. Don’t wait until you reach your final destination. We are told to build a mishkan specifically in the desert, to teach us that regardless of our circumstances, wherever we are and whatever we are doing, it is our task to spread Torah and mitzvot, to draw people close and to strengthen them, and thus to find our mission in that particular place.
Thank you to all the exceptional Chabad shluchot for establishing “sanctuaries” throughout the world with so much love and devotion. And thank you for demonstrating that each one of us is an emissary, responsible for impacting our environment and transforming our own home into a mishkan. By doing so, we hasten the building of our Beit Hamikdash and the coming of Mashiach.
Want to read more by Sivan Rahav Meir? Google The Daily Thought or visit sivanrahavmeir.com
Translated by Yehoshua Siskin, Janine Muller Sherr
Group photo Chabad shluchos
Men's GREAT CHOLENT COOK-OFF!
Think you make the best cholent in town? PROVE IT!
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A CHOLENT SHOWDOWN LIKE NO OTHER!
On Thursday March 6th, South Florida’s finest cholent chefs will go head-to-head in a competition that’s about more than just food—it’s about bringing the community together!
WHY JOIN?
In the same Purim spirit we’re launching our first annual community event, uniting all South Florida shuls for a friendly yet fierce cholent contest!
HOW IT WORKS:
• Sign Up & Cook
• Taste & Vote
• Judging
WHAT’S AT STAKE?
The grand prize winner will receive a $5,000 donation to their shul, thanks to our generous sponsor, Optimum Bank!
But that’s not all! Every shul will have a custom ticket link to sell admission, and 50% of ticket sales go directly back to each shul! So by participating, you’re not just cooking—you’re supporting your own community!
WHAT ELSE CAN YOU EXPECT?
Live entertainment to keep the energy high!
Exciting raffles & giveaways!
READY TO JOIN?
This isn’t just an event. It’s a movement. Sign up today and be part of the most delicious community gathering of the year!
Scan the QR code or visit our website to register and learn more!
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A Night of Gratitude: Boca Raton Synagogue to Honor Rabbi Josh & Simone Broide for 25 Years of Dedication to Our Community & Celebrating Their Aliyah
A quarter-century ago, Rabbi Josh and Simone Broide arrived in Boca Raton, drawn by the vision of a growing Jewish community. Today, after 25 years of transformative leadership, outreach, and innovation, the Broides are making Aliyah - but their legacy in South Florida will live on.
On March 26, 2025, Boca Raton Synagogue (BRS) will honor Rabbi Josh & Simone Broide at its Annual Gala Dinner, “A Night of Gratitude.” This evening will celebrate their unparalleled impact in shaping Jewish life in Boca Raton and serve as a heartfelt farewell before they embark on the next chapter of their journey in Israel, all while remaining actively involved in the South Florida Jewish community.
From a Small Jewish Community to a Thriving Jewish Hub
When the Broides arrived in Boca Raton 25 years ago, the Jewish community was growing but fragmented. Rabbi Josh Broide immediately recognized the need for a unified and welcoming Jewish environment, ensuring that Jews of all backgrounds—regardless of their level of observance— felt at home.
As the Founding Director of the Deborah and Larry D. Silver Center for Jewish Engagement, a division of the Jewish Federation of South Palm Beach County, and the Outreach Rabbi at Boca Raton Synagogue, Rabbi Broide has ded-
SAVE THE DATE
A night of
Honoring Rabbi Josh & Simone Broide’s 25 Years of Dedication to Our Community & Celebrating Their Aliyah
Wednesday, March 26, 2025 26 Adar 5785
Details to follow
HONORARY CHAIRS
Rabbi Dr. Kenneth & Ruchi Brander
Rabbi Efrem & Yocheved Goldberg
Rabbi Philip & Arielle Moskowitz
Larry D. & Deborah Silver
icated himself to connecting Jews with their heritage and with each other. Through his initiatives, thousands have been inspired to
DINNER CHAIRS
Daniel & Liora Adler
Shimmie & Beth Kaminetsky
Noam & Jill Kaminetzky
engage with Judaism in a meaningful way.
His groundbreaking work includes:
Launching Partners in Jewish Life (PJL.org), fostering one-on-one Torah study and meaningful connections across denominations.
Bringing together South Palm Beach County’s rabbis of all denominations, fostering mutual understanding through regular meetings and programs at the Jewish Federation.
Establishing innovative High Holy Day services for the unaffiliated, which have welcomed hundreds of Jews each year who might not otherwise attend services.
Receiving the Jerusalem Unity Prize from the President of Israel for his efforts in uniting Jewish communities.
While the Broides are moving to Israel, Rabbi Broide will continue his work as Director of the Silver Foundation, based in Boca Raton, in an expanding relationship with its benefactors, Deborah & Larry D. Silver. He remains committed to strengthening South Florida’s Jewish community and will fly back to lead High Holy Day services and expand Partners in Jewish Life to new communities.
“I don’t think my relationship with South Florida is going to end when we move to Israel,” says Rabbi Broide. “This community has been our home, and our mission to strengthen Jewish life here is far from over.”
Simone Broide: A Quarter-Century of Transforming Lives
For 25 years, Simone Broide has been a pillar of leadership, compassion, and community building. From her early days running youth, outreach, and chesed programs at BRS to her groundbreaking work with Chai Lifeline, and now as Director of OU/ Yachad South Florida, Simone has touched thousands of lives, supporting children, families, and individuals with disabilities.
Her unwavering dedication to inclusion and advocacy has ensured that every member of the Jewish community—regardless of ability—feels valued and embraced. At Boca Raton Synagogue and the Boca Raton Jewish Experience, Simone has developed transformative programs that have empowered women, inspired youth, and strengthened Jewish families.
“Over the past 25 years, we have celebrated the greatest simchas together—weddings, bar and bat mitzvahs, and new beginnings— and we have also stood side by side through life’s challenges. This community has been our family, offering support, love, and strength in every season of life. While we are excited to begin this next chapter in Israel, we leave with hearts overflowing with gratitude for the friendships, memories, and shared experiences that will remain with us forever.”
A Celebration of a Legacy— And a New Chapter
The Gala Dinner will be an opportunity for the entire community to express their gratitude for the Broides’ vision, dedication, and impact. It will be a night of heartfelt tributes, inspiring speeches, and meaningful reflections on how two individuals helped transform Boca Raton into one of the most dynamic Jewish communities in the country.
Join Us for This Unforgettable Evening!
The Boca Raton community is invited to honor Rabbi Josh & Simone Broide at the BRS Gala Dinner on March 26, 2025.
Reserve your seat
Submit a tribute ad
Visit BRSonline.org/dinner to RSVP and take part in this oncein-a-lifetime celebration of two incredible leaders who have made an everlasting impact.
For more details or media inquiries, please contact Judy at Boca Raton Synagogue at (561) 394-0394 or Judy@BRSonline.org.
About Boca Raton Synagogue (BRS)
Boca Raton Synagogue (BRS) is an Orthodox congregation committed to Torah learning, spiritual growth, and community engagement. With a mission to foster a warm and inclusive Jewish environment, BRS has become a central hub for Jewish life in South Florida.
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Teaching Derech Eretz and Middot in Our Schools: A Serious Perpetual Imperative
Derech Eretz Kadmah l’Torah
Over the past several years, I have written numerous articles, blogs and posts regarding the ongoing struggles, challenges and state of derech eretz, character development and middot of students attending our Jewish day schools and yeshivot.
These challenges are not new to our Jewish day school or yeshiva community. But, much to our regret, and never-ending disappointment, the lack of middot and derech eretz on the part of students in our schools are now becoming more prevalent, and in select cases, out-of-control.
Although it may be somewhat rich or unfair to paint our day schools and yeshivot with a single brush stroke, we do know that a growing number yeshiva and day school educators, administrators, teachers and even parents when asked, will report that our day school and yeshiva community is at a very serious and daunting inflection point as it relates to the state of derech eretz and middot of our students.
As an educator, teacher, coach, influencer and consultant to numerous day schools and yeshivot, I ask the non-rhetorical questions – how has our day school and yeshiva community reached this stage? where and how did we miss the boat? And finally, the ultimate question…. who is responsible for the current state of affairs and how do we get our schools and their students back on track?
In my modest attempt to respond to these questions, I will not point fingers or play the proverbial “blame-game”: To be sure, there
Chaim Y. Botwinick
is indeed sufficient undeniable evidence and blame to go around, as painful, embarrassing and as disappointing as they may be.
Reasons and Causes for the Current State
of Affairs
It is no surprise that our Jewish day school and yeshiva community are now experiencing an increased wave and proliferation of student middot that are absent respectful behavior or derech eretz – whether it be in school, community or home.
As I have indicated ad nauseum in numerous articles and posts, more and more folks are blaming this condition or state of affairs on society or on our zeitgeist; and that disrespectful youth are viewed as “just another mirror image of our society.”
Unfortunately, these excuses have become very stale and are no longer acceptable or paladable. In fact, as a Jewish community which believes, espouses and supports the concept of derech eretz kadmah l’torah, we can do better; much better! In fact, accepting the status quo or blaming the current matzav on societal norms and standards is
a very slippery slope, convenient, familiar, as well as a dereliction of duty and responsibility on the part of our Jewish community.
The proliferation of less than desirable middot on the part of our youth, and the total absence of derech eretz on the part of our students, is a condition which must be addressed, controlled and managed immediately. Full stop!
I put the blame for this unfortunate phenomenon mostly at the feet of parents who for years have relegated the responsibility for teaching and modeling derech eretz and middot tovot to our schools.The assumption here is that schools, their faculty and administrators are better prepared, experienced and equipped to take on this awesome responsibility But, are they really?
In addition,we are now sadly witnessing a growing number of parents with large families who are time-starved and/or who put their careers before family. As a result, these parents can no longer spend desperately needed quality time and attention with their children. As a result, they cannot succeed in modeling derech ertz and middot tovot in a fashion that impacts directly and positively on their children.
Very few if any parents are actually trained to model derech eretz or middot tovot for their children. Some people will posit that parental modeling is innate, others opine that parents must work long and hard to provide their children with role modeling behavior. Either way, the role and responsibility of parents to provide their children with a foundation upon which to build
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exemplary character and middot is an imperative.
This reality also holds true for a growing number of day school and yeshiva teachers and rabbaim who are in desperate need of training, skill, expertise and knowledge about how to engage students in meaningful and healthy conversations regarding their attitudes and behavior in the classroom, at home and in the community.
This perception should not in an way suggest a lack of respect for our day school and yeshiva teachers, rabbaim or administrators or diminish our gratitude to them for their unwavering dedication and unswerving commitment to chinuch. Many are inspiring master teachers who themselves are very respectful, knowledgeable and passionate about their jobs, responsibilities and careers.
Having said that, in all due respect to the in-service training institutions, conferences, training programs, workshops and seminars which focus upon student behaviors and discipline, they are by and large temporary in nature and sporadic at best… and, do not fully move the needle forward on the gauge..
When I approach teachers, rabbaim, select principals and heads of school with this challenge, their responses are relatively uniform. Many are frustrated, at a loss for solutions or ill equipped or prepared to respond to the challenge.This sad reality holds true for limudei kodesh (Judaic studies) and limudei chol (secular studies) faculty and administrators.
As a result, we see the current situation spinning out of control as we witness tremendous turnover of teachers and rabbaim who no longer have the wherewithal, skill-set, fortitude, patience or will to waste precious classroom time disciplin-
ing students or responding to the growing lack of derech eretz on the part of their students – whether they be in the classroom, in school lunchrooms, on class trips, hallways, at assemblies or on our school basketball courts.
There are also a growing number of yeshiva and day school teachers and administrators who are very reluctant to complain about this status quo for fear and concern that they will either upset parents, be viewed by supervisors as teachers with poor classroom management skills or run the risk of being accused of “turning-off” students to Judaism and yiddishketit.
More recently, I even hear select principals and heads of school claim that disciplining their students for exhibiting a lack of derech eretz and middot in the classroom or school, minimizes the school’s ability to be m’karev students and may even increase the likelihood that these students will “go off the derech” Indeed a very lame, convenient and poor excuse for not confronting this challenge directly and head-on with wisdom, empathy and sensitivity.
Yes, it is imperative to address these student issues and concerns with with compassion, understanding, sensitivity and respect. But, they must be addressed and should never be swept under the rug, as so often happens for fear of upsetting parents or other stakeholders.
The other tremendously important unknown but nevertheless critical reality, is the negative impact these students have on other students who are well behaved, respectful, eager to learn and conduct themselves in accordance with school policy and expectations, and in accordance with the school’s commitment to the concept of derech eretz kadmah latorah.
With regard to parents, our day school and yeshiva community must begin to hold parents more accountable for their children’s behavior in school. As just indicated, it is no longer ok or acceptable for parents to absolve themselves from this critically important responsibility.
Although this may sound obvious, the lack of parental responsibility and accountability regarding the behavior of their children in school, at home and in the community is beyond daunting at best; and begs a serious response on the part of our schools and community.
The implications of this reality are significant, and suggest a variety of critically important strategies and responses which should be considered in partnership with the school and community. This is in addition to the undeniable evolving role and responsibility of parents.
Suggested Strategies and Responses
First and foremost, as just indicated, parents must be held accountable for their children’s behavior and attitudes in school, at home and in the community.
With regard to the parent-school relationship, it is essential that parents take full responsibility when a child either misbehaves in school, addresses teachers with a lack of derech eretz, uses inappropriate language or behaves in a manner that is not in concert with the school’s policies, philosophy or hashkafa, let alone menchlichtkeit.
The role of the school must therefore be to ensure that there are in fact consequences for a student’s misbehavior and lack of derech eretz. This means that the school should not compromise on this requirement, irrespective of how difficult, vocal or “influential” a par-
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ticular parent may be in the school community.
This requirement, albeit difficult to implement, can overtime potentially transform the manner in which schools implement compliance with student standards of derech eretz, discipline, exemplary behavior and conduct. In fact, most of the senior educators I speak with or coach, strongly suggest that many schools do not have serious or meaningful consequences. As a result, disrespectful student behavior in our schools will devolve into a continuous vicious cycle.
If this topic is of real concern, it must have traction, leverage and ‘teeth’. Otherwise, we will slip into a state of complacency, resulting in same-old-same-old.
In addition to this requirement, schools should be mandated to offer inservice training for their respective faculty, teachers and rabbaim which enforce these policies and best practices.
This should include the mandatory requirement for parents to participate in ongoing parenting workshops and seminars in real time or via zoom.
Implementation of these school policies will not be easy, especially when schools try to enforce consequences. This suggests that if these interventions and consequences are not realized or are successful, parents will be informed that their child will need to be expelled from the school. Indeed, a very difficult and painful outcome or eventuality.
It is important to note that we owe these actions and requirements to the other well-behaved and respectful students who must never be denied a healthy and wholesome learning environment in which to grow, develop and flourish as students. We also owe it to their parents who invest hard-earned salaries in
order to afford day school and yeshiva tuition for their children.
Other considerations for helping to improve the current status of student character development and student derech eretz may include: rewarding exemplary student behavior through public recognition; inviting guest speakers, scholars and lecturers to the school in order to address these challenges directly with students, faculty and parents; the display of signage throughout the school which remind students about the importance of middot tovot; the offering of special assemblies which highlight people and events that encourage, inspire and celebrate derech eretz, and, the creation, design and/or identification of solid curricula which teach about the critical importance of middot tovot and derech eretz as a way of life.
Finally, it is essential that our community and their respective schools have the commitment understanding and resources in order to make these initiatives happen.. Needed however is a true willingness and a sincere sense of urgency that the teaching and modeling of derech eretz, exemplary character and middot, are just as important and critical as the teaching of other important core subject areas.
Endnote:
As I conclude this blog, I know full well that there will be those in our community who vehemently disagree with several of my perceptions, assumptions or suggestions.
Whether they disagree because my assumptions are incorrect or because of sensitive political expediency, only they will know the answers for sure.
Having said that, the undeniable fact is that our system is in trou-
ble and that unless we take bold, responsible and decisive action, we will continue to perpetuate a day school and yeshiva environment that begs for change and improvement. It must involve a true paradigm shift in its approach to instilling derech eretz, exemplary character and middot in our children.
Finally, we should require that all Jewish day schools and yeshivot create and implement a derech eretz and middot culture conducive to the vision and philosophy of the school.
Teaching our students about exemplary middot, character development and derech eretz can no longer be viewed as an appendage, or as a commentary to a particular piece of text, but rather as a core subject area and as an organic cultural and curricular component of our Jewish educational system.
It is imperative that these subjects translate into real time pedagogy – both in limudei kodesh and limudei chol. No compromises, no excuses, no wavering,
Lets us hope and pray that our Jewish day schools and yeshivot and their leadership view these challenges with commitment, passion, a sense or urgency and due-diligence. The alternative can be potentially disastrous for the future health and wellbeing of our students. This is an eventuality which we cannot afford to accept under any condition or circumstance.
We all look forward to the day when we can all celebrate our children’s middot tovot and positive derech eretz. But, first and foremost, we must ensure that the proper conditions are in place for this to happen effectively.
The one who plants the seeds of hope and promise, will be blessed to reap the fruits from one’s labor.
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Aleph’s Auction: A Night of Giving, Winning, and Changing Lives
Some things in life have a price tag—a designer handbag, a dream vacation, or a luxury watch. But hope, a second chance, or a mother’s hug after years apart? Those are priceless.
The Aleph Institute works tirelessly to bring heart into a justice system that often feels heartless. Whether it’s advocating for basic rights, reuniting families, or providing emotional and spiritual support, Aleph is there for those who need it most.
To keep this vital work going, Aleph is hosting its Annual Auction on Monday, March 10, 2025, at 7:30 p.m. at The Shul of Bal Harbour. It’s an incredible chance to win some
amazing prizes while making a real difference.
This year’s grand prize is $36,000 in cash! Other prizes include a Rolex Submariner, a Chanel handbag, a trip to Israel, a luxury getaway with KMR, and a $5,000 gift certificate to L. Laine Jewelers—plus so much more.
But more than just winning, every ticket purchased helps Aleph continue changing lives. Your support allows Aleph to fight for fair treatment and religious rights for those behind bars, provide counseling and mental health support to families torn apart by incarceration, and offer Torah-based education to help individuals turn
their lives around. It also means answering every letter and phone call from someone who feels forgotten and giving direct financial, emotional, and spiritual support to families left behind.
The event will be an evening of community and celebration, featuring an open bar, gourmet food, and live entertainment. Admission is $100 in advance or $125 at the door and includes $36 in raffle tickets.
Don’t miss out on the chance to win big while giving back. Get your tickets now at Aleph.Auction. Because every ticket is more than just a chance to win—it’s a chance to change lives.
Operation Inspiration: Cure for What Ails Us
Imagine someone told you they had pain when swallowing, some nausea, a headache, fever, chills, and overall felt weak and blah. What would you suggest? Well, if you’re like me, somewhat handy with over-the-counter medication and not much more trained than that, you’d probably break it down.
Well, let’s start with some Tylenol or Advil for the fever and headache. I’d actually say one of each, because they’ve been shown to work better that way.
For the throat, have some hot water or tea with honey. Did you know honey is a natural antibiotic? And tea has tannins that help heal the throat.
For the nausea, you can use something like Pepto Bismol, or maybe a ginger pill. Ginger is a natural anti-nausea treatment. Then I’d suggest getting rest. I’m sure you’ll feel better soon.
See, what I did here was treat the symptoms and offer a hopeful wish that things magically change on their own. But I didn’t handle this right.
I’m sure some people, having actually been trained in the medical profession, would recognize the symptoms described as indicative of strep throat, an infection that needs a penicillin-type treatment. Left untreated it could become life-threatening. At the very least, treating it properly would make it go away faster, and put the person through a lot less pain. I’m sure you’re fascinated by my low-level medical analogy, but you may be wondering where I’m headed with this. Why am I
By Rabbi Jonathan Gewirtz
talking about our strep throat and ginger?
Well, though I try not to follow the news, I do sometimes find out things.
I heard about a protest in Boro Park that got ugly. People rallying in defense of “poor, oppressed, Palestinians” came and showed their underlying hatred for the Jews by interrupting an Israeli real estate event.
However, when reading the details of what happened, I heard they almost averted the protest by canceling the event. Then, they quietly told participants the venue had changed. It might have been a non-starter, but someone publicly shared that the event was going ahead, and announced the new location. This gave the protesters the info they needed, while the one who shared it taunted the protesters to appear. I’m sure he wanted to show them the Jews will not be cowed by hatred, but then, that reminded me of the people who burned the storehouses of food in Yerushalayim at the time of the Churban so the Jews would
be forced to fight. The protest got ugly and made the news.
I had recently seen an ad which someone found posted on Craig’s List offering “casting opportunities” for protesters on behalf of Gaza, paying $200 for the first appearance and $1000 for attending and protesting. I thought of an idea, that Congress should pass a law that people who paid or received money for protesting should be charged with a criminal offense and lose any government benefits they had been entitled to. That would slow down the PR hate machines fueled by our enemies who find ways to make the world believe their lies and refuse to see the truth of what these monsters are doing.
And then it hit me.
I was trying to treat the problems of our nation symptomatically, and not acknowledging the underlying root cause. The world doesn’t hate us because some group feels oppressed. They don’t ignore our pain and suffering because they feel a moral obligation to support the underdog.
Rather, the hatred and violence expressed against our people is rooted in what Hashem wants to send our way! He wants us to learn what it’s like to be hated for no reason. Maybe then we wouldn’t do it to each other.
He wants us to witness people claiming to be righteous and altruistic, when in fact they are self-serving and cruel. Seem somewhat familiar? That may be because we act that way sometimes.
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Hashem wants us to realize that we don’t have anyone to turn to but Him, and not think a President or Prime Minister or Congressman will be able to help us.
had a blind will to destroy us and Achashveirosh complicitly went along with it? Mordechai was the one who argued and said the troubles were all coming from the fact that we’d left Hashem and done things we shouldn’t do.
We blamed Haman and his ilk but took no responsibility for any of what happened to us. We didn’t see Hashem hiding behind those messengers we wished we could shoot.
Only when our lives were on the line and we realized we had nowhere else to turn did we return to Hashem, unified, which
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was what He wanted the whole time. And that’s when everything turned around in an instant. So, if we’re concerned about the people who hate us and try to hurt us, instead of studying the enemy, let’s study history. Let’s take a long, hard look at ourselves and say, “Aha! I see what the problem is.” They just might disappear as quickly as Haman did when everything turned around.
Did you enjoy this column? Feedback is welcome and appreciated. E-mail info@JewishSpeechWriter.com to share your thoughts. You never know when you may be the lamp that enlightens someone else.
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Meet Orian: The 14-Year-Old Entrepreneur Behind Fruncherz Kosher Freeze-Dried Candy
At just 14 years old, Orian, a student at Chaviva School, has already made a name for herself as a young entrepreneur. With the support of her father, she founded Fruncherz, a company specializing in kosher freeze-dried candy. Her innovative take on freezedried treats has gained popularity, with her products now available in kosher restaurants and grocery stores in Cleveland, Atlanta, and Detroit, with plans to expand further.
Orian’s passion for freeze-dried candy began when she first discovered it and was amazed at how it transformed regular sweets into something even more exciting. The texture became lighter, and the flavors intensified. Inspired by the possibilities, she thought, Why not turn this into a business? With her father’s support, Fruncherz was born.
Unlike traditional chewy candy, freeze-dried candy goes through a process that removes moisture while preserving the flavor. The result is a crunchy, melt-in-your-mouth texture that lasts longer and stays fresh. It’s an ideal snack, Shabbat treat, or gift, making it a unique addition to the kosher market.
Fruncherz products are available online for local pickup and shipping, as well as in many kosher grocery stores and restaurants. As demand grows, Orian continues to expand the product line, introducing new flavors and varieties.
Her entrepreneurial journey was fueled by the influence of her father, who introduced her to books like Rich Dad Poor Dad by Robert Kiyosaki and Be Useful by Arnold Schwarzenegger. Reading about financial independence and business development helped
her realize that she wanted to create opportunities and be her own boss. She values independence, innovation, and the ability to help others achieve success. While she acknowledges that working different jobs provides valuable experience, she ultimately believes in the power of building something of her own.
For young entrepreneurs, Orian’s advice is simple: Start now. She emphasizes the importance of reading, learning from successful people, and taking that first step. “The moment you make your first dollar working for yourself instead of someone else, it’s life-changing. Don’t wait for the traditional path—opportunities are everywhere if you take them.”
Outside of her business, Orian enjoys reading, playing piano, working out, hiking, and traveling. She values hard work, gratitude, and kindness, always striving to provide the best service to her customers. She believes in staying open-minded, accepting constructive criticism, and working with dedication.
With her strong mindset and passion for innovation, Orian is proving that age is no barrier to success. As Fruncherz continues to grow, she remains committed to delivering high-quality, delicious freeze-dried treats to the kosher market.
Rabbi Moshe Matz Inspires Torah Academy of Boca Raton Boys Middle School with Powerful Message of Achrayus and Kiddush Hashem
This week, Torah Academy of Boca Raton had the distinct honor of welcoming Rabbi Moshe Matz, Director of Agudas Yisroel of Florida, to speak with our Boys Middle School talmidim. Rabbi Matz captivated the boys with an inspiring message about the critical work of Agudas Yisroel and the power each individual holds in making a Kiddush Hashem.
Rabbi Matz highlighted the tremendous efforts Agudas Yisroel invests in advocating for the needs of Klal Yisroel, particularly through its work with government officials. Together with Teach Florida, Agudas Yisroel has been instrumental in securing vital funding for busing and expanding tuition voucher programs, benefiting countless families across the state. He explained, “At the Agudah, our job is to make a Kiddush Hashem. We meet with elected officials and appeal to their sense of morality, showing them our ehrlichkeit and middos to inspire their support for our community.”
He emphasized that the success of their advocacy comes not from political threats but from embodying the values of Torah and integrity. “The way you act is how Klal Yisroel will be judged,” he reminded the talmidim, stressing that every Jew carries the responsibility to represent
Torah values in all areas of life.
Rabbi Matz also shared a powerful message about achdus and achrayus. He explained that the foundation of Agudas Yisroel is bringing together diverse groups within Klal Yisroel, rooted in the ultimate unity we experienced at Har Sinai — “k’ish echad b’lev echad.” Unity doesn’t mean agreeing on everything, but rather recognizing our shared responsibility for one another. “Achdus means you feel the pain of another Jew, you care, and you act on that care,” he said passionately.
In closing, Rabbi Matz highlighted the immeasurable power of Torah learning. “There is no greater source of bracha for Klal Yisroel than the Torah learning of tinokos shel beis rabban. The learning you boys do here in yeshiva has a cosmic impact — you have no idea how powerful it is!” His words left a lasting impression on the talmidim, inspiring them to embrace their role in Klal Yisroel with pride, achrayus, and a commitment to living lives of Kiddush Hashem.
Torah Academy of Boca Raton is a Yeshiva with preschool, elementary, and separate boys’ and girls’ middle school divisions, serving approximately 840 students this year. For more information, visit www.torahacademybr.org or call 561-465-2200.
(4 pictures attached - other rabbi is Rabbi Reuven Feinberg - Dean)
OHR HATORAH YESHIVA HIGH SCHOOL
A big Mazal Tov to our Ohr HaTorah Yeshiva High School students who successfully completed their Tefilla Challenge!
GAN CHABAD PRESCHOOL
SHAAREI BINA
YACHAD
Color war blooms at Shaarei Bina
Shaarei Bina color war teams teach us about Achdus
Andrea and husband at Bedners
Volunteers with aurit at Bedners
Volunteers with Yachad memb on tractor
Shaarei Bina 8th-grade Melave Malka boat ride
Shaarei Bina 8th-grade girls enjoyed the “Torah on the Water“ boat ride
YACHAD Visits Bedners Farm
YESHIVA OF MIAMI
Last week, Mr. Cosimo Castronovo, Deputy Director, Office of Community Security at the Greater Miami Jewish Federation, conducted a security training session for all students and staff on how to react safely in the event of a terror attack or similar situation chas v’sholom.
BOBOVER REBBE TU BSHVAT MIAMI
YESHIVA TORAS CHAIM TORAS EMES
CHEDER MIAMI
1st graders at Yeshiva Toras Chaim Toras Emes celebrated the 100th day of school in style!
Rav Yaakov Burstyn, Menahel Cheder Miami with his son Yitzchak, visiting the Bobover Rebbe on Tu BShvat.
Tu B’Shvat at Cheder Miami
Beyond the Pain: A Holistic & Medical Approach to Healing
By Dr. Sarah Rosanel, MD FACC, Concierge Physician in Miami Florida - Internal Medicine Specialist/ Family Medicine and Cardiologist
When Alex, a 42-year-old entrepreneur, walked into my office, he was frustrated. He had been battling persistent lower back pain for months. Multiple doctors had prescribed muscle relaxants and painkillers, yet relief was temporary. “I just want my life back,” he sighed.
As a concierge and functional medicine physician, I believe in addressing both symptoms and root causes. Alex’s case wasn’t just about back pain—it was a puzzle. A detailed history and physical exam revealed a combination of muscle imbalance, inflammation, and an underlying vitamin D deficiency contributing to his discomfort.
The Medical Approach: A Differential Diagnosis
Lower back pain can stem from various causes, so a systematic evaluation is crucial:
• Metabolic/Nutritional – Vitamin D deficiency, osteoporosis
• Referred Pain – Kidney stones, abdominal aneurysm, or prostate issues
For Alex, I ordered X-rays, blood work (including inflammatory markers and vitamin levels),
and a lumbar MRI to rule out serious conditions.
A Comprehensive Treatment Plan
Rather than just masking symptoms, we combined medical treatment with a holistic approach: Short-term pain relief: Anti-inflammatory medication and a short course of muscle relaxants
Targeted physical therapy: Strengthening core muscles and improving posture
Nutritional support: A Mediterranean-based anti-inflammatory diet
Vitamin & mineral optimization: High-dose vitamin D and magnesium
Stress management: Breathing techniques and mindfulness to reduce tension-related pain
Within four weeks, Alex noticed a dramatic improvement—not just in his back but in his energy, sleep, and mood.
Pain isn’t just a symptom; it’s a message. The key is listening, investigating, and treating the whole person—not just the discomfort. If you’re struggling with chronic pain, consider looking beyond temporary relief and toward true healing.
Dr. Sarah Rosanel is a dedicated concierge physician based in Miami, FL, specializing in personalized healthcare tailored to the unique needs of her patients. With a holistic approach that blends traditional medicine, lifestyle interventions, and functional medicine, she empowers individuals to achieve optimal health and well-being.
As an expert in Concierge Medicine & Cardiology, Dr. Rosanel integrates cutting-edge medical treatments with holistic methodologies, ensuring comprehensive care that goes beyond symptom management to address the root causes of health concerns.
Beyond her medical practice, Dr. Rosanel is a devoted mother to Ariel, Zev, and Shirley, balancing her passion for healing with the joys of family life.
Book your appointment today by texting or calling (646) 467 4368. Miami, Florida. info@drrosanel.com
If you or your loved one needs care at home, Nautilus will match you with the perfect caregiver. We make sure every patient receives the personalized and tailored care they deserve, in the care they deserve, in the comfort of their own home. It
nice knowing that Nautilus isn’t just another agency; it has people who care and with my father.”
TEIN
KID’S ZONE KID’S ZONE
THANK YOU TO EVERYONE WHO JOINED!
Rikki Soroka
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Yehudis LaBrie
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Shneur Glazer Lauderhill
Bree Huss Boca Raton
Eliyahu Glazer Lauderhill
years old
Anonymous Anonymous
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years old
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years old
KID’S ZONE KID’S ZONE
KNOW THAT...
FACTS ABOUT THE AMAZING BIRDS OF FLORIDA! DID YOU
Florida is home to some of the most amazing birds in the world! From giant fish catchers to tiny songbirds, here are some cool birds you might see in Florida.
1. Florida Scrub-Jay –Florida’s Special Bird
The Florida Scrub-Jay is a bright blue bird that only lives in Florida— nowhere else in the world! These friendly birds love to live in sandy areas and even help their families raise baby birds. But because people have built houses and roads in their homes, there aren’t as many ScrubJays left. Scientists are working hard to protect them!
2. Wood Stork – The Big, Bald Bird
The Wood Stork is a huge bird with long legs, a big beak, and a bald head! Even though it looks a little funny, it’s a great fisherman. It sticks its beak in the water and snaps it shut super fast when it feels a fish swimming by. Wood Storks live in Florida’s swamps and build their nests way up high in trees.
3. American White Pelican –The Giant Glider
This bird is one of the biggest flying birds in Florida! The American White Pelican has a wingspan (the distance from one wingtip to the other) as long as a couch—9 feet! Instead of diving into the water like other pelicans, these birds work as a team to scoop
up fish while floating on the water. You can see them in Florida in the winter.
4. Northern Mockingbird –
The Copycat Singer
Florida’s state bird is the Northern Mockingbird, and it’s a champion copycat! It can mimic the songs of other birds, car alarms, and even barking dogs. These little gray birds love to sing, sometimes all night long. They are also very brave and will chase away much bigger animals if they get too close to their nests.
5. Bald Eagle –
The Super Strong Hunter
Did you know that Florida has more Bald Eagles than most other states? These huge birds of prey have sharp talons (claws) and powerful beaks that help them catch fish. They build giant nests in tall trees, some as big as a king-size bed! If you see a bird with a white head and tail soaring high in the sky, it’s probably a Bald Eagle.
Florida is an amazing place for birds, and you don’t even need to go far to spot some! Next time you’re outside, look up—you might see one of these cool feathered friends.
KID’S ART CONTEST KID’S ZONE KID’S ZONE
Email your artwork to editor@tsfcommunityvoice.com
Make sure to include your name, age and city. Entries must be received by March 10.
This type of contest encourages creativity, education and community engagement. It allows kids to express themselves through art, and it also provides an opportunity for their work to be showcased in the magazine.
Sponsored by: SMASH HOUSE BURGERS smashhouseburgers.com (305) 351- 9545
As a baby, Moshe was saved from the Nile River by Batya, King Pharaoh’s daughter, and raised in the king’s palace. After an incident where 2 Jews informed on him, he was forced to flee to Midyan. There, he married Tzipporah and had 2 sons. When he was 80 years old, Hashem appeared to him in a burning bush and convinced him to lead the Jewish people out of Mitzrayim, which he faithfully did. He led them through their 40-year desert journey and is known as the greatest Navi of all time.
3. BRINGING IT DOWN CONTEST
WIN A PRIZE!
Finish the weekly project, snap a pic, and email us at info@jcm.museum for a chance to win a prize. Let’s get creating!
The Torah concludes with listing Moshe’s accomplishments: He received the Torah, facilitated miracles in the desert, and broke the Luchos. The last part seems negative, but upon deeper reflection, it highlights Moshe’s greatest quality. As Moshe descended from Har Sinai with the Luchos, he saw that a group of Bnei Yisroel had sinned with the Eigel HaZahav. Had he given them the Luchos, they would have been found guilty of their sin. In a split-second decision, he shattered them, saving these Jews. Although the Luchosmade by Hashem Himself- were so precious to Moshe, his love for Bnei Yisroel was even greater. He was willing to sacrifice everything for them. He understood that a Jew, regardless of his actions, is greater than the Torah itself!
4. FUN FACT
According to the Midrash, Moshe had many names, including Yered, Chever, Yekusiel, and Shmaya.
Our fellow Jews must be treated with the greatest love, regardless of their level of Torah observance. If someone keeps fewer Mitzvos than you or doesn’t keep any at all, treat them with love just the same.
5. QUESTION TO CONSIDER
What is one way to show love to someone, even if their Jewish standards differ from yours?
HAR SINAI CUPCAKES
Mix 1 TBSP of sugar with a squirt of purple food coloring in a bag. Mix well.
Cut 20 marshmallows to look like a petal diagonally in half and place them into a bowl.
Repeat step 1 with the other colors.
Dip the sticky side of 20 petals into green sugar, 6 petals into pink sugar, 6 petals into yellow sugar, and 6 petals into purple sugar, then put them back into the bowl.
Make a border around your cupcake with the green marshmallows, using the green icing to stick them onto your cupcake.
Mix 1 tbsp. of confectioners' sugar with ½ tsp. of water to make icing.
-1 Cupcake
Pour each color of sugar into a small cup.
Mix 2 tbsp. of confectionary sugar with ½ tsp. water. Add 2 drops of green food coloring and mix well with toothpick.
Keep layering your cupcake with the marshmallows, adding in all the colors.
Take 2 full marshmallows and put each one on a toothpick. Dip each marshmallow into the icing and then dip it into the blue sugar.
SUPPLIES LIST
-25 Mini Marshmallows -Clean Scissors -6 x 4 oz Plastic Containers -6 Ziploc Bags
-Food Coloring: Green, Yellow, Blue, Purple and Pink
Stick them into the middle of your Har Sinai, and there you have the Luchos! Enjoy your treat!
-3 Tbsp Confectioners' Sugar -Sugar -1 Tsp Water
-Measuring Spoons -Small Bowl -4 Toothpicks
Light, flaky layers of phyllo dough oozing with warm chocolate, this dessert is somewhat reminiscent of baklava and its sweet almond filling. These cigars are playful and definitely outside the box - think of them as upscale finger food. For a hot and cold combination, serve just out of the oven with vanilla ice cream.
Ingredients
For the chocolate cream filling
• 3 ounces 70% cocoa chocolate, chopped
• ⅓ cup whipping cream or non-dairy topping
• melted ¼ cup ground almonds
• ¼ cup confectioners’ sugar
• 1 tablespoon cornstarch
• 1 egg
Assembly
• 10 phyllo pastry sheets, 9 x 28 inches
• 7 tablespoons unsalted butter or margarine
• 1½ cups plus 2 tablespoons confectioners’ sugar
Chocolate Cigars
By Jamie Geller
Preparation
Chocolate cream filling
1. Place chopped chocolate in a small bowl and set aside.
2. Bring whipping cream to a boil in a small saucepan over medium-high heat. Remove from heat and pour the hot cream over the chopped chocolate. Whisk until all chocolate is melted and mixture is smooth.
3. Add almonds, confectioners’ sugar and cornstarch. Incorporate egg and mix well until mixture is smooth.
Assembly
4. Preheat oven to 350°F and line baking sheets with parchment paper.
5. Place phyllo sheets on countertop and cut into 6-inch squares. Cover with a clean dish towel.
6. Place one square of phyllo dough on your work space and butter lightly. Place a tablespoonful of chocolate filling at one end of square. Roll just over filling, then fold sides towards centre and continue rolling the cigar. Transfer rolled cigars onto prepared baking sheets and dust with confectioners’ sugar.
7. Bake for approximately 15 to 20 minutes until lightly golden and serve immediately.
Tip: Prior to baking, cigars can be well wrapped in plastic and frozen for up to 1 month. When ready to use, remove from freezer and place directly on a baking sheet. Bake for about 20 to 25 minutes.
Jamie Geller is the Chief Media and Marketing Officer at Aish. She is also a bestselling cookbook author, celebrity chef, television producer, and businesswoman. She’s the author of eight cookbooks and the founder of Kosher Media Network.
Outdoor Sp aces
Discover custom yards created with your favorite pieces and finishes. All you need is an idea – we do the rest! From water features to fire pits and beautiful pools, hardscaping your yard is limited only by your imagination.
Reporting Foreign Income on Your U.S. Tax Return: What You Need to Know
For U.S. taxpayers, reporting worldwide income is a fundamental requirement, even if that income is earned or sourced outside the United States. This includes rental income from properties in Israel or any other foreign country. Failure to report foreign income can result in significant penalties, making it essential to understand how to properly comply with U.S. tax laws.
Who Needs to Report Foreign Income?
Any U.S. citizen, Green Card holder, or resident alien must report all income earned worldwide, regardless of where they live or where the income is generated. This includes:
- Foreign rental income
- Foreign salary or wages
- Self-employment income earned abroad
- Foreign dividends, interest, and capital gains
- Foreign pensions and retirement accounts
Even if you already pay foreign taxes on this income, you still need to report it on your U.S. tax return. However, tax credits and exclusions may help reduce or eliminate double taxation.
Reporting Foreign Rental Income
If you own a property in Israel or any other country and rent it out, you must report that rental income on Schedule E (Supplemental Income and Loss) of your U.S. tax return (Form 1040).
Key Considerations for Foreign Rental Income
1. Exchange Rate – The IRS re-
Oren Dayan, CPA
quires income to be reported in U.S. dollars, meaning you must convert your rental income from shekels (NIS) to USD using an appropriate exchange rate.
2. Deductible Expenses – You may be able to deduct expenses such as property management fees, maintenance, mortgage interest, and property taxes.
3. Depreciation – Unlike domestic properties, the depreciation period for foreign rental property is 40 years under U.S. tax rules.
4. Foreign Taxes Paid – If you pay Israeli taxes on your rental income, you may be eligible for a Foreign Tax Credit to avoid double taxation.
Other
Common Types of Foreign Income
Foreign Salary or Self-Employment Income
If you work in another country or own a business abroad, you must report all wages, salary, and self-employment income on your U.S. tax return. However, you may qualify for the Foreign Earned Income Exclusion (FEIE), which allows you to exclude a portion of foreign-earned income if you meet either the Physical Presence Test or the Bona Fide Residence Test.
Foreign Dividends, Interest, and Capital Gains
Investments in foreign stocks, bonds, or mutual funds generate taxable income that must be reported. Additionally, if you own foreign mutual funds, you may have to file Form 8621 (PFIC Reporting), which involves complex tax rules.
Additional Reporting Requirements
1. FBAR (Foreign Bank Account Report – FinCEN Form 114)
- If you have foreign bank accounts with a combined balance exceeding $10,000 at any time during the year, you must file an FBAR.
2. FATCA (Form 8938 – Statement of Foreign Financial Assets)
- If your foreign financial assets exceed $50,000 (single) or $100,000 (married filing jointly), you must file Form 8938 with your tax return.
The IRS has strict penalties for failing to report foreign income or required disclosures. If you have unreported foreign income, you may be able to use programs such as the Streamlined Filing Compliance Procedures to correct past mistakes without severe penalties.
Owning foreign assets or earning foreign income adds complexity to your tax situation, but proper reporting ensures compliance with IRS rules and helps avoid costly penalties. If you have rental income from Israel or any other country, consulting a tax professional who understands international tax laws is highly recommended.
If you need guidance on reporting foreign income, Signature CPAs & Advisors specializes in helping individuals and businesses navigate international tax matters. Contact us today for expert assistance!
& Betsalel Touitou, CPA
A Penny for Your Thoughts. How To Turn Pennies into Prosperity
By Shmuel Shayowitz
In an era of new Government administration focused on cutting costs, President Trump’s recent announcement to discontinue the penny may seem like a minor footnote in financial news. “For far too long the United States has minted pennies, which literally cost us more than 2 cents,” Trump wrote in a post to his Truth Social platform. “Let’s rip the waste out of our great nation’s budget, even if it’s a penny at a time.”
Interestingly, the Talmud anticipated this development centuries ago. The sages teach in Sanhedrin 97a, “Ein ben Dovid ba ad shetichleh prutah min hakis” - “The son of David (Moshiach) will not come until the small coin disappears from the pocket.” Classic commentators like Rashi, Maharal, and the Vilna Gaon interpret this as an indication of financial hardship, economic instability, and even the erosion of kindness.
Others, like Rabbeinu Bachya and the Chazon Ish, to name a few, take a more literal view - that the disappearance of small change is a sign of redemption. We hope and pray that we are witnessing the start of this. However, given that this is a financial column and not a Talmud class, I thought I would focus on what the “disappearance of the penny” means for the average consumer.
The phasing out of the penny is a symptom of a larger issue: rising costs and the steady loss of purchasing power. A penny used to buy something meaningful. Today, it is practically worthless. This is inflation in action - and it affects more than just pocket change. If your savings account earns 0.5% interest while inflation rises at 3-5% per year, you’re losing money without
realizing it. You must invest in assets that outpace inflation - stocks, real estate, and other inflation-protected securities. Keep only enough cash in savings for short-term needs; put the rest to work in growth investments. Another consideration is, don’t ignore the “Pennies.” The Talmud also teaches, “Prutah prutah mitztarefet” (Bava Batra 9b) - “small coins add up.” The same principle applies to personal finances. Micro-expensesa daily coffee, unused subscriptions, small impulse buys - can quietly drain hundreds or even thousands of dollars yearly. You need to audit your recurring expenses and cancel unnecessary ones. Use round-up savings apps like Acorns to invest your spare change automatically. Challenge yourself to save every dollar possible - because small savings add up.
Furthermore, perhaps the end of the penny signals the shift to a cashless, digital economy. Credit cards, mobile payments, and even cryptocurrency are reshaping how we handle money. Are you financially prepared for this new reality? Learn how to manage and optimize digital banking tools. Learn how to automate your payments and savings. And most importantly in an increasingly digital world - do your research and protect yourself from identity theft and fraud. I cannot tell you how many stories I hear about cyber fraud and bank hacks. Don’t forget to talk to your teenage kids about this, too!
Perhaps a final and equally important piece of advice: The Vilna Gaon is quoted as saying that the disappearance of the penny could reflect a decline in charitable giving.
When times are tough, people tend to tighten their wallets – it’s an understandable reaction. However, as Jews, we know that generosity is a cornerstone of financial blessing. Set up automated charitable donations – such as via DailyGiving,org so that charity remains a consistent habit. Recognize and live your life knowing that helping others leads to greater financial abundance.
The disappearance of the penny is more than a symbolic event - it’s a warning. At the very least, it’s a warning that the economic landscape is changing. Those who fail to adapt will feel its impact the most. By making smart investments, cutting unnecessary expenses, embracing financial literacy, and continuing to give generously, we can turn our pennies into prosperity. So, the real question now is: how will you make every penny count?
Would you rather have 10 million pennies that you can’t trade or deposit in a bank or $25,000? Please email or message me to let me know your choice! Please let me know if you have a good “Would you rather” question, and we will highlight your submission.
Shmuel Shayowitz (NMLS#19871) is a highly regarded Real Estate & Finance Executive, Writer, Speaker, Coach, and Advisor. He is President and Chief Lending Officer of Approved Funding, a privately held national mortgage banker and direct lender. Shmuel has over twenty years of industry experience, holding numerous licenses and accreditations, including certified mortgage underwriter, licensed real estate agent, residential review appraiser, and accredited investor, to name a few. Shmuel has successfully navigated through many changing markets and business landscapes, making his market insights and experience well-coveted within the real estate industry. He can be reached via email at Shmuel@approvedfunding.com.
