Photo: Courtesy Cherry Heck
LETTER FROM THE PUBLISHER
Welcome to the June 2025 edition of Harmony Life Magazine.
Please welcome our new advertiser Furniture One in Saint Cloud (the old Ashley Furniture location). Owner David Fletcher has been a good personal friend for many years so please see them for all your furniture needs!
A big thank you to Mango Wellness! I became their weight loss client in February 2025 and have lost 30 pounds so far. The staff and owners are so super nice that I look forward to my weekly weigh-in and office visits! They also offer a variety of other services from detox to cosmetic and hormone replacement therapies. Message me directly if you want to discuss or learn more from my experiences: Bill@QMCWorld.com
Did you know that Jeanine Corcoran puts out a weekly video and email for all the Harmony events? Send her your email address and she will add you to the list. You can always opt out at any time: Jeanine@CorcoranConnect.com
Harmony Life Magazine is produced by residents for residents. Please feel free to message me directly with content and pictures: Bill@QMCWorld.com
Remember to join the Facebook Harmony Residents Forum AND THE NEW, ADDITIONAL, HARMONY RESIDENTS FORUM, NO DRAMA.
See you in July!
Bill Bokunic, Publisher Bill@QMCWorld.com
JUNE 2025
A publication of Quantum Marketing Communications, LLC www.QMCWorld.com
PUBLISHER & CEO
Bill Bokunic
321.331.6398
Bill@QMCWorld.com
GRAPHIC DESIGN
Renée Blair
Blair Creative Group, Inc.
COVER PHOTOGRAPHY
Cherry Heck
CONTRIBUTORS
Jeanine Corcoran
Corcoran Connect
Kerul Kassel PHD
First Nature Foundation
Kim Kirsch
National Marketing Director, Healthcare Solutions Team
The opinions expressed in the Harmony Life Magazine articles are those of the author(s) and do not reflect the opinions of Quantum Marketing Communications, Harmony Life Magazine or the Publisher.
Harmony Life Magazine, Quantum Marketing Communications, LLC and the Publisher can, in no way whatsoever, be held responsible for the content of such views, nor can it be held liable for any direct or indirect damage that may arise from such views.
All rights reserved. No part of any Quantum Marketing Communications, LLC published work may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without written permission from the publisher.
CONTACT INFO FOR RESIDENTS
CDD HarmonyCDD.org, 407-566-1935 Dan, Jo, Lucas, Brittany or Julie @HarmonyCDD.org
SHERIFF, NON-EMERGENCY 407-348-2222
HROA Association Solutions, 811 Mabette St., Kissimmee 407-847-2280, www.MyHOASolution.com
CONDOS HOA Association Solutions, 407-847-2280
TOWNHOMES HOA Association Solutions, 811 Mabette St., Kissimmee 407-847-2280, www.MyHOASolution.com
3501 Pug Mill Rd. Kissimmee, FL 34741 OsceolaFL@advanceddisposal.com
OSCEOLA COUNTY Osceola.org “Citizen Action Center”
COUNTY COMMISSIONER ricky.booth@osceola.org
RICKY BOOTH
By Kim Kirsch Healthcare Solutions Team
WHAT IS REFERENCEBASED PRICING IN HEALTH INSURANCE?
Areference-based pricing (RBP) insurance plan is a modern approach that can give you more control over your healthcare costs. Unlike traditional insurance plans where the insurer pays a set percentage of the total bill, RBP sets a reference price for specific medical services or procedures. So, how does it work? Let’s break it down!
In an RBP model, your health plan determines a maximum amount they are willing to pay for certain services—this is your reference price. For example, if your health plan sets the reference price for a hip replacement surgery at $30,000, that’s the maximum they will pay for that procedure. If you go to a provider who charges $25,000, you are likely to cover only your deductible and coinsurance, potentially saving you money! However, if you choose a provider that charges $40,000, you’ll need to pay the extra $10,000 out-of-pocket, in addition to your deductible and coinsurance.
The beauty of RBP is that it encourages you to shop around for healthcare services. It empowers you to compare costs across different providers and make informed choices that can save you money. Plus, many employers are starting to offer tools and resources to help you navigate this process, making it easier than ever to find quality care at a lower price.
However, it’s important to be proactive. Understanding your plan and asking questions about costs before a procedure is key to maximizing your savings. If you’re considering an RBP plan or have questions about how it can work for you, don’t hesitate to get in touch! Our team is ready to help you navigate the ins and outs of reference-based pricing and ensure you’re making the best choices for your healthcare needs.
Call us at 407-870-3462 today! Your health is too important to leave to chance. n
HARMONY, FLORIDA: LIVING WITH NATURE IN A NEW TOWN
By Harmony's Own, Anthony James Catanese
We know that Harmony is a very special place. This book tells how it was done. It started with a vision supported by science on how important regular interaction with nature and animals is to human health. This led to creating a new community whereby these interactions were incorporated at the very beginning of the development. It is intended for people who want to learn and take action. We can achieve greatness and conservation through proper development of our land. This is how to do it.
FLOORING :
KITCHEN
DID YOU KNOW?
By Kerul Kassel President, First Nature Ranch / First Nature Foundation
AS HARMONY GROWS, SO DOES ITS SPECIES OF ANIMALS
DID YOU KNOW that Harmony was designed to promote the peaceful coexistence of human and animal residents within the community while striking a balance between the preservation, use and enjoyment of Harmony’s natural areas? Underlying these objectives are the values of fostering a respect for the land, the protection of wildlife and the sensible use and enjoyment of Harmony’s abundant natural and manmade amenities by its residents.
Did you know that Harmony is now almost 22 years old? The first residents moved in late in 2003. In that time our landscapes have been maturing, and we are seeing the “fruit” of our wildlife-friendly design through more species and more of them. If you’ve taken a walk around Long Pond in Lakeshore Park (on Schoolhouse Road) recently you’ve probably noticed the Limpkins. They are medium-sized (up to 28”) wading birds with long legs and long, elongated necks with white flecking, and slightly curved beaks, and are covered in brown feathers. They’re usually found in freshwater wetlands, swamps and mangroves. They have a loud plaintive cry that’s very distinctive. Florida is the northern edge of their range.
We had never seen this species in Harmony until a couple of years ago, when we spotted one by the entrance to Lily Pond Loop off Butterfly Trail. We didn’t see any more until recently, when several of them took up residence at Long Pond. You can see the shells of the mollusks they eat by standing on the bridges over the pond where the bridge meets the sidewalk and looking down into the shoreline. It’s clear that both the maturing pond environment and our low-toxicity pond management are creating
good habitat for these birds. We mow down to the edge of our ponds only a couple of times a year because that growth filters the pollution, pesticides, fertilizers, and other contaminants that would otherwise end up in the ponds. That growth also creates great habitat for wildlife.
Other birds that once hugged the woodlands are now coming closer to our homes, thanks to the maturing trees on the streets and and landscaping in our yards. In recent
years we not only have an Eastern Bluebird nest on our front porch, but also a Carolina Wren nest on our back porch, with a Cardinal couple raising a brood in a backyard shrub, and Northern Mockingbirds raising a family in a front yard tree. Woodpeckers, Blue Jays, Titmice, Gnatcatchers, and other birds are making more frequent appearances in the oak trees that line our streets.
It’s easier than ever to enjoy our wonderful, abundant wildlife here in Harmony. Taking a slow walk along a trail listening for animal life is one way, but you can also just sit on your front or back porch taking in the scenery, listening to the birdsong, and watching the wind ripple through the leaves. It’s a great way to restore your nervous system and your spirit. And it’s wonderful to know that our parks and natural environments will continue to create a welcome place for wildlife. n
Above: Limpkin; Left: Carolina Wren
QUICK REFERENCE DIRECTORY
ADVERTISING & MAGAZINES
Harmony Life
Bill Bokunic
321-331-6398
Bill@QMCWorld.com www.QMCWorld.com
AIR-CONDITION SERVICES
Access Air
Eric Farnsworth *Harmony Resident* 407-921-0760 ELFarnsworth@live.com
AUTO DEALER
Kisselback Ford 1118 13th Street St. Cloud 407-892-2141 www.KisselbackFord.com
CHURCH
Harmony Community Church
Meeting 10am Sundays at Harmony Community School (844) 444-FBCH www.HarmonyCommunity.church
CHIROPRACTOR
Living Well Chiropractic
*Harmony Resident* 4041 13th St. St. Cloud 34768 407-957-1337 www.LivingWellCFL.com
FURNITURE
Furniture One
1750 E. Irlo Bronson Memorial Hwy. St. Cloud 321-364-4300
GARAGE DOORS & OPENERS
D.S.I. Sales / Service / Repairs 407-970-5847
dsigaragedoor@yahoo.com www.dsigaragedoorandopener.com
GOLF CLUB
Royal St. Cloud Golf Links 5310 Michigan Ave. St. Cloud, FL 34769 407-891-7010
GRAPHIC DESIGN SERVICES
Blair Creative Group, Inc.
Renée Blair
Lake Nona 321-972-3669 www.BlairCG.com
HOSPITAL
Orlando Health St. Cloud Hospital 2906 17th St., St. Cloud 407-892-2135 www.OrlandoHealth.com
INSURANCE
Brightway Insurance, The Sterner Agency 407-891-9361 www.BrightwaySterner.com
Gredy Insurance
Brady Evans
*Harmony Resident* 812-798-2199 brady@gredyinsurance.com
Healthcare Solutions Team
Kim Kirsch 407-870-3462 kkirsch@myhst.com
Kisselback Insurance Agency 321-316-3360 1118 13th St. St. Cloud 34769
LAWN SERVICE
Champions Property Maintenance
*Harmony Resident* Joe Murray 407-766-5051 ChampionPropertyMaintenanceLLC@gmail.com
MORTGAGE LENDING
Northpoint Mortgage Mike Demarse 407-863-0858 mdemarse@northpoint.com www.MikeDemarse.com
MUSIC LESSONS
Harmony Performance Arts Studio
Amber Lanning & Ellen Short Voice/Piano/Acting 682-936-9551
PAINTING & PRESSURE WASHING
AAA All Star Painting LLC. Commerical & Residential Licensed & Insured 407-908-5525
Performance Soft Wash LLC. Exterior House Cleaning & Paver Sealing 407-729-7567
PARK
Wild Florida
3301 Lake Cypress Rd. Kenansville 407-957-3135 www.WildFL.com
PET GROOMING
Rivera's Pet Luv Spa 407-556-3555 7264 S. Harmony Square Dr.
PHOTOGRAPHY
Abbey Evans Photography Weddings, Families, Newborns, Seniors www.abbeyevansphoto.com
REAL ESTATE
Corcoran Connect
*Harmony Resident*
Jeanine Corcoran Owner/Broker Buy/Sell/Rent/Property Mgmt. 407-953-9118
www.CorcoranConnect.com
REMODELING
All Flooring USA & Cabinets
1021 N. Narcoosee Rd., St. Cloud Located Next to Domino's 407-593-9481 www.AllFlooringUSA.com
ROOFING
Hogan Roofing
Corben Hogan 407-449-ROOF Office@HoganRoofs.com www.HoganRoofs.com/Refer
TRAVEL
Meisner Cruise and Travel
*Harmony Resident* 407-738-7088 • tvlwithlinda@gmail.com
Facebook: Harmony Get Aways With Meissner Travel
WATER SYSTEMS
Dependable Water Treatment 407-242-7150
WEIGHT-LOSS PROGRAMS
Mango Wellness
2801 13th St., St. Cloud Located in the Saint Cloud Pharmacy Building 407-483-3571 www.MangoWellness.us
WINE & SPIRITS
Levee Liquor & Gas
Now Delivering in Harmony! 718 13th St., St. Cloud 407-593-9605 www.LeveeLiquor.com
