HOMES Magazine – September 6, 2025 by Media Classified

CONTRIBUTORS

HOME DESIGN | MARIAM ABOUTAAM

An award-winning interior designer, Mariam Aboutaam is Director, Sales and Marketing, Interior Design at Kylemore, Markham, Ont., a builder known for master-planned communities and luxury homes. kylemoreliving.com.

PERSONAL FINANCE | JESSE ABRAMS

Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage firm based in Toronto. thinkhomewise.com

WESTERN VIEW | MIKE COLLINS-WILLIAMS

Mike Collins-Williams, RPP, MCIP, is CEO West End Home Builders’ Association. westendhba.ca.

TRREB REPORT | ELECHIA BARRY-SPROULE

Elechia Barry-Sproule is President of the Toronto Regional Real Estate Board (TRREB) and Broker/Owner of Red Apple Real Estate Inc. She is committed to mentoring and supporting real estate professionals across the industry. trreb.ca.

HOME REALTY | DEBBIE COSIC

Debbie Cosic is CEO and founder of In2ition Realty. She has overseen the sale of more than $15 billion worth of real estate. With Debbie at its helm, In2ition has become one of the fastest-growing and most innovative new home and condo sales companies. in2ition.ca

REAL ESTATE PRO | BARBARA LAWLOR

Barbara Lawlor is CEO of Baker Real Estate Inc. A member of the Baker team since 1993, she oversees the marketing and sales of new home and condominium developments in the GTA, Vancouver, Calgary and Montreal, and internationally in Shanghai. baker-re.com

DECOR | LINDA MAZUR

Linda Mazur is an award-winning designer and Principal of Linda Mazur Design Group. With almost two decades of experience this in demand multi-disciplinary design firm is known for creating relaxed, stylish spaces and full-scale design builds throughout the GTA and Canada. lindamazurdesign.com @LindaMazurGroup

BILD REPORT | DAVE WILKES

Dave Wilkes is president and CEO of the Building Industry and Land Development Association (BILD), the voice of the home building, land development and professional renovation industry in the GTA. For the latest industry news and new home data, follow BILD on Twitter at @bildgta or visit bildgta.ca

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Hope McLarnon 416.708.7987

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EDITORIAL DIRECTOR

Amanda Pereira

EDITOR-IN-CHIEF – GREATER TORONTO AREA

Wayne Karl wayne.karl@nexthome.ca

CONTRIBUTORS

Mariam Aboutaam, Jesse Abrams, Elechia Barry-Sproule, Mike Collins-Williams, Debbie Cosic, Barbara Lawlor, Linda Mazur, Ben Myers, Dave Wilkes

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Marilyn Watling

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TIME TO ACT

WAYNE KARL EDITOR-IN-CHIEF HOMES Magazine

EMAIL: wayne.karl@nexthome.ca

TWITTER: @WayneKarl

You have to wonder sometimes how well governments actually pay attention. When it comes to housing, and the need to build more new homes in the Greater Toronto Area and elsewhere in Ontario, the answer to that question seems to be… not very much, or at least not closely.

Countless housing industry groups and other experts and observers, and even economists, have been sounding the alarm bells on the need for governments to address the growing affordability and supply challenges for years.

Indeed, in 2022, the Ontario government’s own Housing Affordability Task Force, comprising industry leaders and experts, consulted with stakeholders including municipalities and advocacy groups to ultimately produce a report with numerous recommendations.

Unfortunately, most of the recommendations have yet to be acted on or are “in progress.” Since then, uncertainty caused by U.S. tariffs, and other issues, have only exacerbated the situation.

Now, yet another group is raising the issue in a serious way.

The Large Urban Centre Alliance, representing homebuilders and rental providers from cities that account for more than 50 per cent of Canada’s annual housing starts, provided the federal government with a suite of recommendations to address the housing crisis. The recommendations to the pre-budget consultations for the government’s fall budget focus on the unique requirements of Canada’s major urban centres, such as the GTA. They are designed to support the federal government in achieving its bold housing goals while also protecting Canada’s economy from the growing risks posed by today’s unsustainable market conditions.

“Canada needs to double housing starts to address the current shortage, yet housing starts and sales are falling in some of Canada’s largest cities, as the cost of building homes makes homebuilding unviable,” says Dr. Mike Moffatt, Founding Director of the Missing Middle Initiative, and co facilitator of the Large Urban Centre Alliance. “The economic consequences are substantial; in the GTA alone, 41,000 jobs are at risk, along with over $6 billion in tax revenue per year. The federal government can address this crisis by taking actions to lower the cost of construction and removing the barriers to attracting investment in new housing.”

There are encouraging signs that the market is ramping up for a busy fall season (see news coverage and columns in this issue). And There’s mounting pressure for the Bank of Canada to implement a rate reduction on its next announcement on Sept. 17.

We need to keep the ball rolling. Now is the time to act.

CANADIANS FEELING OPTIMISTIC ABOUT BUYING A HOME THIS FALL

Following a period characterized by consumer uncertainty and a pull-back of buyers during the first quarter of 2025, the Canadian housing market may be turning a new leaf this fall.

According to ReMax Canada’s 2025 Fall Housing Market Update, improved affordability and a boost in inventory levels could entice cautious buyers back into action.

According to data supplied by ReMax brokers and agents, home sales declined year-over-year in 62 per cent of markets analyzed between Jan. 1 and July 31, 2025, largely reflecting the economic uncertainty being felt across the country. Meanwhile, residential price trends varied regionally, rising across Atlantic Canada and the Prairies, while declining in major urban centres in Ontario and British Columbia.

In contrast to the inventory shortfall that defined many markets in 2024, 2025 saw listings increase in Ontario and British Columbia, signaling a shift to buyers’ market conditions. Meanwhile, tighter inventory levels in the Prairies and Atlantic Canada indicate conditions favouring sellers.

“Canada’s real estate landscape paints a complex picture of resilience and caution, influenced by regional nuances and continued economic uncertainty,” says Don Kottick, president of ReMax Canada. “From seller-driven markets across much of Atlantic Canada and the Prairies, to buyer-friendly conditions in Ontario and BC, the nation’s housing market reflects a delicate balance. What

hasn’t changed is that Canadians see value in homeownership, and an experienced, professional real estate agent can help buyers and sellers tailor their strategies to better set themselves up for success, regardless of market conditions.”

FIRST-TIME BUYERS: SHIFTING PROFILE, SHIFTING INFLUENCE

In 2024, first-time buyers drove sales in the majority of markets across Canada. In a notable shift, ReMax brokers and agents report that first-timers have taken a back seat in today’s market, with families, new Canadians and retirees driving the bulk of activity in 2025. According to a Leger survey commissioned by ReMax Canada, seven per cent of Canadians say they intend to buy their first home within the next year. This group is trending older, with many now entering the market in their late-20s to 40s, reflecting both broader affordability challenges and the increasing complexity of entering the market.

The Leger survey also reveals that today’s first-time homebuyers are financially varied, some entering with strong savings and others relying on more creative strategies to get their foot in the door. Twenty-eight per cent of those planning to buy their first home in the next 12 months say they have saved at least 20 per cent for their down payment, while 33 per cent have saved 15 per cent or more, and 13 per cent have saved at least 10 per cent. Only one in 10

Canadians say they have been gifted money to help them buy a home, suggesting many are finding their own way, such as through disciplined saving, or co-ownership models and other non-traditional approaches. While 12 per cent of Canadians say they plan to purchase a home in the next year, many are watching the market closely for the right moment to act. Among this group, 68 per cent say a five- to 10-per-cent drop in property prices would make a meaningful difference in their ability to enter the market, while 64 per cent say they’d feel ready if interest rates fell by 0.5 to one per cent.

“These insights paint a picture of first-time buyers who are older, more financially prepared in some cases, but still navigating significant headwinds and waiting for the market to meet them halfway,” says Kottick.

As the Canadian housing market moves toward recovery, a wave of optimism is emerging. According to Leger survey insights, 46 per cent of Canadians are hopeful that the federal and provincial governments’ renewed commitment to building more housing will enhance affordability within the next three to five years. This growing confidence signals a brighter outlook, with government initiatives poised to play a critical role in stabilizing and strengthening the housing landscape, offering renewed hope for prospective buyers and a resilient market ahead.

GTA RECORDS STRONGEST JULY HOME SALES IN FOUR YEARS: TRREB

The Greater Toronto Area (GTA) experienced the best home sales result for the month of July since 2021, according to the latest statistics from the Toronto Regional Real Estate Board (TRREB). Sales were also up relative to listings, suggesting a modest tightening in the market compared to last year.

“Improved affordability, brought about by lower home prices and borrowing costs, is starting to translate into increased home sales,” says TRREB President Elechia BarrySproule. “More relief is required, particularly where borrowing costs are concerned, but it’s clear that a growing number of households are finding affordable options for homeownership.”

GTA realtors reported 6,100 home sales through TRREB’s MLS System in July 2025 – up by 10.9 per cent compared to July 2024. New listings totalled 17,613 – up by 5.7 per cent year-over-year.

On a seasonally adjusted basis, July home sales increased month-overmonth compared to June 2025. New listings also rose compared to June, but by a much lesser rate. With sales increasing relative to listings, market conditions tightened.

The MLS Home Price Index Composite benchmark fell by 5.4 per cent year-over-year in July 2025. The average selling price, at $1.05 million, was down by 5.5 per cent compared to July 2024. On a month-over-month seasonally adjusted basis, the MLS HPI Composite and average selling price remained flat compared to June.

“Recent data suggest that the Canadian economy is treading water in the face of trade uncertainty with the United States,” says TRREB Chief Information Officer Jason Mercer. “A key way to mitigate the impact of trade uncertainty is to promote growth in the domestic economy. The housing sector can be a catalyst for growth, with most

spin-off expenditures accruing to regional economies. Further interest rate cuts would spur home sales and see more spin-off expenditures, positively impacting the economy and job growth.”

“Despite widespread belief that the federal foreign buyer ban prohibits all foreign nationals from purchasing residential properties in Canada, there are exemptions that allow nonresidents to buy property, resulting in spin-off benefits to the economy,” adds TRREB CEO John DiMichele. “Foreign buyers can purchase multiunit buildings with four or more units and vacant land or land for development. Non-residents can also buy other residential properties outside urban centres, including recreational properties.

“Moreover, temporary workers and international students can purchase residential property under defined circumstances under the ban extended until January 2027,” he says.

HOUSING MARKET

Detached home market coming to life as cautious buyers return from sidelines

Signs of the much-anticipated spring market finally materialized in June as greater inventory and softer overall values reinvigorated buyer intentions and bolstered demand for detached housing in the Greater Toronto Area, Greater Vancouver and the Fraser Valley, according to a new report from ReMax Canada.

INSIGHT

What today’s unsold inventory really means for new-home buyers

Recent media reports have focused heavily on unsold inventory in the GTA new housing market, creating the impression that there’s too much product and not enough demand. But the reality is more nuanced – and for informed buyers, it might just be a window of opportunity.

PERSONAL FINANCE

5 mortgage traps first-time buyers should avoid in today’s market

Buying your first home is a huge milestone. In today’s market, where affordability is tight and rules are shifting, it’s crucial to understand the mortgage process clearly. Many first-time buyers unknowingly fall into avoidable traps that cost them time, money and peace of mind. Here are five of the most common mortgage pitfalls, and how to avoid them.

Visit nexthome.ca

ANALYSIS

The great reset: Why 2025 is the year of the strategic homebuyer

The real estate market in 2025 is not crashing, it’s recalibrating. After years of volatility, we’re seeing a shift toward balance, and that’s creating a rare window of opportunity for smart, strategic buyers.

HOME DESIGN

Flooring choices that pull it all together

When designing model home interiors, a top consideration is flooring. New homes will soon welcome real families, and it’s important to keep future residents in mind when selecting materials for each space.

SUNSHINE HARBOUR

AWARD-WINNING WATERFRONT LIVING IN ORILLIA

Looking for waterfront living in a new lowrise community, in the gateway to cottage country but still close enough to every amenity and convenience you could ever need? Sunshine Harbour in Orillia just might be for you.

Comprising a number of condominium townhomes and an eight-storey apartment condo, this multi-phase community is FRAM + Slokker’s latest signature property, combining the company’s experience in designing and developing waterfront properties, in a strategic location.

Blessed with a great location as the “gateway to cottage country,” Orillia straddles Lake Simcoe and Couchiching Lake, yet boasting all the appeals of a safe, striving city – a major hospital, two college campuses, strong employment base, cultural and athletic facilities and a revived retail main street – all just 1.5 hours from Toronto.

“It really is all about its location; it’s hard to find a better place,” says Fred Serrafero, senior vice-president of FRAM + Slokker. “You are living in a downtown townhome with a lake and park as your neighbour. Enjoy incredible sunrise water views from your terrace. Go for a 10-minute walk and get all your groceries while you grab a coffee or flowers from unique independent shops. Want to watch a live theatre show? You just need to walk an extra five minutes to Orillia Opera house. A morning stroll, run or swim are just out your doorstep, like your sailboat or any other watercraft, and in July join the thousands at the outdoor Mariposa Folk Festival, three days filled with outdoor music, crafts and food. Winter skiing is only a 20-minute drive away.”

Indeed, living just steps from the marina on Lake Couchiching and all the urban attractions of downtown Orillia has its advantages. Whether you walk, bike or sail, authentic

lakefront living in cottage country’s best-kept secret can be yours at Sunshine Harbour.

Situated between the Port of Orillia and downtown, the community is in a thoroughly walkable, shoppable and dineable location. The colourful downtown, undergoing a transformation of its own, has everything you need to live the good life.

From tranquil waterfront spaces, fun playgrounds and splash pads to beautifully manicured lawns and flower gardens, these public spaces are designed to enhance and complement the natural beauty of the community. And in winter, Orillia transforms into a wonderland. It’s the perfect place to enjoy a variety of recreational activities and, of course, it’s an ideal setting for the holidays. Under a canopy of sparkling, snowy trees, Orillia’s greenspaces are the perfect place to enjoy the unique beauty of winter. Consider a brisk walk alongside

expansive lake views, get your blood pumping with exhilarating fat biking through the woods, or try your hand at a cozy, torchlit evening skate.

As if this blessed location isn’t enough to entice you, the development itself will. As the winner of the Ontario Home Builders’ Association’s award for Best Lowrise Community in 2024, as well as best Townhome Design, Sunshine Harbour comprises a number of mostly lakefront condominium townhomes and an eight-storey apartment condominium, three storeys with double-car parking and a personal elevator, ranging from 1,900 to 2,350 sq. ft. with expansive third-floor terraces and a second-floor balcony.

A future phase will feature smaller bungalow towns and a few live/work units. Pricing for the current Central Phase waterfront Sutherland model is about $1.2 million, with premium interior features included and other customizable options.

“We have enjoyed great public response since we have launched this project, with a blend of homebuyers from younger couples, either locally employed or remote working, as well as a number of Zoomers, empty-nest couples looking to right-size their home with stress free condominium living,” says Serrafero. “They are drawn by the location, design and lifestyle Sunshine Harbour offers.”

Inspired by the surrounding natural beauty of a park and lakeside setting, the contemporary architecture draws inspiration from coastal elements of light colour cladding accented with natural wood panels. Expansive lakeside terraces and modern openconcept plans create a relaxed yet sophisticated urban presence. Sunshine Harbour’s interior designer has created a palette of materials that evoke a relaxed and yet sophisticated living style. Interior spaces are inspired by a clean texture of natural wood tones, accented with coastal hues of whites and water colours.

Living rooms feature a spacious layout with a comfortable and inviting atmosphere, perfect for hosting guests or relaxing with friends and family. The design emphasizes an open concept, filled with natural light and a clear view of the adjacent park. It’s a space that feels both cosy and modern, perfect for enjoying quiet nights at home or lively social gatherings.

Resident safety and security are top priorities at Sunshine Harbour. The community features separate pedestrian pathways, well-lit streets, ample public parking and crime prevention measures to ensure a safe environment for all. Outdoor surrounding amenities include the adjacent marina, park, beaches and trails. These facilities not only promote health and wellness, but also foster a sense of community among residents. Sunshine Harbour is a vibrant and secure community that provides residents with everything they need for a fulfilling lifestyle.

For more information or to register, visit sunshineharbour.com.

SHOULD YOU WAIT FOR RATES

JESSE ABRAMS

In today’s market, many Canadian homebuyers are caught between two conflicting thoughts: Should I wait for

interest rates to drop, or is now the right time to buy?

The Bank of Canada has hinted that rate cuts could continue through the rest of 2025. That sounds promising, but the real question is whether waiting for a better rate is actually better for your financial future. The answer isn’t

always straightforward and depends on a few key factors.

THE RISKS OF WAITING

Yes, rates might go down, but home prices can go up. If you wait for rates to fall, more buyers may jump into the market again, pushing up prices and reviving bidding wars. A lower rate

doesn’t always lead to lower monthly payments if the price of the home you buy is significantly higher.

You also need to consider that waiting too long might mean missing out on properties that suit your needs and budget. The perfect home could come and go while you’re holding out.

“ ” If you’re financially ready and have found a home that suits your needs, now could be a strategic time to buy.

WHY BUYING NOW MIGHT MAKE SENSE

We’re in a rare moment with higher inventory and more motivated sellers. That means more negotiating power, price flexibility and time to make the right decision. Buyers are in a stronger position to avoid overpaying or rushing into a bidding war.

Plus, if rates do drop significantly in the future, you can consider refinancing. You aren’t locked into the rate you get today forever. In fact, many Homewise clients are able to refinance to a lower rate when the time is right, thanks to lender features like early renewal windows or refinancing options without large penalties.

LOCKING IN STABILITY

If you’re financially ready and have found a home that suits your needs, now could be a strategic time to buy. With a mortgage pre-approval, you can lock in today’s rate for up to 120 days while you shop. That gives you peace of mind and flexibility.

You also reduce the stress of rising prices or surprise interest rate changes during your home search. And with Homewise, we help clients find the best rate and features across more than 30 lenders in Canada, which makes the process simpler and more rewarding.

THE BOTTOM LINE

Trying to time the market perfectly is nearly impossible. If you’re financially ready, have a long-term outlook, and find a property that checks your boxes, it’s worth taking the next step. Talk to an expert, get pre-approved and approach the market with clarity and confidence.

Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage firm. thinkhomewise.com

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SMART, PATIENT AND READY:

THE NEW PRE-CONSTRUCTION BUYER IS HERE

The past few years have brought more change to the pre-construction real estate market than most of us have seen in decades. For many buyers, the market we once knew – fast-moving, equity-rich and full of short-term wins – feels like a distant memory. But in reality, we’re not in a “dead market.”

We’re in a transformed one. And that transformation demands a new kind of buyer.

At In2ition, we’re calling this moment the re-education of the preconstruction buyer.

Gone are the days when buying was driven by fear of missing out and hype. Today’s environment demands clarity, data and patience. The buyers who will thrive going forward are the ones who understand that real estate, especially pre-construction, is a long game.

“ ” The past few years have brought more change to the preconstruction real estate market than most of us have seen in decades.

Yes, interest rates remain high. Yes, launches have slowed. But the fundamentals of our market haven’t disappeared, they’ve just quieted down. Population growth hasn’t stopped. And housing demand hasn’t disappeared.

What’s changed is how buyers need to approach the game.

We’re seeing more investors and end-users alike asking better questions: What’s the builder’s track record? How solid is their financing?

What’s the realistic timeline here? That’s a good thing. Cautious, wellinformed buyers create a more stable and sustainable market for everyone.

“

” If you’re a buyer waiting on the sidelines, that’s okay, but don’t wait passively.

At In2ition, we’re spending more time than ever guiding our builder clients through these conversations, not just selling product. Education, transparency and smart decisionmaking are our priorities right now, because those are the qualities that build long-term wealth.

If you’re a buyer waiting on the sidelines, that’s okay, but don’t wait passively. Use this time to educate yourself. Know what kind of investor you want to be. Get pre-approved. Understand the numbers. Watch the builders that are still moving forward – because those are often the ones that know exactly what they’re doing.

This market won’t stay frozen forever. When it shifts, and it will, the buyers who took the time to sharpen their tools today will be the first to act and the first to benefit.

We’ve had the market reset. Now it’s time for the mindset reset.

BILL 17 A STEP

IN THE RIGHT DIRECTION

Let’s face it: Today’s new-home buyers are looking for enhanced affordability and a quicker turnaround to take possession of their new digs. After years of new-home builders and developers asking government to intervene in the bureaucracy that has held up new home building

unnecessarily, the Province of Ontario has introduced Bill 17 (Protect Ontario by Building Faster and Smarter Act, 2025). The aim of this Bill is to standardize, simplify and streamline development processes to fast-track infrastructure (such as transit, roads and water systems) and new home

The Mason Towns at Brightwater, by Kilmer Group, Diamond Corp, Dream, FRAM + Slokker

BARBARA LAWLOR

and condominium communities. It is also designed to cut down on the exorbitant development charges that can add up to 35 per cent onto the price of new homes.

We need to add more than two million homes over the next decade to accommodate increasing demand, so this government action is welcome by both consumers and the industry. Cutting down on the time it takes to get municipal approvals means builders can deliver homes more quickly and at more affordable prices.

Contrary to what you might think, the Bill does not require the province to build homes, but rather to partner with municipalities to

create conditions that will help builders and developers construct the needed infrastructure and homes more efficiently. Currently, most bottlenecks preventing the best outcome for efficiency happen at the municipal level.

With that in mind, among the Bill’s measures are:

• Standardization of Ontario Building Code across the province to work toward eliminating much red tape, thus bringing homes and condos to market faster

• Working with municipalities to streamline permits and approvals to reduce costs and expedite projects, particularly around transit corridors

• Enabling fewer studies by municipalities, again eliminating red tape

• Standardizing Official Plans across the province so approvals can be achieved more efficiently. (In most cases, these timelines involve the builder/developer submitting detailed plans to the appropriate municipalities, as well as city staff reviews, public consultation meetings, and a council vote – all of which can take up to two years and more, which results in home prices rising yet again)

• Accelerating the building of infrastructure such as roads, transit and water systems

The Bill has a lot of support from homebuilder associations at all levels, and the municipalities of Mississauga and Vaughan have already taken steps to drastically reduce development charges on new houses and condominiums.

On the federal level, we would like to see the recent GST reduction for first-time buyers expanded to include everyone purchasing a new home or condominium. In addition, we prefer that the ban on foreign investment in real estate be lifted. We need investment here in Canada, as most major cities in the world are built on investor money.

The bottom line is that we need change now to prevent more people leaving Ontario because of the lack of affordability and supply when it comes to housing. Bill 17 may not be a magic bullet, but it is a definite step in the right direction that will benefit us all.

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FRAM + Slokker not just focuses on but thrives on developing waterfront communities. Mississauga, Collingwood, Orillia… this developer has a proven track record for building signature properties in prized locations.

If you’re in the market for a new condo – but not necessarily in the Greater Toronto Area – this company might warrant some consideration. With a number of high-profile projects underway, and now a new phase at a premium development in Orillia, the company excels at transformations – often at waterfront locations.

We spoke with senior vicepresident Fred Serrafero for insights on the company’s strategy, and what might come next.

How are things coming along at your award-winning project, Sunshine Harbour in Orillia?

Sunshine Harbour’s first phase of development, the North Block, was released in the fall of 2023 and it is now 90-per-cent sold, with only two inventory townhomes available for immediate occupancy. All other townhomes are currently either occupied or about to be completed within the next 30 days. Our next phase, Central Block, offers more waterfront townhomes and is currently for sale, with approximately 30 per cent of the townhomes sold. We expect this phase to be under construction early next year for 2027 occupancies. Our last phase of

FRED SERRAFERO

SENIOR VICE-PRESIDENT FRAM + SLOKKER

by WAYNE KARL

townhomes will likely be released mid2026, and besides more waterfront townhomes, it will feature some bungalow townes and live/work units.

Why Orillia?

Orillia is a small city strategically placed as a gateway to cottage country. It straddles both Lake Simcoe and Couchiching Lake. It has all the ingredients of a safe, striving city: A major hospital, two college campuses, strong employment base, cultural and athletic facilities and a revived retail main street with a very strong music and artistic vibe. It is the perfect balance of “town and country” living, only 1.5 hours from Toronto.

We got involved about five years when things were starting to happen, and the City kickstarted a downtown waterfront revitalization program.

A new residential loft building was under construction, a brand-new marina building was opened, as well as a new downtown brewery. We were truly impressed by the waterfront park and the public access to the lake that the city created beside the marina; it features a bandstand stage, children’s play zone, a sandy beach and a fishing pier.

Sunshine Harbour won the Ontario Home Builders’ Association’s award for Best Lowrise Community in 2024, as well as best Townhome Design. What do you think cinched the award… what was the differentiating factor(s)?

Sunshine Harbour brought together all of FRAM + Slokker’s past experience in designing and developing waterfront properties, along with marine-living inspired architecture. We wanted to have an architectural expression that was somewhat contemporary, with a strong presence but yet feel comfortable and relaxed… think of it as a well-tailored linen suit. Light coloured modern cladding, large windows, oversize lakefront terraces and convenient two-car parking off a rear lane were the features we wanted to offer. We added our sustainability factor by designing and building to Energy Star rating, also with solarready options.

Keep in mind, also, that this development was a brownfield site that required environmental remediation as an old railway corridor, connecting Orillia to Muskoka and Midland in the old days.

What are the unit types, sizes, approximate pricing…?

Sunshine Harbour comprises a number of condominium townhomes and an eight-storey apartment condominium. Most of the townhomes are lakefront, three storeys with double-car parking and a personal elevator. They range in size from 1,900 to 2,350 sq. ft. with expansive third-floor terraces and a second-floor balcony. We also feature a future phase of smaller bungalow towns and a few live/work units. Pricing for our current Central

Phase waterfront Sutherland model is at about $ 1.2 million, with a host of premium interior features included and many customizable options.

What are among the signature amenities?

It really is all about its location; it is hard to find a better place. You are living in a downtown townhome with a lake and a park as your neighbour. Enjoy incredible sunrise water views from your terrace. Go for a 10-minute walk and get all your groceries while you grab a coffee or flowers from unique independent shops. Want to watch a live theatre show? You just need to walk an extra five minutes to Orillia Opera house. A morning stroll, run or swim are just out your doorstep, like your sailboat or any other watercraft, and in July join the thousands at the outdoor Mariposa Folk Festival, three days filled with outdoor music, crafts and food. Winter skiing is only a 20-minute drive away.

Who is the targeted buyer profile for this community?

We have enjoyed great public response since we have launched this project, with a blend of homebuyers

from younger couples, either locally employed or remote working, as well as a number of Zoomers, empty-nest couples looking to right-size their home with stress free condominium living. They are drawn by the location, design and lifestyle Sunshine Harbour offers. A few of them are boaters, while others use it as their summer home while they spend the winter down south. Most of them recognize us from some of our other waterfront projects in Mississauga and Collingwood.

How are things coming along at Brightwater in the Port Credit area of Mississauga? The community really seems to be taking shape there…

The Port Credit West Village Partnership, which we are part of, just welcomed more residents in two separate condominiums recently. The Mason Condominium and the Brightwater Townhomes were just completed this spring. The retail scene has also expanded greatly this year, with Farm Boy, Rexall and a number of other unique retail offerings opening their doors. Mercatto’s flagship restaurant is in the works in our “wave” building. Our Brightwater all-electric shuttle continues to connect residents to the Port Credit GO Station. Our

on a personal note

engineered urban bioswale is being planted and will be in service soon. Early next year, construction start is anticipated on our next condominium phase.

There seems to be a theme here… signature and transformative projects, many of them with waterfront locations… Where does this strategy come from? Yes. Our waterfront experience dates back to our Port Credit Village development starting in 1998. It really transformed this portion of Mississauga’s waterfront. It kind of put us ”on the map,” sort to speak, notwithstanding that we had been developing residential properties across the GTA since the early 1980s. We have since redeveloped the Collingwood Shipyards, built in East Village a riverfront community in downtown Calgary, followed by Brightwater and now Orillia. Our projects are quite unique as we take great pride in consulting with the community before we put pen to paper. We also do a lot of work understanding who our buyers are and what they want. Add to that a flair for great architecture and a passion for sustainability, and you’ve got our recipe.

framslokker.com

What would you consider your greatest accomplishment in what you do?

I started my career in the field building R-2000, energy efficient homes in the mid 1980s, and that Green sensitivity has stuck with me over the years. Now I am more and more focused in mentoring our team of young professionals here at FRAM in development, construction and marketing.

And your greatest inspiration?

I have been fortunate to deal with and learn from a number of different people over the years, but my father-inlaw stands out – at age 95, he still drives around a few projects to share his insight.

What’s on your reading, TV binge watch or podcast list these days?

I read quite a bit, generally focused on three themes:

• Historical non-fictional novels – recently Lawrence in Arabia by Scott Anderson

• Planning and development books – recently Soft City by David Sim

• Nordic mystery novels: The Shadow Killer by Arnaldur Indridason

I cannot wait for next season of Slow Horses on TV coming soon. Podcasts are my wife’s realm. I usually listen with her on long car rides. We enjoy a Quebec fall holiday every year… we bring a cooler along and always return with it full of unique local cheeses.

THE NEW REALITY OF RENTING:

A MARKET IN MOTION

ELECHIA BARRY-SPROULE

Whether you’re searching for your next home or managing an investment property, understanding rental trends can help you make informed decisions. This quarter’s numbers offer important insights for both renters and landlords.

RENTS ARE TRENDING DOWN

According to TRREB’s Q2 2025 Rental Market Report, average condominium apartment rents in the Greater Toronto Area (GTA) decreased year-over-year for the second consecutive quarter. The average rent for a one-bedroom unit was $2,326, down 5.1 per cent. Two-bedroom units averaged $3,066, representing a 3.5 per cent drop. This shift has created more room for negotiation and improved affordability for many renters.

MORE LISTINGS, MORE LEASES

Rental listings rose to more than 27,000 in Q2 2025, a 16-per-cent increase from the previous year. Leasing activity also grew, with more than 20,000 units rented, a 16.6-percent year-over-year increase. With more inventory on the market, both renters and landlords are seeing greater choice and flexibility.

POPULATION GROWTH MEETS NEW SUPPLY

The GTA continues to experience rapid population growth, especially from newcomers. Many people new to the region choose to rent

before exploring homeownership, which sustains rental demand. At the same time, a wave of condominium completions is adding more investorowned units to the market. These two forces are working together to shape a more balanced landscape.

STEADY TRENDS FOR THE REST OF 2025

TRREB expects these conditions to continue throughout the year. As more investor-held units become available and demand remains strong, renters will continue to benefit from a wider selection of options, while landlords may need to offer more competitive incentives to attract long-term tenants.

USE

THE DATA TO YOUR ADVANTAGE

At TRREB, we remain focused on delivering up-to-date market data

that supports smart housing choices. Whether you are considering a move or managing a rental property, keeping an eye on the numbers helps you stay one step ahead.

To read the full Q2 2025 Rental Market Report and explore additional market insights, housing data, and resources, visit trreb.ca.

WEATHERING THE STORM:

WHY REAL ESTATE DOWNTURNS ARE ONLY TEMPORARY

MIKE COLLINS-WILLIAMS

If you’re feeling uneasy about having or taking on a mortgage right now, you’re not alone. We haven’t seen a market dip like this since the early 1990s. But here’s the good news: Downturns don’t last forever, and the rebound always comes.

The real estate market, like all markets, moves in cycles. What rises must eventually fall. But it is important to remember that what falls will rise again. For homeowners, investors and industry professionals navigating the current downturn, this truth can offer reassurance and perspective. Downturns are temporary and recovery is part of the cycle.

It’s understandable to feel uneasy during a market slowdown. Your property value may have dipped. According to Urbanation, “The Greater Toronto Hamilton Area (GTHA) new condominium apartment market produced 502 sales in Q2-2025… activity this year was 91 percent below the 10-year average.” These numbers are striking, but they’re not unprecedented. Real estate has always rebounded, and often with renewed strength. Whether driven by interest rate shifts, inflation or economic tightening, every downturn in recent history has eventually given way to renewed growth.

Look back to 2008, one of the most dramatic real estate downturns in modern memory. Confidence was

shaken. In Canada, home purchases declined about 40 per cent and housing starts fell. Yet within two years, the market began a strong and sustained recovery. By the mid-2010s, markets picked up and, in many cases, soared to record highs. Those who held on or invested wisely during the low were often those who saw the greatest rewards in the rebound.

Real estate is fundamentally tied to the human need for shelter, community and stability. While markets may cool, the underlying value of real estate as a long-term asset remains resilient. For many, downturns offer unique opportunities. For buyers, it may be a chance to enter the market at lower prices and expanded choice. For homeowners, it’s a time to focus on the long-term benefits of ownership – stability,

equity growth and a place to call your own. And for investors, the current market may be the fertile ground from which future gains are made.

Patience is key. Purchasing a home is not about quick wins. It’s a marathon, rather than a sprint. Trust in the history of cycles, in the strength of the market to recover, the value of what you own and the advantages of purchasing in a downturn.

Hold steady. The market will rise again. It always does.

Mike Collins-Williams, RPP, MCIP, is CEO West End Home Builders’ Association. westendhba.ca.

countertops KITCHEN

THE CENTREPIECE FOR NEW HOMES

by LINDA MAZUR

Kitchens today have moved beyond simple utilitarian spaces to highly stylized, functional and yet comfortable spaces designed not only for entertaining but day-today living. Faced with an abundant selection of colour and finish options, planning for your new kitchen can not only be confusing but stressful as well. Today’s countertops are emerging as the new showpieces for homes everywhere. Kitchen cabinetry, tiles and hardware are taking a more minimalist approach to let these spectacular surfaces take the spotlight. However, this doesn’t mean that your countertop needs to be overly dramatic; perhaps you are looking to have it simply be complementary as opposed to a standout focal point.

We have a wide selection of durable natural and man-made

products from granite, marble and quartz to porcelain, soapstone, concrete and wood, to name a few. Deciding which countertop material to select is entirely dependent on what look you are trying to achieve, how you personally use your space every day, the volume of maintenance you are willing to invest and, naturally, your budget. With advanced technology and new designs regularly hitting the market, there are plenty of options which will not only look gorgeous but add ease and functionality to our lives.

A trend we are loving is large stone slabs with plenty of movement such as variegated patterns with colour and prominent veining, creating an organic, dramatic and customized look for your space. These slabs work well with thin depths and a seamless appearance to create and, while it will

require more time and materials to achieve that seamless look, the result is an absolute showstopper.

Natural granite continues to be a popular countertop choice for homeowners. They are lowmaintenance, durable, long-lasting and mostly budget-friendly, with a wide range of prices varying from mid- to high-end for the premium selections. The same can be said for quartz, which offers a wide range of selections from simple budget-friendly to premium grade options. Marble, one of my personal favourites, is a wonderful and luxurious natural stone. Unfortunately, it tends to not be a front runner in countertop choices as it is a porous stone that requires regular sealing, and can easily stain, scratch and chip. However, if you are prepared for the upkeep, the beautiful natural patina

that develops with usage and age is worth it. There are many lovely quartz choices that can still offer the upscale look of marble but eliminate some of its negatives.

Porcelain is another great option with selections that emulate the beauty of natural stone, wood and concrete. Requiring no maintenance, they are a durable material that is stain and scratch resistant, as well as having high heat-resistant properties. Unfortunately, however, they can also be prone to chips and cracks under intense pressure primarily on the edges.

Soapstone is a lesser-known natural stone which is comparable to marble in style yet superior in durability; wear and tear on the surface lends to the patina and character.

A great option with a bit of a relaxed vibe is wood. Whether it is butcher block or a great piece of reclaimed wood, it adds a warmth and informality to your space. Wood is practical and durable as a work surface and can create a beautiful patina with age. It is a long-lasting material and easy to DIY if you chose to refinish it.

Finally, a unique surface option for modern, industrial to farmhouseinspired kitchens is concrete. Its

customizable in terms of colour and texture, is heat and scratch resistant and is sure to turn heads in your space.

Ultimately, if you are looking to renovate your space, do your research and contemplate what will work best for you in terms of functionality, aesthetics and maintenance. A successful kitchen requires a good balance when it comes to finishes, but it should also make a statement. With careful consideration, your new countertops can become the star of your home.

Tips for selecting your new kitchen countertop:

• Review information about the product you are considering understanding its maintenance needs and durability.

• Work with a professional when considering the edge profile as some may not be as durable as other profiles and some patterns may not be as flattering with certain profiles

• Continuing your countertop for the backsplash can be a nice touch

• When selecting your countertop remember you will be living with it for a long time so make certain you love it.

Linda Mazur is an award-winning, nationally publicized designer and Principal of Linda Mazur Design Group. With almost two decades of experience this in demand multidisciplinary design firm is known for creating relaxed, stylish spaces and full-scale design builds within Toronto, the GTA and throughout Canada. lindamazurdesign.com @LindaMazurGroup

Lighting

by MARIAM ABOUTAAM

AS A DESIGN FOUNDATION, NOT JUST A FINISHING TOUCH

A sculptural glass chandelier for the living room became the centrepiece of our vision

At Kylemore, lighting is never an afterthought, it’s among the first things we plan when designing our model homes. Before drywall is installed or any millwork is produced, we create an electrical plan that addresses both practical and decorative needs for every room. While decorative lighting elements are introduced later in the design process, their placement and purpose are accounted for from the beginning.

We review each room, considering how lighting will function, enhance atmosphere and contribute to the overall aesthetic. In pre-construction, homebuyers are typically offered a standard electrical package, but many Kylemore buyers opt to upgrade, adding more pot lights, dimmers or electrical rough-ins for future chandeliers, wall sconces and pendant fixtures. These upgrades allow for personal expression and future flexibility.

Tip: If you’ve already purchased or selected a light fixture for a specific room in your home, be sure to discuss it with your builder’s design

consultant. They can determine whether the fixture requires additional structural support; something that should be installed before the drywall goes up.

Lighting becomes integral to our design mood boards, where materials such as metal, fabric, glass and even stone are selected to complement cabinetry, furnishings and wall finishes. In one recent model home, a sculptural glass chandelier for the living room became the centrepiece of our vision. Despite a delayed delivery, we waited for the light we chose to arrive as we believed it was irreplaceable and vital to the design.

MAKING EVERY ROOM FEEL JUST RIGHT

Each room presents an opportunity to elevate the experience through lighting. In open concept living and dining areas, a dramatic fixture can unify the space. Dining rooms invite bold statements, for example, long fixtures that span the entire table and command attention. Powder rooms, too, offer a chance to play with finishes, introducing luxurious touches through striking sconces or unique materials like marble. Artwork, when lit from above, can transform the mood of the room it’s featured in.

Bedrooms call for a softer approach. We lean toward dimmable

fixtures that promote rest and relaxation. In bathrooms, we often light vanities with fixtures that provide both function and flair.

LIGHTING THAT TELLS A STORY

Sometimes, a light fixture becomes the final piece that completes a room. When designing a model home, I carry a snapshot of the entire space around in my head, so when I’m shopping for finishing touches, I’m always on the lookout for that perfect item. Whether it’s a floral-inspired pendant over the kitchen island or nature-influenced sconces in the powder room, these details communicate craftsmanship and creativity. Often, they’re happy accidental finds discovered during sourcing, that instantly feel like they were meant to be part of the design, bringing the room to life.

Lighting does more than illuminate; it shapes how a home feels and functions. At Kylemore, we treat it as an essential element that ties every design detail together while allowing homeowners to express their personal style.

COMING UP NEXT… PLANNING YOUR SPACE

In my next column, I’ll be sharing how we approach space planning in model home design.

An award-winning in-house designer, Mariam Aboutaam is Director, Sales and Marketing, Interior Design at Kylemore, Markham, Ont., a builder known for masterplanned communities and luxury homes. kylemoreliving.com.

This powder room features striking light fixtures

Lighting does more than illuminate; it shapes how a home feels and functions

FIND YOUR NEXT HOME

AJAX

1. Time Rossland Road marshallhomes.ca

AURORA

2. Queen’s Grove Collection Yonge St. & Bloomington Rd. northstarhomes.com

3. Allegro 36 Klees Cres. geranium.com

4. Shinning Hill 24 St John’s Sideroad countrywide.ca

BRAMPTON

5. Bodhi Towns Fogal Road & Nexus Ave. countrywide.ca

6. DUO Condos 245 Steeles Ave. W. duocondos.ca

7. Three Rivers Claireville Goreway Dr. & Humberwest Pkwy nationalhomes.com

8. Queens Lane Townhomes Mississauga Rd. & Queen St. branthavenbrampton.com

9. Classic Drive Creditview’s Valley Lands & Lionshead Golf and Country Club branthaven.com

10. Union Mississauga Rd. & Bovaird Dr. mattamyhomes.com

BRANTFORD

11. Brant West 501 Shellard Lane losanihomes.com

CALEDON

12. Palgrave Estates Mount Pleasant Rd. & Hunsden Rd. flatogroup.com

13. Ellis Lane Chinguacousy Road & Mayfield Road mattamyhome.com

14. Mayfield Collection 22 Stratford Dr. rosehaven.com

COURTICE

15. The Vale 57 Glen Eagles Dr. nationalhomes.com

ETOBICOKE

16. The 900 Condo Signature Residences 900 The East Mall 9hundredcondo.ca

17. Blvd Q 3300 Bloor Street West mattamyhomes.com

18. Westbend Residences Bloor & High Park mattamyhomes.com

19. The Clove 240 The East Mall Cres mattmayhomes.com

KING CITY

20. Triple Crown Estates Dufferin Street & 15th Sideroad remingtonhomes.ca

KLEINBURG

21. Kleinburg Hills Appleyard Ave countrywidehomes.ca

MARKHAM/ UNIONVILLE

22. Cornell Markham Bur Oak Ave. & Hwy 7 ballantryhomes.com

23. Spring Water 3217 Elgins Mills Rd. mattamyhomes.com

24. Angus Glen South Village 9980 Kennedy Rd., #200. kylemorecommunities.com

25. Kennedy Manors 4500 Major Mackenzie Dr East. kylemorecommunities.com NORTH YORK

26. 28 Hunslow Yonge and Finch mattamyhomes.com

OSHAWA

27. Park Ridge Conlin & Townline Rds. tributecommunities.com

28. Mackenzie Park MacKenzie Ave. brightstone.ca

29. Schoolhaus Mclaughlin in West Oshawa brightstone.ca

PICKERING

30. Seaton Whitevale 1535 Whitevale Road mattamyhomes.com

31. Seaton Mulberry 1075 Taunton Rd. mattamyhomes.com

PORT PERRY

32. Courts of King’s Bay Near Port Perry geranium.com

RICHMOND HILL

33. Jefferson Reserve 363 Jefferson Side Road countrywide.ca

34. Observatory Hill Bayview Ave. & 16th Ave. myobservatoryhill.ca

TORONTO

35. Lambtown Towns 2650 St. Clair West dunparhomes.com

36. 2650 St. Clair Ave W. 2650 St. Clair Ave W dunparhomes.com

37. Westbend Residences Bloor & High Park mattamyhomes.com

THORNHILL

38. The Elms Steeles Ave W brightstone.ca

WHITBY

39. Country Lane Taunton Rd. & Country Lane countrylanewhitby.com

40. Wellings of Whitby 372 Taunton Road E wellingsofwhitby.com

WOODBRIDGE

41. Sora Vista Pine Valley & Teston Rd soravista.ca

42. Woodend Place Major MacKenzie & Pine Valley Dr. woodendtowns.ca

BUILDERS IF YOU WOULD LIKE TO INCLUDE YOUR PREVIEW REGISTRATION, NEW RELEASE OR SITE OPENING IN THIS FEATURE, JUST EMAIL THE DETAILS TO EDITORIAL@NEXTHOME.CA

BURLINGTON/ WATERDOWN

1. Northshore Condo 484-490 Plains Rd. E. nationalhomes.com

2. Tyandaga Heights Burlington nationalhomes.com

4. Northshore Towns 490 Plains Rd. E. nationalhomes.com

5. Martha James Condominiums Martha and James St mattamyhomes.com

CAMBRIDGE

6. Modal at Main 840 Main St, Cambridge modalatmain.ca

ELORA

7. South River 133 South River Rd. granitehomes.ca

FERGUS

8. Bellwood Estates Fergus geranium.com

GEORGETOWN

9. Juniper Gate 10130 10 Line, Norval remingtonhomes.com

GRIMSBY

10. Grimsby Waterfront 398 N Service Rd. losanihomes.com

GUELPH

11. Argyle Village Lowes Rd E & Gordon Street argylevillage.ca

12. Northside Guelph Woolrich St & 7 granitehomes.ca

13. The Block on Clair 331 Clair Rd E. reidsheritagehomes.ca

14. Clairmont 25 Poppy Street mattmyhomes.com

HAMILTONWENTWORTH

15. Soho Homes at Barton & Glover Barton St. & Glover Rd. losanihomes.com

16. Highland Park & Central Park: Midtown & Soho

Upper Red Hill Valley Pkwy & Rymal Rd. losanihomes.com

17. Rebecca Condos

212 King William St. rosehaven.com

KITCHENER/ WATERLOO

18. Wildflowers Huron Rd & Trussler Rd mattamyhomes.com

19. Lackner Ridge Lackner Blvd & Ottawa St N lacknerridgetowns.ca

MILTON

20. Mile & Creek

760 Whitlock Ave. mattamyhomes.com

21. Hawthorn East Village Louis & Lavert Ave mattamyhomes.com

22. The Laurels Brittania Rd & Hwy 25 mattamyhomes.com

MISSISSAUGA

23. Whitehorn Woods 1240 Britannia Rd. W. nationalhomes.com

24. OG Urban Towns 1528 Dundas St W brigtstone.ca

25. The Nine 6587 Ninth Line mattamyhomes.com

26. Everwood 6578 Ninth Line, Mississauga mattamyhomes.com

NIAGARA REGION

27. Luna

205 St. Davids Rd, Thorold silvergatehomes.com

28. Harbourtown Village 574 Seneca Drive, Fort Erie silvergatehomes.com

29. Bench Mark Ontario St. & Drake Losanihomes.com

OAKVILLE

30. Upper Joshua Creek 1254 Burnamthorpe Rd. mattamyhomes.com

31. Onyx Trail 1213 Onyx Trail mattamyhomes.com

32. Carding House 292 Ironside Drive mattamyhomes.com

33. Clock Works at Upper Joshua Creek 1388 Dundas Street W. Oakville mattmyhomes.com

34. Kerr Village brightsone.ca

35. Ivy Rouge 310 Randal Street rosehaven.com

PARIS

36. Riverbank Estates Nirh River losanihomes.com

ST. CATHARINES

37. Lincoln Estates Lincoln Ave. & King St. losanihomes.com

38. Lusso Urban Towns Martindale Rd. & Grapeview Dr, St. Catharines lucchettahomes.com

39. Merritton Mills St. Catharines silvergatehomes.com

ST. THOMAS

40. Harvest Run Centennial Parkway & Elm Street dougtarryhomes.com

41. Prudhomme’s Landing 1051 Old Thorold Stone Road silvergatehomes.com

STRATFORD

42. Poet & Perth Quinlan Rd & O’Loane Ave, Stratford. poetperth.ca

STONEY CREEK

43 Maplewood Park Upper Creswood maplewoodstoneycreek.com

44. Sweetberry Barton & Glover sweetberrytowns.ca

TILLSONBURG

45. The Bridge Estates Greenhill Dr. tdinewhomes.ca

WELLAND

46. WaterCrest at Hunters Pointe 6 Alvira Trail lucchettahomes.com

WEST REGION

47. St. George Village Concession 2 & Woodhill Rd. losanihomes.com

48. Brant West 562 Shellard Ln losanihomes.com

49. Expressions & Riverbank Estates 1021 Rest Acres Rd., Paris losanihomes.com

50. Cottonwood Dingle St. sifton.com

51. Edgewood Suites 270 Hagan Street East, Dundalk flato.com

52. Discoverie Condos 7 Central Ave Fort Erie DiscoverieCondos.ca

Niagara Falls

Welland St Catharines

BARRIE

1. Vicinity & Vicinity West Essa Rd & McKay Rd W mattamyhomes.com

2. Midhurst Valley 1296 Carson Rd. geranium.com

3. Heartland Hwy 89 & Yonge St., Baxter brookfieldhomes.ca

4. Midhurst Hwy 26 & Bayfield Rd. Brookfieldhomes.ca

BEETON

5. GreenRidge & Beeton

Village 41 Main St. W. flatogroup.com

CAMBELLFORD

6. Haven on the Trent Forest Hill Rd. & Riverside Trail sifton.com

COLLINGWOOD

7. Mountain House at Windfall Mountain Rd. & Crosswinds Blvd. georgianinternational.com

8. Collingwood Maple & Sixth Street georgianinternational.ca

9. Reverie 391 First St, Collingwood reverietowns.com

COURTICE

10. The Vale Prestonvale Rd. & Bloor St. nationalhomes.com

DUNDALK

11. Edgewood Suites 270 Hagan St. E., Dundalk edgewoodsuites.ca

12. Craighurst Horseshoe Valley Rd. & Hwy. 93 georgianinternational.com

13. Braestone Horseshoe Valley 3246 Line 9 North georgianinternational.com

INNISFIL

14. Lakehaven 25th Side Road & 10th Line mattamyhomes.com

15. Simcoe Woods 2153 Donnelly Cres. rosehaven.com

ORILLIA

16. Sunshine Harbour Orillia sunshineharbour.com

OWEN SOUND

17. Greystone Village 1800 2nd Ave. E. flatogroup.com

PETERBOROUGH

18. Parklands & The Condo Arbour Villas 1224 Chemong Rd. masonhomes.ca

PORT HOPE/ COBOURG

19. Port Hope Lakeside Village 415 Lakeshore Rd. masonhomes.ca

20. Kingswood Cobourg 425 King St. E. masonhomes.ca

21. Meadow Heights 82 Hillcrest Road, Port Colborne dunsire.com

START PLANNING NOW FOR YOUR

FALL RENOVATION TO AVOID DELAYS LATER

If you’re thinking about renovating your home this fall, the time to start planning is now. Renovations aren’t something you can rush – from design ideas and budgeting to permits and contractor selection, each stage requires thoughtful preparation to be done right. Starting early allows you to explore your options, develop your vision avoid delays down the road and create a realistic timeline that supports your desired outcome. Whether you are thinking about a more functional kitchen, updating outdated bathrooms or finally tackling that underused basement, a wellplanned approach will help ensure a smoother renovation experience. Begin by determining what your goals are for the renovation and create a description of what you would like to change. Decide what aspects on your wish list are realistic in terms of your budget and timeline and doable in terms of building and space available. Create a complete picture of what is needed by involving everyone in your household. Keep in mind, there are a variety of apps designed to create checklists, develop images and basic floorplans. These are in no way a replacement for professional drawing and designs, but they will help to articulate your ideas to your contractor.

The next step is to hire a professional renovator capable of

guiding you through the renovation process and managing the entire project. This involves finding one who suits your needs, checking references and arranging quotes. While cost is always a key consideration when choosing a renovator, even more important is experience, qualifications, licensing and business practices. Seek a renovator who is a member of the RenoMark program, which is administered nationally by the Canadian Home Builders’ Association and locally in the GTA by BILD. RenoMark renovators are professionals who adhere to a strict code of conduct, always provide written contracts, carry at least $2 million in liability insurance and provide two-year warranties on their work.

Working with a RenoMark renovator assures that you are collaborating with someone who understands the ins and outs of the permit and approvals process, someone who can assess your project to determine what – if any – building permit is necessary and can navigate the application process. They also know when additional professionals, such as architects or structural engineers, are required. Invite RenoMark contractors to your home to review its existing conditions and to discuss your goals.

Once you are comfortable with the design, budget and timeline, your renovator should prepare a detailed written contract that clearly lays out what’s been agreed upon. Don’t skip this step – having a solid contract in place is not just smart, it’s essential. A well-defined and documented scope

of work helps protect both you and your renovator and minimizes the risk of disputes down the line. RenoMark renovators will not start a project without one, and neither should you. The contract should include the full scope of work, total cost, payment schedule, expected completion timeline, product specifications and warranty details.

Now is the time to get the ball rolling on a fall renovation to enhance your home’s livability. Do so with confidence by working with a professional RenoMark renovator. For further details about the program and to find a RenoMark renovator in your area, visit bildgta.com.

Dave Wilkes is President and CEO of the Building Industry and Land Development Association (BILD), the voice of the homebuilding, land development and professional renovation industry in the GTA. For the latest industry news and new home data, follow BILD on Twitter, @bildgta or visit bildgta.ca.

DAVE WILKES