2_4_DiscoverBenelux_13_Januar_2014_MADS_Scan Magazine 1 17/12/2014 15:23 Page 55

Fund your future home with the most favourable mortgage deal

The best mortgage for your home The housing market in the Netherlands is finally improving again, especially in the Zuidas of Amsterdam. Buying a house in the booming area in Amsterdam is currently much cheaper than renting one, as more and more expats are discovering. TEXT: JANINE STERENBORG |  PHOTOS: DE KREDIETER

Buying a house is not easy. Or rather: getting  the  right  mortgage  is  not  easy.  You don’t have to find one on your own though. The small and highly educated team of the independent  mortgage  advisors  at  de Kredieter, based in the central lobby of the World  Trade  Center  area  in  Amsterdam South,  can  help  you  find  the  best  mortgage  tailored  to  your  needs.  “Instead  of spending  a  lot  of  money  on  every  single piece of advice you get at separate banks and insurance companies, you can reduce the costs by letting us do the job,” says de Kredieter  founder  and  co-owner  Frank Bakker, “and it saves you a lot of time too!” De Kredieter is the ideal mortgage advisor for expats who are house hunting in Amsterdam and are looking for advice with a fair price tag. Bakker: “We’re experienced in  working  with  expats.  We  know  which

banks  offer  the  financing  they  need,  we speak international languages, we’re very flexible and if you have any questions, you can simply drop by at the office.” “It’s important to be well informed before entering the housing market, so you know exactly in what price range to shop, in order  to  deal  with  acceptable  monthly charges later,” says Bakker. Based on their expertise and 20 years of experience, there is no doubt de Kredieter will find you the best  deal.  The  company  works  with  almost every bank and insurance company in the Netherlands, which allows them to find the cheapest mortgage with the best conditions on the market.

All  of  de  Kredieter’s  advisers  are  professionals. They are for example affiliated with the Dutch federation for financial planners (Federatie Financieel Planners). This means they are obligated to update their knowledge annually, so you can expect a clear and trustworthy planning and explanation. What mortgage is best for you depends on many factors, all of which de Kredieter will take  into  account.  Bakker  says:  “Buying cheap  can  get  very  expensive  when  you don’t  understand  the  possible  nasty  fine print for example. Don’t invent the wheel yourself. After all, you’re dealing with a LOT of money!” www.kredieter.nl

“After our search, we’ll present the most suitable mortgage and explain the up- and downsides  of  all  aspects,”  says  Bakker.

Issue 13 |  January 2015 |  55