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DISTRIBUTION
The Heart of the Lakes Property Portfolio is distributed at a number of local businesses and establishments. If you would like a copy mailed directly to your home or business, just drop us an email, we would be happy to send you one.
DIGITAL EDITION
You can view an interactive digital version of each Property Portfolio edition online at www.issuu.com/oakrealty. Contact us or sign-up on our web site to have it emailed directly to you.
Experience the perfect blend of comfort, privacy and breathtaking lakefront views in this newly updated home on the shores of Clearwater Lake. Settled on two wooded acres with 179’ of level shoreline, this stair-free 3 bedroom, 3 1/2 bath home offers vaulted ceilings, home office, new hardwood floors and a wall of lakeside windows. The spacious kitchen offers a walk-in pantry and granite countertops that flow into a large dining area with lake views. Step outside and take in the beauty of Clearwater Lake’s 3,196. The newly renovated 4-season bunkhouse is perfect for entertaining! A 40’x46’ pole barn, fully insulated and heated for year-round use is ideal. An oversized attached triple garage features a sleek glass garage door that opens directly to the lakeside patio. Durable stucco and brick siding are paired with a steel roof for low-maintenance peace of mind and charming garden shed make this the perfect lakeside home!
7630 LAKE JOHN DRIVE, ANNANDALE
$1,449,900 | #6597386
The Preserve at Lake John was mindfully crafted and has become the most desired upscale neighborhood on Lake John. This 4 bedroom, 3 bathroom home has been built with lake life in mind. Entertaining will be a breeze with custom kitchen, dining room surrounded by windows and a vaulted great room. Retreat for the night in the main level owner’s suite featuring vaulted ceiling and a private bathroom complete with a soaking tub and walk-in closet. Created for gathering, the walk-out lower level features an open family room with a fantastic wet bar that leads to the sliding glass door opening to the lakeside patio. The lower level is finished with a 3/4 bathroom, exercise room including rubber floor and 2 additional bedrooms. You will fall in love with over 75 feet of sandy-hard bottom shoreline featuring breathtaking sunsets. Spanning across 411 acres, Lake John is an area favorite for fishing and boating enjoyment!
LAKE JOHN
6998 75TH STREET NW, MAPLE LAKE
$1,299,900 | #6683694
This property represents a rare opportunity, encompassing approximately 18 acres and featuring around 700 feet of lakeshore along Somers Lake. The remodeled country home showcases a blend of modern renovations and original charm, with many Victorian antique details meticulously restored, including the fireplace and light fixtures. The stunning fireplace boasts custom designed features, built to embody the elegance of antique Victorian style, featuring handcrafted tiles made specific to this project. The residence is characterized by its impressive tall crown molding, crafted from seven distinct pieces of oak trim, exemplifying the attention to detail throughout the home. Oversized primary bedroom suite has added appeal, and designed to be versatile. A detached garage built in 2015, is fully insulated and equipped with in-floor heating, enhancing the property's appeal. This exceptional property is bound to impress!
13796 STATE HIGHWAY 55 NW, ANNANDALE
$674,900 | #6559460
A beautiful refuge of land and sky, this property is sure to become the place for your family and friends to gather for generations. Rolling land gently slopes offering a gorgeous backdrop to this country home. Enter the main living area featuring stunning vaulted ceilings joining the living room and kitchen, ideal for entertaining. Retreat to a primary suite complete with a walk-in closet and private full bathroom including a separate bath & walk-in shower. An open staircase leads to the spacious loft offering two rooms overlooking the main level. Completing the home is the In-Law suite including a separate entrance, living room, kitchen, bathroom, bedroom and single garage. With a heated garage and fantastic 40x60 shed with 14x60 lean-to, there is more than enough space to keep you organized. Grab a cool drink and soak in the country views from your expansive covered patio.
Sugar Lake
Enjoy lakeside living on beautiful Sugar Lake. Nestled on a beautifully manicured lot surrounded by mature trees, this inviting home offers the perfect blend of privacy, space, and charm. The main level features vaulted ceilings and a sun-filled family room with a wall of windows that capture breathtaking views of the water. The kitchen is complete with granite countertops, accent lighting, and flows effortlessly into the dining area-perfect for hosting or everyday living. Step out onto the expansive lakeside deck with a retractable awning and take in the peaceful setting. Two main-level bedrooms offer quiet spaces to unwind. The walk-out lower level provides additional room to gather, with a lakeside family room, two more bedrooms, and a dedicated office. Outside, the level lot is dotted with mature, towering trees and leads to 93 feet of stunning sandy shoreline--ideal for relaxing, swimming, and soaking up summer.
12296 HART AVENUE NW, ANNANDALE
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$1,350,000 | #6683694
6095 COUNTY ROAD 3 SW, COKATO
$1,150,000 | #6563527
With its majestic, towering trees, this custom home looks and feels like your own private forest sanctuary with immaculate landscaping. Built with gathering in mind, enjoy a grand entrance, formal dining room, expansive living room with gas fireplace, beautiful kitchen with a large island and coffee bar. Retreat to the primary suite with a lavish private bathroom, complete with a jetted tub and walk-in closet. Imagine spending your nights in the impressive 3-season porch with a wood fireplace. The porch opens to the backyard surrounded with gorgeous landscaping, custom lighting and a hot tub. The triple garage offers floor drains and a third stall designed as an owner's hideout. The home is finished with a 2nd bedroom, 3-quarter bathroom, office and half bathroom. The lush green 5.2 acres lead you to a 42x75 pole shed separated into a generous garage area, 30x42 wood working space and an office complete with a bathroom.
8947 INGRAM AVENUE NW, ANNANDALE
$824,900 | #6631334
Nestled on the northeast shore of Cedar Lake, professional limestone block landscaping spans the entirety of the property offering the perfect backdrop for lake views. Be welcomed with a main level featuring a spacious kitchen and living room leading to the lakeside family room warmed by a gas fireplace, the ideal place to unwind after a day of work or outdoor recreation. Retreat to the upstairs complete with a primary suite featuring a lakeside deck and walk-in closet. The upper level also includes a second bedroom, walk-thru bathroom and den. Recently remodeled, the lower level offers a living room, third bedroom and three-quarter bathroom. Step outside to the expansive lakeside patio with a built-in fireplace. With a double garage and additional garage on a back lot, you will have more than enough storage space. Need more? A Tahoe Fish N Ski boat and trailer is included!
CEDAR LAKE
Seriously Local
because we embrace the Heart of the Lakes
EDUCATION FIRST
Our focus in every working relationship is on educating our buyers and sellers to the very best of our ability. If you are well educated, we believe you will feel comfortable with the sales process and be prepared to make the best decisions for yourself.
LOCAL KNOWLEDGE MATTERS
We know the neighborhoods, woods, roads and water. How is the fishing? What length would the school bus ride be? Is this road plowed in the winter? There are thousands of good questions. Your agent will have answers.
RELATIONSHIPS ARE IMPORTANT
We maintain strong relationships with service providers in our area that you may need in your purchase or sale. This assures you that you will have quality answers and solutions when questions or an unexpected problem arise.
TEAMWORK IS ESSENTIAL
Our agents are independent, but are supported by the whole of the office. We believe that working together impacts our service in a powerful way. When we help each other out, we are able to better serve our customers and clients.
NEGOTIATION IS KEY
Putting an offer on the table as a buyer, or reviewing an offer that is being presented to you, is a pivotal moment in any search or sale. Guidance that is clear, informative, and sincere is important. Our agents will take you through each step with your best interest in mind.
WE ARE A MARKETING COMPANY
We are driven by creativity, excellence and innovation. Advertising should be smart and targeted. One checklist does not apply to all, so expect a plan that is customized to your one-of-a-kind property! Beware, we love to talk marketing!
THIS SHOULD BE FUN
We don’t deny that buying and selling real estate can be among the most important decisions you will make, but we hope it will be fun too. We are privileged to be your guide and hope that, in the end, it is a road you will be glad you traveled.
PLEASANT LAKE
11365 89TH STREET NW, ANNANDALE
$899,900 | #6732224
Nestled on the shores of Pleasant Lake, this stunning red cedar log home offers the ultimate lakeside retreat. Enjoy 75 feet of level, hard-bottom shoreline—ideal for swimming, boating, and other water activities. Outdoor entertaining areas make it easy to take full advantage of the picturesque waterfront setting. Step inside to experience the warmth and charm of classic log home living. A beautiful dual-sided fireplace provides a cozy ambiance to both the dining and living areas. The grand picture window in the living room frames breathtaking lake views, bringing the outdoors in. The main level features two comfortable bedrooms and a full bath conveniently located between them. Downstairs, the walkout lower level includes a spacious great room with a second fireplace and access to a cozy lakeside porch. Two additional bedrooms and a recently renovated full bath complete the lower level. This is an ideal lakefront getaway!
8834 BISHOP AVENUE NW, MAPLE LAKE
$574,900 | #6625257
Well-maintained 3-bedroom home on Eagle Lake offering fantastic curb appeal and sweeping lake views. Tucked away at the end of the road, this property provides peace, privacy, and the perfect setting for embracing the "lake life." All three bedrooms are conveniently located on the main level, while the kitchen, living room, and sun room are situated on the lower level—making lakeside access a breeze. The sale includes two PIDs, with the second parcel featuring a 24x16 garage and housing the mound septic system. An irrigation system draws water from the lake to keep the lawn and gardens green all summer long. Down by the shore, you’ll find a handy fish cleaning station and storage shed—ideal for lake toys and gear. To make your move even easier, the seller is including the docks, boat lifts, lift removal tools, and even a fishing boat!
LAKE
1351X 53 RD STREET NW, ANNANDALE
$599,900 | #6731064
Imagine spending your days surrounded by the beauty of this stunning 63± acre parcel of rolling farmland. With approximately 50± acres of highly productive tillable ground, this property is ideal for farming, investing, or simply enjoying the open countryside. Take in the expansive southern views that stretch across the landscape, with peaceful glimpses of French Lake in the distance—creating the perfect rural backdrop. Situated in a scenic and tranquil location, this land not only offers natural beauty but also impressive productivity, with a Crop Production Index (CPI) averaging 80.6—well above Wright County’s average of 70.8. Conveniently located just a short drive from both Annandale and Cokato, you’ll have access to schools, shops, dining, and recreational opportunities while enjoying the quiet solitude of country living. A rare opportunity to own productive, panoramic farmland in a highly desirable area.
10480 STATE HIGHWAY 24 NW, ANNANDALE
$775,000 | #6685369
This well-established restaurant and bar has been a beloved local hot spot for years, operating under different names and owners but always drawing a loyal crowd. Inside, the bar seamlessly connects to multiple dining areas, creating a welcoming and versatile space. The interior features 9 TVs, 9 high-top tables, 9 booths, and 9 large tables, with the bar itself surrounded by 15 barstools. Step outside to the spacious back deck, which seats approximately 25 guests and offers a great spot for outdoor dining. Ample on-site parking ensures convenience for both regulars and new visitors. Located on Highway 24, this prime spot benefits from high traffic counts and proximity to several area lakes. Whether guests are stopping in after a day on the water for a burger and a brew or gathering to watch the big game, this local favorite is a turn-key opportunity for the next owner to step in and be embraced by the community.
TRAILS END PUB
7861 GREER AVENUE NW, MAPLE LAKE
$729,900 | #6707017
Nestled on nearly two acres of land, this breathtaking lakeside retreat boasts 255 feet of shoreline on Somers Lake, offering unparalleled views and a tranquil escape. Inside, the spacious main floor shines with oak hardwood flooring and an open-concept design, seamlessly blending comfort and elegance. The large kitchen is a dream for entertaining, featuring hickory cabinets, granite countertops, and stainless steel appliances, along with a generous island where guests can gather while meals are prepared. With three bedrooms on the upper level and two additional bedrooms on the lower level, this home accommodates both intimate family living and larger gatherings. A two-car attached garage ensures convenience, while an additional garage/ workshop offers ample space for hobbies, storage, or projects. Experience the best of lake life on Somers Lake!
Red Door Retreat
Your family vacation search ends here at this expansive home with 5 bedrooms and 4 bathrooms, complete with all the comforts of home. The water is just a few steps away, spend your days gliding through more than 1,500 acres of pristine Lake Sylvia water. Situated in a quiet neighborhood, you will awaken to song birds and fall asleep to the sounds of waves.
Gather in this comfortable home, built in 2023. Enjoy main-level living surrounded by views of Lake Sylvia. The spacious kitchen features all the modern amenities needed for a relaxing lake vacation. Unwind in the open living and dining rooms, offering plenty of space for the whole family. Turn in for the night in the main-level master suite or one of the four upper-level bedrooms, complete with two three-quarter bathrooms. Spend quiet moments on the lakeside patio, taking in the Lake Sylvia shoreline—or cozy up by the Swedish fireplace, perfect for year-round s’mores!
Imagine your perfect day out on the water warmed by the sun shining down as the fish bite or watching the kiddos giggle as you tow them behind the boat. This is a home you can come back to year after year and create some memories, Lake Sylvia is only steps away. Pack up your family, and head for the lake!
OUR ROOTS START HERE
At the heart of who we are, and why we all love what we do, is the Annandale area itself. The Heart of the Lakes, as it has long been called, is a wonderful lake country area that attracts young families and retirees. Many who once vacationed here now live here full time, and it’s no wonder why. It’s a charming small town with great schools and endless recreation. It is important to us that we surpass being just knowledgeable of the area, and that we also provide you with service that goes above and beyond. As clients of ours, you will be treated like a neighbor... because you are. There are a couple of things at the core of what “Seriously Local” means:
NICHE MARKETING
Our focus is here. We know the local market, and its history, extremely well. If you’re looking at property and want to know specifics about fishing or a local school bus route, we have your answers. If you’re selling, these are things your buyer will want to know about too. As an independently-owned office, we make all of our own decisions, and at the heart of those decisions are what is best for serving our clients and the community.
LOCALLY-FOCUSED TECHNOLOGY
We won’t adopt a tool or system just to impress you, but we will implement technology that makes sense for you as a buyer or seller. For that reason our web site, www.oakrealtymn.com, is useful and full of local information. It offers quick links to area lakes, a fantastic map search, and upcoming open house information. Our daily hot list is a favorite, and the only resource of its kind for immediate updates solely on the Heart of the Lakes market.
HEART FOR THE COMMUNITY
This area is much more than the place we work. We are all active in the community, from various non-profit/civic groups to lake associations, schools and churches. We love participating in local traditions like Annandale’s historic 4th of July parade, Maple Lake St. Patrick's Day Parade, Clearwater Heritage Days Parade, Annandale Expo among many others. We also join in to support other surrounding communities in their celebrations as well.
As a company, there are a few things that we
3402 142ND STREET NW, MONTICELLO
$1,150,000 | #6703787
Welcome to your dream home on the shores of Locke Lake! This beautifully maintained property boasts a hard sand beach perfect for swimming, sunbathing, or launching your kayak. Thoughtfully landscaped grounds provide an inviting and picturesque setting, ideal for both relaxation and entertaining. Inside, the heart of the home is a spacious, updated kitchen designed for both everyday living and hosting guests. The large formal living room offers a warm, elegant space with ample natural light, perfect for gatherings or quiet evenings by the fireplace. Enjoy Minnesota's seasons from the comfort of your sun rooms and screened-in porches, offering peaceful views and fresh air without the bugs. The expansive primary suite is a private retreat, featuring two generous walk-in closets and lake views throughout. Whether you're on the porch with a glass of your favorite beverage or sitting by the shoreline, enjoy all that Locke Lake has to offer!
8961 70TH STREET NW, ANNANDALE
$439,900 | #6726538
WOODED HAVEN
Tucked away in the woods on a spacious 1.8-acre lot, this modern barndominium offers the perfect blend of privacy, style, and functionality. The home features stained concrete floors and an open-concept main level—ideal for entertaining and everyday living .The oversized 3-car garage provides space for vehicles, recreational gear, and even a dedicated area for a workshop. Upstairs, you'll find 2 spacious bedrooms and a large great room that serves as a versatile gathering space. This "shouse" (shop + house) represents today’s modern approach to rural living, combining comfort with convenience. Located just off two paved roads, the property offers easy access to the town of Annandale and all the amenities the area has to offer. As a bonus, the home is situated on the back side of Whispering Pines Golf Course—just a short golf cart ride to the clubhouse, making it a dream for golf enthusiasts.
Residential Lots
15XXX 60TH STREET SW, COKATO - (4) 2.5 ACRE PARCELS
ELOTS 1-3
$99,900 (EACH) & LOT 4
$109,900 | #6583107, #6583120, #6583123, #6583128
xciting new sub-division just on the South edge of the city limits. Lined with a row of mature trees, you'll fall in love with views right from your window. Lots are 2.5 level acres offering plenty of space for your forever home. Enjoy a short drive to a variety of local shops and dining options Cokato has to offer.
Historic Tradition
65164 365TH STREET, WATKINS
$500,000 | #6611870
Wonderful opportunity to have new modern home built on the lake. This new home will offer great views of the water from the interior of the home. Cozy up in front of the fireplace and capture the natural beauty on the outside. The main level of the home has an open design and layout ideal for entertaining at the lake. The upper level includes 3 bedrooms, 2 baths and the laundry room. The owners suite will be lakeside and includes dual sinks, tile shower and spacious walk in closet. The kitchen offers a large center island with granite countertops, stainless steel appliances and ample cabinets. This wooded lot is located on a dead end street for quiet peaceful area to have a lake place. Clear Lake offers fishing and recreational fun. The photos of the home are from the builders model home and this is what will be built on the lot.
Welcome to Southbrook's newest addition. New patio home under construction in the heart of Southbrook Golf course. This patio home will be 1723 square feet with 3 bedrooms and 2 baths. The living room will be centered with a gas fireplace. The living, dining and kitchen area flows seamlessly with one another for great connection to communicate with everyone when entertaining. The primary bedroom offers private bath with walk-in shower and walk-in closet with the laundry room conveniently located right outside the door. The 2 additional bedrooms can be used for guests or a flex room to use as you want. The 3 car garage will house your vehicles and will still have room for your golf cart. Home features in floor heat, street side covered porch, concrete patio off the dining area, custom cabinetry, quartz countertops, and luxury vinyl plank flooring. Planned completion date early to mid October.
There’s no life more wonderful than The Preserve at Lake John, an upscale development with glorious sunsets tucked away on a quiet street. This is a new and exciting development offering stunning expansive lakeshore lots with sandy-hard bottom shoreline, perfect for your dream home in a wonderful neighborhood.
LAKESHORE LOTS STARTING at $419,900
$97,500 | # 6622404
This is your perfect opportunity to join the Clearwater Forest Resort Community, located on Clearwater Lake and nestled on 40 acres! This home is livable year-round on lot #42 offering a quiet and serene lifestyle you crave while still living amongst the community. Enjoy peace and quiet on this lot with woods in the back and mature trees on the lot that shades the home! You do rent the lot. This spacious home offers 3 bedrooms, 2 baths, vaulted ceilings, laundry room, and updated kitchen area. Enjoy everything the resort has to offer including; community heated pool, private lake access and marina, dock rental slips, playground, fish cleaning facility, and showers to name a few! Boat slips are available to enjoy Clearwater Lake with its great fishing spanning over 3,100 acres of water. Join some activities throughout the summer, and you'll surely find this community a great one to be a part of!
13658 CLEARWATER FOREST CIRCLE, SOUTH HAVEN
LAKE JOHN VIEWS
7541 LAKE JOHN DRIVE, ANNANDALE
$489,900 | #6548736
This new patio home will be The Preserve of Lake John's newest home added to this premier development. This vibrant modern new home will consists of over 1700 square feet of open living space for the easy carefree lifestyle you desire. The open front porch and oversized side patio are premium outdoor entertaining spaces and designed to capture the sights and sounds of the water and neighborhood. Your interior entertaining areas have an open concept which allows the freedom to flow easily from room to room. The well thought out private primary bedroom and bath offers the ideal layout you have been looking for. Both of these rooms along with a large walk in closet and laundry area are all attached for simple ease of use. The grand center island is located perfectly for both the kitchen work station and entertaining your guests. Construction is almost complete, so come and purchase this new home today.
19XX COUNTY ROAD 145, CLEARWATER
$150,000
| #6723947
This exceptional 2.5 +/- acre industrial lot offers a strategic location just one mile from the Interstate, providing convenient access to major highways and regional transportation routes. Situated at the corner of two paved, publicly maintained roads, this property ensures ease of entry and exit for your access needs. The parcel is mostly wooded, offering a natural buffer but includes several areas of level ground in the middle for potential building site. Whatever structure you're looking to build, this lot provides the flexibility and accessibility to suit a range of development opportunities. Zoned for industrial use and perfectly positioned near key infrastructure, this property represents a valuable investment in a high-demand area. Don't miss the chance to secure this prime piece of real estate with exceptional potential. Buyers - whatever your intended use, please verify zoning and land use regulations with the township and county.
Shadowland's Guest House
Experience the Heart of the Lakes finest waters with a vacation stay in a luxurious waterfront home on Lake Sylvia, available to guests seeking a getaway to an exceptional lake country setting. Come, stay, and see what the beauty of this area is truly all about.
Set on 4 private acres of the renown Lake Sylvia Peninsula, this spacious waterfront home is available for year-round enjoyment. Its thoughtful floor plan comfortably accommodates up to 10 adult guests. Relax by the wood burning fireplace or take in the stunning views from the lakeside deck or screened in porch. Families with children, don’t pass it by. With an expansive lakeside lawn that stretches along 450+ feet of pristine shoreline, this is a haven for fun and play.
You will enjoy the crystal clear waters of two private swimming beaches each offering a dock, the beautiful apple orchard and mature trees, and certainly the home itself. A full screened porch allows you and your guest’s pleasant outdoor dining rain or shine. Gathering spaces throughout invite you to relax, rejuvenate, and reconnect with family and friends. Great for boating, summer and winter fishing, snowmobiling, summer and winter skiing, and so much more. Property offers a kayak, paddle boat, stand up paddle boards, canoe, hammock, lakeside fire pit and a pickle ball court. Isn’t it time you treated yourself to a week away?
$185,000
Blank slate of acreage to start your country life living. 3.78 acres of woods and open grassland ready for you to start your new build. Ample land to build a home and shed. Prime location as acreage is located on 2 county roads providing easy access to metro and St Cloud. Close proximity to Clearwater Lake. Survey and septic suitability report have been completed so bring your house plans and get ready to dig. Site would be ideal if potential buyer is looking to build a shed for buyer's storage needs. Acreage parcels are harder to find so purchase the land now and plan for future new build when the time is right.
14XXX COUNTY ROAD 44, SOUTH HAVEN
| #6719421
3665 PLEASON AVENUE NW, ANNANDALE
$1,299,000
Own your own piece of paradise among the rolling hills and forests spanning 52 acres of land surrounded by Stanley Eddie Park. The home has been remodeled offering a 3-car garage with unfinished living space above, addition including a great room, primary suite and lower level family room with a bedroom. The great room boasts soaring tongue & groove vaulted ceilings, gas fireplace with stone surround and floor to ceiling windows. The remodeled kitchen features custom rustic hickory cabinetry, farm sink, granite counter tops with an island and a barn door leading to a 10x5 pantry. Relax in the infra-red sauna in the lower level and the hot tub outside on the expansive, pressed concrete patio. Maintenance free decking adorns the east side of the home and porch on the west side. A barn and pole shed make this a perfect place for a hobby farm. Countless deer, turkeys, coyotes and lots of wildlife visit, even an occasional bear.
VETERAN OWNED
Who knew? Some of the best Thai cuisine around can be found just down the road in South Haven at Bedrock Bar & Grill! On Tuesday nights, the scent of sizzling veggies, rich spices, and savory meats fills the air—and your cravings won’t stand a chance.
Kwan Seeley, the talent behind the magic, met her husband Gary in Thailand while running her own food and coffee stand. Fast forward to small-town Minnesota, and—as they say—the rest is history. Now calling Annandale home, Kwan brings her culinary passion to life every Tuesday evening, whipping up mouthwatering plates that are anything but ordinary.
Everything is made from scratch, using fresh ingredients she personally orders—no shortcuts here. And trust us, her handmade egg rolls are the stuff of local legend. Add Thai Tuesday to your calendar, grab your appetite, and get there early—this flavorful fan favorite runs from 4pm to 8pm and it fills up fast!
70XX 101ST STREET NE, MONTICELLO
$210,000 | #6695641
Beautifully wooded lots on the mighty Mississippi River! Bring your plans to build your dream home, with roughly 200 feet of river front and located on a nice private road. These lots are close to the heart of Monticello that will leave you not only enjoying the Mississippi River views, but will also give you convenience for all your shopping and entertainment needs. These lots need to be sold together, come check them out and take in the exceptional river views!
$69,900
Ideal for walkout homes, these lots in the Greenbriar Hills Development are the perfect place to build your dream home. Enjoy peaceful evening strolls with a walking path that could be conveniently located right in your backyard. Located in the vibrant community of Buffalo, you'll appreciate the excellent school system along with a wide variety of local businesses, restaurants, and shops. With easy access to major highways, this location is also great for commuters. Plus, being near Lake Pulaski means yearround enjoyment on the water.
Welcome to Cedar Point—your private lakeside escape tucked away on a scenic peninsula along the shores of beautiful Bass Lake! This one-of-a-kind getaway is made for making memories, with cozy gathering spaces, plenty of room to relax, and the perfect mix of adventure and tranquility. Step inside and feel instantly at ease in the vaulted living room, warmed by a crackling wood fireplace. The spacious kitchen is ready for big family meals, centered around a large table with plenty of seating. Just beyond, the lakeside screened porch and spacious deck invite you to sip your morning coffee or unwind at sunset with the water as your backdrop. The fun continues in the loft overlooking the living room where your competitive side might just come out with a pool table and ping-pong table. With three main-level bedrooms - each with a private en-suite - everyone enjoys comfort and privacy. Head downstairs for more fun in the walk-out family room with a gas fireplace, plus two additional bedrooms, a full bath offering a relaxing sauna for the ultimate unwind.
Outside, over 4 wooded acres are yours to explore! Climb up to the tree house, stroll through blooming gardens, or spend the day at the 200+ feet of shoreline with a sandy swimming beach and two private docks. Bass Lake spans over 222 acres of peaceful, crystal-clear water (with 13+ feet of clarity!) and is known for fantastic fishing all year long. Whether you're lounging lakeside, gathering by the fire, or out on the water, Cedar Point is the perfect place to slow down, reconnect, and enjoy every moment.
1XX MAPLE STREET, CLEARWATER
$250,000 | #6163968
Unique investment opportunity overlooking the Mississippi River located near Clearwater's Historic Main Street. 1.75 beautiful acres ready for an entrepreneur's creative touch or your dream home. Zoned R-4 Residential Low Density, while also being in the Wild & Scenic Corridor this vacant lot would be ideal for single family homes, a two-family dwelling, town-homes, or manor homes with city water and city sewer connection close by. Surrounded by mature trees for added privacy, this level lot can be subdivided into 7 lots. Contact Clearwater's Zoning Administrator for further land use information. Conveniently located near I-94 and County Road 24.
16XX COUNTY ROAD 44, SOUTH HAVEN
$425,000 | #6701432
Discover 45.9 scenic acres of rolling, wooded landscape with a prime building site overlooking the serene waters of Lynden Lake—a protected natural environmental lake offering peace and privacy. This versatile property includes approximately 8 acres of tillable land, ideal for hobby farming or food plots. Located on a paved (tar) road for easy year-round access, the property features a collection of useful outbuildings, including an older barn with character, a spacious machine shed/workshop, and two harvester silos. Whether you're seeking a future home site with lake views or a recreational retreat, this land certainly delivers. Enjoy excellent hunting on-site with regular sightings of deer, pheasant, and waterfowl. A rare combination of natural beauty, utility, and seclusion—yet still conveniently accessible.
3633 COUNTY ROAD 115 ST. AUGUSTA
$554,900 | #6619474
Country living opportunity with updated walk out rambler and huge shop to boot. Home has had several updates and is move in ready. The 5 car detached garage also has a shop area, ideal for home base business. The shop is over 6000 feet and was used for automotive repair/ body work. Can be used for a variety of business related fields, construction, automotive, truckers this could be your shop. The vaulted living room has ample space and is ready for you to set up how you desire. The great room is wonderful place to enjoy your country views in any season. The stone gas fireplace provides warmth and comfort as you enjoy some down time. Property offers excellent entertaining space inside and outside. Lower level offers a family room, 3/4 bath and spacious bedroom with large walk in closet. Property is ideally located with its proximity to St. Cloud and neighboring communities and access to major highways.
9873 PARK PLACE DRIVE, MONTICELLO
$349,900 | #6698098
Welcome to this charming home, perfectly positioned on a corner lot. It features two bedrooms on the upper level, accompanied by a full bathroom. The main living area is also located upstairs, showcasing a spacious kitchen and dining area. The kitchen offers plenty of usable space, while the dining room opens directly onto the deck. The lower level includes an additional bedroom and bathroom, as well as a cozy family room that walks out to the backyard. Vaulted ceilings throughout the main level, and lots of windows allow for plenty of natural light. Three car garage provides extra space for a vehicle or more storage. A spacious deck at the back provides room for table and chairs, and a fire table, along with a view of the beautiful fenced backyard. In ground sprinkler system makes it easy to keep the lawn watered. Many recent updates in this home!
the Lakes
STEVE BRUGGEMAN
Broker/Owner, REALTOR®, CRS, GRI
Steve, owner/broker of Oak Realty, joined his father in the family business in 1986. In 2000, he took over the company and today is the backbone of what he says is the “best team of Realtors® around.” He says Oak separates itself from others by an unmatched strength in niche marketing. “We have a limited number of agents that are specialists in an area they truly love, many have spent most or all of their lives living in the Greater Annandale Area.”
He is proud of Oak’s strong philosophy of quality customer service, and the focus the company maintains on accurately understanding client needs and working together as a team. Paying attention to detail and getting the right information is the key to building successful personal relationships with clients and finding them the right property, he says. Steve moved to Annandale at the age of 11, and grew up on Pleasant Lake where he resides today with his wife Kelly. They enjoy time spent with their two boys and their families including four grandchildren. He is a motorcycle and vintage car enthusiast and enjoys traveling with his family.
He is a past president of the Lions Club and Chamber of Commerce, and a member of the Pleasant Lake Association. He says the best parts of his job have been taking over the family business, showing others the area and lakes, and enjoying the atmosphere created by the people who work at Oak.
Steve specializes in investment properties and high-end vacation homes, and says he is a big believer in the Greater Annandale Area, “It’s a great place to invest in.” He is also known for his extensive market knowledge and his unmatched devotion to clients. Steve has been named one of the ‘Best Real Estate Professionals’ from Minnesota Monthly continuously since 2018.
DEAN HOGLUND
Associate Broker, REALTOR®
A lifetime resident of the Hasty, Silver Creek, Monticello, Maple Lake and Annandale areas, Dean’s career background has spanned a variety of positions in real estate sales, land and business development. He has owned a number of small businesses and also three real estate companies. Dean has extensive experience as a real estate agent and got his Broker’s license in 1992. Before joining Oak Realty as an Associate Broker, he owned and operated Lake Country Properties and Real Estate in Maple Lake, Emily and Outing.
Dean’s focus is to make certain his buyers and sellers are completely satisfied with the transaction and assures them he has their best interest in mind. Dean currently operates Oak Realty’s Maple Lake office.
Dean and his wife Bonnie live on Pleasant Lake in Annandale where they enjoy all that lake life has to offer. They are blessed with three children and seven grandchildren.
GARY DAGNER REALTOR ®, GRI
Gary has been with Oak Realty since 1996, and has lived in the Annandale area most of his life. He followed his father’s footsteps into the real estate and appraisal business with Dagner & Associates in 1988 and also with Oak Realty in 1997. No other agent, besides Steve, has been with Oak Realty as
long.
An Annandale High School graduate, Gary attended school in Iowa and later worked in the golf industries in the Annandale area and Phoenix, AZ, where he says he gained experience working with people in a professional and respectful manner.
He was part owner of local appraisal company Dagner & Associates in Annandale, which gave Gary a knowledge of local real estate by observing both active and sold sides of the market. He is also experienced in the distressed property market (short sales and foreclosures). For the past 28 years he has been an active, full time agent in real estate.
Gary is a well rounded agent dealing with first time home buyers on up to high end real estate. He says he loves to see the smiles on his clients faces when they close on their home purchase. Gary has in-depth knowledge of purchasing habits, current trends, pricing structure and home values within the Annandale area.
Gary and his wife Hollie reside in Clearwater with their three children and enjoys being active in their busy lives. He is an avid golfer, and enjoys gardening and vacationing in his spare time.
CARLA SUNDBLAD
REALTOR ®, GRI
Oak Realty welcomed Carla to their sales team in April of 2007. Carla has been a resident of the Annandale area since 1987 having lived in parts of California and North Dakota before settling in the French Lake countryside where she and her husband, a lifelong resident of the area, raised two sons, Jake and Philip. She and Al have recently made their Lake Sylvia cabin their year-round home where they enjoy endless lake views and sunset cruises.
Carla received a bachelors degree in social work from Gustavus Adolphus College and worked for many years as a social worker for
Wright County, in addition to several other health care related positions.
Familiar with the greater Annandale area, she is excited to have the opportunity to introduce new individuals, couples and families to the area and all it has to offer. "There is nothing more satisfying than to present a new home owner the keys to their new home and welcoming new residents to the area."
Carla proudly calls herself a retired Hockey Mom, in her spare time, enjoys spending time at her lake home on Lake Sylvia with friends & family, and being active in her community. She enjoys crafts including knitting & sewing.
AMY MCNELLIS REALTOR ®, GRI
Amy joined the Oak Realty team of realtors in the Spring of 2009. Raised on Lake Sylvia and familiar with the Heart of the Lakes area, Amy has a passion for the lake life in Annandale and surrounding communities.
She has a drive to help people discover the beauty of the lakes area and the expertise to help them find the right lake house, cabin, cottage, or home to fit their needs.
Amy worked in the mortgage and advertising fields before getting her real estate license. She enjoys the quick changes and challenges of the real estate industry, as well as the helpful, team atmosphere in the office.
“Buying and selling can be stressful, and I strive to have an open ear to answer any questions and prepare a buyer or seller on how the process generally goes to make it as smooth as possible.”
Amy currently resides in Rockford with her fur babies. In her spare time she enjoys listing to music, playing pool or cribbage, and just having fun! Spending time with friends and family and being at her parents’ home on Lake Sylvia are her favorite ways to relax. She loves all of the seasons that Minnesota has to offer, but like a true Annandale native, the 4th of July is one of her favorite times of year!
TIFFINI KIEBEL REALTOR ®
Tiffini grew up in Maple Lake. She attended Concordia College - Moorhead where she completed a degree in Business with a minor in Office Administration. She worked with a financial advisor prior to nearly ten years in the mortgage lending field, during which she also worked for Lake Country Properties in Maple Lake. Tiffini joined the growing staff at Oak Realty in 2007, continuing to assist buyers and sellers with their real estate needs.
She and husband Marty, a Maple Lake elementary teacher and coach, currently live outside Maple Lake with their two daughters, Ella and Alexandra. In her spare time she enjoys scrap-booking, photography, golfing, sports and spending time with family and friends.
JENNA POTTER REALTOR ®, GRI, CRS
A native of Becker, MN, Jenna is excited about the experience she has gained since starting with Oak Realty in 2012. She is a 2005 graduate of Becker High School and a 2008 Cum Laude graduate of the University of Wisconsin-Stout. Since getting in to Real Estate Jenna has gained a great amount of experience helping first-time home buyers looking for that special place to call home, move-up buyers, and vacation property seekers looking for that "home" away from home.
Jenna is grateful for the wonderful people she has met and looks forward to helping new cli-
ents while retaining relationships with past ones. She prides herself in her care for others and dedication to do whatever it takes to make her client happy. She continues to challenge herself by taking on new roles and designations within the REALTOR® sector. She has become a Certified Residential Specialist (CRS) and earned the Graduate REALTOR® Institute (GRI) designation, both of which recognize professional accomplishments in both experience and education.
Jenna and her husband Derek reside on Rice Lake in Clearwater with their four children Jaylyn, Axel, Dallas and Savannah. In addition to being an active participant in the Becker Chamber of Commerce and her children’s already busy schedules, Jenna enjoys spending time with her family and friends that all reside close by.
COREY CZYCALLA REALTOR ®
Corey joined Oak Realty in the Summer of 2013. With over 15 years in customer service, Corey enjoys working in the community he lives in and helping current and future residents with their real estate needs.
Whatever kind of purchase someone is making, they’ll find that Corey is a top Minnesota real estate agent who puts his clients first.
By listening to his clients and educating them, by exceeding their expectations and being accountable for what he says, Corey demonstrates that he can be trusted as a Seriously Local realtor for the Heart of the Lakes area.
He has made Annandale his home since 2008, where he is raising his 3 children, Peyton, Everett and Bennett. When not working you can usually find him coaching one of his kids in their various activities.
He is a current member and past president of the Annandale Lion’s Club and an elected member of the City council. As part of the council, Corey sits on various boards & committees. His favorite time of year is the fall, where hooded sweatshirts, campfires and the changing of the leaves make it a great place to be.
MEGAN JONES REALTOR ®
Born and raised in Fairhaven, and a Kimball Area Schools graduate, Megan has absolutely added a wealth of positivity and energy to the Oak Realty team since joining us in the Spring of 2020.
She continued her studies at MN State University – Mankato and found herself back home. Like many in our office, she missed the place she calls home.
Sales and customer service is rich in Megan’s work background. She has gained vast experience managing and working in the food and health industries. Today, the most important part of her career is to provide excellent service to buyers and sellers in order to earn their trust, referrals and repeat business. Clients appreciate Megan’s flexibility, patience, low pressure sales and the ability to listen and hear what her client’s wants and needs are.
Megan and her family’s favorite time of the year is fall in the Heart of the Lakes, “Annandale provides the best trick-or-treating down Main Street, my child loves the candy and I love how safe it is!” Megan currently resides in Kingston with her daughter Lillian and husband, Kody. They plan to move to Annandale in the near future.
JOHN
PIPPERT REALTOR ®
Oak Realty welcomed John to their team of realtors in the fall of 2022. As a longtime resident of Locke Lake, John is eager to work with buyers and sellers and assist in their real estate journey. He will work tirelessly to meet his client’s needs and be a calming knowledgeable guide throughout the sometimes chaotic buying and selling process.
John and his wife Lori have spent many summer days on the lake with their three children. Whether it be boating or fishing yearround, Locke Lake has been where he and his family has many fond memories. He is past president and current board member of the Locke Lake Home Owner’s Association and enjoys being a part of many lake activities. When the weather cools, John spends his free time hunting with his lab Ruby, and being outdoors.
John recognizes and values the trust his clients place in him and will strive every day to exceed their expectations. He truly loves the area he has lived and raised his family in and wants to assist his clients in making right decision for their own family. “I want to make sure you feel supported and that you have a trusted advisor by your side”.
ANGIE BOYER Office & Marketing Manager
Angie joined Oak Realty in its Annandale Office in June 2009. She grew up in Annandale on Clearwater Lake and is raising her family in her hometown she loves dearly and the place her family has called home their entire lives.
Angie holds an AAS Degree in Advertising Design from Minnesota School of Business and a Diploma in Graphic Design from Minneapolis Business College. She helps keep all of Oak on the leading edge of technology, she creates stunning marketing and advertising pieces, and keeps our busy office running smoothly. Angie also manages lakeshore vacation rentals through the Oak Realty office. She enjoys working with such a close-knit group, and for a hometown company where there is opportunity to give back to the community she loves.
In her spare time, Angie treasures spending time with her family; husband Shawn, daughter Justice, son Chance and labs Sarge & River. Her kiddos keep them on the go with their many activities. When presented with a moment of free time, they retreat to their land in South Dakota on Big Stone Lake. “I also enjoy gardening, boating, traveling and camping.” She loves the changing of seasons and the array of colors the Heart of the Lakes displays year-round.
Experienced and knowledgeable REALTORS® ready to assist you in a relaxed, comfortable setting. A free, complete market analysis of your lakeshore, residential, land or commercial property.
Complimentary wall-sized individual area lake map prints.
Complimentary area maps.
Excellent marketing resources and high-quality advertising. A foundation of success with over 51 years in business.
