By Steve Adams Staff
| Banker & Tradesman
REALRESIDENTIALESTATE
BY THE NUMBERS
Source:
The Warren Group’s Statistics Module
year-to-date number of single-family sales in Worcester County as of July 31.
$988,5009,567
The historically low interest rates in 2020 and 2021 have left 73 percent of homeowners nationwide with a mortgage rate below 4 percent, according to John Burns Real Estate Consulting.
HELOC s STEP INTO THE GAP
As Refis Wane, Borrowers Shift to Other Products SPRING HOUSING MARKET REVIEW SEE PAGE 8 OUTER RING REVIVAL Projects Reimagine I-495 Office Parks New Owners Have a Different Approach at Corporate Campuses
SINCE 1872REAL ESTATE &
Source: The Warren Group’s Statistics Module
By the Numbers on page 6.
year-to-date median
The number of combined single-family and condo listings statewide in August. See James Sanna’s story on page 8.
The Warren Group’s Statistics Module$280,0004,288
Some of the traditional reasons bor rowers open HELOCs include house re pairs and debt consolidation. With more rate hikes expected as the Federal Re serve attempts to bring down inflation, HELOCs could become a key resource as borrowers look for ways to manage ex penses and finances.
Commercial Real Estate PAGE 7 Greater homeownersBostonaresittingon $225.76 billion in tappable home equity.
HELOCs provide homeowners with access to a line of credit, similar to a credit card. Not everyone who applies for a HELOC ends up accessing funds.
average interest rate on a 30-year, fixed-rate mortgage at the end of August. See James Sanna’s story on page 8.
uity out of their homes, the most afford able way to go is to get the home equity line of credit,” said Barbara Yanke, senior vice president and director of residential lending at Leominster-based Fidelity Bank.
The year-to-date median single-family sale price in Southborough as of July See By the Numbers on page 6.
Source:
Source:
BY DIANE MCLAUGHLIN BANKER & TRADESMAN STAFF
Don Peebles’ pair of developments at highway tunnel portals in Boston come with complicated design considerations, but also potential transformational changes.
The single-family sale price in Athol as of July 31.
1872 More andownershome–lend ers – are turning to home equity loans and lines of credit in the face of his toric levels of tap pable equity and rising mortgage rates that make cash-out refinances unattractive. “If [homeowners] want to get the eq
COMMERCIAL INTERESTS The Daily Office Commute Is Dead. Now What? Boston to Launch Downtown Revitalization Effort Next Month By Scott Van Voorhis | Banker & Tradesman Columnist Commercial Real Estate PAGE 3
year-over-year drop in new listings in August. See James Sanna’s story on page 8.
The
See By the Numbers on page 6.
Freddie Mac 5.66 percent
Realtor.com 22.15 percent The Worcester County median single-family sale price in July. See By the Numbers on page 6.
Source: Realtor.com
The
The
The Warren Group’s Statistics Module$585,000$406,019 The statewide median single-family sale price in July. See James Sanna’s story on page 8.
See
Source: The Warren Group’s Statistics Module
31.
Unless otherwise noted, all data is sourced from The Warren Group’s FINANCIAL INFORM AT IONFINANCIAL SINCE
Mortgage Market Share Module, Loan Originator Module, Statistics Module and/or proprietary database. For more information please datasolutions.www.thewarrengroup.com/business/visit TRENDING LENDING ANNIVERSARY REAL EST AT E &
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Source:
Source:
Record Equity to Tap
WEEK OF MONDAY, SEPTEMBER 19, 2022 BY THE NUMBERS PAGE 6 County close-up: Worcester Spotlight: Oakham IN PERSON PAGE 10
“People have really been deciding that’s the better way to gain that extra equity they now have in their home with the appreci ated values; it’s the best way to gain access to that and leave their first mortgage alone.”
Continued on Page 11
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• About 41 percent of banks reported net income compared to 87 percent in the first half of 2021. While most banks are still considered profitable, unprofitable ones increased from 1.8 percent of all institutions at the end of the second quarter of 2021 to 9.6 percent on June 30, 2022.
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BAKER HELPS OPEN LUPOLI PROJECT IN LAWRENCE
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• The Department of Energy Resources – which is managed currently by Baker – gains full authority to pick a replacement participant in the 10-town program if West Tisbury backs out. Somerville has also indicated its interest in joining.
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• The net interest margin at Massachusetts institutions was 1.80 percent at the end of the second quarter, compared to 1.66 percent in the first half of 2021.
Medford Begins Process for Wellington Air-Rights Development 19-Story Apartment Tower Proposed in Fenway How Will Boston’s Rent Stabilization Shake Out? Boston: A Contingent History Rent Control Is Not the Answer to Our Housing Crisis On Route 128, a History of Constant Innovation Somerville Labs Get $278M in Construction Financing Baker Helps Open Lupoli Project in Lawrence Chinatown Garage Sold to NY Investor
Communications Manager: Mike Breed
• The Riverwalk redevelopment, which Lupoli began in 2003, has led to more than 4,000 new jobs in Lawrence and the property is now the city’s largest taxpayer, Lupoli Cos. said. Riverwalk Properties is listed on the Mass. Development Finance Agency’s website as one of its success stories, highlighting a 2011 financing package.
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• The governor joined local officials and developer Sal Lupoli to open The Pavilion at Riverwalk, a 1,200-car garage topped with a turf playing field for local teams. The facility was built as part of Lupoli Cos.’ Riverwalk mixed-use complex on the banksof the Merrimac River.
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Banker & Tradesman readers don’t rate many of the “urban renewal” era’s achievements.
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Huntingtonbuilding5-storyto14-storyfeet,142,810towerunitproposesManagementTremontBoston-basedAsseta157-apartmenttotalingsquareincludingaadditiontheexistingapartmentat409Ave.
• Massachusetts-based banks saw lower net income in the first half of the year compared to 2021, in part because of higher compensation for employees, according to FDIC data.
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• Greater Boston Real Estate Board CEO Greg Vasil said his organization “firmly agrees with and supports” Boston’s efforts to combat climate change, but charged that Boston’s proposed gas ban would increase construction costs too much at a time when housing developers are facing ever-greater costs for materials and money to build new apartments and condominiums.
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• In August, Boston Mayor Michelle Wu announced that the Boston Planning and Development
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• Developers will be required to design projects that include a bus maintenance facility that the MBTA plans to relocate from the Fellsway to Wellington by 2029. The projects also should be designed to retain MBTA customer parking and a loss of income to the transit agency.
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• “When I bought this property 20 years ago, it was abandoned and many thought it was lost forever,” Lupoli, who has occasionally been mentioned as a possible Republican political candidate, said. “But I didn’t see hopelessness – I saw opportunity. Riverwalk and this new field are proof that our community is vibrant and economically strong.”
• Gov. Charlie Baker appears likely to have the say in whether or not Boston will be able to join the state’s all-electric construction pilot, provided West Tisbury officials formally declare their intent to bow out in the face of affordable housing requirements.
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• According to a project notification form submitted to the BPDA last week, Tremont Asset Management is a majority woman-owned firm and in the process of obtaining state WBE certification. Other women- and minority-owned members of the project team include Park Property management, law firm Prince Lobel & Tye, Niche Engineering and Sustainability Consulting.
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• In a request for information issued last week, Mayor Breanna Lungo-Koehn said the city will seek projects that include a “significant housing, commercial or mixed-use development” at the MBTA station near the Somerville and Everett lines. Submissions are due Oct. 31. Cushman & Wakefield has been named the city’s real estate advisor for the process.
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Getting landlords to play ball, though, may prove to be a challenge, at least in some cases. Some building owners would invariably rather hold out for an aspirational rent. And in some cases, they may be willing to stick it out for years to get it, bad publicity be damned.
You can forget all the post-Labor Day hoopla about the supposed return to the of fice.
There are currently 16 million square feet of lab buildings under construction in the region, according to JLL research, effectively increas ing the regional life science inventory by 50
be submitted to:
Yet it won’t be easy, for City Hall’s down town revitalization efforts face serious head winds like the relentless rise of remote work. And the fact these challenges are not unique to Boston doesn’t necessarily make it any eas ier.
‘Quirky’ Shops for Empty Spaces
Given that the city employs more than 19,000 people, with a heavy concentration downtown, that’s a lot of missing coffee runs andThatlunches.said, the solution isn’t forcing workers back to the office, but rather to face up to the reality that the pre-pandemic world of daily commuting is gone and not coming back.
BY STEVE ADAMS BANKER & TRADESMAN STAFF
JLLofcourtesymage
Some have been vacant for nearly two and a half years, like Hale and Hearty Soups in the Financial District, which still has the menu for March, 17, 2020 taped its now long-since shuttered front door. (Corned beef and cab bage and vegetarian split pea were the soup specials that day, if you were wondering.)
The Daily Office Commute Is Dead. Now What?
‘Return to Office’ Over
It is the next step in a campaign that kicked off earlier this year, with officials putting on a series of events aimed at luring people back to the city, whether or not they are commuters.
SEPTEMBER 19, 2022 BANKER & TRADESMAN | 3
D
JLL capital markets sourced the floatingrate construction loan from Brookfield Asset
have already leased 86 percent of the 5.7 million square feet of lab space sched uled for completion in 2022, and 26 percent of the 9.5 million square feet coming online in 2023, according to JLL.
“We want more retail and restaurant busi nesses and more quirky businesses,” Idowu said, noting that a Black-owned skateboard shop has picked the area for its second loca tion.City officials also want to work with build ing owners and commercial landlords to lower rents for budding shops and restaurants.
The Wu administration has been experi menting with a pilot program that allows city
Office occupancy numbers – as in the amount of office space filled with real, live human beings – barely budged after the holi day, according to the Kastle Group. While the firm doesn’t track Boston, New York’s office space is more than 60 percent empty, while D.C. is split roughly 60/40, as well.
The Wu administration is preparing to launch a multimillion-dollar campaign to fill dozens of empty restaurant and retail spaces in downtown Boston and in neighborhoods across the city as well.
A bigger challenge, though, will be getting enough people downtown to support these new ventures, in addition to the restaurants and shops that have managed to survive over the past two and half years.
development team received a $278 mil lion construction loan for a Somerville lab project scheduled for completion in 2024 in the growing Boynton Yards life science cluster.The 334,000-square-foot Boynton Gateway project is being developed by CV Properties, Cannon Hill Capital Partners and L&B Re altyBrookfieldAdvisors. Asset Management provided the floating-rate construction loan for the project, located next to the 1.35 millionsquare-foot Boynton Yards life science development by Leggat McCall Properties and DLJ Real Estate Partners.
It has been a problem in Downtown Cross ing in years past, and it’s hardly a phenome non limited to Boston as many officials across suburban Massachusetts can attest.
Boston’s economic development chief said he is hoping to get a greater array or variety of businesses to fill these spaces.
Boynton Gateway developers origi nally submitted plans in early 2021 for a 12-story lab tower on the site, which con tains industrial and residential properties on Columbia Street, Webster Avenue and Beach Avenue. In January, they reduced the building height to 9 stories in response to objections from neighbors at the 80 Webster condominium complex.
Somerville Labs Get $278M in Construction Financing
“There are still quite a number of vacancies that we need and want to fill,” he said.
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Idowu, the former president of the Black Economic Council of Massachusetts, certainly gets it. But with the future of the office market still uncertain, the road ahead promises to be long and challenging.
Scott Van Voorhis is Banker & Tradesman’s columnist; opinions expressed are his own. He may be reached at sbvanvoorhis@hotmail.com.
Boston to Launch Downtown Revitalization Effort Next Month
The project breaks ground amid continuing strong leasing activity during a historic life sci ence building boom in Greater Boston.
Whether they like it or not, many compa nies appear to be settling into a hybrid sched ule of three days in the office, two days re mote.And it’s not just the private sector that is embracing the virtual offices, but city and state governments as well.
COMMERCIAL REAL ESTATE
WANTED TO LEASE
“I think every major city is having a con versation about the future of downtown,” Idowu said. “Boston is no different.”
RETAIL OR CUSTOMER SERVICE SPACE IN ASHLAND, FRAMINGHAM, HOPKINTON,MARLBOROUGH, MILFORD, SOUTHBOROUGH, OR WESTBOROUGH WITHIN ONE- AND ONE-HALF MILE OF AN INTERSTATE HIGHWAY, OR ON A NUMBERED STATE ROADWAY
Boston’s Downtown Crossing neighborhood in 2019. With far fewer office workers downtown since before the pandemic, city officials are hoping the neighborhood can find new life as a retail and dining destination.
percent.Tenants
owntown Boston remains pock marked with empty restaurants and shops, a reminder of the wrenching changes wrought by the pan demic.Now
Division of Capital Asset Management and Maintenance Office of Leasing and State Office Planning One Ashburton Place 14th Floor, Room 1411 Boston, Massachusetts 02108 or by e-mail leasepropsubmittal.DCAMM@mass.govto:
BY SCOTT VAN VOORHIS BANKER & TRADESMAN COLUMNIST
Proposals must be submitted by the deadline of October 13, 2022, at 2:00 p.m. Proposals will be opened at that time. The RFP can be downloaded from
ThisNumbercall“Find(RFP)leasing-property-to-the-commonwealthwww.mass.gov/service-details/UnderRequestsforProposalstoLeaseSpace,clickon“COMMBUYS”andthenclickonIt”.Youmayalsoemailleasing.dcamm@mass.govor857-204-1355torequestacopyoftheRFP,referencingProject202231900.1.Forfurtherinformation,call(857)310-6327.noticeisalsoavailableatwww.masspublicnotices.org.
employees to work from home two days a week.
we are about to see whether Boston Mayor Michelle Wu can make some headway on bringing new life to these long-dead storefronts.
The money will be divided into $100,000 grants spread out over three years, with cash coming from federal relief funds.
Idowu did not have a tally of the number of empty storefronts and restaurant spaces across city, but the vacancies were hard to miss on my recent walk through the Financial District and Downtown Crossing.
On behalf of the Massachusetts Department of Transportation, Motor Vehicles Division, also known as the Registry of Motor Vehicles Division (MassDOT/RMV), the Massachusetts Division of Capital Asset Management and Maintenance invites proposals to lease approximately 8,100 usable square feet of retail or customer service space in the above-referenced search area for a term of 10 Proposalsyears.must
Getting landlords to play ball may prove to be a challenge.
A
The $9 million grant program, to be un veiled next month, is supposed to help bud ding entrepreneurs move into some of these empty restaurants, shops and storefronts, with a particular emphasis on providing opportu nities to minority and women-owned busi nesses, said Segun Idowu, Boston’s economic development chief.
Management. The project is scheduled for completion in the third quarter of 2024.
EDITORIAL CARTOON
T
spite 24 percent of rent controlled towns being residents of color. How can this be? Heikki Loikkanen of the Uni versity of Finland had already predicted it with his semi nal paper, “On Availability Discrimination under Rent Control.” Basically, landlords with thin margins under rent control hold apartments vacant longer waiting for a per fectInapplicant.America – and Massachusetts, no less – we have a Black-white gap on all metrics relevant on a rental ap plication. The Economic Policy Institute shows that me dian household income is $41,692 for Black households but $70,642 for white households. ApartmentList shows Black households are twice as likely to be evicted as white households. The Urban Institute shows 21 percent of Black households have a FICO credit score above 700, whereas 50 percent of white households do. And a report from the Sentencing Project shows African Americans constitute 53 percent of drug convictions, despite representing 14 per cent of drug Applicantsusers.ofcolor cannot compete in a market made even more restrictive by rent control. Let us create more rental housing to solve both high rents and housing in equality.
— Doug Quattrochi is executive director of MassLandlords
In 2007, Brigham Young University professor David Sims found that during rent control in Cambridge, only 12 percent of rental housing went to renters of color, de
More importantly, you could open yourself up to law suits if you go into hiding on settlement day. The seller might ask the court to compel you to live up to the agree ment, a concept known as “specific performance.” And your agent could demand that you pay their rightfully earned commission.
As Banker & Tradesman reports in this week’s issue (see page 8), housing inventory growth could be leveling off. Instead of rising steadily, pushed up by declining numbers of buyers, month-over-month growth in the number of active condominium and single-family listings statewide cooled off in August, according to Realtor.com data.
EDITORIAL
Maybe you lost your job, failed to secure financing or couldn’t sell your current house. Or perhaps the home inspection turns up stuff that turns you off, or the seller doesn’t uphold their end of the bargain.
The Only Fix for Housing Woes: Plan, and Build
At a minimum, you will probably be asked to pay the seller’s and the agent’s expenses, which could be signifi cant. Even so, you may decide that’s better than buying a house you’ve changed your mind about.
Once the inspector has filed a report, you still have a few avenues. Hopefully, nothing major turns up. But if it does – say the roof must be replaced, or lead paint was found – you can use that as the reason for changing your mind.Even if the inspector doesn’t find much to complain about, you can use the report to back out. The contract likely calls for a “satisfactory” inspection, but it doesn’t have to be acceptable to the seller – just you. You are not required to turn over the report to the seller, either.
Banker
Rent Stabilization Is a False Hope
LETTER TO THE EDITOR
Launch planning processes to help the community reimagine what its single-story retail, office parks, empty lots near train stations and other properties couldKeepbecome.transit, walking and cycling front and center so that these new visions foster a low-carbon future.
By doing so, and turning those plans into by-right zoning, they can eliminate a significant amount of a development’s up-front costs, creating the potential for cheaper housing.
Letters to the editor of 350 words or less may be submitted via email at editorial@thewarrengroup.com with the subject line “Letter to the Editor,” or mailed to the offices of The Warren Group. Submission is not a guarantee of publication.
Follow the Fine Print
Sometimes, Your Client Needs to Bail. Here Are Some Ways They Can THE HOUSING
Lew Sichelman has been covering real estate for more than 50 years. He is a regular contributor to numerous shelter magazines and housing and housing-finance industry publi cations. Readers can contact him at lsichelman@aol.com.
OPINION
Single-family zoning has all but ended the creation of new rental housing. The constrained supply has made housing increasingly unaffordable for many of us, es pecially residents of color, just as it was intended to do. Rather than cut the strings of racist zoning, our elected of ficials seem bound, marionette-like, to dance around false hopes like rent control.
Inc.
This state of affairs also leaves Massachusetts in a tricky spot. It’s hard to imagine the current situation leading to anything other than a very slow build-up of unsold homes, absent another cataclysmic financial crisis.This is where projects come in like those Steve Adams describes in his story (see page 7), or those hy pothesized by the Metropolitan Area Planning Coun cil in its January report, “Rethinking the Retail Strip.”
If local officials want to do right by the majority of their residents who need affordable housing op tions and who don’t want to see their suburbs slowly fade away, they should be actively trying to encour age redevelopment of the tired commercial properties within their borders.
SICHELMAN SPECIAL TO BANKER & TRADESMAN
How to Exit a Sales ContractBYSCENELEW
experience reporting on real estate for more than half a century. Before taking any steps to end a contract, talk to your agent and seek legal advice.
You do the math.
T
Put the market to work to achieve affordability goals by maximizing the amount of developable land in town. This will keep a small number of develop ments from dominating the local market for new homes, giving them the power to set whatever price they want for new homes.
Any of these can be used to terminate a purchase agreement, but they all come with restrictions. It all comes down to the fine print.
4 | BANKER & TRADESMAN SEPTEMBER 19, 2022
This means, however, that inventory will stay tight. Traditional wisdom holds that a market needs four to six months’ worth of inventory to give buyers a fight ing chance and keep home prices from being bid up further into the stratosphere. The most recent fig ures from the Massachusetts Association of Realtors showed only 1.4 months’ supply for single-families and 1.8 months’ supply for condominiums in July, when the number of active listings on the market hit its current 2022 high according to Realtor.com data.
Fortunately, as Redfin CEO Glenn Kelman said on CNBC recently, “There are all sorts of ways to get out of a deal if you don’t want to do it.”
Use the contract as your road map, advises Luke Bab ich, CEO of Clever Real Estate, an agent-matching service. The purchase agreement will spell out all the contingen cies, conditions and deadlines that have to be met. For ex ample, you might have to apply for financing within a cer tain period or have the home inspection completed within so many days.
W
e are in a century-long fight against both high rents and housing inequality. The cause? Single family zoning. It started in 1904 when single-family zoning was wrongly enacted in Los Angeles in part to exclude Chinese laundromats. Since then, policies implicitly designed to exclude people of color from affluent areas were enacted in Massachusetts and have survived court challenges.
here are a bunch of ways for a buyer to get out of thier contract if you get cold feet. But failing to show up at the scheduled closing is not one of them.
It’s just wrong not to notify the seller, the closing attor ney, the seller’s agent and yours that you don’t intend to go through with the sale. Ask yourself: How would you like to be on the other end of the transaction?
& Tradesman C assidy N orto N Associate cnorton@thewarrengroup.comPublisher t imothy m . W arre N J r Publisher t imothy m . W arre N Publisher 1975-1988 K eith F. W arre N Publisher 1928-1975 W illard C. W arre N Publisher 1901-1928
Why? In large part, it comes down to the fact that many sellers are also buyers – moving to a bigger or smaller house, or a new location as family and work situations change. Between a seemingly wobbly econ omy, a cooler market cutting down on fear of miss ing out, affordability concerns and an unusually large range of other factors, real estate agents have a smor gasbord of reasons to choose from to explain why any single homeowner in their list of prospects isn’t ready to sell right now.
At this point, I should note: I am not an attorney, nor am I a real estate professional. None of what follows should be taken as legal advice; it is based solely on my
A better way to scrap a sale is to use the home inspec tion – maybe even before it takes place. Most contracts set a deadline for completing the inspection. If the date hasn’t passed, you can notify the seller in writing that you’ve changed your mind, and likely walk away with your de posit intact. You also can walk if the deadline has passed, but you may have to forfeit your money. Of course, you can take your time ordering the inspection, thus missing the deadline and voiding the deal, but again, you are put ting your deposit in jeopardy.
We tried rent control in Massachusetts for a couple of decades in Boston, Brookline and Cambridge. (Cam bridge’s regime was so bizarre and unfair we have hired an archivist to digitize and publish the records from those years!) Suffice it to say landlords hated rent control. It re duced housing quality and quantity. We repealed it. Aca demics studied us.
here’s no savior waiting in the wings for Mas sachusetts’ housing market. Instead, we have to build one ourselves.
Crowds.” Since then, virtually every bubble, every rush in commodities and every market panic that has en sued has been called a “mania.”
Whether this amendment passes or is defeated, it is going to be a public fight. It’s important for the busi ness community to be seen not as opposed to it, but rather using it as an opportunity to double down on its own investments and solutions for working people. We continue to navigate unprecedented times in which there are no rule books on how to build a workforce, but one thing is sure: for the sake of the next genera tions that businesses want to attract and retain, empa thy and impact need to be more than talking points.
Look at Multiple Bottom Lines in Fair Share Amendment Fight
Today, there are manias in everything from bit coin and nonfungible tokens to SPACs and meme stocks – obscure corners of the market that are getting increased attention. Whether these are the next bubbles to burst remains to be seen.
After that, the tie between “speculation” and “mania” spread and became inextricable – and it hasn’t been severed since. The Scottish journalist Charles Mackay sealed this connection in 1841 with his influential “Extraordinary Popular Delusions and the Madness of
Yet Smith, Washington and others still saw specula tors of all types as individuals making calculated deci sions, not as part of some maniacal collective or epi demic contagion.
Massachusetts has many strengths; it is a rich, stable and sensible state, one of the first and still the best. The question is, how can its strengths be used to fill the deficits we see around us?
For Rush, speculation was a disease of the mind that spread from one to many and threatened the health of a young democracy that relied on rational decisionmaking by voters and politicians. The “spirit of specu lation,” he foresaw, was not a good-hearted “spirit” of nation building, but rather could “destroy patriotism and friendship in many people.”
I
Malia Lazu is a lecturer in the Technological Innovation, Entrepreneurship and Strategic Management Group at the MIT Sloan School of Management, CEO of The Lazu Group and former Eastern Massachusetts regional president and chief experience and culture officer at Berkshire Bank.
A Business Opportunity in Disguise
Calculated Risk – Minus the Calculation
n the late 1990s, America experienced a dot-com mania. In the 2000s, the housing market went wild.
The sudden rise of all these relatively new asset classes – or the astronomical heights they’ve reached – may seem irrational or even enchanted. Describing them as speculative manias implies that individuals are lost in forces beyond their control and needn’t take re sponsibility for the actions of the crowd.
BY GAYLE ROGERS SPECIAL TO BANKER & TRADESMAN
The solution does not sit in any one company, but in how attractive of an economy we are for the current workforce. The business community seems to know this and has taken the lead in quality-of-life issues such as early childhood education and transportation. But is it enough to repair the years of state neglect in infra structure, both physical and social?
This column has been republished under a Creative Commons license from The Conversation, a nonprofit opinion site affiliated with The Associated Press.
Rush’s terminology and his way of thinking caught on quickly. In the summer of 1791, “Scripomania” took hold as Alexander Hamilton sold the rights to buy shares – known as scrips for “subscriptions” – in the newfound Bank of the United States to shore up the nation’s finances following the Revolutionary War. Demand for the scrips soared; the Philadelphia Gen eral Advertiser declared that “an inveterate madness for speculation seems to possess this country!”
SEPTEMBER 19, 2022 BANKER & TRADESMAN | 5
Gayle Rogers is a professor and chair of the English department at the University of Pittsburgh.under a Creative Commons license from The Conversation, a nonprofit commentary website affiliated with The Associated Press.
After a series of international credit scandals in the 1770s, though, “speculation” became the favored de scriptor for high-risk financial gambling. Political econ omist Adam Smith used the term extensively in “Wealth of Nations,” published in 1776, after seeing it used to describe lotteries and smuggling. He saw in it a perfect term for how traders were trying to capitalize exponen tially on the inherent risks and unknowns of the future.
George Washington even warned in 1779 that spec ulators “are putting the rights & liberties of this Coun
The trouble with talking about wild financial events in this way is that society begins to confuse and distort the responsibility and nature of bubbles that inevitably crash, leaving ruin in their wake.
ness community to highlight its solutions to these on goingOurproblems.employees are the ones paying for child care, taking the train and sending their kids to public schools. Helping them to do these very things will go a long way toward elevating our brand, our workforce and our infrastructure in Massachusetts.
Of course, the notion that people will become Robin Hoods who give it all to the poor is unrealistic. However, I have some dear friends who came close – people like
Whatever the explanation, using the term “mania” tells us only a small and potentially misleading part of the story.
They are not alone. Patriotic Millionaires is another organization pushing for fairer tax policy, chaired by Morris Pearl, a former managing director at Black Rock. And as angel investor Karen Stewart puts it on their website: “I don’t want to add to my personal net worth at the expense of my fellow Americans. I can pay more, I should pay more, and I reject the false concept that we wealthy Americans are the job creators who will leave the country with our money if we’re asked to pay our fair share.”
It’s the Business Community Is Seen as Helping, Not Hurting Workers
FROM TULIPS TO BITCOIN We Haven’t Always Understood It as an Individual Choice
Alexander Hamilton’s ‘Scripomania’ Takes Hold
ight now, from every client and every business owner I talk to, I am hearing an overarching concern: They can’t hire or keep enough peo ple. The problem is at all levels, from entry to middle management, and even in more senior positions. The combination of a chronically tight labor market, “quiet quitting” as people pull back and reassess their jobs and the desire for change continue to create a persis tent and ongoing talent challenge.
A Chance to Highlight Solutions
How the Act of Speculating Became a Financial Mania
But, as I learned while researching my book “Specu lation: A Cultural History from Aristotle to AI,” which will be published in June 2021, financial speculation hasn’t always been understood as a widespread craze –or even outside of individual choice.
Adam Smith and the Rise of Financial Speculation
EQUITY REALIZED
The term has even been used retrospectively to refer to the behaviors that led to speculative bubbles in the distant past. The famous Dutch tulip bubble of 1637, for instance, was seen in its day as foolish and dangerous, but only after Mackay’s book was it labeled a “mania.”
For Benjamin Rush, speculation was a disease of the mind.
In fact, structural change goes to the heart of what McKinsey has highlighted as the way forward for busi nesses as “competition for talent remains fierce” at a time of a “fundamental mismatch between companies’ demand for talent and the number of workers willing to supply it.” Rather than rely solely on compensation, benefits, and opportunities for advancement, employers need to “solve the underlying structural imbalance,” McKinsey states, such as by offering more flexibility and mental health benefits. In other words, making life better and less stress ful for the people who do the work at our companies.
This election cycle, the Fair Share Amendment will be pushing the state to have these conversations about solutions; and rather than just dismiss the issues or the amendment, this may be an opportunity for the busi
We know that, among Millennials in particular, there is a willingness to actually be paid less in order to work for a company that aligns with their sense of purpose. Businesses supporting structural change in a way that helps reduce the wealth gap, expand quality education and increase workforce development send a more pow erful message with greater impact for the long term. After all, philanthropy – which also has been dwindling – is not going to rebuild our infrastructure. (And, while wealthy Americans have increased their wealth, what hasn’t increased is their generosity, as Forbes reported, citing a decline in overall “philanthropy scores.”)
Chuck Collins, author of “Wealth Hoarders” and part of the Oscar Mayer family. He and others, like George Pills bury, my co-founder at Mass VOTE, have donated most of their wealth to fight for fairer tax policies.
From ancient times until the late 1700s, the term “speculation” was used mainly by philosophers, scien tists and authors to describe conjectures about the fu ture. When speaking of traders who manipulated the prices of an asset to make an outsize profit, financial writers instead used terms like “engrossing” or “corner ing” the market.
R
Now, let’s keep it real. Every quarter, I get sticker shock when paying taxes. But to blame the people who make even less than I do makes no sense. The Fair Share Amendment is on the ballot because working people need relief – the people who make sure we have hot coffee on our way to work or fix the traffic lights after a storm so we can drive safely to the store. And ig noring that may not make the industry more attractive.
As surgeon general of the Continental Army and a prolific publisher of studies of mental illness, Rush penned a widely circulated article in 1787, “On the Dif ferent Species of Mania.” In it, he characterized specu lative gambling alongside 25 other types of “manias” that he wrote had become pronounced in American life, including “land mania,” “horse mania,” “machine mania” and “monarchical mania.”
The headlines tell two stark tales: one of economic success and scientific innovation and the other of a stubborn wealth gap and inequitable growth. Within these contradictions lies the answer.
Important
try into the most eminent danger.”
OPINION
What we call a “mania” is just shorthand for saying that a lot of people – and machines – made the same bet, as happened in January when day traders – many of them inexperienced – drove up the price of Game Stop. Maybe they were all acting rationally and in con cert. Maybe they were duped by insiders or weren’t fully calculating those risks.
That began to change thanks largely to the early American physician and thinker Benjamin Rush.
BY MALIA LAZU SPECIAL TO BANKER & TRADESMAN
To speculate, at its core, is to make a bet about the future based on individual calculations of the risks of tomorrow. There’s nothing inherently contagious or mad about it. In fact, computers are often speculating now in place of human minds.
Douglas $508,000 25% 54 -23%
East Brookfield $327,500 9% 14 -13%
Blackstone $429,000 11% 38 -19%
Grafton $550,000 17% 106 2%
Harvard $950,000 22% 33 -21%
Auburn $380,000 6% 112 -10%
Boylston $641,250 26% 32 68%
New Braintree $306,000 -11% 5 -17%
Bolton $775,000 10% 52 -9%
Fitchburg $320,000 14% 219 3%
Royalston $330,000 21% 12 140% Rutland $478,000 22% 65 -12% Shrewsbury $640,000 22% 198 -7% Southborough $988,500 22% 74 -33% Southbridge $320,000
19% 85 -3% Spencer $377,450 14% 64 -10% Sterling $557,500 30% 34 -43% Sturbridge $439,950 14% 70 -11% Sutton $562,275 22% 50 -12% Templeton $327,000 11% 60 -12% Upton $650,000 5% 51 -9% Uxbridge $461,450 6% 74 12% Warren $287,000 11% 23 -15% Webster $375,000 23% 87 -29% West Boylston $425,000 12% 44 -10% West Brookfield $350,000 19% 33 22% Westborough $706,250 4% 82 -22% Westminster $425,000 9% 46 -21% Winchendon $325,661 21% 56 -11% Worcester $365,000 11% 703 -7% Worcester County $406,019 11% 4,288 -10% • Statistics based on single-family home sales of $1,000 and above, excluding condominiums and foreclosure deeds • Source: The Warren Group SALES VOLUMEMEDIAN SALES PRICE 3 • Statistics from May 2022 - July 2022 • New Construction Excluded • Source: The Warren Group 5421 321 109876 BY THE NUMBERS $200,000$250,000$300,000$350,000$400,000$450,000$500,000$550,000$600,000 STATISTICAL SNAPSHOT TOP 10 EXISTING HOME SALES MEDIAN SALES PRICES SALE VOLUME 300350400450500 ’13 ’14 ’15 ’16 ’17 ’18 ’19 ’20 ’21 ’22 ’13 ’14 ’15 ’16 ’17 ’18 ’19 ’20 ’21 ’22 600000550000500000450000400000350000300000250000200000 2019201820172016201520142013201220112010 WorcesterMassachusetts TOP 3 MORTGAGE LENDERS % of Market Share Rankings and Mortgage Market Share stats include purchase and refinance mortgages for all residential properties in July 2022 Market share percentage based on volume of mortgages Source: The Warren Group 21 5.34% Guaranteed Rate Inc. 4.64% Rank Lender 50004500400035003000 2019201820172016201520142013201220112010 Organization Ranked by volume of loans in July 2022 • Source: The Warren Group Denise A. Peach Total Mortgage Services Nicholas Lynch David Sampson UniBank for Savings Rank Lender TOP 3 LOAN ORIGINATORS 3 Rocket Mortgage 4.28% 165 Littleton County Rd Doulton Latham T 6/24/2022 Harvard William A. Barrett $2,200,000 51 Oak Hill Rd Ryan Begin 6/27/2022 Harvard Michael E. Peters $1,850,000 122 Tahanto Trl Brett A. Barros 6/10/2022 Harvard Karl Schwiegershausen $1,850,000 42 Sterling Rd Lynne M. Sullivan 5/13/2022 Princeton Lynch LT $1,850,000 13 Ledge Hill Rd Whinnie FT 5/20/2022 Southborough Robert Langway $1,800,000 19 Clemmons St Patrick Barrett 6/7/2022 Southborough Thomas Cooley $1,775,000 4 Witherbee Ln Fetoun Isreb 7/1/2022 Southborough Pinina A. Collett $1,735,000 33 Warren Ave Eric Weiss 7/29/2022 Harvard Beverly R. Jorgensen $1,700,000 91 Oak Trl Brian C. Eaddy 7/7/2022 Bolton Lawrence A. Irvin $1,700,000 92 Sears Rd Griffin RT 7/8/2022 Southborough Ajaz A Munsiff $1,660,000 Street CommunityAddress SellerBuyer PriceDate Street CommunityAddress SellerBuyer PriceDateRank Rank • All sales through July YTD • Graph based on single-family home sales of $1,000 and above, excluding condominiums and foreclosure deeds • Source: The Warren Group • All sales through July YTD Graph based on single-family home sales of $1,000 and above, excluding condominiums and foreclosure deeds • Source: The Warren Group “When nothing seems to help, I go and look at a stonecutter hammering away at his rock, perhaps a hundred times without as much as a crack showing in it. Yet at the hundred and first blow it will split in two, and I know it was not that last blow that did it, but all that had gone before.” — Danish-American photographer Jacob Riis, who retired to a farm in neighboring Barre SPOTLIGHT Oakham YEAR INCORPORATED 1775 TOTAL AREA 21.5 square miles POPULATION 1,851 DENSITY 86 people per square mile TAX RATES Residential: $12.72 Commercial: $12.72 TOTAL NUMBER OF HOUSING UNITS 738 Oakham spends around $29 to $30 per person per year on its public library. COUNTY CLOSE-UP WORCESTER Fairway MortgageIndependent Webster Five Cents Savings Bank
Lancaster $450,000 -10% 49 0%
Milford $505,000 15% 126 -2%
Brookfield $380,000 29% 16 -11%
Leominster $395,251 7% 200 -14%
Holden $435,000 4% 131 -18%
Athol $280,000 21% 77 -24%
Gardner $327,500 15% 116 -6%
Hardwick $315,000 15% 15 15%
Charlton $429,000 11% 68 -22%
Change2021fromJan.-July2022 Change2021fromJan.-July2022
Ashburnham $355,500 8% 56 -5%
Lunenburg $424,500 6% 78 -7%
Clinton $385,000 20% 52 16%
Hopedale $510,000 11% 35 -27%
Millbury $399,900 13% 75 -3%
Berlin $446,000 -21% 20 5%
Millville $425,000 21% 21 31%
Petersham $297,250 -14% 8 -53% Phillipston $290,000 -16% 13 18% Princeton $540,000 27% 25 19%
Community
Hubbardston $395,013 5% 25 -40%
Leicester $350,000 16% 71 4%
Mendon $617,500 7% 46 -2%
Dudley $375,000 14% 57 -26%
Barre $350,000 16% 35 17%
North Brookfield $308,500 12% 22 -44%
Northborough $625,000 20% 87 0% Northbridge $495,000 22% 69 -13% Oakham $479,385 33% 12 20% Oxford $345,000 5% 79 -9% Paxton $427,500 -9% 28 4%
6 | BANKER & TRADESMAN SEPTEMBER 19, 2022
Devens N/A N/A N/A N/A
ech titans includ ing Intel, CISCO Systems, HP and IBM once set the pace for the commercial real estate market along In terstate 495, the final ring of Boston subur ban development.
ited commercial develop ment, finding replacement uses for underutilized office parks is a fiscal pri ority. But developers still have to overcome local concerns about negative effects such as truck traf
The designs are intended to complement the proximity to the town common, with 1- to 3-story retail and residential buildings front ing on King Street. The development will in clude up to 780 multifamily units and 120,000 square feet of retail, built in phases over a fiveto eight-year period, Lupoli said.
“These abandoned campuses no longer have a place in Massachusetts because they’re just so big and the land is so vast, and Massachusetts has an incredible housing shortage,” he said.
The proposal is a by-right use within an industrial zoning district, Hudson Town Plan ner Kristina Johnson said. The project is cur rently under review by the Hudson Planning Board, which held its first hearing on the project on Aug. 31.
units and retail
Two former IBM-leased office buildings at 550 King St. in Littleton could be converted into life science space as developer Lupoli Cos. prepares a mixed-use redevelopment including multifamily housing and retail shops.
OUTER RING REVIVAL New Owners Have a Different Approach at Corporate Campuses
BY STEVE ADAMS BANKER & TRADESMAN STAFF Projects Reimagine I-495 Office Parks
COMMERCIAL REAL ESTATE Continued on Page 11
Hudson officials have requested additional information on anticipated full-time job cre ation, tax revenues and the economic mul
After years of stagnant leasing activity and sluggish demand, changes of ownership for three office parks spanning 541 acres are prompting large-scale redevelopments. The new owners have distinctly different business plans for their new holdings, however, reflect ing a diverse range of next-generation uses.
Each week, Banker & Tradesman commercial real estate reporter Steve Adams spotlights a commercial real estate property in Massachusetts notable for its high deal activity, unique design or one-of-a-kind special features.
The Park at Beaver Brook includes approxi mately 110 developable acres on a 350-acre site in Boxborough and Harvard. The campus was approved for 1.4 million square feet of commercial space in 2001.
In Littleton, Lupoli Cos. plans to build multifamily housing and retail in the initial phase of a mixed-use project known as King Street Common. And in Hudson, a massive Intel Corp. semiconductor complex could be demolished to make way for a 1.4 millionsquare-foot distribution warehouse.
Hudson Mobilizes Against Distribution Center
The property currently includes two vacant office buildings formerly leased to IBM total ing approximately 550,000 square feet, which have potential to be converted into life science space, Lupoli said.
In Hudson, “Stop the Warehouse” signs have sprouted on front lawns as developer Portman Industrial seeks approval for a 1.2 million-square-foot warehouse and distribu tion center. Atlanta-based Portman is seeking approval for the project, which has not dis closed a tenant, and would generate an esti mated 2,236 passenger vehicle and truck trips daily.
T
Littleton Favors
Housing over Distribution
StaffTradesman&BankerAdamsStevebyhotoP
Lawrence-based Lupoli Cos. bought the 42-acre Littleton property for $21.15 million in September 2021, and received town meet ing approval to rezone it for a mixed-use de velopment the next month.
is
According to Newmark research, there are 11 Boston outer suburbs with office vacancy rates above 30 percent. And in towns with lim
HOT
A mixed-use development multifamily space planned by Lupoli Cos. at a vacant 42-acre office park in Littleton.
including nearly 800
“The office market was dead and they didn’t want a 200,000-square-foot last-mile warehouse with tractors and trailers coming into their town,” he said. “We talked about housing and retail and job creation, and that’s how we created this new idea.”
“The beauty of this market is there’s land to be developed and property to be acquired and repositioned,” said Tyler McGrail, execu tive managing director at Newmark, which is representing new owner Campanelli’s plans for The Park at Beaver Brook in Boxborough.
HudsonoftownofcourtesymageI
Developer Portman Industrial is seeking approval of a 1.2 million-square-foot distribution center at the CISCO Systems R&D center in Hudson.
Littleton, local sen timent was strongly op posed to a distribution and warehouse option at the former IBM-leased campus, Lupoli Cos. CEO Sal Lupoli said.
“We’ve seen activity ranging from corporate headquarters office requirements to life sci ences, manufacturing, industrial and R&D.”
SEPTEMBER 19, 2022 BANKER & TRADESMAN | 7
PROPERTY
THINK YOUR PROPERTY IS HOT? Drop Steve a line at sadams@thewarrengroup.com THEY SAID IT: “We’ve seen tenants flock towards high-quality assets as they return to the office and KS Partners has done an amazing job providing best-in-class amenities that tenants are looking for, including a new café, game room and outdoor spaces.” — Blake Baldwin, senior director, Cushman & Wakefield WHAT: BRICKSTONE SQUARE WHERE: 100, 200, 300 AND 400 BRICKSTONE SQUARE, ANDOVER OWNER: KS PARTNERS BUILT: 1922 • Tenants have signed 11 long-term leases this year totaling 275,800 square feet at the four-building Brickstone Square campus in downtown Andover. • The transactions include leases by Broadcom, employment agency ALKU, youth sports company 3Step Sports, Constitution Capital Partners, Konica Minolta, engineers Brown & Caldwell, auditors and tax consultants Clifton Larson and Allen, building supplies distributor Brockway Smith, engineering firm BSC, IT service firm Tek Systems and diagnostic company MeMed. • The 1.03 million-square-foot Brickstone Square recently underwent capital improvements including expanded cafe services, a fitness center, an on-site bistro, game room and a new outdoor patio and courtyard. The property includes a conference center with flexible seating configurations and 3,000 parking spots. • Cushman & Wakefield’s Blake Baldwin, Shayne O’Neil and Petra Flynn represented the landlord, KS Partners, in the transactions.
Groundbreaking of the estimated $175 mil lion first phase is contingent upon receipt of state funding to subsidize a town sewer exten sion project. The $8 million earmark was part of the state economic development bill which stalled in the waning days of the legislative session this summer.
Cos.Lupoliofcourtesymage
tiplier effect of the development, and hired special legal counsel to advise the town on the review, Johnson said.
fic.In
8 | BANKER & TRADESMAN
BRISTOL 2,412 -11% $434,950 9%
“The reason prices haven’t started going down faster in my opinion is because still, more than 50 percent of the buyers out there are also sellers, so they feel less of an impact” when they buy their next home, said Stacey Alcorn, founder and CEO of Dracut-based LAER Realty Partners. “There are still bidding wars on some properties. It’s just not the same thing we saw six months ago.”
BARNSTABLE 2,092 -21% $625,000 14%
BERKSHIRE 827 -8% $297,000 12%
STATEWIDE 29,819 -12% $553,000 9%
kethousingassachusetts’marmeasurably
WORCESTER 4,288 -10% $406,019 11%
“What we’re seeing is sellers have found the property that have found the property they re ally want, and they’re willing to wait until it pops up to sell” their current home, said Cape Cod & Islands Association of Realtors CEO Ryan Castle.
Agent: Janvrin Demler and Irene Solomon, Coldwell Banker - Newton Sold: 9/2/2022
The number of active single-family and condominium listings, combined, had been rising faster than the year before for most of the spring and early summer, according to data from Realtor.com data sourced from MLS services. The total num ber of listings drew even with 2021’s monthly tal lies in June. By the end of July, there were 10.64 percent more homes for sale in Massachusetts than there were in July 2021 as more and more buyers drew back from the market.
Seller: Jane Nitze and Paul Nitze
Address: 10 Old England Road, Newton Price: $7,100,000
HAMPSHIRE 742 3% $381,250 9%
“Sellers’ motivations are really diverse right now,” said Jody Kahn, senior vice president for research at John Burns Real Estate Consulting.
HOUSING MARKET REVIEW
As the average interest rate on a 30-year, fixed-rate mortgage rose from 3.99 percent in January, to 4.99 percent at the start of August and 5.66 percent at the end of August, accord ing to Freddie Mac.
Buyer: Christine Fletcher and Gregory Fletcher
Buyers as Sellers
YTD
Size: 7,358 square feet on 0.38 acres Sold: 8/31/2022
2022 SPRING
Buyer: Ashis Chugh and Shipra Sharma
Seller: Seabrook RT
Who Wants to Move Right Now?
BY JAMES SANNA BANKER & TRADESMAN STAFF
SINGLE-FAMILY SALES
Buyer: 10 Old England Road T
Combined with rising prices, the jump in interest rates has been pushing more and more buyers out of the market all year, leav ing increasing numbers of homes unsold each month.“People’s expectations are being reset,” said Dawn Ruffini, 2022 president of the Massa chusetts Association of Realtors. “Buyers are being a little more level-headed in their be havior. Sellers are getting a little bit of a reeduca tion that you can’t just put a sign in the yard and get a hundred of fers.”Price growth has begun to moderate. Ju ly’s median single-family sale price was up 8.33 percent year-over-year according to The War ren Group, compared to 17.39 percent yearover-year growth in July 2021.
Market Comes Down from a High
Address: 63-63R Summer St., Cohasset
DUKES 118 -36% $1,250,000 15% ESSEX 3,095 -13% $620,000 6%
Realtor.com data shows the share of Greater Boston listings with a price cut surged above 38 percent in June, and remained above 30 percent in July and August, as well. Yearover-year, the share of listings with a price cut has gone up each month since May, a phe nomenon nearly unheard of since mid-2019.
COHASSET
CAMBRIDGE1
SUFFOLK 779 -13% $740,000 9%
“If interest rates rise, [people] have to think about what they can afford,” Marr said. “It’s less enticing to buy.”
Agent: Christine Powers, Coldwell Banker - Cohasset Sold: 8/30/2022
Address: 95 Irving St. #1 and #2, Cambridge
HOUSE HUNT
Size: 8,465 square feet on 4.9 acres
“If they can pull a lot of cash out of their home, they are very competitive on the mar ket, as long as they can find a place,” she said.
HAMPDEN 2,388 -7% $280,000 12%
With this July’s median single-family sale price 37.65 percent above 2019’s, and the me dian condo sale price 33.59 percent up, sellers are hardly hurting.
2
Many Factors Keep Inventory from Ballooning as Fall Opens
The number of new listings hitting the market fell 22.15 percent year-over-year in August.
MIDDLESEX 6,300 -9% $750,000 9%
Address: 301 Waverley Ave., Newton
DARTMOUTH
On the Cape, some sellers are still wor ried about finding a new home and feel safer sitting tight – a worry some Massachusetts brokerages have tried to address with power
CHANGE YTD CHANGE
The fourth home in this week’s Gossip Report is a catch for any athleticallyminded buyer. Outdoors, its grounds boast a full tennis court. In its barn, the 2016 home boasts a climbing wall and half-basketball court on the ground floor, with a bar and game room in the building’s attic.
Address: 150 Horseneck Road, Dartmouth Price: $5,500,000
M
SEPTEMBER 19, 2022
cooling, but inventory is not rocketing up wards. The causes, ex perts say, are complex.
GOSSIP REPORT
NUMBER OF FROM
• Data through July 31 • Source: The Warren Group’s Statistics Module Continued on Page 11
Agent: Nona Sbordone and Fatima Simas, Anne Whiting Real Estate Sold: 8/31/2022
NEWTON
But then a strange thing happened. The spread between the two years shrank in Au gust, to only 3.88 percent while the number of new listings hitting the market fell an unchar acteristic 22.15 percent year-over-year. Only 9,567 active condo and single-family listings were on the market in August, according to Realtor.com data, compared to 9,210 in Au gust 2021 and 19,991 in August 2019.
Seller: Stalwood Properties Inc.
Size: 12,437 square feet on 2.83 acres
Size: 6,537 square feet on 0.67 acres Sold: 9/1/2022
Price: $5,775,000
Downsizers, too, are doing well, Ruffini said.
No More FOMO
Despite this, not a few would-be sellers are staying put.
And rather than see ing price drops as one might expect in an economy dancing on the edge of a recession, the forecast is for only a continued slowdown in price growth.
NEWTON3 5
4
NUMBER OF FROM COUNTY SALES 2021 SALES 2021
FRANKLIN 335 -9% $288,000 9%
Buyer: Robin E Steen FT Seller: 150 Horseneck LLC Size: 13,220 square feet on 9.85 acres
With Massachusetts home prices as high as they are – the monthly median single-family sale price registered at $585,000 in July while its condo counterpart struck $521,000 accord ing to The Warren Group, publisher of Banker & Tradesman – the market is “really sensitive” to interest rate increases said Taylor Marr, deputy chief economist at brokerage and list ings portal Redfin.
Instead of accelerating as high interest rates keep buyers on the sidelines, inventory is up only modestly in Massachusetts year-over-year.
NANTUCKET 76 -39% $2,195,000 10% NORFOLK 3,405 -15% $701,000 9%
buyer-like programs that arm sellers with financing and other tools to buy their new home without making the deal contingent on selling their current abode.
Price: $12,166,000
Buyer: Fox&Prince 86 LLC
PLYMOUTH 2,962 -13% $540,000 13%
Seller: Joseph P. Mahoney and Shelly P. Mahoney
Price: $7,250,000
It is also important that a brokerage offer ongoing coaching and training opportunities. Create adoption programs to ensure that your agents are using the technology resources you’ve made available to them. Whatever you do, make sure it provides value.
Educate, Be Honest with Your Agents
How Brokers,
This category includes townhouses, car riage homes and condominiums, the latter of which may be one of many units in a low- or
HOUSING MARKET REVIEW
Single-Level Living for Empty-Nesters
Our leadership team members are all big believers in being physically present as much as possible. Weigh in on what you see is hap pening in the market and offer daily recom mendations on what can be done to adjust to it.
It’s time for brokers and team leaders to shine as they guide their agents through the challenging time in residential real estate. Here’s how you can do it, too.
BY LARRY RIDEOUT SPECIAL TO BANKER & TRADESMAN Owners and Team Leaders Can Market-Proof Their Business
In a shifting market, lead flow is unstable. Focus on creating a culture of service, an envi ronment where agents are able to create more business. Take marketing and administrative tasks off their plate so they can focus on get ting those leads. When we remove obstacles for our agents and their clients, only then can we succeed as a firm.
Located in Reading, the Postmark started with the adaptive reuse of the original 1918 U.S. Post Office building in the town’s center. With local and state approval, DiBiase’s de velopment team restored the original exterior facade, using modern day materials, while maintaining and enhancing the original archi tectural design.
LIGHT THE WAY
In the larger context, today’s buyers favor subdivisions over private lots; smaller yards for less maintenance; outdoor entertainment areas such as decks and patios; generous open space, walking trails, and conservation areas; curb appeal; and a strong sense of community within the neighborhood.
SEPTEMBER 19, 2022
Our Strongwater Crossing development in Salem features single family homes with a neighborhood feel located within close prox imity to parks, recreational trails, shopping, and historic downtown Salem. Each home fea tures a large, open floor plan, a versatile flex room to be used as home office or playroom, a spacious master bedroom and an en suite bathroom, customized interior finishes and walk-up attic space for easy access and storage.
As leaders, what can we do to create an environment for our agents that’s more conducive to lead generation?Thebestdefense prospective buyer has is market knowledge.
With smart, careful adjustments and a re newed commitment to our goals, our com pany leaders are uncovering new opportu nities and even getting stronger in a more challenging market. We have put together a proactive, battle-tested approach to navigating a shift that has allowed us to flourish when others are closing up shop.
While doing this, it’s important to double down on your office’s culture. One of the most important factors we considered when
Continued on Page 11
BANKER & TRADESMAN | 9
While the news may be buzzing with news of a buyer’s market, what’s happening in your local market is much more layered and com plex. Each hyperlocal market has unique op portunities that are not the same nationwide.
2022 SPRING
H
Let’s take a look at the three most common categories of new residential construction.
ome ownership has been a fun damental com ponent of the American dream since the end of World War II, when Levitt & Sons intro duced tract housing to accommodate return ing veterans flush with VA and FHA-backed loans.The best defense a prospective buyer has is market knowledge. Knowing what’s available and how it suits their needs with respect to lo cation, budget, functionality and aesthetics is paramount to an efficient search for a place to callWhetherhome. it is an individual, a couple, a family or an empty-nester, buyers are looking for the type of housing that works for them. In addition to amenities inside the house, savvy buyers wisely consider neighborhood and community amenities.
this time as an opportunity to make your busi ness stronger and grow your market share.
With clients that are more uncertain and hesitant than usual, we equip our agents with every data point so they can help their clients make the best decisions for the fu ture. We never sugarcoat where the market is and how it can impact their property goals.
As leaders, what can we do to create an en vironment for our agents that’s more condu cive to lead generation?
In fact, in the midst of the cooldown, Gib son Sotheby’s International Realty contin ues to seek to hire new staff and expand its market presence through strategic acquisi tion. And with every recruiting or expan sion opportunity, we always assess the ROI of the prospect. Are they bringing in sales that justify their costs? Do they retain clients and make an effort to maintain good relation ships? Do the markets they serve feed into those we serve currently? How do they fit into the collaborative culture of our brokerage? Don’t focus on the overall number, but on how much of the business you can do.
What Buyers of New Construction Are Really Looking For Buyers Have Different Tastes
M
Showing that you’re willing to invest in your company as a whole makes agents feel more secure and inspired to invest in their own business.
Larry Rideout is the chairman and co-owner of Gibson Sotheby’s International Realty.
In Shifting Market, Leadership and Communication Are Key
a
Single-family homes occupy their own lot and owners are almost always responsible for its maintenance. Within the house, the most popu lar features are an open-plan kitchen/dining/liv ing area; high-end kitchen suitable for gathering and entertaining; dedicated office and workout space; and extended family adaptability.
This buyer has likely owned at least one home before and is either retired or working towards it. They know exactly what they want and are generally looking to downsize by de creasing square footage – but not functionality – number of floors, lot size, or all of the above.
high-rise building. Within the home itself, buyers seek amenities such as flexible space that can double as an office or guest bedroom; a functional kitchen with higher-end appli ances; private outdoor space; and emphasis on square footage in gathering areas rather than in bedrooms. The most desirable features pe ripheral to the home are outdoor green space; roof deck or designated grilling/lounging area; fitness center; covered parking and electric charging stations; little or no outside mainte nance; professional management; and walk able community connections.
Single-Family Buyers Want Smaller Yards
HOME SWEET HOME
BY DIANDRA DIBIASE SPECIAL TO BANKER & TRADESMAN
building our brokerage was building a culture where our agents feel supported, motivated and able to thrive.
Multifamily, Single-Family, Empty-Nester
Houses in DiBiase Homes’ under-development project in Salem, Strongwater Crossing, feature large, open floor plans and versatile flex rooms that can be a home office or playroom.
ajor shifts in the real estate market are in evitable, but not always easy to adapt to. Some of the nation’s largest real estate companies are announcing layoffs, and the cutbacks are the latest indication that the housing market is cooling. Butfor Gibson Sotheby’s International Realty, this doesn’t paint the full picture of what’s going on. Having seen numerous mar ket shifts over our decades-long tenure, our outlook and approach are grounded in market realities and keeping our powder dry, proven methods that have carried us through many challenges. The market is merely “stabilizing” from its previous frenzied levels – a positive sign, because the red-hot market was neither healthy nor sustainable.
Instead, we enable our agents to focus the conversation around maximizing opportuni ties that do exist and prepare to grab them as soon as they pop up.
Outdoor Space Key for Multifamily Buyers
to 50 new families, two new corporate offices and one new restaurant.
Five stories of new, luxury residential living were built behind and on top of the existing historical structure. Coupled with expansive amenities including a common room, private fitness center, roof deck, and a creative out door courtyard, the Postmark is now home
Be Present and Engaged
Lastly, don’t forget to keep up the momen tum. When other firms are pulling back, use
pair of developments at highway tunnel portals in Boston come with complicated design considerations, but also potential transformational changes. Peebles Corp. is the Massachusetts Department of Transporta tion’s choice to develop parcel 13 over the Massachusetts Turnpike in Back Bay with lab space and affordable housing, and parcel 25 at the south bound exit of the O’Neill Tunnel with 218 units of mixed-income housing and a 309,000-square-foot life science project. The nation’s largest Black-owned development firm, Miami Beach-based Peebles Corp. owns a multi-billion dollar portfolio of projects in New York, Bos ton, Philadelphia, Washington D.C., Charlotte, Miami, San Francisco and Los Angeles.
A: Boston is a very resilient market to begin with, which is one of the reasons we’ve entered the market. The office market has gotten some headwinds in Boston, and I think ultimately the housing market is going to have some headwinds as well. Inflation and rising interest rates have dramatically changed the housing market. But so far, Boston has outperformed in the office market beyond where I thought it would as a result of how people are working now.
Q: What public subsidies are you exploring for the housing portion?
Q: What are the next steps for the parcel 25 redevelopment on Kneeland Street?
The hotel market has been resilient. Every time I come here, I’m shocked at the rates I have to pay. At university graduation time, all of the hotels are booked up. Hotels have recovered far quicker [in Boston] than New York and Washington, D.C., and I think are almost on par with where Miami is. And rental housing in Boston is experiencing an increased demand, and that’s going to continue as interest rates price people out of homebuying.
A:
10 | BANKER & TRADESMAN SEPTEMBER 19, 2022
BY STEVE ADAMS BANKER & TRADESMAN STAFF
IN PERSON R. DONAHUE PEEBLES Title: CEO, Peebles Corp. Age: 62 Industry experience: 35 years
Life science has more than filled the vacuum, and there’s such a backlog on life science space and so many developers including us are developing life science space, you wonder if we’ll overbuild. The market looks like it could use another 3.5 million square feet to meet the current demand. This is a positive shift since we initially began engagement on parcel 13 [in 2014].
Q: Now that Peebles Corp. is committed to two major air rights projects in Boston, how do you compare the commercial real estate environment with the other metros where you’re active?
A: We’re going to be considerably different because we’ve got other elements. We’re building on an overpass on the Pike, and that is driving costs and making land more expensive for any use. For affordable housing, it drives up the cost and we’re looking at several different sectors for additional subsidies. This is a very complicated site, but we strongly believe that affordable housing ought to be dispersed around the city and not in concentrations.
PEEBLES’ FIVE FAVORITE SONGS: 1 “That’s Life,” by Frank Sinatra 2 “My Way,” by Frank Sinatra 3 “The Payback,” by James Brown 4 “What WonderfulA World,” by Louis Armstrong 5 “Inner City Blues,” by Marvin Gaye
Q: Is it difficult shaping a project in Back Bay that simultaneously meets the goals of the Baker administration and Boston officials?
Doubling Down on Air Rights in
We’re exploring several of them and trying to move expeditiously, making applications in September. We’re looking to accelerate the process because we want to have everything approved and all the funding and commitments by the end of this year and early first quarter of [2023.Inour original plan,] we were going to build an ultra-luxury housing component, similar to One Dalton, but in a lower-rise kind of building, and were going to be selling them for $2,000 to $2,500 per square foot. We’re exploring several different options and it’s a topic of great priority for Gov. [Charlie] Baker as he’s winding down his term. We also redesigned the project to address the mayor’s priorities. We heard what the mayor campaigned on, and what she indicated was a priority. On the equity side, we’ll include over 50 percent women- and minority-owned contractors on day one. My son [Donahue Peebles III] started an affordable housing division a few years back because he felt our company ought to be part of the solution that, in many regards, we helped create. We have signed a development agreement and we have a ground lease form agreed upon. Our focus is finishing up the land use and getting financial support that the affordable housing needs. We are going to give the T a vanilla box [for a new Hynes station] and a second entrance on Boylston Street.
A: We had to locate a [MBTA] electrical substation at ground level, because permitting requires buildings like ours now to address those issues so you can’t have a system that shuts down. That’s part of why we have to redesign the platform and other aspects of the building, and needed some additional height. We lost a lot of space on the ground floor, and what can be adjacent to [the substation] is another issue. You can’t put housing next to that. It’s very heavy equipment. You’ve got to put it where it’s accessible for service, and where it’s somewhat isolated.
A: Interestingly enough, the Baker administration has really bought into the affordable housing. In our interactions with [Deputy Transportation Secretary] Scott Bosworth, the state has been very supportive on that and [state Rep.] Jay Livingstone has been very supportive. The state’s top priority has been the station: it doesn’t comply with ADA and it needs our infrastructure to do that.
Q: Seeking to build 100 percent-affordable housing at parcel 13, are you going to pursue a similar financing strategy as Related Beal’s Beverly project near Boston’s North Station?
A: We’ve got to knock out the development agreement, which is in process now and hopefully will be executed relatively soon. We’ve done one with MassDOT so far, and this one is less complicated. We’ve got a lot of excitement in the marketplace. Once we’re finished with that, we’ll go into the land-use schematics and the community phase, and move through the development process as soon as we can. We won’t have the similar complications as with parcel 13.
A
Q: How were the designs updated to reflect resiliency concerns?
Boston We heard what the mayor campaigned on, and what she indicated was a priority.
Continued from Page 7
The most appealing features inside of a unit include main-level living with a master bedroom on the first floor; dedicated office space; alternative TV areas; second floor bed rooms for guests or resident family members; high-quality construction and finishes; and plenty of space for entertaining.
The credit union’s HELOC also comes with an option to convert some of the balance to a home equity loan with a fixed rate, Horan said, adding that customers have already taken advantage of this feature.
Lendersresearch.have tradition ally seen home repairs and renovations among the top reasons for customers to seek HELOCs. Finnigan said his research has already shown an increase in HELOCs being used nationwide to fund remodeling projects.
With interest assessed only on the amount drawn from the HELOC and – unlike refi nances – few if any fees, Yanke said custom ers have been taking out lines of credit even as interest rates rise.
do-it-yourself tasks, larger projects have been driving remodeling activity this year.
Even though borrowers have seen their home values appreciate, the lack of housing inventory and high prices have made selling a less affordable option compared to remodel ing existing homes.
While industrial and distribution uses aren’t allowed, the new owners are testing the market for office and R&D tenants. Campan elli is currently in permitting before the Box borough Planning Board for a 64,000-squarefoot office/R&D building for an undisclosed
“Are you going to gamble on a new home, with a potentially higher monthly payments when it seems like we’re on the verge of a re cession?” Kahn said.
opened record numbers of HELOCs each month since May, Horan said.
Topping their wish list is low or no mainte nance, both inside and outside the unit. Other desirable features are privacy through creative landscaping and architectural design; passive recreational opportunities such as walking trails; a clubhouse that serves as the nexus for group social activities; and professional prop erty
tenant.Another 200,000-square-foot lease was re cently signed at 500 Beaver Brook Road by Intel Corp. as part of its plans to vacate the Hudson property, according to a report by the Community Advocate publication.
Massachusetts has seen 34 percent more HELOCs issued year-over-year in 2021, but 63 percent fewer refinances according to The Warren Group, publisher of Banker & Tradesman.
Continued
Barbara Yanke, senior vice president, Fidelity Bank
John Burns Real Estate Consulting esti mates that 73 percent of homeowners nation wide have a mortgage rate below 4 percent. Combined with clear market signals most homeowners can see in the world around them – an increased number of “for sale” signs in their neighborhood, news stories about a cooling housing market – it could be inducing some sellers to stay put if they don’t have to move right away, Kahn, with John Burns, said.
What Empty-Nesters Want
Diandra DiBiase is a senior development manager at Lynnfield-based residential developer DiBiase Homes.
The higher levels of home equity could help homeowners keep their first mortgage and use HELOCs to pay for larger projects that typically would have been funded with cashout refinances, Saunders said. He added that research has shown that rather than smaller
About 31,600 home equity loans or lines of credit were issued in Mas sachusetts in the first seven months of 2022, up 34 per cent over the same period in 2021 according to The Warren Group, publisher of Banker & Tradesman. Refi nances during that period dropped 63 percent yearover-year.Thelast time lenders saw mortgage rates increase was 2018, when Massachusetts had more than 46,400 home equity loans and lines of credit.
But the situation facing borrowers today is different.“Home equity per homeowner is much higher than it was back then,” said Eric Finni gan, vice president of research and demo graphics at John Burns Real Estate Consulting.
SEPTEMBER 19, 2022 BANKER & TRADESMAN | 11
Whether multifamily, single family, or 55plus, there is a development that is just right for prospective home buyers.
Remodeling Financing Likely Needed
“When Campanelli bought this park, they felt strongly that there was a real market to build these flex/R&D buildings and these high-end uses,” he said.
The $806 million-asset Direct Federal has
$256B
24000200001600012000800040000 DecNovOc tSeptAugJulJunMayAprMarFebJan MONTHLY ACTIVE LISTINGS STATEWIDE • Single-family and condominium combined • Source: Realtor.com residential listings database 12,00016,00020,00024,0008,0004,0000 Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec. 2022 2021 2020 2019 2018 2017
DiBiase’smanagement.BluHaven is a 45-unit luxury townhome community for 55-plus clients lo
With first mortgages locked in at recordlow rates likely keeping many borrowers in their homes, Saunders said, the housing stock has also reached a point where many homes will be at a prime remodeling age, spurring more home improvement projects.
from Page 8
Hudson Weighs Options for Intel Property Review
Home Office HELOCs
Email: dmclaughlin@thewarrengroup.com
“They’re less afraid to go and have a second mortgage at a variable interest rate than hav ing their first mortgage at a variable interest rate,” Horan said.
of missing out on a historic opportunity.
Some of that remodeling is spurred by the large-scale adoption of working from home. Horan, with Direct Federal Credit Union, said building out home-office spaces was a key driver for borrowers using HELOCs this year.
“I think we’re in a particularly interesting time in history right now just because of the record high home equity levels and because of all those homeowners that hold very low mortgage rates that are likely to stay in homes much longer and turn to remodeling rather than moving,” said Matt Saunders, John Burns Real Estate Consulting’s senior vice president of building products
Although only three buildings were devel oped in the early 2000s, including one that’s leased to CISCO Systems, the park contains robust utility infrastructure and zoning for a range of uses including office, R&D and data centers.After Campanelli and its partner Trigate Capital bought the park from CISCO Systems last year for $10.5 million, it hired Newmark to seek tenants for existing vacancies and po tential new build-to-suit projects.
The long run of record-low mortgage rates that powered the frenetic pandemic home buying and mortgage refinance markets could be playing a role, too, Marr said.
“I think the consumer can detect we’re past the peak pricing in the market,” she said, add ing that many also are suffering from less fear
Email:
Possible Recession Puts Some Sellers Off Listing
BANKING & LENDING Continued from Page 1
Boston’s housing market seems to be far ing somewhat better than its other high-cost, coastal peers, Marr said, but it’s still following the national trend.
Continued from Page 9
“I do think as rates rise, it’s going to in crease the cost of borrowing associated with those variable rates [on HELOCs],” Saunders said. “So, there’s not going to be a complete substitution from the refis to the HELOCs; there’s going to be some associated cost of fi nancing weighing on those larger remodels.”
cated in Middleton. The development’s inte rior design focuses on multi-flex spaces. The first floor of each unit features the primary living spaces (kitchen, master bedroom, din ing area and great room) while spaces on the second floor are designed for guests or other interests. A large emphasis on exterior spaces is achieved through rear decks, front farm er’s porches and courtyards. Walking trails throughout the community allow for outdoor recreation without leaving the community.
The products usually come with an intro ductory rate for a period followed by a vari able rate. During the period when homeown ers can draw funds, only interest and fees need to be paid.
“Our outlook is that price growth is going to continue to slow. We’re not seeing signs otherwise,” he said jsanna@thewarrengroup.com
Amy Horan, senior vice president and chief lending officer at Needham-based Direct Fed eral Credit Union said some homeowners open HELOCs to make sure they have access to money for unexpected costs. While Direct Federal has seen a spike in HELOCs this year, she added, the usage rate remains consistent with previous years at around 40 percent.
Boston Homeowners Have in Tappable Equity is a chance for them to be able to capture that equity in case they should need it.”
Even with the trend toward increased use of HELOCs, some larger projects could end up benefiting from a cash-out refinance, Saunders said.
“This is a chance for them to be able to capture that equity in case they should need it for future use,” Yanke said.
when the area had $241.97 billion in tappable equity. Other areas in Massachusetts have also seen amounts of tappable home equity climb thisTheyear.current rising rate environment also has more homeowners who recently refi nanced compared to 2018, Finnigan added.
TRENDING LENDING
In addition to home repairs and remodel ing, another key driver of HELOC activity has been debt consolidation, said Yanke, who re cently joined Fidelity Bank from Hometown Financial Group.
Ladle in the economic uncertainty of the moment, and sellers have a wide range of rea sons to stay put if they’re not in the throes of a major life event.
Email: sadams@thewarrengroup.com
“This
I-495 submarket properties have benefited from spillover tenant demand from Route 128, while offering discounts of up to 50 per cent on office space and 25 to 30 percent for flex, R&D and industrial properties, New mark’s McGrail said.
The Greater Boston area had a total of $255.76 billion in tappable home equity in July, according to Black Knight, a mortgage technology and data provider. That amount has increased since the first quarter of 2022,
Essex South Registry of Deeds: Book 40924, Page 371
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Iconic, well known and occupying an entire city block this office building is legacy real estate. Crafted brick office build ing, underground and on-site parking and easy access in and out of Salem, near the train, downtown and the historic district. Unique prestige address competes the package.
FOR A PROPERTY INFO PACKAGE GO TO paulmcinnis.com Lic. #2089 - (603) 964-1301 - Ref. #22PM-19 PAUL MCINNIS AUCTIONEER IS PLEASED TO PRESENT THE WINDJAMMER BY THE SEA MOTEL LOCATED AT 935 OCEAN BOULEVARD. The Windjammer comprises twenty-two guest rooms, a first-floor garden apartment, and a basement apartment with full kitchens and bathrooms. Amenities include an in-ground swimming pool, a picnic area, and ample on-site parking with adjacent public parking. Each room is uniquely appointed; some include full kitchens or a kitchenette. The guest rooms rent up to $380 per night in season, with an owner-reported gross revenue of $420,000 for the 2021 season. The property totals 1.12 acres in the Business-Seasonal zone, which allows for many permitted uses. Tax Map 151, Block 6. INSPECTION: By appointment only, September 28th and October 6th. Please email: info@paulmcinnis.com to schedule your appointment. Windjammer By The Sea Motel Hampton, New Hampshire Online-only auction ends: Thursday, October 13th at 2:00 p.m. LLC TRUSTEE’S SALE AUCTIONAT Selling to the highest bidder at or $2,500,000.above
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A deposit of FIFTY THOUSAND 00/100 DOLLARS ($50,000.00) shall be required to be paid to the Mortgagee by certified check or bank cashier’s check (cash will not be ac cepted) at the time and place of the Sale. The deposit shall be increased to an amount equal to ten percent (10%) of the highest bid of the Sale, which amount shall be paid by the highest bidder to the Mortgagee by federal funds wire transfer of immediately available funds within ten (10) calendar days of the date of the Sale. The balance of the purchase price of the Sale is to be paid by federal funds wire transfer of immediately available funds in or within thirty (30) calendar days from the date of the Sale, WITH TIME BEING OF THE ESSENCE. Wire instructions for the increased deposit and balance of the purchase price shall be provided to the highest bidder by the auctioneer. Neither Auctioneer, Mortgagor or Attorney make any warranties or representations as to the accuracy of information contained herein.
Also boasting a heavily-trafficked website and a popular daily e-news alert with more than 7,000 readers, Banker & Tradesman serves as a direct route to position your brand’s messaging in front of an audience of key decision makers. ADVERTISING OPPORTUNITIES
Celebrating 150 years, Banker & Tradesman is a flagship newspaper with unparalleled editorial authority in the real estate and banking industries. Banker & Tradesman is a vital tool to a regional audience of 6,000 individuals demanding breaking news, in-depth analysis, and the latest products and services revolutionizing their industries.
Banker & Tradesman has been a flagship publication for more than 140 years, making it an unparalleled editorial authority in the real estate and banking industries. Banker & Tradesman is a vital tool to a regional audience of 10,000 individuals demanding breaking news, in-depth analysis, and the latest products and services revolutionizing their industries.
July 2019 6,459 -4.64%
TO OUR CUSTOMERS
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B34 Voluntary Bankruptcies B34 Chapter 13 Bankruptcies B34 Chapter 11 Bankruptcies B34 Federal Tax Liens B34 State Tax Liens B35 Attachments B35 Petitions to Foreclose B36 Foreclosure Sales INDEX PAGE COUNTY TRANSACTIONS THRU PAGE COUNTY TRANSACTIONS THRU PAGE CREDIT RECORDS PAGE CREDIT RECORDS
B7 Berkshire Middle 09/02/22 Berkshire North 09/02/22 Berkshire South 09/02/22 Bristol Fall River 09/02/22 Bristol North 09/02/22 Bristol South 09/02/22 Dukes 09/02/22
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Credit Records Real Estate Records PAGE COUNTY TRANSACTIONS THRU PAGE COUNTY TRANSACTIONS THRU B2 Suffolk 09/02/22 B5 Barnstable 09/02/22 B7 Berkshire Middle 09/02/22 B7 Berkshire North 09/02/22 B8 Berkshire South 09/02/22 B8 Bristol Fall River 09/02/22 B8 Bristol North 09/02/22 B10 Bristol South 09/02/22 B10 Dukes 09/02/22 B10 Essex North 09/02/22 B11 Essex South 09/02/22 B14 Franklin 09/02/22 B14 Hampden 09/02/22 B16 Hampshire 09/02/22 B17 Middlesex North 09/02/22 B19 Middlesex South 09/02/22 B23 Nantucket 09/02/22 B23 Norfolk 09/02/22 B26 Plymouth 09/02/22 B29 Worcester 09/02/22 B33 Worcester North 09/02/22 B34 Voluntary Bankruptcies B34 Chapter 13 Bankruptcies B34 Chapter 11 Bankruptcies B34 Federal Tax Liens B34 State Tax Liens B35 Attachments B35 Petitions to Foreclose B36 Foreclosure Sales Banker & TradesmanSEPTEMBER 19, 2022 SECTION B Official Records ©2022 The Warren Group LLC. All rights reserved. No part of this publication may be reproduced without the written consent of the publisher. IT Services NEED FINANCING? Innovative Loans for Your Real Estate Deals Commercial • Residential Contact David Grossman or George Morrill 617-472-2000 / www.grossmanco.com Real Estate Financing Well Drilling Contractor Viera Artesian Well, LLC family owned & operated since 1946 978-352-8586 • info@VieraArtesianWell.com Drilled Wells Residential Commercial Municipal Irrigation Geothermal License: MA#545 NH#1932 MA#6 - NH#370 ME#409 RI#66 Property Tax Appeals roperty Tax Appeals and Abatement Applications Real Property or Personal Property Representation in all municipalities in Massachusetts, New Hampshire and Maine Christopher Maffucci, Esq. Maffucci@casneredwards.com 303 Congress Street, Boston, MA 02210 617-426-5900 • 617-426-8810 (fax) K R E F ET Z LAW FIRM LLC Evictions Real Estate Residential/CommercialLitigation joshua @krefetzlaw.com 617.254.8000 Attorneys 617-277-1116 Property Management Residential - Commercial Increase Your Value + Bottom Line Contact Robert 345Robertm@rmre.comMarcusBoylstonSt.|Newton, MA 02459 Auctioneer • Auction Marketing for Asset Disposition • REO Auctions • Foreclosure and Trustee Auctions • Lender-Approved Short Sales • Business Liquidations • Asset Appraisals MAwww.PaineAuctioneers.com617.731.4455Lic.120NHLic.2279RI Lic. 0546 Data Destruction & Recycling NAID “AAA” Certified Confidential Shredding DOCUMENTS, TAPES, HARD DRIVES ELECTRONIC RECYCLING 1-800-783-6766 www.nedest.com Multi Family & Investment R.E. Brokers We have Motivated Buyers Seeking willing Sellers Call or Email today! | Cell: 617.448.5835 James D Linfield, transact@capitalmarketteam.comC.C.I.M.www.CAPITALMARKETTEAM.com Hard Money TO ADVERTISE IN REGISTRY RESOURCES Contact Advertising at The Warren Group 617-896-5357 | customerservice@thewarrengroup.com $425.00 for 6 months • $665.00 for 1 year Constable/Civil Process Service CONSTABLEMASSACHUSETTSSERVICE•EvictionsResidential&CommercialService•CapiasArrest•MoneyJudgementExecutionEnforcement•Subpoenas•SummonsandComplaints 617-391-8517 www.MA-CS.com Residential/Commercial Paving GOT PAVEMENT www.gotpavementneeds.comNEEDS?781-878-2004 577 Brockton Ave. Abington, MA 02351 Driveways, Parking Lots, Material Sales & Snow Management “Over 7,000 Satisfied Customers Since 2001” Installations & Maintenance Constable/Civil Process Service CONSTABLEMASSACHUSETTSSERVICE•EvictionsResidential&CommercialService•CapiasArrest•MoneyJudgementExecutionEnforcement•Subpoenas•SummonsandComplaints 617-391-8517 www.MA-CS.com Landlord-Tenant Law Evictions + Leasing Residential + Commercial jkrefetz@ligris.com | 617.274.1500 JOSHUA KREFETZ, ESQ.DataAttorneysDestruction & Recycling NAID “AAA” Certified Confidential Shredding DOCUMENTS, TAPES, HARD DRIVES ELECTRONIC RECYCLING 1-800-783-6766 www.nedest.com TO ADVERTISE IN RESOURCESREGISTRY CONTACT ADVERTISING AT The Warren Group 617-896-5307 advertising@thewarrengroup.com $425.00 FOR 6 MONTHS $665.00 FOR 1 YEAR Well Drilling Contractor Viera Artesian Well, LLC family owned & operated since 1946 978-352-8586 • info@VieraArtesianWell.com Drilled Wells Residential Commercial Municipal Irrigation Geothermal License: MA#545 NH#1932 MA#6 - NH#370 ME#409 RI#66 617-277-1116 Property Management Residential - Commercial Increase Your Value + Bottom Line Contact Robert 42Robertm@rmre.comMarcusGlenAvenue|Newton, MA 02459 Residential/Commercial Paving GOT PAVEMENT www.gotpavementneeds.comNEEDS?781-878-2004 577 Brockton Ave. Abington, MA 02351 Driveways, Parking Lots, Material Sales & Snow Management “Over 11,000 Satisfied Customers Since 2001” Installations & Maintenance Contractors • Single Family Homes • We Buy Lots and Developments • 40B Experience • Build Outs and Work Outs • Duplexes/Tri-Plexes/Condos • Over 2,000 Homes of Experience BUILDER / DEVELOPER / CONTRACTOR Servicing South of Boston, Cape and Islands 781-585-4114 ext: 100 mdacey@championbuilders.com Warren Group Services Land For Sale NORFOLK - WORC. - MIDDLESEX COUNTIES PERMITTED - NON-PERMITTED LOT, SUBDIVISION, SINGLE AND MULTIFAMILY, LARGE AND SMALL, MOSTLY NON-MLS LISTINGS CALL JEFFREY GERMAGIAN BROKER – NOTARY – REALTOR SINCE 1976 Jeffrey53@gmail.com508-395-0778 Warren Group Services ORDER TODAY AND SAVE DIRECTORYTRANSFERMONTHLYREPORTS Call 617.896.5388 or datasolutions@thewarrengroup.comemail Data Destruction & Recycling NAID “AAA” Certified Confidential Shredding DOCUMENTS, TAPES, HARD DRIVES ELECTRONIC RECYCLING 1-800-783-6766 www.nedest.com Hard Money Investment Property Loans Builder & Developer Loans Construction Loans 617-752-7000 Fix & Flip www.bostontrustcorp.com IDENTIFY NEW MARKETINGNextPinpointPROSPECTSYourCustomerWithOurLISTSToday Call 617.896.5388 or datasolutions@thewarrengroup.comemail
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B16 Hampshire 09/02/22
B23 Nantucket 09/02/22
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B33 Worcester North 09/02/22
B11 Essex South 09/02/22
he Warren Group and Banker & Tradesman sincerely appreciate your patience over the past two years. The majority of registries and courts are now open and Banker & Tradesman has resumed its previous collec tion to print schedule. There are still some data collection issues as individ ual offices may have to temporarily close. We will collect that information as soon as it is available and include it here in the records section. Please call 617-896-5367 or email customerservice@thewarrengroup.com if you have any questions.
ofNumberSales Single-Family Sales By Month MASSACHUSETTS MARKET STATISTICS 2,0003,0004,0005,0006,0007,0008,000
B14 Hampden 09/02/22
B5
B17 Middlesex North 09/02/22
B2 Suffolk 09/02/22 Barnstable 09/02/22
July 2022 5,266 -17.38%
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5,0005,5006,0006,5007,000 q Statistics based on single-family home sales of $1,000 q Source: The Warren Group July July July July July July ’17 ’18 ’19 ’20 ’21 ’22 2000 3000 4000 5000 6000 7000 8000 MaJuneJulyApyMar.Fer.DeJan.b.Noc.Ocv.AuSepttJulyg. 5000 5500 6000 6500 7000 JulJulyJulyJulyJulJulyy y July Aug. Sept. Oct. Nov. Dec. Jan. Feb. Mar. Apr. May June July ’21 ’22
CREDIT RECORDS
B10 Essex North 09/02/22
B23 Norfolk 09/02/22
B26 Plymouth 09/02/22
Cassidy Norton Associate Publisher, The Warren Group
REAL ESTATE RECORDS
B7
July 2018 6,773 6.83%
July 2020 6,861 6.22%
B19 Middlesex South 09/02/22
ofNumberSales PriorChangeYear
B14 Franklin 09/02/22
B29 Worcester 09/02/22
July 2017 6,340 0.76%
July 2021 6,374 -7.1%
B10
700 HARRISON AVE U:615 $1,280,000
B: Erin Trauth
Mtg: Needham Bk $24,500,000
Prior Sale: $5,500,000 (06/19)
S: E Patrick Logue Tr, Tr for Gregory B Hunt T Book/Page: 68170/173, Date: 09/02/22
B: Jing Zhao
Type: Adj
Type: Adj
Use: 2 Bdrm Condo, Lot: 1251sf
B: Andrew Richardson
Use: 2 Bdrm Condo, Lot: 1530sf
Mtg: Washington Trust Mtg $255,950
416 MARLBOROUGH ST U:303 $827,000
Mtg: Wells Fargo Bank $1,927,500
31 MASSACHUSETTS AVE U:4-1 $632,775
S: Paul Melino & Lance Robinson Book/Page: 68162/88, Date: 09/01/22
Huntington Hampshire Hyannis Barnstable Hyde Park Suffolk
69 MONTGOMERY ST U:3 $2,975,000
Use: 4 Bdrm Row-middle, Lot: 891sf Prior Sale: $2,355,500 (10/14)
Mtg: Rocket Mortgage LLC $367,500
Use: Retail-service, Lot: 4779sf 290 NORTH ST U:1 $1,965,000
Use: Condo, Lot: 327sf
Use: 2 Bdrm Condo, Lot: 765sf Prior Sale: $985,000 (07/20)
Kingston Plymouth Lakeville Plymouth Lancaster Worcester Lanesboro Berkshire North Lawrence Essex North Lee Berkshire Middle Leicester Worcester Lenox Berkshire Middle Leominster Worcester North Leverett Franklin Lexington Middlesex South Leyden Franklin Lincoln Middlesex South Littleton Middlesex South Longmeadow Hampden Lowell Middlesex North Ludlow Hampden Lunenburg Worcester North Lynn Essex South Lynnfield Essex South Malden Middlesex South Manchester Essex South Mansfield Bristol North Marblehead Essex South Marion Plymouth Marlborough Middlesex South Marshfield Plymouth Marstons Mills Barnstable Mashpee Barnstable Mattapan Suffolk Mattapoisett Plymouth Maynard Middlesex South Medfield Norfolk Medford Middlesex South Medway Norfolk Melrose Middlesex South Mendon Worcester Merrimac Essex South Methuen Essex North Middleboro Plymouth Middlefield Hampshire Middleton Essex South Milford Worcester Millbury Worcester Millis Norfolk Millville Worcester Milton Norfolk Monroe Franklin Monson Hampden Montague Franklin Monterey Berkshire South Montgomery Hampden Mt Washington Berkshire South Nahant Essex South Nantucket Nantucket Natick Middlesex South Needham Norfolk New Ashford Berkshire North New Bedford Bristol South New Braintree Worcester New Marlboro Berkshire South New Salem Franklin Newbury Essex South Newburyport Essex South
B: 30 Concord Mailsail LLC
Southampton Hampshire Southborough Worcester Southbridge Worcester Southwick Hampden Spencer Worcester Springfield Hampden Sterling Worcester Stockbridge Berkshire Middle Stoneham Middlesex South Stoughton Norfolk Stow Middlesex South Sturbridge Worcester Sudbury Middlesex South Sunderland Franklin Sutton Worcester Swampscott Essex South Swansea Bristol Fall River Taunton Bristol North Templeton Worcester Tewksbury Middlesex North Thorndike Hampden Tisbury Dukes Tolland Hampden Topsfield Essex South Townsend Middlesex South Truro Barnstable Tyngsboro Middlesex North Tyringham Berkshire Middle Upton Worcester Uxbridge Worcester Wakefield Middlesex South Wales Hampden Walpole Norfolk Waltham Middlesex South Ware Hampshire Wareham Plymouth Warren Worcester Warwick Franklin Washington Berkshire Middle Watertown Middlesex South Wayland Middlesex South Webster Worcester Wellesley Norfolk Wellfleet Barnstable Wendell Franklin Wenham Essex South West Boylston Worcester West Bridgewater Plymouth West Brookfield Worcester West Newbury Essex South West Roxbury Suffolk West Springfield Hampden West Stockbridge Berkshire SouthWest Tisbury Dukes Westborough Worcester Westfield Hampden Westford Middlesex North Westhampton Hampshire Westminster Worcester North Weston Middlesex South Westport Bristol South Westwood Norfolk Weymouth Norfolk Whately Franklin Whitman Plymouth Wilbraham Hampden Williamsburg Hampshire Williamstown Berkshire North Wilmington Middlesex North Winchendon Worcester Winchester Middlesex South Windsor Berkshire North Winthrop Suffolk
Salem Essex South Salisbury Essex South Sandisfield Berkshire South Sandwich Barnstable Saugus Essex South Savoy Berkshire North Scituate Plymouth Seekonk Bristol North Sharon Norfolk Sheffield Berkshire South Shelburne Franklin Sherborn Middlesex South Shirley Middlesex South Shrewsbury Worcester Shutesbury Franklin Somerset Bristol Fall River Somerville Middlesex South South Boston Suffolk South Hadley Hampshire
Use: 2 Bdrm Condo, Lot: 1225sf Prior Sale: $498,000 (10/11)
150 APPLETON ST U:1E $1,025,000
B: Michael J Hynes Jr S: Mark S Yerby & Kristen Yerby Book/Page: 68144/128, Date: 08/30/22
B: Ghina Ghazeeri & Firass Abiad
Woburn Middlesex South Worcester Worcester Worthington Hampshire Wrentham Norfolk Yarmouth Barnstable
Use: 2 Bdrm Condo, Lot: 775sf Prior Sale: $375,000 (10/10)
127 BEACON ST U:11 $460,000
Use: 2-Family Row-middle, Lot: 1743sf
B: Shelly Tse Tr, Tr for F&Shelly Tse RET S: Raghu R Yalamanchili & Vidya M Yalamanchili Book/Page: 68162/186, Date: 09/01/22
S: Barbara E Stedman Tr, Tr for Belvedere 3C RT Book/Page: 68165/299, Date: 09/01/22
S: Brett Kuchenbecker & Christina Kuchenbecker Book/Page: 68141/251, Date: 08/29/22
Use: 2 Bdrm Condo, Lot: 720sf Prior Sale: $786,000 (11/19)
Use: 1 Bdrm Condo, Lot: 261sf
B: Chi Y Mok & Chi H Mok
49 SAINT STEPHEN ST $3,000,000
11 EDGERLY PL $2,950,000
Number of 1-Fam Sales 34 34
106 MYRTLE ST U:7 $865,000
Use: Condo, Lot: 545sf
Type: Adj Use: 4 Bdrm Condo, Lot: 2428sf
Franklin Greenwich Hampshire Groton Middlesex South Groveland Essex South Hadley Hampshire Halifax Plymouth Hamilton Essex South Hampden Hampden Hancock Berkshire North Hanover Plymouth Hanson Plymouth Hardwick Worcester Harvard Worcester Harwich Barnstable Hatfield Hampshire Haverhill Essex South Hawley Franklin Heath Franklin Hingham Plymouth Hinsdale Berkshire Middle Holbrook Norfolk Holden Worcester Holland Hampden Holliston Middlesex South Holyoke Hampden Hopedale Worcester
135 MARLBOROUGH ST U:P $2,750,000
2 HAWTHORNE PL U:12K $426,750
Mtg: Rocket Mortgage LLC $272,500
Stephen J. Murphy, Register
Use: 3 Bdrm Condo, Lot: 1782sf
B: Denna Q Kelly & David M Kelly S: David E Disilva & Lauren Disilva Book/Page: 68157/41, Date: 08/31/22
Oak Bluffs Dukes Oakham Worcester Orange Franklin Orleans Barnstable Osterville Barnstable Otis Berkshire Middle Oxford Worcester Palmer Hampden Paxton Worcester Peabody Essex South Pelham Hampshire Pembroke Plymouth Pepperell Middlesex South Peru Berkshire Middle Petersham Worcester Phillipston Worcester Pittsfield Berkshire Middle Plainfield Hampshire Plainville Norfolk Plymouth Plymouth Plympton Plymouth Princeton Worcester Provincetown Barnstable Quincy Norfolk Randolph Norfolk Raynham Bristol North Reading Middlesex South Rehoboth Bristol North Revere Suffolk Richmond Berkshire Middle Rochester Plymouth Rockland Plymouth Rockport Essex South Roslindale Suffolk Rowe Franklin Rowley Essex South Roxbury Suffolk Royalston Worcester Russell Hampden Rutland Worcester
S: Byron O Book/Page:Tamayo68158/70, Date: 08/31/22
B: Richard J Sciacca Jr Tr, Tr for R J Sciacca Jr 2020 T
482 BEACON ST U:2 $382,500
Town Name Registry
S: Amaria Holdings Limited Book/Page: 68146/118, Date: 08/30/22
Use: 1 Bdrm Condo, Lot: 735sf
2 AVERY ST U:25F $985,000
1 EDGERLY PL U:1 $3,100,000
S: Lisa Book/Page:May 68154/82, Date: 08/31/22
Prior Sale: $595,000 (11/20)
S: Litman Bradley C Est & Lori A Ehrlich Book/Page: 68147/213, Date: 08/30/22
B: Elyse C Vilinsky & Michael J Young
Mtg: Walpole Coop Bank $500,000
S: Christine Thornton & Brian Henry Book/Page: 68151/221, Date: 08/31/22
Mtg: First Republic Bk $528,000 Type: Adj Use: 2 Bdrm Condo, Lot: 595sf
www.suffolkdeeds.com
Use: 1 Bdrm Condo, Lot: 277sf
Use: 2 Bdrm Condo, Lot: 1691sf
B: Aldo I Calix S: Charles W Wilson Tr, Tr for Dwight E Wilson Boston RT Book/Page: 68172/308, Date: 09/02/22
B: Sl Seaport LLC S: Alison Quirk & Frank Quirk Book/Page: 68139/306, Date: 08/29/22
Mtg: Wescom Central CU $396,000 Type: Adj
Mtg: Rocket Mortgage LLC $364,500
Use: 1 Bdrm Condo, Lot: 1228sf 80 BROAD ST U:309 $600,000 B: 1593403 Ontario Limited S: Salvador Santoro Book/Page: 68160/107, Date: 08/31/22
Use: 1 Bdrm Condo, Lot: 695sf Prior Sale: $585,000 (06/18) 99-105 BROAD ST U:7E $989,000
©2022 The Warren Group LLC. All rights reserved. No part of this publication may be reproduced without the written consent of the publisher. BANKER & TRADESMANB2 SEPTEMBER 19, 2022
24 New Chardon St., Court House
Use: 2 Bdrm Condo, Lot: 815sf
28 MARLBOROUGH ST U:1 $2,310,000
B: Yousheng Ma & Huibin Ping-Wang S: Sandra Kim Book/Page: 68154/25, Date: 08/31/22
B: Beth Boland & Robert Boland S: 69 Montgomery Mainsail Book/Page: 68172/344, Date: 09/02/22
Use: 2 Bdrm Condo, Lot: 1033sf
Prior Sale: $940,000 (01/17)
B: Theodore R Samuels 2nd Tr, Tr for Ted&Lori Samuels FT S: Byung Book/Page:Choi68167/146, Date: 09/01/22
151 TREMONT ST U:16C $743,000
Mtg: First Republic Bk $650,000
S: 132 Arlington LLC Book/Page: 68147/308, Date: 08/30/22
B: Alexandre Vounatsos & Michel Vounatsos
Mtg: First Republic Bk $476,000 Use: 1 Bdrm Condo, Lot: 519sf Prior Sale: $425,000 (04/17)
B: Thomas J Savage & Linda A Savage
Mtg: First Republic Bk $825,000 Use: 3 Bdrm Row-middle, Lot: 660sf 117 CHANDLER ST U:3 $356,000
B: Arthur Mcgivern & Jennifer Mcgivern
B: Jodi Galin Tr, Tr for 1 Edgerly Place RT S: 132 Arlington LLC Book/Page: 68141/58, Date: 08/29/22
350 NORTH ST U:403 $829,000
Use: 1 Bdrm Condo, Lot: 478sf Prior Sale: $566,000 (08/18)
Use: 2 Bdrm Condo
B: Orhan Imer & Marcia L Imer
B: New England Diggs LLC
Mtg: Bank of NY Mellon $1,304,000
B: 120 Mountfort LLC
B: Kristina A Watts Tr, Tr for K A Watts 2019 T
206 BEACON ST U:2 $1,100,000
Prior Sale: $935,000 (09/20)
S: Janice A Zajchowski Tr, Tr for Janice A Zajchowski RET Book/Page: 68144/87, Date: 08/30/22
Use: 1 Bdrm Condo, Lot: 947sf Prior Sale: $665,000 (09/12)
416 COLUMBUS AVE U:2 $660,000
Mtg: Bank of America NA $2,360,000 Type: Adj
S: Irfan Ali & William Coady Book/Page: 68142/200, Date: 08/29/22
Telephone: (617) 788-8575
Prior Sale: $340,000 (01/22)
S: Emerald Beacon Realty LLC Book/Page: 68170/287, Date: 09/02/22
B: Karina Castro
Use: 1 Bdrm Condo, Lot: 735sf
Cotuit Barnstable Cummington Hampshire Dalton Berkshire Middle Danvers Essex South Dartmouth Bristol South Dedham Norfolk Deerfield Franklin Dennis Barnstable Dighton Bristol North Dorchester Suffolk Douglas Worcester Dover Norfolk Dracut Middlesex North Dudley Worcester Dunstable Middlesex North Duxbury Plymouth East Boston Suffolk East Bridgewater Plymouth East Brookfield Worcester East Longmeadow Hampden Eastham Barnstable Easthampton Hampshire Easton Bristol North Egremont Berkshire South Erving Franklin Essex Essex South Everett Middlesex South Fairhaven Bristol South Fall River Bristol Fall River Falmouth Barnstable Fitchburg Worcester North Florida Berkshire North Foxboro Norfolk Framingham Middlesex South Franklin Norfolk Freetown Bristol Fall River Gardner Worcester Georgetown Essex South Gill Franklin Gloucester Essex South Goshen Hampshire Grafton Worcester Gosnold Dukes Granby Hampshire Granville Hampden Great Barrington Berkshire
Mtg: Wells Fargo Bank $750,000 Use: Condo
S: Matthew Loguidice Book/Page: 68157/192, Date: 08/31/22
B: Whitney A Mercurio Tr, Tr for Max J Brown RET
386 COMMONWEALTH AVE U:23 $690,000
265 BEACON ST U:A $590,000
S: Stephen Bertolami & Nicholas L Rich Book/Page: 68164/295, Date: 09/01/22
Use: 1 Bdrm Condo, Lot: 796sf Prior Sale: $534,000 (06/16)
Newton Middlesex South Norfolk Norfolk North Adams Berkshire North North Andover Essex North North Attleboro Bristol North North Brookfield Worcester North Reading Middlesex South Northampton Hampshire Norhborough Worcester Northbridge Worcester Northfield Franklin Norton Bristol North Norwell Plymouth Norwood Norfolk
70 FENWAY U:55 $495,000
Mtg: Dedham Inst for Svgs $4,506,250
B: Charles W Davidson & Elaine M Davidson
239 COMMONWEALTH AVE U:24 $1,841,000
S: Burberry Limited
TOWN/REGISTRY GUIDE
3 JACKSON AVE $2,570,000
Use: 2 Bdrm Condo, Lot: 1698sf Prior Sale: $2,085,000 (03/18)
Use: 1 Bdrm Condo, Lot: 938sf 11 PARK DR U:3 $560,000
Use: 3 Bdrm Condo, Lot: 914sf
357 COMMERCIAL ST U:17 $585,000
S: Paul Book/Page:Kafasis68168/5, Date: 09/01/22
▶ REAL ESTATE SALES
Use: 1 Bdrm Condo, Lot: 1008sf Prior Sale: $945,648 (04/15)
S: M Barry Book/Page:Goldman68144/107, Date: 08/30/22
52 CEDAR LANE WAY $1,625,000
Use: 1 Bdrm Condo, Lot: 650sf 80 REVERE ST U:1 $405,000
9 HAWTHORNE PL U:4N $850,000
Mtg: Wells Fargo Bank $1,572,000 Use: 2 Bdrm Condo Prior Sale: $1,685,000 (02/18)
Mtg: Guaranteed Rate Inc $276,000
RegistrySuffolk
Mtg: Eastern Bank $320,400
Mtg: JPMorgan Chase Bank $1,617,000
B: Archana Fotedar
S: Drew Book/Page:Todrys68167/316, Date: 09/01/22
Doc#: 000000000937407, Date: 08/30/22
Use: 1 Bdrm Condo, Lot: 425sf
B: Matteo D Gallo Tr, Tr for Luna 2 RET S: Ann M Melia Tr, Tr for Kevin C Melia 1998 T Book/Page: 68163/126, Date: 09/01/22
S: Ellen M Mitchell Tr, Tr for Mitchell INT Book/Page: 68168/131, Date: 09/01/22
Prior Sale: $900,000 (01/14)
Use: 4 Bdrm Row-middle, Lot: 1526sf 133 SEAPORT BLVD U:1808 $3,000,000
S: Clark Book/Page:Whitney68163/84, Date: 09/01/22
400 STUART ST U:19A $3,320,000
MARKETBostonSTATISTICS
Median Price $3,462,500 $3,882,500
Use: Condo
Mtg: Washington Trust Mtg $880,000
S: Ajay Book/Page:Arigala68142/134, Date: 08/29/22
30 CONCORD SQ $3,075,000
B: PBN Exchange Lawrence LLC S: Lori W Samuels Tr, Tr for Ted&Lori Samuels FT Book/Page: 68162/153, Date: 09/01/22
Mtg: Bank of America NA $2,500,000
Mtg: Bank of America NA $771,000
B: Marlborough 135P Hldg
S: Jane A Book/Page:Cote68146/41, Date: 08/30/22
Mtg: Truist Bank $1,400,000
Use: 1 Bdrm Condo, Lot: 884sf
400 STUART ST U:26A $5,200,000
B: George Feng & Sui Wang
B: Jennifer L Jackson Tr, Tr for Jackson LT S: Appleton Grove LLC Book/Page: 68151/298, Date: 08/31/22
S: Thomas J Waite Book/Page: 68169/73, Date: 09/02/22
B: Payne Hadden
Abington Plymouth Acton Middlesex South Acushnet Bristol South Adams Berkshire North Agawam Hampden Alford Berkshire South Allston Suffolk Amesbury Essex South Amherst Hampshire Andover Essex North Aqinnah Dukes Arlington Middlesex South Ashburnham Worcester North Ashby Middlesex South Ashfield Franklin Ashland Middlesex South Athol Worcester Attleboro Bristol North Auburn Worcester Avon Norfolk Ayer Middlesex South Barnstable Barnstable Barre Worcester Becket Berkshire Middle Bedford Middlesex South Belchertown Hampshire Bellingham Norfolk Belmont Middlesex South Berkley Bristol North Berlin Worcester Bernardston Franklin Beverly Essex South Billerica Middlesex North Blackstone Worcester Blandford Hampden Bolton Worcester Boston Suffolk Bourne Barnstable Boxboro Middlesex South Boxford Essex South Boylston Worcester Braintree Norfolk Brewster Barnstable Bridgewater Plymouth Brighton Suffolk Brimfield Hampden Brockton Plymouth Brookfield Worcester Brookline Norfolk Buckland Franklin Burlington Middlesex South Cambridge Middlesex South Canton Norfolk Carlisle Middlesex North Carver Plymouth Centerville Barnstable Charlemont Franklin Charlestown Suffolk Charlton Worcester Chatham Barnstable Chelmsford Middlesex North Chelsea Suffolk Cheshire Berkshire North Chester Hampden Chesterfield Hampshire Chicopee Hampden Chilmark Dukes Clarksburg Berkshire North Clinton Worcester Cohasset Norfolk Colrain Franklin Concord Middlesex South Conway Franklin
Ipswich Essex South Jamaica Plain Suffolk
THROUGH JULY
Use: 1 Bdrm Condo, Lot: 801sf Prior Sale: $765,000 (10/20)
B: Kurt R Wright Tr, Tr for Boston FT S: Matthew Olson & Jeanette Olson Book/Page: 68169/252, Date: 09/02/22
B: Sameh Debabneh S: Hoff F Wester 3rd Tr, Tr for Westlette NT Book/Page: 68166/284, Date: 09/01/22
Use: 1 Bdrm Condo, Lot: 275sf Prior Sale: $50,000 (05/10) 917 BEACON ST $2,100,000
623 TREMONT ST U:2 $995,000
S: Juliet Domb & Patrick Mulroy Book/Page: 68169/9, Date: 09/02/22
Boston, MA. 02144-9660
Prior Sale: $950,000 (08/17)
B: Echo Cove Enterprises LP
Village Town Annisquam Gloucester Assabet Maynard Assonet Freetown Auburndale Newton Bass River Yarmouth Bradford Haverhill Brant Rock Marshfield Bryantville Pembroke Buzzards Bay Bourne Byfield Newbury Cataumet Bourne Cedarville Plymouth Chestnut Hill Newton Cochituate Natick Feeding Hills Agawam Fiskdale Sturbridge Florence Northampton Fort Devens Ayer Forestdale Sandwich Gilbertville Hardwick Glendale Stockbridge Gosnold Edgartown Green Harbor Marshfield Haydenville Northampton Humarock Scituate Indian Orchard Springfield Islington Westwood Jefferson Holden Leeds Northampton Linwood Northbridge Magnolia Gloucester Manomet Plymouth Mill River New Marlboro Millers Falls Greenfield Monponsett Halifax New Seabury Mashpee Nutting Lake Billerica Ocean Bluff Marshfield Onset Wareham Pinehurst Billerica Pocasset Bourne Prides Crossing Beverly Sagamore Bourne Saxonville Framingham Shattuckvile Colrain Sheldonville Wrentham Siasconset Nantucket Teaticket Falmouth Three Rivers Palmer Turners Falls Greenfield Waban Newton Waquoit Barnstable Waverly Belmont Wellington Medford Whitinsville Northbridge Woods Hole Falmouth Woronoco Westfield
B: Daniel Walker & Shera M Walker S: Mark Book/Page:Blotner68139/317, Date: 08/29/22
B: Patricia A Engel Tr, Tr for Patricia A Engle FT S: Mishpoche W LLC Book/Page: 68169/299, Date: 09/02/22
2-B NEWBURY ST $26,750,000
9 UPTON ST U:2 $960,000
YTD 2021 YTD 2022
SouthGreenfield
B: Scott D Collins Tr, Tr for Scott D Collins T
Mtg: Guaranteed Rate Inc $768,000
120 MOUNTFORT ST U:504 $1,085,000
Use: Mixed Use-prim Res & Comm, Lot: 2397sf 100 BELVIDERE ST U:3C $1,630,000
S: Lida S Hamilton Tr, Tr for Stokes Hamilton RET Book/Page: 68154/273, Date: 08/31/22
Hopkinton Middlesex South Hubbardston Worcester Hudson Middlesex South Hull Plymouth
B: Stonegate 2 Newbury St
B: Jason A Benitez & Allison A Rosa S: Ernest A Walen 3rd Tr, Tr for Springline T Doc#: 000000000937533, Date: 09/02/22
B: Dennis Kaloyannis & Vicky Baffis
549 COLUMBUS AVE U:5 $595,000
S: Jacqueline K Toscano & Yaritza I Encarnacion Book/Page: 68161/250, Date: 09/01/22
Prior Sale:$93,000 (11/90)
▶ REAL ESTATE SALES
Use:
S: Lisa Book/Page:May 68154/85, Date: 08/31/22
B: Harvey Glick & Janice Armstrong
Type: Adj
S: Patterson Prop Team LLC Book/Page: 68154/170, Date: 08/31/22
B: Samantha B Abreu
Interested in Mortgage-Only Transactions? Our online records offer a much deeper look into local markets. L Navigate to bankerandtradesman.com L Log in to your account L Click on Real Estate Records under the Real Estate Transactions tab And get busy putting our mortgage records to work!
Use: Residential-multiple Bldgs, Lot: 10745sf
Mtg:Main Street Bank $70,000
19 ORANGE ST $615,000
B: Fatima Chang & Thomas Chang
Mtg: LoanDepot Com $405,000 Use: 2 Bdrm Condo Prior Sale: $199,000 (05/12)
Mtg: United Wholesale Mtg $834,604
Number of 1-Fam Sales 24 21
Use: 2 Bdrm Condo Prior Sale: $680,000 (12/15)
B: Kevin M Walsh
97 WALTHAM ST U:6 $839,000
B: Echo Cove Enterprises LP
JULY
S: Traolach Cahillane Tr, Tr for Traolach Cahillane RET Book/Page: 68173/231, Date: 09/02/22
S: Andrew C Dilernia Book/Page: 68167/99, Date: 09/01/22
B: Callie Zabilski
Doc#: 000000000937370, Date: 08/29/22
S: Jonathan D Marshall & Brienne D Marshall Book/Page: 68148/170, Date: 08/30/22
Use: 2 Bdrm Conventional, Lot: 1364sf Prior Sale: $385,000 (05/19)
B: Eryka M Machado & Alfred G Vaine Jr S: Jason M Roback Book/Page: 68156/186, Date: 08/31/22
Mtg: Cambridge Tr Co $190,800 Use: Condo 50-56 LEO M BIRMINGHAM PKWY U:305 $164,800
Number of 1-Fam Sales 95 83
Use: 2-Family Conventional, Lot: 2819sf
Use: 3-Family Conventional, Lot: 10930sf Prior Sale: $1,120,000 (01/21) 545 ADAMS ST U:12 $360,000
B:John Doe & Mary Smith S:Jane Jones & Thomas Jones Mtg:Main Street Mtg Co $140,000 Use:3 Bdrm Colonial, Lot:6459sf Prior Sale:$170,000 (9/89)
183 W CANTON ST U:2 $740,000
81 ELLINGTON ST $515,000
S: Catherine M Vaughan Book/Page: 68139/324, Date: 08/29/22
Type: Adj Use: Condo
17 BENTLEY ST $1,240,000
Use: 2 Bdrm Condo
5 BRECK AVE $1,750,000
156 LAKE ST $1,350,000
Mtg: Guaranteed Rate Inc $584,250
21 TREMONT ST $459,999
• Prior sale data (back to 1982) appears only when the address of the new sale matches exactly with the address of the older sale in our database.
L These deeds transfer title to the lender after the mortgage is foreclosed (unless there is a higher bidder at the auction.) The amount in these transac tions is usually the amount of the outstanding mortgage that was foreclosed.
Mtg: Brian C Foote $530,000
B: Eryka M Machado & Alfred G Vaine Jr
B: Tateyauna Wilson S: Leo Birmingham Dev LLC Book/Page: 68140/194, Date: 08/29/22
Prior Sale: $485,000 (01/22)
Type: Adj Use: Apartment Bldg - 4-8 Units, Lot: 5604sf
Use: 2 Bdrm Condo, Lot: 733sf
S: Thomas E Regan & Lauren Regan Book/Page: 68155/45, Date: 08/31/22
Use: 2-Family Two Family, Lot: 3375sf
▶
B: Xi Q Ding & Shao Y Zhang S: Sahil C Book/Page:Patel68164/268, Date: 09/01/22
Use: 2-Family Two Family, Lot: 4900sf
▶ FORECLOSURE DEEDS
B: Zhihong Yan S: Stergios Moschos Book/Page: 68173/76, Date: 09/02/22
Mtg: RFLF 1 LLC $753,500
B: Jitin Sahani & Namerta Sahani S: Jacob Levenfeld
105 LITCHFIELD ST U:105 $307,166
Prior Sale: $600,000 (08/19)
200 W SPRINGFIELD ST U:3 $635,000
Type: Adj Use: 2 Bdrm Condo
Mtg2:Seller $8,400
5 ADAMS ST $1,180,000
Please note: The information contained in this newspaper is taken from public records. While every precaution is taken, no responsibility is assumed for errors or omissions. Readers should confirm any informa tion before taking action.
Mtg: Radius Financial Grp $700,000
YTD 2021 YTD 2022
Mtg: First Republic Bk $605,500
1677 COMMONWEALTH AVE U:12 $295,000
B: Beverly Ng
Mtg: New Fed Mtg Corp $820,000
B: Christopher Regan
Use: 3 Bdrm Semi Detachd, Lot: 1190sf
MARKETBrightonSTATISTICS
Mtg: E Cambridge Svgs Bk $290,000
▶ REAL ESTATE SALES
1313 WASHINGTON ST U:423 $1,500,000
Mtg: First Republic Bk $1,250,000
S: Abir Book/Page:Halimeh68166/146, Date: 09/01/22
Prior Sale: $703,000 (04/16)
Use: 6 Bdrm Colonial, Lot: 4219sf 36 BELLEVUE ST U:1 $430,000
Mtg: Rockland Tr Co $373,986 Use: 3 Bdrm Condo 11 COFFEY ST $690,000
Mtg: Rocket Mortgage LLC $382,500
Mtg: Cambridge Svgs Bk $520,000
Mtg: Caliber Home Loans $150,000
S: Sajan M George Book/Page: 68155/81, Date: 08/31/22
Type: Adj Use: 3 Bdrm Condo
L In communities where we have a file of all properties from the assessor’s office, we provide additional property details when available. This is done by exactly matching the address and seller name from the new sales record with the address and owner name found in the property file. No descrip tive data appears whenever there is any doubt that the two records are the same property. The “Use” is based on the code the assessor assigns to each building on a parcel. Whenever there is more than one use code or more than one building on a parcel, we flag these as “Multi-use” and “Multibldg” respectively.
Mtg: Cambridge Tr Co $576,000
233 KELTON ST U:7 $498,800
Mtg: Baycoast Mortgage Co $556,000
39 CARY AVE U:16 $310,000
L The amount appearing on the same line as the street address is the purchase price from the deed. We print “No Amt Given” when the amount did not appear on the docu ment we review. “No Street Given” appears in place of the street address when it was not available. The volume, page of the deed and filing date appear for all Thesales.mortgage lender and the amount of the mortgage used to purchase the prop erty are shown. Any second mortgage (Mtg2) filed at the same time as the deed will also appear here.
233 WALNUT ST $750,000
Type: Adj Use: 2 Bdrm Condo Prior Sale: $800,000 (08/20)
Mtg: Guaranteed Rate Inc $1,252,000
Type: Adj
Use: 3-Family Decker, Lot: 2415sf
Mtg: Amerisave Mtg Corp $674,500 Use: 2 Bdrm Condo
B: Robert Andrews Tr, Tr for Robert N Andrews 2016 RET S: Bledi Taska & Oneda Haxhistasa Book/Page: 68172/39, Date: 09/02/22
Use: 4 Bdrm Row House, Lot: 1040sf
Use: 1 Bdrm Condo, Lot: 512sf 13-15 WEITZ ST $1,000,000
S: Jason M Roback Book/Page: 68156/186, Date: 08/31/22
S: Adis A Leone Tr, Tr for 143 Tremont Street RT Book/Page: 68147/346, Date: 08/30/22
B: Selena Sanchez & Nelson A Martinez
Use: 2 Bdrm Condo
Use: 2-Family Two Family, Lot: 3388sf
B: Jennifer Lopes-Decarvalho
140 KENRICK ST U:34 $440,000
B: Etienne Joseph & Fritzna Emmanuel S: Danielle C Hines Book/Page: 68168/92, Date: 09/01/22
B: Jennifer Coyne & John Coyne S: 21A High Street LLC Book/Page: 68146/143, Date: 08/30/22
MARKETChelseaSTATISTICS
Mtg: Leader Bank NA $342,930
Use: 2 Bdrm Condo
B: Nicholas Libby & Jamie Libby S: Steven Geracoulis & Marina Geracoulis Book/Page: 68157/50, Date: 08/31/22
REAL ESTATE SALES
Use: 2 Bdrm Condo, Lot: 1521sf Prior Sale: $1,310,000 (01/17)
103 RUTHERFORD AVE U:1 $710,000
S: Martin W Keck 2nd & Allison Keck Book/Page: 68164/249, Date: 09/01/22
Mtg: Mortgage Networks Inc $540,000
Type: Adj
B: Rebecca Crandall & Lucas Lomba S: Yu Book/Page:Wen 68170/211, Date: 09/02/22
Mtg: First Republic Bk $1,300,000
Use: 2-Family Two Family, Lot: 3600sf
9 HALLAM ST U:2 $559,000
©2022 The Warren Group LLC. All rights reserved. No part of this publication may be reproduced without the written consent of the publisher.
Prior Sale: $980,000 (05/17)
S: Paige Book/Page:Hart-Smith68163/16, Date: 09/01/22
Median Price $831,550 $825,000
B: Alexander Joyce S: Emanuel Friedman Tr, Tr for DEJ RT Book/Page: 68159/35, Date: 08/31/22
Use: 2-Family Two Family, Lot: 3600sf
B: Christopher Sullivan S: Hassan Mansour & Kristin Kleisner Book/Page: 68152/158, Date: 08/31/22
S: HR Ventures LLC Book/Page: 68170/117, Date: 09/02/22
KEY TO LABELS B = Buyer S = Seller Mtg = Mortgage lender and amount Mtg2 = Second Mortgage Use = Building use Bdrm = bedrooms Lot = lot size in square feet YTD = year-to-date KEY TO ABBREVIATIONS LP = Limited Partnership Tr = Trustee T = Trust IRT = Irrevocable Trust ReT = Revocable Trust RT = Realty Trust FT = Family Trust NT = Nominee Trust Est = Estate Ex = Executor
▶
2 Bdrm Condo Prior Sale: $505,000 (06/22) 1 WARREN ST U:103 $1,095,000 B: Russell W Murphy & Cynthia L Murphy S: Marie Claude Francoeur & William E Nutt Book/Page: 68163/274, Date: 09/01/22 Use: 2 Bdrm Condo Prior Sale: $814,000 (07/14) 59 WARREN ST U:1 $505,000 B: Elena M Lee S: Grig K Murdock & Thomas B Murdock Book/Page: 68155/154, Date: 08/31/22 Mtg: Members Mtg Co Inc $404,000 Type: Adj Use: 2 Bdrm Condo
Number of 1-Fam Sales 44 42 Median Price $1,357,500 $1,408,250
Mtg: Village Bank $450,000
B: Jason R Dinges S: 145 Worcester Street LLC Book/Page: 68157/134, Date: 08/31/22
Use: 3-Family Decker, Lot: 3045sf 1501 COMMONWEALTH AVE U:203 $865,000
Mtg: EMM Loans LLC $460,000
Mtg: Rocket Mortgage LLC $650,750
• For residential homes, the number of bedrooms and house style appear when available.
428 MEDFORD ST U:11 $1,320,000
70 WARREN AVE U:2-6 $300,000
S: Angelica Rivera Book/Page: 68148/208, Date: 08/30/22
Mtg: Jeanne DArc CU $684,000
16 TRENTON ST U:3 $629,000
42 8TH ST U:1314 $720,000
Prior Sale: $700,000 (11/13)
B: Argenis Bautista & Anabel Melo S: Michael Book/Page:Tran68171/216, Date: 09/02/22
Prior Sale: $400,000 (05/16)
113 ELM ST $1,565,000
B: Jake Foote
S: Brenda Blount Ad, Adm for Whitlow Zack Sr Est Book/Page: 68154/165, Date: 08/31/22
96 WALTHAM ST U:1 $1,200,000
Use: 2-Family Two Family, Lot: 11230sf
B: Logan N Mahoney
Mtg: Berkshire Bank $1,056,000
B: Jane F Diamond
THROUGH JULY YTD 2021 YTD 2022
Median Price $690,000 $715,000
B:John Doe & Mary Smith
Use: 2-Family Conventional, Lot: 7582sf
B: Theresa Okokon
MARKET STATISTICS THROUGH FEBRUARY YTD 1993 YTD 1994
6 WARREN AVE $850,000
16 EVERETT AVE U:1D $300,000
Number of Sales 17 23 Median Price $47,000 $85,000
411 BUNKER HILL ST U:2 $1,210,000
B: Jagamya Vijayaraghavan & Shreekant Vasudhev
Use: 2-Family Two Family, Lot: 5676sf 50-56 LEO M BIRMINGHAM PKWY U:206 $240,800
Use: 3 Bdrm Condo Prior Sale: $880,000 (04/17)
Type: Adj Use: 2 Bdrm Condo, Lot: 684sf
▶ REAL ESTATE SALES
THROUGH JULY YTD 2021 YTD 2022
Use: Condo 145 WORCESTER ST U:3 $2,600,000
Mtg: Reading Cp Bk $812,250
▶ REAL ESTATE SALES
Mtg: Washington Trust Mtg $629,250
Mtg: Cooperative Bank $291,000 Use: 1 Bdrm Condo
358 BUNKER HILL ST U:1 $1,085,000
S: Marc J Balboa & Geoffrey I Karasic Book/Page: 68139/112, Date: 08/29/22
45 MONTCALM AVE $1,095,000
B: Tirso Pena S: May Heckley & Alice Hammett Book/Page: 68158/180, Date: 08/31/22
370 BUNKER HILL ST U:3 $450,000
B: Yolanda Y Andrade & Jose Cabrera S: Santa Rivera & Melvin Rivera Book/Page: 68166/288, Date: 09/01/22
B: Fernando F Ponce & Silvia A Ponce
Mtg: Berkshire Bank $699,200 Type: Adj Use: 3 Bdrm Condo, Lot: 2047sf 29 CUSHING AVE U:2 $425,000
S: Josette Book/Page:Teneus68172/195, Date: 09/02/22
MARKETCharlestownSTATISTICSTHROUGH
S: Patrick W Lynch & Nicole A Lynch Book/Page: 68162/170, Date: 09/01/22
Use: 3-Family Decker, Lot: 2415sf
& TRADESMAN B3SEPTEMBER 19, 2022
L The statistics at the begin ning of each town are for all single-family home sales with a purchase price of $100 and above from January through the most recent complete cal endar month.
Use: 4 Bdrm Row-middle, Lot: 1460sf
23 HANNON ST $675,000
Mtg: Mortgage Networks Inc $968,000
S: Olive G Hill & Seamus A Hill Book/Page: 68156/210, Date: 08/31/22
The information appearing in this newspaper is taken from deed and mortgage documents filed at each of the twenty-one registries of deeds in the state. All property transfers with a sales price of at least $100 and all term-mortgage documents are collected.
43 MAIN ST $142,200
B:Main St Bank
B: David Wolf & Karen Wolf
Mtg: Webster Bank $232,500
Mtg: Jeanne DArc CU $531,050
84 GORDON ST U:304 $364,000
B: IK LLC S: Yan Liang & Uan Xuan Book/Page: 68157/92, Date: 08/31/22
• The lot size (Lot) is shown in square feet.
Type: Adj Use: 2 Bdrm Condo
42 8TH ST U:2517 $920,000
B: Boston College S: Bryan Chan Tr, Tr for 156 Lake Street RT Book/Page: 68164/4, Date: 09/01/22
S: Sean P Connolly Tr, Tr for 370 Bunker Hl St 3 NT Book/Page: 68156/113, Date: 08/31/22
Use: 1 Bdrm Condo, Lot: 705sf
B: Laxman Ghimire
REAL ESTATE SALES
S: Yee W Leung & Yee H Leung Book/Page: 68165/48, Date: 09/01/22
B: Molly Gorman & Colin Gorman S: I&I Properties LLC Book/Page: 68140/323, Date: 08/29/22
S: Honan Patricia J Est & Peter Honan Book/Page: 68164/14, Date: 09/01/22
S:Jane Jones & Thomas Jones
Mtg: First Republic Bk $775,000
B: Christopher Harvey & Lauren Orefice S: 145 Worcester Street LLC Book/Page: 68160/41, Date: 08/31/22
143 TREMONT ST $1,760,000
Mtg: Cambridge Tr Co $159,806 Use: Condo
Median Price $857,500 $892,000
Prior Sale: $540,000 (06/15)
Use: Condo, Lot: 365sf 190 COREY RD U:3 $699,000
S: David J Diggins & Christopher R Shipley Book/Page: 68155/194, Date: 08/31/22
Use: 1 Bdrm Condo, Lot: 640sf Prior Sale: $740,000 (09/20)
S: Leo D Caplice Jr Tr, Tr for 96 Waltham Street NT Book/Page: 68151/115, Date: 08/31/22
Use: 2 Bdrm Condo, Lot: 1057sf Prior Sale: $430,000 (06/13)
Mtg: United Wholesale Mtg $833,714
6 ASHMONT PARK $735,000
Type: Adj
Mtg: Commonwealth Coop Bk $588,000
B: Christopher Wrobel & Coral Krentz
Use: 2 Bdrm Condo, Lot: 594sf
S: Anoop Book/Page:Sendamarai68164/57, Date: 09/01/22
Prior Sale: $860,000 (02/20)
B: Joseph M Sirianni & Paige Hart-Smith
S: Seth Harmon & Sarah Harmon Book/Page: 68139/243, Date: 08/29/22
B: 81 Ellington Street LLC
145 WORCESTER ST U:1 $2,150,000
Mtg: Caliber Home Loans $828,700
B: Olivia L Pavco-Giaccia
• The first two buyer (B) names and seller (S) names listed on the deed are shown.
• “Use” distinguishes residential homes from land sales and commercial sales.
49 WARREN AVE U:4 $720,000
1 WESTGATE RD U:1 $325,000
Prior Sale: $800,000 (08/16)
••Year-to-Date (YTD) statistics for all singlefamily home transactions within our price range criteria.
S: Sarah Book/Page:Williams68163/168, Date: 09/01/22
THROUGH JULY YTD 2021 YTD 2022 Number of 1-Fam Sales 22 25 Median Price $476,500 $600,000 ▶ REAL ESTATE SALES 124 ADDISON ST U:16 $349,000 B: Patrick G Sweeney & Mcclelland P Dixon S: Glennie Polynice Doc#: 000000000937476, Date: 09/01/22 Mtg: Finance America LLC $294,000 Use: 2 Bdrm Condo Prior Sale: $247,000 (01/20)
B: Tianshu Chu
THROUGH JULY YTD 2021 YTD 2022
Mtg: Citizens Bank $349,200 Use: 2 Bdrm Condo, Lot: 686sf Prior Sale: $280,000 (08/19)
Mtg: Mortgage Networks Inc $536,190
B: Leslie A Pomarole
B: Glenshane 6 LLC
B: Denae Perry S: Pamela Book/Page:Goyette68156/24, Date: 08/31/22
Use: 2 Bdrm Condo, Lot: 550sf Prior Sale: $355,000 (09/13)
Prior Sale: $302,500 (06/15)
6 WARREN AVE $850,000
Type: Adj Use: 2 Bdrm Condo
Prior Sale: $516,000 (07/15)
Prior Sale: $605,000 (05/20)
MARKETDorchesterSTATISTICS
Mtg: First Republic Bk $868,000
16 MURRAY ST $862,500
B: 4 Ashmont Park LLC
B: Stephanie Quiroz
B: Vijay Ramareddy
315 MAIN ST U:15. $98,000
81 ELLINGTON ST $615,000
S: Abel A Lopes & Laura Lopes Book/Page: 68150/191, Date: 08/30/22
B: Steven Silva & Niloofar Silva
Mtg: Fairway Ind Mtg $800,000
B: Aaron S Macdaniel & Suyang H Macdaniel S: Alfred Book/Page:Damelio68171/345, Date: 09/02/22
B: Kevin M Godin
Pleasant Towers Condo
Mtg: Everett Cp Bk $1,320,000
Use: 3-Family Family Flat, Lot: 1783sf
B: Elise Simons S: Marketburst LLC Book/Page: 68143/182, Date: 08/30/22
B: Daniel Callister & Amir P Masliyah
B: Patterson Prop Team LLC
S: Sarah E Hanson & Clifford Hanson Book/Page: 68144/337, Date: 08/30/22
Whenever possible, we combine the separate deed and mortgage documents so that we can present one complete record of the street address, purchase price, lender and mortgage amount. When we cannot link a deed with a mortgage (and vice versa) each transaction appears individually.Realestate records are organized alphabetically by registry, then town, then by street name within a subhead (Real Estate Sales, Foreclosure Deeds, or Mortgages.) The exception is Suffolk Registry and the City of Boston which appear first.
BANKER
Use: 1 Bdrm Condo, Lot: 734sf
Use: 1 Bdrm Condo, Lot: 552sf
B: Chao Sheng Chen & Ming Hwa Wu
1 CYPRESS RD U:100 $489,900
S: James M Cyr & Patricia A Cyr Book/Page: 68142/249, Date: 08/29/22
MARKETAllstonSTATISTICS
Number of 1-Fam Sales 3 9
S: Leo Birmingham Dev LLC Book/Page: 68150/324, Date: 08/30/22
Use: 1 Bdrm Condo
32 ELM ST $175,000
S: Jonathan M Volinski Book/Page: 68147/279, Date: 08/30/22
41 WOODVILLE ST U:5 $510,000
Use: 2 Bdrm Condo, Lot: 870sf 18 DAWSON ST $650,000
How to Read The Real Estate Records
Use: 2 Bdrm Condo, Lot: 813sf 72 FULLER ST $1,300,000
Mtg: Cross Country Mtg Inc $517,500 Use: 3 Bdrm Conventional, Lot: 6385sf 43 COFFEY ST U:2 $874,000
B: Gene T Au & Janice Au S: Marshvegas LLC Book/Page: 68144/55, Date: 08/30/22
• The prior sale shows the original price paid for the property.
S:John Smith & Main St Bank Prior Sale:$190,000 (11/85)
Prior Sale: $255,000 (07/19)
85 HIGH ST U:2 $880,000
Mtg: Rocket Mortgage LLC $413,000
Use: 2 Bdrm Condo
Mtg: New Fed Mtg Corp $435,285
B: Michelle L Bravatti S: Brittany Book/Page:Vetter68171/32, Date: 09/02/22
B: Thadd Razdow & Sydney A Pratt S: Aarjan Book/Page:Vink68172/123, Date: 09/02/22
84 GARLAND ST $855,000
90 WAREHAM ST U:405 $586,000
Use: Condo
273-275
B: Vitaly Dzhenherukha S: Ronald E Soden Book/Page: 24708/568, Date: 09/01/22
YTD 2021 YTD 2022
B: Aron Stubbins & Thais B Bittar
Prior Sale: $635,000 (05/11)
Mtg: Freedom Credit Union $292,000
B: 30 Vine Street Saugus LLC
S: Hooker Michael Est & Jacqueline S Howard Book/Page: 8061/259, Date: 09/02/22
B: Andrew C Frates & Katherine A Frates S: Jason T Demakis Tr, Tr for 4 Candlewood Drive RT Book/Page: 41169/597, Date: 09/02/22
Use: 3 Bdrm Split Entry, Lot: 12502sf
MARKET STATISTICS THROUGH JULY YTD 2021 YTD 2022
130 COREY COLONIAL U:130 $200,000
▶
Prior Sale: $152,500 (08/22)
MARKETShutesburySTATISTICS
B: Joseph Omalley Tr, Tr for Main&Meadow T
S: Kevin D Munnelly & Marie A Munnelly Book/Page: 41164/146, Date: 08/31/22
96 BACHELOR ST U:96 $515,000
S: Joseph Weymouth & Adrienne Weymouth Book/Page: 8060/165, Date: 09/01/22
41 TIMBER LN $875,000
HUCKLE HILL RD $15,000 John L Crowley Jr & Karen A Crowley Paul S Palazzo & Norma K Palazzo Book/Page: 8059/241, Date: 08/31/22 OAKS RD $272,000
Use: 3 Bdrm Old Style, Lot: 17289sf 253 WELLS ST $240,000
Number of 1-Fam Sales 7 7
S: Cynthia L Rackliffe & Pamela L Grasso Book/Page: 24705/389, Date: 08/31/22
Mtg: Mortgage Networks Inc $259,250
Median Price $450,000
Mtg: Radius Financial Grp $413,250
SUFFIELD ST $20,000
B: Katherine R Balunas & Aaron J Dye S: Katherine F Balunas Book/Page: 41170/193, Date: 09/02/22
Use: 2 Bdrm Condo Prior Sale: $137,000 (10/10)
©2022 The Warren Group LLC. All rights reserved. No part of this publication may be reproduced without the written consent of the publisher. BANKER & TRADESMANB14 SEPTEMBER 19, 2022
Use:
MEADOW ST L:5 $25,000
Mtg: Cross Country Mtg Inc $375,963 Use: 2 Bdrm Condo
S: Frank J Maleno & Patricia A Maleno Book/Page: 8059/321, Date: 08/31/22
Mtg: Greenfield Cp Bk $185,000 Type: Adj
Median Price $295,000 $304,163
Sales 14 5 Median
THROUGH JULY YTD 2021 YTD 2022
MARKETOrangeSTATISTICS
B: Matthew D Squires S: Shana A Korenewsky & Michael Korenewsky Book/Page: 8058/73, Date: 08/29/22
B: Marti H Hall Tr, Tr for Marti Hall LT S: Melanie Ata Tr, Tr for Arthur Mazman FT Book/Page: 41156/341, Date: 08/29/22
Use: 2 Bdrm Bngl/cottage, Lot: 8755sf Prior Sale: $190,000 (03/22) 288-320 MAIN ST $900,000
B: Marcia Jansson & Richard Jansson
31 WENDELL ST $735,000
CORTLAND LN $20,000
Prior Sale: $193,000 (06/16)
Mtg: Inst Svgs Newburyport $640,000
MARKETSwampscottSTATISTICSTHROUGH
B: Patrick Crowningshield & Sierra Crowningshield
Type: Adj Use: 3 Bdrm Cape Cod, Lot: 10032sf
REAL ESTATE SALES
B: Joseph Omalley Tr, Tr for Main&Meadow T S: Cynthia L Rackliffe & Pamela L Grasso Book/Page: 24705/389, Date: 08/31/22
Use:
Median Price $915,000 $870,000
Mtg: First SB $420,000
B: Omar Aljarrah
REAL ESTATE SALES
S: Kurt Book/Page:Richardson8059/148, Date: 08/31/22
B: Christopher W Rutola
17 PRISCILLA RD $1,225,000
B: Rezzaqul H Chowdhury
S: Gary A Labreck & Jean M Labreck Book/Page: 24702/594, Date: 08/30/22
Use: 2-Family Two Family, Lot: 11530sf Prior Sale: $206,000 (10/16) 29 GRINNELL ST $472,900
Use: 3 Bdrm Old Style, Lot: 51849sf Prior Sale: $222,000 (09/15) 14-16 GARFIELD ST $305,000
Use: 3 Bdrm Old Style, Lot: 3659sf Prior Sale: $300,000 (04/14)
S: Katherine P Lindquist & Lawrence C Lindquist Book/Page: 41163/236, Date: 08/31/22
Use: 3 Bdrm Ranch, Lot: 36982sf
9 THOMAS ST U:C10 $415,000
15 PARK ST $152,500
622 PINE MEADOW RD $330,000
THROUGH JULY
B: Karen K Perkins S: Frank M Field Jr Tr, Tr for Field INT Book/Page: 8061/1, Date: 09/01/22 3 Bdrm Old Style, Lot: 18295sf
Median
Mtg: Easthampton Svgs Bk $332,500
S: Chester S Wojcik Book/Page: 24710/561, Date: 09/02/22
B: Anatoliy Tverdokhlebov
S: Salmar Realty LLC Book/Page: 24708/396, Date: 09/01/22
S: Pine Crossing Const Inc Book/Page: 24703/297, Date: 08/30/22
Mtg: Navy FCU $700,000
Mtg: Arc Home LLC $475,200
THROUGH JULY YTD 2021 YTD 2022
JULY of 1-Fam Price $256,250 $294,000 ESTATE SALES
Prior Sale: $226,000 (10/16)
Use: 2 Bdrm Condo Prior Sale: $395,000 (04/21)
A. Cote. Register 43
MARKETGill
Use: 3 Bdrm Cape Cod, Lot: 11474sf
REAL ESTATE SALES
B: Kristen Fraser
B: Robert B Erwin & Sara Zorzi S: Aron P Stubbins & Thsis B Bittar Doc#: 000000000638945, Date: 08/30/22
S: Peter J Book/Page:Round41161/381, Date: 08/31/22
68 LAUREL ST U:B $240,000
33 EASTMAN AVE $546,000
Mtg: First Home Mtg $235,653
MEADOW ST L:4 $25,000
15-17 OTTAWA ST $350,000
Use: Mixed Use-prim Res & Comm, Lot: 28314sf
Type: Adj Use: 3 Bdrm Colonial, Lot: 3659sf Prior Sale: $525,000 (06/18)
Use: 2-Family Conventional, Lot: 43996sf
54 ADAMS RD $311,000
S: Bonnie M Green Book/Page: 41158/41, Date: 08/29/22
406 PARADISE RD U:2K $157,500
▶
B: Wayne Mulligan & Sharon Mulligan
Use: Condo
Mtg: Pentagon FCU $615,000
Use: 4 Bdrm Colonial, Lot: 87120sf
Scott Hope Street, Greenfield, MA 01301 (413) 772-0239 (413) 774-7150
Mtg: Leader Bank NA $850,000
S: Kevin G Oshea & Patricia A Oshea Book/Page: 41167/585, Date: 09/02/22
REAL ESTATE SALES
Prior Sale: $360,000 (02/17)
S: Harvey A Maibor & Ruth G Maibor Book/Page: 41169/281, Date: 09/02/22
MARKETErvingSTATISTICS
▶
THROUGH JULY YTD 2021 YTD 2022
Mtg: Maria Silva $80,000
B: Christopher D Swartz & Season M Swartz
Number of 1-Fam Sales 20 12 Price $352,000 $266,518 ESTATE SALES WENDELL RD $370,000
71 DEPALMA ST $435,000
B: Christopher W Rutola
B: Blueocean Holdings LLC
B: Gleison Rocha
Prior Sale: $300,000 (12/10)
ESSEX REGISTRY continued
Use: 2 Bdrm Condo
Use: Mixed Use-prim Comm & Resd, Lot: 117351sf
B:
S: Jane E Book/Page:Clark24700/543, Date: 08/29/22
B: Rudy Renderos
Mtg: Guild Mortgage Co $100,000
4 CANDLEWOOD DR $720,000
B: Amy S Bush
Number of 1-Fam Sales 8 3
B: Joseph J Roncarati
REAL ESTATE SALES
S: Elizabeth Gujral & Inder Jeet Gujral Book/Page: 41157/36, Date: 08/29/22
191-193 HAYDEN ST $300,000
Use: 3 Bdrm Old Style, Lot: 7449sf Prior Sale: $705,500 (07/16)
Use: Condo
JULY YTD 2021 YTD 2022
Mtg: Guaranteed Rate Inc $160,000
Median Price $275,000 $210,000
Use: 3 Bdrm Bngl/cottage, Lot: 4661sf
Use: 2 Bdrm Condo
15 PARK ST $152,500
S: Rose M Szulborski & Rosemarie Szulborski Book/Page: 8058/98, Date: 08/29/22
Mtg: Florence Bank $380,000
Mtg: New Fed Mtg Corp $437,750
B: William Ayala & Kryzia Y Ayala S: Zaide Book/Page:Soufane24702/339, Date: 08/30/22
S: Maria V Book/Page:Dasilva8060/197, Date: 09/01/22
MARKETDeerfieldSTATISTICS
Use: Mixed Use-prim Res & Forest, Lot: 4731052sf
Prior Sale: $194,700 (04/12)
S: Lastoff Stanley H Est & Nancy C Lastoff Book/Page: 41165/495, Date: 09/01/22
▶ REAL ESTATE SALES
THROUGH JULY
Number of 1-Fam Sales 149 132
B: Alicia M Guinee & Lawrence M Guinee
B: Kevin Hanson-Strobel & Briana K Kubik
MARKETWenhamSTATISTICS
Mtg: Caliber Home Loans $588,000
MARKETBernardstonSTATISTICSTHROUGH
Mtg: Greenfield Svgs $351,500 2-Family Duplex, Lot: 94961sf
B: Dale E Buxton & Angela L Buxton
STATISTICS THROUGH JULY
www.registryofdeeds.co.hampden.ma.us
SUNNYSLOPE AVE L:205-20 $40,000
Cheryl A. Coakley Rivera, Esq., Register 50 State Springfield,StreetMA 01103
53 LABELLE RD $495,000
Use: 3 Bdrm Ranch, Lot: 191664sf
MARKETShelburneSTATISTICS
20 PLACE TER $242,000
Mtg: First Home Mtg $295,450
Mtg: Freedom Credit Union $193,600
B: Marissa Martin
Median Price $269,950 $267,000
Use: 2 Bdrm Condo
Mtg: Greenfield Cp Bk $217,600
Use: 3 Bdrm Ranch, Lot: 18500sf
MARKETMontagueSTATISTICS
16 CAPTAIN LATHROP DR $365,000
Use: 3 Bdrm Colonial, Lot: 40045sf
Mtg: Mortgage Networks Inc $751,500
MARKETTopsfieldSTATISTICS
Median Price $283,000 $310,500
40 HAMPDEN ST $560,000
33 WINSHAW RD $830,000
Number of 1-Fam Sales 7 7
7 CHESTNUT ST $250,000
35 RIVER RD $300,000
Mtg: Shamrock Home Loans $202,500
Mtg: North Shore Bank $350,000
THROUGH JULY
Use: 3 Bdrm Ranch, Lot: 15246sf
Use: 4 Bdrm Split Level, Lot: 12632sf
477 GREENFIELD RD $325,000
Number of 1-Fam Sales 20 19
THROUGH JULY YTD 2021 YTD 2022
62 RANDALL WOOD DR $339,000
Type: Adj
MARKETGreenfieldSTATISTICS
Mtg: Greenfield Cp Bk $288,150
Type: Adj Use: 2-Family Conventional, Lot: 5750sf
Prior Sale: $292,500 (06/15)
19 PRENTICE AVE $272,000
S: Spire Prop Solutions Inc Book/Page: 24711/554, Date: 09/02/22 Use: 2 Bdrm Bngl/cottage, Lot: 8755sf Prior Sale: $190,000 (03/22) 53 JAMES ST $289,000
B: Christopher B Marstall & Rachel C Caldwell S: Grinnell Properties LLC Book/Page: 8060/241, Date: 09/01/22
Median Price $285,000 $400,000
Number of 1-Fam Sales 17 14
Mtg: Guild Mortgage Co $294,566
▶
Use: 3 Bdrm Ranch, Lot: 47886sf
REAL ESTATE SALES
Prior Sale: $160,000 (09/19)
Type: Adj Use: 3 Bdrm Old Style, Lot: 4182sf Prior Sale: $451,125 (04/14)
S: Danielle Charbonnier & Donald B Charbonnier Book/Page: 41159/569, Date: 08/30/22
Mtg: Greenfield Svgs $289,000
REAL ESTATE SALES
Type: Adj
REAL ESTATE SALES
Use: 3 Bdrm Ranch, Lot: 15260sf
Mtg: Prosperity Home Mtg $128,000
Type: Adj
Mtg: Embrace Home Loans $650,000
Prior Sale: $360,000 (06/21)
B: Laura E Fattore
143 GRAPEVINE RD $2,995,000
Type: Adj
S: Jonathan F Rowell & Patricia H Rowell Book/Page: 41156/126, Date: 08/29/22
Number of 1-Fam Sales 92 72 Median Price $749,500 $785,350
B: Tyler N Richards Yecheng Yang Book/Page: 8062/43, Date: 09/02/22
Use: 2 Bdrm Condo Prior Sale: $157,000 (09/10)
Number of 1-Fam Sales 6 12 Median Price $277,750 $314,000
B: Villella Const Co Inc
Mtg: Inst Svgs Newburyport $360,000
B: Peter A Curran
B: Ivan Cruz
S: Tara J Book/Page:Cooley24708/211, Date: 09/01/22
Use: 3 Bdrm Contemporary, Lot: 16117sf
1 SPEAKERS LN $1,250,000
Use: 3 Bdrm Old Style, Lot: 7658sf Prior Sale: $142,000 (08/17)
YTD 2021 YTD 2022
B: Joseph Weymouth & Adrienne Weymouth
Number of 1-Fam Sales 112 90
68 SILVER ST $226,500
▶ REAL ESTATE SALES
S: Paul W Waldron & Jacqueline M Waldron Book/Page: 8059/343, Date: 08/31/22
Fax:Telephone:Westfield,StreetMA01085(413)568-2290(413)568-4869
Use: 5 Bdrm Colonial, Lot: 303104sf
6 SILVIO O CONTE DR $910,000
▶ REAL ESTATE SALES
S: Jessie Sutherland & Todd Chessie Book/Page: 8061/123, Date: 09/02/22
B: Charles S Klosson
YTD 2021 YTD 2022
Mtg: Movement Mtg LLC $318,250
Mtg: Coastal Heritage Bank $602,100
38 SHERIDAN RD $960,000
S: Christine E Deon & John D Deon Book/Page: 41162/55, Date: 08/31/22
B: Gemma G Falivene & Ryan Fanning
Use: 4 Bdrm Old Style, Lot: 9143sf
YTD 2021 YTD 2022
THROUGH JULY
S: Dana E Warren Jr Book/Page: 41170/6, Date: 09/02/22
Mtg: United Wholesale Mtg $283,765
YTD 2021 YTD 2022
B: Trevor Tefft & Samantha M Tefft
Mtg: PeoplesBank (Holyoke) $720,000 Use: Manufacturing Building, Lot: 39825sf 1777 MAIN ST $225,000
Mtg: Leader Bank NA $250,000
Use: 2-Family Conventional, Lot: 8725sf
521 HUMPHREY ST $669,000
B: William R Crosby
15 W MYRTLE ST $100,000
Telephone: (413) 755-1722
56 MAPLE ST $432,000
Mtg: Westfield Bank $591,500
S: Douglas Albrinck Book/Page: 41159/32, Date: 08/30/22
Mtg: Greenfield Svgs $230,000
B: Dale B Gusman Tr, Tr for Dale B Gusman 2019 T S: Anne R Yanow & Mark S Yanow Book/Page: 41166/23, Date: 09/01/22
Median Price $820,000 $790,000
30 VINE ST $425,000
Number of 1-Fam Sales 41 23
Mtg: United Wholesale Mtg $740,000
THROUGH JULY
S: Christopher Desautels Book/Page: 24709/211, Date: 09/01/22
Mtg: Movement Mtg LLC $272,473
B: 350 Main St LLC S: Budget Cabinet Sales Inc Book/Page: 24712/78, Date: 09/02/22
▶ REAL
▶
Mtg: HarborOne Mortgage $263,840
B: Joseph Omalley Tr, Tr for Main&Meadow T
Use: 3 Bdrm Split Level, Lot: 12197sf Prior Sale: $438,750 (08/12)
THROUGH JULY YTD 2021 YTD 2022
10 MANSION WOODS DR U:G $26,000
540 MAIN ST $1,175,000
orwww.franklindeeds.comwww.masslandrecords.com
19 WABAN ST $670,000
Prior Sale: $267,000 (09/17)
43
Prior Sale: $359,900 (08/16)
B: William R Crosby
Median Price $375,450 $395,000
S: Noel F Mcginn Tr, Tr for Noel F Mcginn RET Book/Page: 41164/87, Date: 08/31/22
Use: 4 Bdrm Colonial, Lot: 40114sf
Use: 3 Bdrm Conventional, Lot: 15115sf
B: Steven J Carmody & Jordyn E Desmond S: Sammy Book/Page:Hannoush24700/490, Date: 08/29/22
S: Spire Prop Solutions Inc Doc#: 000000000231731, Date: 09/02/22
B: Steven Lambrou S: Newburyport Five Cents Book/Page: 41156/366, Date: 08/29/22
B: Christopher Donovan & Julianna Donovan S: Jennifer Coffey & Thomas Coffey Book/Page: 41162/316, Date: 08/31/22
S: Marjorie H Goodwin Ad, Adm for Goodwin Albert J Est Book/Page: 41160/249, Date: 08/30/22
Use: 4 Bdrm Old Style, Lot: 87120sf
B: A Nicole Polier
Use: 4 Bdrm Colonial, Lot: 20380sf 53 JAMES ST $289,000
Use: 4 Bdrm Colonial, Lot: 68751sf
RegistryFranklin
5-A SULLIVANS CT U:5A $685,000
Mtg: Norwich Commercal Grp $235,000
Use: 2 Bdrm Condo
S: Edwin A Gillespie Jr & Kathryn E Gillespie Book/Page: 8060/304, Date: 09/01/22
▶ REAL
B: Sandra C Vargas
Type: Adj Use: 3 Bdrm Split Level, Lot: 16596sf
Median Price $249,500 $270,000
B: Rosemarie Zondiros
MARKETNorthfieldSTATISTICS
CONWAY RD L:3 $45,000
Mtg: Leader Bank NA $840,000
Use: 4 Bdrm Contemporary, Lot: 12763sf
206 SOUTHWICK ST $277,500
Use: 3 Bdrm Old Style, Lot: 3833sf Prior Sale: $330,000 (07/15)
S: Eileen J Arsenault Tr, Tr for DlR RT Book/Page: 8060/129, Date: 09/01/22
Median Price $810,000 $735,000
THROUGH JULY YTD 2021 YTD 2022
Mtg: Rocket Mortgage LLC $219,705
B: Kathlyn M Ayre Tr, Tr for Leonora RT
B: Amanda Lynch
14 TUTTLE ST $495,000
▶
Use: 3 Bdrm Ranch, Lot: 41892sf
3 TWIN SPRINGS DR $1,249,000
▶ REAL ESTATE SALES
Fax: (413) 731-8190
Use: Mixed Use-prim Res & Rec, Lot: 696960sf
Type: Adj
Median Price $288,000 $620,000
B: Martin Halpern
Use: Condo
Mtg: Greenfield Svgs $162,500
Use: 3 Bdrm Bngl/cottage, Lot: 7841sf Prior Sale: $46,000 (07/15)
S: Scott L Gagnon & Doris A Mercure-Gagnon Book/Page: 8061/17, Date: 09/01/22
Number of 1-Fam Sales 42 41 Median Price $228,000 $250,000
15 SYCAMORE TER $325,000
Type: Adj Use: 2-Family Conventional, Lot: 10367sf
Prior Sale: $187,500 (08/18)
B: Jessica Edson
B: Wesley Otto S: Michael B Wing & Sarah A Wing Book/Page: 8061/315, Date: 09/02/22
B: J&N Salema Family LP
Mtg: Community CU LYNN $576,000
YTD 2021 YTD 2022 Number
1002 PARADISE RD U:PHQ $395,750
B: Aabida Saferali & Matthew Clancy S: Rosa L Diaz & Paul J Hoover Doc#: 000000000639116, Date: 09/02/22
Fax:
B: Abdlillah Mahimda & Christina Mahimda
S: Brian Dohm & Laura J Koppes Book/Page: 41169/119, Date: 09/02/22
Number of 1-Fam Sales 30 33
S: Cynthia L Rackliffe & Pamela L Grasso Book/Page: 24705/389, Date: 08/31/22
19 ROWLEY BRIDGE RD $840,000
Use: 4 Bdrm Old Style, Lot: 8712sf Prior Sale: $40,000 (02/18)
S: Olga Vdovichenko & Andrey Vdovichenko Book/Page: 8060/216, Date: 09/01/22
Mtg: PeoplesBank (Holyoke) $137,250
B: Marion A Sloan
16 SUTTON PL $800,000
MOUNTAIN RD U:1A $318,000
94 COTTONWOOD LN $400,000
12 BOSTON ST U:19 $847,500
▶ REAL ESTATE SALES
▶
B: John D Mcnamara & Erin K Maclean
MARKETHawleySTATISTICS
Mtg: Fountainhead SBF LLC $1,148,000
▶
B: Christina A Roberto
REAL ESTATE SALES
B: Michelle Berny-Lang & Christopher Lang
B: Joseph Omalley Tr, Tr for Main&Meadow T
B: Lauren E Regan & Thomas E Regan
Mtg: Guaranteed Rate Inc $115,000
Use: 3 Bdrm Cape Cod, Lot: 7492sf
B: Dean F Farnum S: Steven W Meuse Book/Page: 8059/62, Date: 08/30/22
Number of 1-Fam Sales 32 35
Use: 2-Family Conventional, Lot: 5750sf
Mtg: Greenfield Svgs $378,300
▶ REAL ESTATE SALES
YTD 2021 YTD 2022
56 IPSWICH RD $501,500
Type: Adj Use: 2 Bdrm Condo
MEADOW ST L:1 $25,000
B: James N Perry Tr, Tr for Perry Family 2019 IRT S: Joanne C Perry & Kevin J Perry Book/Page: 41162/75, Date: 08/31/22
S: Ralph F Mcewan Jr Book/Page: 24710/337, Date: 09/02/22
MEADOW ST L:11 $25,000
18 PERKINS ST $630,000
406 PARADISE RD U:1T $455,000
Telephone:
S: Jennifer J Marrapese & William R Marrapese Book/Page: 8060/273, Date: 09/01/22
S: Cynthia L Rackliffe & Pamela L Grasso Book/Page: 24705/389, Date: 08/31/22
1 LEXINGTON PARK $925,000
Westfield Satellite Office Westfield City Hall 59 Court
Doc#: 000000000639009, Date: 08/31/22
RegistryHampden
S: Paul W Waldron & Jacqueline M Waldron Book/Page: 8061/251, Date: 09/02/22
Prior Sale: $2,275,000 (10/10)
Mtg: Mortgage Research Ctr $255,903
B: Monterae Farm LLC S: Riverrun Farm LLC Book/Page: 41159/121, Date: 08/30/22
Prior Sale: $299,900 (02/19) MARKETSunderlandSTATISTICS THROUGH JULY YTD 2021 YTD 2022 Number of 1-Fam Sales 8 20 Median Price $427,500 $442,500 ▶ REAL ESTATE SALES 34 AMHERST RD $310,000 B: Delta Sand&Gravel Inc S: Debra J Book/Page:Sullivan8060/70, Date: 09/01/22 Use: 4 Bdrm Old Style, Lot: 17860sf 184 N SILVER LN $360,000 B: Todd M Currier & Sara Perez-Battles S: Marion E Black Book/Page: 8059/40, Date: 08/30/22 Mtg: Florence Bank $342,000 Use: 3 Bdrm Old Style, Lot: 21741sf Prior Sale: $235,000 (06/10) 208 N SILVER LN $270,000 B: Katharine Jones S: Griss Carol Z Est & Pamela Z Krause Book/Page: 8059/97, Date: 08/30/22 Mtg: Rocket Mortgage LLC $216,000 Use: 2 Bdrm Ranch, Lot: 14375sf 97 OLD AMHERST RD $497,000 B: Elliot M Krasnopoler & Nina C Pelaez S: Donna L Rowe Book/Page: 8059/289, Date: 08/31/22 Mtg: Florence Bank $372,000 Use: 4 Bdrm Cape Cod, Lot: 21741sf
S:
S: Michelle F Augustinowicz Book/Page: 8058/329, Date: 08/30/22
68 VILLA DR U:23 $379,900
B: Emmett Lynn & Laura Lynn S: Jason P Koelewyn & Katie E Koelewyn Book/Page: 41168/512, Date: 09/02/22
West Newbury
Use: 4 Bdrm Contemporary, Lot: 81457sf 46 FAYMORE DR $335,000
S:
THROUGH JULY
B: Kristian J Murphy
B: Andrew G Smith & Lindsay E Smith
Number of 1-Fam Sales 33 42
MARKETAgawamSTATISTICS
THROUGH JULY YTD 2021 YTD 2022
Use: 3-Family Mlti-unt Blg, Lot: 13199sf 14 LAUREL ST $250,000
Use: 5 Bdrm Colonial, Lot: 6055sf
S: Philip E Pittelli & Lacy G Pittelli Book/Page: 8061/203, Date: 09/02/22
B: Greenfield Prop Owner LLC
Mtg: D&D Equipment Repai $525,000
B: Tyler Noyes & Chantel A Bardsley S: Jean M Dobias & Carol Remillard Book/Page: 8058/20, Date: 08/29/22
B: Lucinda S Walker
Use: Commercial Warehouse, Lot: 73542sf 47 SUMMER ST $265,000
S: Kathleen E Conti & Peter R Conti Book/Page: 41163/183, Date: 08/31/22
S: Stacey A Ryan Ad, Adm for Ryan Thomas A Est Book/Page: 41165/254, Date: 09/01/22
MARKETBucklandSTATISTICS
S: Aleah M Diemand Book/Page: 8061/158, Date: 09/02/22
B: Vincenzo Montefusco & Linda Montefusco S: Mohammad Moini Book/Page: 24700/44, Date: 08/29/22
YTD 2021 YTD 2022
▶
S: Leonid Z Kuperman & Olga V Kuperman
Type: Adj Use: 3 Bdrm Colonial, Lot: 16117sf
20 MAPLEDALE PL $835,000
Mtg: Community CU LYNN $435,000
S: Sharri R Conklin-Toal & Robert P Lukaskiewicz Book/Page: 8058/259, Date: 08/29/22
S: Sarah Ohmann & Richard L Cook Book/Page: 8062/1, Date: 09/02/22
S: Lisa L Book/Page:Sandri8060/338, Date: 09/01/22
Number of 1-Fam Sales 2 5
JEFFREY, Ahern, 315-A Greene St, North Andover, 01845-4120 D:08/29/22 Amt:$6,709
ESSEX SOUTH
NORFOLK
Attleboro
FLOYD, Diona, 306 Winthrop St, Taunton, 027804306 D:09/02/22 Amt:$6,691
TAUNTON RFC CO INC, 421 Old Colony Rd, Norton, 02766-2015 D:08/29/22 Amt:$6,102
GREENE, Adam W, 41 Hollis St, Pepperell, 014631408 D:09/05/22 Case#: 22-40646
TESLER, Elizabeth, 23 Buckley Ave, Ashland, 017211668 D:09/08/22 Case#: 22-40652
MEMIC, Amel, 500 Broadway U:3125, Malden, 02148-2059 D:09/07/22 Case#: 22-11284
NEVILLE, Eric, 477 Spring St, Dighton, 02764-1375 D:09/02/22 Amt:$10,114
BOTELHO, Steven, 57 Borden St, New Bedford, 02740-3319 D:08/29/22 Amt:$17,239
Haverhill
MIDDLESEX NORTH
State Tax Liens
Usually these payments are in full satisfaction of the debt, but may be a percentage of them. Upon completion, the debtor receives a discharge of all debts covered by the plan except child support and alimony, if applicable.
MIDDLESEX SOUTH
Waltham
BLAIR, Jodi L, 32 Juniper Brook Rd, Northborough, 01532-2344 D:08/29/22 Tax:1040 Amt:$27,035
PROVENCHER, Craig J, 9 Orchard St, Beverly, 019154635 D:08/29/22 Amt:$10,334
BRISTOL SOUTH Acushnet
ALISONS CORK&BOTTLE LLC, 61 Plain St, Rehoboth, 02769-2547 D:09/02/22 Amt:$18,481
Filed: Office of the Clerk, US Bankruptcy Court, O’Neill Federal Office Building, Boston.
MCDOUGAL, Kelly J, 36 Haverhill Rd, Amesbury, 01913-2226 D:09/08/22 Case#: 22-11295
PRESKENIS, Robert J, 8 Shallow Pond Ln, Falmouth, 02536-4755 D:09/01/22 Tax:1040 Amt:$8,885 Marstons Mills SILVA, Gilmar, 40 Industry Rd, Marstons Mills, 026481736 D:09/01/22 Tax:1040 Amt:$52,972
ESSEX SOUTH
Plymouth JANIAK, John M & Patricia Janiak, 8 Hutchens Mews, Plymouth, 02360-8812 D:08/31/22 Tax:1040
Haverhill
GERMINARA, Robert A, 2 Ashland St, Newburyport, 01950-1906 D:09/07/22 Case#: 22-11282
COSMOS, Jeanne K, 114 Spyglass Hill Dr, Ashland, 01721-2366 D:08/31/22 Tax:1040 Amt:$3,676 Marlborough
Ashland
VICENTESAmt:$10,856SUPERMARKET CORP, 160 Pleasant St, Brockton, 02301-3842 D:08/31/22 Tax:6721 Amt:$268,698
PLYMOUTH
BUSA Jr, Alfred S, 23 Spring Ln, Pembroke, 023592041 D:09/02/22 Tax:1040 Amt:$92,978
ELLIS, Mark, 60 Monument Neck Rd, Bourne, 025324113 D:09/02/22 Amt:$4,602
PARMENTER, Nicole A, 18 Scotch Pine Rd, Bourne, 02532-2312 D:09/07/22 Case#: 22-11285
BRISTOL SOUTH Acushnet
Northborough
Whitman HOLBROOK, Mark A, 651 Plymouth St, Whitman, 02382-1634 D:09/05/22 Case#: 22-11269
RANSOM CONSULTING INC, 50 High St U:25, North Andover, 01845-2620 D:08/29/22 Amt:$50,686
Liens are placed by the Massachusetts Department of Revenue on the property of the taxpayer deemed to be in default on taxes. If the lien is not fully satisfied, the property may be sold at public auc tion. Releases are not published.
Fall River
PLYMOUTH
These are reorganizations usually used by a business (may be used by an individual) to rehabilitate rather than to liquidate. Debtors propose a plan to reorganize their financial affairs and satisfy their creditors. This plan must be accepted by the creditors and approved by the court.
SWEET GRACE HEAVENLY CAKE, 98 Essex St, Lawrence, 01840-1606 D:08/29/22 Amt:$8,823 North Andover
HOLWORTHY, Marline M, 14 Reynolds Ave, Randolph, 02368 D:09/08/22 Case#: 22-11296
Winchendon
ROVEZZI, Christopher J, 28 Maple St, Sturbridge, 01566-1250 D:09/08/22 Case#: 22-40654
HAMPDEN
SANTOS Jr, William, 50 Main St U:2, Saugus, 019062306 D:08/24/22 Tax:1040 Amt:$17,770
Westport
WORCESTER
MOLINARI Jr, Wayne P, 100 Pacific St U:1, Rockland, 02370-2233 D:08/29/22 Tax:1040 Amt:$57,992
MARTIN, Carissa S, 305 Earle St, New Bedford, 02745 D:09/07/22 Case#: 22-11279
BOG IRON BREWING LLC, 33 W Main St U:F, Norton, 02766-2711 D:09/02/22 Amt:$51,350
FARIA, Jose, 5 Jacob St, Seekonk, 02771-1601 D:09/02/22 Amt:$12,014
OLIVEIRA, Michelle, 838 Pine Hill Dr, New Bedford, 02745-1946 D:09/02/22 Amt:$6,840
ROVEGNO, Edward J & Jennifer S Rovegno, 39 Way Pond Rd, Duxbury, 02332 D:08/29/22 Tax:1040 Amt:$100,514
Credit Records
BURGESS, Laura L, PO Box 8, Lenox, 01240 D:09/07/22 Case#: 22-30326
KENNEY, Michael R, 271 Teel Rd, Winchendon, 01475-2141 D:09/08/22 Case#: 22-40650
PITTS, John, PO Box 890174, Weymouth, 02188 D:09/09/22 Case#: 22-11298
Brockton
RYAN, Donald P & Carol S Ryan, 676 Summer St, East Bridgewater, 02333-1024 D:08/29/22 Tax:1040 Amt:$46,385
Lenox
BENNETT, James, 323 Grove St, Norwell, 020611551 D:08/29/22 Tax:1040 Amt:$230,434
ESSEX SOUTH
Rockland
BECHIRIAN, Thauana M, 238 Kennedy Dr, Malden, 02148-3404 D:09/08/22 Case#: 22-11293
ROIAS, Marie E, 1197 Robeson St, Fall River, 027205507 D:09/06/22 Case#: 22-11272
Chapter 13 Bankruptcies
ELLIS, Dianne, 60 Monument Neck Rd, Bourne, 02532-4113 D:09/02/22 Amt:$27,251
Dracut
Lee DALEY, Sean P, 105 Saint James Ave, Lee, 012381126 D:09/08/22 Case#: 22-30328
These allow for an adjustment of debt. An individual with a regular income proposes a plan to pay off debts from future earnings over a peri od of time between three to five years.
CRANBERRY DENTAL ASSOS, 409 Circuit St, Norwell, 02061-2133 D:08/29/22 Tax:1120 Amt:$4,800
Wrentham
MEDEIROS, Cheryl, 321 County St, Fall River, 027232130 D:09/07/22 Case#: 22-11278
WASHINGTON, Alex D & Sharon N Washington, 1 Sylvia Ln, Dedham, 02026-5825 D:08/29/22 Tax:1040 Amt:$30,519
REVTECH INC, 2396 Acushnet Ave, New Bedford, 02745-2905 D:09/02/22 Amt:$6,691
PEREIRADESOUZA,Amt:$12,834 Bruno P, 21 Savin Ave U:2, Norwood, 02062-3117 D:08/29/22 Tax:1040 Amt:$29,612
Westport
Dorchester
Filed: Registry of Deeds
BRISTOL FALL RIVER
MORELLISAmt:$7,725PLUMBING&HEAT, 31 Donna St, Peabody, 01960-1207 D:08/24/22 Tax:941 Amt:$14,211
BRETON, Celine Marie, 31 Bishop St, Leominster, 01453-3225 D:09/08/22 Case#: 22-40649
BYH CORP, 41 High St, Reading, 01867-3139 D:08/31/22 Tax:940, 941 Amt:$6,693
LEBLANC, Michael, 5 Mountain Ave, Haverhill, 018323565 D:08/24/22 Tax:1040 Amt:$49,793
DENOVAES, Jaquer D & Helen A De-Novaes, 96 Pond St, Holbrook, 02343-1219 D:09/02/22 Tax:1040 Amt:$70,000
OLIVEIRA, John, 838 Pine Hill Dr, New Bedford, 02745-1946 D:09/02/22 Amt:$5,256
PALMER, Kadia, 102 Wayland St, Roxbury, 021252810 D:09/06/22 Case#: 22-11277
PATRICK 3rd, Angelo, 3 Nixon St, Dorchester, 02124 D:09/06/22 Case#: 22-11273
SNIDER, Barry B, 70 Sanford St, Berkley, 02779-1319 D:09/01/22 Tax:1040 Amt:$22,822
JACOBSON, Philip P, 130 Cowell Rd U:130, Wrentham, 02093 D:09/08/22 Case#: 22-11289
The name and mailing address of the person or entity filing the petition is fol lowed by the filing date (D) and the case number (Case#).
Seekonk
FRANCOIS, Farah, 71 Power St, Taunton, 02780-2806 D:09/02/22 Amt:$8,931
Fairhaven
Duxbury
Charlton
GILLIGAN, Dianne A, 189 State St, Palmer, 010699555 D:09/08/22 Case#: 22-30330
Lynnfield
SHAPLEIGH, Donald, 36 Ostrom Rd, Falmouth, 025367731 D:08/29/22 Amt:$4,641
Sturbridge
Wareham
Beverly CUMBERBATCH, Charles L, 490 Rantoul St U:2, Beverly, 01915-3239 D:08/24/22 Tax:1040 Amt:$9,816
Kingston SWANSON, Herbert E, 9 Hawthorne Rd, Kingston, 02364-1321 D:09/06/22 Case#: 22-11274
Belchertown
RAMOS, Jorge, 45 May St, Lawrence, 01841-3309 D:08/29/22 Amt:$12,278
ESSEX NORTH Lawrence
BOLIBOK, Jennifer N, 1 Old Pine Hill Rd, Westport, 02790-1211 D:09/06/22 Case#: 22-11276
Jamaica Plain
WATSON, John, 132 S Washington St, Norton, 027662914 D:08/29/22 Amt:$7,904
BRISTOL FALL RIVER
EVERETEZE, Juan J, 1025 Centre St, Jamaica Plain, 02130-3416 D:09/09/22 Case#: 22-11300
Pembroke
BARNSTABLE Bourne
BUTTS, Cindy A, 24 Sunrise Dr, Gardner, 01436-1362 D:09/08/22 Case#: 22-40651
MIDDLESEX SOUTH
BRISTOL NORTH
DUPRAS, Shawn A, 6 Green Dr, Dartmouth, 027472023 D:09/07/22 Case#: 22-11281
BERKSHIRE MIDDLE
Malden
WORCESTER NORTH Leominster
Dedham
Ashland
BRISTOL NORTH Attleboro
Rehoboth
NORFOLK Randolph
HAMPSHIRE
Raynham
Weymouth
PIERRE, Joseph B, 97 Colonel Bell Dr, Brockton, 02301-1926 D:09/08/22 Case#: 22-11292
Filed: Clerk’s Office, US District Court, Boston. Liens are placed by the Department of the Treasury, Internal Revenue Service, on the property, real or per sonal, of any taxpaying entity deemed to be in default on taxes. Releases are notThepublished.nameand address of the tax payer and filing date (D) of the lien is listed; the type(s) of tax for which the lien is made (Tax) and the dol lar amount assessed (Amt) follows. If more than one tax is owed, the amount shown is the total of all amounts assessed.Typesof tax include 941 FICA and Withholding Tax; 940 Federal Unemployment Tax; 1040 Individual Income Tax; 2290 Highway Use Tax; 1120 Corporate Tax; 720 Excise Tax.
Federal Tax Liens
Sturbridge
Holyoke
Reading
BARNSTABLE Bourne
JOHNSON, Vernaya, 147 Centre St U:109, Brockton, 02302-2734 D:09/04/22 Case#: 22-11268
MCNAMARA, Caitlin, 36 Sheaffer Rd, Centerville, 02632-2035 D:09/02/22 Amt:$3,665
SEA COAST CONSULTING LLC, 111 Shores St, Taunton, 02780 D:09/08/22 Case#: 22-11288
Gloucester
PLYMOUTH
ESSEX NORTH North Andover SPANKS, Jeremiah & Allyson Sharpe, 162 Water St, North Andover, 01845-2615 D:08/30/22 Tax:1040 Amt:$2,364
Amt:$127,832
WORK CMNTY INDEPENDENCE, 610 N Lincoln St, Waltham, 02454 D:09/02/22 Tax:941 Amt:$181,504
STAN KAITBENSKI INC, PO Box 725, Sturbridge, 01566 D:08/29/22 Tax:940, 941 Amt:$3,383
These are Chapter 7 Liquidations in which a debtor turns over all prop erty owned to be converted into money which is used to pay administration costs and creditors to the extent possi ble. Honest debtors receive a discharge relieving them from legal liability for the payment of provable debts listed in the petition with some specific exemp tions, most notably taxes and support payments.
SANTUCCI, Jacalyn A, 13 Beacon Dr, Palmer, 010691159 D:09/08/22 Case#: 22-30329
BERKSHIRE MIDDLE
©2022 The Warren Group LLC. All rights reserved. No part of this publication may be reproduced without the written consent of the publisher. BANKER & TRADESMANB34 SEPTEMBER 19, 2022
Holbrook
Brockton
Braintree
Norton
GOULET, Maureen L, 202 Varnum Rd, Dracut, 018263039 D:09/08/22 Case#: 22-40655
Palmer
Manchester HENDERSON, Mark R & Olga S Johansson, 18 Bennett St U:2, Manchester, 01944-1453 D:08/29/22 Tax:1040 Amt:$19,420
DUKES
HARMON, Bernice, 67 Sunflower Dr U:67, Raynham, 02767 D:09/08/22 Case#: 22-11290
Bolton ACKROYD, James, 139 Oak Trl, Bolton, 01740-1271 D:08/29/22 Tax:1040 Amt:$154,338
SUFFOLK
RESENDES, Patrick N, 78 Mount Washington St, Lowell, 01854-3422 D:09/09/22 Case#: 22-40656
LANDREVILLE, Jaymeson, 376 Huttleston Ave, Fairhaven, 02719-5621 D:09/05/22 Case#: 22-11270
Rockland
HAMPDEN
ANZ CORP & Deanza Salon&Spa, 4 Ruth Ave, Peabody, 01960-2609 D:08/29/22 Tax:940, 941
ALBERTOS LANDSCAPE INC, 12 Brook St, Marlborough, 01752-2819 D:08/31/22 Tax:941 Amt:$10,040
New Bedford
FARIA, Emilia, 5 Jacob St, Seekonk, 02771-1601 D:09/02/22 Amt:$12,014
Falmouth
Beverly LIU, Yong H, 11 Hillcrest Ave, Beverly, 01915-4027 D:09/02/22
CINCOTTA, Jeffrey L & Doreen E Cincotta, 10 Fisher St U:4412, Foxboro, 02035-2849 D:09/02/22 Tax:1040 Amt:$91,179
FROIO, Anthony J & Melissa Froio, 141 Wolf Pond Rd, Kingston, 02364-2187 D:08/29/22 Tax:1040
Centerville
Bridgewater
Pepperell
MIDDLESEX SOUTH Burlington
SINGLETON,Amt:$16,205Philip S, 12 Charing Cross, Lynnfield, 01940-2434 D:08/29/22 Tax:1040 Amt:$428,759
Norwell
FERNANDES, Antonio, 40 Pocasset Pl U:73, Taunton, 02718-1384 D:09/02/22 Amt:$2,000
DURRETT, Michael, 223 England St, New Bedford, 02745-4808 D:09/02/22 Amt:$11,464
Somerset CORREIA, Anthony, 3580 County St, Somerset, 02726-4118 D:08/29/22 Tax:1040 Amt:$15,826
The name and address of the tax payer and the filing date (D) is listed followed by the type(s) of tax for which the lien is made (Tax) and the dollar amount assessed (Amt) which includes penalties and interest as of the filing date. If more than one tax is owed, the amount shown is the total of all amounts assessed.
The name and mailing address of the person or entity filing the petition is followed by the filing date (D) and the case number (Case#).
GERMINARA, Robert A, 2 Ashland St, Newburyport, 01950 D:09/07/22 Case#: 22-11282
Newburyport
ROCKINGHORSE PRESCHOOL, 371 Grove St, Braintree, 02184-7323 D:09/02/22 Tax:940 Amt:$63,251
Dighton
BENNETT, Llyod, 2396 Acushnet Ave, New Bedford, 02745-2905 D:09/02/22 Amt:$6,691
ALVES, Charlene R, 1277 Main St, Acushnet, 02743 D:09/06/22 Case#: 22-11271
MASON, Mark A, 63 Elmwood Ave, Attleboro, 027033617 D:09/06/22 Case#: 22-11275
LYNNFIELD HOUSE OF PIZZA, 15 Post Office Sq, Lynnfield, 01940-2218 D:08/29/22 Tax:940, 941
HILL, Roland, 47 Devol Ave, Westport, 02790-4740 D:09/02/22 Amt:$5,601
Chapter 11 Bankruptcies
MIDDLESEX NORTH Lowell JAF 27 LLC, 621-627 Central St, Lowell, 01852-3428 D:09/07/22 Case#: 22-40648
MARSTON,Amt:$3,516Kenneth & Kristin Marston, 7 Continental Ct, Kingston, 02364-4103 D:08/29/22 Tax:1040 Amt:$63,556
Roxbury
Taunton
BURKE-MAZZA, Keira, 149 Carleton Ave, Haverhill, 01830 D:09/08/22 Case#: 22-40653
CHENIER, Anthony, 118 Lelandville Rd, Charlton, 01507-6734 D:09/06/22 Case#: 22-40647 Gardner
Saugus
CROWLEY, Nora L, 55 Hazel St, Attleboro, 027035844 D:09/02/22 Amt:$7,719
PACHECO, Katherine, 16 Hunter St, Acushnet, 027435102 D:08/29/22 Amt:$2,946
BARNSTABLE
CALDERON, Pablo, 61 Broad Reach U:M44, Weymouth, 02191-2201 D:09/02/22 Tax:1040 Amt:$217,142
CAREW, Christine, 29 Parkwood Dr, Wareham, 02571-2319 D:09/07/22 Case#: 22-11287
LANE-SHETTLESWORTH, D A, 718 Market St, Rockland, 02370-1352 D:09/08/22 Case#: 22-11291
Foxboro DIMASCIO, Lillian, 137 Mechanic St, Foxboro, 02035 D:09/09/22 Case#: 22-11299
Kingston DAM INC, 182 Summer St U:301, Kingston, 023641271 D:09/02/22 Tax:941 Amt:$59,990
NACHMAN, Michael E, 475 Main St, Reading, 018673105 D:08/31/22 Tax:1040 Amt:$4,239
Weymouth
Filed: Office of the Clerk, US Bankruptcy Court, O’Neill Federal Office Building, Boston.
PALAZZI, Brian E & Monique E Palazzi, PO Box 311, Otis, 01253 D:09/02/22 Tax:1040 Amt:$151,128
Voluntary Bankruptcies
The name and mailing address of the person or entity filing the petition is followed by the filing date (D) and the case number (Case#)
MCCALL, Stephen, 13 N Ash St, Brockton, 023013354 D:08/31/22 Tax:6672 Amt:$488,630 RECINOS STONE WORK CORP, 25 Snell St U:27, Brockton, 02301-1644 D:08/31/22 Tax:1120, 941
ESSEX SOUTH Amesbury
East Bridgewater
Falmouth
MCNAMARA, Eamon, 36 Sheaffer Rd, Centerville, 02632-2035 D:09/02/22 Amt:$3,665
ROGERS, Stephen A, 249 Webster St, Rockland, 02370-1207 D:09/07/22 Case#: 22-11280
AMARAL, Josephine, 124 Spruce St, Bridgewater, 02324-2926 D:09/07/22 Case#: 22-11283
Peabody
Lowell
Norwood
PEREIRADESOUZA, Bruno P, 21 Savin Ave U:2, Norwood, 02062-3117 D:08/29/22 Tax:1040
FONG GARDEN INC, 111 Pleasant St, Attleboro, 02703-2360 D:08/29/22 Amt:$274,007
Rockland
TORRES, Roberto, 13 Walker Rd U:2, North Andover, 01845-1910 D:08/29/22 Amt:$7,127
New Bedford
Filed: Office of the Clerk, US Bankruptcy Court, O’Neill Federal Office Building, Boston.
ENOS, Timothy E, 7 Van Norden Rd, Burlington, 01803 D:09/08/22 Case#: 22-11297
BRISTOL SOUTH Dartmouth
NOLAN, Ryan & Kathleen M Nolan, 100 Underwood St, Belchertown, 01007-9233 D:08/29/22 Tax:1040 Amt:$135,370
JAVED, Muhammad, 338 Quarry St, Fall River, 02723-1008 D:09/07/22 Case#: 22-11286
Taunton
BRISTOL NORTH Berkley
Edgartown FERREIRA, Elinalto R, PO Box 750, Edgartown, 02539 D:08/31/22 Tax:1040 Amt:$29,827
Foxboro
PROVENCHER,Amt:$24,692CraigJ,9Orchard St, Beverly, 019154635 D:08/29/22 Amt:$29,579
NORFOLK
BERKSHIRE MIDDLE Otis
WORCESTER
HEBB, Daniel H, 31 Clark St, Holyoke, 01040-2903 D:09/07/22 Case#: 22-30327
SMITH, Christian D, 884 Washington St, Gloucester, 01930-1243 D:09/08/22 Case#: 22-11294