Banker & Tradesman, April 10, 2017

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WEEK OF MONDAY, APRIL 10, 2017

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A Publication of The Warren Group CHANGE IS COMING 25 PERCENT SOLUTION

Peebles Corp.’s first Boston development would include a hotel, apartments, condos and retail space above the Massachusetts Turnpike in Back Bay.

Attorneys Approve Of CFPB, With Caveats Opinions Vary On The Right Leadership Structure

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BREAKING DOWN

BARRIERS IN BACK BAY

Developer Don Peebles Sets Diversity Goals BY STEVE ADAMS | BANKER & TRADESMAN STAFF

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eal estate mogul R. Donahue Peebles is nothing if not pragmatic. A lifelong Democrat and a top fundraiser for President Barack Obama, Peebles wasted little time arranging a meeting with then-president-elect Donald Trump in December to discuss a favored topic: access to economic opportunity for women and African-Americans in real estate development. “He indicated to me a firm commitment to making significant improvements and asked me to help him with it. I took him at his word,” recalls Peebles, who predicted Trump’s victory before primary season began. Continued on Page 9

s is the case at many government institutions, this is time of uncertainty at the Consumer Finance Protection Bureau. The very constitutionality of the watchdog organization’s structure has been successfully challenged and will soon be decided in federal court, President Donald Trump has pledged to make deep cuts to the Dodd-Frank Act that created the organization. But since change is inevitable, there are opportunities to improve the structure of the agency and perhaps improve its standing in the communities it oversees, said Massachusetts conveyancing attorneys. (Mortgage lenders and brokers, who are most directly affected by the CFPB and its enforcement actions, did not return requests for comments for this story.) “The idea behind the creation of the CFPB is a really good one,” said Richard Hogan, vice president and chief compliContinued on Page 8 BREAKING THE CYCLE

Boston Launches Child Savings Accounts CSAs Offer Seed Money For College Education, Opportunities For Financial Literacy

B Don Peebles

CONTENTS

In Person ������������������������������������������������������������������ 7

Banking & Lending ������������������������������������������������ 10

Points ����������������������������������������������������������������������� 4

Residential �������������������������������������������������������������� 8

Classified Sections ������������������������������������������������� 13

By The Numbers ������������������������������������������������������� 6

Commercial & Industrial ������������������������������������������ 9

Records Section ������������������������������������������������������ B1

BY JIM MORRISON BANKER & TRADESMAN STAFF

BY LAURA ALIX BANKER & TRADESMAN STAFF

ankers and policymakers concerned about college attendance, financial literacy and reaching the unbanked are turning their sights to child savings accounts as a tool to give low-income kids a better shot at college. Although the precise details can vary from program to program, a child savings account (CSA) is essentially a savings account established with an initial seed deposit for children early in life, often around kindergarten. The intent is to help that child’s family save for postsecondary education expenses and avoid debt that disproportionately burdens lower-income earners. Boston is just one city to launch its own CSA program, although Trinh Nguyen, director of the office of workforce development Continued on Page 10


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