Ignition 20 Group Presentation

Ignition D EAL ER SERVI CES

T h e S o l u t i o n s C o m pa n y

Who is Ignition Dealer Ser vices?

We’re o ne of the nation’s l e a din g a dm in ist ra tor s for l e n de rs , d e a le r s , a n d ma nu facturer s.

I g nitio n merged with Cho ic e A u to L e n din g in 2 0 2 0 to c re a te th e M i d we st ’s la rg e st a d min istrator. Most of ou r por t fol io is c om pr is e d of l e n de rs li ke P ro n to Fi n a n c e , f ra nchis e & independent de a l e r s a n d in te r n a t ion a l m a n u fa c tu re r s li ke S C AG la w n mower. We also whi te lab e l a l a rge pe rc e n t a ge of ou r bu s in e ss fo r th o s e w h o wa n t th e l o o k a nd feel of their ow n progra m w it hou t a l l of t he wor k a n d fi n a n c i a l re q u i re m e n ts t h a t g o i nto creating a TPA a n d in s u ra n ce c om pa n y.

I g nitio n has been i n busi n e ss s in c e 2 0 0 8 , s e r vic in g de a l e r s, le n d e r s a n d ma nu facturer s i n all 50 st a te s .

We are a full-fledged adm in ist ra tor a n d t ha t a l l ow s u s t he a b i li ty to b u i ld p ro g ra m s b a sed on our client ’s uniqu e n e e ds .

We o f fer GAP, Ser vice Co n t ra ct s , forc e pl a c e d in s u ra n ce bl an ke ts a n d a ll a n c i lla r y F& I pro d ucts for Auto, RV, Se m i, Powe r s por t s , B oa t s a n d e ve n L a w n m owe r s . O n e p la c e to g o fo r ever ything, no nee d to s e gre ga te you r bu s in e ss a c ro ss two o r m o re p rov i d e r s to meet your needs.

I f we d on’ t have i t, we’ ll cre a te it . We m a ke t he c l a im s proc e ss b e t te r w h i le re d u c i n g t h e price compared to ou r c om pe t itor s .

We trimmed the fat to be a bl e to prou dl y dis pl a y ou r pr ice s tra n s p a re n tly w i th o u t co mpro m isi ng on what de fin e s a qu a l it y a dm in ist ra tor.

Simp l y put, Igniti on was cre a te d to ou t pe r for m t he m a r ke t by o f fe r i n g 1st c la ss c la i m s a d jud icati on, wor ld class s e r vic e a n d u n he a rd- of a dm in ist rati ve c o sts .

Do you really know what you're paying in administ rative costs?

So me m i ght disclose thei r a dm in fe e , bu t w ha t is in c l u de d o r w h a t i s h i d d e n th a t yo u mig ht not be aware of ?

D o yo u know that the pre m iu m t a x ra te is ba s e d on t he st a te th a t th e T PA i s d o miciled? Many companie s s how a n in fla te d pre m iu m t a x m a n y p o i n ts a b ove th e i r d o miciled state speci fic t a x ra te a s a s ou rce of re ve n u e .

W h a t you’ ll find i s that a dm in ist ra t ion a gre e m e n t s a re of te n la d e n w i th h i d d e n fe e s an d u n favorable language t ha t c a n c ost you m il l ion s in you r re i n s u ra n c e p o s i ti o n .

H ow t ransparent are your a gre e m e n t s ?

M an y a dministrator s will c ha rge c l a im s a dj u dic a t ion fe e s or i n s p e c ti o n fe e s w h e n a d juster s come out to i ns pe c t c l a im s .

T his is just the sur face of w ha t t his a ge - ol d bu s in e ss ha s h i d d e n d e e p i n th e i r a g reeme nts that in the e n d on l y hu r t s t he s e l l e r s of t he po li c i e s a n d th e c o n tra c t ho l d ers.

What could we be saving you?

Tha t really depends on w ha t we fin d in ou r c ost s a n a l y s is ; We ’ ll d o a fu ll re v i e w o f yo ur cur rent administrato r ' s a gre e m e n t s , pr ice s a n d re in s u ra n c e p o s i ti o n i f yo u reinsu re your contracts.

On ce we ’ ve been contracte d, we ’ l l f u r n is h a c om pl e te ove r v i e w a n d c o m p a r i s o n fo r yo ur co nsiderati on.

Yo u a ren’ t required to ente r in to a m a n a ge m e n t a gre e m e n t u n le ss we m e e t yo u r expect ations.

Yo u ’ll k now our pr i cing upf ron t pr ior to ou r re v ie w ; O u r j ob i s to u n c ove r o ppo r tuni ti es to generate re ve n u e a n d re du ce e xpe n s e .

We’ve also saved untold e m pl oy m e n t hou r s l ost do to l a ck o f s u p p o r t a n d te c h n o lo g y so l u t io ns for thei r custom e r s .

I g nitio n i s the solution to a n a gin g a n d broke n sy ste m t ha t th e m a r ke t b e e n ye a r n i n g .

S o, why Ignition?

We’re sm all enough to be n im bl e a n d l a rge e n ou gh to a dm in i stra te a n y vo lu m e o f co nt ra cts your busi ness re qu ire s .

Tra nsparency is paramoun t to ou r s u c c e ss ; you ’ l l kn ow ou r p r i c i n g u p fro n t.

Yo u’ll have up to the min u te pre for m l ogs of you r re in s u ra n c e p o s i ti o n a n d d a i ly remit ta nce logs accessible 2 4 /7 /3 6 5 .

U n prece dented clai ms suppor t a n d s e r vic e re pa ir pa y m e n t s.

Wo rl d class training and de ve l opm e n t he l d by in du st r y l e a d e r s a va i la b le fo r s e r v i c e , sa les a nd of fice staf f.

I n ho u se legal counsel, le ga l a dvic e a n d s u ppor t w it hou t t h e fe e s .

Tax suppor t and CPAs ava il a bl e for c on s u l t a t ion a ga in , w it h o u t th e e x p e n s e .

Fina ll y, our approach to te chn ol ogy, if we don ’ t ha ve it … we c a n b u i ld i t.

VSC Vehicle Ser vice Contrac ts - Reinsurable Ad min Fee $79.00 Admi n Fee include s c e din g fe e , C L I P, c l a im s a dj u dic a ti o n , i n s p e c ti o n s & lo ss ad ju stment E xcluded Premium Ta x howe ve r pre m iu m t a x w il l be c h a rg e d a t sta te ra te w i th no ma rk up Flat cancellation fe e of $ 5 0 Pa ck to be set by the dea l e r a n d re m it te d we e kl y u pon re ce i p t o f p a y m e n t Detailed repor ting a va il a bl e we e kl y Up to the minute cl a im s a n d l oss da t a

GAP Guaranteed Asset Protec tion - 1 50 IGN IT ION GA P 1 5 0 - N ON R E IN S U RE D Terms

D ea l er Ad m in

Pa c k

C o st

0 -60- Month

$121

$0

$121

6 1-72 Month

$176

$0

$176

7 3-84 Month

$232

$0

$232

8 5-96 Month

$311

$0

$311

GAP Guaranteed Asset Protec tion - 1 25 IGN IT ION GA P 1 2 5 - N ON R E IN S U RE D Terms

D ea l er Ad m in

Pa c k

C o st

0 -60- Month

$112

$0

$112

6 1-72 Month

$159

$0

$159

7 3-84 Month

$209

$0

$209

8 5-96 Month

$297

$0

$297

Ignition Tire & Wheel - Reinsurable Ad min Fee $43.00 Admi n Fee include s c e din g fe e , C L I P, c l a im s a dj u dic a ti o n , i n s p e c ti o n s & lo ss adjustment E xcluded Premium Ta x howe ve r pre m iu m t a x w il l be c h a rg e d a t sta te ra te w i th no mar k up Flat cancellation fe e of $ 2 5 Pa ck to be set by the dea l e r a n d re m it te d we e kl y u pon re ce i p t o f p a y m e n t Detailed repor ting a va il a bl e we e kl y Up to the minute cl a im s a n d l oss da t a

Ignition Key - Reinsurable Ad min Fee $20.00 Admi n Fee include s c e din g fe e , C L I P, c l a im s a dj u dic a ti o n , i n s p e c ti o n s & lo ss adjustment E xcluded Premium Ta x howe ve r pre m iu m t a x w il l be c h a rg e d a t sta te ra te w i th no mar k up Flat cancellation fe e of $ 2 5 Pa ck to be set by the dea l e r a n d re m it te d we e kl y u pon re ce i p t o f p a y m e n t Detailed repor ting a va il a bl e we e kl y Up to the minute cl a im s a n d l oss da t a

Ignition Thef t Protec tion - Reinsurable Ad min Fee $20.00 Admi n Fee include s c e din g fe e , C L I P, c l a im s a dj u dic a ti o n , i n s p e c ti o n s & lo ss adjustment E xcluded Premium Ta x howe ve r pre m iu m t a x w il l be c h a rg e d a t sta te ra te w i th no mar k up Pa ck to be set by the dea l e r a n d re m it te d we e kl y u pon re ce i p t o f p a y m e n t Detailed repor ting a va il a bl e we e kl y Up to the minute cl a im s a n d l oss da t a

Ignition Bundle (D en t /D i n g, Key, W i n dshie ld, Roa dside ) - Reinsurable Ad min Fee $45.00 Admin Fee include s c e din g fe e , C L I P, c l a im s a dj u dic a ti o n , i n s p e c ti o n s & lo ss adjustment E xcluded P remium Ta x howe ve r pre m iu m t a x w il l be c h a rg e d a t sta te ra te w i th no mar k up Flat cancellati on fe e of $ 2 5 Pa ck to be set by the deal e r a n d re m it te d we e kl y u pon re ce i p t o f p a y m e n t Detai led repor ting a va il a bl e we e kl y Up to the mi nute c l a im s a n d l oss da t a

Ignitoin Interior & Exterior Protec tion - Reinsurable Ad min Fee $29.00 Admi n Fee include s c e din g fe e , C L I P, c l a im s a dj u dic a ti o n , i n s p e c ti o n s & lo ss adjustment E xcluded Premium Ta x howe ve r pre m iu m t a x w il l be c h a rg e d a t sta te ra te w i th no mar k up Pa ck to be set by the dea l e r a n d re m it te d we e kl y u pon re ce i p t o f p a y m e n t Detailed repor ting a va il a bl e we e kl y Up to the minute cl a im s a n d l oss da t a

Ignition Paintless Dent Removal - Reinsurable Ad min Fee $25.00 Admin Fee include s c e din g fe e , C L I P, c l a im s a dj u dic a ti o n , i n s p e c ti o n s & lo ss adjustment E xcluded P remium Ta x howe ve r pre m iu m t a x w il l be c h a rg e d a t sta te ra te w i th no mar k up Flat cancellati on fe e of $ 2 5 Pa ck to be set by the deal e r a n d re m it te d we e kl y u pon re ce i p t o f p a y m e n t Detai led repor ting a va il a bl e we e kl y Up to the mi nute c l a im s a n d l oss da t a

L ease Care - Reinsurable Ad min Fee $35.00 Admi n Fee include s c e din g fe e , C L I P, c l a im s a dj u dic a ti o n , i n s p e c ti o n s & lo ss adjustment E xcluded Premium Ta x howe ve r pre m iu m t a x w il l be c h a rg e d a t sta te ra te w i th no mar k up Flat cancellation fe e of $ 2 5 Pa ck to be set by the dea l e r a n d re m it te d we e kl y u pon re ce i p t o f p a y m e n t Detailed repor ting a va il a bl e we e kl y Up to the minute cl a im s a n d l oss da t a

Maintenance - Reser ve Account Ad min Fee $30.00 Flat cancellati on fe e of $ 2 5 Pa ck to be set by the deal e r a n d re m it te d we e kl y u pon re ce i p t o f p a y m e n t Detai led repor ting a va il a bl e we e kl y Up to the mi nute c l a im s a n d l oss da t a

Why net of claims?

W h y d o n’ t most admi nistra tor s u s e t he n e t of c l a im s m e t ho d fo r c a n c e lla ti o n s v s . ti m e an d miles alone?

The sim ple answer i s ti me a n d e xpe n s e of t ra c kin g c l a im s , m o st a d m i n i stra to r s ' systems are too antiquate d a n d a re n ot bu il t to c a l cu l a te t h i s a d d i ti o n a l m e tr i c .

H ow is this ef fecti ng your re in s u ra n c e pos it ion ?

The shor t answer is wor kin g w it h I gn it ion a n d a ppl y in g t he n e t o f c la i m s m e th o d yo u ’ ll lower your loss ratio by 4 % + /-.

Other Produc ts W in d shield L ifetime Li mited War rant ie s 3 /3 & 6/6 Ser vice Contra ct s C A R E – Car s and Recreati on a l Equ ipm e n t Pol icy AD R (Auto Deducti ble Re im bu r s m e n t ) I g n itio n Pay ( Bi -weekly a n d We e kl y Pa ym e n t s ) I d en t it y Thef t Equ ity Shield ( Cash benefi t u pon tot a l l oss )

IF W E D O N’ T H AVE I T, WE ’ LL M A K E I T … A N D MAK E I T B E T T E R

Ignition

D E A L E R S E RV I C E S