RE Newsline October 2022

Ever Wonder How And When Humans Began To Speak?

As difficult as it may be to imagine a world without language common sense tells us that such a time must have existed long ago, but when and where? That is an intriguing question but one to which we may never have a complete answer: How did we get from animal vocalization (barks, howls, calls...) to human lan guage? This subject has puz zled scientists, including lin guists, archaeologists, anthro pologists, psychologists and biologists for centuries as we recognize that human lan guage is unlike any form of communication used by other animals. We also recognize that because it is different this ability had to have developed sometime after the genetics of humans split from that of the chimpanzees and bonobos, our nearest relatives, around six million years ago.

Examples of early origin studies include Mesopotamia’s compilation of word lists from the cuneiform symbols in use during the 3rd to the 2nd Millenia BC before they moved on to study other symbol lan guages including Sanskrit and Hieroglyphics. A main problem with the symbol languages was the lack of knowledge as to how the symbols had been vocalized. And during the Reign of the 26th Dynasty in Egypt (664 BC – 610 BC) the first recorded language experi ment was conducted by Pharaoh Psammetichus I (Psamtik I) when he had twin babies brought to a remote location to be raised by care takers who were not permitted to speak any words to them. At the end of two years the chil dren most often repeated the Phyrigian word becos, meaning bread which Psamtik conclud ed meant that language is innate and that Phyrigian is the natural language of humans. Interesting theory but not reasonable.

During the 19th century language origin studies were ongoing with one speculative theory after another showing up in the literature. In 1866, the Linguistic Society of Paris, citing the shortage of direct empirical evidence, banned any existing or future debates on the subject, a prohibition

which remained influential across much of the Western world until late in the twenti eth century. However, out of all the theories floating around a Top Ten list with rather whimsical names has emerged and has been cited throughout the literature on the subject.

According to the mama theory language began with the easiest syllables that were attached to the most signifi cant objects and what could be more significant to a baby than their mother? However, Sir Richard Paget, a British Baronet who was both barris ter and an amateur scientist held that language may have derived from gestures. His tata theory suggests that human language originated when tongue and mouth gestures unconsciously imitated peo ple’s common gestures. He likened saying “ta-ta to waving goodbye with one’s tongue but would there be other gestures readily explained by this ta-ta theory?.

Friedrich Max Müller, a German born philologist and orientalist is credited with suggesting the bow-wow theo ry which is the idea that words were first formed by imitating the sounds one hears around them like moo, tick-tock, choochoo, clang, buzz, bang, meow. This is technically referred to as onomatopoeia or echoism. I guess the obvious comment then would be to ask how one would explain words like love and hate which seem to have no sound association. And fol lowing that thought there is the pooh-pooh theory that pro poses that speech developed from the instinctive sounds people make in emotional cir cumstances like “ouch” in response to pain or “achoo” as a sneeze. This theory suggests a common response across all languages, however, if “ouch” is the natural response to pain then why is it expressed as “oi” in Russian and “eee” in Cherokee?

Sound symbolism is the basis for the ding-dong theory, another onomatopoeia theory which claims there is a some what mysterious connection between sounds and meanings

so that objects were named after the sounds of everyday life like “oink,” “boom” or “crash.” Then, according to this theory what sound is associat ed with a rock? The theory also points out that small, sharp, high things have high front vowels in many languages like “itsy bitsy teeny weeny” and that big, round, low things tend to have round back vow els like “moon.” Then, linguist A. S. Diamond suggests that a yo-he-ho theory relates to the rhythmic chants similar to the grunts and groans a human emits when doing heavy work that were perhaps calls for assistance or cooperation. The theory does not explain the origin of most words and Diamond, because of words like “cut,” “break,” “crush” or “strike,” thought this theory might also be somehow related to the aforementioned dingdong theory.

Danish linguist, Jens Otto Harry Jespersen, suggests that, contrary to other theories, per haps some of our first words were actually long and musi cal, rather than the short grunts many assume we start ed with. He proposed in the sing-song theory, that lan guage is a result that comes from play, laughter, cooing, courtship, emotional mutter ings and the like. And, accord ing to a linguist named Revesz humans have always needed contact with their fellow man and he proposed a contact the ory known as the hey you? Theory which said that lan guage began as sounds to sig nal both identity, as in “here I am!” or belonging, “I'm with you!” Or we may also cry out in fear, anger, or hurt, as in “help me!”

Later additions to the top ten list include a contribution by Dr. George Boeree, author of the list, which he named the hocus pocus theory with the idea that language may have had some roots in a sort of magical or religious aspect of our ancestors' lives. He further noted that perhaps humans began calling out to game ani mals with magical sounds, which then became their names. And the final theory on the list is the eureka theory that says that maybe language

was consciously invented because some ancestor had the idea of assigning arbitrary sounds to mean certain things.

The most recent offering to the compilation of theories is from Quentin D. Atkinson, a biologist at the University of Auckland in New Zealand, who in 2011 added the findings of his work. Rather than study words as most previous researchers had done Atkinson applied mathematical mea sures to linguistics to study phonemes, the distinctive units of sound by which words are represented, for more than 500 languages around the globe. His primary focus was on the click consonants in the Khoisan languages, most of which are indigenous to south ern Africa.

Atkinson noted that many African click languages con tain more than 100 common phonemes, while the spoken languages among the Pacific Islanders, inhabitants of the furthest migration route out of Africa, contained only 13 of those and the Modern English language has approximately 45 of the phonemes. Findings from the study suggest that language originated only once, and the specific place of origin may be southwestern Africa. He also speculates that since the African populations began their dispersal from Africa to Asia and Europe 60,000 years ago it is possible that the spo ken language existed at that time and may have been the catalyst for the dispersion and subsequent migration.

All of these theories along with those more scientif ically named such as the Continuity theories (language is so complex it must have evolved from earlier pre-lin guistic systems) and the Discontinuity theories (lan guage must have appeared suddenly during the course of human evolution) in addition to the other large number of proposals, create an enormous amount of information which can be mind-boggling. There is one thing to be said about the language theories, that lacking direct empirical evidence one is certainly free to subscribe to the one they like best!

Pat Farrell / Senior Contributing Writer

2023 SABOR Executive Board

The San Antonio Board of REALTORS® has approved the following people to serve a one-year term on the 2023 SABOR Executive Board:

• Will Curtis, Chair-Elect

• Reagan Williamson, Secretary/Treasurer

• Katie Griffin Ross, Member-at-Large

• Donna Drayton, Member-at-Large

All four individuals will serve alongside Sara Briseño Gerrish, SABOR’s 2023 Chairman. These leaders have risen to their positions because they have demonstrated their abili ty to serve the members of this association, and their strength to make decisions that best benefit members.

Congratulations! We thank you for your commitment to service and look forward to working alongside you.

PT 50 Comedy For A Cause At LOL Club

To see and download more pictures from this event and others online:

Jennifer Burrage, Title Professional and Kito Smith, Keller Williams Heritage.

Kelly Maizel, Platinum Top 50, Kimberly Howell, Kimberly Howell Properties and Alisa Wasson, Laughy Hilger Group.

Susan Brand, Coldwell Banker D’Ann Harper Realtors and Matthew Aguilar, Jefferson Bank Mortgage.

Amanda Ramos, SSFCU and Frankee Chapa, REMAX North – San Antonio

Keri Turetich, Independence Title and Tyler Willman, Keller Williams City View

Bertha Wicker and Nova Stephenson, both Realty San Antonio.

Charley Wasson , Laughy Hilger Group Real Estate and Melissa Waller, Title Professional.

Cara Smith, Celina Kinney and Scott Carter, all JB Goodwin

YPN Trivia For TREPAC

To see and download more pictures from this event and others online:

Pat Farrell, RE Newsline and Marty Hutchison, Property Management Services

Jessica Pena, Levi Rogers Real Estate Group with Kein Oros and Alexis Tarrazas, both Marshall Reddick Real Estate

Paula Lopez, RE/MAX Associates with husband James Walker

Jan Hicinbothom and Diane Craig, both RE/MAX Associates

Christine Denny and Andres Martinez, both Elite Living Realty and Lupe Moreno, Moreno Realty group

Robin Roesler with husband Matt Roesler, RE/MAX Associates

Courtney Gill CSG Property Management. with daughter Gabby Gill and husband Michael McNair, McNair Custom Homes

Karina Muller, Claudia Colorado and Maria Garcia, all TAP FCU

THE WAY I SEE IT

Cathey Meyer / Contributing Writer

A Big Pill to Swallow

Grandma Meyer lived her last few years ‘trapped’ (as she told it) in home dedicated to prolonging the life of World Wars and Depression-era sur vivors. She survived as long as she could living alone in her post World War II home. It was purchased in the late 1940’s for maybe $1000 and today sits in comeback neighborhood and just listed for $495,000. My Dad was thrilled to unload his childhood home for just under twenty grand in the late 1970’s. I believe a local drug dealer bought it for cash. So it goes, the drug dealer cleans up in a family real estate transaction and the Meyers once again watch from the sidelines, but I digress. In those last years, Grandma Meyer used to call every night around 11:30 screaming, “Get me out of here!” and the nurse would get on the phone and say, “You need to come calm her down!”

Of course, no one was rushing to face the ire of a raging, aging octoge narian, especially in the dark of night. As preteen, I watched as my mother (the in-law) figured out the solution.

First, add an extra glass of wine to the evening routine. Second, crush the prescribed sedative and mix it with that second glass of wine. Worked like a charm. Grandma Meyer lived those last years with a peaceful night’s sleep. We learned later that she refused to take any medication because she refused to swallow pills. As I fast approach the age of group home living and extra glasses of wine for sleep, I too am struggling with the pill swallowing dilemma.

At some point, I went from tak ing one multivitamin and one vitamin C tablet to a time-consuming weekly routine of counting out vitamin supple ments, joint mobility pills, hot flash pre vention pills, hair, nail, and skin pills, do not make me mad pills and the chewable baby aspirin to make me live long to complain about pills. For the longest time, I could just open a few bottles of whatever pills, pop them in my mouth and douse them down with a quick swig of water. Then one morn ing, my faithful partner offered me his pill case. Apparently, he was now tak

ing too many pills to fit in the case, and my limited number pills would sit just right in the tiny case.

Suddenly, I was overcome with the memory of my mother spending an hour each Sunday afternoon with her pill bottles spread across the kitchen table like a high stakes poker match about to start. Hers were color coded, and candy coated. She filled two pill containers religiously. I never saw her take the pills as this process was shrouded in secrecy. I just knew that was more pills than I could ever track. When my Dad I and were clearing out her life’s treasured possessions several weeks after her funeral, we found pills stashed everywhere. I was never sure if they were pills she forgot to take, pills she stashed for emergencies, pills that just fell out of her pocket and floated about in her possessions or pills that just self-multiplied as a creepy science fiction plot.

Back then, I was still just on the multivitamin and the Vitamin C. How unknowing I was about my future in the world of pills. Last week was my annual check-up with my doctor. The main goal of this visit for me was to reduce the number of recommended supplements and scale my way back to two daily pills and eliminate filling my weekly pill container. Over the past few years, she has recommended sup plements for one reason or another. To her credit, I have stayed healthy and

major illness free—to include a COVID-free dance so far. Her con tention is that our environment no longer provides the natural infusion of nutrients needed to keep our aging bodies mobile, but if I wanted to exper iment, I was welcome to cut back.

That turned out to be a losing game of poker for me. I took the chal lenge and spread out my collection of pills on the kitchen gaming table. With no recommended daily dosage, I attempted to pair up the most neces sary of pills with a reduction in what I considered the extras. I had The Google at the ready for research, the Wikipedia on standby for pill popping recommendations, and my neighbor who is a pharmacist to help ID the shape and color of what I should take and what I could discard. We spent the better part of a bottle of wine attempt ing to coordinate my pill popping rou tine. In the end, the only accomplish ment we made was to divide the same number of pills on the current roster into morning and evening ingestion. Now I have two pill containers.

As we enter the seasonal fun of tricks and treats, I pledge to trick my mind into appreciating the treat of good health and a happy life. The trau ma of fun family holiday gatherings will be in reserve for our next visit. I am not sure what time it is but I feel a need to toast Grandma Meyer with a glass of wine and a few pills to good health.

Hollywood Crawford Door Company Celebrates 75 Years

Any business that’s been around 75 years has seen dramatic changes.

HollywoodCrawford Door Company, founded in San Antonio in 1947 and still going strong today, is no exception.

Doyle Benton started installing garage doors at Hollywood-Crawford in 1959. Back then, garage doors were con structed of wood and installed without the help of power tools. Garage door openers were a cutting-edge luxury avail able only to the very wealthy.

As decades went by, pagers and electric typewriters were the height of business efficiency. When steel garage doors became popular in the late 1980s, they were only available in a white raised-panel design. Garage door openers became more widely available and were a popular Christmas gift, so the company offered them on sale during the holidays.

Doyle Benton went from installer to company owner in 1979 when he bought Hollywood-Crawford from his longtime bosses, Harry and Merle Crosland, the couple that had founded the

business.

Today, at 86 years old, Doyle Benton is still the CEO, signing pay checks, helping with planning and greet ing employees. His son-in-law, Randy Oliver, is the company president, over seeing the day-to-day operations with his wife, Becky. Their two sons, Chris and Jonathan, work there too, representing a third generation of leadership of the fam ily business.

With more than 100 years at Hollywood-Crawford between them, Benton and Oliver, who began working for the company in 1981 and became president around 1996, have helped Hollywood-Crawford survive by adapt ing to changing conditions.

Garage doors have gone from a purely practical necessity to a design ele ment, comprising up to 40% of a home’s elevation. They often serve as the main entrance into and out of a home. Homeowners now control and monitor their garage door openers from their smartphones, with some featuring builtin battery backups, cameras and two-way audio and more.

The company has seen changing trends in San Antonio’s construction industry as well. Overall housing num bers have increased each year, and their

customers now include builders con structing homes to rent directly to indi viduals. More multi-family homes are incorporating garages into their designs, sometimes attached to individual apart ments. Word of mouth, always a vital source of referrals, has taken on a new significance with online reviews and social media. As the labor market has gotten more competitive, the company has spent a lot of time and money increasing employee benefits and improving their culture, including higher pay, more paid time off and a healthy profit sharing program, among other perks.

Some things have stayed consis tent over the years. Customer service is

the key to the company’s longevity. The company has received the prestigious Angi (formerly Angie’s List) Super Service Award for the past 15 consecu tive years – something no other garage door company in San Antonio can say.

With more than 1,600 Google reviews with an average of 5.0, the company’s focus on happy customers keeps it ahead of competitors. The company also believes in giving back, providing signif icant financial gifts to local nonprofit organizations each year.

After 75 years in business, Hollywood-Crawford’s story offers a unique perspective on San Antonio’s con struction industry as it positions itself to continue to grow in San Antonio.

BENTON

Patricia Botello, SABOR and Gwen Derry, Old Republic Title

Marcia Messer and Sarah Sawyer , both SWBC Mortgage

Jennifer Lang and Loralee Deer, both TAP FCU

Toni Sarzoza, TriPoint Realty Group and Bailey Baker, State Farm

To see and download more pictures from this event and others online:

Kenny Cunningham and Sopfirla Grannum, both Click and Move Realty

Jeanne Walker, StepStone Realty and Sopfiela Grannum, Click and Move Realty

Robert Rees , Amerifirst Financial and Merlie Sanders, Ottey Investment Realty

David Avila and Frida Flores, both with Xsellence Realty, Megan Whitmore and Brianna Ross, both with Movement Mortgage

Denise Graves and Bill Graves, both with San Antonio Portfolio Real Estate KW and Terri Taylor, Keller Williams Boerne

JoHelen Clark and Wade Phillips, both with Coldwell Banker-D’Ann Harper Realtors

Arlene Chalkley and Dennie Howard, both ERA Colonial Real Estate with Miriam Paredez, Guaranteed Rate Mortgage and Cindy Hamilton, ERA Colonial Real Estate.

Megan Cloud, VIP Mortgage and Sharon Soileau, R1 San Antonio Realty

BK Kirkpatrick and Annette Slater, both Annette Slater, Broker and Pat Farrell, RE Newsline.

Miranda Skogebo, Realty Executives Access and Kim Miller Perry, Keller Williams Heritage

Tony Martinez, Marietta Alba’s Brother-in-Law & Annette Slater, Landlord Property Management

Roger Potyk with wife Karen Potyk.

Matt Christy and Mike Hargis, both Farmers Insurance

Mike Britton, Keller Williams City View, Christy Johnson, Capital Title

Connie Hentosh and Stacie Clem both with Esperanza Boerne

Angela Rodriguez, Coldwell Banker D’Ann Harper Realtors, Valerie Wilshire, Independence Title, Tiffany Stevens, Forward Real Estate, Cathy Vise, Phyllis Browning Company and Bernadette Almendarez, Coldwell Banker D’Ann Harper, REALTORS.

John Kuntz, III, Local Realty and Lisa Poole, ERA Colonial Real Estate

Leta Rodriguez, Greystar Property Management, Caroline Salcedo and Jane Lanning both with CWS Corporate Housing.

Jan Hicinbothom and Patsy Oakley, both RE/MAX Associates with Florence Terrell, Keller Williams Legacy.

Capital Title Lunch & Learn

To see and download more pictures from this event and others online:

Troy Ervin and Leah Trevino both with Vexit Properties, and Christina Erivn, Vexit Realty

Jennifer Barton, Southeast Realtors, and Judy Ann Jauregui, Capital Title

May Reed, eXp Realty, Ben Baca, Premier Realty Group, and Avelina Mercado, The Miramas Group

Meghan Van Burkla and Tracy Mock both with Gateway Mortgage

Lorena Alonso, Vortex Realty, Ahmed Meftah, Guest

Victoria Escareno, Vexit Realty, Sophear Wilson, Capital Title, and Joe Ramirez, Redbird Realty

Laura De La Cerda, Jadestone Real Estate, Anthony Cardenas, Capital Title, and Dan Pinard, Keller Williams Heritage

GUEST COLUMN

Karen Evans / Contributing Writer

The Historic Pearl 1883-2022

The Pearl Brewing Company traces its beginnings in San Antonio to the early 1880s when German brewer Jaroslav Behloradsky opened the City Brewery and started producing the lager beer that the community craved. He brought the beer from Germany and named it Pearl after the sparkling bubbles at the top of a keg poured glass. A few years later, brewer Otto Koehler and his group of business men bought the brewery and established the San Antonio Brewing Association from 1887-1918, and by 1916 Pearl became the largest brewery in Texas. Otto Koehler remained president until his tragic death in 1914 when his wife Emma took on the duties of president of the entire operation.

"Emma Koehler was hurt in an auto accident in 1910, so Otto hired a live-in nurse to help...a young, attractive nurse named Emma, nicknamed Emmi. Otto and Emmi began an affair. Emmi had a tall, blonde friend also named Emma, also a nurse. Otto set the two of them up in a lit tle house on 532 Gunstock Ave. and soon was having affairs with both. On November 12, 1914, Otto left the brewery around 4:00 to visit the nurses. An

Argument ensued, and tall, blonde Emma shot him dead with a .32 revolver. When the police arrived, she said, "I'm sorry, but I had to kill him." Charged with murder, Emma skipped town and traveled to Europe to nurse WWI casualties. To the surprise of all, she returned to San Antonio to stand trial. The all-male jury found her not guilty. Emma ran the brew ery after her husband, and Pearl president Otto Koehler died. She was an ingenious CEO who kept the brewery going during Prohibition by converting operations to dry cleaning and auto repair and making near Beer, ice cream, and soda. While other breweries were shutting down, Emma kept her entire workforce employed. She turned over control of the company to a nephew in 1933 but was a formidable presence at the brewery until her death in 1943." (Thanks to Joe Holley at the Houston Chronicle)

After closing its doors for good in 2001, visionary and developer Kit Goldsbury bought the abandoned 22-acre brewery and revitalized the entire area while saving all the historical buildings and repurposing them into a community of restaurants, shops, and living spaces. It is

now a unique neighborhood where the free-spirited play, work, and live!

Exploring the hip, industrial-chic Historic Pearl district can be an incredible adventure any day of the week. Grab your loves and haunt my favorite eateries!

Southerleigh Fine Food & Brewery, Mon Chou Chou, Cured, Allora, Arosta, Botika, Best Quality Daughter, Savor and Lick, to name a few. These Chef led restaurants offer one-of-a-kind creations, specialty drinks, exquisite wines, home-brewed beers, and memory-making experiences to their thousands of guests. Especially in the upcoming Fall months when the sun sets and the evenings are cool.

If you are a music lover, Jazz Tx is in the basement of the 120-year-old Bottling Department building, so it is sul try and romantic. The legendary Doc Watkins, my favorite pianist in any genre of all time, entertains with his quartet and orchestra monthly, hosting unique shows featuring Gospel, Blues, and Classical jazz. His performances have become a San Antonio favorite and are sold-out shows every time. Jazz Tx is also a bar and includes Dinner Service. tickets.jazztx.com

Things you may not know about the Pearl.

1. Put Latimus Bespoke on your radar. A new men's and women's custom design clothier shop sells DA'VERO. Handmade sequined Bug Pens to wear on your lapels!

2. Sherry Kahka Wagner is the author, playwright, and curator/owner of

the 3700-volume library at Hotel Emma. The hotel acquired her eclectic collection to establish a hotel library that is surely unequaled on the planet.

3. You can sit at one of the private tables inside the open cylinder-shaped copper beer kettles at The Sternewirth Bar. They sell a drink called Three Emmas!

4. The Culinary Institute of America at The Pearl has multiple Foodie experi ences, including a four-course dinner cre ated and presented by CIA students at Savor Restaurant under the guidance of professional faculty. A wonderful experi ence for everyone.

5. Chef Robbie Nowlin is back home and fulfilling his dreams of launch ing his new Coastal Italian Pearl restau rants, Allora and Arrosta. His food is exquisite. And he is causing a scene! Be the adventurous type and let the server pick your meal!

Whether you live in San Antonio or visiting our great city, I hope you will enjoy everything about the Pearl! This Historical District offers so many things to so many folks and is bustling with life seven days a week. Bordered by the San Antonio Riverwalk, access to the river barges, walking paths, VIA Bus service, and the excellent parking lots and garages are just an added and easy benefit in this great San Antonio neighborhood. You can easily experience the best of San Antonio. Don't leave the Pearl without getting a unique flavored ice cream cone from LICK!!! Enjoy your life! Make the most of each moment.

www.atpearl.com

1-Nov Patricia Sanchez Keller Williams Legacy

Eddy Hall Keller Williams Legacy

Tracey Lammert Exquisite Properties

2-Nov Lynn Boyd Phyllis Browning Company

Kathleen McKan Tirado Home Team of America

Aurora Crawford M. Stagers Realty Partners

Donna Phelan eXp Realty

3-Nov Kathy Alberthal Garrett Wright Properties

Randall Odom Randall Odom, Realtors

Andy Mushinski Keller Williams Heritage

Donna Frye Coldwell Banker D’Ann Harper

4-Nov Alejandra Martinez Premier Realty Group

Jason Payne Coldwell Banker D’Ann Harper

Lonna Atkinson Home Team of America

5-Nov Peggy A. Orf RE/MAX Elite - SA

Estela Haese Keller Williams Heritage

Brenda Brock Kimberly Howell Properties

Aneeta Bhalla Coldwell Banker D’Ann Harper

Grant Shaffer Century 21 Scott Myers

Jocelyn Dela Rosa Real

6-Nov Lorena Rodriguez Full Spectrum Realty

Paul Tamez Coldwell Banker D’Ann Harper

Rosalyn Mitchell Coldwell Banker D’Ann Harper

Lenora Cromer Simmonds Real Estate

Sharon Herbert Independence Title

Paul Germano Old Republic Title

Karishma Rupani Levi Rodgers Real Estate Group

10-Nov Barbara Faulkner Keller Williams Heritage

Jim Bailey All City Real Estate

Edward Alanis San Antonio Portfolio KW RE

Lisa Stanley Coldwell Banker D’Ann Harper

Jennifer Romance Deal

11-Nov Olga Gallego A & N Realty

Martha Gutierrez Keller Williams Legacy

J. D. Boggus Texas Land 4 You

Stacy Jona Mission Real Estate Group

Holly Holleway Realty Executives of S. A.

12-Nov Jay Villarreal Old Republic Title

Kathy Seale Phyllis Browning Company

Marcela Muzza Flores Keller Williams Heritage

13-Nov Brenda Worsham Keller Williams City View

Gilbert Munguia Real

Bryan Lantzy Bryan Lantzy

Grace Joseph Independence Title

15-Nov John Ximenez Mission Real Estate Group

16-Nov Jane Gordon Home Expression Realty

17-Nov Mike Idrogo Vortex Realty

Bruce Wedell Terra Bella Real Estate

Joyce Odom Randall Odom, Realtors

Pat Lyssy Davidson Properties

Sue Rodarte Phyllis Browning Company

Alfonso Baeza Landlord Property Mgt.

Roger Brissette JB Goodwin Realtors

18-Nov Rose Jamison The Horn Company Residential

21-Nov Kyle Cornell Coldwell Banker D’Ann Harper

Dorothy Williams Smart Group, REALTORS

Sherrell Russell Keller Williams Heritage

22-Nov Sara Woolford Hill Country Retreat Realty

Nena King Nix Realty Company

Susan Brand Coldwell Banker D’Ann Harper

Jamie Farley RE/MAX Corridor 23-Nov Joe Buzzank Vortex Realty

Ron Diggs Home Team of America

Charo King RE/MAX North - San Antonio

John Michael Little Keller Williams Legacy

Katy Stephens Phyllis Browning Company

Liz Chiego Phyllis Browning Company

24-Nov Sally Romo BHGRE Homecity

Karen Franz San Antonio Portfolio KW RE AH

David Kline Coldwell Banker D’Ann Harper

25-Nov Denise Carswell eXp Realty

Sandy Miller JB Goodwin Realtors

Connie McCord Hill Country Home and Land

John Brown Alamo Realty Experts

Joel Garza Texas Edge Realty 26-Nov Lynane Eifler Key Realty

Bob Leonard RE/MAX Associates

Frances Ross Coldwell Banker D’Ann Harper

Chris Schenk Coldwell Banker D’Ann Harper

Debbie Turner Nix Realty Company

7-Nov

J. R. Troy ERA Troy Realtors

Joseph Garrett IH 10 Realty

Jeanine Schuchardt Key Relo Real Estate

Jaime Sepulveda Strategic Property Management

Viki Melton Stone Oak Realty Services

Carol Schultz Hill Country Home and Land

Praveen Mammen BHHS PenFed Realty

Harold Crawford H Crawford Realty

8-Nov Diane Craig RE/MAX Associates

Tammy Leeper Premier Hill Country Prop.

Bob Mueller All Safe Property Management

Lupe Kennedy Coldwell Banker D’Ann Harper

9-Nov Clark Tilley Clark Tilley INC

Jose Lopez Premier Realty Group

Susan Peterei Coldwell Banker D’Ann Harper

David Saenz Keller Williams Legacy

Danny Ashinhurst ERA Colonial Real Estate

Richard Mays RE Mays Realty

Robert Pike BHHS PenFed Realty

Luci Cockrell Cockrell, Realtors

Mary Corcoran Key Realty

19-Nov Michael Trautman Redfin Corp.

Michele Gammel Levi Rodgers Real Estate Group

Jon Hess Phyllis Browning Company

Cheryl Aycock Phyllis Browning Company

Alli Wilson-Shelton Coldwell Banker D’Ann Harper

20-Nov Jan Hicinbothom RE/MAX Associates

Jeanette Draves Rubiola Realty

Manny Arredondo Realty Executives of S.A.

Claudine Coleman JB Goodwin

27-Nov Nancy Skovly BHHS Prudential Don Johnson

Lowie Van Diest Red Diamond Realty

Steve Bennett BHGRE Homecity

Michelle Campbell Keller Williams City View

Howard Rhoder Shining Star Real Estate

28-Nov Kurt Varela Lincoln Realty Group

Nancy Oberman Phyllis Browning Company

Tere Arenivar-Garcia JB Goodwin

Jennifer Beck Coldwell Banker D’Ann Harper

29-Nov Delia Sutton Coldwell Banker D’Ann Harper

Jennie Hampton Phyllis Browning Company

Charla Sealy Realty Executives of S.A. 30-Nov Kristi Maxwell Kuper Sotheby’s Int’l Realty

Randy Rice Premier Realty Group

Rita Parker Keller Williams City View

PARTNER PROFILE

As a realtor, you take the time to listen to the needs of your client. You show them numerous homes, hoping to find the one that perfectly matches their needs and desires. You take on their goals as your own and work tirelessly to ensure your clients’ satisfaction.

Directions Home Loan own ers, Easton Crafts and Marcus Spitzer, respect your hard work and dedication. They match your commitment and values to assure that your clients continue to receive the highest quality service. Your clients have choices when it comes to selecting a loan ser vicer, but when you partner together with Directions

Home Loan, you can be sure they will be working with a team with the utmost honesty, hustle, and heart.

Together they built a local mortgage company staffed by extremely experi enced loan officers, proces sors, and closers committed to bringing your transaction to a successful settlement. With Directions Home Loan, your client can rest assured they will have a loan officer who is NMLS licensed and is available to issue a prequali fication letter whenever need ed - even on a Sunday night. There is no such thing as “bankers’ hours” for the Directions Team! Our compa

ny is knowledgeable about all available mortgage programs, and is committed to helping your client find the right product, best suited to their needs. Conventional, USDA, FHA, VA, Texas Vet, Jumbo, Construction, Lot and Land, Rehab, Fannie Mae Homepath, and even Portfolio loans are all available to be applied to your buyers’ situation.

Our loan officers have decades of experience and are willing to meet personally with your buyers, at a time convenient to their schedule, to explain all facets of the mortgage process and deter mine their desires. We will also work with buyers to rec ommend strategies that will assist them in raising their credit scores to meet current lending requirements.

Directions Home Loan is committed to offering fair and competitive interest rates and fees at all times. Our topnotch in-house processing,

underwriting, and closing staff will assure your buyers get to the settlement table on time. Furthermore, we believe in going above and beyond and will not only sit at the closing table with your client to address any last minute questions that may pop up, but we will encourage them to call with any future questions even after the closing.

We are a company totally committed to supporting you and your local San Antonio Board of Realtors through committee participation, chairmanships, sponsorships, and SABOR awards.

Directions Home Loan promises to earn your trust with each buyer client that you refer to them.

Directions Home Loan delivers the level of knowl edge and hard work you require in a trusted mortgage partner for your clients.

Learn more about us at www.directionshomeloan.com

Carla Haley, Rick Zepeda, and Elizabeth Epperson, all with Keller Williams Heritage

Anne Marshall

Marshall

Trudy Scott, Coldwell Banker D’Ann Harper Realtor and client.

Stacie Clem, Esperanza Boerne,

Nova Stephenson,

San

Rob Paul, Toll Brothers, and John Kuntz, III

Elias Buelto and Craig Morris

both

Morris Realty

Summer Gribble and Casey Redding, both with Reliance Residential Realty

Evangeline Cloud and Vernon Cloud both with eXp Realty with “photobomber” Armando Astello, Reliance Residential Realty

Daniel

Christi Hines, Directions

Jeff Robinson, Rachel Cutter, Debbie Keeland and Michael Anthony, all Stewart Title

Jordan Phillips, Tom Phillips, Kaitlynn Johnson, Brandy Tavernier, Dana Phillips, Michelle Keller and Duncan Elliott all with Phillips & Associates Realty at the Red Carpet Awards Dinner.

Linsey Martin, Renee White, Old Republic Title, Charlie Ruffo, Broker of Realty Executives of SA, and Jill Dunnavant, Achosa Home Warranty.Marcia Messer, SWBC Mortgage

Alma Noriaga, Step Stone Realty and Sandy Andalzua, Real Women

Jennifer Barton, Southeast Realtors, Elizabeth Reynolds, Fathom Realty

Laurette Calderon with her mother Yvonne Buckley

Quynh Nguyen, Hip Winn Real Estate Group, Willie NG, Security Professional, Ojas Tasker, Caballero Associates and Laksmi Taylor, RE/MAX Alamo Realty