2_4_DiscoverBenelux_13_Januar_2014_MADS_Scan Magazine 1 17/12/2014 15:23 Page 55
Fundâyourâfutureâhomeâwithâtheâmost favourableâmortgageâdeal
The best mortgage for your home The housing market in the Netherlands is finally improving again, especially in the Zuidas of Amsterdam. Buying a house in the booming area in Amsterdam is currently much cheaper than renting one, as more and more expats are discovering. TEXT:âJANINEâSTERENBORGâ|â PHOTOS:âDEâKREDIETER
Buyingâaâhouseâisânotâeasy.âOrârather:âgettingâ theâ rightâ mortgageâ isâ notâ easy.â You donâtâhaveâtoâfindâoneâonâyourâownâthough. Theâsmallâandâhighlyâeducatedâteamâofâthe independentâ mortgageâ advisorsâ atâ de Kredieter,âbasedâinâtheâcentralâlobbyâofâthe Worldâ Tradeâ Centerâ areaâ inâ Amsterdam South,â canâ helpâ youâ findâ theâ bestâ mortgageâ tailoredâ toâ yourâ needs.â âInsteadâ of spendingâ aâ lotâ ofâ moneyâ onâ everyâ single pieceâofâadviceâyouâgetâatâseparateâbanks andâinsuranceâcompanies,âyouâcanâreduce theâcostsâbyâlettingâusâdoâtheâjob,ââsaysâde Kredieterâ founderâ andâ co-ownerâ Frank Bakker,ââandâitâsavesâyouâaâlotâofâtimeâtoo!â DeâKredieterâisâtheâidealâmortgageâadvisor forâexpatsâwhoâareâhouseâhuntingâinâAmsterdamâandâareâlookingâforâadviceâwithâa fairâpriceâtag.âBakker:ââWeâreâexperienced inâ workingâ withâ expats.â Weâ knowâ which
banksâ offerâ theâ financingâ theyâ need,â we speakâinternationalâlanguages,âweâreâvery flexibleâandâifâyouâhaveâanyâquestions,âyou canâsimplyâdropâbyâatâtheâoffice.â âItâsâimportantâtoâbeâwellâinformedâbefore enteringâtheâhousingâmarket,âsoâyouâknow exactlyâinâwhatâpriceârangeâtoâshop,âinâorderâ toâ dealâ withâ acceptableâ monthly chargesâlater,ââsaysâBakker.âBasedâonâtheir expertiseâandâ20âyearsâofâexperience,âthere isânoâdoubtâdeâKredieterâwillâfindâyouâthe bestâ deal.â Theâ companyâ worksâ withâ almostâeveryâbankâandâinsuranceâcompany inâtheâNetherlands,âwhichâallowsâthemâto findâtheâcheapestâmortgageâwithâtheâbest conditionsâonâtheâmarket.
Allâ ofâ deâ Kredieterâsâ advisersâ areâ professionals.âTheyâareâforâexampleâaffiliatedâwith theâDutchâfederationâforâfinancialâplanners (FederatieâFinancieelâPlanners).âThisâmeans theyâareâobligatedâtoâupdateâtheirâknowledgeâannually,âsoâyouâcanâexpectâaâclear andâtrustworthyâplanningâandâexplanation. Whatâmortgageâisâbestâforâyouâdependsâon manyâfactors,âallâofâwhichâdeâKredieterâwill takeâ intoâ account.â Bakkerâ says:â âBuying cheapâ canâ getâ veryâ expensiveâ whenâ you donâtâ understandâ theâ possibleâ nastyâ fine printâforâexample.âDonâtâinventâtheâwheel yourself.âAfterâall,âyouâreâdealingâwithâaâLOT ofâmoney!â www.kredieter.nl
âAfterâourâsearch,âweâllâpresentâtheâmost suitableâmortgageâandâexplainâtheâup-âand downsidesâ ofâ allâ aspects,ââ saysâ Bakker.
Issue 13 |â Januaryâ2015 |â 55