The Business Journals - Week of Oct. 5, 2020

TR US TE D J O U R NALI S M AT YO U R FI N G E RTI P S

OCTOBER 5, 2020 VOL. 56, No. 40

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THE MILLION-DOLLAR QUESTION INSIDE

‘Employee’ or ‘independent contractor’?

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

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TWB Loan Decision NEW ROCHELLE PROJECT Banner Ad 6” w x 1.5” h 3-24-20 PAGE

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PROPERTY TAX CHALLANGES

new U.S. Department of Labor proposal aimed at clarifying whether workers should be classified as “employees” or “independent contractors” could have a major impact on how companies do business and pay their workers — although there are a number of “ifs” associated with the proposition.

“The department’s pro-

posal aims to bring clarity and consistency to the determination of who’s an independent contractor under the Fair Labor Standards Act (FLSA),” Secretary of Labor Eugene Scalia said in a statement.

“Once finalized, it will make it easier to identify employees covered by the act, while respecting the decision other workers make to pursue the freedom and entrepreneurialism associated with being an independent contractor.”

“The rule … continues our work to simplify the compliance landscape for businesses and to improve conditions for workers,” Wage and Hour Division Administrator Cheryl Stanton said in a statement.

“The department believes that streamlining and clarifying the test to identify independent contractors will reduce worker misclassification, reduce litigation, increase efficiency, and increase job satisfaction » QUESTION

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WHEN WILL THE OFFICE MARKET RECOVER?

CUSHMAN & WAKEFIELD SAYS BY 2025

BY PETER KATZ pkatz@westfairinc.com

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eal estate services firm Cushman & Wakefield (C&W) has completed a study of the global office market against the background of the Covid pandemic and forecasts improvement beginning in 2022 and full recovery by 2025.

The study found that an important factor is work-athome and the level at which it will fundamentally alter how businesses handle their office space requirements.

The report was developed by C&W’s Global Think Tank, a team of senior researchers and economists.

“We set out to answer

the foundational and somewhat ambiguous question of ‘What will become of the office’ by taking a deep, scientific look at the forces created by this pandemic and the cumulative impacts on office sector fundamentals,” said Kevin Thorpe, C&W’s chief economist and global head of research.

“We’ve examined the collective impact of these forces, including job losses, office vacancy and rental rates, geographic characteristics and workfrom-home expansion, to establish future-looking scenarios that, under our base case, ultimately project a full global office market recovery. Of course, all real estate is intensely local, and not every local mar» MARKET

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Highly touted New Rochelle hotel project mired in litigation and bankruptcy

BY BILL HELTZEL bheltzel@westfairinc.com

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proposed 24-story hotel and conference center that was promoted as a tourist destination, a commanding gateway to New Rochelle and the biggest hotel project in Westchester in 20 years, is floundering.

The developer, WP Realty Acquisition III, filed for bankruptcy Sept. 11, citing management and litigation disputes.

WP Realty Acquisition III badly needs Chapter 11 relief, manager Jonathan Sacks states in an affidavit, “to put the … project back on the correct footing.”

The question is: Who actually controls WP Realty Acquisition III? The hotel is the dream child of D’Wayne Prieto of Ward Capital Management in Dobbs Ferry.

He formed WP Realty Acquisition III in 2016 and bought a wedge of land on Cedar Street at the Exit 16 interchange of the New England Thruway (I-95) that includes a four-story, 1905 building that once housed Don Coqui, a Puerto Rican restaurant operated

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OCTOBER 5, 2020

by Prieto’s wife, Jewelle.

The plan is to convert the building to a conference center and build a 225-room hotel and parking garage that would by operated by Wyndham Hotels.

In 2019, the New Rochelle Industrial Development Agency granted Prieto nearly $3.3 million in mortgage and sales tax exemptions and 20-year tax abatement reportedly worth $16.7 million.

The project “will be completely transformative,” the city’s commissioner of development, Luiz Aragon, told the IDA board. “It will change how people perceive our city.”

Prieto had hoped to begin construction in 2019 and open the hotel this year or next.

But the project has stalled, according to Sacks.

Sacks’ company, 188th St. Development LLC, became WP Realty Acquisition III’s majority partner in 2018 and now holds an 88.9% interest in the company, according to his affidavit. He invested $1.5 million and loaned $610,713 to launch the project, and he assumed full management control this year.

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But real estate developer Bradley Gold claims he owns WP Realty Acquisition III. Gold loaned $100,000 to Prieto in 2016, for an interest in future real estate projects. Prieto defaulted on the loan, according to court documents, and in 2019 Gold got a court judgment against WP Realty Acquisition III for $154,000.

This past March, Gold removed Prieto as WP Realty Acquisition III’s manager, citing terms of a 2016 “strategic relationship agreement,” claimed 100% interest in the company, and appointed himself as the manager.

Sacks claims in WP Realty Acquisition III’s lawsuit against Gold that he had no knowledge of the loan when he invested in WP. In any event, he says, the strategic relationship agreement is “illusory” and has nothing to do with WP Realty Acquisition III and the New Rochelle hotel project.

Sacks asserts that the liens should be vacated, because when Prieto acknowledged his debts to Gold, he signed papers as president and sole member of WP, when in fact he was the manager and owned 20%.

Prieto admits in a court filing that his “confessions of judgment” to Gold were erroneous.

But Gold claims in a lawsuit against Prieto and Sacks that they conspired to buy the Cedar Street property and that Sacks knew or should have known about the loans.

WP Realty Acquisition III has no chance of raising capital for the project, according to Sacks, unless the Gold claims are addressed.

The goal of the Chapter 11 case is to move the litigation to bankruptcy court and expedite the rulings, Sacks states, “so the project can begin to move forward without a cloud of uncertainty.”

The petition lists $4,177,531 in assets, consisting mostly of the Cedar Street property, and $4,674,590 in liabilities.

WP Realty Acquisition III in represented by Manhattan attorneys Kevin J. Nash in the bankruptcy case and Edward P. Gilbert in its lawsuit against Gold. Prieto is represented by Manhattan attorney Bernard H. Jackson III. Gold is represented by Eastchester attorney Clifford H. Greene.

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Connecticut COO Geballe optimistic about state’s future

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

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onnecticut is fielding “a lot of inbound queries” from businesses considering opening or relocating in the state — something that can be attributed in large part to the effects of the Covid-19 pandemic, according to the state’s COO Josh Geballe.

Speaking at a Sept. 24 Connecticut Business and Industry Association (CBIA) conference, “The Connecticut E conomy: Rebu i ld i n g Connecticut,” Geballe said that such queries are coming from individuals as well as new and established companies, both large and small.

“There’s a lot of outreach going on” as well, he said.

Geballe said efforts by Department of Economic and Community Development Commissioner (DECD) David Lehman and AdvanceCT — the nonprofit corporation that seeks to advance business formation, retention, recruitment and growth in the state — have been major drivers behind cultivating that interest.

Citing quality of life, its education system and how it has managed the Covid crisis, Geballe said: “We are hopeful there is a silver lining in all of this for Connecticut — that a lot of businesses are taking a fresh look at us and like what they see.”

Both Geballe and CBIA President and CEO Chris DiPentima expressed general optimism about the state’s business climate and economy, with the latter saying Connecticut is in “a very positive and favorable position” due to its collaborative efforts with the private sector over the past seven months.

Describing himself as a glasshalf-full person, Geballe credited Gov. Ned Lamont with successfully steering the state to the relatively strong position it holds today: • a recovery of 84% of its preCovid economic activity, according to a report by Moody’s analytics and CNN Business, well ahead of the nation’s 76%; • its status as one of just eight states to see an increase in real

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Chris DiPentima

Josh Geballe estate listings this year (“residential is very hot right now”); • its rainy day fund being ranked the nation’s seventh strongest in terms of percentage of budget; and • the fact that its Covid infection rate has remained relatively steady at under 1.5%.

The state’s COO said that Lamont had successfully balanced addressing public health and economic concerns at the same time, rather than viewing them as opposite ends of a scale, proving that “you can only recover if there’s predictably and stability about public health. It’s a lot easier to bounce back when you try to limit the damage in the first place.”

Echoing a favorite refrain of Lamont’s, Geballe also said that keeping such critical industries as manufacturing and construction open throughout the pandemic, while other states did not, was key to the state’s successful navigation of the health crisis.

Even so, he acknowledged that small businesses and even some large businesses have been unable to operate at full capacity — a “dire” situation for some — adding that, “Winter could be a challenge.”

Later in the day, Lamont announced that the third phase

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CBIA SURVEY INDICATES OTHERWISE

of Connecticut’s reopening strategy, postponed since mid-July, would go into effect on Oct. 8.

It features expanded allowable capacity at outdoor and indoor venues, residences and restaurants — but bars and nightclubs would remain closed.

“We’re optimistic that we can maintain that balance between public health and economic recovery, helping businesses and protecting jobs,” Geballe said.

Nevertheless, he acknowledged that, like the rest of the world, Connecticut faces a hard economic road ahead, with a projected budget deficit of $2 billion for the current fiscal year. The state’s debt and unfunded pension liabilities still make up 33% of its GDP, one of the highest such rates in the country.

Geballe said the administration would seek to avoid tax increases and protect public services — something that would be aided by the fact that as much as 25% of the state’s workforce is expected to retire over the next couple of years. While that will present its own challenges, he said that Connecticut’s continued improvements to its technology should have an ameliorative effect.

In addition, he and Office of Policy and Management Secretary Melissa McCaw are actively seeking a consultant to further examine the state’s cost structure and the services it provides.

As for Connecticut’s aerospace industry, he admitted it has been battered by Covid; however, he spoke with admiration of JetBlue’s recent announcement that it is adding four nonstop routes from Bradley International Airport, describing the move as “a very bullish ploy.”

Geballe further indicated that talks are ongoing in Hartford about the possibility of another bridge loan program for small businesses, especially in light of the fact that another federal stimulus bill is unlikely to be passed before the Nov. 3 election.

SURVEY NOT SO SUNNY

However, according to the 2020 Survey of Connecticut Businesses, released the same

day as the conference, the coronavirus pandemic has caused greater damage to Connecticut’s economy than the 2008-10 recession.

The survey, produced by CBIA and the public accounting and business advisory firm Marcum LLP, shows revenue and profitability at historic lows, an uncertain employment outlook, and concerns about the state’s recovery.

Key findings include: • More than half of survey respondents either cut hours, laid off employees or imposed furloughs because of the impact of pandemic-related shutdowns and restrictions.

• Employers implemented additional, voluntary health and safety precautions to protect employees and prevent workplace transmission of the coronavirus.

• 86% of companies applied for a federal PPP loan and 19% applied for one of the state’s emergency assistance programs.

• Only a quarter of firms expect sales growth in the next 12 months, with more than twothirds seeing a decrease in orders and sales this year because of Covid-19 disruptions.

• Less than half of surveyed companies expect to return a profit in 2020 — a historic low for the survey.

• Most firms expect their employment levels to remain stable over the next six months, with 20% forecasting growth and 20% a decline.

• The outlook for both the state and national economies is muted; only 12% expect the Connecticut economy to expand next year, with 30% forecasting national growth.

According to the survey, 47% of businesses expect to see a profit this year — down considerably from 77% in last year’s survey — with 28% forecasting a loss (versus 11% in 2019) and 25% hoping to break even (versus 13% last year).

Just 20% of respondents said their workforce was growing, with another 20% saying it was declining; 59% said it was staying the same.

Asked what workforce

changes they expected to make post-pandemic, 22% said they would expand remote work, with 21% indicating they would add jobs.

DiPentima said that small businesses are “clearly struggling to get back on their feet as a result of the pandemic. While Connecticut is recovering better than most states, this survey clearly illustrates there’s a lot at risk with our economy.

“We must do everything we can to support and nurture employers, particularly small businesses, as they lead the recovery,” he continued. “This is about creating a strong, more sustainable environment for the state’s economic recovery and addressing the issues that traditionally hamper growth or will block future growth.”

The survey includes policy recommendations designed to help businesses — particularly small businesses — manage the high cost of navigating Covid19 restrictions, create and retain jobs, and rebuild.

Those recommendations include initiatives to drive workforce development, infrastructure investments, urban renewal, small-business relief and a greater return for taxpayer dollars.

“We face unprecedented challenges in the coming months, but they are challenges that we can overcome by dramatically reshaping the relationship between the public and private sectors,” DiPentima said. “Let’s work together to shape policies that drive economic growth, create opportunities for everybody, and continue to make Connecticut a great place to live, work and raise a family.”

The survey was mailed and emailed from July 8 through July 29 to more than 6,600 executives throughout the state; 962 business leaders participated in the survey, with a response rate of 14.5% and a margin of error of plus or minus 3%.

The majority of surveyed firms are small businesses: 82% employ less than 50 people; with 9% employing 50-100 workers; 5% between 100 and 249; 2% 250 to 499; and 1% employ more than 500 employees.

Carlson’s Greenhouse in Greenburgh to remain a nursery

BY PETER KATZ pkatz@westfairinc.com

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nce a nursery, it seems, always a nursery — at least for now.

The 3.69 acres at 625 Dobbs Ferry Road in Greenburgh, home to Carlson’s Greenhouse and Nursery since 1948, apparently would not be redeveloped but would remain a nursery and farm stand operation if bought by the owners of Cortlandt Farms and Nursery.

Architect Heike Schneider of H S Architecture in Yorktown Heights said she was representing Jack and Larry Ahearn, twin brothers who bought Cortlandt Farms and Nursery on Route 202 in Cortlandt Manor last year.

“They really managed to turn this space into a very thriving and well-frequented place that everybody talks about. Especially during Covid time, I think it was a place where everybody felt comfortable because it is very open,” Schneider

told the Greenburgh Town Board at its Sept. 22 work session.

She said that if the Ahearns were to buy Carlson’s property in Greenburgh, the idea would be to “keep it more or less as it is but to connect a 4,000- to 5,000foot market space to the right of the existing building and connect those two with a covered walkway.”

Schneider said that they would plan to sell seasonal products such as pumpkins and Christmas trees in addition to locally grown produce, adding that the basic layout of the property would remain the same as it is currently.

Jack Ahearn said, “Everything that we go into we try to put 100% into it. We don’t do anything unless we could do it right. Before we start anything we make sure that we have the money that we would need to do the proper job.”

He said that their plan for the property would be better for the neighborhood than having the property become the location of a big box store.

“If you guys give us a shot, I’m pretty sure we’ll put together a store that everybody will love. You guys are welcome to come up to the facility we have in Cortlandt.

Everybody that comes there loves the place. Haven’t heard one complaint out of anyone. We try to give people fair prices and good quality and would like to continue to do that here,” Ahearn said.

He noted that Cortlandt Farms has about 20,000 square feet devoted to growing and about 4,500 or 5,000 square feet devoted to store space, with an additional 20,000 square feet for nursery space.

“As far as the layout that is in the Carlson facility, we would like to keep it basically just the way it is,” Ahearn said. “As far as the greenhouses, we would continue to do the same operation that they’ve done.”

He said that they would not introduce stone crushing or other noise-generating mechanical operations such as are present at some other nursery opera-

Carlson’s Greenhouse and Nursery is on Dobbs Ferry road.

Photo by Peter Katz. tions in Westchester.

Greenburgh Planning Commissioner Garrett Duquesne said that nurseries in the town are existing nonconforming uses in single-family residential neighborhoods. He explained that Carlson’s and others have been in existence for decades and are grandfathered-in as nonconforming uses.

“As far as diversifying this particular use to add a retail component and a building, there would be a couple of zoning questions that would have to be answered and the primary question would be some sort of zoning-enabling mechanism to allow the accessory sale of food and related accessory retail,” Duquesne said.

He added that it could be done via a special permit process. He also said that site plan approval would be necessary with special attention paid to traffic flow in and out of the property.

“I’m thrilled that the property will remain a nursery,” Greenburgh Town Supervisor Paul Feiner said of the proposal.

“In recent years we heard from car dealerships, warehouses. It’s great that the character of the community will be maintained with a great use, a nursery. It’s also nice that during the pandemic, when so many businesses are closing down, that this property will continue to serve the community as a nursery.

Great news for our town.”

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Question ­— From page 1

and flexibility.”

Jonathan Orleans, chair of the Labor and Employment Department at Bridgeport law firm Pullman & Comley, said the “employee vs. independent contractor” argument “goes back many, many decades.”

Orleans said, “The FSLA established the right to minimum wage and overtime requirements for workers, but has a very circular definition of what ‘employee’ means. I’m simplifying it, but the main idea is that an employer is anyone who employs an employee, and an employee is employed by an employer.”

With the rise of the so-called “gig economy” over the past couple of decades — where independent contractors are the basis upon which the likes of Uber, Lyft, Airbnb and Etsy are built — the issue has gained importance, Orleans said.

“From a business point of view,” he noted, “having someone work as an independent contractor means you’re not obligated to pay minimum wage or overtime — and, of increasing importance, those workers are not required to participate in your benefits program.”

The Labor Department forecasts that, if finalized, the rule could result in net savings for

Market ­— From page 1

ket will follow the same path to recovery.”

The study looks for full economic and employment recovery for the first quarter of 2022, and a corresponding demand for office space as vacancies begin trending downward and rental rates begin going up. It anticipates that by 2025, the global office vacancy rate will return to pre-Covid levels of approximately 11%, with rents returning to pre-pandemic peak levels.

Rebecca Rockey, global head of forecasting at C&W said, “Even though the impact of work-fromhome trends will slow the office market recovery, the overall growth in office-using job sectors along with many other factors, including agglomeration, culture/

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employers of almost $481 million per year, most of that due to reduced litigation costs and fewer benefits payments. Unspecified is how much additional savings could be realized by reclassifying current employees as independent contractors, given that that figure could vary widely from firm to firm.

At the federal level, the Labor Department estimates that, if enacted, the rule would result in total net savings of $369 million a year over 10 years, and accrue nearly $3.2 billion in total net savings to the federal government’s regulatory budget.

In 2019, about 156.2 million Americans, or around 49% of the nation’s population, received employer-sponsored health insurance from their employer, according to the Kaiser Family Foundation. That, of course, was before the Covid-19 pandemic, which cost some 22 million jobs; less than half of those have been recovered, according to reports.

Even so, a growing number of workers “understand and accept” that an absence of insurance and other benefits is worth the freedom they can enjoy as independent contractors, according to Patrice Onwuka, senior policy analyst at the Independent Women’s Forum (IWF), a conservative nonprofit focused on eco-

nomic policy issues that affect women.

“Being in control of their own time and resources outweighs that for a lot of people,” Onwuka said. “It’s indicative of how the labor force is changing. Because of the changing workforce and workplace, people can work from anywhere.”

She said the IWF welcomes the Labor Department proposal, in part because “historically there hasn’t been a real clear definition” of what an independent contractor is.

“We believe that this will lead to providing workers with greater prosperity, economic freedom and more control over their own careers,” she said.

Full-time freelancers have steadily been growing, Onwuka said. According to Statista, that number is expected to grow from 57.3 million in 2017 to 64.8 million this year, and 79.6 million by 2025.

The American Trucking Association (ATA) is also in favor of the Labor Department move.

“Secretary Scalia understands that many Americans choose the independent contractor model — including hundreds of thousands of owner-operators in the trucking industry — because it expands their opportunities to earn and empowers them to choose the hours and routes that suit their individu-

branding and productivity collectively indicate that the office will continue to play an important role in the economy going forward.”

The study suggested that the U.S. office sector is expected to shed 145 million square feet through 2021. It said that owners may look for creative solutions, including offering free rent and increased tenant improvement concessions, but aggregate annual average asking rents are ultimately expected to decline by 6.5% in 2021 and another 2.3% in 2022.

Over the 2022 through 2030 period, the C&W study expects office demand to be 15.8% lower than it otherwise would be due to a structural increase in workfrom-home. The figure could be as low as 8.2% if companies expand per-worker footprints by 25% due to social distancing requirements.

The study took the position that the share of people working permanently from home in the U.S. and Europe would increase from the approximately 5% or 6% before Covid to 10% to 11%. It expected that in Asia, especially China, work-from-home would continue to be less common.

The study noted that the U.S. and Canada had similar levels of remote work before the pandemic, including both permanent remote workers and those who only work remotely part time. It found the effects of work-fromhome on office space absorption rates are similar even though the U.S. has an office inventory approximately 10-times that of Canada. C&W said it expects that over the 2022-2030 period the office demand would be 14.5% lower in Canada than the U.S. The study reported that a potential lasting effect of Covid

ACCEPTABLE TRADE-OFF?

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Announced on Sept. 22, the Labor Department’s proposed rule would: • Adopt an “economic reality” test to determine a worker’s status as an FLSA employee or an independent contractor. The test considers whether a worker is in business for himself or herself (independent contractor) or is economically dependent on a putative employer for work (employee) • Identify and explain two “core factors” – specifically the nature and degree of the worker’s control over the work, and the worker’s opportunity for profit or loss based on initiative and/or investment. Those factors help determine if a worker is economically dependent on someone else’s business or is in business for himself or herself; • Identify three other factors that may serve as additional guideposts in the analysis: the amount of skill required for the work the degree of permanence of the working relationship between the worker and the potential employer and whether the work is part of an integrated unit of production; and • Advise that the actual practice is more relevant than what may be contractually or theoretically possible in determining whether a worker is an employee or an independent contractor.

The proposal is available for public comment until Oct. 26.

al needs and lifestyle,” ATA President and CEO Chris Spear said. “This proposal is about giving working Americans the freedom to pick the occupation and flexibility they desire.”

The proposal still faces an uphill climb. Orleans noted that, the rule would not alter states laws that apply a stricter test for determining worker status.

There is also the chance that

if Joe Biden wins the November election and/or the Democrats win control of the U.S. Senate, the rule could be rescinded. Further, the rule will likely result in a number of court challenges.

“There’s enough ambiguity even in the proposed legislation that it’s not clear whether it will really make a significant difference in how individual cases are decided,” Orleans said.

might be the reversal of a decadeslong trend in which businesses have been taking less space per employee.

“Covid-19 is requiring society to social distance in the near-term and disrupting the trend. It is still unclear if a structural reversal of densification — dedensification — will persist, however. At a minimum, we believe that densification will stop and that practices that allow for distancing, such as agile working and rotating shifts, will increase,” the report said.

The report found that a global office vacancy rate of 10.9% before

the Covid crisis will increase to 15.6% in the second quarter of 2022.

“As the economy and employment recover, the globe’s office sector begins absorbing space in 2022 Q1 and vacancy begins trending downwards from that point forward. Global office vacancy returns to pre-crisis levels of approximately 11% by 2025.

Globally, rents bottom in 2022 Q1 and begin appreciating from that point forward, returning to pre-crisis peak levels in 2025,” the report said.

The report cited multiple surveys of both workers and executives showing that most people want to be in an office at least a few days per week but with some changes including increased flexibility to work from home, social distancing in the office, more private desks, more private defined space and fewer shared desks.

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For one brief, shining moment: Living in Scam-a-lot

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

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ook, I’m a relatively intelligent person (depending on whom you ask): I can walk and chew gum at the same time; I can detect the moral superiority of Gallant over Goofus in a matter of minutes; I still know what you did last summer.

But even with an IQ well into the double digits, I find that I have to confess that — like so many of us, it seems — I have been the (near) victim of a scam.

This sorry saga began last Friday morning, when, working from home, I received an email from Westfair doyenne Dee DelBello, asking if I could lay my hands on five eBay gift cards of $200 each: “When you get them, scratch off the code panel, then take clear picture of the cards and attach it.

Keep the cards for later documentation you will be reimburse later today. Sorry for the stress.”

Haven’t we all been told that misspellings and offbeat grammar are signs that should raise one’s suspicions? Of course we have.

Did I take a moment to consider that? Of course I didn’t.

So off I went on my merry chase for eBay gift cards. Unfortunately, after visits to three stores, I was unable to locate what are apparently rarities in my town. When I explained this, I was told that Amazon gift cards would be fine.

Wunderbar! So back to CVS I went, picking up five Amazon gift cards and plopping them down at the cash register. It was then that I found out CVS requires an I.D. to make such purchases. It was shortly after that that I recalled my driver’s license has expired, but that I have an extension through the end of the year

to address that headache.

(Semi-related tangent: You have to make an online appointment with the DMV to renew your driver’s license. These have been “unavailable” for the past several months at all DMV and associated AAA locations. Who’s running that show, Eversource?)

In such circumstances, the vagaries of CVS insist that a single $1,000 I.D.less transaction cannot be executed; thus did I need to have my credit card charged five separate times, with five separate paper receipts. In such situations, needless to say, one starts forming a relationship with the person on the other side of the counter.

After discussing the weather, how the Jets are allowed to remain in the NFL, and Kant’s objective law of reason, the cashier asked why, in the name of all that is holy, I was doing this — a question undoubtedly shared by the expanding line of grumbling customers behind me.

“Oh, I didn’t think to ask,” was my witty reply.

(Told you I’m fairly smart.)

So back to my home office I went, where I obediently removed the strip from each card’s code panel, photographed my handiwork and emailed the requested results to Dee’s Westfair email address.

And about 30 minutes later came her reply: “What’s this all about?”

“Um,” “Uh,” and “Oh” were the three words that immediately leapt to mind.

I went back and found that the original email request that I’d semi-sprung into action for had come from “executivedirector1143@ gmail.com” but still showed up as “Dee DelBello” in Outlook. As Dee and I discussed this over Outlook, in came another message from 1143: “Did you get them yet? Am waiting to get the cards attach here, they

need to be sent out soon.”

So it was that, through no intention of my own, I’d “erroneously” sent the photos of the cards to Demonstrably Dee, not Delusive Dee. Seizing the opportunity to have at least a little fun, I told 1143 that I was now in the Westfair office and could pop in to deliver her the cards in person when she was available; oddly, I have yet to hear back.

So, was I dumb? Hasty?

Reckless? (“Agile,” thesaurus.com suggests, but I think not.) Yes, yes and yes! But, it seems, I am not alone.

Google “email scam posing as boss,” and stare in wonder at the 3.9 million results that pop up. “To stay employed, it’s typically a good rule of thumb to do what the boss says,” advises komando.com — a philosophy I was definitely trying to follow. Shortly after, however, komando warns: “It’s going to be worth your time to make sure it really is your CEO who sent it before you snap to it.”

Yeah, yeah.

The FTC has a page devoted to gift-card scams.

Um, okay.

And according to the FBI’s 2019 Internet Crime Report, 23,775 business email scams were reported last year, amounting to $1.7 billion in losses of both money and time.

Ulp. So: I’ve been phished!

(At least I wasn’t catfished.)

Fortunately ol’ 1143 never got the grand from me.

But for one brief, shining moment, I was living in Scam-A-Lot — and didn’t even know it, at least at first.

And that got us wondering: Have any readers been victims of these sorts of phishing expeditions? If you have please drop me line, zkimmerman@westfairinc. com.

Or am I the only one?

OP EN u

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Payables Receivables Fraud Prevention

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Open to new ideas, doing things differently. We bring this open-minded approach to our cash management products customizing for each customer’s specific needs. At PCSB that’s what we mean by OPEN.

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OCTOBER 5, 2020

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Westfair highlights doctors and Covid-19 heroes during special online awards

BY PETER KATZ pkatz@westfairinc.com

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edical professionals from Westchester and Fairfield were honored for their contributions to health care and medicine during Westfair Communications’ eighth annual Doctors of Distinction awards. Of particular note was the creation of a new category of awards: Covid-19 Heroes.

Because of the pandemic and protocols discouraging large gatherings, instead of the traditional cocktail hour, dinner and presentations, a virtual event was created and streamed live on Sept. 24. The event now can be viewed on-demand by visiting the Westfair MediaProductions channel on youtube.com.

Judges handling the process of selecting the honorees were: Janine Miller, executive director of the Westchester Medical Society; Dr. Stephanie Kazantsev, a dermatologist; and Dr. Camelia Lawrence of the Hospital of Central Connecticut and Midstate Medical Center.

Dr. Salomon Amar of New York

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OCTOBER 5, 2020

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Fairfield and Westchester Counties

DOCTORS of DISTINCTION

Sa l u t i n g t h o s e w h o g o b e y o n d t h e d i a g n o s i s

2020

Medical College in Valhalla accepted the Biomedical Breakthrough Award. Amar said that during his approximately three decades as a doctor it has been especially gratifying to see the explosion in technology and therapeutic approaches, especially those that have been developed as a result of feedback from patients related to their needs.

“The circle coming from the patient into the lab with animal models, with clinical trials and coming with tangible answers after a profound modelization of the process is probably the most gratifying experience

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that we have,” Amar said.

Dr. Kelly Hutcheson, recipient of a No Land Too Far Award, said, “We as physicians have the unique gift of being able to change the quality of life for those who are less fortunate. In the field of ophthalmology this is evermore apparent, as giving someone the gift of sight can alter every aspect of their existence, from their ability to work to their standing in the community to their personal sense of happiness, fulfillment and well-being.”

Hutcheson was instrumental in founding a charitable organization that has brought medical and surgical care to patients in the Dominican Republic. Hutcheson is chair of the Department of Ophthalmology at New York Medical College and serves as director of ophthalmology for the Westchester Medical Center Health Network.

A No Land Too Far Award also went to Dr. Andrew Swiderski of Open Door Family Medical Center.

“One effect of working overseas is that you return home to feel a bit foreign working in your own land,” Swiderski said. He urged that young people become involved with organizations such as the Peace Corps and learn foreign languages.

The Caring For All Award was accepted by Steven Srebnik, a physical therapist who founded Performance Rehabilitation in Yonkers.

“The physical therapy profession is relatively young in the big scheme of health

care delivery,” Srebnik said. “It’s only been over the course of the last three or four decades that physical therapists have been very aggressive at doing the research and studies to collect data to help guide our decision making in the clinic,” Srebnik said.

Dr. Barry Zingman of the Montefiore Health System Albert Einstein College of Medicine received the Cutting Edge Award.

The Exceptional Leadership in Health Care Award was accepted by Dr. Mooyen Oh-Park of Burke Rehabilitation Hospital in White Plains.

“Annually we have approximately 3,000 inpatient admissions and 180,000 outpatient visits,” Oh-Park said. “During the pandemic ... we immediately recognized the tremendous unmet needs of physical, psychological and cognitive rehabilitation of ...

Covid-19 survivors. Burke was able to establish a working model of addressing these needs,” Oh-Park said.

Dr. Richard P. Morel, chief physician executive of CareMount Medical, received a Health Executive of the Year Award, as did Michael Spicer, president and CEO of St. Joseph’s Medical Center in Yonkers.

Dr. Susan D. Klugman of Montefiore Health System, Albert Einstein College of Medicine, received the Female Trailblazer Award., while the Lifetime Achievement Award went to surgeon Dr. John Savino of WMCHealth.

“Another lifetime achievement award is coming in November, with the birth of our

first grandchild,” Savino said.

The Power Couple Award was given to Dr. Jenifer Johnson and Dr. Jason Shuker, both of whom are with Westmed Medical Group.

“The Covid-19 pandemic has highlighted how gratifying and motivating our professions truly are,” Shuker said.

“Being able to guide and counsel patients through the scariest and most uncertain times in their lives is both rewarding and humbling,” Johnson said.

Ebrahim Afshinnekoo, a student at New York Medical College, was the recipient of the Promise For The Future Award.

“It has been truly inspiring to see the amount of sacrifice the health care community has made in the service of others,” he said about the response to Covid-19. “I’m excited to be pursuing a career in medicine where this is the way.”

Support Staff awards went to Daniel Boxer of Whittingham Cancer Center at Norwalk Hospital and Brian Fullerton of Northern Westchester Hospital.

The Flanzer Center for Emergencies and Critical Care’s team at White Plains Hospital, the Center for Integrative Medicine and Wellness at Stamford Hospital and the NewYork-Presbyterian Hudson Valley Hospital’s Women’s Health Services team all received Team awards.

Telehealth Awards were given to White Plains Hospital’s Telehealth Platform, the Phelps Hospital Behavioral Health Team and Americares Free Clinics.

Dr. Anu Pani of Immediate Medical Care MD in Ossining received the Urgent Care Center Award.

Husband and wife Drs. Richard Findling and Dina Katz of Phelps Hospital, Northwell Health, were honored with the All In The Family Award.

A special category of awards, Covid-19 Heroes, was created this year in the face of the pandemic. Westchester County’s Commissioner of Health, Dr. Sherlita Amler, was honored for her “calm, practical and emphatic approach that respects individual rights and concerns and promotes optimal strategies to protect public health.”

Dr. Donald Chen, epidemiologist at Westchester Medical Center (WMCHealth) as well as the Maria Fareri Children’s Hospital and MidHudson Regional Hospital who leads the department of infection prevention and control was honored as a Covid19 Hero.

George W. Contreras, assistant professor at the Institute of Public Health and assistant director of the Center for Disaster Medicine at New York Medical College, was honored for his work combating Covid-19, including his continued service as a paramedic in New York City during the pandemic.

Catherine O’Connell Hopkins of St. Joseph’s Medical Center in Yonkers was honored for her work at the hospital as well as in the community and Yonkers Public Schools during the outbreak that included instituting testing programs.

Dr. Michelle Espinoza of Phelps Hospital Northwell Health, a palliative and hospice specialist, was named a Covid-19 Hero, as was Sandra Kachelreiss, also of Phelps.

Another Covid-019 hero was Dr. Sandra Kesh, deputy medical director and infectious disease specialist at the Westmed Medical Group.

Also honored with a Covid-19 Heroes Award was Dr. Nigel Knox, a board-certified anesthesiologist and pain-management physician at the Westchester Medical Center. He has been part of the center’s Covid hypoxic response team, supporting the care of coro-

navirus patients in respiratory distress.

Jennifer Tan, chief nursing officer at United Hebrew of New Rochelle, received a Covid-19 Heroes Award. She led the development of a Covid treatment and recovery unit at United Hebrew.

The Team Covid Award went to St. John’s Riverside Hospital. Named were: Drs. Rajendra Rampersaud; Joseph Brill; Robert DeMatteo; Richard B. Wu; Michael DiGiorno; Paul Antonecchia; Mark Silberman; Raffaele Milizia; Paul Sasso; Radhika Hariharan; Steven Barry; Anthony R. Darmiento and Jonathan Bauman.

White Plains Hospital and United Hebrew of New Rochelle were Health Care Leaders for the event.

Health Care Partners were: Webster Bank, Open Door Family Medical Center, Burke Rehabilitation Hospital, The Chelsea, NewYork-Presbyterian Hudson Valley Hospital, The Westchester Medical Center Health Network, and Yale NewHaven Health.

Supporters were: Gilda Bonano LLC, Blossom Flowers, The Bristal Assisted Living, CareMount Medical, Kensington Senior Living, St. John’s Riverside Hospital, Westmed Medical Group, and Phelps Hospital Northwell Health.

PAY SPECIAL ATTENTION TO EMPLOYEES DURING COVID-19 RECOVERY You need to make sure that they’re healthy and you need to make sure that there’s a sense that you as an employer have their best interests at heart.

However, you will find there are circumstances with the potential for employer liability. There are quite a few State, Federal and NYC employment laws you need to be very sensitive to in terms of whether you can compel somebody to come to work…”

(Excerpted from the Westchester County Business Journal, Aug. 3.)

WE CAN HELP JEFFREY D. BUSS jbuss@sbjlaw.com 914-476-0600

YONKERS, NY

733 Yonkers Avenue, Suite 200 Yonkers, NY 10704 914.476.0600

NEW YORK CITY

60 East 42nd Street, Suite 4600 New York, NY 10165 212.688.2400

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LONG ISLAND, NY

1305 Franklin Avenue, Suite 300 Garden City, NY 11530 516.207.7533

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YOU’RE INVITED

NEW YORK MEDICAL COLLEGE FOUNDER’S DINNER SET FOR OCT. 21 Leadership, education and inspiration will take center stage as New York Medical College celebrates its 160th anniversary with its annual “Founder’s Dinner” Oct. 21.

In a year like no other, the “dinner” will be one like no other, a virtual event spotlighting some of the most dynamic leaders of our time, including Dr. Anthony Fauci; New York Yankees legendary closer Mariano Rivera; and his wife, Clara Rivera, pastor of the Refuge of Hope Church in New Rochelle; and Dr. Lawrence A. Tabak, principal deputy director of the National Institutes of Health (NIH).

Hosted by Mary Calvi, WCBSTV anchor and author of “Dear George, Dear Mary,” the dinner will honor Congresswoman Nita M. Lowey; New Rochelle Mayor Noam Bramson; Dr. Ronald Arenson, emeritus chairman, Department of Radiology and Biomedical Imaging, University of California, San Francisco; and the NYMC faculty and alumni serving as public health commissioners and frontline caregivers at the college’s partner hospitals and clinics.

As the virus raged in New York this spring after gaining an early foothold in New Rochelle, these leaders sought to heal the sick, feed the hungry, educate the young and search for innovative ways to respond to the most daunting global challenge of this young century. That spirit of active, inspiring service in the face of paralyzing fear is something the featured guests and honorees share with NYMC, which has partnered with Regeneron and other companies to work on therapies related to the inflammatory storm that occurs in adults severely ill with Covid-19 and to explore the role of stem cells in treating children with the severe, multisystem, inflammatory form of the disease. The college has also hosted six continuing medical courses, one per month, on best practices for preventing and treating Covid-19.

New York Medical College was founded in 1860 by a group of New York City civic leaders led by William Cullen Bryant. A

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Massachusetts lawyer who would become the progressive co-owner and editor-in-chief of the NewYork Evening Post (now just the New York Post), Bryant supported the creation of Central Park and The Metropolitan Museum of Art and championed the Hudson River School of landscape painting that defined America as the new Eden in the decades that framed the Civil War. Bryant, for whom Bryant Park was named, believed that medicine should be more than the purges, bloodletting and butchery that often characterized it.

“In a very young United States, in the first half of the 19th century, there were people who deeply believed that when the U.S. Constitution began ‘We the people of the United States...,’ the words actually meant all the people,” said Dr. Edward C. Halperin, NYMC’s CEO and chancellor. “These Americans thought that everyone was equal in the site of God, including women, enslaved and free blacks and people of all religions. For people of this mindset, social war needed to be waged on the great enslavers of humankind — alcoholism, chattel slavery and sexism. Thus, they were generally abolitionists, proponents of temperance and supported women’s suffrage. Among the people who shared many of these views was…

Bryant.

“Bryant thundered in his editorial pages in favor of freeing the slaves, granting the newly freed slaves full voting rights, granting women the right to vote and allowing workers to form trade unions in order to defend their rights by collectively bargaining with management. In 1860, he launched the New York Homeopathic Medical College which, over the next 75 years, would come to be known as the New York Medical College, Flower and Fifth Avenue Hospitals and, finally in the modern era, New York Medical College (NYMC).

“Historians don’t usually like to argue about primacy — who was the first person or organization to do something. Usually, no matter who or what you assert ‘was the

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first’ to do so something, someone else is going to offer a competing candidate. Let’s just say, therefore, that NYMC has a very long list of, if not ‘the first,’ a solid claim on being among the first to: • Admit women to medical school (1863); • Graduate Canada’s first female physician (1867); Graduate a black female physician in New York (1870); • Establish a teaching relationship with a public hospital, Metropolitan Hospital Medical Center, which has turned into the longest such relationship in American history (1875); • Graduate a black man from a white majority medical school (1888); • Appoint a Jew as dean of a mainstream allopathic medical school (1921); • Award scholarships solely designated for black medical students (1928); • Have a majority of medical school self-identified as Jews at the height of American anti-Semitic admission quotas (1933); • Graduate the first woman to perform open heart surgery, who became the second black woman to be elected to the American College of Surgeons (1933); • Graduate one of America’s first female physicians to publish widely read popular books about human sexuality (1959); Appoint a black woman as a dean of a white majority allopathic medical school (1967); Propose the use of a donor influenza virus, which was highly adapted to growth in chicken eggs, to provide the genetic information for growth for human influenza viruses as vaccine candidates (1969); Have an emeritus faculty member win the Nobel Prize in Physiology or Medicine for his work in parasitology (2015).

“The college can look back on its history with pride,” Halperin continues. “We look to the future with optimism, irrespective of the contemporary challenges produced by the pandemic. We have recently

NO ORDINARY TIME, NO ORDINARY

(THIS YEAR, A VIRTUAL CELEBRATION.)

10 21 20

GREAT THINGS ARE HAPPENING HERE New York Medical College’s faculty, students, and alumni help create the yearly flu vaccine, perform research and treatment in response to the Covid-19 pandemic, care for patients, generate new knowledge, and are inventing the future of health care.

helped establish the first new dental school in the state of New York in over 50 years and graduated our first class. Our scientists are making important contributions to our understanding of hypertension, endothelial biology, head trauma, the basic science of the causes of cancer, Lyme disease, inflammation, bone marrow transplantation for childhood malignancies and sickle cell anemia and increasing access to mammography for medically underserved Americans.

“Over the past 160 years we have evolved from an institution which solely granted the M.D. degree to one with five schools on our Valhalla campus, to which the college moved in 1972 — The School of Medicine (M.D., M.S. in Biomedical Ethics); The School of Health Sciences and Practice (master and doctor of public health, doctor of physical therapy, M.S. in speech language pathology, M.S. in biostatistics);The Graduate School of Basic Medical Sciences (nine different masters in the basic biomedical sciences program;, M.S. in clinical laboratory sciences; PhD programs in biochem-

istry and molecular biology, cell biology, microbiology and immunology, pathology, pharmacology and physiology); The Touro College of Dental Medicine at New York Medical College (D.D.S.); The Touro College of Nursing at New York Medical College (B.S.N.).

“We have done all of this while being true to our history of serving as a bastion against bigotry in health science education. Our school of medicine, for example, continues to have among the highest percentage of under-represented minority students in medicine of any historically majority school in the U.S. We work proudly with our partner hospitals to educate the next generation of health-care providers.

“Great things have happened at NYMC. Great things are happening at NYMC. Great things will happen at NYMC. We have an honorable past, an exciting present and we look forward to the future with confidence.”

The Oct. 21 program begins at 5:30 p.m. For reservations and more, contact 914-594-2720 or foundersdinner@nymc.edu.

FOCUS ON

REAL ESTATE WESTCHESTER AND FAIRFIELD COUNTY BUSINESS JOURNALS

The Next Big Thing?: 10 fintechs changing the real estate world

BY PHIL HALL phall@westfairinc.com

ing how the real estate industry operates.

ver the past several years, fintechs have become a force of innovation within the real estate industry, opening new communications and sales channels to the diverse stakeholders in the residential and commercial property markets.

There is no tally on how many fintechs are currently operating — some are still in beta, others are slowly rolling out in selected markets and others are already building partnerships with financial groups to leverage a further expansion.

In this edition of Westfair’s “The Next Big Thing?” series, we consider 10 real estate-focused fintechs that are quietly chang-

New York City-based fintech executive Vishal Garg created this company after an allcash buyer snatched away his desired property while he was bogged down in a lethargic mortgage process. Today, Better. com digitizes the entire mortgage process while eliminating the need for commissions, fees and branch appointments. The company operates in 44 states and the District of Columbia, and last month it was ranked

by LinkedIn as the best startup of 2020, hiring more than 1,500 employees since March with plans for another 7,000 over the next 12 months.

O

BETTER.COM

DIVVY HOMES

San Francisco-based Divvy Homes provides a digital answer on the rent-to-own model in residential real estate by buying the homes selected by its clients and then becoming their landlord.

The clients pay a 2% upfront fee and a portion of their monthly rent can be converted into a down payment if the client decides to go from tenant to homeowners.

Divvy Homes is focused on eight markets — Atlanta, Cleveland, Dallas, Memphis, Phoenix, San Antonio, St. Louis and Tampa — the company stated that it bought more than 900 homes during 2019 and is now receiving 10,000 applications a month.

DOORKEE

This New York City company

offers end-to-end, tech-enabled leasing products that incentivizes departing tenants to provide earlier notice of moving out — the company says the average is 68 days pre-lease expiration — thus helping landlords reduce vacancies while giving apartment-seekers an earlier heads-up on units that will become available. The system is designed to eliminate broker fees. Now being offered exclusively in New York City, the company plans to expand into other major metro areas in 2021 before a national rollout.

LATCH

New York City’s Latchable Inc. is the parent company behind Latch, a smart access system for multifamily developments.

Residents in a Latch-secured

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building can use a smartphone, keycard or code to unlock their door, share temporary credentials with visitors and service providers, as well as receive unattended package deliveries from major couriers. Property managers can tap into this web-based platform to admit the right people, oversee staff and handle tenant lockouts. Last month, the company unveiled LatchOS, an upgrade to its proprietary technology that integrates with property management software through automated syncs to increase time and cost efficiencies.

LIQUEFY

One of the emerging trends in commercial real estate investment involves tokenized prop» FINTECHS

OCTOBER 5, 2020

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2021: The year of commercial property tax challenges?

BY PHIL HALL phall@westfairinc.com

T SINGLE TENANT INCOME PROPERTY WITH UPSIDE IN STRONG LOCATION FOR SALE | 48 Route 6 | Yorktown Heights Listed by Steven Salomone | $3,400,000

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FOR SALE | 500 Main Street | Armonk Listed by Steven Salomone | $2,200,000

FOR SALE | 779 Dutchess Turnpike | Poughkeepsie Listed by Don Minichino | $1,290,000

FOR SALE | 151 South Fulton | Mount Vernon Listed by Darren Lee | $650,000

FOR LEASE | 219 East Putnam Avenue | Cos Cob Listed by Kim Galton | $3,500/Month NNN

FOR LEASE | 56 Main Street | Poughkeepsie Listed by Don Minichino | $18/PSF NNN

FOR LEASE | 7-9 Kirby Plaza | Mount Kisco Listed by Teresa Marziano | $1,725 & $2,110 Per Month

FOR SALE/LEASE | 666 Saw Mill River Road | Ardsley Listed by Bryan Lanza | $1,400,000 | $42 PSF/YR MG

FOR SALE | 1 Deans Bridge Road | Somers Listed by Mike Rackenberg | $1,250,000

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FOR LEASE | 58 Third Avenue | NYC Listed by Peter Chen | Please call for pricing

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OCTOBER 5, 2020

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here is slightly less than three months to go before everyone can bid an aggressive goodbye to 2020. However, the New Year’s champagne that will flow with the arrival of 2021 will quickly give way to a hangover of another kind: commercial property tax considerations during the coming year.

In a recent interview on Westfair Business Buzz, the weekly podcast produced by Westfair Communications — the Business Journal’s parent company — David Wilkes, partner in the Tarrytown office of the law firm Herman Katz Cangemi Wilkes & Clyne LLP, warned that the residue from this year’s pandemic will stain next year’s commercial property tax concerns.

“2021 is really a pivotal year when it comes to a response to the coronavirus pandemic as it relates to the real estate market,” said Wilkes, who is also president and New York state representative of the National Association of Property Tax Attorneys.

“We’ve certainly received calls from many owners over the last four or five months saying their business — maybe it’s a hotel or a restaurant or office space — are feeling the bite of the economy right now. They’re feeling the pain of tenants who can’t pay their rents. And they’re saying, ‘How do we lower our taxes?’”

Wilkes pointed out that depending on jurisdiction, “real estate taxes are assessed as of a certain valuation date every year.”

In New York, he said, the most recent valuation date came before the pandemic. Needless to say, this is not a best-case scenario for many property owners.

“We have a lot of own-

A view of downtown Stamford.

Photo by Doug Kerr / Creative Commons. ers who were surprised to see their assessments went up,” Wilkes continued. “They’re saying, ‘How could that be?’”

Wilkes observed the valuation date for the 2021 property taxes has yet to be set, but already many property owners are readying themselves to challenge the tax rates based on the pandemic’s financial trauma.

“2021 is going to be a much more significant year for property owners because it’s the first opportunity to really get their taxes lowered based on the effects of the of the coronavirus pandemic,” he said.

Wilkes forecast that any future legal challenges on commercial property tax assessments will wind up in a court system that is not celebrated for its speedy resolution of cases.

“There are a lot of jams and this has been the case since long before coronavirus,” he said, referring to both this particular court and the court system as a whole. “The property tax cases are historically and notoriously backlogged — we’re often dealing with several years at one time.

It may be four or five years backed up with appeals, so it’s a tremendous concern because now, more than ever, some sort of quick relief is needed.”

The nature of the property tax cases is also contributing to the logjam, he

acknowledged, as questions regarding property valuation in relation to the law are complex.

“And it’s not a failure of the judges or their clerks,” he said. “It’s really just the system as a whole is not really set up to accommodate these cases in a way that’s really fast and efficient.”

Commercial property taxes are a major revenue source for localities and Wilkes was sympathetic to their needs for these funds in providing municipal services. But lowering commercial property taxes would be the proverbial salt in already-deep wounds brought about by the pandemic.

“Whatever the tax rates are, municipal officials still have to raise the same amount of money,” he said, worrying that inflating tax rates will worsen the situation for property owners.

“I would not want to be in their position.”

As for the property owners represented by his firm, Wilkes is asking his clients to gather their financial records in order to “produce a statement of income and expense to show leasing activity or lack of activity.”

Being prepared ahead of the tax filings is particularly important, he stressed.

“When the deadline comes up, we really need to spring into action,” he said.

CONTRIBUTING WRITER | By Simon Tahan

A world of opportunities for home lenders in Connecticut

A

mid the Covid-19 pandemic, demand for end-to-end digitization in the homebuying/lending process is accelerating like never before. Potentially reshaping the entire industry, it could present a world of opportunities for home lenders and homebuyers alike — just in time for the fall homebuying season.

FAVORABLE MARKET CONDITIONS

Low interest rates. Growing inventory levels. Lower Covid-19 infection rates. As these trends contribute to a positive outlook for Connecticut’s real estate market, buyers and sellers alike are getting comfortable with the current environment. They’ve emerged from their quarantines, creating tremendous market potential. As a result, inventory of current homes is likely to increase. Homebuilders, too, may seize this opportunity to

capitalize on favorable conditions, further boosting inventory with new housing.

THE FIRST WAVE OF MILLENNIAL HOMEBUYERS

Millennials, who may have delayed homebuying, have finally entered the housing market.

First-time buyers accounted for 34% of sales in July 2020, up from 32% a year earlier; older millennials, in particular, are transitioning from renting to homeowning and taking advantage of the low 3% to 4% interest rates according to the National Association of Realtors.

Not only is this a great time for consumers to buy, it may also be an opportune time for current homeowners to refinance and/ or make improvements to their homes, consolidate loans and tap into the equity they’ve built.

Connecticut will remain an attractive place to live, boding well for maintaining the robust level of mortgage activity in the state.

MIGRATION OF CITY DWELLERS

During the pandemic, New Yorkers have shown interest in moving to Connecticut. With remote work now the norm and many companies instituting workfrom-home policies to stay safe, people realize they can work from anywhere. They seek homes with office spaces, as well as second or co-primary homes so they can escape from the city.

In fact, according to data from the U.S. Postal Service, more than 16,000 New Yorkers switched their addresses to Connecticut between March and June of this year. While it’s been reported that the bulk of new residents settled in Fairfield County, 94 towns in Connecticut actually saw an influx of new residents.

Assuming these low infection rates continue into the fall,

TECH TRANSFORMATION OF THE BUYER EXPERIENCE

As cities and towns across Connecticut resumed business, so did some of the in-person activities that had been paused during the height of the pandemic. However, virtual property tours, digital applications, e-signatures and drive-by appraisals that had sprung up to limit the exposure from the virus are here to stay. These tools provide a level of digital convenience and time savings that today’s consumers demand. And more advances could be on the way.

PROGRESS AND A PERSONALIZED APPROACH

Adopting tech solutions that simplify processes, shorten wait times and demystify approvals to satisfy a new generation of buyers is key. While there has been tremendous progress with digitizing

the front-end mortgage application process, lenders will likely seek ways to transform middle-office operations, which remain largely manual and phone-centric with a mix of paper forms and digital tools.

Expect to see many lenders looking to explore ways to create and deliver a more seamless endto-end experience that makes the home-buying process easier and less time consuming for consumers. Whether marshalling their own in-house technology experts or collaborating with third-party vendors, banks and traditional lenders are looking at embracing technology and changing the way business is done.

Opinions expressed are those of the author and not Webster Bank N.A. They are not intended as financial or any other professional advice. Consult a professional with regard to your individual situation.

Simon Tahan is director of home loans at Webster Bank.

He can be reached at Stahan@ WebsterBank.com.

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CONTRIBUTING WRITER | By Chris O’Callaghan

THE RE-EVENTED 2020 ANNUAL GALA AND AWARDS CEREMONY

Female Founded Consulting Agencies Celebrate Diversity & Inclusion For two Connecticut businesswomen, entrepreneurship and fostering a culture of diversity and inclusivity go hand in hand. Whether being in business for 15 years or two, Diane Winston and Valeria Lopez are forging paths in online consulting that not only help build success for their clients, but for future young businesswomen.

Diane Winston, who founded Winston Strategic Partners 15 years ago, has combated any challenge in being a black businesswoman by building a strong reputation in strategic consulting and valuable brand recognition.

“I love being a woman, and I love being a business owner,” says Winston. “However, what I love even more is collaborating with other women business owners. We aren’t competitive. We share information, support one another, and encourage one another through the business challenges we face as women business owners, mothers, and spouses.”

Similarly to Winston, Valeria Lopez connected with the Connecticut Women’s Business Development Council before starting her business by participating in a course that helped her launch OnBeat Consulting. Two years into her business, Val still seeks guidance from WBDC counselors on business growth and marketing. The support for OnBeat Consulting is prevalent in Val’s ability to pivot her previous in-person business sessions to an online setting due to COVID-19 lockdown regulations. By adapting to the everchanging economic climate, Val was able to grow her audience and client base not only regionally, but globally.

Besides the growth in business, Val Lopez has goals for OnBeat Consulting that will build her a legacy as a businesswoman. “Fostering a culture of racial equality and justice is at the center of my work,” says Lopez. “My goal is to design a youth facilitator academy to help youth facilitate meaningful conversations on the most pressing issues of our time.”

Diane Winston shares these goals to provide opportunities for future businesswomen leaders. A future goal for Winston and Winston Strategic Partners is to “create internship opportunities for young people in my community to gain professional experience working in a small business,” explains Winston. She continues, “My goal is to bring as many diverse minds together to bring innovative ideas to the table and, in turn, translate these ideas into solutions for our clients.”

Both women will be honored at WBDC’s Annual Virtual Women Rising Gala on October 30, 2020. For tickets, sponsorships, and more information please visit: ctwbdc.org or contact akalish@ctwbdc.org.

The Women’s Business Development Council is a non-profit providing training, education and borrowing power necessary for women to launch and grow their businesses. For more information, visit ctwbdc.org or call 203-353-1750.

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OCTOBER 5, 2020

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Real estate office market is not dead

P

eople are social beings by nature.

They need stimulation and collaboration to work at their best. What does this have to do with office space?

For months now we have been reading about the demise of the office market in the wake of the work-at-home wave created by the pandemic. With 63% of people recently surveyed saying they prefer to work from home, companies are scaling back and rethinking the need for office space.

A survey of top businesses released by KPMG in late August found that more than two-thirds (68%) of large company CEOs plan to downsize their office space. The survey, which polled companies with more than $1 billion in annual revenue, suggested the virtual work model will continue even after the pandemic subsides and a vaccine is approved. Nearly three-quarters of the CEOs surveyed said they plan to spend more on the digitization and twothirds of the CEOs plan to invest more on automation and artificial intelligence alongside human workers.

Despite this there are signs that corporate America has not given up the concept that community is fostered more effectively in an office environment. Facebook recently leased an additional 780,000 square feet of space in Manhattan’s Penn Station district in addition to the millions of square feet it already has in Manhattan, including at Hudson Yards.

Why? Because leading companies recognize that despite the reduced cost and the flexibility that working from home

offers, productivity and true innovation depend on the ability of people to collaborate face to face in the workplace. Growth depends on innovation, and that’s fueled when creative people come together to collaborate. That can only take place in a social environment. Meetings and lunches with coworkers provide opportunities for storytelling and an exchange of ideas — things that can’t be replicated in virtual meetings.

In my business, when a transaction hits a snag, a face-to-face meeting is often facilitated to get everyone on the same page and hopefully move the transaction toward a successful conclusion.

There is no substitute for that in-person meeting.

The current climate has robbed us of these opportunities and hit the office market hard. New York City’s office market has been bearing the brunt of this retrenchment. It was widely reported that the second quarter was the slowest since 2009 and noted as one of the worst quarters ever recorded for Manhattan’s office market.

We are hopeful that this may create some opportunities for Westchester and Fairfield counties, which have fared better since we have benefited from the residential influx as people flee the city for open spaces. Maybe these same people will get tired of working from their dens and crave to return to the workplace, but closer to home.

Having been one of the most active commercial real estate brokers in the tristate area for 30 plus years and having negotiated lease and sale transactions valued at over $750 million, I can attest

to the fact that companies will need office space in the future. Although in my opinion, commercial brokers will have to be more nimble and creative in their approach and act more as consultants than brokers.

We know volatility creates opportunities, but only for those organizations fusing deep historical knowledge with current field conditions in order to predict a path forward for the regional office marketplace.

RM Friedland is celebrating 50 years in business, but rather than being satisfied with remaining the largest privately held real estate brokerage in Westchester County, the firm is embracing the evolutionary process many top companies in all industries are implementing post-Covid — maximize profitability and operational flexibility utilizing technology without losing the decades of experience that brought you success pre-pandemic.

To move forward, you need the judgment of experienced brokers matched with the right analytical tools, so they can uncover patterns in past and present buying behaviors to help influence decisions being made today and tomorrow.

Whether Westchester and Fairfield can capitalize on New York City’s misfortunes or whether people will get tired of the isolation of working from home and return to the office, is anyone’s guess. But in the words of the great American writer Mark Twain, reports of the office’s death have been greatly exaggerated.

Chris O’Callaghan is managing director-office division of RM Friedland.

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17

Fintechs ­— From page 13

erties that bring blockchain technology into the investing picture.

When a property is tokenized, an Ethereum-standard (ERC20) real estate token is created to represent property shares and the total value of all generated tokens equals the total value of the securitized property.

Tokenized investing is more prevalent overseas than in the U.S., and Hong Kong-based Liquefy gained attention last fall with its highly publicized $600 million tokenization of a luxury London hotel. The company already has powerful allies: it has financial backing from Dubai’s royal family and is registered as a Technology Partner in the Amazon Web Services Partner Network.

LOFTSMART

Another New York City endeavor, this one focuses on the student housing market by connecting college students seeking off-campus apartments near

some of the nation’s top schools.

The LoftSmart platform includes 360 virtual tours for the apartment hunters, TransUnion credit scoring information on the students for the property owners, and the ability for both parties to chat online ahead of leasing, which can be arranged through online contract signing and payments. Online reviews of the properties also provide the students insight on the properties they are considering. The platform covers most of the country, although the Northeast is only currently represented by rental units around the University of Massachusetts.

NOTARIZE

This Boston-based company offers a platform for legally signing and notarizing documents online. Notarize, which promotes itself as the first U.S. company to handle fully online real estate closings, stated that its technology is now used by more than 3,000 title agents and has been responsible for enabling the buying and selling of more than $30 billion in

ed within 24 hours. If a homebuyer can’t close with a mortgage on time, Ribbon will buy and reserve the home on behalf of the homebuyer and lease it to them for up to six months. The company, which is in four states – Georgia, North Carolina, South Carolina and Tennessee – said that buyers saved an average of $10,000 in cash discounts and received a 100% on-time closing. real estate. The Covid-19 pandemic has further fueled interest in the company, with CEO Pat Kinsel saying business “has skyrocketed more than 400% since March as businesses and consumers seek transaction liquidity in this new environment.”

OPENDOOR

San Francisco-based Opendoor pays between $150,000 and $500,000 in all-cash transactions on houses built after 1960. Sellers in nearly two-dozen markets are able to determine their closing timeline between 14 and 60 days.

If any repairs or renovations are needed to bring a home up to market-standard conditions, Opendoor will make them on the seller’s behalf. Opendoor is now in 21 markets, although it has yet to come into the Connecticut and New York markets.

RIBBON

New York City-headquartered Ribbon provides homebuyers with an all-cash, guaranteed-to-close “Ribbon Offer” that can be presented to sellers. Qualified buyers are pre-approved for a purchase and home valuations are complet-

SIMPLIST

New York City-based Simplist launched in September 2019 and focuses on borrowers who are either self-employed or not part of the traditional workforce. The company’s proprietary technology is used to verify the applicants’ financial information. Qualified borrowers are matched with competitive rates from a list of 25 national lenders and regional and local banks. Simplist, which also offers access to refinancing options for existing homeowners, operates in Colorado, Connecticut, Florida, New Jersey and Pennsylvania.

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OCTOBER 5, 2020

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Commentary

T

| By Peter Katz

Off the Richter scale: The debate and tax return revelations

he American political landscape trembled under three rapid-succession “earthquakes” Sept.

27, 28 and 29, but the damage caused and number of affected has yet to be fully assessed.

First came two days of in-depth reporting by The New York Times exposing many hitherto hidden details of President Donald Trump’s tax returns that make it clear why he, unlike predecessor presidents and others holding public office, has been fighting so hard for so many years to keep his tax returns secret.

Then came the presidential debate of Sept. 29 that quickly devolved into an unprecedented disgrace to the process of choosing a president. There was the unacceptable boorish behavior

by Trump who refused to abide by the format rules to which his campaign had agreed and was persistently fighting with moderator Chris Wallace of Fox News and talking over Wallace and former Vice President Joe Biden.

Biden became so frustrated with Trump’s bullying, interrupting, mocking and lack of self-control that he finally asked Trump “Will you shut up, man?”

Biden had described Trump as a “clown” and the “worst president” the country has ever had.

The on-stage circus was a poor substitute for the 90 minutes of substance viewers should have been expecting to hear from both sides. A post-debate CNN poll found that 28% of voters surveyed felt that Trump won the debate versus 60% for Biden. The real winners may very well have included Russia, China, North Korea and Iran, which have sought for years to sow political chaos in the U.S. Another debate winner was The Proud Boys, a far-right neo-fascist white supremacist group that Trump refused to condemn when Wallace asked about his previous refusals to condemn domestic racism and domestic terrorism. Trump told The Proud Boys to “stand back and stand by”

Joe Biden

and they responded on the internet after the debate by pledging loyalty to him.

Trump continued his attacks on the election process itself not only by destroying the debate’s decorum but also by continuing his unfounded attacks on the legitimacy of the election. He again repeated unfounded claims of massive ballot fraud and threatened what could be easily interpreted as violence by refusing to tell his followers not to engage in post-election protests should he lose and declaring, “This is not going to end well.”

Wallace never had full control of what was unfolding and the demise of the planned format made it impossible to challenge lies that had been told and explore in depth significant subjects such as the response to the Covid-19 pandemic, Trump’s

Donald Trump

descriptions of military personnel as “suckers” and “losers,” Biden’s position on The New Green Deal environmental proposal, Trump’s new Supreme Court nominee and possible future expansion of the number of justices, police and justice in America and the reports by The New York Times on Trump’s tax returns.

When they were published, Trump and the White House described The Times’ reports on the contents of 15 years of his tax returns as “fake” while in the same breath charging that the newspaper “illegally” obtained the information. That response inadvertently admits that the reporting is correct. After all, if it’s fake there’s nothing illegal about obtaining it.

It’s a given that every businessperson will try to use the

complex tax code to his or her favor, avoiding taxation wherever possible. There’s nothing illegal about tax avoidance. Tax evasion, on the other hand, is quite different. While the reporting reaches no conclusions about Trump’s tax returns, it is for the Internal Revenue Service and state tax authorities to decide whether they believe any taxpayer has crossed the line between avoidance and evasion.

The reporting by The New York Times about Trump’s until now secret tax information includes revelations that he paid zero federal income taxes in 10 out of 15 years and as late as 2017, his first year in office, paid only $750 in federal income tax.

The numbers reported by the Times call into question Trump’s image of being a highly-successful businessman, with

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huge business losses being regularly reported. Of particular significance to his holding the presidency is the disclosure that he has been carrying debts of approximately $430 million, with approximately $300 million shortly coming due. The reporting could not determine to whom the president is in debt and, if foreigners, whether U.S. foreign policy has been shaped to serve his financial interests rather than the country’s needs.

The political landscape of the country has been shaken before but never with the regularity and intensity we’re seeing now. Even experiencing the temblors of impeachment, a military assault on peaceful protesters in D.C. and finding “good people” among neo-Nazi’s have been inadequate preparation for this newest round of political earthquakes.

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Good Things THE ARC HOSTS MEMBERSHIP MEETING The Arc Westchester, the county’s largest agency supporting individuals with developmental disabilities, including those on the autism spectrum and their families, recently hosted its 71st annual Membership Meeting virtually.

Changes to the organization’s bylaws were acknowledged, a new board president was elected and several current board members were nominated to new positions. They included Daphne Daddino, Robert Diana, Robert Picone, Abby Reuben, Rosa Rodriguez and Jeffrey Wood. Immediate-past board president Joseph Cassarini and current board member Sarah Phelan were named to 3-year terms on the nominating committee.. Mark Glucksman was named treasurer and Danusia Pawska was named secretary. The meeting also officially marked the beginning of the term of incoming board president, Kyle Cahill.

ELIZABETH SETON CHILDREN’S NEW CHIEF MEDICAL OFFICER Peter J. Tesler, M.D., MPH, has joined Elizabeth Seton Children’s in Yonkers as chief medical officer. In this new role, he will provide strategic and operational leadership over medical services at all organizations within the Elizabeth Seton Children’s family of facilities.

With more than three decades of experience as a pediatric physician and leader of a diverse array of health care networks and organizations across all levels of care, including serving as regional medical director for safety and quality at Westchester Medical Center Health Network and as senior vice president and medical director at WESTMED Practice Partners, Tesler has expertise in developing programs and teams while ensuring alignment with regulatory standards, quality measures and operational best practices.

“Dr. Tesler brings a wealth of experience and vision to his role as our new CMO and we are proud to have him join the Elizabeth Seton Children’s family,” said Pat Tursi, CEO of Elizabeth Seton Children’s.

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OCTOBER 5, 2020

THOMPSON’S CIDER MILL’S OPENING

Dr. Alexis H. Jackman

ENTA DOCTOR’S TERM EXTENDED

From left: Fable Farm owner Tom Deacon, Yorktown Supervisor Matt Slater and wife, Kellie Slater and Thompson Cider Mill owner Geoff Thompson.

Thompson’s Cider Mill’s opening day had customers flocking to two locations this year due to the need for additional space to meet social distancing requirements. The Cider Mill located at 335 Blinn Road, Croton-on-Hudson, shifted part of its operations to Fable Farm on Kitchawan Road in Yorktown.

“The shift of our fresh cider, apples and baked goods sales to our second location a mile away at Fable Farm on Route 134 proved very successful and enabled us to maintain social distancing

protocols at the Cider Mill where we are offering our hard ciders only,’’ said owner Geoff Thompson.“ This was our biggest opening weekend in 44 seasons, helped by ideal, clear, crisp early fall weather.”

Thompson’s makes fresh cider each week from a blend of not fewer than 10 varieties of locally grown apples, including many lesser known and heirloom varieties from the Cider Mill’s orchard. Over the course of the 15-weekend season, which continues until Christmas, more than 35 varieties of eating apples are also avail-

able during the season.

Tom Deacon, owner of Fable Farm said, “We’re excited to partner with Thompson’s for the fall season to provide a safe, open space for people to shop and enjoy their cider and doughnuts.”

The farm raises several hundred freerange chickens who lay blue, green and purple-colored eggs, and offers a variety of organic produce, including heirloom tomatoes, squash, radishes, garlic, microgreens and more that are available at the farm’s market.

TO THE AID OF PORT CHESTER FIRE VICTIMS

According to ENT and Allergy Associates LLP (ENTA) in Tarrytown Alexis H. Jackman, MD, FACS, will continue practicing with ENTA for an extended term. Jackman, who currently sees patients at ENTA’s Purchase location has been practicing otolaryngology for more than 15 years and is fellowship trained in rhinology and skull base surgery. She is a board-certified otolaryngologist head and neck surgeon serving patients from around the tri-state area, including Westchester County, the Bronx and western Connecticut and has privileges at Greenwich Hospital and New York Presbyterian-Lawrence Hospital.

Jackman earned her medical degree with distinction from George Washington University, completed her internship in general surgery and residency in otolaryngology-head and neck surgery at the New York University School of Medicine, and her fellowship in rhinology and endoscopic sinus and skull base surgery at the University of Pennsylvania School of Medicine.

LAW FIRM ADDS COMMERCIAL LITIGATOR

Fuller Center President and Larchmont Mamaroneck Lions Vice President Jim Killoran, left, and Tuckahoe Eastchester Lions President David Zimmerman.

On Sunday, Aug. 30, the city of Port Chester experienced a significant fire that displaced 25 families and destroyed all of their possessions. The Fuller Center for Housing of Greater New York and several Westchester County Lions clubs quickly responded to help the displaced families. Jim Killoran, president of the Fuller Center in New Rochelle and vice president of the Larchmont Mamaroneck FCBJ

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Lions whose president, Phil Oldham, helped Killoran pull together other Westchester Lions clubs to assist.

With Tuckahoe Eastchester Lions president David Zimmerman and Rye City Lions Club president Brian Jackson, a drive for clothing, household supplies and a Go-Fund-Me drive to raise funds to help with finding a new apartment and cover other expenses was organized.

The Fuller Center for Housing of Greater New York is a registered nonprofit that builds homes for those in need, who could not otherwise afford to be home owners.

The Lions Clubs of Westchester County have begun working together to respond to countywide and individual community needs, including where there is no Lions Club.

Steven R. Schoenfeld has joined Denlea & Carton LLP, a law firm located in White Plains. A seasoned commercial litigator, he will be part of the firm’s business litigation practice.

“We are delighted to have Steven join our team,” said Jeff Carton, one of the co- founders and managing partners.

“He brings a wealth of experience to the firm, having litigated complex, commercial cases for the majority of his 30-year career.”

Schoenfeld graduated summa cum laude from Princeton University and received his law degree from New York University School of Law. He has handled all phases of business and bankruptcy litigation matters and serves on the American Arbitration Association’s Roster of Neutrals for Commercial Arbitration.

UNITED WAY’S SOLD-OUT DAY OF GOLF

Jason T. Giordano

Marc J. Kurzman

HVEDC GAINS ADVISORY BOARD MEMBER Jason T. Giordano, managing partner of JGS, CPA, PC, has joined the Poughkeepsie-based Hudson Valley Economic Development Corporation Advisory Board of Directors.

A shareholder and the managing partner of JGS, Giordano has been with the firm since 1997 when he left a “Big 4” accounting firm to focus on all aspects of tax accounting. As a tax specialist, he provides strategy, tax planning, compliance, tax return preparation and representation for companies in industries ranging from the medical field to construction and manufacturing.

“We are thrilled to work with Jason and his team at JGS. Their expertise will be an asset to HVEDC, as they are for many businesses throughout the Hudson Valley. We look forward to partnering on key initiatives to promote economic growth in the region,” said Mike Oates, president and CEO of the Hudson Valley Economic Development Corp.

Giordano holds a Master of Science degree in taxation, with honors, from Washington School of Law, and graduated magna cum laude from Bentley University with a Bachelor of Science degree in accounting. He is a Certified Valuation Analyst (CVA) and a member of the New York State Society of Certified Public Accountants and the American Institute of Certified Public Accountants.

NEW BOARD CHAIR AT STAMFORD EMS

From left: Margaret Tramontine, United Way chief development officer; Tom Gabriel, United Way president and CEO; honoree Kevin J. Plunkett; and Rebecca Snyder, United Way director of special events and development.

United Way of Westchester and Putnam’s recent 2020 Day of Golf, presented by PepsiCo at Scarsdale Golf honored Kevin J. Plunkett of Tarrytown, director of strategic initiatives at Simone Development Companies and former Westchester deputy county executive.

“Kevin has been a longstanding supporter of the United Way of Westchester and Putnam. Specifically, he was instrumental in getting our 211 Helpline recognized as an official county partner,”

said United Way President and CEO Tom Gabriel. “Today, our 211 Helpline answers tens of thousands of calls each year from frightened residents here in Westchester and throughout the Hudson Valley and beyond.”

Funds raised at the golf event will help to support United Way’s continuing Covid-19 pandemic response efforts and the local nonprofit community. John M. Flannery of Wilson Elser, Bud Hammer and Cathy Hoffman of Atlantic West-

chester Inc. and William Mooney III of Signature Bank led the committee efforts.

“United Way has distributed more than 310,000 pounds of groceries and prepared meals for more than 14,000 households,” Gabriel said. “We have donated more than $2.3 million in essential goods to assist people with their basic human needs and have distributed more than $1.3 million in grants to nonprofits serving our most vulnerable residents.”

OCT. 18 VIRTUAL ABILIAS EVENT

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Information for these features has been submitted by the subjects or their delegates.

For the past 15 years, the annual Walk/ Run for Abilis has become a hallmark celebration and its largest annual fundraiser and “friend-raiser” event. Due to the Covid-19 pandemic, Abilis has moved the walk/run to a virtual event on Oct. 18. Participants are encouraged to register in advance at abilis.us/walkrun and can complete their 5k or 1-mile run anywhere.

Amy Montimurro, CEO and president of Abilis, said, “While we can’t gather in

person to hold our annual walk/run, we can encourage families and friends to form teams, challenge one another and share videos and photos with us of their walk or run. We are excited to see the creativity and the places our supporters will go.”

There is no registration fee, but participants are encouraged to make a donation or fundraise for the event.

Contact Jennifer Flatow, director of

development at flatow@abilis.us or 203531-1880, ext.161.

Abilis is a nonprofit organization that supports more than 700 individuals with special needs and their families from birth throughout their lives. It has been a leader in serving the special needs of Darien, Greenwich, New Canaan, Norwalk, Ridgefield, Stamford, Westport, Weston and Wilton. For more information, visit abilis.us.

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Stamford EMS, the nonprofit emergency medical services organization that has served the city of Stamford for more than 28 years has announced the appointment of Marc J. Kurzman as chairman of its Board of Directors. Kurzman succeeds Lawrence Davidoff, who has served as board chair four times since 1994 and consecutively for the last 13 years. He will remain on the board’s executive committee.

“We are deeply grateful to Larry Davidoff for his vision, dedication and drive, which led Stamford EMS to consistently meet the gold standards of care,” said Patricia Squires, Stamford EMS chief and CEO. “We are equally excited for what the future holds under Marc’s leadership….”

Kurzman is a partner at the Stamford-based law firm Carmody Torrance Sandak & Hennessey LLP, where he recently finished his term as co-chair of the firm’s litigation practice group. A Stamford resident, Kurzman has a long history with emergency medicine, starting as an emergency medical technician (EMT) while in college and remaining a volunteer for nearly 15 years. Kurzman joined the Stamford EMS board in 2012, serving as legal counsel on its executive committee.

“The priority is and always will be the delivery of very high-quality emergency medical services to the community,” said Kurzman. He also sees maintaining and enhancing the financial health of the organization as a top priority, especially in light of the economic pressures imposed on the agency due to Covid-19.

“Many people in the community don’t realize that Stamford EMS is not a city agency. We’re a completely independent nonprofit organization and making sure that the community understands that and is supportive of us as a nonprofit will be an important aspect of my job,” said Kurzman.

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Good Things LANDMARK $14M TO GREENWICH HOSPITAL The establishment of the Pasculano Radiation Oncology Center at the Smilow Cancer Care Center at Greenwich Hospital is made possible by a landmark gift of $14 million to the hospital.

The donors Lynne and Richard Pasculano noted, “We felt this was a wonderful opportunity to make a major commitment to our community. Having lived in Greenwich since 1974, we have seen Greenwich Hospital evolve as an important provider of health service to the town as well as surrounding areas.

We are confident that these funds are in very good hands and will be used in the most efficient manner possible….”

The Pasculano gift is the single largest philanthropic gift in Greenwich Hospital’s history and represents the latest milestone for the hospital as it unfurls a multidisciplinary clinical growth plan and expansion of services in the region. Its network of Yale Medicine physicians and multispecialty care facilities now reach into Stamford and Westchester County.

The gift will be used toward the construction of the Smilow Cancer Care Center pavilion and adjacent Healing Garden. In partnership with Yale School of Medicine and Yale Cancer Center, patients here will have local access to the most advanced oncological academic research, technologies and clinical care.

The clinical growth plan, initiated by the bold leadership of Norman Roth who will retire at the end of this month, dramatically enhances specialty and subspecialty care in pediatrics, heart and vascular, neuroscience and oncology.

Diane Kelly, Greenwich Hospital president said, “Lynne and Richard Pasculano’s extraordinary philanthropy is truly historic and will help to transform Greenwich Hospital into the region’s premier destination for oncological care. Their support endorses our clinical growth efforts and establishes an enduring legacy, serving as inspiration to our entire community and marking a brilliant inauguration to our campaign efforts for Smilow in Greenwich.”

The hospital expects to break ground on the new building in 2022 and have it operational in three years.

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OCTOBER 5, 2020

THE ALDRICH PODCAST SERIES

Jasmine Prezzie

HSC HIRES DIRECTOR FOR NORWALK MENTOR PROGRAM

Alice Paul

The Aldrich Contemporary Art Mu-seum in Ridgefield is presenting “Hindsight is,” a three-episode podcast series created on the occasion of the exhibition Twenty Twenty, a group show of drawings in which seven artists respond to the lived experience of this historic year, on view Oct. 12 to March 14. Podcast episodes will be released weekly on Oct. 19, Oct. 26 and Nov. 2 and will be available to stream for free on the

museum’s web-site aldrichart.org.

The series includes a range of historical figures from Ridgefield and across Connecticut. Actors from the Piti Theatre Company will “voice” these figures dramatizing social and political issues intensified this year such as voting rights, racism and fascism through their unique perspectives as citizens from the past.

Hindsight is podcast episodes will

be accompanied by two virtual public programs, including a talk on Oct. 22 with Tina Cassidy, author of “Mr. President, How Long Must We Wait: Alice Paul, Woodrow Wilson,” and the “Fight for the Right to Vote” and Piti Theatre’s Jonathan Mirin. The second program, Oct. 29, is an anti-racism workshop with Kristen Ivey-Colson and Lynn Turner of The AntiRacist Table.

GIFT ENHANCES NEUBERGER MUSEUM’S ART EDUCATION PROGRAM A charitable gift from former Neuberger Museum of Art docent Susan Gideon Fuirst and her husband, Alan Fuirst, will support the virtual and onsite expansion of the museum’s K-12 education programs according to Tracy Fitzpatrick, Ph.D., museum director, Purchase College, SUNY in Purchase.

One component of the expansion plan is a pilot program to provide physical student workbooks and teacher lesson plans that are tied to local schools’ core curricula.

A portion of the Susan Gideon Fuirst Education Fund will support the development of an interactive educational space for students in the muse-

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um’s education and conference center.

The refurbishment will include furniture and supplies to create a hub for innovative learning and a makerspace in the third-floor Skylight Gallery; additional technology enhancements will be used throughout the museum to enrich the K-12 school tours and experiences.

A former volunteer educator at the Neuberger, Fuirst said, “From my time as a museum docent, we’ve been so inspired by the museum’s commitment to introduce children to art. Alan and I are proud to play a role in assuring that the Neuberger Museum and its educators have the resources they need to create a state-of-the-art creating and learning

center for youth in the community.”

“The Susan Gideon Fuirst Education Fund directly supports our vision for Purchase to serve as a center for lifelong learning,” added Dennis Craig, interim president of Purchase College, SUNY. “We are grateful to the Fuirsts for fostering the next generation of arts lovers and enabling the museum to broaden public access to the arts.”

The Neuberger Museum of Art opened on the campus of Purchase College, State University of New York, in 1974 with a core collection donated by Roy R. Neuberger, one of the greatest private collectors, philanthropists and arts advocates of the 20th century.

Anthony DiLauro, executive director of the Human Services Council (HSC) recently announced that Norwalk resident Jasmine Prezzie, MSW, was hired as director of the Norwalk Mentor program.

DiLauro noted that Prezzie was a mentee in the Norwalk Mentor Program when she was a student.

The Norwalk Mentor program was developed and operated as a program of the Board of Education by Dr. Susan Weinberger in 1986. HSC took over responsibility for the program in 2009. The program matches volunteer mentors with at-risk students in the Norwalk school system. The mentor and mentee spend one hour a week together. Students participating in the program have shown a marked improvement in school attendance and behaviors. The program currently has 295 mentor-mentee matches.

Prezzie has a master’s degree in social work from Fordham University and has experience working at a number of organizations in the region, including Horizons at the New Canaan Country Day School, the Saint Joseph Parenting Center in Stamford and Connecticut Renaissance.

She attributes her career success to having a mentor from elementary school to high school.

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WMC REACHES 300TH HEART TRANSPLANT

GREAT CAPTAIN ISLAND CLEANUP

Jennifer S. Lee

Recently, the heart transplant team at Westchester Medical Center in Valhalla, the flagship of the Westchester Medical Center Health Network (WMCHealth), performed its 300th heart transplant. The Westchester Cardiac Transplant Program, the only such program in the Hudson Valley, is comprised of a comprehensive team of specialists, including heart failure and transplant cardiologists and cardiac surgeons specializing in mechanical cardiac assist devices and heart transplantation.

“We are proud of the results of the transplant team at WMCHealth,” said David Spielvogel, M.D., chief of cardiothoracic surgery. “Our care capabilities and outcomes rival any heart transplant program in the nation and, in fact, we rank among the top 15% in the world, in terms of volume….”

Patients cared for by Westchester Medical Center’s heart transplant program are often those whose acuity level, age or need for a multiorgan transplant has precluded them from receiving a heart transplant elsewhere. Including these complex patients, Westchester Medical Center’s patient survival rates both at one year and five years after transplant are above the national average, according to the International Society for Heart and Lung Transplantation data from 2019 and median wait times for a heart transplant are shorter than many other area hospitals.

“The impact and outcomes of our transplant program are a collaborative achievement by so many in our organization,” said Alan Gass, medical director of Cardiac Transplant and Mechanical Circulatory Support. “We have enduring relationships with our patients and their families because of the bond that is formed as part of the transplant journey. …”

Members of the community who may need a consultation or second opinion regarding heart transplant for themselves or a loved one can call 914-493-7632 at any time or email AdvancedHeartFailure@WMCHealth.org.

Information for these features has been submitted by the subjects or their delegates.

Sujana S. Chandrasekhar

Volunteers set to pick up debris from Great Captain Island

For the third consecutive year, Greenwich took part in the largest annual cleanup effort in the state, as part of International Coastal Cleanup Day, Sept. 19, which drew volunteers to collect trash at Great Captain Island joining Island caretakers Kevin and Ann Hadden.

“Each year, docks are damaged, debris is lost overboard and people litter.

While a good deal of this pollution winds up out in the Sound, a remarkable amount

also washes ashore,” said Environmental Affairs Director Patricia Sesto. “Great Captain Island is an important birding area that provides essential habitat for multiple bird species. Unfortunately, birds will attempt to use plastics of all kinds for nests and other wildlife ingests it,” she said.

“Volunteers were asked to go beyond picking up trash and to record each item collected on a standardized data sheet to

identify ways to eliminate marine debris in the future. “Our data gets complied with all the other cleanups in the state.

This information provides a good indication on what trash items are most commonly found during these cleanups,” said Sarah Coccaro, conservation resource manager. “A lot of things have changed due to the pandemic, but it’s still important to continue the fight against marine debris,”she said.

NYMC PARTNERSHIP WITH DOMINICAN COLLEGE New York Medical College (NYMC) School of Health Sciences and Practice (SHSP) in Valhalla has partnered with Dominican College in Blauvelt to provide early acceptance programs into the Master of Public Health (MPH), Master of Science (MS) and Graduate Certificate programs at NYMC’s SHSP. Through the agreement, NYMC and Dominican College will work to identify undergraduate students with interest and aptitude for public health and provide guidance to the students during the application process. The partnership is effective for the fall 2020 semester and will begin accepting students for 2021 spring and summer programs.

“As an institution, we are committed to preparing students to become tomorrow’s leaders in the field of public health by providing them with the right tools and resources to excel,” said Robert W. Amler, M.D., M.B.A., dean of the School of Health Sciences and Practice and vice president for government affairs. “This partnership

with Dominican College allows us to welcome exceptional students, passionate about improving the health of individuals and communities, and further prepare them for a career in this field through our master’s programs.”

“Dominican College has built an impressive reputation in the health fields,”

said Brian G. Fernandes, vice president for enrollment management at Dominican College.“ This new partnership with New York Medical College is a wonderful opportunity for our students who want to further their education and prepare for a career in the field of public health at a well-respected institution of higher education.”

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ENTA ELECTS TWO NEW PARTNERS Two physicians at ENT and Allergy Associates LLP (ENTA) in Tarrytown —Drs. Sujana S. Chandrasekhar, otolaryngologist and neurotologist; and Jennifer S. Lee, allergist and immunologist — have achieved full-equity partner status and will now join a select group of their fellow physician partners as practice owners. Though the opportunity to become a partner is open to all physicians who practice at ENTA, it is a demanding and arduous journey set aside for only the most dedicated physicians.

Chandrasekhar, a fellowship-trained otologist and neurotologist, earned her undergraduate degree from Sophie Davis School of Biomedical Education, City College of New York, cum laude, her M.D. from Mount Sinai School of Medicine and completed her internship and residency in otolaryngology-head and neck surgery at New York University Medical Center, and her fellowship in otology and neurotology at the House Ear Clinic and Institute in Los Angeles, California.

Lee earned her medical degree from the University at Buffalo of Medicine and Biomedical Sciences in Buffalo, completed her residency in pediatrics at the New York Presbyterian Hospital-Weill Cornell Medical Center after which she completed a subspecialty training in adult and pediatric allergy and immunology at SUNY Buffalo School of Medicine and Biomedical Sciences.

OCTOBER 5, 2020

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Facts & Figures

westchester county

COURT CASES Esquire Land Services I Ltd., New City, 20-23069-RDD: Chapter 7, $0 assets, $479 liabilities.

Attorney: Benjamin M. Adams.

Marianina Oil Corp., White Plains, 20-23070-RDD: Chapter 11, $1.6 million assets, $14,215,000 liabilities. Attorney: Robert L. Rattet.

White Plains Shalimar Minimarket Inc., Peekskill vs. U.S. Department of Agriculture, 20-cv-7819-PMH: Agriculture Acts. Attorneys: Victor J. Molina Jr., Benjamin Sharav.

Solutions Express, d.b.a. Solex, Bronxville vs. Ashley Furniture Industries Inc., Arcadia, Wisconsin, 20-cv-7843-CS: Contract. Attorney: Timothy J. Fierst.

United Food & Commercial Workers Union Local 2013, Brooklyn vs. Milmar Food Group LLC, Goshen, 20-cv7847-VB: E.R.I.S.A. Attorney: James M. Steinberg.

Torches on the Hudson, New Windsor, d.b.a. Blue Pointe, Josco Inc. vs. Sentinel Insurance Co., Hartford, Connecticut, et al, 20-cv-7855PMH: Removal from Orange County Supreme Court, breach of contract, insurance. Attorney: Charles A. Michael.

Tommie Copper Inc., Mount Kisco vs. Copper Compression LLC, Manhattan, 20-cv-7883PMH: Trademark infringement.

Attorney: Joanna C. Tsoumpas and Shawn P. Ricardo.

Teamsters Local 456, Elmsford vs. Transit Construction Corp., Yonkers, et al, 20-cv7900-PMH: E.R.I.S.A., attorney Michael S. Adler.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Larry Miles c/o Westfair Communications Inc. 701 Westchester Ave, Suite 100 J White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3699

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OCTOBER 5, 2020

G&G Closed Circuit Events, Henderson, NV vs. Gavilan Restaurant Inc., Newburgh, et al, 20-cv-7901-KMK: Cable Communications Policy Act. Attorney; Joseph P. Loughlin.

Vermaline McCracon, Mount Vernon vs. Law Office of Julian S. Kaufman, Mount Vernon, et al, 20-cv-7914-CS: Fair Debt Collection Act. Attorneys: Brian L. Bromberg and Joshua Tarrant-Windt.

Teamsters Local 456, Elmsford vs. PCI Industries Corp., Mount Vernon, et al, 20-cv-7978-CS: E.R.I.S.A. Attorney: Michael S. Adler.

Sonia Arroyave, New Jersey vs. Universal Remote Control Inc., Harrison, et al, 20-cv8040: Sex discrimination. Attorney: Marjorie Mesidor.

DEEDS Above $1 million

ON THE RECORD

R.A. Bechar Ltd., New Rochelle.

Seller: Zinrock Resources LP, Purchase. Property: 740 Davenport Ave., No. 3, New Rochelle.

Amount: $2 million. Filed Sept. 22.

Beech Associates New York LLC, Monsey. Seller: 20 BL LLC, Spring Valley. Property: 20 Beech Lane, Greenburgh. Amount: $850,000. Filed Sept. 24.

Reno Development Ltd., Yorktown Heights. Seller: Bank of America N.A. Property: 8 Scenic Drive, Lewisboro. Amount: $295,050. Filed Sept. 22.

Tac New Rochelle LLC, Atlanta, Georgia. Seller: PSDR Realty Corp., New Rochelle. Property: 54 Nardozzi Place, New Rochelle.

Amount: $7 million. Filed Sept. 21.

BJS6109 LLC, Rye. Seller: Julio Grijalva, et al, White Plains. Property: 15 Ridgeway, White Plains.

Amount: $505,000. Filed Sept. 23.

RXR 41 South Division Owner LLC, Uniondale. Seller: Shylas Weight Watchers Delight Inc., New Rochelle. Property: 39-41 Division Street S., New Rochelle.

Amount: $863,440. Filed Sept. 24.

Below $1 million 131 Beekman Avenue LLC, Long Beach Island, New Jersey.

Seller: AMCB Services Company New York LLC, Apex, North Carolina. Property: 131 Beekman Ave., Mount Pleasant. Amount: $789,000. Filed Sept. 22.

Broad Street Owner LLC, Scarsdale. Seller: Michael Hafiz, Rye Brook. Property: 145 Irving Ave., Rye. Amount: $475,000.

Filed Sept. 25.

Culvert LLC, Brooklyn. Seller: The Bank of New York Mellon.

Property: 70 Babbit Road, Bedford. Amount: $307,125. Filed Sept. 24.

18 Linden LLC, Port Chester.

Seller: Atara Kentor, Port Chester.

Property: 35 Tower Hill Drive, Rye. Amount: $407,000. Filed Sept. 22.

Elevated Realty Group LLC, Buffalo. Seller: Cynthia L. Radford, Dobbs Ferry. Property: 32 Springhurst Park Drive, Greenburgh.

Amount: $350,000. Filed Sept. 24.

2 Birch Court LLC, Cortlandt.

Seller: Geroge J. Ramos, et al, Cortlandt. Property: 2 Birch Court, Cortlandt. Amount: $315,000.

Filed Sept. 25.

Ghorayeb Realty LLC, Yonkers.

Seller: Elie A. Ghorayeb, Yonkers.

Property: 52 Oak St., Yonkers.

Amount: $425,000. Filed Sept. 24.

1043 Mamaroneck Partners LLC, New York City. Seller: Dianne Cantoni, et al, Durham, North Carolina. Property: 1043 W. Boston Post Road, Mamaroneck.

Amount: $1.2 million. Filed Sept.

24.

2111 BPR LLC, Cos Cob, Connecticut. Seller: Congregation Sulam Yaakov Inc., Larchmont.

Property: 2111 Boston Post Road, Mamaroneck. Amount: $950,000.

Filed Sept. 21.

8 Philips LLC, New York City.

Seller: Peter Rukeyser, et al, Rye. Property: 8 Philips Lane, Rye. Amount: $6.7 million. Filed Sept.

25.

221 Sherman LLC, Armonk.

Seller: James Galli, et al, Hawthorne. Property: 221 Sherman Ave., Mount Pleasant. Amount: $620,000. Filed Sept. 24.

9 Eve LLC, Rye.. Seller: David M. Seicol, et al, White Plains. Property: 9 Eve Lane, Rye. Amount: $2 million. Filed Sept. 25.

34E Realty LLC, Rye Brook. Seller: Dimitar Misev, Port Chester.

Property: 342 Westchester Ave., 34E, Rye. Amount: $292,500.

Filed Sept. 21.

Metro New York District Church of the Nazarene, Valley Stream. Seller: Bronx Bethany Church of the Nazarene, Bronx.

Property: 44 Hillcrest Ave., Greenburgh. Amount: $525,000.

Filed Sept. 25.

40 Lawrence Ave LLC, Monroe.

Seller: Christopher James Caetano, et al, Sleepy Hollow. Property: 40 Lawrence Ave., Mount Pleasant. Amount: $355,000. Filed Sept. 21.

NCJJ Renovation LLC, Corona.

Seller: U.S. Bank Trust N.A. Property: 74 Rockland Ave., Yonkers.

Amount: $567,007. Filed Sept. 24.

Hog Hill Holdings LLC, New York City. Seller: Tod Seisser, et al, Chappaqua. Property: 103 Hog Hill Road, Yorktown. Amount: $3 million. Filed Sept. 25.

J. Nazzaro Partnership LP, Bay Shore. Seller: Sterling National Bank. Property: 662 Main St., Mount Kisco. Amount: $1.1 million. Filed Sept. 24.

Kiawah Ventures LLC, Fairfield, Connecticut. Seller: Renaissance Rental Partners LLC, White Plains. Property: 5 Renaissance Square Road, White Plains. Amount: $1.3 million. Filed Sept. 22.

National Transfer Services LLC, Houston, Texas. Seller: Roberto Rios, et al, Chappaqua.

Property: 21 Upland Ave., North Castle. Amount: $1.7 million. Filed Sept. 24.

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74 Main Street Tuckahoe LLC, Mount Vernon. Seller: Newgrange Realty LLC, Tuckahoe. Property: 74 Main St., Eastchester. Amount: $715,000. Filed Sept. 21.

Alou Corp., Cross River.

Seller: Norca Corp., Lake Success.

Property: 44 Deepwood Road, Bedford. Amount: $175,000. Filed Sept. 21.

Amanda Services LLC, New Windsor. Seller: 147 BS LLC, Brooklyn. Property: 147 Beech St., Yonkers. Amount: $925,000. Filed Sept. 21.

M and R Home Investing LLC, Jersey City, New Jersey. Seller: Mount Vernon 20 2009 LLC, New Rochelle. Property: 20 Monroe St., Mount Vernon. Amount: $475,000. Filed Sept. 25.

Mela LLC, Yonkers. Seller: Salvatore Calautti, Scarsdale.

Property: Union Ave., New Rochelle. Amount: $182,500. Filed Sept. 25.

Property Nation LLC, White Plains. Seller: Citibank N.A. Property: 333 Salem Road, Pound Ridge. Amount: $370,000. Filed Sept. 25.

Rama Realty Group LLC, Yonkers. Seller: The Board of Managers of the Diocesan Missionary and Church Extension Society of the Protestant Episcopal Church in the Diocese of New York, New York. Property: 55 Northview Terrace, Yonkers. Amount: $165,000.

Filed Sept. 24.

Suregreen Properties LLC, Millwood. Seller: Antoinette Testa, Mount Kisco. Property: 1 Manchester Drive, Mount Kisco.

Amount: $335,000. Filed Sept. 25.

TLC Contractors Corp., Rockville Centre. Seller: Fannie Mae. Property: 66 Ethelton Road, Greenburgh. Amount: $371,200.

Filed Sept. 23.

Weichert Workforce Mobility Inc., Morris Plains, New Jersey.

Seller: Cassandra Knight, New Rochelle. Property: 20 Sylvan Place, New Rochelle. Amount: $522,000.

Filed Sept. 21.

JUDGMENTS Gristedes Operating Corp., New York City. $130,090 in favor of Scarsdale Shopping Center Associates LLC, Mount Kisco.

Filed Sept. 21.

TDL Restoration Inc., Bronx. $20,918 in favor of Allied Building Products, East Rutherford, New Jersey. Filed Sept. 24.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Diakhate, Papa, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $249,966 affecting property located at 34 Longdale Ave., White Plains 10607. Filed Sept. 24.

Kenmai, Rith, individually and as administrator of the estate of Phagawan Kenmai, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $339,800 affecting property located at 452 W. William St., Port Chester 10573.

Filed Sept. 24.

Longo, Michael E., et al. Filed

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $580,000 affecting property located at 8 Sunrise Lane, Scarsdale 10583.

Filed Sept. 25.

Mata, Cirillo, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $810,000 affecting property located at 7 Malcolm Wilson Lane, Tuckahoe 10707. Filed Sept. 24.

Mensi, David, et al. Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $21,564 affecting property located at 311 Frank Ave., Mamaroneck 10543. Filed Sept. 23.

Ramirez, Gregorio, et al. Filed

by Pale Horse Realty LLC. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 138 Battle Ave., White Plains. Filed Sept. 23.

Tejada, Librado, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $378,000 affecting property located at 27 Leonard Place, Yonkers 10704.

Filed Sept. 24.

Virtue, Janette, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $544,185 affecting property located at 87 Brookside Ave., Mount Vernon 10553. Filed Sept. 21.

MECHANIC’S LIENS 1912 Palmer LLC, as owner. $190,668 as claimed by Eastern Metal Works Inc. Property: in Mamaroneck. Filed Sept. 23.

Brooks Shopping Center LLC, as owner. $10,658 as claimed by Delta Electric Inc., Yonkers. Property: in Yonkers. Filed Sept. 25.

Clearbrook South LLC, as owner. $7,374 as claimed by Celtic Building Supplies Inc., Yonkers.

Property: in Yonkers. Filed Sept.

25.

Halem, Daniel, et al, as owner. $12,745 as claimed by Westervelt Glass Corp. Property: in Harrison.

Filed Sept. 25.

Mohawk Land LLC, as owner. $10,492 as claimed by Interstate Fire and Safety Equipment, Harrison. Property: in Greenburgh.

Filed Sept. 21.

Vora, Ramesh, as owner. $9,600 as claimed by Joel F. Fuller, New Rochelle. Property: in Scarsdale.

Filed Sept. 25.

Yonkers Center LLC, as owner. $4,500 as claimed by Light it up Electric, New York City. Property: in Yonkers. Filed Sept. 24.

ADVERTORIAL RESOURCE GUIDE FAIRFIELD COUNTY BUSINESS JOURNAL • WESTCHESTER COUNTY BUSINESS JOURNAL • OCTOBER 5, 2020

WELCOME TO NEW ROCHELLE, A CITY OF VIBRANT NEIGHORHOODS On behalf of the New Rochelle Chamber of Commerce, I would like to welcome you to New Rochelle – Ideally Yours. New Rochelle is the seventh-largest city in New York state and features a unique blend of urban amenities and suburban allure; a growing downtown area surrounded by vibrant neighborhoods, many with their own commercial centers; and a waterfront border featuring

minutes from the heart of New York City and

parks, amenities and activities. Here in New

rivalling its diversity, New Rochelle really is

Rochelle our small businesses are about more

your city outside the city. We welcome you to

than business – they create a community. The

visit New Rochelle and experience it for your-

New Rochelle Chamber joins these individu-

self. #NewRoStrong #IdeallyNR

als who share a common vision of a thriving economy, business growth and job creation.

Catherine White

Our members are merchants, not-for-profits,

Executive Director

restaurants, contractors, places of worship,

New Rochelle Chamber of Commerce

entrepreneurs, manufacturers, educational in-

NEW ROCHELLE

stitutions and artists and artisans of all kinds,

To learn more about New Rochelle

all working together to create a vibrant city in

visit: ideallynewrochelle.com and

which to live, work and grow. Located just 30

newrochellechamber.org

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AN ADVERTORIAL SHOWCASE | OCTOBER 5, 2020

THROUGHOUT THIS DIFFICULT YEAR, WE HAVE WORKED TOGETHER TO OVERCOME UNPRECEDENTED CHALLENGES. AS NEW ROCHELLE RECOVERS FROM THE COVID CRISIS AND CONTINUES TO EXECUTE THE MOST AMBITIOUS REDEVELOPMENT IN OUR HISTORY, WE RECOGNIZE OUR SHARED STAKE IN NURTURING A SUCCESSFUL, THRIVING BUSINESS SECTOR. That’s why we are committed to supporting entrepreneurs, welcoming new enterprises, retaining long-standing businesses, attracting forward-looking investment, and building a strong, sustainable economy. Just visit our burgeoning downtown, dotted with cranes and construction sites, for evidence of New Rochelle’s positive mo-

gram, forged in concert with master developer

mentum.

RXR, provides meaningful material assistance to

In seizing this opportunity, New Rochelle is for-

help small businesses survive or expand, while our

tunate to draw upon strong partnerships. Locally,

Industrial Development Agency has facilitated bil-

our Chamber of Commerce and Business Improve-

lions in large-scale construction.

ment District stand ready to help business owners

In short, despite the challenges of the moment

excel. Regionally, the Business Council of West-

that all of us share, New Rochelle’s future has nev-

chester and the Westchester County Association

er been brighter, and we invite you to be part of

have recognized New Rochelle’s path-breaking

our growing, thriving community. Visit ideally-

planning as a model for community renewal. And

newrochelle.com to learn more and see why New

with organizations like Accel7, New Rochelle is

Rochelle is Ideally Yours.

incubating the creative enterprises of the future, fusing technology and the arts.

Noam Bramson

What’s more, New Rochelle is putting real resources into business support. Our Rebound pro-

NEW ROCHELLE

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Mayor New Rochelle

AN ADVERTORIAL SHOWCASE | OCTOBER 5, 2020

GHP OFFICE REALTY CLOSES LONG-TERM RENEWALS IN DOWNTOWN NEW ROCHELLE DURING THE PANDEMIC

D

uring these difficult times, GHP Office Realty, LLC has successfully maintained and renewed tenancy with several companies in their two prime downtown buildings on Huguenot Street in New Rochelle, NY. GHP’s buildings were able to remain open and ensured safety to their tenants by exceeding the required NYS guidelines.

New York State Department of Health just signed a ten-year renewal on nearly 19,000 square feet of space at 145 Huguenot Street in the heart of downtown New Rochelle. The State Department of Health has been in occupancy of the building for over fifteen years. New York State DOH was actively involved in the state’s coronavirus response early on. Their emergency response team was headquartered at 145 Huguenot Street during the peak of

NEW ROCHELLE

the COVID-19 outbreak in New Rochelle earlier this year.

GHP also signed a new ten-year lease with We Ship Express, Inc., for a 28,000 square foot warehouse space at 145 Huguenot Street. We Ship Express, Inc. provide logistics and distribution solutions on a national and international level for a wide range of products. Jamie Schwartz, Executive Vice President of GHP, represented the owner and Eric Goldschmidt, principal of Goldschmidt & Associates Commercial Real Estate Group, represented We Ship Express, Inc. Durante Rentals, LLC signed a new five-year lease earlier this year for over 5,000 square feet at 145 Huguenot Street. This space has become the corporate office for their tri-state area operations for the construction equipment and tool rentals.

Similarly, across the street at 140 Huguenot, Gugliotta & Ponzini, P.C., expanded and renewed their law office for another five-year term this spring.

GHP relocated numerous tenants out of Manhattan and into their New Rochelle property during the novel coronavirus pandemic. Tenants like Pan American Leathers, Inc., GA Global Markets, LLC and Astra International have all signed new leases for three and five years respectively at 145 Huguenot Street this summer.

145 Huguenot Street is unique in that it has a warehouse component with 23-foot clear ceilings with four exclusive loading docks while also being the premiere Class A, 300,000 square foot building in downtown New Rochelle.

140 Huguenot Street is a 64,000 square foot, three-story office building across the street from 145 Huguenot, which

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is also owned and operated by GHP Office.

GHP Office Realty is a division of Houlihan-Parnes Realtors, LLC which is presently one of the New York area’s leading owners, operators, and purchasers of suburban commercial properties. GHP Office Realty has acquired, financed, redeveloped, leased, and managed more than 7,000,000 square feet of space. Regionally, the partners presently own and manage buildings in Westchester & Rockland Counties, NY, Fairfield County, CT, and Bergen County, NJ. Privately funded, vertically integrated, and well-capitalized, GHP Office Realty is stable, strong, and poised to continue flourishing in the tri-state area.

For more information, please contact Andy Greenspan at 914-641-4346 or by email at: andy@ghpoffice.com.

AN ADVERTORIAL SHOWCASE | OCTOBER 5, 2020

Come live at The Standard, New Rochelle’s newest luxury development! Located in

the heart of Downtown New Rochelle, The Standard is only two blocks from the train station and directly across from New Roc City. The building consists of 111 units and features over 1,000 SF of ground floor retail space on site. Some of our amenities include: a rooftop terrace, a media lounge with a fireplace & kitchen, a private outdoor patio, a pet grooming station, an interactive fitness center, a private yoga studio, a gaming entertainment room, and a multi-sport golf simulator.

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Centre at Huguenot will be the most exceptional

Centre at Huguenot

apartment project in all of Southern Westchester at completion! Opening in the Spring of 2022, Centre at Huguenot will feature 285 luxury apartments located only 2 blocks away from the New Rochelle train station. In addition to over 230,000 SF of luxury residences, there will also be 1,000 SF of ground floor retail space, and a multilevel parking structure on site. In addition to sweeping views and brand new construction, Centre at Huguenot will feature a premium amenity package that includes: 24-hour concierge, an indoor pool, a high-end fitness center, a resident lounge, a game room with multi-sport simulator, co-working space, bike storage, a pet grooming station, an outdoor terrace with fire pits, and many more!

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AN ADVERTORIAL SHOWCASE | OCTOBER 5, 2020

Iona College bucks the trend and grows enrollment 15% amid pandemic

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uilding upon the momentum of being named one of the nation’s top colleges, delivering a transformative experience for the best value, Iona College recently announced that new student enrollment increased 15 percent year-over-year for 2020-21.

Such a strong performance is nearly unprecedented given the challenges of the COVID-19 pandemic, especially among private and Catholic institutions throughout the region, where many experienced significant enrollment declines this fall.

“Our enrollment growth is a testament to the extraordinary effort of the entire Iona community and the value that prospective students and families see in an Iona education,” said Kevin O’Sullivan, senior vice president for Enrollment and Student Affairs. “We are so excited to welcome the Iona College Class of 2024 to the Gael community.

This is a tremendously talented class.

We look forward to all that they will accomplish both on campus and beyond as they ‘Learn Outside the Lines’ at Iona.”

Nakayla Thomas, a Business major in the Honors Program and a member of Iona’s NCAA Division I women’s soccer team, said she knew Iona was the right fit after visiting campus for the first time in February. Now as a student, she said the new facilities, especially the study rooms in the new LaPenta School of Business, have been great places to get work done. She and her teammates have enjoyed being able to practice again, working hard toward a common goal as they hope for a spring season.

“After my visit, I knew I wanted to be at Iona. Iona just felt like it was a place that could be home,” said Thomas, a graduate of The Taft School in Watertown, Conn. “While visiting, I had the opportunity to sit in on a business class, and I really enjoyed the small classroom and having the opportunity to engage with my professor and classmates in some great discussions.”

QUALITY, VALUE & OPPORTUNITY

Among its many accolades, Iona College ranks in prestigious national lists including, but not limited to, U.S. News & World Report’s “Best Colleges,” The Princeton Review’s “Best Business Schools,” Money.com’s “Most Transformative Colleges,” and Colleges of

NEW ROCHELLE

Iona College senior Eddie Maffia, a resident assistant from New Rochelle, welcomes students to campus as they started the fall semester in August.

(Photo credit: Ben Hider.)

Distinction’s Best for Business, Education, Career Development and Equity & Inclusion. Iona also ranks in the top six percent of all 4,500 colleges and universities nationwide based on its longterm return on investment, according to a report, A First Try at ROI: Ranking 4,500 Colleges, released by Georgetown University’s Center on Education and the Workforce (CEW).

“We are pleased with the recognition and industry endorsements, as they serve as an affirmation of what we’ve known at Iona for a long time – that Iona offers an affordable, outstanding education that leads to significant employment and graduate school opportunities, which facilitate upward social mobility for all students,” said O’Sullivan. “Inspired by Saint Columba, Blessed Edmund Rice and the Congregation of Christian Brothers, Iona is built upon a legacy of opportunity, inclusion and the liberating power of education.”

INNOVATION & LEADERSHIP

With a focus on pedagogical and curricular innovation, Iona not only revamped many of its traditional course offerings, but also launched several new degrees this fall.

Iona’s new bachelor’s degree program in Nursing offers both a traditional four-year program and an accelerated second-degree program.

The Nursing degree adds to Iona’s already vibrant health sciences offerings, including Psychology, Occupational Therapy, Speech-Language Pathology & Audi- ology, and Marriage & Family Therapy. Iona this year also welcomed its first cohort of students for the direct-entry BA/MA dual degree in Speech-Language Pathology, which is tailored for students intent on pursuing a career in the field.

The Hynes Institute for Entrepreneurship & Innovation, meanwhile, expanded to launch its first two dynamic new majors – a BA in Entrepreneurial Leadership and a BBA in Entrepreneurship. Also new to the Hynes Institute is an online advanced certificate in Entrepreneurship & Innovation.

New buildings and facilities, completely renovated classrooms and simulation labs, and comprehensive technology and equipment upgrades have also been a critical component of Iona’s success. The College recently completed a $38 million renovation of its renowned LaPenta School of Business, just months after cutting the ribbon on the new

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Hynes Institute for Entrepreneurship & Innovation and the dramatically upgraded Hynes Athletics Center.

Meanwhile, as COVID-19 forced many other colleges and universities to shift entirely to virtual platforms, Iona worked diligently to prepare for a safe and successful return to campus. Proactive planning and innovative testing, monitoring and other safety policies enabled Iona to move up the start of the fall semester to August 10, allowing for the full conclusion of classes and finals by Thanksgiving.

TALENT, SERVICE & STUDENT SUCCESS

For the incoming freshman class at Iona, the numbers not only improved, but so did the academic profile. The average incoming GPA rose to 3.4, up from 3.2 last year. Additionally, Iona saw significant growth in its Honors Program, where the average incoming GPA was just under 4.0. This was also the first enrollment cycle in which Iona was a “test optional” institution, furthering its commitment to a holistic review process as opposed to relying on standardized SAT or ACT scores.

To learn more about Iona College, please visit iona.edu or call 1-800-231IONA.

AN ADVERTORIAL SHOWCASE | OCTOBER 5, 2020

LEARN OUTSIDE THE LINES

Where are you going?

The known path, or your own path?

Iona College is where your story starts.

Where you’ll be given the means to dream and find meaning in your dreams.

To follow your heart and your head.

To serve while you learn and learn while you serve.

To fight the good fight.

To own your path.

Because sometimes you have to go out of your way, to find your way.

So, where are you going?

Iona College.

Learn outside the lines.

www.iona.edu | 1.800.231.IONA

NEW ROCHELLE

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AN ADVERTORIAL SHOWCASE | OCTOBER 5, 2020

NEW ROCHELLE

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AN ADVERTORIAL SHOWCASE | OCTOBER 5, 2020

The Sky’s The Limit

NEW ROCHELLE

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AN ADVERTORIAL SHOWCASE | OCTOBER 5, 2020

WATERMARKPOINTE ENTERS FINAL PHASE OF SALES

WatermarkPointe has entered into the final phase of sales solidifying its position as the most soughtout residential destination in Westchester. This 72-unit luxury

EXCLUSIVE WATERFRONT PROPERTY HAS LAST FEW RESIDENCES REMAINING

ON

Where your waterfront dream meets reality.

LY 7

RE

SID

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Beachfront condominums under $1K per square foot featuring the highest-level steel & concrete construction in Westchester

RESORT-STYLE OUTDOOR POOL

SPECTACULAR PRIVATE BALCONY

CLUBHOUSE AT WATER’S EDGE

This material is for promotional purposes only. It contains artists’ conceptions and graphic representations that may not accurately reflect the actual improvements to be constructed. The complete offering terms are in an offering plan available from the sponsor. File no. CD17-0369. Sponsor: Zinrock Resources L.P. 3 Manhattanville Road, Suite 202, Purchase, NY 10577. Equal Housing Opportunity.

NEW ROCHELLE

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EF

T!

condominium community is set in a spectacular waterfront location with panoramic views of the majestic Long Island Sound.

Construction crews are working on the final finishes of the 14-acre gated beachfront community.

The property, consisting of nine individual buildings with stylish amenities including a waterfront clubhouse, fitness center and outdoor heated pool are in full swing. Sixty-five residences have been sold and on any given day the picturesque beaches and breezy terraces are busy with homeowners taking full advantage of the outdoor amenities of their new resort lifestyle.

WatermarkPointe’s bright and airy residences range in size from 2,400 to 2,700 square feet, with two distinctive three-bedroom layouts. Contemporary floor plans are open-flow with striking great rooms, where soaring glass walls lead to 30foot terraces featuring breathtaking Sound-front views. The lushly landscaped site also boasts modern sculptures, a shoreline promenade with walking paths and a tranquil green.

“We are overwhelmed with the market’s response to WatermarkPointe as it has proven to be the ideal location for those seeking a quiet suburban lifestyle with all of the benefits of a large city,” said Jerrold G. Bermingham, executive vice president at National Realty & Development Corp., builder of the project. “WatermarkPointe is a special place not only because of its surrounding beauty, but because we were so fortunate to be able to create exquisite spaces and a lifestyle that fits that beauty.”

Only a few residences remain at this breathtaking resort property. To learn more register at watermarkpointe.com or call the sales office at (914) 235-5800 to schedule an appointment and tour the community. The WatermarkPointe sales office is located at 698 Davenport Avenue in New Rochelle.

AN ADVERTORIAL SHOWCASE | OCTOBER 5, 2020

A NEW PORTFOLIO OF LUXURY RENTAL COMMUNITIES OPENS IN NEW ROCHELLE

I

n the heart of downtown New Rochelle exists a new portfolio of luxury rental communities created by local developer ELD Properties. A total of four individual rental communities transformed an entire neighborhood branded the Burling Triangle.

It features brand new sidewalks and streetscapes, upgraded landscaping and an ideal location by the Metro-North Train Station and Montefiore Hospital in the city’s downtown just 28 minutes from New York City.

“We built and operate a new diverse portfolio of apartments in a highly desirable location with multiple transportation options,” said CEO Anthony Hammel of ELD Properties.

“Each development was intentionally designed, built and is managed to attract potential renters of varying stages of life,” says Hammel. All fac-

NEW ROCHELLE

served for higher-priced high rises.

The open-floor plans include high ceilings, gourmet kitchens, custom walk-in closets, rain-fall showers, inunit washer/dryers and smart technological features. The friendlier prices appeal to young professionals.

Young families and those seeking additional space for at-home offices will gravitate to the large footprints offered at the Hammel I and II located at 32 and 48 Burling Lane. The traditionally designed buildings boast two pet parks, a fitness center and lounge.

The one-bedroom and two-bedroom apartments deliver increased square footage, larger windows, nicer finishes and more attractive prices than comparable rentals in the city. 914/ Westchester magazine described it best, “Much like a boutique hotel with all of the comforts of home.”

tors related to design, amenities and finishes of the mid-rise building were driven by extensive market research.

For example, properties targeting a younger audience are more contemporary in design. Properties targeting a more mature market have larger footprints and are traditionally enhanced in appearance. The result is a robust portfolio that appeals to a broader range of potential consumers than any single offer in the market.

Recently completed NewRo Studios located at 11 Burling Lane, offer over-sized finely appointed studio apartments. The polished industrial design and features are reminiscent of something one would expect to see in Chelsea NYC. The stately brick exterior incorporates custom murals commissioned by local artists. It boasts amenities traditionally re-

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32 and 48 Burling Lane

In all, the Burling Triangle offers a variety of housing options in an ideal location. The apartments provide more space, finer finishes and friendlier price points just 28 minutes from the Big Apple.

More information is available online at NewRochelleApartments.com.

AN ADVERTORIAL SHOWCASE | OCTOBER 5, 2020

SEE WHY WE’RE WESTCHESTER’S FIRST CHOICE IN SENIOR CARE. Welcome to the most comprehensive senior care campus in Westchester County. Here you will find innovative and high-tech solutions for your loved one’s needs, along with a compassionate and highlytrained staff that is nationally recognized for quality care.

A Campus of Comprehensive Care. Take a Tour Today.

Skilled Nursing and Rehabilitation • Willow Towers Assisted Living • Willow Gardens Memory Care Certified Home Health Agency • Meadow Lane and Soundview Senior Apartments

www.uhgc.org 914-632-2804 NEW ROCHELLE

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AN ADVERTORIAL SHOWCASE | OCTOBER 5, 2020

Facts & Figures NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Sole Proprietorships AB Pastries, 57 College Place, Yonkers 10704, c/o Mercy Mensah. Filed May 26.

AK Shock Doc, 807 Hall St., Mamaroneck 10543, c/o Arturo A. Kauffman. Filed May 26.

Architectural Creations, 2730 Evergreen St., Yorktown Heights 10598, c/o Diane Colombo. Filed May 26.

Balls by Paul, P.O. Box 376, Mount Vernon 10552, c/o Paul Nicholas Moccio. Filed May 28.

CB/Consulting, 52 Dalmeny Road, Briarcliff Manor 10510, c/o Cory Bronson. Filed May 28.

Girls Top Looks, 235 S. Lexington Ave., 1L, White Plains 10606, c/o Estanislao Nunez Abreu. Filed May 26.

Jahaun Umar, 9 Piping Rock Drive, Ossining 10562, c/o Jahaun Umar. Filed May 26.

JazzVoice.org, 109 Charter Circle, Ossining 10562, c/o Alexis Cole. Filed May 21.

Kino Cinema Club, 56 Sheldon Place, Hastings-on-Hudson 10706, c/o Daniel Markham. Filed May 25.

Konple Solutions, 4 Schultz Court, Peekskill 10566, c/o Carol Fraiser. Filed May 26.

Magen Corona, 733 Yonkers Ave., Suite 107, Yonkers 10704, c/o Sidney S. Blauner. Filed May 26.

MVP Property Maintenance, P.O. Box 335, Lincolndale 10540, c/o Michael Procopis. Field May 28.

Nelly Glam Cosmetics, 14 S. 14th Ave., Mount Vernon 10550, c/o Shinelle Amora Morris. Filed May 25.

Nexus Disinfecting Solutions, 90 Bryant Ave., C6C, White Plains 10605, c/o Dylan Thomas Utschig.

Filed May 28.

Renny’s Boutiquee, 5206 Amuso Drive, Mount Kisco 10549, c/o Renny Oriach Hidalgo. Filed May 26.

Stay on Target Fitness, 133 Columbus Ave., No. 2B, West Harrison 10604, c/o Rhyrus Falcone.

Filed May 21.

Vlly New York Original Classic, 150 Lake St., White Plains 10604, c/o Mark A. DeGaetano.

Filed May 26.

PATENTS Aggregation handling. Patent no. 10,789,183 issued to Martin Ross. Assigned to IBM, Armonk.

Anti-SARS-CoV-2-spike glycoprotein antibodies and antigen-binding fragments.

Patent no. 10,787,501 issued to Robert Babb, et al. Assigned to Regeneron, Tarrytown.

Beverage dispensing system.

Patent no. 10,787,356 issued to Joseph Madden, et al. Assigned to PepsiCo, Purchase.

Beverage nanoemulstions produced by high shear processing. Patent no. 10,772,345 issued to Badreddine Ahtchi-Ali, et al. Assigned to PepsiCo, Purchase.

Boundless projected interactive virtual desktop. Patent no. 10,788,983 issued to Jonathan Brunn. Assigned to IBM, Armonk.

Cognitive message response assistant. Patent no. 10,791,067 issued to Basavaraju G, et al.

Assigned to IBM, Armonk.

Digital table. Patent no.

10,759,644 issued to Stephen Lim, et al. Assigned to PepsiCo, Purchase.

Enabling attenuators for quantum microwave circuits in cryogenic temperature range. Patent no. 10,790,566 issued to Patryk Gumann, et al.

Assigned to IBM, Armonk.

HSD17B13 variants and uses thereof. Patent no. 10,787,647 issued to Noura Abul-Husn, et al. Assigned to Regeneron, Tarrytown.

Hybrid high-electron mobility transistor and active matrix structure. Patent no. 10,790,336 issued to Ali Afzali-Ardakani, et al.

Assigned to IBM, Armonk.

Protuberant contacts for resistive switching devices.

Patent no. 10,790,445 issued to Takashi Ando, et al. Assigned to IBM, Armonk.

Cape S. Gemini LLC, et al, as owner. Lender: Salisbury Bank and Trust Co. Property: in Washington. Amount: $150,000. Filed Sept. 24.

Patient treatment recommendations based on medical records and exogenous information. Patent no. 10,790,048 issued to Daniel Dias, et al. Assigned to IBM, Armonk.

Cape S. Gemini LLC, et al, as owner. Lender: Salisbury Bank and Trust Co. Property: in Washington. Amount: $150,000. Filed Sept. 24.

Question-answering -ystem-based generation of distractors using machine learning. Patent no. 10,789,552 issued to Lalit Agarwalla, et al.

Assigned to IBM, Armonk.

Trace/via hybrid structure multichip carrier. Patent no. 10,791,628 issued to Chad Albertson, et al. Assigned to IBM, Armonk.

Tunable breakdown voltage RF FET devices. Patent no.

10,790,369 issued to Vibhor Jain, et al. Assigned to IBM, Armonk.

V.sub.L antigen binding proteins exhibiting distinct binding characteristics. Patent no. 10,787,522 issued to Robert Babb, et al. Assigned to Regeneron, Tarrytown.

HUDSON VALLEY BUILDING LOANS Above $1 million

Hammerman, Michael, et al, Middletown, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Wawayanda.

Amount: $377,500. Filed Sept. 24.

DEEDS Above $1 million 31 Sparkling Ridge Road LLC, New Paltz. Seller: Bruce Consiglio, New Paltz. Property: 31 Sparkling Ridge Road, Gardiner. Amount: $2 million. Filed Sept. 24.

Baumgarten Kaw LLC, New York City. Seller: Robert B. Goldberg, et al, Woodstock. Property: in Saugerties. Amount: $1.4 million. Filed Sept. 23.

Elk Camp LLC, New York City.

Seller: Stoneleaf Lot Venture LLC, Amenia. Property: Redtail Pass, Amenia 12501. Amount: $2.8 million. Filed Sept. 22.

Golden Slumbers LLC, Phoenicia. Seller: Elizabeth R. Hammerman, Boca Raton, Florida. Property: 104 Abbey Road, Woodstock. Amount: $1.6 million.

Filed Sept. 25.

45 Eastdale Avenue LLC, as owner. Lender: M&T Bank. Property: in Poughkeepsie. Amount: $2.2 million. Filed Sept. 25.

JMDH Real Estate of Brewster LLC, Whitestone. Seller: PLI LLC, Carmel. Property: 3711 Danbury Road, Southeast 10509. Amount: $3.5 million. Filed Sept. 24.

Kalus, Oren, et al, New Paltz, as owner. Lender: Rondout Savings Bank, Kingston. Property: 947 Route 299, Gardiner. Amount: $1.1 million. Filed Sept. 21.

Riverside LMR LLC, Spring Valley. Seller: Crystal Run Associates LLC, Middletown. Property: in Wallkill. Amount: $2.5 million.

Filed Sept. 25.

Below $1 million

Below $1 million

2669 17M LLC, Monroe, as owner. Lender: Sawyer Savings Bank, Saugerties. Property: 2669 Route 17M, Goshen 10924. Amount: $928,000. Filed Sept. 23.

1418 Orange Turnpike LLC, Brooklyn. Seller: Mark Monheit, Monroe. Property: 1418 Orange Turnpike, Monroe. Amount: $650,000. Filed Sept. 24.

Austin Black LLC, Monsey, as owner. Lender: ECF Fund I LLC, ISAOA/Atima, Brooklyn. Property: 8 Sanitorium Ave., Otisville 10963.

Amount: $122,000. Filed Sept. 24.

1723 Glen LLC, Newburgh. Seller: A2Z Construction Management LLC, Goshen. Property: 23 Glen Drive, Goshen 10924. Amount: $150,000. Filed Sept. 23.

29 Warren LLC, Rhinebeck.

Seller: R.H.M.D. Properties LLC, Kingston. Property: in Kingston.

Amount: $320,000. Filed Sept. 22.

3 Lizensk U 203 LLC, Brooklyn.

Seller: 3 Lizensk Realty LLC, Monroe. Property: 3 Lizensk Blvd., Unit 203, Palm Tree. Amount: $605,000. Filed Sept. 22.

45 Eastdale Avenue LLC, Pleasant Valley. Seller: MHTC Development LLC, Pleasant Valley. Property: in Poughkeepsie.

Amount: $225,000. Filed Sept. 25.

629 SouthRoad LLC, Brooklyn.

Seller: U.S. Bank N.A. Property: 629 South Road, Marlborough.

Amount: $91,875. Filed Sept. 29.

7318 South Broadway LLC, Red Hook. Seller: Arthur J. Sipperley Jr., et al, Kingston. Property: in Red Hook. Amount: $400,000. Filed Sept. 22.

881 Albany Post Road LLC, Gardiner. Seller: D’Artagnan Holdings LLC, New Paltz. Property: in Gardiner. Amount: $147,500. Filed Sept. 23.

9 S Clinton Pk Apts LLC, Poughkeepsie. Seller: Marin Assets LLC, Poughkeepsie. Property: in Poughkeepsie. Amount: $405,000. Filed Sept. 21.

Apple Realty NY LLC, Brooklyn.

Seller: Secretary of the U.S. Department of Housing and Urban Development, Washington, D.C. Property: 5 Tollhouse Court, Newburgh. Amount: $236,625.

Filed Sept. 23.

Austin Black LLC, Monsey.

Seller: Kiel Contracting LLC, Middletown. Property: in Otisville.

Amount: $155,000. Filed Sept. 24.

Ballincurry Builders Inc., New Paltz. Seller: Thomas A. Natoli Jr., et al, New Paltz. Property: in New Paltz. Amount: $48,000. Filed Sept. 28.

Black Dog Design and Construction LLC, Newburgh. Seller: Douglas Smith, Marlboro. Property: in Milton. Amount: $250,000.

Filed Sept. 29.

BND Fowler Property LLC, Carmel. Seller: Ka Exclusive Properties Ltd., Goldens Bridge.

Property: 44 Towners Road, Kent 10512. Amount: $170,000. Filed Sept. 28.

BVA Construction Corp., Hopewell Junction. Seller: Giancarlo Vincini, Poughkeepsie. Property: Lot 19, Frost Hill Road, LaGrange 12540. Amount: $68,000. Filed Sept. 22.

Century Summit LLC, Wappingers Falls. Seller: Mario DeGiorgio, et al, Lake Carmel.

Property: 39 Balfour Drive, Wappinger. Amount: $163,000. Filed Sept. 24.

City of New York, New York City. Seller: Via Willow LLC, Port Chester. Property: Route 212, Woodstock. Amount: $98,560.

Filed Sept. 23.

CNA Quality Construction Inc., Monroe. Seller: U.S. Bank Trust N.A. Property: 118 Neelytown Road, Campbell Hall.

Amount: $320,250. Filed Sept. 22.

Cranberry Farms LLC, Beaufort, South Carolina. Seller: Christopher Hayward, Aberdeen, New Jersey. Property: 83 Fiddlers Bridge Road, Staatsburg 12580.

Amount: $115,000. Filed Sept. 24.

Fresh Builds LLC, Pawling.

Seller: Jeanette H. Daniels, et al, Pawling. Property: 23 Union St., Pawling 12564. Amount: $80,000.

Filed Sept. 22.

Insource East Properties Inc., Hauppauge. Seller: Deutsche Bank National Trust Co. Property: 244 N. Terry Hill Road, Carmel 10512.

Amount: $75.294. Filed Sept. 22.

NOTICE OF ANNUAL MEETING Notice is hereby given that the Annual Meeting of Members of Consumer Reports will be held at 5pm on October 21, 2020 via video conference; members can register online at CR.org. A ballot for the annual election of Directors of Consumer Reports has been distributed to members via the email address associated with their membership; members are invited to submit their ballots electronically in accordance with the instructions provided. Completed ballots must be received by Consumer Reports no later than October 12, 2020, at 11:59 p.m.

FCBJ

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OCTOBER 5, 2020

25

Facts & Figures J and R Properties of Goshen LLC, Goshen. Seller: Catholic Charities of the Archdiocese, New York. Property: in Goshen.

Amount: $525,000. Filed Sept. 25.

Ping Properties LLC, Newburgh. Seller: Jose Ramirez, Newburgh. Property: 43 Johnes St., Newburgh. Amount: $90,000.

Filed Sept. 25.

Morningpondflorist.com, New Windsor. $3,768 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 22.

J and V Depietro Enterprises Inc., Kingston. Seller: Thomas H. Cragan, Monticello. Property: in Hurley. Amount: $267,500. Filed Sept. 23.

Pru Properties LLC, Monroe.

Seller: Michael D. Schusler, Middletown. Property: 11 Knapp Ave., Mddletown. Amount: $265,100.

Filed Sept. 22.

Tempo Cosmetics Labs Corp., Middletown. $2,045 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 22.

Jemab Family LP, Putnam Valley. Seller: Deutsche Bank National Trust Co. Property: 61 Lakeside Road, Mahopac 10541.

Amount: $213,500. Filed Sept. 22.

Ricoflow Equity LLC, Highland Falls. Seller: Deutsche Bank National Trust Co. Property: 2692 W. Main St., Wappingers Falls 12590.

Amount: $106,000. Filed Sept. 22.

LIS PENDENS

JW and YG Meadows LLC, Monroe. Seller: Pervez Hai, Northbrook, Illinois. Property: 20 Willow Lane, Warwick. Amount: $140,000. Filed Sept. 23.

Scull and Bones LLC, New York City. Seller: Nancy Buck, Monticello. Property: in Rochester.

Amount: $70,000. Filed Sept. 23.

Landmark Infrastructure Holding Company LLC, El Segundo, California. Seller: Michael Davis, West Palm Beach, Florida. Property: 131 Owens Road, Goshen. Amount: $225,000.

Filed Sept. 22.

Marks Family Properties LLC, Salem, Massachusetts. Seller: Alfred C. Sikes, Easton, Maryland.

Property: 10 Beech Hill Road, Hardenburgh. Amount: $550,000.

Filed Sept. 23.

Nu Nature LLC, New York. Seller: Da Tang Holding LLC, Flushing.

Property: in Deerpark. Amount: $690,000. Filed Sept. 25.

Orange County Property Management Corp., Unionville.

Seller: William Gattuso, et al, Pine Bush. Property: 3710 Route 52, Shawangunk. Amount: $160,000.

Filed Sept. 24.

Orange County West LLC, Central Valley. Seller: Ram-Rac Industries Corp., Teton Village, Wyoming. Property: 8 Ford Ave., Highland Mills 10930. Amount: $20,000. Filed Sept. 23.

Orange County West LLC, Central Valley. Seller: Ronald Novak, et al, Teton Village, Wyoming.

Property: 544 Route 32, Highland Mills 10930. Amount: $140,000.

Filed Sept. 23.

Pete Fini Inc., Monroe. Seller: Jacob Best, et al, Greenwood Lake. Property: 63 Wawayanda Road, Warwick 10990. Amount: $70,000. Filed Sept. 25.

Pete Fini Inc., Monroe. Seller: Jacob Best, et al, Greenwood Lake. Property: 73 Wawayanda Road, Warwick 10990. Amount: $65,000. Filed Sept. 25.

26

OCTOBER 5, 2020

Taberna 200 LLC, Wappingers Falls. Seller: City of Poughkeepsie. Property: in Poughkeepsie.

Amount: $17,000. Filed Sept. 23.

Tinker Mill Properties LLC, Woodstock. Seller: Michael J. Paccione, et al, Woodstock. Property: 76 Mill Hill Road, Woodstock.

Amount: $399,000. Filed Sept. 25.

Uniequity Providers Corp., Chester. Seller: Richard De Gennaro, et al, Spring Hill, Florida. Property: 4 Midoaks Drive, Monroe 10950. Amount: $50,000.

Filed Sept. 24.

United Mar Properties LLC, New Hampton. Seller: NRZ REO VI-B LLC, Chicago, Illinois.

Property: 41 Amy Lane, Wallkill.

Amount: $178,500. Filed Sept. 25.

Veterans Investing LLC, New Paltz. Seller: Davyd Bullock, et al, Stephentown. Property: 5 Exeter St., LaGrange. Amount: $140,000.

Filed Sept. 24.

Walker Companies LLC, Middletown. Seller: Pfau LLC, Goshen. Property: in Wawayanda.

Amount: $150,000. Filed Sept. 22.

Walnut Brook LLC, Brooklyn.

Seller: Farm Preservation New York LLC, Copake. Property: 5688 Route 209, Rochester 11231.

Amount: $349,000. Filed Sept. 22.

JUDGMENTS Healthyv LLC, Middletown. $4,471 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 22.

Hudson Valley All-Pro Paving Inc., Pine Bush. $1,994 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 22.

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The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Brown, Ruby Cross, et al. Filed

by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 37 California Drive, Middletown 10940. Filed Sept. 28.

Carlin, William J., the Putnam County commissioner of finance as administrator of the estate of Anna Marie Fyfe, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $220,000 affecting property located at 37 Seifert Lane, Putnam Valley 10579.

Filed Sept. 23.

Castellanos, Ramon A., et al.

Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $206,000 affecting property located at 10 Vetri Road, Goshen 10924. Filed Sept. 28.

Connolly, Joseph, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $169,000 affecting property located at 170 Fairfield Drive, Brewster 10509. Filed Sept. 22.

Coston, Willie D. III, et al. Filed

by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $271,000 affecting property located at 75 Rocky Mountain Road, Kerhonkson 12446. Filed Sept. 25.

Cropper, Darlene N., et al. Filed

by Flagstar Bank FSB. Action: seeks to foreclose on a mortgage to secure $233,689 affecting property located at 15 Pond St., Poughkeepsie 12603. Filed Sept.

23.

Elliott, Ida, et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $329,650 affecting property located at 7 Green Road, Monroe 10950. Filed Sept. 23.

Glasser, Eric, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $176,250 affecting property located at 169 Fawn Road, Saugerties 12477. Filed Sept. 28.

Griffin, Dennis M., as executor of the estate of Helen Smyth, et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 3357 Route 208, Campbell Hall 10916.

Filed Sept. 25.

Heirs and distributees of the estate of Harry Kohler, et al.

Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $183,900 affecting property located at 325 North St., Middletown 10940.

Filed Sept. 23.

Isaac, Jocelyn, as administratrix of the estate of Dolores Nelms, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $315,000 affecting property located at 19 Sycamore Drive, Beacon 12508. Filed Sept. 17.

Orange County commissioner of finance as the limited administrator of the estate of Lucy Gaivar, et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $54,130 affecting property located at 25 Mechanic St., Port Jervis 12771. Filed Sept. 28.

Reyes, Jose V., et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $405,000 affecting property located at 5 Kingsley Place, Newburgh 12550.

Filed Sept. 24.

Reynoso, Enrique, et al. Filed

by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $422,211 affecting property located at 4 Mountain Crest Court, Cornwall-on-Hudson 12520. Filed Sept. 24.

Roa, Anibal, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $205,200 affecting property located at 30 Bancroft Road, Poughkeepsie 12601. Filed Sept. 21.

Williams, Kevin, et al. Filed

by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $220,000 affecting property located at 36 Westwood Ave., Ellensville 12428. Filed Sept.

28.

MECHANIC’S LIENS Husted, Robert et al, as owner. $28,792 as claimed by Mighty Built Construction Co., Newburgh. Property: 7 Garden Drive, New Windsor. Filed Sept. 24.

Kingston Mall LLC, Augusta, Georgia, as owner. $3,728 as claimed by Herc Rentals Inc., Liverpool. Property: 1300 Ulster Ave., Ulster. Filed Sept. 25.

Miranda, Hector, as owner. $8,455 as claimed by Brav Industries LLC, Airmont. Property: 2 Elm Court, LaGrange. Filed Sept.

25.

Smith, Donald M., as owner. $65,000 as claimed by Lou-Co Building and Development, AISAOA, Newburgh. Property: 27 Waring Road, Newburgh 12550.

Filed Sept. 23.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Sole Proprietorships A Better Way, 34 Maple Lane, Mahopac 10541, c/o James McMahon. Filed Sept. 28.

Alberto’s Landscaping, 8 Timperio Lane, Highland 12528, c/o Eugenio Alberto Castellanos Reyes. Filed Sept. 21.

AMF Lawn Maintenance, 27 Frank Fino Drive, Highland 12528, c/o Anthony Michael Fino. Filed Sept. 21.

Archangel Operations, 8 Trazino Drive, Monroe 10950, c/o John William Trazino. Filed Aug. 18.

Awakening, 205 Main St., Lake Katrine 12449, c/o Jessica C. Da Silva. Filed Sept. 25.

Careful Auto Transport, 552 Route 214, Chichester 12416, c/o Frederic M. Waring. Filed Sept. 24.

DNA Landscaping, P.O. Box 84, Spring Glen 12483, c/o Metin D. Deniz. Filed Sept. 23.

Efuentes Tees, 18 Sawyers Peak Drive, Goshen 10924, c/o Erika Danielle Fuentes. Filed Aug. 18.

Gratefully Yours, 37 Gardner Park Road, New Paltz 12561, c/o Alexander Mazur. Filed Sept. 22.

Home Neat, 145 Vineyard Ave., Highland 12528, c/o Daniela Castro Jarquin. Filed Sept. 22.

ICL Customs, 4 Red Maple Road, Shokan 12481, c/o Denise Warren.

Filed Sept. 22.

Linden’s Kitchen, 71 Furnace St., Kingston 12401, c/o Linden Christopher Peters. Filed Sept. 25.

Moss Handywork, 12 Studio Lane, Woodstock 12498, c/o Alessandra Flavia Moss. Filed Sept. 23.

Negro Poetics, 75 Furnace St., Kingston 12401, c/o Lenox Carlos Peters, Sr. Filed Sept. 25.

Nettie’s Helping Hands, 500 Washington Ave., Apt. 6B, Kingston 12401, c/o Jeanette L. Longendyke. Filed Sept. 21.

Olfato Smell, 1510 Route 9, Garrison 10524, c/o Jorge Renato Saldana Paute. Filed Sept. 28.

Paqueteria El Guero, 132 Wickham Ave., Middletown 10940, c/o Antonio Mendez. Filed Aug. 18.

Peter’s Transportation Service, 75 Furnace St., Kingston 12401, c/o Lenox Carlos Peters, Sr. Filed Sept. 25.

Sabrina Monique, 58 Allview Ave., Brewster 10509, c/o Sabrina Monique Surace. Filed Sept. 22.

Serenity’s Helping Hand Outreach, 85K Rondout Drive, Kingston 12401, c/o Takesha A. Dixon. Filed Sept. 22.

Silver Rights Activist, 285 Union Ave., New Windsor 12553, c/o Allyson Springett. Filed Aug. 18.

Studio 7 Imagery, 14 Fifth Ave., Newburgh 12550, c/o Robert William Salyer. Filed Aug. 18.

SVM Design and Consulting, 263 Thomas St., Hurley 12443, c/o Sherri Mayvita Mojica. Filed Sept. 21.

The Approach Snack Bar, 16 Highland Ave., Saugerties 12477, c/o Lacey Elizabeth McMahon.

Filed Sept. 22.

Facts & Figures

ON THE RECORD

Pyramid Maintenance and Construction, Stamford, contractor for 3001 Fairfield Ave. LLC. Build exterior roof deck and stairs at 3001 Fairfield Ave., Bridgeport. Estimated cost: $40,000. Filed Aug. 24.

Connecticut Housing Restoration LLC, Woodbridge, contractor for Moutinho Manuel. Build a single-family home foundation at 35 Summit St., Bridgeport. Estimated cost: $10,000. Filed Aug. 31.

525 Fairfield Avenue LLC, Bridgeport, contractor for 525 Fairfield Ave. LLC. Renovate store with front-glazing and stone at 541 Fairfield Ave., Bridgeport.

Estimated cost: $50,000. Filed Aug.24.

R3 Electric LLC, New Milford, contractor for Embassy Towers Inc. Replace layers of sheetrock and demolish fire-rated box at 2625 Park Ave., Bridgeport. Estimated cost: $15,000. Filed Aug. 27.

Connecticut Housing Restoration LLC, Woodbridge, contractor for Moutinho Manuel. Build a single-family home foundation at 33 Summit St., Bridgeport. Estimated cost: $10,000. Filed Aug. 31.

American Petroleum, Walden, New York, contractor for Convent of Sacred Heart. Remove and replace 10,000-gallon fuel oil tank at 1177 King St., Greenwich.

Estimated cost: $142,000. Filed Aug. 2020.

Regal Blu Pool & Spa LLC, Stamford, contractor for SBP Dublin Hill LLC. Construct in-ground swimming pool, spa and required safety barrier at 52 Dublin Hill Drive, Greenwich. Estimated cost: $95,000. Filed Aug. 2020.

Builders Atelier, North Salem, New York, contractor for Morris and Arlene Goldfarb. Construct tennis pavilion, lounge, storage room and basement at 566 Round Hill Road, Greenwich. Estimated cost: $120,000. Filed Aug. 2020.

Rowan, Mark, Greenwich, contractor for Mark Rowan. Renovate pool house at 81 Butternut Hollow Road, Greenwich. Estimated cost: $100,000. Filed Aug. 2020.

BUILDING PERMITS Commercial

Delmar Associates LLC, Bridgeport, contractor for Union Ave LLC. Perform replacement alterations at 800 Union Ave., Bridgeport. Estimated cost: $72,000. Filed Aug. 26.

Home Ice New York LLC, Rye, New York, contractor for Pablo Calderini. Construct open-air ice-skating rink at 5 Bayberry Lane, Greenwich. Estimated cost: $450,000. Filed Aug. 2020.

Magna Construction, Stamford, contractor for Greenwich American Centre. Perform replacement alterations at 1 American Lane, Greenwich. Estimated cost: $125,000. Filed Aug. 2020.

Magna Construction, Stamford, contractor for GRC Realty Corp.

Perform replacement alterations at 600 Steamboat Road, Greenwich. Estimated cost: $100,000.

Filed Aug. 2020.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Larry Miles c/o Westfair Communications Inc. 701 Westchester Ave, Suite 100 J White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3699

Servidio Landscaping LLC, Stamford, contractor for Rory and Kathryn Shaw. Perform replacement alterations at 29 Lindsay Drive, Greenwich. Estimated cost: $5,000. Filed Aug. 2020.

Transcend Wireless, Mahwah, New Jersey, contractor for Kapetan Associates. Replace antenna at 1450 Main St., Bridgeport. Estimated cost: $20,000.

Filed Aug. 27.

Turner Construction, Shelton, contractor for Bridgeport Hospital. Construct new emergency distribution section at 267 Grant St., Bridgeport. Estimated cost: $2,113,000. Filed Aug. 25.

Residential Cruz, Juan, Bridgeport, contractor for Juan Cruz. Construct deck at 195 Birmingham St., Bridgeport. Estimated cost: $N/A. Filed July 27.

Connecticut Housing Restoration LLC, Woodbridge, contractor for Moutinho Manuel. Build a single-family home foundation at 53 Summit St., Bridgeport. Estimated cost: $10,000. Filed Aug. 31.

Connecticut Housing Restoration LLC, Woodbridge, contractor for Moutinho Manuel. Build a single-family home foundation at 59 Summit St., Bridgeport. Estimated cost: $10,000. Filed Aug. 31.

DiGiorgi, Beacon Falls, contractor for Kyle Perry. Remove existing roof and re-roof 425 Woodside Ave., Bridgeport. Estimated cost: $6,466. Filed Aug. 26.

Fairfield Roofing, Bridgeport, contractor for Juene Ghyslin.

Remove existing roof and re-roof 426 Jane St., Bridgeport. Estimated cost: $N/A. Filed Aug. 31.

Fairfield Roofing, Bridgeport, contractor for Juene Ghyslin.

Remove existing roof and re-roof 426 Jane St., Bridgeport. Estimated cost: $N/A. Filed Aug. 31.

The Home Depot USA, Shrewsbury, contractor for Audrey Tyson. Replace windows at 289 Remington St., Bridgeport. Estimated cost: $6,174. Filed Aug. 26.

The Home Depot USA, Atlanta, Georgia, contractor for Carnetha Padgett. Replace windows at 174-176 Newfield Ave., Bridgeport.

Estimated cost: $1,584. Filed Aug. 26.

The Home Depot USA, Atlanta, Georgia, contractor for Marisa Alves. Replace windows at 819 Connecticut Ave., Bridgeport.

Estimated cost: $2,466. Filed Aug. 26.

The Home Depot USA, Atlanta, Georgia, contractor for Kay Wells.

Replace windows at 590 Wilmot Bridgeport. Estimated cost: $2,770. Filed Aug. 26.

The Home Depot USA, Atlanta, Georgia, contractor for Barbara Draper. Replace windows at 223 Pitt St., Bridgeport. Estimated cost: $1,617. Filed July 27.

The Home Depot USA, Atlanta, Georgia, contractor for Christos Paparikolaou. Replace windows at 84 Ranch Drive, Bridgeport. Estimated cost: $4,313. Filed July 27.

Katchko Construction Services, Stamford, contractor for Michael Custar. Perform replacement alterations at 59 Club Road, Riverside. Estimated cost: $10,000. Filed Aug. 2020.

Larkin, Charles, Easton, contractor for David Taylor. Renovate deck at 110 Herald Ave., Bridgeport. Estimated cost: $10,260.

Filed Aug. 25.

Maranjo, Norwalk, contractor for Elvia Siguenza. Renovate existing deck and install door at 801 Clark St., Bridgeport. Estimated cost: $3,500. Filed Aug. 25.

Martinez, Xavier, North Haven, contractor for Janette Esteves.

Remove existing roof and re-roof 24 Harlem Ave., Bridgeport. Estimated cost: $8,825. Filed Aug. 31.

Moyan, Henry, Waterbury, contractor for Eileen Claudio.

Rebuild deck at 136 Dayton Road, Bridgeport. Estimated cost: $10,500. Filed Aug. 25.

Namco, Rocky Hill, contractor for Johanna Villa. Set up aboveground pool at 112 Oakleaf St., Bridgeport. Estimated cost: $5,040. Filed Aug. 26.

Nandy, Jane and Robin Nandy, Old Greenwich, contractor for Jane and Robin Nandy. Renovate kitchen and front entry and convert garage into bedroom at 8 Willow Lane, Old Greenwich.

Estimated cost: $60,000. Filed Aug. 2020.

NVI RE LLC, Stamford, contractor for NVI RE LLC. Renovate ranch and adjacent garage at 34 N. Porchuck Road, Greenwich.

Estimated cost: $500,000. Filed Aug. 2020.

Posigen Connecticut LLC, Bridgeport, contractor for Nester Nkwo. Reinforce rafters for solar panels at 73-75 Eaton St., Bridgeport. Estimated cost: $1,000. Filed Aug. 31.

Pro Custom Solar, East Berlin, contractor for Pedro Gutierrez.

Reinforce rafters for solar panels at 265 Jennings Ave., Bridgeport.

Estimated cost: $10,500. Filed Aug. 26.

Pro Tech Home LLC, Trumbull, contractor for Pro Tech Home LLC. Rebuild structure on foundation at 215 Charles St., Bridgeport. Estimated cost: $500,000.

Filed July 27.

Shapiro, Maura F., Greenwich, contractor for Maura F. Shapiro.

Remove and replace kitchen cabinets, countertops and tiled flooring at 38 Duncan Drive, Greenwich. Estimated cost: $22,000. Filed Aug. 2020.

fairfield county

Southern New England Window, Smithfield, Rhode Island, contractor for Margaret Hegedus.

Replace windows and patio door at 67 King St., Bridgeport. Estimated cost: $9,347. Filed Aug. 31.

Tarmacki, Ireneusz, Fairfield, contractor for James Paugciello.

Replace siding at 919 Lakeside Drive, Bridgeport. Estimated cost: $12,000. Filed Aug. 25.

Taylor Rentals of Orange, Orange, contractor for City Wide Church. Private party at 857 Howard Ave., Bridgeport. Estimated cost: $2,672. Filed Aug. 26.

The Greenwich Tent Co., Bridgeport, contractor for Eve B. Sundelson. Prepare for private party at 41 Woodside Drive, Greenwich. Estimated cost: $9,282. Filed Aug. 2020.

Trinity Solar, Cheshire, contractor for William Finch. Reinforce rafters for solar panels at 70 Crown St., Bridgeport. Estimated cost: $1,000. Filed Aug. 31.

Vilaboa, Lunny, Bridgeport, contractor for Lunny Vilaboa.

Finish basement at 126 Douglas St., Bridgeport. Estimated cost: $8,500. Filed Aug. 31.

Wilson, Gary and Beve Wilson, Greenwich, contractor for Gary and Beve Wilson. Perform replacement alterations at 39 Circle Drive, Greenwich. Estimated cost: $60,000. Filed Aug. 2020.

Giglio, Nadine, et al, Ashford.

Filed by Christina Arther, Fairfield. Plaintiff’s attorney: Dana P Lonergan, Trumbull.

Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FBTCV-20-6099258-S. Filed Aug. 14.

Lombard, Joseph, et al, Bridgeport. Filed by Melody Martin, Bridgeport. Plaintiff’s attorney: Cohen & Wolf PC, Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FBTCV-20-6099401-S. Filed Aug. 18.

Patterson, Paulann Ashanti, et al, Bridgeport. Filed by Christopher Rode, Southport.

Plaintiff’s attorney: Bruce J. Corrigan Jr. Law Office, Westport.

Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief as the court deems appropriate. Case no. FBTCV-20-6099209-S. Filed Aug. 13.

Wojtek Ultimate Construction LLC, Ridgefield, contractor for Lischick Caitlin. Add mudroom and replace stairs at 7 Hawthorne Road, Old Greenwich. Estimated cost: $62,684. Filed Aug. 2020.

COURT CASES Bridgeport Superior Court Dasilva, Adalto, Bridgeport.

Filed by Niurka Diaz, Bridgeport.

Plaintiff’s attorney: Cohen & Wolf PC, Bridgeport. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FBT-CV-206099045-S. Filed Aug. 4.

Simmons, Charles, Fairfield, contractor for Louis Metzick. Replace windows at 2950 Madison Ave., Bridgeport. Estimated cost: $1,400. Filed Aug. 26.

FCBJ

WCBJ

ACCOUNTING

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OCTOBER 5, 2020

27

Facts & Figures Town of Stratford. Filed by Success Inc., Bridgeport. Plaintiff’s attorney: Jonathan J Klein, Bridgeport. Action: The plaintiff was the owner of a real property in Stratford. The plaintiff claims a relief against a wrongful assessment of its property for taxation by the defendant. The plaintiff appealed to the defendant’s taxation and the valuation of the property was not the percentage of its true and actual value, but was grossly excessive, disproportionate and unlawful. The plaintiff seeks a new evaluation of the property and monetary damages exclusive of interest and costs and such other and further relief as the court deems appropriate. Case no. FBT-CV-20-6099701-S. Filed Aug. 28.

Danbury Superior Court Butler, Janice M., et al, Newtown. Filed by Frederick J. Ferraro III, Newtown. Plaintiff’s attorney: Fitzpatrick Mariano & Santos, Naugatuck. Action: The plaintiff suffered a collision allegedly caused by the defendants and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. DBD-CV-206036723-S. Filed July 29.

Gordon, A. Reynolds, et al, Bridgeport. Filed by Brandon V. Smith, Danbury. Plaintiff’s attorney: Votre & Associates PC, Ridgefield. Action: The plaintiff entered into a retainer agreement with the defendants and paid fees to represent the plaintiff in court to meet standard of care for attorneys representing clients in personal injury matters. Due to the defendants’ breach of care, the plaintiff lost his case at the trial court and also lost the appeal costing the plaintiff monetary damages. The plaintiff’s injuries include a traumatic brain injury.

The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate.

Case no. DBD-CV-20-6036936-S. Filed Aug. 25.

Town of Ridgefield. Filed by Thomas Malinoski, Southbury.

Plaintiff’s attorney: Alan Barry & Associates, Danbury. Action: The plaintiff was in a parking lot maintained by the defendant when he slipped and fell on an accumulation of snow and ice and suffered painful injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief as the court deems appropriate. Case no. DBD-CV-20-6036954-S. Filed Aug. 26.

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OCTOBER 5, 2020

Valencia, Melissa, et al, Mount Kisco, New York. Filed by Amy Papineau, Barrington, New Hampshire. Plaintiff’s attorney: Polito & Harrington LLC, Waterford. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries.

The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate.

Case no. DBD-CV-20-6036810-S. Filed Aug. 11.

Viapiano, Michael, Bethel.

Filed by Hudson Valley Bank NA, Yonkers, New York. Plaintiff’s attorney: David N. Abrams, Storrs.

Action: The plaintiff obtained a judgment against the defendant for a certain amount of money.

The defendant made his last payment, however there is a remaining balance on the judgment. The plaintiff seeks monetary damages in excess of $2,500, exclusive of interest and costs. Case no. DBDCV-20-6036743-S. Filed July 31.

Stamford Superior Court Advantage Sales & Marketing LLC, Irvine, California. Filed by Merritt 7 Venture LLC, Dallas, Texas. Plaintiff’s attorney: Ford & Paulekas LLP, Hartford. Action: The plaintiff, as landlord and the defendant, as a tenant entered into a lease agreement. The defendant is in default of the lease for its failure to make payments of rent and other charges. Despite notice and demand, defendant refuses to make payments. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FSTCV-20-6047914-S. Filed Aug. 10.

Bost, Taylor, et al, Fairfield.

Filed by Leland Avellino, Stamford. Plaintiff’s attorney: Berkowitz and Hanna LLC, Shelton.

Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FSTCV-20-6048081-S. Filed Aug. 20.

Old Navy LLC, San Francisco, California. Filed by Equity One (Darinor) LLC, Jacksonville, Florida. Plaintiff’s attorney: Fox Rothschild LLP, New York, New York.

Action: The plaintiff, as landlord and the defendant, as a tenant entered into a lease agreement. The defendant is in default of the lease for its failure to make payments of rent and other charges. Despite notice and demand, defendant refuses to make payments. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FSTCV-20-6047799-S. Filed July 29.

Schnitzer, Sarah M., et al, Darien. Filed by Rosalba Fajardo-Marinero, Stamford. Plaintiff’s attorney: The Pickel Law Firm LLC, Stamford. Action: The plaintiff suffered a collision allegedly caused by the defendants and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FST-CV-206048047-S. Filed Aug. 19.

DEEDS Commercial Alta Management CT LLC, Stamford. Seller: Monroe Family LLC, New Canaan. Property: 268 1/2 Main St., Norwalk. Amount: $10. Filed July 13.

Anderson, Kristine, Norwalk.

Seller: Lynch Properties LLC, Lakewood Ranch, Florida.

Property: 10 Arch St., Norwalk.

Amount: $220,000. Filed July 14.

Arpaio, James P. and Estephanie Peralta, Norwalk. Seller: Simplify Real Estate Management LLC, Norwalk. Property: 4 Lyncrest Drive, Norwalk. Amount: $479,900. Filed July 10.

Hidalgo, Yulissa and Angela Rodriguez, New York, New York.

Seller: Silk Street LLC, Norwalk.

Property: 6 Silk St., Norwalk.

Amount: $490,000. Filed July 14.

Kay Holdings LLC, Norwalk.

Seller: Joseph Robert Kay and Alix Kay, Norwalk. Property: 2 Rockland Road, Norwalk. Amount: $N/A. Filed July 16.

Metro, Melissa and Jeffrey Sheridan, Stamford. Seller: RMS Colonial Road LLC, Stamford.

Property: 159 Colonial Road, Unit 13, Stamford. Amount: $789,900.

Filed July 28.

FCBJ

WCBJ

Paurice, Choralie and Raymonde Plantin, Norwalk. Seller: Secretary of Housing and Urban Development. Washington, D.C. Property: 34 Ferris Ave., Unit A2, Norwalk. Amount: $330,000.

Filed July 13.

Sound Beach Landing LLC, Greenwich. Seller: Miltco, Key Largo, Florida. Property: 40-44 Shifnal Road, Stamford. Amount: $10. Filed July 27.

Residential Alvarado Castro, Carlos Eduardo and Ana Teresa Correa, Stamford. Seller: Stephen D. Weeden and Rebecca M. Weeden, Norwalk. Property: 6 Nolan St., Norwalk. Amount: $520,000.

Filed July 15.

Amico, Brooke and Nicholas Amico, Stamford. Seller: Christian Comito and Sasha Comito, Norwalk. Property: 45 Cottontail Road, Norwalk. Amount: $609,047. Filed July 13.

Antonelli, Marc J., Stamford.

Seller: Nicole C. Guanco-Murphy, Fairfield. Property: 700 Summer St., Unit 3A, Stamford. Amount: $225,000. Filed July 28.

Baksh, Fazie, Bronx, New York. Seller: Anne Makwana and Christopher C. Kulick, Stamford.

Property: 20 Courtland Ave., Unit 1, Stamford. Amount: $159,000.

Filed July 28.

Bido Gomez and Laura Carolina, Norwalk. Seller: Michael M. Carlucci, Norwalk. Property: 71 Aiken St., Unit N16, Norwalk.

Amount: $360,000. Filed July 14.

Bradley, Marc and Kelann Stirling, Norwalk. Seller: Janet T. Lucas and Thomas P. Lucas, Norwalk. Property: 31 Craw Ave., Norwalk. Amount: $1,650,000.

Filed July 8.

Brand, Julie B., Norwalk. Seller: Yong Ryoun Su, Westport. Property: 15 New Canaan Way, Norwalk.

Amount: $540,000. Filed July 10.

Capelli, Walter and Yara Capelli, Stamford. Seller: R. Douglas McPheters, Stamford. Property: 363 Cascade Road, Stamford.

Amount: $671,000. Filed July 29.

Carpenter, Jonathan and Molly Carpenter, Norwalk. Seller: Makiko Kishida, Norwalk. Property: 5 McKendry Court, Norwalk.

Amount: $1,400,000. Filed July 8.

Cole-Massey, Antoinette, Norwalk. Seller: Stephen J. Smith and Barbara Bernier-Smith, Norwalk.

Property: 34 Winding Lane, Norwalk. Amount: $418,000.

Filed July 10.

Kaminsky, Brandon Jeremy and Mica A. Cocco, Stamford.

Seller: Ralph DiBattista and Rosa DiBattista, Stamford. Property: 130 Belltown Road, Stamford.

Amount: $495,000. Filed July 28.

Cromwell Jr., Walter B., Norwalk. Seller: Andrew J. Reul and Jennifer L. Reul, Norwalk. Property: 38 Old Rock Lane, Norwalk.

Amount: $950,000. Filed July 9.

Koppel, Daniel and Christiane Hormann, Norwalk. Seller: Jacob M. Comer and Irina Belousova Comer, Norwalk. Property: 159 E. Rocks Road, Norwalk. Amount: $640,000. Filed July 16.

Debnath, Mridul, Jackson Heights, New York. Seller: Ronni McBreairty, Stamford. Property: 104 North St., Unit 103, Stamford.

Amount: $263,500. Filed July 28.

Diem, Michael G. and Karen A. Anderson, Stamford. Seller: Andrew Dietrich and Anna Eng Dietrich, Stamford. Property: 237 Club Road, Stamford. Amount: $733,000. Filed July 29.

Eliason, Patricio L., Rowayton.

Seller: Kelann B. Stirling and Marc C. Bradley, Rowayton. Property: 55 Roton Ave., Rowayton.

Amount: $1,400,000. Filed July 9.

Garcia, Yennifer E. and Ryan S. O’Loughlin, Bronx, New York.

Seller: David J. Stoller and Susan E. Stoller, Stamford. Property: 31 Wascussee Lane, Stamford.

Amount: $437,000. Filed July 28.

Hall, Jordan Alexandra, Norwalk. Seller: Catherine McCaffrey, Norwalk. Property: 26 Prospect Ave., Unit A7, Norwalk. Amount: $275,000. Filed July 14.

Hallinan, Hugh and Cheryl R. Hallinan, Wilton. Seller: Leigh Slagle, Williamsburg, Virginia.

Property: 195 W. Norwalk Road, Norwalk. Amount: $708,000.

Filed July 10.

Hardie, Daniel and Madeleine Hardie, Stamford. Seller: James G. Castelluccio and Lorraine Gallo Castelluccio, Stamford. Property: 85 Davenport Farm Lane East, Stamford. Amount: $825,000.

Filed July 29.

Harris, Timothy W. and Caleigh R. Boyle, Stamford. Seller: Sean Peterkin, Norwalk. Property: 1 Horizon Drive, Unit 15, Norwalk.

Amount: $279,000. Filed July 16.

Hu, Zhihua and Guo Fen Ying, Flushing, New York. Seller: Michael Chase, Stamford. Property: 204 Winesap Road, Stamford.

Amount: $688,000. Filed July 30.

Johnson, Cynthia, Prospect.

Seller: Clifford J. Ingber, Stamford.

Property: 1 Strawberry Hill, Unit 3G, Stamford. Amount: $323,000.

Filed July 27.

Lee, Daisy, Darien. Seller: Heather M. Brown and Benjamin Soreff, Norwalk. Property: Unit 7, Building C, High View Condominium, Norwalk. Amount: $285,000.

Filed July 16.

Leeper, Gregory D. and Cecilia H. Leeper, Bronx, New York. Seller: Alfred B. Fusco, et al, Stamford.

Property: 80 Tall Oaks Court, Stamford. Amount: $1,000,000.

Filed July 27.

Leuthold, Paul A. and Christina Leuthold, Stamford. Seller: 40 Maltbie Avenue LLC, Stamford.

Property: 40 Maltbie Ave., Stamford. Amount: $1,155,000. Filed July 28.

McCormack, Sean and Laura Zych-McCormack, Stamford.

Seller: Seth H. Burston and Karen E. Burston, Stamford. Property: 358 Wildwood Road, Stamford.

Amount: $777,500. Filed July 28.

McFadden, Micah and Alison K. Dehan, Norwalk. Seller: Jeremy Doo and Stacie Doo, Wilton.

Property: 26 Grey Hollow Road, Norwalk. Amount: $790,000.

Filed July 9.

Michelin, Robert S. and Melissa H. Michelin, Stamford. Seller: Louis V. Quaglino and Kathleen S. Quaglino, Stamford. Property: 87 Brookdale Drive, Stamford.

Amount: $580,000. Filed July 28.

Morgan, Marcy, New York, New York. Seller: Janice L. DeMarco, Stamford. Property: 42 Quarry Road, Stamford. Amount: $1,085,000. Filed July 28.

Morris Andrew and Genie Morris, Norwalk. Seller: Catherine S. Wyner, Norwalk. Property: 57 Midrocks Drive, Norwalk.

Amount: $710,000. Filed July 10.

Nagarkar, Kyle, Stamford. Seller: David Kosvitch and Dawn Chan, Stamford. Property: 833 Summer St., Unit 2F, Stamford. Amount: $210,000. Filed July 30.

Nolan, Tyler and Christina C. Bertozzi, Stamford. Seller: Jeffrey R. Franco and Elizabeth A. Franco, Stamford. Property: 48 Bungalow Park, Stamford.

Amount: $461,000. Filed July 27.

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CONTACT: For additional details and registration info contact Donna Bak at 203-482-6267 or email at donna.bak@sandler.com

In partnership with:

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OCTOBER 5, 2020

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Facts & Figures Novak, Eric, New York, New York. Seller: Beata Boguska, et al, Stamford. Property: 77 Charles St., Stamford. Amount: $635,000.

Filed July 27.

Nunes, Louis and Taryn Nunes, Stamford. Seller: Arthur Simon and Michele Simon, Stamford. Property: 737 Rock Rimmon Road, Stamford. Amount: $760,000. Filed July 30.

Orfino, Neitta Cynthia, Port Chester, New York. Seller: Marie Tieri, Norwalk. Property: 221 E. Rocks Road, Norwalk. Amount: $452,500. Filed July 10.

Reif, Deborah Mary, Westport.

Seller: Denis J. Nayden and Britta R. Nayden, Stamford. Property: 91 Cardinal Lane, Stamford.

Amount: $1,475,000. Filed July 28.

Ren, Jane, Stamford. Seller: Kevin J. O’Neill and Susan M. O’Neill, Stamford. Property: 77 Havemeyer Lane, Stamford. Amount: $855,000. Filed July 28.

Rossi, Kim and Massimo Rossi, Fairfield. Seller: Jess Tabaka and Calla Tabaka, Norwalk. Property: 199 Gregory Blvd., Unit A6, Norwalk. Amount: $525,000.

Filed July 8.

Schrag, Molly E. and Adam R. Rafalowicz, Stamford. Seller: Justin T. Yurchak and Megan G. Yurchak, Stamford. Property: 25 Mitzi Road, Stamford. Amount: $1,095,000. Filed July 27.

Sorbo, Linda L., Stamford.

Seller: Bryan H. Costello and Christina Seaman, Stamford.

Property: 43 Harbor Drive, Unit 509, Stamford. Amount: $430,000. Filed July 30.

Tabaka, Jess and Calla Tabaka, Norwalk. Seller: Andrew Britell and Esterina Britell, Norwalk.

Property: 39 Stonybrook Road, Norwalk. Amount: $570,000.

Filed July 14.

Tedone, Roseanna and Carmine Giuliano, Greenwich.

Seller: Patrick K. Orr and Brian J. Orr, Greenwich. Property: 86 Blue Spruce Lane, Greenwich.

Amount: $798,500. Filed July 27.

Todd, Paula J., Juno Beach, Florida. Seller: Paula J. Todd, Juno Beach, Florida. Property: 637 Cove Road, Unit B13, Stamford.

Amount: $0. Filed July 27.

FORECLOSURES Kupczyk, David, et al. Creditor: US Bank National Association, Salt Lake City, Utah. Property: 56 Palmer St., Stamford. Mortgage Default. Filed Sep. 1.

OCTOBER 5, 2020

Diaz, Sabrina, Stamford, by Louis P. Pittocco. Lender: Guaranteed Rate Inc. 1800 W. Larchmont Ave., Chicago, Illinois. Property: 2289 Bedford St., Unit D4, Stamford.

Amount: $249,290. Filed July 8.

Nardi, Andrew and Lina Nardi, Stamford, by Stephen J. Carriero. Lender: Ameris Bank, 1800 Parkway Place, Suite 820, Marietta, Georgia. Property: 78 Fox Hill Road, Stamford. Amount: $430,000. Filed July 9.

Forde, Jonathan and Stephanie Forde, Stamford, by Richard M. McGannon. Lender: Loandepot. com LLC, 26642 Towne Centre Drive, Foothill Ranch, California.

Property: 237 Strawberry Hill Ave., Unit 30, Stamford. Amount: $345,300. Filed July 9.

Nielsen, Robert J. and Jeanne K. Nielsen, Norwalk, by Michael R. Lowitt. Lender: Guaranteed Rate Inc. 3940 N. Ravenswood, Chicago, Illinois. Property: 6B Caryns Way, Norwalk. Amount: $321,000. Filed July 6.

Weisberg, Scott M., Fairfield.

Filed by Meehanlaw LLC, Bridgeport, Kimberly R. Weisberg. Property: 260 Springer Road, Fairfield.

Action: foreclose defendant’s mortgage. Filed Sept. 24.

HPP FOUR LLC, Stamford.

Filed by Mitch DeEsso, by Nicole Paulo-Saez. Property: 850 Pacific St., Unit P4, Stamford. Amount: $279,128. Filed July 16.

Hoffkins, Gary J. and Suzanne Hoffkins, Norwalk, by CH Barrington. Lender: Lakeview Loan Servicing LLC, 4425 Ponce de Leon Blvd., Coral Gables, Florida.

Property: 42 Ledgewood Drive, Norwalk. Amount: $344,398. Filed July 2.

Patterson, Thomas K. and Bridget C. Patterson, Stamford,

by Scott Rogalski. Lender: Mortgage Research Center LLC, 1400 Veterans United Drive, Columbia, Missouri. Property: 86 Clay Hill Road Stamford. Amount: $499,999. Filed July 8.

MORTGAGES

RXR Atlantic Station II Owner LLC, Uniondale, New York. Filed

by Durante Rentals LLC, by Laura E. Cobak. Property: 405 Atlantic St., Stamford. Amount: $7,647.

Filed Aug. 12.

Bande, Amit N. and Sharyu Bande, Stamford, by Howard R. Wolfe. Lender: Wells Fargo Bank NA, 101 North Phillips Ave., Sioux Falls, South Dakota. Property: 116 Frost Pond Road, Stamford.

Amount: $470,500. Filed July 8.

Hordyeyeva, Viktoriya and Iryna Bracero, Stamford, by Albert T. Strazza. Lender: Fairway Independent Mortgage Corp., 4201 Marsh Lane, Carrollton, Texas. Property: 1186 Hope St., Unit D, Stamford. Amount: $247,600.

Filed July 9.

Silver, Marc D. and Sherry Steiner, Stamford, by Joseph Cessario. Lender: Savings Bank of Danbury, 220 Main St., Danbury.

Property: 8 Revonah Circle South, Stamford. Amount: $764,000.

Filed July 9.

LIS PENDENS

Berni, Deborah E., Stamford, by Elizabeth Carmen Castillo. Lender: Webster Bank NA, 145 Bank St., Waterbury. Property: 150 Hope St., Stamford. Amount: $100,000.

Filed July 9.

Kydes, Andrew D. Creditor: Bank of America NA, Irvine, California. Property: 10 Elm St., Norwalk. Mortgage Default. Filed Sep. 8.

LIENS Mechanic’s Liens

Austrie, Vincent, et al, Stamford. Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority.

Property: 18 Cook Road, Stamford.

Action: foreclose defendants’ mortgage. Filed Sept. 28.

Estate of Elizabeth Mocsi, et al, Fairfield. Filed by O’Connell, Attmore & Morris LLC, Hartford, for Bayview Loan Servicing LLC. Property: 173 Jennings Road, Fairfield. Action: foreclose defendants’ mortgage. Filed Sept. 25.

Flanagan, Todd M., et al, Fairfield. Filed by Glass & Braus LLC, Fairfield, for Wilmington Savings Fund Society FSB. Property: 139 High Meadow Road, Fairfield.

Action: foreclose defendants’ mortgage. Filed Sept. 25.

Gian, Robert J., et al, Stamford. Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority. Property: 31 Waterbury Ave., Stamford.

Action: foreclose defendants’ mortgage. Filed Sept. 21.

Hill, Pamela, Fairfield. Filed

by The Law Offices of Becker & Zowine LLC, Bridgeport, for Bernard and Mette Huelbert Ira, LLC. Property: 5-7 Knapps Park Drive, Fairfield. Action: foreclose defendant’s mortgage. Filed Sept. 25.

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Philippe, Edzer, et al, Stamford. Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority.

Property: 57 George St., Stamford.

Action: foreclose defendants’ mortgage. Filed Sept. 24.

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Thomas, John A. and Datta S. Moushumi, Greenwich. Filed by Nicholas W. Vitti Jr., Stamford, for 52 Locust Road LLC. Property: 48 Locust Road, Greenwich. Action: foreclose defendants’ mortgage.

Filed Sept. 16.

Boothroyd, Emily S. and James P. Corbett, Norwalk, by Bruce D. Jackson. Lender: People’s United Bank National Association, 850 Main St., Bridgeport. Property: 33 N. Water St., Unit 801, Norwalk.

Amount: $561,944. Filed July 2.

Humphrey, Drew and Adrienne S. Humphrey, Stamford,

by Stephen J. Carriero. Lender: Fairfield County Bank, 150 Danbury Road, Ridgefield. Property: 28 Brentwood Lane, Stamford.

Amount: $345,000. Filed July 9.

Kreisberg, Joseph and Amy Kreisberg, Stamford, by Dennis Bujdud. Lender: Citibank NA, 1000 Technology Drive, O’Fallon, Missouri. Property: 125 Hannahs Road, Stamford. Amount: $609,875. Filed July 8.

Bruga, Luca and Jessica A. Levy, Norwalk, by Douglas B. Seltzer. Lender: Loandepot.com LLC, 26642 Towne Centre Drive, Foothill Ranch, California. Property: 67 Aiken St., Unit B, Norwalk.

Amount: $281,800. Filed July 6.

Kundra, Satish Kumar and Dimal Kundra, Stamford, by John A. Cassone. Lender: Sistar Mortgage Company, 35871 Mound Road, Sterling Heights, Michigan.

Property: 46 Maitland Road, Stamford. Amount: $467,500.

Filed July 9.

Claps, Joseph Rocco and Christina Clapps, Stamford, by Nikon Limberis. Lender: William Raveis Mortgage LLC, 7 Trap Falls Road, Shelton. Property: 52 Ethan Allen Lane, Stamford. Amount: $608,950. Filed July 8.

McClafferty, John M., Stamford,

by N/A. Lender: Parkside Lending LLC, 180 Redwood St., Suite 250, San Francisco, California.

Property: 19 Woodway Road, Unit 27, Stamford. Amount: $275,000.

Filed July 9.

Collazo, Ashley M., Norwalk, by James T. Maye. Lender: Savings Bank of Danbury, 220 Main St., Danbury. Property: 4 Union Ave., Unit 23, Norwalk. Amount: $192,000. Filed July 6.

Miksis-Zivic, Rosemarie C. and Richard D. Zivic, Stamford,

by Arnaldo R. Zelada. Lender: Citizens Bank NA, 1 Citizens Plaza, Providence, Rhode Island. Property: 35 Mohawh Trail, Stamford.

Amount: $25,000. Filed July 9.

Denham, James S., Stamford,

by Carl A. Ferraro. Lender: Total Mortgage Services LLC, 185 Plains Road, Milford. Property: 77 Havemeyer Lane, No. 14, Stamford.

Amount: $660,000. Filed July 9.

Monick, Barbara M., Norwalk,

by Randie Paterno. Lender: Loandepot.com LLC, 26642 Towne Centre Drive, Foothill Ranch, California. Property: 4 Albrecht Court, Norwalk. Amount: $223,600. Filed July 2.

Wagner, Paul and Jennifer Wagner, Norwalk, by Dina Tornhelm. Lender: US Bank National Association, 4801 Frederica St., Owensboro, Kentucky. Property: 52 Rowayton Ave., Norwalk.

Amount: $1,627,500. Filed July 2.

Williams Jr, Laurie, Norwalk,

by William A. Pelletreau. Lender: Mortgage Research Center LLC, 1400 Veterans United Drive, Columbia, Missouri. Property: 17 Woodbury Ave., Norwalk.

Amount: $520,000. Filed July 2.

NEW BUSINESS Daytona Apparel, 200 Madison Place, Fifth floor, Stamford 06902, c/o William Sweedler. Filed Aug. 24.

Dogtopia of Stamford, 421 Atlantic St., Suite 101, Stamford 06901, c/o Established Insights LLC. Filed Aug. 25.

Hair by Gina Coloni, 898 Hope St., Stamford 06907, c/o Gina Coloni. Filed Aug. 25.

J&M Home Improvement LLC, 3 Hillhurst St., Stamford 06902, c/o Jairo Ismael Lopez Gomez.

Filed Aug. 24.

Jessimafresh, 215 Stillwater Ave., Unit 410, Stamford 06902, c/o Jessica Magdalinos. Filed Aug. 24.

JJ’s Shop Design, 9 Robin St., No. 1, Stamford 06902, c/o Janneth Zurita. Filed Aug. 24.

Ls Inspired for You, 1309 Riverbank Road, Stamford 06903, c/o Sara Benitez. Filed Aug. 25.

Styled by Jessica LLC, 5 Daly St., Third floor, Stamford 06902, c/o Jessica Jones. Filed Aug. 21.

Water Tech LLC, 91 Colonial Road, Unit 3, Stamford 06906, c/o Alex Barrowcliff. Filed Aug. 21.

PATENTS Context-based autonomous perception. Patent no. 10,789,468 issued to Hongcheng Wang, et al.

Assigned to Sikorsky Aircraft Corp., Stratford.

Flex-fit ear tip for headphones.

Patent no. 10,791,390 issued to Effrosini Karayiannis, et al. Assigned to Harman International, Stamford.

Noise detection and noise reduction. Patent no. 10,789,967 issued to Dong Yang, et al. Assigned to Harman International, Stamford.

Printer having a separated printhead array. Patent no.

10,786,943 issued to Barry Mandel, et al. Assigned to Xerox Corp., Norwalk.

Regularities and trends discovery in a flow of business documents. Patent no. 10,789,281 issued to Denys Proux, et al. Assigned to Xerox Corp., Norwalk.

System and device for attenuating curl in substrates printed by inkjet printers. Patent no.

10,787,002 issued to Chu-Heng Liu, et al. Assigned to Xerox Corp., Norwalk.

Systems and methods for managing one or more incomplete jobs in a multifunction device.

Patent no. 10,789,029 issued to Muralidaran Krishnasamy, et al.

Assigned to Xerox Corp., Norwalk.

System for identification and control of z-axis printhead position in a three-dimensional object printer. Patent no.

10,791,245 issued to Howard Mizes, et al. Assigned to Xerox Corp., Norwalk.

Vector pattern macro gloss. Patent no. 10,791,241 issued to Edward Chapman, et al. Assigned to Xerox Corp., Norwalk.

LEGAL NOTICES Kome Find Me LLC, date of filing Articles of Organization with Sec. of State on 7/27/20. LLC located in Westchester Cty. Sec. of State designated as agent of LLC upon whom process against may be served. The Sec. of State shall mail copy of any process against the LLC served upon him or her to: 100 Fisher Avenue, White Plains, NY 10602. Purpose: any lawful activity. #62637 NOTICE OF FORMATION OF LOS JONES ENTERPRISES LLC. Arts. Of Org. filed with SSNY on 8/19/20. Offc. loc: WESTCHESTER Cty. SSNY desig. agent upon whom process against it may be served. SSNY shall mail a copy of any process against the LLC to 239 Sheridan Ave, Mt. Vernon, NY 10552.

Purpose: any lawful activity. #62638 NOTICE OF FORMATION OF ONLY ONY REAL ESTATE LLC. Arts. Of Org. filed with SSNY on 8/19/20. Offc. loc: WESTCHESTER Cty. SSNY desig. agent upon whom process against it may be served. SSNY shall mail a copy of any process against the LLC to 239 Sheridan Ave, Mt. Vernon, NY 10552.

Purpose: any lawful activity. #62639 One HealthIT LLC. Art. of Org. filed with the SSNY on 8/20/2020. Office: Westchester County.SSNY designated as agent of the LLC upon whom process against it may be served.

SSNY shall mail copy of process to the LLC, 62 Congress Street, New Rochelle, NY 10801. Purpose: Any lawful purpose. #62640 130 W Third Mount Vernon LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 8/20/2020. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 279 Franklin Ave, Apt A, Mount Vernon, NY 10553. General Purpose. #62641 303 Design Consultants LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 8/12/2020. Cty: Westchester.

SSNY desig. as agent upon whom process against may be served & shall mail process to 303 East 57th St., Apt. 21J, New York, NY 10022. General Purpose. #62642 Foundation RX Bedford LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 7/9/2020. Cty: Westchester.

SSNY desig. as agent upon whom process against may be served & shall mail process to 80 Business Park Dr., Ste. 308 Armonk, NY 10504.

General Purpose. #62643

112 North Chatsworth, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 8/3/2020. Cty: Westchester.

SSNY desig. as agent upon whom process against may be served & shall mail process to 495 New Rochelle Rd., Bronxville, NY 10708.

General Purpose. #62644 Grandview Land Services LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 3/18/2020. Cty: Westchester.

SSNY desig. as agent upon whom process against may be served & shall mail process to c/o Grossman & Gardner, 17 Elm Pl., Rye, NY 10580. General Purpose. #62645 Notice of Formation of a NY Limited Liability Company.

Name: Mind at Ease LLC. Articles of Organization filing date with Secretary of State (SSNY) was June 22, 2020.

Office location: Westchester County. SSNY has been designated as agent of LLC upon whom process against it may be served and SSNY shall mail copy of process to. Michael A Figueroa 125 Claremont Avenue Mount Vernon, New York 10550.

Purpose is to engage in any and all business activities permitted under NYS laws. #62646 Notice of formation of Dominique Brienne, LLC Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 8/06/2020 . Office in Westchester County.

SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: 151 Lorraine Ave. Mount Vernon, NY 10553.

Purpose: any lawful purpose. #62647 Notice of Formation of 401 Pea Pond Road, LLC, a domestic Limited Liability Company (LLC). Articles of Organization filed with the Secretary of State of NY (SSNY) on 06/26/2020.

NY Office location: WESTCHESTER County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of any process against the LLC served upon him/her to The LLC, c/o Cassin & Cassin, LLP, 2900 Westchester Avenue, Suite 402, Purchase, New York 10577. Purpose: Any lawful act or activity. #62648

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: TnT Capital Holdings, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 08/13/20. Office location: Westchester County.

SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 499 North Broadway White Plains New York 10603, principal business location of the LLC. Purpose: any lawful business activity. #62649 Notice of Formation of Fresh Beginnings Yonkers, LLC Art. of Org. filed with SSNY on 8/31/20. Office Location: Westchester Cty. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 22 Peach St, Nanuet, NY 10965.

Purpose: any lawful purpose. #62650 Notice of Formation of Law Office of Frances E. Vazquez, PLLC, a domestic Professional Limited Liability Company (PLLC). Articles of Organization filed with the Secretary of State of NY (SSNY) on 08/20/2020.

Office location: Westchester County. Principal business location: 75 S. Broadway, Suite 4-3982, White Plains, New York 10601. SSNY is designed as agent upon whom process against the PLLC may be served. SSNY shall mail a copy of any process served against the PLLC to c/o Frances E. Vazquez, 75 S. Broadway, Suite 4-3982, White Plains, New York 10601. Purpose: the practice of law. #62651 Notice of Formation of Genesis Realty Associates LLC, Art. Of Org. filed with Secy of State of NY (SSNY) on 09/01/2020. Office location: Westchester Cty. Princ.

Office of LLC: 14 Sunnyside Dr. 2nd fl, Yonkers, NY 10705. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC at the address of its princ. office.

Purpose: any lawful activity. #62652 Notice of Formation of Student Lending Group, LLC, Art. Of Org. filed with SSNY on 8/28/2020. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 3151 Stoney St. Mohegan Lake., NY 10547. Purpose: any lawful purpose. #62653

Name of LLC: Boutique of Balanced Wellness, LLC. Date of filing Art. of Org. with DOS: 6/26/20. Location of LLC: Westchester County.

Agent: Boutique of Balanced Wellness,LLC PO Box 114, Mount Vernon, NY 10552, upon whom process against it may be served. Business Purpose: health and wellness #62654

Notice of Formation of Fresh Beginnings Enterprises, LLC Art. of Org. filed with SSNY on 9/11/20. Office Location: Westchester Cty. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 22 Peach St, Nanuet, NY 10965.

Purpose: any lawful purpose. #62659

NOTICE OF FORMATION of Limited Liability Company GUARDXPRO, LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on September 2nd, 2020.

Office location Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC at 925 Saw Mill River Road, Yonkers, NY 10710.

Purpose: For any lawful purpose. #62655

Notice of formation of The Slagar Group LLC. Arts of Org. filed with Secy. of State of NY (SSNY) on 08/28/2020. Office location: Westchester Cty. SSNY designated agent upon whom process may be served and shall mail copy of process against LLC to 19 Hissarlik Way, Bedford, NY 10506. Purpose: any lawful purpose. #62661

Notice of Formation of Simply Sweet by Cindy, LLC Art. Of Org. filed with SSNY on 4/10/2020. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 800 Westchester Ave, Ste S-602, Rye Brook, NY 10573.

Purpose: any lawful purpose. #62656 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: EMERALD SUNSET PUBLISHING, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 06/10/2020. Office location: Westchester County.

SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: EMERALD SUNSET PUBLISHING LLC C/O LAYLA QAABIDH, 1853 Central Park Avenue, Yonkers, NY 10710, principal business location of the LLC. Purpose: any lawful business activity. #62657 Notice of Formation of YNGC Enterprises LLC Art. Of Org. filed with SSNY on 9/11/2020. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 215 E Gun Hill Rd, Apt # 6L, Bronx, NY 10467. Purpose: any lawful purpose. #62658

Name of LLC: Royal Towing, LLC. Arts. of Org. filed NY Sec. of State 07/21/2020.

Princ. off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, c/o United States Corporation Agents, Inc., 7014 13th Ave., BK, NY 11228.

Purpose: any lawful activity. #62662

Notice of Application for Authority to do business in New York of COMBO NATION LLC (ìLLCî). Application for Authority filed with the Secretary of State (ìSSNYî) 7/29/2020. The LLC formed in WYOMING (ìWYî) on 2/19/2020. Office location is Westchester County.

SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of such process to the LLC Registered Agents, Inc., 30 N Gould St, Ste R, Sheridan, WY 82801. Office address in WY is Registered Agents, Inc., 30 N Gould St, Ste R, Sheridan, WY 82801.

Copies of Certificate of Organization of LLC are on file and may be obtained from the Secretary of State of WY, Herschler Bldg. East, Ste. 100 & 101 Cheyenne, WY 82002. Purpose of business of LLC is any lawful act or activity. #62663 Notice of Formation of Collective Travel LLC Art. Of Org. filed with SSNY on 6/13/20. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 177A Main Street #145, New Rochelle NY 10805. Purpose: any lawful purpose. #62664

THE ANNUAL RETURN OF THE LOOKOUT FUND, INC. for the calendar year ended December 31, 2019 is available at its principal office located at 800 Westchester Avenue, Suite S-618, Rye Brook, NY 10573-1373 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the Foundation is RUSSELL J. HANDELMAN. #62666 Peak Balance LLC. Filed 4/22/20 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 122 East 42nd Street, Suite 1507, New York, NY 10168 Purpose: All lawful #62667 Sharon Fox LLC Filed 4/16/20 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 21 Eton Road, Scarsdale, NY 10583 Purpose: All lawful #62668 Nine Nelson Street Realty LLC, Arts of Org. filed with Sec. of State of NY (SSNY) on 08/17/2020. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 84 Greenwood Ln., Valhalla, NY 10595. General Purpose #62669

113 Capital ñ 609 Saw Mill River Road LLC ñArt of Org. filed with Secy. of State of NY (SSNY) on 09/23/2020. Office loc. Westchester County. SSNY designated as agent upon whom process against LLC may be served and shall mail copy of any process to the LLC, 11 Edwards Court, Bedford Corners, NY, 10549. Duration is perpetual. Purpose of LLC: all lawful activities #62665

Sealed bids will be received as set forth in Instructions to Bidders (https://www.dot.ny.gov/bidsand-lettings/construction-contractors/important-info) until 10:30 A.M. on Thursday, November 05, 2020 at the NYSDOT, Contract Management Bureau, 50 Wolf Rd, 1st Floor, Suite 1CM, Albany, NY 12232 and will be publicly opened and read. Maps, Plans and Specifications may be seen at Electronic documents and Amendments which are posted to www.dot.ny.gov/doing-business/ opportunities/const-notices.

The New York State Department of Transportation, in accordance with the Title VI of the Civil Rights Act of 1964, 78 Stat. 252, 42 U.S.C. 2000d to 2000d-4 and Title 49, Code of Federal Regulations, Department of Transportation, Subtitle A, Office the Secretary, Part 21, Nondiscrimination in Federally-assisted programs of the Department of Transportation and Title 23 Code of Federal Regulations, Part 200, Title IV Program and Related Statutes, as amended, issued pursuant to such Act, hereby notifies all who respond to a written Department solicitation, request for proposal or invitation for bid that it will affirmatively insure that in any contract entered into pursuant to this advertisement, disadvantaged business enterprises will be afforded full opportunity to submit bids in response to this invitation and will not be discriminated against on the grounds of race, color, national origin, sex, age, disability/handicap and income status in consideration for an award.

Please call (518)457-2124 if a reasonable accommodation is needed to participate in the letting.

Region 08: New York State Department of Transportation 4 Burnett Blvd., Poughkeepsie, NY, 12603 D264324, PIN 881368, FA Proj Z510-8813-683, Westchester Co., Bridge Rehab: Four Bridges in City of Yonkers, Village of Elmsford, Towns of Greenburgh and Mount Pleasant, Bid Deposit: 5% of Bid (~ $1,500,000.00), Goals: DBE: 10.00%

FCBJ

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