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COLORADO HOME & REAL ESTATE

CONTRIBUTING WRITERS

Gabe Bodner

Emma Dhimitri

Duane Duggan

Christian Garcia

Cathy Hobbs

Tom Kalinski

Sean McIllwain

Rob Proctor

ADVERTISING CONSULTANTS

Thais Hafer

Toni McNeill

REAL ESTATE

ADVERTISING DIRECTOR

Mary Romano

MANAGING EDITOR

Greg Stone

gstone@prairiemountainmedia.com

Submit your news or home-related events to gstone@dailycamera.com

To advertise, call 303.588.8433.

A Marketing Feature of

©2023 Prairie Mountain Media.

In a dynamic and ever-changing market, it’s easy to get caught up in its fluctuations and uncertainty. However, within the turbulence, one constant remains: the enduring need for individuals to buy and sell their homes. Regardless of the market conditions, people’s lives continue to evolve, creating an unceasing demand for real estate transactions. This article explores why, despite market fluctuations, there will always be the need to buy and sell homes.

Changing life circumstances

Life is filled with various milestones, and these milestones often necessitate changes in housing. Whether it’s getting married, starting a family, pursuing a new job opportunity, or downsizing after retirement, life events trigger a cascade of housing needs. People find themselves in situations where they require a different size, location, or style of home to align with their evolving circumstances. As long as life keeps moving forward, so will the need to buy or sell a home.

Upgrading and downsizing

As individuals progress in their

THINGS TO DO

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careers and experience financial growth, the desire to upgrade their living arrangements is natural. Growing families may require more space, seeking a larger home or a neighborhood with better schools and amenities. Additionally, individuals may aspire to invest in their dream home or seek improved living standards. Conversely, circumstances may arise where downsizing becomes necessary. Empty nesters, retirees, or those looking to reduce expenses may choose to sell their larger homes and find smaller, more manageable properties. The ebb and flow of personal preferences and financial considerations ensure an ongoing demand for real estate transactions.

Relocation and job mobility

The modern world is characterized by increased mobility, with people relocating for career opportunities, education, or lifestyle changes. New job opportunities may require individuals to move to different cities, states, or even countries, creating the need to sell their existing home and purchase a new one in the desired location. Similarly, employees looking for job advancements may need to relocate, while students pursuing higher education often seek accommodation in proximity to their chosen institutions. This constant flux in human movement generates a perpetual market for buying and selling homes.

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Boulder Public Library

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Free Garden Classes

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Arvada Community Garden

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Investment and wealth creation

Real estate has long been regarded as a sound investment, offering potential for wealth creation and long-term financial security. Investors actively participate in the real estate market, purchasing properties with the intention of generating rental income, flipping houses for profit, or diversifying their investment portfolios. The desire to grow wealth and capitalize on market opportunities ensures that a segment of the population consistently engages in buying and selling real estate assets.

Despite the volatile nature of the housing market, the intrinsic need for individuals to buy and sell their homes remains remarkably steady. The ever-changing circumstances and life events, the pursuit of better living, the need to relocate, and the desire for wealth creation all contribute to ongoing demand for real estate transactions. Whether the market is booming or experiencing a downturn, the fundamental need to find suitable housing persists, ensuring that the real estate industry remains an integral part of our lives.

Sean is the founding broker of Mod Boulder Real Estate. Call 720.252.6051 or visit modboulder.com.

Boulder Home Professionals Meeting

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CSU Master Gardeners: Webinar: Summer Turf Woes

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Virtual - Aug. 9, 12-1 p.m. > lovgov.org/Home/Components/Calendar/ Event/102193/20?curm=8&cury=2023

Steady demand: 4 reasons why the real estate market is here to stay

SEAN MCILLWAIN

LAWN AND GARDEN

Keeping hydrated while enjoying Colorado’s outdoor activities

By Emma Dhimitri Colorado State University Extension

The weather is getting warmer in Colorado! While you are enjoying the sunshine and hotter temperatures, remember that high temperatures increase the risk of dehydration.

Dehydration can strike in any environment – walking around your local downtown, hiking high peaks in the mountains, or working in your garden, it is important to always be prepared and drink water often.

The amount of water you need in a day varies based on your own body, the activity you are doing, the weather, and the altitude. There is not a single recommendation for water intake that works for everyone. Generally, you are drinking enough if you rarely feel thirsty and if your urine is colorless

or light yellow. A doctor or dietician can help you assess if you are drinking enough water regularly. It is often said that if you are feeling thirsty, you are already dehydrated. Start building the habit of carrying a reusable water bottle with you throughout your day, every day. Water bottles come in many sizes, shapes, and colors, so be sure to choose one that suits your lifestyle. For example, if you prefer your water to be cold, try an insulated water bottle with ice water. If you are hiking or biking, a lightweight, reusable plastic bottle or a water bladder may be preferred. There are many options to try – choose one that suits your lifestyle!

Water is the best choice to stay hydrated and should be your primary source of fluid

CONTINUED – See Page 19

(Photo: Shutterstock).

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HomeAid Colorado and the builder community distributed more than 2.4 million baby essentials during “Builders for Babies” diaper drive

(June 23) – June was a big month for HomeAid Colorado. After a month-long online donation drive, HomeAid was able to purchase 1.4 million diapers and 1 million wipes. In a parking lot at DICK’S Sporting Goods Park, over 250 energetic volunteers helped load the trucks of 41 service providers so they can distribute the essentials to thousands of families in their community for free. An additional 10 service providers received their donations at a partner warehouse in Loveland, Colorado. “I am very thankful for the diapers and wipes ECPAC has been able to help me with,” said a diaper recipient from Early Childhood Partnership of Adams County, “It’s an ongoing expense that is needed for my baby but it is difficult to keep up with. Not having to constantly stress about needing to spend a chunk of money on diapers has helped tremendously!” To make the day even sweeter, the day of donations raised the total to 1,443,847 diapers and 1,028,767 wipes!

One in three U.S. families struggles to afford diapers. The pandemic’s impact on American job security, increased cost of living, and growing inflation have only exacerbated this need as diaper banks struggle to keep up. Over 38% of Colorado infants and toddlers don’t have access to clean diapers. The demand for diapers increased by as much as 300% during the pandemic but there are still no state or federal programs that cover the cost of diapers. It costs about $1,000 per year to buy a supply of averagepriced diapers for one child. For

someone who works a full-time minimum-wage job, making just over $15,000 a year, that’s a huge expense. When a caregiver can’t afford diapers, children are sitting in unsanitary conditions for extended periods - placing children at a higher risk of infection and emotional trauma. It can also negatively affect the mental and emotional health of parents, leading to difficulty in coping with stress, depression, and trauma.

Like many mothers across Colorado, Sarah is a working mom with a nine-month-old daughter. Sarah can get food and diapers at the Food Bank of Larimer Country’s Fresh Food Share Pantry in Fort Collins.

“A lot of it has helped with my daughter’s diapers and wipes, those are pretty expensive,” Sarah said.

“I kind of was down on my luck and just having a little bit of a life change, so just having this assistance to like kind of tide me over has helped a lot….” She estimated that the items she picks up save her “a couple of hundred dollars” a month, which helps to supplement what she’s getting from her SNAP benefits – which, she added, don’t cover the cost of diapers and wipes.

For 10 years Builders for Babies supporters and volunteers have donated their time and resources to make this event possible. In one morning, over 2.4 million baby essentials are distributed to help thousands of babies across Colorado. The drive has grown so large, care providers are now able to request diapers in the sizes they need most.

“For the sixth year, you brought Christmas in June to the Rocky

Mountain Diaper Depot and all the participating service organizations.” Said Joan Youmans of Rocky Mountain Diaper Depot. “There is nothing in Colorado that compares to what HomeAid Colorado is doing for the families and their babies that receive the diapers and baby wipes. Your Builders for Babies Event serves as a model for many other

organizations on what can be done if we all come together to fill a need in our Colorado Community. You all motivate us at RMDD to do even more for the 22 Partner Agencies we help.”

About HomeAid Colorado

HomeAid Colorado attacks the reality of homelessness with a unique and collaborative approach. Through housing development and community engagement, and education, our mission is to help those experiencing or at risk of homelessness build new lives. In addition to donating diapers, hygiene items and basic home essentials to nonprofits, HomeAid Colorado is a vital force in creating safe and dignified housing and programmatic facilities for care providers in our state. For more information, visit HomeAidColorado.org.

After a month-long online donation drive, HomeAid was able to purchase 1.4 million baby diapers and 1 million wipes. (Photo courtesy: HomeAid Colorado).

In a parking lot at DICK’S Sporting Goods Park in Denver, over 250 energetic volunteers helped load the trucks of 41 service providers so they can distribute the essentials to thousands of families in their community for free. (Photos courtesy: HomeAid Colorado).

The period between when an offer to purchase is accepted and the sale closes is fraught with opportunities for the deal to fall apart. While both real estate agents do their best to coordinate everything, there is still a chance something may go wrong. Let’s take a look at some of the problems that might pop up.

Clouds on the title

If there are irregularities in the chain of title, known as “clouds,”, you will need to clear them before the sale of the home can proceed. Common clouds on title records include liens and unpaid mortgage loans from a former owner.

Low appraisal

One of the most devastating

problems we might run up against is a low appraisal. Luckily, there are several ways of dealing with the situation. These include challenging the appraisal, requesting that the buyer come in with more cash to lower the loan amount, and lowering the price of the home. The latter is the most common solution since other buyers’ appraisals will most likely be similar.

Buyer’s remorse

A remorseful buyer is typically a first-time buyer, fearful that he chose the wrong house or that he can’t afford the one he did choose.

Hopefully, the buyer’s real estate agent is savvy enough to help him through buyer’s remorse by reminding him why he originally felt the home was perfect for him.

Inspection problems

If the inspection finds significant problems, the contract may need to be renegotiated and you may need to repair items before the sale can go through.

Problems with the loan

Most lenders do what is known as a “soft pull,” before the closing. This is a type of credit check that won’t harm the buyer’s credit rating but it will tell the lender if his credit has changed since he was approved for the loan. If they find anything that negatively impacts the buyer’s credit rating, the lender may cancel the loan, thus canceling the sale.

The final walkthrough

Buyers have an opportunity to walk through the home once more before

the closing to ensure that the home is in the same condition as when they agreed to purchase it. To avoid unpleasant surprises, sellers should consider the following:

• Eliminate any judgments or liens against your property.

• Respond to all requests from the title company promptly.

• Ensure that the home remains in the same condition as when the buyer agreed to purchase it.

The typical home sale has few major problems but that doesn’t mean we shouldn’t be prepared for any that may come.

Rob Proctor is the Broker/Owner of At Home Real Estate Company in Loveland. Born and raised in Loveland, Rob calls Northern Colorado (Loveland, Fort Collins, Greeley and Windsor) his home with his wife and three daughters. To contact Rob, call 970.481.2133, e-mail rob@athomerealestateco.com or visit athomerealestateco.com.

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Buying a home with a septic system

Over the years we’ve learned a considerable amount about the impact of septic systems. There is clear evidence that aging, unapproved septic systems have been leaking into our water system. As a result, Boulder County implemented SepticSmart Regulations on September 1, 2008 in order to protect our health and environment.

3. If you plan to remodel, add square footage or bedrooms to a home, you need to check to see if the septic system is able to meet the requirements for your new addition.

DUANE DUGGAN

Here are six important facts every home buyer of a house with a septic system should know:

SepticSmart requires that a septic system be permitted, approved, and inspected before the sale of a home. Either the existing owner or the buyer will need to make any repairs that are required to bring the system to compliance.

1. The status of the home’s septic system is as important as that of the roof, foundation, or electrical system. The condition of the septic system will be determined during the certified inspection.

2. You can check the approval/ permit status of a home’s septic system by going to bouldercounty.org/ environment/water/ septicsmart/check-septicrecords.

4. Be sure to have a written agreement between buyer and seller as to any repairs that need to be done, who will pay, and in what timeframe is required for the work to be done.

5. Upon placing a home with a septic system on the market, many sellers will obtain the SepticSmart inspection and certificate. Be sure to ask for a copy and check to make sure the certificate hasn’t expired.

Once you own the home with a septic system, you will basically be running a mini-wastewater

treatment plant. It becomes your responsibility to maintain the system properly by having the system pumped and checked on a regular basis. You can go to Boulder County’s website, septicsmart.org, to find tips on how to maintain your system.

Duane graduated with a business degree and a major in real estate from the University of Colorado in 1978. He has been a Realtor® in Boulder since that time. He joined RE/MAX of Boulder in 1982 and has facilitated over 2,500 transactions over his career, the vast majority from repeat and referred clients. He has been awarded two of the highest honors bestowed by RE/ MAX International: The Lifetime Achievement Award and the Circle of Legends Award. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail duaneduggan@ boulderco.com, call 303.441.5611 or visit boulderco.com.

REAL ESTATE

Johnstown real estate market forecast

Before you buy or sell any piece of property, it’s always a good idea to know what the market you’re buying or selling in looks like. It can be simple to determine what the current real estate climate looks like, but the same cannot be said for predicting the future market. Markets tend to fluctuate based on several factors, such as socio-political or environmental forces. Predicting the future market can be difficult if you’re not sure what you’re looking for.

Don’t let the constant worry of the future bog you down – we’re here to give you a helping hand. Let’s discuss the market forecast for 2023 for the Johnstown, real estate sector.

What can I expect as a buyer?

Congratulations, we are happy that you are thinking of living in Johnstown. This picturesque commuter town is perfect for growing families that want to feel the safety of a small town but still enjoy the economic prospects of a city. For this reason, among others, the small town has seen an unexpected boom in popularity in 2022.

In 2022 alone, the town has seen an almost 5% population growth rate and expects to keep growing in 2023. This is great news for people who are looking to move to Johnstown – there will be plenty of other new residents who are also enrolling their children in a new school and learning the ins and outs of a town, and there’s no better way to befriend your neighbors than over a shared experience. Not only will you be making friends with other Johnstown transplants, but the suburban feel of the town means that you will have plenty of other opportunities to meet the locals. After all, Colorado was ranked the seventh most friendly state in the entire U.S.! We promise you’ll be feeling at home here within weeks.

Repercussions of the

COVID boom

The world seemingly stopped when the pandemic reached its peak in the spring of 2020. However, this could not be less true – everything not only kept moving, but some markets began growing unexpectedly. With remote work becoming more and more popular, citizens began to realize that they could leave crowded and family-unfriendly cities for previously underpopulated locations. For instance, Georgetown (a suburb of Austin, Texas) had an almost 11% growth in population between 2020 and 2021 alone – a giant jump for a town of only 75,000 people. This growth can also be accredited to the Federal Reserve instating recordlow mortgage rates to combat a pandemic-related slowdown.

Unfortunately, this sudden boom in growth is predicted to pop in 2023. The Federal Reserve has recently begun raising mortgage rates, which is a large part of why they have jumped to almost 6% –the highest rates since 2008. The rise in mortgage rates and housing prices are a nightmare for most buyers but don’t call it quits just yet. Unlike towns such as Jacksonville, Florida, which were unprepared for a housing boom, Johnstown does not have a lack of houses, and its home prices reflect that lack of steep

competition.

Johnstown developments

Not only has the Johnstown area been sheltered from rising house prices and mortgage rates, but the town has many developments planned that will make living in Johnstown a dream. One of the most exciting prospects for people who dream of living in Johnstown is the recent and upcoming construction of new houses, condos, and apartments. Developer Forestar is planning on building a whopping 1,500 homes in the town. These homes are expected to be move-in ready by mid to late 2023, which is perfect timing for people planning on moving next year. If all goes according to plan, Johnstown will be welcoming over a thousand new residents by next year. This is amazing news for businesses, who will be sure to see an increase in traffic.

Not only is Johnstown building new housing developments to prepare for new residents, but they are also looking for ways to improve the community as a whole. Carson Development Inc. is in the midst of building a behemoth of a mixed retail and residential center: Ledge Rock Center. This development will include 1,400 residential buildings

and a million square feet of retail space. The Ledge Rock Center is yet another option for aspiring buyers.

What about sellers?

Prospective sellers of Johnstown, real estate are in luck. We are currently living in a nationwide seller’s market, which means you should be able to get a great price for your home. This seller’s market is predicted to last until 2025, but don’t wait too long to make your move. The market is constantly fluctuating, so it’s best to take your chance when conditions are in your favor.

Because the population of Johnstown has been steadily increasing over the past five years, with a steep increase last year, sellers will benefit from buyers’ need for housing. With its beautiful scenery, great public education system, and recent job growth, it’s no wonder Johnstown is expected to continue to grow in population.

Christian Garcia is a Realtor at Sears Real Estate, 2021 Clubhouse Drive, #100, Greeley. To reach Christian, call 970.301.5963, e-mail cgarcia@searsrealestate.com or visit realtorchristian.com.

CHRISTIAN GARCIA

Before you buy or sell any piece of property, it’s always a good idea to know what the market you’re buying or selling in looks like. (Photo courtesy of Christian Garcia).

Americans want walk-friendly communities; Colorado delivers

Americans of all ages put a high value on living in a “walkable community” where they can easily walk to places such as shops and parks. In a newly released survey by the National Association of Realtors® (NAR), residents in “walkable communities” report a higher quality of life and 78% say they would be willing to pay more for a home in a walkable community.

TOM KALINSKI

Generation Z – those over 18 but born in 1997 or later – is more willing than any other generation to spend additional for a home in a walkable community and wants to live near transit. It’s an af nity shared by more than half of residents of all ages surveyed, with about 60% saying they would spend at least a little more to live in a walkable community. Among younger generations, the desirability for a walk friendliness is even higher, with roughly 90% of Gen Z and Millennials saying they would pay more for a walkable community, and one-third saying they would pay a lot more.

The ndings bode well for Colorado communities, especially Boulder, Denver and Fort Collins, deemed “Walk Friendly Communities,” which is a national recognition program.

Boulder is designated as a Gold-level community due to its outstanding planning efforts, high walking mode share, engineering treatments, city leadership and community support. Residents enjoy over 500 miles of sidewalks and pedestrian-only paths, more than 70 miles of multi-use paths that run mainly along the city’s greenway system and about 150 miles of natural hiking trails.

Denver is designated as a

Gold-level community due to its planning efforts, education and encouragement programs, innovative engineering practices, and commitment to meaningful citizen engagement.

Fort Collins is designated as a Silver-level community due to its outstanding Safe Routes to School programming and pedestrian planning practices that include an excellent range of performance indicators.

The National Community & Transportation Preferences Survey – conducted every three years among residents in the 50 largest U.S. metropolitan areas –tests seven key traits for deciding where to live: walkability factors such as sidewalks and nearness to shops, commute length and closeness to the highway, access to public transportation and access to bike paths.

The 2023 results aligned with past results and showed staying power for residents’ top priorities, including sidewalks and being within

walking distance to shops and restaurants, a short commute, and proximity to highways and public transit are top priorities. “With COVID in our rearview mirror, this study shows that a substantial demand for walkability persists for Americans of all ages,” said NAR President Kenny Parcell.

Within the preferences, generational distinctions arose among those surveyed:

More than any other generation, Millennials – born between 1981 and 1996 – want convenient alternatives to driving, such as walking, biking and public transportation.

Baby Boomers – born between 1945 and 1964 – prefer living in a detached, single-family home where they must drive to places they need to go.

Age plays a large part in the preferences, with younger generations more favorable to biking and public transit and older generations favoring driving. Older residents are

likelier to walk less because of traf c and safety concerns or because their health prevents them.

Most residents prefer walking and driving over riding a bike and taking public transportation. Walking is preferred by 79%, driving by 70%, while about half like riding a bike and 44% say they like taking public buses or trains.

See the complete NAR 2023 Community & Transportation Preferences Survey results at: www.nar.realtor/reports/narcommunity-and-transportationpreference-surveys. Learn more about Walk Friendly Cities at www.walkfriendly.org/ communities.

Tom Kalinski is the broker/owner of RE/MAX of Boulder. He has a 40-year background in commercial and residential real estate. For questions, email Tom at tomkalinski33@gmail.com, call 303.441.5620 or visit boulderco.com.

Housing economists and analysts agree that any market correction is likely to be a modest one.

Working with contractors: What red flags should I look out for?

By Paul F. P. Pogue Ask Angi (TNS)

Nearly all contracting jobs go smoothly. You hire them, they do the work, you pay them, everyone moves on happily. Nonetheless, every so often, you run into an unscrupulous contractor who only has dollar signs in their eyes and thinks you’re the perfect mark. And in times of bad weather, they tend to emerge even more. Arm yourself with information and keep a lookout for the red flags that indicate a contractor may be about to scam you.

The flag: “We had some materials left over from another job. We’ll give you a good rate on a driveway resurfacing job if you hire us right now.” The response: Turn them down politely. The problem: Experienced contractors don’t usually have extra materials left over to just go wandering up and down the street looking to get rid of them. The odds are high these are traveling contractors with no local address, possibly using substandard materials.

If you hire someone like this and have a problem with the work later on, most likely they’ll put on a layer or two of low-quality toppings that look good for a few months, but when and if it starts to fail, you’ll often never find the contractors again.

The flag: “We don’t need to bother pulling permits for this project.” The response: Make sure all necessary permits are pulled. The problem: Sometimes, unscrupulous contractors will cut corners and try to save money or time by claiming you don’t need permits for a project, or that you do need permits but they’re an easily skipped formality. Rules vary from place to place, but anything that involves load-bearing walls, or running new pipe or electrical wire often calls for a permit and an inspection.

Permits are often required for good reason. If you skip an inspection, the work might hide nasty surprises. And even if the work turns out fine, unpermitted work can complicate a home sale if it comes up during the inspection.

The flag: “We don’t need to put anything in writing.” The response: Always get it in writing. The problem: Reputable contractors have no problem putting things in writing. Written agreements protect both sides in the event of disputes or problems with the work. A good contractor will be willing to provide copies of their licensing and insurance, receipts, warranties, and any other important part of a paper trail.

The flag: “Everyone’s really busy with last week’s storm, but we can fit you in today.” The response: Hire a reliable local professional. The problem: After a major storm that might have downed many trees or damaged many houses and roofs, local contractor schedules fill up at lightspeed. But then you see an ad for a company you’ve never heard of before that’s offering to fix storm damage ASAP. Storm chasers are traveling companies that descend on a territory after severe weather, collect as many down payments and insurance checks as possible, and disappear after doing shoddy work or

no work at all.

Unfortunately, the only solution here is patience. It’s better to wait on a reliable local pro that you know stands behind their work, than to hire a storm chaser you’re not likely to ever see again.

The flag: “Trust us, we’re going to use high-quality materials on this job.” The response: Don’t let the job run on autopilot. The problem: The bait-and-switch is an old and common scam with roots far beyond contracting. The unscrupulous pro shows off high-quality paint and carpet that they’re going to use on your job, you pay a down payment to buy the necessary materials, and then they buy a few high-quality materials, skimp on the rest, and then they pocket the difference. In this case, paying close attention to the job will protect you. Double-check all receipts for purchases and make sure they’re using the quality materials that they promised.

Tweet your home care questions with #AskingAngi and we’ll try to answer them in a future column.

OPEN HOUSE QUICK GUIDE

To list your open house or view this week’s open houses in more detail, visit: openhomes.athomecolorado.com

BOULDER

1812 17th Street, #101S

$399,900

Sat., 11 a.m.-1 p.m.

Steve Carter

RE/MAX of Boulder

(303) 931-4812

4887 White Rock Circle, #15-D

$415,000

Sat. & Sun., 12-2 p.m.

Bruce Drogsvold

WK Real Estate

(303) 579-1627

5620 Outback Court

$800,000

Sat., 11 a.m.-3 p.m.

Sun., 12 a.m.-2 p.m.

David Vincent

WK Real Estate

(303) 859-4467

36 Ridge Drive

$1,250,000

Sat., 11 a.m.-2 p.m.

Kathryn Ruhl

RE/MAX Alliance

(303) 994-2203

3095 Ouray St.

$1,380,000

Sun., 1-3 p.m.

Rob Justis

WK Real Estate

(303) 817-0906

4044 New Haven Court

$1,565,000

Sun., 12-2 p.m.

Michelle Trudgeon

WK Real Estate (720) 272-9547

7150 Cedarwood Circle

$1,595,000

Sat., 2-4 p.m.

Mike Moger

WK Real Estate

(303) 570-9906

1840 Iris Ave.

$1,795,000

Sun., 1-3 p.m.

Rich Gribbon

RE/MAX of Boulder

(303) 931-6979

6252 Songbird Circle

$1,870,000

Sun., 12-2 p.m.

Brian Hellwig

RE/MAX of Boulder

(303) 818-6592

2975 Jefferson St.

$2,100,000

Sat., 12-2 p.m.

Tom Cohen

RE/MAX of Boulder

(303) 829-6787

935 11th St.

$2,350,000

Sat., 1-3 p.m.

Marybeth Emerson

Slifer Smith & Frampton

(720) 394-1997

3119 8th St.

$2,999,000

Sun., 2-4 p.m.

Lynn Ryan

RE/MAX of Boulder

(303) 489-0309

3816 Cloverleaf Drive

$3,499,000

Sun., 11 a.m.-2 p.m.

Mike Harris

WK Real Estate

(303) 501-3621

1520 Kalmia Ave.

$3,999,000

Sun., 11 a.m.-1:30 p.m.

Lynn Ryan

RE/MAX of Boulder

(303) 489-0309

710 Willowbrook Road

$4,150,000

Sat., 1-3 p.m.

Karolyn Merrill

Patrick Dolan

(303) 817-2827

1401 Mariposa

$4,500,000

Sun., 2-4 p.m.

Marybeth Emerson

Slifer Smith & Frampton

(720) 394-1997

BROOMFIELD

1272 Clubhouse Drive

$925,000

Sat., 11 a.m.-1:30 p.m.

Mia Ness

Colorado Landmark

(720) 273-7567

ERIE

138 Bonanza Drive

$750,000

Sun., 2-4 p.m.

Joshua Legare

WK Real Estate

(515) 992-9164

630 Benton Layne

$999,000

Sat., 12-2 p.m.

Sun., 1-3 p.m.

Dan Jones

RE/MAX Alliance

(720) 491-2485

EVANS

606 Lucca Drive

$278,000

Sat., 12-2 p.m.

Bogdan Kaleta

RE/MAX Alliance, Fort Collins

(970) 215-1067

FORT COLLINS

4437 Rosecrown Court

$499,999

Sat. & Sun., 1-3 p.m.

Rhonda Heth

RE/MAX Alliance, Fort Collins

(970) 566-3516

LAFAYETTE

434 Pinewood Circle

$835,000

Sat., 12-2 p.m.

Joshua Legare

WK Real Estate (512) 992-9164

LONGMONT

805 Summer Hawk Drive,#F32

$415,000

Sat. & Sun., 11 a.m.-1 p.m.

Mike Moger

WK Real Estate

(303) 859-4467

315 Western Sky Circle

$775,000

Sat., 2-4 p.m.

Cynthia Hogarth

WK Real Estate

(303) 579-4884

3427 Red Hawk Lane

$850,000

Sat., 1-3 p.m.

Paula King

Kentwood Real Estate (303) 601-2880

13053 E. County Line Road

$1,295,000

Sat., 1-3 p.m.

Jim Green

WK Real Estate (303) 775-2553

LOVELAND

3245 Huckleberry Way

$1,259,900

Sat., 11 a.m.-2 p.m.

Bob Sprague

Love Northern Colorado

Real Estate

(970) 372-8520

NEDERLAND

2847 Ridge Road

$1,475,000

Sat., 11 a.m.-2 p.m.

Josh Harrod

RE/MAX Alliance (303) 517-1763

SUPERIOR

2855 Rock Creek Circle, #180

$630,000

Sat., 11 a.m.-2 p.m.

Katie Kuosman

WK Real Estate (720) 937-8076

1230 Lanterns Lane

$1,150,000

Sun., 1-3 p.m.

Barb Pozzi

Colorado Group (303) 956-9033

2925 Jade Court

$1,250,000

Sat., 11 a.m.-1 p.m.

The Bernardi Group

The Bernardi Group (303) 402-6000

TIMNATH

5043 Blanchette St., $898,000

Sat., 10 a.m.-1 p.m.

Rhonda Heth

RE/MAX Alliance, Fort Collins (970) 566-3516

WINDSOR

2178 Cape Hatteras Drive, #24-10

$380,000

Sat., 11 a.m.-1 p.m.

Randy Ewan

RE/MAX Alliance, Fort Collins (970) 481-5102

A case for white cabinets

create a timeless and elegant look that will also create a neutral palette. What are some advantages of selecting white as a cabinet choice? Here are some top reasons:

• If you ever decide to sell your property, white cabinets will have universal appeal.

• White cabinets can be dressed up or dressed down. For example, they can work just as well in a farm-style house as a mansion.

• White cabinets can also work well with nearly any hardware style.

• Hire a professional to properly measure and install your cabinetry.

• Obtain samples and display them in your kitchen before making a purchasing decision.

• Invest in good-quality cabinetry made of solid hardwood. Cabinets should last for decades.

• Carefully choose hardware. Selection can drastically impact the look and feel of a cabinet.

By Cathy Hobbs Tribune News Service (TNS)

Cabinets come in all shapes, sizes and colors, too! Selecting the right material and color may be one the most important decisions to make when designing the overall look and

feel of your kitchen. When considering renovating or creating a new kitchen, what is the best cabinet color? These days, more than ever, the answer is white. Not considered bland, boring or low end, white remains a popular and desired choice for homeowners looking to

• White cabinetry is versatile and won’t clash with existing flooring, furniture or finishes in areas such as countertops.

• White cabinetry is considered timeless and elegant, as opposed to trendy or personalized.

Here are some tips to get you started:

• Invest in elements that may improve functionality like interior drawer inserts or cabinet dividers.

Cathy Hobbs is an Emmy Awardwinning television host and a nationally known interior design home staging expert and shortterm rental/vacation home designer. Contact her at info@ cathyhobbs.com or visit her website at cathyhobbs.com.

White cabinets paired with a white marble backsplash and countertop help make this open kitchen feel bright and airy. (Provided photo/TNS).

The simple solution is not always the best solution

I recently spoke to a financial advisor about a client’s retirement plan that I wanted to share with you. The situation is such that the client is getting ready to retire and he was looking at ways to reduce his expenses to ensure that his retirement income and his retirement accounts would be set up in a way that he would be able to meet all his financial obligations and still be able to have some fun in retirement.

As we started to dive into this client’s financial picture, it was clear that this client’s income was going to be less in retirement since he was not going to be receiving a pension and he was only going to be

receiving social security income. Additionally, this client had done a very good job of saving and had a significant amount of money saved in his portfolio and he also owns a home with a lot of home equity.

As we started to investigate this client’s situation, the financial advisor told me that the client decided to pay off his mortgage to eliminate the

mortgage payment which was just under $2,000 per month as that was his largest monthly expense. It was at that moment that I raised the question, why would someone do that? The financial advisor then simply said that was the simple solution to reduce his monthly expenses. I then asked to clarify, so you are saying that the client took $400,000 out of his portfolio

which was producing a solid 6% return on investment (which is over $24,671 annually), to save less than $24,000 of annual expenses? Plus, the $400,000 in the portfolio is not only producing a decent rate of return but when the client took out the money to pay off the mortgage, he was forced to pay over $50,000 in taxes, which means he needed to pull out over $450,000 from his portfolio.

So, I got back to the basic question, why would someone take hundreds of thousands of dollars (in this case it was $450,000) out of their portfolio to pay off a mortgage? I realized at that point it was just the simple solution, it was like hitting the “easy” button”. However, after doing the math and running the numbers, the simple solution was not the best solution. The reality is that the money was producing a better rate of return in the portfolio

Keeping hydrated (continued)

annually than the mortgage was even costing the client each year. Additionally, if the client really wanted to reduce expenses in retirement, it would have been just as easy and achieved the same goal by utilizing a Home Equity Conversion Mortgage (HECM). The client could have gotten a HECM to pay off the mortgage and eliminate his need for making a mortgage payment (you are still required to pay the property taxes, homeowner’s insurance and maintain the home) and this would have not only reduced his monthly expenses but it would have allowed him to keep the $450,000 in his portfolio, continuing to earn a return on his investment and not have to pay the $50K in taxes. Is this a little more complicated than just paying off the mortgage? Maybe, but it would create a far better financial outcome for this client

as the client would have had more money in his portfolio to use in retirement. Now this client simply has more equity, which he cannot use in retirement and less cash. However, if this client wants to get a HECM now, he still can which will allow him access to some of the equity in his home and convert the equity back to cash. It is also important to note that this is just an illustration and this same math could be applied to a situation with a lesser mortgage balance as well and achieve a similar outcome.

Gabe Bodner is a retirement mortgage planner and licensed mortgage originator in Colorado. Gabe utilizes the latest research from the top researchers to assist his clients to live for today and plan for tomorrow. To reach Gabe, call 720.600.4870, e-mail gabe@bodnerteam.com or visit reversemortgagesco.com.

intake. Sports drinks such as Gatorade and Powerade can be useful in certain contexts. Sports drinks should only be used if you are participating in intense exercise or activities for more than 1 hour. While sports drinks contain electrolytes, they also contain a lot of sugar and unnecessary additives that can cause more harm than good. Sugar slows the emptying of water from the stomach to the body, which can further dehydrate a person. A good sports drink contains 6-8% carbohydrates, sodium, potassium, and water. Gatorade, Powerade, and Allsport meet these criteria for recommended sports drinks. Drinks with caffeine, herbs, and other additives are not advised as a source of good hydration during exercise.

If you prefer the taste of

sports drinks, juices or sodas, try making water with a twist as a healthy alternative! Adding fruits such as lemons, limes, blueberries, or strawberries, vegetables such as cucumbers, and herbs such as fresh mint or fresh basil to your glass or reusable water bottle creates a hydrating, healthy and delicious beverage. This can also be a great way to use the last few strawberries from your refrigerator or the fresh mint that has taken over your garden. Children also enjoy creating their combinations of flavors in this recipe. Stay hydrated!

Emma Dhimitri is the Community Health Specialist at Colorado State University Extension. Visit the CSU extension online at extension. colostate.edu.

Broker | Owner

A portion of my annual income is donated to Blue Sky Bridge in Boulder an ASF Animal Rescue

To view a more cities and a more complete list of new home communities and builders across the Colorado Front Range, view our interactive map online at: www AtHomeColorado com/NewHomeMap

ur region is home to more than 700,000 residents and includes some of the most diverse, natural landscapes and sustainable development along the Northern Front Range of Colorado It’s no wonder why those who live here stay and why our the area is coveted as a place to relocate to Here we highlight a selection of the area ’ s new home communities and which builders are building where

BERTHOUD

Farmstead

Builder: Sage Homes

Rose Farm Acres

Builder: Richmond American

Heron Lakes –

TPC Colorado

Builder: Landmark Homes, Lifestyle Custom Homes, Toll Brothers

BOULDER

Velo Condos

Builder: Thistle Velo LLC

BROOMFIELD

Baseline Colorado

Builders: Boulder Creek

Neighborhoods, Meritage Homes, Thrive Home Builders

Vive on Via Varra

Builder: Meritage Homes

ERIE

Coal Creek Commons

Builder: Century Communities

Colliers Hill

Builders: Boulder Creek

Neighborhoods, KB Home, Richmond American

Compass Builder: Lennar

Erie Highlands Builder: Oakwood Homes

Erie Village Builder: Porchfront Homes

Flatiron Meadows Builder: KB Home, Taylor Morrison, Toll Brothers

Morgan Hill Builder: Lennar

Rex Ranch

Builder: Taylor Morrison

Westerly

Builder: McStain Neighborhoods, SLC Homes Wonderland Homes

Wild Rose

Builder: Lennar

FIRESTONE

Barefoot Lakes

Builder: Brookfield Residential, Creekstone Homes, Lennar, Richmond American Homes

FREDERICK

Seasons at Silverstone

Builder: Richmond American Homes

GREELEY

Northridge Trails Townhomes

Builder: Hartford Homes

Promontory

Builder: Journey Homes

JOHNSTOWN

Park House Thompson River Ranch

Builder: Oakwood Homes

The Ridge at Johnstown

Builder: Bridgewater Homes

Pintail Commons at Johnstown Village

Builder: Richfield Homes

Mountain View Builder: Baessler Homes

LAFAYETTE

Blue Sage

Builder: Markel Homes

Avalon Meadows

Builder: Von’s Colorado Concepts

Silo

Builder: Cornerstone Homes

Silver Creek

Builder: Markel Homes

LONGMONT

Highlands at Fox Hill

Builders: Dream Finders Homes, Landmark Homes

Terry Street Townhones

Builder: New Leaf Properties

LOUISVILLE

North End

Builder: Markel Homes

LOVELAND

The Enclave at Dakota Glen

Builder: Glen Homes

The Enclave at Mariana Butte

Builder: American Legend Homes

Eagle Brook Meadows

Builder: Bridgewater Homes, Challenger Homes

The Lakes at Centerra

Builder: Bridgewater Homes, Landmark Homes, KB Home

Kinston at Centerra

Builder: Richmond American Homes, Dream Finders Homes

MILLIKEN

Brookstone

Builder: Windmill Homes

Sunfield

Builder: Windmill Homes

SUPERIOR

Downtown Superior

Builder: Thrive Home Builders, Remington Homes

Heights at Downtown Superior

Builder: Toll Brothers

Lanterns at Rock Creek

Builder: Boulder Creek

Neighborhoods

Montmere at Autrey Shores Builder: Koelbel

Rogers Farm Builder: Boulder Creek

Neighborhoods

TIMNATH

Harmony Builder: Landmark Homes

Serratoga Falls

Builder: American Legend Homes, Richmond American Homes

Timnath Lakes Builder: Toll Brothers

Trailside

Builder: Wonderland Homes

Wildwing Patio Homes

Builder: Hartford Homes

WINDSOR

Country Farms Village

Builder: Landmark Homes

Greenspire

Builder: Windmill Homes

RainDance

Builder: American Legend Homes, Hartford Homes, Wonderland Homes

Seasons at Hunters Crossing

Builder: Richmond American Homes

Vernazza Builder: Landmark Homes

Village East Builder: Journey Homes

FIND YOUR DREAM HOME!

“We originally thought we did not need an agent to help us with our new home purchase and after several months of frustration, a friend suggested we contact Mar y at Boulder Home Source, within a month she helped us find the perfect new build and negotiated a lower rate and upgrades that we never expected ” The Smiths

REAL ESTATE TRANSACTIONS

The following Northern Colorado home sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount.

AULT

• Noah Jordan -- 362 Bozeman Trail, Brandon & Caitlin Ewing, $433,500.

• Shea & Megan Warrick -- 715 N Country Trail, Beth & Taylor Hencey, $470,000.

BERTHOUD

• Careena & Logan Daly -- 1625 Vantage Parkway, Melody Homes Inc, $583,500.

• Brandon Dietz -- 1314 Means Lane, Mario & Jacqui Torres, $619,900.

• Kyle Recchia -- 2483 Tabor St., Dylan Small, $660,000.

• Barbara Delgado -- 2555 Heron Lakes Parkway, Jason I Puga, $3,200,000.

BOULDER

• Jianying Hu -- 3515 28th St. Apt 107, Seth Elliott, $400,000.

• R Hodges -- 2269 Mariposa Ave., Steven & Tamar Wobschall, $1,125,000.

• Kevin Arruda -- 1093 Yale Circle, Michael & Nataliya Mccain, $1,222,000.

BRIGHTON

• Shane Blakney -- 17851 Sunset Lane, Jimmy & Donna Landon, $640,000.

BROOMFIELD

• Hyung Kim -- 1166 Opal St. Unit 102, Kimberly Detwiler, $345,000.

• Melissa Thompson -- 13456 Via Varra Unit 333, Blue Owl Holdings, $349,500.

• Robert & Michelle Szydlowski -13598 Via Varra Unit 207, Ruesch Family Trust, $424,000.

• Jose Cesena -- 55 Carla Way, Richard & Bonita Sato, $480,000.

• Charles & Teri Ozaki -- 210 Iris St., Anne Maria Clark, $485,000.

• Krasimir & Sarah Vladimirova -11277 Bella Vita Drive, Meritage Homes Colo Inc, $510,000.

• Mailys Steiblen -- 858 Hemlock Way, Patrick & Nancy Chomyn, $515,000.

• Christine & Jeffrey Liebold -- 13931 Vispo Way, Meritage Homes Colo Inc, $521,000.

• Francesca Lettang -- 11268 Bella Vita Drive, Daniel & Alicia Strieby, $526,900.

• Steven & Stacey Simison -- 259 Beryl Way, Kirsten Ann Rittenhouse, $537,000.

• Devon Singmaster -- 1200 W 3rd Ave., Jason & Georgia Viado, $550,000.

• Christopher Zeren -- 1572 Dover St., Kyle Jett, $555,000.

• Riley & Matthew Lundblad -3777 Shefield Drive, Dominic Lopez, $556,500.

• Leat Toftness -- 1934 W 165th Way, Meritage Homes Colo Inc, $577,200.

• Paul Knuth -- 4934 Prebles Place, Paul & Diane Kratzer, $580,000.

• Marlyne Freedman -- 13719 Legend Trail Unit 101, Stacey Sue Snyder, $580,000.

• Julia Grissett -- 8477 Redpoint Way, Juan Andreu, $581,900.

• Anthony Tufano -- 227 Redwood Circle, Kate E Veeder, $590,000.

• Daniel Nicholls -- 2149 W 166th Place, Meritage Homes Colo Inc, $595,000.

• Jessica & David Gong -- 536 W 174th Ave., Decarvalhojorge,Na, $595,000.

• Dana Schultz -- 1930 W 165th Way, Meritage Homes Colo Inc, $595,200.

• Kuldip Parikh -- 11273 Bella Vita Drive, Meritage Homes Colo Inc, $597,500.

• John & Kendra Szudera -- 773 Dexter Drive, John & Kristi Beshears, $640,000.

• Yvonne Mcclean -- 12531 Grove St., Cave Living Trust, $650,000.

• Ivan Stashak -- 1942 W 165th Way, Meritage Homes Colo Inc, $652,200.

• Rachel & Rebekah Silvey -- 2273 W 166th Lane, Meritage Homes Colo Inc, $665,000.

• Richard Diehl -- 1281 W 170th Ave., Andres Alvarez Gutierrez, $855,000.

• James & Mette Holland -- 14319 Waterside Lane, Michael B Sharkey, $905,000.

• Jason & Toni Lochrie -- 647 Olive St., Lennar Colo Llc, $912,000.

• Mark Tuttle -- 13728 Windom Lane, Paul & Susan Winker, $920,000.

• Morgan West -- 3274 Discovery Court, Jennifer Lynn Mcghee, $1,114,600.

• Matthew & Leigh Babcock -5808 Fox Ridge Court, George & Nicole Tsiouvaras, $1,249,900.

• Robert Hawthorn -- 16392 Spanish Peak Way, Patrick Allen, $1,275,000.

• Andrew & Amelia Miller -- 15332 Irving Court, Copper Homes Ltd, $2,001,800.

DACONO

• Josee Luneburg -- 115 Glen Heather St., Allen A Abernathy, $152,000.

• Holly Coventry -- 400 Sterling Lane, Pleasant Acres Llc,

$350,000.

• Michael Stanley -- 533 Horizon Place, Benjamin Lee Campbell, $355,000.

• Erick Medina -- 509 Sterling Lane, Casi Barrows, $365,000.

• Casey & Robert Campagne -1104 Macdavidson Circle, Cmh Homes Inc, $401,900.

• Geralyn Romero -- 3391 Switchgrass St., Kb Home Colo Inc, $580,000.

• Brianna & Joseph Menchaca -3375 Switchgrass St., Kb Home Colo Inc, $613,100.

• David Garcia -- 3376 Switchgrass St., Kb Home Colo Inc, $620,000.

• Jason & Sabre Schmidt -- 3357 Bluestem St., Kb Home Colo Inc, $634,900.

• Jonathan & Whitney Steele -3381 Indian Grass St., Kb Home Colo Inc, $640,000.

• Deborah Hooker -- 3403 Linden Circle, Tonya Sargent, $650,000.

ERIE

• Sean & Alicia Donohue -- 380 Tynan Drive, Andrew Fager, $532,000.

• Bailey Pritchard -- 294 Rodden Drive, Kb Home Colo Inc, $550,000.

• Troy Smith -- 1450 Peach Place, Harry & Mary Carr, $645,000.

• Yohannes Woldu -- 215 Indian Peaks Drive, William Frederick Fields, $665,000.

• Candice & Erik Edwards -- 474 Golden Peak Court, Richmond Am Homes Colo Inc, $746,800.

• Mark Mullins -- 698 Alpine Ridge St., Richmond Am Homes Colo Inc, $751,700.

• Jose & Nydia Irizarry -- 744 Bear Peak Road, Richmond Am Homes Colo Inc, $778,800.

• Troy Hildebrandt -- 193 Poppy View Lane, James & Margaret Cure, $825,000.

• David & Kelly Altizer -- 745 Bear Peak Road, Richmond Am Homes Colo Inc, $858,800.

• Peter Simon -- 1155 Marfell St., William Lyon Homes Inc, $965,000.

• Jennifer Birdarvidsson -- 650 Pikes View Drive, Bjorn Mikael Hansson, $1,000,000.

• Jenny & Steven Spurgeon -1787 Willow Drive, Slc Homebuilding Llc, $1,000,200.

EVANS

• Ferne Pennyfather -- 901 Lucca Drive, Judith E Ross, $285,000.

• Rolando Contreras -- 3402 Marigold St., Erendira F Cruz, $300,000.

• Jeffrey & Courtney Fay -- 3117 Canyon Circle, Travis & Wendy Harper, $420,000.

• Elizabeth & Jonathon Dechant -3315 Rio Grande Ave., Joyce & Richard Dechant, $435,500.

FIRESTONE

• Hector Guazo -- 149 Granville Ave., Jo Enterprises Lllp, $326,000.

• Rosalva Delriosanchez -- 6726 Quincy Ave., James Crum, $510,000.

• Scott Newman -- 5380 Riverbend Ave., Barefoot Residential Llc, $582,100.

• Charles & Melissa Coyle -- 6607 Thistle Ridge Ave., Tyler & Katie Clementson, $615,000.

• John & Maria Reynolds -- 11175 Cimarron St., Mark & Kathleen Shaw, $619,900.

• Jerrod Dunbar -- 12817 Park Creek Way, Molly & Brandon Hyslop, $630,000.

• Sandra & Leon Pieters -- 5470 Victoria Circle, Steven & Ellen Rue, $675,000.

• Jamison & Heather Morrow -- 10133 Neighbors Parkway, Thomas & Sara Walsh, $705,000.

FORT LUPTON

• Timothy & Theresa Randolph -- 15812 Higgins Ave., Anthony Paul Hobbs, $100,000.

• Dyan Lewis -- 1353 Reynolds St. Unit 14a, Kira Lynn Becks, $386,000.

• Jaime Enriquez -- 16243 Higgins Ave., Tyler R Landwehr, $515,000.

• Zachary & Aryn Reynolds -- 549 Twilight Court, Melody Homes Inc, $550,000.

FREDERICK

• Antonio Cordova -- 6385 Foxtail Grn, William Finley, $310,000.

• Maksim & Yelizaveta Pavlov -5203 Warrior St., Richmond Am Homes Colo Inc, $417,800.

• Isabella Quinn -- 6905 Zig Place, Melody Homes Inc, $425,000.

• Alexis Deforge -- 7019 Todd Court, Melody Homes Inc, $425,000.

• Ashley Frankenfeld -- 7023 Todd Court, Melody Homes Inc, $435,000.

• Samuel Miller -- 6101 Louisville Court, Richmond Am Homes Colo Inc, $445,000.

• Joseph Znamenak -- 6103 Louisville Court, Richmond Am Homes Colo Inc, $448,500.

• Mark Elick -- 6170 Clayton St., Ryan Briscoe, $485,000.

• Theresa Estrada -- 606 Aspen Circle, Eric & Janna Riggs, $489,000.

• Sara & Nathaniel Broeckert -7110 Vermillion St., Lgi Homes Colo Llc, $532,900.

• Reanna & Joshua Marquardt -- 6208 Sherwood Ave., Susanna Wohlford, $550,000.

• Meagan & Michael Irsay -- 6185 Bauer Court, Richmond Am Homes Colo Inc, $569,900.

• Kimberly & James Stalcup --

6817 2nd St., Misael & Kayla Varela, $600,000.

• David Phalen -- 5778 E Wetlands Drive, Cheri Muraski, $625,000.

GREELEY

• Dylon Koehn -- 2430 14th Ave., Steven C Godsey, $328,000.

• Mark Garza -- 718 36th Ave., Quang Vinh Chu, $342,000.

• Bailea Branum -- 2508 14th Ave. Court, North Star Trust, $361,000.

• Emily & Miguel Araiza -- 314 26th Ave., Andrew & Cynthia Garza, $365,500.

• Touchsada On -- 6721 4th St. Road Unit 5, Hartford Constr Llc, $367,200.

• Steven & Anna Meza -- 1733 17th Ave., Patricia Q Doverspike, $380,000.

• Richard Luna -- 1494 43rd Ave., Randall & Diane Bell, $391,000.

• Gabriel Ramirez -- 222 E 19th St., Lewis & Sedonia Herrera, $394,800.

• Cheyenne & Ethan Chadwick -- 2932 Arbor Ave., Hulen Jr Clinard, $405,000.

• Clayton Armendariz -- 310 46th Ave., Jose Carranza, $405,000.

• Leonel Ramirez -- 409 E 28th St. Lane, Michael & Audra Nauta, $410,000.

• Jesus Quintana -- 2945 Alpine Ave., Miguel Mireles, $420,000.

• Ryan & Michelle Schafer -- 619 50th Ave., Nicholas E Streeter, $425,000.

• Isaac Wanasika -- 2038 18th Ave., Stephanie M Garcia, $430,000.

• Stephen & Sherrie Badial -- 1909 66th Ave., Charles D Holley, $445,000.

• Michael & Elisa Schoenberg -7219 W 20th St. Lane, Jeremy R Herndon, $447,000.

• Brett Berrong -- 2203 12th St. Road, James Cotter, $450,000.

• Douglas & Dawn Detienne -1108 101st Ave. Court, Aaron & Chelsea Detienne, $455,000.

• John Chapman -- 1228 102nd Ave., Benjamin & Pamela Baack, $455,000.

• Mar Ku -- 4231 W 30th St. Place, Debra A Kuskie, $470,000.

• Shannon Buxmann -- 1700 88th Ave., Melissa D Mclavey, $477,000.

• Robert & Teresa Jett -- 4207 W 22nd St. Road, Gary & Patti Brug, $510,000.

• Mackenzie Garza -- 1224 104th Ave. Court, Bartran Constr Inc, $560,000.

• Michael & Elizabeth Brown -32425 County Road 43, Brown Farms Llc, $895,700.

• Terry & Marilyn Rothe -- 1777 Aa St., Wikum Enterprises Llc, $2,399,000.

JOHNSTOWN

• Aidan Stokesberry -- 23663 Blake St., Darwin & Christine Buxman, $230,000.

• Lynette Rowe -- 278 Cardinal St., Baessler Townhomes Colo Llc, $339,500.

• Esteban Dominguez -- 452 Heritage Lane, Emily Norris, $459,400.

• Monty Sibley -- 4581 Mountain Sky St., Journey Homes Llc, $461,600.

• Zachary & Ashli Nygren -- 4491 Moose St., Journey Homes Llc, $463,600.

• Ray Bridenstine -- 1809 N 3rd St., Keith J Kreager, $491,000.

• Kristi Taylor -- 3900 Kenwood Circle, Diana Stanislav, $495,000.

• Brandi & Raymond Rivera -- 418 Cameron St., Century Land Holdings Llc, $519,000.

• Janelle Downs -- 404 Thrush Place, Melody Homes Inc, $520,000.

• Michael & Tina Springer -- 494 Starling Lane, Melody Homes Inc, $520,000.

• Dawlton & Kelsey Cole -- 409 Cameron St., Century Land Holdings Llc, $550,000.

• Kelsey & Lucas Sharp -- 482 Starling Lane, Melody Homes Inc, $556,700.

• Larry & Brenda Petersen -- 776 Columbia St., Lennar Colo Llc, $590,000.

LONGMONT

• Alexander Herron -- 1258 Lanyon Lane, Flip Flop Ventures Llc, $412,000.

• Byron & Teri Hogoboom -- 1429 Sharpe Place, Rewa Pauline Schroth, $440,000.

• Tanner & Eva Horne -- 2424 Frontier St., Richard & Carol Edwards, $620,000.

LOVELAND

• Dustin Mazanec -- 134 W 47th Place, Gregory W Hofknecht, $235,000.

• Emlie Heninger -- 3308 Sheridan Ave., Brian S Stump, $335,000.

• Kayla Sargent -- 148 S Lincoln Ave., Colleen Marie Rein, $355,000.

• Elizabeth Neu -- 3420 E Fork Drive, Datlac Llc, $412,900.

• Judith Niemann -- 2265 Anelda Court, Brian & Kristin Klimaszewski, $420,000.

• Omar & Rosa Mora -- 3721 Lincoln Court, Mark Gilford, $445,000.

• Hope Skeen -- 3853 Boulder Drive, William J Lagory, $460,000.

• Margaret & Chadwick Copeland -- 1141 Harrison Ave., Fred V Lund, $465,000.

• Ashlyn & Barry Ransom -- 2651 Painted Turtle Ave., Lennar Colo

Llc, $475,000.

• Jacob Greenhood -- 2924 Sand Beach Lake Drive, David & Linda Hammond, $500,000.

• Peter & Christina Marino -- 3232 Williamsburg St., Judy Guenther Elliott, $510,000.

• Spencer Sarver -- 1620 S Estrella Ave., Robert D Singleton, $550,000.

• Jodene Moore -- 3298 Loomis Lake Court, Scholl Living Trust, $568,000.

• Matthew & Tamara Cramer -1873 Lazear St., Tralon Homes Llc, $572,900.

• Angela & Joshua Dykstra -- 2116 Canada Goose Drive, Cheri & Ted Atwood, $577,000.

• Marsha Richards -- 4201 Lyric Falls Drive, Robert & Doris Zovack, $665,000.

• Josey Conn -- 2412 Lake Drive, Louise M Kruse, $676,000.

• Steven & Dana Covington -- 2331 Helena Court, Nell A Worrall Trust, $765,000.

• Thomas & Patrice Winans -- 2134 Seven Lakes Drive, Rod & Susan Wahle, $939,000.

LYONS

• Eileen Turnbull -- 358 Deer Lane, Edward L Grape, $560,000.

MEAD

• Brian & Lindsey Dekle -- 3355 Dryden Place, Richfield Homes Llc, $488,000.

• Christina Hess -- 3365 Dryden Place, Richfield Homes Llc, $497,900.

• Richard & Carrianna Fritsche -- 3325 Dryden Place, Richfield Homes Llc, $521,300.

• Linda & Aaron Cuthbertson -14826 Charbray St., Dawlton & Kelsey Cole, $544,000.

• Cynthia & Rafael Hernandez -- 14604 Normande Drive, Dfh Mandarin Llc, $554,000.

NUNN

• Rachael Herman -- 50995 County Road 37, Adam & Kimberly Gale, $575,000.

SEVERANCE

• Steven Curtis -- 408 Mallard Drive, Judy A Walton, $370,000.

• Erick Donlucas -- 1019 Mahogany Way, James & Alison Garison, $425,000.

• Ronald & Charlotte Hatfield -- 218 Castle Drive, Douglas & Nancy Reeth, $449,500.

• Christopher & Merritt Arroyo -- 178 Haymaker Lane, Michael & Elizabeth Brown, $460,000.

• Samuel & Sarah Case -- 613 Sawyers Pond Drive, Melody Homes Inc, $463,500.

• Fabian Pena -- 1049 Urial Drive, Richmond Am Homes Colo Inc, $487,900.

• Brandy Nelson -- 326 Jay Ave., Darryl G Sherman, $509,300.

• Trent & Tetsuo Ota -- 1220 Lily Mountain Road, Aspen View Homes Llc, $525,000.

• Robert & Dawn Moon -- 1257 Wild Basin Road, Aspen View Homes Llc, $568,700.

• Derek & Lindsey Villar -- 242 Haymaker Lane, Melody Homes Inc, $576,300.

• Haynes Worthen -- 1898 Vista Plaza St., Aeson & Erin Reed, $583,000.

• Haley & Nicholas Stevens -- 2120 Blue Ridge Drive, Louis & Hollis Kirk, $730,000.

• Jeremy & Nancy Howie -- 1430 Tule Drive, Morgan Venter, $845,000.

TIMNATH

• Phoebe Vandemoer -- 5202 Ribault St., Hartford Constr Llc, $561,400.

• Jeremy Williams -- 4352 Ardglass Lane, Townhomes Harmony Llc, $1,010,600.

WINDSOR

• Anne Wolfe -- 321 2nd St., Larry & Mary Lawrence, $424,900.

• Matthew & Michael Wright -- 960 Ashbrook Drive, Journey Homes Llc, $425,700.

• Jesse Shaw -- 309 Shadowbrook Drive, Hyrum & Hayley Griffin, $525,000.

• Kevin Klepper -- 1536 Reynolds Drive, Jade Marie Martinez, $535,000.

• Summer & Sean Mcdermott -- 5761 Indian Wells Court, Richmond Am Homes Colo Inc, $575,000.

• Laurie & Nicholas Wopat -- 5729 Indian Wells Court, Richmond Am Homes Colo Inc, $600,000.

• Raffaele Shields -- 1645 Sundown Run Drive, Th Raindance Windsor Llc, $705,000.

• Jennifer & Anthony Rivera -2114 Bouquet Drive, Michael S Munn, $742,900.

• Tysen & Kirston Ivie -- 1706 Branching Canopy Drive, Th Raindance Windsor Llc, $875,000.

• Thomas & Marianne Keenen -5867 Bromborough Drive, James & Bette Kaufman, $925,000.

• Nicole Ortiz -- 1988 Cataluna Drive, Leonard Johnson, $975,000.

• Michael Doctor -- 2057 Ridge West Drive, David & Janine Allen, $985,000.

• Matthew & Jennifer Jones -7042 Ruidoso Drive, Kornelija Zgonc Trust, $1,140,000.

• Yesenia Lopez -- 6342 Sanctuary Drive, Hao Pan, $1,600,000.