Moon Valley Tattler September 2022

Sharing Love Through Volunteering

BY DEVON REAVEY

National Charity League, Moon Valley Chapter has a multitude of philanthropic opportunities with great missions and impacts. One example is The Joy Bus Diner, a non-profit organization that makes and delivers meals to homebound cancer patients across the valley. Volunteers can deliver meals to cancer patients or work as a hostess at The Joy Bus Diner. Here, having a great meal and supporting an extraordinary cause go hand in hand.

The NCL mother-daughter pair, Jenna and Vanessa Parris, were kind enough to share their experiences volunteering at the Joy Bus Diner. Jenna expressed that “When I volunteer at the Joy Bus, I am overwhelmed with the outpouring of love and support I see with not only the amazing staff and volunteers who work there, but also with the loving and loyal customers who come in to support such an amazing cause. The diner is getting busy and that means more cancer patients can feel the love and support thanks to our amazing community.” Vanessa also shared that “Volunteering at the Joy Bus Diner was a really fun experience. I have been blessed to help in the diner and deliver meals, and it warms my heart to know I am helping my community.” It is great to see how the Joy Bus Diner not only affects the lives of the homebound cancer patients but also the volunteers.

The Joy Bus Diner is a 100% nonprofit restaurant. Every cent earned supports The Joy Bus, a local charity that has been delivering chef-crafted meals and caring conversations to cancer patients valley-wide

since 2011. The restaurant is open Thursday to Sunday, 7 AM to 2 PM and is located on the SE corner Shea and the 51 Highway.

Through NCL I have been able to work as a hostess at The Joy Bus Diner. NCL has provided me with the chance to make a difference by working with such a remarkable organization and group of people. This is just one of the many opportunities and experiences that NCL has gifted me through my membership. Plus, I have been able to spend more time with my mom as well as gain valuable experiences and skills, such as organizing meetings, collaborating with all kinds of people, and volunteering at different nonprofit organizations.  NCL celebrates its 97th anniversary this year. Members of NCL volunteer nearly 3 million hours to more than 6,000 charities each year creating a $68 million philanthropic impact. There are 287 chapters in 31 states with roughly 200,000 members. New membership drive begins on November 1st. For more information or to learn about joining NCL, please visit our website at nationalcharityleague.org/chapter/ moonvalley or send an email to membershipmoonvalley@nclonline.org

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Valley

Desert Friends-

Yes, a scorpion stung me this week! A typical morning started out with coffee, reading my emails and BOOM I stepped out into the garage, and I felt the snap and knew right away without even a light I was now the victim of what I sometimes think is a rubber band on the floor. Living in the desert with a mountain preserve I am used to seeing scorpions in the yard, by the pool and yes in the house even though we have a regular pest con trol service. This is where they live and tis the season. With all the rain and moisture, they are out.

I was stung about 20 years ago for the first time and called poison control, they were most helpful and calming and even called back to check on me hours later. This time, I just poured another cup of coffee and waited for my husband to get out of bed. Sitting calming my lips and tongue tingled and the stinging sensation on my foot continued for hours. I decided to spend the day at home, popped 2 Benadryl and kept pushing the fluids, walking around the house, and keeping active and busy. Within 24 hours all symptoms of weirdness throughout my body, diminished.

Of course, we all search the internet and try to find out what we need to do, what will happen if you do this, what you will do if you do that…….

So what happens if a human gets stung by a scorpion? Some common symp toms of a scorpion sting are a tingling or burning at the sting site, numbness, diffi culty swallowing, difficulty breathing, blurry vision, or seizures.

Everyone is so different, allergies, reactions to bites and venoms whether it be scor pions, mosquitos, or bee stings, I would advise you to just know and watch your body.

Dawn Trapp

BY DR. PAUL STANTON SUPERINTENDENT, WESD

Hello WESD Partners & Community Members,

I am Dr. Paul Stanton, the proud Superintendent of the Washington Elementary School District (WESD). There is so much to look forward to and I am excited to continue communicating all of the District’s achievements, highlights on students and staff, important dates with you. If you have not been getting these updates, please read to the end of this communication for ways to stay informed.

Maintenance and Operations Budget Override and Bond Election

The WESD Governing Board called for a special Maintenance and Operations (M&O) Budget Override Election and a special Bond Election for November 8th, 2022.

Currently, the WESD provides full-day kindergarten, Music, Art and PE opportunities, and Gifted and Intervention Programs for all students with M&O Override funds. M&O Override funds also help the District maintain competitive salaries for instructional staff. The continuation of an M&O Override will allow the District to provide our enhanced programs and services, and attract and retain teachers and instructional staff, both essential components for the success of our WESD students.

In addition, the WESD uses bond funds to fulfill important capital projects. If this voter-authorized funding is continued, WESD will use it for safety projects, building system upgrades and replacements, site upgrades, classroom technology and student transportation.

To learn more about the upcoming elections and to view Frequently Asked Questions (FAQs) for the Bond and Override, please visit www.wesdschools.org/

bondoverride.

Follow WESD on Social Media

Do you want to keep up with the WESD all school year long? Positive news, updates and announcements are posted each day to all of the District’s social media pages including Facebook, Instagram and Twitter. The WESD Facebook page consistently ranks in the top five largest performers amongst school districts in the state! I encourage you to join our community of social media followers as we continue to share our good news.

As always, thank you for your ongoing support of the WESD. Your partnership is immeasurable to the success of the students and staff.

Gratefully, Dr. Paul Stanton, WESD Superintendent

The Moon Valley Tattler | September 2022 5Call us: 602.765.0902 LETTER FROM THE EDITOR TRAPPED IN MOON VALLEY info@mvtattler.com join for 2022 Submit ads & Stories for your brand to info@mvtattler.com December January February March April May June July August Sep tember October November December January February March April May 17 th 25th 22nd 22nd 26th 24th 21st 26th 23rd 27 t 25th 29t 27 t 3rd 4th 4th 1st 6th Materials Due Date Issue delivered out My business has gone through the roof since I started advertising in Moon Valley Tattler. We don’t even need to advertise anywhere else.” Valleywide Pool Supply “ success Your info@mvtattler.com Submit ads & Stories for your brand to info@mvtattler.com December January February March April May June July August Sep tember October November December January February March April May June July August Sep tember October November December January 17 th 25th 22nd 22nd 26th 24th 21st 26th 23rd 27 th 25th 29th 27 th 3rd 4th 4th 1st 6th 3rd 1s t 5th 2nd 7th 4th 9th 6th Materials Due Date Issue delivered out My business has gone through the roof since I started advertising in Moon Valley Tattler. We don’t even need to advertise anywhere else.” Valleywide Pool Supply “ 2023 NEXT DEADLINE August 22ndWe are so lucky to live in the desert and I love all the other creatures living in my yard and home. As I sit and drink my morning coffee, and watch the menagerie of families of quail, bunnies, lizards, hawks, and hummers, I count my blessings and will try to remember to put my shoes on before I get out of bed next time.

Rookie Mom: To Induce or not to Induce?

BY BRIGHID CONSTABLE

There are too many exciting emotions to count in the Constable house right now.

As you’re reading this article, I’ll be holding my sweet baby boy in my arms –thoroughly panicked!

But if you’ve kept up with my column, you’ve been updated on my pregnancy jour ney – the total opposite of my first experience!

For those who aren’t in-the-know, my first birth experience was actually exactly what I wanted: an epidural and a quickand-easy birth.

Unfortunately, the time that followed the birth was a messy postpartum depression and an OB who didn’t listen to my anxieties.

Of course, that’s not to say the PPD won’t happen again. It might, but this time I have the right people and tools up my sleeve.

This time around, I knew I wanted an unmedicated birth to avoid any inter jections of unnecessary medications that might interfere with my already coo-coo hormones.

With my birth team at the helm, I hired a doula (the amazing Kelly Sunshine of Sunshine Doula) and have been working with my equally amazing OCD mid wife Ellie Tan, CNM - WHNP-BC at Premier OB-GYN.

My birth preferences for labor include listening to hypnobirthing while la boring, laboring in whatever position my body wants, and using the tub at any time. And my goals are to have a healthy and happy delivery by breathing the baby out.

But of course, these are all preferences.

A little hiccup throughout my pregnancy has been managing my gestational diabetes (GD). No matter how I manage my diet, it’s something now controllable with medication – thanks to my placenta that just produces hormones which causes higher sugar rates during the night when

I’m fasting.

(Shout out to MVT’s creative director, Hana Alanis, who also went through the same journey with two of her kiddos!)

Because of the GD, my baby boy is measuring larger than average which leads to the headline of this article: to induce or not to induce labor?

My goal is to avoid pitocin or cytotec by any means, but my midwife did bring up that at Week 39, she’d like to elect for an induction.

As a happy medium to encourage my non-medicated route, I’ll have a mem brane sweep at Week 38 and then use my magic “natural” induction methods that got the ball rolling with my first birth.

(With Brynn, she was 6 days past 40 weeks and I was DONE. I read that foot reflexology helped, so I went with my sister, and 12 hours later, early signs of labor came in full force.)

However, this little guy DOESN’T arrive by Week 39, my midwife suggested an induction with cytotec – which I really want to avoid.

So the age-old question still remains: to induce or not to induce labor?

ALSO: I’d love to hear experiences from Moon Valley mamas on their birth stories, which I’d be happy to share in the October issue of the Tattler!

Just email me at brighid.constable@gmail.com – I know I’d love the mid night reads while trying adjust to baby #2 and I’m sure other Moon Valley mamas would love to read them as well!

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SPAM: A BIOGRAPHY by Carolyn Wyman

My friend’s husband was from the town of Austin, Minnesota (not Texas). My friend talks about the company which built the town of Austin. It is Hormel. Hormel produces canned chickens, hams, and Dinty Moore Beef Stew, among other products. The company also produces SPAM, which recently came back into favor when meat appeared to be in short supply.

SPAM was first produced in 1937 before the Second World War. It was designed to have a long shelf life, be good tasting, and nutritious. The author describes in detail how the product is made. Slabs of pork shoulder meat is put under pressure to remove bones. The muscle and fat then are mixed with salt, ham, and nitrates. It is chopped and mixed and then canned. The sealed cans then go into a sixstory building in Austin, Minnesota where the meat is fully cooked. The squarish cans were especially designed and tested to enable a safe and thorough heating process. The meat can be eaten right out of the can. (Be careful opening the can. The edges are sharp!)

Wyman’s book presents SPAM as a cultural phenomenon as well as nutrition. I remember Mom slicing the meat into six equal pieces for sandwiches on our trips. We fought over the “jelly” which was salty and mostly gelatin. Wyman’s book contains recipes for SPAM cheesecake, SPAM baked beans (ever heard of adding pineapple rings?), SPAM and eggs (and how about some peppers), SPAM sushi (big in Hawaii), and SPAM bread. In Austin, SPAM recipe contests have been featured at SPAM

By Frosty Kroening

Festivals. SPAM is very popular in Alaska where food is hearty and hard to store. Hop-A-Long Cassidy visited Austin at one point. He did not ride his horse. He drove a convertible!

I found SPAM at most local grocery stores (not Sprouts) and at our local Walgreens stores. People purchase it. It qualifies as an emergency food though it does contain cured meats which are considered unhealthful by many. It is not much higher in fats than many popular snack foods.

Spam is the name for electronic junk mail, too. But, a Google search reveals many recipes and memories about SPAM. Our family would fry onions and potatoes and then add a bit of SPAM. Split pea soup often had small pieces of SPAM, especially if the soup was home made with carrots, celery, and onions. A can of SPAM could spice up vegetarian foods for a week at low cost! Fried rice made with a bit of SPAM is tasty. A movie was made called “SPAMARAMA.”

What are your memories and uses and jokes about SPAM? Will we hold on to the SPAM cultural world of jokes and fun? Silliness seems to be making a comeback and SPAM is a part of that! Note: there are low-fat and smoked versions of SPAM.

Apology to those who do not eat meat, or, especially, pork. I believe Hormel may be looking into vegetable-based SPAM. If they are not, they may be missing a tremendous market opportunity!

Thunderbird NJROTC Cadets Graduate Sail Academy

Excellence continues at Thunderbird High School as the Navy Junior Reserve Officers Training Corps (NJROTC) Cadets were among the 108 Sail Academy 2022 graduates. NJROTC Sail Academy is a 4-day and 3-night experience that takes place each summer in Coronado, California. The cadets camp on the beach and enjoy a variety of challenging events. The training includes the academic side of sailing, water survival, righting a capsized boat, hands-on sailing in a 16-foot sailboat, and culminates in a 4-boat race in a 25-foot sailboat with a crew of 4 to 5 cadets. Each Thunderbird cadet received the coveted Sail Academy pin and certificate at the graduation ceremony.

To learn more about Thunderbird High School, visit @ThunderbirdHighSchoolAZ on Facebook.

This MCM Shop is an Eye Opener

Eye Opener, a new vintage modern furniture and art store in Sunnyslope, is preparing for its grand opening this fall.

Located at 524 West Hatcher Road in Sunnyslope, Eye Opener’s striking building is a prime example of the mid-century modern architecture Phoenix is known for. Originally Pedro’s Mexican Restaurant, opened in 1959, the building hosted several restaurants until 2013, when a fire led to the closure of the Eye Opener Family Restaurant. The new owners, brothers Joe and Adam McCallum, were inspired by the iconic design to reimagine the building as a showroom for modern furniture and art.

The McCallums, who grew up in Moon Valley and attended Thunderbird High School, teamed up with two local vintage dealers, Frank Malefors and Ryan Mapes, who run the Eye Opener operations.

Malefors specializes in Scandinavian furniture from the 1950-60s, much of which he imports directly from Europe. Mapes, a Moon Valley resident, brings a range of rare and exceptional pieces from mid-century modern classics to eclectic regional folk art.

With the launch of Eye Opener, the team is hoping to spark a new wave of commercial activity along Hatcher Road. The McCallums recently acquired the building at 509 West Hatcher Road, which they are renovating with the hope of attracting tenants such a coffee shop/cafe, art gallery and other retail boutiques.

Eye Opener is now open Thursday through Sunday from 11am to 5pm. Please see their website (www.eyeopeneraz.com) and Instagram account (@eyeopeneraz) for more information about grand opening events.

Let’s Talk About st r e t c h i n g

BY ANDY FEIGUM, FITNESS DIR. AT ANYTIME FITNESS

Stretching is an essential, yet frequently overlooked (or ignored completely) health-related component of fitness. Numerous studies support the short- and long-term benefits of various types of stretching, including static stretching (holding a stretch with no movement), dynamic stretching (leg swings), and contracting the muscle while it’s being stretched, often used during rehabilitation. With a few exceptions it really doesn’t matter whether you stretch before or after you exercise just as long as you can make it part of your daily routine. Some of the benefits associated with regular stretching include:

Reduced pain and stiffness

Excessive muscular tension can increase discomfort throughout the body. However, studies have shown that regularly performing static stretching can help to decrease stiffness, reduce pain levels (especially in individuals with chronic neck or low-back pain), and may even reduce the frequency and severity of muscle cramps.

Enhanced range of motion

Various types of stretching as well as other supportive self-care strategies, such as self-myofascial releasing using a foam roller, can help to enhance

Free Ride

BY LEON TRY ME BIKE SHOP

unrestricted movement of the major joints of the body, including key areas that are designed to be mobile, such as the hips and shoulders.

Minimized wear and tear on joints

When muscles become chronically tight and tense, opposing muscles become weakened, producing unnecessary wear and tear on various joint and structures within the body. Regular stretching helps to ensure the muscles on each side of a joint maintain an equal degree of pull so that the joint can move freely and efficiently in all directions, allowing for optimal movement and less stress on the body.

May reduce risk of injury

Although the evidence is far from definitive, there are some promising findings regarding the role that stretching may play in helping to reduce the risk for injury. Dynamic stretches are often used as part of a warm-up to help increase core body temperature and functionally prepare the body for the movements that are to come. As a result, stretching is often considered an important part of injury prevention, as cold muscles and tendons in the body have a greater likelihood of rupture, strain, or sprain.

Is it too hot to ride? Some adjustments must be made. Go early or late in the evening. Or wait for that rare cloudy day. Best part is it is free. Plus you can ride anywhere 1500 miles of bike ways an paths. Whether short or long something new can be seen. On one of the few cloudy days I rode 40 miles. Leaving from 7st an thunderbird going north to Happy Valley then west to 77 ave. Turning south on the New River trail then east on the Arizona canal then home. I road on trails an bike paths all the way having very little to do with car traffic. Bicycling is a freedom to be enjoyed by all. Air up the tires oil the chain an go you will feel better even if you just go around the block. Try Me Bicycle Shop

Home resources: Selecting a Buyer’s Agent

OUTDOOR ENTERTAINING

BY JULIE PEK

Good news for Buyers! There are more homes for sale and the competition amongst buyers has slowed down. The market is heading towards a balanced state and now buyers have a little more leverage than they did for the past 2 years.

The average time you spend with a buyer’s agent is about 3 months. This includes researching neighborhoods, viewing homes, putting offers together and then seeing the transaction through to the day you pick up your keys. When you’re shopping around for an agent, here are a few considerations and questions to ask:

+ Market Insight – What’s happening in the market?

+ Inventory Knowledge – Are you familiar with my targeted neighborhood(s)?

+ Networking – Do you network with other agents/ new home builders to learn about houses coming to market? Do you have recommendations for a lender, title company, home warranty and tradespeople?

+ Guidance – What does the buying process involve? Do you help navigate all the paperwork, inspections, contract?

+ Communication – How do you communicate? Email, text, phone? How do you negotiate?

+ Personality – this may or may not be important to everyone, but it’s a bonus when you work with someone who is pleasant to be around, especially when you spend an intense and emotional time with them.

Call me if you want to learn more about buying homes here in Moon Valley or around the valley! 602-316-1875

BY TOM SERTICH, KIRK DEVELOPMENT COMPANY

We look forward to this time of year, because heat is over and temperatures are great. Take advantage of this time being outdoors as much as you can.

Weekends enjoyed in the back yard and dinners on the patio are an Arizona tradition. It doesn’t take much planning to set up a nice BBQ area, whether it’s hamburgers and hot dogs for the kids or steaks for you, your family and friends. Moving cooking to the outdoors gives you a more relaxing atmosphere and gen erally an easier clean up.

Outdoor spaces should be comfortable and festive. Outdoor furniture has come a long way with the same comfort of your indoor furniture. They have cushions that are made of waterproof material that hold up well in the outdoor setting. Try lighting up the area with strands of LED light bulbs. They are festive and give off more light than you think.

There is a wide variety of BBQ grilles, outdoor kitchen and ovens. You can also purchase BBQ accessories, outdoor furniture, warmers, beverage chillers, refrigerators, sinks and electric smokers. Companies offer endless choices at any price range.

BBQ grilles come in a variety of options. Electric, Gas, Charcoal, Smokers and pizza ovens. You can choose from standalone grilles, or built in BBQ grilles. Built in BBQ’s can be masonry or prefabricated. The grilling width is important based on how many people will be joining in on the BBQ. There’s nothing more satisfying and relaxing than cooking on an outdoor fire.

If you are looking for ideas on how you can take advantage of space in your own back yard, the internet has an endless supply of ideas. Let your imagination go wild and create a hide-a-way all your own or a place for the whole family to enjoy.

Start planning now and see how easy it is to enjoy the Arizona Lifestyle! Con tact Kirk Development 602 944-3658 for a free estimate. If you are interested in receiving our newsletter please send the request to designbuild@kirkdevco.com, or call us at 602 944-3658.

Whose Money Is It Anyway?

THE WRITE STUFF BY GERRY JOHNSON

A good portion of my mortgage business is Reverse Mortgages. One thing that is really stressed by companies that provide them, is to include family mem bers and financial advisors in the process and decision making. While we hate to admit it, our cognitive powers sometimes diminish as we age. Thus, FHA re quires that those securing a Reverse Mortgage, called a HECM or Home Equity Conversion Mortgage, take a counseling session before the process can proceed, which can include those family members and advisors, The unbiased counsellor must be FHA approved. It is important that the borrower, and those close to them, understand how a Reverse Mortgage works and what is expected of the borrower and their heirs.

All that having been said, many times borrowers are reluctant to include family members in the process. Several times I have encountered, when fam ily members are included, they vehemently oppose the whole notion of their parent(s) securing a Reverse Mortgage. Most often their motives are not clearly stated, but after several hours of conversation, it is easy to surmise the reasoning. Sometimes they become downright hostile.

Typically, the scenario goes something like this – the parents are existing on a limited income and are unable to enjoy the same standard of living that they did before retirement. They most likely have very limited resources, but the one thing they do have is equity in their home. A Reverse Mortgage allows them to tap into this “hidden resource” without relying on their children to subsidize their existence.

Last month a lady called me and wanted to explore refinancing her already existing Reverse Mortgage. She was living on $700 per month in retirement income and had virtually no other resources besides her home. She had to make huge sacrifices to pay her property taxes, hazard insurance and HOA fees. A HECM-to-HECM refinance was a “no brainer.” Most fees had been paid the

Fall festival

BY DAVID HENSIEK MOON VALLEY BIBLE CHURCH

first time around. The only real cost was a new appraisal, which could be rolled into the loan. Because her home had greatly appreciated, she was eligible for an additional $40,000 and she still had over 40% equity in her home.

She asked me to speak with her son, whom she said was very financially savvy, and explain the benefits and terms to him; which I did. After a few minutes, he said that he didn’t think it was a good idea and asked me not to call her again. I agreed.

A few days later she called again. I explained the conversation with her son, but she said it was not his decision to make. She wanted to proceed. I told her that I would need more information and she asked me to call her back on Satur day and she would have the information requested.

I called but she didn’t answer. Somehow, he must have intercepted the call, because a few minutes later he called and in a very profane and threatening man ner told me if I called her again, he had guys that would take care of me. I never figured if he would “take care” of me Soprano’s style or legally. She called again and I told her I was out and why I made the decision.

He called my boss and wanted me to be disciplined because I was “screwing with his money.” After reasoning with him for more than 30 minutes, my boss explained that it was not “his money.” It was “his mother’s money.”

Now, it becomes quite clear. The heirs want to maximize their inheritance. They are unwilling to augment their parent’s income, and they don’t care if their parents are deprived of a reasonable lifestyle in their waning years. Just don’t “screw with their money.”

The reality is, in spite of the HECM loan or HECM refinance, FHA ratios applied to these mortgages, almost always ensure that there will be more equity when that “maturity event” occurs that necessitates the loan be paid, than when the mortgage was initiated. The simple answer is “It’s the parent’s money, for which they have worked all their lives.”

Fun and games for kids of all ages! Come to the Moon Valley Plaza at Moon Valley Bible Church on October 29 from 6-8pm for a Fall Festival event! Moon Valley Bible Church and All Saints Lu theran Church are partnering together to offer an evening full of fun—featuring activities, games, food, inflatables, raffle prizes, and joy for the whole family. And best of all—it’s free! Join us for a festive time and create memories for the whole family!

Asset protection for your heirs

BY LIBBY BANKS, PLLC, THE LAW OFFICE OF LIBBY BANKS

I am often asked whether the revocable living trust we use as the cornerstone of our estate plans provides asset protection – protection from the creditors of the person creating the trust. The answer is no. While the revocable trust is a great estate planning and probate avoidance tool, it is not an asset protection trust. When you create this trust, you still have full control over the assets in the trust. Because of this, the law recognizes that they are your assets, and your creditors can get to them in the same way as if they were in your personal name and not in your trust.

However, you can help your beneficiaries out by protecting their inheritance with a beneficiary asset protection trust. How do we do that? Instead of your trust saying that your beneficiaries get their inheritance outright (meaning the trustee simply writes them a check and they do with it what they want), your trust can direct that each beneficiary receives his or her share in a protective trust.

Protective Trusts Can Keep an Inheritance Out of the Hands of Creditors

These beneficiary trusts do provide asset protection for the trust assets. An outright gift of the inheritance can result in a beneficiary’s creditors snatching all your hard-earned money. Here is a real-life example (details changed to protect confidentiality): Son started a business, but in the economic downturn of 2008, the business failed. He filed bankruptcy. A month after filing, his Mom died, leaving him everything in an outright distribution. It was all his. Except it wasn’t his. Instead, because he had filed bankruptcy, it all went to his bankruptcy trustee.

Had Mom given him the assets in trust, he might have completed the bankruptcy without using the assets in the trust, and after the bankruptcy, his inherited assets, safely ensconced in his trust could have given him a fresh start.

Protective Trusts Can Protect the Inheritance in Case of Your Beneficiary’s Spouse, and Divorce or Death

Many of my clients like the idea of the beneficiary protective trust, especially

after I mention that the trust can protect a beneficiary’s inheritance from his or her spouse. If a beneficiary has a marriage that’s a bit rocky or a spouse who is a spendthrift, you may worry about what would happen to the inheritance. If a divorce happens, will the inheritance end up in part in the ex-spouse’s name? If the spouse has his or her way, will it get spent frivolously instead of being used wisely?

If your beneficiary is divorcing, or has a rocky marriage, leaving the inheritance in trust can assure that your beneficiary keeps the inheritance and doesn’t lose part of it in a divorce. The assets held in trust won’t be divided up, because the inherited trust is separate property, belonging only to the beneficiary and not her spouse.

An outright distribution of the inheritance, however, is likely to be commingled in accounts held by both the beneficiary and his spouse. The assets then may be considered community property and some portion will go to the divorcing spouse.

Another advantage my clients like is that we can direct where the assets in the beneficiary’s trust goes when the beneficiary dies. We can direct them to the beneficiary’s children or grandchildren. If your beneficiary has a healthy marriage and puts the inheritance in joint ownership with his or her spouse, what happens when your beneficiary passes away? If their spouse remarries, there is a real possibility that the assets may go to the new spouse and not to your beneficiary’s children. Providing that the inheritance is to be held in a trust for your child, and then passes on to your grandchildren, can help prevent this unfortunate scenario.

Putting protections in place for your children or other beneficiaries is an easy way to assure your hard earned money will benefit them the way you hope. If asset protection planning for your heirs is something you would like to discuss –or if you are interested in the revocable living trust for your estate planning, we are glad to assist you. Visit my website at www.libbybanks.com or call 602-3756752 for your free initial consultation in person or via Zoom or phone.

SENIOR DOGS AT THE ARIZONA HUMANE SOCIETY FETCH $10,000 GRANT

Senior dogs have something to wag about this summer, as The Grey Muzzle Or ganization announces the recipients of its annual grants, and pet owners whose dogs need medical treatment at the Arizona Humane Society’s (AHS) veterinary clinics are among the winners. The grant will help AHS assist dozens of pet owners in need of monetary assistance to ensure their senior dogs receive proper veterinary care.

Pets like Kiana (pictured), a 9-year-old Chihuahua, who ran away after a mon soon storm and was hit by a car. This resulted in injuries to her back legs and not only was Kiana’s owner completely devastated, but was also faced with the possibility of having to give her up due to the mounting medical costs. Thanks to this grant, AHS’ Bridge the Gap program provided the financial aid needed to cover Kiana’s medical care so she can remain with her family where she belongs.

The Arizona Humane Society is one of 78 animal welfare groups cho sen from 344 applicants to receive a grant to help local senior dogs. The winning groups received more than $705,000 in grants to help save or improve the lives of senior dogs in their communities.

“This grant will help AHS pro vide owned senior dogs like Kiana the veterinary care they need to remain with their families,” said Lindsay La Pre, AHS Pet Resource Manager. “AHS is dedicated to helping both pets and people and are so grateful to The Grey Muzzle Organization for their support in giving pet owners a helping hand in caring for their senior furry family members.”

Over the past 14 years, the national nonprofit The Grey Muzzle Organization has provided more than $3.8 million in grants to support its vision of “a world where no old dog dies alone and afraid.”

“Thanks to the generosity of our donors, we’re delighted to help deserving or ganizations like the Arizona Humane Society make a difference in the lives of dogs and people in their communities,” Grey Muzzle’s Executive Director Lisa Lung hofer said. “Many senior dogs in the Valley are enjoying their golden years in loving homes thanks to the wonderful work of AHS.”

About Arizona Humane Society- Since 1957, the Arizona Humane Society (AHS) has been saving the lives of the Valley’s most vulnerable pets. Guided by our Ethical No-Kill Philosophy™, we save thousands of pets every year through a system of care that includes AHS’ trauma hospital and intensive care units, com prehensive medical and foster programs and behavior intervention programs. Our community-based model comprised of a Pet Resource Center, affordable veterinary services, proactive outreach, community support and partner collaboration, keeps pets in loving homes where they belong. Our visionary approach to animal welfare has transformed the Valley from being the second-worst place to be a homeless pet to one of the best. And coming early 2023, our new Rob & Melani Walton Papago Park Campus will expand our lifesaving efforts by the thousands. Learn more at azhumane.org.

About The Grey Muzzle Organization- The national nonprofit The Grey Muzzle Organization improves the lives of at-risk senior dogs by providing funding and resources to animal shelters, rescue organizations, sanctuaries, and other non profit groups nationwide. For details, please visit www.greymuzzle.org.

Ultimately,

it’s your experience that matters.

We do everything with that idea clearly in mind. So, go ahead, enjoy yourself with great social opportunities and amenities. Savor fine dining every day. And feel assured that assisted living services are always available if needed.

We invite you to experience La Siena for yourself.

Call 602.814.0506

HOW COME?

BLOCK WATCHER BY BLANCHE LUKES

looks nice. We just have a few changes.

Friday we are open from 8-12

we treat shingles

via/ take o massage

It was amazing to me what I saw on a tour of a local animal shelter. Besides the Arizona Humane Society, there a several organizations here in The Valley providing for stray, abandon, and abused animals. Arizona Small dog Rescue and Maricopa Animal Shelter are two of them. I am sorry that Phoenix has created such a need!

Please send one more proof, thanks

I am talking about HALO, aka Halorescue.org In Phoenix there is one at 3227 E Bell Rd. They are open seven days a week from 11am to 6pm. There are so many ways one can help. They always can used volunteers and of course donations. There are small reasonable fees for adoption and that covers vet bills and shots.

Since 1994 in the Valley of the Sun, they have adopted out over 60,000 pets, all are vaccinated, microchipped and steralized before going into a forever home.

It goes without saying that there is no justification for animal abuse. Keeping in mind our summer heat and chaining a dog to a tree is horrible. We have a responsiblitly to our four lagged friends, be it cat or dog to be responsible. We should watch out for and rectify abuse of any kind. If we take on a pet we must be responsible to them. What a great lesson for children to get and properly take care of them. They will be better for it in their adult lives.

Just for information purposes Halo has a Thrift store located at 11649 North Cave Creek Road. This is a great place to donate stuff and even find a useful bargain for your household.

HALO has served 3412 pets in the year 2021 and is a non profit. BlancheLukes@cox.net

Welcome to

These are the words that wait to greet you when you walk through the doors of local resale shop Flerish Thrift + Gift.

They’re also the words that led to meaningful em ployment for a woman named Suzi. Suzi is one of 20 individuals with a disability currently employed by Fler ish locations. Before she started, Suzi feared her speech skills would limit her ability to welcome customers to the store. Today, Suzi says “Welcome to Flerish” flawlessly as customers walk through its doors — the same doors that lead to fulfilling job opportunities for Suzi, her peers, and their job coaches.

Flerish Thrift + Gift, pronounced flourish, was named for the growth and development its employees experience working at the store. Flerish opened its first location in 2015 along the popular Cave Creek Rd resale corridor, and recently expanded to accommodate greater donation intake and furniture inventory. In 2020, the store opened a second location, Flerish Midtown, near the Coronado Historic District off Thomas Rd.

Flerish employees work hard alongside their job coaches to transform the donations the stores receive into beautiful pieces for shoppers to enjoy — and in the pro cess gain valuable vocational skills and pursue their em ployment goals. “We provide a real-life working environ ment in a real operating store,” said Lani Griffin, Flerish Store Manager. “Our employees receive career training to prepare them for jobs in the retail industry.”

As part of that training, employees learn about prod uct placement and visual merchandising. Tracy, who’s part of Flerish’s career training program, recently shared: “I love seeing my work on display. My favorite thing is when a customer buys one of my mannequin displays. It makes me feel so proud.”

Employees also learn how to process donations. Items that can be sold at Flerish are cleaned, researched, priced, and tagged for shoppers, or, as Flerish calls them,“Find ers,” to enjoy. Anything that cannot be used or sold in its current condition is donated to other charities or set aside for RE-fleriSH-ing. As part of their career training, Flerish recently added a D-I-Y program that teaches its employees how to restore and refurbish furniture and oth er home accessories. These skills bring their employees a tremendous sense of pride and provide one-of-a-kind REfleriSH-ed pieces found only in Flerish stores.

Flerish is a program of the Civitan Foundation, Inc.,

and 100% of all sales support the company’s mission to pro vide high-quality programs for individuals with intellectual and developmental disabilities that promote opportunities for greater independence, inclusivity, and an enhanced quality of life. Whether you donate to or shop at Flerish, your gift helps sustain the heart of Civitan and the programs that provide op portunities, independence, and a higher quality of life for the more than 300 individuals Civitan serves each day.

“Being a part of helping them achieve their goals and seeing their pride and self-confidence improve is a powerful thing. It feels almost selfish because I get so much from them.”

-Elizabeth, Flerish Job Coach

“Working at Flerish means being dedicated to working hard. I get excited when I know it’s a Flerish work day. I like talking with my job coaches about what an item is valued at and then deciding what our price should be. I like being part of that discussion. It makes me feel smart.” -Jacob, Flerish Employee

Visit one of the store’s locations today (now open Saturdays!) or check it out now at Flerishthrift.com.

Follow on Facebook & Instagram - @flerishthrift Donations are accepted during store hours. Pickups can be scheduled for larger items by calling 602-639-4111 or emailing lgriffin@campcivitan.org.

Flerish Thrift + Gift (Cave Creek Rd.) 12625 N Cave Creek Rd, Phoenix, AZ 85022

(602) 358-8677

Hours: 9am to 4pm (Monday – Friday) 10am to 3pm (Saturday)

Flerish Midtown 1546 E Edgemont Ave Phoenix, AZ 85006 (602) 639-4111

Hours: 10am to 4pm (Monday – Friday) 10am to 3pm (Saturday)

I’ve learned working at Flerish that I’m good with people, so that means customer service. I’m good at that! I like having something I’m good at.”

- Christine, Flerish Employee

Who Let the Dogs out? Who?

BY MOON VALLEY NEIGHBORHOOD ASSOCIATION PRESIDENT DREW HUTCHINSON

Long before my time started on the Moon Valley Neighborhood Association someone had the great idea to hire an outside security company to patrol our neighborhood as an added layer of protection. Each morning the MVNA board wakes up to an email from our current security company, Action Security, with a recap of what happened the previous 24 hours in our neighborhood. As someone who has viewed way too many of these reports I have become numb to just how much good this patrol can do on a daily basis.

The most common entry on the report is an open garage door. We see this sometimes multiple times a night, and during the day. We see all kinds of incidents on these reports; fires, fighting, car accidents, cars on the golf course and yes even this, “Residents reported a transient that appeared to be stealing a catalytic converter, and another that reported a transient that appeared to be on drugs that was talking to himself and yelling obscenities.”

Security can’t catch everything that happens in the neighborhood, but they can catch some. That is what led me to this article. It’s not as exciting as some incidents in our reports, but it did mean the world to myself and my family.

While on a recent trip back east with my family we were preparing for an

early morning flight back home to Arizona and received a call from Franklin at Action Security. He was on patrol and noticed a dog in our front year. This was at 12:07am. He stopped and tried to approach, the dog ran off and went into an open back gate. Franklin looked up the home in the database and called the owners. My wife’s phone rang (3:07am est) and after a brief conversation Franklin had secured our back gate and confirmed that both our dogs were safely secure.

Example Security Incident Report

I bring this topic up for a few reasons. The holidays are right around the corner and these are the times we need security the most. If you are part of the 1,614 homes within the MVNA area, please try and pay your annual dues. This allows us to afford more patrol hours. If you’re not in the MVNA boundaries and your neighborhood wants to get started with security, reach out. We’re happy to help where we can.

Interested in a Moon Valley Committee? Please contact us at www. moonvalleyna.org or you contact us at board@moonvalley.org or myself at president@moonvalley.org. We would love to hear from you. Action Security main office number 602-448-2824, Moon Valley Patrol number 602-751-6142.

Moon Valley - Neighbors helping Neighbors

S emper Fi.

Always Loyal to Your inancial Needs.

or 50 years, I have been providing exceptional loyal service to my clients of all �inancial backgrounds. From income tax preparation to live weekly payroll, accounting consulting and overall bookkeeping, my team and I pride ourselves on protecting your �inancial health.

With my service in the Marines, and my years of service to our community, my work ethic and commitment to you is second to none. Contact us today to take care of your accounting needs.

602-680-7688

Track Your Way to Wellness

BY NICHOLAS WARNER, DC

If you can’t seem to pull yourself away from your desk, off the couch, out of bed or any other scenario that renders you sedentary, listen up: It’s time to get a tracking device and start tracking your way to wellness. Why? Because research suggests people who track their activity are more likely to do it – and do more of it.

Case in point: A new study suggesting that you’re more likely to participate in physical activity if you’re able to monitor it with an activity tracking device. Researchers reviewed 39 studies involving 164,000 total study participants who utilized wearable activity trackers to monitor their physical activity. They found that using a tracking device (compared to not using one) “improved physical activity ... equating to approximately 1800 extra steps per day, 40 min per day more walking, and reductions of approximately 1 kg [2.2 pounds] in bodyweight.”

Just consider the walking / step data: Using a tracking device could increase your daily step count by nearly 2,000 (that’s approximately a mile depending on your gait / pace). Every extra step is one step closer to the healthier, happier you you’ve always wanted; and for some people, it’s the jumpstart they need to get away from that aforementioned couch, bed, desk, etc.

The authors’ conclusion, which accompanies a summary of their findings in The Lancet Digital Health, says it all: “Wearable activity-tracker interventions are effective in increasing physical activity and supporting modest weight loss in a wide variety of clinical and non-clinical populations and age groups.” If that’s not reason enough to start tracking your way to wellness, we don’t know what is!

TO CELEBRATE

50 YEARS, $1 MILLION IN ASSISTING FAMILIES

Fifty years ago a handful of Phoenix healthcare workers banded together to raise money for families of children with leukemia. Lengthy hospital stays had left these families behind on their mortgage payments, unable to pay for travel expenses or to maintain employment.

They gathered at the urging of Sister Madonna Marie Bolton, pediatric supervisor at St. Joseph’s Hospital who saw the severe financial hardship of families and wanted to help. Now the successors of that small group are celebrating a Golden Jubilee celebration, having raised more than a million dollars over 50 years.

The Leukemia Foundation for Arizona’s Children invites the community to join them in celebrating their 50 years of service on Thursday, Oct. 20, with a gala dinner event 6 – 8:30 p.m. at Phoenix Country Club, 2901 N. 7th St., Phoenix. Tickets are $75 and will include a silent auction, 50/50 raffle and entertainment.

Recently the group helped the family of a 3-year-old girl with relapsed acute lymphocytic leukemia who will require a bone marrow transplant from her 16-year-old sister. The family will need to be in Tucson, away from their Phoenix home, for at least five to six weeks.

Still operating on a shoestring, with no paid staff, the small group of volunteers raises funds through grants and donations. They help families with everything from gas money and child care fees to burial expenses, generally responding to requests within days. The foundation has assisted over 12,000 patients and their family members.

While childhood leukemia is no longer the primarily fatal disorder it was 50 years ago, it is still a serious and sometimes fatal disease.

Tickets are available for $75 at www.azlfac.org, through Oct. 12. Donations are needed also. The Leukemia Foundation for Arizona’s Children is a 501(c) (3) charitable organization and an Arizona Tax Credit Qualifying Charitable Organization.

VOLUNTEER OPPORTUNITYEXTRA GOOD KARMA FOR YOU!

Our PINK OUT 5K has the potential to help us sustain our vital programs long term and is quickly approaching, coming up this October 1st. We know it is hot out there, but if you really want to help make a difference for our non-profit we could surely use help to distribute 2,000 PINK OUT flyers all over town! We can drop off a little stack, big stack or just one to hang at your local mom and pop restaurants, retail stores, running stores, gyms, yoga studio, juice shops, spas, break rooms, or anywhere else community flyers are displayed. Please email Jessica at outreach@checkforalump.org for more information and to coordinate the dropoff. We also are still in need of some volunteers for the day of the race including bringing bags of ice the morning of, helping at our water stations, photo booth, free mammogram booths, clean up, and more. Please visit our website to sign up: www.checkforalump.org/volunteer or show your support by signing up to join the walk www.checkforalump.org/pinkout5k

We offer support with our Super Survivor Kits for women undergoing breast cancer treatment here in Arizona. We love that our community can show their care and support to breast cancer patients by helping put these kits together. There are many ways you can help! Opportunities include: coming to our office to stuff kits/make product (2nd Saturday every month 9-11am), deliver kits to women in the valley, follow our instructions in the comfort of your home to make all natu ral & non-toxic candles, soaps, lotions, and lip gloss, donate or sew lap blankets, chemo caps/beanies, sleep masks or hot/cold packs, hold a donation drive for inkind donations for new blankets, chemo caps/hats, scarves, activity books (think crosswords, sudoku, etc), colored pencils (12 packs), fuzzy socks, material for blan kets and chemo caps, and supplies for our non-toxic products. See our complete Amazon list of ingredients and Wishlist items Do you want to gift an AZ breast cancer patient a kit? Make a monetary donation of $50 to cover the cost of 1 kit –www.checkforalump.org/donate

Hello Moon Valley!

We are thrilled and grateful to be new members of this beautiful community. Please join us for the Grand Opening of our Personal Training Gym – Kint Fit on September 10th (Saturday) from 11am to 2pm. Bring your family and friends to help us kick off this new venture. We will have catered food, giveaways, raffle, ribbon cutting, and a ownright good time! We look forward to seeing you there!

777 E. Thunderbird Rd. Ste 101 Phoenix, Arizona 85022

BY DEBBIE ERBSTOESSER

I was so insulted, having been vaccinated and boosted with $99 bloodwork that said I had a high immune response.

I’d been wearing a mask like it was 2020, but for a week of meetings before school started, no one was, so neither did I. Ugh….(head slap to the face emoji)!!

Dumb!

I ended up with covid the Sunday before school started, thereby missing the first week. Aside from a fever for three days and feeling lots of aches, I was fine. This new variant is milder than the original, but more contagious, so Gary slept in the guest room and we all wore a mask around the house. Consequently, Jaden and Gary didn’t get it.

I’m back to wearing a mask around people which means all day when I teach. I always wore one in stores and still do, but my face pretty much enjoyed a summer-free of them, and now it’s in revolt with the dreadful mask acne.

I don’t much care if people think I’m weird for wearing a mask. I can’t trust that folks will cover their coughs or sneezes, as I’ve seen too many who don’t. One thing I learned about masks is how much they help with my allergies and keeping the pollen out of my nose! If it’s a windy day I wear one when walking because if I don’t, my allergies flare up. I’m aware that people think I’m weird, but refer back four sentences … I don’t care.

Now I’m behind in everything and trying to catch up. When the next booster comes out, we’re getting it and I’ll continue to wear a mask around large groups, because while their germs are okay in their body, they aren’t in mine.

Thinking about Senior Living?

Sometimes people confuse moving to a retirement community with a loss of independence. But for many, it is the exact opposite, they actually gain more free dom. Today’s retirement communities are for people who want to maintain their independence, expand their horizons, and make their own decisions. So, before you say “I’m not ready” take a good look at La Siena retirement community and consider these five things when making a decision about senior living.

Explore new interests and meet new friends.

As we age, our social circles can change. A retirement community can offer options to join in with peers as well as those of all ages, allowing you the choice of connecting with someone new or exploring a new interest.

Simplify your life.

Enjoy the convenience of maintenance-free living with less home care and housework. No need to worry about driving, scheduled transportation options are available. Enjoy restaurant-style dining with delicious made-to-order menu choices without having to worry about the hassle of shopping or preparing daily meals. And should you want specialized nutritional choices, there are a variety of menu options catering to different needs. Now is the time to experience the freedom a service-enriched community can offer you.

Why wait?

Whether downsizing or considering a single level floorplan, most people need to make housing adjustments as they grow older. You’ve planned ahead your whole life, so don’t wait until you have to make a decision.

We realize that circumstances can change.

We offer vibrant, fulfilling lifestyle options that can support many needs, from Independent Living to full continuum of Assisted Living and Memory Care services. In addition, you’ll find access to preemptive and preventative wellness strategies to keep you feeling fit and strong, rehabilitative services to help you heal and feel better, faster.

Throw away your misconceptions about retirement living.

It’s all about living life with zest and finding new ways to enjoy it. Explore the pos sibilities with a calendar of inspirations all curated by a full-time activities concierge.

We invite you to learn more about the many exciting experiences waiting to be discovered at La Siena retirement community. Visit us at www.LaSienaSenior Living.com or call us at 602.814.0506 to schedule your personal tour.

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Content in full or part may

to Moon Valley area homes.

be reproduced without the written consent of the publisher.

Opinions expressed by contributors are not necessarily the opinions of the publisher and do not constitute an endorsement of products or services. Publication of an ad does not constitute an endorsement. Business profiles are based on information supplied from advertisers. Readers are urged to verify. Articles and photographs can be submitted for use in future issues.

Please submit a SASE if return is necessary. The publisher reserves the right to reject any advertisement or letter to the editor that is not in keeping with the standards of the publication.

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THE MOON VALLEY TATTLER, LLC info@mvtattler.com moonvalleytattler.com 602-765-0902 @moonvalleytattler

Moon Valley Classifieds

ISO Antiques

Buying Antinques & Collectibles - selective online sales. Call Cheryl - 480-229-3376

backintheday@cox.net

Piano Lessons PRIVATE ONLINE & IN STUDIO

Emerge from these times playing piano! All Ages. Positive, patient instruction. How you learn makes a difference.

Play songs you love. Feel accomplished. Startup 2 free lessons + books. www.PianoKeysToMusic.com Music Educ/Pianist Established MV Moon Valley Studio. 602.971.0089

Valerie Thomas

Drywall Repair & Popcorn Ceiling Removal

Drywall repair and texturing Popcorn ceiling removal Water damage Electrical and plumbing patching. In business since 1980 Furnished Homes our Specialty Licensed and Bonded Mike Collins Acoustics 623 582 4325

CAREGIVER: Available for Work

15 years experience. If interested please contact Susan at 602-4812481 for more information. Thank you

Paper Shredding

No need to save box after box of confidential documents to take to a shredding event. Bring any amount of paper for shredding to ABCO Shredding Services located at 2640 E Rose Garden Lane, Suite 4, in Phoenix 85050.

You may watch the shredding of your documents 8am until 2:30 pm M –F or just drop them off from 8am until 4pm. Either option will have a Certificate of Destruction on your receipt.

The cost for paper shredding is only $.55 per pound or a minimum fee of $15 if the weight is less than 30 lbs.

Check out our website www.abcoshredding.com for information on other items that can be shredded such as hard drives from your computer tower or laptop, iPads, tablets, cell phones, CD’s/Floppy disks, etc.

Call us at 623-748-8480 if you have any questions. Thank you! Looking forward to seeing you soon!

Residential Homes,Commercial Businesses, Move in / Move outs

One time, Weekly, by-weekly or Monthly

Free estimates, call Molina 602-326-2780

Blood Drives Save Lives

Did you know by donating one pint of blood, you could save three lives? The Red Cross is still experiencing a critically low blood supply nationwide. As a part of their service-driven mission, Jackie Briggs and the team at Locality Homes are co-hosting another community blood drive with Jaime Kinman of Guaranteed Rate on Saturday, September 24th at North Redemption Church on the Southwest corner of 7th Street and Thunderbird. Participation in the blood drive requires registration at www.mvblooddrive.com and you can choose a time between 10am and 2pm for your donation. There is an emergency need for platelets, the clotting portion of blood, which must be transfused with in five days of donation. Nearly half of all platelet donations are given to patients undergoing cancer treatments – a disease all too familiar to millions of Americans and their families. Blood donations also help children and adults with blood disorders, traumatic injuries and more. Your donation makes these treatments possible and creates a lasting impact for the recipients and their families.

Come show your support by donating blood and receive a free Moon Valley hat in appreciation! Did you know you can give blood up to 6 times per year? To stay informed of future blood drives, community events, and service opportunities, sign up for the Locality Homes newsletter at www. LocalityHomes.com and connect on Instagram or Facebook @LocalityHomes. We hope to see you at one of our future events!

SENIOR LIVING REIMAGINED

1610 West Glendale Avenue Phoenix, AZ 85021

Beatitudes Campus is a not-for-profit life plan community founded by the Church of the Beatitudes.

New apartment homes are coming to Beatitudes Campus!

Be among the first to reserve an all-new residence, at pre-construction pricing, by placing a deposit today.

Call 602.560.7975 today or visit us at BeatitudesInspired.org for details.