The Shopper 11/19/2025

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Wednesday • November 19, 2025

Full SNAP benefits to resume this month after government shutdown ends

mdougherty@capitolnewsillinois.com

CHICAGO — The Illinois Department of Human Services announced Thursday that residents who received partial or delayed SNAP funds in November will begin receiving full benefits for the month.

In Illinois, nearly 1.9 million people rely on SNAP benefits to buy groceries. Illinois recipients are expected to see their full benefits by Nov. 20, according to IDHS.

On Sunday, U.S. Sen. Dick Durbin and seven other Senate Democrats broke rank to vote alongside Republicans to pass a budget bill and reopen the federal government after a record 43-day shutdown caused an unprecedented lapse in Supplemental Nutrition and Assistance Program funding.

After three weeks of whirlwind lawsuits, appeals and a proposal by the Trump administration to provide only partial benefits, the government reopening means states can now release outstanding November benefits.

“The crisis was entirely avoidable,” IDHS said in a statement. “The Trump Administration had the funding to fully support SNAP but chose not to, putting tens of millions of Americans at risk of hunger.”

Lily Simpson, 21, is a substitute elementary school

teacher in Carbondale. Simpson, who relies on SNAP for groceries, said the uncertainty around the timing of benefits made it difficult to plan her shopping.

“When they don’t tell you the previous month that it’s going to be cut, it’s hard to budget that way,” Simpson said. “We already don’t have a lot to work with, but the SNAP, it really is just that extra cushion every month for us.”

Simpson, who usually receives $158 in SNAP

benefits on the first of the month, said her first payment came in on Nov. 7 with only $12. The next day, she got $38 more. Now, she said she can see the rest pending in her account.

Though Simpson signed up for text alerts about the status of her benefits, she said there had been no communication about the new deposits since the first one. She was only notified to check her account from a friend’s suggestion.

Simpson said she was lucky to have family members who could offer support and take her shopping, but without that, she would not have staples like milk and butter in her fridge.

“I would still be coasting off of the random leftover things in my pantry, like those green beans in the back corner that you forgot about that you’re just going to eat out of the can,” she said.

“I’m one of the lucky few that was able to continue to eat throughout it, but there’s plenty of people who weren’t.

Capitol News Illinois is a nonprofit, nonpartisan news service that distributes state government coverage to hundreds of news outlets statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation.

Veterans Reminded to Check for Property Tax Savings

Cook County – This Veterans Day, Cook County Assessor Fritz Kaegi reminds veterans that they may be eligible for property tax-saving exemptions that reduce their tax bills.

The Assessor’s Office processes 10,000 exemptions for veterans annually. Veterans who believe they may have been eligible for a past exemption can file for a Certificate of Error dating back to Tax Year 2021.

The Assessor’s Office administers three exemptions for veterans:

The Veterans with Disabilities Exemption is for veterans with a service-connected disability as certified by the U.S. Department of Veterans Affairs. The exemption reduces the equalized assessed value (EAV) on the primary residence of a veteran with a disability, very likely lowering the tax bill. Veterans who are 70% or more disabled receive an EAV reduction of $250,000. Veterans must renew annually, except for those who

are rated 100% disabled and classified as “totally and permanently disabled” by the U.S. Department of Veterans Affairs. They are automatically renewed once the 100% rating and the “total and permanent” status is registered with the Assessor’s office.

The Returning Veterans Exemption is for veterans returning from active duty in an armed conflict involving the armed forces of the United States. They are eligible to receive a $5,000 reduction in the equalized assessed value of their property only for each taxable year in which they return and the year after.

The World War II Veterans Exemption, recently created by the Illinois General Assembly, exempts veterans of World War II from property taxes. In April

Real Estate

Questions & Answers

CATHY

Question: Can anyone take any of the fixtures down or remove anything from the house? We bought a house and when we started moving in we realized someone had taken the mirrors out of the bathrooms, taken the surround-sound out, and removed the keyless entry to the garage. It was either the seller or the Broker.

Answer: A “fixture” is generally seen as something attached to and a part of the property. Thus, a builtin microwave is a “fixture” while a microwave sitting on a counter is not. Was the bathroom mirror attached to the wall? Or, was it merely hung like a picture? If it was just hung, then it is not a fixture and can be removed.

When you buy a home it’s smart to make a photo record of the property during the home inspection or when you see the property. This way you can document what was there at the

time of making an offer.

You don’t know that the broker removed any items. What you do know is the sellers have an obligation to deliver the property in essentially the same condition as when you saw it at the time you made your offer. If the broker did remove the items, that’s something for the sellers and the broker to resolve, it’s not your problem. The sellers or Broker need to either return any missing fixtures or provide compensation satisfactory to you. Speak to your attorney about this matter.

E-mail us your Real estate questions at: Cathyah@aol.com. Thinking of Selling? Call Cathy & Jim Higgins: Ind: 219-577-5905 Ill: 708-828-3304. Licensed Broker/Realtors in Indiana & Illinois. McColly Real Estate See What We Do at: www.Cathyhiggins. com. Personal Real estate Journal: www.Higginshousechat.blogspot.com

2025, Assessor Kaegi and his staff welcomed veterans and their families to the office to honor their service and celebrate this new exemption.

Application assistance is available in-person at one of our branch offices. Schedule an appointment today at https://www.cookcountyassessoril.gov/appt

For a list of in-person and virtual outreach events, visit www.cookcountyassessor.com/event-list. For more information about exemptions, visit www. cookcountyassessor.com/exemptions.

SOUTH SUBURBAN

COLLEGE

Fruits and vegetables are pictured at a County Market grocery store in Springfield. The items are eligible for purchase under the federal SNAP program. (Capitol News Illinois photo by Andrew Campbell)

Homeowners: Make sure you aren’t missing out on property tax savings

Cook County – With the release of 2024 second installment tax bills from the Cook County Treasurer’s Office, homeowners should check to make sure they are not missing property tax-saving exemptions.

Homeowners are encouraged to review the bottom left corner of the tax bill to confirm their exemption deductions. Most homeowners are eligible for the Homeowner Exemption, which saves approximately $950 dollars. Senior homeowners over 65 are likely eligible for additional property tax savings with the Senior Exemption.

Seniors and Veterans may also be eligible for further exemptions such as the “Senior Freeze” and Veterans with Disabilities exemptions.

If a homeowner believes they are eligible for an exemption, they can apply for their missing property tax savings by completing a Certificate of Error application. The Certificate of Error process provides homeowners with an opportunity to redeem missing exemptions for

the 2024, 2023, 2022 and 2021 tax years.

Homeowners are encouraged to immediately submit an online application or make an appointment to apply for missing exemptions. Accepted photo IDs and documents required to apply are listed on the Assessor’s website.

As a reminder, homeowners are responsible for paying tax bills to the Cook County Treasurer’s Office. If a homeowner paid the original amount due, they would receive a refund check from the Cook County Treasurer’s Office in the mail once the application is processed by the Assessor’s Office.

To learn more about missing exemptions, join a virtual workshop on Facebook or YouTube on the following dates:

Monday, Dec. 1, 2025, at 6:00 p.m. in English Tuesday, Dec. 2, 2025, at 6:00 p.m. in Spanish

To see a full list of available exemptions, visit www. cookcountyassessoril.gov/exemptions.

Assessor’s Office Releases New Housing Market Tracker

The Cook County Assessor’s Office published its new Housing Market Tracker, a first-of-its-kind, interactive map that shows real estate trends and individual sales in Chicago community areas and Cook County municipalities.

The Housing Market Tracker contains data on sale prices from 2020 to 2024 across different residential property types – single-family homes, condos, and multifamily buildings with 6 units or less. The Assessor’s Office receives these sales from the Illinois Department of Revenue and uses them to fulfill its statutory duty of updating assessments to follow market trends.

The Tracker shows that many regions of Chicago and surrounding municipalities that used to be more affordable have seen the biggest price increases from 2020 to 2024. The South Side community area of Englewood has seen median prices nearly double, from $58k to over $100k. Prices in the City of Harvey have more than doubled.

“My job, under Illinois law, is to adjust assessments so that they follow these market trends. The upside of these increases is that, for current homeowners, their equity has increased because the value of their home has increased,” said Assessor Kaegi.

“But the downsides are many: it’s become harder to be a first-time homeowner, and these assessment increases can cause property tax spikes. While we have to follow the market, rising unaffordability and unpredictable tax jumps are injustices in our property tax system that must be fixed.

That’s why I’ve been advocating for affordable housing legislation to build affordable rental housing, and for property tax relief to prevent tax spikes for the most vulnerable homeowners.”

The CCAO’s existing Affordable Housing Special Assessment Program (AHSAP) is on track to cover 15,000 properties by the end of 2025. AHSAP provides incentives for housing providers to maintain and build affordable housing for working-class renters across Cook County.

The CCAO has also advocated for circuit breaker legislation, a property tax relief program that helps those homeowners whose property taxes increase

beyond their ability to pay. Recent research by the CCAO shows that nearly 250,000 households in Cook County have experienced a tax bill spike of at least 25% in recent years.

The Assessor’s Office is tasked with estimating the fair market value of property in Cook County. That means determining what an individual piece of property might sell for in an arm’s-length transaction.

The Housing Market Tracker contains sales data from 2020 through 2024.

“While this data was available previously, it was difficult for non-experts to understand,” said Cook County Assessor Fritz Kaegi. “Now, for the first time ever, homeowners, journalists and policymakers have a free and accessible tool to see what’s going on in their local real estate market and across Cook County.”

The CCAO’s residential assessments have become much fairer since 2018. A recent analysis by Professor Christopher Berry at the University of Chicago found that these fairer assessments have saved the owners of low- and middle-priced homes $1.9 billion in property taxes.

The CCAO also recently released its Home Value Report, which allows homeowners to see the real estate data and sales that were most important for determining their home’s assessment.

Here are examples of what users can see in the Housing Market Tracker:

• The map shows price trends. For example, in Chicago’s West Englewood, median sale prices for single-family homes have more than doubled – from $65k in 2020 to $143k in 2024.

• By clicking on a neighborhood, users can explore individual sales. For example, in the Village of Winnetka, a lakefront home sold in 2022 for $12.75M

Users can also identify individual sales by community area and municipality, filter these sales by age and other property characteristics, and explore more details through the CCAO’s website.

The new Housing Market Tracker is available at www.cookcountyassessoril.gov/cook-county-housingmarket-tracker.

Fall Fun: TurfMutt Foundation Shares Five Ways to Get Outdoors This Autumn

LOUISVILLE, Ky. – The TurfMutt Foundation is encouraging families to take advantage of fall’s cooler temperatures and vivid scenery by spending more time in their own backyards and local green spaces. Outdoor activity in the autumn months isn’t just enjoyable, getting outside is linked to lower stress, sharper focus, and better overall health.

“Mulligan the TurfMutt and I enjoy this time of year when the air is crisp and the leaves are changing,” said Kris Kiser, President and CEO of the TurfMutt Foundation. “You don’t have to travel far to find adventure. It’s right outside your door, and your dog will be more than happy to come along to all these activities.”

The TurfMutt Foundation offers these ideas for making the most of the season:

1. Become a Backyard Scientist: Download free (and fun) educational materials at turfmutt. com/education and turn your yard or local park into an outdoor STEM classroom.

2. Host a Fall Scavenger Hunt: Organize a search for seasonal items like colorful leaves, acorns, and feathers – or whatever is indicative of fall in your climate zone.

3. Take in the Scenery: Walk or bike through your neighborhood or park to take in fall foliage while watching for migrating birds and wildlife.

4. Spend an Evening Under the Stars: Grab blankets, hot cocoa, and s’mores fixings to host an evening in your yard around a firepit or spread out a blanket to gaze at (and teach to kids!) the constellations.

5. Make Yard Clean-up Fun: Turn garden clean-up and fall bulb planting into games or challenges for kids. Let kids jump in leaf piles or hide your dog’s favorite toy for a “treasure hunt.”

For more fun fall ideas and to learn how to create a healthy green space for families and pets, visit www. turfmutt.com.

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Some content courtesy of Family Features and Capital News Illinois.

DEADLINE

Friday 4:00 pm for the following week’s issue.

PUBLISHER’S NOTICE

The Shopper reserves the right to edit any content supplied for publication as it sees fit, including but not limited to clarity, grammatical and factual accuracy, and to accommodate available space. All real estate advertising in this newspaper is subject to Fair Housing Laws which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, national origin, familial status, sexual orientation, marital status, military status, age, ancestry, parental status, source of income, military discharge status or housing status,” no matter how large or small the property. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis.

To complain of discrimination call HUD toll-free at 1-800-669-9777. The toll-free telephone number for the hearing impaired is 1-800-927-9275.

LOCAL CHURCHES

CHRIST COMMUNITY CHURCH, COGIC

1151 E. 170th St., South Holland

708-331-8389

FAX 708.331.8374

Admin@ChristCommunityCOGIC.org

ChristCommunityCOGIC.org

PASTOR DR. CARL E. KING, SR. WORSHIP SERVICES SUNDAY

Church School 9:15

COVENANT UNITED CHURCH OF CHRIST 1130 East 154th St., South Holland

708-333-5955

www.covucc.org

PASTOR REV. DR. PATRICK L. DAYMOND

JESUS LIGHTHOUSE OF LOVE

INTERNATIONAL MINISTRIES 19058 Burnham Ave, Lansing 312-206-1833 facebook.com/JLOLMinistries

PASTOR EL CID ZOLLICOFFER

PASTOR SHONNI ZOLLICOFFER WORSHIP SERVICES Sunday........................................... 11:00 a.m. Wed. Service on Facebook.............7:30 p.m. Women of Worship via Zoom 3rd Sat. @ 12 pm

RECONCILIATION CHURCH

833 East 168th St., South Holland

708-331-7755

www.reconciliationchurch.org

PASTOR GLEN MCCARTHY

WORSHIP SERVICES Sunday Worship 10:00 a.m. Wednesday Bible Study 7:00 p.m.

REDEEMER LUTHERAN CHURCH

651 East 166th St., South Holland

708-331-4100

redeemer-lutheran@sbcglobal.net

WORSHIP SERVICES Sunday 9:30 a.m.

Sunday School 10:45 a.m.

Channel 6 Tues. 10:00 a.m.

Heart Smart

When I see a beautiful painting — where the colors of the paint and strokes of the brush are perfect — I think about how long it must have taken to make such a beautiful masterpiece, and how challenging the process must have been.

Now, imagine you’re that piece of art and God is the masterful painter. We’re all in-progress pieces of art, and we don’t know what the final painting of our lives and ourselves is supposed to look like — and that’s frustrating!

We don’t know why God spends so much time painting in one difficult area of our lives, be it illness, abuse, addiction, sexuality, or anything else. But he labors over every inch of our lives, slowly working us toward becoming a masterpiece.

C.S. Lewis explores this metaphor in his book, The Problem of Pain. He says: “We are, not metaphorically but in very truth, a Divine work of art, something that God is making, and therefore something with which

He will not be satisfied until it has a certain character.”

He later says, “Over a sketch made idly to amuse a child, an artist may not take much trouble: he may be content to let it go even though it is not exactly as he meant it to be. … One can imagine a sentient picture, after being rubbed and scraped and re-commenced for the tenth time, wishing that it were only a thumb-nail sketch whose making was over in a minute. In the same way, it is natural for us to wish that God had designed for us a less glorious and less arduous destiny; but then we are wishing not for more love but for less.”

Have you allowed God to labor in love over you? Have you given him permission to turn your messy life into a masterpiece?

Josh Bootsma Member, Covenant Fellowship Church cfcsh.org

FIRST CHURCH (PCA)

3134 Ridge Rd, Lansing

708-474-9610

www.firstchurchpca.org Morning Worship 9:30 a.m.

Worship 5:30 p.m.

FIRST ORTHODOX PRESBYTERIAN CHURCH OF SOUTH HOLLAND

16248 South Park Ave., South Holland

708-333-8211

www.firstchurchsh.org

PASTOR REV. DANIEL SVENDSEN WORSHIP SERVICES Sunday 9:30 a.m. & 5:30 p.m. Sunday School 11:00 a.m.

GRACE LUTHERAN CHURCH, LCMS

8303 Sheffield Avenue Dyer, IN 46311 (219) 865-1137

gracedyer.org

PASTOR REV. DALE HETHERINGTON

WORSHIP SERVICES

Sunday........................................... 9:00 a.m.

Bible Study Sunday 10:30 a.m. Monday...........................................7:00 p.m. Saturday Prayer Service 10:30 a.m.

ST. PAUL’S EVANGELICAL LUTHERAN

CHURCH & SCHOOL

8601 Harrison Avenue, Munster, In. 46321 219-838-6720 stplmunster.com

Pastors: Peter Speckhard, Adrian Krebs

WORSHIP SERVICES: Monday: ..........................................6:30 p.m. Sunday: .....................8:00 a.m. & 10:15 a.m.

Bible Study: Sundays at ........9:15am (Sunday school at this

2nd & 4th Tuesdays of the month (Ladies’

Wednesdays at 10am Thursdays at 10am (Nursery

ESPIRITU DE DIOS

16400 S. State St., South Holland

708-439-1220 sogfchurch.com

PASTORES Jose & Paula Lopez

SERVICIOS: Grupo de Oracion de Hombres

Jueves ........................................... 7:30 p.m. Sabado Alabanza y Predicacion.....6:00 p.m.

UNITY OF NORTHWEST INDIANA

Plum Creek Center

2138 Moeller Street Dyer, IN 46311 (219) 931-5284 www.unitynwi.org ALL WELCOME

MINISTER: REV. GERALDINE COLVIN SUNDAY SERVICE.......................10:00 AM

Holiday cheer has a way of loosening purse strings – sometimes more than we can afford. In 2024, one-third of Americans ended the year with holiday debt averaging $1,181. And 60% of them were stressed about it, according to a December 2024 Lending Tree survey.

Ironically, when Americans created their 2025 New Year resolutions, they listed saving more money (45%) and reducing debt (32%) as two of the top three, per a 2024 CFP Board study. Imagine the head start they could have had without that holiday debt.

Here are some practical tips to help you stay mindful of your spending this holiday season:

Build – and follow – a budget. Decide how much you can realistically afford without going into debt or disrupting your regular expenses. Write that number down and refer to it regularly –doing so makes you more accountable and turns your budget into a plan, not just a wish. To help you stay the course and avoid unpleasant surprises later, keep a written or digital log of your purchases and reconcile them with your budget regularly.

Start early. The earlier you begin shopping, the more time you have to compare prices, check out the myriad of sales and make thoughtful decisions. Last-minute purchases, on the other hand, can lead to panic buying, overspending and costly rush shipping fees.

Pay with cash or debit. Credit cards make it easy to overspend, especially if you don’t plan to pay the balance in full. Using cash or a debit card and paying for it now rather than deferring payment can help you stick to your budget and avoid buying things you

can’t afford.

Make a list – and check it twice. Think about each person on your list and what they would value. Then write it down. If it already feels overwhelming, consider trimming your list to only close friends and immediate family. You might also shift your focus from material gifts to experiences – like a shared meal, a hike or a homemade coupon for help with chores. These often cost less and create lasting memories

Protect your long-term savings. Avoid dipping into retirement accounts or investments to fund holiday purchases. Depending on the account you tap, you could face penalties, fees and taxes – and you’ll be sacrificing potential future growth for short-term gratification. Plan ahead for next year. If overspending is a recurring issue, start preparing now for 2026. Decide how much you want to spend and set up a holiday fund. Contributing monthly to an interest-bearing account can ease the burden next year – and even earn you a little extra.

The holidays should be joyful, not financially stressful. By planning ahead, spending intentionally and keeping your long-term goals in mind, you can enjoy the season without the burden of debt. A little discipline now can lead to a more peaceful start to the new year – and a healthier financial future.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Patrick Zamkin, located at 18735 Dixie Hwy, Homewood, IL 60430. Contact us at (708) 798-9066. Edward Jones. Member SIPC.

ACROSS

1. Sounds of disapproval

Wanes

Intelligent

Death notice 15. A landlocked republic in western Africa 16. A male singing range

Speck

Ferrous

Muse of lyric poetry

Ballet dancer

Acclaim 23. Having a sharp inclination

Wacky

Prefix indicating “Upon”

Sell again 33. Continues 38. A type of medium-sized penguin 39. Shakespearean king

40. Pertaining to milk and milk products

42. Arabic sleeveless garments 43. Cruel 45. Tricksters

47. Four books of the New Testament 48. Sphere 49. Annoy 52. Be 57. Handle effectively 60. Laziness

63. A bone in the middle air 64. Smell 65. Precipitation 66. Vista 67. Be defeated 68. Grandson of Adam (Bible)

Twinges 70. Generates profound wonder 71. Anagram of “Seen”

DOWN

1. Graves

2. Submarine

3. What a book is called

4. An ancient upright inscribed stone slab

5. Chieftain

6. A city in Italy

7. Having light-colored hair

8. A desert in northeastern Egypt

9. Immersed

10. The throne of God (2 words)

11. Freudian stage

12. Anagram of “Taro”

13. Lope

21. Sword

25. Communion with God

27. Vend

28. A mountain on Crete

30. A river in central Europe

31. Teller of untruths

32. Not more

33. Electrical connector

34. City in Nevada

35. Anagram of “Soak”

36. Disabling

37. Urge a dog to attack

41. 17th letter of the Greek alphabet

44. Pins

46. Anagram of “Bale”

50. A stringed instrument

51. Empower

53. Sherry

54. Fatuous

55. Descendent

56. Taut or rigid

57. A stinging insect

58. Native of Peru

59. Flat or level

61. A measured portion of medicine

62. Mineral bearing rocks

AMERICAN EDUCATION WEEK

Schools across the country participate in American Education Week during the week before Thanksgiving. The week promotes collaboration between parents and educators. Across the country, schools host events under a theme proposed by the National Education Association (NEA). Within those themes, educators provide a look at their practices, technology, and goals. Source: nationaldaycalendar.com

SOLUTIONS

Master Fall

Hosting with a Medley of Color

(Family Features) Make fall entertaining a breeze this year, regardless of the occasion, with warm, satisfying sides that serve a crowd. Whether you’re enjoying roasted chicken, tender turkey or grilled fish for the main course, Sheet Pan Roasted Grapes and Sweet Potatoes provide a medley of color and taste that call to mind the flavors of the season.

As an effortless solution to please guests, this one-pan recipe lets the oven do the work while you enjoy the gathering and mingle with loved ones. Fresh California grapes are the star ingredient, versatile enough to headline fall recipes with their juicy burst of flavor and pop of color. Plus, roasting them intensifies their flavor as the natural sugars caramelize.

They can elevate get-togethers throughout autumn, and when paired with sweet potatoes, red onion and tangy balsamic glaze, you can create a roasted treat that complements main courses all season long.

Visit GrapesFromCalifornia.com to find healthy snacks, filling main dishes and more sides featuring the flavors and colors of fall.

Sheet Pan Roasted Grapes and Sweet Potatoes Servings: 6

• 3 tablespoons extra-virgin olive oil

• 3 tablespoons balsamic vinegar

• 3/4 teaspoon sea salt

• 3 cups red Grapes from California

• 1 pound orange sweet potatoes, peeled and cut into 1/4-inch slices

• 3/4 cup thinly sliced onion

• freshly ground pepper, to taste

• snipped fresh basil

Heat oven to 425 F. In large bowl, combine oil, vinegar, salt, grapes, sweet potatoes and onion, tossing well to coat. Place on large baking sheet and spread in single layer.

Bake 30 minutes, or until potatoes are tender, stirring halfway through cooking. Sprinkle with freshly ground pepper, to taste, and fresh basil.

Nutritional information per serving: 170 calories; 2 g protein; 27 g carbohydrates; 7 g fat (37% calories from fat); 1 g saturated fat (5% calories from saturated fat); 0 mg cholesterol; 310 mg sodium; 2 g fiber.

Source: California Table Grape Commission

Jesus Angel Sanchez, age 40, of Sauk Village, IL, passed away on Tuesday, November 11, 2025. Loving son of Jose and Graciela Sanchez. Dear brother of Elsa (Marco) Recio, Linda (Jose) Avila, and Gracie (Juan) Magana. Kind uncle to Angel, Marco, Gio, Briana, Angela, Ariana, Emily, Christian, Hunter, Sebastian, Juan Felipe, Sophia, and great-nieces and nephews Luca, Jessah, Solana, Aaliyahs, Mariah, Ciarah, Julienne, and the newest addition to the family Helena. Jesus was deeply devoted to his family, finding his greatest joy in the time they spent together. Family meant everything to him, and he was always there with love and support for every member. His closeness to those he loved was the heart of who he was. Jesus will be deeply missed by all who knew him.

Memorial visitation Tuesday, November 18, 2025 from 3:00-8:00 p.m. at Smits Funeral Home 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs Ln.) Dyer, IN. Arrangements entrusted to Smits Funeral Home – Dyer, IN. For further information, please contact 219-3227300 or visit our online obituary and guest book at www.SMITSFH.com

Peter R. Medema, age 63, of Hammond, IN, passed away on Monday, November 10, 2025. Loving father of Sarah (Angelo) Nicastro, Leah Medema, and Peter Medema. Cherished grandfather of June and Mabel. Dear brother of Tom Medema, Nancy Medema, Ralph (Jenn) Medema, Matt (Stephanie) Medema, Kim (Dave) Moore, and Scott Medema. Former spouse of Karen Houk. Former son-in-law of Beverly Tysse, as well as numerous family members and friends. Preceded in death by his parents Ernest and Grace Medema. Peter was a lifelong and loyal Chicago Cubs fan and loved his dog Wrigley who was his faithful companion. He was loved by many and will be dearly missed.

Memorial visitation Sunday, November 16, 2025 from 2:00 p.m. until time of the memorial service at 5:00 p.m. at Crossroads Community Church, 1538 Janice Dr, Schererville, IN. Memorial contributions may be given to Elim Christian Services (www.elimcs.org).

For further information, please contact 219-322-7300 or visit our online obituary and guest book at www. SMITSFH.com

Douglas P. Sluiter, age 66, of Schererville, IN, went home to his Lord and Savior on Monday, November 10, 2025. Beloved husband of Linda Sluiter, nee Jabaay. Loving father of Candice (Steven) Van Hout, Ashley (David) Huitsing, Braden Sluiter, and Austin Sluiter. Cherished grandfather of Raegan, Noelle, Parker, Thys, and Paxton. Dear brother of Donna (Jim) Verduin, Steven (Terri) Sluiter, and Anne-Marie (Brad) Docter. Loving son of Shirley and the late Donald Sluiter; sonin-law of Phyllis and the late Dorn Jabaay. Brother-in-law of James (Patti) Jabaay, Keith Jabaay, and Denise (David) Poole. Proud uncle of many nieces and nephews. Doug was the former owner of Sluiter Auto Electric. His employees were like family to him. He was a member of Bethel CRC and served as a deacon and elder for many years. Doug enjoyed playing basketball and walleye Canadian Outpost fishing. He enjoyed spending time with his family boating at the lake house. Doug was a loving father and grandfather. He will be dearly missed.

Visitation for family and friends Thursday, November 13, 2025 from 2:00 – 7:00 p.m. at the Seminar Room at Bethel Christian Reformed Church, 3500 GlenwoodLansing Rd. Lansing, IL. (Please use the north door entrance.)

Dennis Allen Jacobs, age 73, of South Holland, IL, passed away Wednesday, November 12, 2025. Father of Robert (Cathy) Jacobs. Grandfather of Brendan, Caleb, Aiden, and the late Aria. Brother of James (Sandra) Jacobs, Marvin (Antoinette “Toni”) Jacobs, and the late Robert Jacobs. Uncle of several nieces and nephews. Preceded in death by his parents Peter and Jennie Jacobs Private services will be held. Arrangements entrusted to Smits Funeral Home – Dyer, IN. For further information, please contact 219-3227300 or visit our online obituary and guest book at www.SMITSFH.com

Glenda Faye Selvage, age 87, of Schererville, IN, passed away peacefully on Wednesday, November 12, 2025. Dear friend of Deborah (Rick) Bates. Preceded in death by her parents Larkin and Hester (nee Barnett) Wells. Glenda loved to dance to country western music. She will be dearly missed. Private services will be held. Arrangements entrusted to Smits Funeral Home 2121 Pleasant Springs Lane, Dyer, IN. For more information, please contact 219-322-7300 or visit our online obituary and guest book at www. SMITSFH.com

Funeral service Friday, November 14, 2025 at 10:30 a.m. in the sanctuary at Bethel CRC with Rev. Kyle Beckrich officiating. Interment immediately following the service at Munster CRC Cemetery – Munster, IN with Pastor Tim Ahlemeyer officiating.

Arrangements entrusted to Smits Funeral Home –Dyer, IN. For further information, please contact 219-322-7300 or visit our online obituary and guest book at www. SMITSFH.com

Joseph S. Johnson, age 77, also known as “Joe” or “Josie”, of Dyer, IN passed away peacefully surrounded by family on Saturday, November 8, 2025. Beloved husband of Cheryl Johnson, nee Leicht. Dear father of Heidi (Rick) Krout and the late Virginia Johnson. Cherished grandfather of Joshua, Nia, Emily, Serena, Jacob, Rose, and Lyndajia and great grandfather of Benjamin, Lucas, Aliyah, Jason, Alaina and 4 great-grandchildren who are in Heaven. Dear brother of the late Denzel (late Joanne) Sanders. Devoted uncle of Mark Sanders, late Tim (Cindy) Sanders, late Brian Sanders and other numerous nephews, nieces, greatnephews and nieces. Joe worked at various Ford dealerships for over twenty plus years. Joe was a bus driver for Lake Central School System for over ten years. He had a passion for writing poetry and special letters to friends and family. Joe had a full life of adventures. He was an open-wheel race car driver, a past member of the Northwest Indiana Sports Club of America, an avid camper, a sponsor for Muscular Dystrophy camp-athons, a bowling coach, a Faith Formation Instructor, a 3rd degree member of the Knights of Columbus, a collector of cars, a player of cards, and a huge family man. He was loved by his family and friends and will be dearly missed. Visitation with family and friends will be held on Wednesday, November 12, 2025 from 3:00-8:00 p.m. with a prayer service at 6:00 p.m. at Smits Funeral Home 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs Ln.) Dyer, IN. In lieu of flowers, memorial donations to the Ronald McDonald House as well as a GoFundMe Page to support the family with recent medical and unexpected expenses would be appreciated. For further information, please contact 219-322-7300 or visit our online Obituary and guestbook at www. SMITSFH.com

Sheet Pan Roasted Grapes and Sweet Potatoes Photo provided by Family Features

assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact CHAD LEWIS, ROBERTSON ANSCHUTZ SCHNEID CRANE & PARTNERS, PLLC Plaintiff’s Attorneys, 6400 SHAFER CT, STE 325, ROSEMONT, IL, 60018 (561) 241-6901. Please refer to file number 24-212864.

THE JUDICIAL SALES CORPORATION

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CHAD LEWIS

ROBERTSON ANSCHUTZ SCHNEID CRANE & PARTNERS, PLLC

6400 SHAFER CT, STE 325

ROSEMONT IL, 60018

561-241-6901

E-Mail: ILMAIL@RASLG.COM

Attorney File No. 24-212864

Attorney ARDC No. 6306439

Attorney Code. 65582

Case Number: 2025CH00316

TJSC#: 45-2463

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 2025CH00316 I3275627

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

COUNTY DEPARTMENT - CHANCERY DIVISION

CARRINGTON MORTGAGE SERVICES, LLC

Plaintiff vs. BETTY MCAFEE; UNKNOWN OWNERS AND NON-RECORD CLAIMANTS

Defendant 24 CH 6105

CALENDAR

NOTICE OF SALE

PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause Intercounty Judicial Sales Corporation will on December 15, 2025, at the hour 11:00 a.m., Intercounty’s office, 120 West Madison Street, Suite 718A, Chicago, IL 60602, sell, in person, to the highest bidder for cash, the following described mortgaged real estate:

P.I.N. 29-09-102-071-0000. Commonly known as 14311 Parnell Ave., Harvey, IL 60426. The real estate is: single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than the mortgagee shall pay the assessments required by subsection (g-1) of Section 189.5 of the Condominium Property Act. Sale terms: At sale, the bidder must have 10% (25% if plaintiff is represented by Codilis & Associates, P.C.) down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file before bidding. IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER THE ENTRY OF AN ORDER OF POSSESSION, IN

407-730-4644. LLS13154

INTERCOUNTY JUDICIAL SALES CORPORATION

intercountyjudicialsales.com

I3275912

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

COUNTY DEPARTMENT - CHANCERY

DIVISION

US BANK NATIONAL ASSOCIATION NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR RMTP TRUST, SERIES 2021 COTTAGE-TT-V

Plaintiff vs. UNKNOWN HEIRS AND LEGATEES OF DWAYNE A. HILL; TRACEY D. HILL; DAMONIQUE HILL; DWAINE HILL JR.; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; CARY ROSENTHAL, AS SPECIAL REPRESENTATIVE FOR DWAYNE A. HILL, DECEASED; UNKNOWN OWNERS AND NONRECORD CLAIMANTS

Defendant 23 CH 3013

CALENDAR 57

NOTICE OF SALE

PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause Intercounty Judicial Sales Corporation will on December 15, 2025, at the hour 11:00 a.m., Intercounty’s office, 120 West Madison Street, Suite 718A, Chicago, IL 60602, sell, in person, to the highest bidder for cash, the following described mortgaged real estate:

P.I.N. 29-20-306-064-0000.

Commonly known as 1549 W. 165th Street, Markham, IL 60428.

The real estate is: single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than the mortgagee shall pay the assessments required by subsection (g-1) of Section 189.5 of the Condominium Property Act.

Sale terms: At sale, the bidder must have 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file before bidding. IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER THE ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(c) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

For information call Sales Department at Plaintiff’s Attorney, Sottile & Barile, LLC, 7530 Lucerne Drive, Suite 210, Middleburg Heights, Ohio 44130. (440) 572-1511. ILF2302011

INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3275936

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION Fifth Third Bank Plaintiff vs. Althea Saulsbury aka Althea J. Saulsbury; The United States of America, Secretary of Housing and Urban Development; Illinois Housing and Development Authority Defendant

19 CH 5771

CALENDAR 60 NOTICE OF SALE

PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause Intercounty Judicial Sales Corporation will on December 15, 2025, at the hour 11:00 a.m., Intercounty’s office, 120 West Madison Street, Suite 718A, Chicago, IL 60602, sell, in person, to the highest bidder for cash, the following described mortgaged real estate: P.I.N. 28-23-305-048-0000.

Commonly known as 16646 Central Park Ave., Markham, IL 60428. The real estate is: single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. If the subject mortgaged real estate is a unit of a

(g-1) of Section

of the Condominium

Act. Sale terms: At sale, the bidder

10% (25% if plaintiff is represented by Codilis & Associates, P.C.) down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file before bidding. IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER THE ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(c) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

For information call Sales Department at Plaintiff’s Attorney, Manley Deas Kochalski LLC, One East Wacker Drive, Suite 1250, Chicago, Illinois 60601. (614) 220-5611. 19-015789

INTERCOUNTY JUDICIAL SALES CORPORATION

intercountyjudicialsales.com

I3275957

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

COUNTY DEPARTMENT - CHANCERY

DIVISION

FEDERAL HOME LOAN MORTGAGE COR-

PORATION, AS TRUSTEE FOR THE BENEFIT OF THE FREDDIE MAC SEASONED CREDIT RISK TRANSFER TRUST, SERIES 2022-2

Plaintiff vs. SAM PAIGE, AS PLENARY GUARDIAN OF THE ESTATE AND PERSON OF ELIZABETH PAIGE, A DISABLED PERSON, SAM PAIGE, ELIZABETH PAIGE, UNKNOWN OWNERS GENERALLY, AND NON-RECORD CLAIMANTS

Defendant 25 CH 2300 CALENDAR 64

NOTICE OF SALE

PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause

LIBRARY HAPPENINGS

Calumet City Public Librar y Address: 660 S Manistee Ave, Calumet City, IL 60409

Phone: (708) 862-6220

Email: info@calumetcitypl.org Website: http://www calumetcitypl.org/index.html

Dolton Public Libr ar y Address: 14037 Lincoln Ave, Dolton, IL

Phone: 708-849-2385

Email: lincoln@doltonpubliclibrary.org Website: www.doltonpubliclibrary.org

BEGINNERS COMPUTER CLASSES

Every Monday, from 1-2 pm. Call to register 708-849-2385

THRIVE ON TUESDAYS W/ MARIO KOONCE

Every 4th Tuesday from 10-11 am. Nutrition Tips, Fitness & Exercise Guidance, Preventive Care, and the Importance of Sleep and Rest. ONGOING PROGRAMS

EVERY MONDAY: STAY FIT with SHEENA STINSON: In-house workout program from 9:30-10:30 am. Register by calling 708-849-2385.

EVERY THIRD SATURDAY OF THE MONTH: BETWEEN THE PAGES: A VIRTUAL STORY TIME! Register by calling 708-849-2385 the link will be emailed to you.

EVERY SECOND TUESDAY OF THE MONTH: TODDLER TIME with Ms. Brooks: 10:45-11:45 AM. No registration is necessary. Daycares are welcome!

EVERY THIRD WEDNESDAY OF THE MONTH, SIMON SAYS..GET UP AND MOVE with Ms. Lottie Maria: 11:30-12 PM. Jump, Clap, and Dance. Toddlers and Daycares are welcome! Call to register at 708-849-2385 ext 4. HOMEWORK HELP: Call 708-849-2385 ext. 4 to make an appointment with Ms. Brooks on Fridays or Saturdays. Ages 5-12.

Hammond Public Librar y

Address: 564 State St., Hammond

Phone: (219) 931-5100, ext. 310 or 307

Email: swishl@hammond.lib.in.us Website: www.hammond.lib.in.us

Har vey Public Libr ar y

Address: 15441 Turlington, Harvey, IL 60426

Phone: 708-331-0757x3200

Email: has@harvey.lib.il.us Website:www.harvey.lib.il.us

Join Us For Vir tual Programs : Each day at 4:00 pm, “stop” in for online family-fun at the Harvey Library Tuesday: Craft Wednesday: Story Time Thursday: Bacon Bits & Cooking Tips Monthly Virtual Music Class (Friday, check calendar each month)

Homewood Public Librar y Address: 17917 Dixie Hwy, Homewood, IL 60430

Phone: (708) 798-0121

Email: hplhelp@homewoodlibrary.org Website: www.homewoodlibrary.org/

FAMILY READING NIGHT & STUFFED ANIMAL SLEEPOVER

November 20 | 6:00pm | Grades PreK-6

TEEN FALL FEST November 21 | 6:30pm | Grades 7-12

LEGOS @ THE LIBRARY November 24 | 4:00pm | Grades K-6 Registration Required

Riverdale Public Librar y

Address: 208 W 144th St Riverdale, IL 60827

Phone: (708) 841-3311

Email: library@rpld.org Website: www.rpld.org

ONGOING PROGRAMS

Riverdale Public Library District Food Pantry

Our food pantry is open to everyone and is located in the entryway of library. Donations are also welcome and can be dropped off at the Circulation Desk. Please ensure that food items are non-perishable, non-glass containers and not expired.

Weekly Walking Group 9 – 10 am Ages: Adults/Seniors This walking program is for everyone interested in achieving a healthier lifestyle. What better way to start your path to better physical and emotional health, than on your feet making strides to help your heart and improve your general health.

Lansing Public Libr ar y Address: 2750 Indiana Ave., Lansing IL Phone: 708-474-2447

Email: shari@lansingpl.org Website: www.lansingpl.org

South Holland Public Librar y Address: 16250 Wausau Ave., South Holland IL Phone: 708-527-3160 or 708-580-6161

Email: library@southhollandlibrary.org Website: shlibrary.org/events-calendar

Thor nton Public Librar y

Address: 115 E. Margaret St. Thornton, IL.

Email: library@thorntonil us

Website: https://www thorntonlibrary org/

is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876 THE JUDICIAL SALES CORPORATION

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-794-5300

E-Mail: pleadings@il.cslegal.com

Attorney File No. 14-25-00409

Attorney ARDC No. 00468002

Attorney Code. 21762

Case Number: 2025CH01146

TJSC#: 45-2705

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 2025CH01146 I3276149

FSSA Announces End of MDwise Participation in Indiana Medicaid Programs

Indianapolis — The Indiana Family and Social Services Administration (FSSA) today announced that MDwise will no longer serve as a managed care health plan for Indiana Medicaid’s Healthy Indiana Plan (HIP) and Hoosier Healthwise programs, effective January 1, 2026.

This decision follows a comprehensive review of MDwise’s performance and its ability to meet FSSA’s standards for member services, provider support, and program accountability. FSSA determined that ending the contract with MDwise is necessary to ensure the long-term strength and sustainability of Indiana Medicaid.

“Indiana Medicaid exists to provide dependable, high-quality care for the Hoosiers who rely on it,” said Mitch Roob, Secretary of FSSA. “Our review found that, of the four plans, MDwise was both the most expensive and the lowest in quality. Federal rules require us to maintain at least three plans, and this decision allows us to meet those standards while safeguarding members’ access to care.” What this means for members:

• Coverage continues: Members will not lose Medicaid benefits.

• New plan options: Members must choose a new health plan—Anthem, CareSource, or MHS—during open enrollment.

• Automatic assignment: Members who do not choose will be assigned to a plan, with the option to change within 90 days after January 1, 2026.

• Continuity of care: Existing authorizations and treatments will be honored for a transition period.

Members will receive letters with detailed instructions on how to select a new plan. For assistance, they can contact the Enrollment Broker for HIP at 1-877-GETHIP9 (1-877-438-4479) and Hoosier Healthwise at 1-800-899-9949 or click here.

Current Medicaid providers will receive more detailed information on the transition in an upcoming provider bulletin.

Don’t Listen To The Voices

How often do we find ourselves held back from reaching our goals, feeling happy, or achieving success simply because we’ve let the negative words of others or even our doubts seep into our minds? One of the most crucial factors in achieving success is learning to silence those negative voices that try to convince us that we cannot and will not be successful. It can be a single negative remark from a friend, family member, or even a stranger that can shake our confidence and make us doubt our ability. These words aren’t just harmless doubts; they can seriously affect you being bold and confident in pursuing your dreams.

It’s harmful when someone else delivers these harsh comments but it’s worse when you inflict the wound yourself with self-doubt. Repeatedly allowing negative comments to flood your mind, will eventually cloud your thoughts and you start to believe the negativity also.

For example, you’re trying to lose weight, but when you discuss your goals or plans with others, they respond by bringing up past failures or saying that you can’t stick with your plans. They lack the words of support and encouragement that most of us need to pursue our goals. These negative words can plant seeds of doubt in your mind that spring up like weeds, making you question whether you’re capable of achieving your desired weight. Instantly, motivation is choked out of you. You feel discouraged and unsure of yourself. It’s hard to keep moving forward when you’re being bombarded with negativity. Sometimes, the naysayer is not purposefully trying to discourage you, but seemingly helpful comments can hurt.

Maybe you’ve been thinking about going back to school, but every time, someone says, “You can’t afford it”, “You’re too old”, or “You don’t have what it takes”. These words can be incredibly disheartening! The messages start playing like a broken record player over and over in your mind. Making you question whether you’re capable of succeeding academically or if it’s worth the time and

money. Instead of feeling excited and gung-ho about school, you feel defeated before you’ve even begun. You can defeat the negativity by controlling how much influence these negative voices have over you. Just because someone else doubts your abilities doesn’t mean you have to doubt yourself. King Saul and the Israelites doubted David’s ability to defeat the Goliath, but David believed in the abilities God gave him to be victorious. Proverbs 21:29 says, “The wicked bluff their way through, but the virtuous think before they act.” This verse reminds us that we have the choice to be bold and confident in our actions, regardless of what others say.

Boldness and confidence project us forward. However, being bold doesn’t mean being reckless or ignoring valid concerns; it means having the courage to pursue your dreams despite the S.N.O.W.: situations, naysayers, obstacles, and warfare you may encounter along the way. It means believing in yourself and your abilities, even when others doubt you. With boldness, hard work, and determination, you can overcome the challenges that come your way.

You must remember to shut the negative voices out that you hear—whether from others or yourself. If you feed the negativity, you give it power over you. Negativity has no power over you unless you allow it to. Do not allow those voices to dictate your actions, create doubt, and stop you. Repeat daily positive bible verses and positive affirmations to encourage you.

Daily you must overcome negative voices, including your own, to continue striving towards your dreams which builds courage, confidence, and belief in yourself. You must learn to silence the doubters and naysayers by choosing instead to listen to the voice within us that knows we are capable. So be bold, and confident, and achieve what you set your mind to. Y? Why Not!

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Gary Food Council Works to Alleviate Food Insecurity Through Education

When Donna Jack’s husband passed, she turned to the Gary Food Council and the Brothers Keeper’s Community Garden for support.

“When I saw the garden for the first time, it was love at first sight,” said Jack. “It made me realize that I could deal with the grief of death by growing and celebrating life.”

Now, Jack has made it her mission to address the issue of Gary’s food desert status and inspire people to embrace the hobby of gardening that she was introduced to over two years ago.

“My biggest pet peeve is the fact that some of us Gary residents have to use gas stations as grocery stores,” she said. “There is no real, fresh food at these establishments aside from maybe a banana or an orange at the check-out counter, and that bothers me.”

According to the USDA, Lake County has 24 food deserts, and 14 of them are in Gary. This reality has left many residents with no choice but then to travel miles away from their homes to acquire fresh produce.

“For us, the definition of the grocery store has changed,” said Jack, “but the garden has made me realize there is another way.”

Even though the Brothers Keeper’s Garden serves primarily as an oasis of garden beds, Jack describes its true purpose is to be a meeting place for learning and education. She believes that by offering people the chance to acquire the resources and knowledge they need to be self-sufficient, they can make a difference one home garden at a time.

“Most people who come to the garden ask us ‘How do I do this on my own?’, and we give them the opportunity to get their hands dirty and learn for themselves,” said Jack. “I always say ‘If you feed a person a fish, they eat for the day, but if you teach them how to fish, they eat for life’.”

The Gary Food Council invites all to visit, volunteer, and learn about what it takes to start your own garden for the next planting season. No experience or materials are necessary, just some curiosity and willingness to get your hands dirty.

“By feeding the mind and well as the body and soul, we ensure that this tradition spans far beyond our humble effort,” said Jack.

For more information, visit www.gfc219.org or contact gfcindiana@gmail.com

Services

AC/HEATING SERVICES: Summer Special! Furnaces or A/C’s , Clean & check $59.95. Furnaces, A/C’s, Boilers, water heaters, sump pumps, humidifiers, installations, repairs, furnaces installed from $1495.00 R/D Heating & Cooling. IL. and IN. 219-616-3281

SMITH PAINTING 30

YRS EXP - FREE

ESTIMATES Mention Sherry, get 5% off job. Call Mike 2197429867

MOVING SERVICES: Pick up/ Delivery Service. Small moves; in-house move; store-to-home. Assembly: Furniture & exercise equipment (Ikea, Office Depot, etc.) Call Rob daily until 9pm 708-898-8668

JUNK REMOVAL Time to make space! Cleanouts (garage attic, basement, shed). Hauling away appliances, furniture,

CAR / TRUCK TROUBLE?

Vehicle shopping? Onlocation diagnosis: Will find needed repairs / maintenance. Uncertain of mechanic estimate? 32 years exper. Any day! 708-898-8668

CLEANING OUT GARAGES. WILL PICK UP SCRAP METAL. Also Clean Gutters and Small Repairs. Call 312-8356645 or 708-277-3948

Vehicles

2022 Jeep Cherokee 4x4, Trail-rated V6, Leather Seats, Only 5,000 miles. $37,000. 708-796-5331

2009 Chevy Silverado, 1GCEK39069Z164494b. Extended Cab, 4WD, 6.5’ bed. V8 5.3L Flex Fuel. New Battery &Alternator, April 2025. Tires, 1 year old. Some Rust on Driver’s Rear Quarter Panel. 149k miles Asking $4,000. If interested, Call 708-9138624

1997 Lincoln Mark 8, low miles 53,000. Super clean. $5,000. 708-668-3851. Silver grey, third owner. Shererville, Indiana.IN DESPARATE NEED SMALL CAR FOR 80 YEAR OLDECONOMICAL CAR CAN BE DAMAGED IF RUNNING FOR LOW INCOME SR. CITIZ. Does not have to pass emission test if the price is right - Call 219-801-0955

WANTED: Electric chainsaws and as many chains as you have. Exterior Brown Paint. 219-801-0955

LOOKING FOR A NEW HOME FOR THREE DOGS. Owner died and husband is 84 and is not able to care for them anymore. Adult dogs, one boy two girls. Female shitsu mix, and male and female poodle mixes. 219-3024817.

For Rent

HOUSES FOR RENT IN PHOENIX. THREE AND FOUR BEDROOMS, SECTION 8 WELCOME. $1650 / mo. One month security deposit and background check required. Have yards. Extra charge for appliances. Available immediately. Pets negotiable. Driveway parking available. Call Renetta Thomas for more information 708-4178384.

3 BED 1BATH RANCH HOUSE, COMPLETELY RENOVATED WITH LARGE PRIVATE, FENCED YARD IN SOUTH HAMMOND ON THE BORDER WITH MUNSTER. All new appliances including washer and dryer. 12 month lease. Pets negotiable. Tenant pays utilities. Off-street parking, nice neighbors, close to the expressway. Call 323-4730673. $1,995 per month, with one month security deposit.

BEAUTIFUL SOUTH HOLLAND ROOM FOR RENT IN A SINGLE FAMILY HOME. King size bed, semi private bathroom with Jacuzzi tub. No cooking, full size refrigerator and microwave in room. Free lights, free gas. Only $225 a week, $500 move in fee. Background check required. Call 708-8433932 for more info.

APARTMENT FOR RENT- 2 BEDROOMS 2ND FLOOR. CALUMET CITY IL. $1200 RENT and one month security. No smoking, no pets and no section 8. Street parking. Serious inquiries only. Call 708 466-7272

For Sale

Shih Tzu Puppies for sale, $800 each, Puppies are 2 months old with first shots. Puppies available 11/15/25. Call Karen at 708-7319137 Grandpa’s golf collection - PING putters

$49, golf balls $6/dozen and up, kids sets $39, senior TI-Drivers $49, display sports shadow boxes, $39. Call 708-3393429 for more info. South Holland

Dunlop Golf Clubs $40; Mandolin Slicer $15 new; 70’ x 1/2” EMT Conduit

$20, Backgammon Game

$12, G. Foreman Grill $12; Trailer Tire 4.8 x 12

Mounted $8. Call 708877-6088

New coffee maker with two stainless steel travel cups from J.C. Penney $20. Heave Duty Skinny Mini Ladder with multi purpose tray, $20. Call 708-4749568

Serta queen mattress, box spring, guest room use, great condition, traditional top , $125.00 708-6454245

Lighted Christmas Tree. Seven feet, six inches tall. Great condition. $40 Call or text 708-673-9361

Large chair. Motorized for soothing relaxation. Don’t know if it still works. Free to whoever wants it. 708-339-8775

Women’s Large Leather Jacket, $20; Butterball Turkey Frier $30; Dell Printer $20, Shark Vaccum $20; Hoover Vac $10; Tools. 708-877-6088

Wanted

WANTED: OLD BEER CAN COLLECTIONS AND OLD POP CAN COLLECTIONS. CASH PAID.219-730-9624

Looking for room to rent with own bathroom. NW Indiana/Lansing area. Elderly care experience. 40+ Non-drinking/smoking male w/ maintnenance skills. Prefer kitchenette & garage space. 708-898-8668

Looking for Older Chevy or Ford Truck in good condition, Low Miles and Price from ‘99-2004. Also older Toyota Car, in good condition, Low Miles and Price from ‘95-2000. Also in search of a Wringer Washer in working condition. Call 219-801-0955

Looking for DEGAN OR MUSSER VIBRAPHONE CALL 219-801-0955 WANTED - As many can of salmon fish as you have. 219-801-0955

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