Justanupdate Monday21stOctober
Thisweek'sheadlines: LV=ExclusiveWebinar–SalesTools
JoinLV=foraJustMortgagesexclusiveWebinaronWednesday 23rdOctoberat11amwhereSteveWright(NationalBDM)will demonstratetoolsthatsupportyourprotectionconversations, helpingtoeducateclientsontheirneedsandsettingclear underwritingexpectationstoreduceanysurprises.
ThiswebinarisidealforadviserswhoarenotawareoftheLV salestoolsavailabletothemorrequirearefresher…newor experienced–allarewelcome!
Wednesday23rdOctober11am
Recognise a member of the Just Mortgages Group Services Team!
If a member of the Group Services Team has left a positive impression on you, we would love to hear about it! It might be a member of Just Support, finance or marketing. Your recognition really matters. To that end, please find a link below; it will take less than 1 minute to leave a recognition:
Group Services Recognition Form
Join Royal London for our second exclusive Webinar!
Following on from last month’s very popular session, with over 100 brokers taking part, we are delighted to now offer the second in a series of webinars exclusively for Just Mortgages Advisers:
Tuesday 5th November 11:00am-11:45am
On this second session Royal London will be covering: Our Shared Values. 1. Comprehensive cover options and Royal London USPs 2. Building financial resilience for your clients. 3. An invitation will be forwarded to you today; alternatively, when it is time, click HERE to join.
Skiptonlaunchnewversion ofTrackRecordMortgage
Skipton Building Society is launching a new 100% LTV Track Record product which will include a £1,000 cashback, to help first-time buyers with the additional costs required when buying a home.
Skipton’s Track Record mortgage aims to enable even more aspiring homeowners trapped in the rental cycle, to purchase a home without the need for a deposit.
Who can apply?
You haven't owned a property in the UK in the last 3 years
You are aged 21 or over
You have no missed payments on debts / credit commitments in the last 6 months
You want to borrow up to £600,000
You're not looking to buy a property in Northern Ireland.
Sole applicants:
You've paid all rent for 12 months in a row, within the last 18 months. They may also want to see proof of payments of household bills.
Joint applicants (up to 4 people):
You can prove that all rent has been paid either by one applicant or collectively for 12 months in a row, within the last 18 months
If you've been renting separately you can prove that you have paid all your rent
In either case they may also want to see proof of payments of household bills.
ICYMI: Register for the Brightstar Specialist Lending EXPO
You are invited to the Brightstar Specialist Lending EXPO on Wednesday 13th November!
Brightstar in partnership with OSB Group have extended an invitation to every advisor at Just Mortgages to attend this CPD supported event. With the vast majority of the specialist lending sector in attendance, it’s an event not to be missed. There will be:
Breakfast and Networking
18 Lender Exhibitors
2 VIP Guest Speakers
2 Industry Panel Debates
Lunch and Networking
It's being held at Riverside East, Stratford, Queen Elizabeth Olympic Park, 5 Thornton Street, London E20 2AD
Visit HERE to secure your space
Royal London and Self-Employed Income Protection
Fixed Costs Flexibility is an Income Protection product, designed for self-employed individuals. This feature helps cover expenses out with salary, ensuring individuals can manage the financial challenges they face.
Self-employed clients have liability for their ongoing costs. They may not be able to pause some of these costs if they need to take time off work due to illness or injury. Royal London’s Income Protection helps you get cover to selfemployed clients who may not have protection in place, by giving them more flexibility to cover the fixed costs they pay to run their business.
There are over 4.24 million self-employed people in the UK, many of whom find it difficult to get income protection that suits the way they work.
Download the Royal London Fixed Cost Sales Aid HERE
Hodge introduce Proposition: Resi
Hodge is rebranding its 50+ range into a new proposition called 'Hodge Resi Retire'. Removing the need for customers to be aged over 50 to access them.
From today Hodge is rebranding its 50+ range into a new proposition called 'Hodge Resi Retire'. Removing the need for customers to be aged over 50 to access them.
The ‘Hodge Resi Retire’ proposition will provide further flexibility to our products that aim to maximise affordability from aged 21 up to and into retirement, now determined by the customer’s goals rather than their age.
To sit alongside the newly rebranded propositions, Hodge Resi and Hodge Resi Retire, Hodge has added a host of 60% LTV products, supporting the ever-changing needs of customers up to and into retirement.
Lastly, Hodge has also reduced rates on its 75% LTV products for the Hodge Resi range.
Check out the new rates here
How can Hodge Resi Retire further support you and your clients?
Mortgages from age 21 into retirement
100% of current and future multiple income
sources accepted for both earned and unearned income
Earned income up to age 80 accepted Up to 8% PA income from pension pots
Interest only assessed on an interest only basis for affordability
Enhanced affordability including LTI up to 6 x joint
Got a question about Hodge Resi Retire? Contact the team
