Issue 3

Publisher’s Note

Welcome home; it’s a phrase that resonates deeply, and it’s not just limited to a doormat.

A well-manicured landscape can make a house truly sing “Welcome home” in a way that’s both inviting and reflective of the people who live inside.

In fact, the exterior of a house, including its landscaping, can reveal a lot about its occupants - is it neat and tidy, warm and homely, ornamental and elegant, or expensive and luxurious?

“ A WELL-MANICURED LANDSCAPE CAN MAKE A HOUSE TRULY SING “WELCOME HOME” IN A WAY THAT’S BOTH INVITING AND REFLECTIVE OF THE PEOPLE WHO LIVE INSIDE. ”

In this issue, we’re excited to share advice from a seasoned landscaper, offering valuable insights and tips to help you enhance your outdoor space, and as we look to the future, we’re planning to expand even further with a special issue dedicated to outdoor living - think patios, decks, outdoor kitchens, and more!

Thank you for reading, and we hope you enjoy this issue as much as we do. We’re confident you’ll find inspiration and guidance to help you create a beautiful and welcoming outdoor space that perfectly complements your home.

Jacob Surkis Founder & Publisher THE NYGC MAGAZINE

CONSUMER FEEDBACK INBOX

Glass Cullet

Additional uses

In ref to “Fiberglass Insulation”, Issue #2

Dear Editor,

It was very eye-opening to read the past month’s “Production Line” article with all the fascinating details of how the insulation matariel is made.

I saw the offer regarding free glass cullet from Rockland Green, and I wanted to mention some more uses for the recycled glass pieces.

It can be used as either a base or surface coat- mixed with asphaltfor roadways, as an additive to clay for brick-making, as a fill for moisture drainage/water filtering, or as utility bedding around underground pipelines and cables (-since it’s easier to work with than sand, when wet).

It can also be used to make pressed glass, mosaic tiles and synthetic marble.

Although most of these uses may not apply to the average layperson, I hope they come in handy to some of you out there!

MARKET INSIGHTS:

THE BANKER SPEAKS

Real Estate & Mortgage Guidance

by:

The Renovation Loan Process

and Why You May Choose to Get One

In today’s low inventory and highly competitive real estate market, finding your perfect home can be a challenge.

Getting a renovation loan can expand the market’s current limited inventory by allowing you to include the cost of potential repairs and improvements in the mortgage. For example, if you need a 4-bedroom 2-bathroom house but only 3-bedroom 1-bathroom homes are available, you can use a renovation loan to add additional bedrooms and bathrooms!

Top three things to know about renovation loans:

1. The cost of purchasing the property and the cost of the renovations are combined into one monthly payment.

2. Contractors and the cost of the remodel is determined before the loan closing.

3. The home will be appraised assuming the renovation is complete.

Which type of loan to take out is determined based on what work needs or wants to be done on the property; the down payment, if square footage, will be added among a few.

The most common types of renovation loans are:

• The FHA 203(k) for primary residences,

• Fannie Mae HomeStyle or Freddie Mac Choice Renovation for conventional borrowers,

• VA Renovation loans for Veteran borrowers,

• Jumbo renovation for primary occupancy,

• Traditional refinance for home improvements,

• and HELOC loans based on the amount of equity you have in your current home.

Construction Cleaning,

Get your new house cleaned to the highest standards, Our experienced team will clean every inch of your space, so you can enjoy moving in to your fresh home!

“Using a renovation loan can expand your options by including the cost of potential repairs and improvements into the mortgage.”

Common Misconceptions

They take too long from start to finish.

They can only be used on homes that are a complete gut job.

They’re only for buyers who have bad credit or low income.

Reality vs.

In reality, the average turn time is 45-60 days!

Actually, the average renovation project is only $30-$40K.

Records show that the average FICO score in Renovation Loan users is 700 and the average buyer income is $80K+.

The process for these types of loans is basically the same as non-renovation loans. Except with a renovation loan, at the time of application, a licensed contractor must be chosen, and a decision is needed on what renovations will be done post-closing. It is especially important to choose a lender that has vast experience in these types of loans because there is a whole other layer of processing that needs to be done. Without an experienced lender, your deal can quickly fall apart.

Just like a non-renovation transaction, at closing, the seller is paid the sale proceeds, the real estate agents are paid their commissions, and the buyer takes ownership of the home. The renovation portion of the loan gets put into an escrow account in the buyer’s name. As work gets completed post-

closing, inspections are done, and draws are paid out to the contractor.

Once the renovation is complete, you can enjoy your new home with your special touches and only have one mortgage payment to make each month.

In the coming months, there will be more in-depth articles to further our reader’s knowledge of renovation loans.

Michael Galanti is a Branch Manager and Renovation Specialist with the Guaranteed Rate Paramus Team, located at 61 S. Paramus Rd. Suite 265 in Paramus, NJ. NMLS# 247262

For more personalized guidance reach out to Michael and his team at:

HOW’S BUSINESS?

REFRESH WITH SHIMMY

COLD VS WARM - TURF

EXPLORING THE LANDSCAPING INDUSTRY

THE BEGINNING

From an early age, I was immersed in the landscape industry thanks to my brother and brother-in-law, who founded BH Landscaping, now a prominent company in Rockland County. As a child, I tagged along on their work outings, a pastime that continued into my teenage years. Initially, it was simply a way to occupy my time and have fun. Although I occasionally pitched in, I never envisioned myself entering the business world.

My first formal job was as a cashier at a local Pizza Cafe, but unforeseen issues led me to seek new opportunities. That’s when I was offered a position as the Lawn Care Maintenance Manager at BH Landscaping, and from that moment on, I was captivated. I found myself deeply engaged in the industry and never looked back.

Fast forward to today, and I now reside in the Tampa, Florida region, where I’ve established my own lawn care and landscape company, Refresh Lawn Care. With the grace of G-D, we recently celebrated our third year in operation, marking a significant milestone in our journey.

I now reside in the Tampa, Florida region, where I’ve established my own lawn care and landscape company, Refresh Lawn Care.

In an official capacity, I’ve amassed 8 years of professional experience, starting from my interactions with our initial customers. However, as I mentioned earlier, my involvement in the industry dates back to my early years, providing me with a lifetime of exposure and insights

We specialize in a comprehensive range of services for both residential and commercial clients, encompassing landscape installations and ongoing maintenance. Our offerings extend far beyond the basics of grass and tree care, encompassing fertilization, lawn pest control, landscape irrigation, and lighting solutions. Additionally, we excel in crafting inviting outdoor spaces with hardscape features such as patios and walkways. However, while we’re continuously expanding our offerings, pool services remain outside our current scope (for now).

THE GRASS GETS GREENER

When comparing landscape materials between New York and Florida, the differences are strikingly apparent. While the absence of palm trees upon landing at JFK is immediately noticeable, more surprising distinctions emerge upon closer

inspection.

Despite Florida’s lush tropical environment, the limited variety of maple and oak trees pales in comparison to the diverse array found up north. Species like red plum trees and red Japanese maples, as well as iconic weeping willows, which grace many New York landscapes, are conspicuously absent in Florida.

Beyond trees, the disparity extends to grass types, where the distinctions are equally pronounced. Northern cold-season grasses, predominantly variants of rye grass, contrast sharply with the assortment of warm-season grasses prevalent in the South. Each grass variety in Florida serves distinct purposes, ranging from enhancing golf courses to residential lawns and open pastures. In essence, warm-season turf thrives in heat and drought conditions, albeit with limitations, while cold-season turf requires a period of cold weather for growth, making it unsuitable for Florida’s climate. While technically feasible, growing rye grass in Florida necessitates treating it as an annual grass due to its inability to survive the state’s warm temperatures year-round.

A warm-turf lawn in Florida

FEATS & FACTS

A SNAKE ON THE JOB

Encountering a cottonmouth snake one day, presented a unique challenge - especially since it was in a residential area where children play. Due to safety concerns, we couldn’t simply release it into the wild and had to figure out how to get rid of it.

Indeed, while snakes are not uncommon in New York, their presence is even more prevalent in tropical regions like Florida, making it an element to reckon with in the landscaping business.

In New York, fall keeps landscapers busy with the arduous task of clearing leaf piles. Conversely, Florida’s gradual leaf-shedding process extends into early spring, making cleanup more manageable for landscapers as new growth emerges.

The natural elevation found in New York landscapes offers a distinct advantage, allowing for the creation of breathtaking designs that capitalize on the varied terrain.

Most warm-season turf varieties possess what are known as runners, which intricately weave and intertwine with each other. Along these runners, rhizomes emerge every few inches, giving rise to two blades of grass, contributing to the dense and lush appearance characteristic of these grasses.

Palm trees are actually in the botanical monocot family which includes grasses. They are closer to grasses than trees!

Warm-season turf varieties like St. Augustine are notably thicker and denser compared to other warm-season counterparts. This density results in a higher crown, though it may not yield the same crisp lines as softer grasses.

Cold-season turf, characterized by its fine blades, possesses a unique ability to bend easily and align itself in the direction of mowing. This trait contributes to the creation of fine, distinct lines that are visually appealing and enhance the overall aesthetic of the lawn.

In addition, the runners on cold season turf - if left uncut - would eventually grow onto the walkways and take it over. That characteristic creates a beautiful edge on properly maintained lawns.

IRRIGATION & UPKEEP

In my experience, irrigation systems share many similarities between New York and Florida, albeit with varying code requirements. While I personally rely on licensed professionals for installation, the most notable differences emerge in system design and functionality.

In New York, where properties often feature slopes, irrigation systems necessitate meticulous planning, often requiring systems to be divided into small zones to ensure comprehensive coverage. Conversely, properties in Florida typically boast flatter terrain. Here, the primary concern revolves around water conservation, especially given the recurring drought challenges faced in recent years.

Despite these regional distinctions, the overarching goal remains consistent: to design and implement irrigation systems that optimize water usage and promote healthy landscapes.

Our industry is inherently intertwined with nature, yet it’s crucial to recognize that without human intervention, our landscapes wouldn’t resemble the lush lawns and vibrant gardens we enjoy. Thanks to the collective efforts of scientists, farmers, growers, and landscapers, we’ve mastered the art of harmonizing with nature to craft stunning outdoor spaces

CONCLUSION

It’s crucial to emphasize the importance of thinking long-term when creating a beautiful landscape. While clients may initially feel their space lacks fullness or something is missing, it’s essential to resist the urge to overcrowd the area. Providing adequate space for plants to mature and thrive is akin to nurturing any living organism—it requires the right environment and ample room for growth.

Professional landscapers and landscape designers possess the expertise to understand the unique characteristics of each plant, ensuring they are placed and cared for optimally. It’s immensely gratifying when, after a couple of seasons, clients express appreciation for the vision we had and the trust they placed in our expertise.

Above all, I always remind clients that a stunning lawn is a reflection of their love for their outdoor space. While professionals can maintain the lawn, infusing it with personal care and attention is what truly makes it flourish!

on the Production Line

HOW

SOD

is made.

Having a healthy, green lawn surrounding your home has become a symbol of modern aesthetic. Not only does it enhance beauty, but it greatly increases your home and property value!

But how can the average homeowner get that perfect picture without breaking their back?

The easiest way to get there is by using sod!

It may seem effortless and even magical, but a lot of hard work goes into creating the perfect sod before it gets installed in your yard.

Turn the page to find out how it’s made!

Sod farms are specialized agricultural establishments that grow and harvest pre-grown grass, also known as instant lawns. These farms cultivate and nurture turfgrass varieties on large tracts of land, allowing them to provide ready-to-use, fully established lawns for residential, commercial, and recreational purposes.

WHAT IS SOD?

Sod refers to both the ground or soil base and the grass blades and roots growing on top of that soil base.

Although sod in its modern form is relatively new, naturally occurring sods and grasses have inhabited and supported life cycles worldwide since way back in time. Historically, naturally occurring sod was used in establishments for feeding livestock, as well as for building turf houses in Iceland by Vikings.

Only later did it start its course as a plant used for aesthetic purposes, being used on large European royal and wealthy estates.

Sod for aesthetic purposes was cultivated differently than those used for practical purposes in small villages in towns. It was brought over to the US by early European settlers and became very popular in the mid-1900s.

With sod, - unlike grass seeding- a sod farmer does the growing for you. Today’s harvested sod consists of mature grass and a soil layer held together by netting or severed grass roots. They’re sold in rug-like rolls ready to be unfurled for instant beauty!

THE PROCESS

Site Prep

Seeding

Harvesting

Selling & Transport Installation

Delivery

Step 1

SITE PREP

It all begins with the right growing conditions. Sod farms have work to do before they even plant the grass seed. The soil is loosened by tilling, to allow better water and oxygen flow as well as letting the roots grow easily. Any rocks and debris are removed, and the soil is mixed with nutrient-rich compost to ensure optimal growth.

Step 3

IRRIGATION & MAINTENANCE

This is where the hard work comes in. Sod farms have special systems established for proper fertilization, precise watering, pest control, mowing and weeding.

Sod, unlike traditional grass lawns, goes through the additional stress of being uprooted and transplanted, therefore good fertilizer is constantly applied, in small increments, to aid in future recovery.

Step 2

SEEDING

Once the soil is ready, it’s seeding time! Sod farms typically use a mix of high-quality grass seed, and the seed is spread using special machinery. It can then take up to two years before the sod is ready to harvest. Quality grass needs time to let it grow thick and healthy.

Step 4

HARVESTING

When the sod is ready, it is harvested using a very unique machine. This specially designed machinery lifts strips of sod out of the ground - with a few inches of soil and roots still attached - and rolls them up into tidy rolls.

Step 5

PALLETIZING

DID YOU KNOW?

The best time of day for sod to be harvested is pre-dawn so that the truck can be fully loaded and ready before the sun comes up!

Harvested sod is a highly perishable commodityespecially in the heat of the summer- and therefore needs to be installed as soon as possiblepreferably within 24 hours from harvesting.

In the winter the sodpallet’s life is slightly lengthier with it being able to survive for up to a week.

Rolls of ready sod are piled onto pallets ready to be transported.

Step 7

SELLING & TRANSPORT

Each entire pallet is picked up and transported off the field via a forklift. After that, they are all loaded onto trucks and are ready to be delivered. The sod is sold to local landscapers, installers and homeowners.

Step 8

DELIVERY

The pallets of sod are delivered onsite by the sod farm’s truck. There, the appropriate amount of Sod is unloaded and then it’s ready to be installed!

Step 9

INSTALLATION

(The ground is prepped several days before the expected delivery, to establish a good base for the new sod.

Any old grass needs to be killed before prepping, otherwise, wild grass will end up growing through the sod.)

Once the sod is delivered to the home site, the ground is fully leveled and the sod is unrolled and spread evenly over the entire intended area.

...and voila - instant lawn!

DID YOU KNOW?

It takes about 5 to 15 days for newly installed sod to root in the summer and 20 to 30 days in the winter.

* For commercial, sod is done in bigger rolls and installed with a machine.

Although the hard work is done, sod lawns do need regular maintenance - especially in the first six weeks after installation. This includes watering, fertilizing and mowing.

(Sod installed in the winter will only need care once it comes out of dormancy in the Spring.)

How To

DIY Wood Garden Steps

Give yourself an easy way of accessing hard to reach spots where the going gets steep, or just use these aesthetically pleasing garden steps to add some pop to your yard.

TOOLS & MATERIALS

o shovel

o sledgehammer

o tamper

o utility knife

o chop saw or circular saw

o drill and 1/2” and 3/8” bits

o hammer

o measuring tape

o level

o safety glasses & ear protection

o 4x4 x 8’ pressure-treated wood posts (one per step)

o (2) 24” pieces of rebar per step

o (2) #3/8 x 8” galvanized steel spike nails per step

o (2) #3/8 x 6” galvanized steel spike nails per step

o pea gravel

o landscape fabric

Tips before starting:

• For best results use pressure-treated wood.

NOTES

• If you want the stairs painted or stained- do that before assembling.

STEP 2: GRADE AREA

STEP 1: EXCAVATE AREA

Remove any large rocks or the current steps using a shovel and sledgehammer as needed. Make sure to wear eye protection.

Flatten out the area where each step will be located using a shovel, and tamp down with a hand tamper to level it out. As you do this, keep in mind each step will be around 4 inches high or the width of your post at a minimum.

STEP 3: CUT POSTS

Measure, mark, and cut each post into three pieces: one at 30 inches for the front of the step and two at 19 inches for the sides.

STEP 4: ASSEMBLE POSTS

Use a 3/8-inch drill bit to drill pilot holes to insert the spikes that will connect the sides to the front. You do not need to drill all the way into the side pieces, just through the front piece. Use a hammer to insert the 6-inch spikes into the pilot holes to attach three post pieces together, creating the step’s frame. Repeat the process as needed to build more steps.

STEP 5: POSITION BOTTOM STEP

Starting with the bottom step, place it in the desired position and level it with dirt or stones. Use a level to check that it is even.

STEP 6: SECURE FRAME PLACEMENT

Pre-drill 1/2-inch holes centered on each side of the step, then hammer in a 24-inch rebar into those holes. The rebar will hold the steps in place and prevent them from moving.

STEP 7: SECURE STEPS TOGETHER

Place and level the next step frame on the one below it. To secure the two steps together, use a 3/8-inch bit to pre-drill a pilot hole through both steps where they meet. Hammer in 8-inch spikes through the top of the step and into the one below it. Repeat this process until each step is installed and securely fastened to the step below it.

STEP 8: LAY WEED BLOCK

Cut landscape fabric or weed block material using scissors or a utility knife to fit within each frame and then lay it in place.

STEP 9: FILL WITH GRAVEL. Add pea gravel on top of the weed block material and level out by hand.

...AND FINALLY, ENJOY YOUR BRAND NEW STAIRCASE!

Design Architecture +

The way we design our living spaces has a profound impact on our day-to-day lives.

Join us in exploring different trends and issues in today’s Architectural Design Field, and how the world has evolved in architectural design throughout the ages!

Contributed

by:

Silverlock Design Group

Art of Mastering the

LANDSCAPING

The Role of Landscape Architects in Creating Outdoor Masterpieces.

Landscaping is more than just arranging plants and rocks; it’s about crafting outdoor spaces that inspire, delight, and function seamlessly with their surroundings. Behind every stunning garden, park, or urban plaza, there’s often a skilled landscape architect who brings together art, science, and nature to create landscapes that are both beautiful and functional.

The Evolution of Landscaping

From ancient gardens like the Hanging Gardens of Babylon to the formal gardens of Versailles, landscaping has been an integral part of human civilization for millennia.

Over time, landscaping has evolved from purely functional purposes, such as food production and defense, to include aesthetic and

recreational elements. Today, landscaping encompasses a wide range of practices, from residential garden design to large-scale urban planning projects.

Louis XV’s private gardens at the Trianon in Versailles, France dating back to nearly 300 years ago.

What is Landscape Architecture?

Landscape architecture is a multidisciplinary field that combines elements of art, architecture, ecology, and urban planning to create outdoor spaces that are both visually appealing and environmentally sustainable. Landscape architects are trained professionals who possess expertise in site analysis, design principles, plant selection, construction techniques, and project management. They work closely with clients, stakeholders, and other design professionals to translate ideas into reality.

Landscape Architects play a pivotal role in the design, planning, and management of outdoor spaces. They collaborate with clients to understand their needs, preferences, and budget constraints, then develop creative and innovative design solutions that meet those requirements. Landscape architects also consider factors such as site topography, soil conditions, climate, and local regulations to ensure that their designs are both functional and environmentally sustainable.

The Design Process

It typically begins with a thorough site analysis during which landscape architects assess the site’s

existing conditions and identify opportunities and constraints. They, then, develop conceptual designs that outline the overall vision and layout of the project. Landscape architects also prepare detailed construction drawings and specifications to guide the implementation of the project.

Residential Vs. Commercial

Landscaping for a residential home can encompass various elements like plants, trees, pathways, lighting, and flowers that can be planted in a specific color or pattern to give the house a designer look. Larger projects can include patios with beautiful outdoor furniture, pergolas and even swimming pools.

Pink Sakura Trees along the Meguro River in Japan

Tulip garden in Holland

Nong Nooch Botanical Garden in Thailand

For commercial projects, the design of the landscape will entail bigger portions of land specifically planned for playgrounds, sports fields or huge areas of vegetation designated for large groups of people to enjoy the beauty of the outdoors in a safe but stunning way.

Sustainability

In an era of climate change and environmental degradation, sustainable landscaping practices have become increasingly important.

Landscape architects integrate principles of sustainability into their designs by selecting native plants, minimizing water usage, promoting biodiversity, and incorporating green infrastructure elements such as rain gardens and bioswales.

By designing landscapes that are resilient and ecologically responsible, landscape architects help mitigate the impacts of urbanization and climate change on the natural environment.

Lasting Impact

Landscaping Projects From iconic public parks like Central Park in New York City to innovative rooftop gardens and urban plazas, landscape architects have been instrumental in shaping some of the world’s most beloved outdoor spaces.

By studying these works of art, we can see and acknowledge that landscape architects have transformed urban environments, revitalized communities, and enhanced quality of life by bringing their thoughtful and visionary designs out for mankind to enjoy.

Conclusion

Landscaping is a dynamic and multifaceted field that combines artistry, science, and environmental stewardship to create outdoor spaces that enrich our lives. Landscape architects play a vital role in this process, bringing creativity, expertise, and a passion for sustainability to every project they undertake. In today’s world of constant urbanization, and climate change the work of landscape architects is more important than ever in shaping a more livable and resilient world!

....magical landscapes in Dubai’sMiracleGarden

Dubbed the world’s largest natural flower garden, this surreal collection, in the heart of the desert, is an immense inspiration for today’s landscape architects.

The Alley of Hearts

With thousands of flowers engraved to form each heart, the Hearts Passage is one of the most sought-after attractions at the Miracle Garden.

The Floral Clock

The design on this enormous clock display gets changed periodically based on the season.

MORE TO KNOW

• The garden features 150 million flowers in 120 different varieties!

• The dessert wonderland was made possible by using treated wastewater through a drip irrigation method. It is only watered after it closes at night and gets an average of 200,000 gallons of water per day!

• The Dubai Miracle Garden broke several Guinness World Records since 2013 including the world’s biggest flower structure in the shape of an Airbus A380, and the tallest supported topiary sculpture in the shape of a Mickey Mouse!

An Aerial View of the Entire Garden

A Paradise intheMaking

Let’s take a glimpse into this landscape project!

Another job well done by Silverlock Design Group.

The Starting Point

Set to be completed by this summer, this multilevel project includes a pergola and sauna among other features, nestled in the lush surroundings of perfect expanses of grass, fresh green trees and floral patches.

It started as a bunch of magnificently designed renderings and is quickly coming to life!

“Just as you wouldn’t expect a child to perform like an adult, you shouldn’t expect your landscape to be pictureperfect every day.”

As someone who has spent a significant amount of time in the landscaping industry, I’d like to share a valuable insight with you. Just like humans, your landscape has its ups and downs, and it’s essential to understand that it’s a living, breathing entity that requires care and attention. Even during the peak summer months, your landscape will have its moments of imperfection, just as we do on our bad days. The beauty of landscaping lies in its dynamic nature, and it’s crucial to approach it as a process that requires ongoing maintenance and nurturing.

Just as you wouldn’t expect a child to perform like an adult, you shouldn’t expect your landscape to be picture-perfect every day. By embracing this mindset, you’ll reduce frustration and enjoy a more satisfying experience with your landscaper. Remember, your landscape is alive; give it patience, care, and attention and it will thrive.

- Jacob Surkis