C Brown Builders have a reputation for excellence, founded in 2005 on the principle that it’s the little things that count. Founder Craig Brown is a qualified tradesman with over 35 years of experience on a huge range of projects. Whether your plans are generic or bespoke, C Brown Builders can manage your project from start to completion, to an exacting award-winning standard.
Step into comfort, care, and community at Rosebank Lifecare
where every day feels like coming home
Welcome to Rosebank Lifecare! Established in 1992, we’re here to offer you a place of tranquillity where you and your loved ones can feel safe, secure, and cared for by our amazing staff.
With a hospital, rest home facility, independent villas, and serviced care suites, we cater to a wide range of needs. Our warm and friendly atmosphere, along with comfortable facilities, make it the perfect place to call home.
We believe in living life to the fullest, no matter your health or condition. Each resident is uniquely valued, with their life experiences and personal values respected. We truly value the support of family and friends in helping our residents thrive. All enquiries and visits are welcome - we can’t wait to show you our facility!
If life is what you make it, choosing Rosebank Lifecare may just be the best decision you ever make.
Ready to live your best life without the stress of home maintenance?
Come join our retirement village, where every day feels like a vacation with neighbours who become family. Experience the warmth and security of a community where everything is taken care of - from maintenance to garden upkeep. Say goodbye to worries and hello to a carefree lifestyle.
Where independence meets security and community meets convenience. Located on Walnut Avenue, in the heart of Ashburton, our small but welcoming village offers a sense of belonging while giving you the freedom to choose your level
of involvement. Enjoy the beautiful Ashburton Domain just a stone’s throw away, perfect for a leisurely stroll or picnic with family and friends. Our 2 & 3-bedroom villas are designed for warm modern living, with spacious living areas, private gardens you can add your personal touch to, and attached garages for your convenience. Family and friends are welcome to visit and stay with you anytime. Plus, your furry friends are welcome to join you!
Looking for your dream villa? Look no further! Villas are available now, so why wait? Enquire today and make your dream a reality!
Meet Kathleen, our neighbourhood’s angel, always spreading love and light!
Kathleen is our friendly village coordinator, who is always there to lend a helping hand or plan exciting weekly outings around our region. Whether it’s a trip to Methven, Timaru, or beyond, there’s always something fun in store.
Experience the best of both worlds at Rosebank Villageindependent living with a tight-knit community to support you every step of the way. Make a choice to live a full and active life surrounded by caring neighbours who feel like family. Come see for yourself why Rosebank Village is the perfect place to call home.
Say goodbye to worries and hello to comfort in your golden years! Let the care come to you in your dream aged care serviced care suites.
Looking for a little extra support without giving up your independence? Look no further than Rosebank’s serviced care suites which are due for completion late 2024! Enjoy the privacy of your own space while receiving daily meals, laundry, and housekeeping assistance if you require it. Plus, with a variety of care options available, you can tailor your support to fit your needs now and in the future without the hassle of moving again.
Live life to the fullest without worrying about maintenance or security - you deserve it!
Get the support you need without sacrificing your freedom! Check out Rosebank’s serviced care suites coming soon in 2024.
Make the decision today to live a full and active life, with wrap-around care services in a community that truly cares. Come visit us and see why Rosebank Lifecare is the perfect place to call home. Call Karen Marriott-Haugh today 03 308 0111.
This issue of Plusliving kicks off close to home, with a heart-warming journey of a retiree who moved closer to her family in our lead story called, home is where the grandkids are.
If you’re considering investing, we look at why it’s never too late to late to start and offer some valuable insights into securing your financial future.
For those struggling with migraines, there are valuable tips on prevention and treatment. We also look at ageing audaciously; how to forge an authentic life without needing to seek approval.
We guide you through preparing for natural disasters, discuss the powerful health benefits of quitting smoking, dive into the world of exotic pets, and offer eight tips to help you stretch time to make the most of each and every day.
Welcome to Plusliving – the magazine dedicated to living well and ageing gracefully in modern society. Aimed at the 50+ age group, you’ll find articles covering all aspects of contemporary life, including physical health and wellbeing, mental health and acuity, home life, working life and finances, technology, travel, self-improvement and more. Our aim is to provide information anyone can use, on any given day, so you can get more out of life.
Disclaimer
This publication is provided on the basis that The Job Agency Ltd is not responsible for the results of any actions taken on the basis of information in these articles, nor for any error or omission from these articles and that the firm is not hereby engaged in rendering advice or services. The Job Agency Ltd expressly disclaim all and any liability and responsibility to any person in respect of anything and of the consequences of anything done, or omitted to be done, by any such a person in reliance, whether wholly or partially upon the whole or any part of the contents of this publication. Advertising
in
General Manager of Operations
Lifestyles
By Jamie Quinn
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Lola Spinach Velvet Cushion
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Hampton Swivel Chair
Design Republique Gem Stripe Side Table
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RRP $399.90 www.bedbathandbeyond.co.nz
The Hampton Swivel Chair in oatmeal combines modern elegance with ultimate comfort. Its soft upholstery adds warmth to any space. Designed for versatility, this stylish chair smoothly swivels 360 degrees, making it a perfect addition to any room.
RRP $1599.00 www.targetfurniture.co.nz
DISCLAIMER: Please note prices listed here are recommended retail pricing. Prices are subject to change at the discretion of the seller. The information on this page is for information purposes only. The Job Agency T|A Markat assumes no liability or responsibility for any inaccurate, delayed or incomplete information, nor for any actions taken in reliance thereon.
Tilly Home Beliza Wool Blend Rug
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Home is where
the grandkids are
By Jamie Quinn
For many retirees, the decision about where to spend their golden years involves weighing up financial stability, lifestyle preferences, health needs, and social connections. But for one recent retiree, who has chosen to stay anonymous, it all came down to one powerful motivator: family.
“I found myself wanting to be more involved in my grandchildren’s lives and to have that regular face-to-face connection with my children,” she says. “Health did play a part too. While I’m in reasonably good shape now, I know there may come a time when having family nearby could make a real difference.”
That emotional pull, the desire to be part of everyday life, not just the big milestones, became the deciding factor in leaving behind a long-time home and familiar community in favour of being closer to children and grandchildren.
The choice wasn’t without sacrifices. For years, this retiree had lived by the beach, surrounded by a close-knit group of friends. The decision to move to a more suburban and slightly more expensive area wasn’t easy.
“Being close to family took priority,” they explain. “I gave up some lifestyle perks I had in my previous location, like being near the beach and having a tight-knit friend circle, but it felt like the right trade-off. The area I moved to is a bit pricier and more suburban than what I was used to, but it’s worth it to be able to attend school events, birthdays, and just pop over for a cup of tea.”
It’s something that will resonate with many older adults who’ve watched their children grow into busy parents and professionals. While visits and video calls are wonderful, they don’t always replace the warmth and spontaneity of sharing day-to-day life.
Of course, relocating at any stage of life is challenging, especially when it means leaving behind a well-established support network.
“Leaving behind my community was tough,” she admits. “I’d lived in my previous home for decades and had built a life there, friends,
routines, favourite places. Starting over socially at this age is a bit daunting. I’m also adjusting to a different pace of life and a new climate, which are bigger changes than I expected.”
There was a time when they considered simply visiting family more often instead of relocating entirely.
“Yes, that was something I thought about for a while. But in the end, the cost and energy involved in constant travel started to wear on me. I wanted to be part of everyday moments, not just the big visits a few times a year. Relocating gave me the chance to be present without the hassle of planning every interaction.”
It’s a distinction that can be difficult to appreciate until you’re living it, being there for the unplanned cup of tea, the last-minute school assembly, or a sick day when a little help goes a long way. For grandparents in particular, these moments can create a deep and lasting bond with grandchildren, and bring fresh purpose to life after retirement.
With the move came some changes in how this retiree now envisions their retirement.
“I’ve had to rethink things a bit. I might not travel as far or as often as I’d originally planned, simply because I want to be around for family events now. But I’ve also discovered new hobbies, like volunteering at my grandchildren’s school. And I’m slowly getting involved in local community groups. So, while some plans shifted, new opportunities opened up.”
Being close to family took priority, I gave up some lifestyle perks I had in my previous location, like being near the beach and having a tight-knit friend circle, but it felt like the right trade-off. The area I moved to is a bit pricier and more suburban than what I was used to, but it’s worth it to be able to attend school events, birthdays, and just pop over for a cup of tea.
It’s not uncommon for those who relocate to discover that new routines and connections start to fill in the gaps once held by familiar places or long-time friendships. Volunteering, community centres, and neighbourhood groups can provide much-needed social interaction and a sense of contribution that’s especially valuable in retirement.
Making a big move in later life isn’t just an emotional decision, it comes with financial and logistical considerations, too. One of the biggest lessons from this retiree’s experience is the importance of financial foresight.
“I’d say don’t underestimate the cost of selling and buying property, especially if you’re moving to a more expensive area,” she advises. “Also, think long-term. Just because you’re near family now doesn’t guarantee they’ll always stay in the same place. Have a solid budget, factor in healthcare access, and be cautious about downsizing too drastically if it means losing things that bring you joy.”
From legal and real estate fees to the price of furnishing a new home, the costs can quickly add up. Then there’s the emotional cost, letting go of a home full of memories, navigating feelings of homesickness, and managing expectations about what life near family will look like day to day.
It’s also worth noting that moving closer to family doesn’t mean giving up your independence or expecting to be taken care of. For this retiree, it’s about balance.
“Being close doesn’t mean being dependent,” she reflects. “It means I’m nearby if needed, and I get to be involved in a way that’s natural and easy. I still have my own place, my own schedule, but now I can be there when it really matters.”
That kind of presence, consistent, supportive, and not overbearing, can enrich relationships across generations. And for many older adults, it also alleviates anxiety about what the future might bring, knowing that loved ones are close by if circumstances change.
Relocating in retirement may not be the right choice for everyone. Some may prefer the climate, pace, or amenities of their current community. Others might not have family they want to move closer to, or they may find joy in regular travel rather than settling nearby. But for this retiree, the decision was clear.
“For me, the biggest factor was the emotional pull of family,” she says simply.
It’s a sentiment that’s hard to argue with. After all, in a life filled with experiences and transitions, there’s something timeless and deeply grounding about coming home to family, to love, and to the daily rhythm of being together.
Both sides of the small talk debate Small talk tussle
For...
By Ben O’Connell
I love small talk. I have received many confused or dirty looks from my colleagues for expressing my love of small talk. It’s one of those little things that remind us we are all humans, here together on this planet for the first time, all with a thing or two in common. Sometimes, I lack the mental capacity for a deep conversation or am completing a task that I don’t wish to be distracted from. Still, I want to connect with the person in front of me, even if that is a surface-level moment. It shows that I care, that we are all in this together.
Small talk establishes positive connections with people. Perhaps it’s a generational change, but seldom do strangers shake hands or introduce themselves upon first meeting. Perhaps it’s a New Zealand thing, where we don’t want to stick out from the crowd or ever be a nuisance. Perhaps someone is socially anxious, shy, moody, or has simply had enough that day. Though we Kiwis might wish to avoid it, small talk just might be the solution to our woes. We live in a hyper-connected world, yet we can feel more isolated than ever. Still, I don’t think chivalry has to die.
Every relationship has to start somewhere, likely with small talk. If you ask the right questions and pick up on what people like to talk about, you can very quickly move to deeper conversation. Even without shared interests, other people are fascinating, and there’s something to be learnt from everyone you meet. Small talk is the meet-cute, which I think is well worth celebrating.
Against...
By Jamie Quinn
I hate small talk. Crazy weather, isn’t it? How’s your day been? These meaningless interactions with strangers about the weather feel like reruns of the same dull script that everyone has memorised. I can almost guarantee that the high schooler ringing up my groceries doesn’t actually care about how my day is going, not that I’d care to tell him even if he did.
Don’t get me wrong, I’m a polite person. I will always say hello, good morning, thank you, and have a good day to the server simply doing their job or the bus driver who got me to my destination safely. But why do we feel the need to fill the silence between two strangers? Small talk rarely leads to anything meaningful. You touch on surface-level topics without actually getting to know the person.
The curiosity isn’t genuine; it’s reflexive. It’s a societal expectation that you glaze over the negatives and respond with “Yeah, good, thanks”, even if you’ve had the worst day of your life.
I would much rather know about your mortal enemy, what keeps you up at night or your least favourite movie. Yes, even from a stranger. Are you not curious about how the checkout lady got the scar on her cheek? I am, tell me! These are the things that make you into the person you are. What you hate, what you love, your childhood trauma, you know, the fun stuff.
Of course, I understand small talk is a social lubricant of sorts; it can help ease you into deeper conversations. But surely, this is only worthwhile when you have the intention of getting to know this person better. Otherwise, small talk feels like a chore with little reward.
Over 1000 Kiwis over 90 still working
New Zealanders are continuing to work beyond typical retirement ages, even in sectors that are physically demanding and often associated with earlier retirement.
According to Stats NZ, nearly 200,000 New Zealanders aged 65 or older are actively participating in the workforce. Approximately 90,000 are aged 70 or older.
Individuals aged 65 or older comprise a notable portion of various occupations: 10.3% of machinery operators and drivers, 8% of labourers, 7% of professionals, and 9.1% of managers.
Meanwhile, those aged over 70 make up about 4% of managers and 3% of professionals, clerical and administrative workers, and sales workers, with 3.7% being labourers.
Among those aged over 80, managers had the highest representation, accounting for 0.7% of the workforce in that age group. A total of 1,257 individuals aged 90 or older reported being actively engaged in the workforce. Craig Renney, the chief economist for the New Zealand Council of Trade Unions, noted that it is unclear whether individuals reporting work in sectors like labouring and machinery operation are actively engaged in physical tasks or if they are instead overseeing and managing others.
“There’s a lot of people, particularly machine operators, who are the only people who know how to use this machine. As a consequence, they’re the last person standing in the shop who knows how to use the non-digital lathe,” Renney explained. He said some individuals transition into driving roles, such as buses, taxis, or Ubers, as a second career, often seeking more flexible schedules or a change in lifestyle.
Renney also suggested that some individuals over 90 might be working in a volunteer role or could be company owners, which could explain their continued involvement.
“They may not be in what we call significant amounts of labour-based employment,” he said.
Individuals aged 65 or older comprise a notable portion of various occupations: 10.3% of machinery operators and drivers, 8% of labourers, 7% of professionals, and 9.1% of managers.
For Renney, it is positive to have opportunities for older individuals to work, as long as they are doing so by choice. The concern arises when older people are compelled to continue working due to financial necessity rather than personal preference.
“The real challenge here is if people are being forced to work because their incomes are inadequate, but they still need to pay the rent because they’ve never been able to buy their house.” He said this could be “a sign of a failing welfare state because the pension isn’t enough.”
“They haven’t built up enough KiwiSaver; they’re forced to work at a time they probably don’t want to. Lots of people want to work and get great enjoyment out of it, but it should be a choice.”
Data from the Retirement Commission has revealed that approximately one-third of individuals over 65 continue working due to financial needs. “For an increasing number of people who do not own their own home or do not have significant retirement savings, continuing to work in some capacity past the age of 65 is a necessity.”
Eric Crampton, chief economist at the New Zealand Initiative, suggested that some individuals over 90 who report being employed might be providing inaccurate information. He questioned the authenticity of these claims, wondering how many are genuine versus those who might be providing false data.
“I’m sure that some of those are real. But what proportion are real versus jokers?”
By Leenah-Leen Arandia
Our boutique accommodation is situated in a quiet, peaceful location on the edge of Twizel, the nearest town to Aoraki/Mount Cook.
Set back off the road, Rosedale Cottages have stunning views of the Ben Ohau range and Mount Cook. It’s only a short walk into town, where there is a good selection of cafes and restaurants, grocery and convenience stores, walk tracks, swimming holes and golf course. All nearby.
Twizel is an alpine village situated in the playground of the magnificent Mackenzie high country, about 45 minutes from Aoraki Mount Cook. It’s the ‘watering hole’ between Tekapo and Omarama on your way south to Queenstown.
Homeownership later in life
Making KiwiSaver and reverse mortgages work for you
For many New Zealanders, owning a home has long stood as a symbol of stability and success.
But the road to homeownership isn’t always straightforward, especially for those in their later years who haven’t stepped onto the property ladder yet. Others might find themselves asset-rich but cash-poor, with a lot of their wealth tied up in a house they already own.
Luckily, tools like KiwiSaver and reverse mortgages – offered by providers such as Heartland Bank, ANZ and more – are helping more Kiwis access the housing security they need as they approach or settle into retirement.
Whether you are wanting to buy a first home later in life or are looking for ways to make better use of the one you already live in, understanding financial options can help build a more comfortable and secure future.
Buying a first home later in life with KiwiSaver
KiwiSaver is most commonly known as a retirement savings scheme, but it is also a way to homeownership through the First Homes Withdrawal option. After contributing to KiwiSaver for at least three years, members can apply to withdraw most of their savings to put toward a deposit on their first home.
Personal Financial Consultant from Money Maverick, Scott Innes, says, “we’re seeing more older clients use their
KiwiSaver to enter the housing market. This includes people who have never owned a home before, as well as those re-entering the market after events like divorce or financial setbacks. As long as you’re eligible, there is no age restriction on withdrawing KiwiSaver for a first home, and that is opening doors for many.”
What matters is that you intend to live in the property as your main place of residence. If you meet this requirement and have not previously owned a property, you’re eligible to use your KiwiSaver funds to make a purchase. Even if you have owned a property in the past, Kāinga Ora offers a “second-chance” buyer assessment, where you may still qualify to access your KiwiSaver savings if your current financial situation is similar to that of a first-home buyer.
We’re seeing more older clients use their KiwiSaver to enter the housing market. This includes people who have never owned a home before, as well as those re-entering the market after events like divorce or financial setbacks from investing.
As well as using your KiwiSaver funds, you may be eligible for the First Home Grant, administered by Kāinga Ora. This grant can provide up to $10,000 for individuals purchasing a new home, or up to $5,000 for an existing property. The amount depends on how long you’ve been contributing to KiwiSaver (minimum of three years), and there are income and house price caps that depend on the region.
Scott says something to think about with KiwiSaver is “the risk is assuming the funds are 'free' to use. While it can help you get into a home, you are pulling from your retirement savings. If the home ends up being too expensive to maintain, it can leave you asset-rich but cash-poor. As I often say, you can’t sell the kitchen to put food on the table. A house needs to support your lifestyle, not limit it.”
Challenges and opportunities of buying later in life
While using KiwiSaver later in life is entirely legal and possible, securing a mortgage in your 50s or 60s can have challenges. Lenders may be more careful with older borrowers, often needing larger deposits, shorter loan terms, or proof that the mortgage can be repaid even after retirement. However, these barriers are not impossible to overcome.
Many banks are willing to work with older borrowers, especially when the mortgage is small, or when other sources of retirement income (such as superannuation or investments) are available. In some cases, the combination of KiwiSaver, the First Home Grant, and savings from downsizing or inheritance can mean that buyers can purchase without needing a large mortgage at all.
Reverse mortgages: Accessing the wealth in your home
A reverse mortgage allows retirees to access some of the equity in their home without having to sell or move. Scott says that it is an increasingly popular option, as “some clients are using them to unlock equity and make homeownership more manageable later in life.
“These tools are becoming part of a broader strategy to achieve stability and long-term security, especially when traditional lending is out of reach.”
In New Zealand, one of the leading providers of reverse mortgages, Heartland Bank, offers a flexible solution to those aged 60 and over. With a reverse mortgage, you can borrow a portion of your home’s value and receive the money as a lump sum, regular payments, or a credit facility to draw on when needed. You also don’t have to make regular repayments. Instead, the loan (plus interest) is repaid when you sell the home, move into permanent care, or pass away.
Weighing the pros and cons
The advantages of a reverse mortgage are clear: you get access to funds, keep full ownership of your home, and can continue to live there for as long as you want. It’s a way to enjoy the rewards of decades of house ownership without being forced to downsize or sell.
Scott says there is a common misconception with reverse mortgages that they are a last resort, but in reality, “they can be a very useful tool when used thoughtfully.
“The key is understanding that they reduce the equity in your home over time, and the interest compounds. This can catch people off guard if they are not planning ahead.”
Before entering into a reverse mortgage agreement, it is important to get independent legal and financial advice. Scott emphasises that reverse mortgages often come with floating interest rates, which means that as market rates rise, so does the amount you owe.
“The compounding nature of this interest can significantly increase the balance over time, which is why it is so important to understand the terms before signing.”
A matter of choice and planning
Both KiwiSaver and reverse mortgages are helpful financial tools, but they serve very different purposes. KiwiSaver can help you purchase a home and gain long-term housing stability later in life, while a reverse mortgage can help you make the most of a home you already own.
In both cases, careful planning is important. Scott says that taking your time to consider the big picture is essential. “The goal should be a home that supports your wellbeing, is financially sustainable, and fits with your long-term lifestyle. Try not to get caught up in the urgency or pressure.”
These decisions involve not only financial considerations but also personal goals, health, family, relationships, and long-term care needs. Scott’s advice is to speak to your family too, as “if there are people who may one day benefit from your estate, include them in the conversation. In some cases, they may be in a position to help now in a way that strengthens your financial footing and keeps more of the long-term value in the family.”
The tools are there – it’s just a matter of understanding them and choosing the right path for you and your circumstances. With good advice and thoughtful planning, your home can support you in more ways than one as you enjoy the retirement you’ve worked hard to achieve.
Dollars and sense
By Jamie Quinn
Why it’s not too late to start investing
Investing isn’t only for the young. There are plenty of reasons why kicking off your investment journey later in life can not only be a good idea but actually quite a smart move.
Even though it might feel like you're late to the game, there are strategic ways to still benefit from investing.
You’re probably earning more than ever
Statistically, people in their 40s and 50s tend to earn more than they did in their 20s. Stats NZ highlights that while people in their 20s typically earn around $900 weekly, those in their 40s can make close to $1,400 per week. This increase is directly due to advanced skills, qualifications, and career progression over the years.
The extra income you earn during these years provides a perfect opportunity to expand your investment portfolio. Using your extra income for investments rather than increasing your lifestyle spending can have serious long-term benefits.
You’ve got time
One of the most common myths about investing later in life is that there isn't enough time to see real growth in your investments. You might be surprised to hear this, but your investment horizon might be longer than you think. Thanks to better healthcare and healthier lifestyles, life expectancy is on the rise. Starting to invest at 50 could give you a good 20-30 years to grow your investments. That’s plenty of time to ride out the ups and downs of the market and see substantial returns.
Just think, if you’ve got 20 or 30 years, that’s a lot of compounding cycles. For example, a $10,000 investment at an average annual return of 7% would grow to nearly $40,000 in 30 years without you having to lift a finger after your initial investment.
You’ve got life experience
By the time you hit 50 or 60, you’ve gathered valuable life and financial experience. Over the years, you've likely encountered a variety of financial situations—from managing credit and debt to handling mortgages and other significant investments like buying property. Each of these experiences has taught you valuable
lessons about risk assessment, the importance of due diligence, and the need for strategic planning.
Every financial decision you've made, every risk you've taken, and every planning strategy you've implemented has provided lessons that are directly transferable to investing. This could be anything from the importance of diversification to understanding the value of a good advisor.
Plus, if you’re done with major expenses like paying off your house or funding your kids’ education, you might have freed up your resources, allowing you to focus on growing your wealth.
Retirement is costly
With the rising cost of living and longer life expectancies, the amount needed for a comfortable retirement is growing. Investments made in your 50s and 60s can significantly boost your retirement savings. The power of compounding interest means that even investments made later in life can grow substantially, providing necessary funds for later years and reducing the risk of outliving your savings.
Investing wisely also involves planning how you will withdraw your funds in retirement to ensure your savings last. This might involve setting up a systematic withdrawal plan that adjusts for market conditions and your personal spending needs. The right strategy helps minimise the risk of going through your funds too early and can provide financial security throughout your retirement years.
Not all investments are risky
If the thought of jumping into the investment world in your later years makes you a bit nervous, especially about the potential risks, you're not alone. Many people share these concerns, particularly those who are considering investing later in life. However, it's important to remember that not all investments are created equal when it comes to risk.
There are plenty of safer investments, like bonds and dividend stocks, that can provide steady income without too much risk. These are great for maintaining and slowly growing your capital as you age.
Opportunity to leave a legacy
Investing can also be about leaving a legacy for your children or grandchildren. By growing your wealth through investments, you can ensure that your loved ones are financially secure after you're gone. This might involve setting up educational funds for grandchildren or ensuring that your children receive a solid inheritance, which can provide them with financial stability and opportunities for growth.
Know your risk tolerance
It’s important to tailor your investment strategy to your personal risk tolerance and financial goals. Risk tolerance is essentially how comfortable you are with the possibility of losing money in exchange for the potential of higher returns. It's influenced by several factors, including your current financial situation, your investment goals, your time horizon, and your personal comfort with uncertainty.
If the idea of stock market volatility keeps you up at night, consider a more conservative approach, focusing on investments that provide steady, albeit potentially lower, returns. Balancing your portfolio with a mix of risk and safety can help manage potential downturns while still providing growth opportunities.
Seek professional advice
Investing can get complex, and there’s no shame in seeking some help. Financial advisors take the time to understand your specific financial situation, your risk tolerance, your retirement timelines, and your long-term financial goals.
They can also explain the ins and outs of different investment options and can be a steady hand when the market gets a bit wild.
Starting your investment journey in your 50s or 60s might seem daunting, but it’s far from impossible. In fact, with higher income, decades of financial experience, and a realistic look at your future needs, you’re in a good position to make informed and beneficial investment decisions. Remember, when it comes to investing, it’s definitely a case of better late than never. As the old Chinese proverb goes, “The best time to plant a tree was 20 years ago. The second best time is now.”
Even though it might feel like you're late to the game, there are strategic ways to still benefit from investing.
Empowering & caring for our elderly
Age Concern Southland stands as one of the leading advocates for older people in our region, offering a broad array of services designed to promote independence, wellbeing, and integration into the community.
We focus on enriching the lives of older adults through educational workshops, which cover topics ranging from health and safety to technology use, giving our seniors the opportunity to stay informed and engaged.
Our services extend to critical areas such as elder abuse response and legal advocacy, ensuring that the rights of the elderly are protected. Through our social work programs, we provide direct support to those in need, addressing issues from housing to healthcare, which are key for maintaining the dignity and quality of life of our seniors.
The heart of our mission lies in community involvement. We encourage individuals and local businesses to engage with us through volunteering donations or by participating in our
social activities and fundraising events. These contributions are important in order to sustain and expand our programs, making a profound impact on the lives of the elderly in Southland.
We also offer activities that foster social connections among seniors, such as group outings, regular meet-ups, and cultural events, all designed to combat loneliness and promote a sense of belonging. Our team of staff and volunteers are committed to building a supportive environment where every senior can thrive.
To learn more about how you can contribute or if you are seeking assistance, please visit our website at www.acinv.org.nz. Join us in our effort to ensure that every elder in our community lives with joy, respect, and dignity.
The scenic West Coast of New Zealand is famous for its stunning scenery, and you can experience it at the Greymouth Kiwi Holiday Park and Motels. Situated at South Beach, Greymouth, adjacent to the beautiful, rugged West Coast beach and the West Coast Wilderness Trail, you can stroll along the beach, admire the snow-capped mountains and in the evening experience the beautiful sunsets.
Scrapbooking
By Jamie Quinn
Do you have shoe boxes full of photos and family memories collecting dust in the garage? Scrapbooking could be your answer to free up storage space and beautifully preserve your precious memories. It’s a fun and creative way to combine crafts and memory-keeping.
Here’s a step-by-step guide to help you get started.
Step 1: Gather your supplies
Scrapbook album: Choose an album size that suits your project, the most common sizes are 12x12 inches or 8.5x11 inches. Albums with protective sleeves will help preserve your work.
Paper: Stock up on acid-free papers to avoid damaging your photos over time. These come in countless colours and patterns.
Adhesives: Use photo-safe adhesives like glue dots, double-sided tape, or photo corners to secure your items without damaging them.
Scissors and trimmers: Precision cutting tools are essential for shaping and sizing your materials.
Pens and markers: Acid-free pens or markers are perfect for adding handwritten notes or embellishments.
Embellishments: These can include stickers, buttons, ribbons, stamps, and more to decorate your pages.
Step 2: Organise your photos and memorabilia
Gather the photos and items you want to include in your scrapbook. It helps to organise them chronologically or thematically, depending on your chosen theme. Remember, not every photo needs to be included—select those that best tell your story.
Step 3: Plan your layouts
Before you start glueing things down, lay out your pages loosely to get a feel for the design. Arrange your photos and embellishments on the page without adhering them to experiment with different
layouts. Think about balance and composition and how you can use papers and decorations to frame and highlight your photos.
Step 4: Create your pages
Once you’re happy with a layout, start glueing down your elements. Work one page at a time to maintain focus and coherence. Add decorative papers as backgrounds, then layer photos and embellishments. Use pens to add captions, dates, or anecdotes that give more context to your photos.
Step 5: Add embellishments
This is where you can really personalise your scrapbook. Use embellishments sparingly to enhance your story without overwhelming your photos. Stickers, die-cuts, ribbons, and other decorative items can add texture and interest to your pages.
Helpful tips:
Keep it simple: Especially when you're starting, it's easy to get overwhelmed by the possibilities. Focus on the basics and expand your techniques as you grow more comfortable.
Document the details: Don’t forget to write down the stories behind the photos. These annotations will be invaluable to anyone looking through the scrapbooks later on.
Enjoy the process: Scrapbooking is not just about the end product but also about enjoying the creative process.
Take your time and savour the act of preserving your memories!
Good reads
New Zealand’s best books in 2024
The Ockham New Zealand Book Awards are the nation’s premier literary honours for books written by Kiwis. These are some of the books that took out the top spots in 2024.
Lioness by Emily Perkins
JANN MEDLICOTT ACORN PRIZE
FOR FICTION
From humble beginnings, Therese has let herself grow used to a life of luxury after marrying into an empire-building family. But when rumours of corruption gather around her husband's latest development, the social opprobrium is shocking, the fallout swift, and Therese begins to look at her privileged and insular world with new eyes.
by Grace Yee Chinese Fish
MARY AND PETER BIGGS AWARD FOR POETRY
Chinese Fish is a family saga that spans the 1960s through to the 1980s. Narrated in multiple voices and laced with archival fragments and scholarly interjections, it offers an intimate glimpse into the lives of women and girls in a community that has historically been characterised as both a ‘yellow peril’ menace and an exotic ‘model minority’.
Don Binney: Flight Path by Gregory O’Brien
BOOKSELLERS AOTEAROA AWARD FOR ILLUSTRATED NON-FICTION
A richly illustrated account of the life and work of one of New Zealand’s most iconic artists: painter, printmaker, teacher, writer and ornithologist, Don Binney (1940–2012), a mercurial presence on the New Zealand cultural scene from the time of his meteoric rise to fame in the early 1960s.
by Damon Salesa An Indigenous
Ocean: Pacific Essays
GENERAL NON-FICTION AWARD
Histories of our Pacific world are richly rendered in these essays by Damon Salesa. From the first Indigenous civilisations that flourished in Oceania to the colonial encounters of the nineteenth century, and on to the complex contemporary relationships between New Zealand and the Pacific, Salesa offers new perspectives on this vast ocean – its people, its cultures, its pasts and its future.
Te Rautakitahi o Tuhoe ki Orakau by Tā Pou Temara (Ngāi Tūhoe)
MŪRAU O TE TUHI – MĀORI LANGUAGE AWARD
Te Rautakitahi o Tūhoe ki Ōrākau is an account of Tūhoe involvement in the battle of Ōrākau in the New Zealand wars by Sir William Te Rangiua ‘Pou’ Temara. Written in te reo Māori and based on oral sources, Tā Pou asks the big questions about the Tūhoe men and women who went to fight with Ngāti Maniapoto at Ōrākau. Who were they? Why did they go and what did they do there? What was the nature of their alliance with Ngāti Maniapoto?
Some of the greatest minds in history—such as Chopin, Charles Darwin, Freud, Tolstoy, Van Gogh, and Elvis—shared one common trait: they were all migraine sufferers.
Migraines have been documented for centuries, with evidence tracing back to 3000 BC in Mesopotamia. The condition was first described by a Turkish physician in the first century AD. Over the centuries, various accounts have pointed to symptoms that we now recognise as migraines.
Despite its long history, the condition is still not fully understood and is often dismissed as "just a headache," with those suffering from it sometimes labelled as neurotic.
Migraines affect nearly 20% of women and eight percent of men, profoundly impacting many people's lives, both professionally and personally. There are different types of migraines, but the two most common are those with aura and without aura.
Specific warning signs mark a migraine with aura before the headache begins. Symptoms can include:
• Flashing lights
• Jagged outlines
• Blind spots
• Numbness or tingling in the arm or side of the face
• Difficulty concentrating
• Occasionally, speech loss, weakness, or confusion may occur.
The headache itself is usually severe, pulsating, and localised to one side of the head, lasting anywhere from 4 to 72 hours. Physical activity tends to worsen the pain, and sufferers may also experience nausea and vomiting. Sensitivity to light, sound, and movement is common.
A migraine without aura occurs without the warning signs of aura, but still involves severe headache, nausea, and vomiting. This form accounts for about 80% of migraines.
After an attack, many sufferers feel physically drained, while some may experience a sense of relief or relaxation.
Understanding the causes
Migraine sufferers often seek to understand the underlying triggers of their condition. Many experiments with dietary changes and try various complementary treatments before consulting a doctor. However, dietary modifications rarely provide consistent relief, with only a few patients identifying a specific trigger.
Interestingly, a cup of coffee or a cola drink can sometimes relieve a migraine if consumed at the onset. It’s believed that cravings for chocolate or other foods in the days leading up to a migraine may be more related to the prodrome stage (the period before the headache) than the actual cause of the attack.
The current medical theory suggests that people with migraines may have an inherited predisposition to be more sensitive to various stimuli, both internal (like hormonal changes) and external (like light, noise, or smells). While this hypothesis offers some insight, it doesn’t fully explain the cause of migraines.
Many women experience migraines related to their menstrual cycle, typically occurring from two days before menstruation to three days after its onset. These migraines tend to be more severe, without aura, and can be especially challenging to treat. It’s thought that a drop in estrogen levels triggers these migraines, but the precise mechanisms remain unclear.
For some women, controlling ovulation through contraception, such as combined oral contraceptive pills or depot injections, can help prevent these migraines. However, women with migraines that include aura should avoid combined oral contraceptives due to the small increased risk of stroke.
Treatment
Acute treatment: When the pain is manageable, acute treatments such as over-the-counter analgesics or prescription medications like triptans or ergots may be effective. However, it’s important not to overuse pain medications, as this can lead to medication overuse headaches. Simple analgesics should be limited to no more than 15 days a month, and triptans or ergots should not be used more than 8-10 days monthly.
Preventive treatment: For individuals who experience frequent or severe migraines, preventive treatments may be necessary. These treatments do not typically eliminate migraines completely, but can reduce their frequency and severity by around 50%. Preventive medication choices depend on the patient's individual health conditions and potential side effects.
For example:
• Those with sleep issues, mood disorders, or other pain conditions might benefit from tricyclic antidepressants
• Individuals concerned about their weight may prefer topiramate over sodium valproate.
It’s crucial for patients to maintain a detailed migraine diary to track the frequency, severity, and triggers of their migraines. This can provide valuable information for deciding on the best course of treatment.
Getting help
Migraine sufferers should consult their general practitioner (GP) or pharmacist to explore treatment options. The response to medications can vary from person to person, and a bit of trial and error may be necessary. It's important to remember that while migraine prevention is not always 100% effective, with the right approach and consistent collaboration with healthcare providers, many people can achieve significant relief.
In conclusion, although migraines are complex and often frustrating, proper diagnosis, treatment, and ongoing communication with healthcare professionals can make a substantial difference in managing the condition.
Migraines have been documented for centuries, with evidence tracing back to 3000 BC in Mesopotamia. The condition was first described by a Turkish physician in the first century AD. Over the centuries, various accounts have pointed to symptoms that we now recognise as migraines.
Eight tips to help stretch time
By Jamie Quinn
Today many of us live in a world of speed, sensory overload, and with a sense of time-poverty. Technology moves faster and faster. We feel as if we can never catch up, that there is never enough time. But it’s illusion. Time hasn’t changed – we have. The issue is how we view time. It seems that we never have enough. So – what can we do? Here are a few strategies for you.
Whatever we focus on, enlarges
If your primary focus is your work, then everything else takes a back seat as it consumes you. Where is your focus?
Come
Sales and installation of carpets, vinyls, drapes and window treatments.
Bronwyn O’Brien
Honour personal appointments
Treat appointments for yourself and family as seriously as an appointment with a key client and you’ll find the other ‘stuff’ fits in and around your core personal activities.
Schedule in those who matter
If you don’t block in ‘special’ time with your special people, they’ll eventually get tired of waiting. If you just wait for ‘spare time’ you’ll never have it.
Live in the ‘now’
Today many of us have forgotten how to live in the moment. We focus either on the past and what we could have done better, or in the future – planning or worrying over coming events. Most of us have forgotten to be ‘present’. We therefore miss the joy of the experience. And so time seems to race by – because we’re not ‘in’ it.
Change your language
Notice your words and how the people around you speak. How often do you hear ‘I’m so busy’, ‘I can’t fit it in’, ‘I have no time’? Start using affirmations like ‘There is always enough time to do the things that matter’.
An attitude of gratitude
Appreciate the small things and find something in every event to appreciate. This is not just ‘Pollyanna’ behaviour – it will enhance your health and stretch your hours.
Enjoy the mundane
Next time you wash the dishes, the car, mow the lawns or do any simple task, enjoy the activity for itself. Instead of thinking about something else, honour the moment and the experience. Instead of leaving you with the feeling of hurry, pressure and impatience often felt with a mundane task, time will expand and you’ll be more relaxed when you finish.
Meditate
Learn to meditate, or try to sit quietly for at least ten minutes each day. Focus on a plant or some other object. As thoughts drift into your mind, acknowledge them and let them go. Focus on breathing deeply from your abdomen, as this helps you slow down to the natural rhythms around you… stretching time.
What type of wanderer are you?
The memory Maker
Make it a family holiday they won’t forget.
• Join the imagineers at the annual Steampunk NZ Festival from 28 May - 2 June, 2025.
• Explore the otherworldly Moeraki boulders, Anatini and Elephant Rocks, and the Vanished World Centre all in one stunning drive.
• Unleash some energy on two wheels (or two feet!) at Ōamaru’s Kids Bike Park, Ōamaru Reservoir, or the Bushy Beach Walk (you might just spot the fur seals too).
For those who want to relax and unwind from the stresses of everyday life, Waitaki is the perfect escape. Indulge in a little luxury or treat yourself to some pampering as your worries melt away.
• Wine and dine at the award-winning restaurants and vineyards.
• Relax at Hot Tubs Ōmārama.
• Rest your head at five-star B’n’Bs or experience luxury glamping.
For the Active Adventurers, Wildlife Wanderers, or Bougie Foodies, visit waitakiwanderer.nz to plan your next trip.
Between the towering Aoraki Mount Cook and the mystical Moeraki boulders lies a world of thrilling adventures, rich heritage, and award-winning hospitality.
While the region is home to New Zealand’s longest and most stunning cycle trails – Alps to Ocean - this magnificent landscape is on an unforgettable road trip. Whether you start from Dunedin (90 minutes drive away) or Christchurch (a scenic three-hour drive), your camera and walking shoes will be your most essential companions.
To get to your start and end point, we recommend travellers take the scenic route off State Highway 1 to the historic coastal town of Ōamaru – known for its historic Victorian precinct, you’ll find award-winning restaurants and cafes throughout. Fuel up for a ride on a real Penny Farthing, dive deep into history at the Waitaki Museum or Whitestone City, then relish in the downtime wandering through the galleries and boutiques.
For the Wildlife Wanderers
For a slice of nature and wildlife, check out the world’s smallest penguins at the Ōamaru Blue Penguin Colony. See the little blue penguins in their natural environment supported by a team of researchers who pride themselves on their conservation efforts. Learn about their lifestyles from the resident penguin experts and watch the little blues return home at dusk after a long day fishing at sea.
For the Active Adventurers
It’s in Ōamaru we would recommend getting the bike ready to go for the Alps 2 Ocean Cycle Trail – from the Southern Alps to the Pacific Ocean, it’s an epic journey for the adventurer. Whether you decide to do all of it or just sections of it, rent an e-bike or bring your own two wheels, you’re sure to pass through stunning views and the most intriguing townships.
If you’re on a road trip, you can park your motorhome or caravan at the Ōamaru Top 10 Holiday Park located opposite the Ōamaru Public Gardens. If the mountains are calling, drive (or cycle) inland to the Waitaki Valley and let the outdoor adventure truly begin. Covering a large part of the Waitaki region and spanning 7,214 square kilometres is New Zealand’s first UNESCO Global Geopark—Waitaki Whitestone. This remarkable landscape boasts breathtaking limestone cliffs, towering rock formations, and ancient fossils, showcasing the region’s rich geological heritage. You can uncover the geopark’s wonders as you wind through charming historic towns, with hidden gems around every bend.
For the Heritage Enthusiasts
For an unforgettable photo opportunity, take a break at Anatini. Explore the limestone caves and location of Aslan’s camp in the movie The Chronicles of Narnia: The Lion, the Witch and The Wardrobe before driving a few minutes down the road to nature’s playground, Elephant Rocks. Dig for fossils at Vanished World Centre or take a walk across wetlands and hilltops.
A trip to the Takiroa Māori Rock Art Site, located just a few minutes from the Vanished World Centre, is a fascinating journey into the region’s past. Estimated to be over 500 years old, the
drawings tell stories of early Māori settlement.
Stop in at cosy pubs or historic hotels, chic boutiques and local wine bars before settling in for the night at a Waitaki Lakes campsite. With six tranquil lakeside campsites to choose from, wake up to birdsong and a stove-top coffee or pick up a baristamade cup at a local favourite, Waitaki Braids café.
As you continue up Waitaki, and find yourself in the small township of Ōtemātātā, it’s another scenic detour winding past two of New Zealand’s most impressive earth dams. The first is Benmore Dam, a massive structure holding back the deep blue waters of Lake Benmore. A nearby lookout offers breathtaking panoramic views of the dam and its hydroelectric power station. It’s a spectacular sight, especially at sunrise or sunset when the landscape glows.
The nearby Benmore Peninsula Track offers an easy yet rewarding walk, winding through native bush with breathtaking lookouts over the lake—perfect for stretching your legs after a day of adventuring. Whether you’re on foot, bike, or just stopping for a scenic break, this is one of Waitaki’s hidden gems.
Back in the car, and the sealed road follows the shoreline of Lake Aviemore, hugging its waters before crossing the Aviemore Dam and reconnecting with the main route.
For the Memory Makers
Nestled at the junction of the Waitaki and Mackenzie regions, you’ll find the charming town of Ōmārama, known for its worldclass gliding, where adventurers can soar with breathtaking views of the Southern Alps.
But there’s more to this small town than just the skies—visitors can unwind at Hot Tubs Ōmārama, where private, wood-fired tubs offer the ultimate relaxation under star-filled skies.
Steampunk NZ Festival
Thursday 29 May 2025Monday 2 June 2025
ŌAMARU, WAITAKI
Complete with a fashion show, gala ball and even teapot racing, the annual Steampunk NZ Festival –right in the steampunk capital of the world – must not be missed!
Visit www.steampunk.org.nz
The nearby Clay Cliffs, with their towering, wind-carved formations, provide a striking landscape for exploration. Whether you’re chasing adventure or looking for a peaceful retreat, Ōmārama is a must-visit destination on your Waitaki journey.
Continue on towards the Mackenzie District, or if you’ve been up for it, turn the bike around on the Alps 2 Ocean trail, heading back towards thriving Ōamaru.
For the Festival
Fanatics
Every year, over King’s Birthday weekend, the annual Steampunk NZ Festival is held in Ōamaru. From Thursday 29 May to Monday 2 June 2025, this year’s ‘Circus in Time’ theme will bring a riot of colourful steampunk attire. Come one, come all! And don’t expect to find anything else like it, anywhere!
While Ōamaru will always welcome you with open arms, it is prudent to book accommodation well in advance for such occasions – book now and you’ll get first pick of the beautiful B’n’B and glamping options across the region.
Ready to lock in Waitaki for your next getaway?
Whether you’re road-tripping with family, exploring with friends, or seeking a romantic escape, this stunning part of New Zealand will leave you with unforgettable memories.
Plan your next adventure now at waitakiwanderer.nz
photograph by dean purcell
It’s never too late to quit
Why quitting smoking today could add years to your life
By Jamie Quinn
It’s never too late to quit smoking, no matter how long you've been doing it.
Some people think that if they've smoked for years, the damage is done, and quitting won’t make much of a difference. But that couldn't be further from the truth. In fact, even if you've been smoking for decades, stopping now can drastically improve your health and overall quality of life, and the benefits start almost immediately.
Let’s start with the reality of smoking. We all know smoking is harmful, but it’s important to understand just how damaging it can be. Smoking impacts almost every organ in your body, especially your lungs and heart. Smokers are much more likely to develop chronic conditions like lung cancer, chronic obstructive pulmonary disease (COPD), and heart disease. In fact, smoking is one of the leading causes of preventable death worldwide, and New Zealand is no exception.
In New Zealand, smoking remains a significant public health issue. According to the Ministry of Health, around 4,500 to 5,000 New Zealanders die each year from smoking-related illnesses. That’s about 12 to 13 deaths every day. These statistics include people who have been lifelong smokers, as well as those affected by secondhand smoke. Even more troubling, a 2021 study showed that around 12% of New Zealand’s population over the age of 15 are regular smokers, with a higher prevalence among Māori and Pacific communities. For Māori, the smoking rate is around 28%, and smoking contributes to significant health disparities in these populations.
Globally, smoking kills more than 8 million people every year, with over 1.2 million of these deaths due to secondhand smoke exposure. In New Zealand, about 300 people die each year from secondhand smoke alone. These numbers can seem overwhelming, but they also highlight just how important it is to quit smoking—at any age.
Here’s the good news: quitting smoking can reverse a lot of the damage, even if you've been smoking for a long time. The body has an incredible ability to heal itself, and the benefits of quitting start as soon as you stop smoking. Within 20 minutes of your last cigarette, your heart rate and blood pressure drop. In just 12 hours, the carbon monoxide levels in your blood decrease, allowing more oxygen to circulate.
Over the next few weeks, you’ll likely notice improvements in your lung function. You may find it easier to breathe, with less coughing and shortness of breath. After a year, your risk of heart disease drops by half, and if you stay smoke-free for 10 years, your risk of dying from lung cancer is about half that of someone who continues smoking.
For older adults, the benefits of quitting are just as real. Even if you’ve been smoking for decades, quitting now can add years to your life. Studies show that people who quit smoking after the age of 65 can reduce their risk of dying from heart disease by up to 50%. For Māori and Pasifika elders, where smoking rates are higher, the impact of quitting can be even more significant in terms of improving life expectancy and reducing health inequalities.
Quitting smoking doesn’t just benefit your physical health—it can also improve your mental well-being. Many smokers feel trapped in a cycle of craving and withdrawal, which can increase feelings of stress
and anxiety. Breaking free from nicotine addiction often leads to better emotional health over time. Studies have shown that people who quit smoking tend to experience less anxiety, depression, and stress than those who continue smoking.
And let’s not forget the impact on your loved ones. Quitting smoking protects the people around you from the harmful effects of secondhand smoke. In New Zealand, children exposed to secondhand smoke are more likely to suffer from respiratory infections, asthma, and even sudden unexpected death in infancy (SUDI). By quitting, you’re not just taking a step toward better health for yourself—you’re also helping to create a healthier environment for your family and friends.
Of course, quitting smoking isn’t easy, especially if it’s been a part of your life for many years. But the resources available to help you quit have never been better. In New Zealand, you can access free support through Quitline, which offers advice, encouragement, and nicotine replacement therapies like patches, gum, and lozenges. Many people find that having support—whether through friends, family, or professional help—makes the process of quitting more manageable.
It’s never too late to quit smoking. No matter how long you’ve smoked or how old you are, quitting can dramatically improve your health and well-being. Deciding to stop smoking can add years
to your life and improve your quality of life. Whether you’ve been smoking for decades or just a few years, your body will begin to heal the moment you quit. You’ll lower your risk of serious diseases, breathe easier, and feel better both physically and mentally. So, if you’ve been wondering whether it’s too late to quit, remember this: it’s never too late to make a positive change.
Here’s the good news: quitting smoking can reverse a lot of the damage, even if you've been smoking for a long time. The body has an incredible ability to heal itself, and the benefits of quitting start as soon as you stop smoking.
Within 20 minutes of your last cigarette, your heart rate and blood pressure drop. In just 12 hours, the carbon monoxide levels in your blood decrease, allowing more oxygen to circulate.
We provide a friendly atmosphere for all our members, member's guests and affiliated members. We offer something for everyone including a great main bar lounge with a million-dollar view, gaming room with 11 gaming machines, pool table, 3 dart boards, plenty of big screen TV's, an excellent outdoor area with kid's playground and our bistro where we offer fantastic affordable meals.
Southern Lakes
Carpet Timber Laminate Hybrid Vinyl
Don Street Pharmacy
Don Street Pharmacy is located in Invercargill, offering residents all their prescription medicine needs in the southern city.
Don Street Pharmacy can help support the health of your family; they can provide advice and treatment for common minor illnesses for all ages. They will ensure that prescriptions are dispensed correctly and that the medicine and dose is appropriate for you so that you receive the maximum benefits from your medicines. The team will help you understand what your medicines are prescribed for, how to take them, possible side effects and how to store them.
The pharmacy provides other multiple services including:
• Specialising in aged care, providing services to local rest homes
• Robotic sachet rolls and MedicoPak blister packaging
• Specialising in online cloud charting and communication
• Flu vaccinations onsite and offsite
• Free delivery
• Working with local mental health teams
DONSTREET pharmacy
If you are needing to dispose of any damaged or expired unwanted medicines, or needles/lancets and syringes call into Don Street Pharmacy and drop them off for free.
Don Street Pharmacy also has easy access parking, disability access and the business is also super close to a number of large GP clinics.
When you need to order a prescription or need to find the right medication the team at Don Street are happy to help as they are all experienced and professional. They will provide you with the best customer service and will be able to help you with any questions.
If you’re needing new prescribed medication or need any other everyday medication pop down into Don Street Pharmacy today! They are located on 103 Don Street in Invercargill, or give them a call on 03 218 1088 or send them an email at donstpharmacy@yahoo.co.nz. Open Monday to Friday 8:30am till 5:30pm.
• Specialised in aged care providing service to local rest homes
• Robotic sachet rolls and MedicoPak blister packaging
• Specialised in online cloud charting and communication
• Flu vaccination - in-premise / offsite (rest homes, local businesses, and schools)
• Free delivery
• Closely working with the local mental health care team and servicing their care homes
• Professional, friendly, and experienced staff members
• Easy parking, disability access, and close to a number of the large GP clinics in town.
The old saying ‘use it or lose it’ applies as equally to mental acuity as it does to physical wellbeing, and more so as we age.
With people progressively living longer lives, it is increasingly important to look after our mental health.
So here are some activities for the mind… brain food for improving your state of mind.
ANSWERS:
RULES: Sudoku rules are simple. A 9×9 square must be filled in with numbers from 1-9 with no repeated numbers in each line, horizontally or vertically.
To challenge you more, there are 3×3 squares marked out in the grid, and each of these squares can't have any repeat numbers either.
Say bye to the dye
Embracing your grey hair can feel like a bold and intimidating move, but it’s also incredibly freeing.
For many, ditching the hair dye is so much more than a simple beauty choice. It’s also about self-acceptance, confidence and embracing your natural beauty. Grey hair can be stunning and elegant, but the process of transitioning can be scary without guidance.
Making the shift from dyed hair to natural grey starts with a mindset change. Society’s outdated views on beauty often link grey hair with being old, but that small-minded perception is changing. After all, grey hair is simply science. Our hair starts to turn grey due to a natural process where the pigment-producing cells in hair follicles, called melanocytes, gradually decrease their production of melanin. Melanin is responsible for the colour of your hair, and as its levels decline, hair turns grey or white.
Genetics play a significant role in determining when this change begins, and for some, this can be as early as their 20s. However, other factors like stress, health conditions, and nutritional deficiencies can also influence the process.
Once you’ve decided to embrace the grey, planning the transition is important. Some people choose to stop dyeing their hair altogether. This method requires patience since the line between dyed and natural hair can be quite noticeable. Regular trims can help reduce this contrast by gradually removing the dyed ends. If you’re feeling bold, cutting your hair short can accelerate the process and minimise the difference between the two shades.
For those who prefer a more gradual transformation, blending techniques can be highly effective. Adding highlights or lowlights can create a softer look. Hairstylists often use techniques such as balayage to seamlessly blend the colours, making the regrowth appear more natural and less dramatic.
Caring for your grey hair is essential during and after the transition. Grey can sometimes be prone to dryness and may develop a yellow tint due to environmental factors. Using a purple or silver shampoo can help neutralise those brassy tones, keeping your grey vibrant and bright. Deep conditioning treatments and nourishing hair oils will also help keep your hair soft, shiny, and manageable throughout the process.
Beyond the physical aspects, embracing grey hair involves an emotional transformation. It’s about letting go of societal pressures and redefining personal beauty standards. Social media has played a big role in this shift, with people proudly sharing their grey hair journeys.
Confidence is everything when transitioning to grey. Surround yourself with supportive friends, family and communities who celebrate natural beauty. Remind yourself why you made this choice, whether it’s for personal empowerment, freedom from constant maintenance, or simply embracing your authentic self.
Family in community
Ezicab was started in 2016 when our previous boss had the idea for a company something along the lines of Uber.
Three months after starting, ill health nearly bought this vision to a standstill but with the support of the 5 drivers already employed, we carried on and have developed into a friendly, caring and reliable business.
Our drivers are a friendly bunch that actually care for the clients that we have. Due to our smaller numbers the drivers and passengers form friendships – sometimes to the point that it feels like we have an extended family in the community.
Ezicab offers to its customers the Total Mobility service, Eftpos, we are ACC accredited, the ability to use Farmlands cards and will accept cash. You have the ability to pre-book for appointments or other important events you wish to attend. When we pick up a booking from the Airport, you are able to be greeted by you driver and helped with your luggage. When picking up from supermarkets etc, you will be assisted with your groceries. We are able to transport most wheelchairs
that fold and the person can transfer into the car, and walking frames are folded and transported with you.
We have confidence in our ability to answer your calls and be picking you up within 15 minutes of you ringing.
We also offer an app through your phone that when downloaded gives you the ability to app call us from any location. You are able to track the progress of the car as it travels towards your pickup point. You can see the number and the driver of the car before it gets to you. You also have the ability to add information or instructions for the driver.
We have confidence in our ability to answer your calls and be picking you up within 15 minutes of you ringing. All our calls are answered by a real person, our prices are competitive with the other companies in Invercargill and consider we give value to our customers.
Design dreams made into reality
Let your unique style shine through as we bring your vision to life from concept to installation.
Serves 10
Simply deicious
By Jamie Quinn
Air fryer
chicken rissoles
Chicken rissoles made in the air fryer are crispy on the outside, tender inside, and lower in fat—plus, they’re delicious.
With hidden zucchini and cheesy flavour, they’re sure to become a family favourite, perfect for days when pan-frying feels like a chore.
Ingredients
• 500g chicken mince
• ½ cup Panko breadcrumbs
• ½ cup grated parmesan
• 3 shallots, finely chopped
• 2 garlic cloves, minced
• 1 egg, beaten
• 1 zucchini, grated
• Honey mustard sauce for serving
Broccoli slaw
Serves 4
This vibrant broccoli slaw combines crisp veggies, crunchy almonds, and sweet cranberries for a deliciously fresh side dish.
Method
1. Combine mince, breadcrumbs, parmesan, shallot, garlic and egg in a large bowl. Squeeze excess liquid from the zucchini and add to the bowl. Season with salt and pepper to taste, and mix until well combined.
2. Shape 1/4c of the mixture into ten balls. Place them on a lightly oiled tray and gently press them into rounds.
3. Spray the rissoles and air fryer basket with oil. Cook at 180°C for 10 minutes or until golden and cooked through.
Serving suggestion: Serve with honey mustard sauce and sides of your choice. Enjoy!
Ingredients
• 3 cups broccoli stems, julienned
• 2 cups broccoli florets
• 1 cup carrots, julienned
• 1 cup red cabbage, thinly sliced
• ¼ cup red onion, thinly sliced
• ½ cup toasted sliced almonds
• 1/3 cup dried cranberries
• 1 cup coleslaw dressing
Method
1. In a large bowl, mix the broccoli stems, florets, carrots, cabbage, onion, almonds, and cranberries.
2. Drizzle with ¾ of the dressing and toss until evenly coated, adding more dressing if needed.
Serving suggestion: Top with more almonds and cranberries, then serve. Enjoy!
Mushroom risotto
This creamy mushroom risotto is a comforting, flavourful dish made with savoury mushrooms and a touch of Parmesan.
Simple yet elegant, it’s the perfect recipe for a cosy dinner or a special occasion.
Ingredients
• 8 cups chicken or vegetable broth
• 1 tbsp extra virgin olive oil
• 1 onion, chopped
• 2 garlic cloves, minced
• 500g white mushrooms, sliced
• 1 tsp fresh thyme
• 2 cups arborio rice
• ½ cup white wine
• 1 cup parmesan, grated
• 2 tbsp fresh parsley, chopped
Method
1. In a medium saucepan, bring chicken broth to a simmer over medium heat, then reduce to low.
2. In a large pot, heat oil over medium heat. Sauté the onion, stirring often, until translucent. Add one tablespoon of butter garlic, mushrooms, and thyme. Cook until mushrooms are soft and golden; season with salt and pepper to taste. Remove the mixture from the pot.
3. Melt the remaining tablespoon of butter in the pot and add the arborio rice, stirring quickly to coat. Cook for about 2 minutes until the rice smells slightly toasty, then stir in the wine and cook until mostly absorbed.
4. Add 1 cup of hot broth with a ladle, stirring often until the liquid is mostly absorbed. Continue adding the broth, 1 cup at a time, allowing the rice to absorb each addition before adding more. Stir frequently, cooking until the risotto is creamy and al dente (you may not need all the broth).
5. Return the mushroom mixture to the pot with the risotto.
6. Stir in parmesan cheese, then garnish with parsley.
Serving suggestion: Serve hot
Enjoy!
Microwave mug cake
This quick and easy microwave mug cake is
the perfect single-serve treat for chocolate lovers
.
Ready in just minutes, it’s rich, fluffy, and delicious!
Ingredients
• 4 tbsp self-raising flour
• 4 tbsp caster sugar
• 2 tbsp cocoa powder
• 1 egg
• 3 tbsp milk
• 3 tbsp vegetable oil
• ¼ tsp vanilla essence
• 2 tbsp chocolate chips
Method
1. Combine self-raising flour, caster sugar, and cocoa powder in a large mug to prevent overflowing in the microwave. Mix well.
2. Add the egg and mix in as well as possible.
3. Add milk, oil and vanilla essence, mix until smooth, then fold in chocolate chips.
4. Place the mug in the centre of the microwave and cook on high for 1½–2 minutes, or until the cake has risen and feels firm to the touch.
Serving suggestion:
Allow to cool for a minute before adding your favourite toppings (optional). Enjoy! Serves 4
Ageing audaciously Living without the
need for approval
By Jamie Quinn
There comes a time in life when you start to see things a bit differently.
For many of us, hitting our 50s (or even before) sparks a beautiful revelation: What if we just stopped worrying so much about what everyone else thinks? Imagine making decisions that are truly for you, without that nagging concern about getting a nod of approval from the sidelines.
Take solo travel, for instance—yes, even in your 50s and beyond. You might get some raised eyebrows or even protests: "It’s not safe," or "Won’t you be lonely?" But this is your adventure, your story to write. Solo travel isn’t just about ticking places off your bucket list; it’s about embracing freedom, meeting new people, and, most importantly, discovering parts of yourself that you never knew existed.
And why is this shift toward self-approval so crucial as we get older? It comes down to authenticity. Making choices that align with your own wants and needs rather than bending to fit into the expectations of others deepens your self-respect. There’s something so satisfying about looking in the mirror and knowing the person staring back is living a life they’ve chosen, not one that’s been chosen for them.
Let’s face it—life is already filled with enough shoulds and musts. Wouldn’t you rather fill it with want-tos and wills? This isn’t about dismissing good advice or constructive feedback, but about knowing when to listen and when to politely nod and go your own way. It’s about trusting your gut and valuing your happiness above external opinions.
As we age, we often gain a clearer understanding of what truly matters. We realise time is precious, and with that realisation should come a shift toward living more authentically. That might mean
If you’re standing at a crossroads right now, feeling weighed down by what others might think or say, here’s a little piece of advice:
Make the choice that lights you up.
picking up a new hobby that excites you, moving to a place that speaks to your soul, or even changing careers to something that fills you with passion every day.
And what about the risks, the fears, the potential for failure?
Embracing life without the safety net of societal approval means being okay with falling down a few times. It means valuing growth over comfort, learning over sameness. Sure, that solo trip might not be perfect—you might miss a flight, or find yourself lost in translation at a rural market—but these are the moments that make the best stories, the ones you’ll laugh about for years to come.
If you’re standing at a crossroads right now, feeling weighed down by what others might think or say, here’s a little piece of advice: make the choice that lights you up. Chances are, the decisions you’ll regret later aren’t the ones where you followed your heart—they’re the ones where you didn’t.
So, embrace the freedom to be yourself because life’s too short to live it on anyone else’s terms. Choose what brings you joy, do what feels right, and enjoy the journey of being truly you. After all, we only get one life, so make the most of it.
Preparing
By Ben O’Connell
for a natural disaster
Only two in five Kiwis feels prepared for a disaster according to a 2022 report from the National Emergency Management Agency (NEMA).
Though New Zealanders are aware of natural disasters and their impacts, it’s not been followed through with action, says Gary Knowles, director of civil defence emergency management.
“Research indicates an Alpine Fault earthquake is likely in the next 50 years and the impacts of extreme weather events caused by human-induced climate change are only becoming more frequent and intense. There’s more need to prepare now than ever before,” Gary adds. “While we can’t stop disasters, a few simple steps can make getting through a disaster easier and less stressful.” He also says getting prepared is easier than you think – it just starts with a conversation and a plan.
In 2024, New Zealand’s emergency preparedness website www. getready.govt.nz added accessibility features to make it easier for everyone to get ready for such an event. It’s a fantastic resource to browse (after reading this, of course). To get you started, here are some tips for getting ready for a natural disaster or emergency event. Don’t leave your preparation too late.
A personalised plan
Learning about the possible hazards in your area will help you and your loved ones be better prepared. Depending on where you live and work in New Zealand, the hazards you may face can vary. Coastal towns are more at risk of storms and tsunamis, those near rivers are more at risk of flooding, and other areas might be more at risk of earthquakes or volcanic activity, as examples.
Creating a personalised emergency plan is more than navigating your exit route if something happens when you’re at home. It also includes thinking about what things you need every day and working out what you would do if you don’t have them. You also want to think about the places you spend a lot of time and tailor your plan to each of them too: work, in a grab bag, at home, in your car, and so on.
Research indicates an Alpine Fault earthquake is likely in the next 50 years and the impacts of extreme weather events caused by human-induced climate change are only becoming more frequent and intense.
Building an emergency kit
When an emergency happens, you need to be able to look after yourself and those in your care for at least three days. You probably have most of the things you need already. You don’t have to store all of your items in one place, but consider that you might have to find them in a hurry or in the dark.
You will need water for three days or more. It’s good to have at least nine litres of water for each person, enough for drinking and basic hygiene. Long-lasting food that doesn’t need cooking (unless you have a camping stove or a gas barbecue) is also needed. If you have special dietary needs, ensuring you’re covered for at least three days at home is essential. In the case of evacuation, emergency shelters may lack the food that you need.
Don’t forget that you and your neighbours can help each other out. Knowing your community is important for many reasons, but a more practical one is support and connection during trying emergency times. By looking after yourself and your household, you’re also helping your community. Emergency services will need to focus their limited resources on the people who need the most help. Don’t assume that someone else will be there to help you.
Your Southland painting specialists
Transform your home or business with the stroke of a brush! Olphert Contracting Ltd is your premier painting partner, bringing over two decades of expertise and passion to every project.
We understand that a fresh coat of paint can revitalise a space, creating a warm and inviting atmosphere in your home or projecting a professional image for your business. That’s why we’re dedicated to delivering exceptional workmanship and exceptional customer service, making sure your vision becomes a vibrant reality.
Based in Invercargill, we serve the wider Southland region, tackling projects of all sizes with the same attention to detail. We offer a range of services, from cosy residential interiors to expansive commercial exteriors, including specialised work for industrial properties. No job is too big or too small. We believe in using only
premium paints and materials carefully selected for their durability, vibrancy, and environmental friendliness. Our commitment to quality ensures that your investment will not only look stunning today but will continue to impress for years to come.
Our services encompass a wide spectrum of needs, including interior and exterior painting, ceiling, roof, fence, and deck painting. Beyond the brush, we are also experts in gibstopping, creating smooth and flawless surfaces ready for their transformation. This means you can rely on Olphert Contracting Ltd for your surface preparation and finishing needs, simplifying the process and ensuring a durable result.
Our team is known for its professionalism, reliability, and respect for your property. We strive to minimise disruption and maintain a clean and organised work environment so you can enjoy a stressfree experience. Call us today to discuss your project and receive a free, no-obligation quote.
Daycare at K9 Cribs
Daryn Chalmers and Kim Findlay bought K9 Cribs located in Invercargill in 2012 and since then, customer numbers have increased.
They have increased the facility size and are always looking at ways to improve the products and services they offer.
K9 Cribs has a reputation for providing a great daycare. At daycare it really is all about the dog and what the owner wants, teaching the dogs how to interact and socialise with other dogs. All dogs that come to stay with us also get to go to daycare where they spend their days playing and socialising with other dogs and staff.
Upon coming to daycare, the dog is first allowed to settle into the premises and the routine of daycare. The dogs have to relax and get to know the staff, and trust and listen to us. From there they introduce them to other dogs, often, where appropriate, Daryn and Kim’s own dogs, and see how they react. Then they will find out what kind of personality your dog has and then match them with other dogs of similar temperament. Most thrive from having the interaction and mental stimulation.
At daycare it really is all about the dog and what the owner wants, teaching the dogs how to interact and socialise with other dogs.
They are social animals and love having company.
At K9 Cribs daycare centre, it is full with many dogs of different sizes, colours, shapes and breeds. K9 Cribs also works with various charities fostering dogs, and with the hospital looking after dogs when the owner becomes unwell.
If you need a cosy place for your pup to stay at when you go away, K9 Cribs is the place for you! To book your furry friend’s spot, contact them on 03 217 0594 or 027 517 8273 or email them at k9cribs@yahoo.co.nz.
By Jen Baird, former chief chief executive of the Real Estate Institute of New Zealand
Your home is often your largest personal asset, so selling it can be both exciting and stressful at the same time.
That’s why having an agent that you can trust to help you achieve the best price and conditions possible for your home – all while being transparent and ensuring all parties are comfortable and aware of the processes, will make a big difference.
Certain attributes differentiate a great agent from a good agent. We recommend that you look for agents who demonstrate a great deal of professionalism, local knowledge and have a good reputation.
Look for someone who understands the kind of people who will be interested in your home. This will help with the marketing of your home and communicating the benefits of your property to potential buyers.
Local agents often have a network of potential buyers that they have been working with or regularly communicate with, who are ready and able to provide the best price for your home.
Great real estate agents are well connected, therefore asking family and friends if they know an agent they would recommend is a great start; referrals are often the best way to find an agent with a proven track-record, and not just someone who knows how to say the right things at the right time.
When asking for recommendations, remember to ask what factors their recommendation is based on. Did they get the level of communication they wanted? Did they think the agent used the marketing spend effectively? Did they manage any challenges through the process well?
Great real estate agents are well connected, therefore asking family and friends if they know an agent they would recommend is a great start; referrals are often the best way to find an agent with a proven track-record, and not just someone who knows how to say the right things at the right time.
Agents are usually more than happy to come to your property, share their knowledge and talk you through your options for selling. We recommend meeting a few agents before you choose who to work with.
Try visiting open homes they are hosting to understand how they present their vendor’s property. This will help you get a feel for how they will work to get the best for your property.
Take a look online and see how agents are using social media and digital marketing to increase coverage for the properties they are selling, and therefore see what you could expect for your home. Many agents will also use advanced technology to help market and sell your home, which can often reach a broader audience, for example:
• Virtual Reality tours or 3D walkthroughs are one of the options that increase the accessibility of an open home to a wider range of potential purchasers in the first instance, particularly out of town buyers
• Augmented Reality is another option that can help potential purchasers rework the layout of furniture in the home, so they can better picture themselves and their belongings in the home.
Try not to select an agent based solely on their commission fee, but it is important to understand what the fees are. While these do vary by agency, our advice is to choose an agent you trust and whose previous work gives you confidence.
Great agents can achieve a better price for your property by understanding the best strategies according to different market conditions.
At the end of the day, the person you choose is going to be a big part of your life while you sell your home, so it is important that you feel comfortable with them and that you can trust them to get the job done.
Monica Cairns
Business Owner / Sales Consultant
Boasting an extensive background in advertising, marketing, and promotion, I possess the expertise required to effectively showcase properties.
My approach involves collaborating with skilled local professionals to craft targeted marketing strategies that highlight the unique value of your most significant asset. By utilizing proven, multifaceted, and multiplatform methods, I ensure your property stands out in the current market. My acquisition of the Southland franchise underlines my commitment to expanding Tall Poppy’spresence, emphasizing unparalleled customer service and results-driven performance. With a passion and drive that are unmatched, I’m eager to discuss how we can achieve the best possible outcome for your property.
m 027 480 9492
k monica.cairns@tallpoppy.co.nz
E Monica Cairns- Tall Poppy Real Estate
What are you waiting for? Vendors are reaping the rewards of smarter real estate by choosing Jess and Leigh. Now it’s your turn to save money and enjoy exceptional service with Arizto!
With Jess and Leigh, you’ll enjoy a free marketing package, a competitive 2% +GST commission*, and no fees if your property doesn’t sell.
Leigh, rated the #1 salesperson in Gore and Riversdale by Rate My Agent 2024, brings award winning expertise and proven results. Jess adds her dedication to delivering a seamless experience, ensuring you save time and money.
Experience the smarter way to sell your home with Jess and Leigh. Contact us today for a free, no-obligation appraisal and take the first step towards a successful sale!
Leigh Jackson 027 319 9799 leigh.j@arizto.co.nz
Jess Burgess 027 862 4761 jess.b@arizto.co.nz
Sell your home with Arizto & save money!
What are you waiting for? Vendors are reaping the rewards of smarter real estate by choosing Heather and Annette. Now it’s your turn to save money and enjoy exceptional service with Arizto!
With Heather and Annette, you’ll enjoy a free marketing package, a competitive 2% +GST commission*, and no fees if your property doesn’t sell.
They have strong local knowledge servicing the Te Anau & Manapouri area in Fiordland and a deep understanding of the market, ensuring you get the best insights and strategies for selling your home. With a proven track record of successful sales, Heather and Annette are committed to achieving the best possible results for our clients. They especially enjoy working with the older demographic, providing a supportive and stress-free experience throughout the selling process. Experience the smarter way to sell your home with Heather and Annette. Contact us today for a free, no-obligation appraisal and take the first step toward a successful sale!
Unlocking build-to-rent housing
The Property Council, whose members are some of New Zealand’s largest property developers, owners and investors, has come out in support of the government’s Build to Rent tax exemption boost.
Property Council New Zealand chief executive, Leonie Freeman, says the initiative could mark a key turning point towards unlocking the potential of Build to Rent.
“Our members share the government’s view that enabling Build to Rent will provide warm, dry rental homes that offer Kiwis long-term security of tenure.
“It is encouraging to see that the government has listened to our sector and acknowledged Build to Rent as a unique property asset class.
“The government’s announcement is a major step towards boosting New Zealand’s emerging Build to Rent sector.
“Build to Rent will transform the experience of renting in New Zealand.
“Property Council research shows that our members stand poised to deliver over 25,000 Build to Rent homes in the next decade, with the right policy settings.
“Build to Rent refers to multi-unit residential developments, typically located in city centres within walking distance of key transport links.
LOOKING TO RENT YOUR PROPERTY?
“These developments are professionally managed, with brilliant amenities available onsite, offering residents bespoke lifestyle options for as long as they want to stay.
“By enabling Build to Rent, the property sector will be able to deliver thousands of new high-quality, high-density rental houses, supporting New Zealand’s urban intensification and climate ambitions.
“Kiwis will hopefully soon have many choices to access to a warm, dry and climate friendly Build to Rent home.
“Over the past 18 months, the Property Council has been working closely with the government to highlight the untapped potential of Build to Rent and explain the legislative actions required to enable it.
“As part of this, we have collaboratively resolved the unintended consequences of last year’s interest deductibility changes.
“While the announcement has been a fantastic step in the right direction, there are a few remaining speedbumps to truly unlock the concept.
“For Build to Rent to flourish, access to large institutional investment via the overseas investment act and commercial depreciation is also required.
“The Property Council looks forward to continuing our engagement with the government to support the roll out of the world’s fastest growing residential sector in Aotearoa.”
Why you should choose
Osborne Property Management is the Gore District’s newest and fastest growing property management company! Since opening our doors in September last year, we have helped dozens of investors find the perfect tenants, and established ourselves as a strongly independent and professional property management company.
Our approach is grounded in a genuine passion for people and a commitment to delivering excellent service and clear communication at all times. As Ryan builds a new career in Property Management, his decade of experience across the sales, real estate and customer relationship sectors has equipped him with skills that benefits clients seeking expert guidance on managing their properties.
Whether you're a property owner, or a tenant, Ryan is excited to continue growing a strong rental portfolio at OPM. Ask around town and hear for yourself how Gore’s only independent property manager is going above and beyond to deliver the best results for his clients, and his tenants.
Contact Ryan today to discuss how he can assist you in achieving your property goals; or to help you find the perfect rental property that ticks all of the boxes.
Take the time to talk – about your funeral
By Gillian Boyes, Chief Executive, Funeral Directors Association of New Zealand
At many funerals these days, you’ll see a photo tribute or hear specially chosen music that reflects the person who has died.
But have you ever thought about the photos or music you’d want, or want for a loved one? Preparing these details can be a gentle way of beginning the planning for a final farewell and has the added bonus of helping you re-live many happy memories as you begin the sorting process.
If you’ve been wondering how to start here’s some more ideas to talk about with your family.
Think about where you’d like your funeral to take place - Chapels and churches are still popular but increasingly people are opting for highly personalised approaches.
Has a certain sport or interest been a big part of your life? Perhaps your funeral could be at your sports club or the club rooms of your interest group.
Love your garden, the beach, your local park? You could have a special ceremony there (your funeral director will let you know of any local council requirements). Your cultural traditions may dictate the venue. Funeral directors can work within those requirements too.
Your venue might dictate whether you have a funeral (with the body present) or a memorial (with ashes). Both options offer the opportunity for your family and friends to gather and remember which is a key part of their grieving process.
Consider whether you prefer burial or cremation
While there are other options too such as burial at sea or donating your body to science, burial on land and cremation remain the most popular choices for most New Zealanders.
If you prefer a burial, some councils allow you to pre-purchase a burial plot which can help you avoid ever increasing cemetery charges.
Consider your casket choice - Caskets these days come in the widest possible varieties. Prefer something simple? An MDF, or plain casket your family can decorate themselves might be for you.
Want to think sustainably? Solid wood options might befit you, or consider a felted wool or wicket casket which might also reflect a love of nature. Shrouds are another option particularly for natural burials. Casket makers can also offer bespoke options including beautifully carved coffins and couches, or special wraps with your favourite image or colour. Yes we’ve even seen a donut themed casket.
Many people find it reassuring to know a deceased body is treated with the highest respect and care at a funeral home. You might have other questions you’d love to ask, so look out for local open days at funeral homes. People find these absolutely fascinating and taking away some of the mysteries about what goes on can also take away the fear.
Get your paperwork in order - A really important gift you can give to your family is having your paperwork in one place. This includes your will but also details that’ll help them close off bank accounts, utilities and even social media. Make sure that if you’ve organised a funeral pre-payment that details of that are included with that paperwork. We’ve sometimes had to follow-up and refund families who had no idea mum or dad had already paid.
A final paperwork tip is to make sure your immediate next-ofkin details are included with your important papers – these are important for death registration.
Talk
with your family about what’s important for them - Remember that while you might not want a fuss, your funeral is a time for your family and friends to grieve for you. Coming together, hugging, looking at those wonderful photos or listening to the songs you loved will help them as they come to terms with living without you.
Writing down what you decide, or asking your local funeral home to capture the details in their system so they don’t get mislaid will mean that when the time comes, your special people are left with peace, not decisions.
Leishman Funeral Services
For over 30 years, Leishman Funeral Services (formerly Doug Nesbit Funeral Services) have been providing professional, thoughtful and relaxed funeral services to the Balclutha and the wider South Otago Community.
Owner operators Stan and Bronwyn Leishman purchased the business back in August 2020, continuing with the same caring, approachable, thoughtful team with over 20 years experience in the funeral industry.
The team continues to provide commitment to assist grieving families, to listen and take care of them throughout the planning and funeral process to ensure the farewell service is a full, respectful, appropriate and financially affordable funeral service with attention to detail, thinking outside the box if required. The team can guide you through all options available.
These days funeral services can be arranged in many forms. Traditional or untraditional, we can provide a service for all budgets. We can discuss with you the WINZ funeral grant application. We can discuss with you our direct cremation package option - just ring our office to discuss options that would best fit you and your family. Anything is achievable once all the options are discussed.
Keeping up to date with new technologies, our team can provide links to livestream funeral services for those not able to attend in person.
Personalised caskets, service sheets, photo slideshows, video recordings, in-house or outside catering can also be arranged. Families tell us what they would like and we endeavour to make it happen.
Prepaid or pre arranged funerals are something we can discuss with families that wish to plan ahead. Today more and more people are realising it makes sense to make provision for a prepaid funeral.
Individuals are legally entitled to put away up to $10,000 into a pre paid funeral trust. Leishman Funeral Services can arrange this on your behalf in a Trust with Trustees Executors. Here funds remain safely invested, collecting accured interest until required. Any funds left over after payment of the funeral account will be refunded to the Estate - all managed by Trustees Executors. No matter where you go in NZ, on death, your estate will always have access to these funds.
If you have any questions or wish to discuss any of these options further, we would love to hear from you. Give us a call and one of our team members will talk you through any queries you may have. Answering questions regarding a funeral service is our passion so give us a call on 03 418 2814 or email us at office@leishmanfunerals.co.nz. Go to our website at www.leishmanfunerals.co.nz for more information about our services.
Funeral Directors Monumental Masons 03 218 9021 or
“One of the most important things you can do on this earth is to let people know they are not alone.”
Life is about beginnings and endings, happiness and loss. When you suffer a loss, it can be hard to believe that you will ever find happiness again. Unfortunately, grief cannot be opted into or out of, it will confront us whether we like it or not. From our experience, we believe that to effectively cope with grief and start to heal, the process of a meaningful and personalised farewell can bring a sense of closure, a goodbye. It is an opportunity for your family and friends to say farewell with as much enthusiasm as you gave them in saying hello. A gathering or a funeral doesn’t have to be a fuss, it doesn’t have to be big; it just needs to be a meaningful experience, for those that matter, those who are left behind.
Locally owned and operated, at Avenal Park Funeral Home, we encourage you talk, to have conversations with your loved ones, share your stories and your wishes, and remember we are here to help and support you, and your family. Our facilities and services include:
· Chapel and an alternative space for small gatherings
· Catering lounge
· Variety of hearses
· Caskets and urns, including painted and/or with a personalised wrap
· Service sheets
· Memorial books
· Photo slideshows
· Livestreaming and recording of services
· Music and poem options (we have a licence to play/copy these)
· Onsite carparking
· Range of memorial jewellery for purchase
· 24-hour availability of staff
· Professional, qualified staff who provide support and guidance
Honouring life and celebrating memories
As well as supporting families when their loved one dies, we can also assist with funeral prearrangements and prepayment plans and we offer a monumental and headstone service.
Preplanning
At Avenal Park Funeral Home, we offer a free no obligation consultation with one of our experienced staff to discuss your requirements, wishes and answer any questions you may have.
Prepayments towards funerals are managed by The Funeral Trust. This is not an insurance policy; funds are held in a trust for when it is required.
· Peace of mind as it can relieve some of the stress for those left behind.
· Personalisation - You can record your specific preferences for your meaningful funeral, to be celebrated, as you want to be remembered.
· Taking care of your funeral arrangements is a thoughtful and caring thing to do for your family.
· Currently, $10,000 (held in a funeral prepayment plan) is exempt from asset testing for long term residential care.
· Funds held in The Funeral Trust are administered under a charitable trust structure and comply with New Zealand legislation.
Monumental
Memorial headstones and plaques can be as individual and personalised as the lives they commemorate. Each headstone and plaque is engraved and designed in conjunction with family, to reflect the personality of your loved one. At every stage you are involved in the process. Quotes can be given prior to work commencing. We also clean, repair and restore existing headstones and plaques throughout Southland and Otago.
“Helping one person might not change the whole world, but it could change the world for one person.”
Are you at risk of melanoma?
Did you know that New Zealand has the highest rate of melanoma in the world? Every day, around 7 New Zealanders are diagnosed with melanoma - it’s the most serious form of skin cancer and it can quickly become deadly.1,2
That’s why MoleMap’s proven skin-mapping system is designed to detect skin cancers such as melanoma early – when it’s most treatable.3
Know that your skin is in check with 15% off all MoleMap services for SuperGold cardholders – simply book online at molemap.co.nz or call 0800 665 362 and use the promo code ‘GOLD15’.
Clinics held regularly in Invercargill, Gore and Queenstown
1. Health Promotion
and
2. https://www.melanoma.org.nz/facts-risk-factors
3. https://www.melanoma.org.nz/early-detection 0800 665 362 | molemap.co.nz Special offer for SuperGold
