Page 1

IMAGINE THE POSSIBILITIES There has never been a better time to be a Carter Lumber customer in the Cleveland/Akron area. We now have even more resources to provide our customers with quality materials and exceptional service. We’re more than just a lumberyard! Contact your nearest store location to see how having Carter Lumber as a part of your team can help you grow your business and your bottom line.

41625 Griswold Rd. Elyria, OH 44035 • (440) 934-5266

6199 SOM Center Rd. Solon, OH 44139 • (440) 248-5355 467 Center St. Chardon, OH 44024 • (440) 286-3833

172 N. Case Ave. Akron, OH 44305 • (330) 784-5441

3779 Manchester Rd. Akron, OH 44319 • (330) 645-6404 3725 Medina Rd. Medina, OH 44256 • (330) 725-6760

6320 N. Ridge Rd. Madison, OH 44057 • (440) 428-1110

North Coast Building Industry Association (NCBIA) BUILDER newsletter is the official newsletter of the NCBIA and is published monthly by the NCBIA. The NCBIA is an affiliate of the Ohio Home Builders Association (OHBA) & the National Association of Home Builders (NAHB).

NCBIA Office

5201 Waterford Dr. Sheffield Village, OH 44035 Phone: 440.934.1090 |


Executive Officer Judie Docs | Executive Assistant LaBreeska Bellan |

Administrative Assistant Ashlyn Bellan | Marketing Associate Maria Sabala |

2021 NCBIA Officers President Sara Majzun-Garwood, BCT Alarm Services, Inc. Vice President Tim King, K. Hovnanian Homes - Ohio Division Associate Vice President John Toth, Floor Coverings International Treasurer Melanie Stock, Treasurer, First Federal Savings of Lorain Secretary Mike Meszes, Secretary, DRC Construction Co. Immediate Past President Jeremy Vorndran, 84 Lumber

2021 NCBIA Board of Directors

Dennis Willis, ActionCOACH TeamNEO Kelly Christy, Cleveland Custom Homes Dave Linna, Linna Homes & Remodeling Jason Rodriguez, Lorain County Joint Vocational School Mark Craig, Mark F. Craig, Esq. Jason Scott, North Star Builders Brett Adams, Sprouse Insurance Dave Weisenberger, Tusing Builders & Roofing Services

March 2021

Advertising Policy - The North Coast Building Industry Association reserves the right to reject advertising in the Builder newsletter based on content. Acceptance of advertising does not imply endorsement of the product or service advertised.

NCBIA Life Directors

Jeremy Vorndran, 84 Lumber Calvin Smith, Calvin Smith Builders Tom Caruso, Caruso’s Cabinets Bob Yost, Dale Yost Construction Liz Schneider Dollar Bank Mary H. Felton, Guardian Title Jack Kousma, Kousma Insulation Jeff Hensley, Lake Star Building & Remodeling Chris Majzun Sr., Majzun Construction Co. Chris S. Majzun Jr., Majzun Construction Co. Jim Sprague, Maloney + Novotny, LLC Randy Strauss, Strauss Construction Tom Lahetta, Tom Lahetta Builders, Inc.

2020 NAHB & OHBA Directors

These are our members who represent our local industry in Washington DC and Columbus.

Sr. NAHB Life Director

Randy Strauss, Strauss Construction

Ohio’s State Rep. to NAHB

Randy Strauss, Strauss Construction

OHBA Past Presidents Randy Strauss, 1996

2020 OHBA Trustees

Jeremy Vorndran, 84 Lumber Sara Majzun-Garwood, BCT Alarm Services, Inc. (alternate) Jason Scott, North Star Builders

OHBA Area 2 Vice-President Enzo Perfetto, Enzoco Homes

page 3





Sweetbriar golf course, 750 jaYcox rd, avon lake


I N S TA L L AT I O N N I G H T Join us in honoring outgoing President, Jeremy Vo r n d r a n o f 8 4 L u m b e r a n d i n s t a l l i n g o u r n e w 2 0 2 1 President, Sara Majzun-Garwood of BCT Alarm Services, Inc. along with our 2021 Board of Directors!









We w i l l b e h o n o r i n g o u r n e w H a l l o f Fa m e i n d u c te e s ! J e re m y Vo r n d r a n o f 8 4 L u m b e r a n d J e f f H e n s l e y o f L a ke Star Building and Remodeling.

C I RC L E O F E XC E L L E N C E And the winners are...

May 8

5:00 pm, doors open 5:45 pm, dinner 6:30 pm, program begins 7:30 to whenever, dj, desserts & dancing!

Ahern’s Banquet Center, Avon Lake



DI E@NCBI A.C OM OR ( 440) 28

PRESENTING SPONSORS (2 SOLD) ........... AVAILABLE HOLE SPONSORS ....................................... AVAILABLE SCORECARD SPONSORS .......................... AVAILABLE SKILL PRIZE SPONSORS ........................... AVAILABLE RAFFLE SPONSOR .............................................. SOLD BREAKFAST SPONSOR ............................. AVAILABLE ON-COURSE SPONSORS ............................ AVAILABLE CART SPONSOR .......................................... AVAILABLE PINK BALL SPONSOR ........................................... SOLD PHOTO SPONSORS ..................................... AVAILABLE DINNER SPONSORS .................................... AVAILABLE SOFT DRINK SPONSORS .......................... AVAILABLE



(black tie optional)

Lot Available

NCBIA Office



Table of Contents 6 - Letter from the President

8 - Save the Dates 9 - Hot Deal Information 10-11 - Executive Officer’s Report

18-20 - 4Q2- Home Building Geography Index: Diversity Measures

21 - Eye on Housing: Households Priced Out by Higher Interest Rates

23 - Eye on the Economy: Housing Affordability Constraints Rising in 2021

12-13 - Oh What a Night! 24 - Home Warranty Books Installation Night | Hall of Fame | Circle of Excellence - Flyer

14 - NAHB Now: NAHB

Spearheads Coalition Effort on Lumber

15 - NCBIA Menu of Services 16 - April is Virtual Learning Month

17 - Golf Classic Save the Date

26 - Vacant Land Available 27 - Won’t you be our

neighbor? Lot available! Make an offer!


Welcome New Members! Thank You for Renewing! Sorry to See You Go!

30-31 - NCBIA Calendar of Events


Spike Update

34-35 - Legislative Review

36 - What Members are Saying

38-40 - Sedgwick Update 42-45 - Photo Gallery: Home & Remodeling Show

45-47 - Photo Gallery: March General Membership Meeting


THE PATH Moving Forward We have officially made it through the 1st Quarter of 2021! Which looking back on the last 365 days, is saying a lot! At this time last year there was so much uncertainty in the world around us. There was so much that was unknown and many of us were just trying to make it through each day and keep our businesses moving forward. When it was announced that our industry was deemed essential, many of us gave a small sign of relief. For with that designation we at least knew that we would be able to continue to keep the lights on and food on the table for our families. And then, for most of the businesses in our industry, the calls started coming and they have yet to stop. Businesses are growing and always on the lookout for that next great connection that can help bring their business to the next level. We here at the North Coast Building Industry Association want to help you with that!

Sara Majzun-Garwood, BCT Alarm Services, Inc.

I am so beyond excited to get to celebrate with all of you [on May 8th]! We have a fun-filled night planned that includes a DJ who will have us all dancing the night away! I cannot wait to honor our two Hall of Fame inductees as well as announce our Circle of Excellence winners!

page 6

We saw at the “Clash of the Generations” panel discussion that all business owners from all generations are experiencing the same issues across the board. Workforce shortages and long delays on getting materials are just a couple of the concerns that we are all facing. We are all also working together to the best of our abilities to find solutions to these issues. As Tim King and John Toth, our workforce development committee chairs, announced we are rolling out a fantastic partnership with the Lorain County Joint Vocational School. Starting in the fall we will have 20 of our members become mentors for students in the 4 trades schools they have. The trades that we will be working with are Masonry, Carpentry, HVAC, and Electrical. The committee has had some great meetings with Michelle McClintic of the JVS as well as the teachers of these classes and they are very optimistic and excited for this opportunity! More information will be coming out soon but if you are interested in becoming a mentor please reach out to Judie at the NCBIA office and she can get you in touch with John or Tim! I am also very excited that as things are starting to open up we will be getting back to our Member Mixers! These free events are a great way for our members to unwind on a patio at a local bar and get to know each other! We all know from past experiences that more business gets passed at one of these informal get-togethers than anywhere else! Keep watching your eNews for the date and location of one that we are planning for the end of April! Last, but certainly not least, I would be remiss if I did not mention our upcoming Installation, Hall of Fame, and Circle Of Excellence Event on May 8th! I am so beyond excited to get to celebrate with all of you! We have a fun-filled night planned that includes a DJ who will have us all dancing the night away! I cannot wait to honor our two Hall of Fame inductees as well as announce our Circle of Excellence winners! The flyer and amazing sponsorship opportunities can be found on pages 12 and 13 of this Newsletter! I am beyond grateful I get to be your NCBIA president this year and I cannot wait to see what the next quarter brings! #TeamNCBIA

March 2021



Gary A. Morgan | 216-324-0327 | Proud Supporter and Document Solutions Provider to NCBIA

Save the


April 6 - 10:00 - 11:00 AM Advertising & Marketing Committee Meeting

Do you have some business news to share? Business anniversaries, accomplishments, awards, publications, etc.? Send to We want to hear from you!

April 22

Spring Member Mixer! Captain's Club, Amherst

May 8

"Oh, What a Night!" Installation, Hall of Fame & Circle of Excellence Ahern's Banquet Center Avon Lake

*All committee meetings held via Zoom, unless otherwise noted. If you would like to participate in a committee, please email Judie Docs at judiencbia@

Check the website at for upto-date changes, additions, and corrections to these events!

(800) 442-8277

404 E. Woodlawn Ave. Hastings, MI 49058

Building Your Business Select Contractors Broadened Coverage This coverage helps if there’s damage to property used by you or your employees that belongs to someone else. It has a limit of $2,500 per occurrence, with a $100 deductible. Builders Risk and Installation Floater “Floater” coverage is for anything that floats, or moves from place to place — like your supplies and machinery. It also covers damage to the structures you’re working on, including scaffolding, foundations, and more. This has a limit of $5,000, with a $250 deductible.

For more information contact:

Theresa Riddell (440) 420-1175 The Nelson Agency, Inc. 116 4th St., Elyria, OH 44035 Phone: 440-323-8002 -ORFax: 440-323-8055

Brett Adams A member of: (419) 515-0506

Portable Tools Coverage on your tools has a limit of $1,000 per tool, to a maximum of $2,500. It also has a $500 deductible. The information referred to is not a policy. Refer to your policy for specific coverage.

© 2019 Hastings Mutual Insurance Company

page 8

SS-1 (10/19)

March 2021

1. You now have the opportunity to share special discounts or “Hot Deals” with consumers who visit our website. Consumers can sign up for the Hot Deals eNewsletter to be notified each time a new Hot Deal is added to the site. Any website visitor can also search online directly for Hot Deals 24/7.


March 2021

2. Member-to-Member deals are also available, but only to members. These are viewable ONLY in the Member login area. Want to try it out? It's FREE forever!! You can enter your own through your member login area - OR - email Maria Sabala at maria. for help adding your HOT DEAL.

page 9



of Membership!

Three memberships in one! As you know NCBIA members are automatically enrolled as members in the Ohio Home Builders Association (OHBA) and the National Association of Home Builders (NAHB). Each association offers extensive benefits that enhance your NCBIA benefits. This month I will focus on some of the resources NAHB offers you in the way of benefits and education. NAHB members save thousands of dollars each year thanks to NAHB’s advocacy efforts and other member benefits. While home building is a challenging industry, NAHB’s resources, expertise, and educational opportunities can help you build a better product, build a better business, and create a more positive business environment. The five pillars of NAHB membership – ADVOCACY – EXPERTISE – KNOWLEDGE – NETWORKING – SAVINGS form the foundation to build your future.

Top Industry Publications Contact:Paul Lopez (202) 266-8409

by Judie Docs, CSP, MCSP, MIRM, CMP, CGP

NCBIA members are automatically enrolled as members in the Ohio Home Builders Association (OHBA) and the National Association of Home Builders (NAHB). Each association offers extensive benefits that enhance your NCBIA benefits.

page 10

SGC Horizon is the nation’s leading residential construction-related media company and the publisher of the top business-to-business media resource for the housing industry, ProBuilder Magazine — the new official publication of NAHB. Through this collaboration, as an NAHB member, you will have unlimited access to SGC Horizon’s online content and print publications focusing on key industry trends and issues, including: • Best business practices, • Construction tips, • Innovation and technology, • Sales and marketing, and • Information on the latest building products. SGC Horizon also produces other monthly and quarterly publications focused on remodeling, custom building, and multifamily development.

Industry News NAHB is your resource for the latest, most complete news and information about the housing industry.

March 2021


NAHB produces a variety of e-newsletters that focus on specific areas of interest to members, other housing industry professionals and consumers. Newsletters that are available to anyone are noted as an open subscription with a link to the subscription form; all other newsletters are developed exclusively for members. Members can unsubscribe from any newsletter they do not wish to receive. Not receiving NAHB newsletters? Send an email to or find out what you can do to make sure they are delivered to your inbox.

Weekly Newsletters • • • •

Monday Morning Briefing: A compilation of industry and membership news. Open subscription; sent to all members. Friday Morning Email and What’s Up Wednesday: NAHB updates sent to Executive Officers Council members. Housing Headlines: Recap of the week’s most important housing news stories; automatically sent to all members. NAHB Student Chapter Update: Focuses on our student chapter program and workforce development issues. Open subscription; sent to Student Chapter members.

Bi-weekly • • •

Eye on the Economy: A compilation of NAHB’s economic blog posts; open subscription. AHG Affordable Housing Monitor: Sent to NAHB Affordable Housing Group members. Multifamily Hotline: Delivers economic, regulatory, and legislative news specific to the multifamily sector; sent to NAHB Multifamily Council members and subscribers.

Monthly • • • • • • •

55+ eSource: Provides regulatory, economic, and legislative news, design trends and information on new 55+ communities; sent to NAHB 55+ Housing Industry Council members. Council Connection: Highlights of NAHB Council activities and news; sent to HBA staff and leadership. NAHB Production Builders Update: A compilation of industry news of interest to large-volume builders. NSMC eNews: Updates on NAHB and industry sales and marketing news; sent to National Sales & Marketing Council members. ReNews: Updates on NAHB and remodeling industry news; sent to NAHB Remodelers members. Systems-Built Advantage: Provides news and insights regarding the offsite construction industry; open subscription. Member Advantage e-Newsletter: Updates on top-brand discounts available with NAHB membership; sent to all members.

Bi-monthly • • •

Green Intersects eNews: Providing top industry news and resources for the sustainability and green building industry; open subscription. The Corner Office: Sent to 20 Club members. Member Advantage Update: The latest information on NAHB’s savings program; sent to HBA executive officers and staff.

Three Times a Year •

CAPS Connection: Sent to Certified Aging-Place Specialist designees.

Quarterly • • • •

BUILD-PAC Buzz: Sent to NAHB political action committee contributors. The Credential: Sent to Housing Credit Certified Professional designees. NAHB Global eNews Report: Sent to NAHB Global members. We-Connect: Sent to Professional Women in Building members.


NAHB Consistently Delivers Value for Its Members NAHB fights for its members on Capitol Hill, in state houses and in the communities where they do business. We work hard to defeat excessive regulations and to protect our members’ bottom lines. Our advocacy efforts include educating policymakers and the Administration, building successful coalitions, and mobilizing NAHB’s grassroots on a range of issues. NAHB advocates on behalf of its members on a wide range of issues, including the tax code, federal housing programs, regulatory relief, environmental laws, building codes, OSHA, building materials, housing finance and more. A single win in the policy arena can save builders thousands of dollars on every home they build. In recent years, the association's advocacy efforts and other member benefit offerings have provided members with tremendous value — equal to approximately $6,160 per housing start in 2020. This significant savings makes membership in NAHB an essential tool for smart home builders and the diverse businesses that support the home building industry. I hope you found this information useful. Please let me know if you have any questions. I will continue sharing NAHB, OHBA and NCBIA benefits in future issues of our Builder Newsletter.

March 2021

page 11


I N S TA L L AT I O N N I G H T Join us in honoring outgoing President, Jeremy Vo r n d r a n o f 8 4 L u m b e r a n d i n s t a l l i n g o u r n e w 2 0 2 1 President, Sara Majzun-Garwood of BCT Alarm Services, Inc. along with our 2021 Board of Directors!

H A L L O F FA M E We w i l l b e h o n o r i n g o u r n e w H a l l o f Fa m e i n d u c te e s ! J e re m y Vo r n d r a n o f 8 4 L u m b e r a n d J e f f H e n s l e y o f L a ke Star Building and Remodeling.

C I RC L E O F E XC E L L E N C E And the winners are...

May 8

5:00 pm, doors open 5:45 pm, dinner 6:30 pm, program begins 7:30 to whenever, dj, desserts & dancing!

Ahern’s Banquet Center, Avon Lake (black tie optional)



per person buffet dinner open bar


SPONSORSHIPS: Entertainment Sponsor - SOLD OUT Drink Sponsor - $250 Dessert Sponsor - $250 Table Sponsor - $150 Circle of Excellence Sponsorships Platinum Circle Sponsor - $500 Gold Circle Sponsor - $400 Silver Circle Sponsor - $300 Bronze Circle Sponsor - $200 Hall of Fame Sponsors - $250 Ad in program - $50

*A l l s p o n s o r s w i l l b e i n c l u d e d i n a l l f o r t h c o m i n g o n l i n e m e d i a , included in the program and signage at the event.

Deadline for reservations and cancellations is April 30, 2021. C o m p a n y n a m e _______________________________________________________________________________ A t t e n d e e ( s ) N a m e ( s ) _______________________________________________________________________ # A t t e n d e e s @ $ ____________ I w o u l d l i k e t o s p o n s o r $ __________________________ T o t a l a m o u n t d u e $ ____________ ___ P l e a s e I n v o i c e M e

___ C h e c k E n c l o s e d

___ V I S A / M C / D I S C / A M E X

C a r d n u m b e r __________________________________________________________________________________ E x p . D a t e _______________________________ C V V # ________________________ B i l l i n g A d d r e s s _______________________________________________________________________________ $5.00 convenience fee will be charged for all credit card payments Remember, a reservation made is a reservation paid.

Register online at by email: by m a i l : N C B I A , 5 2 0 1 Wa te r f o rd D r i ve , S h e f fi e l d Vi l l a g e O H 4 4 0 3 5

Rev. 3/26/2021


NAHB SPEARHEADS Coalition Effort on Lumber


n an effort led by NAHB, more than 35 organizations today sent a letter to Commerce Secretary Gina Raimondo urging the secretary to turn her “immediate attention to an issue threatening the economic recovery and housing affordability: the price of lumber. We respectfully request that your office examine the lumber supply chain, identify the causes for high prices and supply constraints, and seek immediate remedies that will increase production.” Adding further urgency to this matter, the letter stated that lumber prices have nearly tripled, and oriented strand board (OSB) prices are up more than 250% since last spring. “These spikes have caused the cost of building an average new singlefamily home to increase by more than $24,000 since mid-April 2020 according to the National Association of Home Builders standard estimates of lumber used to build the average home,” the letter stated. “Similarly, the cost of the average new multifamily unit has increased by $9,000 over the same period due to the surge in lumber prices. Additionally, lumber, and engineered wood products such as OSB are a large and important component of residential and commercial remodeling projects, such as hospitals, schools, offices and restaurants.” Secretary Raimondo was told that home builders and construction firms that have signed fixed-price contracts are forced to absorb these crippling increases in materials prices and costly delays in deliveries. “There is a significant risk that many of these firms will be forced out of business,” the letter stated. “To the extent they are able to pass on their additional costs, both single- and multifamily housing becomes less affordable. Other projects will no longer be economically viable, which undercuts the availability of new housing supply and further jeopardizes affordability.” The broad business coalition urged the Commerce secretary to undertake a thorough examination of the lumber supply chain and seek remedies that will increase production. View the full letter, with a list of participating organizations, here. For more information, contact Alex Strong at

page 14

March 2021

Through NPP, your members can receive an exclusive discount on Verizon Connect Reveal, a fleet management software tool that helps businesses with vehicles be more productive, efficient, and safe.


What does Verizon Connect Reveal do? •

Helps increase fleet efficiency and visibility

Coaches drivers to improve safety and maintain compliance

Helps improve productivity and reduce expenses

Read more about this NPP offer here:

North Coast Building Industry Association Menu of Additional Products and Services

Copies Black & White

Restrictions may apply. There is a 3-line minimum on a 36-month contract. Existing NPP members can take advantage of this pricing with a new 36-month renewal contract.

Abby Keys

Black & White

Black & White

Affiliate Manager 206.494.4546 |

Color Color


$200 - 8+ Hours


Blac Whi

Equipment $0.25 $0.50


Sin 2-

Raffle Boards, Drum & Equipment


$100 per day

$0.27 $0.52

Sin 2-S

Wooden Outdoor Benches



$50 per bench, per day

Pipe & Drape Rental


$100 per day

Advertising & Graphic Design Services

Sin 2-

$100 - 6-8 Hours

Design Services

March 2021


$75 - 4-6 Hours

$0.10 $0.18


Single Sided 2-Sided


$50 - 2-4 Hours


Single Sided 2-Sided

Sin 2-

$25 < 2 Hours




Board Room Rental

$0.08 $0.16

Single Sided 2-Sided

No Me



Single Sided 2-Sided


$50 per hour

Warranty Books

Contact Maria Sabala at

$25 each (plus shipping, if

Adv Des


Con mari




For more information on any of these products & services, please contact the NCBIA Office at (440) 934-1090 or email

Fo & (

page 15


AHB Education offers a variety of dynamic full-day courses where participants learn strategies and solutions from industry experts and dig deep into leading industry topics. During the month of April, let renowned instructors and leading industry voices guide you to better business or career growth — all for a discounted price you won’t see again this year. The full-day (9 a.m.-5 p.m.) comprehensive courses will advance your knowledge in a single day. You can choose from nine dynamic courses and earn six hours of continuing education credits for each course.

Live Virtual Courses

Register for the live virtual course(s) you want to attend in April at a $50 discount: Business Accounting and Job Costing (Tuesday, April 6) Estimating and Scheduling for Profitable Business Operations (Thursday, April 8) Project Management (Saturday, April 10) The New Home Sales Professional (Tuesday, April 13) Financial Management (Thursday, April 15) Understanding Today's New Home Buyer (Tuesday, April 20) Construction Contracts and Law (Tuesday, April 22) Marketing and Sales Building for Building Professionals (Saturday, April 24) Advanced High-Performance Building: Best Practices for Climate Zones (Tuesday, April 27)

Special Offer

Your one-time discount of $50 has already been applied! VIRTUAL LEARNING MONTH Price: $199 NAHB Member/$299 Non-member REGULAR Price: $249 NAHB Member/$349 Non-member


Plus, as part of the month-long celebration you receive three bonus offers!* 20% OFF Publications at 20% OFF Full NAHB Contracts Suite FREE copy of ICC 700-2020 National Green Building Standard® * You will receive an email with all the details and discount codes. page 16

March 2021

THURSDAY, AUGUST 5 Sweetbriar golf course, 750 jaYcox rd, avon lake










DI E@NCBI A.C OM OR ( 440) 28

PRESENTING SPONSORS (2 SOLD) ........... AVAILABLE HOLE SPONSORS ....................................... AVAILABLE SCORECARD SPONSORS .......................... AVAILABLE SKILL PRIZE SPONSORS ........................... AVAILABLE RAFFLE SPONSOR .............................................. SOLD BREAKFAST SPONSOR ............................. AVAILABLE ON-COURSE SPONSORS ............................ AVAILABLE CART SPONSOR .......................................... AVAILABLE PINK BALL SPONSOR ........................................... SOLD PHOTO SPONSORS ..................................... AVAILABLE DINNER SPONSORS .................................... AVAILABLE SOFT DRINK SPONSORS .......................... AVAILABLE






he topic of diversity, and its relationship to homeownership and home building, carries significant implications for policy making, social justice, and equity. In addition to the usual regional classification, NAHB’s Q4 2020 Home Building Geography Index (HBGI) provides a segmentation of the housing market based on county-level measurements of racial and ethnic heterogeneity. For this purpose, we use ESRI’s1 2018 Diversity Index, defined as the probability (out of 100) that two persons, chosen at random from the same area, belong to different race or ethnic groups. The nationwide distribution of the diversity index values of 3,142 counties was divided into two groups: counties that measured 45 or below on the diversity index were classified as lower diversity counties, while those that measured 46 or above were classified as higher diversity counties. As of 2018, the diversity index at the national level was 64. The figure below shows the HBGI’s higher-diversity counties and their single-family building conditions for the 4th quarter.

page 18

March 2021

Higher diversity counties are concentrated in areas close to the borders of the U.S., except for the Canadian border. Intuitively, this makes sense as many of these border areas have major ports of entry for newly arrived Americans. In addition, many metro areas scored higher on diversity metric.

The figure above shows the growth rates for single- and multifamily homebuilding in higher and lower diversity housing submarkets. Singlefamily home building performed similarly in higher and lower diversity counties, finishing 2020 with growth rates of 14.5% and 15.3%, respectively. On the other hand, there was greater differentiation between higher and lower diversity counties for multifamily construction. The underlying reason is clear: 2020 was a year in which the economy faced an unprecedented disruption due to COVID-19. Areas with greater population density, located near various ports of entry into the U.S., experienced greater virus infection and proliferation. As a result, demand for new multifamily construction declined in these areas more than elsewhere. The HBGI data are consistent with this observation: multifamily construction in lower diversity counties finished the year with a growth rate of 8.7% but the growth rate fell in higher diversity counties through the end of 2020, finishing with a relatively flat rate of just 0.3% The market shares of higher and lower diversity counties for single- and multifamily home building, show that multifamily residential construction has three times greater a presence in higher diversity counties than lower diversity counties, and that its single-family counterpart has about twice as great a presence2. Thus, the HBGI data show that higher diversity counties have represented higher growth areas for both forms of residential construction.

March 2021

page 19

A tabulation between the regional classification and the diversity index, as shown above, reveals that lower diversity counties occur in greater proportion in submarkets delineated by lower population density, particularly outlying counties of both small and large metro areas (exurbs). A similar tabulation between Second Home Counties, the HBGI’s special classification for the previous quarter, and the Diversity Index shows, perhaps unsurprisingly, that the number of Second Home Counties is greater in Lower Diversity Counties than Higher Diversity Counties, by a factor of 2.5. Notes: 1. ESRI, which is short for Environmental Systems Research Institute, the name that was used for the company when it was first founded, is an international supplier of geographic information system software (GIS), web GIS and geodatabase management applications. 2. These ratios of single- and multifamily residential construction between higher and lower diversity counties are valid as of Q4 2020 and a few quarters prior. In earlier quarters, e.g., at the beginning of 2016, the gaps of the market shares between the two submarkets were greater.

page 20

March 2021


HOUSEHOLDS PRICED OUT by Higher Interest Rates



ew NAHB 2021 Priced-Out Estimates showed that 75.1 million households are not able to afford a median priced new home, and that an additional 153,967 would be priced out if the price of a home goes up by $1,000. A second post presented the housing affordability pyramid, showing how many households have sufficient income to afford homes at various price thresholds. The NAHB 2021 priced-out estimates also detailed how interest rates affect the number of households that would be priced out of the new home market. For a new home with an estimated median price of $346,757 in 2021 and the recent 30-year fixed-rate mortgage rate of 3%, a quarter percentage point increase in the interest rate would price out approximately 1.3 million households. The monthly mortgage payments will increase as a result of rising mortgage interest rates, and therefore higher household income thresholds would be needed to qualify for a mortgage loan. Table below shows the number of households priced out of the market for a new median priced home at $346,757 by each 25 basis-point increase in interest rates from 1% to 9%. When interest rates go up from 1.75% to 2.00%, around 1.2 million households could no longer afford buying median-priced new homes. An increase from 2.75% to 3.00% could price approximately 1.3 million households out of the market. However, at considerably higher rates this number tapers. For example, increasing from 5.25% to 5.5% mortgage rates prices out 1.1 million households. This diminishing effect happen because only a declining number households at the higher end of household income distribution will be affected. On the contrary, when interest rates are relatively low, a 25 basis-point increase would affect a larger number of households at the lower and more populous part of income distribution.

March 2021

page 21

Build savings with a special offer for NAHB members. Register now and save 2%** on your Lowe’s® Accounts Receivable (LAR) or Lowe’s® Business Accounts (LBA) purchases.

for NAHB members


Newly opened accounts that fax the downloaded application to 877-896-3839 will be automatically enrolled for additional 2%** savings.

Download an application at *5% Discount: Subject to credit approval. Get 5% off your qualifying purchase or order charged to your Lowe’s® Business Account or Lowe’s® Accounts Receivable. Valid for purchases in US stores, on and Customer must pay applicable sales tax. 5% discount will be applied after any other applicable discounts. Offer can’t be combined with other creditrelated promotional offers. Can’t be used in conjunction with: any other coupon; Lowe’s military discount; Lowe’s employee discount; Lowe’s low price guarantee; Lowe’s volume or special discount programs such as, but not limited to “QSP”; manager discretion price adjustments; contractor packs; or any other offer which expressly states it can’t be combined with any other discount credit offer. Can’t be used in conjunction with the following products and/ or services: extended protection/replacement plans; shipping, delivery or assembly charges; fees or taxes; gift cards; Dacor®, ICON®, Fisher & Paykel®, Monogram, Smeg or Liebherr appliances (some brands not available in all markets/stores), Weber or Kichler products. Excludes all Lowe’s® Canada Credit products. We reserve the right to discontinue or alter these terms at any time. ©2018 Lowe’s. LOWE’S and Gable Mansard Design are registered trademarks of LF, LLC. ©2018 NAHB. All rights reserved.

**2% Discount: Cannot be combined with any other statement discount. To be eligible for the 2% discount, you must register your National Association of Home Builders affiliation and Lowe’s® Accounts Receivable (LAR) or Lowe’s® Business Account (LBA) account per the instructions provided, make a purchase with your LAR or LBA account by 12/31/18 and comply with all terms and conditions of your LAR or LBA account. Allow one to two complete billing cycles for your registration to be processed and for your discount to appear on your billing statement. 2% discount will be automatically deducted from your statement at billing (discount will not take effect until Synchrony Bank fully processes your account registration). Excludes Lowe’s® Advantage Card, Lowe’s® Visa® Accounts, Lowe’s Business Rewards Card from American Express and all Lowe’s® Canada Credit products. Account must remain open, be in good standing and not become delinquent at the time the statement credit is applied. *,**Offers valid in US stores, on and Discounts applicable to commercial purchases only. Offers/ discounts provided by Lowe’s and not Synchrony Bank. Subject to credit approval. Lowe’s reserves the right to discontinue or alter these terms at any time.

StephensDirect_LC_NAHB Member Advantage Brochure Ad 11-10-17.indd 2

page 22

11/10/17 12:32 PM

March 2021


HOUSING AFFORDABILITY Constraints Rising in 2021



he housing industry is being squeezed. While the sector was the bright spot of the economy for 2020 and possesses considerable momentum at the start of 2021, a number of external factors are restraining the industry as well as the nation’s overall economic recovery. For example, shortages of steel and semiconductors are slowing production of cars and other high-end manufacturing goods. In the housing sector, a lack of lumber and other key building materials have sent softwood lumber prices soaring to all-time highs. NAHB determined the current run-up on lumber is adding more than $24,000 to the price of the average newly-built home. Builders anticipate these limiting factors will continue through 2021. In fact, a recent NAHB survey revealed 89% of builders view building materials prices as their No. 1 challenge. Nos. 2 and 3 on the list were concerns over availability and delivery times of materials, and availability of labor, respectively. Combined with other supply-side limits such as regulatory burdens and lot supplies, housing will grow at a slower rate in 2021 compared to last year. This is consistent with the recent pattern of the NAHB/Wells Fargo Housing Market Index (HMI). While still achieving a strong reading of 84 in February, the HMI is down slightly from its all-time high of 90 in November due to rising building material costs and policy change concerns. And as a consequence of supply-side limitations, a rising share of permits and sales are connected to construction delays: The count of single-family homes that are permitted but have not started construction is up 28% from a year ago. And because of strong demand, the count of new homes offered for sale that have not started construction is up 45% from a year ago. These data reveal a market facing severe inventory constraints, particularly as the existing for-sale single-family homes market is down to less than a two-month supply, and the inventory of new homes for sale is down to just a four-month supply. As a result, home prices are rising at an unsustainable pace, pricing out significant numbers of prospective home buyers — NAHB estimates that for every $1,000 increase in the price of an average new home, approximately 154,000 more households would be unable to afford it. Moreover, mortgage interest rates are rising, as economic growth expectations increase. On the bright side, demand remains strong and there is a growing number of households entering their key home buying years.

March 2021

page 23

Visit to request a

FREE Snapshot Report

Maria Sabala

(440) 382-1799

and see how your business scores in the areas of Listings, Reviews, Social Media, Website, Digital Advertising and SEO.


NEW HOME BUYERS LIMITED WARRANTY BOOKS NOW AVAILABLE Warranty book Updated and Available FOR ONLY $25 EACH! In a binder so you can include other walkthrough documents, warranties, etc.

Email your order to or call the NCBIA Office at (440) 934-1090

Everything you love about Amazon. For Work.

Through NAHB, register for a FREE Amazon Business account and gain access to the following features: • • • •

Business-only pricing and products Purchasing approvals and workflows Improved spending visibility Multiple payment options

Create a FREE account Already have an Amazon Business account? Visit

Won't you be our neighbor? $125,000 (offers will be considered!) Vacant Lot Waterford Dr,Sheffield Village, OH, 44035 Presented by: Linda LaFleur with RE/MAX Crossroads Properties 440-396-8889

Lot Available

NCBIA Office

March 2021

page 27

Welcome New Members!

Don Holztrager, Holztrager Homes LLC - Primary Builder (Sponsored by: Calvin Smith, Calvin Smith Builders)

Ken Kisel, Floor Coverings International – Affiliate

40767 Parsons Road


LaGrange, Ohio 44050 440-420-9706

(Sponsored by John Toth,

Floor Coverings International) 681 Moore Road, Unit E

Holztrager homes LLC a one stop shop for your real estate needs.

Avon Lake, Ohio 44012

Rent, Buy, Sell, Build with an experienced family-owned business.


Holztrager Homes LLC is powered by Keller Williams Elevate. Consider your next real estate move a piece of cake when working with our teams.

Mike Doran, Lorain County Recorder –

At Floor Coverings International, we not only offer a wide range of

Primary Associate

flooring options – including materials, styles, and colors – we bring the

(Sponsored by: Sara Majzun-Garwood,

full flooring store experience to you in the convenience of your own

BCT Alarm Services, Inc.)


226 Middle Avenue

Our unique "shop from home" flooring store provides you with the best

Elyria, OH 44035

experience as you look for new floors for your home or office.


Darrell Myers, Flooring Coverings International – Affiliate Associate

The Lorain County Recorder’s Office is responsible for making a complete, accurate and permanent record of every document related to the legal transfers, mortgages and other charges on land in the county.

(Sponsored by: John Toth, Floor Coverings International)

Ron Lowery, R & R Power Clean –

681 Moore Road, Unit E

Primary Associate

Avon Lake, Ohio 44012

(Sponsored by: Maria Sabala,


Genevieve Lyle Media Group) 182 East Hamilton

Oberlin, OH 44074


At Floor Coverings International, we not only offer a wide range of

flooring options – including materials, styles, and colors – we bring the full flooring store experience to you in the convenience of your own home.

power washing cleaning services throughout Northern Ohio. In service

Our unique "shop from home" flooring store provides you with the best experience as you look for new floors for your home or office.

page 28

R&R Power Clean offers a wide range and commercial and residential

for over 25 years we are dedicated to providing the highest quality services at affordable prices.

March 2021

Amanda Reaser, Reaser Construction – Primary Builder (Sponsored by: Jon Sherer, K. Hovnanian Homes)

Thank You for Renewing! Colin Coyne, 84 Lumber

725 Sugar Lane

Joe Mancuso, 84 Lumber

Elyria, OH 44035

Mark McClaine, 84 Lumber


Andrew Wilson, 84 Lumber Jeremy Vorndran, 84 Lumber

Robert Goede, Bosh Housing Group

Jerry Caruso, Caruso Cabinets

Our company motto is, and always has been, “Where Quality Counts.”

Irene Berlovan, Dollar Bank

We feel that through any project, quality is the first priority. We take

Chris Bartish, First Federal Lakewood

pride in our craftmanship, and we take confidence in knowing that when we’re finished, it was done right, the first time!

Jen Toth, Floor Coverings International David Fox, Fraley & Fox Construction, Inc. Cristine Bertero, Fully Promoted Fernando Bertero, Fully Promoted

Brian Schwab, Restore Pro, Inc. – Primary Associate

Mary H. Felton, Guardian Title Ross Boesch, Gundlach Sheet Metal Works, Inc.

(Sponsored by: Sara MajzunGarwood, BCT Alarm Services, Inc.)

Chris Igielinski, Henkel Corporation Mike Johnston, Homenik Door Company, Inc.

319 Industrial Parkway

Lee Squire, L&K Construction, Ltd.

Sandusky, OH 44870

Jeff Hensley, Lake Star Building & Remodeling


Scott Kosman, Lakeland Glass

Allen Pawl, North Star Builders


Scott Doane, North Star Builders We Care. We Respond. We Restore. Compassion, trust, value and integrity, delivered with a sense of urgency is the hallmark of our service.

Paul Goldsmith, Northern Ohio Basement Waterproofing, Inc. Beth Fritz, Norwalk Concrete Industries Linda LaFleur, Re/Max Crossroads Properties Steve Fleming, Shamrock Development Co. TJ McAdams, Shamrock Development Co. Cathie Emery, Sims-Lohman Fine Kitchens & Granite Dave Weisenberger, Tusing Builders & Roofing Services

Sorry to See You Go! Robert Hutman, Hutman & Sons (Primary Builder) retired

March 2021

page 29






National Designation Month






New Homes Month


Good Friday (Office Closed)


NAHB Spring Board National Housing Center, Washington D.C. (tentative)


5:00 - 7:00 pm Spring Member Mixer! Captain’s Club, Amherst (more details to come)




National Home Remodeling Month


2021 Installation Night, Circle of Excellence, Hall of Fame


3:30-5:00 pm - Executive Committee Meeting 5:00-6:30 pm - Board of Directors Meeting

1319 31 Rev. 3/25/2021

NAHB Spring Leadership Meeting Washington D.C.

Memorial Day (Office Closed)












National Homeownership Month

Careers in Construction Month




OHBA Summer Board of Trustees Meeting Wooster, Ohio 11:30 am - 1:00 pm General Membership Meeting (Cookout) Pogie’s Clubhouse, Amherst


1216 20




Independence Day observed (Office Closed)


3:30-5:00 pm - Executive Committee Meeting 5:00-6:30 pm - Board of Directors Meeting




6:30 PM Night at the Crushers 2009 Baseball Blvd., Avon





Golf Classic Sweetbriar Golf Course, Avon Lake


NCBIA Softball Game & Family Picnic









Associate Member Appreciation Month

6 8

Labor Day (Office Closed) 3:30-5:00 pm - Executive Committee Meeting 5:00-6:30 pm - Board of Directors Meeting

For the latest updates, please visit Rev. 3/25/2021








Spike Appreciation Month


OHBA Fall Board of Trustees Meeting Hilton Easton, Columbus


Thanksgiving (Office Closed)





General Membership Meeting & Election Night Ahern’s Banquet Center, Avon Lake



NAHB Fall Leadership Meeting Houston, Texas









3:30-5:00 pm - Executive Committee Meeting 5:00-6:30 pm - Board of Directors Meeting


NAHB Fall/Winter Board Meeting Virtual

24 27

Christmas Eve (Office Closed)


New Year’s Eve (Office Closed)

Christmas Day Observed (Office Closed)

Sign up. Sign in. NPP members enjoy exclusive offers and negotiated pricing from brands like these:


STATESMAN SPIKE (500-999 SPIKE CREDITS) Bob Yost......................... Dale Yost Construction............................... 661.75 Calvin Smith................. Calvin Smith Builders................................. 594.50 SUPER SPIKE (250-499 SPIKE CREDITS) Mary H. Felton............. Guardian Title.............................................. 492.50 Terry Bennett................. Bennett Builders........................................... 299.75 Jack Kousma................. Kousma Insulation...................................... 278.50 Chris Majzun Jr. ........... Majzun Construction................................... 256.50 ROYAL SPIKE (150-249 SPIKE CREDITS) Bill Perritt...................... Perritt Building Co...................................... 225.00 Bucky Kopf.................... Kopf Construction Corp............................. 199.50 Randy K. Strauss.......... Strauss Construction................................... 178.50 Jeff Hensley................... Lake Star Building & Remodeling............ 175.25 Tom Lahetta.................. Tom Lahetta Builders.................................. 160.50 Sara Majzun- Garwood.......BCT Alarm Services..................................... 155.00 RED SPIKE (100-149 SPIKE CREDITS) Dave Linna Sr................ Linna Homes & Remodeling..................... 137.50 Ryan Puzzitiello............ Parkview Homes.......................................... 120.50 Thomas Caruso............. Caruso’s Cabinets........................................ 111.25 Chris Majzun Sr............ Majzun Construction................................... 105.50 Patrick Shenigo............. ShenCon Construction, LLC...................... 102.50 Jason Scott..................... North Star Builders...................................... 102.00


GREEN SPIKE (50-99 SPIKE CREDITS) Tom Sear........................ Ryan Homes................................................. 98.25 Chris Mead.................... Maloney & Novotny, LLC.......................... 75.50 Tim Conrad................... Graves Lumber............................................ 67.00 Aaron Kalizewski......... Grande Maison Construction..................... 66.00 Ray Allen Thom............ Thom Concrete ............................................ 59.00

Michael Bierek

(440) 309-8802

LIFE SPIKE (25-49 SPIKE CREDITS) Jeremy Vorndran.......... 84 Lumber..................................................... 48.50 Liz Schneider................ Dollar Bank................................................... 40.00 Steve Schafer................. Schafer Development.................................. 30.50 John Daly....................... Old Republic Title........................................ 26.00 BLUE SPIKE (6-24 SPIKE CREDITS) Michelle Nowlin........... American Eagle Mortgage.......................... 16.50 Chris Collins................. Carter Lumber Company........................... 14.00 Jeff Lugar....................... ABC Supply Co............................................ 14.00 Ken Cassell.................... Cassell Construction.................................... 13.50 Mike Warden................. Chemical Bank............................................. 10.00 John Blakeslee............... Blakeslee Excavating................................... 9.00 Dave LeHotan............... All Construction Services........................... 7.50 Mike Chambers............ Charles, Morgan & Company.................... 7.50 Scott Kosman................ Lakeland Glass............................................. 7.50 Steve Fleming............... Shamrock Development............................. 7.00

Tim Hinkle..................Green Quest Homes................................ 6.50

March 2021

page 33


MARCH 10, 2021 REPORT #2 RESIDENTIAL ROOFING REGISTRATION LEGISLATION SB 64 Roofing Contractors (Hottinger, J., Lang, G.) To regulate and require the registration of roofing contractors. SB 64 has been introduced and referred to the Senate Government Oversight and Reform Committee. Below is a brief summary of SB 64, as it was introduced in the Senate. OHBA continues to discuss provisions of this bill with the sponsors, including potentially limiting local registration, and the recognition of the use of unregistered subcontractors included in SB 64. Under SB 64, all contractors providing roofing services would be required to be registered under the new section of law. However, a contractor does not include a person who is acting as a contractor’s employee, or as a subcontractor. Roofing services means the installation, renovation, repair, maintenance, alteration, or waterproofing of any roof, gutter, downspout, or siding product with regard to a residential premise. A contractor seeking to be registered would be required to submit an application and fee, including, 1) the person’s name, principal business address, telephone number; 2) the names and principal business addresses of all the persons affiliates, subsidiaries, owners, partners, trustees, officers, directors or principal shareholders; 3) whether person has been previously registered as a contractor; 4) proof of insurance (workers comp, general liability) Further, SB 64 sets out requirements with respect to what must be included in a contract for roofing services for an amount greater than $750.00, as well as, describes a list of items a registered contractor shall not do under the proposed law. To review more details, SB 64 can be found at the following link Senate Bill 64 - Documents | The Ohio Legislature

OTHER RECENT LEGISLATIVE INTRODUCTIONS HB 186 Home Purchases (Swearingen, D., Wilkin, S.) To enact the First-time Home Buyer Savings Act, authorizing income tax deductions for contributions to and earnings on savings accounts designated for the purchase of a home. HB 192 Energy Generation (Cutrona, A.) To prohibit counties, townships, and municipal corporations from prohibiting energy generation from fossil fuels and gas pipelines.

MARCH 25, 2021 REPORT #3 OHBA TESTIFIES IN SUPPORT OF HB 201 Vince Squillace testified on behalf of OHBA in support of HB 201 to prevent local governments from limiting use of natural gas. As one of several groups coming together to oppose the local bans on the use of natural gas, Vince flagged concerns with the added costs homeowners would shoulder if forced to electrify their homes. "If a ban is enacted, hundreds of homeowners will be faced with having to convert existing gas and propane appliances to electric – an expensive venture indeed," Executive Vice President Vince Squillace said. Vince’s testimony can be found at the following link at minute 33 of the March 24th Hearing of the House Energy Committee. page 34

March 2021

RESIDENTIAL ROOFING REGISTRATION LEGISLATION SB 64 Roofing Contractors (Hottinger, J., Lang, G.) To regulate and require the registration of roofing contractors. SB 64 had sponsor testimony in the Senate Government Oversight and Reform Committee this week. Prior to the hearing, OHBA met with both sponsors of the bill, as well as, proponents. OHBA is working on language to clarify SB 64 applies strictly to roofing contractors, exempting whole home construction. OHBA asked for an even simpler registration, limiting the bill’s application to roofing and siding, gutters, incidental to the roofing contract. To review more details, SB 64 can be found at the following link Senate Bill 64 - Documents | The Ohio Legislature

RESIDENTIAL SPECIALTY CONTRACTOR LICENSING REINTRODUCED SB 142 Occupational Regulation (Schaffer, T.) To license residential heating, ventilating, and conditioning contractor, refrigeration contractor, electrical contractor, plumbing contractor, or hydronics contractors and to make changes to the law regulating specialty construction contractors. As in the past, OHBA is meeting with the sponsor to express some concerns with the need for clearer language on the potential prohibition on the use of unlicensed subcontractors, as well as, the interaction between contractors local and state licensing requirements. OHBA is interested in hearing from tradespeople impacted by SB 142 for further feedback. To review more details, a copy of SB 142 can be found at the following link bills/sb142/IN/00?format=pdf

HB 107 ELEVATOR LAW GETS PROPONENT HEARING HB 107 received its second hearing in the House Commerce and Labor Committee this week with proponents of the bill giving testimony. OHBA is meeting with the sponsor and continues to work with several elevator contractors on potential concerns and changes to this bill as it continues to move through the House. A copy of the bill can be found at the following link. assembly_134/bills/hb107/IN/00?format=pdf

SAVE THE DATE OHBA Summer Board of Trustees Meeting

Date: Location:

June 22-23, 2021 Wooster, OH

Details on this meeting will be coming soon!

March 2021

page 35

What members are saying:

So glad that you had your show The show was great, I was able this year. We sincerely enjoyed to speak to somewhere around being able to attend once again 150 people which was pretty and meeting contractors good considering we had one that can help us with what person per booth. Overall, we are planning to do this year. the show was a great success for us, I made many great contacts. Most importantly as John and I were talking about I made great vendor We have been attending for and contractor contacts. It is nice the last three years to have a reliable set of contractors and looked forward to to refer people to and to share work attending once again this with. I would love to mention everyone year. however it would be too many to list. With that being said, you guys all did an amazing job!!!! I know this was not Show was awesome easy this year on your end. The booth help was appreciated along with all the other help throughout the day. Appreciate that you had a safe show for us to attend! Met several companies I was pleased with the turn out that can help us with our considering the year we are needs. in. That said, I booked several appointments and have other leads to follow up on.

page 36

I have had good success each year I have been at the show. So, this is a good event for the association to have. Congratulations on another successful event.

“ “ “

“ “

March 2021

March 2021 BWC News from Sedgwick TPA “If nothing changes, nothing changes.” ~unknown

We are excited to announce that CareWorks Comp TPA is now named Sedgwick TPA as of March 1, 2021. As Sedgwick TPA, our commitment to Ohio employers remains as strong as ever. With more than 3,000 colleagues in Ohio, backed by the global resources and expertise of Sedgwick, we have the best claims solutions to help your business mitigate risk and reduce costs. As Sedgwick TPA, taking care of people is at the heart of everything we do, because caring counts®. Under the Sedgwick name, we will provide you with the best possible service and outcomes and deliver on our mission of taking care of you and your employees. You can learn more about Sedgwick—a leading global provider of risk management and claims solutions—at Here is what has changed: • Name and Logo You’ll see the Sedgwick name and logo on invoices, communication, and marketing materials, building signage and more. •

Website Our website will redirect to, where we’ll publish the same resources available on the current site.

Email addresses My new email address is now My email addresses will continue to forward until further notice.

Legal entity and tax ID Our legal entity name and tax ID will change to Sedgwick. A new W-9 can be found here for reference.

Here is what will NOT change: • Address and phone numbers Our existing office address and phone numbers will remain the same at this time. •

Servicing teams We recognize that maintaining the relationships your group rating members have with their existing client service Account Executives and Claim Examiners is critical to their positive customer experience. Your members will continue to work with the same great team they’ve grown to know and trust.

Our commitment to you Our dedication to delivering superb quality, optimal outcomes and results you can see and feel remains steadfast.

Thank you!! Robert Nicoll | Business Development Manager Sedgwick Dublin, OH CELL 330.418.1824 EMAIL| Caring counts® page 38

March 2021

2-Hour Safety Training Requirement for 2020 Policy Year Deadline is 6/30/2021 2020 Rating Year—BWC Rule—ORC 4123-17-68 Group Rated and Group Retro Rated employers who have had a claim from July 1, 2018 through September 30, 2019, have to complete a required two hours of safety training by June 30, 2021. BWC’s requirement applies to any allowed claim an employer had from 7/1/18-9/30/19, regardless of size or severity. Two hours is the minimum amount of safety training mandated by the BWC. Only one person from the employer needs to take this safety training. If an employer experienced more than one claim within this period, they are still only obligated to attend two hours of safety training. If an employer has multiple policy numbers, they must attend two hours of safety training per policy. For more information about all the Ohio BWC’s training opportunities, visit the BWC’s Learning Center.

Exclusive Business Platinum Card® Offer for NAHB Members Apply for the Business Platinum Card® and you can earn 125,000 Membership Rewards® points within the first 3 months of Card Membership after you spend $30,000 on qualifying purchases on the Card. Annual fee is $595. Platinum Card not right for your business? Explore our suite of Cards for businesses of all shapes and sizes.

Terms apply

Visit to learn more

page 40

March 2021

We’re in the offering NAHB members up to $1,000 business.

2020 Chevrolet Silverado 6500 HD1 Chassis Cab

2020 GMC Savana Van

2020 Chevrolet Silverado HD

2020 GMC Sierra 1500

USING THE PRIVATE OFFER FOR NAHB MEMBERS IS EASY: 1. Get your NAHB proof of membership. 2. Visit your local Chevrolet, Buick or GMC dealer and mention this Private Offer. 3. Select an eligible vehicle(s) to purchase or lease and present your NAHB proof of membership. For even more value, combine this offer with the National Fleet Purchase Program and Business Choice Offers. For full details on the Private Offer, NAHB members should visit Example offer for NAHB members who are business owners purchasing a 2020 Chevrolet Silverado 2500 HD Crew Cab 1LT 4WD.

$1,000 Private Offer2



National Fleet Purchase Program (FVX)3

Up to

Up to



Eligible Accessory Cash Allowance4


$5,400 In Potential Value

1 Shown with equipment from independent suppliers which is not covered by the GM New Vehicle Limited Warranty. GM is not responsible for the safety or quality of independent supplier alterations. 2Private offer amount varies by model. Up to $500 offer for retail deliveries and up to $1,000 offer for fleet deliveries. Valid toward the purchase or lease of eligible new 2020 and 2021 model year vehicles. Customer must take delivery by 1/4/2021. Not compatible with some other offers. Not valid on prior purchases. Offer excludes Chevrolet Blazer, Bolt EV, Camaro, Corvette, Sonic, Spark, Trax, Volt, Buick Cascada, Envision, LaCrosse, Regal, Verano, and all Cadillac vehicles. Additional GM models may be excluded from time to time at GM’s sole discretion. See dealer for details. 3Offer available to qualified fleet customers through 1/4/2021. Not compatible with some other offers. Take delivery by 1/4/2021. See dealer for details. 4To qualify, vehicle must be used in the day-to-day operations of your business and not solely for personal/non-business-related transportation purposes. Must provide proof of business ownership. For complete program requirements, including information regarding offers, vehicles, equipment, options, warranties, and ordering, consult your dealer or visit Not eligible on Associated Accessories from third-party independent suppliers. Not available with some other offers. Take delivery by 1/4/2021. See dealer for details.

©2020 General Motors, LLC. All rights reserved. The marks appearing in this ad are the trademarks or service marks of GM, its subsidiaries, affiliates, or licensors.

2021 Home & Remodeling Show


You can

page 42

March 2021

March 2021

page 43

page 44

March 2021

March General Membership Meeting


March 2021

page 45







page 46




March 2021

March 2021

page 47

UPS NAHB members save on shipping with flat rate discounts from UPS. • 50% on Domestic Next Day/Deferred • 30% on Ground Commercial / Residential and • up to 50% on additional services

March NAHB Savings Program Highlights


This month we're featuring GM private offers on several select brands. Lowe's continues to offer big savings for members. Save on travel this Spring when you rent from Avis or Budget. Keep your office safe and clean with products from Office Depot and save on shipping with UPS. Savings in these programs and others help cover the cost of your membership dues and benefits your local association. Check them out!

General Motors General Motors is proud to offer NAHB Members a Private Offer of $500 or $1,000 towards your next purchase or lease of select Chevrolet, Buick and GMC vehicles.

Avis/Budget Accelerate your memberonly savings by enrolling in Avis Preferred or Budget Fastbreak. Skip the counter, enjoy a contactless rental and save with Avis: www. (use Avis Worldwide Discount (AWD) number G572999), or Budget: nahb. (use your Budget Customer Discount)


Office Depot

Lowe's Pro NAHB members save big at Lowe’s. Now through Dec. 31, 2021, NAHB members can save 5%* plus a bonus 2%** when you use your Lowe’s Business Credit. Sign up and start saving today at Discover more ways we can help your business.

Make cleaning your office or home a breeze with member-only savings from Office Depot. Plus, take up to $50 off your next qualifying purchase with these coupons (valid through 3/29/21): bit. ly/ODCoupons. Have questions about your Office Depot Savings Program? Call: 1-800-MEMBERS (636-2377), M-F, 8am -5pm, or email: LEARN MORE


More Savings Access all of the Member Savings discounts at

Special Association Discount for the North Coast Building Industry Association

SuperFleet Mastercard®

Association Fueling Program A fuel card program designed with associations in mind. EARN AN ADDITIONAL 15¢ PER GALLON!†

• Save 5¢ per gallon at Speedway locations* • Over 2,700 fueling locations in the U.S. • Over 175,000 locations nationwide that accept Mastercard cards** • Custom card controls and increased security • Online reporting and account management


Call Holden Moll at 1-760-918-5933 or email to start earning your association savings! Earn Speedy Rewards on eligible purchases at Speedway.

Be sure to reference the North Coast Building Industry Association for your special 15¢ discount.

†Limited time offer valid for new Speedway SuperFleet Mastercard applications received from 1/1/2021 through 12/31/2021. New approved accounts will earn 15 cents per gallon rebate on Speedway fuel purchases in the first three months after account setup. Rebates are cents per gallon based on the number of gallons purchased at Speedway locations per calendar month. The maximum promotional rebate in any one-month period, regardless of billing terms, is $300. Rebates are subject to forfeiture if account is not in good standing. *Rebates are cents per gallon based on the number of gallons purchased at Speedway locations per calendar month. Rebates will be reflected on your billing statement in the form of a statement credit. Not valid on aviation, bulk fuel, propane or natural gas purchases. Rebates are subject to forfeiture if account is not in good standing. Program pricing is subject to change any time beginning 12 months after sign-up. **Program terms and conditions apply. Visit for details. Fees may apply in some cases, such as for optional services, late payments and/or credit risk. Fuel purchases at locations other than Speedway locations are subject to an out-of-network transaction fee. The SuperFleet Mastercard® is issued by Regions Bank, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

SuperFleet Mastercard Program Application FAX Application to 1-760-918-5932 or email to For more information contact Holden Moll at 1-760-918-5933

BUSINESS INFORMATION (Required) Please tell us about your business: Legal Company Name (limit to 28 characters)*

Primary Fleet Contact First Name*

Subsidiary or DBA (limit to 20 characters)

Last Name*


Account Security Code (For Card Activation & Customer Service) – 5 NUMBERS*

Card Delivery Street Address 1 (No PO Boxes)*

Business Phone #*

Cell Phone #


Card Delivery Street Address 2

Type of Business*

Years in Business*

Full Time Employees*



Estimated Monthly Charges/Spending ($)*

Estimated Monthly Gallons*

Company Billing Street Address 1 (If Different Than Card Delivery Address)

# of Vehicles*

# of Cards Needed

Company Billing Street Address 2

FederalTax ID #*





# of Drivers

Statement Delivery Method:



Email Address*:

Type of Organization*: o Sole Proprietorship

o Partnership

o Public Corporation

o Private Corporation

o Non-Profit

 Government & Education

Authorized Signature Required (Representative acknowledges receiving fuel pricing and payment terms)



Initial Here:

Please Read Carefully: FleetCor Technologies Operating Company, LLC (“FleetCor”) operates the SuperFleet Mastercard product. This application is made to FleetCor. By signing this application, Customer authorizes FleetCor to check Customer’s credit references and the information on this application and to obtain consumer or commercial credit reports to check Customer’s credit standing, both for this application and for the updates of Customer’s credit file and renewals of Customer’s SuperFleet Mastercard card(s). Customer acknowledges that this application is subject to approval and acceptance of Customer by FleetCor in Louisiana. If this application is approved, then Customer will be notified of its available credit/spend limit, and Customer will not allow its unpaid account balance to exceed its credit limit. Customer agrees that Louisiana law governs the terms and conditions of the SuperFleet Mastercard card(s), which terms and conditions will accompany the card(s) if this application is approved ("Card Terms"). Customer’s accepting, signing, or using any SuperFleet Mastercard card(s) will constitute Customer’s acceptance of those terms and conditions including, without limitation, Customer’s unconditional obligation to pay for all use of SuperFleet Mastercard cards provided to Customer and all use of Customer’s account each billing cycle, as well as all interest, fees and costs associated with such cards and account. The account is not a revolving credit account. Customer agrees that any liability arising or resulting from the misuse, unauthorized use, loss or theft of any one or more of the cards issued or of Customer’s account shall be fully borne, assumed and paid by Customer except as provided by applicable law and the Card Terms. Customer also agrees that Customer will exclusively use the SuperFleet Mastercard card(s) for commercial purposes and understands that Customer’s card(s) may be canceled if Customer uses them for personal, family, or household purposes. In the event that Customer’s account is turned over to a collection agency or an attorney for collection, Customer agrees to pay all such costs, fees and expenses of such agency or attorney, including, without limitation, court costs and out-of-pocket expenses. By signing below, Customer confirms that everything it has stated in this application is correct and that the signing authorized representative is duly authorized to enter this relationship on behalf of customer.

I agree to theTerms of this Application (Please check box) o Print Name* (Authorized Representative)

Signature* (Authorized Representative)


Telephone #:


BUSINESS OWNER/ACCOUNT PRINCIPAL Required for all businesses excluding public corporations, non-profits, governments and educational institutions. Required for all persons owning 25% or more of business. Please use the Appendix to record additional owners. Principal First Name

Middle Initial

Principal Street Address (No PO Boxes)


Last Name

Signature (Principal)

Social Security #


Date of Birth


Home Phone #

Does this person have significant responsibility for managing the legal entity listed above?

Yes 

Cell Phone #

No 

***OFFICE USE ONLY*** Market:

Rep ID:

Rep Name:

ATS Code (last 4 digits):

*Required Field

The SuperFleet Mastercard® is issued by Regions Bank, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.

Profile for North Coast BIA

NCBIA March 2021 BUILDER Newsletter  

Recommendations could not be loaded

Recommendations could not be loaded

Recommendations could not be loaded

Recommendations could not be loaded