Heart of Lakes Property Portfolio | Spring 2024

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PROPERTY PORTFOLIO | SPRING 2024 HEART OF THE LAKES

(612) 889-5245

(612) 963-4190

(320) 980-2445

(763) 464-2048

(763) 244-7031

(320) 493-1361

(320) 828-1308

(320) 274-5737

TIFFINI KIEBEL REALTOR® tiffini@oakrealtymn.com JENNA POTTER REALTOR® , gri, crs jenna@oakrealtymn.com (612) 801-4967 AMY SPIELMANN REALTOR® amys@oakrealtymn.com (320) 309-5393 ANGIE BOYER Office & Marketing Manager angie@oakrealtymn.com
STAFF
AMY MCNELLIS REALTOR®, gri amy@oakrealtymn.com MEGAN JONES REALTOR® megan@oakrealtymn.com STEVE BRUGGEMAN Broker, REALTOR® , gri, crs steve@oakrealtymn.com DEAN HOGLUND Associate Broker, REALTOR® dean@oakrealtymn.com GARY DAGNER REALTOR® , gri gary@oakrealtymn.com (320) 309-1739 CARLA SUNDBLAD REALTOR® , gri carla@oakrealtymn.com JOHN PIPPERT REALTOR® john@oakrealtymn.com ANN SELIX REALTOR® ann@oakrealtymn.com (612) 702-3372

ANNANDALE OFFICE

720 Elm Street East | PO Box 298

Annandale, MN 55302

Local: 320.274.5737 Fax: 320.274.8210

MAPLE LAKE OFFICE

501 Maple Avenue North | PO Box 564

Maple Lake, MN 55358

Local: 320.963.2088 Fax: 320.963.2089

HOWARD LAKE OFFICE

600 8 th Avenue | Suite2

Howard Lake, MN 55349

Local: 800.489.4625

All rights reserved. No part of this publication may be reproduced, distributed, or transmitted in any form or by any means, including photocopying, recording, or other electronic or mechanical methods, without the prior written permission of the publisher, except in the case of brief quotations embodied in critical reviews and certain other noncommercial uses permitted by copyright law.

DISTRIBUTION

The Heart of the Lakes Property Portfolio is distributed at a number of local businesses and establishments. If you would like a copy mailed directly to your home or business, just drop us an email, we would be happy to send you one.

DIGITAL EDITION

You can view an interactive digital version of each Property Portfolio edition online at www.issuu.com/oakrealty. Contact us or sign-up on our web site to have it emailed directly to you. ONLINE

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OFFICES COPYRIGHT ©
Although the foregoing data has been compiled from sources deemed reliable, Oak Realty LLP does not guarantee its authenticity. It is intended for informational purposes only, is subject to prior sale, omission, error, revision and cancellation without notice, and should be independently verified with the source of such information.
COVER
PHOTO: ROBIN EGGS
[
Scan to view the current Heart of the Lakes Property Portfolio. Scan to view www.oakreatlymn.com
PHOTO
CREDIT: STAN TEKIELA Q

$749,900 | #6499323

Exquisite property offers something for everyone! Custom built, one-level home sits perfectly on 21 acres overlooking Wright County Parks and is extremely suitable for horses, livestock, and owners alike.Inside you will find a highly functional layout offering all living facilities on the main level including a laundry/ mudroom off the oversized 2-stall heated garage, tongue & groove vaulted kitchen, dining, living space, two bedrooms and two bathrooms, all are immersed with incredible sunlight. The finished, walk-out lower level has separate living quarters offering a full kitchen, 2 bedrooms and bathroom. The heated 60’x40’ standout shed is complete with a 60’x16’ cold storage, bathroom and office. An insulated chicken coop and 2 more storage sheds await. A total of 3 pastures, 2 shelters, automatic watering system, electric fencing, and more make it as seamless as possible to host the animals of your liking.

[
Q
7560 COUNTY ROAD 8 NW, MAPLE LAKE
4 COUNTRY ACRES

Claim your slice of lake life with endless views and sparkling shorelines on Lake Marie. Situated on a half acre and 100 feet of hard, sand lakeshore, this home is nestled in a quiet neighborhood. Oak floors make way through the main level of this home and pair nicely with the vaulted knotty pine ceiling. The focal point of the living space is the original wood burning fireplace that is encompassed by warm tones of floor to ceiling brick. From the patio doors to the large picture window, many sensational views can be had throughout. This home offers a main level primary bedroom and laundry room with two more bedrooms in the lower level walkout. You'll find fishing is fantastic on Lake Marie...Crappie, Sunfish and Walleyes are abundant! Are you ready to experience lake life and create lasting memories on Lake Marie?

Q [ 5
5813 BRADLEY ROAD, SOUTH HAVEN $489,000 | #6452753
LAKE MARIE

Lake Sylvia

Retreat to this fantastic year-round cabin set on the shores of Lake Sylvia and enjoy lake living. Gather in the main level 4-season porch with natural light from many windows offering awe-inspiring views of the lake. The main level is finished with a full bathroom, 3 bedrooms - the primary is complete with a wood burning fireplace and patio door leading to a lakeside deck. Entertain in the lower level with a lakeside living room warmed by a wood burning fireplace and dining room with a patio door leading to a spacious lakeside patio. The lower level is finished with a completely remodeled kitchen and three-quarter bathroom with a stackable washer and dryer. You’ll certainly find fantastic views of Lake Sylvia from many lakeside decks complete with lakeside bunkhouse & shed and a stress relieving sauna. The detached double garage offers wonderful space for all lawn and gardening equipment. Many gathering spaces throughout invite you to entertain and relax set on water’s edge.

Q15943 70TH STREET NW, SOUTH HAVEN

$729,900 | #6491577

[
As a company, there are a few things that we
believe

EDUCATION FIRST

Our focus in every working relationship is on educating our buyers and sellers to the very best of our ability. If you are well educated, we believe you will feel comfortable with the sales process and be prepared to make the best decisions for yourself.

LOCAL KNOWLEDGE MATTERS

We know the neighborhoods, woods, roads and water. How is the fishing? What length would the school bus ride be? Is this road plowed in the winter? There are thousands of good questions. Your agent will have answers.

RELATIONSHIPS ARE IMPORTANT

We maintain strong relationships with service providers in our area that you may need in your purchase or sale. This assures you that you will have quality answers and solutions when questions or an unexpected problem arise.

TEAMWORK IS ESSENTIAL

Our agents are independent, but are supported by the whole of the office. We believe that working together impacts our service in a powerful way. When we help each other out, we are able to better serve our customers and clients.

NEGOTIATION IS KEY

Putting an offer on the table as a buyer, or reviewing an offer that is being presented to you, is a pivotal moment in any search or sale. Guidance that is clear, informative, and sincere is important. Our agents will take you through each step with your best interest in mind.

WE ARE A MARKETING COMPANY

We are driven by creativity, excellence and innovation. Advertising should be smart and targeted. One checklist does not apply to all, so expect a plan that is customized to your one-of-a-kind property! Beware, we love to talk marketing!

THIS SHOULD BE FUN

We don’t deny that buying and selling real estate can be among the most important decisions you will make, but we hope it will be fun too. We are privileged to be your guide, and hope that in the end, it is a road you will be glad you traveled.

Company

• Professional Photography

• State-of-the-Art Website

• Hands On Support Team

• Local Knowledge & Support

• Extensive Digital Marketing

• Powerful Online Presence

• 3D Virtual Tours

• Property Videos

Birch Avenue South
Lake, MN 55358
46
Maple
Snapshot
INNOVATION
50 YEARS OF

Cedar Landing

Cedar Landing is currently underway. Maple Lakes newest development will offer one level carefree living with 5 units available to purchase. The units will be 1,430 square feet and will have 2 bedrooms and 2 baths and wonderful 4 season porch that has views of the open space. Ready to purchase today!

Starting at $315,000 TIFFINI

Cell: 763.464.2048

tiffini@oakrealtymn.com

Cell:

KIEBEL
GARY DAGNER
320.309.1739
Contact:
gary@oakrealtymn.com
MISSISSIPPI RIVER Beautifully wooded lots on the mighty Mississippi River! Bring your plans to build your dream home, with roughly 200 feet of river front and located on a nice private road. These lots are close to the heart of Monticello that will leave you not only enjoying the Mississippi River views, but will also give you convenience for all your shopping and entertainment needs. These lots need to be sold together, come check out this stunning property! 70XX 101ST STREET NE, MONTICELLO $225,000 | #6164107 www.jklandscape.com | 320-558-4445

Red Door Retreat

Your family vacation search ends here at this expansive home with 5 bedrooms and 4 bathrooms, complete with all the comforts of home. The water is just a few steps away, spend your days gliding through more than 1,500 acres of pristine Lake Sylvia water. Situated in a quiet neighborhood, you will awaken to song birds and fall asleep to the sounds of waves.

Gather in this comfortable home, built in 2023. Spread out in the main level surrounded with views of Lake Sylvia. The spacious kitchen has all the modern amenities you’ll need to enjoy your vacation on the lake. Spread out in the living room and dining room offering wonderful space for the whole family. Turn-in for the night in the main level master suite or one of the 4 upper level bedrooms complete with 2 three-quarter bathrooms. Spend some quiet time curled up on the lakeside patio while taking in the Lake Sylvia shoreline or enjoying with Swedish fireplace that is perfect for s’mores year-round!

Imagine your perfect day out on the water warmed by the sun shining down as the fish bite or watching the kiddos giggle as you tow them behind the boat. This is a home you can come back to year after year and create some memories, Lake Sylvia is only steps away. Pack up your family, and head for the lake!

Vacation Rental 23
VACATION RENTAL 2024 VRBOAVAILABILITY #4057042 Contact: 320.274.5737 | HOMES@OAKREALTYMN.COM
QUINER AVENUE NW, ANNANDALE ON LAKE SYLVIA
5673

OUR ROOTS START HERE

At the heart of who we are, and why we all love what we do, is the Annandale area itself. The Heart of the Lakes, as it has long been called, is a wonderful lake country area that attracts young families and retirees. Many who once vacationed here now live here full time, and it’s no wonder why. It’s a charming small town with great schools and endless recreation. It is important to us that we surpass being just knowledgeable of the area, and that we also provide you with service that goes above and beyond. As clients of ours, you will be treated like a neighbor... because you are. There are a couple of things at the core of what “Seriously Local” means:

NICHE MARKETING

Our focus is here. We know the local market, and its history, extremely well. If you’re looking at property and want to know specifics about fishing or a local school bus route, we have your answers. If you’re selling, these are things your buyer will want to know about too. As an independently-owned office, we make all of our own decisions, and at the heart of those decisions are what is best for serving our clients and the community.

LOCALLY-FOCUSED TECHNOLOGY

We won’t adopt a tool or system just to impress you, but we will implement technology that makes sense for you as a buyer or seller. For that reason our web site, www.oakrealtymn.com, is useful and full of local information. It offers quick links to area lakes, a fantastic map search, and upcoming open house information. Our daily hot list is a favorite, and the only resource of its kind for immediate updates solely on the Heart of the Lakes market.

HEART FOR THE COMMUNITY

This area is much more than the place we work. We are all active in the community, from various non-profit/civic groups to lake associations, schools and churches. We love participating in local traditions like Annandale’s historic 4th of July parade, Maple Lake St. Patrick's Day Parade, Clearwater Heritage Days Parade, Annandale Expo among many others. We also join in to support other surrounding communities in their celebrations as well.

because we embrace the Heart of the Lakes

Seriously Local

LAKE

$439,900 |

Sparkling blue waters lead to this Lake Washington cabin set on 100 feet of sandy shoreline. With views that stretch across miles and an expansive level yard, enjoy lake life to its fullest. Settle in for the summer with 2 bedrooms, 3/4 bathroom, laundry room, living room and kitchen. Snuggle up in the living room heated by a gas fireplace and take in the views of Lake Washington. Your favorite spot will be the three-season porch offering spectacular lake views and fantastic space to entertain weekend guests. Enjoy outdoor living with an fantastic level yard that leads to the shoreline. Property is complete with a spacious patio and double detached garage. Lake Washington is known for its views that span across over 2,400 acres offering wonderful space for boating and water sports. Set in a quiet neighborhood, spend your summers at the lake!

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Q
WASHINGTON 16
22325 708TH AVENUE, DASSEL #6483933

www.anchor-dock.com

XXX

$139,900 | #6497986

Come and enjoy this peaceful 3-acre lot in the Meadows of South Haven. Stunning countryside and wildlife views in desired quiet location. The 34.75 acre shared outlot sits behind the lot providing the perfect backdrop to your future home. Build your dream home on this rolling grassland setting that is primed and ready for your new home and pole shed! Great location with so many possibilities with this lot. Put city living in the rear view mirror as the time is now for you to escape and begin living in the country. The acreage is in an idea location with easy access to major highways and its proximity to the area lakes and parks. Choose your builder and start building your custom home just the way you want it.

17
STREET NW, SOUTH HAVEN
105TH
MEADOWS OF SOUTH HAVEN
Class Products exceptional service
World
DOCKS | LIFTS | RECREATION
274-6500
960 Elm Street East, Highway 55 Annandale (320)

There’s no life more wonderful than The Preserve at Lake John, an upscale development with glorious sunsets tucked away on a quiet street. This is a new and exciting development offering 12 stunning lakeshore lots with sandy-hard bottom shoreline and 11 expansive residential lots perfect for your dream home in a wonderful neighborhood . Located just a short drive from town, the development offers city sewer, city water and natural gas. Lake John has an active association with a public landing on the south side of the lake. Don’t miss your chance to start your own cherished traditions situated on The Preserve at Lake John.

BLOCK 1 shoreline acres price Lot 1 85.7 .58 $429,900 Lot 2 75.1 .55 $429,900 Lot 3 76.0 .58 $429,900 Lot 4 85.0 1.04 $429,900 Lot 5 89.0 .93 $419,900 Lot 6 93.1 .64 PENDING Lot 7 92.1 .54 SOLD Lot 8 97.5 .45 $459,900 Lot 9 88.8 .45 $459,900 Lot 10 85.1 .47 $459,900 Lot 11 85.1 .53 $469,900 BLOCK 2 acres price Lot 1 1.20 SOLD Lot 2 1.07 PENDING Lot 3 1.02 PENDING Lot 4 .994 PENDING Lot 5 .988 SOLD Lot 6 1.03 SOLD Lot 7 1.36 $109,900 Lot 8 3.21 $139,900 Lot 9 6.29 SOLD Lot 10 1.99 $124,900 Lot 11 .70 SOLD

NW, ANNANDALE

$499,900 | #6498732

Hidden in the trees, this home offers fantastic privacy spanning across 3 gorgeous acres. You'll be greeted with a cozy covered front porch and the perfect place to enjoy a quiet evening. This home features an open vaulted main level drenched with fantastic natural light from countless windows. Host family and friends and gather in the living room heated by a gas fireplace, dining room with backyard views and a kitchen with double ovens. Retreat for the night in the spacious primary bedroom offering a large walk-in closet and private three-quarter bathroom. The home is finished with a second bedroom, laundry room, flex room, double garage and unfinished lower level. Enjoy a large level yard, ideal for gardens. The yard is completely fenced in and includes two storage sheds. Fall in love with the location, just a short drive to Annandale or Clearwater.

Q [ 20 COUNTRY ACRES
10510 KIMBALL AVENUE

339 SPRUCE STREET EAST, ANNANDALE

$324,900 | #6494764

Set on a quiet street in the heart of Annandale, this property is ready for you to move in and call this your home. A long sidewalk leads to a quaint covered porch with views of the neighborhood. Imagine an expansive main level ideal for visiting with family and friends. Turn-in for the night with three main level bedrooms with centralized full bathroom. Get away from it all in a very spacious primary suite complete with a walk-in closet and private full bathroom. Entertain in the living room warmed by a wood burning fireplace and offering backyard views. Cook and dine in the kitchen that opens to the dining room offering a sliding glass to the backyard patio. The main level is finished with a laundry room, half bathroom and attached double garage. The expansive lower level offers a 4th bedroom, 3/4 bathroom and large family & recreation rooms. Spend your days outdoors and enjoy a level backyard with a row of privacy trees!

21 [ Q
ANNANDALE

Slow and Steady...

It’s time for an adventure! Did you know that there is a threatened species right in our backyard? On a warm sunny day, plan to explore Lake Maria State Park this spring in search of the Blanding Turtle. Now on the endangered, threatened, or a species of concern list, this turtle can only be found throughout the northern U.S. from Minnesota to Maine. As they venture across streams and through wetlands, Blanding Turtles have made the shores of Lake Maria their home.

As you journey to Lake Maria State Park in search for this unique creature, know that they can change colors to camouflage themselves with their surroundings. Be sure to tell the kiddos to look for their yellow necks and you may just spot one basking on a log in the afternoon sun. In the case of any reptile in the wild, know that the Blanding Turtle is a bit skittish. Make sure to tell the littles to be quiet during their quest. The turtle is legally protected, so you can ‘look, but don’t touch’! Let’s do our part to protect wildlife, slow down and take the time to educate our youth.

“If we can teach people about wildlife, they will be touched. Share my wildlife with me. Because humans want to save things that they love.” -

$139,900 | #6160061

Prime location off of busy State Highway 55 and Kendale Avenue South. This corner sight is ideal for a food franchise, customers will love the convenience and access from the highway. The spacious level lot spans across .29 acres with amazing visibility offering plenty of possibilities for a drive-thru location. The city of Annandale has many established businesses and is a growing community, this would be an ideal location for a new business venture...bring your ideas!

2XX KENDALE AVENUE SOUTH, ANNANDALE
24 COMMERCIAL LOT

17910 27TH AVENUE, CLEARWATER

$799,000 | #6373086

This impressive true log home was custom built with awe-inspiring views of its breathtaking surroundings. With massive logs, the rustic environment feels like being embraced by towering trees. Spend your days in comfort, the home offers a magnificent 2-story wood burning fireplace, stunning vaulted ceilings, and spacious covered decks with never ending views. Gather in the kitchen with Amish built birch cabinets and the living room that opens to the dining room. Wake up to the sunrise from the upper-level primary suite complete with a full bathroom and walk-in closet. The upper level also offers a loft, catwalk, and sitting room all surrounded by windows. Spanning across over 54 acres of wildlife, ponds and trails this property is certainly a dream. Spend your days outdoors making memories, relaxing on one of the many decks or taking-in the wildlife.

Q [
25 TRUE LOG

With over 52 feet of Western facing shoreline, you will instantly be amazed by the beauty and tranquility that lake life has to offer. From boating, fishing, and various other water sports, Maple Lake will not disappoint. The lake boasts over 730 acres with a maximum depth of 73 feet and 13 feet of water clarity. This upper level offers one primary bedroom, full bathroom with double sinks and a loft overlooking the spacious family room complete with a wall of windows providing breathtaking views of the lake. The main level presents a large foyer and formal living room with vaulted ceilings, skylight, and gorgeous bay window for your time to just relax and enjoy living on the lake. The main living area of this lake home is on the lower level with dining room, kitchen, 3/4 bathroom and large family room with a fantastic 16' high vaulted ceiling. A detached garage with bonus room and a single garage completes this property.

[
26
2906 DONNELLY DRIVE NW, BUFFALO $515,000 | #6432454
MAPLE LAKE

The attached 3 car garage is insulated and heated. Prime location with easy access to St Cloud and Interstate.

Q [ COUNTRY ACRES
Country life awaits your arrival! This country property checks all the boxes for country living. The walkout rambler offers an open design with spacious room sizes so the home will not disappoint. Home has 5 bedrooms with one of them being a private owners suite and 4 bathrooms, gas fireplace, sauna and lower level great room that is designed for recreation. Perched on the high point of the 8.1 acres the home offers endless views that go on forever. As the day comes to end you will have a prime vantage point from the back paver brick patio to catch beautiful sunsets. The 40 X 60 pole shed solves your shop and storage needs with half being insulated and heated and the other half cold storage with added mezzanine for even more storage possibilities.
27
751 200TH STREET EAST, CLEARWATER $599,900 | #6485945

WELCOME TO THE TEAM

Curt Weiers & Carrie Wherland

Oak Realty is thrilled to now offer auctions specializing in acreage and farm land. With a third location and the expertise of Curt Weiers and Carrie Wherland at Right-Way Auction Service, our clients can now benefit from a real estate auction. Auction sales of homes, land, and various properties have long been used as an alternative to traditional buying and selling. Be sure to reach out to Curt, Carrie or any of our Oak Realty agents to discuss or answer any of your real estate needs.

RIGHT-WAY AUCTION SERVICE

Agricultural • Commercial • Industrial

CURT WEIERS & CARRIE WHERLAND

888-489-4625 | info@bidrightway.com

www.right-wayauctionservice.com auctioneer #86-120 & #10-44

28 320-274-1632 | 58 OAK AVE N, DOWNTOWN, ANNANDALE

Shadowland's Guest House

6225

Experience the Heart of the Lakes finest waters with a vacation stay in a luxurious waterfront home on Lake Sylvia, available to guests seeking a getaway to an exceptional lake country setting. Come, stay, and see what the beauty of this area is truly all about.

Set on 4 private acres of the renown Lake Sylvia Peninsula, this spacious waterfront home is available for year-round enjoyment. Its thoughtful floor plan comfortably accommodates up to 10 adult guests. Relax by the wood burning fireplace or take in the stunning views from the lakeside deck or screened in porch. Families with children, don’t pass it by. With an expansive lakeside lawn that stretches along 450+ feet of pristine shoreline, this is a haven for fun and play.

You will enjoy the crystal clear waters of two private swimming beaches each offering a dock, the beautiful apple orchard and mature trees, and certainly the home itself. A full screened porch allows you and your guest’s pleasant outdoor dining rain or shine. Gathering spaces throughout invite you to relax, rejuvenate, and reconnect with family and friends. Great for boating, summer and winter fishing, snowmobiling, summer and winter skiing, and so much more. Property offers a kayak, paddle boat, stand up paddle boards, canoe, hammock, lakeside fire pit and a pickle ball court. Isn’t it time you treated yourself to a week away?

Vacation Rental 23
2024 VRBOAVAILABILITY #466228
VACATION RENTAL
PILGER AVENUE NW, ANNANDALE ON LAKE SYLVIA
Contact: 320.274.5737 | HOMES@OAKREALTYMN.COM

$165,000 | #6500003

Corner lot located off of County Road 44 & 144 in South Haven. Heavily wooded country lot situated a short drive to Annandale, Kimball and St. Cloud. Enjoy almost 4 acres of towering trees offering a stunning backdrop for your forever home. Imagine your dream property in the heart of lake country...hook up your boat and spend the day on Clearwater Lake, boat access is just down the road.

14XXX COUNTY ROAD 44, SOUTH HAVEN
COUNTRY
ACRES
30

940 Elm St E, Annandale MN 55302 24142 Smiley Rd, Nisswa MN 56468

320-274-6336

Backyardmn.com

info@backyardmn.com

$399,900 | #6447657

Create you own private sanctuary on this 12.59 acres of pure pleasure. The rare combination of woods, lake and river frontage is the perfect blend of everything Minnesota has to offer. With 12.59 acres of property what you build and how you play is all up to you. On the shores of quiet Lake Caroline you have your own private campground on waters edge. So don't be shy inviting friends and family plenty of space for all to enjoy your retreat at the lake. Somewhere in the towering oasis of trees will be your future home site. Of course it will be shared will all the wildlife that visits. Privacy and seclusion at its best. There are some cleared areas for possible building sites already in place. This stunning 12.59 parcel offers the best of all worlds. Woods, water, prime location, privacy and solitude.

LAKE CAROLINE

31
4XXX BRADFORD ROAD, SOUTH HAVEN

$284,900 | #6478967

Four bedroom, two bathroom twin home in the growing St. Michael area. Plenty of space here with the open upper level, expansive primary bedroom that boasts a massive walk-in closet, lower-level mudroom and large deck. The attractive built-in entertainment center hosts extra storage space and organization. Over $20,000 in updates/upgrades which include: new furnace, AC, flooring throughout the entire upper level, tile floor and toilet in the upper-level bathroom, freshly sealed asphalt driveway and new concrete apron. Enjoy the outside air on the oversized deck with built in pergola and planting spaces. The yard space is generous in size as well. Only 20 twin homes in the HOA keep it small and personal. Spectacular location off County Road 19 (Labeaux Ave) in St. Michael.

[
SAINT MICHAEL
1885 LACHMAN AVENUE NE, ST. MICHAEL
32

909 ISABELLA AVENUE, CLEARWATER

$349,900 | #6471573

This Cedar South customized beauty is on the market for the first time. Home offers a great open floor plan. Lower level was remodeled a few years ago with a stunning master bedroom that was completed with a custom walk in shower that will not disappoint. The yard has been groomed to perfection and the trees that surround the property provides a nice private place to retreat to. The 3 car garage was built with added depth and is insulated and sheet rocked. Seller has added a side concrete parking area next to the garage for those extra toys. This is not your typical yard shed, it is 14 X 20 with concrete floor so like having another garage. This 4 bedroom and 3 bath home is located in a great development with ideal access to major highways and everything central Minnesota has to offer.

Q [ CEDAR SOUTH
33

$250,000

Unique investment opportunity overlooking the Mississippi River located near Clearwater's Historic Main Street. 1.75 beautiful acres ready for an entrepreneur's creative touch or your dream home. Zoned R-4 Residential Low Density while also being in the Wild & Scenic Corridor this vacant lot would be ideal for single family homes, a two-family dwelling, town-homes, or manor homes with city water and city sewer connection close by. Surrounded by mature trees for added privacy, this level lot can be subdivided into 7 lots. Contact Clearwater's Zoning Administrator for further land use information. Conveniently located near I-94 and County Road 24.

34
1XX MAPLE STREET, CLEARWATER
MISSISSIPPI RIVER
| #6163968

9048 KLEVER AVENUE NW, ANNANDALE

$579,900 | #6436067

Wonderful opportunity to own this newly built 2 story with a fresh modern design on just over an acre of land with deeded access to Clearwater Lake. You will appreciate the open design on both levels of the home and the quality in which the home was built. The owners suite has all attributes you desire spacious room, large walk in closet, private bath and flex room to use as you like. Upper level is divided with owners quarters and laundry on one side and then the other side has great room, full bath and 3 additional bedrooms. The attached 4 car garage is heated and insulated plus there is an additional concrete pad for extra vehicles or toys. Newer home, acre of land and lake access making it the best of all worlds.

[ Q 35 CLEARWATER LAKE ACCESS

STEVE BRUGGEMAN

Broker/Owner, REALTOR®, CRS, GRI

Steve, owner/broker of Oak Realty, joined his father in the family business in 1986. In 2000, he took over the company and today is the backbone of what he says is the “best team of Realtors® around.” He says Oak separates itself from others by an unmatched strength in niche marketing. “We have a limited number of agents that are specialists in an area they truly love, many have spent most or all of their lives living in the Greater Annandale Area.”

He is proud of Oak’s strong philosophy of quality customer service, and the focus the company maintains on accurately understanding client needs and working together as a team. Paying attention to detail and getting the right information is the key to building successful personal relationships with clients and finding them the right property, he says. Steve moved to Annandale at the age of 11, and grew up on Pleasant Lake where he resides today with his wife Kelly. They enjoy time spent with their two boys and their families including four grandchildren. He is a motorcycle and vintage car enthusiast and enjoys traveling with his family.

He is a past president of the Lions Club and Chamber of Commerce, and a member of the Pleasant Lake Association. He says the best parts of his job have been taking over the family business, showing others the area and lakes, and enjoying the atmosphere created by the people who work at Oak.

Steve specializes in investment properties and high-end vacation homes, and says he is a big believer in the Greater Annandale Area, “It’s a great place to invest in.” He is also known for his extensive market knowledge and his unmatched devotion to clients.

Steve has been named one of the ‘Best Real Estate Professionals’ from Minnesota Monthly continuously since 2018.

Associate Broker, REALTOR®

A lifetime resident of the Hasty, Silver Creek, Monticello, Maple Lake and Annandale areas, Dean’s career background has spanned a variety of positions in real estate sales, land and business development. He has owned a number of small businesses and also three real estate companies. Dean has extensive experience as a real estate agent and got his Broker’s license in 1992. Before joining Oak Realty as an Associate Broker, he owned and operated Lake Country Properties and Real Estate in Maple Lake, Emily and Outing. Dean’s focus is to make certain his buyers and sellers are completely satisfied with the transaction and assures them he has their best interest in mind. Dean currently operates Oak Realty’s Maple Lake office.

Dean and his wife Bonnie live on Pleasant Lake in Annandale. They are blessed with three children and seven grandchildren.

Gary has been with Oak Realty since 1996, and has lived in the Annandale area most of his life. He followed his father’s footsteps into the real estate and appraisal business with Dagner & Associates in 1988 and also with Oak Realty in 1997. No other agent, besides Steve, has been with Oak Realty as long.

An Annandale High School graduate, Gary attended school in Iowa and later worked in the golf industries in the Annandale area and Phoenix, AZ, where he says he gained experience

working with people in a professional and respectful manner.

He was part owner of local appraisal company Dagner & Associates in Annandale, which gave Gary a knowledge of local real estate by observing both active and sold sides of the market. He is also experienced in the distressed property market (short sales and foreclosures). For the past 28 years he has been an active, full time agent in real estate.

Gary is a well rounded agent dealing with first time home buyers on up to high end real estate. He says he loves to see the smiles on his clients faces when they close on their home purchase. Gary has in-depth knowledge of purchasing habits, current trends, pricing structure and home values within the Annandale area.

Gary and his wife Hollie reside in Clearwater with their three children and enjoys being active in their busy lives. He is an avid golfer, and enjoys gardening and vacationing in his spare time.

Oak Realty welcomed Carla to their sales team in April of 2007. Carla has been a resident of the Annandale area since 1987 having lived in parts of California and North Dakota before settling in the French Lake countryside where she and her husband, a lifelong resident of the area, raised two sons, Jake and Philip.

Carla received a bachelors degree in social work from Gustavus Adolphus College and worked for many years as a social worker for Wright County, in addition to several other health care related positions.

Familiar with the greater Annandale area, she is excited to have the opportunity to introduce new individuals, couples and families to the area and all it has to offer. "There is nothing more satisfying than to present a new home owner the keys to their new home and welcoming new residents to the area."

Carla proudly calls herself a retired Hockey Mom, in her spare time, enjoys spending time at her lake home on Lake Sylvia with friends & family, and being active in her community. She enjoys various crafts including knitting & sewing.

GARY DAGNER REALTOR ®, GRI
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CARLA SUNDBLAD REALTOR ®, GRI

AMY MCNELLIS REALTOR ®, GRI

Amy joined the Oak Realty team of realtors in the Spring of 2009. Raised on Lake Sylvia and familiar with the Heart of the Lakes area, Amy has a passion for the lake life in Annandale and surrounding communities.

She has a drive to help people discover the beauty of the lakes area and the expertise to help them find the right lake house, cabin, cottage, or home to fit their needs.

Amy worked in the mortgage and advertising fields before getting her real estate license. She enjoys the quick changes and challenges of the real estate industry, as well as the helpful, team atmosphere in the office.

“Buying and selling can be stressful, and I strive to have an open ear to answer any questions and prepare a buyer or seller on how the process generally goes to make it as smooth as possible.”

Amy currently resides in Rockford with her fur babies. In her spare time she enjoys listing to music, playing pool or cribbage, and just having fun! Spending time with friends and family and being at her parents’ home on Lake Sylvia are her favorite ways to relax. She loves all of the seasons that Minnesota has to offer, but like a true Annandale native, the 4th of July is one of her favorite times of year!

TIFFINI KIEBEL REALTOR ®

Tiffini grew up in Maple Lake. She attended Concordia College - Moorhead where she completed a degree in Business with a minor

in Office Administration. She worked with a financial advisor prior to nearly ten years in the mortgage lending field, during which she also worked for Lake Country Properties in Maple Lake. Tiffini joined the growing staff at Oak Realty in 2007, continuing to assist buyers and sellers with their real estate needs.

She and husband Marty, a Maple Lake elementary teacher and coach, currently live outside Maple Lake with their two daughters, Ella and Alexandra. In her spare time she enjoys scrap-booking, photography, golfing, sports and spending time with family and friends.

JENNA POTTER REALTOR ®, GRI, CRS

A native of Becker, MN, Jenna is excited about the experience she has gained since starting with Oak Realty in 2012. She is a 2005 graduate of Becker High School and a 2008 Cum Laude graduate of the University of Wisconsin-Stout. Since getting in to Real Estate Jenna has gained a great amount of experience helping first-time home buyers looking for that special place to call home, move-up buyers, and vacation property seekers looking for that "home" away from home.

Jenna is grateful for the wonderful people she has met and looks forward to helping new clients while retaining relationships with past ones. She prides herself in her care for others and dedication to do whatever it takes to make her client happy. She continues to challenge herself by taking on new roles and designations within the REALTOR® sector. She has become a Certified Residential Specialist (CRS) and earned the Graduate REALTOR® Institute (GRI) designation, both of which recognize professional accomplishments in both experience and education.

Jenna and her husband Derek reside on Rice Lake in Clearwater with their four children Jaylyn, Axel, Dallas and Savannah. In addition to being an active participant in the Becker Chamber of Commerce, Monticello Rotary Club and her children’s already busy schedules, Jenna enjoys spending time with her family and friends that all reside close by.

Born and raised in Fairhaven, and a Kimball Area Schools graduate, Megan has absolutely added a wealth of positivity and energy to the Oak Realty team since joining us in the Spring of 2020.

She continued her studies at MN State University – Mankato and found herself back home. Like many in our office, she missed the place she calls home.

Sales and customer service is rich in Megan’s work background. She has gained vast experience managing and working in the food and health industries. Today, the most important part of her career is to provide excellent service to buyers and sellers in order to earn their trust, referrals and repeat business. Clients appreciate Megan’s flexibility, patience, low pressure sales and the ability to listen and hear what her client’s wants and needs are.

Megan and her family’s favorite time of the year is fall in the Heart of the Lakes, “Annandale provides the best trick-or-treating down Main Street, my child loves the candy and I love how safe it is!” They also look forward to ice fishing on Clearwater Lake and visiting Pleasant Lake beaches in the Summer. Megan currently resides in Kingston with her daughter Lillian and husband, Kody. They plan to move to Annandale in the near future.

AMY SPIELMANN REALTOR ®

Amy Spielmann and her family moved to the area in 2014 to her husband’s hometown, Annandale. They reside on Bass Lake and are fond

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of lake life anytime of the year. As a mom of four and wife, she knows the meaning of time management and organization.

Thanks to her previous journey as a dental hygienist, she is used to helping people through nervous situations and making sure they always leave with a smile. Amy has been an active member of the Heart of the Lakes and is excited to be turning that community focus toward real estate. With a passion for service in the Annandale area, she is ready to help with your home buying and selling needs. As a proud member of the Oak Realty family, Amy carries the values of hard work, integrity, and outstanding client service into everything she does.

When Amy isn’t making home ownership dreams come true for her clients, she enjoys spending time with her husband Eric and children; Abby, Will, Clare, Wyatt and puppy Otis. They love fishing the area’s lakes, hiking, camping, swimming, playing board games and taking in all the colors during the fall, her favorite time of the year.

Oak Realty welcomed John to their team of realtors in the fall of 2022. As a longtime resident of Locke Lake, John is eager to work with buyers and sellers and assist in their real estate journey. He will work tirelessly to meet his client’s needs and be a calming knowledgeable guide throughout the sometimes chaotic buying and selling process.

John and his wife Lori have spent many summer days on the lake with their three children. Whether it be boating or fishing year-round, Locke Lake has been where he and his family has many fond memories. He is past president and current board member of the Locke Lake Home Owner’s Association and enjoys being a part of many lake activities. When the weather cools, John spends his free time hunting with his lab Ruby, and being outdoors.

John recognizes and values the trust his clients place in him and will strive every day to exceed their expectations. He truly loves the area he has lived and raised his family in and wants to assist his clients in making right decision for their own family. “I want to make sure you feel supported and that you have a trusted advisor by your side”.

Ann joined the Oak Realty team in the fall of 2023. Her top priority has quickly become providing her clients with an incomparable level of service regarding each transaction, from contract to closing. She never forgets the impact of having the right home can have on someone and approaches each showing with that in mind.

Ann has an extensive background in sales and has always enjoyed listening to her client’s needs. She and her husband Warren live on Clear Lake in Watkins for almost two decades. In their free time they love to explore new lakes in and outside of the Heart of the Lakes. They also have a pretty soft spot for their furry kid, Bowie.

Communicating early and often, Ann’s warmth ensures her clients are kept up-to-date throughout the entire home-buying and selling process. She is devoted to her clients and has the full support of Oak Realty behind her.

ANGIE BOYER

Office & Marketing Manager

Angie joined Oak Realty in its Annandale Office in June 2009. She grew up in Annandale on Clearwater Lake and is raising her family in her hometown she loves dearly and the place her family has called home their entire lives.

Angie holds an AAS Degree in Advertising Design from Minnesota School of Business and a Diploma in Graphic Design from Minneapolis Business College. She helps keep all of Oak on the leading edge of technology, she cre-

ates stunning marketing and advertising pieces, and keeps our busy office running smoothly. Angie also manages lakeshore vacation rentals through the Oak Realty office. She enjoys working with such a close-knit group, and for a hometown company where there is opportunity to give back to the community she loves. In her spare time, Angie treasures spending time with her family; husband Shawn, daughter Justice, son Chance and lab Sarge. Her kiddos keep them on the go with their many activities. When presented with a moment of free time, they retreat to their land in South Dakota on Big Stone Lake. “I also enjoy going gardening, boating, traveling and camping.” She loves the changing of seasons and the array of colors the Heart of the Lakes displays year-round.

OUR HISTORY

Founded in 1974, Oak Realty is the Annandale area’s oldest real estate brokerage. That year Don Bruggeman purchased and renamed what was Daryl Gunnerson Realty and our red and white leaf was born.

Oak Realty operated on Oak Avenue, Annandale’s Main Street, for many years, developing a reputation as a highly respected and professional real estate company serving the Annandale Area. Don’s son Steve joined the business in 1986 and the company continued to grow into the early 90’s.

In 1996, the company made a move from its location in downtown Annandale to a new, log-sided building on Highway 55, visible as you enter town from the East. Steve purchased the company in 2000, and with each passing year Oak Realty has continued to grow and succeed through an ever-changing market.

In 2007, Oak Realty acquired Lake Country Properties and Real Estate in neighboring Maple Lake. Their location serves as our second office. The growth we have experienced as a company has helped expand our presence in the Maple Lake Area. We've been pleased with the addition of both new and experienced agents to our staff.

Today our offices are home to 13 staff members. Among us are local graduates, former local business owners, lake association presidents, and community volunteers. We are your Annandale Area Specialists. Our eager, educated staff of individuals love this area and know it well.

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WE OFFER

Experienced and knowledgeable REALTORS® ready to assist you in a relaxed, comfortable setting. A free, complete market analysis of your lakeshore, residential, land or commercial property.

Complimentary wall-sized individual area lake map prints.

Complimentary area maps.

Excellent marketing resources and high-quality advertising. A foundation of success with over 50 years in business.

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