Heart of Lakes Property Portfolio | Winter 2025

HEART OF THE LAKES PROPERTY PORTFOLIO | WINTER 2025

STAFF

STEV E B RU GGEM A N

Broker, REALTOR®, gri, crs steve@oakrealtymn.com (612) 889-5245

DE A N H OG LU ND

Associate Broker, REALTOR®

dean@oakrealtymn.com (320) 980-2445

A M Y M C N E LLIS

REALTOR®, gri

GARY DAGNE R

REALTOR®, gri

gary@oakrealtymn.com (320) 309-1739

T I F F I NI K I E BE L

REALTOR®

amy@oakrealtymn.com (612) 963-4190

tiffini@oakrealtymn.com (763) 464-2048

M E G A N JON E S

J O HN P I P P E RT

REALTOR®

megan@oakrealtymn.com (320) 828-1308

CAR L A S U N DB LAD

REALTOR®

john@oakrealtymn.com (763) 244-7031

REALTOR®, gri carla@oakrealtymn.com (320) 493-1361

J E NNA P OT T E R

REALTOR®, gri, crs

jenna@oakrealtymn.com (612) 801-4967

ANGI E BOY E R

Office & Marketing Manager angie@oakrealtymn.com (320) 274-5737

YOU CAN FIND OUR BIOS AT WWW.HTTPS://OAKREALTYMN.COM/ABOUT-US/OUR-TEAM.

OFFICES

COPYRIGHT © All rights reserved. No part of this publication may be reproduced, distributed, or transmitted in any form or by any means, including

photocopying, recording, or other electronic or mechanical methods, without the prior written permission of the publisher, except in the case of brief quotations embodied in critical reviews and certain other noncommercial uses permitted by copyright law.

DISTRIBUTION AN N A N DA LE O FFIC E

720 Elm Street East | PO Box 298 Annandale, MN 55302

Local: 320.274.5737 Fax: 320.274.8210

The Heart of the Lakes Property Portfolio is distributed at a number

of local businesses and establishments. If you would like a copy mailed directly to your home or business, just drop us an email, we would be happy to send you one.

DIGITAL EDITION You can view an interactive digital version of each Property Portfolio

edition online at www.issuu.com/oakrealty. Contact us or sign-up on our web site to have it emailed directly to you.

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ONLINE M A PLE LA KE OFFIC E

501 Maple Avenue North | PO Box 564 Maple Lake, MN 55358

Local: 320.963.2088 Fax: 320.963.2089

www.oakrealtymn.com

www.facebook.com/oakrealtymn

www.youtube.com/oakrealtysince1974 www.instagram.com/oakrealty720

HOWA RD LA KE OFFIC E

600 8th Avenue | Suite 1

Howard Lake, MN 55349 Local: 800.489.4625

COVER PHOTO: NORTH OF ANNANDALE NEAR HIGHWAY 24.

Scan to view the current Heart of the Lakes Property Portfolio.

Scan to view www.oakreatlymn.com

Although the foregoing data has been compiled from sources deemed reliable, Oak Realty LLP does not guarantee its authenticity. It is intended for informational purposes only, is subject to prior sale, omission, error, revision and cancellation without notice, and should be independently verified with the source of such information.

COUNTRY ACRES

3913 144TH STREET NW, MONTICELLO $725,000 | #6638075

Exceptional custom built patio home situated on 5 beautiful acres in prime location. Entering the home you will love the open design and easy flow that this one level home was intended for. The grand foyer leads to the entertaining part of the home with the living, dining and kitchen connecting to one another. The private owners suite has great views of your acreage along with oversized walk in closet and luxurious private bath. The other 2 bedrooms both have walk in closets and are spacious. Located on the back side of the home you have a great room that leads to a stamped concrete patio with built in fire pit a great spot to relax and enjoy nature. On the front side of the home your covered porch is a great place to retreat to and enjoy some quiet country life. The 4 car attached garage is completely finished, you also have a 40 X 40 pole shed with all the extra space for the toys and your private workshop.

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LAKE JOHN

7630 LAKE JOHN DRIVE, ANNANDALE $1,449,900 | #6597386

The Preserve at Lake John was mindfully crafted and has become the most desired upscale neighborhood on Lake John. This 4 bedroom, 3 bathroom home has been built with lake life in mind. Entertaining will be a breeze with custom kitchen, dining room surrounded by windows and a vaulted great room. Retreat for the night in the main level owner’s suite featuring vaulted ceiling and a private bathroom complete with a soaking tub and walk-in closet. Created for gathering, the walk-out lower level features an open family room with a fantastic wet bar that leads to the sliding glass door opening to the lakeside patio. The lower level is finished with a 3/4 bathroom, exercise room including rubber floor and 2 additional bedrooms. You will fall in love with over 75 feet of sandy-hard bottom shoreline featuring breathtaking sunsets. Spanning across 411 acres, Lake John is an area favorite for fishing and boating enjoyment!

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County Acres

With its majestic, towering trees, this custom home looks and feels like your own private forest sanctuary with immaculate landscaping. Built with gathering and entertainment in mind, enjoy a grand entrance, formal dining room, expansive living room with gas fireplace, beautiful kitchen with a large island and coffee bar. Retreat to the primary suite with a lavish private bathroom, complete with a jetted tub and walk-in closet with glass sliding door that conveniently opens to the laundry room. Imagine spending your nights in the impressive three-season porch with a wood fireplace and electronic shades. The porch opens to the backyard surrounded with gorgeous landscaping, custom lighting and a hot tub surrounded by a spacious. Envision your nights spent relaxing in the hot tub with truly glorious views. The triple garage offers floor drains and a third stall designed as an owner's hideout or make it your hobby room. The home is finished with a second bedroom, three-quarter bathroom, office with built-in credenza & bookshelves and a half bathroom. The lush green 5.2 acres lead you to a 42x75 pole shed separated into a generous garage area, 30x42 wood working space and an office complete with a bathroom and welcoming covered porch. Here, the beauty and tranquility are reminders that nature is often the best company.

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6095 COUNTY ROAD 3 SW, COKATO $1,150,000 | #6563527

PRIVATE COUNTRY ACRES

16490 STATE HIGHWAY 55 NW, SOUTH HAVEN $1,350,000 | #6600282

Step into your own private paradise with this spectacular custom built country home. Gently rolling land encapsulated with trees, gardens, and amazing landscape

all nestled into nearly 32 acres. Enter the home through the dynamic entryway, open to plenty of natural light from large windows throughout an open floor plan.

Living room boasts 9-foot vaulted ceilings throughout and huge windows offering a picturesque view. Kitchen is full of custom cabinetry, granite countertops

and built-in upgrades. Retreat to the primary bedroom suite, complete with private bath and walk in closets. This home has so much detail and well thought out

features, including high efficiency geothermal heating and cooling. Lower level also exhibits 9-foot ceilings and walks out to the patio surrounded by meticulously

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maintained landscaping, flower gardens and pond. This one-of-a kind property has so much to offer and is sure to bring peace and joy!

LAKE JOHN

13465 80TH STREET NW, ANNANDALE $549,900 | #6582589

Discover lakeside living at its finest with this beautifully remodeled two bedroom, two bathroom home, boasting 1069 square feet of bright living space. Gather in a main level living room, family room, recently updated kitchen, lakeside three-season porch & deck all with Lake John views. Turn-in for the night with two

lower level bedrooms that open to multiple lakeside patios and deck. This property offers a unique twist with its detached garage, providing additional space per-

fect for entertaining or pursuing hobbies. Plus, the excitement doesn't stop there, you'll find a private volleyball court where you can challenge friends and family

to a game in the sun. Take a walk to the shoreline and enjoy a sandy lakeshore. Wake up every morning to magnificent views of Lake John and step outside to enjoy the tranquility of a quiet street. Nestled along the serene lakeside, this home isn't just a retreat-it's a lifestyle!

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As a company, there are a few things that we

believe

EDUCATION FIRST Our focus in every working relationship is on educating our buyers and sellers to the very best of our ability. If you are well educated, we believe you will feel comfortable with the sales process and be prepared to make the best decisions for yourself.

LOCAL KNOWLEDGE MATTERS We know the neighborhoods, woods, roads and water. How is the fishing? What length would the school bus ride be? Is this road

plowed in the winter? There are thousands of good questions. Your agent will have answers.

RELATIONSHIPS ARE IMPORTANT We maintain strong relationships with service providers in our

area that you may need in your purchase or sale. This assures you

that you will have quality answers and solutions when questions or an unexpected problem arise.

TEAMWORK IS ESSENTIAL Our agents are independent, but are supported by the whole of the office. We believe that working together impacts our service in a

powerful way. When we help each other out, we are able to better serve our customers and clients.

NEGOTIATION IS KEY Putting an offer on the table as a buyer, or reviewing an offer that is being presented to you, is a pivotal moment in any search or

sale. Guidance that is clear, informative, and sincere is important.

Our agents will take you through each step with your best interest in mind.

WE ARE A MARKETING COMPANY We are driven by creativity, excellence and innovation. Advertising should be smart and targeted. One checklist does not apply to all,

so expect a plan that is customized to your one-of-a-kind property!

Beware, we love to talk marketing!

THIS SHOULD BE FUN We don’t deny that buying and selling real estate can be among

the most important decisions you will make, but we hope it will be fun too. We are privileged to be your guide, and hope that in the end, it is a road you will be glad you traveled.

CLEARWATER LAKE

11XXX 103RD STREET NW, SOUTH HAVEN $450,000 | #6546682

Prime Clearwater Lake frontage. Rare opportunity to purchase a lake lot on Williams Point. 80 feet of hard bottom shoreline with outstanding views of Clearwater Lake. Customize the home to match this beautiful lake lot. Clearwater lake offers over 3000 acres of recreational fun and enjoyment along with being known for exceptional fishing. Wooded level lot with great shoreline the formula you are desiring when it comes to a lake lot.

46 Birch Avenue South Maple Lake, MN 55358 12

FARMLAND

1351X 53RD STREET NW, ANNANDALE $649,900 | #6638863

Imagine your days spent on this 63 +/- acres of gorgeous rolling farmland. 50 +/- of those ares are tillable. Enjoy southern views of the coun-

tryside and French Lake in the distance all set on a scenic and quiet location. CPI (Crop Production Index) is showing an Avg at 80.6 (Wright County Avg 70.8) on this Property. Located just a short drive to Annandale and Cokato offering fantastic amenities.

SOUTHBROOK

810 MORRISON AVENUE S, ANNANDALE $69,000 | #6634046

Great opportunity to build a new home in desirable golf course community. Walk to the Country Club and meet friends and neighbors at the Restaurant/ Bar which is open year-round. The lot borders the community playground, volleyball and basketball courts. The property next door is owned by the same party. Tragically, the home was burnt down. Owners are in the process of having the home professionally demolished. The lot next to the house is also available so there is an opportunity for a double lot if desired. You will feel right at home in this well established neighborhood. Hop in your golf cart and get to know the neighbors. The city of Annandale, with boutiques, eateries, a brewery, coffee shop, churches and more is located about a mile away.

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SOUTHBROOK

1196 CYPRESS DRIVE WEST, ANNANDALE $419,700 | #6594315

New luxury townhomes being built in heart of Southbrook Golf Course. These stylish units have a fresh modern look with high quality finishes. The open interior design and layout makes for easy living. Primary bedroom offers a large walk in closet, double sinks with quartz countertops, tile floor and curbless tile shower. There is a 2nd bedroom along with a den that can used as a home office. Off the mud and laundry room a nice added feature is the built in storm shelter.

Living room is complimented by a gas fireplace with built ins on each side and opens to the kitchen and dining room. Kitchen is lined with quartz countertops, center island with sink, and custom cabinets. The rear covered porch is ideal for private entertaining or retreating for quiet time. The front porch has a view of the 9th hole and great spot to say hello to neighbors. Association handles the snow removal and lawn mowing so all you have to do is play and enjoy life.

www.jklandscape.com | 320-558-4445

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Y IT IL 2 B A 04 IL 57 VA 0 A #4 25 BO 20 VR

Red Door Retreat 5673 QUINE R AVE N UE N W, A N N A N DA LE O N L AK E SY LV I A

VACATI O N RENTAL

Your family vacation search ends here at this expansive home with 5 bedrooms and 4 bathrooms, complete with all the comforts of home. The water is just a few steps away, spend your days gliding through more than 1,500 acres of pristine

Lake Sylvia water. Situated in a quiet neighborhood, you will awaken to song birds and fall asleep to the sounds of waves.

Gather in this comfortable home, built in 2023. Spread out in the main level surrounded with views of Lake Sylvia. The

spacious kitchen has all the modern amenities you’ll need to enjoy your vacation on the lake. Spread out in the living room and dining room offering wonderful space for the whole family. Turn-in for the night in the main level master

suite or one of the 4 upper level bedrooms complete with 2 three-quarter bathrooms. Spend some quiet time curled up

on the lakeside patio while taking in the Lake Sylvia shoreline or enjoying with Swedish fireplace that is perfect for s’mores year-round!

Imagine your perfect day out on the water warmed by the sun shining down as the fish bite or watching the kiddos

giggle as you tow them behind the boat. This is a home you can come back to year after year and create some memories, Lake Sylvia is only steps away. Pack up your family, and head for the lake!

Contact:

320.274.5 7 3 7 | HOM E S@OA KR E A LTYM N .COM Va c a t i on Renta l

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OUR ROOTS START HERE At the heart of who we are, and why we all love what we do, is the Annandale area itself. The Heart of the Lakes, as it has long been

called, is a wonderful lake country area that attracts young families and retirees. Many who once vacationed here now live here full time, and it’s no wonder why. It’s a charming small town with

great schools and endless recreation. It is important to us that

we surpass being just knowledgeable of the area, and that we also

provide you with service that goes above and beyond. As clients of ours, you will be treated like a neighbor... because you are. There

are a couple of things at the core of what “Seriously Local” means:

NICHE MARKETING Our focus is here. We know the local market, and its history,

extremely well. If you’re looking at property and want to know

specifics about fishing or a local school bus route, we have your

answers. If you’re selling, these are things your buyer will want to

know about too. As an independently-owned office, we make all of our own decisions, and at the heart of those decisions are what is best for serving our clients and the community.

LOCALLY-FOCUSED TECHNOLOGY We won’t adopt a tool or system just to impress you, but we will

implement technology that makes sense for you as a buyer or seller. For that reason our web site, www.oakrealtymn.com, is useful

and full of local information. It offers quick links to area lakes, a

fantastic map search, and upcoming open house information. Our daily hot list is a favorite, and the only resource of its kind for immediate updates solely on the Heart of the Lakes market.

HEART FOR THE COMMUNITY This area is much more than the place we work. We are all active in the community, from various non-profit/civic groups to lake

associations, schools and churches. We love participating in local traditions like Annandale’s historic 4th of July parade, Maple

Lake St. Patrick's Day Parade, Clearwater Heritage Days Parade, Annandale Expo among many others. We also join in to support other surrounding communities in their celebrations as well.

Seriously Local

because we embrace the Heart of the Lakes

Residential Lots

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15XXX 60TH STREET SW, COKATO - (4) 2.5 ACRE PARCELS LOTS 1-3 $99,900 (EACH) & LOT 4 $109,900 | #6583107, #6583120, #6583123, #6583128

xciting new sub-division just on the South edge of the city limits. Lined with a row of mature trees, you'll fall in love with views right from your window. Lots are 2.5 level acres offering plenty of space for your forever home. Enjoy a short drive to a variety of local shops and dining options Cokato has to offer.

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World Class Products exceptional service

www.anchor-dock.com DOCKS | LIFTS | RECREATION

960 Elm Street East, Highway 55 Annandale (320) 274-6500

JOI N OU R TEAM

B E OU R NEW AG ENT VISIT WWW.HTTPS://OAKREALTYMN.COM/CAREERS FOR MORE INFORMATION

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BEACH SMORE'S SKIING FRESH-AIR MEMORIES HUNTING FRIENDS SUNRISE GARDENS WILDLIFE VIEWS PARADE CAMPING

SUNSETS CABINS SWIMMING FAMILY LAKESHORE FALL-COLORS COMMUNITY FARMS FISHING PARKS S

SNOWMOBILING RELAX WAKE BOARDING WAVES CANOEING SMALL TOWN CROSS COUNTRY SKIING FRESH

You Might Just Love it Here x

UNWIND SNOWSHOEING LOUNGING TRANQUIL ICE FISHING SOFTBALL CARNIVAL BOATING PEACEFUL BIKING TOGETHER MUSIC

SUMMERTIME TRAILS FOREVER HOME WALKS PIER SWIMMING BONFIRES FROZEN-LAKES DESTINATION

H WATER GRILLING RAINY DAYS FARMERS MARKET GOLFING RICH HISTORY SUMMER BREEZE HOLIDAYS

CLEARWATER LAKE

9644 KRAMER AVENUE NW, ANNANDALE $725,000 | #6626322

Nestled on the shores of Clearwater Lake you will find this quaint chalet style lake home that is surrounded by pure nature. County land surrounds you on all sides

meaning complete privacy at the lake. Once you enter the home you will notice the well designed interior that produces exceptional views in all directions of your outdoor paradise. The attention to detail along with quality craftsmanship will be appreciated as you flow through the home. The main level is all open with the

upper level loft used for sleeping quarters. The lower level offers another sleeping area with built in bunks. The garage was added in the last few years and is not used

as your typical garage. Garage is finished and used as an additional entertaining area and includes an upper level loft area. The upper level loft area in the garage can

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be used as a home office, additional sleeping or recreational room. Relax in the sauna before you dip into the hot tub on waters' edge.

EAGLE LAKE

8832 BISHOP AVENUE NW, MAPLE LAKE $649,900 | #6625257

Well maintained 3-bedroom home on Eagle Lake offering great curb appeal awesome views of the lake. The end of the road location offers peace and privacy. Perfect for anyone wanting to live the "lake life". Bedrooms are located on the main level as you walk into the home and the kitchen, living-room and sun-room are in the lower level providing a more convenient access to the lake. There are 2 PID's included in this sale. The second PID has a 24x16 garage and is where the mound system is. There is an irrigation system with water supplied from the lake helping to keep the grass and gardens lush all summer long. A fish cleaning station and a shed is located near the shore where lake toys and equipment can be stored. Seller will be leaving the docks, boat lifts and assorted lift removal tools and even a fishing boat.

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CLEAR LAKE - WATKINS

65164 365TH STREET, WATKINS $500,000 | #6611870

Wonderful opportunity to have new modern home built on the lake. The new home will offer great views of the water from the interior of the home.

Cozy up in front of the fireplace and capture the natural beauty on the outside. The main level of the home has an open design and layout ideal for

entertaining at the lake. The upper level includes 3 bedrooms, 2 baths and the laundry room. The owners suite will be lakeside and includes dual sinks, tile shower and spacious walk in closet. The kitchen offers a large center island with granite countertops, stainless steel appliances and ample

cabinets. This wooded lot is located on a dead end street for quiet peaceful area to have a lake place. Clear Lake offers fishing and recreational fun.

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The photos of the home are from the builders model home and this is what will be built on the lot.

ANNANDALE

95 MYRTLE AVENUE S, ANNANDALE $230,000 | #6633977

Situated in the heart of Annandale, this home is walking distance to wonderful amenities, fantastic parks & beaches and Annandale Middle

School. The home includes three bedrooms, living room, family room, kitchen, unfinished basement and backyard deck. Splashes of natural light are offered throughout the home from many large windows. The triple garage offers a third-stall recreation space with see-through garage doors allowing for fantastic sunlight throughout the space, enjoy entertaining! A level yard with mature trees and landscaping is the perfect backdrop to enjoy warm summer evenings or crisp fall mornings in the Heart of the Lakes.

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There’s no life more wonderful than The Preserve at Lake John, an upscale development with glorious sunsets tucked away on a quiet street. This is a new and exciting development offering stunning expansive lakeshore lots with sandy-hard bottom shoreline, perfect for your dream home in a wonderful neighborhood.

LAKESHORE LOTS STARTING at $419,900

CLEARWATER FOREST

13658 CLEARWATER FOREST CIRCLE, SOUTH HAVEN $108,900 | #6622404

This is your perfect opportunity to join the Clearwater Forest Resort Community, located on Clearwater Lake and nestled on 40 acres! This home is livable year-round on lot #42 offering a quiet and serene lifestyle you crave while still living amongst the community. Enjoy peace and quiet on this lot with woods in the back and mature trees on the lot that shades the home! You do rent the lot. This spacious home offers 3 bedrooms, 2 baths, vaulted ceilings, laundry room, and updated kitchen area. Enjoy everything the resort has to offer including? Community heated pool, private lake access and marina, dock rental slips, playground, fish cleaning facility, and showers to name a few! Boat slips are available to enjoy Clearwater Lake with its great fishing spanning over 3,100 acres of water. Join some activities throughout the summer, and you'll surely find this community a great one to be a part of !

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Life’s too short not to have fun!

• HOME GOODS • SELF-CARE ITEMS •MAKE-YOUR-OWN WORKSHOPS • FEATURING LOCAL ARTISTS

Tin Roof Candle Co. 45.2611° N, 94.1242° W

46 Oak Avenue N Annandale, MN 55302 tinroofcandlecompany.com 28

CEDAR LAKE

8947 INGRAM AVENUE NW, ANNANDALE $875,000 | #6631334

Nestled on the northeast shore of Cedar Lake, professional limestone block landscaping spans the entirety of the property offering the perfect backdrop for lake views. Be welcomed with a main level featuring a spacious kitchen and living room leading to the lakeside family room warmed by a gas fireplace, the ideal place to unwind after a day of work or outdoor recreation. Retreat to the upstairs complete with a primary suite featuring a lakeside deck and walk-in closet. The upper level also includes a second bedroom, walk-thru bathroom and den. Recently remodeled, the lower level offers a living room, third bedroom and three-quarter bathroom. Step outside to the expansive lakeside patio with a built-in fireplace. With a double garage and additional garage on a back lot, you will have more than enough storage space. Need more? A Tahoe Fish N Ski boat and trailer is included!

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LAKE JOHN VIEWS

7541 LAKE JOHN DRIVE, ANNANDALE $489,900 | #6548736

This new patio home will be The Preserve of Lake John's newest home added to this premier development. This vibrant modern new home will consists of over 1700 square feet of open living space for the easy carefree lifestyle you desire. The open front porch and oversized side patio are premium outdoor entertaining spaces

and designed to capture the sights and sounds of the water and neighborhood. Your interior entertaining areas have an open concept which allows the freedom to

flow easily from room to room. The well thought out private primary bedroom and bath offers the ideal layout you have been looking for. Both of these rooms along with a large walk in closet and laundry area are all attached for simple ease of use. The grand center island is located perfectly for both the kitchen work station and entertaining your guests. Construction has started so come and purchase this new home today.

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940 Elm St E, Annandale MN 55302 24142 Smiley Rd, Nisswa MN 56468 320-274-6336 Backyardmn.com info@backyardmn.com

CEDAR LANDING

362 CEDAR AVENUE N, MAPLE LAKE $329,900 | #6635578

Welcome to Maple Lake's newest development Cedar Landing!! This is the last remaining unit and you are part of an association so carefree living at its finest. Prime location just off Highway 55 so easy access to everything Maple Lake and the surrounding area has to offer. The unit offers over 1400 square feet of living space and includes 2 bedrooms and 2 baths with an open design from kitchen through the living room. The sun room will walks out the 12 X 20 patio with privacy fence between the units.

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ANNANDALE

2XX MYRTLE DRIVE S, ANNANDALE $35,000 | #6573431

Nicely wooded city lot at an affordable price. Would make a nice spot for a rambler patio home style home. Located just off Highway 55, nice and easy access, ideal to get going where you need to go. Walking distance to downtown Annandale. Lot is surrounded by mature trees for privacy and shade for the home. The lot is centered to all Annandale has to offer. Open to any builder so choose your builder and get going a building your new home.

320-274-1632 | 58 OAK AVE N, DOWNTOWN, ANNANDALE 32

Y IT IL B 28 A IL 62 6 VA # 4 A 25 BO 20 VR

Shadowland's Guest House

6225 PILGE R AVE N UE N W, A N N A N DA LE O N L AK E SY LV I A

VACATI O N RENTAL

Experience the Heart of the Lakes finest waters with a vacation stay in a luxurious waterfront home on Lake Sylvia, available to guests seeking a getaway to an exceptional lake country setting. Come, stay, and see what the beauty of this area is truly all about.

Set on 4 private acres of the renown Lake Sylvia Peninsula, this spacious waterfront home is available for year-round enjoyment. Its thoughtful floor plan comfortably accommodates up to 10 adult guests. Relax by the wood burning fire-

place or take in the stunning views from the lakeside deck or screened in porch. Families with children, don’t pass it by.

With an expansive lakeside lawn that stretches along 450+ feet of pristine shoreline, this is a haven for fun and play.

You will enjoy the crystal clear waters of two private swimming beaches each offering a dock, the beautiful apple orchard and mature trees, and certainly the home itself. A full screened porch allows you and your guest’s pleasant outdoor dining

rain or shine. Gathering spaces throughout invite you to relax, rejuvenate, and reconnect with family and friends. Great

for boating, summer and winter fishing, snowmobiling, summer and winter skiing, and so much more. Property offers a kayak, paddle boat, stand up paddle boards, canoe, hammock, lakeside fire pit and a pickle ball court. Isn’t it time you treated yourself to a week away?

Contact:

320.274.5 7 3 7 | HOM E S@OA KR E A LTYM N .COM Va c a t i o n Renta l

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BECKER

13XXX CENTRAL AVENUE, BECKER $59,900 | #6534121

Wonderful opportunity to build on this level lot near the corner of Central and Sherburne Avenue. Conveniently located within blocks of many Becker amenities including schools, parks, and restaurants. This oversized city lot has an open building site while mature trees wrap around, offering shade and privacy. Enjoy building on this available site that does not include an HOA or neighborhood covenants. Open to all builders.

Beautiful site close to...EVERYTHING!

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MAPLE LAKE

35 LINDEN AVENUE S, MAPLE LAKE $229,900 | #6633553

Incredibly charming and maintained, this adorable home encompasses 3 bedrooms with one on the main and two on the upper level and 1 1/2 bathrooms. Pride of ownership radiates throughout this home with the immaculate, original wood floors that span across the main level, authentic solid wood doors, custom built-in pass through that brightens the kitchen and dining spaces and tender care that is evident among every area.

Situated on a spacious lot that includes a paver patio with a pergola above that looks over the large backyard and one stall garage. This sweet spot is within walking distance to many Maple Lake amenities.

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May the wind always be at your back. .

The ideal winter day is few and far between for ice boats - basically a sailboat that travels on thin blades or runners on the surface of the ice. Heavy snow puts a damper on the ice, and most lakes offer just a week or two of activity before Mother Nature shuts them down for the season. Sailors need enough wind to make the boats go, but not so much that it leads to havoc. Unlike soft-water sailors, iceboat racers cannot see the wind on the water. When gusts hit, they react by feel alone, executing split-second decisions to get up to a desired speed, not to mention making it back to shore in one piece.

Dust off your thermos, unpack your boots, pull out your sweaters...it’s time to enjoy winter!

Minnesota winters offer many of our favorite sports - downhill & cross-country skiing, snowmobiling, ice fishing, snow tubing, ice skating, snow shoeing and so much more. Crisp cool mornings or evenings sprinkled with a fresh blanket of snow bring an excitement with it that only a true Minnesotan may appreciate. Embrace, enjoy and build that snowman!

Pictured: Ed Mader - Pleasant Lake, Annandale

MISSISSIPPI RIVER

1XX MAPLE STREET, CLEARWATER $250,000 | #6163968

Unique investment opportunity overlooking the Mississippi River located near Clearwater's Historic Main Street. 1.75 beautiful acres ready for an entrepreneur's creative touch or your dream home. Zoned R-4 Residential Low Density while also being in the Wild & Scenic Corridor this vacant lot would be ideal for single family homes, a two-family dwelling, town-homes, or manor homes with city water and city sewer connection close by. Surrounded by mature trees for added privacy, this level lot can be subdivided into 7 lots. Contact Clearwater's Zoning Administrator for further land use information. Conveniently located near I-94 and County Road 24.

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HUNTERS COVE

290 BROWN AVENUE NORTH, ANNANDALE $348,500 | #6537261

Welcome to Hunters Cove newest addition. Brand new twin home with each unit having over 1400 square feet of one level living space. The open concept and design on the interior provides the simple lifestyle you have been desiring. Off the back of the home you will find a sun room and patio that overlooks the natural landscape of the development and adds wonderful backdrop to your back yard oasis. The home offers 2 bedrooms and baths, laundry area near both bedrooms and excellent kitchen layout which is complimented with center island and walk in pantry. Prime location as the home is located on the western edge of town so slick access to all the amenities that the area and Annandale has to offer.

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COUNTRY ACRES

3633 COUNTY ROAD 115 ST. AUGUSTA $579,900 | #6619474

Country living opportunity with updated walk out rambler and huge shop to boot. Home has had several updates and is move in ready. The 5 car detached garage also has a shop area, ideal for home base business. The shop is over 6000 feet and was used for automotive repair/ body work. Can be used for a variety of business related fields, construction, automotive, truckers this could be your shop. The vaulted living room has ample space and ready for you to set up how you desire. The great room is great place to enjoy your country views in any season. The stone gas fireplace provides warmth and comfort as you enjoy some down time. Property offers excellent entertaining space inside and outside. Lower level offers a family room, 3/4 bath and spacious bedroom with large walk in closet. Property is ideally located with its proximity to St. Cloud and neighboring communities and access to major highways.

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MAPLE LAKE

431 CEDAR PLACE, MAPLE LAKE $279,000 | #6596877

Welcome to this nice 4 bedroom townhome in Maple Lake. This home has been meticulously maintained, and has been well cared for, down to the last detail. This home has four bedrooms on one level, along with upper level laundry. Primary bedroom has bathroom suite complete with walk in closet. Great living space on main level, including a dining room with walk out to back yard. Kitchen boasts large center island, and great cabinet space. Large utility room, including extra closet and storage. Two car garage is sheetrocked and insulated, ready to sand and paint! Home is close to amenities of town, including school, stores, post office and more.

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This home sits in a great location on the edge on Monticello. Boasting great views of the Mississippi River (especially in the winter), you are sure to enjoy. Primary bedroom with walk in closet, and pass through bath. Large family room provides lots of room. Kitchen provides lots of countertop and cabinet space for all of your storage and kitchen prep! Utility room with stackable washer and dryer, also on the main level. Garage has two stalls, with a hot and cold water spicket to wash up all of your vehicles, making cleaning easy. Basement is unfinished, providing lots of opportunity to expand your finished living space, with tons of storage space, and a nice family room to complete. Easy access to I-94, and just minutes from shopping, restaurants, hospital and schools.

MISSISSIPPI RIVER VIEWS

660 RIVERVIEW DRIVE #640, MONTICELLO $269,000 | #6597223

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OUR HISTORY Oak Realty was founded in 1974 when Don Bruggeman purchased Daryl Gunnarson Realty, and changed the name to Oak Realty after its location on Oak Avenue, Annandale’s charmed Main Street. Our red and white leaf was born and along with it, a tradition of providing quality real estate service in the Heart of the Lakes area.

In 1986 Don’s son Steve joined the business. Opportunities to own lakeshore property were abundant in those days. Lake homes and cabins in the area ranged from $40,000-$100,000 and real estate companies literally held the keys to their front doors. The Sunday Star Tribune was widely-agreed to be the resource for new listings, and buyers often came through our office door with that ad in hand, eager to look at property.

We expanded into the 90’s and outgrew the office on Main Street. In 1996 Oak built a new office with more space and visibility on Highway 55. Steve purchased the business in 2000, and soon after the Internet began to change the industry in profound ways. By 2001 we had our first web site and the fat MLS books were collecting dust in the corner. Oak Realty acquired Lake Country Properties in neighboring Maple Lake in 2007, our local presence expanded to two offices, and our staff grew again. In 2024 we celebrated a milestone, 50 years in business. The anniversary also marked a new beginning. Though excited about where perseverance and hard work has brought the company in its early years, we’re even more excited about what lies ahead.

Our approach to business has changed greatly due to the shift in how buyers and sellers can obtain information. Over the years, however, the true relationship between agent and client hasn’t changed. Since our founding over 51 years ago, our success has been carried by our ability to build long-lasting relationships. Relationships based on honesty, respect and fair business practices. We love taking our customers for a drive through the area and educating them on the various lakes, neighborhoods and their histories. While the majority of today’s buyers (and sellers) have done research online before speaking to an agent, many are quick to realize there is a lot to learn about this area, and a visit with a local expert is a great place to start.

We are proud to be an innovative company. We enjoy seeking new solutions to bring into our business and have continued to do so as we grow and change. We want tools that help us do our job better and more efficiently, and systems that help you buy or sell property with greater confidence. While no one can predict the future, it seems almost a certainty that the Heart of the Lakes will continue to retain its warm character and draw new people to its lakes and countryside. For those that its lifestyle appeals to, (frankly, we wonder how it couldn’t) our friendship and services will be there.

AN AWARD WINNING YEAR

Minnesota Monthly - Best Real Estate Professionals

Best of Central MN Community's Choice Awards - Finalist

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Twin Cities Business & Minneapolis/St. Paul Magazine - Super Real Estate Agents

CA LL. CLICK . CO M E IN. WE OFFER

Experienced and knowledgeable REALTORS® ready to assist you in a relaxed, comfortable setting.

A free, complete market analysis of your lakeshore, residential, land or commercial property.

Complimentary wall-sized individual area lake map prints.

Complimentary area maps.

Excellent marketing resources and high-quality advertising.

A foundation of success with over 51 years in business.

YOUR G UIDE S TO T HE HE ART O F T HE L AK E S S I NC E 1 9 7 4 WW W. OAK R E ALTY MN. CO M