ACCELERATE YOUR DEALERSHIPS’ REINSURANCE RETENTION PENETRATION PROFITS PVR. An F&I provider finally designed by dealers, for dealers
INTRODUCING THE FIRST F&I PROGRAM DESIGNED FROM THE GROUND UP BY ACTUAL AUTO DEALERS. Our innovative approach to F&I is the result of countless 20 Group meetings. We asked dealers for input and feedback on how to improve our entire F&I program, and then incorporated all the top ideas. TruWarranty represents the crystallization & combination of proven best practices from successful dealers across the nation.
ALL THE BEST COVERAGES, UNDER ONE ROOF. We're a full-fledged administrator with a complete product line for autos, RVs, heavy trucks & semis, motorcycles, and powersports.
WHY TRUWARRANTY? We offer all the warranty & service contract products that your dealerships want. Stop paying extra for excess training (and trips), and start using modern F&I programs designed for digital retailing.
RETENTION
TRUCLAIMS
A-RATED
Our Private-labeled Products are designed to keep customers coming back--to YOUR dealership.
Service departments can use our innovative TruClaims adjudication web platform to save time filing claims.
All products available as non-reinsured or reinsured, and are backed by an Arated insurance company.
COMPLIANCE-DRIVEN
REINSURANCE, MADE EASY
TRANSPARENCY
All TruWarranty products are designed from the ground up to keep your dealership compliant.
We understand profit participation better than anyone. Our turn-key reinsurance program keeps things simple for you.
Match your reports up to your reinsurance accounts online–to the penny.
OUR PRODUCTS trupowersports TruPowersports covers more products for more brands compared to any other administrator. Offering protection for your motorcycle, scooter, ATV, UTV, personal watercraft, golf cart or mower.
EXOGLOSS
Provide your dealerships’ customers the best possible paint and fabric warranty -with total control over the application process.
trurv
The most comprehensice RV F&I program available. Every RV product under 1 roof.
trureports
Get immediate feedback on the performance of your existing warranties and F&I Managers.
EXOVISOIN
Windshield protection reimagined.
EXOBUNDLE
Six appearance products bundled togetherr to make life easy
trufinance
truetch
Easily gain access to lenders in your state who specialize in indirect auto financing.
TruEtch is the new and improved standard of anti-theft protection: everything is digital, simple to install, and low-cost. The time has come for dealers to self-servie their etch program. It couldn’t be easier.
trutire
truppm
trupdr
Identity theft recovery and monitoring at its best, for the entire family. Meet the mitigation componenet of the the FTC’s Red Flags Rule.
Give your customers peace of mind about being a terrible drive. All the T&W coverage you’d expect, with options to cover chrome and cosmetic.
Owning your private-labeled maintenance program gives you a competitive edge over dealers offering manufacturer maintenance. Completely customizable, with instant reemptions via virtual credit cards.
Paintless Dent Repair like you’ve never seen it, with our innovative claims adjudication interface that makes customers happy and keeps loss ratios in check.
trukey
truvsc+
trumenu
truidentity
The perfect preload that provides excellent consumer value at an excellent dealer cost. Preload at the click of a button.
trubundle
The traditional bundle with full tire & wheel coverage, plus key replacement, paintless dent repair, windshield repair and roadside assistance.
with TruVSC+ you’ll receive top-of-the-line vehicle service coverage with maintenance benefits included.
trugap
Face it: GAP is a commodity. We make it easy to swap out your current, ore expensive offering -and still get the best possible administration.
The best F&I Menu at no price. Never pay for a menu again. Sign your dealership up for any TruWarranty product and get TruMenu at no extra cost.
trulifetime
Supercharge your reinsurance and penetration rate by preloading our certified lifetime powertrain, and then upselling to TruWrap Exclusionary.
truvsc
high mileage
High mileage covereage with best-in-class elegibility: up to 20 years and 200,000 miles. Perfect for rounding out the coverage of TruVSC.
truvsc
Exclusionary and stater coverages that are the best in the industry. Elegibility up to 200,000 miles and 20 model years.
A SIMPLE PRO FORMA • 4,800 Vehicle Service Contracts sold over the next 12 months, based on existing volume • Average reinsurable VSC claims reserve = $500 • Annual reinsured premium: 4,800 VSCs x $500 = $2,400,000 • Average loss ratio: 70%, leaving annual underwriting income of $720,000 (30% x $2,400,000) • All-in TruWarranty VSC admin fee, including all ceding fees and premium tax: $175 per contract • Other administrator’s admin fee, including 4% ceding fee and 1% premium tax: $259 per contract ($225 admin + $34 additional fees) • Annual savings in reduced admin fees: $403,200 • Over the next five years, gain $3.6 million in underwriting profit ($720k x 5), plus save $2 million in admin fees ($403k x 5).
ACCELERATE YOUR LENDER AGREEMENTS! We will review, consult, and even negotiate your lending agreements with your dealer’s indirect lenders. •Shorter chargeback times, increased reserve, and backend allowances •Strengthen your buying power in the market •Instantly raise your per vehicle profit (PVR) by $697
Better Buying Power
These changes to your lending agreements will not only shorten chargeback times, increase your reserve, backend allowances, they will strengthen your buying power in the market.
15 Years Experience
We have been reviewing and negotiating lender agreements for more than 15 years, our in-house legal can also rewrite your agreements to further protect your Dealership.
High Reward
For large and small dealers, this could be the largest step forward in gross and volume you take.
Raise PVR by $697
Ready to instantly raise your per vehicle profit by $697?
ALL THE BEST 20 GROUP IDEAS, UNDER ONE UMBRELLA.
Participating in your 20 Group is easy. The actual implementation of those great ideas has always been hard. Until now. We took feedback from multiple 20 Groups and used the very best ideas to optimize proven F&I products such as VSC, GAP, and warranties. Every single TruWarranty product has been refined according to 20 Group feedback.