5 AI USE CASES
DIGITAL BANKS CAN SCALE
CONFIDENTLY IN 2025
Leading digital banks in APAC are turning AI governance into competitive advantage. With the right platform, you can unlock value while minimizing risk across the customer lifecycle.
CREDIT SCORING & LENDING
PROVENIR IMPACT:
VALUE OUTCOME: 95% of applications auto-processed
Expand approvals safely with explainable AI and adaptive credit models
25% faster underwriting
GOVERNANCE APPROACH: Explainable AI, bias testing, continuous model monitoring, human oversight
FRAUD DETECTION & PREVENTION
VALUE OUTCOME:
PROVENIR IMPACT:
Block evolving threats in real-time while improving customer experience
135% increase in high-risk transactions stopped
130% lift in approvals
GOVERNANCE APPROACH: Behavioral profiling, adaptive AI, real-time threat blocking, case management with audit trails
AML / KYC MONITORING
VALUE OUTCOME:
PROVENIR IMPACT:
Automate compliance monitoring while maintaining regulatory confidence
AUTOMATED ALERTS REGULATORREADY AUDIT LOGS
REDUCED MANUAL REVIEWS
GOVERNANCE APPROACH: Continuous monitoring, automated documentation, transparent decision trails, regulatory alignment
CUSTOMER TARGETING & HYPER-PERSONALIZATION
VALUE OUTCOME:
PROVENIR IMPACT:
Deliver next-best offers with consentbased, AI-driven engagement
550% increase in product offers
2.5x faster approvals
GOVERNANCE APPROACH: Consent management, data ethics framework, explainable recommendations, privacy-first design
COMPLIANCE AUTOMATION
Launch products faster with built-in regulatory alignment
PROVENIR IMPACT:
VALUE OUTCOME: 4MONTH go-live mins to make process changes
GOVERNANCE APPROACH: Real-time validation, scenario testing, low-code compliance workflows, multi-market regulatory support