North Coast Building Industry Association (NCBIA) BUILDER newsletter is the official newsletter of the NCBIA and is published monthly by the NCBIA. The NCBIA is an affiliate of the Ohio Home Builders Association (OHBA) & the National Association of Home Builders (NAHB).
Advertising Policy - The North Coast Building Industry Association reserves the right to reject advertising in the Builder newsletter based on content. Acceptance of advertising does not imply endorsement of the product or service advertised.
Melanie Stock, First Federal Savings of Lorain Treasurer
Sara Majzun, Majzun Construction Company
Secretary
Jon Sherer, Ascent Custom Homes and Remodeling
Immediate Past President
Tim King, K. Hovnanian Homes
2025 NCBIA Board of Directors
Sam Hudspath, All Construction Services
Shannon Niebes, DryUNow
Danielle Rendina, Granite Works Stone Design
Maria Leali, Synchronous Solutions
Jason Rodriguez, The S.J.R. Building Co.
Theresa Riddell, The Nelson Agency
Kevin Walker, Walker Wealth Managements
NCBIA Life Directors
Jeremy Vorndran, 84 Lumber
Tom Caruso, Caruso Cabinets
Bob Yost, Dale Yost Construction
Liz Schneider Dollar Bank
Mary H. Felton, Guardian Title
Jack Kousma, Kousma Insulation
Jeff Hensley, Lake Star Building & Remodeling
Dave Linna, Linna Homes & Remodeling
Chris Majzun Jr., Majzun Construction Co.
Chris Majzun Sr., Majzun Construction Co.
Randy Strauss, Strauss Construction
Tom Lahetta, Tom Lahetta Builders, Inc.
2025 NAHB Delegate
This member represents our local industry in
Washington DC
Jason Scott, Greyhawk Development
John Toth, Floor Coverings International (Alternate)
NAHB Senior Life Delegate
Randy Strauss, Strauss Construction
Ohio’s State Rep. to NAHB
Randy Strauss, Strauss Construction
OHBA 2025 President
Merle Stuzman, Weaver Custom Homes
OHBA Past President
Randy Strauss, 1996
2025 OHBA Trustees
Jason Scott, Greyhawk Development
John Toth, Floor Coverings International
Mary H. Felton, Guardian Title (Alternate)
Jason Rodriguez, The S.J.R. Building Co. (Alternate)
OHBA Area 2 Vice-President
Ric Johnson, CAPS Builder & Right at Home Technologies
16 - Eye on Housing: Builders’ Use of Artificial
- Eye on Housing: Producer Prices for Metals and Equipment Show Large Increases 20 - Eye on the Economy: Despite Tax Wins and Solid Labor Market, Tariff Headwinds
31Applying for Membership! Welcome New Members! Thanks for Renewing! Sorry to See You Go!
32 - NAHB Now: 10 Reasons to Register for IBS Starting Sep 2
34-35 - NAHB Now: Congress Passes Tax Bill With Many Wins for NAHB Members
36 - NAHB Now: NAHB Awards Program Now Accepting Applications
37Thank you Spikes!
38-39NEW!!! 2026 Home & Remodeling Show Flyer 40EO Savings Update 41-42HBA Rebates Updates! 43-44July Member Mixer Thank you Sponsors & Photo Gallery
Elected Officials Reception Event Information
Copies Training Room
Single-Sided 2-Sided
Blueprint/Drawing
$35 per hour
Contact Ashlyn Bellan-Caskey at ashlynncbia@gmail.com
$50 each (plus shipping, if applicable)
Your New Home
$10 each (plus shipping, if applicable)
For more information on any of these products & services, please contact the NCBIA Office at (440) 934-1090 or email judie@ncbia.com
5321 Meadow Lane Court - B, Suite #23 Sheffield Village, OH
Tuesday, August 12, 2025
New Member Orientation 9:30 - 10:30 AM
NCBIA Office
5321 Meadow Lane Court - B, Suite #23 Sheffield Village, OH
Tuesday, August 12, 2025
Sales & Marketing Committee 12 - 1PM
NCBIA Office
5321 Meadow Lane Court - B, Suite #23 Sheffield Village, OH
Wednesday, August 27, 2025
Elected Officials Reception 4:30 - 6:30 PM
Parker’s Grill & Tavern 32858 Walker Road, Avon Lake Registration through the Lorain County Chamber of Commerce
Thursday, August 28, 2025
Member Mixer 5-7 PM Garage Bar & Grill 5391 Liberty Avenue, Vermilion
Saturday, September 7, 2025
Family Picnic & Softball Game 2-5 PM Amherst Township Park 44786 Middle Ridge Road, Amherst Township
Thursday, October 2, 2025
Annual Clambake & Reverse Raffle
5:30-9:30 PM
American Legion Post 211 31973 Walker Road Avon Lake, OH
Check the website at www.ncbia.com for up-to-date changes, additions, and corrections to these events!
Do you have some business news to share?
Business anniversaries, accomplishments, awards, publications, etc.? Send to judie@ncbia.com.
We want to hear from you!
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Get Involved—Join an NCBIA Committee!
Do you have ideas for education classes or events? Are you interested in staying up to date on the latest rules and regulations in our industry?
Do you enjoy networking at mixers or celebrating fellow members’ achievements?
If you answered yes to any of these, it’s time to join a committee that aligns with your interests! Committees are a simple and rewarding way to: Volunteer your time Make a meaningful impact on the association Build relationships with fellow members
Promote your own business—because members do business with members!
We rely on member volunteers to lead our events, initiatives, and goals. Your participation helps shape the future of our industry—and makes the most of your NCBIA membership.
Pick one (or more!) that fits your time, talents, and passion. Stay in the loop by reading our What’s Happening Wednesday eNews and our monthly BUILDER newsletter for upcoming meetings and events. Have questions? Want help finding the right fit?
Email judie@ncbia.com—we’d love to hear from you!
WHAT IS THE NORTH COAST BUILDING Industry Association (NCBIA)?
John Toth Floor Coverings International
The NCBIA is a professional organization that supports and protects the residential and commercial building industry. It has three types of members:
• Builder Members: These include single-family, multi-family, mixed-use, commercial builders, developers, and remodelers.
• Associate Members: These are suppliers, service providers, and trade contractors who support the building process.
• Affiliate Members: These are secondary members of Builder Members and Associate Members.
• Why is the NCBIA Important?
• Advocacy: The NCBIA works at local, state, and national levels to protect the interests of builders and, by extension, associates, by engaging with legislation and regulations that impact the building industry.
• Leadership & Structure:
- Led by builder members, with a builder or associate serving as president and the majority of the board and officers also being builders.
- This is because builders are directly affected by regulatory challenges and are the core of the industry.
“If it affects builders, it affects associates” isn’t just a catchphrase— it’s a fundamental truth.
Who Runs the NCBIA?
• Staff: Judie Docs, our Executive Officer and staff: LaBreeska Bellan and Ashlyn Caskey manage daily operations.
• Volunteer Leadership: Board of Directors and Officers, elected from within the membership, guide the organization.
What Does Membership Provide?
• Industry Protection: NCBIA initiatives help prevent harmful regulations or support beneficial ones—keeping your business viable.
• Networking & Business Growth: Builders need dependable associates, and associates need builders to have active projects.
• Three-in-One Membership:
- When you join the NCBIA, you're automatically part of the Ohio Home Builders Association (OHBA) and the National Association of Home Builders (NAHB).
- Membership must start at the local level; you can’t join only NAHB or OHBA.
Why Should You Join?
• Because the NCBIA works to keep the building industry alive and thriving.
• Because your success—whether you're a builder or associate—depends on a stable, active, and supported construction environment.
• Because your membership is an investment, not just a fee.
• Networking - It’s not just who you know, it’s who others know. Networking is powerful.
• Have a Voice - Gain a say in what happens in government through the association advocacy efforts.
• Visibility - Stand out and get noticed in your community.
• Credibility - Raise your reputation through membership.
• Learning - Get a competitive edge over nonmembers with exclusive training opportunities on a variety of hot topics.
• Discounts - Increase your purchasing power through members-only discounts and benefits.
• Get involved and maximize your membership to build your bottom line!
THE NORTH COAST BUILDING INDUSTRY ASSOCIATION Needs YOU!
Judie Docs, CSP, MCSP, MIRM, CMP, CGP
For over 80 years, the NCBIA has weathered challenges, championed progress, and stood strong in the communities we serve. How? One word: Leadership.
Builders. Remodelers. Associates. Affiliates Members who stepped up — not for recognition, but for purpose.
We are calling on the next generation of leaders to carry that torch. We need passionate professionals to guide committees, energize events, serve on the Board of Directors… and someday, maybe even take the helm as President.
What Does It Take?
• • Integrity.
• Vision.
• Commitment.
• A heart for your industry, and a willingness to give back.
True leaders serve. They listen, support, inspire, and act. We’re looking for those ready to make a difference — not just in business, but in people’s lives.
Why Step Up?
• You’ll get back far more than you give:
• New business opportunities
• Deep friendships
• Ongoing learning
• Lasting influence
The journey to leadership is worth every moment. Call me. Email me. Let’s talk.
I’ll share my path and show you how being part of NCBIA leadership can be one of the most rewarding experiences of your career.
Let’s build the future. Together.
SPONSORSHIP PACKAGES AVAILABLE FOR 2026
Event Sponsors:
Saturday, February 21st 9-5
Sunday, February 22nd 10-3
Lorain County Community College 1005 North Abbe Road, Elyria
My company would like to sponsor the 2026 NCBIA Home Show. (Please select below)
Member Event Sponsor($2000) Member Supporting Sponsor ($300)
EVENT SPONSOR
Member: $2000
Non-Member: $2500
Everything on Supporting Sponsor list, PLUS radio interview, booth space and all printed advertising, mention in radio ads and option to have your company’s banner hung at show entrance!
Includes: mention in radio ads, your logo in event program, Facebook event page, slideshow during event, option to put promotional items in swag bag, and recognition in BUILDER newsletter.
PAYMENT METHOD:
Please Indicate how you would like to pay for your sponsorship.
*If you select credit card, our office will call for your card information.
QUESTIONS? CONTACT THE NCBIA www.ncbia.com (440) 934-1090 judie@ncbia.com
Supporting Sponsors:
Bag
Sponsor:
EYE ON HOUSING
BUILDERS' USE of Artificial Intelligence
The majority of single-family home builders do not currently use Artificial Intelligence (AI) in their businesses. For the highest use, 20% of builders use AI to generate advertising/marketing materials and 11% to help analyze markets/plan projects. Less than 5% currently use this tool to help with another 10 business functions, from designing projects to operating automated construction equipment in the chart below. These findings were derived from the July 2025 survey for the NAHB/Wells Fargo Housing Market Index (HMI) and reflect an early industry reading likely to evolve in the coming years.
Builders not currently using AI were asked about the likelihood they will start doing so in the next two years (using a scale from 1 to 5, where 1=not at all likely and 5=very likely). Not surprisingly, the two areas most likely to see new builders adopting AI are the generation of advertising/marketing materials (average rating 3.6) and the analysis of markets/plan projects (3.0)—the same ones that boast the largest adoption rates already.
Meanwhile, the chance that builders will take up the use of AI in any of the other business functions is much lower, as all 10 received average likelihood ratings below 3.0. The two areas where builders are least likely to start using AI in the next two years are in the operation of automated construction equipment (average rating: 1.7) and to interact with the local building or planning department (1.9).
Annual Golf Classic - 8-5 pm
Aug 7th19-21st28thSweetbriar Golf Course, 750 Jaycox Road, Avon Lake
NAHB Association Management Conference
Atlanta, Georgia
August Member Mixer 5-7 pm
Garage Bar & Grill, 5391 Liberty Ave, Vermilion
Sept 1st6th10th -
Labor Day - Office Closed
Softball Game & Picnic 2-5 pm
NCBIA Office, 5321 Meadow Lane Court - B, Suite 23, Sheffield Village Associate Member Appreciation Month Amherst Township Park, 44786 Middle Ridge Road, Amherst Township
American Legion Post 211, 31972 Walker Road, Avon Lake
October General Membership Meeting/Election & Product Night 5-7 pm
Coles Public House, 209 South Main Street, Amherst
OHBA Fall Board Meeting
Hilton Easton, Columbus
Executive Committee Meeting 3:30-5 pm
NCBIA Office, 5321 Meadow Lane Court - B, Suite 23, Sheffield Village
Board of Directors Meeting 5-6:30 pm Thanksgiving - Office Closed
Dec 11th24-25th31stCaptain’s Club, 232 Park Avenue, Amherst
Ugly Sweater Christmas Party 2025 5-7 pm
Christmas - Office Closed New Year's Eve - Office Closed
PRODUCER PRICES FOR METALS and Equipment Show Large Increases
Residential building material prices rose in June, driven primarily by higher construction machinery and equipment part prices. Metal commodities also experienced significant increases, following recently implemented tariffs on steel and aluminum. Meanwhile, price growth for services used in construction continues to outpace both domestic and imported goods.
Prices for inputs to new residential construction— excluding capital investment, labor, and imports— rose 0.7% in June, following a (revised) flat change in May. These figures are taken from the most recent Producer Price Index (PPI) report published by U.S. Bureau of Labor Statistics. The PPI measures prices that domestic producers receive for their goods and services; this differs from the Consumer Price Index which measures what consumers pay and includes both domestic products as well as imports.
The inputs to the New Residential Construction Price Index grew 2.6% from June of last year. The index can be broken into two components—the goods component increased 2.1% over the year, while services increased 3.3%. For comparison, the total final demand index, which measures all goods and services across the economy, increased 2.3% over the year, with final demand with respect to goods up 1.7% and final demand for services up 2.7%.
Input Goods
The goods component has a larger importance to the total residential construction inputs price index, representing around 60%. On a monthly basis, the price of input goods to new residential construction was up 0.2% in June.
The input goods to residential construction index can be further broken down into two separate components, one measuring energy inputs with the other measuring remaining goods. The latter of these two components simply represents building materials used in residential construction, which makes up around 93% of the goods index.
Tariffs on building materials do not directly show up in the PPI data because the PPI measures prices for domestically produced goods and services. In fact, tariffs and taxes are explicitly excluded from the PPI. Despite this, price changes in reaction to tariffs are included in the PPI, meaning price increases to pass on increased costs of materials will show up in this pricing data. Announced tariffs in recent months have resulted in material increases across a few different goods, specifically certain metal products and equipment.
In June, the largest year-over-year price increase was for construction machinery and equipment parts, reporting a 24.2% increase over the year. Meanwhile, metal molding and trim prices were up 15.1%, fabricated steel plate prices were up 13.6%, ornamental and architectural metal work prices were up 9.0%, and fabricated structural metal prices were up 9.0% compared to last year. Metal commodities have been the primary targets of tariffs, with 50% tariffs in effect on steel and aluminum products and a potential 50% tariff on copper products coming this August.
PRODUCER PRICES FOR METALS and Equipment Show Large Increases (CONT.)
Input Services
Prices for service inputs to residential construction reported an increase of 1.5% in June. On a year-over-year basis, service input prices are up 3.3%. The price index for service inputs to residential construction can be broken out into three separate components: a trade services component, a transportation and warehousing services component, and a services excluding trade, transportation and warehousing component (other services).
The most significant component is trade services (around 60%), followed by other services (around 29%), and finally transportation and warehousing services (around 11%). The largest component, trade services, was up 4.7% from a year ago. The other services component was up 1.1% over the year. Lastly, prices for transportation and warehousing services advanced 2.1% compared to June of last year.
Inputs to New Construction Satellite Data
Within the PPI that BLS publishes, new experimental data was recently published regarding inputs to new construction. The data expands existing inputs to industry indexes by incorporating import prices with prices for domestically produced goods and services. With this additional data, users can track how industry input costs are changing among domestically produced products and imported products. This data focuses on new construction, but the complete dataset includes indices across numerous industries that can be on the BLS website.
New construction input prices are primarily influenced by domestically produced goods and services, with domestic products accounting for 90% of the weight of the industry index for new construction. Imported goods make up the remaining 10% of the index.
The latest available data, for April 2025, showed that domestically produced goods have experienced faster price growth compared to imported goods used in new construction. On a year-over-year basis, the index for domestic goods increased 0.4%, while prices for imported goods fell 0.1% over the same period. Comparatively, service prices have risen more than good prices over the past year, rising 3.1% year-over-year. Across the three indexes, all inputs remain at higher levels compared to pre-pandemic prices.
DESPITE TAX WINS AND SOLID Labor Market, Tariff Headwinds Persist
In contrast to exaggerated claims earlier in the year, the economy remains on a solid footing. Second quarter GDP likely rebounded from a stall at the start of the year. Labor markets are stable, with the unemployment rate ticking lower to 4.1% in June, helping both for-rent and forsale housing demand. While wage growth showed some signs of slowing and there are reports of layoffs and hiring freezes among larger companies and the tech industry, wage growth has exceeded inflation for the last two years, usually a sign of productivity growth.
The enactment of the tax and spending reconciliation legislation will add a burst of momentum to the economy, especially with respect to the extension of the 2017 tax rules for households and businesses. Moreover, the real estate sector benefited from an expansion of the LowIncome Housing Tax Credit program and the failure to adopt previously discussed ideas that would harm the sector, including eliminating the second-home mortgage interest deduction, carried interest tax rules or the likekind exchange rules. For these items, existing law was maintained. The state and local tax deduction cap was increased, helping real estate conditions for high-tax states. Unfortunately, the energy-efficiency tax credits for commercial and residential real estate are now scheduled to end.
A downside of the bill is an expansion of at least $3 trillion to the national debt above the prior baseline over the next decade. The rise of the national debt will, over time, raise long-term interest rates, including mortgage rates. In fact, the expansion of debt in the 2030s is among the top two concerns for home builders over the next decade (the other being a demographic decline for household formations).
However, tariff uncertainty remains a threat for the economy. The discussion of partially enforcing the “reciprocal” tariffs (they weren’t reciprocal; by formula they were defined to end all trade deficits) from April has lowered equity prices and increased long-term interest rates, with the 10-year Treasury rate rising above 4.4% for the first time in weeks. The return of the reciprocal tariffs and sector-specific tariffs (such as steel, copper, pharmaceuticals and perhaps lumber) is raising growth concerns and uncertainty despite the win for the economy from the tax legislation.
The effects of this wait-and-see policy environment and its impact on the national economy were reflected in recent housing data. Sales of newly built single-family homes declined 13.7% in May, falling back to a seasonally adjusted annual rate of 623,000. This was the slowest pace since October of last year, as mortgage rates averaged 6.83% in May. Sales were particularly slow in the South, with the pace of sales down 21% in May. Sales year to date are down 3% thus far in 2025. The slowing of the housing market has occurred despite the growing use of builder sales incentives: In the June NAHB/Wells Fargo Housing Market Index, 37% of home builders reported cutting prices.
The move to the sidelines by some home buyers has benefited rental demand and the multifamily sector. The timing works out well, given an elevated pace of finished multifamily construction projects. Multifamily units completed in 2024 recorded their highest level since 1986 at 608,000 units, according to NAHB analysis of the Census Bureau’s Survey of Construction. For the eighth consecutive year, most multifamily units were in buildings with 50 or more units
EYE ON HOUSING
BUILDER CONFIDENCE
Edges up in July
Builder confidence for future sales expectations received a slight boost in July with the extension of the 2017 tax cuts, but elevated interest rates and economic and policy uncertainty continue to act as headwinds for the housing sector.
Builder confidence in the market for newly built single-family homes was 33 in July, up one point from June, according to the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI). Builder sentiment has now been in negative territory for 15 consecutive months.
The July HMI survey revealed that 38% of builders reported cutting prices in July, the highest percentage since NAHB began tracking this figure on a monthly basis in 2022. This compares with 37% of builders who reported cutting prices in June, 34% in May and 29% in April. Meanwhile, the average price reduction was 5% in July, the same as it’s been every month since last November. The use of sales incentives was 62% in July, unchanged from June.
Consistent with ongoing weakness for the HMI, singlefamily housing starts will post a decline in 2025 due to ongoing housing affordability challenges per the latest NAHB forecast. Single-family permits are down 6% on a year-to-date basis and builder traffic in the HMI is at a more than two-year low.
Derived from a monthly survey that NAHB has been conducting for more than 40 years, the NAHB/Wells Fargo HMI gauges builder perceptions of current single-family home sales and sales expectations for the next six months as “good,” “fair” or “poor.” The survey also asks builders to rate traffic of prospective buyers as “high to very high,” “average” or “low to very low.” Scores for each component are then used to calculate a seasonally adjusted index where any number over 50 indicates that more builders view conditions as good than poor.
The HMI index gauging current sales conditions rose one point in July to a level of 36 while the component measuring sales expectations in the next six months increased three points to 43. The gauge charting traffic of prospective buyers posted a one-point decline to 20, the lowest reading since end of 2022.
Looking at the three-month moving averages for regional HMI scores, the Northeast increased two points to 45, the Midwest held steady at 41, the South dropped three points to 30 and the West declined three points to 25.
EYE ON HOUSING
LOT VALUES TREND
Higher
in 2024
Despite shrinking lot sizes, values for singlefamily detached spec home lots continued to rise, with the national median outpacing U.S. inflation and reaching a new high in 2024. The U.S. median lot value for single-family detached for-sale homes started in 2024 stood at $60,000, according to NAHB’s analysis of the Census Bureau’s Survey of Construction (SOC) data.
Even though the national median lot value grew faster than U.S. inflation in 2024, it remains below the record levels of the housing boom of 2005-2006, when adjusted for inflation. At that time, half of the lots were valued at or over $43,000, equivalent to about $67,000 when converted into inflation-adjusted 2024 dollars.
Rising lot values stand out against the backdrop of dramatic shifts towards smaller lots in new spec home construction in recent years. Since the housing boom of 2005-2006, the share of lots under 1/5 of an acre rose from 48% in 2005 to 65% in 2024. Consequently, even though current median lot values are not recordbreaking in real terms, they reflect a very different mix of lots compared to the housing boom years or even a decade ago.
The fact that lot values continue to appreciate as their sizes shrink reflects ongoing challenges builders face in obtaining lots. Although lot shortages are not quite as widespread as they were in 2021, their current incidence, recorded by the May 2025 survey for the NAHB/Wells Fargo Housing Market Index (HMI), remains elevated, with 64% of builders rating the supply of developed lots as low or very low.
There is a substantial variation in lot values and appreciation across U.S. regions. New England and the Pacific stand out as the two divisions with the most expensive lots. Per the latest SOC data, half of all single-family detached (SFD) spec homes started in New England in 2024 were built on lots valued at or over $150,000. New England is known for strict local zoning regulations that often require very low density. As a matter of fact, the median lot size for single-family detached spec homes started in New England in 2024 was three times the national median. Therefore, it is not surprising that typical SFD spec homes in New England are built on some of the largest and most expensive lots in the nation.
The regional differences in lot sizes cannot fully explain the wide variation in lot values. The Pacific division, where the developable land is scarce, has the smallest lots. However, its median lot value reached $152,000 in 2024, the highest median in the nation. As a result, the Pacific division lots stand out as the most expensive in the country in terms of cost per acre.
The Middle Atlantic division hit a new record high in 2024, with half of the lots for SFD spec home starts valued at or above $97,000. This made the Middle Atlantic the third most expensive division in the U.S.
The East South Central and South Atlantic divisions are home to some of the least expensive spec home lots in the nation. The East South Central division recorded the lowest median lot value, at $48,000. Typical lots here are also significantly larger than the national median, thus defining some of the most economical lots, as well as the lowest cost per acre in the U.S. The neighboring South Atlantic is another division where the median lot value ($53,000) is below the national median of $60,000.
Lots in the West South Central, which includes Texas, appreciated dramatically over the last decade. In 2012, half of the SFD spec homes were started on lots valued at or below $30,000, close to half of the current median of $58,000.
For this analysis, median lot values were chosen over averages, since averages tend to be heavily influenced by extreme outliers. In addition, the Census Bureau often masks extreme lot values in the public use SOC dataset, making it difficult to calculate averages precisely, but medians remain unaffected by these procedures.
This analysis is limited to single-family speculatively built homes by year started and with reported sales prices. For custom homes built on an owner’s land with either the owner or a builder acting as the general contractor, the corresponding land values are not reported in the SOC. Consequently, custom homes are excluded from this analysis.
Click on “Costco Wholesale” button under “Personal Savings”
nahb.org/savings Click on “Walt Disney World” button under “Personal Savings”
nahb.hotelplanner.com 800-497-2175
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Savings”
Q3 2025 MEMBER SAVINGS PROGRAM
APPLYING FOR MEMBERSHIP
Chris Karpinski, Buckeye Community Bank
Gregory Goff, Cassell Builders & Remodelers
Sullivan Townsley, T&T Heating and Cooling, LLC
WELCOME NEW MEMBERS!
Gary Clift
Fidelity National Title 5056 Waterford Drive, 204-A Sheffield Village, OH 44035 (440) 897-2080
Gary.Clift@fnf.com http://www.ohio.fntic. com
This industry is exactly where I want to be. Everyone wins and strives for a common goal. When business is done that way, you can only go up! Fidelity National Title is a team of experienced insurance and escrow professionals. Sponsored by Michelle Williamson, Fidelity National Title
Heidi Siegfreid
Walk Your Plans 17415 Northwood Avenue Suite 203 Lakewood, OH 44107 (216) 409-9509 Halle@walkyourplans. com https://www. walkyourplans.com/ locations-summary/ cleveland-oh
We’re Cleveland’s premier immersive design experience. Our projecting technology creates actual-sized layouts inside of our showroom. Feel the design of your floor plan as you walk through in real space. Make changes and consult with professionals and stakeholders. Bring your entire team to make design choices in parallel rather than a long backand-forth with multiple stakeholders. Sponsored by John Toth, Floor Coverings International
Mark Ballok, 84 Lumber
Adam Weiser, Advanced Fiber Technologies
Ken Cassell, Cassell Builders & Remodelers
Bob Yost, Dale Yost Construction
Duane Graffice, Dauch Concrete Company, Inc.
Irene Berlovan, Dollar Bank
Michelle Williamson, Fidelity National Title
Bill Galik, Galik Building Company
Jason Scott, Greyhawk Development, LLC
Kristine Burdick, Howard Hanna Real Estate
Kevin Sofranko, Lorain Glass Company, Inc.
James Barnes, O’Neal Tax & Bookkeeping, Inc.
Danny Reaser, On Time Gutter, LLC
John Eavenson, Perpetual Development
Bob Pogorelc, Pogie’s Catering and Club House
Denny Reaser, Reaser Construction
Lou LaGuardia, Repros Engineering
Emilie Katcher, Ryan Homes
Randy Strauss, Strauss Construction
Bill Sturgill, Sturgill’s Stucco, Inc.
Debra Seeley, Third Federal
Ross Boesch, Gundlach Sheet Metal Works, Inc.
Troy Toth, Farmers National Bank
Gary Kaminski, Kaminski Roofing, Inc.
Kim Lucciano, North Star Builders, Inc.
Lambrini Palmieri, Project Turnkey
Megan Siebert, Superior Fence & Rail
NAHB NOW
10 REASONS TO REGISTER FOR IBS Starting Sep 2
There is something for everyone at the NAHB International Builders’ Show® (IBS), the premier event for the residential construction industry. The best IBS 2026 registration deals begin when registration opens Sep 2 and run through the end of the month. The Builders’ Show is your best opportunity to connect with industry professionals, discover the hottest, new products and techniques and gain business knowledge.
Here are the top 10 reasons why traveling to Orlando to attend IBS 2026 is worth the trip.
#1 Incredible Value
The Builders’ Show is where you gain industry knowledge, discover new products and make powerful connections. You cannot access this much businessbuilding expertise for such a low price anywhere else.
#2 Unmatched Industry & Business Knowledge
IBS 2026 has 100+ IBS Education sessions to choose from. Discover fresh strategies, uncover new trends and find solutions for beginners and experienced professionals. With nine industry tracks, there are sessions for every profession, every niche and every experience level at the Builders’ Show.
#3 Hot New Products
Gain in-depth product knowledge when you explore the hottest new products and technology from 1,700+ exhibitors representing over 300 categories while walking the expo floor. With the show floor segmented into six product categories and the Outdoor Exhibits, you can quickly and easily find the products and services that interest you.
#4 Live New Product & Technique Demos
Discover best practices and new methods for improving efficiency in all areas of the home with construction demos led by top building experts in the Construction Performance Zone. The Craft Techniques Zone explores the details and finishes that complete a home.
#5 Unmatched Niche Industry Knowledge & Connections
Connect with like-minded professionals and industry experts in niche-specific Centrals for expert solutions, discussions and networking events in 55+ Housing, Custom Building, Design, Multifamily, Remodeling, International and Sales.
#6 Discover Hot New Products in TWO Official Show Homes
See the latest in design trends, product innovations and smart home technology in The New American Home® and The New American Remodel®, the official show homes of IBS. Tour the homes during the 2026 during the Builders’ Show.
#7 Professional Connections
Connect with industry experts and meet new business partners. Tens of thousands of industry professionals attend the Builders’ Show annually, so the entire building industry is there. The Builders’ Show offers many opportunities to connect, pick up tips and grow your business.
#8 Social Professional Connection Opps Don’t miss the DCW Opening Ceremonies or hot ticketed events like the Official IBS House Party, Young Pro Party and the Closing Concert.
#9 Discover Even More New Products
Share in the excitement as we celebrate 13 years of Design & Construction Week (DCW), the co-location of the IBS and National Kitchen & Bath Association’s Kitchen & Bath Industry Show® (KBIS). DCW is the largest annual gathering of residential construction industry and design professionals.
All registered IBS attendees have access to two exhibit floors – IBS and KBIS to discover even more products for the residential construction industry. Find information about exhibit dates and hours at www. BuildersShow.com/DCW.
#10 Fantastic Location
The Builders’ Show is heading back to Orlando! All work and no play, not at the Builders’ Show. There are tons of things to see and do in Orlando!
IBS 2026 is Feb 17 – 19! Registration opens Sep 2. Remember: Register in Sep for the best registration deals and the biggest savings!
CONGRESS PASSES TAX BILL WITH Many Wins for NAHB Members
The House today passed the One Big Beautiful Bill Act (H.R. 1) — sweeping tax and domestic policy legislation that includes several important housing and business provisions that will benefit small businesses, real estate and our members. Most notably, NAHB was able to secure key wins regarding state and local tax deductions for individuals and pass-through businesses.
The Senate narrowly passed the bill earlier this week and today’s action by the House approving the Senate version meets President Trump’s goal of sending him the landmark legislation by July 4.
Prior to the House and Senate votes, NAHB sent a letter to congressional leaders designating support of H.R. 1 as a “key vote” because of its importance to the housing industry.
NAHB secured several key victories in this landmark legislation:
Individual Provisions
• The Tax Cuts and Jobs Act’s key provisions will be made permanent, including the tax rate structure and increased exemptions for the Alternative Minimum Tax. This blocks a $4 trillion tax increase set to take effect next year.
• The estate tax exemption will increase to $15 million, made permanent and be indexed for inflation.
• Current mortgage interest deduction rules will be made permanent and mortgage insurance premiums will now be allowed to be deducted.
• The Pease limitation on itemized deductions will be permanently repealed. In its place is a new limitation that reduces the value of itemized deductions for taxpayers in the top bracket from 37 cents to 35 cents, but excludes 199A deductions for this limitation.
Business Provisions
• The Section 199A Qualified Business Income Deduction, which helps provide tax parity for passthrough entities, will be made permanent at 20%.
• The Low-Income Housing Tax Credit will be expanded permanently with a 12% increase in 9% credit allocations along with reducing the 4% bond test to 25%, which will expand resources in bondconstrained states.
• 100% bonus depreciation will be restored and made permanent.
• Section 179 business expensing limits will be increased for small businesses.
• Opportunity Zones will be made permanent.
• The 1099 reporting threshold will be increased permanently to $2,000 and indexed for inflation starting for 2025.
• The Section 460(e) Completed Contract rules will be expanded to include condominiums, in addition to single-family homes. This is a key tax accounting provision that ensures that home builders are not taxed on deposits paid by a buyer during construction of a single-family home, but rather the home is taxed when sold. This bill extends the same tax treatment to deposits paid by condominium buyers during the construction phase, which is a change NAHB advocated for.
State and Local Tax Deduction for Individuals and Pass-Through Businesses
The House-passed bill would have permanently increased the controversial limit on the state and local tax (SALT) deduction for individuals from the current $10,000 cap to $40,000. NAHB supported the House position on SALT, which was one of the final elements negotiated in the House bill that ensured its passage.
The Senate viewed the House proposal on SALT with skepticism, but also recognized the careful political balance needed to pass the bill in the House. Several senators sought to unwind the House SALT deal, which threatened the viability of the entire bill, leading to high-level negotiations between the House, Senate and Treasury Secretary Scott Bessent.
CONGRESS PASSES TAX BILL WITH Many Wins for NAHB Members (CONT.)
The final bill approved by the Senate ultimately agreed to follow the House and increase the SALT cap to $40,000, but only on a temporary basis. The increase will take effect for 2025 and remain in force through 2029, with a 1% inflation adjustment after 2025. As with the House-passed bill, the Senate bill phases down the cap increase for households with incomes above $500,000, but not below a $10,000 cap. The SALT cap would revert back to $10,000 in 2030, which means debate over limiting SALT deductions will continue in the coming years.
In a major victory for our members, the final bill by the Senate removed a limitation to the amount of state income taxes a pass-through business can deduct. This means that none of our members faces a business SALT tax increase.
Energy Tax Credits
The one negative in the tax title of H.R. 1 is the early termination of the energy tax credits, particularly the Section 45L New Energy Efficient Home Credit, the Section 25D Residential Clean Energy Credit, and the Section 48E Clean Electricity Investment Credit.
The Section 45L credit will be eliminated after June 30, 2026, and the Section 25D credit will expire at the end of 2025. The Section 48E credit will be eliminated for eligible property that is not placed in service by Dec. 31, 2027. However, on a positive note, the Senate heeded NAHB’s recommendation to allow solar leasing arrangements to continue to benefit from the 48E tax credit. These arrangements eliminate the upfront costs of installing a solar system on a home and allow home owners to benefit from reduced utility costs.
NAHB believes the most effective way to promote energy efficiency is through voluntary tax incentives. Moreover, NAHB remains concerned because H.R. 1 lacks sufficient transition time for home builders, home owners and remodelers who use these tax credits.
Over their history, these energy tax credits have been subject to starts and stops as Congress has allowed them to expire. This history suggests that this is not the final word on these tax credits, and NAHB will look for future opportunities to revive them.
Finally, the bill also includes provisions regarding two NAHB key priorities to increase domestic timber production as well as provide additional resources for workforce development.
A Long, Successful Fight
NAHB began preparing for this tax fight shortly after the Tax Cuts and Jobs Act was signed into law in 2017, recognizing that the temporary tax cuts in that 2017 law would set up a tax cliff and force Congress to reexamine the entire tax code in 2025. Faced with the potential of a $4 trillion tax increase and resulting economic turmoil, NAHB focused on the need for tax stability and permanency as well as retaining favorable tax provisions that support housing production, enable greater homeownership opportunities, and create affordable rental housing.
At the same time, the industry faced considerable risk in this process, as Congress considered limiting businesses’ ability to deduct state income taxes, eliminating carried interest, increasing marginal tax rates and eliminating the deduction for second homes. It was hard fought, but we avoided any negative changes to those provisions.
Because of our years of preparation, passage of this bill brings NAHB members a permanent tax code that retains, and in some cases expands, key tax provisions that support the industry.
NAHB AWARDS PROGRAM Now Accepting Applications
The National Association of Home Builders (NAHB) has announced that its awards program is now open. The NAHB Awards Program highlights the best and brightest in the residential construction industry in a variety of categories.
Applications are now open for the following:
Best in American Living™ Awards — sponsored by SMEG — spotlights the most creative and innovative residential construction projects that redefine excellence for homes and communities around the world representing design, multifamily, offsite construction and remodeling.
Associates of Excellence Awards , acknowledging Associate members and builder collaborators for their remarkable contributions to the housing industry on multiple levels.
Custom Home Builder of the Year Award , recognizing custom builders for their innovative achievements, professional leadership and creativity.
Leading Suppliers Council Spark Award , recognizing the most innovative Leading Suppliers Council member of the year.
Professional Women in Building (PWB) Awards , recognizing women in the industry and local PWB councils for outstanding programs, services and contributions to the industr y.
The NAHB/Builders Mutual Safety Award for Excellence (SAFE) Awards Program , the home building industry’s only award recognizing professionals who have made successful e fforts to advance safety in the industry.
The Nationals Awards — NAHB’s largest awards competition — celebrating the best in new-home sales and marketing, 55+ housing, global innovation and NAHB Honors.
Young Professional Awards , recognizing young industry professionals who have demonstrated leadership in their careers, their communities and NAHB.
Student Chapters , recognizing the achievements and dedication of student members, faculty advisors and local home builders association members.
The deadline for entries for this year’s awards cycle is Oct. 6.
For more information on the NAHB Awards Program, visit nahb.org/awards.
Terry
THANK YOU SPIKES!
Jason
GREEN SPIKE (50-99 SPIKE CREDITS)
Chris
LIFE SPIKE (25-49 SPIKE CREDITS)
Steve
BLUE SPIKE (6-24 SPIKE CREDITS)
Mark
John Toth
John Blakeslee Blakeslee Excavating, Inc
Scott Kosman ............... Lakeland Glass ............................................ 9.50
Hinkle
Jim Tipple Maranatha Homes 6.50
Lindsay Yost Bott Dale Yost Construction 6.00
Lou LaGuardia Repros Engineering
TWO DAY SHOW!!!!!
Sunday, February 22nd 10-3
EXHIBITOR CONTRACT
Company Name (as it will appear in show) __________________________________________
Contact Person (print) _________________________________________________________
Booth spaces are LIMITED and available on a 1st Come, 1st Served Basis! 2025 SOLD OUT - Act now to secure your booth!
BOOTH INFORMATION
Electric is optional and available on a 1st Come, 1st Served Basis!
Will you need electricity? _______ YES _______ NO ______# of Booth Spaces ____________TOTAL AMOUNT DUE
I understand that I have contracted for exhibit space by signing this contract and I am liable for the full cost of the booth space. I also understand that the final location of space will be determined by show management when payment is made in full. The undersigned represents that he/she is fully authorized to execute and complete this agreement. The undersigned also understands and agrees to the rules and regulations on the reverse side of this contract.
Authorized Exhibitor Signature
Printed Name
PAYMENT METHOD:
Please Indicate how you would like to pay for your booth space.
*If you select credit card, our office will call for your card information.
Please send completed form to Judie@ncbia.com or 5321 Meadow Lane Court - B, Suite 23 Sheffield Village, OH 44035
Event Sponsors: **A 3% Convenience Fee will be charged for all Credit Card Payments
RULES AND REGULATIONS GOVERNING EXHIBITS
MANAGEMENT: The North Coast Building Industry Association (NCBIA) shall be deemed Event Management and shall have all rights thereto assigned. (From here on the North Coast Building Industry Association will be referred to as NCBIA).
CHARACTER OF EXHIBITS: NCBIA reserves the right to approve all exhibits. The exhibits and the distribution of promotional material shall be limited to the confines of the Exhibitor’s space. Under no circumstances shall any Exhibitor be permitted to attract attention to his/her exhibit in such a way as to distract or interfere with the other exhibitors.
REGISTRATION: Exhibitors and their employees at the Event should wear a registration badge and/or tag for proper identification.
SET UP/REMOVAL OF EXHIBITS: All exhibits must be placed and ready at the opening of the show and no movement of exhibits will be permitted until after the close of the show. Exhibits must remain intact until after closing of the show and be removed within such time as may be specified by the NCBIA. Strict compliance with move in and move out times is mandatory. A fine for late move in and/or early move out will be assessed at the discretion of the NCBIA.
RAFFLES: Exhibitors are encouraged to conduct games, lotteries and/or similar activities to increase patron participation, so long as it does not interfere with the other exhibitors.
CARE OF EXHIBITS/AISLES: Aisles must be kept clear at all times. Seating for buyers must be confined within the exhibitor’s space. Exhibitors are requested at all times to cooperate with the NCBIA in maintaining all exhibits in appropriate condition.
*In the event that the Exhibitor does not exhibit as provided herein or fails to comply in any respect with the terms of this agreement, the NCBIA management shall have the right without notice to the Exhibitor, to license the use of said space to any other company, enterprise, person or persons and the Exhibitor agrees to pay any deficiency, loss and/or damage sustained by the NCBIA as a consequence of such failure to occupy space as provided in this agreement. In addition, it is agreed that should the NCBIA be unable to license the use of said space as herein provided, it shall have the right to occupy said space for its own purposes without prejudice to its rights against Exhibitor pursuant to this agreement, including but not limited to the payment of a license fee.
*Exhibitor will not sub license any part of the space herein provided for without the express written consent of the NCBIA. In the event the exhibit premises are destroyed or rendered unavailable for any reason whatsoever (whether before or during the scheduled exhibition), the rights of the Exhibitor under this agreement shall be limited to a pro-rated refund of the amount paid for the space licensed.
DIRECT SALES: All direct sales vendors must make the payment for their space in full at the time of registration.
REFRESHMENTS: No sample food and/or beverage products may be distributed by exhibitors except upon written authorization of the NCBIA.
COMPLIANCE WITH LAWS: Exhibitors must comply with all federal, state and local laws, regulations and rules that may be in force during the exhibit.
INSURANCE: Exhibitors who desire insurance on their exhibits must procure same at their own expense. The NCBIA will not be responsible for any losses incurred by the Exhibitor or its employees because of theft, damage or for any cause whatsoever nor to any property of employee(s) or Exhibitor(s) while en route to or from exhibit. The Exhibitor agrees to make no claim for any reason whatsoever, including negligence, against the NCBIA or NCBIA management, its agents or employees while in the show quarters. Exhibitor agrees to indemnify and hold harmless the NCBIA against any loss, damage or expense (including reasonable attorney’s fees) act or omission of Exhibitor or its agents connected in any way with its exhibits.
DECORATIONS, SIGNS, ETC: All equipment in conjunction with the exhibit must be provided by the Exhibitor. However, only the sign of the firm covered by the Exhibitor’s agreement may be placed in the booth or upon printed list of exhibitors or program. All decorations must conform to fire regulations. No exhibit is permitted that is more than eight feet high, or that obstructs other exhibits due to its design or size or that presents a safety hazard to other exhibitors and/or attendees.
PAYMENT DEFAULT: Payment must be made prior to event set up.
REFUND POLICY: A partial refund will only be given with a minimum of 45 days notice prior to the event. The NCBIA retains the right to use their own discretion when deeming the reason for refund as a viable one to determine whether refund shall be granted.
*The NCBIA shall have the right to make such rules and regulations in connection with the Exhibition as it may deem proper and may amend them at any time, and the NCBIA shall have the full power in the matter of interpretation and enforcement thereof. The rules and regulations heretofore referred to are printed on this agreement and are incorporated herein by reference. Exhibitor agrees to abide by said rules and regulations.
*It is agreed that this instrument is a license, and not a lease, and that no leasehold or tenancy is intended to be or shall be created hereby.
*This agreement cannot be varied, modified or canceled by the Exhibitor without the express written consent of the NCBIA.
*IN WITNESS THEREOF, the Exhibitor has caused this application and agreement to be executed by authorized representative.
The NCBIA Members are Missing Out on $$$$$$
Ohio HBA Membership Report & Information Update
Greetings!
We invite you to make full use of your Q1’25 Membership Report from HBA Rebates Member Rebate Program. This membership report contains some helpful tools for you to utilize for your recruitment and retention tactics and grow your local chapter into a thriving group of engaged builders and remodelers.
We have some statistics in your membership report detailing how much money the HBA members have claimed. This will sweeten the pot for your members, boost morale, and promote engagement in the benefit. Membership retention remains the top priority for 2025. What better way for your members to want to stay than to assist them in getting enough cash back to pay for their membership dues and then some!
Ohio HBA Membership Report:
The report reflects our most recent quarter’s totals (Q1’25), 2025 YTD total and the cumulative total since this member benefit began.
Ohio HBA Totals:
211 Registered Builder & Remodeler Members (told us where to mail their rebate check)
144 have participated (sent in a rebate claim)
Of the 4that participated, $1,029,706.50 has been cumulatively paid to them!
Cumulative average per member = $7,150.74!
Local Performance: Q1’25
Below is a snapshot of how many claims were submitted by members of each Local HBA for Q1’25.
Any Local HBA highlighted in yellow did not have any claim activity for Q1’25.
*claims that have a $0.00 rebate total were processed, but the address claimed for was either a previously claimed address or the manufacturer was denied.
Q2’25 Claim Deadline: Friday, August 15, 2025
All claims MUST be submitted by the set claim deadline for each quarter.
Participating Manufacturer Updates to Q2’25 Claiming:
Wayne Dalton and Overhead Door, two leading brands in the Garage Door classification, have joined HBA Rebates as a participating manufacturer effective with Q2’25 rebate claiming!
Builder members are encouraged to claim their rebates with 60+ participating manufacturers in effort to increase their HBA Rebates total.
M e m b e r M i x e r
PHOTO GALLERY
Simplify Fleet Management. Maximize Savings.
Designed for mid-sized to larger fleets, the 7-Eleven Commercial Fleet Mastercard® offers the flexibility of fueling anywhere that accepts Mastercard® in the U.S.2 Simplify your fleet management with customizable reports that give you real-time insights into spending and driver activity, all while earning rebates on every purchase.1 For industry-leading service & support, contact your Account Manager! Name
Rebates & Savings
Convenience
Accepted at your favorite 7-Eleven, Speedway & Stripes locations and anywhere Mastercard® is accepted in the U.S., regardless of fuel brand.2 Your go-to convenience store for food, snacks, hot and cold beverages, gas and so much more. Generally open 24 hours a day. Manage your account online, in real-time.
Security & Fraud Controls
Use card prompts to help prevent misuse. Set card controls online.
Online Control & Visibility
Customize and download detailed cost and performance reports monthly or in real-time. Monitor transactions online.
1 Limited time offer for new 7-Eleven Commercial Fleet Mastercard® applications received from 06/11/2025 through 12/31/2025. Receive an 8c per gallon rebate at 7-Eleven, Speedway & Stripes branded locations. Rebates are cents per gallon based on the number of gallons purchased at 7-Eleven, Speedway & Stripes locations per calendar month. Not valid on aviation, bulk fuel, propane or natural gas purchases. To receive rebates, invoice must be paid on time. Rebates subject to change beginning 12 months after account setup 2 Fuel purchases at locations other than 7-Eleven, Speedway or Stripes are subject to an out-of-network transaction fee. Please see Client
The 7FLEET Diesel Network Mastercard
Fueling Your Fleet for the Road Ahead.
Perfect for diesel fleets that rely heavily on high speed truck diesel lanes for fuel. The 7FLEET Diesel Network Mastercard® offers significant discounts on diesel at the over 392 locations that make up the 7FLEET Diesel Network as well as discounts on commercial truck lane diesel across the AMBEST network. 2
Save an average of 34¢ per gallon 2 on truck diesel lane gallons fueled in the 7FLEET Diesel Network. Earn ¢ per gallon for the first six months! 1
Convenience
Accepted at your favorite 7-Eleven, Speedway & Stripes locations and anywhere Mastercard® is accepted in the U.S., regardless of fuel brand.3 Manage your account online, in real-time.
Simple online access.
Security & Fraud Controls
Use card prompts to help prevent misuse. Set card controls online.
Online Control & Visibility
Customize and download detailed cost and performance reports monthly or in real-time.
