CELEBRATING LABOR DAY 2021 - MBE BUSINESS MAGAZINE

ISSUE 69 | SEPTEMBER 2021

interview

Arlene Dickinson CEO VENTUREPARK Pg 35

Syed Mansoor Naqvi

How To Find Success In Any Business While Being A Solution Provider? Pg 05

THIS MONTH FOCUSING ON The Most Common Airline Industry Trends To Watch In 2021

The Real Estate Industry Challenges & Opportunities In The Year 2021

What Are The Things That Motivate Employee More Than Money?

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CONTENTS

28

Strengthen Your Communication

30

Horoscopes

32

How Smart Technologies Is Influencing Hotel Industry In Canada

35

Interview With Arlene Dickinson

within Remote and Hybrid Teams

September 2021 Virgo

05

How To Find Success

07

One Man Can Make A Difference, But Team Can Make Miracles

09

Avoiding The Naysayers

Labour Day

& Staying Positive In Life

40

12

Let’s Be Clear:

42

List Of The Happiest

15

What’s Wrong With Uber?

Everything

44

Motivations For An Entrepreneur

18

BRITISH COLUMBIA’S HEAT WAVE IS THE MOST DANGEROUS...

20

Event Calendar

In Any Business While Being A Solution...

WINDOWS IS NO COMEBACK STORY

September 2021

24

CEO VENTUREPARK

General Significance, History & Importance To Canada

Countries & What Makes Them Worth Living

To Start His Own Enterprise

48

Reasons Why Breakfast Is The Meal Of The Day

Life Insurance Benefits and Product knowledge

52

RETAIL MARKETING TRENDS TO LOOK OUT FOR IN THE YEAR 2021

EDITOR'S LETTER Dear Readers, Our September is here with our 69th edition of the MBE Business Magazine. In this month we will observe Labor Day. In Canada, the day is observed on the first Monday of September, like it did last year on the 7th of September 2020. This year, it will be a national holiday as well in Canada, and is falling on the 6th of September 2021. Values are attached to the contributions of the labor workforce to a country like Canada which falls in the list of most peaceful nations.

This edition of MBE Business Magazine covers an important article on how to find success in any business while being a solution provider by Mr. Mansoor Naqvi; An insightful piece on one man can make a difference, but team can make miracles by Mr. Mahmood Naqvi; Avoiding the naysayers & staying positive in life by Mr. Alamdar; The human Law, War and separation of state, religion and businesses (Part Four) by Mr. David Ralph Mackereth and other interesting articles are included in this issue.

We hope you will find this issue just as interesting and informative as always. Our team has worked tirelessly to bring this issue to you through our digital and social media platforms.

Your feedback is highly valuable to us. If you have suggestions or comments, feel free to call us at 1-866-667-1377 or email us at info@mbeforyou.com to tell us what you think about this issue.

For Ad placements and marketing related queries, please email us at digitalmedia@mbeforyou.com Thank you, Aurora Zabala, Editor In Chief.

Publisher MB Enterprises Editor-in-chief Aurora Zabala Senior Editor Peter Z. Vaisey Managing Editors Steve Montgomery Mahmood Naqvi Design Cynthia Tolson A. Khan Production, Technology & Print Simon Wilson R.J Advertising S. Hassan Shoeib Kamal Administration Alamdar Hussein Erum Asghar R. Adil HOW TO REACH US Website: www.mbeforyou.com Feed-back: 1-866-667-1377 E-mail: info@mbeforyou.com Mail: 100 Dynamic Drive, Unit 104, Scarborough, ON, M1V 5C4.

Fax: 1-866-204-6888 MBE Business Magazine is a monthly issue business magazine published by MBE. Inc. Ontario, Canada.

Printed by Vision Printers Contents © Copyrights 2017 by MBE, may not be reprinted without written permission.

Subscribe / Unsubscribe or Advertise by emailing us at mbe-marketing@mbeforyou.com

How To Find Success

In Any Business While Being A Solution Provider?

Syed mANSOOR Naqvi

PRESIDENT MBE

business strategy aligned along with the entrepreneur’s goals.

TEAM ENGAGEMENT REGARDS TO COVERING THE GREY AREAS:

The two key areas that needs to be focused on are pure

There are certain grey areas in every sector, department or a

dedication and focusing towards the grey areas that should

unit. Also, with regards to a certain project or the strategy

be covered on a daily basis. Every business needs a certain

adopted to take hold of that project. Project management is a

amount of energy and intensity that is required in the initial

technical and highly misunderstood area of business, and it

stages. However, with the passage of time, things normally

needs better understanding with regards to step-wise

get settled with reference to the amount of change manage-

segmentation. A project plan always helps in making close to

ment strategies.

successful strategies of implementation of a project while

Finding success in any business is possible through a proper

covering its grey areas. Success can be truly achieved via There is a ‘journey of successes’, also known as the pathway

engaging a team and highlighting the grey areas. Allocation of

of success that is a huge ingredient of a power strategy for

tasks with regards to each grey area to the team member

any business. All businesses demands a strategy, a cash

having that expertise is the best strategy. It can resolve the

flow, a business plan, an investment and finally good return

bugs in any project, or an operations in a business that’s

on investment, i.e. R.O.I.

hurting the profitability levels. A reported bug is like a system virus that keeps on hurting the business especially in its

The best and premier strategy is to make a team while

high-profit earning phases.

identifying the grey areas, and lookout for solutions on a daily basis. As we move forward with multiple businesses in the

Team engagement values can’t be ignored anywhere or in

last 25 years of MBE’s success story, we have witnessed

any business large or small. While covering the grey areas in

problems more than successes. However, we have been

a particular business or subsidiary, it can be challenging.

strategically successful in implementing a plan on how to find

However, team management strategies and the role of the

solutions on a daily basis. This is also through proper

team management in this regards is vitally strong. It’s like

allocation of resources as well as human resources to

leading an environmental operation of ‘oil spilling’ in the sea

successfully combat challenges of the business world. A

where the oil is in large quantities and can hurt the marine life

step-wise plan or a strategy is in most cases the best plan as

and the sea as well to a huge extent. The time factor in this

it segments small little challenges and highlights ways to

regards plays a vital part, as whatever needs to be done

successfully implement them.

should be fast and with the best and most accurate results.

For a win-win scenario ‘team engagement’ needs to be on par with all the capabilities and capacities for best results.

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

W W W. M B E F O RYOU. C O M

SUCCESSFUL IDENTIFICATION OF THE GREY AREAS:

better than a cure’, it’s also true that you need solutions in

The successful identification of the grey areas in the corpo-

business & life on almost a daily basis. Just like taking

rate world is itself a challenging scenario. It's like having the

medicine every day to make sure you don't have a cold and

right cure for your medical issues, thus you need the right

you are a conscious player.

diagnosis from a professional doctor. This is indeed, better advice rather than making a ‘self-diagnosis’ or asking the

According to most business pundits and scholars, it’s good to

pharmacist for the medicine rather going to a doctor. Similarly,

be conscious of your problems rather than closing your eyes

you need the right ‘business doctor’ to identify successfully

and accepting your failures. Being a constant solution

the grey areas in your business. Either its time management

provider is the best way to have success with multiple

of the staff, the capital investments, lack of role play, or lack of

businesses at the same time. Similarly, it enhances your

marketing strategies.

business strategies to larger levels of success while transforming you into an experienced and knowledgeable entrepreneur.

The right identification is the best identification for fast and most approved results. Either you have to find an in-house strategy to identify the grey areas or take the services of any consultancy involved. In any case, it's you, who can be the right judge as to what your business needs right now.

HOW TO BE A SOLUTION PROVIDER ON A DAILY BASIS? The business needs you to be a solution provider on an everyday basis. What’s more important is building an attitude amongst the peers, the team members and the rest of the staff that: don't be just an identifier of a problem, start coming up with solutions’. Just like the saying goes ‘Prevention is

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

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One Man Can Make A Difference, But A Team Can Make Miracles SYED MAHMOOD NAQVI Vice President | MB Enterprises

Running a company can never be a

vision. The growth prospects and the

and planning mechanisms. An

one man show, in fact it’s the team

focus is larger while working as a

example is while working remotely

work that makes things possible for an

team rather than working alone

during the pandemic, it became hard

aligned vision. Nokia, the Finnish

without the involvement of shared

to interact except though the digital

mobile manufacturing company has

goals and targets. On the contrary

media options. However, working

the slogan ‘Connecting People’. The

limited feedback is always not a

remotely doesn’t affect the feedback

moto is more than connectivity; It's the

favorable option as it restricts many

system which is always helpful in

relationship that people have with

things including trusted feedback.

forward decision making.

team work whether its M-Rides, or

HOW TEAM WORK IS GOOD FOR A BETTER ‘FEEDBACK’ SYSTEM:

THE MBE GROUP & ITS CONNECTIONS WITH BETTER TEAM WORK:

MBE’s other business units. All are

Team work assist to huge levels for a

MBE Group comprises of 17 different

aligned with each other, i.e. connected

better and more synchronized

companies & is still growing every day.

in form of a chain for better team work

feedback with regards to a project or

There is a huge reliance on team work

and productivity options.

business options. It’s the feedback

that makes every individual working in

from different individuals in a team

the group more secure in terms of

The operations while working as a

that counts towards better quality.

sustainability options. It not only

team are made much faster as there

Having feedback from all individuals in

improves our vision for future, but

are more than one feedback available

a team always helps in moving

develops better understanding,

for better analysis and an improved

forward as it increases the options

improves focus and aligns our goals.

each other while they interact.

Similarly, there is no alternative to

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

07

tions and productivity as it completely

MONEY IS NOT THE MOTIVE, ITS BETTER CONNECTIVITY:

WHILE MOVING FORWARD MIRACLES ARE A POSSIBILITY:

changes attitude and how to manage

Whether we are taking customer

It is always a possibility in a compa-

people.

feedback or getting the team feedback

ny’s growth that they can achieve

for a brand launching, money is not

miracles through people manage-

the motive initially. It's creating better

ment, motivation and team efforts. A

connectivity between the team and its

trusted example is the progress made

One man cannot make a difference in

customers that counts moving

by the Call Centre in any particular

the company’s objectives, its goals or

forward. Financial aspects and

month is far more than the other 11

the vision for the future. It’s the team

implications comes later on, but the

months. The reason being team work,

work that is the source of the real

best thing is how people are respond-

motivation and consistency in hard

difference. Whether its real estate

ing and gelling for improved and

work. In simple words team work and

property business, accounting or other

improvised results.

motivation are the building blocks of

Team work is best in terms of opera-

ONE MAN IS NOT THE DIFFERENCE, ITS TEAM WORK:

businesses, team work and the

success for a company’s progress

reliance towards business develop-

Circumstances can change as they

forward. You just need a bit more

ment objectives are the two elementa-

are largely dependent on certain

consistency than normal to make that

ry entities for a consistent growth

external factors and background

one month’s progress a common

forward.

factors such as the pandemic

phenomenon.

COVID-19. However, the relationship The best suited example here is

management between teams and its

M-Rides, M-Foodz & M-Packages, as

people count in bigger values. It

the three are the best and most

obviously creates a bridge of ‘Good-

trusted examples of team work in the

will’ & trust that holds stronger bonds

corporate world. M-Rides, the

between people. Finally, it can bring

operations strategy and business

you close to your planning towards the

development aspects are a team

implementation phase as the phase of

possibility and is not absolutely a ‘One

life is moving forward from one state

man show’.

to the other.

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

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Avoiding The Naysayers & Staying Positive In Life SYED ALAMDAR HUSSAIN Country Head - MB Enterprises

Naysayers or negative people are one

counts for you as an individual and a

a life where you can achieve what you

of the most common resistance that

goal seeker. This is apart from the

desire through hard work and commit-

shall be coming in one form or the

vision that you might have adopted to

ments. However, for more refined

other. Their role is to demoralize and

change things for yourself. If you are

results just avoid the behaviors of the

demotivate one’s self esteem and

acting as a change agent for your own

naysayers. They are always in one

one’s attitude towards the goals.

life, just avoid the negative behaviors

form or another to negate your

Staying positive for your goals and

of the naysayers.

objective and act as a hindrance in

overloaded with ideas of creativity can

your goals. Follow your dreams and

get hurt to a huge extent. This is

STAYING POSITIVE CAN BE HARD:

keep dreaming is more important than

largely because of the naysayers and

Staying positive and focused can be

listening to the naysayers. All because

their attitude towards the life and

hard for higher goals management.

you wouldn’t want your attitude to die

behaviors of others.

This is just like climbing the ladder

or get killed.

and the higher you go, the more you There are always ‘Naysayers’ who say

feel at risk. However, positivity and

that it can’t be done, moreover as their

control over your emotions can always

LIFE IS A JOURNEY SIMILAR TO A ROLLER COASTER:

prime objective is demotivation and

take you high up the ladder in terms of

Why we say that ‘Life is a journey

destruction. It’s the mindset that

your preferences. You tend to choose

similar to a roller coaster’. Simply

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

09

because we want to conclude that life witnesses the ups and

Ignorance is termed as "lack of knowledge", however, you

the downs in more ways than we can imagine. The highs and

must identify from your mind frame who needs to be avoided

the lows, the good & the bad, all needs to be handled with an

and how much. The best thing is to stay with positive people,

optimistic attitude and a fully committed mindset. Deal with

listen to positive people and always apply positive actions in

the ups and downs with a positive mindset and you will feel

your life. Positivity above all is not only a phenomenon that

more accomplished. However, when you start listening to the

makes you happy, but enlarges your vision in your own eyes.

naysayers you will feel more down and out in terms of the

It makes you realize that what you have been looking for

circumstances.

wasn’t that far away just like it seemed initially.

According to the naysayers, while you are getting close to

One can also avoid the naysayers just by focusing on realistic

your accomplishments you should avoid taking risks. It can be

goals and achieving the realism. Staying closer to reality and

termed as a safe attitude, but it cannot be regarded as an

sensitivity will definitely help you as a person to avoid the

attitude that will take you to new heights. Keep experimenting

negative people.

with your life patterns and the way you accomplish the goals.

Only then, will you get the kick you have been looking for

WHY BALANCING YOUR THOUGHTS IS IMPORTANT?

some time. However, always getting scared of experimenting

Thoughts are the ingredients of success and are always

with things like changing them and molding them is not the

helpful when you need them. Thus, balancing your thoughts

desirable attitude of the naysayers.

is always an act of the smartest of people even in the corporate world. It’s just realizing at the right time when you

WAYS TO IGNORE THE NAYSAYERS WHILE ON THE RIGHT TRACK:

need to be positive and how positivity matters in your life.

It’s easy to ignore the people who are so called ‘The Naysayers’. However, if you feel you are on the right track and on the pathway of success, you won’t find yourself being a victim of naysayers and their negative mental therapies.

Just try to be positive and you shall lay the first brick in avoiding what the naysayers keep saying about you.

10

MBE BUSINESS MAGAZINE SEPTEMBER 2021

W W W. M B E F O RYOU. C O M

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LET’S BE CLEAR: WINDOWS IS NO COMEBACK STORY NAVNEET ALANG System is like office furniture – necessary but terminally boring!

and popularity in years.

decline of the venerable old platform.

Now, Microsoft is looking to capitalize

Microsoft’s history with Windows is a

on that change with a new version

textbook case study in what a market

called Windows 11.

dominance can do to a company.

The company is betting a shiny new

With the desktop market owned by

version with a slick coat of paint and

Windows in the 1990s, the company

a simplified design will reaffirm

ballooned in size and scope, becom-

terminally boring.

Windows usefulness to workers, but

ing widely successful. That same

also that it and the shiny new iteration

success and reliance on traditional

Windows, despite having 1.3 billion

might see users and app makers love

computers, however, had it fail to see

Windows again.

the iPhone revolution on the horizon,

It’s hard to get excited about Windows. Microsoft’s operating system that powers desktop and laptop computers around the world has, for years now, been like office furniture: necessary, but also

users, is strangely irrelevant: somehow everywhere and yet

dismissing mobile as a mere toy.

invisible all at once.

It is, however, a far-fetched dream.

After missing the portable revolution

Windows has long since ceased to

more than once – first with Windows

At least it was irrelevant until the

be a locus of development, design or

Mobile, then with Windows Phone,

pleasure. Though Microsoft may hope

and most recently with its failed

Windows 11 will somehow reinvigor-

Surface Duo – Windows became an

ate the platform, it is unlikely it will do

afterthought in the minds of most,

much more than slow the gradual

inescapable due to the prevalence of

pandemic. As working from home became the go-to solution, the humble windows powered computer saw its first major increase in sales

12

MBE BUSINESS MAGAZINE SEPTEMBER 2021

W W W. M B E F O RYOU. C O M

the software in the workplace but also far from inspiring.

held. The same can’t be said for Windows.

But recently, Microsoft is a changed company. Under CEO

Because the iPhone is architecturally similar to the Mac,

Satya Nadella, the company’s stock price and bottom line

Apple computers also got the benefit of good apps as a sort

has boomed, and more open, forward thinking approach has

of knock on effect.

led to the company’s cloud, Office and gaming divisions to grow significantly.

Yet Windows has no such virtuous circle form which to benefit. That means despite the dominance of Windows in

So now, Microsoft is looking to reimagine what used to be its

the corporate desktop world, the momentum of the industry

core product. Windows 11 has an esthetically pleasing new

is slowly moving away from Microsoft’s operating system.

design, without the clutter of more recent iterations; it has

That is why I switched: I was tired of waiting for Windows to

simplified some of its more arcane parts making changing

enter the 21st century. And that’s why it’s hard to see

settings easier for everyday users; and unlike Google and

Windows 11 as the savior the company wants it to be.

Apple, it will not change developers who wish to use

While it’s unlikely Fortune 500 companies will switch away

Microsoft’s App Store.

from Microsoft and time soon, the future for Windows is

Those are sensible changes but are unlikely to do much to

murky. As apps and services continue to be built atop the

change Windows’ standing.

platforms of Google and Apple, who have more robust offerings that can be used on desktop and mobile, what hope

Perhaps I should put my quite biased cards on the table. I

is there for Windows to upend it status as a boring, corporate

have used Windows since the early 1990s until this year,

afterthought?

when I finally gave up on it. The reason was simple: every interesting, well designed productivity app was on competing

The digital world relies on ecosystems – on giving users

platforms kike iOS, Mac or Android. The modern email,

easy access to the relevant things they need to get what they

calendar, to-do and notes apps I rely on that make my work

want done. But using Windows feels like having one part of

life so much better only exist elsewhere. There is no brilliant,

your digital life stuck in the past.

innovative software left on Windows that is not made by Microsoft itself.

When Windows 11 arrives, I will no doubt install it on my old desktop PC, just to see what it is like. I’m sure I will feel a bit

The reason there is no good apps for Windows is because

of nostalgia, and maybe ‘ooh’ and ‘aah’ a bit over the new

software development shifted to the far more lucrative

look.

platforms of iOS and Android. If you are trying to make a living making apps, you might strike it rich or at least make a

Much like the operating system itself, however, I don’t think

decent living selling apps for an iPhone or Samsung hand

it’s a thing that will last.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

13

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WHAT’S WRONG WITH UBER? EVERYTHING DAVID OLIVE Some enterprises should not exist.

see a dime of that increase.

delivery services that would also

Uber Technologies Inc. for instance.

And Uber is coming off a quarter,

improve mobility in big cities.

The problem with Uber, is well

ending March 31, in which its $134

everything.

million loss includes $349 million in

Twelve years on, Uber has been

stock based compensation expenses

proved wrong on both counts. Uber

for Uber’s executives.

operates in one of the most fiercely

Everything save that the app-based

competitive of all industries and is

mobility firm has sufficient cash reserves for now to carry on despite

You read that right. If Uber’s execu-

therefore chronically unprofitable.

huge chronic losses.

tives had paid themselves less – in a

And it has worsened rather than

quarter in which their efforts yielded

improve traffic congestion in the

But first the news.

losses, after all – Uber might have

nearly 10,000 cities it serves.

Uber has enraged U.S. lawmakers by

surprised the market with a rare

abruptly raising prices in its two main

profit.

And so, Uber has lost more than $27 billion in the past four years. It is one

businesses, ride-hailing and food-delivery services (Uber Eats).

Now back to what else is wrong with

of the least successful big companies

It is doing so in tandem with its

Uber.

on Earth.

largest rivals. That looks to antitrust

Too much competition

regulators like collusion.

With Silicon Valley arrogance, Uber’s

Uber didn’t anticipate the galaxy of

It also looks like unfair labour

founders in 2009 assumed that with

tenacious rivals it would have to

practices since Uber’s underpaid

high tech they could create a

compete with. Its competitors

driver – some making less than half

lucrative ride hailing monopoly, later

included the personal vehicles and

the Ontario minimum wage – won’t

twinned with dominance in app based

taxis it expected to displace. Uber

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

15

must also compete with public transit and traditional delivery

In most of the 71 countries in which Uber operates, Uber’s

firms like FedEx and Canada Post and their local peers.

drivers are classified as independent contractors rather than employees. That deprives them of standard employment

Uber is in competition with Amazon.com Inc.’s burgeoning

protections the law provides employees, including minimum

delivery service and with delivery services launched during

wage pay, unemployment benefits, paid sick leave and

the pandemic by grocery, restaurant, pharmacy chains and

vacation pay.

Torstar Corp. And Uber vies for business against ultra-low cost neighbourhood passenger and delivery services that are

To deal with the resulting turnover in drivers, Uber spends

proliferating like crab grass in Uber’s South Asian and

hundreds of millions each year on signing bonuses for new

Asia-Pacific markets. These are soon to make their presence

drivers; one time driver retention bonuses and payments to

felt in North America, (if not already) where Uber derives

drivers who recruit other drivers. And still Uber drivers are

62% of its revenue. There are no barriers to entry in this

stuck on low pay ghetto because Uber and its peers

industry. Anyone with a vehicle can set themselves up as a

stubbornly refuse to raise base pay. But Uber was recently

driving service.

forced to do just that by U.K. authorities. To keep its license to do business in Britain, Uber in March, agreed to reclassify its

Can’t cover costs

U.K. drivers as employees. The driver’s enhanced compensa-

That means Uber has no pricing power, the term economists

tion includes minimum wages, vacation pay and enrolment is

use to describe a company’s ability to raise prices. Because

a pension plan.

Uber’s services are not differentiated in any meaningful way from those of its competitors, customers gravitate to the

Negative Social Impact

lowest priced provider. Which, as it happens, is often Uber.

App based mobility has resulted in a net increase in vehicles

For years, Uber has engaged in fits of irrational pricing,

on the road. That has made traffic congestion even worse

subsidizing its customers with below cost fares in order not

and made more difficult the fight against climate crisis.

to lose market share to competitors. More often than not,

Uber tried to discredit the many reports on its role in conges-

Uber passenger is paying only 40% or so of the cost of the

tion until a 2019 report commissioned by Uber and rival Lyft

ride.

Inc. themselves found that ride hailing accounted for significant net increases in vehicles on the road in six U.S. cities

Lately, the app based mobility firms have been trying to raise

studied.

prices to match increased demand as economies reopen, in what we hope are the last stages of the pandemic.

That prompted Janette Sadik-Khan, former New York City transportation commissioner, to tweet that “As Uber & Lyft

But, in a long established pattern over the years, every price

add to city traffic, lose billions in dollars and undermine

increase attempted by the app based firms’ triggers

transit, we need to ask ourselves what transportation

pushback from customers and government authorities.

problems they solve.”

Transportation is an acutely price sensitive industry, as the app based firms should have known from studying how taxi,

That is still a valid question and it’s a wonder that public

public transit and traditional delivery prices are set.

officials in Toronto aren’t raising it. Ahead of its initial public

Sure enough, the latest price increases have drawn the ire of

offering of stock in 2019, Uber warned that “it may not

customers and U.S. authorities, as delivery charges by Uber

achieve profitability”. That warning gets hauled out a lot

Eats have risen to as much as 60% of the meal itself.

these days because it was so well advised.

The authorities want to impose caps on what app based delivery firms can charge and make them conform with

It is difficult to see any upside for Uber, only downside, as

federal and state labour laws they’ve so far evaded.

regulators in more and more of Uber’s markets impose additional costs on a business model that is already a proven

Uber, which helped create and legitimize the gig economy

failure even with lax regulations.

underclass, is obliged to nickel and dime its workforce of more than 5 million drivers. With a ceiling on prices, Uber’s only hope of making its business model work is by operating a sweat shop on wheels.

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

W W W. M B E F O RYOU. C O M

BRITISH COLUMBIA’S HEAT WAVE IS THE MOST DANGEROUS IN RECENT TIMES DMM DEPARTMENT MB Enterprises

The recent heat wave in British

Coroner the extreme heat that has

the vast province are still experienc-

Columbia has been one of the most

been a cause of tinder dry conditions

ing the high temperatures, and she

lethal ones in terms of the deaths

as well as raised the fire danger

laid emphasis that we all take care to

caused in the province. According to

rating across the whole province is

avoid the dangerous effects of the

sources, the death toll across the

tribute to be the only contributing

severe heat. The Govt. of Canada on

whole province due to the heat wave

factor to the number of fatalities.

the other hand has already started to

has reached figures of 719 from 25th

Figures that almost crossed 700

take steps regards to contingency

June to 1st July in the year 2021.

raised eyebrows not for the first time

measures for future. They are sure

These figures are highly not like stats

regards to contingency plans for

that something like this can happen in

from Canada as it is a cold country

environment related activities.

next years to come, however, they

with temperatures changing mildly in

However, for the first time the Govt.

want to make sure that it is dealt with

few provinces due to Global warming

has raised huge alarms all across the

in best possible ways. According to

effects. According to pundits and

Canadian province for heat control

the Public Safety Minister of B.C.

experts, these are record figures in

measures and taking good care of

something like this was never been

terms of the fatalities that have

such an environmental hazard in

witnessed in British Columbia in the

mostly happened in Vancouver, the

future.

past, especially regards to the amount of magnitude of losses and

largest city of British Columbia and

CONTINGENCY PLANNING FOR THE FUTURE REMEDIES:

how they can be encountered. The

coming for tourism in Canada.

According to Miss Lisa, the Chief

According to Miss Lisa, some parts of

recorded in British Columbia, Lytton a

holds most attractions for the people

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

record breaking temperatures

W W W. M B E F O RYOU. C O M

village near Vancouver. It broke Canada’s all-time record of

There are many Canadian scientists who are of the opinion

46.9 Degrees Centigrade and is a matter of great concern for

that they still have time for the mitigation of the deadly

the governing authorities. It has made Canadians in the Govt.

impacts of climate change. However, there needs to be

ponder more deeply on the deadly effects of climate change,

sufficiency in political and public efforts regards to this.

especially after the devastations of the recent June wild fire.

It was something like a burning train and people got injuries and fatalities that will be remembered in Canada’s environmental history for a pretty long time.

WHAT NEEDS DOING- REALIZATIONS & PREVENTIONS? What needs doing to combat the ill effects of climate change and Global warming is a question very common? At least for the sake of positive realizations the Canadians are more aware of the current environmental hazard. On top of this, for the future the climate experts from British Columbia have warned in advance that more extreme conditions, the kind witnessed lately is expected to happen in coming days, especially in British Columbia.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

19

SEPTEMBER

EVENT 2021 CALENDAR 6 SEP

MONDAY

Labour Day Labour Day in Canada is celebrated on the first Monday of September. It originally gave workers the chance to campaign for better working conditions or pay. The day is now part of a long weekend for many Canadians.

7 SEP

TUESDAY

Rosh Hashana

16 SEP

THURSDAY

Yom Kippur

21 SEP

TUESDAY

First day of Sukkot

22 SEP

WEDNESDAY

September Equinox

Many Jewish Canadians celebrate Rosh Hashana, which is also known as the Jewish New Year. Rosh Hashana starts on the first day of Tishrei (or Tishri), which is the seventh month in the Jewish calendar, and may last for two days. It is sometimes called the Day of Remembrance or the Day of Blowing the Shofar.

Yom Kippur is a Jewish holiday known as the Day of Atonement.

Many Canadians of Jewish faith in Canada spend the day fasting and praying. Its theme centers on atonement and repentance. Yom Kippur is on the 10th day of the month of Tishrei (or Tishri) in the Jewish calendar.

Many Jewish communities in Canada the first day of Sukkot, which is the start of the Sukkot period. This period, also known as the Feast of Tabernacles, lasts for about seven days. It is observed during the week starting on 15th day of Tishri, which is the first month of the year in the Jewish calendar.

There are two equinoxes every year – in September and March – when the Sun shines directly on the Equator and the length of day and night is nearly equal.

27 SEP

20

MONDAY

Hoshana Rabbah Many Jewish people in Canada mark Hoshana Rabbah (or Hoshana Raba) as the last day of Sukkot (Succot, Succoth, Sukkoth) in their calendars. This day is the end of the Sukkot period, also known as the Feast of Tabernacles. The Sukkot festival is observed during the week starting on 15th day of Tishri (or Tishrei), which is the first month of the year in the Jewish calendar.

MBE BUSINESS MAGAZINE SEPTEMBER 2021

W W W. M B E F O RYOU. C O M

CROSSWORD PUZZLE SOLUTION

MONTH AUGUST

M A G I C

A A R G H

A F E W

R I V E

E A S E

L E O X

T R A L A

T E N O R S

K N I E N E K B A L S O T T I S

W W W. M B E F O RYOU. C O M

M A J S A S A P D D U K E O O A L I E B R E E N O N E A S H I N G T O O O L Y N O U N T Y L I U P F R I O T O O T Y W C

R O M

I S C A E V A W N I N S A C H

S H A H H U E E D T A

S N A R E S

U Z U T E R I A N L L S U X O R

T E O N O L L S

T R I N I

E L C I D

R E E D S

MBE BUSINESS MAGAZINE SEPTEMBER 2021

21

The Human Law, War and Separation of State, Religion and Business Part Four

DAVID RALPH MACKERETH dmackereth@canimac.com

Niall Ferguson in his 2018 ‘The Square and the Tower:

Vietnam, 522,905 medals were awarded – double the number

Networks And Power, From The Freemasons To Facebook’

of American military personnel […]” (5) The US war in

points out; “The Third World War was not fought with nuclear

Grenada lasted a lengthy four days (October 25 to 29, 1983),

missiles in the stratosphere, but with semi-automatic

and the Americans were faced by a combined Grenadian/Cu-

weapons in the jungles of what became known as the Third

ban force of 2,000 non-heavily armed combatants. As we

World.” And the Americans have participated in varying ways

find at wikipedia.org, “By the time the United States ended its

in many of these Third World Wars, as have the Russians.

Southeast Asian bombing campaigns, the total tonnage of

On September 16, 2014 Timothy McGrath wrote an article

ordnance dropped approximately tripled the totals for World

‘The US is now involved in 134 wars or none, depending on

War II.” Which brings into question, what was the thinking

your definition of war’. At www.freakonometrics.hypothe-

behind the awarding of the number of Vietnam medals issued

ses.org we find on March 19, 2017: ‘The U.S. has been at war

by the US in a war that was a ‘Political Failure’? However, on

222 out of 239 years.’

the business front, some U.S. major corporations had to make/replace all of those bombs!

In USA Today, Amanda Trejos wrote on January 5, 2018; ‘Why getting rid of Costa Rica’s army 70 years ago has been such

“Past thinking and methods did not prevent world wars.

a success’: “It has used the savings from defense spending to

Future thinking must.” Albert Einstein, 1945 Nobel Anniversa-

improve education, health care and a durable social safety

ry Dinner

net. […] The Happy Planet Index ranked it No. 1 in the world.”

Military heroes have dominated history all the way back to the

“Those societies that glorify militarism invariably lose wars.”

earliest human writings and previously, and this may not have

Adam Gopnik (4)

benefited humankind. The Bible and many other religious/spiritual writings condone killing – Period! In order

“Life did not take over the globe by combat, but by network-

to keep the American public engaged in the appropriation of

ing.” Lynn Margulis, Microcosmos: Four Billion Years of

enormous Public Funding (mostly borrowed money) for the

Microbial Evolution (1986)

US military effort; they have made heroes out of many of their military personnel. John Ralston Saul brings to our attention

Many of our admirable authors have attempted to describe

in 1992: “A large number of the 8,633 medals awarded were

the detrimental aspects of war: - “Never think that war, no

given to people on the planning staff who took no part in the

matter how necessary, nor how justified, is not a crime.”

operation [1983 US invasion of Grenada]. In 1970 in

Ernest Hemingway, For Whom the Bell Tolls (1940) - “On the

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

W W W. M B E F O RYOU. C O M

twelfth of June 1812, the forces of Western Europe crossed

folks all need training and personalities that satisfy the

the Russian frontier and war began, that is, an event took

particular requirements for each of these four areas.

place opposed to human reason and to human nature.” Leo

Politicians are there to make the lives of their citizens as

Tolstoy, War and Peace (1869) - “[…] highly civilized human

humane as they can, and to provide the infrastructure

beings are flying overhead, trying to kill me. They do not feel

allowing all the various components of a jurisdiction to

any enmity against me as an individual, nor I against them.”

operate at the most efficient level. The civil servants carry out

George Orwell, The Lion and the Unicorn: Socialism and the

the day-to-day work on behalf of the government. The

English Genius (1941)

religious/spiritual folks provide guidance to enhance ethical/moral/spiritual existence. And our business folks are

“It takes centuries to build a town, a society, a culture; it can

there, mostly, to make as much profit as they can: highest

take mere seconds of bombing to destroy them.” A.C.

possible price, with the lowest possible costs (includes

Grayling (11)

wages). These are clearly disparate approaches! And each

“Every important strategist from Sun Tzu [544 – 496 BCE] on

calls for different personalities and skill sets, and with the

makes clear that the best defense is the avoidance of war

population as a whole continuously learning to appreciate the

through superior leadership.” John Ralston Saul (5)

necessity of having the right people in the right job to

At www.abillionpeople.org we discover a formidable sugges-

establish ‘The Best of All Possible Worlds’. We all lose by

tion: “If any such Referendum [Declaring War] does not

having the wrong person in the wrong situation, and with

achieve approval on the part of the People in proportion to at

wealth and power being consolidated evermore, the business

least 50 %, then the [U.S.] Congress shall not be permitted

types are encroaching (that’s what they are very good at) on

the power to declare War.” Should a few hundred people be

the running of the government, to the detriment of all! The

able to declare war on behalf of hundreds of millions – and it

calculation of ‘Profit and Loss’ does cannot represent humane

will be the 99 % who will do the actual fighting, and truly do

or spiritual outcomes.

the dying, and receive the maiming?

(2) 21 Lessons for the 21st Century, by Yuval Noah Harari Possibly we have all been looking at the wrong approach to

(2018)

ending Wars, as a play by Aristophanes (c.446 – c.386 BCE) proposes; “[…] the most powerful of the anti-war comedies,

(5) Voltaire’s Bastards: The Dictatorship of Reason in the

produced at the height of the war with Sparta, is Lysistrata, in

West, by John Ralston Saul (1992)

which women bring war to an end by refusing sex to their soldier-husbands.” (6)

(6) The Struggle For Democracy, by Patrick Watson and Benjamin Barber (1988)

Of the eight recognized reasons for ‘War’, none appear to mirror the recognized respected qualities of being a ‘Humane

(11) The Challenge of Things: Thinking Through Troubled

Human’. We find the reasons for war at www.owlcatio.com:

Times, by A.C. Grayling (2015)

Economic Gain; Territorial Gain; Religion; Nationalism; Revenge; Civil War; Revolutionary War; Defensive War. All of which should be compared against the lives of Jesus, Buddha, Einstein, Gandhi, Bertrand Russell, Martin Luther King Jr., Leo Tolstoy and Doctors Without Borders.

Yuval Noah Harari stated a most severe observation to all Governments considering War, “[…] in 2018 successful wars seem to be an endangered species.” (2) Furthering the thought that ‘War’ may be a ‘Make Work’ project’.

THE HUMAN SEPARATION OF STATE, RELIGION AND BUSINESS It would appear very different skill sets are required to: 1) work for the government as a civil servant, versus 2) representing the government as a politician, versus 3) representing religious / spiritual organizations, and versus 4) running a successful business. If this is in fact true, these

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

23

Life Insurance Benefits and Product knowledge SYED HASSAN Royal Le-Page, Royal Brokers

We are often afraid of Life Insurance, as it is related directly to death and the benefits after death.

Universal Life Insurance: This product has a component of Investment, segregated funds like mutual funds and Insur-

Let me discuss some useful benefits and details about

ance.

Insurance and its products.

Term Insurance: First of all, Term Insurance is the least Life Insurance Payment is a Tax free benefit to the Benefi-

expensive Insurance product. This product has a component

ciaries.

of renewal and conversion. This means that this insurance

Life Insurance Payment is Debt Protected, meaning that this money cannot be claimed by any person or institution. Any money owed by the Insured, has to be settled before it gets to the beneficiaries. Not the Life Insurance amount.

Generally, Insurance money is given to Beneficiaries in 10 days.

There are a couple of Products under this banner. Like Whole Life, Universal and Term Insurance.

Whole Life Insurance: This product has both components,

policy can be renewed and converted to another Insurance

living benefits and after death benefits. One can have access

product, without medical.

to his savings in the policy. Beneficiaries will get the Insurance amount upon death of the Insured.

Disability Insurance: This Insurance is one of the best Living Benefit Insurance. In case of disability to perform what one was doing, Insured will get monthly benefit. Disability can be any type of accident or Illness. This product is Income replacement Insurance. This product can be obtained for a 2 year term or up to retirement

24

MBE BUSINESS MAGAZINE SEPTEMBER 2021

W W W. M B E F O RYOU. C O M

of 65 years of age. Monthly coverage of $1,000 to $5,000 is available.

Critical illness:

Author: Syed Hassan, Broker, Royal Lepage Exceptional Professional and Educational Background B.Sc. Electrical Engineer, Real Estate Broker, Financial

This is also a living benefit. Lump sum amount of coverage is

Advisor, IQCS Certified Lead Auditor & Consultant for ISO

given to the Insured. Up to 24 major diseases can be

Management and Environmental Standards, Certified Total

covered e.g. cancer, heart attack, stroke and many more.

Quality Manager.

Professional Experience and Affiliations MB Group of companies, Royal Le-Page Exceptional, Royal Brokers, American Express Bank of Canada, Budget Rent a Car, Moody’s, SGS, PIQC.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

25

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RMA/MBBP CANADA WWW.RMACANADA.COM

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50% discount on first purchase

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Deluxe Nebs

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

W W W. M B E F O RYOU. C O M

Choice Hotels

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Travel & Tours

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Budget

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W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

27

Strengthen Your Communication within Remote and Hybrid Teams

ENTREPRENEUR.COM

With a large number of employees continuing to work from home,

want in Zoom meetings. While it may only seem to introduce

implementing fun and functional team-building exercises is

fun, encouraging positive social dynamics among all workers,

crucial to maintaining great communication and culture in the

corporate and remote. Let them know you care about their

workplace.

well-being, which motivates them to work their best for you.

Covid-19 forced everyone to go remote, but many companies,

Remove barriers to participation

like ours, had already been operating with hybrid models

Word of mouth around the office can teach someone what he

when the pandemic hit. Most businesses that had never

or she may not know, but remote workers are excluded from

learned to balance a corporate-remote-team energy

this, so consider all communication barriers when you plan a

struggled with holding everyone together during the

team-building exercise. If having to figure out a new applica-

transition, but we had already built empathy for remote work

tion on their own stands in the way of participation in an

into our operations. As a result, our team stayed united

activity, employees may see the whole effort as a bother.

despite being forced to implement a more divided model.

Removing barriers to joining the team-building exercises through education in areas like technology makes it easier for

Better communication through team-building leads to greater

everyone to buy in and reap the benefits.

empathy, the least understood and most effective trait that we can build as employees. But if your focus stays on-site,

Of course, establishing a stable hybrid model depends on

remote workers feel left out, and their work will suffer as a

network strength and security. Outfitting remote workers with

result. Remote work and hybrid models are here to stay, so

quality broadband and fiber, as well as added layers of

businesses that can extend that empathy to remote workers

security — like protection on public networks, automatic

with team-building exercises will maintain a stronger bond

firewall updates and PC encryption — makes it easier for

among their employees in spite of any distance.

them to join team-building activities. When you take into

Introduce productive socialization

consideration the obstacles that can cause remote workers to

Remote team-building exercises that your employees find

get left behind, they feel valued and included and want to do

both functional and fun encourage productivity. No matter the

their work well.

location, anyone can participate in quizzes on Kahoot! Or online games like Jeopardy that give them a shared topic to

Make sure your teammates are okay

talk about. You can create specific support spaces for remote

It can be easy for employees to neglect their health when

workers to discuss work-from-home tips too. I give gifts to let

isolated from the rest of the team, so including remote

my remote employees know that I'm thinking of them, and

workers in your team-building lets you know they’re doing

even that's a level of team-building because it affects how

well. Remote workers often find that going from the bedroom

they see me as a teammate.

to the home office is their exercise for the day, so create avenues of communication that encourage shared physical

These activities should be functional, but sometimes fun is

activity. A lunchtime walk around the building can become a

the function itself. Schedule a team happy hour or a weekly

remote team-building exercise over video chat, and everyone

“Filter Friday,” where employees can use whatever filter they

can enjoy the positive social engagement.

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

W W W. M B E F O RYOU. C O M

Team-building exercises can also support remote worker’s

Opening communication between remote workers and the

mental health. Not only does the rest of the team uplift remote

people that can teach them through example will take

workers through social support, but they also end up with

innovation in communication technology. Our first solution

more empathy for their remote teammates. In one team-build-

was as simple as implementing desk-to-mobile phone

ing program, my coworkers and I were introduced to a

forwarding, but now we’re converting users to softphones that

hypothetical situation in which a woman was seen exceeding

follow them with their computers. As more businesses take on

the speed limit, swerving through traffic and, finally, running a

remote workers, more tools will emerge to facilitate this highly

stop sign. When team members were asked to put together

beneficial passive learning among them, so stay proactive in

ideas on what was happening and how to resolve the

your hybrid-infrastructure investments.

situation, people suggested that the driver was reckless, perhaps drunk or simply disruptive. However, when it was

Team-building opens up channels of communication that

disclosed that her driving was due to her efforts to get help

allow employees to develop deeper relationships with one

for a baby that was choking in the backseat, the anger within

another, but if any part of your team is remote, it requires new

the group quickly dissolved into empathy. Especially when

considerations. When you make fun and functional activities

they work remotely, you never know when coworkers have a

easily accessible to all employees, they learn to work better

“baby in the back,” and this team-building practice reminds us

together no matter where they are. When you care about your

to ask if they’re okay.

coworkers and value their contribution to the team, the desire to see everyone succeed comes more naturally, and greater

Encourage active and passive learning

productivity follows.

One of the biggest benefits to working in an office is the passive learning that takes place, so encouraging this in remote workers will take serious team-building efforts. With active learning, some established training log describes the steps to teach a new position, but passive learning comes from simply being in the presence of someone with more skills or knowledge than yourself. A more senior person in the office may not be intentionally sharing his or her words of wisdom with junior workers so they can learn they just do.

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

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horoscopes

september 2021 virgo Virgo is is the sixth astrological sign in the Zodiac. The Virgo

Personal Opportunities for Virgo:

sign starts on August 23 and ends on September 22.

Belief in yourself and an improving attitude to life is where your best opportunities exist. Jupiter will remain in your sign

The Virgo 2021 horoscope shows that 2021 is going to be a

until late September 2021 and will bring benefits to you, if

lucky year for Virgos, they will manage to continue their

you want to move ahead in your life. Some additional luck is

projects and start new ones, taking small but sure steps to

also around you in the middle of the year.

reach their goals. Jupiter brings into your life the dose of luck each of your needs. It seems that the planets shine upon

Finances:

you, especially in your financial life, and some unexpected

You can move ahead this year because of personal effort,

earnings may occur.

and some luck that exists in joint partnerships. You may also enter into a new financial partnership and talks begin in

Count on your analytical sense and intuition when you want

April.

to invest. Don’t count on the opinions and recommendations of third parties because you will only have to lose. A more

Be aware of over commitment and read all fine print when

favorable period for earning unexpected additional income

signing contracts in September.

will come towards the end of the year, in September, October, and November.

Will Virgo get married in 2021?

The first part of 2021 will be full of passion, love, and

The Virgos may go through some changes, but 2021 does

romance, which is why you might decide to get married. You

not bring as many troubles as in the past. You may find the

will be more charming, more loving.

opportunity to start a new relationship, to revive your current relationship with better and more peaceful energy. Financial-

This period is full of the bohemian atmosphere of love. In the

ly, this is going to be a very productive year, and the

second part of the year, you will retreat little by little in your

investments you predict will turn out profitable.

shell. You will be slightly calmer and more balanced.

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

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Will single Virgo find love?

According to the Virgo horoscope 2021, many will work two

The year 2021 will be very active in terms of social life. You

jobs this year, especially from the period of April to August.

will go out more, meet new friends, and take advantage of

From mid August until late September you find additional

your free time. This period is very favorable for the single

enthusiasm for work and will be busiest in this time. Financial

Virgos. Going out more will increase your chances of meeting

rewards can come in September.

someone and starting a new relationship.

Health:

You now have the planet of surprise and unpredictable events

You are inclined to be healthier when Jupiter is in your sign,

and situations moving through your relationship sector. It

with one exception. This planet likes to party and indulge in

stands to reason that change will take place here. You are

pleasurable pursuits with an increase in weight possible. For

more attracted now to those people who are different, so new

the health-conscious though it will be the time to begin more

friendships and group involvements take place.

appropriate dietary and health regimes from May.

Will Virgo get a job in 2021?

Those who are born in the Virgo zodiac sign will have a very active year, professionally. Definitely, you will need to work, so you can slowly climb the steps of success. You will be very interested in obtaining good results, not necessarily to earn more money. Professionally, everything related to research, development, innovation, and marketing is well represented.

Those who activate in arts can obtain spectacular outcomes.

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

31

HOW SMART TECHNOLOGIES IS INFLUENCING HOTEL INDUSTRY IN CANADA

DIGITAL MEDIA MARKETING MB Enterprises

The role of smart technologies is

ties while enabling the hotel owners to

systems are aligned with energy

highly integral while outlaying an

reach new profitability levels. Apart

management practices and sustaina-

influence on the hospitality industry in

from the profitability, the customer

bility measures which are importantly

Canada. A sector that is a huge

experience is much valued and brings

realized all over the world. Smart

revenue generating sector in Canada

with it a charm of a hotel stay and love

energy management not only means

due to the number of people going for

for quality food.

savings in terms of profitability levels,

holidays and vacations from overseas

but also bridges the gap between

and within Canada annually. The hotel

Here are some ways in which the

technology and luxuries associated

industry is a posh industry in Canada

smart technology shall be reshaping

with best hotel management practices.

with the hotels being the primary

the hotel industry in the near future.

The benefits it includes relates to cost

source of inspiration for people

savings, energy savings for better

1. SMART ENERGY MANAGEMENT – ‘SEM’:

environmental effects, & increasing

hotel industry is uniform in terms of the rich standards and diversity in

Smart energy management or ‘SEM’

consumers. Part of the CSR activities,

terms of the values & service delivera-

is a vital part of the modern energy

it is integral to show how people are

bles. This is ranging from the guest

management systems. In the hotel

taking good care of the activities

experience to the marketing, the

industry it has taken innovation and

needed for saving the energy and

smart hotel technology offers a variety

technology to new considerable

saving the environment.

of cost savings and revenue opportuni-

heights. These energy management

coming from abroad. Canada-wide the

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

the awareness levels amongst the

W W W. M B E F O RYOU. C O M

According to a research Smart Energy

the guests and customers to make

protection operations are carried as

management systems can bring

reservations of the parking spots in

according to the Data Protection Act

reductions to hotel energy costs by a

advance of their visit. Especially, to

operational in Canada in all the hotel

huge 25%. At the same time it is

have their space assigned on arrival.

country-wide. This is according to

helpful in generating some of the

This will be a huge advantage and will

HAC or Hotel Association of Canada

fastest payback periods in history. An

save hotels the Labour costs of

privacy policy.

investment return lasting from one to

manually managing the parking

two years and can significantly

inventory. Apart from this, it will give

4. REMOTE CHECK-IN/CHECK-OUT:

increase the resale value of a hotel.

the guests a smooth experience that

The remote check-in and check-out is

The factors that are actually the

they shall remember and would love

a facility that enables the guest to

success generators are the payback

to come again for an enriching

check-in remotely through their mobile

period, investment rate of return and

experience.

devices. This will enable the hotel management to better manage their

ROI or Return on Investments. All

3. HOTEL MANAGEMENT SYSTEMS & PRIVACY POLICY:

staff and staff utilization, saves the

associated with the hotel industry worldwide.

As part of the smart technologies that

Labour costs. The technology can also

influences the hotel industry in

be helpful in making the staff alert

These systems also enable the

Canada, Hotel management systems

while the guests’ arrivals and automati-

customers to have a good understand-

and privacy policy via data protection

cally saves the time for the welcoming

ing of their energy needs and how

are the two major influences. A hotel

process. At the end of the day a better

best the needs can be catered. They

management system stores critical

and much more personalized guest

have a decent know-how of automate

data of the regular guests and

experience.

consumption and adaption to real-time

customers while taking good care of

changes in occupancy. With the help

their likings and disliking. It further

An easy check-out experience similar

of HVAC systems installed, and

includes likings and disliking based on

to the remote check-in, which is

motion sensors the energy consump-

customer preferences regards to food

witnessed by the customers and

tion is at its best. This is in addition to

in-take, room service, guest preferred

allows them to arrange for their

the machine-learning algorithms and

choices, utilization of facilities and

transportation on their way back. The

improving the overall lighting consump-

many other preferences for a smooth

transportation can be in form of

tion throughout the year.

guest experience next time.

anything, i.e. taxi, airport shuttle, or a

these realizes the profitability margins

time factor and finally saves the

ride-sharing service. Hence, it is not

2. SMART RESERVE PARKING:

However, a data protection Act always

only a convenient procedure to

Smart reserve parking is a common

takes care of the data provided by

checkout remotely, but also saves

application of technology in modern

customers which includes protection

Labour costs to considerable levels.

hotel industry. This is done with

of bank card details, protection of

convenience through the use of smart

individual details and all other details

sensors and the usage of hotel apps

to be protected that are regarded as

on mobile phones. These apps allows

critical in the customer’s eye. The data

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

33

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INTERVIEW WITH Arlene Dickinson CEO VENTUREPARK

By Alex Derry Courtesy: www.canadianbusiness.com

"We’ve had a level of uncertainty in all of our lives that never existed before, and we now have to think about what it is we want to accomplish as a society" W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

35

Arlene Dickinson, CEO of Venturepark— Canada’s most

experiences also shaped my own entrepreneurial journey. As

extensive business growth ecosystem—and star of CBC’s

I was helping entrepreneurs, I was also building myself as an

Dragon’s Den. Here, Dickinson speaks with writer Alex Derry

entrepreneur. Back then, I thought of myself as running a

about the changing face of entrepreneurship and the role of

marketing firm, but I was really an entrepreneur-in-training. I

leadership in a post-pandemic world.

started understanding and thinking about risk and how I could build a business differently, and what the opportunities are.

How did you get your start with Venture?

And it helped me understand what it means to back

In my early thirties, I was asked to join Venture Communica-

somebody—it’s about more than just money.

tions as a partner. It was a very early-stage startup, which basically meant I worked for free. I had been working in

How has the idea of leadership evolved for you?

media sales prior to that, so I had a little bit of marketing

It’s important to find your passion as a leader. Purpose-driven

experience, and had found that I really loved marketing. I ran

entrepreneurialism and leadership is important—leaders

the company with a couple of partners for several years, then

need to know what they’re trying to get to and why they’re

bought them out, and went from there. I started to figure out

trying to get to it. It’s got to have meaning. It’s got to have

how I wanted to build the business and did a little bit of angel

social impact. It’s got to have opportunity. It’s, of course, got to

investing as the company grew and things did well. One of my

be economically viable.

employees was looking to start a business and asked me for ment worked. I was also working with many businesses in my

What common values are emerging in the business world as we come out of the pandemic?

marketing career and had lots of opportunities presented to

When we think back years ago, business leaders were all

me. Then as I was investing and growing the business, and

about, “let’s take the hill, follow me!” Today, leadership is

getting a higher profile, I joined Dragon’s Den.

about saying to your team, “I don’t have all the answers. This

an investment. That led to an understanding of how invest-

is all uncharted territory. Here’s what I’d like to build. Here’s

How have these experiences shaped your approach to entrepreneurship?

why I think it’s important.” And then making sure your team is

They helped me understand what differentiates people who

ty and less rigidity, more empathy versus the hardcore

have an idea and think they want to be entrepreneurs versus

approach of “I’m in charge, do what I say.”

feeling included in the process. Today it’s about more flexibili-

people who are driven to be entrepreneurs. I started to recognize that entrepreneurialism is its own identity. These

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

W W W. M B E F O RYOU. C O M

What mega-trends do you anticipate businesses will have to navigate as Canada reopens?

I reinvented Venturepark, which is a business growth ecosys-

We’re going to have to navigate a changing workforce. Just

companies in the food, health and personal-care space. All of

think about how many people are deciding that work isn’t for

it existed before the pandemic, but the notion of bringing it all

them, at least the traditional type of work. We’re seeing record

together in one ecosystem and leveraging each other’s

numbers of people quitting their jobs and going on to do

diverse skill sets all driven by the same goal was something

different things. That’s an opportunity for young people. That

that we did during Covid. We’ve got a venture capital fund, an

means leaders are going to have to understand how they can

accelerator, a commercial kitchen, two marketing companies

keep their core teams together while still being aware that the

and a media platform. I’m about to raise my second fund,

workforce is changing.

which I’m excited about. We’ve been investing in companies

tem focused on supporting and marketing consumer goods

across Canada, and it’s been incredibly rewarding to see how We’ve had a level of uncertainty in all of our lives that never existed before, and we now have to think about what it is we want to accomplish as a society, how businesses can serve those needs, and then how we compete globally.

this ecosystem has grown.

What advice do you have for young entrepreneurs who are inspired by your journey?

In Canada, we’re taught to be low risk, as a country and as

What are you working on these days that’s getting you excited?

individuals. But that low risk does not come with high reward.

The pandemic really was an awakening for me, as it was for

and innovation that we have and lift up brave leaders. We

many of us. We stopped and thought about what mattered,

have to use our values to purposefully help change the world.

what we want to leave as a legacy, and what we want our

Dream big, and don’t let anyone else tell you not to. We really

society to be. I had a lot of time to think about how to navigate

do have what it takes to compete, but we have to push

this period, and what I want as we come out of it.

ourselves harder and harder to make this country all it can

We have to push ourselves to leverage the intelligence, skills

be.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

37

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LABOUR DAY – GENERAL SIGNIFICANCE, HISTORY & IMPORTANCE TO CANADA DMM DEPARTMENT MB Enterprises

Labour Day is regarded as a day of

their beloved country. Thus, they are

global significance for the labour

regarded as people who are patriotic

THE ORIGIN OF THE LABOUR DAYCANADA & USA:

workforce all over the world. In

and are always ready to work very

The origin of the Labour Day dates

Canada, the day is observed on the

hard for the sake of their country’s

back to 1894 in Canada since it

first Monday of September, like it did

prestige and its honor.

started as celebration on the first

last year on the 7th of September

Monday of September. However, in

2020. This year, it will be a national

Similar are the stories attached to the

the neighboring United States it

holiday as well in Canada, and is

labour workforce of other countries

started two years earlier, i.e. 1892.

falling on the 6th of September 2021.

that includes USA, U.K, Germany,

Interestingly, the origin of the Labour

Values are attached to the contribu-

Italy, France, & Spain. This is apart

Day in Canada was even twenty

tions of the labour workforce to a

from the many other countries

years before that, i.e. 1872 when the

country like Canada which falls in the

attached with those who follow

Unions started to hold parades and

list of most peaceful nations. The

Labour Day with a massive patriotic

rallies in Toronto and Ottawa, i.e. the

labour is regarded as the most

essence & historical attachments. It’s

biggest city and the Capital city of

committed workforce and a working

a tribute dedicated to the Labour

Canada. The parades and rallies

class that are hardworking, dedicat-

class and their contributions to the

were held to celebrate the famous

ed, and holds most ethical values for

economy in Canada and worldwide.

and successful 1872 printers strike. It

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

W W W. M B E F O RYOU. C O M

is also known as the original ‘Fight for Fairness’ that was the cause of some major changes. These changes includes decriminalization of the unions in Canada. As the name clearly suggests ‘Fight for Fairness’ means the fight against Labour’s mistreatment and violation of their basic rights.

DECLARATION AS NATIONAL HOLIDAY & RECOGNIZING THE LABOUR RIGHTS: In Canada, after pressure from parties and unions for the declaration of a national labour holiday, on the 23rd of July 1894, Prime Minister Sir John Thomson passed a legislation making Labour Day official. Hence, it was declared as an official holiday that is observed on the first Monday of September every year. This is in form of rallies, seminars and debates regards to the rights of labour being held on the day. Apart from this, hundreds of communities all across Canada and United States hold picnics, parades, concerts and marches to mark the historical occasion. The focus and aim of these marches, seminars and official gatherings is to recognize the rights of labours in different sectors in Canada. Apart from the different sectors their rights are considered in various provinces of Canada with an absolutely different mindset. Ironically, as labour has to fight the cold climate to work every day, especially in some territories of Canada, for e.g. Nunavut.

These sectors are the key services industry in Canada and have taken Canada to new heights and towards the roads of developments and industrialization.

The various sectors includes Services Industries, Agriculture, Railways, Transport (Buses & Coach), Construction Industry, Retail Industry, and other daily workers working on daily wages. The minimum hourly wages varies from one province to another depending on the amount of hardships labour has to face while working every day. The involvement of unions and political parties is partially in recognizing if the provincial minimum wages needs to be increased. These realizations are dependent on different factors effective in different provincial boundaries.

Canada is a sovereign country that recognizes the rights of all the citizens living with prestige and courage and working every day for the development of the great nation. These includes people coming as migrants from different backgrounds and countries as well as the inhabitants of the great North American nation. The labour is like the head behind a country’s pride & values and its walk forward for more prosperity and success.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

41

LIST OF THE HAPPIEST

COUNTRIES & WHAT MAKES THEM WORTH LIVING

DMM DEPARTMENT MB Enterprises

‘How can you measure the level of happiness for people living

The World Happiness Report of 2021 is the most recent

in a country? Naturally, it is a difficult thing to measure as

report that is being released amid the COVID-19 pandemic.

there are many different characteristics that determine the

Fortunately, the countries in the list are those ones as well

level of happiness. In terms of the economic values there is a

who are least bothered with the effects of the pandemic.

measure that is generally known as the happy country index.

While this is true, New Zealand is the first country that

The index starting from low to high determines the level of

declared itself as COVID free in most recent circumstances

happiness of the country through people living in the country.

few months back. The report has also paid special attention to

Hence, it is the benchmark that is used for comparative

make evaluations of how different Governments have been

analysis with other nations. Generally the considerations

able to deal with the pandemic.

taken to reach the happy country index includes prosperity of the country and its GDP Per Capita. Apart from these, beauty

The following are some of the top ten countries according to

values, natural beauty, job satisfaction, work opportunities,

World Happiness Report 2021 being amongst the happiest

and many other similar characteristics that determine how

nations:

happy the residents are. The UN Sustainable Development Solutions Network publishes its report every year. This is

1. FINLAND (#1 in World Happiness Report 2021):

known as World Happiness Report and is a research based

A beautiful country from the Nordic, i.e. Scandinavia is listed

study that examines the useful connections between

as number 1 in the list of happiest countries. This is for the

happiness and developments.

fourth year in a row that the Nordic nation has taken the #1

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

W W W. M B E F O RYOU. C O M

spot and credit goes to the level of consistency. The main reason is that consistently ranks amongst the top education

4. SWEDEN (#7 in World Happiness Report 2021): Another country from Scandinavia in World Happiness Report

systems in the world. A system that is designed by the Govt.

2021 top 10 listings. The country is the biggest in Nordic

supports education and teachers should have a Master’s

region w.r.t. its covered area and holds a strong economic

degree as a must. All the education for the teachers and

system. It has a high GDP Per Capita which is shared by

those in the schooling system is state-funded and determines

many of its Nordic neighbors. A huge emphasis is laid on

the strength of the economic values. Also supportive of equal

social equality system and values of work-life balance. The

opportunity and values related to rights of people of Finland.

best country for women with 16 months of paid family leaves

2. DENMARK (#2 in World Happiness Report 2021):

on the birth of a child. Ironically, the leaves can be split between the couple. Also holds a good security system that’s

Yet another Nordic nation that ranks number two spot this

is not only for safety and security of the people living.

year World Happiness Report 2021. The reasons are valuable

However, also security in terms of economic and job

economic values and Work-Life balance system that suits

placement values.

everyone. The country is top rated in all the reported metrics, i.e. life expectancy, social support, and renewable energy productions (environmental). The country is the most bike friendly country in the world with most people making using of

5. NEW ZEALAND (#9 in World Happiness Report 2021): A country from the Australian continent is one of the most

the bikes for commuting. For the people of Denmark there are

beautiful countries in terms of scenic beauty. The world

huge trust values in the Govt., the economic security,

happiness report 2021 ranks New Zealand on number 9 spot,

freedom, civil participation, and finally Work-Life balance.

and the country was the first one in the world to declare itself

3.NORWAY (#6 in World Happiness Report 2021):

as absolutely COVID free.

Yet another Nordic country listed on the number 6 spot is one

New Zealanders, also known as Kiwis are generally regarded

of the most beautiful countries from the Scandinavian nations.

as happy people with a warm and welcoming nature for

The country has been dropping in this ranking since 2017

migrants coming to their country. New Zealand apart from

where it was on #1 spot in 2017.

many other specialties enjoy massive natural wealth with beautiful beaches. On top of this, vineyards and the moun-

Norway is one of the blessed nations which is a mixture of a

tains are a massive contributor to New Zealand’s natural

well-integrated Govt. welfare system and a thriving economy.

beauty reserves.

The economic values are built across responsible and useful utilization of its natural resources. A huge feeling of support and massive trust in Govt. and economic well-being are the other few characteristics of Norway’s happy country index.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

43

MOTIVATIONS FOR AN ENTREPRENEUR TO START HIS OWN ENTERPRISE

DMM DEPARTMENT MB Enterprises

There are a number of entrepreneurs in the world of business

biggest e-commerce companies in the world based in China.

who have some sort of motivation to start their own business.

After a series of consistent failures, heart breaks and many

However, those who don’t are probably not that big names in

ups & downs, JackMa, the founder of Ali Baba at last was

the world of business, commerce & finance. Obviously, like

able to get the right click. He knew what he has from the

you need a sky to fly, there has to be a vision to get big in the

inside and how to transform that vision into a goal.

business world and demonstrate a continuous growth upwards. Trends have shown that entrepreneurial goals are

Similar to that is the story of Mark Zuckerberg who being a

not just part of the dreams, but naturally they are part of the

visionary and a social media giant and tycoon was a student

economic life cycle. All in all it’s also the fire inside that turns

who came up with the idea of Facebook. Not only that he

into commitment and hard work leading towards a name or a

became the pioneer and the guru of social media, but showed

brand. This is similar to what JackMa is for Alibaba, one of the

to the world the correct meaning of creativity and business

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

W W W. M B E F O RYOU. C O M

intelligence merged together. His business intelligence has

culture, however, your passion wants you to work, work and

not only lead him to be a CEO& Owner of a million-dollar

work. ‘All work and no play makes Jack a dull boy’, something

enterprise known as Facebook. But, also being the man

you need to apply especially if you are working yourself

behind the revolution in digital media and social networking.

towards a sustainable business. The key is to remember that

Is it the vision and the dream that transformed into gold, or is

every building is standing on that first brick that is ultimately

it just a fluke?

the key to success.

Below are the most common factors for having an enterprise;

HELPING OTHERS & FEELING GOOD:

HAVING A PURPOSE IN LIFE:

For many entrepreneurs who land themselves into the business world, their vision is apart from money to help

For some people having a purpose in life is most important in

people. Helping others makes them more relaxed and they

terms of the outcomes. It might be the most important thing in

feel better apart from earning the profits. This is also one of

the list of entrepreneurs that motivates them internally to start

the reasons why so many people who are entrepreneurs are

a business, i.e. having a purpose in life. People usually

philanthropists.

starting a business are those that either want to change the world in more than one ways. Alternatively, they look up for

Most pundits hold the opinion that helping others is what

challenges that are faced by others and like to create

motivates people to become entrepreneurs and start a

solutions for them. Their purpose is larger than life, i.e. giving

business. Successful entrepreneurs keep reminding

trustworthy financial solutions that can prove to be concrete

themselves that if they stick with their vision of helping others

and sustainable for the future outcomes. Almost every

than they will be able to expand their business empire more

successful entrepreneur on earth has a vision and they used

successfully. Sustainability measures and goals are always a

their motivations, ambitions and courage to transform that

fuel towards increased business opportunities and higher

vision into reality. In simple words they had a purpose that

levels of profitability. It clearly sums it up, that you as an

they were able to fulfill in the best possible ways. Entrepre-

entrepreneur hold good intentions to work for the society and

neurs with a defined purpose in life know well how to combat

environment apart from your own business goals.

the challenges of the business world and resolve them with a strategic mindset.

THE 9-5 RAT RACE:

FINANCIAL FREEDOM: One of the most important motivations for an entrepreneur is the financial freedom that they enjoy while being their own

The 9-5 rat race is an ultimate aim of most professionals

boss. Financial freedom sometimes means everything for an

those who are graduating from business schools with a

entrepreneur as it helps a great deal in planning future

masters or bachelor’s degree. However, for some people the

business journeys & targets. Either as an entrepreneur you

vision gets even larger than the 9-5 rat race, and they want to

are looking to enjoy your holidays in the Bahamas or you

expand this vision towards their own business enterprise.

want to invest in Real Estate property business, it’s your own

Bringing creativity to the vision and doing something that

choice that matters most for you. This is the reason why one

suits you doesn’t bind you of any working hours. In fact it

takes the pain of becoming a successful entrepreneur after

makes you an ideal candidate to work freely and follow your

years and years of struggle. It’s your own risk and your own

dream of having your own business or multiple businesses.

gain which matters for you at the end of the day. Something,

This doesn’t in any way deny the fact that you love the work

that motivates further for higher business goals.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

45

CROSSWORD PUZZLE

NOISY COMPANIONS

ACROSS 1 Video game family 5 Lean 9 "Good______!"

14 Major Leagues clan name 15 !Banzai Pipeline locale 16 !Roberts of "That '70s Show" 17 *One throwing a mortgage burning party l9 Surmise 20 lt discontinued U.S. passenger vehicle sales on Jan.31,2009 21 Ten in Toulouse 23 Latch (onto) 24 Wanna-______ (hopefuls) 25 *Words on a shipping carton 29 "You turn __ !"

30 Something toa po log ize for 32 *Goaded 35 What 39-Across refers to 36 Weather report abbr.

37 Lorgnette part 38 O.T. book 39 Wordon a dipstick 40 Substance reputedly involved in some controversia I CIA experiments 43 *Trolley travel tab 46 Source of lightheadedness 48 Obligation 49 *Activity for one with a Twitter account 51 Andean tuber 54 "Don't take______hard" 55 Alec Baldwin and Steve Martin have been its most frequent hosts 56 Diddly-_____ 58 They're rigged 60 No. 2 album on Rolling Stone's all-time greatest list. .• or something found in the five starred clues 63 " ______ Gold" (Fonda film) 64 Torment 65 Frozen drink brand 66 "Hey ... over here ...”

67 Proof goof 68 Epsilon follower

Down 1 Sir, in India 2 "You win"counter part 3 Greek god of ridicule 4 Egyptian canal 5 Blue 6 Follower of Christ?

7 Casts off 8 Milan moneymaker 9 Volkswagen hatchback model 10 Extended 11 Viral malady once known as grippe 12 Startling revelation 13 Kind of team 18 Word before limit or layer 22 Abolitionists' Amendment 26 Turnip turner-upper?

27 Polit. label 28 High-speed Internet in its.

29 C. of "Happy Days" 31 Astronaut Slayton 32 Moravian, e.g.

33 Places for idols 34 Gets ready for a certain camp, maybe 38 Snuff film trio?

40 Grass measure 41 Beetle's bane: Abbr.

42 Mastered 43 Iowa college 44 Aardvark's tidbit 45 _____-Japanese War 47 Some gov't. instruments 50 Thomas Gray work 51 Prevention measure?

See previous issue answers on page # 21

52 West Pointer 53 " ... and all the ships ..” follower in Walter Winchells's stock intro 54 Possible response to "Rise and shine!"

57 Mini-exam 59 Boomer, once 61 Spinner 62_____-Caps

REASONS WHY BREAKFAST IS THE DIGITAL MEDIA MARKETING MEAL OF THE DAY MB Enterprises

Breakfast is considered globally as the

impression is the last impression. You

1. IT’S LIKE BREAKING A FAST:

most important or the King meal of the

shouldn’t miss the fun and love for

The importance of a healthy and

day, and holds vital importance for

food by avoiding the breakfast in the

balanced breakfast is also vital as you

much improved fitness levels. Having

morning. As it is the best and first

are having something after a huge

a meal straightaway after waking up

meal and ignites your day while you

break, i.e. almost a fast. If you skip

might turn out to be the single most

set new targets and goals for the rest

breakfast it isn’t just the body running

important food decision. This is for the

of the day. The ‘King Meal’ nourishes

empty, it’s the brain as well that is

whole day, as it is naturally the

your mind apart from your body and

empty too. In addition to this, the

starting meal of the day that counts

automatically makes you feel more

longer you put it off, the more hungry

most. It helps you sustain yourself for

energized and healthy while you are

you will be on your next meal. Hence,

the rest of the day as you have to

at work. For those who are related to a

it will make you eat more, and what’s

work in the office and outlay your

profession where you need mental

important is having the right and a

focus at work. Naturally gives you the

and physical fitness at the same time.

balanced diet. Stuffing yourself after

required energy levels that are

For e.g. working on tills in a retail

long hours of fasting, i.e. eating

needed for better performance and

supermarket. Ironically, the impor-

nothing at all will cause your glucose

working for long hours until you reach

tance of a breakfast cannot in anyway

to ebb and flow. This will also be a

the lunch time, i.e. the second most

be ignored as it gives you the required

huge source of creating unsteady

important meal of the day.

energy for the hard work you shall be

energy levels as well as the potential

doing in the whole day.

for more eating. Also known in dietary

Why is it regarded as the ‘King Meal’?

terms as unhealthy eating and having

As according to most people, first

an unbalanced diet.

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

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2. REDUCES THE RISKS OF HEART DISEASES:

A medical study also suggests that people who didn’t had a

The risk levels associated with heart diseases are reduced to

good breakfast early in the morning. They will be having a

a huge extent because of having regular breakfast. While

23% higher risk of developing diabetes as compared to those

skipping the breakfast, one tend to eat heavy during the next

who made time for a good morning breakfast.

meal which in turn leads to gaining unwanted weight, Further studies have also shown that the breakfast eaters

5. A GOOD PROTEIN IN-TAKE IN MORNING CURBS THE DESIRES LATER:

also have lower incidences of heart disease than as

A decent protein in-take in the morning in form of a morning

compared to the ‘skippers’.

breakfast, such as an omelet or a Greek Yogurt is likely to

increasing the cholesterol and having blood pressure issues.

keep you filled up. This is ironically for longer hours and

3. GOOD FOR WEIGHT LOSS:

preventing you from overeating in the day time, i.e. at lunch.

Reducing your largest meal to a breakfast can lead you to

Also prevents you in making poor food choices and making

shed pounds much faster. Having more calorie consumption

unhealthy preferences. MRI or Magnetic Resonance Imaging

in the morning automatically helps in weight reduction in a

clearly demonstrated much reduced activity in the portion of

specified period of time, for e.g. three months. However, on

the brain making food demands for several hours. This is

the other hand those who eat lesser after waking up, and

largely due to that first, heavy protein meal which is always

have a big dinner in the middle of the day. They will be losing

good for the brain activity. Thus, balancing energy levels and

less weight as compared to those who eat a heavy early

reducing other associated risks.

morning breakfast.

4. REDUCES THE RISKS OF HAVING DIABETES: Diabetes is a common disease that occurs due to excessive weight or because of side-effects of other diseases or medicines. Having larger and less nutritious meals because of skipping the breakfast can really affect your insulin levels.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

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51

RETAIL MARKETING TRENDS TO LOOK OUT FOR IN THE YEAR 2021

DMM DEPARTMENT MB Enterprises

The face of retail marketing is changing fast since 2020 and

growth in e-commerce and increase in sales for the e-com-

mostly the change in trends is due to the current scenario. To

merce companies e.g. Ali Baba. The year 2020 was a

be precise and clear, it’s all linked up with pandemic

massive one for e-commerce as it was the start of the

COVID-19 which is a dynamic cause of the changing trends

pandemic and that’s the reason it’s on a current all-time high.

in retail industry. A huge percentage of inclination is now on

Many retailers in the world ignored the strength and presence

online shopping mainly because of the increased number of

of internet had to realize later the power & potential of the

lock-downs and flexible hours in play. As a matter of fact the

World Wide Web. For many businesses the transitioning

retail sector is being re-shaped and the consumer preferenc-

towards the digital world became a must for the survival.

es of the last years are set to become the industry norms of

Hence, it’s the survival of the fittest which became almost an

the current year.

uncertainty without the reliance on e-commerce & digital media.

Some of the retail industry trends to watch out for in 2021 are as follows;

1. A CONTINOUS GROWTH IN E-COMMERCE: This year will definitely witness a continuous and constant

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

2. SUSTAINABILITY IS A VITALITY: Just like the necessity of food and good minerals for a better survival, sustainability is a vitality in the retail business environment. Currently, the top priority is the climate change

W W W. M B E F O RYOU. C O M

and the global retailers are much expected to continue to

in terms of increased lock-downs and sensitive measures.

focus on key sustainability agendas.

Thus, resulting in changing & diverting buying behaviors towards online grocery.

The focus of the retailers in 2021 shall be more towards reductions in plastic waste and food waste. This is especially

Ordering grocery from home is a retail trend that will continue

true for retail food chains and supermarkets who are bound to

in 2021 and even post-pandemic era as it is one common

have more inclinations towards sustainable activities. As an

procedure in futuristic trends.

example we can discuss the strategy adopted by H&M who are spearheading recycling techniques for the sake of turning

5. MUCH BETTER & IMPROVED LOGISTICS:

old textile waste into raw material.

While we have seen that the dependencies in online retail

3. A LARGER FOCUS ON PERSONAL HEALTH & SELF-CARE:

shopping has increased. This is also noted that the standards in logistics has improved and become much better since the arrivals of COVID-19. Faster deliveries and improved supply

A higher level focus in 2021 due to the changing circumstanc-

chain is the need of the hour and so shall be witnessed in

es is on personal health & self-care. This is seen as a new

2021 with much improved deliverables in operations.

development and a key focus on healthy life style. Sales have

While this is true, it’s also a fact that the difference between a

increased for hygiene products that includes sanitizers,

good retailer and a bad retailer is more in terms of the

masks and products that relates to routine health checks.

delivery time. It’s the time it takes from ordering a product

Also expected in 2021 is the increase in sales of meditation

online to the time it’s received at your doorstep.

apps and software that are good for mental health. The key is for people to find mental fitness and peace in these current times of the pandemic.

.

4. AN INCREASE IN ONLINE GROCERY: Being part of the most common retail industry trends in 2021 is an increase in online grocery. This is vitally true for United States and Canada as both have seen the effects of COVID

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THE IMPORTANCE OF WORK LIFE BALANCE ON EMPLOYEE’S PRODUCTIVITY & WELLNESS

DMM DEPARTMENT MB Enterprises

The level of importance that is attached with work life balance

Judgmental issues are a common reason that can cause the

for productivity & wellness are the fundamentals of a success-

productivity graph of employees to decline. It can also affect

ful work culture. It’s not an easy task to achieve the balance

wellness at work and problems of flexibility.

between work and life, however, it should be the aim to achieve for being effective at work.

‘Focus’ seems to be a short word, however, holds valuable importance due to its mandatory nature and priorities. Having

The work life balance is a necessity that helps in handling

a higher amount of focus is a necessity, especially on

work pressures and stress levels. These stress levels are

sensitive jobs and nature of work where focus is a key

associated with pressures at work, meeting up with

element. This is simply like while in a boxing match, upon

deadlines, handling the meeting pressures, presentation at

losing focus, you might get a heavy blow, or even get knocked

client side and finally looking at things with an easy mindset.

out by your opponent. Thus, focus helps in competition almost

How work life balance is good for the mindset, and why it

everywhere and also helps in realizing the needs in more

matters most for employees? Just because it has some

strategic ways.

damaging effects on the personal life apart from effects at workplace. Examples includes clumsiness at work, unable to

HOW IMPORTANCE IS THE WORK LIFE BALANCE?

hold to pressures, and finally inaccurate or quick decision

The importance is there in maintaining a healthy work life

making.

balance not only being good for the health concerns, but also

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

W W W. M B E F O RYOU. C O M

relaxed measures every year with better retention strategies.

GUARANTEEING MORE MINDFULNESS: Work life balance guarantees more mindfulness and allocation of time to activities that are categorized as activities necessary for mind, body & soul. These key activities includes exercising, Yoga, meditation, walking, running, cycling & having more inclinations towards physical activities and relaxations are key for achieving higher levels of mindfulness.

Mindfulness activities automatically relaxes the mind and improves the productivity of employees and finally their

gives mental peace that is a necessity for achieving higher

overall performances.

levels of performance. These activities helps in managing the stress levels to much higher extent and setting yourself

Employee replacements can prove to be costly and take

mentally for more work pressures. It gives an insight of what

some time before things get normalize after layoffs. Thus, it is

are strategies to divide your work and handle work pressures

highly feasible indeed to take a positive approach that is

with the help of mindfulness. A healthy mind is always a good

known as work life balance. Helps to a great deal in employee

mind for handling work pressures.

retention programs apart from employee satisfaction, and make employees more result oriented.

TAKING SHORT BREAKS THROUGHOUT THE DAY: According to a research report regards to mind concentra-

SIGNIFICANTLY REDUCES THE HEALTH PROBLEMS:

tions, an average mind can concentrate from 50-55 mins.

Health related issues are a common thing in a work environ-

Keeping this fact in mind, it is necessary to realize the

ment where the balance is lacking. Most health problems are

importance of taking short breaks throughout the day during

related to mental health issues, increasing stress levels, and

work hours. This can be a 10-15 minutes tea break or just

finally heart issues due to heavy workloads. Bringing balance

relaxing & thinking. An exercise that is regarded as highly

in work & life is always a positive approach taken by bigger

integral in achieving levels of work life balance. Ultimately, a

companies. Big companies always realize this importance as

necessity indeed to achieve the balance that is critical for a

they know well the consequences of losing employees due to

constant growth in a particular work environment.

workload issues. These issues can be problematic in small of employee retention as compared with multinational

HAVING AN UNDERSTANDING OF YOUR WORK CULTURE‘FLEXIBILITY GOALS’:

companies and large enterprises.

Having an understanding of your work culture and the

companies, therefore, automatically have a lower percentage

flexibility goals, the target should be interactions between

INCREASES THE HAPPINESS INDEX:

each other which improves the work life balance. Not only a

It definitely increases the happiness index as countries with

necessity in modern work cultures, but also helps in under-

higher happiness index are more inclined sensitively towards

standing your work culture. Something that will be highly

the work life balance. Ironically, work life balance issues in

helpful for a better tomorrow.

such countries are lesser as compared to those countries with lower happiness index. An example of a country which is amongst the Top 10 happiest countries of the world is Sweden. Paternity & Maternity leaves granted in Sweden are at least sixteen months shared paid leaves, which is the highest in any European country.

The Scandinavian country highly believes in a culture of work life balance and working with happiness and compassion while achieving all the desired targets. According to the happiness index of 2020 Sweden’s happiness index is 7.353 which is the highest since 2017. This is all due to the efforts and considerations that are being realized for the employees and Swedish workforce. Government is being sensitive towards the rights of their workforce and is introducing W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

55

SYED MANSOOR ALI NAQVI

AUTOBIOGRAPHY The Autobiography of Mr. Syed

Mansoor Naqvi, The man who made it

possible just with a vision and a dream in his eyes.

“As a mentor a person gets paramount importance from their

followers, but success comes from true following & demonstration of work.

MENTOR –CHAPTER 11”

“A Successful Canadian Entrepreneur”

THE MOST COMMON AIRLINE INDUSTRY TRENDS TO WATCH IN 2021

DMM DEPARTMENT MB Enterprises

The year 2021, i.e. the first year post pandemic has experi-

most recent report of Eurocontrol, the air traffic has been a

enced already many restrictions and travel bans. These are

huge 65% lower than the previous year stats of 2019.

travel restrictions in continuity since 2020, the year when the pandemic started. COVID-19 has outlaid some major effects

Everyone largely expects that Air travel will rise as travel

in terms of travelling & tourism industry, especially in North

restrictions are relaxed. Apart from that, the vaccination rates

America. The Airline industry has witnessed some common

have increased which has supported the travel towards

trends that have affected tourism industry globally. These

positive figures. According to the same report from Eurocon-

trends are more or less focused on a single problem, i.e. the

trol, only UK, Israel, Serbia and Malta have reported more

pandemic, COVID-19 and how it has been a cause of severe

than 16% of the population having received at least a dose in

devastations.

March 2021.

In Europe and North America particularly the losses have been of huge magnitude. This has been largely due to the

THE AIRLINE INDUSTRY TRENDS 2021: 1. CONTACTLESS TECHNOLOGY –

affected European countries that includes Italy, United

The use of contactless technology has been a part of the

Kingdom, France, Germany, Russia & Spain. While in North

Airline industry Trends in 2021. This is to make the entire

America, the countries most affected has been United States

customer experience, i.e. from check-in to shopping to

and Mexico. Canada has been a country that has seen the

entertainment on flight, a contactless one. In simple terms all

effects of COVID-19 in some provinces to higher extent, and

these functions are performed as touchless one to make sure

some being very low. However, as far as domestic and

of the safety parameters. This is via the use of customer’s

international travelling is concerned there have been many ill

smart phone for payments and check-ins and choosing the

effects of the pandemic in terms of the revenue generation.

flight entertainment on board. Surprisingly, can also check for COVID-19 symptoms if in-case the customer is experiencing

FOCUS OF TRAVELLERS & TRAVELLING IN 2021:

one during the air travel. Apart from this technology, VR or

The travelers in the year 2021 are more inclined and focused

Voice recognition is also used widely in the industry so that

on the factors of cleanliness, flexibility, and current informa-

people avoid touching the screens.

tion regards to the travel restrictions. This is according to the W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

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2. THE HEALTH PASSPORT:

3. INCREASED FLEXIBILITY LEVELS:

The number of people that are vaccinated throughout the

As part of the trends in the Airline Industry, the levels of

world are different in terms of the size. These world-wide

flexibility have changed for the betterment of travel. Part of the

variances are mainly because of the different number of

number one Airline Trends in 2021 is the flexible changing

people affected from COVID-19 throughout the world as well

and cancellation policies. Travelers can feel more confident at

as recognizing the values attached to a health passport. As

the time of booking a travel that if the plans change they won’t

soon as countries ease the travel restrictions, it automatically

be penalized. This is because of unpredictable circumstances

increases the bookings. This definitely leads to new variants

that have been witnessed in the Airline Industry since 2020.

of COVID hence leading to new restrictions.

For last minute cancellations many Airlines are giving cash refunds and have eliminated the change fees. This largely

However, in case to bring a halt to this cycle and boost

depends on the policies of various airline companies being

travelling. Ironically, the reliance must be on increasing the

different from each other.

number of vaccines and making it more effective and widely distributed. These can also be termed as effective measures

Some changes by few airlines also means that the airlines

towards your health passport. According to IATA many

are changing their projections, at the same time enhancing

countries want a proof of vaccination for allowing travelling.

communications between the revenue and the planning

Hence, the most common and used term for this is ‘The

teams.

Health Passport.’

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THE REAL ESTATE INDUSTRY CHALLENGES & OPPORTUNITIES IN THE YEAR 2021 DMM DEPARTMENT MB Enterprises

While we are in the midst of the new

challenges in the upcoming year.

is to develop a concrete road-map

year in 2021 there have been many

Some of the most vital highlights

while conducting an assessment to

industry related challenges and

includes affordable housing and

see where the security gap lies. The

opportunities that we have come

keeping up with the latest technology

road-map should be based on ground

across. Canada has been a land of

which is a massive requirement of the

realities, i.e. practical, adapted to

real opportunities in the real estate

new world.

business and highly focused on key

sector, however, things have fluctuat-

areas. Secondly, start prioritizing your

ed in Canada as well like they have in

As part of the real estate industry

risk through an understanding of the

the rest of the world. The reason

challenges the following are the

risks level. Next should be the

which is ironic is COVID-19 & it’s

areas that the realtors will find

monitoring of the risk exposure for

linked up circumstances that have

challenging in Canadian markets.

example, how the third party risk

turned out to be a huge reason in

exposure will change with the

THE CYBER-SECURITY RISKS & CHALLENGES IN REAL ESTATE:

passage of time. Lastly, the key is to

The risk and challenges associated

Estate sector the business continuity

Canadians have been more sort of

with cyber-security in the Real Estate

stays there. This can be achieved via

cautious this year in terms of the real

are growing as companies are

route of a robust incident response

estate investments and how to

digitizing their businesses. Following

and crisis management plan.

undergo them with a focused insight.

the measures connected in real

However, as far as the challenges are

estate the priority should be to

concerned, the Real estate industry

understand your cyber related risks

shall be experiencing many different

for better contingency. The first thing

terms of the consequences being undertaken by people.

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make sure that, especially in Real

MBE BUSINESS MAGAZINE SEPTEMBER 2021

59

2. CLIMATIC HAZARDS & WEATHER-RELATED RISKS:

use of digital channels for the sake of driving sales as well as

The climatic hazards & the climate-related risks are one of

build a customer base are the two of the primary digital

the most common problems in Canada affecting the potential

transformation challenges that the real estate industry shall

home owners in Real Estate. This includes extreme cold

face. For many realtors and real estate people the difficulty

weather and extreme weather conditions apart from fires,

comes in measuring the impact of their marketing channels.

flooding, & hurricanes that can affect the potential homeown-

Examples includes paid media, enterprise SEO, local SEO,

er’s investment decisions.

social media or content strategy.

As an example the extremely hot weather that crossed 46

An effective Real Estate digital marketing strategy is the

Degree Centigrade in British Columbia is itself a climatic

challenge that shall be comprehensively faced all over the

hazard for the potential homeowners in B.C.

Real Estate industry. This is also due to the impact that it will have on the Real Estate sector, especially regards to

3. HAVING AN EFFECTIVE REAL ESTATE DIGITAL MARKETING STRATEGY:

specialized digital media strategies.

In the Real Estate sector in 2021 the most important thing is to have a real estate digital marketing strategy. The effective

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

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WHAT ARE THE THINGS THAT MOTIVATE EMPLOYEES MORE THAN MONEY? DMM DEPARTMENT MB Enterprises

There are many things that motivate

Having a pure sense of meaning and

vital opportunities of learning and

employee more than money while

purpose at work is regarded as the

development is indeed a huge

working in a professional corporate

number one relationship between an

attraction for employees more than

environment. However, this largely

employee and their workplace. A

the money.

depends on the attitude of employees

sense of meaning is highly attached

and what motivates them to work in a

to a pure sense of accomplishment

professional environment. Is it the

which is a huge source of cultivation.

1.A SENSE OF MEANING AND PURPOSE AT WORK:

workplace norms and ethics? Or the

The second most effective element

Meaning and purpose at work always

normal routine procedures that

attached to employee satisfaction

motivates employees, especially the

attracts you to rise every day and run

more than money is through a

most committed ones. It ignites the

to your work. At the same time, it’s an

positive work culture. A work environ-

creative elements of employees and

absolute fact that the passion for

ment that is good for an employee in

turns them into being more produc-

working somewhere as a volunteer or

terms of their motivational aspects.

tive as far as the output is concerned.

free (Internee) is lesser than working

The third most vital element is

Meaning and purpose at work is

for money. Most people invest in their

recognition for the hard work which

attached to organizational behavior

education, i.e. academics in form of

always motivates employees more

and values that are highly trained in a

degree for the sake of reaping the

than money. Most importantly, having

proper organization. It’s like closely

benefits of working in a corporate

a clear pathway of career progression

related to employee development and

setting. However, for some people,

always gives the vital nourishments

how employee development values

the priorities attached to the

that are necessary for the progress. A

are created for the sake of pure

financials are lesser than the

boost in career developments sums it

purpose.

priorities attached to working with the

up more than the monetary values

desired standards.

attached to the workplace. Lastly, the

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2. A POSITIVE COMPANY CULTURE:

kick out of being acknowledged for a job well done. On top of

A positive company culture or work culture has huge values

this, a kick is always good to ease the ups and downs in a

attached that are recognized more in terms of the monetary

company environment apart from the motivational values

values. A positive company culture always realizes the rights

attached.

of employees in more than one ways, i.e. in all the concerned sectors. This is especially true regards to employee satisfac-

4. A CLEAR PATHWAY OF CAREER PROGRESSION:

tion aspects as well as employee motivational values. An

A pathway of career progression is always a bonus for

organizational culture in most cases holds positive elements

employees while working in a company. Most of the MNC’s,

for the employees, irrespective of the profitability elements.

i.e. multinationals for e.g. Unilever and P&G always take care

However, there are certain key factors that plays a huge part

of these aspects, i.e. the career pathway designed for

and these includes employee well-being, compassion, and

employees. This is not only part of their profitability concerns,

finally diversity, inclusion and equality. A work culture based

but linked directly with the corporate social responsibility

on equality and equal opportunities is always a huge element

elements. For a company’s goodwill and their well-being it’s

of success.

just not enough to enroll employees on training courses and webinars. What can be even more motivating for most

A culture of employee well-being and work-life balance is a

professionals is that there is a career ladder that they can

huge advantage for a company that is promising enough for

climb.

the employees. Especially in terms of the development measures being taken for employees.

5. LEARNING & DEVELOPMENT OPPORTUNITIES AT THE WORK PLACE:

3. RECOGNITION FOR THE HARD WORK:

The learning & development opportunities at the workplace

Employee recognition for the hard work in terms of good

are always an influencing edge for a company. This is

gestures from the company, increased employee ownership

basically it creates a healthy environment as well as an

values and recognition in terms of awards is a massive

environment of trust between both the employees and the

compliment. It is in terms of recognition for the hard work and

company. Not only gives the employees the portfolio they

an encouragement for the services. Recognition for the hard

have been looking for, but higher prospects for future

work is part of the good people management skills and

positions in other similar businesses or companies.

depends on how well you execute it. Everyone would love a

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63

WHY MORE INTERNATIONAL STUDENTS ARE BECOMING CANADIAN IMMIGRANTS? DMM DEPARTMENT MB Enterprises

Becoming an International student is

the economic system and values that

Amongst the huge percentage of

a tough ask these days especially for

binds international students towards

International students who achieved

people preferring to study in USA,

permanent settlements.

their first study permit, between years

U.K, Canada or Australia. What it

2000 and 2014. Within a period of 5

takes to be an international student is

According to a report from the IRCC

years, a massive 46% of Indians

not just the student’s permit or

the number of study permit holders

became permanent residents. These

student’s visa. But, also to work and

increased from 124,700 to 644,500

stats are followed by Nigeria and

study in a completely alien environ-

between the years 2000 to 2019. This

Vietnam with 33% and 22 %

ment where you have to adjust in the

is the period during which immigra-

initial stages. This is vitally true for all

tion numbers increased because of

the immigrant families and most

the easy going policies of the Govt. of

A HUGE CONVERSION RATE TOWARDS MIGRATIONS:

popular countries for international

Canada for the immigrants. IRCC is

Canada, since 2000 has enjoyed a

students, i.e. USA, U.K., Australia,

the govt. regulatory body responsible

massive conversion rate, i.e. people

New Zealand and finally Canada. A

for Immigration, Refugees and

converting their visas and becoming

huge number of people from

Citizenship Canada. According to a

permanent Canadian residents. They

South-Asia including India, Pakistan

similar study, a huge 30%, i.e. 3 in 10

not only adore the Canadian living

and Bangladesh prefer to come to

int. students arriving to Canada after

standards and a uniform economic

Canada for study and work purposes.

the year 2000 have transitioned

system, but also good values in terms

According to a study there are a huge

themselves to the next stage, i.e. the

of the equal opportunities. According

number of students who wish to stay

settlement stage. This is primarily

to results from previous applications,

in these countries. They absolutely

after the first 10 years of receiving

the int. students and the grads who

love the culture, the environment and

their first permit, i.e. student’s visa.

worked during their period of study

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after graduation were more likely, i.e. 62% to become permanent residents. These figures are irrespective of any countries and are interestingly on a higher side.

According to immigration experts, these numbers can rise post pandemic, due to the amount of international sufferings and global turmoil. Results also showed that International students in the category of higher paying jobs are more likely to become permanent residents. For those with salaries from $50 k or more, 87% of them have successfully transitioned to become permanent residents. These are statistics between 2005 and 2009 including a year of credit crunch, i.e. 2009. The credit crunch in North America and Europe took place from 2009-2010.

WHY INTERNATIONAL STUDENTS PREFER TO SETTLE DOWN IN CANADA? All these historical data and results clearly shows that a huge number of international students prefer to settle down in Canada due to the high pay scale, economic values and a very sustainable immigration system. A system that suits people studying from Canadian universities. Thus, they not only enjoy the economic values and the cultural heritage but also the standardized system of international education.

Academics that are comparable to countries like USA, U.K., and Australia-New Zealand in terms of the research opportunities, infrastructure and global university rankings.

Although, Canada is far lower in terms of universities in the top 100 ranking list where USA has most universities followed by the U.K. But, there is always room for improvement in terms of the standards that are improving every day. A good news for Canadian citizens as well as the Int. students coming to Canada for the purpose of study.

The diversity in languages is also a bonus for the Int. students in terms of academic opportunities as Quebec is a French speaking province. The province provides higher opportunities for people coming as students and then finally settling down as permanent residents.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

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INSURANCE INDUSTRY IN CANADA & SOME VITAL THINGS YOU NEED TO KNOW DMM DEPARTMENT MB Enterprises

The insurance industry in Canada is

currently, i.e. pandemic COVID-19.

adapting to a new country can’t be

active in all its departments provincial-

Ironically, the life insurance is found

easy. A fact that applies fully in any

ly. Hence, as it is one of the major

to be worthwhile as risk to life has

circumstances, i.e. ‘Good’ or ‘Bad’.

sectors that make the Canadian

increased with obvious reasons.

You have to find a place to live

economy a fully functional & lucrative

Most of the newly established

according to your work or university.

one. Whether its the auto insurance

businesses are being made sustaina-

Next, you have to find a suitable job

industry, life insurance industry,

ble through business insurance.

to sustain your everyday expenses.

mortgage insurance, mobile

Obviously, as the uncertainty and risk

Finally, to pay your rent and bills and

insurance cover or home insurance

factor has increased with immediate

figure out the laws and regulations in

industry. Also includes, business

effect. The higher the risks involved,

your adaptive country, i.e. the country

insurance or any other type of small

the more the insurance cover, as the

you have migrated to. Therefore,

or big insurance. Obviously, it is found

immediate goal is sustainability. On

wherever the laws are concerned,

to be an element that is a necessity

top of this, encountering the fast

insurance is found to be an important

in most areas and highly important in

changing circumstances. Especially,

area. Definitely, to make sure that you

the other key areas. In circumstances

for the migrants coming to Canada.

are covered in-case if you get into

similar to those we are witnessing

Importantly, it’s an absolute fact that

trouble.

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

67

AUTO INSURANCE- A MANDATORY IN INSURANCE INDUSTRY CANADA:

HOME INSURANCE- NOT MANDATORY BUT IMPORTANT:

The auto insurance industry in Canada is found to be

tory. However, it is considered as highly important in a

mandatory. This is especially for those who are coming on

country like Canada. Especially, because of the climatic

Home insurance is something that is not considered manda-

the roads and ready to shift gears. No one is legitimately allowed to drive a vehicle unless they have the insurance

hazards that are faced in Canada. Something, that can result in damaging circumstances for the Canadian citizens. For the people living on rent, home insurance is not a requirement by cover. An insurance cover largely depends on the type of

law. However, some landlords require their tenants as part of

vehicle. As well as, the age of the driver and his current

the contract to carry home insurance. Alternatively, for the

location, i.e. area of residence. Apart from covering the driver

owners, the requirements are found to be slightly different.

which is a mandatory thing. The insurance cover also covers

Particularly, as anyone with a mortgage is in most circum-

the passengers, the pedestrians and the property involved in

stances required by the creditor to take out home insurance.

a vehicle accident.

Apart from covering the goods and the property, home In Canada, according to the laws and the regulations in

insurance in Canada also covers the civil liability. This applies

place. The vehicle insurance is regulated by the provinces.

in case you are held responsible for any involuntary damage

IBC is the association or the body in Canada that is a

or an injury to anyone else. As an example, we can discuss a

governing body. It is also known as Insurance Bureau of

case of an accidental fire in your home that has caused

Canada that represents the most Canadian property and

some significant damages to your neighbour's property.

casualty insurance companies.

Alternatively, even the surroundings such as the building.

Furthermore, it might have been a cause of burns and

RULES CHANGING ACCORDING TO THE PROVINCES:

injuries to any guests living with you on temporary basis. In

Some of the rules and regulations that are applicable in the

such a scenario civil liability insurance comes into play.

insurance sector in Canada varies according to the provinces. Hence, as Canada is a huge country which is divided into

Home insurance in Canada in most cases and provincial

provinces and territories. The main objective is to provide

boundaries covers the theft, fire, & vandalism for the starters.

safety and security as far as possible. However, with flexible

Also, covers damages caused by high winds, hail, lightning,

measures that are a necessity that is limited by the provincial

explosion, smoke and leaks. It all largely depends on the

boundaries. Same is the case largely in the auto insurance

insurance contract and the type of cover that the customer

sector as the rules vary from one province to another, i.e.

has taken.

different rules apply with slight variations in British Columbia, as compared to Ontario. As an example we can discuss that Ontario doesn’t have public auto insurance, physical injuries and property damage are both covered by private insurance companies. In the province B.C. both the type of damages are covered by public Insurance Corporation.

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

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W W W. M B E F O RYOU. C O M

Direct: 1 866-667-1377 Ext: 205 Email: mortgage@mbeforyou.com Web: www.mbeforyou.com

MBE BUSINESS MAGAZINE SEPTEMBER 2021

69

Career Overview As a resort manager, your job will include managing all aspects of a resort, including lodging, food and beverage management, human resources, housekeeping, attractions, and guest services. You'll be in charge of employees, finances, customer service, promotions, and quality control. Resort managers often have to work nights and weekends, putting in long hours to ensure the success of their establishment.

Job Description Includes duties in three major areas: Daily Operations, Finances, and Marketing Resources

|

Customer Service

|

Human

Daily Operations, Financial, and Marketing Duties Resort managers oversee product stocking, accounting, and marketing efforts at the resort. As a resort manager, you'll hire contractors to perform services, such as painting or plumbing.

You'll ensure that all supplies, from housekeeping materials to furniture, are in good condition and in stock. You'll monitor payroll, customer billing, and expense accounts.

Customer Service Resort managers ensure positive customer experiences by maintaining high-quality facilities and remedying problems. At the resort, you'll conduct room, kitchen, and grounds inspections to make sure that they are all up to code. You'll greet guests at arrival, create standards surveys, and find acceptable solutions to problems that may arise.

Human Resources Responsibilities As a resort manager, you'll be in charge of hiring, training, and scheduling new staff members.

You'll set goals for employees and help your staff achieve these goals. You might also have assistant managers who you'll work with to manage departments, such as housekeeping, dining, security, and desk personnel.

Contact: 4382 HWY # 60, RR#1 DWIGHT, ONTARIO P0A 1H0 CANADA 1-800-387-2244 stay@algonquininn.com

WE ARE HIRING!

RESORT MANAGER

WE ARE HIRING!

HEAD CHEF JOB REQUIREMENTS

THE SENATOR HOTEL

&CONFERENCE CENTRE

LANGUAGE: ENGLISH EXPERIENCE: FRESH ABILITY TO SUPERVISE: 5 TO 10 PEOPLE SKILLS: Maintain Records of Food Cost; Consumption; Sales & Inventor y ; Prepare & Cook Food on a Regular or for Special guests and Events; Meals and Speciality Foods; Train Staff in Preparation; Cooking & Handling of Foods; South Indian; International; Super vise Cook & other Kitchen Staff.

WORK INFO: Room & Board Provided

HOW TO APPLY Email: gm@senatorhoteltimmins.ca Phone: (416)-918-1356 (12:00 PM to 05:00 PM) Mail: 14 Mountjoy Street, South Timmins, ON P4N 1S4 Note: Anyone who can legally work in Canada can APPLY for this job, If you are not currently authorized to work in Canada, The Employer will not consider your job application

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

W W W. M B E F O RYOU. C O M

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Address: 104-100 Dynamic Drive, Toronto, ON M1V5C4 Call: 1-866-667-1377 Fax: 1-866-204-6888 E-mail: pos@mbeforyou.com Web: pos.mbeforyou.com

E-Commerce

VANCOUVER CITY ENJOYS THIRD RANK SUSTAINABILITY ACROSS NORTH AMERICA DMM DEPARTMENT MB Enterprises

Vancouver is one of the biggest and

Vancouver is dependent on certain

developments that are on the rise

fastest growing metropolis of Canada

variable factors that includes a highly

every day. The largest city of British

and the largest city of the province

well-maintained transit system and

Columbia province is a fashion hub

British Columbia. It is ranked third in

high ridership. Apart from these it

and a city that has unique vibrancy

North America after a globalized and

also includes lower air pollution and

and bounce that turns it into a global

one of the most authentic ranking

transportation investment in compari-

metropolitan.

system. This system ranks global

son to other cities. Air pollution has

cities giving them a rating based on

been a major issue for global cities,

sustainability measures and values

especially those that are busy cities.

MOBILITY INDEX FOR SUSTAINABLE CITIES AND ITS INDICATORS:

related to global sustenance. It will

Same is the case with Vancouver as

The ranking system is based on

definitely come as a great news for

it enjoys a decent GDP contributions

certain sustainability indicators that

the green-conscious crowd that will

to Canada’s overall Total GDP.

ranks the city based on people,

be very happy to know their city’s

The city is mainly occupied with

planet and profits. It’s the people of

current rating. Vancouver city is

modern architecture and high-rise

Vancouver that are full of energies

amongst the bronze spot for sustaina-

buildings that have been a huge

from start of the day till midnight. The

bility in comparison to twenty three

highlight since many years. This is

measurements includes social and

North American cities. This is

especially for people coming to

human implications of the mobility

according to Sustainable Cities

Canada for work and study purposes.

systems that includes the quality of

Mobility Index that is released and

A huge percentage of people,

life. The standards and quality of life

calculated by a global environmental

especially migrants prefer Vancouver

means a huge percentage of people

consulting company. The strength of

just because of its infrastructure and

living a quality life style, working for a

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

W W W. M B E F O RYOU. C O M

good life daily and sustaining internationally in the most competitive environments.

OVERALL SUSTAINABILITY RANKINGS OF VANCOUVER CITY: Hence, overall it ranks number three in North America which

The other indicator of sustainability are the highly considered

is one of the biggest news for the residents of Vancouver

environmental impacts that includes the pollution and carbon

who are passionate for their city. New York is the city that

emissions. The city has maintained its pollution through

tops the sustainability spot as it’s a huge metropolitan and

managing congestions and introduction of environmental and

sustainability measures have assured New York’s position to

green measures. It’s the green ideology that Vancouver not

the current number one spot.

only respects but practices every day for maintenance of a pollution free environment.

After a globalized comparison of the Top 100 cities of the world, Vancouver city took the 28th spot while Hong Kong

The third and foremost sustainability indicator is known as

ranks number one. A city that used to be part of Britain was

‘Profitability’. This is after focusing on efficiency and reliability

handed over to China on 1st July 1997, also known as ‘The

of a mobility system for the facilitation of economic growth. In

Handover’.

these different indicators the ranking of Vancouver varies after a final slot in the province North America. In the category of sustainability indicator for people, Vancouver ranks seventh based on the calculation methods being adopted. The city ranks ninth on the planet, i.e. pollution control and emissions which is also a good news for Vancouver’s environment. Finally, it ranks number one in profitability as the city is highly committed to manage sustainability measures while taking good care of the profitability margins.

W W W. M B E F O RYOU. C O M

MBE BUSINESS MAGAZINE SEPTEMBER 2021

73

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104-100 Dynamic Drive, Toronto, ON M1V 5C4 1-866-204-6888

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Contact Us: Address: 104-100 Dynamic Drive, Toll free: 1-866-667-1377 Email: info@mbeforyou.com Toronto, ON M1V 5C4 Website: www.mbeforyou.com Fax: 1-866-204-6888

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Address: 104-100 Dynamic Drive,Toronto, ON M1V 5C4 For more details about Selectcoin, please visit : www.fintechselect.com/fintech-selectcoin/ To know more about us visit : www.rmacanada.com

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MBE BUSINESS MAGAZINE SEPTEMBER 2021

Tel: 1-866-677-1377 | Fax: 1-866-204-6888 E-mail: info@mbeforyou.com

W W W. M B E F O RYOU. C O M

TERREQUITY REAL ESTATE SERVICES BROKERAGE INDEPENDENTLY OWNED & OPERATED

Helping you is what we do.

Opportunities

MAHMOOD NAQVI BROKER

SYED HASSAN BROKER

SALEEM AKTHAR

SALES REPRESENTATIVE

GULZAR KHAN

SALES REPRESENTATIVE

104-100 Dynamic Drive, Toronto, ON M1V 5C4 200 Consumers Road, Suite 100, Toronto, ON M2J 4R4 (416) 939-9378 (416) 497-5949 www.mansoornaqviteam.com

SYED BAQAR KAZEMI

SALES REPRESENTATIVE