L O C A L M AT T E R S
INSURANCE
with Sarah Fisher
YOU HAVE A BIG DREAM TO LAUNCH YOUR BUSINESSS: 3 EASY MISTAKES TO AVOID. We all like to DREAM BIG and have wonderful ideas on what we would like to create in our business. Three key areas you need to avoid making mistakes: 1. Cash flow: Manage correctly! Sadly 45% of Australian businesses fail due to either inadequate cash flow or high cash use. 2. Pricing off the mark: Do your market research, attract customers and be competitive including pricing strategies such as: Premium pricing, penetration pricing/skimming, and going rate pricing? 3. Skimping on insurance: When you’re starting out in business you may be tempted to say “I haven’t got anything to insure yet” ... So, you don’t purchase insurance. The reality is you could be personally liable for any losses. Be sure to speak to your local Steadfast Insurance broker about your DREAM BIG business venture to obtain the correct insurance needs. ca Please be aware that any advice offered is General Advice only and has been prepared without taking into consideration your objectives, financial situation or needs. Before deciding to acquire a financial product please consider the Product Disclosure Statement and whether the product is appropriate for your individual objectives, financial situation and needs.
Austwide Insurance Austwide IBS Pty Ltd / Tas Austwide Insurance Brokers Authorised Representative of Ausure Pty Ltd Licence No: 238433
LEISURE AND LIFESTYLE with Joanna Kristoffersen
HR PLANNING
with Kate Brown & Mandy Ward
CHOOSE YOUR OWN HEALTHY LIFESTYLE
THE BEST WORD OF MOUTH
Five reasons you should get out there and enjoy the ocean today!
As business owners or managers, we understand how important it is to have a great brand and happy clients who provide glowing testimonials and five-star Google reviews.
1. Family fun The ocean becomes a giant playground for these high-performance personal watercraft; the diversity of activities makes it a game-changer for all age groups! 2. Fishing just got convenient! Fishing from your jet ski allows easy access to prime fishing locations. 3. Fitness Cardio work-outs, ab-toning, balance and improved coordination are just some of the benefits of jet skiing. 4. Stress relief Splashing in the water is a stress reliever in itself! Adding a jet ski requires your focus to be on operating the craft, allowing your worries to essentially wash away! 5. Economical Owning a jet ski is more economical than a boat, with less ongoing costs. You can own a jet ski from just $5 a day*! Whether you want to get your heart racing with adrenalin, spend time with family, fish or enjoy island adventures, the team at iJetski will steer you in the right direction. With years of experience riding and servicing jet skis, we’ve got the answers. ca *Based on finance on current stock in store: Brand new Seadoo Spark on trailer $7990.
iJetski Ph 07 5443 9653 Email info@ijetski.com.au Web www.ijetski.com.au Instagram @ijetski Location 1/13 Fishermans Road, Kuluin
What is the impact on our business if we don’t look after our employment branding? Difficulty attracting star performers; Costly, high turnover or performance and behaviour issues; High absenteeism and disengaged employees; A drop in the quality of customer service; Higher risk of employment disputes; negative community perception. So how do you improve your employment branding? 1. Improve your Attraction and Retention strategies to hire the right people and keep them longer 2. Measure engagement and alignment regularly 3. Listen and improve communication through formal and informal channels 4. Manage under performance or behavioural issues quickly Suncoast HR Services are specialists in supporting businesses to improve their employer branding. For more information, please contact them today for a free consultation. ca Suncoast HR Services Kate Brown & Mandy Ward Email info@suncoasthr.com.au Web www.suncoasthr.com.au
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