Central Keystone Living Fall 2022

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FALL 2022 HOME BUILDERS ASSOCIATION OF METROPOLITAN HARRISBURG September 24 - October 2, 2022 Starting on Page 36 happily everBuildingafters AtOwnershipHomeItsBest

We help renters become homeowners Welcome home www.PHFA.org | 1-855-U-Are-Home (827-3466) Tom Wolf, Governor | Robin Wiessmann, Executive Director & CEO


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BE READY TO TURN DREAMS INTO HOMES Dan Lord NMLS ID# 490247 C: lo.citizensbank.com/dlorddan.lord@citizensbank.com717-265-5955 Nicole Shenk NMLS ID # 1617043 C: lo.citizensbank.com/nshenknicole.shenk@citizensbank.com717-580-5097


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BUILDER/REMODELER Bowser, Steel Works Construction Eric Burger, Susquehanna Valley Builders Russ Goodling, Russell Goodling Construction Terry Loughran, Bridlewood Builders Colette Nelson, Landmark Homes Bryan Rodriguez, Berks Homes Ben Smith, Smith Homes Inc. Bobbie Van Buskirk, A.P.Williams, Inc.

Central Keystone Living Magazine is owned by the Home Builders Association of Metropolitan Harrisburg.





ASSOCIATE Baer, McClure, Daflure Heating & Cooling Snyder, Steven R. Snyder Attorney at Law Stahovich, UGI


Association of Metropolitan Harrisburg 2416

Find Us On: Contents FALL 2022 In Every Issue… 5 Letter From the President Cover Story 6 Building Happily Ever Afters with Musser Home Builders, Get the Facts 13 How to Buy the Right Home for your Family, Especially your Kids 14 Home Ownership At Its Best 16 4 Tips to Air Seal a Drafty Home 20 Costs Involved in Owning a House 22 Get the Most Use Out of Your Outdoor Fireplace 24 Fall Home Decor Tips 26 Tackle a RemodelBasementthisFall! 28 7 Top Reasons to Consider Upgrading Your Garage Door 30 Privacy Fences Offer More Than Just Privacy 32 The 9 Best Questions to Ask Before Cooking Up a New Kitchen 36 Cover PhotoMusser Home Builders

Our Mission: Supporting Building Industry Professionals & Serving as a Respected Community Resource.



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The written and visual contents of this magazine are protected by copyright. Reproduction of print or digital articles without written permission from Hoffmann Publishing Group, Inc., and/or the Home Builders Association of Metropolitan Harrisburg is forbidden. The placement of paid advertisements does not imply endorsement by the HBA of Metropolitan Harrisburg.


FOR SHERRY BOLINGER Sherry@hoffpubs.com • 717.979.2858 • 610.685.0914 x202 CKL.HoffmannPublishing.com

PRESIDENT Greg Harris, GP Harris Construction, Inc. VICE PRESIDENT Stephen Fleming, Biltbold, Inc. TREASURER Matt Harshbarger, F&M Trust ASSOCIATE VICE PRESIDENT Jim Rhoads, Swartz Kitchen & Bath SECRETARY Robert Wright, RJ Wright Design / Build IMMEDIATE PAST PRESIDENT Josh Juffe, Gemcraft Homes, Inc

EXECUTIVE Kristi Walsh, ShearerKHarrisburgBuilders.comMEMBERKristi@HarrisburgBuilders.comIOMSERVICESMANAGERKrystalShearerEXECUTIVEASSISTANTTinaBistlineTina@HarrisburgBuilders.com

Publisher: Hoffmann Publishing Group, Inc. Reading, PA • Hoffpubs.com 610.685.0914 Builders Park Dr, Harrisburg, PA www.harrisburgbuilders.comFax:717-232-5595717-232-5605

HarrisburgBuilders.com 5

Governor |

Executive Director


One of our main goals at The Home Builders Association of Metro Harrisburg is to be your primary resource in the Central Pennsylvania region for all of your housing related needs. From new constructionhometoremodel to home interiors and every trade in between, we have a qualified member ready to help with any project you may be considering. Our HBA proudly supports our community through a number of initiatives including educational scholarships, community service, affordable housing advocacy and more. We pride ourselves in the quality of our membership, as each of our members go through a review process which includes their commitment to a Code of Ethics. Feel free to visit our website at www.harrisburgbuilders.com to find more information about the Association and its members.

Choice Awards

We hope that you can physically visit many of the homes during the In-Person Tours of the Live Parade, but if you cannot see all of the live homes in person you can view them from the comfort of your own home by going to https://paparadeofhomes.com and take a Virtual Tour starting September 24 and continuing over the next 365 days! There are several Virtual Only entries this year that you do not want to miss.

President We help renters become homeowners Welcome home www.PHFA.org | 1-855-U-Are-Home (827-3466)

Our People’s are proudly sponsored by Surveys will open on September 24 at 11:00 am and will close on October 2 at 6:00 pm and can be accessed at

W elcome to the Annual PA Parade of Homes brought to you by the Harrisburg Builders Association of Metropolitan Harrisburg! Thank you for joining us to tour and explore the beautiful craftsmanship of our HBA Builder Members.


Greg Harris, President Home Builders Association Metropolitan Harrisburg from the


We are looking forward to seeing you! Come and Experience the Possibilities.

Tom Wolf, Robin Wiessmann, &

UGI has partnered with the Home Builders Association of Metropolitan Harrisburg as the Presenting Sponsor to produce the Parade of Homes. Both organizations share a passion and commitment for helping people live, work, and play comfortably in Central PA.


Home Builders Association of Metropolitan Harrisburg The Home Builders Association of Metropolitan Harrisburg (HBA) will host a hybrid in-person and virtual Parade of Homes event running September 24 through October 2 where people can explore new homes and home renovation projects that showcase the work of local builders and contractors. Many of the homes are available for sale and staff will be on-site at each home to provide information and answer questions.

“The PA Parade of Homes has been an annual fan favorite since 1995, showcasing the best new residential home designs and floor plans, latest advances in technology, and beautiful home décor trends,” explains Kristi Walsh, Executive Vice President of the HBA. “Expanding upon the virtual concept we presented in 2020, we are excited to continue offering both virtual and in-person tours allowing the event to be accessible to as many people as possible.”

The parade kicks off on Saturday, September 24, at 11 a.m. Weekend hours are 11am to 6pm and weekday hours are 3 p.m. to 6 p.m. A full listing of dates and times can be found on www.paparadeofhomes.com.

There is no cost to partake in the Parade of Homes and projects are available both virtually and in-person.

“For homebuyers, the annual Parade of Homes provides a terrific event to view the quality work of local homebuilders and to see some of the latest features and trends in homebuilding,” said PHFA Executive Director and CEO Robin Wiessmann. “For homebuyers in need of financing, we want to remind them that the Pennsylvania Housing Finance Agency offers affordable home loans to make their new home purchase a reality.” For more information about the 2022 Parade of Homes, please visit: www.paparadeofhomes.com.

“UGI is pleased to sponsor The PA Parade of Homes Event,” Robert Stoyko, UGI vice president of marketing and customer relations, said. “As the natural gas provider for the Greater Capital Region, we salute the accomplishments of our builder partners and are proud to share the latest trends in building construction and home projects, people can vote online in the Pennsylvania Housing Finance Agency’s People’s Choice Awards to choose their favorite overall home. Everyone who casts a vote will be eligible to win prizes sponsored by local businesses and the HBA.

HarrisburgBuilders.com 7 MAIN FLOOR LAYOUT SECOND FLOOR LAYOUT READY TO DESIGN YOUR DREAM HOME? SCAN TO GET STARTED! p r o a c h n i n g e n c e @musserbuilder F o r t h e p a s t 5 0 y e a r s , w e ’ v e f o c u s e d o n e n r i c h i n g p e o p l e ’ s l i v e s a n d p r o v i d i n g a h o l i s t i c r e s i d e n t i a l d e s i g n - b u i l d e x p e r i e n c e . W e r e m a i n c o m m i t t e d t o o u r c o r e v a l u e s : Coming CSoon oming Soon Custom Model | Stonehill Lane | Carlisle | PA S i m p l y t h e B e s t H o m e B u i l d e r 5 Y e a r s R u n n i n g musserbuilder.com

By Lucy Score

Central Keystone Living // FALL 20218 Cover Story happily

everBuildingaftersEveryyear,mypartnerTimandIwould pack the car with snacks, water, and family members then plot out the most efficient route to tour as many Parade of Homes stops as possible. We oohed and ahhed over spectacular staircases, encouraged strangers to stand in cavernous tile showers with us to see how many people could fit, and salivated over finished walkout basements, all while fantasizing about someday building our own dream home. Little did we know our happily ever after was closer than we thought.

DREAMING BIG A lifelong, avid reader, I began writing romance novels as a fun hobby to escape how dreadful I was at my actual real-life job. One book became two, two became three. Now seven years later, I am a full-time author with thirty of my own novels on my bookcase. With the success of my books, Tim and I soon had the resources to build the kind of home we’d fallen in love with during Parade of Homes. This is the story of how we met a builder, fell in love (with their company), and moved into our dream home…

GETTING TO KNOW YOU Musser Home Builders approached our design process like the getting-to-know-you phase all new couples embark upon. Although, unlike a new couple, the team was less concerned with our favorite movies and food allergies and more concerned with our thoughts on geothermal (yes, please!) and the depth of the front porch (deep enough to stretch out and read—or write—a book). continued on next page



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We’re lucky in this region to have several quality home builders to choose from and Tim and I already had a short list of custom builders who had impressed us during previous Parades. The plan was to “speed date” each builder on the list and then choose the best fit. Our first appointment was with Musser Home Builders, a family-owned company that has been in business for fifty years. We met with Jeff Musser, company president, at the dreamy farmhouse-style Dillsburg headquarters. It was love at first sight. Well, it was for me, the starry-eyed romantic. Tim, the steely-eyed realist, was cautiously optimistic.

Jeff was open, charming, and honest. It was clear that he treated his employees like family. And with half a century of building relationships with suppliers and contractors, the company was well-positioned to weather any storm… including a pandemic. I was sold. Jeff’s teeny, tiny dog Sophie with little bows on her ears helped seal the deal for Tim. [Disclaimer: Manly man Jeff insists Sophie belongs to his wife Beth.] Well, it was that and Musser’s fixed price contract, which means there are no hidden costs or price escalations once the contract is Wesigned.didn’t bother scheduling “dates” with any of the other builders on our list. We had already found “the one.”

Central Keystone Living // FALL 202210 Cover Story Jeff and a designer came to our pre-dream home house and sat down with us to talk about what worked (home offices on separate floors, first floor master) and didn’t work for us (the extra skinny, extra deep pantry cabinet that camouflaged all canned goods until after their expiration Thedates).entire plan was crafted around how Tim and I lived our lives. From our morning routines, to how we entertained to how we relaxed at the end of the day, every detail of the plan solved a problem or made it easier and more convenient to go about our day. They also included a few heart-warming “easter eggs” just for us. Our closet is in the shape of a heart, a nod to my author logo. And my office is hidden behind a secret bookcase door. Shh! Don’t tell. Designer Carrie marched us through selections in a way that kept things fun and exciting, not eye-twitchingly stressful. Before we knew it, everything from flooring to trim had been picked. And this was all done prior to signing the contract, which meant we had the most accurate pricing Itpossible.wasclear to us that this wasn’t a one-size-fits all build to Musser Home Builders. It was a one-of-a-kind dream home designed and built just for us. And that’s how they approach every one of their projects.

• Perfect spots for the Christmas tree and the litter box

• First-floor master or an elevator (We ended up with both.)

• Powder room with actual privacy

• Two large offices • Gigantic laundry room with a large island and access to the garage • Home gym

• Swimming FALLINGpool IN LOVE

• Living room big enough to hold large chunks of our extended families at one time

Our Must Haves:

Ground was officially broken on a frigid day in February and just like that, everything that had existed only on paper began to take shape before our eyes. We visited the site almost every day of the ten-month build and, in doing so, were lucky enough to meet many more members of the Musser Home Builders family. Our foreman, Zach, was endlessly patient and knowledgeable. When a late season hurricane rolled through dumping eight inches of rain on the region, he was on-site at 10 p.m. to make sure our newly drywalled basement didn’t flood.

Seeing it all come together in real life was like living a dream. Every room was bigger than I’d imagined. Each selection more beautiful and more “us” than we remembered. The enthusiasm of the crew over details like the custom mahogany ceiling for an upstairs bedroom and the three-story open staircase was infectious. They were just as excited as we were to see our home taking shape.

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Just as promised, we moved in a week before Christmas. The first personal item through the door was the Christmas tree, which did indeed have the perfect Sincelocation.then, we have been blessed to share our home with an endless parade of friends and family. My mother’s 70th and Tim’s 50th birthday celebrations were held here. My brother’s family enjoyed a poolside staycation this summer. And we were honored to host an open house for the Musser team so the crew could show off their incredible craftsmanship to their families. Our relationship with Musser Home Builders didn’t end there. They also walked us through the first several months of home ownership, answering our questions, troubleshooting on the rare occasions it was required, and coordinating any additional work necessary. So, it was a given that we called Musser Home Builders when it was time to tackle the basement bar project. It was also Musser we contacted to expand the patio. And it will be Musser we reach out to when I convince Tim that we need a pool house. Each time I drive up our winding driveway, I think back to all those Parade of Homes I was so excited to tour through the years. I still can’t quite wrap my head around the fact that I get to live out my own happily ever after in one of them. When it comes time to build your own dream, I hope you’ll give Musser Home Builders a call. Author Lucy Score


Celebrating Fifty Years garmanbuilders.com

your Family, Especially

By Century 21 Real Estate LLC Right Home for your

You can also check with the school district to make sure they have programs to match your children’s needs, like art, music, gifted and talented, or special education programs.

Get the Facts How to Buy the


Your children are more precious to you than anything else, and that’s why they are an important part of your decisions related to purchasing a home. Here are a couple of simple tips to help you find the right home for your family. Think school first Websites like schooldigger.com can give you an immediate look at the quality of the schools in your area based on a series of ratings.

Finally, never assume you’re in a given school district based on the home’s location. It’s possible for your neighbors across the street to be enrolled in a completely different school.

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A floor plan that works for your family

Does it matter to you if all the bedrooms are on the same floor? If you have small children that don’t sleep through the night, this could be a huge issue. An open floor plan will also help you as it provides more flexibility to monitor your children’s play throughout the house. Safe and secure Reviewing local crime rate data can provide a macro level estimation of an area’s safety but you should also consider whether the yard is fenced, or if the neighborhood has sidewalks for your kids to use. Then, take a drive around the neighborhood to see how other homeowners are caring for — or not caring for — their homes. This pride of ownership will tell you a lot about whether you want to live here.

Millennials take heart. Owning a home is possible. In fact, many families today find their monthly mortgage payments are comparable to what they were previously paying in rent. Consider the story of Natalie and Jake Limm, a young couple living in the Harrisburg area. The two had an apartment they rented for $650 a month. Not only was it small, but it was cramping their lifestyle as well. There was no room for them to pursue their hobbies. (Jake likes to work on cars, and Natalie likes crafts and DIY projects.) There was no reserved parking. Plus, if you wanted a pet, there was an extra fee. After two-and-a-half years, they knew they had to move, and they knew they wanted to own their own home. But how to start? Buying a home isn’t something you do every day, and the two needed a mentor to help them get started. That guidance came through free homebuyer classes offered by the Cumberland County Housing and Redevelopment Authorities. The classes were free because the sessions are underwritten by the Pennsylvania Housing Finance Agency (PHFA).*


By the Pennsylvania Housing Finance Agency Get the Facts

Natalie has advice for renters interested in homeownership: “Find one of these courses that you can go to. They make it so much less daunting. By the time we were through the program, we were able to save a decent amount of money – not only in [the actual purchase price of] buying our house but also with the costs associated with buying a house.” Another smart move was finding a Realtor® in whom they had confidence and who was a comfortable match as their homebuying guide. Their Realtor® took the time to listen to their list of “wants” for the house and was patient as they went to view multiple listings. The whole process took three to four months, but it concluded when they knew they’d found the right place for Today,them.Natalie and Jake live in a house that perfectly fits their lifestyle. They purchased it when they were just in their mid-20s and now their home perfectly fits their budget. Their home loan perfectly fits their budget, too. It’s from the Pennsylvania Housing Finance Agency. I feel like a lot of people who are renting now don’t realize that they can get a mortgage for a similar cost. Find someone who can explain the price breakdown. “ “

Here is a young couple’s story from renting to homeownership. Their experience shows that homeownership is still attainable.

Central Keystone Living // FALL 202214

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If you think you can’t afford a house, think again, Natalie says from experience.

Jake’s monthly mortgage runs around $900 – that’s $250 more than they were paying for rent. “But so worth it,” she says. “I think our rent payment was maybe getting us the [same amount of space as] the first story of the garage,” she laughs. “And so to have more comfortable living space, as well as more room to work in a quiet neighborhood – it was a huge trade up."

www.PHFA.org | 1-855-U-Are-Home (827-3466)

“I feel like a lot of people who are renting now don’t realize that they can get a mortgage for a similar cost. Find someone who can explain the price breakdown. Granted, there are different bills, and it depends on your heating and stuff like that. I think people just shy away because they think it’s gonna be way too much when it’s Natalienot.”and

Tom Wolf, Governor | Robin Wiessmann, Executive Director & CEOThe Pennsylvania Housing Finance Agency has been helping homebuyers with affordable home loans since 1982. Learn more on their website at www.PHFA.org. 717-708-9112

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Natalie has already updated several rooms in the house, including the kitchen, and she’s done the work herself. Jake has also been busy. He’s wired the main rooms in the house so that the Internet is easily accessible. Plus, let’s not forget the garage where he and his friends can work on cars late into the evening, if they wish. Best of all, they were able to adopt a cat, Holly, to join their family.

If your home is leaky, you’re losing money because a drafty home is an inefficient home. But you don’t have to sit by and watch your money escape from your wallet. Learn how to find and seal air leaks inside to conserve energy and lower your utility bills. Keep reading to find out how.

Be careful using the candle method around flammable materials such as drapes and other furnishings. Use your discretion as to whether using a flame is feasible in each area you’re checking.

by GR Mitchell

But really, there are many places where air can get in and out. Often these are areas where separate materials meet, such as between the foundation and walls or between siding and brick. Other culprits are openings for utilities, including electrical, gas and cable, and openings for dryer vents and HVAC systems, as well as recessed “can” lights. To find leaks, turn off your HVAC system, preferably during a windy day. Close all windows and doors and turn on any bathroom or kitchen fans that blow outside. Hold a flame around the edges of windows, doors and any other potential sites for air infiltration. If the flame flickers in a way that insinuates air is affecting it, you have an air leak. Using a candle is ideal because you can use its flame as well as blow it out and watch how the resulting smoke moves to determine if there is a leak.


basements usually provide the most entrances for air to get inside and for escape of air to the outside. And these two areas work together to make your home inefficient.Warm air rises up into the attic and sucks cold air in through leaks in the basement. This is often referred to as the “chimney effect.”

The first step to sealing air leaks inside your home is to find out where they are. There are a few common locations with which to start. Doors and windows are usually thought of as the most obvious culprits of inside air leaks since they are constructed openings into your home. And they are often sources of air leaks. However, they are not always the worst Atticsoffenders.and

Step 1: Finding Air Leaks & Drafts in Your Home

Tips to Air Seal a Drafty Home

Central Keystone Living // FALL 202116 Get the Facts 4

If you can’t find leaks using the above methods or you want a thorough leak investigation done, you can hire a professional to perform a blower door test in your home. This is a fan that is mounted into the frame of an exterior door that pulls air out of the house, lowering the air pressure inside. This causes the outside air pressure to flow in through cracks and openings revealing leaks.

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At night, you can try shining a flashlight over potential leak areas inside while someone outside looks for the light to appear on the other side. Note that this will only work for larger leaks.

Seal any openings where windows and doors meet trim by applying clear indoor acrylic caulk with a caulking gun. You can also use this caulk to seal gaps between the wall and trim, baseboards and anywhere where different building materials meet and potentially create gaps. Add weather stripping around windows and doors. For doors, remove any previous weather stripping and clean the area with mild detergent and water. Always remove old weather stripping and any adhesive before installing new weather stripping. Foam tape weather stripping installs easily and usually comes with peel-off backing. Use a utility knife to cut the foam to the correct length. Peel off the backing and press the stripping against the doorstop just behind the latch area. For windows, clean both window sashes and remove any adhesive residue from old weather stripping. Using mild detergent and water, clean both window sashes. The window sashes are the “frames” directly around each of the windowpanes. There will be a lower and upper sash. Make sure no dirt or grease remains. Remove adhesive from any old weather stripping, using a glue and adhesive remover for stubborn adhesive. Dry the area with a clean cloth. Measure the bottom of the lower sash and the top of the upper sash and then cut the foam tape with a utility knife to fit these areas. Peel off the backing and press into place. When these sashes are closed, the foam tape will form an airtight barrier so that no outside air can get in and inside air can’t get out. continued on next


Step 2: Seal Wall, Window and Door Leaks

Step 3: Seal Basement Leaks

There are common areas in the basement where leakage often occurs. One of them is between the sill plate and the foundation and at the bottom and top of the rim joist on each side of the house. This is generally where the cement foundation meets the wood frame of the house. If your basement is unfinished, this will be easy to locate. If your basement is finished, you most likely have insulated stud walls and little air leakage. Use silicone caulk to seal gaps and cracks at the rim joist that are ¼” in size or smaller. You can use expanding foam sealant into gaps that are larger than ¼” to about 3”. Take note of any openings going to the floor above the basement for wiring and pipes. Also examine openings for your dryer vent and HVAC system. These can also be sealed with either caulk or foam sealant. After sealing the rim joist area, you can then add insulation to the area for even better efficiency. Measure each space between the floor joists and the rim joist using a tape measure and then cut a piece of rigid foam board insulation to fit the space using a utility knife. It should fit exactly in place. Use an appropriate adhesive if necessary. Repeat until you have insulated the entire perimeter of the rim joist.

Install a door sweep. With the door closed, place the sweep on the bottom of the door and check to see that the sweep’s rubber gasket seals tightly against the threshold. Look for any light shining from outside in under the sweep. If you see any, adjust the sweep until it’s blocked out. When you see no more light, the sweep is correctly in place. Use a pencil or pen to mark where to drill holes for the supplied screws. Use a drill to pre-drill the holes and then fasten the sweep to the door with a screwdriver.


Central Keystone Living // FALL 202218

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You won’t find them in ordinary kitchens. Or at ordinary stores.

Door sweeps are manufactured to fit standard door sizes and should fit your door right out of the packaging. If not, just measure the door and cut the sweep to fit using a hacksaw.

Get the Facts


Wear pants, gloves and a long-sleeve shirt to keep fiberglass insulation from irritating your skin. Wear safety goggles and a dust mask while working in your attic to avoid nose and throat irritation due to dust and debris from insulation and attic surfaces. Watch your step. Most attic “floors” are just the joists with insulation between them and it would not be difficult to accidentally step between the joists and push your foot through the ceiling below. Bring up a panel of plywood as a work platform to make the job easier and safer. Congratulations! You’ve found and sealed your home’s air leaks and made your home more efficient.

Ascend into your attic and look around. Get your bearings and look for the areas where leakage is likely to be greatest. This will be where both interior and exterior walls meet the attic floor. Start looking at the existing insulation between the joists in the floor. Pull back the insulation to look underneath. If it is black or otherwise looks dirty in spots, you’ve found a potential air leak. The leaking air passes through the insulation, making the insulation act like a filter, leaving the dust and dirt behind. Examine the area closer to determine where the leak is coming from. If you find it, you can seal it by using silicone caulk or expanding foam sealant, depending on the size of the leak. Seal the wall plate (where the top of walls meets the floor/ ceiling joists in the attic) to ensure air does not leak at the outer edges of your attic/roof. You can do this with expanding foam sealant. Do the same around the top plates of interior walls underneath the attic floor. You can spray expanding foam between the drywall and framing. Check ceiling light boxes (they will be at your feet in the attic) to see if you can see around them into the room below. If so, seal any holes around the boxes with caulk or foam sealant. Don’t forget to seal around any ductwork from HVAC systems in your attic. Add more insulation, if necessary. A good rule of thumb to follow is if the insulation batts don’t sit above the top of the joists, you probably need to add more. 888-897-8700 • www.bakerdoorcompany.com 4698 E Trindle Rd., Mechanicsburg, PA • 717-901-4056 3400 Board Road, York, PA • 717-767-1419PA 5998

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Step 4: Seal Attic Leaks


Central Keystone Living // FALL 202220 How MucH Are HoMe expenses? For homeownership, plan for costs such as: • Upfront costs that you’ll pay immediately before and after you purchase your home • Monthly costs that you’ll pay every month moving forward • Maintenance costs that you’ll pay to keep your home in good condition • Additional costs for decor, furniture, remodeling and more upfront costs You’ll have several different costs wrapped into one number when you purchase a home at closing. • Down payment Generally, your down payment is between 3% and 20% (or more) of your home’s purchase price. • Closing Usually, 5% to 7% of the home’s purchase price includes home inspection, transfer taxes, title company fees, settlement fees, mortgage company fees, homeowners insurance, administrative fees and escrow. To know the exact amount of fees you might pay on a property which interests you, work with a trusted mortgage lender in your area or check out our mortgage calculator. Get the Facts Members 1st Federal Credit Union costs cInvolved In ownIng A IHouse n New homeowners are often surprised by the costs of owning a home. Your mortgage is one thing, but what else adds to homeownership expenses? $$

• Insurance such as homeowners insurance, which you may be required to pay monthly. Depending on your lender, you may be able to pay for this annually or semi-annually and save some money.



• Utilities such as gas, water, sewer, trash, recycling and electricity.


• Cleaning, painting and general upkeep


Renting a moving vehicle and enlisting help your family and friends can be a relatively low-cost but labor-intensive move. However, if you need to use moving professionals, it can cost from $14 to $16 per square foot to move into a home.

• Relocation

After you’ve purchased your home (congrats!), you’ll have monthly homeowner expenses that you will be responsible for including:

• Landscaping Cutting the grass, edging, weeding and watering the flowers takes time but can also create costs if you need equipment or pay a professional.

• Appliances


• Decor Blank walls do not make a house a home. You’ll need funds to put your personal touches on walls and bookshelves.

ALTOONAMartinsAppliance.com433 Sabbath Rest Road 814-515-9516 BROWNSTOWN 4216 Oregon Pike 717-859-3131 308 W. Penn Ave. 717-273-7555 1717 W. Main Street 717-733-7730 740 E. 1973. costs

MAIntenAnce costs

In addition to your purchasing costs and the monthly costs associated with owning a home, you’ll also have to spend money on upkeep. We recommend opening additional savings accounts to put in 5% to 10% of your monthly earnings until you have saved between 1% and 2% of your home’s value. On average, maintenance repairs will cost you this much every year.

There are costs associated with the supplies you’ll need—even if you do it yourself. From shampooing carpets, patching holes and painting walls to replacing air filters and changing smoke detector batteries, all the maintenance you’ll need to do adds up.


Your stove, refrigerator, dishwasher and other appliances will sometimes need repairs or need to be replaced entirely.

MontHly costs

• Entertainment costs such as internet, cable and streaming services.

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• Furniture Sometimes, things break or become too worn down for continued use. Lamps, couches, desks and other pieces of furniture will need to be replaced from time to time.

These are the costs associated with homeownership that aren’t as immediate as mortgage payments or general upkeep.

• Remodeling Whether it’s sprucing up a bathroom or overhauling the kitchen, you’ll need to save money for larger projects. However, remodeling almost always adds home value when it’s time to sell. $


Central Keystone Living // FALL 202222 Get the Facts

On a cool evening, when the air is a bit too crisp to sit outside, a crackling fire would make your outdoor space more inviting. If you enjoy outdoor entertaining, an outdoor fireplace would be much more than a luxury feature in your landscape. It will become a necessity that gives you more time to enjoy your outdoor space, and since this is part of the investment in your home, it makes sense. Here’s how to get the most out of your outdoor fireplace.

If you have an existing stone wall such as a retaining wall in your backyard, consider attaching the fireplace to it using the same or complementary materials to blend it into the existing hardscape. This will create a cozy, sheltered fire nook where family and friends can gather. Built-in stone benches on the retaining wall side, along with a seating wall on the opposite side, will give you plenty of seating without the clutter of patio furniture. Build a multi-sided standalone fireplace with a stone veneer that matches the materials on your existing hardscape, and place it in a central location where people can sit on any side. A stone or brick fireplace with openings on three or four sides allows more people to gather around it. This option also lets you keep outdoor kitchens, dining, and seating areas toasty on chilly days.

Get the Most Use Out of Your Outdoor Fireplace

GoldGlo Landscapes

Finding the Place for Your Outdoor Fireplace Your landscape design could be fully focused around the fireplace, with considerations given to adding similar amenities and comforts to your outdoor space that you enjoy indoors. The biggest challenges are often where to put the fireplace, and what design to choose.

Making the Outdoor Fireplace the Focal Point Experiment with unusual materials to create a stunning focal point. Fireplaces don’t have to be faced with brick or stone. Poured concrete is a popular option for minimalist modern designs. Thin, monochromatic stacked flagstone (or a veneer) is a top design trend that translates very well to outdoor spaces. Create an elevated fireplace with a generous hearth that lets people cozy right up to the fire. A modern style is to build low, wide fireplaces. When they’re elevated, the hearth is at a comfortable seating height and you can store firewood, extra blankets, and other necessities in safe nearby cubbies. don’t neglect practical considerations. If you choose a woodfired fireplace, you’ll want convenient storage for firewood that keeps wood out of the elements. If you decide to go for a natural gas or propane fireplace, consider any upheaval that installing the gas lines will cause to your existing hardscape features. Whichever fuel type you choose, ensure that there is adequate seating for the people who will use the fireplace the most, and use materials that integrate it into the existing landscape.

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Take advantage of an existing porch to add a sheltered fireplace, or have the fireplace built under a new pavilion. This lets you use your fireplace even when it’s raining or snowing, and also lets you mount a TV above the firebox. There may be no better way to extend your outdoor entertaining season than with a sheltered fireplace area!

HarrisburgBuilders.com 23

Rustic elements belong perfectly in fall decor. Rustic decor has become extremely popular in general with the "shabby chic" design movement, but it tends to work best at this time of year. What do we mean by rustic? Rustic elements should feel natural or unfinished rather than processed and polished. Here are a few examples of rustic elements you can incorporate into your home: • Burlap • Natural, unfinished wood • Distressed painted furniture • Rusty or patinated metals

Get the Facts

Rustic elements like the ones above can come in the form of storage furniture, window treatments, wall decor and more. Though rustic elements are at home during autumn, if you find a rustic element you love, consider making it a more permanent fixture of your home rather than only bringing it out for fall.

You need only look out your window for inspiration when it comes to decorating with fall colors. The colors of fall are rich and earthy. Think dark greens, burnt reds, rich browns, warm golds and rusty oranges. These colors all tend to pair well with each other, so don't be afraid to mix and match. If

Fall Home Decor Tips

Ask someone what their favorite season is, and chances are, they'll say fall. What's not to love about fall, especially in a place like Pennsylvania? The rich, vivid colors, crisp air and delicious foods we associate with this time of year make it something to look forward to each year. Let's look at the best ways to decorate for fall inside your home.

2. Earthy Colors

1. Rustic Elements

The Fireplace Showroom 2058 State Road, Camp Hill Monday - Friday, 7am - 5pm Saturday, 8am - 1pm 717.761.0660 www.rffager.com scared off by old upholstery that's in bad shape. A well-made antique chair can be revived with new upholstery. Alternatively, you can purchase a new chair with a classic look, like a leather Asarmchair.youbrowse through antique shops and sidewalk sales, don't limit yourself to traditional types of decor. You can also find interesting ways to repurpose everyday objects that remind us of yesteryear. For example, a rusty old wagon can make a beautiful planter for fall flowers, and an old wash basin and pitcher can become an eye-catching centerpiece for your table. Get creative and capitalize on the timelessness of fall beauty.

HarrisburgBuilders.com 25 you're worried a room will become too dark or color-saturated, be sure to include lighter neutrals, as well, for Youbalance.canfeature earthy colors in the form of table linens, window treatments and leather furniture. You can also incorporate smaller objects like antique books bound with deep, earthy-colored covers.

3.Pumpkins It's hard to think of anything more essential to fall than pumpkins. Pennsylvania is one of the top pumpkin-producing states in the U.S. so Pennsylvanians especially should proudly feature these beautiful gourds as part of their fall decor. One of the great things about decorating with pumpkins is that you can use real pumpkins from a local farm. Pumpkins by themselves bring a lovely touch of autumn to any doorstep or interior Ifroom.you don't like the look of orange pumpkins, you can instead pick out some beautiful white pumpkins. These pumpkins have gained popularity in recent years as an elegant, understated way to bring the fall harvest indoors. If your home is more modern, you may want to find metal or glass pumpkins for a feature that is nature-inspired but still fits the sleek appearance of your home.

Something about autumn gets us feeling nostalgic. This is the perfect time of your to go on the hunt for unique vintage finds and incorporate them into your decor. Antique furniture is a great way to do this. You don't have to be

4.Vintage Finds

• Log Sets • Cast Iron Stoves • Vent-Free Systems • Direct-Vent Systems • Propane & Natural Gas • Live Burn Models on Display

When the leaves are changing colors and the temperatures are dropping this autumn, you know it’s almost time to turn your mind indoors for the cozy and warm hours of winter spent in your home. For some of us, that suggests peaceful memories of gathering with family and friends. For anyone who has a space crunch in their home’s upper levels, the memories are of cleaning up messes, refereeing arguments, and trying for a bit of sanity in a crowded house. What is the answer? A pricey addition that costs tons of money? Or -- call a trusted Home Builders Association professional, head down the stairs, and tackle a basement Insteadrenovation!ofjust using your basement for stacking boxes and housing your furnace and water heater, clear the space and make some plans to bring some life to the seldom used square Callingfootage.anHBA

The most important aspect of a quality basement remodel is getting the moisture under control. Once your pro has managed that with the appropriate techniques, get ready for the basement of your dreams.

A Basement with Purpose

Not every basement will work for every use. Some basements just don’t have high enough ceilings for a home gym with tall equipment and a sun-loving family member may not feel that any number of added windows and lights are quite bright enough. But -- the basement can score big points as a cozy home movie theatre, a fantastic game room, a creative craft space, a moody adult spot for socializing around a gorgeous bar, or anything else you like!

Get the Facts

Managing Moisture

professional is key for a successful basement reno that truly makes downstairs a livable space.

Tackle a Basement Remodel this Fall!

By Karen L. Chandler

Plan Your Wall Placement

Central Keystone Living // FALL 202226

If you have enough square footage, now is the time to dream up how to divide your basement living areas. You may even be able to section off a spot to retain a storage area for any boxes remaining after you downsized before the big remodel!

Zone in on Décor

Love to get up close and personal at a football game? Add a huge TV, some comfortable seating and save the money on expensive event tickets. Do you love to sample wine and whiskey? Create a beautiful bar in your own home, complete with a wine room and array of liquors to enjoy with your friends.

Light it Up Recessed lighting is usually the best choice for basements, especially since lower ceilings making some hanging pendants impossible. When you think about your lighting, plan for more than you think you may need so everyone can enjoy the new space no matter what its new functions are going to be. Adding extra lamps and some mirrors as final touches will add more warmth to any dark spots.

Still tight on storage? Think built-ins for an upstairs look that solves your downstairs dilemmas. A wall of cabinets and shelving can go a long way toward getting messy games, paperwork, and party supplies both out of sight and ready to use. Multi-use furniture can also be a key player in ending your stockpile woes -- storage ottomans and occasional tables with drawers add even more space to help with de-cluttering.

A Financially Savvy Renovation

Build Up Some Built-Ins

Your basement reno will be a big winner, whether it’s a small open space or a large space with a multitude of uses. Flooring options are endless, with luxury vinyl plank scoring big points with many homeowners for its durability, comfort, and its appearance so close to wood. Tile is another great choice with similar attributes and a broad spectrum of colors and designs. And carpet is still a contender to warm up a basement remodel.

Many homeowners choose light neutral wall shades for their new downstairs spaces, but a game room with a bright accent wall to delineate the kid zone, or a dramatic accent color behind the new bar can be great options to customize the renovated rooms.

HarrisburgBuilders.com 27 Insulation, wiring, outlets, and an exhaust fan if you plan to add a bathroom, are installed at this stage, and will make the basement just as comfortable as your upstairs rooms, with supplemental heating and cooling a necessary piece of your reno puzzle.

Your options are endless when it comes to boosting your property value and enhancing your living space with a renovation of that unused downstairs square footage. No matter what your game plan is for your basement remodel, partnering with a trusted Home Builders Association contractor will ensure a big win for seasons to come.

Not only is a basement remodel a big savings over building an addition to your home, but recent surveys also show that finished basements can add about $50,000 to your property value. And how about that pricey gym membership? Cancel it and head downstairs to work out in your own home gym.

Exit Strategies An exit from your basement other than the doorway from upstairs is an important safety consideration that most building codes require. If you need another way to escape the basement in case of emergency, your professional contractor can advise you on using a window to meet the code.

The Door Needs Painting… Again

just how important the garage door is to your home. It is one of the largest exterior elements, and it is likely the largest moving part of your home. People use their garage doors quite a bit today, too. It simply makes sense to want to have a quality door that doesn’t have any Ifissues.you have an older door, you might have been making some excuses for it, saying it’s not too bad, or it can wait to be replaced. That’s just going to cause more frustration, though. It’s a better solution to change it as soon as possible.

Central Keystone Living // FALL 202128 Get the Facts

GarageUpgradingConsiderYourDoor Baker Door

You probably do not spend too much time thinking about your garage door. It opens when you need it to open and it closes when you need it to close. At least most of the time. Most people never think about their doors beyond this, at least not until something goes wrong. However, it might be time that you upgraded your garage


If you never spend any time in the garage, other than getting out of your car, you might not have noticed. However, if you are like many people today and you are using your garage for other things, such as a TV or game room, or a place to enjoy your hobbies, you might have noticed that it gets mighty cold. This is likely because you have a door that does not have enough insulation. Ideally, you will want to have a garage door with at least an R 12 level of insulation. The door also needs to have weather stripping to make sure no errant breezes make their way inside.


You want your garage door to look great, but you do not want to spend a weekend each year painting the door to make it look good. It makes more sense to upgrade to a quality door. Most of the options available today have baked on paint, which can last quite a bit longer. You can learn more about the number of coats of paint applied to a door, as well as how resistant it is to rust. When you have a great door with baked on paint, you will not have to keep painting and retouching it.

7 Top Reasons to

It’s Too Cold in the Garage

Here are seven things indicating that it is a sure sign you need an upgrade. Do any of these sound familiar to you?


If you have found that the garage door makes a racket every time you open or close the door, you will want to have the problem taken care of as quickly as possible. It is loud, annoying, and it could be a sign that the door is simply not very safe. This is one of the sure signs that you should have someone perform a tune up service call or have the door replaced instead. Find the solution that is right for you.

The Opener Isn’t Working

HarrisburgBuilders.com 29

The Noise Is Too Much

Hard to Open Does your electric garage door opener have trouble opening up the door? If you do not have one of these openers and you are opening and closing the door by hand, have you noticed that it is difficult and that the door feels heavy?

You Need a Visual Change

The Repairs Are Expensive

Your garage door is supposed to be as convenient as possible. When your garage door is not working properly, it means it is not convenient, and it might not be safe. The newer doors feature two automatic reverse systems, and rolling access codes so they can’t be stolen. In addition, the newer models can be operated by using a smartphone no matter where you might be.

The door should be well balanced, and it should not weigh more than eight to ten pounds. If you are having issues because the door is too heavy, it means there is something wrong in the mechanism, and it will need to be repaired or, even better, replaced with a quality door and a new garage door opener.

In addition, you might find that you need to have a visual change for the door, just because you want to find something that looks better with your home. After all, the garage door takes up a substantial amount of space, and you want your home’s curb appeal to be as nice as possible. A new garage door can go a long way in making it look better. When you are choosing a new garage door, if you decide that you want to add windows to it, be sure to choose those that match your front door. This will help to tie everything together nicely from a visual standpoint.

If you have been determined to keep your old garage door, then you might have noticed that the cost of repairs is getting to be too much. Paying for repairs simply isn’t worth it after a while, and it is a much better solution to get a new door. A new garage door has the potential to increase the overall value of your home.

A Privacy Fence Provides Increased Property Resale Value

A Privacy Fence Affords Security

A home sitting next to a busy road is obviously going to be less desirable than the same home on a private, quiet street with a back yard off the road. However, with all other things being equal, if that home on a busy road has an attractive privacy fence in place, it might well appeal to a family with children and pets for the extra security. Thus, your chances for a quick sale are enhanced.

By virtue of the fact that a privacy fence blocks the view of your yard from the street, it offers enhanced security. Children and pets, in particular, can play without being noticed by anyone who might otherwise approach them or photograph them. Likewise, it contains pets and children who might be tempted to wander off the property if they see something that attracts them. In addition, if you have vehicles, equipment or other items of value visible in your yard, they will not be noticed by passersby.

Does your back yard sit next to a busy street or within sight of a highway? If so, then you know how aggravating street noise can be; and you are likely annoyed when you can’t enjoy a backyard gettogether without being “on display”. You might even worry about your children and pets being exposed to passersby as they play in their yard. If you can identify with any of these concerns, then you’ll want to consider a privacy fence.

A Privacy Fence Reduces Street Noise

Get the Facts Privacy Fences Offer More Than Just Privacy

Typical street noise measures at about 60-70 decibels. A solid fence constructed of closely fitting panels along your property line at the road can reduce the typical street noise you hear in your yard by as much as 6-10 decibels, assuming it is tall enough to block the sound waves. A fence of at least 6-8 feet high should offer an effective change. However, balconies or higher-elevation structures would not receive the benefit; the sound would flow over the top of the fence. Likewise, if the fence is elevated from the ground, the tire noises will flow under the fence.

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A Privacy Fence Assures… Well, Privacy We all have had our share of overly-friendly and nosey neighbors. This is especially true if you like a quiet swim in your backyard pool, like to enjoy cooking out with the family, or perhaps just cherish time to sit in the shade and read without “those neighbors” dropping in to socialize just because they saw you out in the yard. With a privacy fence, you are out of sight – thus out of mind.

Privacy Fences Afford Unlimited Choices Given the many different sizes, styles, colors, and materials that can be used to create your privacy fence, it can be crafted to fit your home, landscape, and circumstances perfectly. If you’re ready to explore the many choices you have for your own privacy fence, it’s time to bring in an fencing consultant to


By Swartz Kitchens & Baths

#2: How Well Do You Handle Rollercoasters?

Whether you’re building or remodeling, a new kitchen design requires forethought and planning. Professional chefs and serious home cooks abide by the concept of mise en place. Literally translated as “putting in place”, this is the practice of ensuring all the ingredients and tools the chef will need are on hand. From tong to spatulas, minced garlic to chopped herbs, every squeeze bottle and spoon is carefully laid out within easy reach to minimize wasted effort and maximize time. Having everything in place helps the chef create a culinary masterpiece. As kitchen and bath experts, over the years we’ve seen people spend more time planning a Thanksgiving meal than their new kitchen – and live to regret it! You’ll want a skilled kitchen and bath designer doing the designing and an experienced contractor handling the remodeling to achieve a kitchen design that will allow your inner chef to break free. To achieve a chef-worthy kitchen design, here are nine of the best questions we use to get started:

When you’re embarking on a new kitchen design, it’s a pleasure to dwell on the possibilities of new cabinetry, flooring, appliances, lighting, countertops – even a new layout in the heart of the home. As much as we love exploring the myriad option and possibilities too, it’s important to also consider the hard limits of the project. Are there certain restrictions – say, a load-bearing wall –that simply cannot be moved? Do you have an absolute ceiling on your budget? By starting with the limitations, you’re then able to explore all the possibilities that make sense for your project.

Central Keystone Living // FALL 202232

#1: What are Your Limitations?

The 9 Best Questions to Ask Before Cooking Up a New Kitchen

Get the Facts

Kitchen upgrades are sure to increase your quality of life and your home’s property value, but remember that there will be challenges along the way. Even if there are no major surprises or mistakes, any home improvement project is at risk for going over budget or taking longer than expected – you never know what you’ll find when you start poking around floors, walls, and ceilings! There will the highs of finalizing your new kitchen design and starting the demo and the lows of the days when you’ll have to function without a fridge, stove, or even running water.


#3: Are You Ready for Take-Out and Trade-Offs?

Some contractors will leave your sink, fridge, and stove completely functional until the very last minute, only removing them when its completely necessary; other contractors prefer to remove everything from the kitchen on the first day of demolition. Find out how your contractor works and plan accordingly because no matter which method your contractor prefers, there will be a period when you are without the use of a kitchen. If you’re implementing your new kitchen design in late spring or summer, you have the benefit of using a barbeque grill for your meals. If you’re remodeling or building in the colder months, be prepared for takeout meals or stock your basement freezer with meals you’ve prepared in advance. This way, you can use a microwave to heat up meals and eat at home during the kitchen renovation. There will, of course, be other trade-offs beyond the question of how to eat. You’ll want to weigh cost versus value, balancing your choices and your spending based on your personal priorities and your plans for the space. Are you remodeling because you plan to put your house on the market soon, or is this a space you’ll be living in for decades to come?

One of the best parts of planning a new kitchen design is the dreaming. You should visit sites like Houzz.com and Pinterest to gather inspiration. Make a mood board of your favorite kitchens. Do you see themes emerging? Are you drawn to a defined style, a specific color palette, or certain kitchen features? Do you desire a dual tub sink? Are you crazy for concrete or quartz countertops? Does the idea of a high-output gas range or a dual convection oven get you all heated up? Do you find that a French-door refrigerator adds a certain je ne sais quoi? Do you dream of the convenience of soft-close doors and drawers for all your cabinetry?

#5: What Does Your Reality Look Like?

#4: What Does Your Dream Kitchen Look Like?


Sometimes our dream kitchens are just that – dreamy magazine-worthy images that conjure up a life-like idea to fantasize about, but one that is far removed from our actual reality. If your entire home has a country-farmhouse feel, then replicating that extremely modern kitchen you put on your Pinterest page probably isn’t a great idea. When you create your kitchen design, you want to respect the architectural integrity of your home as well as the lifestyle you lead. If, for example, you’re a parent of young children, although you like the look of an all-white kitchen with marble floors and countertops, it might not withstand the wear and tear of your family’s needs. Likewise, you probably don’t want a huge center island open to the rest of the house if you’re a messy cook who struggles with kitchen clutter. You might consider adding a scullery off the kitchen to hide away dirty dishes and other messes. In short, you want a kitchen design with solutions for your true habits and lifestyle, not a kitchen for the person you wish you were.

Do you entertain a lot? Do you like to throw dinner parties? Or is most of your cooking solely for your family? Knowing how you intend to use your kitchen will help you determine whether you need an open concept kitchen, a kitchen with an island, or a semi-private kitchen. Are you more of a baker than a cook? Understanding how you use your kitchen will help a designer give you a kitchen design with the most efficient layout. If your kitchen tends to be a drop-off zone for cell phones, school papers, and other forms of daily clutter, consider adding hidden drawers and stations to help keep that clutter at bay.

If you’re remodeling or building your dream kitchen, then you will want to make sure your dream kitchen design is brought to life.

One Last Question –What Are You Waiting For?

#8: How Much Storage is Needed?

Central Keystone Living // FALL 202234 Get the Facts

#7: What is Your Style and Personality?

Do you have young children who have shown interest in cooking, or do you and your partner enjoy cooking together? If so, then you will want to ensure that your kitchen design has enough room to allow multiple chefs to work at the same time. You may want to consider multiple cooktops and top-and-bottom ovens as well as dual sinks and other conveniences. No one likes to be crowded when making a meal! Ideally, your new kitchen design will solve any pet peeves and improve your everyday life.

#6: How Do You Intend to Use Your Kitchen?

Your kitchen should inspire you and make you want to cook more. The only way it will do that is if its design complements your style and personality. For example, if you love the farmhouse look, then designing a gourmet kitchen with an apron sink, shiplap, and farm-friendly finishes will make you feel at home and not as if you are in a stranger’s kitchen.

How much storage will your kitchen need? Do you have a lot of smaller kitchen appliances? Do you have both everyday dishes and fancy china? Are you a baker with lots of specialty tools? Do you want to house your collection of cookbooks in the kitchen? What about a wine rack? Does your busy family need a separate beverage fridge? Do you relish the look and feel of completely clear countertops or are you okay with a few everyday appliances living on the counters? Again, taking an inventory of your cookware and dishes and examining how you use your kitchen will you decide your storage needs.

#9: How Many Cooks Will Be in Your Kitchen?

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IndexBuildersHomesofParade2022 2022 Parade of Homes Builders Index Builder Name Development Name Page Berks Homes Creekvale ........................................54 Dickinson Place 39 The Estates at Spring View 41 Copenhaver Builders, LLC 59 Garman Builders Brindle Farms Estates ...............................49 Forgedale Crossing .................................44 Jefferson Court ....................................45 Gemcraft Homes Bennington 40 Keystone Custom Homes Silver Preserve ....................................48 Landmark Homes Susquehanna Union Green ...........................55 Wright’s Landing at Legacy Park .......................43 McNaughton Homes Autumn Chase 42 Autumn Oaks (Scarlet Ct.) 56 Autumn Oaks (Stellata Ct.) 58 Wilshire Estates 57 Musser Home Builders Glendale Estates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .51 RJ Wright Design-Build, LLC 50 Roland Builder, Inc. Farm Crest 60 The Garden Homes at Jackson Court 46 Tamanini Homes Trindle Place ......................................47 Central Keystone Living // FALL 202238

Continue on Newville Rd. for a mile, and then turn left on Meeting House Spring Rd. Dickinson Place is on your left.

1$367,490Berks Homes

HarrisburgBuilders.com 39 ShoreWest • 1828 sq ft / 3 Bedrooms / 2 Full Baths • 1,649 SF One-Story home, encompassing everything you need in an open floor plan • Roomy kitchen, dining room, family room, laundry room & 2-car garage • Owner’s Suite with tray ceiling, double-bowl vanity, tub, walk-in shower & walk-in closet • Large kitchen island with undermount, stainless steel sink, quartz countertops throughout • Breakfast room opens to expanded family room with gas fireplace Dickinson Place

Carlisle Directions: I-81 South, exit 46 onto Allen Dr., continue for .5 miles, and turn right onto Newville Rd. (Rt 641).

927 West North St.

Central Keystone Living // FALL 202240 ShoreWest • 2168 sq ft / 4 Bedrooms / 2 Full & 1 Half Baths • Modern, gas fireplace with slate surround and classicaldesigned painted mantel • Granite Countertops in the Kitchen and Owner’s Bath • A Kitchen that features an island with overhead pendant lighting • Take living outdoors to composite deck off the Breakfast area • Owner’s Bath with dual vanities, spacious shower, and a private water closet Bennington 2 Bennington Way Carlisle Directions: Rt 11 to North Orange St. Make the first left onto Rt 641. Follow Rt 641 for approximately .5 mile and take right on McClures Gap Rd. Follow to the home on the right. 2 Gemcraft Homes$494,990

HarrisburgBuilders.com 41 ShoreWest • 2772 sq ft / 4 Bedrooms / 2 Full & 2 Half Baths • Gourmet kitchen, breakfast area, morning room, family room, office, dining room & mudroom • Kitchen with large island, quartz countertops, backsplash, stainless steel appliances • Owner’s Suite with tray ceiling, double-bowl vanity, tiled shower plus 2 walk-in closets • Finished basement with powder room including cultured marble vanity top The Estates at Spring View 6315 Neha MechanicsburgDr. Directions: East on US-11, right onto Salem Church Rd., Right onto Neha Dr. to home on right. 3$524,990Berks Homes

Central Keystone Living // FALL 202242 ShoreWest • 2495 sq ft / 4 Bedrooms / 2 Full & 1 Half Baths • 42" Cabinets with granite counter tops • Open floor plan • Generous Owner’s Suite • Walk-out lower level Autumn Chase 2078 N Autumn Chase Dr. Mechanicsburg Directions: From US 11/15 S take Winding Hill Road Exit. Turn left onto Gettysburg Pike. Cross over US 11/15 and turn right onto Mt. Allen Dr. Turn left onto Hertzler Rd. to the development on the left. 4 McNaughton Homes$599,900

LandingWright’s at Legacy Park

HarrisburgBuilders.com 43 ShoreWest • 3093 sq ft / 4 Bedrooms / 2 Full & 1 Half Baths • 2-story home with 9ft ceilings on the first floor and a 2-car, rear-load garage with mudroom entry • Front of home features flex space and dining room with tray ceiling • Kitchen features stainless appliances and quartz countertops with tile backsplash • Family room with gas fireplace, open to breakfast area and screened-in patio • Owner’s suite with expansive closet and private bathroom with 5ft tile shower and freestanding tub

5$661,800Landmark Homes

505 Estate MechanicsburgDr. Directions: I-76 E/W to exit 236 for US-15 toward Gettysburg/Harrisburg. Merge onto 15-S, then exit onto Cumberland Pkwy. toward Winding Hill Rd. Continue on Cumberland Pkwy. Turn right onto PA-114 W/S Market St. Community entrance will be on right.

Central Keystone Living // FALL 202244 ShoreWest • 3070 sq ft / 4 Bedrooms / 2 Full & 1 Half Baths • Spacious, open floor plan • Foyer, Flanked by study • Formal dining room • Kitchen with island and breakfast area • Primary bedroom with double vanity CrossingForgedale 121 Arlington Dr. Carlisle Directions: US-15 S to Lisburn Rd. Right to W Lisburn Rd. After 6 miles turn left on Shughart Rd. Turn right on to PA-74 N. In less than a mile turn Left on Mayapple Dr. then left onto Forge Rd, right onto Forgedale Dr. Right at 2nd cross street onto Coventry Dr. Left onto Arlington Dr. 6 Garman Builders$673,990

HarrisburgBuilders.com 45 ShoreWest • 2619 sq ft / 2 Bedrooms / 2 Full & 1 Half Baths • Stunning floorplan with 4 bedroom and 2.5 bath • 3 Car Side load Garage • First Floor Owner’s Suite and Luxury Bath • Two-Story Foyer and Great Room Jefferson Court 866 Ashfield Dr. Carlisle Directions: I-81 S to exit 49 to High St, keep right onto PA 641. Turn left on Valley St. In .5 mile turn right onto PA 74N. Turn left onto Petersburg Rd. In 1 mile turn right onto Ashfield Dr. 7$731,990Garman Builders

Central Keystone Living // FALL 202246 ShoreWest • 3 Bedrooms / 2 Full Baths • One Story / Full Basement • Beautifully designed Open Floor Plan with Craftsman Detailing throughout the home • “Rightsize without Compromise” • Custom selections and upgrades express a lifestyle of Quality, Comfort and Style • Low-Maintenance Home with Community HOA Lawn Mowing and Snow Removal • Fully Customizable One- and Two-Story Floor Plans Available The JacksonHomesGardenatCourt 4 Jackson MechanicsburgCt. Directions: From US-11/Carlisle Pike, turn South onto US-114 Hogestown Rd. Drive 1.63 miles and turn left onto Mulberry Dr. Jackson Court is on the left. Home is on the right. 8 Roland Builder, Inc.$758,000

HarrisburgBuilders.com 47 ShoreWest • 2455 sq ft / 3 Bedrooms / 2 Full Baths • Welcoming front porch • Right-Size living with open concept • Gourmet kitchen & cathedral ceiling with custom millwork • Coffered & tray ceiling accents • 3-car garage Trindle Place 105 Devonshire Terrace Mechanicsburg Directions: US-15 S to Cumberland Pkwy. exit toward Winding Hill Rd. Continue straight, turn right onto PA-114W/ S Market St. In 1.5 miles turn left on W Simpson St. In less than a mile turn left onto PA-641W/W Main St. In 1 mile turn right onto Konhaus Rd. then right onto Devonshire Terrace. 9$776,965Tamanini Homes

Central Keystone Living // FALL 202248 ShoreWest • 3795 sq ft / 5 Bedrooms / 3 Full & 1 Half Bath • Open floorplan features living room, dining room, family room & kitchen • Garden kitchen with quartz counters, tile backsplash & upgrades throughout • Two-story family room with floor-toceiling trim & see-through fireplace • Owner’s suite with sitting room, private deck & luxurious serenity bath • Finished basement with bedroom & full bath Silver Preserve 54 Silver MechanicsburgCir. Directions: US-11 S/Carlisle Pk. Follow until you pass CV High School. Turn right onto Cumberland Dr. then right onto Ridge Hill Rd. and left onto Cumberland Estates Dr. to Silver Preserve. 10 Keystone Custom Homes$829,900

HarrisburgBuilders.com 49 ShoreWest • 3984 sq ft / 4 Bedrooms / 4 Full & 1 Half Baths • Open concept great room & kitchen • Formal dining room & private study • Luxury Owner’s Bath with soak tub • Flex room with full bathroom & walk-in closet Brindle Farms Estates 703 Brindle Farm Ln. Mechanicsburg Directions: From Carlisle: Take W South St  to PA-74 S/York Slight right onto PA-74Rd. S/York Rd. Continue on Petersburg Rd. Drive to Ashfield Dr. 11$1,034,990Garman Builders

Central Keystone Living // FALL 202250 ShoreWest • 3830 sq ft / 5 Bedrooms / 4 Full Baths • Open concept floorplan • Finished lower level with attached in-ground pool • Kitchen with custom cabinetry & large island • Main level Owner’s Suite with luxury bath 636 Saw Mill MechanicsburgRd. Directions: US-15 S to Rossmoyne Rd/ Wesley Dr. exit, turn left onto Rossmoyne Rd. At circle take 1st exit onto Lisburn Rd. at next circle take 2nd exit to stay on Lisburn Rd. Continue onto Andersontown Rd. After 2.6 miles, left on Saw Mill Rd. 12 RJ Wright Design-Build, LLC$1,250,000

HarrisburgBuilders.com 51 ShoreWest • 5091 sq ft / 4 Bedrooms / 4 Full & 1 Half Baths • Transitional Style Design –Open Floor Plan with Three-Story Stone Fireplace • First-Floor Primary Suite with Curbless Shower and 2 Walk-In Closets • Vaulted Kitchen Featuring a Working Pantry, Coffee Bar, and Wine Bar • Front Courtyard with Stained Cedar Pergola • Walk-Out Basement

13$1,826,750Musser Home Builders

13 Blue Marlin MechanicsburgWay Directions: I-81 to Exit 57 (PA 114/ Mechanicsburg), turn west onto PA 114. Turn left onto PA 944 Wertzville Rd. Continue for 1 mile then turn right onto Glendale Dr. Follow Glendale Dr. to Blue Marlin Way on right. Turn right onto Blue Marlin Way, home is on the right.


ShoreWest Single Family Home Multi-Family Home WEST Berks Homes 927 West North St., Carlisle pg.39 Gemcraft Homes 2 Bennington Way, Carlisle pg.40 Berks Homes 6315 Neha Dr., Mechanicsburg........... pg.41 McNaughton Homes 2078 N Autumn Chase Dr., Mechanicsburg pg.42 Landmark Homes 505 Estate Dr., Mechanicsburg pg.43 Garman Builders 121 Arlington Dr., Carlisle pg.44 Garman Builders 866 Ashfield Dr., Carlisle pg.45 Roland Builder, Inc. 4 Jackson Ct., Mechanicsburg ........... pg.46 Tamanini Homes 105 Devonshire Ter., Mechanicsburg pg.47 Keystone Custom Homes 54 Silver Cir., Mechanicsburg pg.48 Garman Builders 703 Brindle Farm Ln., Mechanicsburg pg.49 RJ Wright Design-Build, LLC 636 Saw Mill Rd., Mechanicsburg ........ pg.50 Musser Home Builders 13 Blue Marlin Way, Mechanicsburg pg.51 West Shore 54321 9876 13121110 HogestownSummitWayRd.RdValleyRich SampleBridgeRd.LambsGapRd. SlateHillRd. GoodHopeRd. OrrsBridgeRd.WertzvilleRd. WertzvilleRd. StateRd. N.BaltimoreSt. N.MiddlesexRd. N. Middleton Rd. Rd.YorkOld Valley Rd. Marysville Dr.PennE.Creekview Rd. Market St. Woods Dr. LisburnRd. LisburnEast SiddonsburgRd.Rd. Rd.Sinclair Limekiln Rd. Pkwy.CumberlandSilverSpringRd.Mulberry Dr. CreekFishingRd. Carlisle Pike Trindle Rd. YorkRd. Williams GroveRd. Rd.GapLongs Middlesex Dr. 114 114 944 94434 34 641 641 581 74 174 74 11 11 11 15 262 81 81 174 11 15 Central Keystone Living // FALL 202252 11 6 1 2 58 124 9 10 3 13 7

ShoreEast EAST East Shore Berks Homes 8101 Kelly Dr., Harrisburg pg.54 Landmark Homes 2441 Hawthorne Dr., Harrisburg pg.55 McNaughton Homes 110 Scarlet Ct., Harrisburg .............. pg.56 McNaughton Homes 5105 Gallo Way, Harrisburg pg.57 McNaughton Homes 4195 Stellata Ct., Harrisburg pg.58 Copenhaver Builders, LLC 321 East Areba Ave., Hershey pg.59 Roland Builder, Inc. 100 Jillian Way, Hummelstown pg.60161514 1817 2019 HersheyRd. DeodateRd. Linglestown Rd. Locust Ln. Union Deposit Rd. Chambers Hill Rd. RedHeightsDevonshireRd.TopRd.DeavenRd.OldJonestown Rd. Derry St. Rd.NyesS. Ave.ProgressN.St.Front St.Cameron CameronSt. Rd.ColonialRd.Colonial Pkwy.MountainBlueRd.Mountain Rd.Piketown Rd.Piketown HersheyparkDr. 39 230 230 39 22 22 322 743 341 322 422 81 283 76 83 83 HarrisburgBuilders.com 53 19 17 16 18 15 14 20

Central Keystone Living // FALL 202254 ShoreEast • 1563 sq ft / 3 Bedrooms / 2 Full & 1 Half Baths • Two-Story townhome • Open concept kitchen, breakfast room and family room • Large kitchen island with undermount, stainless steel sink, granite countertops throughout • Owner’s Suite with tray ceiling, double-bowl vanity, bathtub, walk-in shower & closet • Finished, walkout lower level opens to 1-car garage Creekvale 8101 Kelly Dr. Harrisburg Directions: I-81 N to PA-39 E in Skyline View. Take exit 77 from I-81 N. Follow PA-39 E to J Carl Williams Blvd. on the left. Turn left into community. 14 Berks Homes$284,990

HarrisburgBuilders.com 55 ShoreEast • 2679 sq ft / 4 Bedrooms / 2 Full & 1 Half Baths • 2-story home with 9ft ceilings on the first floor and a 2-car garage with mudroom entry • Kitchen with quartz countertops, tile backsplash, and stainless appliances • Dining area with coffered ceiling and access to rear patio • Owner’s suite with tray ceiling, expansive closet, and tile shower • Gas fireplace with stone surround in family room UnionSusquehannaGreen 2441 Hawthorne Dr. Harrisburg Directions: I-81 take exit 69 Progress Ave. Turn left. After 1.7 mi the entrance to the community will be on the right. Enter the community via 2615 Linglestown Rd. 15$633,300Landmark Homes

Central Keystone Living // FALL 202256 ShoreEast • 3110 sq ft / 5 Bedrooms / 3 Full & 1 Half Baths • 3-car, side entry garage • Gourmet Kitchen • Luxury Owner’s Suite • LVP Flooring throughout 1st floor • Walk-out lower level Autumn Oaks 110 Scarlet Ct. Harrisburg Directions: I-81 N to exit 66 onto N Front St. Keep left. Turn right onto PA-39 E/ Linglestown Rd. Go 4.3 miles and turn left on Patton Rd. Then turn right onto Continental Dr. and follow to Scarlet Ct. 16 McNaughton Homes$729,900

HarrisburgBuilders.com 57 ShoreEast • 3818 sq ft / 4 Bedrooms / 3 Full & 1 Half Baths • Gourmet kitchen • Luxury Owner’s Suite • Grand Two-Story family room with stone fireplace • Walk-out lower level Wilshire Estates 5105 Gallo Way Harrisburg Directions: I-83 N to exit 50 to US-22 E. Keep left onto Jonestown Rd. in 1 mile turn right onto Devonshire Rd. then right onto Hampton Court Rd. then right on Wilshire Rd. Right on Pamela Rd. and right onto Gallo Way 17$849,900McNaughton Homes

Central Keystone Living // FALL 202258 ShoreEast • 3627 sq ft / 4 Bedrooms / 3 Full & 1 Half Baths • Gourmet Kitchen • Luxury Owner’s Suite • Wrap around stamped concrete front porch • Walk-out lower level Autumn Oaks 4195 Stellata Ct. Harrisburg Directions: I-81 N to exit 66 onto N Front St. Keep left. Turn right onto PA-39 E/ Linglestown Rd. In 4 miles turn left onto Colonial Rd. in 1.3 miles Colonial Rd. turns left and becomes Stellata Ct. 18 McNaughton Homes$975,000

HarrisburgBuilders.com 59 ShoreEast • 5760 sq ft / 5 Bedrooms / 5 Full & 1 Half Baths • 10' Ceilings on Main Floor • Custom Cabinetry Throughout • Tray Ceiling & Shiplap Accents • Elaborate Primary Ensuite • Elegant Finishes Throughout 321 East Areba Ave. Hershey Directions: From I-83 N take exit 46B for US-322 E/Hershey Keep left to continue on to US-422 E. In 1.8 miles turn right onto Mill St. then left onto Areba Ave. 19UnpublishedCopenhaver Builders, LLC

Central Keystone Living // FALL 202260 ShoreEast • 5 Bedrooms / 5 Full & 1 Half Baths • Modern Farmhouse style with the latest amenities • Oversized mudroom with walk-in closet • Custom kitchen with large pantry for food prep • Finished basement with room for expansion • Large unfinished storage space above 3-car garage Farm Crest 100 Jillian HummelstownWay Directions: From Harrisburg: Take I-81 N to Exit 72A, US-22/Paxtonia. Merge onto N Mountain Rd. Turn left onto US-22 E/Allentown Blvd. Turn right onto S. Oak Grove Rd. Turn left onto Green Hill Rd. Turn right onto Oak Grove Rd. Continue onto N. Hoernerstown Rd. Community is on the left, after passing Red Top Rd. 20 Roland Builder, Inc.$1,752,000

EntriesVirtualHomesofParade2022 HarrisburgBuilders.com 61 Highline Construction $1,200,000 Mother CustomHubbard’sCabinetry Garman Builders $722,990 Highline Construction $1,000,000

Landmark Homes 505 Estate Dr. (Wright’s Landing at Legacy Park) Single Family $661,800 p. 43 Roland Builder, Inc. 4 Jackson Ct. (The Garden Homes at Jackson Court) ... Single Family .... $758,000 ... p. 46

Musser Home Builders 13 Blue Marlin Way (Glendale Estates) .............. Single Family .. $1,826,750 ... p. 51

Berks Homes 927 West North St. (Dickinson Place) ............... Single Family .... $367,490 ... p. 39

McNaughton Homes 110 Scarlet Ct. (Autumn Oaks) .................... Single Family .... $729,900 ... p. 56 McNaughton Homes 5105 Gallo Way (Wilshire Estates) Single Family $849,900 p. 57

Hummelstown Roland Builder, Inc. 100 Jillian Way (Farm Crest)...................... Single Family .. $1,752,000 ... p. 60

Garman Builders 121 Arlington Dr. (Forgedale Crossing) Single Family $673,990 p. 44

2022 Parade of Homes Location Index

EAST SHORE Harrisburg Berks Homes 8101 Kelly Dr. (Creekvale) ....................... Multi-Family ..... $284,990 ... p. 54 Landmark Homes 2441 Hawthorne Dr. (Susquehanna Union Green) Single Family $633,300 p. 55


Gemcraft Homes 2 Bennington Way (Bennington) Single Family $494,990 p. 40

Tamanini Homes 105 Devonshire Ter. (Trindle Place) Single Family $776,965 p. 47


Garman Builders 703 Brindle Farm Ln. (Brindle Farms Estates) ......... Single Family .. $1,034,990 ... p. 49

RJ Wright Design-Build, LLC 636 Saw Mill Rd. Single Family $1,250,000 p. 50

Central Keystone Living // FALL 202262

Garman Builders 866 Ashfield Dr. (Jefferson Court) .................. Single Family .... $731,990 ... p. 45 Mechanicsburg Berks Homes 6315 Neha Dr. (The Estates at Spring View) .......... Single Family .... $524,990 ... p. 41 McNaughton Homes 2078 N Autumn Chase Dr. (Autumn Chase) .......... Single Family .... $599,900 ... p. 42

Keystone Custom Homes 54 Silver Cir. (Silver Preserve) Single Family $829,900 p. 48

McNaughton Homes 4195 Stellata Ct. (Autumn Oaks) Single Family $975,000 p. 58 Hershey Copenhaver Builders, LLC 321 East Areba Ave. Single Family Unpublished p. 59



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