Jessamine County Living - Fall 2025 by simpub

Jessamine County Living Jessamine County Living

FALL 2025 FALL 2025

Hi, Neighbors!

Editor’s Note

BrittMoses britt@simpublications.com Publisher, Editor-in-Chief, President, & Stuff

Writing this on a crisp 75° day nestled at the very end of August. I like to write my letter to you as close to the season as possible because mood and vibes matter when editing a seasonal book.

There’s something about autumn that always feels like stepping into a storybook. The air sharpens, leaves swirl in a kaleidoscope of gold and crimson, and our small towns of Nicholasville and Wilmore seem to hum with a quieter, cozier rhythm. This edition celebrates that shift. It celebrates the slowing down, the savoring, the gathering together. Inside, you’ll find stories that mirror the season itself: rich, layered, and brimming with character. From the businesses that keep our community thriving to the traditions that remind us why “home” feels like no place else, these pages are stitched together with the same spirit that makes fall unforgettable.

This fall, make sure you are heading out to our local high schools’ football fields to watch our student athletes compete on the turf. Can’t make it? We are broadcasting the Game of the Week LIVE on JESS FM 105.9, your very own, local, and locally-owned radio station. I’ll put our broadcast schedule in here for you for an “at-a-glance” tool.

The Jessamine Chamber is putting together The Great Jessamine Pumpkin Fest which will leave our Main Street sprinkled with hand-painted pumpkins again this year, but let’s just add a festival to boot! November 1 from 10a-5p downtown Nicholasville! But there are other events happening this fall too! Find them all on our Hometown Happenings page!

Because I’m just one girl, I have a fun request! Would you mind to email me pictures of the beauty of fall in Jessamine County this year! And if you have any recipes or story tips, I’d love those too! The community magazine exists because of this community. britt@simpublications.com

So pour a mug of something warm, settle into your favorite chair, and let yourself wander. Here’s to pumpkin-spiced mornings, crisp evenings under the Friday night lights, and the joy of celebrating our community— together.

Color Code

9/1/25

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9/25-27/25

9/26-27/25

9/29/25

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10/2/25

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10/11/25

10/15-16/25

10/24-25/25

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10/28/25

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11/1/25

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NOV TBA

11/24-26/25

11/26-28/25

11/29-12/6

HOMETOWNHappenings

THE ‘BER MONTHS ARE FINALLY HERE!

SCHOOL CALENDAR HOLIDAYS AROUND TOWN MAJOR EVENTS

LABOR DAY

NO SCHOOL

EJHS UNDERCLASSMAN PICTURE DAY

EJMS TAILGATE

A COMMON WEALTH BAND - PERFORMANCE PARK SERIES - 7P-9:30P

BARKS AND REC DAY

TREVOR'S BENEFIT CAR SHOW - 2P-6P

THURSDAY NIGHT MARKET

WJMS PICTURE DAY

CLAY SHOOTING FUNDRAISER - 8:30A-12:30P

JESSAMINE COUNTY ANTIQUE FARM EQUIPMENT ASSOC. 38TH ANNUAL TRACTOR SHOW

MORE TALES STORY TELLING FESTIVAL - 19TH - TIL 6P AND 20TH - TIL 9P

EJMS CHOIR/BAND CONCERT

WES 1ST GRADE PERFORMANCE

TOTS N TEENS FALL/WINTER CONSIGNMENT SALE

JESSAMINE FALL FESTIVAL - 26TH - 3P-8P AND 27TH - 10A - 8P

SENIOR PICTURES

WJHS/WJMS CHOIR FALL CONCERT

EJHS CHOIR FALL CONCERT

HOEDOWN FAMILY FUN EVENT

ARTS AND CRAFTS FESTIVAL - 9A-5P

JESSAMINE CO SCHOOLS FALL BREAK

WILMORE SOLAR TOUR 2025

ELV FALL PICTURE DAY

KCAL DINNER SHOW CATERED BY COLUMBIA'S (21+ ONLY) 859-885-5363 FOR INFO AND TIX

WJMS MARCHING BAND NIGHT

EAST JESSAMINE TRUNK OR TREAT - 6:30P

WJHS BAND CONCERT

HALLOWEEN

TREATS ON MAIN

SPOOKY TIME ON MAIN

THE GREAT JESSAMINE PUMPKIN FEST - 10A-5P

VETERAN'S DAY PARADE

VETERAN'S DAY

WILMORE WINDOW PAINTING ON MAIN

DECK MUNICIPAL HALL

JESSAMINE CO SCHOOLS THANKSGIVING BREAK

SHOP SMALL BUSINESS WEEK

Grand Opening of the Visit Jessamine Welcome Center A New Era of Tourism

On a bright and sunny day, the community of Jessamine County gathered to celebrate the grand opening of the Visit Jessamine Welcome Center, a milestone event that marks a significant step forward in promoting local tourism. Located in the historical old jail on Main Street—an iconic building that has witnessed the transformation of our county—this welcoming center will serve as the heart of visitor engagement and local culture.

The ribbon-cutting ceremony brought together community supporters, including local government officials, community leaders, and tourism advocates, all of whom gathered to recognize the hard work and collaborative efforts that made this dream a reality. Charla Reed, Director of the Nicholasville, Wilmore – Jessamine County Joint Tourism Commission, expressed her gratitude to the Jessamine County Fiscal Court, the City of Nicholasville, and contributions from the City of Wilmore, who worked together to bring this vision to life. “We are thrilled to unveil a space that reflects the rich history and vibrant future of Jessamine County,” she stated.

Lt. Governor Jacquelin Coleman spoke at the event, emphasizing, "If Kentucky were a house, tourism would be our front porch." She acknowledged the collaborative efforts behind this achievement. Tourism in Kentucky has continued to grow, with a $14 billion impact this past year. It remains the key factor that draws people back.

Other notable guests included local country music legend John Michael Montgomery, who has generously contributed his time and support through tourism videos and audio, promoting Jessamine County over the years. Hometown media personality Marvin Barlett held a book signing for his book, Spirit of the Bluegrass. The three local wineries—First Vineyard, 1922 House and Vineyard, and Ghost Fox Winery—participated by offering wine tastings and showcasing the Jessamine Wine Trail.

The Welcome Center is strategically located to provide tourists and locals with essential information about attractions throughout the county. Whether visiting the historic Camp Nelson National Monument, enjoying the tranquil scenery of the Palisades, or experiencing the distinctive charm of downtown Nicholasville and Wilmore, every visitor will gain a deeper understanding of what makes Jessamine County special.

The architectural renovations have revitalized the old jail, complemented by unique additions such as a mural logo by national artist Anat Ronen, wayfinding signs by local artist David Shadwick, and new branding that aligns with Visit Jessamine’s goals for growth and visibility. These elements add a distinctive touch that reflects the community's rich cultural fabric.

Along with the exciting new space, several upcoming events were announced to boost community and visitor engagement. Notable events include the Nicholasville Performance Park Concert, More Tales Festival, Great Pumpkin Fest, Wilmore Art Fair, and Old-Fashioned Christmas in Wilmore. These occasions provide excellent opportunities for families and friends to come together and experience what the county offers.

The grand opening was not just a celebration; it was a testament to what can be achieved through teamwork and shared vision. Thank you to everyone who played a role in making this day a reality. From local leaders and past Tourism Commission members to community partners like the Jessamine Chamber and artists who contributed their creative talents, each effort has culminated in this exciting new chapter for Jessamine County tourism.

As the doors of the Visit Jessamine Welcome Center open, an invitation to adventure, exploration, and memorable experiences awaits both residents and visitors. Drop by, say hello! Beauty, Charm, and Adventure are right here – Visit Jessamine!

It’s no secret that fall is my favorite season, rivaling Christmas (yes, Christmas is a season). So here I settle into my warm cozy feelings and hope to pass those right on to you! Happy Reading!

Looking for something to do with your family and friends this fall? In the events section, you’ll be able to find a mecca of events going on right here in Jessamine County. Seriously, more than ever.

You nominated some really outstanding people for these awards and so we picked a couple more! To nominate your favorite student, teacher, or first responder, email britt@simpublications.com

Homemade Costumes Homemade Costumes

There’s a certain kind of magic in a homemade costume. It’s the kind you can’t buy off the rack. It’s stitched together with imagination, hot glue, and a little bit of family teamwork. This fall, we’re celebrating that creativity with two local kids who stole the show: one decked out as a bright green John Deere tractor, the other proudly sprouting up as a cheerful corn stalk. Talk about picture-perfect Kentucky charm! Homemade costumes are more than just outfits. They’re memories in the making. Parents and grandparents huddle around kitchen tables with fabric scraps and cardboard boxes, turning ordinary supplies into something extraordinary. Kids get to dream big, whether that means transforming into a favorite superhero, a farm animal, or even the family pet. And when they step out on Halloween night, it’s not just about the candy haul; it’s about the pride of saying, “We made this ourselves.”

Want to try your hand at a DIY costume this season? Here are a few ideas to get the creativity flowing:

Farm Fresh Fun: Corn stalks, pumpkins, scarecrows, or even a basket of apples—perfectly fitting for fall in Kentucky.

Box Transformations: Cardboard boxes can become anything from tractors to race cars to rocket ships. Add a little paint, and you’ve got a showstopper.

Closet Costumes: Sometimes all you need is a flannel shirt, overalls, or a pair of rain boots to bring a character to life.

Nature-Inspired Looks: Grab leaves, twigs, or sunflowers to add a whimsical, natural touch. The best part? You don’t need a huge budget or a craft store shopping spree. Homemade costumes are all about creativity, resourcefulness, and family fun. And just like the little tractor and corn stalk, they remind us that sometimes the sweetest traditions are the simplest ones.

So this October, before you head to the store, take a peek at what’s in your closet, garage, or craft bin. With a little imagination, you might just create the costume everyone remembers.

PHOTO SUBMITTED BY: KATIE ALEXANDER

Front Porch Goals

Layer Your Doormats

Start with a plaid or jute rug underneath and place your welcome mat on top. It’s a simple trick that adds instant texture and charm—and makes your door look like it got dressed for the season.

Mix Real + Faux Pumpkins

Use a combo of real and faux pumpkins in different sizes and colors (think white, sage, and deep orange). Stack them on steps, crates, or planters for a dynamic look that won’t rot too fast.

Use Natural Elements

Cornstalks, wheat bundles, and hay bales? Yes please. Pair them with lanterns or a wooden sign to create height and farmhouse fall vibes without going full haunted hayride.

Swap Out Summer Planters

Toss those sunburnt petunias and replace them with mums, ornamental cabbage, and pansies. Bonus points for tucking in faux leaves or tiny pumpkins to fill in any gaps.

Add a Cozy Touch

If you’ve got a bench or rocking chair, add a plaid throw and a fall-themed pillow (or three). Suddenly your porch becomes a Pinterest board and a comfy spot for a PSL break.

East Jessamine Football

BRADY CUMMINS #4

PAYTON BAIN #77

MATTHEW BELACEY #1

ONAH LEE #12

JASON MEYKO #8

DEREK MORTON #23

REACE MOORE #36

BRAEDON PIERCE #44

RYAN CARPENTER #51

LEVI HAMMOND #77

West Jessamine Football

COOPER SWAIM #14

BRODY HEATH #7

KASH THOMPSON #54

TREY WINER #70

BRAGDON WELCH #6

LINCOLN COFFMAN #5

LANCE LUDRICK #52

IJ WILKINSON #65

COOPER WILEY #19

CONALL SHARP #58

JUDE COLLIER #23

Fall Home Refresh

Simple ways to cozy up your home this season

There’s something about fall in Jessamine County that makes us want to slow down, sip something warm, and make our homes feel like a hug. As the air turns crisp and the leaves begin to show off, now is the perfect time for a seasonal home refresh, without having to do a full-blown renovation. Here are a few easy, budget-friendly ways to bring that cozy fall feeling you might miss all year long, right into your home.

Trade your lightweight linens for plush throws, velvet pillows, and flannel sheets. Think rich jewel tones, warm neutrals, and cozy layers that invite you to curl up with a good book and a cup of tea.

Next, you could bring nature inside. Decorate with branches, dried florals, acorns, or mini pumpkins. A simple bowl of pinecones or a bundle of wheat on the mantel adds a rustic, natural touch that screams fall, without being too theme-y. Remember, scent is everything in the fall season. Pumpkin spice is nice, but don’t sleep on apple cider, sandalwood, cinnamon, or amber. Whether it’s candles, essential oils, or a simmer pot on the stove (I did this last year, it was heaven), scent sets the mood faster than anything. You could also create a seasonal moment to a special part of the house. Designate one area in your home to be your “fall moment.” Maybe it’s a styled entryway, a coffee bar with seasonal mugs, or a cozy corner with layered blankets and a basket of your favorite reads.

Fall is a time of transition. As you decorate, take time to declutter. Donate summer items you didn’t use, rearrange furniture to make gathering easier, and make space for what truly brings you joy this season. No matter your style, a fall home refresh is all about making your space feel warm, intentional, and ready for the memories this season brings. And honestly who‘s to tell you that it’s too early to decorate for the season? I say do what makes you happy, whenever it floats your boat. I mean, I did see a few memes on the internet about fall starting on July 5 this year. So trust me, go ahead and decorate your home when you feel like having that fall feeling around everyday. th Welcome home, fall.

Outstanding First Responder

Nicholasville Police Chief

Michael Fleming may carry the title,buthe’sthefirsttosaythe honor of “Outstanding First Responder” belongs to the men and women who serve beside him.“Iamveryhumbledbythis honor,” Fleming said. “I am also quicktoremindeveryonethatit ismystaffandtheofficerswho makeNPDsoamazing.Theyare truly the outstanding first responders.” Fleming has dedicatedmorethan24yearsto the Nicholasville Police Department, with the past two yearsservingaschief.Alongthe way,hecreditsleaderslikeChief Barry Waldrop and Chief Todd Justiceforlayingthefoundation thatallowedhimtocontinue

POLICE CHIEF: MICHAEL FLEMING

strengthening the department today. At the heart of his leadership is a simple philosophy: everything comes down to relationships. Whether it’s the trust built between officers and the community or the support officers receive inside the department, Fleming believes relationships are what keep a city safe. That commitment shows up in practicalways,liketheaddition of a full-time social worker specializing in mental health and homelessness, as well as a victim’s advocate who works closely with families impacted bydomesticviolenceandchildrelated cases. Both positions reflect the department’s mission to meet people where they are and to respond with compassion as well as action. He said, “Strong relationships are the foundation of public safety – because when trust exists between officers and the community, prevention and protectionbecomeashared

responsibility. Our new Social Worker and Victim’s Advocate positions strengthen that foundation by bringing compassion, resources, and support to those who need it most, ensuring our department serves not only as protectors, but as true partners in healing and resilience.” At the same time, Fleming has worked to ensure his officers are trained and equipped for the demands of modern policing. Recent investments include a grantfunded drone for outdoor operations (used for searches, suspect pursuits, and drug investigations) along with two smaller drones for indoor tactical use. The department also added a robotic target system for range training, a non-lethal shoot house to sharpen decision-making and de-escalation skills, and new dutypistolswithred-dotsights, all purchased through grant or forfeiture funds rather than taxpayerdollars.“Thesafetyof

Chief Fleming Continued

ourcommunitybeginswiththe safety of our officers. By providingthemwiththeproper training and modern equipment, we ensure they can respond effectively to emergencies, protect themselves in dangerous situations, and safeguard the people they serve. Investing in equipment is not just about officers—it’s about keeping our entire community safe.” For Fleming,thetruesuccessofthe NicholasvillePoliceDepartment isn’t found in one piece of equipmentorasingleprogram, it’s in the people. It’s in the officers who show up day after day, in the relationships they buildwithneighbors,andinthe commitmenttokeepimproving howtheyserve.

That’s why this honor, he insists, belongs as much to his staff as it does to him. And for Nicholasville, Chief Fleming’s leadership proves that outstanding first responders aren’tjustdefinedbybraveryin the moment, but by the steady work of building trust, compassion,andpreparedness... dayafterday,yearafteryear.

WHAT’S ON MY FALL PLAYLIST

(AND HOW YOU CAN TUNE IN)

Stick Season - Noah Kahan

A Sunday Kind of Love - Etta James

I’ll be Seeing You - Billie Holiday

I Put a Spell on You - Nina Simone

Don’t Know Why - Norah Jones

Dream a Little Dream of Me - The Mamas & The Papas

Cheek to Cheek - Ella Fitzgerald & Louis Armstrong

Come Fly With Me - Frank Sinatra

Unforgettable - Nat King Cole

La Vie En Rose - Louis Armstrong

August - Taylor Swift

Gyspy - Fleetwood Mac

Cinnamon Girl - Lana Del Rey

Something in the Orange - Zach Bryan

Northern Attitude - Noah Kahan

Goodbye Yellow Brick Road - Elton John

Autumn Leaves - Chet Baker

Do You Believe in Magic? - The Lovin’ Spoonful

High and Dry - Radiohead

Motion Sickness - Phoebe Bridgers

Willow - Taylor Swift

Golden Hour - Kacey

Musgraves

Coffee - Beabadoobee

We Fell in Love in October

- Girl in Red

Skinny Love

- Bon Iver

Hello, Neighbors!

Fall in Jessamine County is a busy time and there is an abundance of activities that you certainly won’t want to miss out on. There are numerous festivals in both Nicholasville and Wilmore, tractor shows, concerts, a lot of sporting events, activities for children and even events for our family pets! Be sure to check out www.jessamineky.gov for more details.

We hope that you had a wonderful summer and are ready for the cool, autumn days ahead. Be sure to take a drive around Jessamine County this Fall season and take in all the sights and sounds that Jessamine County has to offer. I promise you; it will be a day well spent.

Judge Executive, David West

Alex’s letter

Evie Johnson

Grade: 12 at Jessamine County Virtual Learning Academy/West Jessamine High School

Outstanding Students

EVIE, JEREMIAH, TIMOTHY, AND COLETTE JOHNSON

th Interests: Reading, writing in a fantasy book, playing guitar, walking around Wilmore, eating peanut butter

Goals: Write a book someday, be a dependable person and friend, play music in some way.

Jeremiah Johnson

Grade: 9 at West Jessamine High School th

Interests: Drawing, playing and video games, playing the banjo, and arguing (wants to be a lawyer)

Goals: To create a very detailed game, play the banjo very well, to pass all classes with at least a B.

Timothy Johnson Grade: 4 at Wilmore Elementary School th

Interests: Building, playing with Jeremiah on video games, playing with friends, and doing math

Goals: Get distinguished in KSA, get good with a boomerang, try to beat Minecraft, be a construction worker.

Colette Johnson Grade: 3 at Wilmore Elementary School rd

Interests: Drawing, building with big blocks, baking, sleeping in, riding bikes

Goals: Keep room clean, learn multiplication and division, be a teacher.

Places You Should Go: Wilmore Railside Caboose Museum

In the heart of downtown Wilmore, a bright red caboose sits quietly by the tracks, almost as if it’s waiting for its next call to duty. But this retired Southern Railway cab car isn’t going anywhere. It’s found a permanent home as the Railside Caboose Museum, a living time capsule of Wilmore’s railroad past.

The caboose itself has a story worth telling. Originally built in the 1950s and later rebuilt in the 1970s, it served faithfully until its retirement in the 1980s. In 1993, thanks to the Norfolk Southern Foundation, the car rolled into Wilmore for the very last time... not to depart again, but to stay. Since then, it has been transformed into a small but mighty museum that continues to connect our town to its rich history. Step inside and you’re transported back through

generations. The caboose is filled with artifacts, photographs, and even model trains that paint the picture of Wilmore’s journey from early settlement days to the height of the railroad era. There’s even a dispatch scanner that lets visitors experience how crews once communicated on the rails, a small but fascinating detail that helps bring the story to life.

Longtime curator Ken Rickards has dedicated years to preserving these stories, reminding visitors that railroads were once the “interstate highways of their day.” For Wilmore, having a line run through town was nothing short of transformative. It shaped the growth of the community, connected families and commerce, and created a legacy that still lingers in the sound of trains passing by. Today, the Railside Caboose

Museum is open on Saturday mornings, the third Thursday of each month, and during special city events. It may be a short stop on your weekend calendar, but it’s one that leaves an impression. This little red caboose isn’t just a retired railcar; it’s a symbol of Wilmore’s history, resilience, and community spirit. And for anyone who takes the time to step inside, it offers a reminder that sometimes the biggest stories can come from the smallest spaces.

Picture provided by: visitjessamine.com Located: 334 2 East Main Street , Wilmore 859.858.4411

Good Neighbor Report: Presented

By: Randall Chewning State

Farm

Chief Danny Eades and the Jessamine County Fire Department

The Jessamine County Fire Department has always been built on dedication, but now, thanks to recent changes, it’s entering a brand-new era of service for our community. For years¢ the county relied on the commitment of volunteer firefighterswhobalancedthedemandsof everyday life with the calling to respond when neighbors were in need§ Their service has been invaluable¢ but as our county has grown¢ so has the need for a stronger¢ more consistent response system§

ThatÁs why this year marks such an important milestone§ Under the leadership of Chief Danny Eades and the fire board¢ Jessamine County now has its first full·time firefighters on staff§ ItÁs a shift that represents both progress and promise¢ ensuring that trained professionalsarealwaysoncallandready to respond at a momentÁs notice§ ±QUOTE FROM DANNY ABOUT WHY THIS CHANGE IS IMPORTANT OR WHAT IT MEANS FOR THE COMMUNITY²

ChiefEadesbringsawealthofexperience totherole§HavingretiredfromtheCityof Nicholasville Fire Department¢ he understands firsthand the challenges of a growing community and the importance of strong¢ reliable emergency services§ ±QUOTE FROM DANNY ABOUT HIS BACKGROUND OR WHY HE TOOK ON THIS ROLE² His leadership¢ paired with the boardÁs vision¢ has made it possibletotakethisstepforward§

This transition doesnÁt replace the long tradition of volunteer service£ it builds onit§Volunteerswillalwaysremainavital part of the Jessamine County Fire Department¢ but the addition of full·time firefighters creates a new level of stability and reassurance for families across the county§ ±QUOTE FROM DANNY ABOUT HOW VOLUNTEERS AND FULL·TIME STAFF WORK TOGETHER OR HIS GRATITUDE TO THEVOLUNTEERS²

Lookingahead¢thedepartmentisfocused on strengthening training¢ improving equipment¢ and continuing to adapt as Jessamine County grows§ The goal is simple¡toprovidethehighestleveloffire protection and emergency response possible¢ while keeping the heart of neighbor·to·neighbor service that the department was founded on§ ±QUOTE FROM DANNY ABOUT FUTURE GOALS OR HIS VISION FOR THE DEPARTMENT²

ItÁs a new chapter for Jessamine County Fire¢ and one that highlights what happens when vision¢ leadership¢ and community support come together§ With ChiefEadesatthehelmandnewfull·time firefighters on duty¢ the future of fire protectioninourcountyhasneverlooked brighter§

Brian Bietz From the Radio Booth to the Ballfield

I know Brian Bietz through local radio. In fact, that’s how I’ve come to know most everybody in our community. But Brian is different. He isn’t just another familiar voice on the airwaves, he is the voice of Jessamine County Sports. For years, Brian has been behind the mic, bringing East and West Jessamine football, basketball, and baseball to life. His broadcasts aren’t just play-by-plays, they’re full of passion, energy, and a love for the game that can’t be easily replicated.

When I think of Brian, I don’t just think of the hours he has poured into the radio station and how he’s helped make our broadcasts stronger. I think of the way an entire community recognizes him. Many know him not for his voice on the radio, but for his presence on the field. Brian has umpired baseball in Jessamine County for more than 35 years. He’s been the steady figure behind the plate, calling balls and strikes with fairness, integrity, and the kind of respect for the game that only comes from someone who truly loves it.

Recently, Jessamine County Youth Baseball completed the construction of brand-new batting cages, something that will benefit generations of players to come. When the time came to dedicate them, the honor fell naturally to Brian. And it couldn’t have gone to anyone more deserving. I’ll never forget when he called me to tell me the news. His voice carried a mix of excitement, disbelief, and deep humility. It wasn’t just another accolade, it was a moment that validated a lifetime of showing up for this community, both on and off the air.

To know Brian is to know someone who has poured his heart into Jessamine County. Whether you’ve heard him on a Friday night calling a last-second touchdown, or watched him crouch behind the plate for decades of summer evenings, you know he’s a constant. He’s a storyteller, a servant, and a steward of local sports in every sense of the word. The dedication of the batting cages is more than just a nod to his years of service. It’s a symbol of the impact one person can have when they dedicate their time, their voice, and their love to a community. And for Jessamine County, Brian Bietz has done exactly that.

Financial Focus

Financial Focus®

You have an estate plan – whether you know it or not.

By Matthew Roth

Think estate planning is only for the wealthy or elderly? Think again. If you own anything — a home, a car, a savings account, even a pet — you already have an estate plan. The only question is: Did you create it, or will your state do it for you?

When someone passes away without an estate plan, state laws take over, deciding who gets what and when. This legal process may not reflect your wishes. That’s why taking control of your assets through a personal estate plan should be a top priority.

At its core, estate planning is about clarifying your wishes and making things easier for your heirs. It ensures your assets are distributed according to your preferences, designates who will make decisions on your behalf if you can't and provides guidance for your care in a medical crisis. Most plans include four key components:

A Will – This document outlines how your assets should be distributed after your death and names an executor to oversee the process in probate court. It can also designate guardians for minor children. Keep in mind that a will doesn’t cover everything — certain transfer on death (TOD) accounts and jointly held property may bypass your will entirely.

Power of Attorney – If you become incapacitated, you’ll want someone you trust to be able to make decisions on your behalf. A durable power of attorney designates such a person, helping to ensure your bills are paid, your business continues (if you have one) and your wishes are honored.

Health Care Directive – Sometimes called a living will, this document spells out your preferences for medical treatment if you're unable to speak for yourself. It can also designate someone to make health care decisions for you.

Beneficiary Designations – Accounts like 401(k)s, IRAs, and life insurance policies transfer directly to the people you name, regardless of what your will says. It’s essential to review these beneficiary designations regularly, especially after significant life events such as marriage, divorce, death of a spouse or the birth of a child.

One common myth is that a will is all you need. But wills only take effect after death; they don’t help if you’re alive but unable to make decisions. Another misconception is that estate planning is only for the wealthy. In truth, planning is about more than money — it’s about making things easier for the people you love during difficult times.

An effective estate plan can prevent costly legal battles, reduce confusion and give your loved ones a clear roadmap to follow. It also allows you to leave a legacy that reflects your values and priorities.

As your life changes, your estate plan should change along with it.

Review your documents every few years or after major life events.

It’s often a good idea to seek help with such reviews. Your financial advisor or attorney can guide you through the process, ensuring your plan fits your unique circumstances.

In the end, estate planning isn’t just about planning for what happens when you are gone. It’s about feeling confident, knowing that what matters most — your family, your purpose, your legacy — is protected.

Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation.

FAST FALL FACTS:

Pumpkins are technically a fruit — and not just any fruit. They’re in the same family as cucumbers and melons.

The first jack-o’-lanterns were carved from turnips in Ireland, not pumpkins. Immigrants brought the tradition to America, where pumpkins were bigger (and easier to carve).

Candy corn was originally called “chicken feed.” When it debuted in the 1880s, the boxes even had a rooster on them.

Leaves change color because of sugar. As chlorophyll fades, the sugars trapped in leaves help create those brilliant reds, oranges, and purples.

Owls were once thought to be witches. In Medieval Europe, people believed an owl’s call meant a witch was nearby.