TORONTO'S SUBURBAN BOOM A HIGH LEVEL ANALYSIS
Canadian Real Estate Market TrendsWinter 2025
The Toronto Condo Market Past Trends & Future Outlook
Jeevan
Punni
The Powerhouse Behind
Homelife G1 Realty And Pre-Construction Dominance
SUKH SANDHU
VISIONARY REAL ESTATE DEVELOPER, ENTREPRENEUR & AUTHOR
Sukh Sandhu is a distinguished real estate developer, entrepreneur, and co-author of Winning Strategies For Success, a book featuring insights from industry leaders. Known for his innovative and communitydriven approach to real estate, Sukh has transformed countless residential and commercial projects, earning numerous accolades for his excellence, ethics, and creativity.
Coming from a family deeply rooted in agriculture, politics, and business, Sukh developed an entrepreneurial mindset early on, launching a successful Rental Car Enterprise while pursuing a degree in mechanical engineering. His ability to identify untapped opportunities has positioned him as a pioneering figure in the real estate industry. Beyond his business ventures, Sukh is committed to social impact, actively supporting education, healthcare, and welfare initiatives to uplift communities. His dedication to personal growth is evident through his passion for travel, fitness, golf, and other outdoor activities, embodying a well-rounded and dynamic lifestyle.
With his relentless drive for innovation and success, Sukh Sandhu continues to shape the real estate landscape while inspiring others to think creatively and push beyond traditional boundaries. His contributions as a leader, mentor, and now a published author further cement his legacy in the industry and beyond.
PUBLISHERS NOTE
Welcome to another exciting edition of Ontario South Asian Real Estate Magazine! In this issue, we are proud to feature Jeevan Punni, a name that resonates with success, innovation, and leadership in the real estate industry. As the driving force behind HomeLife G1 Realty, Jeevan has not only built a thriving brokerage but has also played a pivotal role in shaping the pre-construction market in Ontario. His story is one of relentless ambition, strategic thinking, and a deep commitment to empowering those around him.
But that’s just the beginning. This edition is packed with valuable insights and market trends that every real estate professional, investor, and homeowner needs to know. We explore Toronto’s Suburban Boom, dissecting the factors fueling its rapid expansion and what it means for buyers and sellers alike. Our Toronto Condo Market feature takes a deep dive into past trends and future projections, helping investors navigate the evolving landscape.
We also bring you exclusive coverage of the Happy Healthy Home Show 2024, where industry leaders, homeowners, and community advocates came together to discuss the intersection of real estate, health, and wellness. Plus, don’t miss our special feature on Sukh Sandhu, a visionary real estate developer and entrepreneur who is redefining the industry with his innovative approach. At Ontario South Asian Real Estate Magazine, our mission is to bring you stories that inspire, inform, and connect our vibrant community. Whether you’re a seasoned professional or just beginning your real estate journey, we hope this issue provides the knowledge and motivation to take your next big step.
Enjoy the read!
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UPCOMING FEATURE COVER STORY
MANRAJ S. MUKKAR
PARTNER, CASSELS BROCK & BLACKWELL LLP
Manraj (Manny) Mukkar is an experienced lawyer and a partner in the Real Estate & Development Group at Cassels, a leading Canadian national law firm. Manny’s practice focuses on all aspects of commercial real estate law and general corporate matters in which he routinely acts on behalf of developers, vendors, purchasers, lenders, and borrowers on a broad range of complex commercial real estate transactions, with a particular concentration on acquisitions and dispositions of commercial properties, and commercial financing transactions involving all real estate asset classes.
Aside from managing a busy practice, Manny is active in the community contributing his time and experience by serving as a mentor to international students to help nurture their growth and assist with their transition into the Canadian legal market. Manny is also a member of his firm’s Inclusion & Diversity Committee and serves as co-chair of the Asian Affinity Group. He has also held various positions for the Sikh Foundation of Canada, a non-profit organization that seeks to promote Sikh history, arts, and culture.
Drawing from his substantial experience in a wide variety of transactional work, Manny prides himself on delivering professional, practical, and solution-driven advice which enables him to navigate complex legal issues to ensure the most optimal results for his clients.
POST EVENT COVERAGE HAPPY HEALTHY HOME SHOW 2024
The Happy Healthy Home Show was launched in 2024 in both British Columbia and Ontario, building on the successful foundation of the South Asian Health Expo, which Rina Gill and her partner, Dustin Sidhu, have organized for the past 13 years in Surrey, BC, and 5 years in the Peel Region of Ontario. This year, they introduced a new twist by incorporating the real estate element, with a clear goal: to equip families with the resources they need to thrive both personally and professionally.
Special thanks to the incredible sponsors and businesses in both provinces that supported this community initiative. In Ontario, Homelife G1 Realty (broker of record, Jeevan Punni), Helperzz, and Sukh Tax Financial Services came on board as main sponsors. In BC, the award-winning Brian Jessel BMW served as the title sponsor, alongside Freedom Capital, led by Pip Dhaliwal.
The events in both provinces showcased a wide array of national and local businesses, community organizations, and non-profits. Attendees enjoyed free admission and had the opportunity to connect with industry experts for complimentary consultations. In Ontario, the event took place at Mississauga City Hall, where Ward 5 Councillor Natalie Hart presented Rina Gill and Dustin Sidhu with Certificates of Appreciation for their efforts. In BC, the event was held at Surrey City Hall, where Councillors Linda Annis and Michael Bose met with vendors and attendees, showing their support for the initiative.
Rina and Dustin are already in planning mode for the 2025 Happy Healthy Home Show and hope to attract major national corporate sponsors to further elevate this impactful community event.
ISHA CHHABDA
FOUNDER, SILVERCLOUD LAW
Isha represents homeowners, and businesses, ensuring that their real estate transactions - from residential purchases to large commercial dealings - are managed with accuracy and diligence.
In addition to her legal practice, Isha is dedicated to giving back through various community-focused volunteer efforts. She is actively involved in mentoring and regularly offers her time to assist newcomers, particularly international students, as they transition into the Canadian legal and business environment. Isha is also passionate about supporting local initiatives that promote community development and provide aid to those in need. As a member of various business networking organisations, she continues to share her expertise, helping others achieve their professional goals.
Drawing from years of experience and a commitment to providing practical, solution-oriented advice, Isha prides herself on being a trusted advisor, helping her clients navigate legal challenges efficiently while safeguarding their interests.
Isha Chhabda is a seasoned lawyer and the founder of Silvercloud Law, a boutique firm specializing in real estate law and business transactions. With a client-centric approach, Isha has built a reputation for providing expert legal advice in both residential and commercial real estate, as well as guiding private business owners through a wide range of legal matters, from acquisitions to corporate restructuring. Her practice is known for its comprehensive and detail-oriented service, making complex legal processes seamless for her clients. AREAS OF EXPERTISE
TORONTO’S SUBURBAN BOOM: A HIGH-LEVEL ANALYSIS
THE SUBURBAN SHIFT IN TORONTO REAL ESTATE
In recent years, Toronto’s suburban real estate market has undergone a dramatic transformation, fueled by soaring urban prices, shifting lifestyle preferences, and a changing economic landscape. Communities beyond the city core, such as Milton, Oshawa, Brampton, and Pickering, have seen record growth as they attract buyers seeking affordability and space. However, the suburban boom is now intersecting with emerging political and policy changes, particularly around immigration, which could reshape its future trajectory.
KEY DRIVERS OF THE SUBURBAN BOOM
Urban Affordability Crisis
With Toronto’s downtown housing market becoming increasingly out of reach—detached homes averaging $1.7 million and condo prices climbing above $800,000—buyers have looked to the suburbs for relief.
Suburban areas offer larger homes and more land for significantly lower prices, making them attractive to families and first-time buyers.
Remote Work and Lifestyle Shifts
The COVID-19 pandemic permanently altered work patterns, with many companies adopting hybrid or fully remote models. This shift diminished the need to live close to downtown offices, encouraging buyers to prioritize suburban properties with features like home offices, outdoor spaces, and access to parks.
Immigration and Population Growth
Immigration has been a major driver of housing demand in Toronto and its suburbs. Canada welcomed over 1.2 million newcomers between 2021 and 2024, with the GTA absorbing a large portion of these arrivals. Immigrants often begin their Canadian journey in suburban communities due to affordability and availability of housing. However, the future of this trend is uncertain, as Canada’s major political parties propose changes to immigration policies in response to housing shortages and affordability concerns.
Infrastructure Development
Transportation investments such as expanded GO Transit lines, the Ontario Line, and proposed highways like Highway 413 have improved connectivity, making suburban living more practical. Suburban areas are also evolving into self-sustained hubs with growing commercial spaces, schools, and healthcare facilities, reducing the need for frequent trips to downtown Toronto.
CHALLENGES AND POLICY IMPLICATIONS
Impact of Changing Immigration Policies
The future of the suburban boom is closely tied to Canada’s evolving immigration framework.
Liberal Party: The Liberals have focused on high immigration targets to address labor shortages but have faced criticism for not aligning these targets with housing supply, exacerbating demand in suburban markets.
Conservative Party (PC): The Conservatives propose tightening immigration levels, particularly for temporary residents, to ease housing pressures. Such policies could slow demand in suburban housing markets dependent on new immigrants.
New Democratic Party (NDP): The NDP supports robust immigration but advocates for stronger investments in affordable housing, which could shift focus away from suburban sprawl toward urban densification.
As these policies evolve, suburban markets may see a recalibration of demand, particularly if immigration targets are reduced or aligned with housing supply constraints.
Affordability Pressures in the Suburbs
Suburban markets, once known for affordability, have experienced significant price increases. In cities like Brampton and Pickering, home prices have doubled in the past five years. New restrictions on immigration could temper demand, but without addressing systemic supply issues, affordability challenges are likely to persist.
Urban Sprawl and Environmental Concerns
Rapid suburban development has led to urban sprawl, with green spaces and farmland being replaced by residential and commercial developments. Environmental concerns are rising, pushing policymakers and developers to consider more sustainable practices, such as higher-density suburban developments and transitoriented communities.
Political Uncertainty and Market Dynamics
Real estate markets are highly sensitive to political changes. A shift in government or immigration policies could either accelerate suburban growth or temper it. The balance between housing supply, infrastructure development, and policy alignment will be critical in determining the future trajectory of the suburban boom.
FUTURE OUTLOOK: BALANCING GROWTH AND POLICY
Demand and Supply Dynamics
The long-term demand for suburban housing will depend on whether immigration remains a key driver. Even with potential restrictions, suburban areas are expected to attract buyers seeking space and affordability. However, supply challenges, including delays in new construction and zoning restrictions, will need to be addressed to meet this demand.
Infrastructure and Sustainability
Future suburban development will likely focus on creating self-sufficient communities. The concept of “15-minute cities,” where residents can access work, education, and leisure within a short radius, will play a vital role in reducing urban sprawl and enhancing quality of life.
Political and Economic Factors
Federal and provincial governments will play a critical role in shaping the suburban market. Policies around immigration, affordable housing, and infrastructure funding will directly impact suburban growth. A balanced approach that supports population growth while addressing housing shortages will be key.
Sustainability and Green Development
With environmental concerns becoming more pressing, future suburban projects will need to embrace sustainable practices, such as energy-efficient construction, green spaces, and public transit integration. Developers who prioritize these factors will likely gain favor in a market increasingly conscious of environmental impact.
Toronto’s suburban boom has reshaped the GTA real estate market, driven by affordability, immigration, and lifestyle shifts. However, as Canada grapples with housing shortages and political debates around immigration, the future of the suburban market hangs in a delicate balance. To sustain growth, policymakers, developers, and communities must align on strategies that promote affordability, environmental sustainability, and balanced infrastructure development. The suburban boom is far from over—but its future will be shaped by the complex interplay of market dynamics and political decisions in the years to come.
Owner & Agent – Desjardins Insurance Agency Author of the upcoming book Unshakable Leadership
With over 25 years in the insurance industry, Pam Pabla is a trusted name in insurance and financial services, specializing in auto, home, commercial, business, life, and living benefits insurance. As the Owner & Agent of Pam Pabla Insurance & Financial Services Inc., a Desjardins Insurance Agency in Mississauga, she leads a dedicated team committed to helping individuals and businesses make informed decisions to protect what matters most. Pam’s agency is built on a foundation of trust, expertise, and personalized service, ensuring clients receive tailored solutions to mitigate risk and secure their financial future. She is passionate about empowering individuals, families, and businesses with the right coverage, helping them achieve peace of mind and financial security.
Beyond insurance, Pam is also the author of the upcoming book, Unshakable Leadership, where she shares insights on accountability, responsibility, and faithfulness as core pillars of strong leadership. Through her work, she aims to inspire professionals and entrepreneurs to lead with integrity, resilience, and vision.
Jeevan Punni
The Powerhouse Behind Homelife
G1
Realty And Pre-Construction Dominance
1Can you share the story of how you first entered the real estate industry and what inspired you to become a broker?
Real estate has always been more than just a career—it’s a purpose. Growing up, I saw how owning property could transform lives, providing stability and security for families. This inspired me to help others achieve those dreams. Starting out, I was motivated by the idea of making homeownership accessible and rewarding. Over time, I realized my calling wasn’t just to excel but to lead and mentor, ensuring others could achieve success too. For me, “ tou suna he hoga” is more than a tagline—it’s a promise of excellence, dedication, and impact.
I was motivated by the idea of making homeownership accessible and rewarding. Over time, I realized my calling wasn’t just to excel but to lead and mentor, ensuring others could achieve success too
What were some of the biggest challenges you faced while building your career, and what milestones are you most proud of?
I believe in leading by example and empowering those around me. My leadership style is collaborative and rooted in trust. At HomeLife G1 Realty, every team member knows their contributions matter, and I’m committed to their growth and success. I motivate my team by celebrating their achievements, encouraging innovation, and fostering an environment where learning and growth are constant. When your team feels supported, they’re unstoppable. 2 3 4
Building my career was not without challenges. Starting with limited resources and connections, I had to earn trust in a competitive market through relentless hard work and an unwavering focus on client satisfaction. Over time, I overcame these obstacles by staying committed to my vision and values. Some of the milestones I’m most proud of include being a former top-producing real estate broker rated in the top 1% in Canada and developing a vast knowledge base for new condo developments across the Greater Toronto Area. I’ve achieved Hall of Fame Status, Chairman's Club Awards, Platinum Producer recognition, and the title of Top Individual Salesperson. These accomplishments aren’t just accolades; they represent years of dedication and the trust my clients and peers have placed in me.
I’ve been actively involved in all aspects of the community by promoting, sponsoring and headlining entertainment event such as the South Asian Trade Show, Garba Shows, Bollywood events, and programs at the Living Arts Centre. I also support children’s soccer teams, contribute to food banks, and regularly sponsor charities.
What
sets HomeLife
G1 Realty
apart, and what is your vision for its
growth and future?
HomeLife G1 Realty stands out because of our commitment to innovation, integrity, and collaboration. We aren’t just selling properties; we’re creating opportunities for agents, clients, and partners alike. My vision is to continue setting industry benchmarks while expanding our reach and offering cutting-edge tools that empower our agents. We’re here to lead with purpose, ensuring that every transaction reflects our core values of trust and service.
How would you describe your leadership style, and how do you motivate your team?
You’ve been known to give back to the community. How do you combine that with representing South Asians in
Giving back has always been an integral part of my journey. I’ve been actively involved in all aspects of the community by promoting and sponsoring headlining entertainment events such as the South Asian Trade Show, Garba Shows, Bollywood events, and programs at the Living Arts Centre. I also support children’s soccer teams, contribute to food banks, and regularly sponsor charities. Additionally, back in the time I could be heard on several well-known South Asian radio stations like CINA 1650, CJMR 1320, and Des Pardes, participating in popular shows such as Rangla Punjab, Punjab Di Goonj, Desi Beats, Apna Punjab, and more. As a South Asian leader in real estate, I take pride in inspiring others to dream big, break barriers, and excel in their fields. Representation matters, and I aim to mentor and uplift others in our community so they, too, can achieve their dreams.
Can
you tell us about Genius Production and its role in your journey?
Genius Production is a reflection of my belief in the power of storytelling and creativity. We specialize in videography, photography, and digital marketing, helping businesses and professionals tell their stories in impactful ways. Real estate isn’t just about properties; it’s about people and the stories behind each transaction.
The platform bridges that gap, providing reliable services to customers while empowering contractors with new opportunities. As someone deeply involved in real estate, I’ve seen the challenges both sides face in finding trustworthy solutions. Helperzz.com simplifies that process, offering a seamless experience and ensuring everyone benefits. It’s an initiative close to my heart because it aligns with my vision of creating value and making everyday lives easier.
How have you grown personally, and what drives your continued growth?
Personal growth is a lifelong journey. I’ve learned to stay curious, embrace challenges, and find inspiration in the people I meet and the work I do. Whether it’s through the relationships I’ve built, the communities I’ve served, or the ventures I’ve launched, I strive to learn and evolve every day. For me, growth comes from balancing purpose with passion and making a meaningful impact wherever I can.
How do you find balance between your personal life and your demanding career?
Balancing a busy career and personal life requires clear priorities and intentional effort. My family is my anchor, and I make it a point to dedicate quality time to them. Delegating tasks and staying organized help me stay focused on what truly matters. At the end of the day, success isn’t just about achievements—it’s about the journey and the people you share it with.
What advice would you give to aspiring brokers and entrepreneurs looking to make their mark?
Real estate is about relationships, not just transactions. Build trust, embrace challenges, and always keep learning. Your reputation is your biggest asset, so focus on delivering value and staying true to your values. Success doesn’t happen overnight— it’s a result of consistency, resilience, and passion. And remember, aim high and work hard because when you stand out, people will say, “Naam tou suna he hoga!”
THE TORONTO CONDO MARKET: PAST TRENDS AND FUTURE OUTLOOK
A THRIVING SEGMENT OF TORONTO’S REAL ESTATE MARKET
The Toronto condominium market has been one of the most dynamic and closely watched segments of the city’s real estate landscape over the past decade. From towering skyscrapers in the downtown core to mid-rise buildings in upand-coming neighborhoods, condos have become synonymous with urban living in Toronto. However, the market has experienced significant shifts in the past few years due to a mix of factors, including changes in lifestyle, interest rates, economic conditions, and even the COVID-19 pandemic. As Toronto continues to grow, what does the future hold for its condo market?
The Toronto Condo Market: Recent Trends
Impact of the COVID-19 Pandemic
The onset of the COVID-19 pandemic in 2020 initially caused a sharp slowdown in the Toronto condo market. With many people working from home and avoiding densely populated spaces, demand for condos—especially smaller units in high-rise buildings—dipped.
People sought larger homes with outdoor space, moving to the suburbs or rural areas, where they could work remotely in a more spacious setting. However, the market quickly rebounded in 2021 as interest rates remained low and economic confidence returned. Condo prices saw a rapid resurgence, and the demand for units in desirable locations, particularly near transit hubs and lifestyle amenities, remained strong.
Affordability Pressures and Changing Buyer Preferences
The Toronto condo market will likely benefit from continued urbanization and density-focused development policies. With limited land available for horizontal growth, vertical living through condos is seen as a sustainable solution to housing shortages. 2 1 2 3 3 4
As Toronto’s real estate prices continued to soar, many first-time homebuyers turned to condos as a more affordable entry point into the housing market. However, with rising prices, even condos have become increasingly expensive, with the average price for a condo in the city exceeding $800,000 by mid-2023. This has led to a shift in buyer preferences, with many turning to larger units (such as two-bedroom condos) as a way to gain more space while remaining within their budget.
Rising Rent Prices
In parallel with the growing prices of condos for sale, rental prices for Toronto condos have surged as well. With fewer people moving out of city centers and high demand from students, professionals, and new immigrants, rental rates have climbed, particularly in the downtown core. This has created a dual challenge for prospective buyers and renters alike, forcing many to adjust their budgets or consider other housing options.
Shift Toward Suburban Condos
As work-from-home arrangements have become more permanent for many, the demand for condos in suburban areas like Vaughan, Scarborough, and Etobicoke has grown. These areas offer larger units and more affordable prices, making them attractive alternatives for buyers looking for more space without venturing too far from the city. The trend toward suburban condos is expected to continue as these regions invest in infrastructure and transit networks, making commuting to downtown Toronto more convenient.
KEY FACTORS SHAPING THE FUTURE OF TORONTO’S CONDO MARKET
Interest Rates and Mortgage Regulations
The Bank of Canada’s monetary policy will play a crucial role in shaping the future of the condo market. Over the past year, rising interest rates have created challenges for both buyers and developers. Higher borrowing costs are slowing down demand as mortgage payments increase, especially for first-time buyers. If interest rates remain high or increase further, it could suppress the purchasing power of many prospective condo buyers and result in slower price growth or even price corrections in the short term. However, a potential easing of interest rates could reignite demand for condos, especially among younger buyers looking to enter the market.
Ongoing Immigration and Population Growth
Immigration continues to be a key driver of the Toronto real estate market. Canada’s goal to welcome over 1.2 million immigrants between 2021 and 2024 will provide a steady influx of new residents to Toronto, many of whom will look for affordable, convenient living options in the form of condos. As Toronto’s population grows, so too will the demand for condo units, especially in central neighborhoods with easy access to transit, employment, and lifestyle amenities. Condos will remain the preferred choice for many newcomers, particularly young professionals, students, and small families.
Increased Density and Urbanization
Cities like Toronto will continue to densify with more high-rise condo developments, particularly in transitoriented neighborhoods. As the city works toward building more affordable and inclusive communities, developers will also increasingly focus on mixed-use buildings that combine residential, retail, and office spaces to create self-sustained, walkable neighborhoods.
Technological and Design Innovations
POTENTIAL CHALLENGES FOR THE CONDO MARKET
Construction Delays and Costs
A growing concern for the Toronto condo market is the potential for delays in construction and increasing costs for developers. Supply chain disruptions and labor shortages have slowed the delivery of new condos, leading to longer wait times for buyers. If these challenges persist, condo inventory could remain limited, putting upward pressure on prices and limiting options for buyers.
Affordable Housing Crisis
The future of Toronto’s condo market will also be shaped by evolving technology and design trends. With more people working from home, condos will need to cater to the demands for home offices and flexible living spaces. Technology will play a role in improving condo living through smart home features, energy-efficient building designs, and enhanced building management systems. Developers are likely to focus on creating condos with better functionality, sustainability, and appeal to the modern urban dweller. 4 1 2 3
Despite the growing demand for condos, affordability remains a significant issue. Even with condos offering a relatively more affordable alternative to detached homes, prices are still out of reach for many first-time buyers and renters. The provincial and federal governments will need to invest in affordable housing initiatives and policies to ensure that condo prices do not become prohibitively expensive for the average person.
Environmental Considerations
As climate change becomes an increasingly pressing issue, sustainable and environmentally friendly development practices will need to be prioritized. Future condo developments will likely need to comply with stricter environmental standards, which could increase costs for developers but also offer long-term benefits in terms of energy efficiency and reduced environmental impact.
WHAT THE FUTURE HOLDS FOR TORONTO’S CONDO MARKET
Toronto’s condo market has seen impressive growth in recent years, with a clear shift toward high-density urban living. As the market continues to evolve, several factors—such as interest rates, immigration, and technological advancements—will shape its trajectory. While affordability and supply chain challenges persist, the long-term outlook for Toronto’s condo market remains positive. Condominiums will continue to play a crucial role in addressing housing demand, offering a practical and sustainable solution for Toronto’s growing population. As urbanization accelerates and the city’s population expands, condos will remain at the heart of Toronto’s housing strategy for years to come.
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A home inspection is the most important step of Home Buying process. Buying a new home is probably the biggest investment you’ll ever make, and it’s a decision that will affect you for years to come. The process can be extremely stressful and confusing. And of course, there is always considerable risk involved when making such a large purchase decision. A professional inspection will significantly reduce your risk and help make the entire home-buying process easier and less stressful.
We, Technominds Inspection Services Inc. are in the Residential, Commercial, Mold and Environmental inspection business and maintain high professional standards. We all know buying a property, usually is the biggest investment we make. It’s always better to protect this investment by knowing the facts before you own them. We provide educated and valuable information to help our client to make an enlightened decision.
Our reports are detailed, unbiased, and easy to read and understand. We provide you electronic inspection report with pictures and thoroughly explain the report findings at the time of inspection. In addition to reporting any deficiencies or potential failures, our inspections include maintenance tips and other educational information.
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SUNNY RODHEY
Scientist and founder of Health IS Wealth Group Inc.
1) Tell us about your upbringing and childhood. My parents moved from Punjab, India to Canada in 1976 and I was born and raised in Quesnel, BC. Growing up, my parents were always supportive and there for me. This had a big impact and I grew up believing I could do anything. During the summers, I worked with my father in the sawmill, experiencing tough, physical work. I think this helped establish a solid work ethic and I learned to respect diverse types of industry. My father was an educated man who was also an author - he had a passion for writing and he played a variety of musical instruments and sports. I believe observing him pursue his interests ignited the spark in me to set high goals for myself.
2) What do you think are some of the drawbacks and benefits of growing up in a small community?
In a small community, everyone knows each other and gossip travels at the speed of light. You cannot go anywhere without running into someone you know, so I learned to stay on my best behavior when in public. Small towns may mean everyone knows your business, but it also means they will be there to support you through your successes and failures. One thing you learn in a small town is how to be a good neighbor, and in a small town, everyone is your neighbor! It can feel like your whole town is your family. Everybody helps one another and learning to be compassionate as a kid stays with you for a lifetime. In addition, when your town does not have much in the way of entertainment, you learn how to make your own fun and find your people, such as like-minded friends who really understand you. While these things may seem insignificant during childhood, they can actually play a significant role in shaping how we see the world as adults. Some of the values instilled in me growing up in Quesnel include humility, accountability, hard work, confidence and resilience.
3) Tell us about your background as a Scientist and what intrigued you about health sciences.
In high school, I did not like math or physics and I was not interested in the arts. I found biology and chemistry to be my most intriguing classes. I was interested in the molecular basis for changes occurring in cells and the chemistry of living organisms. Therefore, I chose to play to my strengths and decided to pursue a Bachelor’s degree in Biochemistry & Molecular Biology at UBC. A few years later, I completed a Master’s degree in Analytical Chemistry / Toxicology from Pace University in New York. I had the opportunity to work in various labs in different cities and travel throughout the USA for almost 4 years. I have 16 years of experience as a laboratory Scientist.
4) What inspired you to start Health IS Wealth Group Inc.?
In 2004, my father was diagnosed with Alzheimer’s disease at the young age of 62. This was shocking and life altering news for the whole family. Seeing my father decline over many years was one of the hardest things that I have gone through. The doctors prescribed him a few different prescription medicines but all had harsh side effects and were minimally effective. As a Scientist, I noted that there were not many decent options of natural health solutions on the market to address early memory issues and cognitive health. Therefore, in 2017, I founded Health IS Wealth Group Inc. (operating as Health IS Wealth) – a natural health and wellness company focused on manufacturing supplements to help support cognitive health, healthy aging and quality of life. The name of the brand “Health IS Wealth” – was chosen as a result of our personal family story. It is a resonating statement and important reminder that there is no greater wealth than health.
5) What does your product line consist of and what are the benefits of each product?
In 2017, I launched my first product – BrainMEND®, to help support cognitive health and brain function. This product quickly became popular on Amazon and therefore, four additional natural health products (NHPs) were gradually launched after the initial success with BrainMEND®.
These include:
GutMEND®, a probiotic-free digestive health powder to help relieve gut inflammation and promote digestion
SleepMEND®, a melatonin-free herbal sleep aid to help relieve restlessness and to promote sleep
Lion’s Mane, an organic mushroom extract to boost immune and brain health and,
Hydrolyzed bovine collagen type 1 and 3 powder, to help support the health of skin, nails, hair and reduce joint pain associated with osteoarthritis.
6)What makes your product line different from other supplements in the market?
The Health IS Wealth brand was founded on the basis of tragedy and passion. We specialize in creating innovative and synergistic NHPs based on the latest breakthroughs in science. Our formulations specifically contain combinations of multiple nutrients from both Western and Eastern traditional systems of medicine. The ingredients and doses are extensively researched and carefully chosen based on beneficial results reported in clinical studies. These are the key differentiators that set us apart from the competition. There are many probiotics for gut health and melatonin products for sleep health on the market. However, these products have some disadvantages and do not work for everyone. Our GutMEND® and SleepMEND® products are great alternatives to probiotics
and melatonin. Our proprietary MEND series products are based on scientific literature and principles where the 3 products – BrainMEND®, GutMEND® and SleepMEND® can be taken in unison to provide the greatest potential for improving cognitive health, overall wellness and quality of life. This is because a poor diet can lead to chronic low grade inflammation and brain fog, a leaky gut negatively affects brain health and bad sleeping habits or poor sleep are all modifiable factors that can increase the risk of dementia.k of dementia.
7)What are some of the common health issues the South Asian community is dealing with and which products do you recommend?
In my opinion, most South Asians seem to be affected by the usual culprits – high cholesterol, high blood pressure and diabetes. As
the world population of the baby boomer generation ages, the cases of dementia and Alzheimer’s in every community are also rising significantly. Therefore, my top 3 recommendations are BrainMEND®, Lion’s Mane, and GutMEND® for supporting brain and gut health because they are so closely intertwined. For those experiencing sleep issues, I would also recommend SleepMEND®, to help get sufficient quality sleep. Health IS Wealth products contain herbal ingredients that can provide additional health benefits beyond brain, gut and sleep health such as naturally lowering blood pressure and blood sugar. If you are taking prescription blood pressure or diabetes medications, it is always good to speak with your healthcare provider prior to taking natural health supplements to avoid interactions that can cause blood pressure or blood sugar to decrease to low levels.
8) Tell us about the customer feedback on your product line.
We have thousands of loyal customers for our Health IS Wealth brand and high customer satisfaction ratings across our retail stores and e-commerce platforms. We believe in formulating and manufacturing high quality products and providing exceptional customer service. Our natural health supplements are unique, safe and effective and our product line has received demand from the USA and outside of North America.
9) In your opinion, what is the greatest factor to determine good health beyond supplements?
This may sound cliché, but a healthy diet and regular exercise are two important factors for healthy aging. Research shows that being socially connected and sharing moments of fun and laughter with family and friends is very important for mental and physical health.
10) Where can our audience buy your products?
Our products are available online through our Shopify website at www.healthiswealthnaturals.com and can be purchased online at Amazon and Walmart. We are currently in 27 retail store locations in the lower mainland and Vancouver Island. Our locations include Thrifty Foods, Nutrition House, and independent natural health food stores and pharmacies. If there is a particular retail location where you would like to see our products, please email us at info@ healthiswealthnaturals.com
businesses like ours may not be able to afford to navigate increasingly complex regulations – a cost our industry and Canadians cannot bear during these inflationary times. For more information and to support the SOS campaign, visit www.saveoursupplements.ca
11) What are your thoughts on the SOS (Save Our Supplements) movement?
This is a very crucial campaign for all businesses in the NHPs industry. The changes that Health Canada is forcing on NHPs will require this class of products to bear an unnecessary amount of regulation. Specifically, new labelling requirements and new user fees for regulatory activities are set to come into effect in 2025 Health Canada’s proposed changes will financially decimate many Canadian businesses, will increase prices for consumers, and limit the amount of product choice you see on store shelves. New, innovative products will not launch on the market because the regulatory burden will be too severe. Small, local
12) What are your future plans/goals for your business and product line?
Our company continues to explore the latest scientific research and developments in the “anti-aging” (healthy aging) space. We are currently creating preliminary formulations for supplements that support liver health, mitochondrial health and those that target certain enzymes and proteins to help delay the aging process and increase human longevity. We would like to see these additional, innovative natural health products launch on the Canadian market if our business can endure the proposed changes by Health Canada. We are also looking to scale our business and launch into as many vitamins & supplements stores across Canada. We would love to hear from brokers, retail stores and distributors that are interested in carrying our products!
CURRENT REAL ESTATE MARKET TRENDS
IN CANADA – WINTER 2025
As we move through winter of 2025, Canada’s real estate market continues to evolve amidst a unique blend of economic, regulatory, and social factors. While the market has experienced significant shifts over the past few years, several key trends are now shaping the landscape for homebuyers, sellers, and investors across the country. Here’s a look at the top trends to watch in Canada’s real estate market this winter:
INTEREST RATES AND FINANCING CHALLENGES
One of the most significant factors influencing the real estate market in 2025 is the ongoing impact of interest rates. The Bank of Canada has taken a cautious approach to interest rate hikes in recent years, but as inflation pressures have eased, rates have stabilized. While they are still relatively higher compared to pre-2022 levels, the market is adjusting to these rates, which has made borrowing more expensive for homebuyers.
For many prospective buyers, this has meant larger mortgage payments or a shift towards more affordable housing options. Similarly, those looking to refinance face higher costs compared to the record-low rates seen in the past decade.
Despite this, there’s been some relief for buyers as mortgage rates have not risen significantly in the last few months, which is contributing to a more stable environment in the housing market.
SHIFT TOWARD SUBURBAN AND RURAL AREAS
While urban centers like Toronto and Vancouver have historically been the focal points of Canada’s real estate activity, there has been a noticeable shift toward suburban and rural regions. With remote work continuing to be a reality for many Canadians, people are moving away from expensive, densely populated urban areas in search of more space, lower living costs, and a better quality of life.
This trend is particularly evident in provinces like Ontario, British Columbia, and Quebec, where smaller towns and rural communities are seeing an influx of new residents. Additionally, many young families, retirees, and even investors are increasingly turning to these areas, where the pace of life is slower, but property values are rising.
URBAN CENTERS CONTINUE TO SEE STRONG DEMAND
Despite the movement toward suburban and rural areas, Canada’s major cities like Toronto, Montreal, and Vancouver remain hubs of demand, particularly for properties that offer lifestyle amenities. There’s been a resurgence of interest in condos and apartments, particularly for those seeking proximity to work, entertainment, and cultural activities.
In Toronto, for example, demand for rental properties has been on the rise as millennials and international workers return to the city’s core. Similarly, Vancouver’s real estate market has remained buoyant, with luxury properties and waterfront homes continuing to fetch high prices.
As cities adapt to hybrid work models, commercial real estate sectors are also transforming, with more people working from home part-time, which has led to a rethink of office spaces and urban development.
GOVERNMENT POLICIES AND HOUSING AFFORDABILITY
Housing affordability continues to be a key concern in Canada. In response, the federal
and provincial governments have introduced various policies aimed at addressing these issues, including rent control measures, firsttime homebuyer incentives, and new taxes on foreign buyers in some markets.
One of the most notable moves in 2025 is the introduction of a national rent-to-own program, which aims to help renters eventually transition to homeownership. Additionally, there’s been an increase in the development of affordable housing initiatives across several provinces to help meet the growing demand from low-tomiddle-income Canadians.
However, despite these efforts, affordability remains a pressing challenge, particularly in cities like Vancouver, Toronto, and Montreal, where home prices are still unaffordable for many. While government action is ongoing, many believe it will take years before the impacts of these policies are truly felt.
SUSTAINABILITY AND GREEN BUILDING TRENDS
Environmental sustainability is a growing concern in the real estate sector. Buyers and developers are increasingly looking for ecofriendly features in homes and buildings, such as energy-efficient appliances, solar panels, and green certifications.
In Canada’s urban markets, there’s a noticeable trend toward green buildings and more sustainable developments. This includes both residential and commercial properties, with new building codes emphasizing sustainability.Homebuyers are also more likely to prioritize homes with a smaller carbon footprint, especially in light of the growing climate crisis.
With the government placing more emphasis on reducing carbon emissions, it’s likely that green construction will become even more prominent, creating both challenges and opportunities for the real estate market in 2025 and beyond.
The rental market across Canada remains strong, driven by both domestic and international demand. With homeownership becoming less accessible for many Canadians, par ticularly in urban centers, the rental market continues to thrive. Renters are increasingly looking for flexible lease options, and the short-term rental market (such as Airbnb) has seen a resurgence as international tourists and business travelers return to Canada’s cities.
For real estate investors, this provides an opportunity to explore the growing demand for rental properties, especially in regions where housing prices have become prohibitive for potential buyers. Additionally, investment in multi-family properties is seeing continued interest as investors look for stable cash flow from rental income.
TECH INNOVATIONS IN REAL ESTATE
Technology continues to reshape the real estate market in Canada, from how properties are bought and sold to how they are managed. The growing role of AI in property valuation, predictive analytics in market trends, and virtual home tours are transforming the way Canadians interact with real estate.
More buyers and sellers are turning to online platforms, digital brokers, and virtual tours, which are becoming an increasingly common part of the real estate transaction process. Furthermore, the rise of blockchain technology may offer opportunities to streamline property transactions in the future, improving transparency and reducing costs.
Throughout the winter of 2025, the Canadian real estate market will continue to experience a mix of challenges and opportunities. From adjusting to higher interest rates to shifting preferences for suburban living, there are many factors influencing the market’s direction. While homebuyers may face challenges in affordability and financing, government policies and new technologies are creating new opportunities. The market remains dynamic, and staying informed about these trends will be essential for anyone involved in Canadian real estate.
Ultimately, whether you’re a first-time buyer, investor, or seller, understanding the evolving landscape of Canada’s real estate market will be key to making informed decisions in the year ahead.
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