TruDealer 1.0

PROTECTION FOR THE ROAD AHEAD

2

ALL THE BEST F&I PRODUCTS UNDER ONE UMBRELLA. TRUWARRANTY HAS ASSEMBLED A GREATEST HITS PLAYLIST FOR YOUR DEALERSHIPS, ALL INSIDE ONE EASY-TO-USE INTERFACE.

Our unique background and experience gives you every possible F&I product available.

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WE’VE BROUGHT BACK THE HUMAN ELEMENT TO CLAIMS ADJUDICATION—OUR CLAIMS PROCESS IS EASY, FRIENDLY, AND EFFECTIVE. EVERY CLAIM IS PAID OUT INSTANTLY VIA ONE-TIME-USE CREDIT CARD NUMBERS FOR THE EXACT AMOUNT OF THE APPROVAL.

Starting your claim is as easy as emailing, texting, or calling our in-house experts.

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Warranties and Service Contracts for all the brands your dealerships sell.

14+

YEARS IN BUSINESS

50

COMPLIANT IN ALL STATES

BEST IN CLASS CLAIMS ADMINISTRATION

Designed by Dealers, For Dealers: TruWarranty represents the best coverage plus the best administration, all at the best pricing.

• Headquartered in Joplin, Missouri • Founded on Groundhog Day, 2008 • Servicing 1000+ dealers nationwide • All claims paid by virtual credit card, instantly • No paper forms— everything is electronic • Easy remitting process, using ACH or Checks • Compatible with all F&I Menus & Easy to launch

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5

40+

A .M B EST FI N A N C I A L STR EN GT H RATI N G O F E XC EL LEN T, C LASS VI I I

YEAR S I N B USINESS

$ 2.45B IN ASSETS

CUSTOMIZABLE INSURANCE & REINSURANCE PROGRAMS "r;1b-Ѵ| &m7;u ubঞm] CUS T O M I Z A B L E I N u;7b| uo|;1ঞom S U R A N C E & )-uu-m| "oѴ ঞomv R E I N S U R A N C EPremium P R OFinance GRAMS Personal and Commercial Insurance Products

On Consumer Loans, Loan Collateral and More

Personal and Commercial Insurance Products

On Consumer Loans, Loan Collateral and More

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Products & Wireless

VERTICALLY INTEGRATED Underwriting Administration Compliance Legal Finance Marketing Training

Flexible Payment Terms For Insurance & Warranty Products

Premium Finance

Flexible Payment Terms For Insurance & Warranty Products

Ԋ1.67B London, U.K.

VERTICALLY INTEGRATED

London, U.K.

Jacksonville, FL Malta

Malta

Jacksonville, FL Uquarters U.S. Headquarters

GROSS WRITTEN PREMIUM

$1.67B

GROSS WRITTEN Ԋ286M PREMIUM SHAREHOLDER EQUITY

Compliance Legal Finance

$286M SHAREHOLDER EQUITY

Training

32MILLION MILLION CONSUMERS PROTECTED WORLDWIDE 32

CONSUMERS PROTECTED WORLDWIDE

MORE THAN

MORE THAN

PRODUCTS & OBLIGOR SERVICES A C R O S S A L L 5 0 U . S . S TAT E S INCLUDING D.C.

PRODUCTS & OBLIGOR SERVICES A C R O S S A L L 5 0 U . S . S TAT E S INCLUDING D.C.

TIPT

ACROSS THE EU

TRADED ON NASDAQ AS PART OF TIPTREE FAMILY

Authorized by Malta Financial Services Authority (MFSA)

PASSPORT RIGHTS

TIPT

ACROSS THE EU

TRADED ON NASDAQ AS PART OF TIPTREE FAMILY

Authorized by Malta Financial Services Authority (MFSA)

PASSPORT RIGHTS

Proud Partners With

*Fortegra®

www.fortegra.com

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VEHICLE SERVICE CONTRACTS

EXCLUSIONARY AND STATED COVERAGES THAT ARE THE BEST IN THE INDUSTRY.

Best in class claims handling customized to each rooftop.

NEW UNLIMITED

ELIGIBILITY Current PLUS 2 Model Years Up to 35k miles on odometer at TOS TERM NO MILEAGE LIMIT Terms up to 96 months WRAP Coverage available by Manufacturer Warranty Term

COVERAGE • $100 Disappearing (ZERO) Deductible when repaired at Selling Dealer • Roadside Assistance Benefits included • Pays Posted Labor Rate at Selling Dealer • Same Day Claims Settlement via Credit Card • Exclusionary Coverage up to 125k miles at time of Sale, or 96 months for unlimited program.

• Component coverage includes Powertrain, Powertrain Plus, Comprehensive

PRE-OWNED UNLIMITED

ELIGIBILITY Current PLUS 7 Model Years Up to 60k miles on odometer at TOS TERM NO MILEAGE LIMIT Terms up to 72 months

• Rated by Asian; Domestic plus Volvo & VW; and European plus Corvette • Labor Rate = Door Rate

CANCELLATION/TRANSFER • Full refund within first 30 days • Prorated refund with $75 fee after 30 days • Transferable to another private party ($50 fee)

PRE-OWNED

ELIGIBILITY Up to 10 + Current Model Years Up to 125k miles on odometer at TOS TERM All terms are add on time and miles Terms up to 120 months and 125k miles

ROADSIDE ASSISTANCE • Towing Assistance • Flat Tire Assistance • Fuel, Oil, Fluid and Water Delivery Service • Lock-out Assistance • Battery Assistance

1222-V03

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VEHICLE SERVICE CONTRACTS

care Vehicles aren’t cheap.

DRIVERS SPEND AN AVERAGE OF $1,186 PER YEAR ON VEHICLE MAINTENANCE COSTS. TruVSC Care will cover the replacement of common items due to wear and tear as well as cover major mechanical components, helping keep your vehicle on the road.

COMPONENTS COVERED Engine Transmission Drive Axle Steering Wheel Alignment Battery Fuses, Light Bulbs & Headlamps

TruVSC Care provides coverage for replacement of wearable items that are commonly excluded by manufacturer and third-party warranties, such as brake pads and rotors, the vehicle’s battery, wiper blades, belts, hoses, fuses, light bulbs and headlamps, while also providing protection against breakdowns. And you’ll receive additional benefits such as emergency roadside assistance and rental car and emergency travel reimbursement coverage. Labor Rate = Door Rate.

Drive confident knowing you have coverage even after your manufacturer’s warranty has expired.

Fuel & Electrical System Factory Installed Navigation Audio High-Tech Components Climate Control Brake Pads & Lining Struts Shocks, Front & Rear Suspension Belts & Hoses

truwarranty.com

1222-V07

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VEHICLE SERVICE CONTRACTS

wrap EXCLUSIONARY AND STATED COVERAGES THAT ARE THE BEST IN THE INDUSTRY.

Best in class claims handling customized to each rooftop.

ELIGIBILITY Up to 10+ Current Model Years Up to 125k miles on odometer at TOS

COVERAGE • $100 Disappearing (ZERO) Deductible Available Via Surcharge • Roadside Assistance Benefits included • Pays Posted Labor Rate/Retail Time at Selling Dealer • Same Day Claims Settlement via Credit Card • Exclusionary Coverage • Labor Rate = $150 per hour

CANCELLATION/TRANSFER

TERM Up to 13 years and 150k miles on odometer

• Full refund within first 30 days • Prorated refund with $50 fee after 30 days • Transferable to another private party ($100 fee)

ROADSIDE ASSISTANCE • Towing Assistance • Flat Tire Assistance • Fuel, Oil, Fluid and Water Delivery Service • Lock-out Assistance • Battery Assistance

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HIGH MILEAGE

HIGH

MILEAGE

VEHICLE SERVICE CONTRACTS FOR VEHICLES UP TO 20 YEARS OLD AND WITH UP TO 200,000 MILES.

ADDITIONAL BENEFITS 24/7 EMERGENCY ROAD SERVICES COMPETITIVE LABOR RATES NATIONWIDE COVERAGE TRANSFERABLE RENTAL CAR TRIP INTERRUPTION

CUSTOMIZE YOUR COVERAGE ELECTRICAL BRAKES/SUSPENSION ENHANCED LIMIT OF LIABILITY

TERMS OF COVERAGE 24 months / 24,000 miles

36 months / 36,000 miles

ENGINE: cylinder block, cylinder heads, and all internally lubricated parts including: pistons, piston pins, piston rings, connecting rods, connecting bearings, crankshaft and main bearings, camshaft and lifters/followers (lifters or followers which have not failed, and only require cleaning are NOT covered), intake and exhaust valves, push rods, rocker arm shafts, rocker arms, and timing drive components including timing chains/belts (timing chain or belt which is being changed as part of the manufacturer’s preventative maintenance schedule is NOT covered) valve train covers, intake and exhaust manifolds, flywheel, oil pump, and oil pan, internal engine sensors AUTOMATIC TRANSMISSION: transmission case and all internally lubricated parts, planetary gear systems, clutch and steel packs, clutch drums, bands, internal seals, pump, valve body, internal sensors, internal solenoids, and overrunning or one way clutch assemblies, torque converter, and torque converter housing STANDARD TRANSMISSION: transmission case and all internally lubricated parts, input shaft, output shaft, idler shafts, main shaft, and all internal gears, synchronizer assemblies, and shaft forks (standard transmission clutch assemblies, linkages, and hydraulic clutch units are NOT covered) TRANSFER CASE: transfer case on all four wheel drive vehicles and all internally lubricated parts DIFFERENTIAL: front or rear differential housing and all internally lubricated parts (excluding wheel bearings), drive shaft universal joints SEALS & GASKETS: provides replacement of seals and gaskets which are leaking fluids (lubricants or coolant), slight seepage is not considered to be a covered repair, (vacuum leaks are not covered) AIR CONDITIONING: ac compressor, ac clutch and clutch coil on vehicles with factory 134 air conditioning units, condenser, condenser fan motor AXLE SHAFTS: on front wheel drive vehicles covered after the greater of 30 days or 1000 miles (boot failure or damage resulting from boot failure is NOT covered) 1222-V06 Labor Rate = $150 per hour

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TRUVSC COMPARISON

*May require surcharge

truVSC CARE

truVSC WRAP

truVSC EXCL.

ENGINE Lubricated parts contained within the engine block Timing Belt & Timing Belt Tensioner Turbo/Supercharger (installed by factory only) Cam & Crank Sensor(s), EGR Valve, & Fuel Pump, Lift Pump, & Transfer Pump Fuel Injectors AUTOMATIC TRANSMISSION/TRANSFER CASE Lubricated parts contained within the housing Transmission Cooler MANUAL TRANSMISSION/TRANSFER CASE Lubricated parts contained within the housing DRIVE AXLE ASSEMBLY Drive Shaft, Constant Velocity Joints, Universal Joints, & Wheel Bearings SEALS & GASKETS (WHEN REQUIRED WITH COVERED COMPONENT) Cylinder Head & Intake Manifold Gaskets Fluids (when required with covered component) SUSPENSION Air/Coil/Leaf Springs & Ball Joints STEERING COMPONENTS High Pressure Lines, Power Steering Pump/Motor/Gear Box, & Rack and Pinion BRAKE COMPONENTS ABS Hydraulic Components, Calipers, Master Cylinder, & Wheel Cylinders Control Module & Wheel Speed Sensors AIR CONDITIONING Accumulator, Clutch, Compressor, Condenser, & Evaporator ENGINE COOLING SYSTEM Electric Cooling Fan Motor, Fan Clutch, Thermostat, & Water Pump Heater Core, Radiator ELECTRICAL COMPONENTS Alternator, Front & Rear Window Wiper Motors, & Starter Motor Door Lock Actuator(s)/Switch(es), Seat Motor(s), & Window Motor(s)/Regulator(s)/Switch(es) Antenna Motor, Horn & Relay, Sliding Door/Lift Gate/Trunk Actuator(s), & Sun Roof Motor MISCELLANEOUS Rental Benefits (for each eight hours of authorized repair time)/Towing 24-Hour Roadside Assistance Diagnostic Charges (reasonable charges up to one hour) DIESEL, 1 ton, trucks or Jeeps lifted up to 4”, up to 5% difference from factory tire size LABOR RATE (per hour up to)

truVSC HIGH MI

*

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CANCELABLE GAP

PROTECTION IN THE CASE OF A TOTAL LOSS. APPROVED BY ALL MAJOR LENDERS. AVAILABLE IN ALL STATES. TRUGAP FEATURES • Available for both new and used • Up to $125,000 coverage

NON-REINSURED:

TRUGAP PROTECTS YOUR DEALERSHIPS’ RISK

• Up to $1,000 deductible reimbursement • Approved with all major lenders • $50,000 max benefit • Up to 150% LTV • Up to 96-month terms • Commercial coverage available • Available for both franchise and independent dealers

100% COMPATIBLE: TRUGAP WORKS WITH ALL F&I MENUS

BOOST YOUR F&I OVERNIGHT • Competitive pricing across the board • Backed by A-rated insurance company • All digital & electronic, with superior reporting • Best-in-class claims adjudication • Deploy remotely-it’s just a form change • 100% compatible with all menus and DMS

QUICK INSTALLATION: TRUGAP IS DEPLOYED EASILY WITH ONE FORM CHANGE

• No costs to get started Benefits shall not be provided for the following vehicles which are excluded from coverage: Any vehicles with a gross vehicle weight rating (GVWR) in excess of 15,000 lbs, Aston Martin, Bentley, Daewoo, Dodge Sprinter, Lamborghini, Lotus, Maserati, Ferrari, Rolls Royce, Yugo, RVs, boats, ATVs, snowmobiles, motorcycles, trailers, cargo van, limousine, taxi, buses, rental cars, and the following trucks: box, dump, flat bed, semi cab, towing, and utility. In addition vehicles with special commercial usage equipment, accessories, and body components are excluded.

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EVERY F&I PRODUCT trutire

The unsung hero for F&I departments. All the T&W coverage you’d expect, with options to cover chrome and cosmetic.

EXOGLOSS

Provide your dealerships’ customers the best possible paint and fabric warranty -with total control over the application process.

trubundle

truppm

• Tire & Wheel Coverage • Key Replacement • Paintless Dent Repair • Windshield Repair • Roadside Assistance

Owning your private-labeled maintenance program gives you a competitive edge over dealers offering manufacturer maintenance.

Completely customizable, with instant redemptions via virtual credit cards.

EXOBUNDLE

EXOPDR

The traditional bundle with:

Six appearance products bundled together to make life easy: • Key Replacement • Int/Ext Protection • Wheel Protection • Paintless Dent Repair • Windshield Protection • Roadside Assistance

The best Paintless Dent Repair program available.

EXOVISION The best Windshield program available.

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EVERY F&I PRODUCT trulifetime

trutheft

trubattery

Supercharge your reinsurance and penetration rate by preloading our certified lifetime powertrain, and then upselling to TruWrap Exclusionary.

The standard of anti-theft protection.

Everything is digital, simple to install, and low-cost. It couldn’t be easier.

Every automobile has a battery, and TruBattery provides coverage for them all: vehicles with gas engines, hybrid vehicles, and even fully battery electric vehicles.

trukey

trutlp

trupayment

Total Loss Protection shields your equity, and gives consumers up to $5000 toward the purchase of a new vehicle.

Weekly & Bi-weekly payments made easy through integration with all DMS & menus, available on financed & leased vehicles.

The perfect preload that provides excellent consumer value at an excellent dealer cost. Preload at the click of a button.

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DEALER OVER-REMITS ARE PAID WEEKLY BY ACH OR ELECTRONIC CHECK. • APPROVED BY ALL MAJOR LENDERS AND F&I MENUS. • NO-CHARGEBACK OPTIONS AVAILABLE FOR ALL PRODUCTS.

Proudly Partnering With