October 2025 Issue

Page 1


A Life serviceof

Honoring U.S.

In a quiet corner of our community lives a man whose service and sacrifice have helped protect the very freedoms we enjoy every day. Eric Davidson, a U.S. Army veteran, served his country with unwavering dedication for 12 years before being medically retired after sustaining injuries during the Iraq War.

Answering the Call

Military service ran deep in Eric’s family. "It wasn’t expected of me," he shares, "but it was always a given." Following in the footsteps of generations before him, Eric enlisted in the U.S. Army, where he would go on to serve with distinction. Initially drawn to logistics, he signed up to be a supply sergeant to build a career in that field. However, his path shifted dramatically—he became a heavy weapons infantryman and later, an instructor for ROTC.

In the Heart of Combat

Eric spent the majority of his career stationed at Fort Stewart, Georgia, with the Army’s 3rd Infantry Division. His service also took him to Korea and multiple deployments overseas. One of the most defining periods of his career was during the invasion of Iraq. “We lived out of our vehicles,” Eric recalls of those early weeks. Each day brought new objectives—and real dangers. Within the first 20 days, Eric and his unit suffered the loss of four soldiers.

“Those boys who didn’t make it back will always be the lasting impact that I carry through today,” he says solemnly. “I will always remember them and honor their sacrifice more than words can explain.” His main role during the war involved providing convoy escort security and fire support. It was intense, demanding work—and often unpredictable. “There were a lot of ‘hurry up and wait,’ then go all in at a moment’s notice.”

Eric Holding MK 19 grenade launcher 2003 Kuwait

Coming Home

Returning home was no easier than deployment. Eric shares candidly that the hardest part was readjusting to a world that no longer resembled the one he left. “It was extremely hard to acclimate. You have to readjust sleep patterns and how to react under similar circumstances. It’s very hard to shut off things that kept you alive for so long.” And yet, his military experience has shaped him in profound ways. “The military shaped me in every way. My values, my leadership, and my understanding of the world. My worldview is completely different than most around me, it seems.”

Lessons in Service and Sacrifice

Eric has a powerful message for the next generation: "Service in any form is essential in life. When you posture yourself to serve, you indirectly reap the benefits.” However, he stresses that military service is not a casual decision. “You need to be called to it. It is not for the faint of heart and is extremely dangerous if you're not prepared for the outcome. Our lives depend on each other out there.” For Eric, Veterans Day is a sacred time—different from Memorial Day, but no less meaningful. “Veterans Day is a time to acknowledge the commitment to God and Country. It’s a time to honor those willing to serve above self.”

A Final Reflection

Though his body carries the visible and invisible wounds of war, Eric has no regrets. “I loved being in the Army, and I would’ve done it for life,” he says without hesitation. “If I didn’t have to rehabilitate after my service, I would do it all again and wouldn’t change a thing. I love my country.” And how should we honor veterans like Eric? He puts it simply: “One word—Remember. Honor them by remembering their sacrifice, and shake their hand every chance you get. Our freedom is because of them.”

Eric with his wife Meg Davidson
Eric at Arlington National Cemetery

Promising Changes Coming to the Affordable Care Act for 2026 Restoring Choice and Affordability

As Americans look ahead to health insurance options for 2026, changes to the Affordable Care Act (ACA) are on the horizon— shaped by a renewed commitment to affordability, choice, and personal freedom. After years of skyrocketing premiums and shrinking options, bold reforms are taking root that echo common-sense, marketdriven solutions.

Empowering States and Reducing Federal Overreach

One of the most significant shifts for the 2026 plan year is a return of power to the states. Local solutions are always favored over one-size-fitsall mandates from Washington. New waivers and flexibilities are making it easier for states to innovate. Governors can now offer tailored benefits packages, promote high-risk pools, or encourage association health plans—putting more control directly into the hands of citizens and their elected state officials.

Restoring Consumer Choice and Competition

For too long, Americans have been forced into narrow networks and expensive plans. In 2026, regulatory barriers are coming down, allowing insurers to offer a broader range of plans, including short-term limited duration options and catastrophic coverage for healthy individuals who want lower premiums. More competition means better prices and more choices—the very foundation of the free market.

Lower Premiums and Tax Relief

The new vision for health insurance always put families and small businesses first. New ACA changes for 2026 focus on lowering costs by reducing burdensome mandates and opening the door to Health Savings Accounts (HSAs) with higher contribution limits. More Americans now qualify for premium tax credits, thanks to revised income thresholds.

Small businesses can band together for coverage, leveraging new association health plan rules to negotiate better rates for their employees.

Protecting the Most Vulnerable

Despite fearmongering from critics, the 2026 reforms continue to maintain protections for people with pre-existing conditions—a principle that has always been supported by all. States are also empowered to create reinsurance programs that stabilize premiums and ensure coverage for those who need it most.

Many Floridians stand to gain from the new reforms to the ACA set to take effect in 2026. Centering on honesty, affordability, and taxpayer protection, these policies ensure that hardworking families get better value without rewarding fraud or waste. So, if you’re asked to sign a couple documents, or hop on a 3-way call with your broker and healthcare. gov, just know that it’s because of rampant fraud that occurred in the system between 2021-2024, and this is their way of spot-checking.

The ACA’s 2026 changes embody a realistic approach: less bureaucracy, more competition, lower premiums, and a health care system that puts Americans—not Washington—first.

Bats, Boos & Butcofski Tradition

If you’ve ever driven through Harmony on Halloween night, chances are you’ve seen the Butcofski home transformed into a glowing, spooky spectacle. For Frank and Kim Butcofski, decorating isn’t just a seasonal activity—it’s a family tradition that’s been going strong for 26 years.

Their passion for lights and displays was first inspired by Disney’s Osborne Family Spectacle of Lights and the over-the-top comedy of National Lampoon’s Christmas Vacation. When it

For Frank and Kim, Halloween in Harmony is more than just costumes and candy—it’s about connection. “We like to think we’re doing something for the community,” they share. Some of their favorite memories include horse-drawn wagons rolling through the neighborhood and the endless stream of kids that feels “like a scene from The Walking Dead.”

The Butcofskis believe that holiday decorating, whether for Halloween or Christmas, is an important part of community life. From golf cart parades to town square festivities, they see it as a way to bring neighbors closer together. “Meeting new people and catching up with friends creates a cohesiveness that Harmony benefits from,” they say.

So if you’re out and about this Halloween, don’t miss the chance to swing by the Butcofski home—you never know what surprise might be waiting to greet you.

PROFILEPorch

A friendly chat with your neighbors, right from their favorite seat in the house—the porch!

This month, Harmony welcomes the Parsons family to our Porch Profile series. For the past eight years, they’ve been soaking in everything our neighborhood has to offer—from peaceful sunsets to everyday family moments that turn into cherished memories. Let’s step onto their porch and hear their story.

How long have you lived in the community?

We have lived here for 8 years.

What’s your favorite thing about your home or your porch?

Our favorite thing about our home is the wildlife we are able to see right out of our front door. It’s so peaceful and truly feels like an escape from the hustle and bustle of anywhere outside of Harmony! It reminds me of the country song “If the World Had a Front Porch” by Tracy Lawrence. We say to each other at least once a week how lucky we are to live in this neighborhood and have our kids grow up here. You feel as though you’ve stepped back in time when everything was a bit slower paced.

Do you have a favorite memory that’s happened right here on this porch?

I would have to say our favorite memories are all that make up our everyday life. It’s where we walk in every day after school with the kids telling us about their days, decorating for holidays, having those quick conversations with other parents dropping off or picking up from play dates, sitting and watching the kids play together. It’s where all of our milestone pictures are taken—from the first day of school to dance recitals, sporting events, and everything in between. Are you a sunrise porch person or a sunset porch person? Sunset. We love sitting out front watching the kids play and waving to all of the neighbors walking and golf carts riding around in the evenings.

What’s the best conversation you’ve ever had out here?

Most recently, when Abby’s parents were visiting, we were standing on the porch watching the kids play and they told us they wanted to move to Harmony to be closer to us and the kids. Now they live on Schoolhouse Road and are enjoying the same things we love about Harmony!

What’s the strangest or funniest thing you’ve ever seen from your porch?

One afternoon, I saw a group of neighbors standing around pointing at something. As I walked out to get a closer look, I saw a huge alligator walking down the sidewalk. Imagine the biggest alligator you’ve ever seen and double it in size! My son, who loves dinosaurs, said, “Look Mom, it’s a dinosaur!”

The Parsons family reminds us that the porch isn’t just a place to sit—it’s a place where memories are made, neighbors connect, and the best parts of Harmony life come to view. If you see them waving from their front steps at sunset, don’t forget to wave back.

Installs Include Basic Furniture Moving and Haul-Away of Old Carpet

FLOORING : From hardwood to laminate, and carpet to tile, we provide a wide range of flooring options tailored to fit any

and budget.

KITCHEN & BATH REMODELS: We transform kitchens and bathrooms into beautiful, stylish spaces that enhance both form and function to meet the unique needs of each homeowner.

The Grathwol Family’s Pool by Reel in the Rays

In our August issue, we introduced readers to Reel in the Rays Pools and Spas as they set out to build a dream pool for the Grathwol family right here in Harmony. Today, we’re thrilled to reveal the breathtaking finished project. The photos speak volumes— showcasing the beauty, detail, and craftsmanship that define their work. What makes this story even more special is the Grathwol family’s heartfelt praise. As Ryan Grathwol shared, “He turned our dream into a reality, and exceeded our expectations.” From start to finish, Reel in the Rays delivered not only outstanding quality but also genuine care and professionalism—making the entire experience smooth, enjoyable, and truly unforgettable. Thinking about your own backyard oasis? When it comes to dream pools and spas, Reel in the Rays is the name to know. Looking for your very own dream pool? Call Reel in the Rays (407) 595-8165

This coloring page is brought to you by:

BRINGING BACK STRUCTURE:

HOW TUTORS HELP STUDENTS EASE INTO THE SCHOOL YEAR

The start of a new school year should be exciting—a fresh chapter filled with new teachers, new goals, and new opportunities to grow. But for many students in areas like St. Cloud, Harmony, and Lake Nona, the transition from summer to school is anything but smooth. After a long break, some students struggle to find their footing. Others feel overwhelmed before they even step into the classroom. That’s why the Huntington Learning Center is encouraging families to take a proactive approach this fall. “The start of school can be overwhelming for students—even those who aren’t necessarily behind,” says Wey Wey Wong, Director of Huntington Learning Center in St. Cloud. “Tutoring doesn’t just address grades. It also supports time management, study skills, and confidence. It’s about helping students feel ready to succeed from day one.”

School Stress Is Real—But Preventable

With higher academic expectations, new environments, and social pressures, back-to-school season can be stressful. While some students show signs of struggle through grades, others express it through anxiety, procrastination, or avoidance. Tutoring can help ease these transitions. “We offer structure, accountability, and support,” says Wong. “Our tutors become a steady touchpoint for students navigating the change from summer to school.” At Huntington Learning Center, the focus is not just on catching up—it’s about setting students up for long-term success.

Building More Than Academic Skills

Many parents turn to tutoring only when grades slip. But Wong urges families to think ahead, especially at the beginning of the year. “We see students every day who just need help rebuilding good habits,” she explains. “Tutoring helps them set routines, manage their time, break down big tasks, and stay focused.”

Huntington’s certified tutors work with students to:

Rebuild daily routines and study habits

Break down large assignments into manageable steps

Strengthen note-taking and test prep skills

Improve focus and reduce distractions

Support executive functioning and independence

Setting the Tone with Study Skills

A strong start in September can set the tone for the rest of the academic year. Students who develop strong study habits early are more likely to stay motivated and confident throughout the year. “Even students who are doing fine on paper benefit from extra structure and accountability,” Wong says. Whether students need help staying organized, managing homework, or preparing for major exams, Huntington provides targeted support to meet their needs— particularly useful for middle and highschoolers juggling demanding schedules.

A Built-In Support System

What sets Huntington apart is their focus on personalized instruction and long-term results. Tutoring can take place in person or online with live, one-on-one sessions tailored to each student’s unique learning style and goals. “Our tutors aren’t just instructors—they’re part of your child’s support system,” Wong says. “We work alongside families all year, helping students set goals, manage stress, and stay motivated through every challenge.”

Huntington’s programs cover:

Study skills and executive functioning

Reading, writing, and math tutoring

Test prep for SAT, ACT, ISEE, and HSEE

Support for students with ADHD and other learning differences

Call (407) 789-0228 or visit HuntingtonHelps.com/locations/stcloud-fl/ to learn more about in-person and online tutoring options in St. Cloud, Harmony, Lake Nona, and surrounding areas.

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