RIDESHARING WITH FOOD DELIVERY SERVICES UNDER ONE UMBRELLA - MBE BUSINESS MAGAZINE

ISSUE 78 | JUNE 2022

Ride or Food DOWNLOAD NOW

THIS MONTH FOCUSING ON Why People Switch To Become Entrepreneurs

Challenges Facing The Transportation

Smart Building Tech Increases Energy Efficiency In Calgary

AUTO INSURANCE

HOME INSURANCE

Insurance Tiger makes it easy to find the best auto insurance coverage in Ontario.

A quality home insurance coverage will allow you to protect the things you value. At Insurance Tiger, we will help you find the best home insurance coverage in Ontario.

Our insurance brokers will do the comparison shopping for you to find the best coverage and right amount of protection.

Multi-Policy Discounts Uber Insurance Student Discounts Family Member Discounts Telematic Discounts Low Commute / Mileage Discounts New Business Discounts Claims-Free Discounts Hybrid Vehicle Discounts

DUE OT L N WA ICY POL R RENE , FO YET?your namete to da us

y l mai d expir tiger.ca se e e n Plea t info a suranc in tac con newal@ e myr

COMMERCIAL INSURANCE Protect your business! Grow your business!

Over the years, Insurance Tiger has grown and prospered by paying attention to our clients. We have a strong commitment to giving personal service and providing competitive Commercial and Business Insurance products.

Fast turn around quotes on: Overland Water Coverage High Value Homes Single Limit of Insurance Coverage Cash Settlement Property Policies Umbrella Policies Multiple Rental Properties Multiple Family Homes

Take advantage of these discounts: Multi-Policy Discount Non-Smoker Claims-Free Mortgage-Free

LIFE / TRAVEL INSURANCE Medical travel insurance is a must have when travelling outside your home province. Even a weekend shopping trip across the border or travelling across the world to meet family or a leisure trip could end up being a nightmare without the proper Medical Travel insurance.

Protect your family for less than $1.00 a day

Do you have proper coverage for your business?

Term Life

Commercial Auto General Liability Commercial Property Places of Worship Equipment Breakdown Professional Liability Business Interruption Products Liability Retail Hospitality Services Cyber Liability Contractor's Package Builder's Risk

Whole Life Disability Insurance Critical Illness Insurance Supervisa Insurnace Travel Insurance Visitor Insurance Health Insurance Solutions

416-293-9495 • www.insurancetiger.ca Insurance Tiger owned and operated by Multirisk Insurance Brokers Inc.

25

CONTENTS

Cultural diversity is a big reason

that leads to economic growth of a country

27

Developing a positive attitude

05

If you decide something,

29

Why people switch to become Entrepreneurs, some key reasons?

07

A good chance to invest in real estate

31

The ways in which climate change is already affecting Canada

09

Hope for the best & prepare for the worst...

36

International olympics day

12

Has the time come for e-scooters?

39

National indigenous people’s day Canada 21st June 2022

14

Economic impacts hosting a Fifa World cup has on a nation

42

trucking industry in Canada & how to meet them?

18

Why the world needs ‘who’ to fight A pandemic like Covid-19?

20

Event calendar

you definitely have to execute it - ‘Be brave...

June 2022

22

At the work place, how & why it’s important

23rd June 2022

Challenges facing the transportation

44

Vital Benefits Of Emotional Intelligence At The Workplace- ‘Key Insights’

Smart Building Tech Increases Energy Efficiency In Calgary

47

Role Of Business Insurance

EDITOR'S LETTER Dear Readers, June is here with 78th edition of MBE Business Magazine. During June the weather’s warming up in most regions, with pleasant temperatures in most of the major cities near the American border. You’ll need to bring some extra layers for the evenings or journeys to the mountainous regions further north. Despite the occasionally cool day though, June is a great time to appreciate the natural beauty of Canada or explore the country’s cultural sights.

Publisher MB Enterprises Editor-in-chief Aurora Zabala Senior Editor Peter Z. Vaisey Managing Editors Steve Montgomery Mahmood Naqvi Design Cynthia Tolson A. Khan

In this issue, If you decide something, you definitely execute it - ‘Be brave in making decisions’ by Mr. Mansoor Naqvi. A good chance to invest in real estate as next few months are interesting for real estate investors by Mr. Mahmood Naqvi. Hope for the best & prepare for the worst in the world of business by Mr. Alamdar Hussain.

Production, Technology & Print Simon Wilson R.J

You will find this issue more interesting and informative as before. As our team have worked tirelessly to bring this issue on digital and social media. We have launched our magazine website. So it will reach to maximum people via electronic media.

Administration Alamdar Hussein Erum Asghar R. Adil

Your feedback is highly valuable to us, if you have suggestions or comments feel free to call us at 1-866-667-1377 or email us at info@mbeforyou.com to tell us what you think about this issue.

For ad placements and marketing related queries, please email us at digitalmedia@mbeforyou.com Thank you, Aurora Zabala, Editor In Chief.

Advertising S. Hassan Shoeib Kamal

HOW TO REACH US Website: www.mbeforyou.com Feed-back: 1-866-667-1377 E-mail: info@mbeforyou.com Mail: 100 Dynamic Drive, Unit 104, Scarborough, ON, M1V 5C4.

Fax: 1-866-204-6888 MBE Business Magazine is a monthly issue business magazine published by MBE. Inc. Ontario, Canada.

Printed by Vision Printers Contents © Copyrights 2017 by MBE, may not be reprinted without written permission.

Subscribe / Unsubscribe or Advertise by emailing us at mbe-marketing@mbeforyou.com

If you decide something,

you definitley have to execute it - ‘Be brave in making decisions’ SYED MANSOOR NAQVI

PRESIDENT MBE Decision making is one of the most important aspects in the

1. CONSISTENCY AND PERSISTENCE IN DECISION MAKING:

field of business and something that needs to be taken with a

Being consistent and being persistent in decision making is

brave attitude. An attitude that counts for you and your

an attribute of the most wanted and most successful leaders.

entrepreneurial goals in the future. It’s the execution and the

It brings you closer to leadership with an attitude for success,

implementation of the plans and decisions that makes you an

while making success as a habit. Consistency in decision

entrepreneur which can be termed as exemplary. Why you

making, makes you more prone for calculating your risks

need to be brave in making decisions? At this level, you

while you know how you will yield the returns.

should have the ability to think fast, while calculating the risks goes, ‘no pain no gain’, obviously you can’t wait for things to

2. MAKE A GOOD ROAD-MAP OR A PLAN TO GET THE EXECUTION:

happen, you have to make them happen.

Making a good road-map or jotting a plan on a piece of paper

of your decisions as well as the gains. As the famous saying

is the best way to execute the plan. It makes your mind more Entrepreneurs are brave people and they should have a

aligned for the sake of achieving your tasks and identifying

know-how of how to make things happen for themselves.

how you would reach your targets. It also makes you mechani-

They can’t be just mere spectators in the world of business.

cal in terms of how you shall be getting to the milestones.

On their prestigious shoulders lies the responsibilities of many people which includes the co-workers, people working

Apart from anything, it enhances the entrepreneurial skills as

under you and many others associated with you.

well as makes you more systematic in getting to your missions. At the end of the day, a mission accomplished is an

Execution of a road-map, a business plan or a decision is one

excellent source of your happiness as a leader. Practically

of the most vital authority that needs to be undertaken. As an

speaking, having happy vibes for the future and for your

entrepreneur one must know how to be good in execution and

current targets brings a decent sense of achievement.

what it takes to be part of the implementation phase which is tion stage. If your best work is required while you are under

3. DESIGN A ROAD-MAP THAT IS MORE PRACTICAL THAN SOMETHING THAT SUITS YOU:

going the execution phase, think like a professorial strategist

A road-map which is more practical is much more important

and bring into consideration the abnormalities, the uncertain-

than something that suits you. It’s not about something that

ties and the risks into play. Isn't it interesting that it makes you

you desire. Being practical is more important. Speaking

learn from your experiences as an entrepreneur. Make an

rationally, it's something in the middle that you must take as a

analysis of how you made your dreams come true and be

good business strategy, however, whatever strategy you

well prepared.

choose, never turn your back from what you have decided to

unique and one of the most important phases of the execu-

do initially. It not only exhibits your attitude, but also your

05

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

nature of taking a task or practically diving into the pool as a

Obviously, while tugging at your heart strings, it's unlikely that

professional diver.

you 'shoot the moon' every time. This is something that might happen on your best Sunday only. Be more calculative as a

4. MAKE A BUSINESS PLAN BEFORE THE FINAL EXECUTION:

good strategist.

Making a business plan before the final execution is the best profitable results. For example, if you are launching a product,

6. YOUR DECISION MAKING MUST REFLECT YOUR ATTITUDE:

you would desirably make a marketing plan or a business

As a successful entrepreneur, it’s your attitude that must

plan before making a useful investment. Otherwise, in most

reflect in your decision making. For an experienced entrepre-

circumstances you would be ending up in a loss scenario.

neur his/her decision making is a pure refection of the attitude

Brainstorm the outcomes to make it a scenario more

apart from the stance. It’s not important that the stance is a

worthwhile in future.

business stance, but what’s more important is the ‘Power’ the

way to make a strategy that is much more suitable for

stance holds in the eyes of others. Precisely, we are talking

5. CALCULATE RISKS MORE THAN THE RETURNS:

here about the eyes of those that counts in the world of

Calculate the risks much more closely than the returns so

business.

that you know automatically what you will be getting in the near future. Being more calculative and more precise for your

7. BE MORE PASSIONATE TOWARDS DECISION MAKING:

decisions shall rationally make your understanding of the

Having a passion for timely & much more calculative decision

returns closer to reality. It’s far better than day-dreaming for a

making comes with experience. This is something that

jackpot which is something that happens once in a blue

nourishes with experience as well, thus creating a vital

moon.

ingredient that makes a business man transform into a successful entrepreneur.

06

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

A GOOD CHANCE TO INVEST IN REAL ESTATE as the next few months are interesting for real estate investors SYED MAHMOOD NAQVI Vice President | MB Enterprises

The buyer's market in the upcoming

tough proposition for the investors.

previous year shows a massive boost

three months in Canada are predicted

This is in addition to the likelihood of

that is still the second highest in

to stay strong. Vitally, as the current

new anti-speculation measures which

Canadian housing history. That is a

state of the market is overshadowed

will also prove a tougher proposition

13.1% increase from the astounding

by a downward slope. The buyers

for the investors. However, there are

670,000 transactions in the year 2021.

shouldn’t be losing their chances to

expectations by the experts in Real

The ongoing construction boom was

invest in the markets due to results

Estate who think that almost 580,000

hurt for a while in the middle due to

that are predictably affirmative.

Canadian homes will change hands

the pandemic divergence effects,

this year.

however, it has been a good source of

After shattering all records in the year

opportunities for the buyers. It will

2021, there us plenty of unmet

Real estate is not a tough not to crack,

bring new supplies to the markets,

demand that remains and will surely

however, the buying & selling behav-

helping to ease severe shortages.

continue to fuel tremendous activity

iors show that July, August & Septem-

across the vast country of Canada.

ber will truly be a golden period for the

However, higher interest rates is

buyers to crack the nut & enjoy the

AN ANALYSIS OF THE PREVIOUS TRENDS:

something that shall prove to be a

fruits. However, the stats from the

With regards to the trends that are

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

07

based on results from the April

mately 8,000 homes sold in the month

selling price is expected to rise in the

housing markets, the trends clearly

of April in 2022. This is almost a 41%

next three months which is compara-

demonstrates that the Bank of

decrease as compared to stats from

tively good news for the buyer’s

Canada is achieving its goal of

the same month last year.

prospects considering the previous

slowing down the consumer spending

buying behaviors.

as the bank fights high inflation and

Furthermore, it is a 27% decrease as

the decline of purchasing power of

compared to the previous month, i.e.

Trends of buying behaviors have a

Canadians. The pandemic has hurt

March 2022. This difference is a big

huge impact on the forecasts &

purchasing

one, however for July, the predictions

predictions of how the market is going

will switch towards a rise in the buyers

to behave in upcoming months.

This is also expected to change this

market, making it a feasible ground for

Something that is closely related to

year as things are more normal than

the potential of investment properties.

the country risk as well as certain

they have been for the last couple of

The benchmark levels were down in

external factors that includes the

months. For the buyers moving

the month of April as compared to the

pandemic which has dented the

forward will be more interesting in next

previous month, i.e. in March. Experts

Canadian economy on a whole. With

three months vs the rest of the year. It

predict that after the month of May,

rational improvements in the econom-

will also be interesting as to see the

the benchmarks shall be met or May

ic conditions, it’s ironic that the buyer’s

balance the Bank of Canada strikes

sales will be closer to the bench-

market will show a decent recovery &

between combatting inflation versus

marks.

the market behavior will be in an

stunting economic growth and related

interesting state for the buyers.

Government revenues. Finding this

Now we will be discussing a bit more

balance is a necessity for the Bank of

closely the average selling price which

Canada as the country is recovering

has increased by 15% since its selling

to maximum numbers from the

price in April 2021. This shows a good

pandemic as well as to recover from

recovery of the markets in the whole

and pay for the pandemic-related

year which is a positive sign for the

programs.

investors to invest. However, if we make a comparison of the average

STATS ACCORDING TO GTA REALTOR REPORTS:

selling price from the previous month,

The GTA Realtors for the Canadian

decline in the percentages which is

housing markets have shown approxi-

not surprising. However, the average

08

MBE BUSINESS MAGAZINE JUNE 2022

i.e. March, it has shown a slight

W W W. M B E F O RYOU. C O M

Hope For The Best & Prepare For The Worst In The World Of Business SYED ALAMDAR HUSSAIN Country Head - MB Enterprises

The business world is truly filled with

gains. Especially, the gains that are

If you are in the middle of launching a

opportunities of success & failures

required at the right time. It should

brand and you have high hopes

both combined together. However, it’s

promise your strategy that you have

attached with it, the hope factor is

important to remember the famous

been successful in preparing for the

always good, but the best thing is to

phrase ‘hope for the best & prepare

worst. The business world is truly a

prepare for a contingency. This means

for the worst’. Truly, as the business

vast world that includes successes

be aware of what can happen in case

world is where experiments can fail

turning into failures and vice versa.

the brand fails in its early stages or

and at the same time can give

However, to be a good player in the

even if you can have some financial

success that is highly unexpected.

business world one must be equipped

issues. Never take chances if you

Why don’t we hope for the best,

enough to have a better understand-

have a high investment at stake,

however, before that we must prepare

ing of how to manage the daily

however, it’s better to do some key

for the worst case scenarios?

challenges. These are challenges that

workings. Be aware of the competitor’s

have a tendency to arise due to

markets and keep a good eye on what

Having a contingency plan that suits

planning issues, insufficiency &

your competitors are planning to

your business demands is something

transparency.

combat your new brand in the

that can be valuable in terms of the

W W W. M B E F O RYOU. C O M

corporate world.

MBE BUSINESS MAGAZINE JUNE 2022

09

DON’T MAKE HIGH HOPES, BE MORE REALISTIC:

time you should minimize the risks and be smarter in terms of

Never make high hopes, however, you need to more optimis-

the calculations. Your investments shouldn’t be just based on

tic & realistic. Always speak in terms of the calculations that

hope, however, they need to be far more real in terms of the

are critical even if you need a calculator to make some vital

results.

calculations. It’s the financials that matters more than anything as we all know in the business world, ‘money talks’.

THE BUSINESS WORLD IS FULL OF CHALLENGES:

However, as an entrepreneur you need to be far more

As an entrepreneur you will realize soon that the business

proactive before you make big hopes and end up in your

world is a world full of challenges. Hence, it’s a challenge

calculations.

indeed to sustain in the far more competitive markets where you need to be on top. This is both in terms of the knowledge

DEVISING A STRATEGY IS ALWAYS FRUITFUL:

as well as the results. Too many failures will make it far more

The business world is all about strategies and bringing them

challenging for you, and even worse in some cases to get

into action. Without a strategy, it’s like jumping in a pool

back. Don’t make it a point of no return. Try and be more

without measuring its height, as you can even end up hurting

calculative in terms of the final outcomes.

yourself. The business world is a large pool of investments that can speak volumes if nurtured for success. Always

If you keep preparing for the worst, the challenges will turn

devise a good strategy that is backed by a time frame so that

into opportunities for you. This is something natural, however,

you know well when your investments will turn into fruits.

it’s a necessity to evaluate the challenges before making your leaps. Do the basics right and be more cautious while you

Strategies are also based on past experiences that as an

experiment with your business circumstances.

entrepreneur you have been witnessing in the world of business. However, at the same time your business strategy

Your wish to succeed fast in the world of business is ironic,

must suit your demands as well. You have a relationship with

however, it’s best to merge it with some preparation that

your bank and you don’t want it to get destroyed or maybe

counts. Always keep in mind that challenges can be combat-

you going bankrupt due to wrong business strategies. It’s the

ted with a strategy keeping in view the worst case scenarios.

strategy that you must learn to develop with a constant time

An example of a worst case scenario arising lately is the

frame in the business world.

pandemic Coronavirus that disturbed the business values of many.

NO RISK NO GAIN: As they say ‘No pain no gain’, similarly, No risk no gain is something that is a famous saying in the business world.

Therefore, it’s important to take some calculated risks that should pay you good dividends. However, with the passage of

10

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

EXPERT ADVICE, DISTINCT SKILLS & RICH EXPERIENCE accounting.mbeforyou.com info@mbaccounting.ca

PERSONAL TAX RETURN AS LOW AS

$20

CORPORATE TAX RETURN AS LOW AS

$150

OUR SERVICES

­

104-100 Dynamic Drive, Toronto, ON M1V 5C4

1-866-667-1377 1-866-204-6888

HAS THE TIME COME FOR E-SCOOTERS? JOSHUA CHONG Other cities report successful programs but some people aren’t convinced.

year e-scooter program, which would

accessibility concerns, including

permit municipalities to pass bylaws

unsafe riding on sidewalks and

allowing e-scooters - two-wheeled,

improperly parked e-scooters

For some, they’re fast, convenient

standup scooters propelled by a

becoming tripping hazards.

and fun to ride. Others see these

small electric motor – to operate on

vogue electric vehicles as a threat to

local roads. Ottawa and Windsor

Though a 2021 survey by Nanos,

public safety.

joined other Canadian cities, includ-

found 70% of Torontonians supported

ing Calgary and Edmonton, in

a shared e-scooter pilot program that

Over the past decade, e-scooters

unveiling an e-scooter pilot project.

would allow residents to rent a

have proliferated across urban

But in Toronto, councilors voted to opt

vehicle for a fee for use within city

centres, but not without controversy,

out of the province’s program in 2021

limits (much like the city’s Bike Share

and not in Toronto.

and upheld the city’s ban on the

System), city councilors ultimately

controversial vehicles, following a

followed staff recommendations and

However, as new technology and

bitter debate that pitted disability and

unanimously opposed the pilot

stricter regulations are rolled out in

accessibility advocates against

program.

e-scooter programs in Ottawa and

e-scooter companies – the latter

Brampton to address safety

group sending more than 1200

concerns, is it time for Toronto to

lobbying communications to

reconsider allowing them on city

politicians and bureaucrats at Toronto

But the debate surrounding the

streets?

city hall in 2020.

legalization of e-scooters on GTA

The case was seemingly closed.

streets was reopened this year when In 2019, Ontario introduced a five

12

MBE BUSINESS MAGAZINE JUNE 2022

City staff cites numerous safety and

Brampton city councilors approved a

W W W. M B E F O RYOU. C O M

proposal for a two year pilot program that would see between

In cities such Salt Lake City and San Francisco, the new

250-500 e-scooters on city streets.

technology was largely unregulated and seemingly appeared

And in March, Ottawa city council approved the third year of

unannounced. What followed e-scooters strewn on sidewalks

its popular shared e-scooter pilot. In 2021, residents could

and reckless riders ramming into pedestrians – led some to

rent one of 1200 scooters through three e-scooter vendors.

label the vehicles as the “two wheeled terrors.”

The two wheeled vehicles can be operated on city roads and

“I’ve seen those pictures (of e-scooters littering sidewalks),”

are meant to be parked upright on “sidewalk furniture zones,

Tierney. “Our Hunger Games style with companies works…

the area closest to the curb in the line with the trees,

and people are starting to realize it’s not as menacing as

benches and bike racks and out of the way of pedestrian

previously thought.”

travel.”

So could a similar program with in Toronto?

“A lot of people really do love these scooters and we get

Transit experts such as Matti Siemiatycki, a professor at the

emails all the time,” said Ottawa Councilor Tim Tierney, a

University of Toronto, aren’t convinced. Though Canadian

champion of the program and the chair of Ottawa city

cities have generally been “much more cautious and deliber-

council’s transportation committee.

ate” in the roll out of e-scooter programs, Siemiatycki says the technology is still new and there are still some

He says the program has reduced emissions in the city and

unanswered questions.

boosted business at local establishments by making it easier for residents to make short trips.

“With geofencing… there are still questions about how well it is going to work. Do they slow down in places where it might

Both Brampton and Ottawa introduced measures to address

be dangerous? It’s supposed to be sensitive to where it shuts

the safety concerns particularly those from the disabled

off the engine or slows down the vehicle, but it still remains to

community. In Brampton, e-scooters are banned from

be proven out that it works in practice,” he said.

sidewalks and vehicles are equipped with geofencing technology, which will reduce vehicle speeds to 15 km/h

“And picking up misparked e-scooters within 15 minutes

when riders are in marked parks, high pedestrian areas and

doesn’t really help if someone trips over it after five minutes.”

paths.

Minette Samaroo, president of the Alliance for Equality of Blind Canadians” chapter in Toronto, says she wishes

Ottawa went even further, mandating geofencing technology

e-scooters and the new geofencing technology were tested

on e-scooters that would halt vehicles if they were driven on

on a small scale, in a more enclosed environment – not in a

sidewalks. Companies will also only have a 15 minute

large city such as Ottawa or Toronto.

window to move misparked vehicles, lest the scooters be impounded and operators slapped with a $75 fine.

“This technology was not available (in Ottawa) three months ago. All of a sudden, it’s available now. How do we know how

“E-scooter vendors that do not comply with city regulations

safe it is?” she said.

are given the boot,” Tierney said, noting the city’s strict regulations have helped Ottawa avoid chaos other cities have

“It’s like a prototype that’s been tested out and using the

faced when rolling out similar programs.

people of Ottawa. They deserve better.”

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

13

Economic impacts hosting a Fifa World cup has on a nation DMM DEPARTMENT MB Enterprises

A FIFA world Cup is the biggest sporting event that takes

won the FIFA world cup just before the unification later in the

place after every four years. Yes, we are not talking about

year.

Olympic Games or Common Wealth Games, we are dealing with an event that consists of a solo sports, which in this case

The country was boosted incredibly when they hosted the

is Football. FIFA, the governing body has proudly acknowl-

tournament in 2006. According to sources the overall financial

edged the rights of hosting the trophy to Qatar this year. As a

impact on Germany was estimated to be 2.86 billion Euro

matter of fact it’s the very first time it’s being hosted in the

($3.31 US), which is a huge figure in terms of the economic

Middle East & a Muslim country.

boost. Secondly, regards to the tax figures, the Direct Tax Income generated in Germany in 2006 was estimated to be

In terms of its Economic impacts, a FIFA world Cup is a major

104 Million Euro ($120 Million US).

tournament & gives huge boost to a country in terms of prospects. These are prospects that are linked with job

Surprisingly, in terms of the employments generated it stands

prospects, economic empowerment, social impacts, and

at number one, i.e. 50,000 additional employments during the

bringing national pride to a nation. Importantly, as the

8 months period before and during the event. In terms of the

tournament has a rich international history that dates back to

Total GDP, there was a significant boost, i.e. 0.3%.

the time of Pre-World War II period. A period that reminds of the early days of Football since the two countries played for a

These are significantly massive figures after the first FIFA

draw for the very first time in Glasgow, i.e. England Vs

world cup hosted by Germany since they got united as a

Scotland, the first ever football international in the year 1872.

country. It not only showed the magnitude of the FIFA tournament, but also the power of unity. Since, Canada is

An announcement was made on 13th June 2018, just before

hosting their first ever FIFA world Cup in 2026, the country is

the start of the Russia world cup, that the 2026 World Cup will

expecting huge boosts in revenue & also in terms of the

be hosted by United States, Canada & Mexico. It came as a

Economic impacts. The past is nothing but a shadow of

huge pride for the great North American giant Canada which

tomorrow, Can it hold the same value for North America?

will be hosting the FIFA tournament for the very first time.

by Brazil. At the same time, Mexico shall be the hosts of the

AN ANTICIPATION OF THE WORLD CUP ECONOMIC GROWTH:

FIFA tournament for the third time, after 1970 & 1986, i.e.

The study of the FIFA World Cup connected by BCG, i.e.

most by any other Football playing nation.

Boston Consulting Group in the year 2018 for US Soccer

While United States hosted its edition of 1994 that was won

FIFA WORLD CUP HISTORY IN TERMS OF THE ECONOMIC IMPACTS:

Federation details the anticipated impact on the North American economy. Precisely, the numbers are closer to what they have been in the year 2006, i.e. German example. It also

In terms of the Economic impacts from a FIFA tournament, a

proves that sustainment and economic influx will continue to

huge example is for the four times FIFA World Cup winners

move forward positively.

Germany. The 2006 German World Cup that was won by Italy

Stats and details of the growth as anticipated by Boston

who were world champions for the fourth time was a huge

Consulting Group, BCG.

economic booster for Germany. A country that was divided once, i.e. West Germany & East Germany got united in the

They have predicted and anticipated a huge $5billion in total

year 1990. In the same year earlier on 8th July 1990, they

short-term economic activity. Hence, the overall net benefit to

14

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

the region, North America will be $3-$4 Billion according to

will be business opportunities due to the event in the area of

BCG after the calculations and deductions of the event costs.

constructions, Events, functions & activities, Promotions and

There will be 40,000 jobs created as an anticipation, which

Tourism. Thus, a huge boost will also be generated through

can be even more, a figure that is just 10,000 less from the

the hotel industry, especially in United States & Canada that

number of employments that were created in Germany in

excels in the hospitality sector. Something, which will automat-

2006. Apart from these stats, more than $1 Billion in

ically boost the tourism industry in North America.

incremental worker earnings across the continent North America.

Furthermore, the anticipated calculations also claim that individual host cities could expect to see approximately $160 - $650 million in incremental economic activity. In addition to this, a net benefit of approximately $100-$480 million per city after costs.

All these anticipated statistics according to BCG, i.e. Boston Consulting Group shows that the region of North America will be seeing massive economic boosts in terms of the economic impacts. An addition in the host country of Canada is an added advantage and also adds precisely to the boost in economic activity. FIFA is also proud to announce that there

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

15

Earnings

Mobile ATMs

GENERATE EXTRA INCOME FLOW

Earn Extra

ADD A FREE ATM! INCREASE FOOT

TRAFFIC Address: 104-100 Dynamic Drive, Toronto, ON M1V 5C4

PARTIAL PLACEMENT:

With this program, you just need to keep the ATM machine supplied with cash. Any money that customers withdraw is automatically redeposited into your bank account every 24 hours.

FULL PLACEMENT:

With this program, we take care of everything for you including cash management. You never have to worry about anything related to the ATM.

ISO PROGRAM:

If you are an Independent Sales Organization, we can offer fully serviced ATMs for your client-base with a commission sharing agreement.

Ph: 1-866-667-1377 Fax: 1-866-204-6888

Email: atm@mbeforyou.com Web: atm.mbeforyou.com

When you’re in the business of great stays at better rates, our business is you. ™

Enjoy preferred rates at over 7,000 properties worldwide for work and play.

Choice Hotels® includes ComfortTM, Quality®, Clarion® and others like the upscale Ascend Hotel Collection®. There are over 330 Choice locations across Canada – and over 7,000 worldwide. Hotels are conveniently located near major airports, key highways, and business districts. You’ll also be able to connect easily with colleagues and friends using free high-speed Internet, and jump-start your day with free breakfast at most locations.

How to book Preferred Rates for

Retail Merchants Association [COMPANY NAME] of Canada DESKTOP: Click here for direct access to Preferred Rates online or visit ChoiceHot els.com and from the drop down rate menu enter your Rate ID XXXXXXXX in the Special Rate/Corporate ID box before you search for locations.

MOBILE APP: Download the Choice Hotels app and enter your Special Rate/Corporate ID XXXXXXXX to the

Your well-being is top of mind for Choice Hotels and our thousands of independently owned and operated locations. With our Commitment to Clean initiative, we’ve built on our longstanding dedication to cleanliness with enhanced protocols for cleaning, disinfecting and hygiene.

Face covering and social distancing requirements may vary by location.

Please refer to local regulations.

Company Information section of your online profile: My Account > Update Profile >Company Information .

CALL CENTRE: Call 800.424.6423 (800.4CHOICE)

and

provide the call agent with your Special Rate/Corporate ID XXXXXXXX before requesting location and dates.

Savings with Benefits.

Get even more out of your stay.

Enroll in the Choice Privileges® loyalty program before you book and earn points towards free nights, gift cards, getaways and more.

Enroll today!

The Virtual Pay Program allows you to book and pay for hotel rooms centrally, even for travellers without a corporate card, making it easy for both the ClientServices@ChoiceHotels.ca

©2021 Choice Hotels Canada Inc. All rights reserved.

You can also make reservations in seconds when information is saved in your Choice Privileges account profile. Download the app today!

WHY THE WORLD NEEDS ‘WHO’ TO FIGHT a pandemic like covid-19?

DIGITAL MEDIA MARKETING MB Enterprises Fighting a Pandemic like COVID-19

especially in African & some of

diseases that relates to the environ-

couldn’t have been made possible

developing Asian countries. Largely,

mental impacts.

without the help of World Health

the efforts of WHO are synchronized

Organization. A health agency that is

in the under-developed & developing

It’s a health agency that has worked

highly dedicated for combined efforts

world & it is to fight against all kinds of

mutually with countries from the

regards to the pandemic COVID-19. A

health issues & diseases. Examples

developed world to fight against

pandemic that has impacted the

includes COVID-19, Malaria, Hepati-

deadly diseases. In the recent times,

economies all over the world, especial-

tis, all kinds of viruses that relates to

their efforts were found to be exempla-

ly in many poor countries of the world.

mosquitoes like Malaria, Bird flus, &

ry, especially for the sake of creating

The World Health Organization, also

many other problems known as

awareness & controlling the disease

known as WHO as an acronym is the

diseases that needs to be fought to

apart from vaccination activities in

UN’s health agency. The role is

save the humanity. The efforts are still

remote areas. Their role is also to

growing regards to the growing

growing every day with a larger

provide accurate information &

amount of diseases in the world,

population that is suffering due to

statistics regards to deaths & affected

18

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

cases all around the world. They have also been active all

discussions as well as key feedbacks on very important

over the globe for the sake of training & mobilizing of the

global issues. At least 1.1 million people have been enrolled

health workers. Finally, the efforts regards to the vaccination

in the platform known as OpenWHO in 44 different global

procedures have been exemplary, especially in underdevel-

languages.

oped & poor nations.

PROVIDING THE MOST ACCURATE INFORMATION: The following are the ways in which the health agency is

Another role of WHO during the times of pandemic,

leading the global response;

COVID-19 has been to provide most accurate & most correct information regards to the pandemic. These information

HELPING THE COUNTRIES FOR THE SAKE OF PREPARATION & IMMEDIATE RESPONSE:

includes number of deaths in a particular country along with

It was tough to help countries regards to preparation &

recovered cases. The objective of the agency is to avoid a

immediate response since the pandemic arrived in late 2019.

situation of panic regards to wrong statistics or incorrect

However, WHO, as a health agency realized the need for

information. According to WHO, United States stands at

immediate response & also the need for preparation of

number one in terms of the deaths & most affected cases

recovery efforts. The immediate efforts are also known as

from the pandemic, COVID-19. ‘WHO’ is able to act as the

Strategic Preparedness and Response Plan. These are set of

most authentic resource regards to a number of other

targets & plans which identifies the major actions that

resources on the internet.

the number of affected cases along with the number of

countries that are affected needs to take. This is apart from the resources that are needed to carry them out.

As part of the merged role of WHO with digital media, there are many social media companies that have worked closely

The health agency has a huge presence world-wide that

with WHO. The aim was to aid the flow of reliable information,

includes six regional offices along with 150 country offices

including the Instagram, LinkedIn, TikTok, and chatbots on

working closely with the governments around the world to

the WhatsApp & Viber platforms.

prepare their health systems for the ravages of COVID-19.

In future as well, the world needs World Health Organization

ENSURES ADEQUATE SUPPLIES REACH THE FRONT-LINE WORKERS:

to fight a pandemic or an epidemic similar to COVID-19. It’s

An adequate & vital supplies must reach the front-line health

efficiency & disciplined efforts. This is apart from an immedi-

workers all over the world is yet another responsibility of

ate response & training & mobilization activities.

the role that they have been able to correspond with sheer

WHO. PPE’s or Personal Protective Equipment is an essential need for the sake of ensuring the health professionals are able to save lives that includes their own. According to the recent stats the health agency has been able to ship approximately 2 million items to at least 130 countries all around the world.

There are far more supplies that were still needed and WHO is working with the ICC or Int. Chamber of Commerce, The World Economic Forum and other organizations in the private sector to ramp-up the production as well as distribution of essential medical supplies.

TRAINING OF HEALTH WORKERS ALONG WITH THEIR MOBILIZATION: The training of the health workers along with their mobilization in different parts of the world was also a prime responsibility of WHO. Still the agency is aiming to train millions of health workers via their OpenWHO platform. It’s a platform that is global & aims to train health workers for situations similar to the pandemic. OpenWHO also serves as a forum for the rapid sharing of public health expertise, and in-depth W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

19

JUNE

EVENT 2022 CALENDAR 5 JUN

SUNDAY

Pentecost Pentecost is a Christian observance commemorating the descent of the Holy Spirit on Jesus Christ’s disciples, according to the Bible.

Many Christians in Canada celebrate Pentecost, which is also known as Pentecost Sunday, Whitsunday, or Whit Sunday.

6 JUN

MONDAY

Whit Monday

12 JUN

SUNDAY

Trinity Sunday

Many Christians in Canada observe Whit Monday, also known as Pentecost Monday, on the day after Pentecost, which is also known as Whitsunday or Whit Sunday. This period commemorates the Holy Spirit's descent on Jesus Christ's disciples, as told in the Christian Bible.

Many Christians in Canada celebrate Trinity Sunday, which is the first

Sunday after Pentecost. It is one of the few feasts that are celebrated as a doctrine instead of an event. It is also symbolic of the unity of the Trinity.

16 JUN

THURSDAY

Corpus Christi Many Christians in Canada, especially those of Roman Catholic faith, observe Corpus Christi in honor of the Holy Eucharist. It is also known

as the Feast of the Most Holy Body of Christ, as well as the Day of Wreaths.

19 JUN

SUNDAY

Father's Day Many Canadians observe Father’s Day on the third Sunday of June.

It is a day for people to show their appreciation for fathers and father figures. Father figures may include stepfathers, fathers-in-law, guardians (eg. foster parents), and family friends.

21 JUN

20

TUESDAY

MBE BUSINESS MAGAZINE JUNE 2022

National Indigenous Peoples Day

Canada’s National Indigenous Peoples Day, formerly called National Aboriginal Day, is annually held on June 21 to celebrate the unique heritage, diverse cultures, and outstanding achievements of the nation’s Aboriginal peoples. There are three Aboriginal groups in Canada – the First Nations, Inuit, and Métis peoples.

W W W. M B E F O RYOU. C O M

24 JUN

FRIDAY

St. Jean Baptiste Day Saint Jean Baptiste Day, held annually on June 24, is the feast day of St John the Baptist, a Jewish preacher who baptized Jesus in the River Jordan. It is a day of celebration in Quebec and other areas of French Canada.

CROSSWORD PUZZLE SOLUTION

MONTH MAY

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

21

SMART BUILDING TECH INCREASES ENERGY EFFICIENCY IN CALGARY DMM DEPARTMENT MB Enterprises

Smart & efficient buildings are the need of the hour not only

for lights detecting motion to turn on, temperature control

in Canada but in many parts of the world where building

systems, security solutions and entertainment & finally

efficiency is highly needed. Being energy efficient makes a

connectivity solutions.

building smarter in terms of the sustainability aspects as well as the fight towards climate change. Calgary is the biggest

The cost of living in such buildings or using these modern

city in Alberta & also a metropolitan city where buildings rule

buildings as corporate offices might be on a higher side.

the skyline. Yes, it’s a bit more like Vancouver, Ottawa,

However, it holds many benefits which makes the difference

Montreal & Toronto it’s a land of high-rise buildings & the

in costs being negligible. Something that can be avoided

concentration is rapidly moving to figures that are also

looking at the positives that are involved with energy efficient

sky-high. Energy efficiency is highly needed in modern

buildings. They save bills to a much higher extent, and that is

buildings with the integration of smart building systems that

something that is dedicated towards the financial aspects of

are far more energy efficient. These includes motion sensors

costs handling. Something that makes energy efficiency a

22

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

highly advantageous phenomenon that is not only great for

installed in the buildings that creates its value for the custom-

the consumer’s perspective. However, it’s also a positive thing

ers. What more you want, if the building is under 24/7 security

for the retailers who are looking for improved demand in the

& surveillance via CCTV cameras, apart from this tempera-

building sector.

ture control systems via thermostats that controls the temperature of the building according to ideal demands of

BUILDING MANAGEMENT SYSTEMS- ‘A MODERN DAY VALUE ADDITION’:

room temperature by customers. Also, the BMS systems at

As soon as the gates of the building opens you are entering a

and going out and using the building facilities for example

completely new & modern place integrated with all the

‘The Car Parking Space’.

the workplace buildings keeps a record of people coming in

modern management systems. These are systems that are W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

23

TELUS SMART BUILDING- ‘A PARTNERSHIP IN BMS IN CALGARY’:

firms in Canada to bring sustainability via the use of smart

TELUS Smart building has partnered with Calgary, the

Automation at TELUS, the management is proud to offer the

Alberta based Real Estate and investment company Arlington

services of building automation, security management &

Street Investments for the sake of bringing smart building

surveillance & entertainment & connectivity solutions with a

technology to Calgary retail & residential development. The

highly broader vision. Further according to Jason MacDon-

company TELUS, a global communications technology

nell, the smart solutions are the new phase of the building

company is in this project with a $16 million customer

management & makes building management systems a

connections together with the investment group Arlington with

highly dedicated & a field worthy of investments.

the initiation of the transformation phase into its 5th develop-

technology. According to the President of Smart Security and

ment. It’s the TELUS commitment to use technology for the

WHAT’S MORE SHINING THAN A SMART BUILDING APP?

sake of bringing sustainability into the buildings in Calgary.

Yes, the question is not that why we need such an app, the

This is apart from creating healthy & connected spaces. It’s

question is what’s more shining than a smart building

part of their modern day commitment apart from many other

technology app. This modern tech era is the era of the apps which have made things far faster, convenient & much more technology-wise. The Smart Building app can remotely adjust thermostats and automate lighting. This is for the sake of conserving energy and being energy efficient while using energy according to your needs. This means minimum waste of energy while being energy efficient at the same time. It’s not only energy, it’s also hydro, detecting water leaks, and avoiding costly floods and wastage of water.

Ironically, in Canada another major environmental issue that needs handling is the water crisis. The smart use of the apps not only helps in lowering the bills but also lowers the emissions.

SMART WATER CONSUMPTION: The water consumption can also be used for the sake of detecting occupancy. For example, if in a particular residential unit, the water is not used for 2-3 days or maybe a bit more. Obviously, the meter automatically assumes that there is no one at home, i.e. there are no occupants or they have gone for a vacation for few days. Interestingly, the meter adjusts the unit’s thermostats and the lighting for the sake of energy conservation & bringing reductions in the emissions.

Smart water consumption in modern buildings these days is a huge advantage & one of the best solution for Canada’s water issues.

24

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

Cultural Diversity Is A Big Reason That Leads To Economic Growth Of A Country

DMM DEPARTMENT MB Enterprises

Cultural diversity is something that Canada excels in a big

in provinces that includes Saskatchewan, Ontario, Manitoba,

way & a key reason for this is the different amount of people

British Columbia & Alberta.

who come to Canada from various backgrounds every year. It shows that why Canada is a land of immigrants and the

SOME KEY FACTS RELATED TO SASKATCHEWAN:

highest number of people coming for settlements than

The province Saskatchewan is a rich province in agriculture,

anywhere else in the world. In the recent past the numbers

natural resources, technology and human capital. Hence, all

have crossed United States, United Kingdom and Australia

the ingredients that are key and are leading to a diversified

with Canada now on top spot. A valid reason is the number of

economy and constant economic growth. Cultural diversity is

universities that Canada have excelled for the sake of its

related to an openness associated with a place to different

economic growth & prosperity. Why these two depends

cultures & ethnicities. This openness is something that

largely on the economic growth? Cultural diversity means

Saskatchewan has achieved since last few years & is one of

more investment in the country, more economic prosperity,

the fastest growing province in cultural diversity in Canada.

and an increase in FDI, i.e. Foreign Direct Investment as well

The province has experienced a significant demographic shift

as more people applying for settlements on a yearly basis.

in population that includes the trend of being a more culturally

These are key factors for a country’s economic prosperity as

diverse population. These are stats from the year 2015 alone,

well as a nation being in top developed nations of the world. A

the province Saskatchewan welcomed at least 11,500 new

list which is shared by some of the developed economies

residents because of international immigration into the

which includes United States, UK, Australia, New Zealand,

province Canada. An economic growth that is considered

Germany, Sweden & France.

really good while enhancing the vitality of our communities.

In terms of the security aspects, Canada is one of the most

WHAT BENEFITS ECONOMIC DIVERSITY BRINGS WITH IT?

secure countries of the world apart from having a diverse

There are a number of vital benefits that economic diversity

culture that is made up of people from almost all continents.

brings with it. In Australia SGS Economics & Pvt. Ltd is an

It’s a universal fact that figures will surely increase as Canada

organization that conducted a private study of the benefits

is a massive land as compared to many other nations in the

associated with economic benefits of cultural diversity. Also,

list of developed economies with diverse cultures. In the

how cultural diversity works best for the sake of improving

recent past there have been improvements that are observed

Tourism, education, innovation, global linkages, globalization,

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

25

cultural aspects, adaptability & resilience. According to the

shops, off licenses, grocery stores & small supermarkets &

survey a city or a province that is a hub or center of cultural

retail chains. Thus, bringing stability to the economy apart

diversity is a big booster & promoter of international students

from an increase in job satisfaction levels. Stats from Canada

in the region. As a matter of fact it is a key attribute that

have shown that a higher amount of people who are

brings the competitive advantage as well into calculation. This

immigrants are owner of self-employed businesses than as

is apart from bringing a touch of boost to the comparative

compared to those who are Canadian-born. Naturally,

analysis as compared with other province from the same

self-employed is a massive boost in tax levels for the Canadi-

country, cities or for international comparisons. The same

an Govt.

study by an Australian research group also showed that a diverse workforce helps in increasing the think tank, increase

Cultural diversity leads to many other things apart from the

in mindset and skill set as well as a better understanding of

economic growth. It brings a massive boost generally in the

knowledge. All in all it’s a great boost for the knowledge

standard of living of people.

technology parameters as well.

The cultural diversity according to the same study is a big boost for the hospitality & food industry. It not only brings diversity in food sector, but the amount of innovation in the food industry increases as food is the real source of happiness for international audience. Food brings culturally diverse people close to each other in terms of sharing, caring & also values that relates to affection & being with each other in the ups and downs.

Largely, in most countries the cultural diversity brings an increase in the number of small businesses. These includes

26

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

Developing A Positive Attitude At The Work Place, How & Why It’s Important

DMM DEPARTMENT MB Enterprises

The development of a positive attitude at the work place is

needs to be clear for you if you need to be there for a long

the demand of almost every corporate culture. It’s the

time. Apart from the clarity, the vision should be aligned with

positivity every day at the work place that means purely

the vision & goals of the company.

indulging yourself for the aims & vital objectives of an organization. In the middle of this lies organizational growth

More obviously, having a positive attitude will definitely give

as both are aligned together. It’s the brain drain of the most

you a far better reputation in the office. It is ironic that people

talented employees that needs to take place with a far more

are drawn naturally towards positive people more than those

professional vision. Whether you are a Software developer, an

who are negative. Because of your positive thinking, your

Engineer, a Chartered Accountant or a highly talented &

colleagues will start feeling more comfortable coming to you

qualified MBA. Irrespective of your qualification, the ‘brain

for advice and help. Just assume that you are a performer at

drain’ is the terminology that needs to be understood with a

the work place who needs to perform every day.

corporate vision. Obviously, it’s a vision that not only holds the employee together, but as well as the employer.

NEVER TAKE CRITICISM TOO PERSONALLY: There are critics everywhere in almost all the work places,

Making positive thinking a practice at the work place is one of

however, as a keen corporate worker never take things too

the basic necessities. Don’t assume things, rather be calcula-

personally. Often people at the work place, especially fresh

tive in making your own assumptions. You are not amongst

employees, they can’t take criticism too well, and tend to

enemies or people who disguise, however, every professional

assume things on their own. 7 out of 10 times, they are

do hold an opinion for you & your working patterns. Positive

wrong. However, for the rest of the 3 out of 10 times, they

thinking aligns your goals more professionally for a vision that

shouldn’t take any risks. Professionally, as risks are not good

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

27

for a sustainable job, wherever you are. As a best practice

Gratitude also makes you feel that whatever you are doing is

first thing, try to put yourself in other’s shoes so that you be

part of your contributions at the work place & for the compa-

more optimistic before taking criticism too personally.

ny.

SPEND MORE TIME WITH POSITIVE PEOPLE: ‘Optimism is key’, and at the same time it’s surrounding

STOP COMPLAINING & BE MORE OF A SOLUTION PROVIDER:

yourself with positive people. Positive people are a better

Stop complaining & start being a solution provider instead. It

source of motivation than the negative people. Simply, as they

depends on the positive thinking practice & practice of

know what’s good for your career and what are the moves

gratitude at work. You need to be far more proactive about

that won’t hurt you in terms of results. They are the ones who

your issues at work. No work place is perfect, and every

can be more helpful, just being good to you should help to

employee needs to show their elements of flexibility. Apart

make your ‘waves of change’.

from showing flexibility, you as an employee must also show how your role can be transformed into being a solution

Always try & look out for those people who have different

provider. This is what is known proactively as thinking with the

ideas and interesting hobbies apart from interests outside of

company & thinking with a more constructive approach.

work. You will feel better while relaxing apart from the usual work place hours, and making relaxation a winning strategy.

All these are aspects that can help you develop a positive

You will definitely spend good moments with positive people if

attitude at the work place. They need to be nurtured while you

winning is your need of the hour.

move from level 1 to level 2. The more you nurture your

KEEP ASSISTING YOUR COLLEAGUES & ALWAYS BE KIND.

elements of positivity at work, the more you will feel happier for your results. Apart from this, the relationship with the colleagues will be far better than otherwise. At the end of the

A kind attitude while you maintain the habits of assisting your

day, it’s the relationship which you make with your work, your

colleagues is always a better strategy. It not only makes

peers & your daily commitments that counts forward.

wonders for you while working in a team environment.

However makes you more professional for the desirable objectives. Man is a social animal, rather being a social beast, & it’s the mingling for fun at work, that helps in many corporate cultures.

ALWAYS TAKE RESPONSIBILITY OF YOUR ACTIONS: Taking full responsibility of your actions, makes you even more responsible in eyes of your peers. It also ascertains that you are a responsible player who highly relies on trust in all kind of corporate relations.

Always remember in the corporate world, while you are unable to control everything that happens to you. You can’t even control how you respond. Your responsiveness becomes the ultimate key for you. Always take constructive feedback as they are good for you as compared to destructive feedbacks, which can even destroy you & your image.

PRACTICE GRADTITUDE AT WORK: Practicing gratitude at the work place while being part of a positive work culture is one of the best practices. Just remember that no one owes you anything & this approach will surely help practicing gratitude at work. Be more thankful than what you are apart from the normal work hours.

28

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

WHY PEOPLE SWITCH TO BECOME ENTREPRENEURS, SOME KEY REASONS? DMM DEPARTMENT MB Enterprises

Becoming an entrepreneur is a

bringing the creative aspects to the

It’s being proactive and not being lazy

different thing than becoming a

biz world is indeed an art that is

that becomes an ideal step in the

successful entrepreneur & finally,

dedicated to entrepreneurs and their

ladder towards the next stage. Next,

becoming a business magnate.

entrepreneurial success.

to become the next big thing, you

These three categories of an

need to be far more aggressive in

entrepreneur not only demonstrates

For entrepreneurial success, it’s not

your approach and risk taking

his strengths in the business world,

only the switch from 9-5 corporate

attitude. You can’t become a success-

but also highlights his character. Why

life, to being the owner of your own

ful entrepreneur unless you have the

people switch to become an entrepre-

business. However, what needs to be

ability to take key decisions and an

neur is indeed a question that arises

taken into consideration is the

understanding of the correct

in minds of many students of

attitude as you don’t have any time

time-frame. Just stay in a positive

entrepreneurship. However, the best

binding while you are now an

frame of mind.

answer is regards to the compatibility

entrepreneur. Your entry into the

& elements of flexibility. Mostly,

entrepreneurial world is dedicated

Reasons why people become

people enjoy working in a 9-5

because of your mind to be creative

entrepreneurs;

environment which is the usual

with a business sense made for

corporate environment of a corporate

success.

1. DISSATISFACTION WITH YOUR CURRENT WORK:

tend to take a different route while

Your proactive attitude in terms of key

As a matter of fact a key reason for

thinking out of the box and thinking

decision making is indeed a vital part

taking a switch and becoming an

business more creatively. Hence,

of your success as an entrepreneur.

entrepreneur is your current job. You

sector firm. However, some people

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

29

are struggling to pay off your bills and loans and you need to

This theory applies to people in various fields such as chefs,

be in a higher income bracket. Therefore, entrepreneurship

musicians, clothing designers, hair stylist, and builders. All

can be a challenge for you, but it’s also a blessing in

these are professionals who switch to become entrepreneurs

disguise. Your dissatisfaction with your current work either

so that they have a way to express their creativity. Finally,

due to work patterns, or your role is a huge reason why you

apply their skills and solve challenging problems more

can brainstorm to become an entrepreneur. It’s something

creatively & proactively.

that can payoff once you know how to play your shots.

Other reasons can be a bad boss, poor pay, discrimination at

4. TO BECOME MORE INDEPENDENT & MORE AUTONOMOUS:

work, forced retirement and finally lesser opportunities of

Some people like to be more independent & enjoy being far

growth. All these reasons can be significant enough for

more autonomous than what they have been doing previous-

people to become entrepreneurs.

ly. Therefore, they prefer to become entrepreneurs. They like choosing their own partners, setting their own partnership

2. A FAMILY BUSINESS:

shares and being responsible for their own decisions. They

Another key reason is you taking part in your family business.

on top of this, like setting their own targets & be more

In many parts of the world, a family business is the only

responsible for their own gates. Just like the owner of IBM,

reliance and the only way to maintain financial & social

Bill Gates stepped into becoming an entrepreneur & rest is

stability. Family well-being is indeed a powerful motivator as it

history. Same is the story of Warren Buffett, the American

cultivates your thoughts that whatever you are doing, you are

business magnate and investor & CEO of Berkshire Hatha-

doing for your family business. Extra work, extra efforts and

way.

extra commitments will all contribute heavily towards your family business which is indeed a huge positive for you and

There are plenty of more reasons why people tend to prefer

your business.

to become entrepreneurs rather than working for a company 9-5. Their preferences change with time, however, they have

3. ACHIEVEMENT, CHALLENGE & LEARNING:

a hunger to prove to themselves more than to others. They

Being an entrepreneur is indeed more challenging than

want to be the master of their own decisions & enjoy the

working for a company in a 9-5 work environment. It is an

responsibility of being an owner of a company, rather than

experience full of achievement, challenging & full of experi-

being a sub-ordinate or working in a position that is of far

ments in terms of the learning aspects. Working for yourself,

lesser growth. Your growth being an entrepreneur depends

or being an entrepreneur or a CEO of your own company

on your journey as well as your business strategy.

ignites self-expression & a desire to create. Your creativity is in your own hands and you have the freedom to use it more independently.

30

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

THE WAYS IN WHICH CLIMATE CHANGE IS ALREADY AFFECTING CANADA DMM DEPARTMENT MB Enterprises

As we celebrated Earth’s Day on

As the summer of 2021 is showing

a gallery dedicated to mass extinc-

22nd April 2022, we can’t ignore the

us, Canada is a country that is

tions. Slowly and gradually, the

various ways in which climate change

getting hotter by the day. Especially,

effects of global warming are felt

is outlaying its effects on the great

the province British Columbia that

around the world, there are nowhere

North American nation Canada. It is

recorded temperatures of 46 degrees

on the earth experienced such drastic

every year on the 22nd of April that

last year, i.e. a record in weather

changes as the Far north. The news

marks the anniversary of the birth of

record books for Canada.

is that the Arctic is warming faster

the modern environmental movement

than anywhere else on the planet.

from today there have been many

SEA ICE IS AN ‘ENDANGERED SPECIES’:

Further according to Jill Heinerth

changes that have taken place in the

According to the explorer and diver

after his expedition to Ikpiarjuk (Arctic

movement for Earth. Hence, as

Jill Heinerth, Scientists suspect that

Bay), 700 Km north of the Arctic

climate change is the growing issue

the Arctic will be free of summer sea

Circle. He claimed that Climate

of the modern world more than

ice in his lifetime. As a matter of fact,

Change is happening and it’s easy to

anything. Ironically, it is found as an

the day can even come sooner just

see it in the North. He was assertive

issue for Canada as well as for rest of

as we think, hence as each photo

to the statement that how this issue

North America at the same time.

taken today might be seen in future in

of climate change needs to be

in 1970. Since, 1970, i.e. 51 years

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

31

addressed at a global level in next few years shall determine

The bird Grey Jay is having issues to feed their hungry

the future of our civilization.

chicks due to the warm winters that are spoiling their larders very early. The bird uses trees like a refrigerator to stash

AN INCREASE IN DROUGHT MEANS LESSER AVAILABILITY OF FOOD- ‘A NORTH AMERICAN ISSUE’:

morsels of food for the winter. Apart from the Grey Jay, there

Another State in the continent of North America, i.e. Califor-

the climate change & ice melting faster than normal.

is sea-life that is being categorized as ‘Endangered’ due to

nia, United States, also known as the Sunshine State has been gripped by a multi-year drought. The reason again

FOREST FIRES- ‘A COMMON ISSUE IN CANADA’:

being climate change, just as the winters have become

Fire has always been an essential part of the Canadian

shorter, and as a result the snowpack has shrunk. Lesser

ecosystem. However, these are the times, these inferno are

snow means that come spring, less water melts into the

getting more dangerous and life threatening. It was in the

rivers and the valleys where the farmland is located. This is

year 2017, just five years from today, which proved to be

outlaying a huge impact on the agricultural industry, as

devastating for the province British Columbia, and the

California’s agricultural industry has been devastated. A huge

Western part of Canada. The province experienced its worst

portion of North America’s produce is grown here and there

fire on record, i.e. almost 900,000 hectares went up in the

is a complaint from many citizens from California that they

smoke. In the year 2016, one of the most destructive fires in

are exporting their most precious waters for the sake of

the country swept through Fort McMurray that destroyed

feeding others.

nearly 2,500 buildings while forcing the Evac procedures of almost 100,000 citizens. The disaster is estimated to be the

According to the Geologist Nick Eyles, an expert in Geology

most costly in the Canadian history till now.

and Climate Change predicts that the future is not that good.

In future California would need water from their northern

All these issues needs to be addressed at a global platform,

neighbors in return for fresh produce, i.e. vegetables for

as Justin Trudeau said during his speech in the Climate

water. A trade that is expected soon if the drought continues

Change Conference, COP26 recently held in Glasgow, U.K.

to devastate the state of California.

He was affirmative, yet showed some concerns while saying that “Tackling the climate crisis will take all of us.” COP26, the

CANADA’S WILDLIFE IN TROUBLE:

UN Climate Change Conference was the 26th United

Climate change is already affecting the wildlife in Canada in

Nations Climate Change Conference & was held from 31st

addition to the Grey Jay, a plucky bird that stays in Canada

OCT to 12th Nov 2021 in Glasgow, United Kingdom. The

all winter long. The wildlife that is being affected lives in the

event was a major event held in U.K. and was organized by

boreal forest in the famous forest regions of Canada. A

Italy & United Kingdom.

country that stands tall at number two after Russia in terms of most area covered by forest in proportion of its overall area.

32

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

CROSSWORD PUZZLE

Let It Be On Your Head ACROSS 1 Obstruct, as a copier or printer 6 Each 11 Casbah headgear 14 “It’s ______!”

15 Danny’s daughter and Phil’s spouse 16 401 (k) alternative 17 Seattle Slew, for one 19 A.E.C. successor 20 Stamp finisher?

21 Policy person 22 March marchers 24 Perfect test score 25 It’s just for openers 27 Alpine technique that influenced twentieth century hillbilly singers like Jimmie Rodgers 33 A “Swiss” garden green 34 Feudal worker 35 “The Man from______” 37 Hungarian sheepdog 38 Pole star?

39 ________ - Rooter 40 Fail to mention 41 Country singer McEntire 42 Bank job 43 Jerry Mathers role 46 Driving aids 47 MapQuest offering: Abbr.

48 Puzzles to an annoying degree 51 Some CBS spinoffs 53 TV channels 14 and up, briefly 56 Rhein feeder 57 Engineering marvel that officially opened on August 15, 1914 61 16-Across, e.g.

62 Give forth 63 Supplement 64 Hog haven 65 Ask for more Time?

66 Lasso loop Down

1 Green gem 2 Like fine wine 3 Bog down 4 City, informally 5 Layered building material 6 Infamous Ugandan tyrant 7 Braves/Brewers great Aaron 8 North ender?

9 Bewpub offering 10 Salsa dipper named for “a little bit of gold” 11 Through, to Toulouse-Lautrec 12 Commits a faux pas 13 “Scrubs” actor Braff 18 Winter wear 23 Stage & film sister Lynn or

Vanessa 24 Bug 25 Yearbook 26 “The Science Guy” Bill, and others 27 Hitch (a ride) 28 New Haven Ivy Leaguer 29 Conger catchers 30 Easy _______ 31 Split to unite 32 “Ciao!”

33 Navy nonco 36 Palme ______ (Cannes award) 38 Canadian Indian 42 Medical image 44 Evening bell

45 Suffix with ranch 48 Distillery items 49 Orient 50 Medical image 51 Motor attachment 52 Eurasian duck 53 Items thrown in the ring by candidates... or concealed in the asnwers to 17-, 27-, 43-, and 57-Across 55 Sheet of ice 58 Chopper 59 Streep’s “Doubt” role 60 Big fuss

See previous issue answers on page # 21 W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

33

RAMAN HAIR SALON

SPACE AVAILABLE FOR RAMAN KUMAR

69 Songwood Dr North York, ON M9M 1X4, Canada.

OOD CERT LF IF LA

D IE

L L I R G T A GUJR

HA

437-288-4225 ramankumar2024@gmail.com

HALAL FOOD

IFIED 100% CERT

Quarter Page Advertisement

isine Indian Cu & i n a t is Pak

3110 Kingston Rd Unit-2, Scarborough Toronto ON M1M 1P2 +1 (647) 705-6463 +1(416) 901-6786 gujratgrillgta www.gujratgrillgta.com

Contact Now: Fawwad Mehdi Head Chef

NĀRAT

The Leaders in worldwide experience based travel

(+1) 866 667-1377 mbe-marketing@mbeforyou.com

THE ORIGINAL SOFT CLOTH WASH

.....satisfy your knowledge through wonder

24/7 Propane Station For Refill Of BBQ Cylinder , Car And Truck

Address: 2141 Dundas St. E Mississauga, ON L4X 1M3 Phone: 905-625-1982 Website: www.cleanmaxcarwash.net CAR & VAN WASH LTD.

Full Service Exterior/Interior

Call Now (29-62728) (416) 850-6819 1-877-BY-NARAT GREAT OFFER WAITING FOR YOU Call us and experience the World of NARAT!

Address: 250 Consumers Road, Suite 719, Toronto, ON. M2J 4V6.

Email: inquiries@narat.org | Web: www.narat.org

+ tax

+ tax

+ tax

+ tax

Halal Pakistani and Indian Take-out cuisine & Catering

Address: 3050 Artesian Dr # 16 Mississauga, ON l5M 7P5 www.zeerah.ca (905) 569-7916

34

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

INTEGRATED

TALECH

Works with Elavon’s processing services.

Dedicated talech© support team is available 24/7 to help.

Protect your business with data encryption.

Accept payments from chip (EMV) cards.

Accept payments from mobile wallets, including Apple Pay. Create product variations and define multiple prices/quantities.

talech© Point of Sale Solution Designed for today’s small businesses, talech tablet based solution is easy-to-use and will help you manage your inventory, track sales and grow your business.

SMART TERMINAL

POYNT

Turnkey Solution Features a mobile and countertop credit card terminal, printer, signature pad, PIN pad and docking station.

Wireless freedom WiFi capabilities enables you to take the checkout (and tipping) to your customer, inside or outside your business.

Accept major payment types Process all payment types - contactless EMV cards, Interac and mobile payments such as Apple Pay®* (NFC) and many more...

Smart Terminal Solutions Function meets form in a new breed of wireless terminal that delivers an exceptional guest experience.

Poynt is an all-in-one smart device that looks great and gives both you and your guests a great view of every transaction.

MOBILE & ECOMMERCE Grow online sales across multiple channels worldwide.

Widest variety of payment options available.

Fit your needs and easily expand your global reach.

Learn more about visitors of your online store.

Help add value to your business.

Ensure faster, uninterrupted online payment service.

Mobile & E-Commerce Solutions E-Commerce is revolutionizing the market and giving businesses the opportunity to open up their doors to a global base of clients instead of operating only locally.

Address: 104-100 Dynamic Drive, Toronto, ON M1V5C4 Call: 1-866-667-1377 Fax: 1-866-204-6888 E-mail: pos@mbeforyou.com Web: pos.mbeforyou.com

E-Commerce

International Olympics Day 23rd June 2022’ – “A Day That Unites The World On One Int. Arena”

DMM DEPARTMENT MB Enterprises

International Olympics Day will be celebrated on the 23rd of

and 1944. Most Olympic Games have taken place in London,

June 2022’ like every year & is a valuable significance for the

i.e. 1908, 1948 & 2012.

people all over the world. The Olympic Games has got history that is rich & more medieval than any other sporting event in

HISTORY OF THE OLYMPIC GAMES:

the world as the games are a celebration of peace, harmony

The games were started by the Greeks almost 3000 years

& unity of the civilized world. Just as we stand united in times

ago in 776 BC & they were started in a sacred valley at

of distress & while encountering situations that are problemat-

Olympia in Elis near the Western coast of Greece. The

ic such as the pandemic, similarly, Olympic Games are a sign

Olympic Games later became the greatest festival of a mighty

of trust & unity for the whole world. Almost, all the nations of

nation and the frequency it happened was once every four

the world participate in the Olympics that takes place in

years.

summer & in winter known as Summer Olympics & Winter Olympics. Thus, they are also known as father of sporting

Since, they originated from Athens in 776 BC they had been

events, as Olympics are the most ancient of the games that

held for eleven hundred years, i.e. until the emperor Theodosi-

takes place, apart from being still the most followed ones. A

us banned the events for religious reasons in 394 A.D. Later,

number of Olympic Games are historically attached due to

it was the revival of the Olympic Games that began after a

events that can’t be forgotten & an example of such an

long time later in 1892. The World Wars were the major cause

Olympics are the Munich Olympics of 1972. These were the

of suspension of the games in 1916, 1940 & 1944.

Olympics that includes the Munich Massacre during which some 11 Israeli athletes were taken hostage & later killed. At

It was in the year 1948 in January that the International

least three Olympic Games were cancelled due to the World

Olympic Committee, IOC approved the idea of the Olympic

War I & World War II, i.e. the Olympic games of 1916, 1940

day & created the organization IOC on 23rd June 1894 in

36

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

Paris. Olympic Day was celebrated for the very first time on 23rd June with a total of 9 National Olympic Committees

MOTO OF THE OLYMPIC GAMES: “Citius, Altius, Fortius” IDEALS: The most important &

hosting ceremonies in their respective countries. These

significant thing in the Olympic Games is not winning but

countries included Austria, Belgium, Canada, Great Britain,

taking part similar to what the challenges of life are on an

Greece, Portugal, Switzerland, Uruguay & Venezuela.

everyday basis. The most important thing in life is not to triumph but to struggle on a daily basis. According to the

Pierre de Coubertin is the father of the modern Olympic

Father of Olympics Pierce de Coubertin “The essential thing

Games as well as the master mind behind the Games. He is

is not to have conquered but to have fought well”.

a firm believer that the sporting events in general & the international ones as well are an important tool for the

The Olympic Games that includes athletics, swimming, Table

promotion of human rights. ‘Sports’ are the real ambassador

Tennis, Hockey, Ice Hockey, Jumping, Scuba Games, Horse

of a country and must also hold the explicit function for the

Riding, Wrestling, Martial Arts, Kick Boxing, Boxing & Many

sake of encouraging peace, respect, and an understanding

other games is the most universal event that takes place

between people from various origins, ideologies and creeds.

every four years. The most privileged host cities amongst the

THE OLYMPIC FLAG:

many includes London, Sydney, Paris, Munich, Barcelona, Rome, Athens, Tokyo, Beijing & many other cities that are

The Olympic Flag is a symbol of unity & demonstrates the

highly established in terms of the infrastructure. It’s an event

true & unique, ‘power of one’. It shows five interlocking rings

that has historical values which makes it highly unique &

that represents the five regions of the world that takes active

dynamic in terms of the magnitude of such an event. Howev-

part in the games every four years. These regions are The

er, a dedicated day of celebration, i.e. 23rd June makes it

Americas (North America & South America), Africa, Asia,

more outstanding in terms of the international celebrations.

Australia & Europe. The Olympic flag consists of a white

It’s a celebration of hard work, a celebration of humanity, a

background with five interlaced rings in the center, i.e. blue,

celebration of cultures, a celebration of unity, a celebration of

yellow, black, green & red. The design is not only unique but

sportsmanship & finally a celebration of love while playing

also symbolic as it represents the five inhabited regions of the

together. Let’s celebrate Olympics on this day & be part of the

world that are united by Olympism. Hence, while the six

Olympics moto.

colors are those that appear on all the national flags of the world at the present time.

The role of three regions from five, i.e. Americas (North & South America), Europe & Asia has truly made the sporting event what it is today in these modern times.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

37

A handsome

MBE

inc.

25% Discount

on creating a New Website with One Time Full charge.

A great offer especially for those who are looking for a business website.

Enjoy the lucrative offer today & have a website for your own business.

To avail this offer, please visit the website digital.mbeforyou.com and fill our contact us form.

Promo code: WEB21 Call Mbe Digital Asap!

TEL: 1-866-667-1377 | EMAIL: digitalmedia@mbeforyou.com WEB: digitalmedia@mbeforyou.com

#YOU CAN’T MISS IT!

NATIONAL INDIGENOUS PEOPLE’S DAY CANADA 21st JUNE 2022 DMM DEPARTMENT MB Enterprises

ANY PROFILE The National Indigenous People’s

The day is not religious, nor it is a

Day is falling on the 21st of June

defense day, but it’s rather an

THEME OF THE OBSERVANCE TAKING PLACE ON 21st JUNE 2022’:

2022’ as it is celebrated in Canada on

emotional day & a day of cultural

The theme of the observance of this

that same date every year. It is

significance for the Indigenous

day is attached with the significance

celebrated all over Canada but only

People of Canada. These are people

regards to the Indigenous people of

as an observance not as a public

that are divided into many Aboriginal

Canada, i.e. the originals. Known as

holiday. The day has got some

Groups in Canada as the day

Red Indians in United States, and

significances that are attached to the

celebrates the culture and heritage of

Aborigines in Australia, the originals

indigenous people of Canada as it is

the Aboriginal people of the country.

are the people who are native to a

also known as National Aboriginal

They are also known as The First

place or a country. Importantly, as

Day. Thus, as the name suggests it’s

Nations people, i.e. The Inuits and

Canada is a land of people coming

a national day, instead of being a

Metis included in the Indigenous

from many parts of the world mainly

national holiday and has its roots

People of Canada.

from European nations which

connected with the originals, i.e. The

includes England, France, Italy,

First Nations.

Germany & other countries from

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

39

Europe. The Indigenous people have a role to play in what

The main theme of NITC, i.e. National Indigenous Tourism

Canada is today and its development in the early years. The

Conference is “Building Back Better”. The conference included

country that was governed by the British is still a British

topics that related to recovery and resilience and was also a

Monarchy under the rule of Queen Elizabeth II who became

key focus on how the sector can work together to rebuild as

Queen of UK & Ireland in 1952.

the pandemic subsides. The annual Tourism Summit or the Conference is an announcement by the Govt. of Canada that

The aim is simply to realize the importance of the day which

they need to promote cultural tourism values in Canada, while

holds values of patriotism & national pride for the great country

keeping in mind the Indigenous People. The First Nations who

Canada. A nation that got its independence on 1st July 1867

have helped preserve the heritage of Canada which is in form

from United Kingdom is a sovereign nation and in the list of

of Tourism & Arts and Literature of the Indigenous People of

highly developed countries of the world. Also a nation that

Canada. The Summit shall be taking place annually in Alberta,

attracts thousands of international students annually.

one of the most gorgeous provinces of Canada. Another key moto is to move forward while remembering the history, the

THE NATIONAL INDIGENOUS PEOPLE’S DAY HISTORY IN CANADA:

cultural values as well as the historical values.

A day that holds massive historical values was formerly known

PUBLIC LIFE ON NATIONAL INDIGENOUS PEOPLE’S DAY:

as the National Aboriginals Day. This was an announcement

People of Canada, i.e. the patriotic Canadians who love their

that came in 1996, a bit recently considering the time it got its

country’s culture & values use this day to connect. Mainly, they

significance. The constitution of Canada officially recognizes

want to connect with their roots and learn more and more

three groups in the Aboriginals which includes First Nations,

about their history and their customs. Ironically, as most of the

Inuits and Metis. This is for the sake of celebrating their

Canadians have their roots and their family tree that is linked

individual and highly diverse heritage, the unique cultural

with the First Nations. This can even be true for children who

significances and some remarkable accomplishments. The

are grown-ups now & at least one of their parents, i.e. father or

date that was chosen for the celebrations of this day was 21st

mother originated from The Indigenous People. The events and

June and it is a celebration on this day since a long time.

the activities that takes place on this day includes traditional feasts, summer solstice festivals, barbecue fundraisers, Social

A celebration above all for the Indigenous people, their

gatherings, Musical gatherings, and sacred fire extinguishing

accomplishments, their motivations and their historical values.

ceremonies.

The early days of Canada, those were the tough times and Canada was able to recover from many setbacks and the early days since the times of Pre-World War I period. The Indigenous people have shown their hand in the development of Canada in its initial stages and attracted many people coming to Canada from all over the world. It’s not about anything else, but their love and affection for Canada and for the people of the great North American nation. It dates back to 1945 when the day was first celebrated as Indian Day by the Chiefs throughout the province North America. Later, it was celebrated as National Aboriginals Day, as a tribute to the originals of the country.

NATIONAL INDIGENOUS TOURISM CONFERENCE – CALGARY (8th MARCH – 10th MARCH 2022’): Very recently the National Indigenous Tourism Conference took place in Calgary, Alberta in a place known as the Grey Eagle Resort and Casino. The conference was a Tourism conference dedicated to National Indigenous People while realizing their contributions to the economy through promoting Tourism values. As part of the promotion of cultural tourism in Canada, the Indigenous conference was a major breakthrough.

It started from 8th March and ended 10th march, i.e. just three days, but the focus was vital after the famous pandemic.

40

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

Retail Merchant Association /MBBP Members

Save 3.5 cents per litre* with the Esso Business Card Program

Advantages

Whether you have a small sales force or a large fleet of service vehicles, the Esso Business Card Program gives you exceptional fuel savings, powerful and easy-to-use fuel management tools and broad acceptance at more than 1,800 Esso stations in Canada.

Drive more money to your bottom line with volume discounts Easily pay bills, manage cards and track expenses with our time-saving online tools Reduce or eliminate unwanted driver spending with purchase restrictions Reward your employees and yourself with the Esso Extra™ and Aeroplan® programs**

For more information or to enroll, please contact: Phone: 1-800-835-4601 Fax: 800-831-4019 Email: essosales@fleetlink.com Web: essobusinesscards.ca/RMA *New accounts only. Valid at participating Esso locations. Rebates earned will be credited directly to your account(s). Eligible only for members of **Esso and EssoExtra are registered trade-marks of Imperial Oil Limited. Imperial Oil, licensee. Speedpass is a registered trademark of Exxon Mobil Corporation, or one of its subsidiaries. Aeroplan is a registered trademark of Aimia Canada Inc. Offer valid at participating Esso stations. Speedpass key tags received in Canada are only valid in Canada. The Esso Business Card program is administered by WEX Inc.

ESS 20160620

Challenges facing the transportation trucking industry in Canada & how to meet them?

DMM DEPARTMENT MB Enterprises

With the constant boost in the trucking industry in Canada

clients keeps in their books. To meet up with the client

there are challenges in the transportation trucking sector.

expectations it is necessary to be aware of all the trucking

Vital & mandatory steps are being taken regularly to meet

industry standards and know-how to implement them. For

these challenges. The losses faced by the transportation

many logistics firm it’s a hurdle in today’s fast-paced environ-

industry with emphasis on the trucking sector costs round

ment to address the client requirements. Due to the AI, i.e.

about $85 billion and these are results from the past, i.e.

electric self-driving trucks and more technologies involved,

2020. The grounds transport and logistics firms have faced

there are far more expectations to perform. Hence, it’s hard to

challenges that ranges from border crossing closures to the

meet the client expectations just because the expectations

entire supply chains drying up.

are too high. Not only they are high, but the expectations are too perfect for the sake of meeting client’s requirements more

However, there are some solutions to meet these challenges

closely.

that are growing in number with a tendency to grow at a much faster pace. If in-case they would have been easy to fix, they

In order to meet the client’s expectations more closely, there

would have been sorted. Have a look as to how you can

are some useful strategies that needs to be adopted. Firstly,

address some of these challenges in your prestigious

understand the motivation of your client. Next operate with

organization. Please note that these challenges dedicated to

more transparency and more openness. Keep sharing the

the transportation sector are mainly for the trucking industry.

real experiences and finally, build the trust. Building the trust holds most importance, therefore, it’s the number one

The following are the challenges facing the trucking industry;

strategy to meet client’s expectations.

MEETING UP WITH THE CLIENT EXPECTATIONS:

MAINTENANCE OF SAFE INDUSTRY PRACTICES:

One of the challenges that are linked up with the trucking

Maintaining safe practices is a huge challenge of the trucking

sector is to meet up with the client expectations. Trucking

industry apart from being a challenge of most companies

industry is more linked with the supply chain and meeting up

especially in the time of pandemic. Some vital examples of

with client expectations means you are having supply chain

safe practices related digital tracking solutions includes.

issues. This is the world of digital media where everyone has

Procedures for injury reporting, as injuries are a high possibili-

a smart phone, every one surfs the internet, and everybody

ty while driving a truck. Risk assessment forms which are a

makes an audit of company they need. Well at the same time,

high-level necessity for maintenance of safe practices.

the clients are doing the same for us. That is, to get the best

Secondly, the dangerous situations report forms as truck

services they are always looking for far better options if they

drivers are prone to dangerous solutions every now and then.

can avail them in good price. Therefore, there are bench-

Employee reasonable suspicion observation checklist is also

marks that are created that are known as standards that the

a key part of the safety protocols. Finally, the near miss

42

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

reports just for the sake of preventing a hazard or a dangerous situation next time.

FATIGUE MANAGEMENT:

DOCUMENTING IN THE TRANSPORTATION & TRUCKING INDUSTRY: One of the most common challenges in the trucking & transportation sector is the maintenance of key documenta-

Fatigue management, similar to stress management and

tion. A very common problem, especially in Canada’s trucking

anger management in corporate world is related to trucking &

industry is that drivers lose tickets quiet often. Obviously, by

transportation industry. It’s highly necessary to prevent driver

tickets it means the paperwork that is required for the

fatigue for safe driving & maintenance of road safety

shipments transported that includes the work orders. It can be

standards. Fatigue management is a common challenge for

a headache for the accounts department & can even end up

truck drivers who are driving on motorways & high-ways for

in a chaotic situation.

as long as at least 8-10 hours & sometimes even more. They shouldn’t feel the fatigue and tiredness on the roads as it can

Vitally, the use of technology has helped tackle this challenge

be dangerous for the passengers and other vehicles on the

of the trucking & transportation industry. Digital documents,

road as well as for the truck and the driver as well. Also,

i.e. documents that are signed digitally are a common and a

depending on what goods or material the truck is carrying as

good practice just to avoid the client’s nightmare. The efficient

safety management protocols highly comprehend with fatigue

& effective use of technology, especially in Canada has

management while taking driver’s essential rest times into

helped a great deal in finding solution to this issue. Eventual-

account. It’s a well-paid job and drivers can even ignore the

ly, this can even be a selling point that can help drive more

essential rest time and can get careless. Hence, a challenge

business as well as increase operational efficiency exponen-

in the trucking sector that needs to be overlooked and taken

tially.

care of.

Also, while utilizing new technologies, the transportation companies can highly monitor and notify their staff when it is time for their staff to prevent fatigue.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

43

VITAL BENEFITS OF EMOTIONAL INTELLIGENCE AT THE WORKPLACE- ‘KEY INSIGHTS’ DMM DEPARTMENT MB Enterprises

The emotional intelligence is the part

expressive than anyone in terms of

co-workers & your peers. While there

of the intelligence that is related to

the feelings. They also have an

are some people who have a natural

Emotional Quotient & is an emotional

understanding and a know-how to

EQ, or emotional quotient, however,

part of the intelligence quotient. At

interpret their emotions. What more,

it’s a practice that can be practiced

the workplace ‘EI’ plays a massive

is that they can also realize that how

regularly & even developed. The

role in the development of an

their emotions can affect others.

practicing of emotionally intelligent

individual at work & also for his/her

Furthermore, how their own emotions

behaviors truly helps your brain adapt

career growth & key career opportuni-

can be regulated, also how well can

to making these behaviors automati-

ties. It describes a person’s capabili-

they manage other people’s

cally & take place of unhelpful &

ties to manage and control their

emotions?

unwanted behaviors.

control the emotions of other people.

EI, or emotional intelligence if used

Just like the love for your children, the

These can even be your peers at the

effectively can help you gain a huge

emotional intelligence is a quotient

workplace. The emotionally intelligent

competitive advantage at the work

that is hidden in the back of the mind.

people are able to identify what they

place. Ironically, as it is your

It definitely is triggered & utilized

are feeling. Hence, they are more

intelligence to interact with your

when there is a need for the most

emotions as well as the ability to

44

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

proper utilization. Just like you can’t miss loving your pet dog or

an attitude of valuing each other’s input. Even the ideas are

cat, your emotional intelligence is somewhat similar but the

more likely to trust them as well. Emotionally intelligent people

behaviors can be unpredictable.

doesn’t create gaps amongst each other in a team. In fact, they are far more considerate, more thoughtful & finally more

At the workplace the benefits that are associated with emotional intelligence are many, however, we shall be going to discuss a few of them.

CREATES A MUCH BETTER WORKPLACE ENVIRONMENT:

respectful.

INCREASES THE SELF-AWARENESS ASPECTS: As far as your finances are concerned your awareness is always there while you are working for your company with a

It creates a far better workplace environment, i.e. an environ-

dedicated commitment. However, it increases the self-aware-

ment that is good for the individual & results in being suitable

ness aspects in every employee as emotional intelligence

for many people altogether. It has been observed in the past

makes you take the company ownership. You tend to feel more

that a workforce that is made up of emotionally intelligent

responsible regards to your daily work targets, your profession-

employees helps scientifically in the reduction of stress, & a

al goals, & your contributions towards your organizational

huge morale booster at the workplace. Hence, directly

goals. It also helps you analyze your strengths & your

improves the company culture as well which tends to be much

weaknesses in far better ways than before. In other words you

stronger due to an office staff that has love & respect for each

have more self-awareness than before.

other.

Hence, Emotional intelligence can turn an office environment into a place where people work together in a friendly environment & discuss things with peace. Also, while they work, they invest some time together in playing games, like table tennis & other fun games, apart from having lunches together in the cafeteria.

CREATES IN PEOPLE A GREATER SELF-CONTROL: Emotional intelligence creates in people a greater self-control over one’s emotions. Apart from the environment it helps in improving one’s own control over aggression & stops being over sensitive over little things. The emotionally intelligent people are gifted & knows well how to handle difficult situations. This includes whether dealing with a superior who is not satisfied with your quality of work or alternatively a client who is unhappy due to a missed meeting.

The emotional intelligence aspects in an employee helps in the handling of a difficult situation with far more ease & far more rational approach. The end result is always peaceful.

HELPS IN BETTER TEAM WORK: We can’t argue about the team work thing as it is always something that is needed at the workplace. Emotional intelligence always is a bonus in better team work as it creates bridge between the team members to work with more collaborations, more trust & more energy for good results. Not only improves the communication, but also makes team members more open in sharing ideas & be far more creative.

In a culture or an environment where there is emotional intelligence involved, it surely helps engineer in the employees

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

45

(HONS), B.L, LL.M, OLUBUNMI LL.B BARRISTER, SOLICTOR & NOTARY NPUBLIC OGUNNIYI

FisNhD A Chips Tel: (905) 655-5544 Address: 67 Baldwin St. N Brooklin, ON L1M 1A3 Website: www.stanleysfishandchips.com

46

MBE BUSINESS MAGAZINE JUNE 2022

LIVE | STUDY | WORK OUR SERVICES:

Foreclosures, Purchase & Sale, Civil Litigation

Or Have You Have You Missed a letter a Mortgage Payment? Received from Your Bank?

Wills Affidavits Family Law Barrister & Solicitor, 2680 Matheson Boulevard East, Suite 102, Mississauga, ON. L4W 0A5

Corporate Immigration Real Estate

We Stand Up for the Home Owner!

Commercial Civil Litigation Power of Attorney

1-877-201-3476

olu@ogunniyilawoffices.com

1-877-201-3476

www.ogunniyilawoffices.com

W W W. M B E F O RYOU. C O M

Role Of Business Insurance For Protecting Employers During A Similar To Covid-19 Scenario

DMM DEPARTMENT

MB Enterprises

protecting a similar to COVID-19 scenario is truly worth

BUSINESS INTERRUPTIONS- ‘THE ROLE IN PANDEMIC SITUATIONS’:

noticing. COVID-19, the pandemic became a source of losses

The amount of business interruptions that the pandemic

for a number of businesses. Furthermore, the role of business

COVID-19 has raised in the recent past, is a myth in history.

insurance has transformed & molded with time to encounter

You won’t find any pandemic or epidemic even close to the

the effects. Yes, we are dealing with the financial effects that

figures associated with COVID-19. It’s the uncertainties that

can result in bankruptcy or even a business ending up in a

the businesses needs to deal with while being on the

shutdown situation. This pandemic has been an example

receiving end. By receiving end, we mean to convey ending

similar to the pandemics in the past, however, the amount of

up on the suffering end of the tug of war.

The role of Business Insurance for employers for the sake of

hurt it has given is truly not measurable. This is true both in terms of the deaths as well as the number of financial losses.

With the closure of many businesses due to the fears of COVID-19, the question arises whether or not the business

Depending largely on how to use business insurance, it can

interruption insurance can help the policy makers make up for

truly act as a shield that is needed to protect during a

lost revenue. Alternatively, can they even cover some

pandemic situation. Most businesses aims to prevent the

percentage for the businesses to bounce back once the

losses, if they can evaluate the uncertainties associated with

situation calms down?

a pandemic. Thus, a pandemic situation which is all filled up with uncertainties, also demonstrates the true nature of a

Well, in the event of a loss the business interruption

business insurance. An insurance that is for the sake of

insurance provides a comprehensive coverage for income a

uncertain situations and problems that needs to be catered

business would have earned had it been operating normally.

during a situation like a pandemic. Importantly, for the sake of

Known technically as opportunity costs. This type of business

protecting the employer in terms of the financial setbacks.

insurance also helps to pay for the expenses that includes,

Obviously, depends on how the business is committed to

employee wages, taxes, rent, relocation expenses, and finally

serve the customers, the people working under the company

loan re-payments. In case of all the incurred loses, it’s the

banner & all the related stakeholders.

policy wordings, i.e. ‘every word counts’, and it can even make huge differences when it comes to responding to the

Hence, simply it’s not only about the raising fears of the

claims.

well-being of the general public, however, also about disrupting business operations & creating insurance exposures.

THE WORKER’S COMPENSATION INSURANCE: This is applicable in the instances where an employee

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

47

believes and holds an opinion that they contracted COVID-19

This is unlike the traditional business insurance in CBI, it lets

at work. Here is where a number of worker’s compensation

the businesses transfer the risk of certain losses to the

considerations are triggered. Especially, when it comes to

property of a third party. Thus, the involvement of a third party

workplace illnesses, most state statues only pay out the

is necessary in CBI, i.e. Contingent Business Interruption

benefits if the disease is occupational in nature. That is,

Insurance. This type of a business coverage is far more

affecting the health & safety of the employees at the work

increasingly important as COVID-19 or similar situations

place. Obviously, the communicable & contagious diseases

continues to affect the global economy.

are the ones that are generally excluded from worker’s compensation policies.

All the above are instances or happenings that are excluded from the worker’s compensation insurance. This is the form of

Some of the excluded instances for worker’s compensation

business insurance that is related to workers as the workers

insurance in business insurance includes the following;

are a key resource for any company. The employers must

• An Airline employee gets COVID-19 from a passenger

abide by the protection of workers, as they are part of the

• A hospitality worker contracts COVID-19 from a large event

business or the organization.

at which he worked earlier.

• A health worker contracts COVID-19 at a hospital where the

All these types of business insurances have a major role to

health worker works.

play while recovering from COVID-19 or a similar situation.

The level of risk & the level of uncertainties are analyzed far

SUPPLY CHAIN PROBLEMS:

more closely & according to the employer’s situation.

The supply chain issues can arise due to a similar situation

Business insurances that involves the third party like in the

such as a pandemic. In this case scenario we need to

supply chain issues, the CBI, are also situational.

understand comprehensively CBI or contingent business interruptions. The business interruption insurance is no doubt a crucial part of the risk management programs. However, it doesn’t extend to disruptions to a third party.

48

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

TERREQUITY REAL ESTATE SERVICES BROKERAGE INDEPENDENTLY OWNED & OPERATED

Helping you is what we do.

Opportunities

MAHMOOD NAQVI BROKER

SYED HASSAN BROKER

SALEEM AKTHAR

SALES REPRESENTATIVE

GULZAR KHAN

SALES REPRESENTATIVE

SYED BAQAR KAZEMI

SALES REPRESENTATIVE

104-100 Dynamic Drive, Toronto, ON M1V 5C4 200 Consumers Road, Suite 100, Toronto, ON M2J 4R4 (416) 939-9378 (416) 497-5949 www.mansoornaqviteam.com

TOPBENEFITS

RMA/MBBP CANADA WWW.RMACANADA.COM

Payment Processing Services Credit & Debit Cards

01.

ATM Deals and Offers

02.

Esso (Imperial Oil)

03.

Credit Counseling

04.

Energy Savings

05.

Grocery Coupon Redemption Service

06.

Pay stubs, cheques and office supplies.

50% discount on first purchase

50

Deluxe Nebs

07.

Accounting Services

08.

Drug Plan

09.

Home, Auto, Health, Dental and Life Insurance

10.

e-Shipper

11.

Cineplex Discount

12.

Northern Financial Group

13.

MBE Business Magazine

14.

Real Estate

15.

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

Choice Hotels

16.

Avis Preferred Services

17.

Budget

18.

Legal Services

19.

Immigration Services

20.

MBE Technologies

21.

Mortgage /Business Loans

22.

MBE Construction

23.

RMA and MBBP Revenue Sharing

24.

MBE Software Solution

25.

South Cove Foods LP.

26.

Canadian Corporate Legal Services

27.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

51

BUILD A BETTER COFFEE CUP

JACOB LORINC

Is Canada ready for the Butterfly Cup? Fast food restaurants in Europe and Asia have embraced it.

Now Toronto coffee drinkers can sample it, as A&W Canada introduces the newest entry in the quest for the perfect takeaway cup.

it was adopted by A&W Canada,

against our brand image and our

which planned to launch this past

desire for customer service.”

March.

“When it comes to design, some

After several years of trying, and

people just have it and others don’t,”

failing, to engineer a better cup,

said Tommy McLoughlin, CEO and

Starbucks launched a $10 million

co-founder (with Lu) of Dublin based

grant challenge in 2018 to solicit

ButterflyCup. The two met in 2009,

ideas from the public, and as of yet,

Nearly a decade ago, while research-

founded a startup and spent the next

has not produced an alternative.

ing the catastrophic environmental

decade bringing the ButterflyCup to

damage brought about by plastic

life.

ButterflyCup’s innovation helps fill a gap, says Susan Senecal, the CEO

waste, Joe Lu set out to fix one thing that has been a thorn in his side – the

Big name food chains have spent

of A&W Canada who has spurred

to – go coffee cup.

decades struggling to find the perfect

numerous sustainability initiatives

sustainable solution to their eco-un-

since ascending the C-suite in 2018.

Some five billion of them get tossed

friendly single use cups. Facing

into Canadian trash bins every year;

immense public pressure to reduce

“Most of our throwaway cups can’t be

clogging landfills and contributing in

waste, they’ve experimented with

processed by recyclers because of

no small part to the global accumula-

compostable alternatives and

the plastic coating. We wanted

tion of waste. They masquerade as

reusable – largely without success.

something compostable,” she said.

friendly paper cups, seemingly

Dunkin Donuts once to Bloomberg it

fleeting but are covered in a thin

took nine years to figure out an

Lu’s design is made from natural

plastic lining that takes two decades

alternative to its signature foam cup.

paper sourced from forests certified

to fully decompose.

Prototypes using recycled material

as sustainable by the German based

leaked easily, while biodegradable

Forest Stewardship Council. Even if

Lu, a mechanical engineer from

fibres proved prohibitively expensive

improperly disposed of as litter, the

Shanghai, wanted to find an alterna-

to scale at volume.

cup biodegrades naturally like raw paper. That makes it an improvement

tive. The cup he came up with – the Butterfly Cup – is made entirely from

Back in 1997, Starbucks CEO

over the plastic packaging quick

biodegradable paper: no plastic

Howard Schultz called the question of

service restaurants have historically

coating, no plastic lid. It’s now being

the cup “one of the most nagging

embraced for the sake of customer

used at fast food restaurants in

issues we’ve dealt with” – a brainteas-

convenience and profit.

Europe and East Asia. Most recently,

er that seemed to pit our values

52

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

Consumers for their part, have long embraced the conveni-

Recovery facilities function as a business, not a non-profit, so

ence of throwaway cups and not always welcomed eco-mind-

they don’t want contaminated materials they can’t make

ed innovations. A few years ago when some food chains

money off. They’re looking for clean, well sorted types of

pivoted to paper straws, customers complained that the

plastics, glass and paper they can resell easily.

product disintegrated in their mouth, making it harder to sip the drink.

After carefully researching the structural integrity of plastic lined cups, Lu approached McLoughlin with a handmade

The plastics industry also has a decades- long head start on

prototype of his biodegradable alternatives in 2009. The

production. The infrastructure needed to produce biodegrada-

device, constructed entirely with thick, biodegradable

ble products is largely underdeveloped, leaving startups like

cardboard, abandoned the need for lids or lining.

ButterflyCup not only to design the packaging but also the machinery needed to mass produce the packaging.

“When the flaps close, the curvature on them allows the lower flap to press upwards and the higher flap to press

Senecal acknowledges that finding sustainable alternatives

downwards, creating a countervailing pressure that forms a

has tough. “Takeout has always been a bit of a puzzle for us.

seal between the two spouts,” McLoughlin explains.

You want something that doesn’t leak and that customers find easy to hold and drink from,” she said. The challenge is

The cup went through thousands of iterations of design in

finding an alternative that be produced at mass scale like

subsequent years until finally, just before the pandemic hit,

plastics.

they found two manufacturers in Asia willing to produce their

Recycling has proven to be an inadequate solution. For profit

cups en masse.

recyclers, worried that plastic lined cups will hurt their machines, are reluctant to mix paper cups with other

European companies were the first to notice the Butterfly

recycled products. So most paper cups wind up in the trash,

Cup, followed by a few firms in East Asia. Eventually the

where the plastic lining, thin as it is, keeps them from

company was forging relationships with popular food vendors

decomposing quickly.

in Japan, Hong Kong and Australia.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

53

North America was tough to crack. Food chains have few

The “Zero Cup” pilot project which began in March 2022,

business incentives to pivot away from plastics and convinc-

exists on a miniature scale. In a country with 971 A&W

ing them has not been easy.

locations, the initiative is confined to Toronto’s 44 outlets and the biodegradable cups are reserved strictly for hot beverag-

Change is on the horizon. Over the past decade, demand for

es. The classic A&W Root Beer and every other soda the

sustainable products has skyrocketed among consumers as

chain sells is still consumed from a plastic cup.

climate scientists and governments issue increasingly start warnings about the consequences of our consumption

Scaling the pilot project will be difficult given Canada’s

habits.

patchwork composting system. Not every town has a green bin program. Outside of Toronto, there isn’t always a compost-

Municipalities across North America have cracked down on

ing facility available to collect eco-friendly disposable cups.

single use plastics packaging. The city of Vancouver recently

Some food chains have experimented with reusable options,

instituted a ban on plastic bags along with a 25 cent

but that comes with pitfalls of its own. How do you motivate

minimum fee for each single use cup. Toronto’s climate action

people to use reusable cups when it’s often easier to buy a

strategy aims to divert 95 % of waste from landfill by 2050.

new one? Where do bins need to be placed in a restaurant

A&W Canada, which opened in Canada in 1956 as a spinoff

to increase the likelihood someone will drop off the cup when

of the American chain, has sought to harness the changing

they’re done? How do you ensure each location has washing

mood. In 2013, not long after Susan Senecal came in as

facilities to manage all those cups?

chief marketing officer, the company trialed hormone and steroid free beef. Soon after, it introduced antibiotic free

Last September, A&W Canada launched a reusable mug

chicken and pork.

program at 20 locations in Vancouver, where its headquar-

Over the next six years, the company embraced fair trade

ters are based. Members pay $3.00 to join the company’s

coffee, eliminated processed cheese and sourced eggs from

“Cup Crew” program and receive a 20 cent discount each

hens with vegetarian feed. It adopted paper straws in 2019

time they trade in their shareable cup to purchase another

keeping 82 million plastic straws out of landfills annually and

drink in a reusable cup. The cups are cleaned and sanitized

turned its last 140,000 plastic straws into a 25” art installation

using “super high temperatures” in A&W’s commercial

outside Union Station titled “Change is Good.”

dishwasher.

When the company piloted the Beyond Meat burger in 2018,

After a pandemic pause, Starbucks locations in Canada and

marking the first plant based burger in North America from a

the U.S. adopted a similar program accepting customers’

fast food chain, the initial release was so successful that

reusable cups with a 10 cent discount on drinks.

A&W ran out of patties and suspended sales for a month before launching the product again. The company did its

To eliminate waste, is the way to go. When we’re talking

market research. It spent three years sampling plant based

about truly circular or zero waste options, we need to be

products at the A&W Innovation Centre in B.C. before settling

thinking about things we can be using over and over again.

on Beyond Meat.

All the while, the company has seen impressive growth.

Same store sales jumped 9.8% the year Beyond Meat burger was introduced. In October, as COVID-19 public health restrictions were lifted on restaurants, the company reported sales growth of nearly 17% and revenue totaling $409.5 million for the quarter, up from $340.6 million a year earlier.

According to Foodservice and Hospitality Magazine, A&W now trails only McDonald’s in Canadian market share.

But when it comes to the environment, the company like most food chains, still has a long way to go. Compostable as they are, even fully biodegradable cups continue to our use-it-once, throw-it-away culture.

54

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

HOUSING TAKES CENTRE STAGE IN BUDGET 2022

CANADIAN REAL ESTATE ASSOCIATION COURTESY

On April 7, the Deputy Prime Minister and Minister of Finance, the Honourable Chrystia Freeland tabled “A Plan to

This Budget highlights the impact and success of consistent,

Grow Our Economy and Make Life More Affordable”, the first

unified, and disciplined REALTOR® community advocacy

budget of the 44th parliamentary session. As anticipated, this

over the last number of years. This Budget implements many

budget is heavily focused on addressing the housing crisis in

of the asks we have put forward to Parliamentarians, a

Canada and acknowledges the importance of housing to

recognition of the important role REALTORS® play within

both individual Canadians and the Canadian economy.

both the housing and advocacy sector. REALTORS® should be proud of their efforts to highlight: the dire need for more

In her address to Parliament, the Deputy Prime Minister

supply across the entire housing continuum; the need for

stated: “Housing is a basic human need, but it is also an

governments at all levels to work together to address the

economic imperative. Our economy is built by people, and

issue; the role federal infrastructure dollars can play to incent

people need homes in which to live. But Canada does not

provinces and municipalities to build more supply; and the

have enough homes. We need more of them, fast.”

primacy of provincial jurisdiction related to the rules surrounding real estate transactions.

Significantly, the government acknowledges a need to build 3.5 million new homes by 2031, and sets a target of doubling the rate of construction of new housing units over the next decade.

Specific REALTOR® advocacy positions that are included in this budget include: • Creating flexibility to tie access to infrastructure funding by province, territories and municipalities to increase housing supply;

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

55

• A new Housing Accelerator Fund that will spend $4B over

their path to homeownership;

five years to support updated processes and systems, and

• A new Co-Op Housing Development Program;

encourage municipalities to build 100,000 (net new) housing

• $1.5 billion for new affordable housing spending through the

units;

Rapid Housing Initiative;

• Leveraging transit funding to build more homes;

• A review of housing as an asset class, in order to better

• Doubling the First Time Home Buyers’ Tax Credit;

understand the role of large corporate players in the market

• Implementation of the promised Tax-Free First Home

and the impact on Canadian renters and homeowners;

Savings Account;

• Restrictions that would prohibit foreign commercial

• Implementing the promised Multigenerational Home

enterprises and people who are not Canadian citizens or

Renovation Tax Credit; and

permanent residents, from acquiring non-recreational,

• Implementing a publicly accessible, beneficial ownership

residential property in Canada for two years;

registry of corporations governed under the Canada

• New rules to ensure profits from flipping properties are

Business Corporations Act by 2023.

taxed “fairly.” These proposed rules will be triggered when a

Additionally, the government has committed to a variety of

property is held for less than 12 months. The government

other measures related to the housing sector:

notes, importantly, the measure is intended to make sure

• Support for Rent-to-Own Projects to assist Canadians on to

flippers pay their “fair share, while protecting the current,

56

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

vitally important, principal residence exemption for Canadians

understanding of the implications of the varied proposals, and

who use their houses as homes.”

to represent REALTOR® positions with decision makers. We

• An extension of the First Time Home Buyer Incentive, and a

will work with boards, associations and REALTOR® PAC Reps

review to make the program more flexible and responsive;

to present a unified approach.

• Investments in housing for Indigenous Communities; • Doubling the Home Accessibility Tax Credit to $20,000 for 2022 and the subsequent tax years, accounting for a tax credit of up to $3,000; and • The government proposes that all “assignment sales” of newly constructed or renovated residential housing be taxable for GST/HST purposes. This will come into effect May 7, 2022.

The Liberals remain committed to developing a home buyer “Bill of Rights” that will include a ban on blind bidding, as well as a potential legal right to home inspection. The government provinces in setting these rules and states they will work with

Author: Syed Hassan, Broker, Royal Lepage Exceptional

provinces and territories over the next year to bring forward a

Professional and Educational Background

“national plan.” We will continue to engage with government on

B.Sc. Electrical Engineer, Real Estate Broker, Financial

this issue during their consultations. Balancing the right of

Advisor, IQCS Certified Lead Auditor & Consultant for ISO

sellers with those of buyers; asserting provincial jurisdiction in

Management and Environmental Standards, Certified Total

this area; and protecting the rights of homeowners are the

Quality Manager.

has taken our warnings and understands the primacy of

values that will guide our submissions.

Professional Experience and Affiliations The attention the housing sector has received within Budget

MB Group of companies, Royal Le-Page Exceptional, Royal

2022 is unprecedented, and CREA’s Government Relations

Brokers, American Express Bank of Canada, Budget Rent a

team will be active within the coming weeks to develop a full

Car, Moody’s, SGS, PIQC.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

57

A NEW WAY OF APPROACHING THE ATM INDUSTRY AND PROCESSING ATMS ACROSS

CANADA

DOLLARS

01 Billion

processed yearly and 2000 ATMs operating under our switch.

100 Dynamic Drive Toronto, ON MIV 5C4 info@cashwave.live

cashwave.live

YOUR FIRST CHOICE FOR

Mobile checkout

Virtual Account Swiper $150 account activation Swiper purchase as low as $50 or rent Y P R$15/month.

OFILE

PAYMENT PROCESSING

Mobile Pay Plus Purchase for as low as $299 or Rent as low as $20

Tetra Move 5000

On the site

Poynt as low as $45 rent per month everything included

Tetra Desk 5000

as low as $35 rent per month with 3G, Wifi and Touch Screen Address: 104-100 Dynamic Drive, Toronto,ON M1V 5C4 Email: pos@mbeforyou.com Web: pos.mbeforyou.com Fax: 1-866-204-6888

as low as $25 rent per month with Color and Touch Screen

+1-866-667-1377

CANADA NEEDS YOU:

IMMIGRATION PLANS FOR 2022 – 2024 WITH DEEPER INSIGHTS

DMM DEPARTMENT MB Enterprises

The country needs you, if you can fulfill the eligibility to enter

immigration targets were declared by the Immigration Minister

Canada, either as a student, a visitor, a tourist or as a worker

Sean Fraser through the immigration level plans for

or finally as an entrepreneur. Canada definitely needs you,

2022-2024. According to Sean Fraser, Immigration remains a

especially after the setbacks taken by the Govt. of Canada &

top level priority for Canada, especially after undergoing the

Immigration Canada according to the recent stats from IRCC,

effects due to the pandemic that caused a great deal of

i.e. Immigration Refugees & Citizenship Canada. An organiza-

decline in immigration numbers from 2020 to start of the year

tion that is highly responsible for Canadian border control

2022. Furthermore, it is a priority number one as well

laws & monitoring as well as for the immigration laws of

because the country is facing an aging population as well as

people entering into Canada. Apart from these, the organiza-

a declining birthrate. Immigration being a key component of

tion is also responsible for refugees & for Citizenship

the Govt.’s strategy is an issue that needs immediate address-

decisions for people who are willing to settle in Canada. At

ing while ensuring the country’s long term economic growth.

the grass roots level, the organization has been active since a Canada. However, with deep insights, the organization has

A FIGHT BACK IN IMMIGRATION NUMBERS SINCE LAST YEAR:

revealed that their targets got hurt due to the recent pandem-

The country according to the IRCC has been able to fight

ic, COVID-19.

back since last year, i.e. 2021. Hence, vitally as they demon-

long time for the sake of promotional goals for settlements in

strated that Canada can meet its high immigration targets set Between the periods of 2022 to 2024, i.e. 2 years, Canada is

by IRCC by successfully admitting 400,000 new permanent

targeting and planning to welcome 1.3 million new permanent

residents in 2021. These are figures that they predicted

residents. These latest figures and the record number of new

should be the numbers that must be permitted to enter

60

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

Canada, but should meet the eligibility criteria. It marks the

permanent residents & citizens. As a matter of fact, this year

re-birth of the old norms & the procedures while Canada has

is a blessing for the family re-unification targets. Which

consistently allowed people to enter their country from across

means, in 2022 the country aims to admit in their borders

the world, either for study or for business or for other purpos-

more than 107,000 newcomers through the route of family

es. The Canadian immigration pathways for priority applicants

class pathways. Ironically, a slight increase as compared to

are for those who can demonstrate they meet an economic

the previous year numbers, but it matters as a huge contribu-

need in the country.

tion to the Canadian immigration targets.

KEY POINTS FROM CANADA’S IMMIGRATION LEVEL

Their reputation as a country in previous years has been

PLANS FROM 2022 – 2024:

phenomenal & most importantly that of being global leaders.

Yes, we are talking about the category of re-settlement of

THE COUNTRY AIMS TO ACCEPT RECORD FIGURES IN

refugees & asylum seekers. Hence, the trend has continued

MIGRATION HISTORY:

this year as well, i.e. in 2022. IRCC has commitments to resettle more than 77,000 refugees and asylum seekers in

Canada is a country that is aiming for the sky this time. The

2022. These are massive figures, considering the amount of

great North American nation aims to accept 431,645 new

people entering Canada legitimately as Int. students, entrepre-

permanent residents in 2022. Hence, with more than 1.3

neurs, & finally on work visas.

million that will be welcomed from the period i.e., 2022 to 2024. Surprisingly, these are the highest figures in the

Continuous efforts of the biggest immigration land Canada is

Canadian history & if they achieve these figures, IRCC can

to keep filling its backlogs. However, still it’s unclear exactly

get back on track to mend the losses they have undergone

how Canada’s immigration application backlog will impact its

from 2020 to early 2022. From the look of things & stats from

targets. The IRCC’s dedicated department has laid out a plan

2021, it seems likely that Canada shall achieve their targets

for the sake of speeding up the application process in the

by the end of 2024.

current year, i.e. 2022. The goal is returning many types of immigration applications to the IRCC’s processing standards.

INCREASE IN TARGETS FOR FAMILY RE-UNIFICATION, ASYLUM SEEKERS & THE REFUGEES: Canada is maintaining their commitments towards family re-unification, asylum seekers & the refugees. In the category of Family re-unification we have family sponsorships, which includes the sponsorship of spouses (husbands & wives), partners, children, parents & grandparents by Canadian

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

61

horoscopes

june 2022 gemini From the beginning of the year, Saturn would bring negotia-

conflicts with the people you care about, and everything can

tion in agreements in your life. If you want things to happen

start from some responsibility on moral principle and ethics.

without wasting time, you should focus on what is achievable

In the month of January, Jupiter in the ninth house puts you

and what is fair. Do not ask too much and set limits. The

out of your comfort zone to create opportunities for growth,

month of May to October will accelerate the pace, and luck

and you will feel the urge to expand your horizon, to train

plays in your favor.

your desire for better things. The key to success is motivation, but you do not need to curb your enthusiasm for

This year's Mars position might bring some difficulty in your

personal and professional success.

love relationship in January. Native would have the impression that you are trying to be tied down. In April, Venus and

In the month of April, the transit of Jupiter in the 10th house

Mars in Aquarius appease things by inspiring more

will bring opportunity for increased wealth and prosperity.

detached feelings. The month of August will offer you to

New adventures will expand your horizons and broaden your

enjoy the pleasure as Venus will be in Leo. If you are loyal in

outlook on life.

your relationship and put your hundred percent into your relationship, you will have the perfect love until the end of

In the month of June, Venus in Taurus is one of the best

the year.

periods of the year for your love life. It will be easy for you to give and receive love and affection, and you will be more

Saturn will be in the eighth house. As a result, this year you

attractive, charming, and popular. This will be a good time

are going to meet a lot of new people and classify them

for seeking pleasure through physical activity, entertainment,

according to their potential, so some of them might not

and partying. It is a good time for creative work, shopping,

remain in your life. Jupiter in the sign of Aquarius in the first

and other financial matters. In the months of August and

half will determine you to have higher demands from others,

September, Mars in Taurus gives an abundance of assertive-

quite the opposite to encounter a lack of cooperation,

ness that makes this period a great time for starting new

willingness, and flexibility from others. Venus will bring many

projects. During this time, your expenses may be high, but

62

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

also you can be very constructive and productive. Physical

the owner of your house of business, Jupiter, is going to

activity is especially favored like exercise, sports, and dance.

transit in your house of career in the year 2022. As a result, you will definitely benefit from your career this year. Jupiter

By the end of the year, Saturn in the eighth house brings

will help you in growing your finances, but you have to put in

achievements and recognition. This could be a good time for

a little effort due to Saturn in the eighth house. You will get the

buying and selling real estate or renovating your home.

money you didn’t get from your previous job unexpectedly

Closeness in your bonding with your partner is likely.

during October and November.

• Overall, the year 2022 will be full of ups and downs for Gemini natives

Family

• Throughout the year, luck and fortune would befall you in

As per the Gemini family horoscope 2022, this year will be

economic life.

very special for Gemini natives as this year you will devote

• Gemini natives would also be lucky and successful in their

your time to your family, leading to a happy atmosphere in the

career if you put hard work and effort into it as per 2022

family. Also, this year is giving you a special chance for

Gemini life predictions.

buying new things as per the requirement of the house. It is also possible for you to organize any auspicious work in your

Love

family, and all this work will bring your family closer and

As per Gemini love predictions 2022, the love life of Gemini

create a positive environment overall.

natives seems good. It will be full of vigor and flavor. At the beginning of the year, Jupiter will stimulate them emotionally,

Business

and they will manifest a lot of enthusiasm in love. Those who

As per Gemini horoscope 2022, this year will be an average

want to get closer to their partners again will enjoy an

to a good year for Gemini business owners in terms of profits.

improvement in their love life. There is also good news for

Business owners can expect a great profit this year. If the

single Geminis as those who have not started a family yet will

natives are planning to take on new business projects, you

have a chance to meet true love in the year 2022.

are advised to take on a project in the second half of the year.

Keep attention on money transactions and seek complete

Career

guidance from expected individuals before agreeing to any

As per Gemini 2022 career horoscope, this year would give

deal.

some mixed results. Hence you may have to put yourself through a lot of hard work to get success, and you may also

In the second quarter of the year, you will be able to earn the

face some hindrances due to your competitors because of

goodwill of the authority, and your business partners also

the effect of Saturn in the eighth house, but it won’t have any

have the added option of improving their skills by way of

impact on the daily routine of your work. At the same time,

higher studies or taking courses relevant to their interest. It is

the management will demand an increase in the quality of

advised to beware of fraud partnership deeds in business

work and increase requests for putting in a lot of effort. The

around, as you might be exposed to some sort of deceivers.

Gemini natives will have to defend their position and prove

Overall the year promises a good business perspective with

that the decrease in volume of work depends on external

much hard work and commitment from your part.

factors.

Education

Health As per Gemini health horoscope 2022, this year seems to be

The 2022 education horoscope for Gemini natives predicts an

a little weak in terms of health for Gemini natives because of

excellent academic year in 2022. Persistence and hard work

the placement of Saturn in the eighth house, at the beginning

may give you the desired results. Students who are aspiring

of the year and the placement of Ketu in the sixth house. In

for higher education may get placed in reputed colleges and

this year, you will have to be aware of your food and living

institutes. Students who have been preparing for competitive

habits. Otherwise, the movement of the planet is showing that

examinations may get success after the second week of

diseases related to blood and air can disturb you a lot. Also,

April.

you may have health issues with high-fat food, for which you will need to make changes in your food habit in time as per

Finance

the 2022 health horoscope.

As per Gemini finance horoscope 2022, the year will give the desired results to the natives in the matter of finances. Also,

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

63

TOP MOST TOURISM DESTINATIONS IN THE PROVINCE NEW FOUNDLAND & LABRADOR DMM DEPARTMENT MB Enterprises

New Foundland & Labrador is one of

are linked with the natural beauty &

friends & family members. It’s not

the smaller provinces of Canada &

the landscapes of Canada. These

only the tourism spots which

ranks tenth in the list of thirteen

includes Ontario, British Columbia, &

includes, BonaVista, Fogo Island,

provinces & territories of Canada. It

Nova Scotia as the most prominent

East Coast Trial, & Signal Hill

comprises of a total area of approxi-

ones in Canada. It’s a country that

National Historic site. However, it’s

mately 4% of all the covered area of

deserves no praise or a formal intro,

also the food that is brilliant &

Canada & holds an audience of

however, when it comes to NFL &

according to the rich tourism values.

thousands of people coming to the

Labrador, the praise is always

All in all a great experience if you are

Province as tourists every year. The

outstanding. Most people do believe

a first-timer coming to the province

province truly excels in tourism

that it’s always worth more while they

for some merry moments.

values that are mostly concerned

discover NFL & Labrador & its unique

with landscapes & redefines the

beauty ingredients.

beauty of Canada in a new & unique

Some of the famous tourism spots in New Foundland & Labrador are as

way. A sense of beauty is attached

While discovering the gorgeous

with the landscapes of New Found-

province you won’t find yourself

land & Labrador which makes it

bored as the province is simply

THE FOGO ISLAND:

unique from the rest of the provinces

outclass in terms of the rich ingredi-

The famous Fogo Island in New

& territories of Canada. Although,

ents. Plan a trip to NFL & Labrador if

Foundland & Labrador is the largest

there are many who are outstanding

you love outdoors, especially walking

Island of the Province lengthy coast.

in terms of the beauty elements that

for long hours and cycling with your

It’s a destination that stands-out for

64

MBE BUSINESS MAGAZINE JUNE 2022

follows;

W W W. M B E F O RYOU. C O M

the lovers of arts & architecture. Also holds an attraction for

to Bonavista. The place has got some whales as well which

the tourist which is known as the Fogo Island Inn. An Inn that

you as a visitor needs to keep an eye on. Also, you will

attracts many people every year and is a truly beautiful

experience the full size replica of the ship of Giovanni

luxury hotel next to the sea along the rocky coastline.

Caboto, the Italian discoverer & sailor. Can’t miss the experience of visiting Bonavista if you plan to visit New

EAST COAST TRAIL:

Foundland & Labrador next summer.

The East Coast trail, one of the most excited places to visit in new Foundland & Labrador has a path designed for you

RED BAY NATIONAL HISTORIC SITE:

irrespective of the fitness levels and the skill level. You would

The Red Bay national historic site is a UNESCO site & one

love the expedition if you would love to get a good workout

of the gorgeous places to visit in NFL & Labrador. It’s a world

climbing up the rocky terrain. You would break all the records

heritage site and has been named lately by UNESCO as a

while discovering the East Coast Trial for the very first time.

world heritage site. It was in the 1500s that thousands of

However, it’s something that incompletes the Tour of NFL &

Basque Whalers would hunt the marine beasts for blubber in

Labrador inclusive of all the values.

the waters of Red Bay. A place that holds true beauty values of nature which is indeed the trademark of New Found land

Statistically speaking from a 50-metre suspension bridge to

and Labrador province.

geysers and archaeological digs the 545 Kms of developed and partially developed East Coast Trail provide you with

TWILLINGATE:

plenty of opportunities to find the ideal hike you are after. It

Known as the Iceberg Capital of the world, the colorful

will make your hiking experience a highly memorable one

fishing town located on the Islands of the same name is one

apart from the other outdoors that you would love to have in

of the places where the fish comes from the waters and right

NFL & Labrador.

into your plate. Seafood and Scenic beauty or Scenery are the two words you would associate with Twillingate. A place

BONAVISTA:

for some great outdoor experiences, whale watching,

Bonavista is a famous small town in New Found land and

beaches, & Kayaking. One of the famous festivals that takes

Labrador and has got historical values. These are values that

place in Twillingate is the popular Fish, Fun and Folk Festival

relates to where the Italian explorer Giovanni Caboto first

which is dedicated for music, bonfires, fireworks and more.

discovered North America in 1497. The gorgeous yet small town is filled with some colorful homes along the rocky shores and the pebbled beaches. The region is filled with a number of heritage attractions from old buildings and museums to some classical lighthouses. The 20,000 year old ice-bergs are the oldest thing you will be seeing on your visit

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

65

WE ARE HIRING! Career Overview

RESORT MANAGER

As a resort manager, your job will include managing all aspects of a resort, including lodging, food and beverage management, human resources, housekeeping, attractions, and guest services. You'll be in charge of employees, finances, customer service, promotions, and quality control. Resort managers often have to work nights and weekends, putting in long hours to ensure the success of their establishment.

Job Description

Includes duties in three major areas: Daily Operations, Finances, and Marketing | Customer Service | Human Resources Daily Operations, Financial, and Marketing Duties

Resort managers oversee product stocking, accounting, and marketing efforts at the resort. As a resort manager, you'll hire contractors to perform services, such as painting or plumbing. You'll ensure that all supplies, from housekeeping materials to furniture, are in good condition and in stock. You'll monitor payroll, customer billing, and expense accounts.

Customer Service

Resort managers ensure positive customer experiences by maintaining high-quality facilities and remedying problems. At the resort, you'll conduct room, kitchen, and grounds inspections to make sure that they are all up to code. You'll greet guests at arrival, create standards surveys, and find acceptable solutions to problems that may arise.

Human Resources Responsibilities

As a resort manager, you'll be in charge of hiring, training, and scheduling new staff members.

You'll set goals for employees and help your staff achieve these goals. You might also have assistant managers who you'll work with to manage departments, such as housekeeping, dining, security, and desk personnel.

Contact: 4382 HWY # 60, RR#1 DWIGHT, ONTARIO, P0A 1H0, CANADA 1-800-387-2244

WE ARE HIRING!

HEAD CHEF

stay@algonquininn.com

THE SENATOR HOTEL

&CONFERENCE CENTRE

JOB REQUIREMENTS Language: English Experience: Fresh Ability to Supervise: 5 to 10 People SKILLS: Maintain Records of Food Cost; Consumption; Sales & Inventory; Prepare & Cook Food on a regular basis or for Special guests and Events; Meals and Speciality Foods; Train Staff in Preparation; Cooking & Handling of Foods; South Indian; International; Supervise Cook & other Kitchen Staff.

WORK INFO: Room & Board Provided

HOW TO APPLY

Email: gm@senatorhoteltimmins.ca Phone: (416)-918-1356 (12:00 PM to 05:00 PM) E-mail: 14 Mountjoy Street, South Timmins, ON P4N 1S4

Note: Anyone who can legally work in Canada can APPLY for this job, If you are not currently authorized to work in Canada, The Employer will not consider your job application

66

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

Construction Industry Must Embrace The Technological Change - ‘Spirit Is Key’

DMM DEPARTMENT MB Enterprises

As according to the famous saying by a well-known Greek

ments that are a necessity. We can’t even imagine construc-

Philosopher, ‘Change is the only constant’, it’s indeed change

tion without the involvement of technology as modern

& how change is managed that determines the level of

engineering has changed many faces to reach its new &

success in an industry. Here we are talking about the factor

refined face. An example is the exoskeletons are now being

that involves technology, which has truly changed many

sported by masonry trades in Montreal who work for the

things in so many different industries around the world. Let’s

Atwill-Morin Group to help them lift heavy loads. Another tool

talk about buildings, the factor of technology is what

called the MULE or Material Unit Lift Enhancer has been

distinguishes a simple building from an intelligent building. An

developed for the sake of assisting masonry workers. The unit

intelligent building is one which takes care of the energy

has a gripper that is air actuated and can lift up to 135

efficient systems installed all around the building, apart from

pounds. These are two examples of technology that are used

security & surveillance systems & many other systems that

in modern construction industry for the sake of lifting heavy

makes a building stand tall as an intelligent building. While

machinery, while in the early days of construction humans

taking good care of the energy efficiency criteria, an

were used and human made tools were used for the sake of

intelligent building is built according to the architectural needs

lifting heavy load.

of the modern technological era. Similarly, in the construction embraced far more practically than before. It is indeed critical

TECHNOLOGY HAS PAVED WAYS FOR THE SAFETY INDUSTRY IN CANADA:

that construction embrace & adopt technological change, we

The use of technology, especially in the construction sector

are already seeing how it can help.

has paved ways for the safety industry. It has dynamically

industry, the involvement of technology needs to be

reduced the number of accidents happening during the According to the American business magnate & tycoon Bill

construction projects & has also emphasized on the rights of

Gates, ‘Never before in history has innovation offered promise

workers. Another example that has made things convenient &

of so much to so many in so short a time.’

safe for the workers is a product developed by the Boston Dynamics. They have successfully developed a product called Spot, which is a robotic dog. Yes, a Robotic Dog, interestingly

HOW TECHNOLOGY MATTERS IN TODAY’S CONSTRUCTION INDUSTRY?

a brilliant & most demanding use of technology, this time its

The dependencies of today’s construction industry is largely

construction industry. Spot, The Robotic Dog can be used on

on the technology & the changing technological develop-

construction sites and its carries high-tech cameras or laser

68

MBE BUSINESS MAGAZINE JUNE 2022

Artificial intelligence coming & showing signs of tech in the

W W W. M B E F O RYOU. C O M

scanners that can actually capture images and document

Govt. funding will allow the experimentation of new & latest

data and report it back to a user. What a brilliant use of

technologies & shall also introduce new reforms and policies

technology, more precisely AI, to ‘Spot’ the difference of

for a better construction industry. It’s a way to encourage

modern technology from the older & obsolete technology.

innovation in the construction industry as innovation is the

Boston Dynamics have shown that how humans can be

demand of the construction & building sector.

saved & machines can be used effectively for better, more powerful & more accurate results. Accuracy is the most

ENCOURAGE YOUTH TOWARDS BUIDING SCIENCES:

wanted factor in the building & construction industry, especial-

Building sciences is the field that youth should be encouraged

ly in North America.

to study with a closer technological perspective. It can be an investment worth living & living the dream. Youth getting into

However, there are still reasons that the construction industry

the building sciences & skilled trades programs as a career is

is failing to adopt technology.

a huge motivation to elevate the number of qualified people in the field. It can be an encouragement that will boost more

The fear of a physical mishap is the number one reason,

advanced technology in the construction industry.

followed by long project timelines with high costs mean that

According to the American writer Stewart Brand who points

the trial-and-error of technological innovation and adoption is

out ‘Once a new technology rolls over you, if you are not part

seen as a superfluous cost rather than a necessity. Finally, its

of the steamroller, you’re not part of the road’. Importantly, as

fierce competition, thin profit margins, and high liability

the road to success is always under construction.

creates a contractual environment that leads to a lack of co-ordination and information sharing across the industry.

HOW NEW TECHNOLOGIES CAN BE INTEGRATED WITH GOVT. PROJECTS? In Canada, like the rest of North America, the latest technologies can be highly integrated with Govt. funded projects. The

69

MBE BUSINESS MAGAZINE JUNE 2022

W W W. M B E F O RYOU. C O M

WHERE BENEFITS MEET REWARD

JOIN RMA MBBP

CINEPLEX SAVING FROM $4.00 TO $14.00

SAVE $4.00

ON EACH TICKET

AND NEVER PAY FULL PRICE AGAIN FOR ALL YOUR MOVIE NEEDS

VOUCHERS ARE GOOD AT ANY CINEPLEX OR AFFILIATED CINEPLEX LOCATIONS ACROSS NORTH AMERICA Address: 104-100 Dynamic Drive, Toronto, ON M1V 5C4

Tel: 1-855 (NOW-MBBP) 669-6227 Fax: 1-866 204-6888

Email: info@mbbpforyou.com Website: www.mbbpforyou.com

NEED A MORTGAGE? WE OFFER BOTH COMMERCIAL RESIDENTIAL

CONTACT : Usman Farooq BA (Hons), CAAMP Mortgage Consultant ASSOCIATE OF AMIT PURI : 1200048 & Get A Better MortgageLIC 10874 Call For Professional Mortgage Advice

70

MBE BUSINESS MAGAZINE JUNE 2022

Direct: (416) 844-9192 Email: mortgage@mbeforyou.com Web: www.mbeforyou.com

W W W. M B E F O RYOU. C O M

SYED MANSOOR ALI NAQVI

AUTOBIOGRAPHY

“A Successful Canadian Entrepreneur”

The Autobiography of Mr. Syed Mansoor Naqvi. The man who made it possible just with a vision and a dream in his eyes.

"As a mentor a person gets paramount importance from their followers, but success comes from true following & demonstration of work."

MENTOR – CHAPTER 11

Controlling Costs In Your Retail Business ‘Business Strategies That Works’ DIGITAL MEDIA MARKETING MB Enterprises

If you are an owner of a retail chain or

profit margins in the retail sector are

flow initially, you will have trouble

a single retail store, it’s important that

typically very thin. The Canadian

controlling the flow at peak time.

you adapt strategies of cost controlling

retailers in the year 2017 had an

Business is about high profitability

as immediate strategies. These are

average operating profit margin of just

margins & being on the profitable side

part & parcel of the change manage-

approximately 5% according to

consistently.

ment that helps in the aligning of

Statistics Canada. Conclusively,

future strategies. A strategic manage-

controlling your expenses can

BREAKDOWN OF YOUR EXPENSES:

ment approach that works for most

definitely make or break your

The figures that relates to the

businesses depending on the time

business.

C.O.G.S, i.e. the Cost of Goods Sold just accounted for only 73 % of the

they have been actively doing business. In the retail sector, a great

Generating wealth in the retail

sales according to Statistics Canada

location, a great product and a good

industry holds high dependencies on

from 2017. After these figures, the

sales team, all three are an essential

cost controlling as well as strategies of

largest operating cost in a retail

part or elements for success. Specifi-

cost controlling. These strategies

business are usually the employee

cally, the location & product counts a

matter for most businesses in Canada

salaries which in the great nation

massive deal as both are the ingredi-

otherwise it’s a high probability that

Canada represents about 39% of all

ents of success for retail industry. On

you will be ending up on break-even.

the expenses.

the contrary, none of them will matter

Expenses are like a constant flow of

if you can’t control your costs. The

water, if you are unable to control the

72

MBE BUSINESS MAGAZINE JUNE 2022

The situation is not that ideal for small W W W. M B E F O RYOU. C O M

retailers as they have no room for error. This is primarily due

the benchmarks that matter in the process of controlling

to competition levels that are fierce and paper-thin profit

costs. Benchmarking also helps in your growth in the retail

margins.

sector which also is fruitful in long run.

Hence, According to Mr Rony, who is a highly competent

DEVELOPING AN ONLINE STORE:

Business advisor from BDC. He claims that once you are

Investing in online stores, the idea that will make you happy

bringing in the RPS i.e. Revenue per Sq. Foot that’s appropri-

as investments are low, but the returns are high. In order to

ate for your calculations it becomes highly crucial that you

avoid some of the largest overhead costs, many retail

control your operating expenses.

operations have actually invested in an online store. A step that will straight away bring reductions in costs that are fixed

KEEPING A TRACK OF EMPLOYEE PRODUCTIVITY:

costs as well as variable costs. Apart from this, also helps you

Keeping a track of employee productivity is highly crucial if

reducing the staff as well as the inventory costs. In addition to

you are looking to control the costs. One way to do this is to

these costs, it can also reduce fixed costs which includes

make a calculation of the average productivity per employee

rents, utilities & insurance.

in order to see which employees generates more sales.

These calculations will make you know the employee

The idea has worked since the last many years, & defines

productivity & the efficiency levels which is a high-level need.

E-commerce as a new and unique tool while highlighting the online preferences.

You can easily get to these figures by dividing your annual or monthly sales by the number of employees working. From this

Ideally, to make a successful transition into online retailing,

figure you can reach an expected sales volume per employee

there is a high need that you use your storefront operations

which is a figure that you can use as a benchmark.

as a showroom where customers can see & handle the products. This is according to a retail expert with rich experi-

While keeping a good track of your employee productivity

ence in retail industry & online sales. Also, you will have more

levels, it’s important in the next phase that you act smartly.

chances & benefits of taking the competitive advantage as

You can experiment through shifting people or the teams into

compared to conventional retail where you need to have a

different time slots in order to monitor how it impacts your

larger focus on elements of retail marketing.

sales at the end of the day. In business terminologies, ‘shuffle the staff’ in different time slots just for the sake of experimenting for cost control. This is the best way to measure the effectiveness of your workers, finally manage them accordingly. Why managing employee holds vital importance in controlling costs? The answer is ironic, it’s the calculations &

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE JUNE 2022

73

3

TOP

MBE

ENEFITS

inc.

YOUR SUCCESS IS OUR PASSION

Business Partners

Esso Save 3.5 Cents per litre on any type of fuel at any esso gas station across Canada regardless of volume.

RMA & MBBP Revenue Sharing

Special Discount 3.5 Cent Per Ltr

Join MBBP/RMA to participate in our loyalty program and earn hundreds and thousands of dollars on business leads and membership referrals

Payment Processing Services

Save thousands of dollars on your day-to-day merchant payment processing of Credit & Debit Cards.

Fully compliant, reliable service and exceptional savings for

RMA & MBBP Members

For More Contact Us! Information

104-100 Dynamic Drive, Toronto, ON M1V 5C4 1-866-204-6888

1-855-669-6227 info@rmacanada.com

Contact Us: Address: 104-100 Dynamic Drive, Toll free: 1-866-667-1377 Email: info@mbeforyou.com Toronto, ON M1V 5C4 Fax: 1-866-204-6888 Website: www.mbeforyou.com

JOINT VENTURE FINTECH SELECT / RMA CANADA

MBE

inc.

JOINT VENTURE

YOUR SUCCESS IS OUR PASSION

CORE BUSINESS

We are pleased to announce that RMA CANADA - a subsidiary of MB Enterprises, has signed an agreement with Fintech to launch their Selectcoin Crypto-currency Solution. Selectcoin is a card-based digital wallet solution that enables customers to buy and sell crypto-currency through a point-of-sale at a retail location.

Free Crypto enabled POS terminal with Free Display and Signage for retailers and merchants.

Helping you is what we do.

For more details about Selectcoin, please visit : www.fintechselect.com/fintech-selectcoin/ To know more about us visit : www.rmacanada.com

74

MBE BUSINESS MAGAZINE JUNE 2022

Address: 104-100 Dynamic Drive,Toronto, ON M1V 5C4 Tel: 1-866-677-1377 | Fax: 1-866-204-6888 E-mail: info@mbeforyou.com

W W W. M B E F O RYOU. C O M

WHERE BENEFITS MEET REWARD

Earn Extra income with RMA & MBBP Referral Program

REAL ESTATE

POS

750

MBE GLOBAL is a software house and IT firm that specializes in providing financial technology solutions to enterprises and firms worldwide.

global.mbeforyou.com CASHWAVE KEY FEATURES “Highly customizable” “Detailed daily / weekly /monthly reporting” “Manage cash loading agents” “Manage investors and set up commissions” “ISO can manage unlimited no. of merchant account ATMs” “Secure login with the option to create additional users and set up access controls on ISO level”

Cashwave

is a 100% secure web-based monitoring and administration solution for ATM management which allows ISO’s and merchants to keep track of real-time status of the cash in ATMs, receive alert notifications, manage terminals and accounts,access settlement details and view detailed reports.

Contact Us: 1-866-667-1377

“Area management features”

global@mbeforyou.com

FREE PTR

100

PERSONAL ACCOUNTING

POINTS

POINTS

ATM

MORTGAGE & BUSINESS

LOAN

FREE

100

250

POINTS

CONSULTATION + UPTO 2000 POINTS

POINTS

RENOVATION & BUILDING

INSURANCE

FREE CONSULTATION

2000

200

POINTS

CREDIT COUNSELLING

POINTS

Sign up as an MBBP/RMA member and refer a member to earn an immediate reward of $15. Earn further points by referring a client to sign up for any of our services and accrue points redeemable for cash Address: 104-100 Dynamic Drive, Toronto ON M1V 5C4.

Fax: 1-866-204-6888

Tel: 1-855-NOW-MBBP (669-6227) Email: info@rmacanada.com Web: www.rmacanada.com

MERCHANT'S FIRST CHOICE FOR Payment processing.

Our Services

AS LOW AS $10 EXCLUSIVE OFFER: Sign up for mbbp/rma today and receive an absolutely free evaluation of your insurance policy and resp for your children without any obligation.

New mbbp/rma members will also receive 1000 mbbp points upon any purchase. Let MBBP/RMA help you

SPECIAL DISCOUNTS SERVICES Life Insurance Drugs & Dental Insuarnce

E-COMMERCE

Clover Flex

$15.00

MOBILE

Clover Duo

$20.00

Clover Mini

$15.00

Critical Illness Disability Insurance

Newland 910

$15.00

W W W. M B E F O RYOU. C O M

IN-STORE

Visitor / Travel Insurance

get your ideal insurance policy today!

GET IN TOUCH

BACK OFFICE MAIL & PHONE

Address: 104-100 Dynamic Drive Toronto, ON M1V 5C4 Email: insurance@mbeforyou.com Website: insurance.mbeforyou.com Toll Free: 1-647-832-7265 Tel: 1-866-667-1377 Fax: 1-866-204-6888

Phone: 1-844-894-7328 Email: info@greatpos.ca

TETRA Desk 5000

$10.00

TETRA Move 5000

$15.00

Website: www.greatpos.ca

MBE BUSINESS MAGAZINE JUNE 2022

75

DESTINATION

NORTHERN ONTARIO The ultimate experience of a lifetime.

Presented by Saba Tours.

Saba Travels is pleased to organize tours for you to experience Northern Ontario covering arts and culture, entertainment, food and drinks, indigenous, wellness, outdoors and sports.

We are now embarking on the Northern Ontario Ultimate Experience covering: Algonquin Provincial Park | Mattawa | North bay | Temiscaming | Kirkland Lake Timmins | Cochrane and many other destinations in Northern Ontario.

Looking for your next adventure?

Meet passionate people, get the taste of local culture with one of a kind experience.

From traditional tipi teachings to paddle board yoga and all of these experiences will be arranged with Saba tours and partners for your next adventure trip.

Saba tours and MBE Group, Great team to deal with Address: 102 - 100 Dynamic Drive. Scarborough ON (M1V 5C4) E-mail: sabatravel@rogers.com

CALL US +1 416-926-8250

Saba Travel in business since 1984.