Fall Home Improvement Guide – The Coastland Times

WEDNESDAY, OCT. 31, 2018

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THE COASTLAND TIMES

HOME IMPROVEMENT A SPECIAL SUPPLEMENT TO THE COASTLAND TIMES

Glossary of home Hiring home maintenance help improvement terms Before you nail down your next home improvement project, it may help to learn a bit of the lingo used. These common terms and definitions may help you avoid miscommunication with your contractor.

Allowance - A specific dollar amount allocated by a contractor for specified items in a contract for which brand, model number, color, size or other detail is not yet known.

Bid - A proposal to do work for a certain amount of money, based on plans and specifications for the project.

Building Permit - A document issued by a governing authority, such as a building department, granting permission to undertake a construction project.

Call–back - An informal term for a return visit made by a contractor to repair or replace items the home owner has found to be unsatisfactory or that require service under the warranty.

Certified Graduate Remodelor - CGR is a professional certification program offered through the National Association of Home Builders NAHB Remodelors Council. To attain the CGR designation, a remodeler must take a specified number of continuing education courses and must comply with a strict code of ethics.

Change Order - Written authorization to the contractor to make a change or addition to the work described in the original contract. The change order should reflect any changes in cost.

Cost–plus Contract - A contract between a contractor and

homeowner based on the accrued cost of labor and materials plus a percentage for profit and overhead.

Also known as a time-and-materials contract.

Draw - A designated payment that is “drawn” from the total project budget to pay for services completed to date. A draw schedule typically is established in the contract.

Lien Release - A document that voids the legal right of a contractor, subcontractor or supplier to place a lien against your property. A lien release assures you that the remodeler has paid subcontractors and suppliers in full for labor and materials.

Mechanic’s Lien - A lien obtained by an unpaid subcontractor or supplier through the courts. When enforced, real property (such as your home) can be sold to pay the subcontractor or supplier.

Plans and Specifications Drawings for the project and a detailed list or description of the known products, materials, quantities and finishes to be used in the project.

Punch List - A list of items of work to be completed or corrected by the contractor, typically near or at the end of a project.

Subcontractor - A person or company hired directly by the contractor to perform specialized work at the job site. Sometimes referred to as a trade contractor.

Information provided by the National Association of Home Builders NAHB Remodelors Council and the Outer Banks Home Builders Association at 105 W. Airstrip Road in Kill Devil Hills.

SEA COUNTRY HOMES OBX PHOTO

Brien Green with Sea Country Homes OBX, LLC in Kill Devil Hills, makes repairs to a home with extensive water damage. Consider your own abilities related to the skills needed for the job to help determine if you can tackle a project or call in outside help.

by Philip S. Ruckle Jr. philip.ruckle@thecoastlandtimes.com

Owning a home can be expensive and a home is a possession that should be cared for. Not taking care of a home can increase those associated homeowner costs.

When charting home maintenance plans there are two basic camps: homeowners can hire a professional or they can do the work themselves. During tight economic times, people often look for ways to save money.

An increasingly popular home maintenance and repair project strategy is to do-it-yourself.

Few if any home improvements pay for themselves, and one study claims homeowners spent an average of $6,649 on home improvements in the last 12 months, so before starting a project, take a moment or two for a little project cost analysis. A DIY project may save you some labor costs as opposed to hiring a professional, unless you have to hire a professional

to come in after your DIY attempts. In either case, an unfinished project sitting idle due to a depleted bank account does not make for a happy family. If you don’t have the necessary cash on hand to complete the project, make sure to research the different ways you can finance it without putting your home at risk.

According to a nationwide HomeAdvisor survey, about half of the homeowners polled See HIRING, 5B

Insurance after a storm: What to do

Storms are a part of life for many Outer Banks residents.

Although some resident may elect to sit to out a weather event while others evacuate, according to the National Association of Insurance Commissioners, if you suffer damages from a weather event there are a number of actions everyone can undertake toward a smoother recovery.

First on the list is to understand what insurance coverage you have, your potential risks, and what to do in the event of significant storm damage.

Chip Phillips, president of Island Insurance in Manteo, suggests making a record of your property and possessions before

anything happens.

“Stand in the middle of each room with your cell phone and do a 360 of everything in the room,” said Phillips. “That way, in the event of a claim, you can say I lost my this, and here it is, or I lost my that and here it is.”

Phillips said he prefers video over photos because you get more details with video, although photos are easier to submit. The important thing is to document everything, whether with photographs or video.

Once a storm passes, our instinct often tells us our next step is to clean everything up. As important as that might be, it is equally important to have an accurate account of any damages

for your insurance company in the event you do fi le a claim. Before removing any debris or belongings, document your losses. Take photos or make a video and then make a list of the damages and any lost items.

After thoroughly documenting any damages, take reasonable steps to avoid further destruction to your home or belongings. This is called mitigation. You can make temporary repairs, such as covering a hole in your roof or boarding up broken windows. Insurance will typically reimburse the cost of these repairs as part of your claim, assuming the original loss was covered. Your company may also reimburse you if you

need to find temporary lodging or storage for your possessions.

Keep a record of all receipts.

“If you must move damaged items to prevent further damage keep them handy,” explained Phillip. “When an adjuster comes, he has to inspect the damage. If you replace shingles that blew off and you throw away the old damaged ones, an adjuster would have grounds to deny the claim because he had no actual damage to inspect.

When people tear out stuff and throw it away, they can’t prove they had any damage.”

Of course, not every disaster results in enough damage for a claim.

A review of your insurance

documents to determine what your deductible is before calling in a claim will help determine if a claim is warranted.

“If two shingles blew off with a $5,000 wind deductible it might not be worth fi ling that claim,” added Phillips. “Know what to expect.”

Once you decide there is a valid claim, you should contact your agent or company as soon as possible. Most insurance companies have a time requirement for reporting any claims and the clock is ticking. Your insurance agent can help you determine what damages are covered, start your claim and in some cases even issue a check to See INSURANCE, 3B

Home Improvement

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THE COASTLAND TIMES

Entry door replacement

by Philip S. Ruckle Jr. philip.ruckle@thecoastlandtimes.com

According to a 2018 HomeAdvisor report, data from a nationwide online survey shows an increasing number of homeowners are choosing to improve their homes rather than move.

Deciding what projects save energy, which in turn saves money, can often help determine the priority of home improvement plans.

High on the list of many home projects is the replacement of a home’s entry door. A key factor here is to determine whether or not the foyer is drafty. If the answer is yes, particularly with winter not far off, a new door will help insulate a home’s interior for the inevitable temperature dips coming. In addition to making your home more comfortable, there would be a monetary gain on utility bills as well as a boost to the structure’s exterior appeal.

Clearly you want to replace a worn, drafty or rotted front door with a stylish new energy-efficient one. Years ago, doors were

primarily wood. Although wood offers a beautiful and classic look, it requires additional maintenance and often does not hold up to the harsh Outer Banks environment.

“A lot of older doors have rotted out or have worn sliders,” said Wes Liverman, owner of K.I.C.Z. Maintenance and Remodeling out of Grandy. “The newer products available help provide some weather resistance and last longer.”

Today’s choice of vinyl, fiberglass or steel offer durability, endurance, security and energy efficiency.

“You’re better off opting to use quality materials,” said John Burgamy, a licensed contractor operating JB Remodeling in Nags Head. “After 20 years, you can look right through a wooden door.”

Liverman and Burgamy both encourage homeowners to go with a material that will last a long time. For example, with the low-maintenance fiberglass doors, an owner can have the classic look of real wood along with a highly energy efficient product

designed to withstand the elements.

Another important component is the hardware used for mounting doors.

“Anything stainless steel will last longer,” added Burgamy. “Otherwise, if it’s near the ocean it will rust.”

Liverman said his crew uses coastal hardware, a product designed for the salt air environment.

If you want the weather to stay outside, a tailored fit is important. While off-the-shelf doors may fit, they could just as easily fall short of all expectations. Unlike consumer-grade doors, which are cut down to fit your needs, professional-class doors are built to your exact measurements for a more secure and energy efficient door. The materials and workmanship that go into custom-made doors often exceed the quality and durability available as ready-mades.

“Cost can be a factor,” explained Burgamy. “A standard replacement door will run around $200. When you add glass the price goes up and you can easily

spend $800 to $1,000 on a door.”

Other things to look for include a door’s energy efficiency. Look for ENERGY STAR certified doors, which have been independently tested and certified to meet strict energy-efficiency standards set by the Environmental Protection Agency. While a new door comes with a price tag, the right choice can help lower your utility bills and ultimately present a return on your investment.

“Windows and doors can gain and lose heat,” said Burgamy. “So that ENERGY STAR rating can save money in the long run.”

Liverman takes it a step further.

“Buying a regular door might seem cheaper,” said Liverman. “But there is more maintenance and painting involved. With a composite or vinyl door, you get that money back in longevity and less maintenance.”

Selecting the right door involves more than just picking a color. Don’t overlook taking into

PHILIP S. RUCKLE JR. PHOTO

Jefferson Glover tightens down bolts on an entryway door deadbolt. It is important to ensure all bolts and screws are tightened down. On wood doors,d tighten main bolts down as tight as possible, but steel or fiberglass door bolts should only be tightened until snug. Then lubricate the locks with an aerosol lubricant and check your keys to make sure they still work.

consideration the current architectural elements of your home, the style and the best material for the environment.

An entry door can do more than just add a pop of color. It can also maintain the overall mood of your home’s exterior.

Heating system prep for cooler weather

by Philip S. Ruckle Jr. philip.ruckle@thecoastlandtimes.com

As the coming days get shorter, it can be a signal for homeowners to start thinking about the cooler weather just around the corner.

Every smart homeowner should know that a little preparation prior to the onset of fall’s cooler weather can mean less wasted energy, a more comfortable home and lower energy bills when winter does hit.

Most modern homes

have some type of integrated heating, ventilation and air conditioning system, often called HVAC, providing its indoor environmental comfort.

All climate-control devices, or systems, have three basic components: a warm or cooled air source, a distribution system capable of moving air to the rooms to be heated or cooled and a way to control and regulate the system, generally a thermostat.

A majority of North American households have

a central furnace to provide heat. Heat pumps are simply two-way air conditioners; during summer months they move heat from the relatively cool indoors to the relatively warm outside. In winter, the system reverses itself with the help of an electrical system, to discharge heat inside the house. Almost all heat pumps use forced warm-air delivery systems to move heated air throughout the house.

According to U.S. government estimates, nearly

half of all heating and cooling equipment in U.S. homes never perform to its advertised capacity and efficiency. One reason is due to incorrect installation, another is from age and some are older systems built before current efficiency standards. Another reason for poor performance is the lack of proper maintenance.

Although all can result in a homeowner spendPHILIP S. RUCKLE JR. PHOTO ing more than needed on John Burgamy replaces a home heating system air filter. home heating bills, proper Heating intake filters should be replaced every couple of See HEATINGMAINT, 3B

weeks, 30 days, or as directed by the manufacturer.

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THE COASTLAND TIMES

HEATINGMAINT From 2B maintenance is probably the easiest of the three to fix.

“Proper maintenance and servicing can do a lot to help efficiency and prolong a unit’s life,” said John Burgamy, a licensed contractor operating as JB Remodeling in Nags Head.

Burgamy encourages homeowners to have their system checked by a professional regularly. And, if it’s time to replace a system, to make sure it is properly installed by a qualified, licensed technician.

Providing a newer and more efficient heating system may not be in the current budget, but there are a number of things a homeowner can do that not only help prepare for the winter season, but also make a difference in how the system performs.

High on the list is to replace those heating intake filters every couple of weeks, 30 days or as directed by the manufacturer.

“It’s important that they be replaced at a minimum every 30 days,” said Burgamy.

Burgamy said he recommends using a honeycomb filter and, if the house has animals, replace them more often. He explained that while HEPA filters are finer and able to catch more dust and pollen, they also restrict the flow of air and force the system to work harder. In contrast, the 30 day filters that are almost transparent, allow much more air to flow and

INSURANCE From 1A start the recovery process.

When reporting losses, you will need your insurance information, current contact information and a home inventory or list of damaged and lost property.

After reporting your damages, your insurance company will send a claims adjuster to review and assess the damages.

The adjuster will inspect any damaged items and temporary repairs you may have made at no additional cost to you.

Phillips said an adjuster has a different license from an insurance agent’s license, so when you call your agent, the agent in turn calls an adjuster.

“You call your agent to assist with the claim,” Phillips continued. “And you can use your agent as an advocate, but the fi nal check and all the decisions are made by the adjuster.”

Once an adjuster has completed the assessment, documentation of any losses will be sent to your insurance company for a settlement. When you do get paid, it could involve more than one check. In some cases, an emergency advance can be issued with additional

grab the majority of airborne contaminants.

“The harder the system works, the less efficient it is,” added Wes Liverman, owner of K.I.C.Z. Maintenance and Remodeling out of Grandy. “The more air you have flowing, the better the efficiency. The system does not need to strain to pull air across that filter.

Just like if you put a filter across your mouth, you would have a harder time breathing.”

Equally important is to check and maintain the home’s insulation.

Over time, insulated walls, floors, attics, basements and crawlspaces drain away heat and can lead to a moisture imbalance. Adding weather stripping and caulk around windows and doors can go a long way to improve a home’s insulation and maintain a proper air flow.

Turn down the thermostat or install a programmable thermostat to regulate temperature.

“A programmable thermostat is a great idea,” said Liverman. “A lot of rental owners will use them so guests cannot make unnecessary adjustments.

They help balance the system and prolong the unit’s life.”

Liverman went on to say that an extreme change of more than 20 degrees can work against a system.

“You’re only going to get between 20 or maybe 25 degree difference in air temperature from the outside temperature,” explained Liverman. “People come in and it’s 80 outside so to get it cooler drop it from 70 to 60. But if you

drop it any more, you’re not doing any good.”

Liverman added that extreme changes force a system to work harder, shortens the system’s life span and can even freeze a system up. Then you have a maintenance repair bill.

Just as the system needs to be clean, so does the furnace area.

Somewhat related to changing fi lters, nothing should be stored next to a unit that could impede ventilation. Chemicals and cleaning products should never be near a heater.

To keep that air flowing, make sure all vents and returns are free of any obstructions.

Furniture over or in front vents, or carpet over vents, obstructs the system’s air flow and burdens the system. Because systems are designed for optimum air flow, such changes have a direct effect on efficiency.

Because dry air feels cooler than moist air, consider installing a humidifier.

“Anytime you have warm air meeting cooler air there is moisture,” said Burgamy. “So a humidifier would help.”

Some estimates show a simple humidifier could help make a home feel as much as five degrees warmer.

When making your rounds, don’t overlook the outside unit.

“Make sure the coils are clean and make sure the fan and motor stay oiled,” said Liverman. “Proper maintenance; that’s the only way you will get a longer life out of a heating and air unit is by taking care of

payments for the contents of your home and other personal property. If there is a mortgage on your home, any payments for structural damage may be payable to you and your mortgage lender. Lenders may put that money into an escrow account and pay for repairs as the work is completed.

If repairs are needed, be alert to fraudulent contractors looking to make some quick money by taking advantage of victims.

“Always use respectable people for the repairs,” Phillips cautioned.

“Not some f ly-by-night, obviously.”

Asking friends and family for references can help narrow the field.

“Out of town workers are okay as long as they are reputable,” added Phillips. “But after the job is done and the adjuster is gone, can you get them back two months later to fi x a defect on something they did earlier? Can you get them back to fi x what they fi xed?”

Phillips went on to say getting more than one estimate while waiting for the adjuster can help.

Then, when the adjuster says what they think it costs, you can provide some prices from local contractors.

If you experience significant storm damage to

your property, be careful not to sign over your benefits. Some contractors may ask for permission to speak on your behalf with your insurance company.

Read the fine print before you sign. Otherwise, you may inadvertently sign over your benefits and any extra money allowed to you after your claim.

An assignment of benefits, or an AOB, is a document signed by a policyholder that allows a third party — such as a water extraction company, a roofer or a plumber — to “stand in the shoes” of the insured and seek direct payment from the insurance company. Once it is signed, any rights or benefits of the policy will go to that third party. That means if it costs $2,000 to repair your roof and your claim is more than that, technically that third party is entitled to the rest of that money. Several states, such as Florida, have experienced an inf lux of predator y contractors who seek out homeowners who have a loss covered by their policy. According to the Florida Department of Financial Services, there were 405 AOB lawsuits in 2006 and that number rose by 70 times to 28,200 by 2016.

You are not required to sign an AOB to have repairs completed. You can

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it. If you don’t take care of yourself or with a maintenance plan from the installer, you will not get the full life that you could.”

One simple cleaning method for outside air handlers not open to regular rainfall is to rinse it down with a garden hose.

“The rain will usually wash the coils off,” added Burgamy. “I once saw a house with three shower heads over its unit.

The owner had installed

a timer so water would come on and wash the unit down even when nobody was there. That was a great idea. The guy was a genius.”

Not to be overlooked, if considering a new system, are geothermal heating systems. Among the most efficient and energy-conserving heating and cooling technologies currently available, a geothermal system utilizes the earth’s natural heat.

Overall, the bottom line for optimal performance from any HVAC system is regular and routine maintenance with some type annual service check. Take care to avoid poor service and scams by using a qualified local contractor who employs certified HVAC technicians.

With regular filter changes and a little routine maintenance, your heating system can continue operating at an optimum level.

fi le a claim directly with your insurance company, which allows you to maintain control of the rights and benefits provided by your policy in resolving the claim.

If you need more information or you think that

your insurer is not responding in a timely manner or completing a reasonable investigation of your claim, contact the North Carolina Department of Insurance at 325 N Salisbury Street, Raleigh, North Carolina

27603, or call 855-4081212. Office hours are Monday through Friday 8 a.m. to 5 p.m.

Additional information on disaster preparedness can also be found at www. ncdoi.com and at InsureUonline.org.

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Home Improvement

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Home maintenance checklist

Owning and caring for a home is without a doubt one big responsibility.

Very much like a routine health physical, following a home maintenance schedule should be an important step for the proper upkeep and well-being of a home. Keeping up with regular home maintenance tasks not only help avoid future headaches but help save money.

Home maintenance, however, is not restricted to repairs. In fact, a number of tasks when performed on a regular basis can help prevent some things from breaking in the first place.

When things do go wrong, as they inevitably do, we should have a backup plan in place before we call for the pros.

Because lists can help us prioritize our activities, organize, make our work load feel more manageable and provide a positive psychological lift when an item has been successfully completed and is crossed off, we’ve developed a list of items that should help any homeowner keep their house in tip-top shape.

If you get stuck or run across something too difficult to handle, call your local handyman to help you out.

Inspecting your home and completing monthly home improvement projects is a start toward keeping your maintenance schedule on track and easier to manage. Some items appear more than once.

BASIC MONTHLY HOME IMPROVEMENTS:

• Check indoor and outdoor air vents to ensure they are not blocked.

• Check your water softener and add salt if needed.

• Clean faucet aerators and shower heads to remove any accumulated mineral deposits.

• Clean the kitchen sink garbage disposal.

• Clean range hood filters with a degreaser.

• Clean the furnace filter to remove dust build-ups.

• Hide a hole in the wall with a smoke detector.

• Inspect electrical cords for wear.

• Inspect tub and sink drains for hair and other debris.

• Inspect your fire extinguisher(s). Ensure that the gauge shows adequate pressure and that it has no visible signs of wear and tear.

• Test all GFCI (ground fault circuit interrupter) outlets monthly. Press the test button and use a voltage tester to make sure the power goes off.

• Test smoke alarms,

carbon monoxide detectors, fire extinguishers.

• Test your garage door opener monthly to ensure that it reverses when it hits an obstruction or when its sensor beam is interrupted.

• Vacuum heat registers and heat vents.

QUARTERLY LIST:

• Check water softener, add salt if needed. Salt probably not needed every month, but checking it only takes about 5 seconds.

• Clean leaves and debris from the condenser of a central air conditioner seasonally.

• Flush out hot water from the water heater to remove accumulated sediment.

• Replace furnace filters quarterly, or as recommended by the furnace manufacturer, that are not done monthly.

• Run water in sinks and flush toilets in guest bathrooms and other unused spaces.

• Test garage door auto-reverse feature. Required on all garage doors made after 1993. If a door doesn’t immediately go back up, you have a problem.

• Test smoke/carbon dioxide detectors.

BIANNUAL LIST:

• Give your house a deep clean. Take a day every six months with the entire family, and give the house a top-to-bottom deep clean for appliances, windows, as well as dusting every nook and cranny.

• Replace batteries in smoke/carbon dioxide detectors. Check the manufacture date and replace if more than 10 years old.

• Test your water heater’s pressure relief valve to prevent mineral and corrosion buildup, a safeguard against leaks.

• Vacuum refrigerator coils.

EVERY SPRING:

• Change the air-conditioner filter.

• Check exterior drainage. Will rain water flow away from the house?

Puddles should not stand around your home for more than 24 hours.

• Check trees for interference with electric lines. Have professionally trimmed if necessary.

• Clean out gutters.

They’ve likely accumulated leaves from the fall and grime/sediment from the winter snows and/or rains.

• Clean window and door screens.

• Clear dead plants/ shrubs. Pay close attention to any exterior decorative

vines.

• Drain or flush water heater.

• Fertilize your lawn.

• Have air conditioning system serviced.

• Have a professional inspect and pump the septic tank.

• Inspect chimney for damage.

• Inspect roofing for missing, loose or damaged shingles and leaks.

• Inspect sink, shower, and bath caulking for deterioration.

• Inspect the exterior of your home for paint chipping or siding damage.

• Polish wood furniture, and dust light fixtures.

• Power-wash windows and siding.

• Refinish the deck.

PHOTO BY BRIEN GREEN, SEA COUNTRY HOMES AND LOGGER CONSTRUCTION • Remove insulation Having the right tools is an important first step in conducting any home maintenance from outdoor faucets and program. check sprinkler heads.

• Remove leaves and debris from gutters and downspouts.

• Repair or replace caulking and weather stripping around windows, doors and mechanicals.

• Repair/replace damaged window screens.

• Replace the batteries in smoke and carbon monoxide detectors.

• Vacuum lint from dryer vent.

EACH SUMMER:

• Check and clean dryer vent, other exhaust vents to exterior of home. While the dryer is running check that the exhaust is coming out.

• Check and repair deck/ patio for any loose boards or posts and repair as needed.

• Check around kitchen and bathroom cabinets and around toilets for leaks.

• Check dishwasher for leaks.

• Check grout in bathrooms, kitchen, etc. and repair as needed.

• Clean garage.

• Clean kitchen exhaust fan filter.

• Clean out debris in window wells.

• Clean refrigerator and freezer coils and empty and clean drip trays.

• Clean the deck/patio as needed. A good washing generally takes care of it but it may need re-staining.

• Inspect plumbing for leaks, clean aerators on faucets.

• Oil garage-door opener and chain, garage door, and all door hinges.

• Prune trees and shrubs.

• Remove lint from inside and outside washer hoses and dryer vents.

• Replace interior and exterior faucet and shower head washers if needed.

• Seal tile grout. ready for winter.

• Take care of any insect • Have fireplace profesproblems. sionally inspected.

• Have furnace serviced/ inspected at least evEACH FALL: • Buy winter gear, side- ery other year, preferably walk salt, good shovels, annually.

• Inspect exterior door etc.

• Check for any leaks in hardware; fix squeaky handles and loose locks. windows or doors • Inspect roofing for • Check for frayed cords missing, loose or damaged and wires.

• Check water heater for shingles and leaks. Power wash windows and siding. leaks.

• Install a smoke de• Clean the carpets.

• Clean window and door tector on every floor of your home, including the screens.

• Drain and store hoses; basement.

• Make sure heating drain in-ground sprinkler vents are open and not systems.

• Drain and winterize blocked by furniture.

• Mend cracks and exterior plumbing.

• Flush hoses and store gaps in the driveway and walkway. them.

• Rake leaves and aerate • Flush hot water heater and remove sediment the lawn.

• Remove leaves and to prolong the life of the heater and helps with debris from gutters and downspouts. efficiency.

• Repair or replace • Get chimney cleaned, if you have one. Some folks siding.

• Replace the batteries in say to do this in the spring, some say fall. Either way, smoke and carbon monoxjust make sure it’s done ide detectors.

• Test sump pump. once per year.

• Touch up exterior sid• Get heating system ing and trim with paint.

• Tune up major home appliances before the holidays.

• Turn off and flush outdoor water faucets.

• Vacuum lint from dryer vent.

• Winterize air conditioning systems. Remove and store window units and cover the outside unit with a tarp or plastic sheeting and secure with bungee cords.

• Winterize sprinkler systems if you have one.

• Wrap insulation around outdoor faucets and pipes in unheated garages.

EACH WINTER:

• Check all locks and deadbolts on your doors and windows. If it doesn’t work right, replace it.

• Check basement for leaks during thaws.

• Check caulking around showers and bathtubs; repair as needed.

• Check your emergency flashlight. Do the batteries work? If not, replace them or consider upgrading to a non-battery powered, manual wind-up model.

• Check your water heater for signs of leakage or rust.

• Clean drains in sinks, tubs, showers and dishwashers.

• Clean the air conditioner grill and register.

• Clean your coffeemaker.

• Clean your kitchen exhaust hood. Clean or replace the filter.

• Conduct a garage door safety check.

• Cover your air conditioning unit.

• Deep clean and inspect the basement.

• Have the fireplace chimney inspected and cleaned annually.

• Inspect the roof, gutters and downspouts for damage after storms.

• Inspect window and door caulking and weather stripping yearly.

• Inspect your furnace. Any signs of rust or scale? Any weird noises?

If so, book a professional inspection.

• Look for worn extension cords. Replace them.

• Once a year, vacuum the refrigerator coils underneath the appliance.

• Pick a ground fault circuit interrupter outlet (GFCI) and test it.

• Polish your natural wood front door. If painted, surface wash it.

• Regularly check for ice dams and icicles. Don’t let icicles grow.

• Replace the batteries in smoke detectors yearly. And remember, even recent hard-wired smoke detectors have backup batteries that must be replaced.

• Replace your furnace filters seasonally.

• Self-clean the oven • Test your electricity to the extent that you can, always being careful when working with electricity.

• Tighten any handles, knobs, racks, etc. Go through the house and inspect anything that could have a loose screw.

• Vacuum bathroom exhaust fan grill.

• Vacuum refrigerator and freezer coils and empty and clean drip trays.

• Vacuum the clothes dryer’s exhaust duct at least once a year. If the duct is plastic, replace it (it’s a fire hazard). Rigid sheet metal ducting is best.

• Vacuum the condenser coils at the back of your fridge annually.

While this list is certainly covers a lot, it is not intended as a complete list of all the things you can do for your home. What do you do to keep your home in tip-top shape depends on your individual needs.

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THE COASTLAND TIMES

Mra issues repair and rebuilding warning in hurricane aftermath According to the Metal Roofing Alliance, a group formed in 1998 to help educate consumers about the many benefits of metal roofs, homeowners who do their research are likely to find that quality metal roofs offer excellent protection from severe weather conditions.

Although the damage from Hurricane Michael and Florence to homes on the Outer Banks was less than in some areas, recovery efforts from the damages that were incurred will likely be a long, difficult road for many homeowners seeking to repair or rebuild.

Unfor t unately, t he challenge can be made that much harder by less-than-reputable opportunists and con artists who sometimes prey on unsuspecting homeowners, especially at a time when the demand for quality contractors is extremely high. It’s a danger the MRA is warning homeowners about, especially as re-roofing activity spikes in areas like Florida, Georgia and across both North and South Carolina.

“It’s tragic to hear stories of homeowners, who are already suffering and stressed, being preyed upon by unethical business practices,” said Renee Ramey, MRA executive director. “It is vital that homeowners take the necessary steps to protect themselves and their investment to ensure a job well done.”

Many consumers familiar with tin roofing may be surprised to find that other metals are also used to craft panels as the primary roof material. Builders can offer aluminum and steel roofing as well. Metal roofing can also be formed to look like shingles or

HIRING From 1B report they have plans to complete additional home improvements in the next 12 months. So if you plan on performing a few home repair projects yourself, you likely have plenty of company.

Some careful thought needs to be had before jumping into any project.

While many of us may need to call a professional when something breaks, there are a number of problems you can handle yourself. Calculating the risk of unintended damage to your home, serious injury or even death can help determine if you can tackle a project or should call in outside help.

To paraphrase a popular 1973 movie quote, you just need to know your limits.

A weekend warrior sporting a toolbox and workshop with every power tool imaginable might do well to remember that that not every home improvement project is a doit-yourselfer. No matter your skill level, some jobs require professional help.

As a beginner, it pays to stay calm and expand those home improvement skills with the appropriate education necessary. Keep in mind that just because someone on Facebook, YouTube or Pintrest removed a load bearing wall successfully, such a project might be above your pay grade. Undertaking a similar project without the proper skills might not only conflict with your existing layout, it could prove to be very costly, if not dangerous.

If you decide it is a DIY project, make sure to learn the appropriate “Bob Villa-worthy” skills needed.

shaped into long “standing seam” varieties installed as large sheets In high demand in hurricane-prone regions, metal roofing offers long-lasting durability and protection against heavy rain, hailstones and hurricane force winds. Yet Ramey reminds homeowners that a roof ¬– no matter what the type — is only as good as the contractor or company that sells and installs it.

“Beware of inferior material from unknown sources that some unscrupulous installers try to pass off at a discount,” Ramey said.

“A good quality metal roof is made to stand the test of time and designed to offer outstanding protection.

It should have verifiable warranties, superior coatings, proper gauge and thickness for residential use and be sourced from reputable manufacturers.

Contractors also should warranty their work and be able to prove their experience and knowledge.”

As a nonprofit organization, Metal Roofing Alliance helps homeowners find quality installers by working with member metal roofing manufacturers, who vet contractors before they are qualified to become an MRA member.

Even so, patience and persistence are key; in times of extremely high demand and massive rebuilding and repair needs, lead times for good contractors can be very long and many are completely booked.

However, to make sure a job is done well, it can be worth the wait. MRA advises that before a metal roofing project starts, good questions for homeowners to ask include: • Where is the metal roof ing material manufactured?

• What type of metal is it and what protective

coatings does it have?

• What kind of product and installation warranties are offered, are they transferable and how long is the product guaranteed to last?

• What verifiable safety, performance and environmental standards, testing and regulations do the manufacturer adhere to?

• What type of performance ratings does the product have for conditions such as severe weather and fire protection?

• What customer service support does the manufacturer offer should an issue, problem or question arises?

• How long has the manufacturer and installer been in business? What is

How does that happen?

Try researching the related reading resources available. Volunteering to help others on smaller projects can help, too. Don’t overlook any free clinics.

In addition to local resources, don’t forget that a smartphone might an excellent DIY tool in your kit. If you get stuck on a project, there are apps (such as Foundation) that can connect you with a home improvement expert to answer your question. YouTube.com has a wealth of information, and some of it is actually accurate – just remember to be choosy with which videos you check out. However, contrary to popular belief, duct tape cannot fix everything.

Also, if you know the difference between tax breaks available for home repairs or home improvements, you can make the proper deductions at tax time and get some money back from your project.

Similarly, if you’re paying private mortgage insurance, home improvements that increase the value of your home could help you eliminate that cost, which, although it doesn’t raise funds for your project, can reduce your housing expenses overall.

According to Skip Jones with Sea Country Homes OBX, LLC in Kill Devil Hills, the size of the project is a big factor in deciding to hire or not.

But even small projects can surprise you.

“I don’t mind somebody trying to take on a simple thing like replacing deck board,” said Jones. “But even there you have load bearing guidelines and other codes that come into play.”

Jones caution that if someone does elect to hire someone to do the work,

take the time to find a responsible handyman or contractor.

Horror stories abound of homeowners who were scammed by so-called contractors, or had such shoddy work done that it cost more than the original project estimates to fix what the fixer did.

“Less cost does not always mean cheaper,” said Jones. “I’ve had to fix stuff other people have done lots of times. And experience plays a lot. Pick somebody that’s going to be around.

That guy from out of town might not be here for every inspection. And if it’s not right, the inspector can make you tear it out and fine you.”

In selecting a contractor, as a starter, consider these steps: 1. Solicit some recommendations from family, friends and neighbors. The Outer Banks Home Builders Association has a list of qualified people all across the Outer Banks.

2. Don’t forget to research any complaints against contractors from those same people that offered recommendations.

3. Determine what licenses and permits are needed. It’s your home, so you pay the penalties if any are missed.

4. Check out a contractor’s insurance.

5. Meet with your contractor candidate and discuss the job you want them to do. Can you easily communicate with them? Do you feel comfortable with them?

6. Get a quote, even for small jobs, before the work starts.

7. Ask for references and check them.

8. Ask for a detailed written contract 9. If possible, personally visit a job that is either completed or in progress.

METAL ROOFING ALLIANCE IMAGE

Residential metal roofing is gaining in popularity as an alternative material to asphalt roofs. Among its claims of longterm benefits and advantages are a service life of decades, savings on energy bills and harsh weather protection in areas where temperatures range from cold to hot or wet to dry.

their track record?

• Does the manufacturer have favorable reviews from other customers and credible, third-party business rating organizations?

• Are they members of industry-leading trade organizations, such as the MRA? In general, disaster recovery organizations caution homeowners to be suspicious of any contractor who demands cash or full payment upfront, has no physical address or

identification, steers you to a specific lender or that tries to act as the intermediary by asking to file insurance claims on your behalf. Wanting your personal financial information prior to starting the repair or lending process should send up red flags to any homeowner.

Always make sure any contractor or roofer is licensed and insured, verify their web and physical address, ask for references, get cost estimates,

schedules and other agreements in writing, ensure they have the right permits and try to get at least three different quotes to compare before starting the project. FEMA also offers homeowners in disaster recovery areas additional tips to help avoid scams.

For more information about how to select a metal roof, to find a local contractor or for other information, visit www.metalroofing.com

Home Improvement

WEDNESDAY, OCT. 31, 2018

6B

THE COASTLAND TIMES

Autumn is a prime time to tend lawns and gardens Autumn is gardening season. That statement may not seem right to those who think of the spring as the peak time to care for lawns and gardens. However, autumn is an ideal time to get into the garden and ensure that flowers, trees and garden beds will over-winter successfully.

A number of things make autumn a prime gardening season. The cooler days of fall enable gardeners to spend ample time outdoors without the threat of blazing heat. In addition, soil harbors a lot of residual warmth in autumn. Also, the colder temperatures haven’t yet arrived in autumn, nor have the leaves completely fallen, making fall a prime time to assess

what’s already in the landscape, what needs pruning back and where to address planting for next year.

Gardening enthusiasts can focus their attention on these areas this fall.

• Pamper perennials. As annuals and perennials start to fall back, mark the spots where perennials are located so they can be easily identified later on. This way, when planning spots for spring bulbs or other spring layouts for next year, perennials won’t be overlooked or covered over.

• Prune shrubs. Look at shrubs and trees and cut out dead or diseased wood.

• Clean up borders. Weed and tidy up borders and lawn edging.

• Install pavers or rock

wall. Embrace the cooler temperatures to work on labor-intensive projects, such as putting in a garden bed, retaining wall or walkway.

• Remove spent summer veggies. Take out vegetable garden plants that have already bloomed and borne fruit. Tidy up vegetable gardens and start to sow cooler weather plants, such as onions, garlic, beans, and sweet peas.

• Rake and compost.

Rake the leaves and gather grass clippings to add to the compost pile.

• Plant spring bulbs. Get tulips and other spring bulbs ready for planting so they’ll burst with color next year.

• Dig up herbs. Relocate

herbs like parsley or basil to indoor gardens. Otherwise, strip all leaves and freeze for storage during winter.

• Consider mums. Chrysanthemum plants are perennials. While they look beautiful in pots, if planted, maintained and winterized, they can bloom every fall.

• Fertilize the lawn. Fertilizing in autumn helps ensure grass will stay healthy throughout the winter.

• Add mulch and compost to the garden. Replenish spent soil with mulch and compost so garden beds will be revitalized for spring planting.

• Prune hedges. Tidy up hedges, as they won’t be

Mums are perennials. When properly planted and cared for, they can bloom every autumn.

growing much more this year.

• Clean and store equipment. Clean, sharpen and oil all equipment, storing lawn and garden tools properly so they are ready

for spring and not lying out all winter.

Autumn may not seem like gardening season, but there are plenty of lawn and garden tasks to tend to during this time of year.

unauthorized way.

• Use a tarp and lift wisely. Rake leaves onto a tarp that can be dragged to a garbage pail or to the curb for municipal pick up. For those who must lift bags of leaves, do so by bending at the knees, not from the waist.

• Wear sunscreen. Protect skin from the sun.

Even though temperatures are cooler in the fall, this does not mean the sun’s rays are any less harmful.

Also, take breaks to rehydrate frequently.

• Use a secure ladder.

When removing leaves from gutters, be sure the ladder is sturdy and secure. Consider having a friend serve as a spotter, for leaves.

If at any time during leaf holding on to the ladder to offer greater security. Do clean-up you feel sharp or not overextend to stretch dull, incessant pains, stop

working. Listen to your body’s signals and start the task anew the next day or when you feel better.

A guide to safely removing fallen leaves Raking leaves is a chore many people immediately associate with autumn.

Even though raking seems like a simple activity, it’s still possible to be injured while removing leaves from the yard.

The University of Pittsburgh Medical Center advises that pain from outdoor leaf chores can range from strained back muscles to twisted knees.

Blisters on the hands and sunburn are other potential side effects. Many people do not realize that raking is a thorough cardiovascular workout. Individuals at risk for cardiovascular disease or those who have recovered from surgery may not be well enough to rake leaves.

Here’s how to make autumn leaf removal more

of a breeze when the job is done safely.

• Pay attention when using a leaf blower. Be cautious not to point an operational blower in the direction of people or pets, as debris can be blown about and cause injury.

• Stretch out before raking leaves. Warm up muscles beforehand so they are less likely to cramp. UPMC experts suggest taking a short walk prior to raking to stimulate circulation.

• Use proper raking form.

Much like snow shoveling, one should emphasize proper posture when raking, with legs slightly bent and weight distributed evenly. Hold the rake handle close to the body and keep one hand near the top of the rake for better leverage.

• Use the proper gear.

A leaf rake fans out like a triangle and comes in various widths. Choose a lightweight material that can be easily maneuvered.

A metal rake is for stones and dirt and shouldn’t be used for leaves. To get between bushes, a smaller version of a leaf rake, called a shrub rake, should be used.

• Wear protective gear.

When raking or leaf blowing, protect your eyes against debris. You also may want to use a mask to prevent inhalation of leaf mold and other particulates. Gloves can protect hands from blisters.

• Follow manufacturers’ directions. Read the instructions for powered leaf blowers, and never modify the device in an

7 uses for fallen leaves By the time autumn hits full swing, many trees will have shed their leaves for the season, and the last vestiges of red, yellow and orange magic will have faded to brown. Raking, blowing and collecting leaves becomes the primary chores of lawn and yard maintenance, and presents most homeowners with large piles of gathered leaves to tend to.

It is impossible to count just how many leaves fall to the ground each year, or just how many pounds of leaves get collected curbside, but the numbers are substantial. Cleaning up leaves is considerable work, but not all of those leaves need to be carted away. In fact, there are several different uses of leaves that can be beneficial.

1. Spread leaves as a protective mulch to cover tender perennials or root crops/bulbs in the ground.

The leaves will form a natural insulating cover that keeps the soil and the plants within a bit warmer over winter.

2. Create a pile of leaves that will break down and form a crumbly, compost-like material called leaf mold. Even though leaf mold may sound like a blight, it’s actually a good amendment to garden soil, improving its structure and ability to hold water.

Leaf mold also attracts beneficial organisms that are vital in healthy soil.

3. Brown leaves can be added to green materials in compost piles to improve the health of the compost being formed.

According to the healthy living resource Care2, the ideal ratio is 75 percent brown to 25 percent green materials in compost.

Turn compost piles regularly to aerate them.

4. Store dried, mulched leaves in a dry spot so they can be used in the spring as a weed barrier for spring plantings. They will

keep weeds at bay and help retain soil moisture to ensure small sprouts have the resources to grow.

5. Use shredded leaves as a lawn supplement. Pass a lawn mower over leaves left on the lawn to break them down into pieces too small to rake. This will help keep the lawn healthy throughout the winter without blocking out needed sunlight.

6. Bag dried leaves and pack them tightly together in cold areas of the home, such as basements or garages. They can act as added insulation. Bags of leaves also can be placed around planting containers to protect them from frost.

7. Gather a few of the best-looking leaves and preserve them. Use an iron on a low setting and press leaves between two pieces of waxed paper until the waxed paper seals together. Or use clear contact

paper to achieve the same effect.

Fallen leaves can be used in many different ways throughout the year.