THE LAKES


STEVE BRUGGEMAN
Broker, REALTOR® , gri, crs steve@oakrealtymn.com (612) 889-5245

AMY MCNELLIS
REALTOR®, gri amy@oakrealtymn.com (612) 963-4190

DEAN HOGLUND Associate Broker, REALTOR® dean@oakrealtymn.com (320) 980-2445

TIFFINI KIEBEL REALTOR® tiffini@oakrealtymn.com (763) 464-2048

MEGAN JONES REALTOR® megan@oakrealtymn.com (320) 828-1308

GARY DAGNER
REALTOR® , gri gary@oakrealtymn.com (320) 309-1739

JENNA POTTER

JOHN PIPPERT REALTOR® john@oakrealtymn.com (763) 244-7031

CARLA SUNDBLAD REALTOR® , gri carla@oakrealtymn.com (320) 493-1361

COREY CZYCALLA REALTOR® corey@oakrealtymn.com (320) 980-5897
REALTOR® , gri, crs jenna@oakrealtymn.com (612) 801-4967 ANGIE BOYER Office & Marketing Manager angie@oakrealtymn.com (320) 274-5737


720 Elm Street East | PO Box 298
Annandale, MN 55302
Local: 320.274.5737 Fax: 320.274.8210

501 Maple Avenue North | PO Box 564
Maple Lake, MN 55358
Local: 320.963.2088 Fax: 320.963.2089

600 8 th Avenue | Suite 1
Howard Lake, MN 55349
Local: 800.489.4625
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11599 KRAMER AVENUE NW, ANNANDALE
$1,325,000 | #6672106
Experience a breathtaking lake front home, situated on the shores of Clearwater Lake, spanning an impressive 3,196 acres. This thoughtfully designed home offers 3 bedrooms and 4 bathrooms. Step into the expansive living room or adjacent dining room, where a wall of windows frames lake views offering a serene setting for gatherings. The kitchen features granite countertops and a walk-in pantry. The luxurious primary suite is a true retreat, complete with glass doors leading to a lakeside patio, a spa-like en-suite bathroom with a soaking tub and a walk-in closet. Two additional bedrooms each feature en-suite bathrooms. Outside, enjoy the beauty of Clearwater Lake from a spacious lakeside patio, perfect for relaxation and entertaining. Additional features include a triple attached garage, a 46x40 pole shed and a 24x24 bunkhouse with a free-standing wood stove. This exceptional property offers year-round enjoyment!


7630 LAKE JOHN DRIVE, ANNANDALE
$1,449,900 | #6597386



The Preserve at Lake John was mindfully crafted and has become the most desired upscale neighborhood on Lake John. This 4 bedroom, 3 bathroom home has been built with lake life in mind. Entertaining will be a breeze with custom kitchen, dining room surrounded by windows and a vaulted great room. Retreat for the night in the main level owner’s suite featuring vaulted ceiling and a private bathroom complete with a soaking tub and walk-in closet. Created for gathering, the walk-out lower level features an open family room with a fantastic wet bar that leads to the sliding glass door opening to the lakeside patio. The lower level is finished with a 3/4 bathroom, exercise room including rubber floor and 2 additional bedrooms. You will fall in love with over 75 feet of sandy-hard bottom shoreline featuring breathtaking sunsets. Spanning across 411 acres, Lake John is an area favorite for fishing and boating enjoyment!
LAKE JOHN





7173 QUINN AVENUE NW, SOUTH HAVEN
$589,900 | #6679640
10-acre retreat! If you've been dreaming of a charming home surrounded by nature, look no further. Built in 1850, this historic home offers a blend of rustic charm and modern updates for those seeking tranquility and comfort. The stunning addition completes the main level primary en suite which includes a vaulted full bath with in-floor heat, tile floors, ceramic soaker tub, tile shower and walk-in closet. The knotty pine upper cabinets in the kitchen will draw you in as you make way to the wood burning stove in the living room. Exposed log pieces encompass the stairway to the remaining two bedrooms for a total of 4. As nature pulls you outside, mature trees and wildlife are bountiful. Multiple outbuildings include 28x28 detached garage with 3 phase power and office space, barn, chicken coop, and sauna. 1.3 acres of pasture fencing and 6 wire high tensile suited for horses, cows and more. Across from Lake Sylvia.





13796 STATE HIGHWAY 55 NW, ANNANDALE
$709,000 | #6559460
A beautiful refuge of land and sky, this property is sure to become the place for your family and friends to gather for generations. Rolling land gently slopes offering a gorgeous backdrop to this country home. Enter the main living area featuring stunning vaulted ceilings joining the living room and kitchen, ideal for entertaining. Retreat to a primary suite complete with a walk-in closet and private full bathroom including a separate bath & walk-in shower. An open staircase leads to the spacious loft offering two rooms overlooking the main level. Completing the home is the In-Law suite including a separate entrance, living room, kitchen, bathroom, bedroom and single garage. With a heated garage and fantastic 40x60 shed with 14x60 lean-to, there is more than enough space to keep you organized. Grab a cool drink and soak in the country views from your expansive covered patio.
Sommers Lake
This property represents a rare opportunity, encompassing approximately 18 acres and featuring around 700 feet of lakeshore along Somers Lake. The remodeled country home showcases a blend of modern renovations and original charm, with many Victorian antique details meticulously restored, including the fireplace and light fixtures. The stunning fireplace boasts custom designed features, built to embody the elegance of antique Victorian style, featuring handcrafted tiles made specific to this project. The residence is characterized by its impressive tall crown molding, crafted from seven distinct pieces of oak trim, exemplifying the attention to detail throughout the home. Oversized primary bedroom suite has added appeal, and designed to be versatile. A detached garage built in 2015, is fully insulated and equipped with in-floor heating, enhancing the property's appeal. This exceptional property is bound to impress, fe aturing remarkable details and character throughout. A must see!
6998 75TH STREET NW, MAPLE LAKE
$1,299,000 | #6683694









6095 COUNTY ROAD 3 SW, COKATO
$1,150,000 | #6563527
With its majestic, towering trees, this custom home looks and feels like your own private forest sanctuary with immaculate landscaping. Built with gathering in mind, enjoy a grand entrance, formal dining room, expansive living room with gas fireplace, beautiful kitchen with a large island and coffee bar. Retreat to the primary suite with a lavish private bathroom, complete with a jetted tub and walk-in closet. Imagine spending your nights in the impressive 3-season porch with a wood fireplace. The porch opens to the backyard surrounded with gorgeous landscaping, custom lighting and a hot tub. The triple garage offers floor drains and a third stall designed as an owner's hideout. The home is finished with a 2nd bedroom, 3-quarter bathroom, office and half bathroom. The lush green 5.2 acres lead you to a 42x75 pole shed separated into a generous garage area, 30x42 wood working space and an office complete with a bathroom.


13465 80TH STREET NW, ANNANDALE
$549,900 | #6582589



LAKE JOHN
Discover lakeside living at its finest with this beautifully remodeled two bedroom, two bathroom home, boasting 1069 square feet of bright living space. Gather in a main level living room, family room, recently updated kitchen, lakeside three-season porch & deck all with Lake John views. Turn-in for the night with two lower level bedrooms that open to multiple lakeside patios and deck. This property offers a unique twist with its detached garage, providing additional space perfect for entertaining or pursuing hobbies. Plus, the excitement doesn't stop there, you'll find a private volleyball court where you can challenge friends and family to a game in the sun. Take a walk to the shoreline and enjoy a sandy lakeshore. Wake up every morning to magnificent views of Lake John and step outside to enjoy the tranquility of a quiet street. Nestled along the serene lakeside, this home isn't just a retreat-it's a lifestyle!

As a company, there are a few things that we
believe

EDUCATION FIRST
Our focus in every working relationship is on educating our buyers and sellers to the very best of our ability. If you are well educated, we believe you will feel comfortable with the sales process and be prepared to make the best decisions for yourself.
LOCAL KNOWLEDGE MATTERS
We know the neighborhoods, woods, roads and water. How is the fishing? What length would the school bus ride be? Is this road plowed in the winter? There are thousands of good questions. Your agent will have answers.
RELATIONSHIPS ARE IMPORTANT
We maintain strong relationships with service providers in our area that you may need in your purchase or sale. This assures you that you will have quality answers and solutions when questions or an unexpected problem arise.
TEAMWORK IS ESSENTIAL
Our agents are independent, but are supported by the whole of the office. We believe that working together impacts our service in a powerful way. When we help each other out, we are able to better serve our customers and clients.
NEGOTIATION IS KEY
Putting an offer on the table as a buyer, or reviewing an offer that is being presented to you, is a pivotal moment in any search or sale. Guidance that is clear, informative, and sincere is important. Our agents will take you through each step with your best interest in mind.
WE ARE A MARKETING COMPANY
We are driven by creativity, excellence and innovation. Advertising should be smart and targeted. One checklist does not apply to all, so expect a plan that is customized to your one-of-a-kind property! Beware, we love to talk marketing!
THIS SHOULD BE FUN
We don’t deny that buying and selling real estate can be among the most important decisions you will make, but we hope it will be fun too. We are privileged to be your guide, and hope that in the end, it is a road you will be glad you traveled.
ST. MICHAEL





1885 LACHMAN AVENUE NE, ST. MICHAEL
$264,900 | #6679648
Spacious 4 bedroom, 2 bathroom twin home has been nicely renovated and is located in the growing St. Michael area. Plenty of space here with the open upper level, expansive primary bedroom that boasts a massive walk-in closet, lower-level mudroom and large deck. The attractive built-in entertainment center hosts extra storage space and organization. Step out onto the expansive deck and enjoy the views of the row of trees that line the backyard as you grill, relax, or entertain. Over $20,000 in updates/upgrades which include: new furnace, AC, flooring throughout the entire upper level, tile floors and toilet in the upper-level bathroom, freshly sealed asphalt driveway and new concrete apron. The 4th bedroom is non-conforming as it lacks a full-size closet. There are only 20 twin homes in the HOA which keep it small and personal. Spectacular location off County Road 19 (Labeaux Ave) in St. Michael.





33600 LEISURE DRIVE, CUSHING
$479,900 #6682682
Welcome to this stunning 2-bedroom, 2-bathroom home nestled on nearly 8 acres of picturesque land with almost 500 feet of serene shoreline along Thunder Lake. This property offers the perfect combination of comfort and tranquility, featuring a well-appointed kitchen, spacious living areas, and a cozy porch where you can relax while enjoying breathtaking views. The large 2-car garage provides ample storage, while the expansive pole building offers even more space for hobbies or equipment. Situated on a quiet, secluded road, this peaceful retreat offers privacy and the beauty of nature all around you. Whether you're looking to escape the hustle and bustle or simply enjoy lakeside living, this property is a true gem. Don't miss your chance to own this beautiful lakeside sanctuary!
THUNDER LAKE











10480 STATE HIGHWAY 24 NW, ANNANDALE
$800,000 | #6685369
This well-established restaurant and bar has been a beloved local hotspot for years, operating under different names and owners but always drawing a loyal crowd. Inside, the bar seamlessly connects to multiple dining areas, creating a welcoming and versatile space. The interior features 9 TVs, 9 high-top tables, 9 booths, and 9 large tables, with the bar itself surrounded by 15 barstools. Step outside to the spacious back deck, which seats approximately 25 guests and offers a great spot for outdoor dining. Ample on-site parking ensures convenience for both regulars and new visitors. Located on Highway 24, this prime spot benefits from high traffic counts and proximity to several area lakes. Whether guests are stopping in after a day on the water for a burger and a brew or gathering to watch the big game, this local favorite is a turn-key opportunity for the next owner to step in and be embraced by the community.
TRAILS END PUB







Red Door Retreat
Your family vacation search ends here at this expansive home with 5 bedrooms and 4 bathrooms, complete with all the comforts of home. The water is just a few steps away, spend your days gliding through more than 1,500 acres of pristine Lake Sylvia water. Situated in a quiet neighborhood, you will awaken to song birds and fall asleep to the sounds of waves.
Gather in this comfortable home, built in 2023. Spread out in the main level surrounded with views of Lake Sylvia. The spacious kitchen has all the modern amenities you’ll need to enjoy your vacation on the lake. Spread out in the living room and dining room offering wonderful space for the whole family. Turn-in for the night in the main level master suite or one of the 4 upper level bedrooms complete with 2 three-quarter bathrooms. Spend some quiet time curled up on the lakeside patio while taking in the Lake Sylvia shoreline or enjoying with Swedish fireplace that is perfect for s’mores year-round!
Imagine your perfect day out on the water warmed by the sun shining down as the fish bite or watching the kiddos giggle as you tow them behind the boat. This is a home you can come back to year after year and create some memories, Lake Sylvia is only steps away. Pack up your family, and head for the lake!
OUR ROOTS START HERE
At the heart of who we are, and why we all love what we do, is the Annandale area itself. The Heart of the Lakes, as it has long been called, is a wonderful lake country area that attracts young families and retirees. Many who once vacationed here now live here full time, and it’s no wonder why. It’s a charming small town with great schools and endless recreation. It is important to us that we surpass being just knowledgeable of the area, and that we also provide you with service that goes above and beyond. As clients of ours, you will be treated like a neighbor... because you are. There are a couple of things at the core of what “Seriously Local” means:
NICHE MARKETING
Our focus is here. We know the local market, and its history, extremely well. If you’re looking at property and want to know specifics about fishing or a local school bus route, we have your answers. If you’re selling, these are things your buyer will want to know about too. As an independently-owned office, we make all of our own decisions, and at the heart of those decisions are what is best for serving our clients and the community.
LOCALLY-FOCUSED TECHNOLOGY
We won’t adopt a tool or system just to impress you, but we will implement technology that makes sense for you as a buyer or seller. For that reason our web site, www.oakrealtymn.com, is useful and full of local information. It offers quick links to area lakes, a fantastic map search, and upcoming open house information. Our daily hot list is a favorite, and the only resource of its kind for immediate updates solely on the Heart of the Lakes market.
HEART FOR THE COMMUNITY
This area is much more than the place we work. We are all active in the community, from various non-profit/civic groups to lake associations, schools and churches. We love participating in local traditions like Annandale’s historic 4th of July parade, Maple Lake St. Patrick's Day Parade, Clearwater Heritage Days Parade, Annandale Expo among many others. We also join in to support other surrounding communities in their celebrations as well.


Seriously Local
because we embrace the Heart of the Lakes





$369,900 | #6670368
Built in 2020, this split-entry home features 3 bedrooms on one level, 2 bathrooms, a 3-stall garage, and unfinished lower level. The roomy foyer greets you with great heights and plenty of natural sunshine from the transom window and full sidelites around the front door. Head upstairs to the heart of the home, where the vaulted kitchen, dining, and living space all come together for an open concept feel. The primary en suite offers a sizable walk-in closet and private bathroom with a shower. The upper level is also home to two additional bedrooms and full bathroom. Head downstairs to find an incredible walkout, that is ready to be finished which will add instant equity to this home. The backyard offers a great amount of space that sits in front of a large field. Pleasantly located near a dead end and Norland Park for some outside play.





9208 MOUNT CURVE BOULEVARD, MONTICELLO
$254,900 | #6675796
Sprit Hills Townhomes! Wonderful 2-bedroom, 3-bathroom townhome, conveniently located near I-94, Monticello Schools, and many big box amenities offered in the area. This home offers a soaring entrance and an abundance of sunlight with the many windows on the two-story floor plan. It has been very well cared for and used lightly in the past few years. Neat, clean, and move in-ready. Lower HOA fees with sanitation, water, and sewer included along with lawn and snow care. The primary suite offers a private bath with tiled floors and walk-in closet. The upper-level loft offers a great bonus space with many options for use that looks down to the open concept main level. Brand new siding, roof, front door, dishwasher, kitchen sink and faucet, primary shower, fresh paint and more! Pets and rentals allowed. Enjoy low maintenance living at an attractive price.

Residential Lots
15XXX 60TH STREET SW, COKATO - (4) 2.5 ACRE PARCELS
ELOTS 1-3
$99,900 (EACH) & LOT 4 $109,900 | #6583107, #6583120, #6583123, #6583128
xciting new sub-division just on the South edge of the city limits. Lined with a row of mature trees, you'll fall in love with views right from your window. Lots are 2.5 level acres offering plenty of space for your forever home. Enjoy a short drive to a variety of local shops and dining options Cokato has to offer.








CLEARWATER LAKE





9644 KRAMER AVENUE NW, ANNANDALE
$699,900 | #6626322
Nestled on the shores of Clearwater Lake you will find this quaint chalet style lake home that is surrounded by pure nature. County land surrounds you on all sides meaning complete privacy at the lake. Once you enter the home you will notice the well designed interior that produces exceptional views in all directions of your outdoor paradise. The attention to detail along with quality craftsmanship will be appreciated as you flow through the home. The main level is all open with the upper level loft used for sleeping quarters. The lower level offers another sleeping area with built in bunks. Garage is finished and used as an additional entertaining area and includes an upper level loft area. The upper level loft area in the garage can be used as a home office, additional sleeping or recreational room. Relax in the sauna before you dip into the hot tub offering stunning lake views.





EAGLE LAKE
8834 BISHOP AVENUE NW, MAPLE LAKE
$629,900 | #6625257
Well maintained 3-bedroom home on Eagle Lake offering great curb appeal awesome views of the lake. The end of the road location offers peace and privacy. Perfect for anyone wanting to live the "lake life". Bedrooms are located on the main level as you walk into the home and the kitchen, living-room and sun-room are in the lower level providing a more convenient access to the lake. There are 2 PID's included in this sale. The second PID has a 24x16 garage and is where the mound system is. There is an irrigation system with water supplied from the lake helping to keep the grass and gardens lush all summer long. A fish cleaning station and a shed is located near the shore where lake toys and equipment can be stored. Seller will be leaving the docks, boat lifts and assorted lift removal tools and even a fishing boat.





65164 365TH STREET, WATKINS
$500,000 | #6611870
Wonderful opportunity to have new modern home built on the lake. The new home will offer great views of the water from the interior of the home. Cozy up in front of the fireplace and capture the natural beauty on the outside. The main level of the home has an open design and layout ideal for entertaining at the lake. The upper level includes 3 bedrooms, 2 baths and the laundry room. The owners suite will be lakeside and includes dual sinks, tile shower and spacious walk in closet. The kitchen offers a large center island with granite countertops, stainless steel appliances and ample cabinets. This wooded lot is located on a dead end street for quiet peaceful area to have a lake place. Clear Lake offers fishing and recreational fun. The photos of the home are from the builders model home and this is what will be built on the lot.


$39,900 | #6685190
The lovely Westridge complex welcomes you and your future building plans on this 1.34 acre lot. The partially wooded lot slopes just right for a walkout style home with plenty of space for an outbuilding as well. This great location is within walking distance to Long Lake on a dead-end street which offers just the right amount of privacy. Open to all builders. Just north of Highway 12 and within Dassel-Cokato school district. Your future building site awaits!





There’s no life more wonderful than The Preserve at Lake John, an upscale development with glorious sunsets tucked away on a quiet street. This is a new and exciting development offering stunning expansive lakeshore lots with sandy-hard bottom shoreline, perfect for your dream home in a wonderful neighborhood.
LAKESHORE LOTS STARTING at $419,900



This is your perfect opportunity to join the Clearwater Forest Resort Community, located on Clearwater Lake and nestled on 40 acres! This home is livable year-round on lot #42 offering a quiet and serene lifestyle you crave while still living amongst the community. Enjoy peace and quiet on this lot with woods in the back and mature trees on the lot that shades the home! You do rent the lot. This spacious home offers 3 bedrooms, 2 baths, vaulted ceilings, laundry room, and updated kitchen area. Enjoy everything the resort has to offer including? Community heated pool, private lake access and marina, dock rental slips, playground, fish cleaning facility, and showers to name a few! Boat slips are available to enjoy Clearwater Lake with its great fishing spanning over 3,100 acres of water. Join some activities throughout the summer, and you'll surely find this community a great one to be a part of! 13658 CLEARWATER FOREST CIRCLE, SOUTH HAVEN
[ Q
$97,500 | # 6622404






8947 INGRAM AVENUE NW, ANNANDALE
$875,000 | #6631334
Nestled on the northeast shore of Cedar Lake, professional limestone block landscaping spans the entirety of the property offering the perfect backdrop for lake views. Be welcomed with a main level featuring a spacious kitchen and living room leading to the lakeside family room warmed by a gas fireplace, the ideal place to unwind after a day of work or outdoor recreation. Retreat to the upstairs complete with a primary suite featuring a lakeside deck and walk-in closet. The upper level also includes a second bedroom, walk-thru bathroom and den. Recently remodeled, the lower level offers a living room, third bedroom and three-quarter bathroom. Step outside to the expansive lakeside patio with a built-in fireplace. With a double garage and additional garage on a back lot, you will have more than enough storage space. Need more? A Tahoe Fish N Ski boat and trailer is included!
CEDAR LAKE
LAKE JOHN VIEWS


$489,900 | #6548736
This new patio home will be The Preserve of Lake John's newest home added to this premier development. This vibrant modern new home will consists of over 1700 square feet of open living space for the easy carefree lifestyle you desire. The open front porch and oversized side patio are premium outdoor entertaining spaces and designed to capture the sights and sounds of the water and neighborhood. Your interior entertaining areas have an open concept which allows the freedom to flow easily from room to room. The well thought out private primary bedroom and bath offers the ideal layout you have been looking for. Both of these rooms along with a large walk in closet and laundry area are all attached for simple ease of use. The grand center island is located perfectly for both the kitchen work station and entertaining your guests. Construction is almost complete, so come and purchase this new home today.







2XX MYRTLE DRIVE S, ANNANDALE
$35,000 | #6573431
Nicely wooded city lot at an affordable price. Would make a nice spot for a rambler patio home style home. Located just off Highway 55, nice and easy access, ideal to get going where you need to go. Walking distance to downtown Annandale. Lot is surrounded by mature trees for privacy and shade for the home. The lot is centered to all Annandale has to offer. Open to any builder so choose your builder and get going a building your new home.






Shadowland's Guest House
Experience the Heart of the Lakes finest waters with a vacation stay in a luxurious waterfront home on Lake Sylvia, available to guests seeking a getaway to an exceptional lake country setting. Come, stay, and see what the beauty of this area is truly all about.
Set on 4 private acres of the renown Lake Sylvia Peninsula, this spacious waterfront home is available for year-round enjoyment. Its thoughtful floor plan comfortably accommodates up to 10 adult guests. Relax by the wood burning fireplace or take in the stunning views from the lakeside deck or screened in porch. Families with children, don’t pass it by. With an expansive lakeside lawn that stretches along 450+ feet of pristine shoreline, this is a haven for fun and play.
You will enjoy the crystal clear waters of two private swimming beaches each offering a dock, the beautiful apple orchard and mature trees, and certainly the home itself. A full screened porch allows you and your guest’s pleasant outdoor dining rain or shine. Gathering spaces throughout invite you to relax, rejuvenate, and reconnect with family and friends. Great for boating, summer and winter fishing, snowmobiling, summer and winter skiing, and so much more. Property offers a kayak, paddle boat, stand up paddle boards, canoe, hammock, lakeside fire pit and a pickle ball court. Isn’t it time you treated yourself to a week away?
VIRTUAL OPEN HOUSE
view all our properties from the comfort of your home




7992 IRVINE AVENUE NW, ANNANDALE
$529,900 | #6678670



Nestled along the serene shores of Cedar Lake, this charming 3-bedroom, 1-bathroom cabin offers the perfect retreat lake enthusiasts. The primary bedroom boasts breathtaking lake views and a vaulted ceiling, creating a peaceful and airy ambiance. Cozy up in the living room, where a wood-burning fireplace - framed by rustic rock accents, provides warmth and charm beneath soaring vaulted ceilings. The dining area, conveniently located adjacent to the kitchen, makes mealtime gatherings effortless. Outside, enjoy a level yard shaded by towering trees, perfect for outdoor activities. A double detached garage provides ample storage for vehicles, boats, or recreational gear. Spanning 837 acres, Cedar Lake invites endless opportunities for fishing, boating, and relaxation. Plus, you're just a short drive from town, where you'll find shopping, dining, and parks to explore. Don’t miss this opportunity to own a slice of paradise!

Grit and Glory
Pickleball is a fast-paced and exciting sport that combines elements of tennis, badminton, and ping-pong. Played on a small court with a paddle and a perforated plastic ball, it’s easy to learn and fun for all ages. Originally invented in 1965 as a way to keep families active, it has since grown into one of the fastest-growing sports in the U.S. and beyond. Once a backyard pastime, pickleball has skyrocketed in popularity, with courts popping up everywhere, from parks to professional arenas, and even attracting celebrities and athletes. The game not only provides a great workout but also improves hand-eye coordination, balance, and reflexes. With simple rules, a friendly atmosphere, and a blend of social and competitive play, pickleball is a fantastic way to stay fit, have fun, and make new friends. Whether you're enjoying a casual match or competing in high-stakes tournaments, there’s no denying that pickleball is here to stay!






9091 TANAGER CIRCLE, MONTICELLO
$274,900 | #6680774
Set in an established neighborhood, this home offers a perfect blend of comfort and convenience. Nestled in the heart of Monticello, this two-bedroom, one-bath home includes a cozy living room with wonderful natural light, ideal for gathering. The dining room opens to the kitchen finished with a fantastic tile backsplash. The sliding glass doors opens to the level backyard right from the dining room; perfect for grilling out, relaxing or hosting family and friends. Conveniently located near schools and parks including Pioneer Park, near the access to the development offering playground, picnic tables and grills. The home is also handicap accessible with ramp leading to the front door and a second ramp to the garage entrance to the home. Enjoy a corner lot at the entrance of a quiet cul-de-sac.


70XX 101ST STREET NE, MONTICELLO
$225,000 | #6605112
Beautifully wooded lots on the mighty Mississippi River! Bring your plans to build your dream home, with roughly 200 feet of river front and located on a nice private road. These lots are close to the heart of Monticello that will leave you not only enjoying the Mississippi River views, but will also give you convenience for all your shopping and entertainment needs. These lots need to be sold together, come check them out and take in the exceptional river views!


2005 & 2049 CONEFLOWER POINT, BUFFALO - GREENBRIAR HILLS DEVELOPMENT LOTS
$72,900 EACH | #6573225, #6573223
Best suited for walkout homes, these lot set in the Greenbriar Hills Development are perfect for your dream home. Take a relaxing walk after a long day, a walking path is could be conveniently located right in your backyard. Buffalo is a great community offering a nice school system and many businesses, restaurants and shops. Easy access to many major highways, this could be ideal for the commuter. Located near Lake Pulaski, enjoy the water year-round.


1XX MAPLE STREET, CLEARWATER
$250,000 | #6163968
Unique investment opportunity overlooking the Mississippi River located near Clearwater's Historic Main Street. 1.75 beautiful acres ready for an entrepreneur's creative touch or your dream home. Zoned R-4 Residential Low Density while also being in the Wild & Scenic Corridor this vacant lot would be ideal for single family homes, a two-family dwelling, town-homes, or manor homes with city water and city sewer connection close by. Surrounded by mature trees for added privacy, this level lot can be subdivided into 7 lots. Contact Clearwater's Zoning Administrator for further land use information. Conveniently located near I-94 and County Road 24.



12117 GRANT AVENUE NW, ANNANDALE
$539,900 | #6569465



On the shores of Sugar Lake sits this charming updated seasonal cabin. Seller has completed several renovations over the years to make it move in ready. Enjoy the lake views from a spacious deck off the kitchen for beverages and barbeques or a fire pit area at waters edge for evening gatherings. The front enclosed porch is lined with glass making the lake feel like it is just a few steps away. The porch offers a great space for visiting with company or extra sleeping space for all your guests. The owners have given the kitchen a fresh new look and opens to the porch and living room areas. On the back side of the cabin you find 2 bedrooms and remodeled bath. On the outside you have a detached garage and seller added outlet for a camper. Sugar lake is a high demand lake in Annandale area. This lake getaway awaits its next owners to start making their own memories of summer time fun.





3633 COUNTY ROAD 115 ST. AUGUSTA
$579,900 | #6619474
Country living opportunity with updated walk out rambler and huge shop to boot. Home has had several updates and is move in ready. The 5 car detached garage also has a shop area, ideal for home base business. The shop is over 6000 feet and was used for automotive repair/ body work. Can be used for a variety of business related fields, construction, automotive, truckers this could be your shop. The vaulted living room has ample space and ready for you to set up how you desire. The great room is great place to enjoy your country views in any season. The stone gas fireplace provides warmth and comfort as you enjoy some down time. Property offers excellent entertaining space inside and outside. Lower level offers a family room, 3/4 bath and spacious bedroom with large walk in closet. Property is ideally located with its proximity to St. Cloud and neighboring communities and access to major highways.


34837
PACKARD STREET NE, CAMBRIDGE
$649,900 | #6626581
This custom built 3 bed, 2 bath home is nestled in on 40 beautiful acres. The serene, private setting is sure to please with abundant wildlife. Majority is wooded but approximately 10 acres is tillable. With a huge 108 x 60 pole building / shop that can serve multiple purposes you will not run out of storage space. The home itself has custom cabinets in the kitchen and living room for plenty of storage. All living facilities are on the main level including a private primary suite with two separate walk in closets and a large soaking tub. The spacious living room is a great place to entertain and the three season porch is a perfect spot to take in the scenic views and watch for wildlife. The full walk out basement is ready for your finishing touches to add instant equity. Make this dream home and acreage your reality!


660 RIVERVIEW DRIVE #640, MONTICELLO
$229,900 | #6597223
This home sits in a great location on the edge on Monticello. Boasting great views of the Mississippi River (especially in the winter), you are sure to enjoy. Primary bedroom with walk in closet, and pass through bath. Large family room provides lots of room. Kitchen provides lots of countertop and cabinet space for all of your storage and kitchen prep! Utility room with stackable washer and dryer, also on the main level. Garage has two stalls, with a hot and cold water spicket to wash up all of your vehicles, making cleaning easy. Basement is unfinished, providing lots of opportunity to expand your finished living space, with tons of storage space, and a nice family room to complete. Easy access to I-94, and just minutes from shopping, restaurants, hospital and schools.


the Lakes


STEVE BRUGGEMAN
Broker/Owner, REALTOR®, CRS, GRI
Steve, owner/broker of Oak Realty, joined his father in the family business in 1986. In 2000, he took over the company and today is the backbone of what he says is the “best team of Realtors® around.” He says Oak separates itself from others by an unmatched strength in niche marketing. “We have a limited number of agents that are specialists in an area they truly love, many have spent most or all of their lives living in the Greater Annandale Area.”
He is proud of Oak’s strong philosophy of quality customer service, and the focus the company maintains on accurately understanding client needs and working together as a team. Paying attention to detail and getting the right information is the key to building successful personal relationships with clients and finding them the right property, he says. Steve moved to Annandale at the age of 11, and grew up on Pleasant Lake where he resides today with his wife Kelly. They enjoy time spent with their two boys and their families including four grandchildren. He is a motorcycle and vintage car enthusiast and enjoys traveling with his family.
He is a past president of the Lions Club and Chamber of Commerce, and a member of the Pleasant Lake Association. He says the best parts of his job have been taking over the family business, showing others the area and lakes, and enjoying the atmosphere created by the people who work at Oak.
Steve specializes in investment properties and high-end vacation homes, and says he is a big believer in the Greater Annandale Area, “It’s a great place to invest in.” He is also known for his extensive market knowledge and his unmatched devotion to clients. Steve has been named one of the ‘Best Real Estate Professionals’ from Minnesota Monthly continuously since 2018.

DEAN HOGLUND
Associate Broker, REALTOR®
A lifetime resident of the Hasty, Silver Creek, Monticello, Maple Lake and Annandale areas, Dean’s career background has spanned a variety of positions in real estate sales, land and business development. He has owned a number of small businesses and also three real estate companies. Dean has extensive experience as a real estate agent and got his Broker’s license in 1992. Before joining Oak Realty as an Associate Broker, he owned and operated Lake Country Properties and Real Estate in Maple Lake, Emily and Outing.
Dean’s focus is to make certain his buyers and sellers are completely satisfied with the transaction and assures them he has their best interest in mind. Dean currently operates Oak Realty’s Maple Lake office.
Dean and his wife Bonnie live on Pleasant Lake in Annandale where they enjoy all that lake life has to offer. They are blessed with three children and seven grandchildren.

GARY DAGNER REALTOR ®, GRI
Gary has been with Oak Realty since 1996, and has lived in the Annandale area most of his life. He followed his father’s footsteps into the real estate and appraisal business with Dagner & Associates in 1988 and also with Oak Realty in 1997. No other agent, besides Steve, has been with Oak Realty as
long.
An Annandale High School graduate, Gary attended school in Iowa and later worked in the golf industries in the Annandale area and Phoenix, AZ, where he says he gained experience working with people in a professional and respectful manner.
He was part owner of local appraisal company Dagner & Associates in Annandale, which gave Gary a knowledge of local real estate by observing both active and sold sides of the market. He is also experienced in the distressed property market (short sales and foreclosures). For the past 28 years he has been an active, full time agent in real estate.
Gary is a well rounded agent dealing with first time home buyers on up to high end real estate. He says he loves to see the smiles on his clients faces when they close on their home purchase. Gary has in-depth knowledge of purchasing habits, current trends, pricing structure and home values within the Annandale area.
Gary and his wife Hollie reside in Clearwater with their three children and enjoys being active in their busy lives. He is an avid golfer, and enjoys gardening and vacationing in his spare time.

CARLA SUNDBLAD
REALTOR ®, GRI
Oak Realty welcomed Carla to their sales team in April of 2007. Carla has been a resident of the Annandale area since 1987 having lived in parts of California and North Dakota before settling in the French Lake countryside where she and her husband, a lifelong resident of the area, raised two sons, Jake and Philip. She and Al have recently made their Lake Sylvia cabin their year-round home where they enjoy endless lake views and sunset cruises.
Carla received a bachelors degree in social work from Gustavus Adolphus College and worked for many years as a social worker for
Wright County, in addition to several other health care related positions.
Familiar with the greater Annandale area, she is excited to have the opportunity to introduce new individuals, couples and families to the area and all it has to offer. "There is nothing more satisfying than to present a new home owner the keys to their new home and welcoming new residents to the area."
Carla proudly calls herself a retired Hockey Mom, in her spare time, enjoys spending time at her lake home on Lake Sylvia with friends & family, and being active in her community. She enjoys crafts including knitting & sewing.

AMY MCNELLIS REALTOR ®, GRI
Amy joined the Oak Realty team of realtors in the Spring of 2009. Raised on Lake Sylvia and familiar with the Heart of the Lakes area, Amy has a passion for the lake life in Annandale and surrounding communities.
She has a drive to help people discover the beauty of the lakes area and the expertise to help them find the right lake house, cabin, cottage, or home to fit their needs.
Amy worked in the mortgage and advertising fields before getting her real estate license. She enjoys the quick changes and challenges of the real estate industry, as well as the helpful, team atmosphere in the office.
“Buying and selling can be stressful, and I strive to have an open ear to answer any questions and prepare a buyer or seller on how the process generally goes to make it as smooth as possible.”
Amy currently resides in Rockford with her fur babies. In her spare time she enjoys listing to music, playing pool or cribbage, and just having fun! Spending time with friends and family and being at her parents’ home on Lake Sylvia are her favorite ways to relax. She loves all of the seasons that Minnesota has to offer, but like a true Annandale native, the 4th of July is one of her favorite times of year!

TIFFINI KIEBEL REALTOR ®
Tiffini grew up in Maple Lake. She attended Concordia College - Moorhead where she completed a degree in Business with a minor in Office Administration. She worked with a financial advisor prior to nearly ten years in the mortgage lending field, during which she also worked for Lake Country Properties in Maple Lake. Tiffini joined the growing staff at Oak Realty in 2007, continuing to assist buyers and sellers with their real estate needs.
She and husband Marty, a Maple Lake elementary teacher and coach, currently live outside Maple Lake with their two daughters, Ella and Alexandra. In her spare time she enjoys scrap-booking, photography, golfing, sports and spending time with family and friends.

JENNA POTTER REALTOR ®, GRI, CRS
A native of Becker, MN, Jenna is excited about the experience she has gained since starting with Oak Realty in 2012. She is a 2005 graduate of Becker High School and a 2008 Cum Laude graduate of the University of Wisconsin-Stout. Since getting in to Real Estate Jenna has gained a great amount of experience helping first-time home buyers looking for that special place to call home, move-up buyers, and vacation property seekers looking for that "home" away from home.
Jenna is grateful for the wonderful people she has met and looks forward to helping new cli-
ents while retaining relationships with past ones. She prides herself in her care for others and dedication to do whatever it takes to make her client happy. She continues to challenge herself by taking on new roles and designations within the REALTOR® sector. She has become a Certified Residential Specialist (CRS) and earned the Graduate REALTOR® Institute (GRI) designation, both of which recognize professional accomplishments in both experience and education.
Jenna and her husband Derek reside on Rice Lake in Clearwater with their four children Jaylyn, Axel, Dallas and Savannah. In addition to being an active participant in the Becker Chamber of Commerce and her children’s already busy schedules, Jenna enjoys spending time with her family and friends that all reside close by.

COREY CZYCALLA REALTOR ®
Corey joined Oak Realty in the Summer of 2013. With over 15 years in customer service, Corey enjoys working in the community he lives in and helping current and future residents with their real estate needs.
Whatever kind of purchase someone is making, they’ll find that Corey is a top Minnesota real estate agent who puts his clients first.
By listening to his clients and educating them, by exceeding their expectations and being ac¬countable for what he says, Corey demonstrates that he can be trusted as a Seriously Local realtor for the Heart of the Lakes area.
He has made Annandale his home since 2008, where he is raising his 3 children, Peyton, Everett and Bennett. When not working you can usually find him coaching one of his kids in their various activities.
He is a current member and past president of the Annandale Lion’s Club and an elected member of the City council. As part of the council, Corey sits on various boards & committees. His favorite time of year is the fall, where hooded sweatshirts, campfires and the changing of the leaves make it a great place to be.

MEGAN JONES REALTOR ®
Born and raised in Fairhaven, and a Kimball Area Schools graduate, Megan has absolutely added a wealth of positivity and energy to the Oak Realty team since joining us in the Spring of 2020.
She continued her studies at MN State University – Mankato and found herself back home. Like many in our office, she missed the place she calls home.
Sales and customer service is rich in Megan’s work background. She has gained vast experience managing and working in the food and health industries. Today, the most important part of her career is to provide excellent service to buyers and sellers in order to earn their trust, referrals and repeat business. Clients appreciate Megan’s flexibility, patience, low pressure sales and the ability to listen and hear what her client’s wants and needs are.
Megan and her family’s favorite time of the year is fall in the Heart of the Lakes, “Annandale provides the best trick-or-treating down Main Street, my child loves the candy and I love how safe it is!” Megan currently resides in Kingston with her daughter Lillian and husband, Kody. They plan to move to Annandale in the near future.

JOHN
PIPPERT REALTOR ®
Oak Realty welcomed John to their team of realtors in the fall of 2022. As a longtime resident of Locke Lake, John is eager to work with buyers and sellers and assist in their real estate journey. He will work tirelessly to meet his client’s needs and be a calming knowledgeable guide throughout the sometimes chaotic buying and selling process.
John and his wife Lori have spent many summer days on the lake with their three children. Whether it be boating or fishing yearround, Locke Lake has been where he and his family has many fond memories. He is past president and current board member of the Locke Lake Home Owner’s Association and enjoys being a part of many lake activities. When the weather cools, John spends his free time hunting with his lab Ruby, and being outdoors.
John recognizes and values the trust his clients place in him and will strive every day to exceed their expectations. He truly loves the area he has lived and raised his family in and wants to assist his clients in making right decision for their own family. “I want to make sure you feel supported and that you have a trusted advisor by your side”.

ANGIE BOYER Office & Marketing Manager
Angie joined Oak Realty in its Annandale Office in June 2009. She grew up in Annandale on Clearwater Lake and is raising her family in her hometown she loves dearly and the place her family has called home their entire lives.
Angie holds an AAS Degree in Advertising Design from Minnesota School of Business and a Diploma in Graphic Design from Minneapolis Business College. She helps keep all of Oak on the leading edge of technology, she creates stunning marketing and advertising pieces, and keeps our busy office running smoothly. Angie also manages lakeshore vacation rentals through the Oak Realty office. She enjoys working with such a close-knit group, and for a hometown company where there is opportunity to give back to the community she loves.
In her spare time, Angie treasures spending time with her family; husband Shawn, daughter Justice, son Chance and labs Sarge & River. Her kiddos keep them on the go with their many activities. When presented with a moment of free time, they retreat to their land in South Dakota on Big Stone Lake. “I also enjoy gardening, boating, traveling and camping.” She loves the changing of seasons and the array of colors the Heart of the Lakes displays year-round.
An Award Winning Year
Experienced and knowledgeable REALTORS® ready to assist you in a relaxed, comfortable setting. A free, complete market analysis of your lakeshore, residential, land or commercial property.
Complimentary wall-sized individual area lake map prints.
Complimentary area maps.
Excellent marketing resources and high-quality advertising. A foundation of success with over 51 years in business.
