Your essential FR E E guide to local businesses For KWIK KARS Details inside
JUNE 2014
Win...Win...Win...Cinema Tickets! Courtesy of the Vue, see P4
TRAVEL | FILM | HEALTH & BEAUTY | MONEY | FOOD | FASHION
For Quality and Service A to B hassle free
Contents
27 Main Street Cumbernauld Village Cumbernauld G67 2RR
DON’T BE LATE CALL (01236)
720 208
Welcome A very warm welcome to this edition of M80 Magazine magazine.
Going on holiday?
BOOK NOW!
In this issue we some great articles for you to enjoy. Also our FREE cinema tickets give away, simply email me your name and where you picked up this copy of M80 magazine!
04
COMPETITION
Love the movies? Then you’ll love our FREE ticket give away
07
FOOD
How to cook the perfect steak
Josephine Brown EDITOR
TRAVEL
OUTDOOR
Your gardens answer to outdoor living
10 12
MOVIES
What’s on at the movies this month
ALL PRICES FROM CUMBERNAULD & KILSYTH: Edinburgh Airport - £37 • Glasgow Airport - £27 Stirling Centre - £18 • City Centre - £17 Falkirk - £16 • Monklands Hospital - £9.50
18 24 26 30 Pure Jersey
We also have advertisers who have included fabulous Special Offers and discounts when you mention M80 Magazine. I’d like to thank the local businesses who have given their support to this publication – without you none of this would be possible.
18
FOOD
Finest butcher celebrates 1st year in Condorrat
PUBLISHED BY JB Magazines Ltd.
tial Your essen
MONEY
Financial advice from Tom Munro
HOROSCOPES
Yours stars for July with Ellenora
esses to local busin FR E E guide
For KWIK KARS Details inside
JUNE 2014
Find us on:
Call us for a quote any distance 01236 720208 Email: kwikkarscumbernauld@hotmail.co.uk
All major credit cards accepted. £1.00 surcharge between Midnight and 5am. Special prices for 5 Seaters only and no hidden Airport charges
For comments, information or to advertise with us call 07828 095 945 or email josephinebrown@jbmagazines.co.uk When you have finished with this magazine please recycle it.
a Tickets! Win...Cinem Win...Win...the Vue, see P4 Courtesy of
WE DISTRIBUTE M80 MAGAZINE IN MUIRHEAD, MOODIESBURN, GARTCOSH, CHRYSTON, WESTFIELD, CONDORRAT, SMITHSTONE, BLACKWOOD, PARTS OF LENZIE AND STEPPS AREA EVERY MONTH.
FASHIO N | FOOD | Y | MONEY H & BEAUT FILM | HEALT TRAVE L |
DISCLAIMER: No part of this publication may be reproduced or transmitted in any material form (including photocopying or storing it in any medium by electronic means) without the written permission of the copyright owner’s written permission. No responsibility is accepted for unsolicited manuscripts, photographs or illustrations. Although every effort has been made to ensure accuracy, we cannot accept responsibility for any errors in articles or advertisements after going to press. All information correct at time going to press. All Contents & Design ©JB MAGAZINES 2014.
M80 Competition
comes as standard A KITCHEN
15th Year at Old Mill Park KELLER A SMART CHOICE
FREE PRIZE DRAW
À KELLER LA
where quality where quality comes comes as as standard standard KELLER A SMART CHOICE
YOUR CHANCE TO WIN...
simple and elegant or contemporary chic, we have a kitchen and bathro FREE COMPETITION ENTRY There are always great films released every month and now you can catch the latest blockbuster. Enter today for your chance to win a pair of free tickets to watch the movie of your choice at any Vue Cinema throughout Great Britain. We have 2 pairs of tickets to give away. For the chance to win simply email your name, daytime telephone number and tell us where you picked up your copy of the M80 Magazine to: josephinebrown@jbmagazines.co.uk Editor’s decision is final. Last Month’s Competition Winners were: Margaret Brannan, Glasgow Scott Johnston, Falkirk
www.myvue.com/GlasgowFort Bookings & Enquiries - 08712 240 240 4 | M80 Magazine
Simple and elegantororcontemporary contemporarychic, chic, we we have have a a kitchen toto suit simple and elegant kitchenand andbathroom bathroom suit
Keller Kitchens is a purely Dutch brand and is completely geared to the needs and wishes of its customer. We make use of the unique Keller Colour System, allowing you to Keller Kitchens is a purely Dutch brand and is completely combine colours your heart’s content geared to theand needsmaterials and wishes to of its customer. We make
One stop design and installation service
Kitchens • Bathrooms • Bedrooms • Sliderobes use of the unique Keller Colour System, allowing you to
KITCHEN & BATHROOM INSTALLATION SPECIA
To book an appointment or discuss your 775 3555 or visit our website www.design-studio-ltd
KITCHEN & BATHROOM INSTALLATION SPECIALISTS
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customer satisfaction Ceramic Wall & Flooring Tiles • Karndean combine colours and 100% materials to your heart’s contentFlooringTo book an appointment or discuss your Supply only available
customer satisfaction Bespoke designs produced 100% on our 3D CAD system
requirements please call: 0141 775 3555 Unit 5, Block 17, Old Mill Park, or visit our website www.design-studio-ltd.com
Kirkintilloc Glasgow G66 1SS Email: designstudiokir
Unit 5, Block 17, Old Mill Park, Kirkintilloch,
Bespoke designs produced on our 3D CAD system Glasgow G66 1SS Email: designstudiokirk@aol.com To book an appointment or discuss your requirements please call: 0141 775 3555 or visit www.design-studio-ltd.com
Unit 5, Block 17, Old Mill Park, Kirkintilloch, Glasgow G66 1SS E designstudiokirk@aol.com www.design-studio-ltd.com fully fitted showroom - open 6 days www.design-studio-ltd.com
fully fitted showroom - open 6 days
www.kellerkitchens.co.uk Sunday by appointment only www.kellerkitchens.co.uk
Sunday by appointment only
OP
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EN
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AY S
• AN EXCELLENT SELECTION OF Award-winning ice-cream, choice of 18 flavours • A warm friendly Caffè • Affordable comfort food sit-in or take-away www.soaves.co.uk
Make sure your steak is a sizzling, succulent success with S.Collins & Son simple-to-follow guide... Blue
Seared outside, 1 minute each side, ensure all edges are sealed.
100% red centre • Internal temp: 10-29˚C
Should feel spongy with no resistance.
Rare
Steak Night Why not make Monday night ‘Steak Night’with our range of mouth-watering steaks on sale every Monday at S. Collins & Son.
Seared outside, 2 ½ minutes each side.
75% red centre • Internal temp: 30-51˚C
Should feel soft and spongy with slight resistance.
106 Cumbernauld Rd, Muirhead G69 9AA Tel: 0141 779 2253
HOW TO COOK THE PERFECT STEAK...
EVERY MONDAY IS
ROYAL HIGHLAND SHOW CHAMPION BEST ICE-CREAM 2009/10
Medium Rare
Seared outside, 3-4 minutes each side.
50% red centre • Internal temp: 57-63˚C
AUTHENTIC ITALIAN FOOD ESTABLISHMENT FOR OVER 35 YEARS
Should feel fairly soft, fairly spongy and slightly springy.
Medium
Seared outside, 4 minutes each side.
25% pink centre • Internal temp: 63-68˚C
Should feel fairly rm and springy.
Medium Well
5 minutes each side.
Slight hint of pink • Internal temp: 72-77˚C
RISTORANTE TA K E AW AY M E N U P IZ Z A F R O M £ 5 .9 9
DINNER
LUNCH
Mon-Thu 5.00-7.30pm 1 course £8.95 • 2 course £9.95 Starter & Main 3 course £12.95 HOUSE DESSERT
Mon-Sat 12.00-2.30pm 1 course £6.95 • 2 course £7.95 Starter & Main 3 course £10.95 HOUSE DESSERT
Fri-Sat 5.00-630pm • Sun 5.00-7.30pm 1 course £9.95 • 2 course £10.95 Starter & Main 3 course £13.95 HOUSE DESSERT
A LA CARTE MENU AVAILABLE
112 Cumbernauld Road Muirhead Glasgow G69 9AA T: 0141 779 9362 www.capolanda.com 6 | M80 Magazine
Buy 2 Steaks & Receive
Should feel rm with a slight spring.
Well Done
6 minutes each side.
100% brown throughout • Internal temp: 77˚C+
Should feel very firm and will spring back quickly.
PLEASE NOTE: Timings are approximate – based on a 1” thick rib eye or sirloin steak, pan fried. The pan should be as hot as you dare. Internal temperature will depend on the temperature before cooking.
7 Lindsaybeg Road, Muirhead G69 9DR 0141 779 2028 info@scollinsandson.co.uk www.scollinsandson.co.uk M80 Magazine | 7
The
Sewing Shop
All Aspects of ALTERATIONS Zip Replacement Dress & Skirt Hem Shorten Trousers Shorten All From £5.99
The Ironing Shop & Dry Cleaners
IRONING
10 Items £6 20 Items £12.99 30 Items £15.99 50 Items £24.99 .99
CLEANING SPECIAL OFFER DRY 2pc Suit £9 4 ITEMS Trousers £4.55 DRY CLEANED Plain Skirt £5.55 From
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Open Mon-Fri 9am-5.30pm Sat 9am-2pm
Open Mon-Fri 9am-5.30pm Sat 9am-2pm
Call 0141 779 5551
1 Station Road, Muirhead Within The Ironing Shop & Dry Cleaners
Smile. We’ll take care of it…
FREE PICK UP & DELIVERY 1 Station Road, Muirhead
At Muirhead Dental we provide dental care for adults and children both under the NHS and privately. Examinations are free under the NHS in Scotland. The dental team will provide you with an estimate of treatment costs at the examination appointment. Our long standing dental team undertakes regular professional development to keep their knowledge and skills up to date.
O P T O M E T R I S T Est. 1978
New and former patients welcome both NHS & Private
NOW OPEN 6 DAYS A WEEK All day Monday - Friday Plus Saturday Morning 9am - 1pm DESIGNER SUNGLASSES NOW IN STOCK Police Givenchy Italia Independent
Ana Hickmann
www.simpsonoptometrists.co.uk
TEL:
0141 779 1420
168 Cumbernauld Road, Muirhead, Glasgow G69 9NB 8 | M80 Magazine
•
Late night appointments and Saturdays by arrangement
•
Variety of cosmetic treatments to create attractive and confident smiles
•
Crowns, bridges, veneers, dentures and tooth whitening
•
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•
Treatment provided in a stress free environment
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t. 0141 779 4222 e. muirheaddental@aol.com w. www.muirheaddentalpractice.co.uk
FREE!!
WHAT’S ON
Courtesy minibu s pickup & drop-o ff
AT THE MOVIES...
Tennent’s Lager & Caledonian Best
£2.50
Whats on in...
Guinness, Stella & Magners
£2.80
ENTERTAINMENT IN JUNE
FILM RELEASES
SATURDAY 28TH ROD STEWART Tribute by Bob Wyper
Mrs Browns Boys D’Movie Chef Walking On Sunshine How To Train Your Dragon 2
NEW RESTAURANT COMING SOON
TICKETS ON SALE NOW
UP & COMING TRIBUTE ARTISTS
GARTCOSH BUSINESS PARK
4th July
Transformers 2D & 3D
Kids AM Screenings
16th July
Planet Of The Apes Double Bill (Exclusive) Rise Of The Planet Of The Apes & Dawn Of The Planet Of The Apes
Every Sat/Sun Morning
Senior Screenings Every Thursday 11am
3 min walk
SATURDAY 26TH JULY Motown Bros Tribute Show
PRIVATE FUNCTIONS CATERED FOR POOL TABLE | LIVE FOOTBALL | BIG SCREEN WHITEHILL TERRACE, GARTCOSH G69 8DR
01236 870277
GARTCOSH RAILWAY STATION 2 min walk
27th June
GARTCOSH ROAD A752
Autism Friendly Screening on the last Sunday of Every Month
18th July
Dawn Of The Planet Of The Apes 2D & 3D Pudsey: The Movie
Sign up for special offers and discounts at www.myvue.com/supertuesday
25th July
Hercules 2D & 3D The Purge: Anarchy Earth To Echo
Tennants Lager & Caledonia Best served for only £2.50 a pint
EVENT CINEMA
Guinness, Stella & Magners £2.80 per pint
20th July
Monty Python Live (Mostly)
VUE CINEMA GLASGOW FORT SHOPPING PARK Junction 10 M8, Glasgow G34 9DL
Visit www.myvue.com/GlasgowFort Bookings 08712 240 240
FREE Courtesy Mini Bus, Pick Up & Drop Off Cumbernauld Road, Mollinsburn T: 01236 873570 KARAOKE EVERY FRIDAY & SATURDAY NIGHT M80 Magazine | 11
Finest Butcher Celebrates 1st Year in Condorrat...
F
s l a i c e p S p u C Wor ld
irstly I would like to thank all my customers who have supported Paul’s Quality Butchers in Condorrat, over the last twelve months.
The shop has been going from strength to strength and I have had fabulous feedback from the local community regarding the quality of the products I have in the shop, we supply the finest Beef, Lamb and Pork from local farms. I also make fresh homemade burgers, award winning steak pies and we have excellent chicken dishes with delicious sauces to accompany them. Every week we have special offers and also provide customers with a loyalty card scheme, this allows them to have their loyalty card stamped every time they spend £20 or over and when the card has been completed they will receive 20% off their Christmas order. My staff have been trained to the highest standards and are only too happy to help you.
FREE BEER !!!!!!
BUY A £19.99 PARTY PACK & GET 6 FREE BUDWEISERS*
New Season Spring Lamb Now Available
FREE!!!
Paul Conway
When you spend £25*
/paulsqualitybutchers
PLE AS E D TO ME AT YOU - ME AT TO PLE AS E YOU FROM TH E B UTCH E R YOU C A N TRUS T
www.paulsqualitybutcher.com Kilsyth 10-12 Main Street Tel: 01236 822182 12 | M80 Magazine
£5 OFF
Sausages to every reader*
Bonnybridge 9A High Street Tel: 01324 812181
Condorrat 16B Main Road Tel: 01236 725777
Grangemouth 6 York Square Tel: 01324 482861
Kirkintilloch 50 Cowgate Tel: 0141 776 2715
*Terms and conditions apply. Any 6 sausages subject to availability. Over 18’s only. Not in conjunction with any other offer.
FOOD2GO • • • • • • •
y!!! a W o N s ie lt a n Pe
HOT BREAKFAST ROLLS FULL BREAKFAST SANDWICHES/ROLLS SOUPS LUNCHES HOT & COLD DRINKS CAKES & PASTRIES
How do you find an authentic village pub & restaurant where fresh produce and friendly staff are always on the menu?
Look no further than...
The Railway Inn & Platform Lounge
OPENING HOURS MON - FRI 7am - 3pm SAT 7am - 1pm
CALL & COLLECT 07501 135709 18 CUMBERNAULD RD, MOLLINSBURN CUMBERNAULD G67 4HN
OFF M80 & M73 AT MOLLINSBURN
say Dunsmore
Contact Lind
Who can provide: Accountancy & Book-keeping Services Self Assessment • Vat • Paye • Taxi Drivers • Construction Industry Scheme (CIS) •
29 Kirk Place, Condorrat, G67 4EE
Tel: 07807 833 331
DK MOTors
• AVAILABLE MON-THURS 12-8PM OUR FANTASTIC OFFER
2 CAN DINE FOR £14.99 2 PEOPLE EACH HAVING ANY 2 COURSES FROM OUR SELECTED MENU
• TRADITIONAL SUNDAY ROAST
WITH ALL THE TRIMMINGS, TOPSIDE OF BEEF, CAULIFLOWER CHEESE, ROAST POTATOES & YORKSHIRE PUDDINGS!!!
• ENTERTAINMENT MOST SATURDAY NIGHTS • The Platform Lounge function suite is available for all occasions & celebrations Family
Gatherings, Parties, Weddings & Funerals
MOT Testing Station
OPENING HOURS Mon - Thu: 12 noon - Midnight Fri - Sat: 12 noon - 1am Sun: 12:30pm - Midnight
Repairs • Servicing • Tyres • Batteries Exhausts • Diagnostics for all vehicles FREE PICK UP & DELIVERY SERVICE AVAILABLE
EASY PARKING
T: 01324 812545 27 Glasgow Road, Dennyloanhead, FK4 1QS
(Just off M80 junction 7 heading for Denny)
The Garages, 9 Lindsaybeg Road, Muirhead, G69 9DR
0141 779 1918 14 | M80 Magazine
Bring this Advert for 10% discount
FOLLOW US ON FACEBOOK M80 Magazine | 15
The
Indian Cottage Tandoori Restaurant
The
GOLDEN PHEASANT
Bar and Restaurant
Restaurant
Indian Cuisine At It’s Best
OPEN 12-8 EVERYDAY
Family friendly serving fresh, tasty Scottish cuisine. We offer buy one get one half price on all main meals Monday, Tuesday and Wednesday.
Bar
Kids dine for £4.95 which includes a scoop of ice cream, whichever flavour they please.
Regular entertainment including monthly karaoke and live music, please call or check our facebook page to keep up to date with what is going on!
Sky Sports • Pool Table • Dart board • Jukebox
Beer Garden
Make it Intimate, Make it Indian Cottage For small intimate gatherings up to a maximum of 30 people WEDDINGS • CHRISTENINGS • COMMUNIONS • FUNERALS
2 FOR 1 LUNCH
Available 7 days Mon-Sat 12noon - 3pm Sun 12.30pm - 3pm
Free function hire.
Ideal place to soak up the sun with a drink and a bite to eat!
From Birthdays to Christenings the Golden Pheasant can cater for all your function needs. Please call for more information.
Like us on Facebook Theindiancottagekirky
BUFFET from 4.30pm - 7 Days • À LA CARTE & TAKEAWAY also available 10/12 Kilsyth Road, Kirkintilloch G66 1QD
Function Hire
0141 777 8822 / 8884
www.indiancottagekirkintilloch.co.uk
2 Stepps Road, Auchinloch, Glasgow, G66 5DH Tel: 0141 777 6338 facebook.com/GoldenPheasant
M80 Travel
M80 Travel
PURE JERSEY With an identity that’s just as much French as it is English, the charming Channel Island of Jersey offers a unique experience for holidaymakers.
No matter how old you are, or what you look for on a holiday, this gorgeous destination will deliver. What could be nicer than wandering the streets of the Old Quarter of the island’s capital, St. Helier, enjoying a coffee as you watch the world go by, browsing its shops or devouring a succulent local seafood lunch? Discover Jersey’s varied and at times quite gruesome past, from burnings at the stake to the Occupation during WW2, when it was the only British soil to be occupied by the German army. Take a trip to the castle, perched on Mont Orgueil, which guards Jersey’s east coast and has done since the 13th century. It’s now a museum that showcases medieval life and the role the castle itself played throughout history. 18 | M80 Magazine
If you’re a confirmed foodie, then experience the culinary aspects of Jersey by visiting during the Jersey Food Festival. This year it runs from 23rd to 26th May, and offers tours that celebrate the produce of the island. Visit farms to see the famous Jersey cows, munch on Jersey Royal potatoes, get back to nature on a Wild Food Forage in the wilds of St. Ouen, or have some Cider and Supper at The Elms farm complex. Jersey effortlessly mixes the best of British and French cuisine and uses the freshest of local produce – a perfect destination for culinary types. If all that sounds a little tame, choose from activities on land and sea, such as jet skiing, kayaking scuba diving, blokarting, abseiling and
horse-riding – Jersey really does have it all. The 350 miles of roads and lanes also offer plenty of entertainment for cyclists and the varied terrain is perfect for walkers of all levels. For a bit of culture, the colourful Battle of Flowers takes place on 14 and 15 August this year, where floats brightly decorated in flowers are joined by musicians, dancers and entertainers as they parade down St. Helier’s Victoria Avenue in a 112-year-old carnival tradition to rival any in Europe.
October 2014 from only £169pp. Barrhead Travel offers a wide choice of accommodation, such as the popular Westview Hotel, which, at £454 half board for 7 nights, is excellent value for money. Transfers are included, letting you get your holiday off to the smoothest start possible. If you’d rather have a long weekend to Jersey, Barrhead Travel also offer short breaks direct from Glasgow. For more information, call Barrhead Travel’s team in Cumbernauldon 01236 617340
And even better, you can fly direct to Jersey with Barrhead Travel & Airways Holidays from your local Scottish airport - Glasgow, Edinburgh, Aberdeen, Dundee or Inverness - between May and M80 Magazine | 19
www.homeslidedoorsystems.co.uk
• Free Home • Free Home Surveys Surveys • Fitted Furniture • Fitted Furniture
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We guarantee a top quality bespoke service of curtains and soft furnishings, all manufactured in our sewing room and can be installed by our experienced fitters at an extremely competitive cost tailored to suit any budget. Fabric companies we use include: Brian Yates, Zinc, Romo, Villa Nova, Today Interiors, Osborne & Little, Harlequin, Voyage, Kandola, Casamance & Prestigious.
TELEPHONE: 01324 630 391 Unit 5 Almond Rd, Middlefield Industrial Estate, Falkirk, Stirlingshire, FK2 9HQ
See us on facebook 53
Anderson McMillan Memorials 21 Garrell Road, Kilsyth G65 9JX
01236 824 038
YOUR PROPERTY
MAINTENANCE • All joinery work
• All Building Services
• Worktops professionally mitred
• Extensions
• Flat pack furniture • Wooden & laminate flooring • Doors & ironmongery fitted • All painting and decorating Headstones, Vases & Plaques, Added Inscriptions, Memorial Cleaning and Other Services.
Indoor Showroom Open 7 Days
A personal touch for your loved one www.andersonmcmillanmemorials.co.uk Find us on facebook
• Wallpaper stripped • Carpets cleaned • Baths & showers steam cleaned No job too small • OAP discount For a free quotation call Gerry on
07786 518219 or 0141 236 0185
• Garages • Porches • Conservatories/ Sunrooms • Garage Conversions • Roughcasting • Windows • Bespoke Windows designed to your specification
FREE QUOTATION MODERN AND TRADITIONAL STYLES
• Supply Only to Trade • Units & Windows Ordered & Ready to Uplift in 24 hours • Doors • Bespoke Doors designed to your specification
C
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• Supplying and installing doors from patio doors to French doors, we offer a wide range of uPVC doors for your home
CM
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• Front and Rear Upvc Doors • Shopfronts • Aluminium Doors 22 | M80 Magazine
Our Showroom: 449 Main St, Coatbridge ML5 3RS T: 01236 441 113 M:07798 534 374 e: jmurtagh@topclasswindows.co.uk
www.topclasswindows.co.uk
Planning Requirements and Building Regulations may vary according to where you live.
M80 Outdoor
YOUR GARDENS ANSWER TO OUTDOOR LIVING...
Call now 0141 776 7444 / 9080
Furniture Alfresco is a family run business based in Kirkintilloch, Glasgow specialising in the outdoor garden furniture market. We have in our showroom and on our brand new online store a vast array of rattan garden furniture, wooden table, bench and chair sets, conservatory dining sets and various outdoor heating solutions for that perfect summer’s night.
We also carry our own UK designed ALL SEASONS BRAND of furniture which we manufacture direct from our own factory allowing us to pass on huge discounts of up to 50% off the recommended retail price. We offer complete rattan dining sets from £379 including parasol and free UK delivery plus simply stunning rattan lounge corner sofa sets with side tables and footstools from only £399! Our prices will not be beaten and we never compromise on quality. Using only the best aluminium anti-rust frames and fade
resistant materials you can be sure our furniture will last for years to come.
Open 7 days 9am-5pm
Aside from our own products we also offer a huge range of branded goods ready for immediate dispatch, all with free express delivery to anywhere in the UK. Please visit www.furniturealfresco.co.uk and browse our huge selection of Rowlinson wooden garden sheds and picnic tables, the market leading Maze Rattan range of furniture including modular corner groups, daybeds and swing chairs and for that cool clear night our Gardeco fire pits, pizza ovens and the market leading clay, metal and steel chimeneas. If you want stunning garden furniture with great customer service and delivered direct to your door with a smile then don’t delay, come in store or check us out on line and shop with furniture alfresco today!
Furniture Alfresco
Unit 2 Old Mill Park, Kirkintilloch, G66 1SS 0141 776 7444 / 0141 776 9080 Visit www.furniturefresco.co.uk
24 | M80 Magazine
Unit 2 Old Mill Park, Kirkintilloch, Glasgow, G66 1SS email:furniturealfresco@outlook.com
www.furniturealfresco.co.uk
M80 Money
FINANCIAL ADVICE WITH TOM MUNRO
PRIZES, OR HIGHER INTEREST THE CHOICE IS YOURS…
National Savings Premium Bonds have been around for a good number of years, offering a unique savings account where the interest earned is decided by a monthly prize draw. Each £1 buys a bond entered into the draw and winnings are tax-free. The minimum investment is £100 (or £50 for monthly standing orders), and from 1st June, the maximum amount you can invest is £40,000 following a change outlined in the recent Budget. Premium bonds can be purchased online at nsandi.com, in Post Offices, or by phone. Around 600,000 or so UK investors held the preBudget maximum of £30,000, but the recent rise will fuel the debate on the merits of the bonds, which are obtained through government-backed National Savings & Investments and currently held by around 21 million individuals. The current return on the bonds, which pay a range of prizes each month, is a tax-free 1.3pc, but not everyone receives this, it depends on how many prizes you win. If you hold £40,000 for example, you could expect an average return of £520 a year, equivalent to £43 each month and on some other occasions when it’ could be slightly higher. With some £47 billion invested in them, Premium bonds are clearly the UK’s most popular savings product despite the returns being so low, so one 26 | M80 Magazine
has to question whether they are worth it. As mentioned above, the prize rate, currently 1.3pc means that for every £100 paid into premium bonds, on average £1.30 a year is paid out, but the term ‘average’ is used loosely here as the smallest prize is £25. In other words, if say 20 people each invested £100, for someone to win more than £25, the remaining 19 would have to win nothing, extremely high odds indeed. In the battle of tax-free savings, even the overstated 1.3pc tax-free prize rate compares poorly. According to research engine Moneyfacts.co.uk with the top variable rate cash ISA offered through Coventry Building Society is currently paying 2.00pc. Alternatively, consider a one year fixed rate cash ISA with a number of rates on offer as high as 1.6pc, I know – these rates are not going to set the pulses racing however they are greater and carry less risk than the lottery of premium bonds. For more information visit www.tommunro.co.uk See you next month.
J.A.K
Elite
Joinery & Plumbing
Garden Services
All trades contractor that provides everything from general property maintenance to full renovations.
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Your Stars for July
with Ellenora
Ellenora has a Diploma in Tarot Readings and is a Reiki Master. She also does Crystal Ball and Angel Cards. For private readings in her home in Quarter, Hamilton call 07786 755363 or 01698 200054. She is also available for house parties. ARIES 21st March - 20th April Others may be startled by the new bold, confident you, so expect to be noticed more as you begin to radiate success. Who you are, not what you have, is what’s important. Big decisions will soon have to be made about home and family affairs.
TAURUS 21st April – 21st May This is a time of tension and stress when you feel that fate is pushing you to the limit. You may have felt adrift recently but now you’re heading back on solid ground. Think positive and all will be well. Look after your health.
GEMINI 22nd May – 21st June This is the beginning of big things for you. Relationships get better than they have been for a decade. You might add to your family if attached or have suitors galore if single. This is a romantic time so enjoy, but do try to keep grounded
CANCER 22nd June – 23rd July Changes in your style and in how you handle family matters that come to the fore. There is a big learning curve ahead - in a good way. You may decide to travel more abroad or start studying. You have a heart of gold and everyone knows it. 30 | M80 Magazine
LEO
24th July – 23rd August A phase of full-on fun makes way for a healthier and more structured lifestyle which you may love more than you expected. You’re more focused so revising your talents could be an investment in your future. House moves or upheaval is on the cards for some.
VIRGO
24th Aug – 23rd Sept A twist of fate has made you realise how many good friends and associates you have. You’ve had a lot on your plate and there is more to come but you have the inner strength that everyone admires. It’s a good time to revamp your health regime.
LIBRA
24th Sept – 23rd Oct Money earning ventures connected to the home are well starred after a false start. Anything practical - home, family, education or food related - has potential for you now so start developing some retro home skills and crafts. You could also reconnect with people from your past.
SCORPIO
24th Oct – 22nd Nov Taking a calculated risk broadening your knowledge, travelling and getting in touch with your inner yen will all bring you happiness in the next few months. Plans that stalled get moving again and you can pursue your long held ambitions from solid foundations. Also it’s time for fun.
SAGITTARIUS 23rd Nov – 21st Dec Happiness now moves on to money, home and family and your new goal is to declutter your life. You will be busier than ever and there is pleasure and romance to be had. If there is any stress around perhaps you brought it on yourself. Sort it!
CAPRICORN 22nd Dec – 20th Jan Shared finances may have been confusing, but this clears now and you’re on your way to bigger and better times financially. Whatever puts you in the public eye gains importance now and gives you the va-va-voom to get things done. A lucky phase is about to begin.
AQUARIUS 21st Jan – 19th Feb A home expense could arise and a trip away could bring romance but you take surprises in your stride. You will be arranging family and friends get togethers. Why is it always you who organises events? Because you love it and who can do it better than you?
PISCES 20th Feb – 20th March Wedding plans are being arranged by some, others will be attending celebrations of good news. Think through all you do as you may miss important details. Move as all around your work or career may leave you in a different position this time next year.
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