OEM Dealer Direct

DEALERDIRECT FIRST COMMUNITY BANK

VSC PROGRAM

Warranties and Service Contracts for all the brands your dealers sell

13+

YEARS IN BUSINESS

50

COMPLIANT IN ALL STATES

BEST IN CLASS CLAIMS ADMINISTRATION

Designed for dealerships: our simple selling interface provides a quick path to significant revenue.

• Headquartered in Joplin, MIssouri • Founded on Groundhog Day, 2008 • Servicing 500+ dealers nationwide • All claims paid by virtual credit card, instantly • No paper forms— everything is electronic • Easy remitting process, using ACH or eChecks

We are now AM Best Financial Category VIII,

40+

YEARS IN BUSINESS

A-

35,000,000

A.M. BEST FINANCIAL STRENGTH RATINGS OF EXCELLENT

CONSUMERS PROTECTED WORLDWIDE

As a vertically-integrated insurer, we have the structure and flexibility to support a variety of warranty products and risk structures.

PRODUCTS VSC • Ancillary • GAP • Diminished Value • VVP • MSI •

• Motor Club •

Key Auto • Powersports • RV • VPP •

• Home

Electronics •

VERSATILE RISK STRUCTURES First Dollar & Failure to Perform • Flat Fee & Percentage Fee • 100% Re-insured CFC or NCFC •

Proud Partners With

*Fortegra®

• A/O & DOWC

ALL PROFIT. NO RISK. Every loan from Dealer Direct represents additional & untapped revenue for First Community Bank.

Capture every potential dollar by offering your dealer network a turnkey warranty platform which provides extreme value for consumers and dealers alike.

• TruWarranty is completely turnkey with easy setup and quick, efficient rate determination for Dealer Direct.

• All claims are always adjudicated to the letter of the service contracts—and handled with friendly professionalism.

• Full training and support is included for FCB and DD along with your dealers and manufacturers.

DEALERDIRECT FIRST COMMUNITY BANK

Generate additional revenue in 2021 for Dealer Direct and First Community Bank –and that’s just the beginning.

No risk to Dealer Direct or First Community Bank: all TruWarranty contracts are backed by an A- rated insurance company, and certified compliant in all states.

Everything is digital—no paper contracts, no thick rate books.

TruWarranty makes it simple for you and your dealers to get started right away.

Gift your dealer base a worry-free revenue stream that builds trust and keeps them loyal to Dealer Direct.

Ensure your collateral is protected For up to the length of the loan.

DEALERDIRECT FIRST COMMUNITY BANK

VISION WE SUGGEST CAPPING THE RATES SO YOU RETAIN CONTROL.

BY KEEPING CONSISTENT RATES, YOUR DEALERS WON’T PRICE THEMSELVES OUT OF THE MARKET AND NO ONE WILL EXPERIENCE ANY SCRUTINY FROM THE CFPB. Term Extensions: Extend terms with purchase to keep payments at or near base payment levels. Proven program nationwide with other lenders. Creates simple sales.

VSC - 6 Months GAP - 3 Months Both - 9 months Potential for Expansion DD department - FCB loans DD dealers - loans with other lenders Manufacturers - factory warranty and ESC for their dealer base FCB - ALL locations for direct loans