PROTECTION FOR THE ROAD AHEAD
ALL THE BEST F&I PRODUCTS UNDER ONE UMBRELLA.
TRUWARRANTY HAS ASSEMBLED A
GREATEST HITS PLAYLIST FOR YOUR DEALERSHIPS, ALL INSIDE ONE
EASY-TO-USE INTERFACE.
Our unique background and experience gives you every possible F&I product available.
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WE’VE BROUGHT BACK THE HUMAN ELEMENT
TO CLAIMS ADJUDICATION—OUR
CLAIMS PROCESS IS EASY, FRIENDLY,
AND EFFECTIVE. EVERY CLAIM IS PAID OUT INSTANTLY VIA ONE-TIME-USE CREDIT CARD NUMBERS FOR THE EXACT AMOUNT OF THE APPROVAL.
Starting your claim is as easy as emailing, texting, or calling our in-house experts.
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• Headquartered in Joplin, Missouri
• Founded on Groundhog Day, 2008
• Servicing 1000+ dealers nationwide
• All claims paid by virtual credit card, instantly
• No paper forms— everything is electronic
• Easy remitting process, using ACH or Checks
• Compatible with all F&I Menus & Easy to launch
Designed by Dealers, For Dealers: TruWarranty represents the best coverage plus the best administration, all at the best pricing.
for all the brands your dealerships sell. YEARS IN BUSINESS 14+ CLAIMS ADMINISTRATION BEST IN CLASS 50 COMPLIANT IN ALL STATES
Warranties and Service Contracts
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Proud Partners With *Fortegra® Ja c k s o nvi l l e, F L U.S Headq u ar t e r s Lo n do n , U K Ma l t a VERTICALLY INTEGRATED MILLION C ONSUME R S PR O T E C T E D W O R L D WI D E M O R E THA N Pro d u cts & W i re l es s Pe r s o nal and Co mme rcia l Ins u ran ce Pro d u c t s CU S T OMIZAB L E I NSU R ANC E & R EI NSU R ANC E P RO G R AM S On Co ns u me r Lo ans , Lo an Co ll at e ral and Mo re PRODUCTS & OBLIGOR SE R VICE S A CR O SS A L L 5 0 U .S. S TA T E S INC L U D I NG D . C . Fl exib l e Pay m e nt Terms Fo r Ins u ran ce & War ra nt y Produ c t s P re mi u m F ina n c e PA S S PO R T R I G H T S A C R OSS T H E E U A u t h o r i z e d b y M a l t a Fi n a n c i al S erv i c e s A u t h o ri t y ( M F S A ) ww w. fo r t e g r a. c o m T R ADED ON N A S D A Q A S PA R T O F TIPTREE FAMI LY TIP T C omplia n c e Lega l F i n a n c e Tr ai n i n g 3 2 GRO SS W R ITTE N P R E MIU M $1.67 B S HAR E HOLDE R E QUIT Y $286 M 40+ Y E AR S I N BU S I N E S S A . M B E S T F INANCIA L S T R E N G T H R A T ING O F E X C E L LE N T , C L A S S V II I I N A S S ET S $ 2.45 B Jacksonville, FL Uquarters London, U.K. Malta PRODUCTS & OBLIGOR SERVICES ACROSS ALL 50 U.S. STATES INCLUDING D.C. Products & Wireless Personal and Commercial Insurance Products CUSTOMIZABLE INSURANCE & REINSURANCE PROGRAMS On Consumer Loans, Loan Collateral and More Flexible Payment Terms For Insurance & Warranty Products Premium Finance PASSPORT RIGHTS ACROSS THE EU Authorized by Malta Financial Services Authority (MFSA) TRADED ON NASDAQ AS PART OF TIPTREE FAMILY TIPT MILLION CONSUMERS PROTECTED WORLDWIDE MORE THAN 32 VERTICALLY INTEGRATED Underwriting Administration Compliance Legal Finance Marketing Training GROSS WRITTEN PREMIUM 1.67B SHAREHOLDER EQUITY 286M 0722-V02 5
VEHICLE SERVICE CONTRACTS
EXCLUSIONARY AND STATED COVERAGES THAT ARE THE BEST IN THE INDUSTRY. Best in class claims handling customized to each rooftop.
COVERAGE
• $100 Disappearing (ZERO) Deductible when repaired at Selling Dealer
• Roadside Assistance Benefits included
• Pays Posted Labor Rate at Selling Dealer
• Same Day Claims Settlement via Credit Card
• Exclusionary Coverage up to 125k miles at time of Sale, or 96 months for unlimited program.
• Component coverage includes Powertrain, Powertrain Plus, Comprehensive
• Rated by Asian; Domestic plus Volvo & VW; and European plus Corvette
• Labor Rate = Door Rate
CANCELLATION/TRANSFER
• Full refund within first 30 days
• Prorated refund with $75 fee after 30 days
• Transferable to another private party ($50 fee)
ROADSIDE ASSISTANCE •
1222-V03
Towing Assistance • Flat Tire Assistance • Fuel, Oil, Fluid and Water Delivery Service • Lock-out Assistance • Battery Assistance NEW UNLIMITED ELIGIBILITY Current PLUS 2 Model Years Up to 35k miles on odometer at TOS TERM NO MILEAGE LIMIT Terms up to 96 months WRAP Coverage available by Manufacturer Warranty Term PRE-OWNED ELIGIBILITY Up to 10 + Current Model Years Up to 125k miles on odometer at TOS TERM All terms are add on time and miles Terms up to 120 months and 125k miles PRE-OWNED UNLIMITED ELIGIBILITY Current PLUS 7 Model Years Up to 60k miles on odometer at TOS TERM NO MILEAGE LIMIT Terms up to 72 months 6
VEHICLE SERVICE CONTRACTS
care
Vehicles aren’t cheap. DRIVERS SPEND AN AVERAGE OF $1,186 PER YEAR ON VEHICLE MAINTENANCE COSTS.
TruVSC Care will cover the replacement of common items due to wear and tear as well as cover major mechanical components, helping keep your vehicle on the road.
COMPONENTS COVERED
Engine
Transmission
Drive Axle
Steering Wheel Alignment
Battery
Fuses, Light
Bulbs & Headlamps
Fuel & Electrical System
Factory Installed Navigation
Audio
High-Tech Components
Climate Control
Brake Pads & Lining
Struts
Shocks, Front & Rear Suspension
Belts & Hoses
TruVSC Care provides coverage for replacement of wearable items that are commonly excluded by manufacturer and third-party warranties, such as brake pads and rotors, the vehicle’s battery, wiper blades, belts, hoses, fuses, light bulbs and headlamps, while also providing protection against breakdowns. And you’ll receive additional benefits such as emergency roadside assistance and rental car and emergency travel reimbursement coverage. Labor Rate = Door Rate.
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VEHICLE SERVICE CONTRACTS
wrap
EXCLUSIONARY AND STATED COVERAGES THAT ARE THE BEST IN THE INDUSTRY. Best in class claims handling customized to each rooftop.
ELIGIBILITY
Up to 10+ Current Model Years
Up to 125k miles on odometer at TOS
TERM
Up to 13 years and 150k miles on odometer
COVERAGE
• $100 Disappearing (ZERO) Deductible Available Via Surcharge
• Roadside Assistance Benefits included
• Pays Posted Labor Rate/Retail Time at Selling Dealer
• Same Day Claims Settlement via Credit Card
• Exclusionary Coverage
• Labor Rate = $150 per hour
CANCELLATION/TRANSFER
• Full refund within first 30 days
• Prorated refund with $50 fee after 30 days
• Transferable to another private party ($100 fee)
ROADSIDE ASSISTANCE
• Towing Assistance
• Flat Tire Assistance
• Fuel, Oil, Fluid and Water Delivery Service
• Lock-out Assistance
• Battery Assistance
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HIGH MILEAGE
HIGH MILEAGE
VEHICLE SERVICE CONTRACTS FOR VEHICLES UP TO 20 YEARS OLD AND WITH UP TO 200,000 MILES.
ADDITIONAL BENEFITS
24/7 EMERGENCY ROAD SERVICES
COMPETITIVE LABOR RATES
NATIONWIDE COVERAGE
TRANSFERABLE RENTAL CAR
TRIP INTERRUPTION
CUSTOMIZE YOUR COVERAGE
ELECTRICAL BRAKES/SUSPENSION
ENHANCED LIMIT OF LIABILITY
TERMS OF COVERAGE
24 months / 24,000 miles
36 months / 36,000 miles
ENGINE: cylinder block, cylinder heads, and all internally lubricated parts including: pistons, piston pins, piston rings, connecting rods, connecting bearings, crankshaft and main bearings, camshaft and lifters/followers (lifters or followers which have not failed, and only require cleaning are NOT covered), intake and exhaust valves, push rods, rocker arm shafts, rocker arms, and timing drive components including timing chains/belts (timing chain or belt which is being changed as part of the manufacturer’s preventative maintenance schedule is NOT covered) valve train covers, intake and exhaust manifolds, flywheel, oil pump, and oil pan, internal engine sensors
AUTOMATIC TRANSMISSION: transmission case and all internally lubricated parts, planetary gear systems, clutch and steel packs, clutch drums, bands, internal seals, pump, valve body, internal sensors, internal solenoids, and overrunning or one way clutch assemblies, torque converter, and torque converter housing
STANDARD TRANSMISSION: transmission case and all internally lubricated parts, input shaft, output shaft, idler shafts, main shaft, and all internal gears, synchronizer assemblies, and shaft forks (standard transmission clutch assemblies, linkages, and hydraulic clutch units are NOT covered)
TRANSFER CASE: transfer case on all four wheel drive vehicles and all internally lubricated parts
DIFFERENTIAL: front or rear differential housing and all internally lubricated parts (excluding wheel bearings), drive shaft universal joints
SEALS & GASKETS: provides replacement of seals and gaskets which are leaking fluids (lubricants or coolant), slight seepage is not considered to be a covered repair, (vacuum leaks are not covered)
AIR CONDITIONING: ac compressor, ac clutch and clutch coil on vehicles with factory 134 air conditioning units, condenser, condenser fan motor
AXLE SHAFTS: on front wheel drive vehicles covered after the greater of 30 days or 1000 miles (boot failure or damage resulting from boot failure is NOT covered)
Labor Rate = $150 per hour
1222-V06
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TRUVSC COMPARISON*
ENGINE
Lubricated parts contained within the engine block
Timing Belt & Timing Belt Tensioner
Turbo/Supercharger (installed by factory only)
Cam & Crank Sensor(s), EGR Valve, & Fuel Pump, Lift Pump, & Transfer Pump
Fuel Injectors
AUTOMATIC TRANSMISSION/TRANSFER CASE
Lubricated parts contained within the housing
Transmission Cooler
MANUAL TRANSMISSION/TRANSFER CASE
Lubricated parts contained within the housing
DRIVE AXLE ASSEMBLY
Drive Shaft, Constant Velocity Joints, Universal Joints, & Wheel Bearings
SEALS & GASKETS (WHEN REQUIRED WITH COVERED COMPONENT)
Cylinder Head & Intake Manifold Gaskets
Fluids (when required with covered component)
SUSPENSION
Air/Coil/Leaf Springs & Ball Joints
STEERING COMPONENTS
High Pressure Lines, Power Steering Pump/Motor/Gear Box, & Rack and Pinion
BRAKE COMPONENTS
ABS Hydraulic Components, Calipers, Master Cylinder, & Wheel Cylinders
Control Module & Wheel Speed Sensors
AIR CONDITIONING
Accumulator, Clutch, Compressor, Condenser, & Evaporator
ENGINE COOLING SYSTEM
Electric Cooling Fan Motor, Fan Clutch, Thermostat, & Water Pump
Heater Core, Radiator
ELECTRICAL COMPONENTS
Alternator, Front & Rear Window Wiper Motors, & Starter Motor
Door Lock Actuator(s)/Switch(es), Seat Motor(s), & Window Motor(s)/Regulator(s)/Switch(es)
Antenna Motor, Horn & Relay, Sliding Door/Lift Gate/Trunk Actuator(s), & Sun Roof Motor
MISCELLANEOUS
Rental Benefits (for each eight hours of authorized repair time)/Towing 24-Hour Roadside Assistance
Diagnostic Charges (reasonable charges up to one hour) DIESEL, 1 ton, trucks or Jeeps lifted up to 4”, up to 5% difference from factory tire size
LABOR RATE (per hour up to)
tru VSC EXCL. tru VSC CARE tru VSC HIGH MI tru VSC WRAP
X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X *May require surcharge 10
CANCELABLE GAP
PROTECTION IN THE CASE OF A TOTAL LOSS.
APPROVED BY ALL MAJOR LENDERS. AVAILABLE IN ALL STATES.
TRUGAP FEATURES
• Available for both new and used
• Up to $125,000 coverage
NON-REINSURED: TRUGAP PROTECTS YOUR DEALERSHIPS’ RISK
• Up to $1,000 deductible reimbursement
• Approved with all major lenders
• $50,000 max benefit
• Up to 150% LTV
• Up to 96-month terms
• Commercial coverage available
• Available for both franchise and independent dealers
100% COMPATIBLE: TRUGAP WORKS WITH ALL F&I MENUS
BOOST YOUR F&I OVERNIGHT
• Competitive pricing across the board
• Backed by A-rated insurance company
• All digital & electronic, with superior reporting
• Best-in-class claims adjudication
• Deploy remotely-it’s just a form change
• 100% compatible with all menus and DMS
• No costs to get started
QUICK INSTALLATION: TRUGAP IS DEPLOYED EASILY WITH ONE FORM CHANGE
0722-V03
Benefits shall not be provided for the following vehicles which are excluded from coverage: Any vehicles with a gross vehicle weight rating (GVWR) in excess of 15,000 lbs, Aston Martin, Bentley, Daewoo, Dodge Sprinter, Lamborghini, Lotus, Maserati, Ferrari, Rolls Royce, Yugo, RVs, boats, ATVs, snowmobiles, motorcycles, trailers, cargo van, limousine, taxi, buses, rental cars, and the following trucks: box, dump, flat bed, semi cab, towing, and utility. In addition vehicles with special commercial usage equipment, accessories, and body components are excluded.
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EVERY F&I PRODUCT
truppm
The unsung hero for F&I departments. All the T&W coverage you’d expect, with options to cover chrome and cosmetic.
EXOGLOSS
Provide your dealerships’ customers the best possible paint and fabric warranty -with total control over the application process.
Owning your private-labeled maintenance program gives you a competitive edge over dealers offering manufacturer maintenance. Completely customizable, with instant redemptions via virtual credit cards.
EXOPDR
The best Paintless Dent Repair program available.
The best Windshield program available.
EXOBUNDLE
appearance
life
• Key Replacement • Int/Ext Protection • Wheel Protection • Paintless Dent Repair • Windshield Protection • Roadside Assistance trubundle The traditional bundle with: • Tire & Wheel Coverage • Key Replacement • Paintless Dent Repair • Windshield Repair • Roadside Assistance
Six
products bundled together to make
easy:
trutire
EXOVISION
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EVERY F&I PRODUCT
trulifetime
Supercharge your reinsurance and penetration rate by preloading our certified lifetime powertrain, and then upselling to TruWrap Exclusionary.
trutheft
The standard of Everything is digital, simple to install, and low-cost. It couldn’t be easier.
trubattery
Every automobile has a battery, and TruBattery provides coverage for them all: vehicles with gas engines, hybrid vehicles, and even fully battery electric vehicles.
trukey
The perfect preload that provides excellent consumer value at an excellent dealer cost. Preload at the click of a button.
trutlp
Total Loss Protection shields your equity, and gives consumers up to $5000 toward the purchase of a new vehicle.
trupayment
Weekly & Bi-weekly payments made easy through integration with all DMS & menus, available on financed & leased vehicles.
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DEALER OVER-REMITS ARE PAID WEEKLY BY ACH OR ELECTRONIC CHECK.
• APPROVED BY ALL MAJOR LENDERS AND F&I MENUS. • NO-CHARGEBACK OPTIONS AVAILABLE FOR ALL PRODUCTS .
Proudly Partnering With
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