The Shopper 10/29/2025

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Nearly 2 million people in Illinois could lose federal food benefits ahead of Thanksgiving if Congress can’t agree on a budget by the end of the month.

The Illinois Department of Human Services announced the U.S. Department of Agriculture has told states that Supplement Nutrition Assistance Program benefits will not be funded beginning Nov. 1 if the federal government shutdown continues into a second month. About 1.9 million people in Illinois receive SNAP benefits each month.

The federal government has been without a budget since Oct.1, making virtually no progress in negotiations over health care issues causing the stalemate. The shutdown is now one of the longest in history and if it extends beyond Nov. 4, would become the longest ever, surpassing a 35day shutdown in President Donald Trump’s first term.

“They’re refusing to save health care for 22 million Americans, and now they’re willing to let 1.9 million Illinoisans — including children — go hungry,” Democratic Party of Illinois Chair Elizabeth “Lisa” Hernandez said in a statement. “Somehow, they can find the money to pay the ICE agents who have terrorized our communities, but not to keep food on our kids’ tables.”

Illinois administers $350 million in SNAP benefits each month to low-income or other qualifying individuals. In Illinois, 45% of SNAP households include children and 44% include a person with a disability, according to IDHS.

Beneficiaries receive an average of $370 each month. The state expects benefit disbursements to continue if a budget is passed by the end of the month.

State’s limited options

SNAP benefits are currently entirely funded by the

federal government, which Gov. JB Pritzker said makes it hard for the state to cover if funding is cut off.

“There is no reimbursement of the state if those SNAP benefits are lost,” Pritzker told reporters in Moline on Friday. “I asked that question immediately. There obviously is a big challenge for a lot of families — hundreds of thousands of families — across Illinois.”

Pritzker said his administration is looking at ways it can help people affected by the cut, but the state faces its own budget challenges, partially because of federal policy changes Congress made earlier this year. Pritzker has directed many state agencies to identify up to 4% of spending that can be reserved this year, while his budget office’s latest report indicates the state faces a more than $200 million deficit in the current fiscal year 2026 and $2 billion shortfall in FY27.

SNAP benefits will soon be partially the state’s

benefits will run out in two weeks if shutdown persists

WASHINGTON — As the federal government shutdown extends to day 17, and with congressional leaders nowhere near negotiating, state officials are beginning to raise concerns of potential cuts to nutrition assistance benefits that feed millions if the government isn’t reopened.

The Indiana context From Indiana Capital Chronicle

- In fiscal year 2024, about 610,700 Hoosiers received SNAP benefits, or about 9% of the Indiana population. Most SNAP participants in Indiana have incomes below the poverty line. More than 69% of Indiana’s SNAP participants are in families with children.

Minnesota has already halted new enrollments in the Supplemental Nutrition Assistance Program, or SNAP. And officials in Kansas, New Hampshire and New Mexico have warned their residents could miss their food assistance payments for November.

More than 42 million Americans rely on the program, which the U.S. Department of Agriculture administers. The federal government funds nearly all the program benefits, with states administering the program.

Agriculture Secretary Brooke Rollins warned Thursday that SNAP will run out of funds in two weeks if Congress fails to strike a deal and end the government shutdown.

she said outside the White House Thursday.

USDA could not be reached for comment Friday.

USDA has directed regional SNAP directors to stop working on benefits for November, according to an Oct. 10 letter obtained by Politico, written by the program’s acting associate administrator, Ronald Ward.

“Considering the operational issues and constraints that exist in automated systems, and in the interest of preserving maximum flexibility, we are forced to direct States to hold their November issuance files and delay transmission to State EBT vendors until further notice,” Ward wrote. “This includes on-going SNAP benefits and daily files.”

USDA has already shuffled more than $300 million in tariff revenue into the agency’s Special Supplemental Nutrition Program for Women, Infants, and Children, or WIC, through the rest of the month.

The shutdown started Oct. 1 after Congress failed to find a bipartisan path forward on a stopgap spending bill.

Senate Democrats have pushed for negotiations to extend the enhanced tax credits that are set to expire at the end of the year for people who buy their health insurance from the Affordable Care Act marketplace.

responsibility. The “One Big Beautiful Bill Act” Trump signed in July shifts half of administrative costs to states beginning in October 2026.

In October 2027, states will also begin paying a portion of benefits based on the state’s error rate of paym ents in prior years. States like Illinois with a higher error rate on SNAP payments will have to cover a greater portion of benefits. Illinois’ current error rate would put it on track to pay $705 million for benefits when the new policy takes effect.

Capitol News Illinois is a nonprofit, nonpartisan news service that distributes state government coverage to hundreds of news outlets statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation.

“You’re talking about millions and millions of vulnerable families of hungry families that are not going to have access to these programs because of this shutdown,”

Republicans have insisted on passing the House’s version of the stopgap funding bill that does not address insurance premiums.

Indiana Capital Chronicle is part of States Newsroom, the nation’s largest state-focused nonprofit news organization. Nearly 2 mil. Illinoisians set to

The U.S. Department of Agriculture has told states SNAP benefits will not be distributed in November if the federal government shutdown does not end this month.
(Capitol News Illinois photo by Andrew Campbell)

Sisters Cultivate Growth and Community at the Gary Food Council

13-year-old and 16-year-old sisters Anna and Juda Mosley are working hard as Junior Master Gardeners to ensure that everyone has access to fresh, healthy food at Brother’s Keeper Community Garden.

“Working at the garden allows me to do something bigger than myself,” said Anna, 13. “I really joined so I could help out the people in the Brother’s Keeper shelter and the people of Gary in general.”

That giving spirit is at the core of the Gary Food Council’s mission. Founded to strengthen local food systems and address food insecurity, GFC has been working to transform underused land into productive, educational spaces.

The overall experience working here has been great,” said Juda, 16. “I was Anna’s age when I started working in the garden and I haven’t stopped doing so since.”

Beyond planting and harvesting, the sisters have found community and friendship in the most unlikely of places.

“I just wanted to be a part of something,” said Anna. “As a homeschooler, the garden has given me a place to be social, learn to work around others”

What started as just a summer activity quickly blossomed into a passion for environmental sustainability and community service. Through hands-on gardening, the sisters are helping to grow not only food but hope in their community, and they do not plan to stop any time soon.

“Being here has been very rewarding,” said Juda. “The opportunity for experience and the friends I’ve gained here is what really motivates me to keep coming back.”

The GFC’Ss Junior Master Gardener program engages participants like Anna and Juda in food education, urban agriculture, and sustainability. Their goal is to offer

For many people, fall brings an important opportunity: open enrollment. While it may not sound as exciting as planning for the holidays, taking a careful look at your workplace benefits now could save you hundreds or even thousands of dollars next year.

Open enrollment is the period when you will choose your medical and other workplace benefits for the year ahead. Most employers hold it in the fall, with elections taking effect in January. Once the window closes, you usually can’t make changes unless you experience a major life event like marriage, divorce, the birth of a child or when a dependent has become an emancipated adult.

While it may be easy to simply renew last year’s choices, that could be a costly mistake. Your employer’s plans, providers or costs may have changed. It’s also possible your own circumstances are different than they were a year ago — for example, if you had a baby, got married or expect new medical needs. Taking a fresh look helps ensure your benefits match your life today.

Here are a few tips for navigating open enrollment. Compare health plans carefully. Employers often offer more than one health, dental or vision option. Look at differences in provider networks, prescription coverage and premiums. If you and your spouse both have coverage options, compare plans across employers. Just be mindful that some companies charge a fee if you enroll a partner who has their own workplace coverage. Many plans offer wellness discounts on monthly premiums based on your personal health condition.

Check your life insurance. Many employers provide a base level of life insurance, with the option to buy more. If your family has grown or your financial responsibilities have increased, now is the time to make sure you have enough coverage to protect your loved ones.

Consider disability coverage. A short-term

experiences that cultivate a love of gardening and teach work ethic, all while strengthening the local food system to ensure that every resident can enjoy healthy, locally grown produce.

For more information, visit www.gfc219.org or contact gfcindiana@gmai.com

An independent newspaper serving the area since 1957. ©The Shopper

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Some content courtesy of Family Features and Capital News Illinois.

disability plan can help cover income gaps for up to 12 months during recovery from surgery, illness or childbirth. Long-term disability insurance offers protection if you’re unable to work again for an extended period up to age 65. Ideally, coverage should replace up to 60% of your pre-tax income. Understand supplemental options. Some employers also offer accidental death and dismemberment (AD&D) insurance. While it can provide peace of mind, remember that it’s not a substitute for life or disability insurance, since it only covers specific accidents.

Take advantage of tax-friendly accounts. Flexible spending accounts (FSAs) and health savings accounts (HSAs) let you use pretax dollars for eligible medical expenses. If you have young children or other dependents, ask whether your employer offers a dependent care FSA to help offset care costs. Note that these are use-it-or-lose-it, so contribute only what you expect to spend every year. HSAs, available with high-deductible health plans, are more flexible, since unused funds roll over from year to year and can even serve as long-term savings.

Review your retirement savings. While your retirement plan usually isn’t part of open enrollment, this is a good time to revisit it. Make sure you’re contributing enough to earn your employer’s match. Small increases can make a big difference over time.

Open enrollment may not be the most thrilling item on your fall to-do list, but it could be one of the most important. Taking a little time now to review your employee group benefits could give you greater financial security and extra savings throughout the year.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Patrick Zamkin, located at 18735 Dixie Hwy, Homewood, IL 60430. Contact us at (708) 7989066. Edward Jones. Member SIPC.

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PUBLISHER’S NOTICE

The Shopper reserves the right to edit any content supplied for publication as it sees fit, including but not limited to clarity, grammatical and factual accuracy, and to accommodate available space. All real estate advertising in this newspaper is subject to Fair Housing Laws which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, national origin, familial status, sexual orientation, marital status, military status, age, ancestry, parental status, source of income, military discharge status or housing status,” no matter how large or small the property. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis.

To complain of discrimination call HUD toll-free at 1-800-669-9777. The toll-free telephone number for the hearing impaired is 1-800-927-9275.

Anna Mosley, 13, collecting herbs in the garden.
Photo Provided

LOCAL CHURCHES

CHRIST COMMUNITY CHURCH, COGIC

1151 E. 170th St., South Holland

708-331-8389

FAX 708.331.8374

Admin@ChristCommunityCOGIC.org

ChristCommunityCOGIC.org

PASTOR DR. CARL E. KING, SR.

COVENANT UNITED CHURCH OF CHRIST 1130 East 154th St., South Holland

708-333-5955

www.covucc.org

PASTOR REV. DR. PATRICK L. DAYMOND WORSHIP SERVICES

Sunday Worship 7:30 a.m. 11:00 a.m. Wed. Bible Study Noon

FIRST CHURCH (PCA)

3134 Ridge Rd, Lansing

708-474-9610

www.firstchurchpca.org

FIRST ORTHODOX PRESBYTERIAN CHURCH OF SOUTH HOLLAND

16248 South Park Ave., South Holland

708-333-8211

www.firstchurchsh.org

PASTOR REV. DANIEL SVENDSEN WORSHIP SERVICES

Sunday 9:30 a.m. & 5:30 p.m.

PASTOR EL CID ZOLLICOFFER

PASTOR SHONNI ZOLLICOFFER

RECONCILIATION CHURCH

833 East 168th St., South Holland

708-331-7755

www.reconciliationchurch.org

PASTOR GLEN MCCARTHY

WORSHIP SERVICES Sunday Worship 10:00 a.m. Wednesday Bible Study 7:00 p.m.

REDEEMER LUTHERAN CHURCH

651 East 166th St., South Holland

708-331-4100

redeemer-lutheran@sbcglobal.net

WORSHIP SERVICES Sunday 9:30 a.m. Sunday School 10:45 a.m. Channel 6 Tues. 10:00 a.m.

ST. PAUL’S EVANGELICAL LUTHERAN CHURCH & SCHOOL 8601 Harrison Avenue, Munster, In. 46321 219-838-6720 stplmunster.com

Pastors: Peter Speckhard, Adrian Krebs

WORSHIP SERVICES: Monday: ..........................................6:30 p.m. Sunday: .....................8:00 a.m. & 10:15 a.m.

Bible Study: Sundays at ........9:15am (Sunday school at this time too) 2nd & 4th Tuesdays of the month (Ladies’ Bible Study)

Wednesdays at 10am Thursdays at 10am (Nursery available for Sunday morning services)

ESPIRITU DE DIOS

16400 S. State St., South Holland

708-439-1220 sogfchurch.com

PASTORES Jose & Paula Lopez

GRACE LUTHERAN CHURCH, LCMS

8303 Sheffield Avenue Dyer, IN 46311

(219) 865-1137

gracedyer.org

PASTOR REV. DALE HETHERINGTON

Recently, we laid to rest a church member who loved to restore old, classic cars. He would find one, parked in the weeds of a farmyard, abandoned, rusting out. Most would only see a hopeless hunk of junk. But this man would not. When he looked at that car, he saw two things: (1) its former glory and (2) its future glory. He decided its future glory would exceed its former glory. The restoration project would cost him a great deal. But he would look at that car and say, “This car is worth it!” He would tow it home, work his magic, and in the end – voila! A transformed classic that was even more stunning in its upgraded form than in its original form. Now he and others could enjoy his finished masterpiece.

This illustrates the gospel of Jesus Christ. God created our parents, Adam and Eve, dazzlingly perfect –like classic cars when they roll off the

Real Estate Questions & Answers

CATHY & JIM HIGGINS

Question: You show a lot of spooky looking houses. Did you ever think any of them were haunted?

Answer: I was sitting in the driveway of an early 20th century farmhouse, waiting for my buyers to arrive. It was a mid-November afternoon, and dusk was rapidly approaching. As I sat in my car, I noticed that a light came on in an upper-level bedroom. The home information sheet said the home was vacant. I was a little disturbed by this as the spooky Autumn evening made my mind wander to places it should not have gone.

A few minutes later a light came on in a main level room. I was starting to feel very uneasy about going into this home. When my clients finally arrived, I said nothing to them about what I saw, and they followed me to the front door. The note on the front door said: “Use caution, power is off.”

Now my heart is pounding. I know I saw lights in two rooms go on. We went into the house with flashlights and viewed the main level. As we walked by the staircase to the upper level, we all noticed a light go on. We all read what the sign said, so we were a bit

SERVICIOS: Grupo de Oracion de Hombres Jueves ........................................... 7:30 p.m. Sabado Alabanza y Predicacion.....6:00 p.m.

UNITY OF NORTHWEST INDIANA

Plum Creek Center

2138 Moeller Street Dyer, IN 46311 (219) 931-5284

www.unitynwi.org ALL WELCOME

MINISTER: REV. GERALDINE COLVIN

SUNDAY SERVICE.......................10:00 AM

assembly line. They, however, rebelled against God and ended up like broken down, rough-running, rusting castoffs, parked in the tall grass. All of us have inherited their rebellious, “my will be done” condition. We, too, are like classic cars, broken down and rusting, because of sin. Guilty sinners, slated for the junkyard.

But Jesus showed up, set his sights on a vast number of disintegrating cars, past, present, and future, (all who belong to him by faith), and said, “I want to restore these cars. Their future glory will be greater than their former glory. They are worth the cost.” He then paid for us on the cross, not with gold or silver, but with his precious blood. He bought us to restore us to stunning glory, to glorify and enjoy him forever.

Richard Zekveld, Pastor, Covenant Fellowship Church cfcsh.org

startled. The male buyer who had to be 6 ft, 250 pounds said he was going upstairs, despite the mysterious light. Within a minute, he came back down and said we needed to leave. His facial expression indicated he was very disturbed. We asked him what he saw, and he said he saw nothing, but felt an enormous presence in that upperlevel room.

When I returned to the office, I called the listing agent and explained what happened. I thought he was going to laugh at my paranoia, but he said I was the second agent to report this. I asked how many views this newly listed home had. He replied, “two.”

I noticed after a few days the house was taken off the market, no reason was given, but something strange was going on there and I was not interested in finding out what it was!

Happy Halloween!

Call Cathy & Jim Higgins for our opinion on your Home: Ind: 219-577-590 Ill: 708-828-3304. Licensed Broker/Realtors in Indiana & Illinois. McColly Real estate. Website: www.Cathyhiggins.com

Creating Good Habits

A habit is defined by the Oxford Language Dictionary as “a settled or regular tendency or practice, especially one that is hard to give up”. You develop habits by repeatedly and consistently performing an action or practice until they become second nature to you. Developing habits will become skills that you can complete automatically or establish a regular behavioral pattern for the activity.

Habits are quite forming. Whether good or bad, when you master the habit, it will stick with you until you break the habit. Habits play a fundamental role in shaping our daily lives and can have a profound impact on our overall well-being and success. Over time, habits become ingrained in our routines, evolving into skills that we can effortlessly execute or establish as regular patterns of activity.

Forming habits is a transformative journey that empowers individuals to take control of their lives and steer them toward success and fulfillment. Habits shape our daily routines and long-term achievements, defining the trajectory of our personal and professional growth. When you understand the mechanics of habit formation it can enrich your life. Consistent actions have the power for monumental changes that can propel you toward a life of purpose, order, and accomplishment. Three ways to create or strengthen habits in your life are consistency and repetition, creating small micro-habits, and utilizing habit stacking.

1. Consistency and repetition: Being consistent with the repetition of an activity can establish a habit. Phillippa Lally, a psychology researcher, conducted a study that concluded it takes approximately 66 days for a new habit to be established. Choose a specific habit you want to master, then consistently do it every day for a minimum of two months for it to become a routine in your life. It can be simple as choosing to walk for 30 minutes, eat three servings of fruit, or read the bible daily. If you

are consistent with the specific time to practice the habit that will increase the effectiveness of keeping the habit.

2. Creating small Micro-Habits: Start with small habits that are tiny and manageable that require minimal effort. You don’t want to be overwhelmed when first learning to create habits and you want them to be sustainable. Starting with small habits increases the chances of success and reduces discouragement. For example, if you want to read the bible daily, start with one page a day. The more you’re consistent then you can increase the intensity or duration of the habit.

3. Utilizing Habit Stacking: Habit stacking is when you add a new habit you want to create with an existing one. You analyze your current consistent routine and determine where you associate or blend in a new habit with the current. It can be a connected habit or a cue to transition into the habit. For example, if you regularly walk daily, blend in an audiobook to establish the habit of listening to motivational materials or learning a new language.

Forming new habits can be incredibly beneficial for several reasons. They have the potential to significantly improve various aspects of your life in achieving goals and aspirations, increased productivity, better time management, improved physical health and wellbeing, efficiency and consistency, personal growth, and self-discipline.

Remember that forming habits is a gradual process, and setbacks are normal. It’s essential to acknowledge that change takes time and effort. Small, consistent actions can lead to significant change with perseverance and dedication. Habits allow us to shape our lives into the best version of ourselves. The habits you choose to cultivate, whether good or bad, can shape the course of your life, allowing you to lead a more purposeful life. Think of a good new habit you want to create and start working on it today. Y? Why Not!

www.facebook.com/ywhynotshow/

Heart Smart
RICHARD ZEKVELD

ACROSS

DOWN

1. Frighten

2. Santa’s helpers

3. Sends by the postal service

4. 2nd most populous country in the world

5. African gully

6. Chocolate cookie

7. Intend to express or convey 8. A strong lightweight wood 9. A section of a whole 10. Astronomer’s tool 11. Operatic solo 12. Fluff

13. Permits 21. Swindles 25. Hoarders of money

27. Skin irritations

28. Before

30. Concluded

31. Meows

32. Anagram of “Sees”

33. Cards with just one symbol

34. Not at all

35. Remedy

36. Typify

37. Talk incessantly 41. Ocean

44. Castigate

46. Conceited

50. Decree

51. A desert in northeastern Egypt

53. Molten rock

54. French for “Love”

55. Migrating birds

56. S S S S

57. Pats

58. Govern

59. Biblical first man

61. Chilly

62. A short ridge of glacial deposits

DIA DE LOS MUERTOS

Every year on November 1, people of the country of Mexico observe Día de Los Muertos, which is translated as the Day of the Dead. This is a day for Mexicans to welcome the souls of their deceased relatives back for a brief reunion. Day of the Dead is not a day of mourning. Instead, the holiday is an opportunity to portray death in a positive light, as a part of the human experience. When a person dies, it often brings feelings of loss and grief. People in most cultures believe they will never see their deceased love one again. Some, however, feel their departed loved one will always be with them in spirit. They believe their departed loved one sends signs that they are still there and provides help in times of need. Source: nationaldaycalendar.com

Schererville, formerly of Dyer and St. John, IN, passed away peacefully on Monday, October 20, 2025. Loving wife of the late Eugene J. Smith. Devoted mother of Sandra (Bradley) Snearly-Vosberg, Debbie (Richard) Fielder, and Garret (Susan) Smith. Cherished grandmother of Jennifer (Matt), Jaclyn (Brandon), Darren (Anne), Lauren (Thomas), and Dennis (Taylor); great-grandmother of Nathan, Nick, Greyson, Garret, Charles, Madelyn, Josie and Emmett. Dearest sister of the late Carol, Mary, Agnes, John, and Bernie. Kind aunt of nieces and nephews. Preceded in death by her parents Paul and Mary Thomas. Josephine had worked in the banking industry in various departments for many years, she also enjoyed bowling and golfing. Josephine was loved by her family and friends and will be dearly missed.

Visitation Saturday, October 25, 2025 from 9:30 a.m. until the time of her prayer service 12:30 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs Ln.), Dyer, IN, to St. Joseph Catholic Church 440 Joliet St. Dyer, IN, for a 1:00 p.m. Mass of

Nicole Lynne Miller age 44, of Lansing, IL, passed away on Friday, October 24, 2025. Devoted daughter of Cheryl Miller Fogarty and the late Jan W. Miller. Dear sister of David (Tara) Miller, Natalie (Jeremy) Worosz, and Monique (Derrick) Piszro. Proud and loving aunt of Monroe, Elliott, Declynn, Justin, Camie, Bronxx, and Amelia. Visitation with family and friends will be held on Monday, October 27, 2025 from 4:00 p.m. until the time of the funeral service at 6:00 p.m. at Covenant Fellowship Church, 600 W. 162nd St., South Holland, IL with services conducted by Rev. Richard Zekveld. Arrangements entrusted to Smits Funeral Home - Dyer, IN. For further information, please contact 219-3227300 or visit our online obituary and guestbook at www.SMITSFH.com

While the Underground Railroad is widely known for its impact in the eastern and southern United States, its rich history in Illinois and the South Chicagoland region remains less celebrated.

A special event aims to change that.

On Sunday, November 16 at 3:00 PM, the public is invited to “The Underground Railroad in South Chicagoland,” a free presentation exploring this vital part of local history. The event will be held at St. Peter Claver Catholic Church, 14139 Claire Blvd., Robbins, Illinois.

Sponsored by the Midwest Underground Railroad Network, the event will feature Dr. Larry McClellan, noted historian and author. Dr. McClellan will highlight documented Underground Railroad routes and safe havens throughout the region — including historical

“Many people are surprised to learn that their own neighborhoods played a role in this critical movement for freedom,” says event organizer Tom Shepherd. “We hope this presentation will spark reflection, dialogue, and greater appreciation for the people who risked everything to help others find liberty.”

Admission is free, and refreshments will be provided.

For more information, contact Tom Shepherd at 773-3703305 or tomshepherd2001@yahoo.com.

The Midwest Underground Railroad Network is dedicated to preserving and promoting the history of the Underground Railroad across the Midwestern United States, highlighting the stories of those who fought for freedom and justice.

Community Leaders Call for General Assembly to Pass Senior Property Tax Relief

Cook County Assessor Fritz Kaegi, joined Thursday morning by representatives from more than a dozen social service agencies and community organizations, called for the Illinois General Assembly to bring property tax relief to low-income senior homeowners in Cook County during this fall’s veto session.

There are several legislative proposals to expand and automate inclusion in the Low-Income Senior Freeze Homestead Exemption, which is currently available for homeowners older than 65 with an annual household income $65,000 or lower. The Senior Freeze helps save older homeowners a significant amount in property taxes by “freezing” the taxable value of their property.

Legislation in front of the General Assembly to reform the Senior Freeze includes:

• HB3790 to raise the income threshold above $65,000, expanding the number of senior homeowners eligible to receive the Senior Freeze exemption.

• SB1750 to allow the Cook County Assessor’s Office to automatically renew the Senior Freeze exemption for those homeowners already enrolled. This would ease a burden for many low-income seniors who may have difficulty renewing the exemption annually.

“What we’ve heard from many homeowners is that cost-of-living adjustments to benefits are pushing them above that $65,000 income threshold and out of eligibility,” said Assessor Kaegi. “We could see tens of thousands of seniors saddled with impossible-to-pay tax bills, putting them at serious risk of losing their homes. For more than 100,000 seniors who receive the exemption, we can automate that renewal process and eliminate an annual chore than can turn into panic when you forget about it.”

The General Assembly will meet next week for the final part of its fall veto session.

“Legislators have the chance to act now and address both the who and how of the Senior Freeze exemptions – who can receive them, and how they can be renewed,” Assessor Kaegi said. “Tell your state representatives to support this legislation next week.”

Homeowners can call or write their representatives in the state legislature to express their support for these reforms to the Senior Freeze exemption.

They can find their local legislators, along with their contact information, at https://www. elections.il.gov/electionoperations/districtlocator/ districtofficialsearchbyaddress.aspx.

Attendees at the press conference spoke about the difficulty many of their senior constituents have when it comes to navigating the property tax system.

“The Senior Freeze exemption has provided essential relief, but the requirement to reapply each year creates

an unnecessary hardship, especially for older adults with language or mobility barriers,” said Grace Chan McKibben, Executive Director of the Coalition for a Better Chinese American Community. “Making the Senior Freeze automatically renewable -- like the Homeowner Exemption, the Senior Exemption and other exemptions – would remove these barriers and bring lasting stability to thousands of seniors not only in Chinatown, but across Cook County.”

“We know that the population of our older adults in Chicago is growing, and that a large number of them are experiencing financial insecurity. A 2019 report from the Chicago Department of Public Health found that almost half of older adults surveyed said they could not pay an unexpected expense of $400 or more,” said Angela Green, Commissioner of the Chicago Department of Family and Support Services. “I’m proud to stand here in support of the Senior Freeze, which puts money back into the pockets of older adults.”

“The Resurrection Project is here to support legislation that would increase income eligibility for the Senior Freeze and the auto-renewal to ensure that more elders can stay in their homes and age with dignity. This is not just about fairness. It’s about protecting the community, stabilizing and honoring those that have spent their lives investing in the city,” said Salvador Garcia, Housing Stability Supervisor at the Resurrection Project. “We are urging everyone to pass this meaningful reform to keep our seniors where they belong, which is their home.”

Other speakers at the event included:

Gregary Brown, Northern Illinois Manager for Advocacy and Outreach, AARP Illinois

Jennifer Di Nicola, Manager of Benefits, Information, and Education, AgeOptions

Elizabeth Soto, Superintendent, Veterans Assistance Commission of Cook County

Teresa Fraga, Pilsen Neighbors Community Council and longtime Pilsen resident

Molly Conley, Executive Director and Laurel Baer, Director of Strategic Initiatives, The Village Chicago

Other organizations represented at the press conference included the Spanish Coalition for Housing, Northwest Housing Center, Chinese American Service League, and the National Association of Hispanic Real Estate Professionals – Chicago.

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, contact R. Elliott Halsey, KELLEY, KRONENBERG, P.A. Plaintiff’s Attorneys, 20 N CLARK STREET SUITE 1150, Chicago, IL, 60602 (312) 216-8828. Please refer to file number CR123018.

THE JUDICIAL SALES CORPORATION

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

R. Elliott Halsey KELLEY, KRONENBERG, P.A.

20 N CLARK STREET SUITE 1150 Chicago IL, 60602 312-216-8828

E-Mail: ehalsey@kklaw.com

Attorney File No. CR123018

Attorney ARDC No. 6283033

Attorney Code. 49848

Case Number: 2023 CH 04577

TJSC#: 45-2086

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 2023 CH 04577

I3274631

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY

DIVISION

U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF 2 ACQUISITION TRUST

Plaintiff,

-v.-

CAROLYN A BETTS

Defendants

2024 CH 05027

635 BENSLEY AVE

CALUMET CITY, IL 60409

NOTICE OF SALE

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on November 12, 2024, an agent for The Judicial Sales Corporation, will at 10:30 AM on November 10, 2025, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at public in-person sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 635 BENSLEY AVE, CALUMET CITY, IL 60409 Property Index No. 29-12-429-042-0000

The real estate is improved with a single family residence.

The judgment amount was $134,282.58.

Sale terms: If sold to anyone other than the Plaintiff, 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/ or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in ‘’AS IS’’ condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, contact CHAD LEWIS, ROBERTSON ANSCHUTZ SCHNEID CRANE & PARTNERS, PLLC Plaintiff’s Attorneys, 6400 SHAFER CT, STE 325, ROSEMONT, IL, 60018 (561) 241-6901. Please refer to file number 24-208867.

THE JUDICIAL SALES CORPORATION

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CHAD LEWIS

ROBERTSON ANSCHUTZ SCHNEID CRANE & PARTNERS, PLLC

6400 SHAFER CT, STE 325 ROSEMONT IL, 60018

561-241-6901

E-Mail: ILMAIL@RASLG.COM

Attorney File No. 24-208867

Attorney ARDC No. 6306439

Attorney Code. 65582

Case Number: 2024 CH 05027

TJSC#: 45-2557

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 2024 CH 05027

I3274776

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

(HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER THE ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(c) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

For information call Sales Department at Plaintiff’s Attorney, Manley Deas Kochalski LLC, One East Wacker Drive, Suite 1250, Chicago, Illinois 60601. (614) 220-5611. 22-000100

INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com

I3274803

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT

mortgagee shall pay the assessments required by subsection (g-1) of Section 189.5 of the Condominium Property Act. Sale terms: At sale, the bidder must have 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file before bidding. IF YOU ARE THE MORTGAGOR

LIBRARY HAPPENINGS

Calumet City Public Librar y

Address: 660 S Manistee Ave, Calumet City, IL 60409

Phone: (708) 862-6220

Email: info@calumetcitypl.org Website: http://www calumetcitypl.org/index.html

Dolton Public Libr ar y

Address: 14037 Lincoln Ave, Dolton, IL

Phone: 708-849-2385

Email: lincoln@doltonpubliclibrary.org

Website: www.doltonpubliclibrary.org

OCTOBER PROGRAMS

BEGINNERS COMPUTER CLASSES

Every Monday, from 1-2 pm. Call to register 708-849-2385

THRIVE ON TUESDAYS W/ MARIO KOONCE

Every 4th Tuesday from 10-11 am. Nutrition Tips, Fitness & Exercise Guidance, Preventive Care, and the Importance of Sleep and Rest.

ONGOING PROGRAMS

EVERY MONDAY: STAY FIT with SHEENA

STINSON: In-house workout program from 9:30-10:30 am. Register by calling 708-849-2385.

EVERY THIRD SATURDAY OF THE MONTH:

BETWEEN THE PAGES: A VIRTUAL STORY TIME! Register by calling 708-849-2385 the link will be emailed to you.

EVERY SECOND TUESDAY OF THE MONTH:

TIME with Ms. Brooks: 10:45-11:45

registration is necessary.

are welcome!

EVERY THIRD WEDNESDAY OF THE MONTH, SIMON SAYS..GET UP AND MOVE with Ms. Lottie Maria: 11:30-12 PM. Jump, Clap, and Dance. Toddlers and Daycares are welcome! Call to register at 708-849-2385 ext 4. HOMEWORK HELP: Call 708-849-2385 ext. 4 to make an appointment with Ms. Brooks on Fridays or Saturdays. Ages 5-12.

EVERY MONDAY: LINE DANCING WITH DAWN THE DANCING DEVA: From 1-2 pm. Call 708-849-2385 ext 3 to register.

EVERY WEDNESDAY: LINE DANCING WITH DAWN THE DANCING DIVA: BECAUSE IT WAS SO GOOD THEY ASKED FOR TWO! From 3-4 pm. Call to register at 708-849-2385 ext 4

Hammond Public Librar y

Address: 564 State St., Hammond

Phone: (219) 931-5100, ext. 310 or 307

Email: swishl@hammond.lib.in.us

Website: www.hammond.lib.in.us

Har vey Public Libr ar y

Address: 15441 Turlington, Harvey, IL 60426

Phone: 708-331-0757x3200

Email: has@harvey.lib.il.us

Website:www.harvey.lib.il.us

FREE online Line Dancing with Dawn the Diva, Tuesdays at 6:30pm Join Us For Vir tual Programs : Each day at 4:00 pm, “stop” in for online family-fun at the Harvey Library Tuesday: Craft Wednesday: Story Time Thursday: Bacon Bits & Cooking Tips Monthly Virtual Music Class (Friday, check calendar each month)

Homewood Public Librar y Address: 17917 Dixie Hwy, Homewood, IL 60430

Phone: (708) 798-0121

Email: hplhelp@homewoodlibrary.org Website: www.homewoodlibrary.org/

HOCUS POCUS INTERACTIVE MOVIE Oct. 29 | 6:30pm | All Ages Registration Required

INDOOR S'MORES & SCARES Oct. 30 | 6pm | Grades 7-12 Registration Required

Riverdale Public Librar y

Address: 208 W 144th St Riverdale, IL 60827

Phone: (708) 841-3311

Email: library@rpld.org Website: www.rpld.org

Riverdale Public Library District Food Pantry

Our food pantry is open to everyone and is located in the entryway of library. Donations are also welcome and can be dropped off at the Circulation Desk. Please ensure that food items are non-perishable, non-glass containers and not expired.

Weekly Walking Group

9 – 10 am Ages: Adults/Seniors This walking program is for everyone interested in achieving a healthier lifestyle. What better way to start your path to better physical and emotional health, than on your feet making strides to help your heart and improve your general health.

Lansing Public Libr ar y

Address: 2750 Indiana Ave., Lansing IL

Phone: 708-474-2447

Email: shari@lansingpl.org

Website: www.lansingpl.org

South Holland Public Librar y Address: 16250 Wausau Ave., South Holland IL

Phone: 708-527-3160 or 708-580-6161

Email: library@southhollandlibrary.org

Website: shlibrary.org/events-calendar

Thor nton Public Librar y

Address: 115 E. Margaret St. Thornton, IL.

Email: library@thorntonil us

Website: https://www thorntonlibrary org/

Attorney File No. 24-0780

Attorney Code. 40342

Case Number: 2024 CH 03277 TJSC#: 45-1248

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 2024 CH 03277 I3275069

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION PENNYMAC LOAN SERVICES, LLC Plaintiff, -v.HOLLY HART

Defendants 2018CH08516 3626 RANDOLPH LANSING, IL 60438 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 21, 2025, an agent for The Judicial Sales Corporation, will at 10:30 AM on November 24, 2025, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at public in-person sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 3626 RANDOLPH, LANSING, IL 60438 Property Index No. 30-32-206-012-0000

The real estate is improved with a single family residence.

Sale terms: If sold to anyone other than the Plaintiff, 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without

recourse to Plaintiff and in ‘’AS IS’’ condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876

THE JUDICIAL SALES CORPORATION

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527

630-794-5300

E-Mail: pleadings@il.cslegal.com

Attorney File No. 14-18-01861

Attorney ARDC No. 00468002

Attorney Code. 21762

Case Number: 2018CH08516

TJSC#: 45-2216

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 2018CH08516 I3275353

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

COUNTY DEPARTMENT - CHANCERY DIVISION

HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR FREMONT HOME LOAN TRUST 2006-C, MORTGAGE-BACKED CERTIFICATES, SERIES 2006-C

Plaintiff, -v.CATHY MACON A/K/A CATHY MARIA MACON A/K/A MARIA LANDA A/K/A MARIA MACON, SHERWIN WILLIAMS EMPLOYEES CREDIT UNION, UNKNOWN HEIRS AND LEGATEES OF AUNDRAIN W. FAGAN A/K/A

AUNDRAIN DENISE WITCHER A/K/A

AUNDRAIN WITCHER-FAGAN, JEROLD LANDA, CARLOS LANDA, JOY LANDA, MARIO LANDA, HOPE HARVEY A/K/A HOPE LANDA-WEBSTER, JUAN LANDA, ALICIA LANDA, JILL LEWIS A/K/A LORITA J. LANDA, STATE OF ILLINOIS - DEPARTMENT OF REVENUE, UNKNOWN OWNERS AND NONRECORD CLAIMANTS, UNITED STATES OF AMERICA, DAMON RITENHOUSE, AS SPECIAL REPRESENTATIVE FOR AUNDRAIN W. FAGAN A/K/A AUNDRAIN DENISE WITCHER A/K/A AUNDRAIN WITCHER-FAGAN (DECEASED)

Defendants 2024CH10163

16124 WOODBRIDGE AVE

HARVEY, IL 60426

NOTICE OF SALE

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on July 24, 2025, an agent for The Judicial Sales Corporation, will at 10:30 AM on November 26, 2025, at The Judicial Sales Corporation, One South Wacker, 1st Floor

Suite 35R, Chicago, IL, 60606, sell at public

in-person sale to the highest bidder, as set forth below, the following described real estate:

Commonly known as 16124 WOODBRIDGE AVE, HARVEY, IL 60426

Property Index No. 29-20-214-024-0000, 29-20214-025-0000

The real estate is improved with a residence.

Sale terms: If sold to anyone other than the Plaintiff, 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in ‘’AS IS’’ condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue

(12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE

100, BURR RIDGE, IL, 60527 (630) 794-9876 THE JUDICIAL SALES CORPORATION

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C.

15W030 NORTH FRONTAGE ROAD, SUITE

100 BURR RIDGE IL, 60527

630-794-5300

E-Mail: pleadings@il.cslegal.com

Attorney File No. 14-24-06751

Attorney ARDC No. 00468002

Attorney Code. 21762

Case Number: 2024CH10163

TJSC#: 45-1981

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 2024CH10163

I3275364

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION

AMERIHOME MORTGAGE COMPANY, LLC Plaintiff, -v.CARMEN GIBSON Defendants 25 CH 03226 2037 KETTLE CT LANSING, IL 60438 NOTICE OF SALE

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the

25, 2025, an agent for The

Corporation, will at 10:30 AM on November

The

Wacker, 1st

Corporation,

35R,

60606, sell at public in-person sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 2037 KETTLE CT, LANSING, IL 60438

Property Index No. 29-36-416-006-0000 The

For information, contact HEAVNER, BEYERS

You

Fax #: 217-422-1754

E-Mail: CookPleadings@hsbattys.com

Attorney File No. 2045967

Attorney Code. 40387

Case Number: 25 CH 03226

NOTE:

Case # 25 CH 03226 I3275413

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION

U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE

Defendants 2025CH01101 16145 HONORE AVENUE MARKHAM, IL 60428 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on September 15, 2025, an agent for The Judicial Sales Corpora-

Services

AC/HEATING SERVICES: Summer Special! Furnaces or A/C’s , Clean & check $59.95. Furnaces, A/C’s, Boilers, water heaters, sump pumps, humidifiers, installations, repairs, furnaces installed from $1495.00 R/D Heating & Cooling. IL. and IN. 219-616-3281

SMITH PAINTING 30

YRS EXP - FREE

ESTIMATES Mention Sherry, get 5% off job. Call Mike 2197429867

MOVING SERVICES: Pick up/ Delivery Service. Small moves; in-house move; store-to-home. Assembly: Furniture & exercise equipment (Ikea, Office Depot, etc.) Call Rob daily until 9pm 708-898-8668

JUNK REMOVAL Time to make space! Cleanouts (garage attic, basement, shed). Hauling away appliances, furniture, trash. WE RECYCLE! Call ‘til 8pm. 708-898-8668

CAR / TRUCK

TROUBLE?

Vehicle shopping? Onlocation diagnosis: Will find needed repairs / maintenance. Uncertain of mechanic estimate? 32 years exper. Any day! 708-898-8668

CLEANING OUT GARAGES. WILL PICK UP SCRAP METAL. Also Clean Gutters and Small Repairs. Call 312-8356645 or 708-277-3948

Wanted

Looking for room to rent with own bathroom. NW Indiana/Lansing area. Elderly care experience. 40+ Non-drinking/smoking male w/ maintnenance skills. Prefer kitchenette & garage space. 708-898-8668

Looking for Older Chevy or Ford Truck in good condition, Low Miles and Price from ‘99-2004. Also older Toyota Car, in good condition, Low Miles and Price from ‘95-2000. Also in search of a Wringer Washer in working condition. Call 219-801-0955

Looking for DEGAN OR MUSSER VIBRAPHONE CALL 219-801-0955

WANTED - As many can of salmon fish as you have. 219-801-0955

IN DESPARATE NEED SMALL CAR FOR 80 YEAR OLDECONOMICAL CAR CAN BE DAMAGED IF RUNNING FOR LOW INCOME SR. CITIZ. Does not have to pass emission test if the price is right - Call 219-801-0955

WANTED: Electric chainsaws and as many chains as you have. Exterior Brown Paint. 219-801-0955

LOOKING FOR A NEW HOME FOR THREE DOGS. Owner died and husband is 84 and is not able to care for them anymore. Adult dogs, one boy two girls. Female shitsu mix, and male and female poodle mixes. 219-3024817.

For Rent

HOUSES FOR RENT IN PHOENIX. THREE AND FOUR BEDROOMS, SECTION 8 WELCOME. $1650 / mo. One month security deposit and background check required. Have yards. Extra charge for appliances. Available immediately. Pets negotiable. Driveway parking available. Call Renetta Thomas for more information 708-4178384.

3 BED 1BATH RANCH HOUSE, COMPLETELY RENOVATED WITH LARGE PRIVATE, FENCED YARD IN SOUTH HAMMOND ON THE BORDER WITH MUNSTER. All new appliances including washer and dryer. 12 month lease. Pets negotiable. Tenant pays utilities. Off-street parking, nice neighbors, close to the expressway. Call 323-4730673. $1,995 per month, with one month security deposit.

BEAUTIFUL SOUTH

HOLLAND ROOM FOR RENT IN A SINGLE

FAMILY HOME. King size bed, semi private bathroom with Jacuzzi tub. No cooking, full size refrigerator and microwave in room. Free lights, free gas. Only $225 a week, $500 move in fee. Background check required. Call 708-8433932 for more info.

APARTMENT FOR RENT- 2 BEDROOMS 2ND FLOOR. CALUMET CITY IL. $1200 RENT and one month security. No smoking, no pets and no section 8. Street parking. Serious inquiries only. Call 708 466-7272

APARTMENT FOR RENT- Available Now$900 a month. - 2 beds, 1 bath, live-in kitchen. Private parking. No pets. One month security and rent required. 17701 Commercial Ave in Lansing. Apartment 2W on second floor. Seniors welcome. Call Winston708-251-8266

Vehicles

2009 Chevy Silverado, 1GCEK39069Z164494b. Extended Cab, 4WD, 6.5’ bed. V8 5.3L Flex Fuel. New Battery &Alternator, April 2025. Tires, 1 year old. Some Rust on Driver’s Rear Quarter Panel. 149k miles Asking $4,000. If interested, Call 708-9138624

1997 Lincoln Mark 8, low miles 53,000. Super clean. $5,000. 708-668-3851. Silver grey, third owner. Shererville, Indiana.

Estate Sales

CRETE ESTATE SALE OCTOBER 30, 31ST AND NOVEMBER 1 8am-3pm. 3460 87th Ave

Crete, IL. Something for everybody boattrailer, bicycles, vacuum, cleaners, lamps, floor, lamp, women’s clothing, little tykes, toys, sunglasses winter coats. dishes. can’t wait to see you there. Have a great day.

For Sale

Grandpa’s golf collection - PING putters $49, golf balls $6/dozen and up, kids sets $39, senior TI-Drivers $49, display sports shadow boxes, $39. Call 708-3393429 for more info. South Holland

Conduit 70’ x 1/2 EMT $20, Cuisinart Bread Machine $35; Butterball Turkey Fryer $25; George Forman Grill $20; Dell Printer $30; tools. 708877-6088

Couch, table and chair. Dining table and chairs. Extra large undergarments. African art statues. Avon bottles. DVDs. Call Maxine in Calumet Park at 773-226-1478 for more information.

Large indoor Butterball Turkey Frier, $30; Cuisinart Bread Maker $35; Dell Printer $20; Sony Walkman $8; Halloween and Christmas Ceramic Houses, $10-$20 each; Shark Vac $20; Hoover Vac $12; Beach Towels $1. Call 708-877-6088

steel dog cage, 48” x 36” x 30”, good condition, $75; 1965 Ladies Schwinn Hollywood Bike, All Original, Rideable, Good Condition, $90 Leggert & Platt Metal Bed Frame New in box. $90 new, asking $30. Galvinized Pipe - 9 pc, 8’ x 2” - $10 ea, or 6 pc, 6’ x 2” $7 ea. Call Phil 708-877-1228. No calls after 6pm please!

3 RESMED AIRTOUCH F20 Medium Cushions +Frame With Headgear #63401 FACTORY SEALEDIT INCLUDES 1 EXTRA CUSHION #63468 ALSO FACTORY SEALED. $165.004 Attends IPO400A, Incontinence Liner 16.5” L Moderate to Heavy 36 Ct x4=144ct. $76.004 Attends Briefs Adult Brief Diapers Large 44” To 58” Extra Heavy 18 ct x4 =72ct. $68.00Call my cell 773-936-3444 South HollandItems can be picked up from me at the South Holland Police Dept. if preferred

Dunlop Golf Clubs $40; Mandolin Slicer $15 new; 70’ x 1/2” EMT Conduit $20, Backgammon Game $12, G. Foreman Grill $12; Trailer Tire 4.8 x 12 Mounted $8. Call 708877-6088

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