Drishti Magazine September/October 2025

SEPTEMBER/OCTOBER 2025

Publisher

Nawal Tandon

Editor

J.M.Lee

Health Editorial

Arun Garg

Advisor

Anil Sharma

Sales & Marketing

Nawal Tandon

Graphic Designer

Jatinder T, Jose L

PUBLISHER’S

Dear Readers,

Wishing you and your loved ones a happy, healthy, and prosperous Diwali!

Diwali symbolizes the triumph of good over evil and light over darkness. In the spirit of this celebration, we present an edition filled with the light of optimism— despite headlines of tariffs, economic slowdowns, job losses, geopolitical tensions, financial uncertainty, and the growing impact of AI disruption worldwide. Now more than ever, it’s important to stay hopeful and seek out new opportunities.

We are delighted to announce the 11th Annual Drishti Awards Gala, scheduled for Friday, November 14. This premier event celebrates the innovative and impactful contributions of individuals and organizations dedicated to service, leadership, and positive change in our communities. The Gala honors those who go above and beyond to build vibrant, inclusive, and healthier communities with their time, energy, and passion.

Gracing the cover of this special edition is Ashish Arora, Regional Vice President at BMO. A purposedriven leader, Ashish credits his father as his greatest inspiration. We’re proud to share his inspiring leadership journey. Also, there is a spotlight on Nav Grewal, whose story reminds us that success is never instant. One must earn it through perseverance. Another standout story is an insightful interview with Michael McKnight, CEO of United Way BC, who shares how charities can remain relevant in a time of shrinking donations and rising needs.

As Canadian businesses navigate uncertain economic waters, we shine a spotlight on Ridgecrest Dairies Ltd., a Mission-based business committed to excellence and community service.

This issue also features a stunning fashion layout from Amaltas Couture, showcasing the season’s latest trends. You’ll also find complete coverage of the 3rd Annual Drishti Women’s Golf Tournament—a celebration of sport, community, and empowerment Don’t miss our regular sections on current affairs, health, beauty, auto, travel, lifestyle, Hollywood, and of course, your favorite—horoscopes.

We sincerely appreciate and support local businesses, and we encourage our readers to support our advertisers whenever possible—they make this publication possible.

Writers

Dr. Arun Garg

J.M.Lee

Pooja Valeja

Veeno Dewan

Surbhi Gogia

Saurabh Bangar

Aneez Devji

Capt. Sukhbir Mangat

Drishti Magazine is published by Drishti Media Group Ltd. The views expressed and images used in the articles of this Magazine are solely of their writers. It is not mandatory or complusary for the Publisher and/or the Editor of this publication to be in agreement with these views. The whole matter in this magazine has been taken from approved and accepted sources, and while publishing the same, every care has been taken, but even in case there is any flaw or error, the Publisher and/or the Editor will not be responsible for it. The readers are advised to get all information from the sources directly and not through this magazine. Any reproduction of this magazine, editorial content, images or advertisement cannot be reproduced or reprinted in any other form, without prior written permission from the Publisher.

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Connecting the DotsBuilding a Healthy Society

Arun K Garg PhD, MD, FRCPC

Medical Lead, South Asian Health Institute, Fraser Health (www.fraserhealth.ca), Clinical Professor, Faculty of Medicine. e University of British Columbia.

YOU AND YOUR HEALTH, AND THE GAP

I have been writing these op-eds since July 2020, meaning this is the 30th editorial on your health. My reason is simple: to share the current science of good health and, in the process, empower you to achieve good health, which brings joy and something we all need and want. Your support and feedback have been greatly appreciated as 2025 comes to a close, and our signature program, the major conference, starts to take shape.

is editorial is a vital link; we hope you will take advantage of the conference and join the proceedings. Registration on our website www.thecins.org will be available a er the new year. e meeting schedule is as follows: June 5-7, 2026. e registration fee for the 3-day conference will be nominal, at $400, which includes the signature banquet.

Now, about the theme: “You and your health, and the GAP.” Your health is a product of two major interventions. Providing external passive support and care through your doctor and other relevant healthcare providers. It is critical to recover from illness and maintain your health, freedom from pain, and protection from in ammation and the e ects of disease. ere is one catch: it is passive; you are primarily an innocent bystander and play a minimal role in its delivery. As most of it, when you are acutely ill, you have truly little insight or awareness. You accept as prescribed, and the good news is that most of the time it works and helps you recover your health.

e other intervention is internal and active. It is a sum of your commitment to health, most of which is chronic in nature and continuous and ongoing. Another term for it is Lifestyle, and my notion of the GAP is the di erence between what is needed for good health and what is being delivered. You have total control over all the variables, and many times, you are not fully aware.

Both are synergistic, and you need both to maintain good health.

is inference is not a matter of blame or nger-pointing, but rather about generating a conversation and your joy in being healthy, and seeking health because you want it, not because someone tells you to be healthy.

By 2025, there will be compelling evidence that chronic in ammation is a signi cant factor in the pathobiology of chronic metabolic diseases, including diabetes and arthritis, among many others. Lifestyle, encompassing food, sleep, emotional stress, and Movement, is comprised of four pillars that can and do play a signi cant role in modulating it. Again, there are no absolutes, but moderation and balance. e body does not like extremes, and balance is what is required.

Previous studies have addressed each of these factors individually. And every part of the control is in your interest and wish to delay the onset of the degenerating process or prevent it, and in some cases, achieve remission of chronic conditions like Type 2 Diabetes.

ese factors are part of the behavior or nurture part of the equation. Pathobiology is part of nature, genes, or epigenetics. It is possible to alter the epigenetic impact; however, there is little one can do about the underlying genetic pathobiology of disease. ere are no guarantees, only our best e ort to maintain good health. ese options are helpful and valuable, and provide you with another idea to enjoy a healthy lifestyle.

Your friends, family, and life partners are the best ones to share what is and how it is a healthy pursuit, just like playing the game of Trivial Pursuit with family and nudging and supporting each other. Professional advice and intervention are integral to the process, and consulting your physician or other healthcare providers is also a crucial part of the course. I wish you all a happy and prosperous Diwali season and many years of a healthy and happy life journey.

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I always believed in building relationships with clients. Communicating honestly with them and guiding them toward the right decisions helped me grow much faster. Success comes when you work with people, not against them.”

NAV GREWAL

F COMPASSION

BY SURBHI GOGIA

rom LEGO creations to leading a very successful home warranty provider, Nav Grewal’s story shows that success isn’t built overnight—it’s built brick by brick, relationship by relationship, with trust as the strongest foundation. Nav started his career as a home inspector, walking through sites and guiding buyers; now, he leads WBI, a company that o ers home warranties to builders of new homes. What set him apart on this journey was not only his technical knowledge but also his ability to connect with people.

In a world and generation o en lost in online communication, Nav’s story highlights the importance of clear, face-to-face conversations, empathy, and building trust. His career growth serves as an inspiration—a reminder that valuing people and fostering direct communication can open doors more quickly than shortcuts.

“I always believed in building relationships with clients,” Nav says. “Communicating honestly with them and guiding them toward the right decisions helped me grow much faster. Success comes when you work with people, not against them.”

Nav grew up surrounded by family members in the construction industry. His uncles worked in the eld, and young Nav o en tagged along to job sites. “Construction always excited me,” he recalls, “whether I was playing with LEGO or walking construction sites.”

It was during these visits that Nav rst met home inspectors—professionals who assess a property’s condition and provide buyers with a clear view of its strengths and weaknesses. e role fascinated him, and a er graduating from high school in Surrey, he enrolled in the Home Inspection Training Program in 2002, along with additional construction courses from BCIT and Kwantlen University College.

Nav’s career started modestly—volunteering with a home inspector. Soon a er, he started his own company, Wall 2 Wall Home Inspections Ltd., in 2003. But his curiosity didn’t end there. While running his inspection business, he delved into the world of the 2-5-10 New Home Warranty. Explaining the di erence, he says: “As a home inspector, you check the condition of a home—new or old—before someone buys it. But a home warranty inspection is di erent. It ensures that newly built homes meet standards, so buyers aren’t bombarded with defects later. Warranty providers work with builders to make sure their work is at or above industry standards.”

An opportunity soon arose in the warranty sector. Nav was already trained and prepared, and with Canada’s construction industry booming, he sold his inspection business and joined a di erent company as a home warranty inspector.

Over the next decade, Nav worked

“I want to keep providing excellent customer service, working closely with homeowners and builders to resolve issues quickly. In the long run, my goal is steady growth—without ever losing sight of what sustains us: our customer service. It’s our foundation, and we will continue to excel at it.”

closely with builders and subcontractors during many inspections. His goal was not to police builders but to support them. He o en went beyond expectations—advising builders on compliance and helping bridge language barriers. “Many people in our community work in construction. Sometimes language was a barrier, so I explained things in Punjabi. at became an asset. Builders were o en concerned about hiring subcontractors who sometimes failed to meet the required quality and standards. I guided both builders and subcontractors by explaining industry standards and expectations. at approach built trust.”

In 2015, Nav o cially joined WBI. Based in B.C., the company provides New Home Warranty, Construction Insurance and Deposit Protection Insurance across B.C., Alberta, Saskatchewan, and Manitoba. Nav continued to develop his people skills while working as an inspector. Later, President Gordon Houston encouraged Nav to join the business development team. At rst, Nav hesitated. “I was always a eld person. I wasn’t sure if I could sit in an o ce from nine to ve.” However, Gordon told Nav, that his

job was not to be in the o ce full-time but rather be out in the community meeting with builders & developers which he knew Nav enjoyed. Nav credits his success to serving existing clients wholeheartedly, not chasing new ones. “I never believed in cold calls. I focused on those who trusted me, delivering on promises and building long-term relationships. Clients came through referrals, not because I knocked on their doors.” Recently appointed as President of WBI, Nav now bears the responsibility of shaping the company’s future.

His vision: “I want to keep providing excellent customer service, working closely with homeowners and builders to resolve issues quickly. In the long run, my goal is steady growth—without ever losing sight of what sustains us: our customer service. It’s our foundation, and we will continue to excel at it.”

What makes WBI unique: “While new home warranty is required by the government, the way they are provided makes all the di erence. WBI concentrates on helping builders, simplifying claims, and making sure both homeowners and builders feel supported and satis ed.”

RIDGECREST DAIRY:

AND SERVICE

Suppose you’ve ever wondered why the paneer at your favorite restaurant tastes more affluent and authentic than what you make at home. In that case, there’s a good chance it’s Ridgecrest’s “white magic” that makes the difference.

At a time when Canadian businesses faced economic uncertainty, there has never been a stronger call to support homegrown enterprises. While recent trade tensions have fueled renewed interest in buying local, some businesses have long championed this philosophy. Ridgecrest Dairy Ltd., based in Mission, British Columbia, is a testament to Canadian cra smanship, producing high-quality, all-natural dairy products from local farms.

Ridgecrest Dairy is synonymous with premium dairy production, specializing in artisan paneer, ghee, and yogurt. Staying true to its commitment to quality, the company takes pride in o ering products free of arti cial additives, allowing the natural avors of milk to shine. is dedication to purity is perhaps best exempli ed in their paneer, a staple ingredient in Indian cuisine. Suppose you’ve ever wondered why the paneer at your favorite restaurant tastes more a uent and authentic than what you make at home. In that case, there’s a good chance it’s Ridgecrest’s “white magic” that makes the di erence. e paneer is directly supplied to restaurants from Mission to the Lower Mainland.

Ridgecrest refuses to cut corners by eschewing modi ed milk ingredients, gums, starches, and stabilizers to favor milk’s pure, unaltered avor. “Our specialty is producing all-natural dairy products from non-homogenized whole milk,” explains Steve Saccomano, one of the company’s three owners.

Ridgecrest Dairy has been in operation for almost four decades. Saccomano’s journey with Ridgecrest began ve years ago when he acquired the business from the Verdonk family. With a background deeply rooted in dairy farming, he recognized an opportunity to build upon the operation. “ e company we purchased was already established, and we saw the potential to expand it. We sell directly to restaurants, and customers come to us. ere’s always a market for high-quality, artisan-style products. We are not a large company with hundreds of employees. We are a relatively small operation with 15 employees, but we serve our niche market.”

Steve’s journey from dairy farmer to dairy plant operator resembles cra ing artisan cheese, blending tradition, science, and patience to create a masterpiece. e tradition in Ridgecrest Dairy’s operations stems from the values of hard work he learned from his family, who owned a dairy farm in Ontario. e practice of creating artisan products is inherited from his Italian grandparents, who lived on the same farm as his family. Growing up on a farm in Ontario, Saccomano cultivated a strong work ethic, learning the importance of

“With steadfast dedication to quality and community, Ridgecrest Dairy sets a standard for Canadian businesses. As economic landscapes shift, the company stays committed to sustainable practices, local partnerships, and artisanal excellence.

dedication and teamwork. “Back then, dairy farming was labor-intensive— everything was done by hand. Cleaning barns, feeding cows, carrying buckets—it instilled a deep passion for the industry,” he recalls.

Beyond tradition, Saccomano brings a scienti c approach to dairy processing. With a background in business management, animal science, and agricultural nance, he has dedicated over three decades to helping farmers thrive. A er relocating to British Columbia in 1989, he collaborated with BC’s Dairy Herd Improvement Association. He later engaged in agricultural nance, advocating for sustainable farming practices.

actively participates in community events, including sponsoring Diwali luncheons.

Beyond business, Saccomano’s commitment to community extends to his work in autism advocacy. As the father of a son diagnosed with autism, he understands the challenges families face.

“Agriculture is vital to our economy and community,” he states. “Farming is essential to our identity, with more than 65% of Chilliwack’s land safeguarded in the Agricultural Land Reserve (ALR). I have collaborated closely with the Chilliwack Economic Partners Corporation (CEPCO) to enhance the economic bene ts of agriculture in our region.”

As Canadian farmers face economic uncertainties, Ridgecrest Dairy stays resilient by prioritizing local sourcing and distribution. "We anticipate and hope for minimal impact from international tari s, due to the fact that many of our suppliers are locally sourced,” Saccomano notes.

Ridgecrest has established a strong presence in the South Asian market. It ramps production ahead of Diwali to satisfy the growing demand for paneer, yogurt, and ghee. e company also

“We o er essential services such as early childhood programs, young adult support, and parent groups right here in Chilliwack,” he explains. “What began as a simple walk for autism has evolved into a community-wide initiative, including a golf tournament, shing derby, and more.”

With steadfast dedication to quality and community, Ridgecrest Dairy sets a standard for Canadian businesses. As economic landscapes shi , the company stays committed to sustainable practices, local partnerships, and artisanal excellence.

Happy Di wali from all of us at Prospera.

Celebrate prosperity this Diwali with guidance that lasts for generations.

No matter where your financial journey takes you, we’re here to provide the support you need to celebrate today and build for tomorrow.

Michael McKnight, President & CEO of United Way BC, with an impressive experience of restructuring charities, talks about how charities can remain relevant in an era of shrinking donations and growing demands

COMPASSION AND COMPETENCY MICHAEL MCKNIGHT REDEFINING CHARITY WITH

Someone showed faith in me when I wasn’t sure of myself. Under his leadership, multiple chapters were merged into a single, strong organization, enabling the charity to serve 40,000 children annually. The lesson was clear: unity creates strength.”

TBY SURBHI GOGIA

he Lapu Lapu tragedy shocked British Columbians when 11 innocent lives were lost. Beyond emergency aid, the more urgent need was providing support before it was requested. United Way British Columbia (UWBC) addressed this need— arranging travel for grieving families, o ering nancial help to those unable to work, and ensuring access to long-term mental health care.

Courtesy of Vancouver Foundation, photo by Vincent L. Chan

Such work exempli es UWBC’s philosophy: when life turns upside down—whether through oods, res, or personal loss— charities must go beyond immediate relief. UWBC has created a model that identi es gaps in social systems, scales solutions to address them, and leaves a blueprint for others to follow.

At the helm of this vision is Michael McKnight, President & CEO of UWBC. A leader with both heart and foresight, he has rede ned how charities can remain relevant in an era of shrinking donations and growing demands. His approach has helped small initiatives grow into robust institutions by modernizing systems, embracing technology, and introducing disciplined strategies—all while maintaining a focus on the core of charity: supporting those in need.

McKnight believes that charitable organizations should operate both e ciently and e ectively so that every dollar donors contribute is used to support the most vulnerable and create a signi cant impact in the community.

McKnight’s path was shaped early. Drawn not to corporate life but to community service, he pursued an undergraduate degree in communication. Due to the recession, he landed his rst job as a social worker for a children’s organization, rather than in communications. His rst job aligned with his values and passion, leading him to pursue a Master of Non-Pro t Management at McGill.

At just 33, he became the CEO of Big Brothers Big Sisters of Canada. e organization was struggling, and even he doubted whether he could succeed.

“Someone showed faith in me when I wasn’t sure of myself,” he recalls. Under his leadership, multiple chapters were merged into one strong organization, allowing the charity to serve 40,000 children annually. e lesson was clear: unity creates strength.

“Fundraising is more di cult than ever, with fewer resources and higher demands,” McKnight explains the reasoning behind mergers. “Smaller charities face challenges with governance and strategy, but mergers help them combine resources, concentrate on their mission, and serve more communities.”

e same philosophy guided his leadership at United Way. United Way has

“I believe that the value of giving goes beyond money. “When British Columbians give— whether money, time, or talent—they’re not just helping others. They’re restoring meaning in their own lives. A sense of community unites us, strengthens us, and carries us forward.”

existed in North America for over 100 years as a “federated fundraiser” and supporter of social services.

Once divided into 12 smaller entities in BC, the organization lacked capacity. McKnight’s bold, innovative approach resulted in the smooth merging of these entities into a single UWBC, transforming the delivery of social services and strengthening community bonds throughout the province.

“One organization means consistency across the province and more money back to communities,” he says. e change not only made UWBC more e cient but also more credible to governments. “Instead of 12 di erent proposals with 12 approaches, we now deliver coordinated programs across BC. at secured lasting federal and provincial support.”

e merger raised concerns about layo s, but McKnight stayed committed to protecting sta . “We’re a people’s organization. We redeployed our teams into new roles instead of letting them go. Every dollar raised a er the merger went further—and that built trust.”

Today, UWBC helps more than four million people each year, focusing on urgent response, children and youth, seniors, mental health, poverty, and food security. Besides fundraising and working directly in communities, the organization aims to nd gaps in services and create programs to ll those gaps.

e pandemic challenged every charity's creativity. UWBC responded with digital solutions like the Food Link app. Instead of letting surplus food go to land lls or accumulate at food banks that didn’t need it, the app enabled farmers, retailers, and suppliers to list available food. Food banks and distributors could claim what they required, while volunteers managed pickup and delivery.

“Donors today are much more savvy in how they engage,” McKnight notes. “For small charities, maintaining an online presence while creating a real impact can be overwhelming. As a consolidated organization, we’ve invested in digital storytelling to connect meaningfully with donors.”

During times of rising in ation, charitable giving can easily become a lower priority. However, McKnight believes that the value of giving goes beyond money. “When British Columbians give—whether money, time, or talent—they’re not just helping others.

ey’re restoring meaning in their own lives. A sense of community unites us, strengthens us, and carries us forward.”

Re ecting on the South Asian community, McKnight says, “Canada’s strength is in its mosaic. When oods occur, South Asians help everyone, not just their own. at spirit of giving bene ts us all. It’s what makes me proud to be Canadian—and proud to be British Columbian.”

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Dave Jassar Sales Manager

THE IMPORTANCE IN CANADA A WILL OF HAVING

by VEENO DEWAN

If you die without a Will in Canada, the court will decide how your assets are distributed based on provincial or territorial intestacy laws, not the wishes of the family members you leave behind. The court will only recognize close blood relatives or adopted relatives as family members. There is no provision for non-relatives such as friends, charities, or other specific individuals without a Will.

Understanding the Purpose of a Will

A Will is a formal written and signed document, almost always on paper, that legally instructs those you leave behind—such as a spouse, children, dependents, and other family members—about who will inherit the assets you owned at the time of your death, including property, cash, nancial assets, and other material goods. If you have minor children, you can also specify who you would like to be their guardian to care for them in your absence. A Will can also include other instructions, such as

your funeral arrangements and speci c requests. Additionally, a Will allows you to appoint a person called an “Executor” to manage your estate and carry out your instructions for your funeral and other matters. Essentially, a Will provides peace of mind and nancial security for your family during di cult times.

How to make a Will

You can write your own Will or create an online Will without legal help. However, your estate and asset situation is complicated. In that case, most people choose to hire the services of a registered and licensed lawyer, solicitor, or notary public who can assist you in creating your Will for a fee. Copies of wills can be stored at their o ces. A copy should also be kept in a secure place, such as a safety deposit box, a reproof home safe, or with a trusted friend or family member. Make sure to inform your appointed executor and other family members of the location where your Will is stored.

Creating a Will isn’t a one-time event. When you gain new assets, like additional property, or go through major life changes, such as a divorce or remarriage, you should update your Will to re ect these changes. You can also change your Will at any time. Some people may prefer

to dra their own Wills using online forms and tools. Although there is no requirement to register an online Will in Canada, you must follow your province’s speci c signing and witnessing rules to make it legally valid.

Why should you have a Will?

Suppose you die without a Will under Canadian law. In that case, you’re considered to have died “intestate," meaning there are no detailed instructions on how to distribute your property and assets. When this occurs, each Canadian province or territory has its own court rules for administering the estate and distributing assets. is process

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can o en be lengthy, complex, and costly. It can also be stressful, litigious, and exhausting for family members. Additionally, there could be issues accessing accounts, transferring or selling assets, and settling the estate without a Will.

e Implications of not leaving a Will in Canada.

Suppose you die without a Will in Canada. In that case, the court will decide how your assets are distributed based on provincial or territorial intestate laws, not the wishes of the family members you leave behind. A court-appointed administrator will work with a family-appointed legal representative (usually a lawyer or solicitor) to ensure that all your documents are prepared and properly witnessed and will manage your estate instead of your chosen executor. e court will determine how the estate is divided according to the speci c provincial or territorial laws of intestate succession, which usually recognize only close blood relatives or adopted relatives. ere is generally no provision for non-relatives, such as friends, charities, or other speci c individuals, to inherit anything.

As the court determines the distribution of assets without a Will, the nal outcome on who receives what may not meet the expectations of certain family members. e ultimate asset distribution under intestate laws can result in outcomes that some individuals might consider unfair or unsuitable for the family.

Disputed outcomes cause higher costs, delays, and potential legal battles for your loved ones, o en leading to bitter, long-lasting court cases. Without a Will, the process can become complicated and di cult for those le behind.

What is probate?

Probate is the court process used to o cially approve a Will as the nal valid document of a deceased person. It o cially con rms the appointment of someone to serve as the executor of the will. Not all Wills need probate. However, most nancial institutions and land registry o ces generally require probate to verify that the executor is authorized to manage the deceased person’s assets and distribute the inheritance. Assets without a will are all subject to Court Probate. Once

deceased intended.

The absence of a Will can be a complicated and challenging experience for family members left behind. There is a risk of disagreements among family members because the court’s intestacy laws’ final decisions might seem unfair to some about who inherits what.

a Grant of Probate is issued, nancial institutions and others can trust it to con rm they are dealing with the right person and a veri ed document. Finally, if there is a challenge to the Will or other legal issues, probate provides the court-validated authority required to handle those concerns that may come up later.

Advantages - Better early than never to make a Will

e bene ts of creating a Will are numerous. A professionally dra ed Will can prevent disputes among family members and make settling your estate easier, avoiding unnecessary legal issues and nancial burdens, and saving time during the nal distribution of assets. A Will also minimizes legal complications, paperwork, and costs, while providing a clear, prede ned outcome as the

In summary, dying without a Will means losing control over your most important nancial and personal decisions, leaving your loved ones to face uncertainty and additional complications during already di cult times. It is never too late to create a Will. Having a Will ultimately provides peace of mind for you and your family. Knowing your a airs are in order, and that your loved ones are protected and provided for, is priceless and o ers signi cant reassurance for both you and your family as you go about daily life. It's de nitely better to make a Will early rather than never.

Sources - Government of Canada, Estate and Will Planning; Government of British Columbia, Wills and Estate Planning; Indigenous Services Canada; B.C. Notary Association. Disclaimer: is article is for informational purposes only. Before dra ing a Will, it is recommended to seek legal advice from a registered professional, as provincial laws and regulations may change.

U.S. TARIFFS THREATS LEAD TO

CANADIAN CONSUMER BOYCOTTS

by VEENO DEWAN

In early 2025, U.S. President Donald Trump rst announced plans to impose signi cant trade tari s on Canadian exports. Trump stated and continues to maintain that the tari s and previous trade agreements have been unfair to the U.S. and disproportionately favorable to Canada. He claims that increased tari s will boost U.S. manufacturing, generate more tax revenue, and reduce the U.S. trade de cit. Globally, the tari s have disrupted world trade to various extents and still cause trade and nancial shocks worldwide. e Canadian government responded promptly with over $60 billion in counter tari s, along with additional tari s on the U.S. auto sector. Negotiations are still underway regarding the tari issue, as the U.S. is Canada’s largest and most vital trading partner, a ecting not only the economy but also jobs and scal growth.

roughout Canada’s negotiations with the U.S. on a new trade and security relationship, the Government of Canada’s strategy has been to protect Canadian workers and businesses, while also encouraging a negotiated agreement with the U.S.

e Canadian Citizens’ boycott of U.S. travel and goods

Since the start of threatened U.S. trade tari s, there has been a signi cant boycott of American goods in Canada by consumers, driven by President Trump’s tari s on Canadian products and a perceived betrayal of a long-standing alliance between the two countries. e “Buy Canadian” movement has gained widespread support, with many Canadians actively choosing Canadian alternatives and avoiding U.S. products.

For many Canadians, the boycott movement serves as a way to show solidarity with their country, support Canadian interests, and express patriotism and pride in their nation. As a form of widespread political participation, boycotting o ers Canadians a direct, tangible way to voice their political beliefs and engage in civic life, with the iconic “elbows up” slogan becoming part of both the cultural and political spheres.

Supermarkets have placed “Produced in Canada” labels on groceries. Meanwhile, some Canadian provinces have removed American-made products, such as wine, beer, and spirits, from their

U.S. President Trump’s tariffs on Canadian products are seen as a betrayal of a long-standing alliance between the two countries. As a result, the “Buy Canadian” boycott movement has gained widespread support from consumers, with many Canadians actively seeking Canadian alternatives and avoiding U.S. products.

shelves. e Canadian consumer boycott also a ects travel, with Canadians either reducing their visits to the U.S. or canceling pre-booked vacations in favor of other destinations, including within Canada.

For some Canadians, tari s and trade disputes symbolize a serious breach of trust in the historically strong relationship between the two countries. e movement has also gained momentum through social media, focusing on promoting Canadian products and discouraging the purchase of U.S. goods.

Is the boycott working?

While economists nd it challenging to quantify the exact dollar amount of how much the boycott is a ecting the U.S., the movement has been described as strong,

For many Canadians, the boycott movement is a means to show solidarity with their country, support Canadian interests, and demonstrate patriotism. As a sign of widespread political engagement, boycotting gives Canadians an active way to express their political views.

with Canadian businesses reporting increased sales of domestic products.

According to Statistics Canada, the number of return trips Canadians make to the U.S. has dropped by 22.1 percent for air travel and 33.1 percent for land travel, marking the sixth consecutive month of year-over-year declines. ose Canadians who have canceled a planned trip to the United States now account for 35 percent.

Statistics Canada also reports that Canadian trips to the U.S. have decreased overall by 28.7 percent from last year. Across the border in Washington state, Bellingham and Seattle both feel the e ects of British Columbia boycotts, with U.S.-Canada cross-border shopping falling more than 50 percent year over year in April 2025.

In Seattle, Michael Woody, the chief strategy o cer for Visit Seattle, said, “It’s sad for us, the number of Canadians arriving by plane dropped 20 percent in February, and is still down by 12 percent. Will the boycott last?

Boycotts tend to fade over time as people lose interest and go back to old habits, according to economists. However, Canadians’ commitment to boycotting U.S.

products and focusing on domestic ones has stayed strong, showing only a slow decline. An online survey conducted for Lightspeed, an e-commerce so ware provider, found that out of the 1,000 Canadians polled from June 5 to 10, 2025, more than three-quarters said they support Canadian retailers removing U.S. goods from store shelves.

In a recent media interview, a May 2025 survey report from the Canadian Federation of Independent Business (CFIB) found that 40 percent of their members reported increased sales of Canadian-made products since the start of the trade war.

“It’s been a delightful surprise to see it ( e boycott) keep going,” said Ryan Mallough, CFIB’s vice-president of Legislative A airs and Communications. “And there doesn’t seem to be, at least so far, much of an appetite to return to the U.S. products.” e survey also found that many businesses reported a decline in sales of American goods. Mallough suggests that, for some Canadians, the U.S. boycott may become a habit.

However, Douglas Irwin, Professor of Economics at Dartmouth College, also notes in an interview that, “boycotts are o en a temporary emotional reaction and their economic signi cance is hard to judge and translate into monetary gures.”

Meanwhile, another new survey indicates support for buying Canadian products amid the U.S. trade war is declining. According to a recent Research Co. poll, the percentage of Canadians avoiding the purchase of American goods has decreased by four points since March 2025. Overall, the company found that 60

percent of Canadians still prefer non-U.S. goods when available. e poll also showed that fewer Canadians are visiting American-owned restaurant franchises in Canada, with only 36 percent doing so, a drop of ve points from March 2025.

It’s unclear how long the current Boycott of U.S. goods in Canada will last, as the Trade and Tari s situation is still evolving and depends on future trade negotiations and shi ing public opinions. While the Canadian government li ed retaliatory tari s in September 2025, the public movement to “Buy Canadian” could continue, with historical precedents suggesting that boycotts can fade but may also boost local sales in the short term. Canadians wait with bated breath to see what will happen.

Sources: Government of Canada, Federal Ministry of Trade and Industry, B.C. Government, Statistics Canada, Research Co, Professor Douglas Irwin, Dartmouth College, Canadian Federation of Independent Business (CFIB), Ryan Mallough, City of Seattle, Michael Woody, Municipality of Bellingham.

WHY THE REAL ESTATE

DEVELOPMENT MARKETING ACT (REDMA)

MATTERS IN TODAY’S MARKET

British Columbia Financial Services Authority (BCFSA) issued Policy Statements 5 and 6 under REDMA, permitting developers to commence marketing projects before completing certain approvals, provided they meet specific conditions.

The real estate market in British Columbia faces unique challenges. Rising interest rates, economic uncertainty, and shi ing purchaser demand have slowed activity in recent years. For developers, nancing and constructing large-scale projects is more complex, and reduced demand makes it di cult to meet timelines. For purchasers, it means carefully considering any decision to purchase within a development project.

e Real Estate Development Marketing Act (REDMA) is provincial legislation that applies to certain types of development projects marketed in British Columbia. REDMA ensures purchasers are informed while providing developers with a legislative framework to market development projects, playing a role in presales where purchasers o en enter into a purchase agreement before construction is complete, or even before it begins. To support this framework, the British Columbia Financial Services Authority (BCFSA) issues policy statements under REDMA that enable developers to market earlier while helping protect purchasers by ensuring they receive transparent and timely disclosure.

Policy Statements 5 and 6

BCFSA issued Policy Statements 5 and 6 under REDMA, permitting developers to commence marketing projects before completing certain approvals, provided they meet speci c conditions. ese policy statements are critical in British Columbia’s real estate market, where municipal approvals and nancing arrangements can take signi cant time to nalize. e policies aim to create some exibility for developers while maintaining protections for purchasers by ensuring that speci c timelines are adhered to and that material information is disclosed to them.

Policy Statement 5 permits marketing to commence once an “approval in principle” has been obtained, typically in the form of a development permit or third reading approval from a municipality. A disclosure statement outlining project

On February 25, 2025, the BCFSA introduced an Early Marketing Pilot Program, extending the early marketing period from 12 months to 18 months for eligible projects.

timelines must be led, and the developer has 12 months to obtain an issued building permit. If the building permit is issued within the 12 months, an amendment must be led and distributed to purchasers. If not, marketing must cease until the amendment is led, and purchasers have the right to cancel their purchase agreements.

Policy Statement 6 addresses construction nancing. Developers may begin marketing the project under this policy statement without a con rmed “satisfactory nancing commitment”, provided they le an amendment within 12 months con rming that nancing has been secured. Suppose nancing is not obtained within the 12 months. In that case, marketing must cease, and purchasers again have the option to cancel their purchase agreements until nancing is secured and an amendment is led and distributed to purchasers. Satisfactory nancing means the ability to construct the development project, including the installation of all utilities and other services associated with it. Financing can be provided by a lender, through the developer’s own funds, or a combination of the two.

Early Marketing Pilot Program

On February 25, 2025, the BCFSA

introduced an Early Marketing Pilot Program, extending the early marketing period from 12 months to 18 months for eligible projects. Residential developments with 100 or more units qualify, and developers receive an additional six months (for a total of 18 months) to secure building permits or nancing before purchasers may cancel their purchase agreements. Existing projects already being marketed can also apply for the extension by ling an exemption and updating their disclosure statements. e pilot re ects an e ort to balance prolonged municipal approval timelines, more stringent lending conditions, and reduced demand, against the need to protect purchasers’ consumer rights. rough this program, the BCFSA will collect data to evaluate how extended early marketing periods a ect nancing viability and purchaser con dence.

Looking Ahead

With nancing conditions challenging and presale demand uncertain, understanding REDMA and BCFSA policies is essential. For developers, these frameworks provide opportunities to market a development project early, provided the required timelines are met. For purchasers, they o er transparency and certain key protections to provide some level of con dence when entering into purchase agreements.

Disclaimer: e foregoing does not constitute legal advice and should not be relied upon as such; for legal advice, please contact the co-authors.

Co-Authors: Aneez Devji and Saurabh Bangar

is article is co-authored by Saurabh Bangar and Aneez Devji, commercial real estate lawyers at Richards Buell Sutton LLP (RBS). Established in 1871, RBS is the oldest law rm in British Columbia with o ces in Surrey and Vancouver. Aneez serves as the Managing Partner, and Saurabh is an Associate. Both are members of the rm’s South Asian Practice Group and advise on a wide range of real estate matters, including development, marketing, commercial leasing, acquisitions and sales, land assemblies, and more.

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DIVERSITY, INCLUSION & GENEROSITY GLOW AT THE 3rd ANNUAL DRISHTI WOMEN’S GOLF TOURNAMENT

2025, presented by Save-On-Foods, raised $18,650 for the Arthritis Society Canada.

Held at the Peace Portal PAR 3 Golf Course in Surrey, this empowering event brought together over 150 women from diverse backgrounds for a day lled with golf, inspiration, and community building. Created to introduce non-golfers, beginners, and seasoned players to the sport, the tournament was more than just a game—it was a celebration of empowerment, networking, and unity. e day featured keynote addresses from three exceptional women leaders who shared their journeys of resilience, leadership, and transformation:

• Glenys Turtan, Senior Manager, Data Services at Pattison Food Group, shared her inspiring journey from a part-time data entry clerk to leading a department of 31. An honoree of Women of In uence, Glenys spoke about the importance of patience, resilience,

Group and fellow Women of In uence honoree, shared her powerful story as a former executive at Accenture, a mother of three, and a passionate advocate for diversity and gender equity. Her commitment to inspiring meaningful change was a powerful call to action for all in attendance.

• Dr. Jacqui Fleury, ND, naturopathic doctor, speaker, author, and women’s health advocate, captivated the audience with her insights on navigating midlife health challenges. rough her work and programs like e Sludge® and Master Your Moods, she empowers women to embrace perimenopause and menopause with clarity, con dence, and vitality.

A er the keynote speeches, ten in uential women were recognized for their contributions to the community, charitable initiatives, and their continued e orts to make a di erence.

Supporting Partners & Sponsors is impactful day would not have been possible without the generous support of our sponsors:

• Title Sponsor: Save-On-Foods

• Platinum Sponsor: Brian Jessel BMW

• Lunch Sponsor: Teja Foods

• Gold Sponsor: Scotia Wealth Management

• Ra e Sponsor: Pure Integrative Pharmacy

• Golf Ball Sponsor: Sarb Bhatia, BMO

• Hole Sponsors: BDC, Savera Skin & Laser, Inchin’s Bamboo Garden

Nawal Tandon, CEO Drishti Media Group and team presenting donation Cheque to Puneet Dhillon, Arthritis Society Canada for the funds raised at Drishti

• Morning Co ee & Cake Sponsor: Just Cakes Bakeshop

• Print sponsors: Jassal Signs, Rayacom Premium Print

• Gi Basket Donors: Save-On-Foods, Urban Fare, Pure Integrative Pharmacy, BMO, Scotia Wealth Management, Titanium Flooring, GluteNull

• Community & In-Kind Sponsors:

7-Eleven (Water bottles & Slurpee coupons), Inspire Health, Arthritis Society Canada, Innovative Fitness, First Tee Canada, Gummy Gainz

• Media Sponsors: Drishti Magazine, Brand Manifest

• Live Auction Sponsors: Ash Abhyankar, Sachkhand Travels, Golden Tree Jewellers Special anks

Heartfelt appreciation goes out to all the golfers, volunteers, donors, and our fabulous emcee Zara Durrani and live auctioneer Howard Blank for bringing their energy and passion to this unforgettable event. Together, we made the 2025 Drishti Women’s Golf Tournament a resounding success.

Women’s Golf Tournament.

RECIPIENTS OF DRISHTI INSPIRING WOMEN AWARDS

REFLECTING DIVERSITY AND INCLUSION

Jas Randhawa, Pattison Food Group, honoring Alex Mitchell

Linda Mah, honoring Sarb Bhatia

Mandeep Bains, Teja Foods, honoring Pindi Mann

Surrey City Councillor, Linda Annis honoring Glenys Turtan

Nawal Tandon CEO Drishti Media Group, honoring Sonia Bawa

Jessie Tandon, Drishti Media Group, honoring Dr. Jacqui Fleury, ND

Kshitij Bhupendra, Scotia Wealth Management, honoring Jas Sangha

Nawal Tandon CEO Drishti Media Group

Parvine Teja, Teja Foods honoring Linda Eldabaja

Sunny Singh, Pattison Food Group, honoring Elizabeth Lesztak

Jas Sahota, Pattison Food Group, honoring Balneet Toor

Jim Murray, Brian Jessel BMW, honoring Rita Chohan

Kshitij Bhupendra, Scotia Wealth Management, honoring Mojdeh Nasseri

Tamara Van Den Brink, Scotia Wealth Management, honoring Suhana Gill

HOMES WITH VISTA BLINDS

“I’ve

learned to execute flawlessly on what I can control and treat every setback as a learning opportunity.”

DRIVEN BY PURPOSE, GROUNDED BY VALUES

THE LEADERSHIP JOURNEY OF

ASHISH ARORA

“Over the next 25 years, Ashish progressed through a series of increasingly senior roles at BMO: Assistant Branch Manager, Branch Manager, Personal Banking Area Manager, Regional Vice President for Personal Banking, and now, Regional Vice President, Specialized Sales for BC & Yukon.”

Ashish Arora’s story begins in Delhi, India, where he spent his early years before immigrating to Canada in Grade 9. e transition was challenging —new culture, new language, and unfamiliar surroundings. But a compassionate school counsellor helped ease the shi , o ering encouragement and a sense of belonging. at moment of kindness le a lasting impression and planted the seeds for Ashish’s leadership philosophy: empathy

BY J.M. LEE

and the power of human connection. His journey into banking started during his third year at the University of British Columbia. While many of his peers secured interviews through traditional channels, Ashish took a more direct approach. He walked into a local BMO branch on a Saturday with his resume and asked to speak with the manager. She told him, “If you can pass the assessment, we’ll give you a shot.” at math test opened the door to his

rst role as a part-time Customer Service Representative—and marked the beginning of a career built on initiative, resilience, and a willingness to embrace discomfort.

Over the next 25 years, Ashish progressed through a series of increasingly senior roles at BMO: Assistant Branch Manager, Branch Manager, Personal Banking Area Manager, Regional Vice President for Personal Banking, and now, Regional Vice President, Specialized

Sales for BC & Yukon. Along the way, he developed a leadership style rooted in curiosity, humility, and a deep respect for people.

“I have seen Ashish’s strategic insight and genuine care for community shine through this past year and a half. He brings personal commitment alongside professional expertise, being a Surrey resident with children born at Surrey Memorial Hospital. rough the Surrey Hospitals Foundation Finance Committee, his leadership has strengthened health care. What I admire most is his determination to do more and expand his impact. is quality will bene t Surrey for generations to come.”

Nicole Robson President & CEO

Surrey Hospitals Foundation

“

I credit my father as my greatest inspiration. Moving to a new country in his late 40s to give his family a better life took immense courage. My father started from the bottom and rebuilt his career, demonstrating positivity, faith, and an unwavering commitment to family and community.”

Ashish o en re ects on the importance of being comfortable with discomfort. Early in his career, he worked in a branch located inside a Safeway grocery store, where initiating conversations with strangers felt intimidating. A mentor recommended Dale Carnegie’s How to Win Friends & In uence People, which helped him build con dence and interpersonal skills. He also found that being uent in Hindi and Punjabi allowed him to connect deeply with South Asian clients, o ering personalized service and building trust. ese experiences reminded him of the support he received when he rst arrived in Canada and reinforced the importance of purpose-driven work.

“ at experience taught me three things I carry with me to this day:

- Don’t be afraid to ask for help - Purpose-driven work is deeply ful lling - Discomfort leads to growth.”

roughout his career, Ashish has prioritized building meaningful relationships—with clients, colleagues, and community partners. He believes that understanding what matters to others and nding ways to support them is the foundation of lasting connection. His relational approach has helped him build trust and shape a leadership style that values listening, collaboration, and shared success.

“Working with Ashish and his team at BMO has consistently impressed me with his vision and commitment. Ashish’s leadership in Specialized Sales, especially in Real Estate nancing, has been invaluable to countless families and partnerships, including ours at Concord Paci c. Our collaborators must understand business needs and have a community-minded approach, and Ashish exempli es this.

I’ve always appreciated his trust and professionalism in every interaction.”

Peter Wang Director, Sales

Concord Paci c Developments Corp.

“Ashish Arora embodies a winning attitude that inspires others. Combined with unwavering optimism, his compassion drives people to excel. Innovation, growth, and celebration are hallmarks of his work. It fosters trust, collaboration, and a commitment to excellence. e focus he has on developing leaders has allowed many of his team members to grow. My gratitude goes out to someone who is heart-centered and visionary. His impact on our team is profound and lasting.”

Tony Tintinalli

Head, Specialized Sales Canadian Personal Banking BMO

He also believes in leading from the ground up. Ashish has always been hands-on, learning the business by staying close to the customer experience and connecting with frontline teams. is approach has helped him build credibility and a strong personal brand.

Discipline, focus, and minimizing distractions helped me manage it all. I even simplified my wardrobe—just a white dress shirt every day. It’s not about being dressed to kill; it’s about being ready to deliver.”

His time at UBC was not just about academics—it was a period of self-discovery, where he learned the importance of time management, discipline, and resilience. ese skills became essential as he progressed through increasingly demanding roles.

In a world of constant change, Ashish has learned to focus on what’s within his control. Whether navigating business challenges or personal setbacks, he approaches each situation with agility and a growth mindset. “I’ve learned to execute awlessly on what I can control and treat every setback as a learning opportunity,” he says.

Ashish credits his father as his greatest inspiration. Moving to a new country in his late 40s to give his family a better life took immense courage. His

father started from the bottom and rebuilt his career, demonstrating positivity, faith, and an unwavering commitment to family and community Mentors also played a pivotal role in Ashish’s journey. ey listened without judgment, encouraged him to take risks, and helped him overcome his fear of failure. Today, Ashish pays it forward by mentoring emerging leaders and championing community initiatives.

Giving back is deeply personal for Ashish. He has been actively involved with Junior Achievement, teaching nancial literacy and sharing his story to inspire youth; the Surrey Hospitals Foundation, helping raise funds for healthcare infrastructure; and United Way, where he co-chaired BMO’s

national employee giving campaign, achieving record-breaking results. “As a former immigrant, leading these campaigns is my way of paying it forward,” he says.

“Ashish’s journey to Canada is a testament to his unwavering commitment to community. He understands the challenges of being a newcomer to a country, which is why he has committed himself to mentoring youth and supporting healthcare initiatives. Genuine compassion and innovative vision de ne his leadership, inspiring others to strive for excellence and make a di erence.”

James Kitamura

Regional President

British Columbia & Yukon Region

BMO

“As the banking industry evolves, I remain optimistic about the role of technology —but I firmly believe that the human element will remain irreplaceable. AI will transform banking, but advice, empathy, and personalized guidance will always matter.”

Balancing ambition with authenticity, Ashish completed his MBA from Dalhousie University while working full-time and raising two young children. He credits his wife, Tina—a successful realtor—and their children, Ishaan and Aanya, for being his unwavering support system. “Discipline, focus, and minimizing distractions helped me manage it all. I even simpli ed my wardrobe—just a white dress shirt every day. It’s not about being dressed to kill; it’s about being ready to deliver.”

He believes that continuous improvement, staying present, and enjoying the journey are key to managing even the busiest moments without feeling overwhelmed. In his current role, Ashish continues to champion innovation and collaboration. He encourages his team to challenge the status quo, explore new ways to serve clients,

and celebrate collective success.

As the banking industry evolves, Ashish remains optimistic about the role of technology—but rmly believes that the human element will remain irreplaceable.

“AI will transform banking, but advice, empathy, and personalized guidance will always matter. If you’re new to Canada, we’ll help you feel right at home. Our BMO NewStart® Program is designed to make your nancial journey easier.”

When asked to describe himself, Ashish chooses three words: calm, inspiring, and driven. ese qualities have shaped his leadership journey and continue to guide his impact. His story is a powerful reminder that success isn’t just about titles or achievements—it’s about staying true to your values, building meaningful relationships, and leading with purpose.

DRISHTI | FASHION

AMALTAS COUTURE COLLECTION

by POOJA VALEJA

Regal silhouettes, rich with artisanal beauty for the youthful bride of today

At Amaltas Couture, we understand what brides go through - not knowing the price, worrying if the design will turn out as imagined, and feeling unsure if anyone’s really listening. We built our brand to fix that. With a clear process, transparent pricing, and full involvement in design, you’ll never be left guessing.

Big flares, bold hues, beautiful moments for your grandest moments

This wedding couture collection brings together vibrant colors, hand-embroidered details, and classic silhouettes that feel timeless yet personal. From big flared skirts to the latest blouse styles, each piece is made with the kind of workmanship that shows in every detailing. Each piece is designed with precision and heart, so our brides can focus on enjoying the biggest day of their lives.

Timeless silhouettes with classic embroidery ideal for your big day

Exquisite Handcrafted lengha intricately designed to accentuate your style

Where heritage meets haute couture elegance with delicate palates

THE BAG EDIT: MUST-HAVE STYLES EVERY WOMAN SHOULD OWN

by POOJA VALEJA

Bags have always been much more than mere accessories for women—they are expressions of personality, style, and practicality rolled into one. Whether you’re heading to a corporate meeting, a casual brunch, a beach getaway, or a glamorous evening event, the right bag can elevate your out t while serving a clear purpose. What’s truly fascinating is how each bag style has a story, a history, and a function that ts uniquely into a woman’s wardrobe.

Building a thoughtfully curated collection of bags means blending timeless classics with trend-forward designs—each piece ready to step up to di erent occasions, moods, and needs. Here’s your de nitive guide to the 12 essential bag styles every woman should own, marrying fashion with function, versatility with statement-making air.

1. e Casual Tote

e everyday tote is a true workhorse in any woman’s closet. With its roomy interior, sturdy handles, and structured shape, it’s perfect for carrying everything from your laptop and notebooks to groceries and gym clothes. e beauty of the tote lies in its versatility—functional enough for workdays

Today’s tote bags come in a plethora of designs, from understated leather to embellished or embroidered versions that add a touch of personality without compromising trips, and everyday errands.

2. e Crossbody Bag

E ortlessly cool and utterly practical, the crossbody bag o ers hands-free convenience without sacri cing style. Worn securely across your torso, it’s ideal for busy days when you’re commuting, traveling, or simply exploring the city. e range of crossbody bags spans from compact, minimalist designs to larger, more structured styles with multiple compartments.

For a polished look, opt for a structured silhouette in leather or faux leather; for a more laid-back vibe, go slouchy or so fabrics. Either way, the crossbody is the perfect blend of function and fashion. Style tip: Pair it with casual out ts for an on-the-go chic e ect.

3. e Classic Shoulder Bag

e shoulder bag is a timeless staple that has graced wardrobes for decades—and for good reason. is style e ortlessly transitions from daytime to evening, from casual to dressy. Whether inspired by vintage icons of the ’80s or sleek modern updates, the shoulder bag continues to be a symbol of elegance and practicality.

of textures and colors. A brightly colored or textured bag can serve as a subtle statement piece to enliven any out t. Pro tip: Choose bold hues or luxe materials like suede or crocodile-embossed leather to add a touch of glamour.

4. e Clutch

Compact, elegant, and undeniably chic, the clutch is the go-to bag for weddings, cocktail parties, and formal dinners. Designed to carry just the essentials—your phone, cards, and a few makeup basics—clutches come in countless forms, from sleek metallics to intricate beadwork.

A metallic or crystal-embellished clutch can instantly elevate any evening look, turning heads and capturing light with

favorite that seamlessly transitions into a stylish companion for lunches or meetings. Its clean lines and de ned shape make it a symbol of sophistication.

Look for options with detachable straps for versatility—carry it by hand for formal occasions, or switch to the strap for a more relaxed vibe. Neutral tones work well for business settings, while pastel hues o er a fresh, contemporary update. Choose: Classic neutrals like beige, black, or navy for maximum versatility.

6. e Backpack

Gone are the days when backpacks were only for students. Today’s backpack styles combine sleek minimalism with practicality, making them ideal for busy women who need to keep their hands free. Cra ed from leather, canvas, or vegan

materials, backpacks have become a chic accessory rather than just a functional one. Customize yours with pins, patches, or charms to make it uniquely yours. Perfect for: Travelers, commuters, and anyone who prioritizes comfort without compromising style.

7. e Mini Bag

Small in size but big on style, the mini bag is a fun, playful addition to any collection. While it can only hold a few essentials, it compensates with bold colors, quirky shapes, or eye-catching hardware. e mini bag is ideal for nights out, parties, or Instagram-worthy street style shots. Go bold: Select an unusual shape or vibrant color to make a statement.

8. e Bucket Bag

Known for its relaxed silhouette and roomy interior, the bucket bag is a casual classic that e ortlessly balances style and practicality. Its drawstring closure o ers both security and a cool, laid-back aesthetic. Switch between materials to suit the season: suede and leather for fall and winter; canvas and denim for summer.

Style tip: Layer with bohemian or casual out ts for an easygoing look.

9. e Beach Bag

A must-have for sunny days, the beach bag is all about relaxed style and durability. Oversized, woven from straw or jute, and o en adorned with colorful tassels or pom-poms, these bags are both functional and fun.Look for water-resistant linings to keep your valuables safe from sand and water.

Essential for: Vacations, pool days, and outdoor summer gatherings.

10. e Du e Bag

Whether you’re hitting the gym or planning a weekend getaway, the du e bag o ers ample space and sporty style. Typically cra ed from canvas, nylon, or leather, modern du es come in a variety of colors and prints to suit every taste.

Look for functional features like interior compartments and adjustable straps for ease of use. Function meets fashion: Choose a du e that ts your lifestyle and aesthetic.

11. e Barrel Bag

Sleek and cylindrical, the barrel bag is a trendy alternative to the du e. Compact but roomy enough for essentials, it’s a versatile choice for daytime errands or casual events.Monochrome options o er a modern, understated look, while drawstring versions add a playful touch. Try it: Mix monochrome with bold accessories for a balanced out t.

12. e Fanny Pack

Once relegated to the realm of tourists, the fanny pack—also known as the belt bag—has made a fashionable comeback. Worn around the waist or slung across the chest, it’s perfect for keeping essentials close while freeing up your hands.

Ideal for travel, festivals, or busy city days, fanny packs combine convenience with street-style credibility.

Best for: Quick errands, travel, or when you want to keep your essentials secure and accessible.

Your bag collection is more than a set of accessories—it’s a re ection of your style, your priorities, and your lifestyle. By investing thoughtfully in these 12 essential styles, you’ll have the perfect bag for every occasion, mood, and out t. Whether you value classic elegance, modern minimalism, or playful trends, there’s a bag on this list waiting to become your next favorite. Elevate your wardrobe and prepare for anything life throws your way—with style

PCOS, THYROID & HORMONES: KEY FACTS EVERY WOMAN SHOULD KNOW

by POOJA VALEJA

Hormonal health forms the foundation of a woman’s physical, emotional, and mental well-being. Yet, it remains one of the most misunderstood and overlooked aspects of women’s health. roughout her life—from puberty and menstruation to pregnancy, postpartum, and menopause—a woman experiences profound hormonal shi s. ese shi s are natural, but the body doesn’t always adapt to them seamlessly. In fact, many women silently su er through symptoms they chalk up to “normal” or “just stress,” when in reality, they may be signs of deeper hormonal imbalances.

Among the most common culprits behind these disruptions are Polycystic Ovary Syndrome (PCOS) and thyroid disorders. ese conditions are increasingly a ecting women across the world, o en in interconnected ways. ey don’t just disturb menstrual cycles or weight—they can signi cantly impact fertility, mood, skin, energy levels, and even long-term metabolic health.

Let’s dive deeper into these hormonal disruptors, the signs you shouldn’t ignore, and how to take proactive steps to manage your health.

Understanding PCOS Polycystic Ovary Syndrome, or PCOS, is

one of the most common endocrine disorders, a ecting 1 in 10 women of reproductive age. Despite its prevalence, many misconceptions still surround it. PCOS is not just about irregular periods or ovarian cysts—it’s a complex hormonal condition rooted in insulin resistance and elevated androgens (male hormones). e name "polycystic" is also a bit misleading—not all women with PCOS have cysts on their ovaries. e key issue lies in the hormonal imbalance and its ripple e ects across the body.

Common symptoms of PCOS:

• Irregular or missed periods

• Excess facial or body hair (hirsutism)

• Acne or oily skin

• Weight gain or di culty losing weight

• Hair thinning or scalp hair loss

• Mood swings, anxiety, or depression

• Trouble conceiving ese symptoms can vary widely between individuals. For some, PCOS is diagnosed early due to irregular cycles; for others, it becomes evident only when they face fertility challenges.

Why PCOS shouldn't be ignored: if le unmanaged, PCOS can increase the risk of:

• Type 2 diabetes

• Infertility

• Endometrial cancer

• Cardiovascular disease

• Sleep apnea

• Depression and anxiety disorders Recognizing your body’s signals is crucial. Many women tend to dismiss these signs as a result of seasonal changes, stress, or diet uctuations. But your body is always communicating with you—it's important to listen.

How is PCOS managed?

ere’s no one-size- ts-all treatment. Management depends on your symptoms and health goals:

• Birth control pills to regulate periods

• Medications like metformin to manage insulin resistance

• Lifestyle modi cations: nutrition, stress management, and regular exercise

• Fertility treatments (if planning pregnancy)

provider or OB-GYN for a proper diagnosis and a personalized treatment plan.

yroid Health: e Unsung Hero of Hormonal Balance

Your thyroid gland, a small buttery-shaped organ in the neck, plays an outsized role in maintaining hormonal balance. It regulates metabolism, body temperature, mood, heart rate, and energy levels. Any dysfunction can have widespread e ects, particularly in women. yroid disorders are common in women, especially those with PCOS. e two most prevalent types are:

1. Hypothyroidism (Underactive yroid) is occurs when the thyroid doesn’t produce enough hormones.

Symptoms include:

• Fatigue

• Weight gain

• Dry skin and thinning hair

• Depression

• Cold intolerance

• Constipation

• Irregular or heavy periods

2. Hyperthyroidism (Overactive yroid) is occurs when the thyroid produces too much hormone.

Symptoms include:

• Weight loss

• Rapid heartbeat or palpitations

• Anxiety or irritability

• Excessive sweating and heat sensitivity

• Di culty sleeping

• Muscle weakness

Both conditions can be diagnosed

e PCOS- yroid connection: are they related?

Yes—and more than many people realize. Women with PCOS are at higher risk of developing thyroid dysfunction, particularly hypothyroidism. Both conditions involve hormonal imbalance, insulin resistance, and can a ect reproductive health. ey o en share overlapping symptoms—fatigue, weight changes, mood swings, and menstrual irregularities —making it tricky to distinguish one from the other without proper testing.

Moreover, untreated thyroid disorders can worsen PCOS symptoms, and vice versa. at’s why it’s important to check for both, especially if you're experiencing multiple symptoms that don't seem to have a clear cause.

What should you do if you suspect hormonal imbalance?

Being proactive about your hormonal health can make all the di erence. Here’s a practical checklist:

1. Track Your Symptoms:

• Use a health journal or app to log your

Ask your doctor to check:

• yroid Function: TSH, T3, T4

• Reproductive Hormones: LH, FSH, estrogen, progesterone, testosterone

• Insulin and Glucose

• Vitamin D and B12 levels ese tests help in identifying the root cause of symptoms and planning treatment.

3. Prioritize Nutrition:

• Reduce processed foods, sugar, and in ammatory oils.

• Add whole grains, lean proteins, healthy fats, and plenty of colorful vegetables.

• Speci c nutrients like magnesium, zinc, omega-3s, and vitamin D are crucial for hormonal balance.

4. Manage Stress:

Chronic stress increases cortisol, which disrupts all other hormones. Mindfulness, yoga, deep breathing, journaling, or even 15 minutes of daily walking can be helpful.

5. Sleep Well and Move O en:

• Aim for 7–9 hours of quality sleep. Poor sleep a ects insulin, cortisol, and sex hormones.

• Engage in moderate physical activity —walking, swimming, cycling, or even dancing. Exercise improves insulin sensitivity, boosts mood, and supports hormone function.

Final thoughts: your hormones, your power

Hormonal health is not just about reproductive function—it’s the foundation of your energy, mood, skin, metabolism, and mental well-being. Conditions like PCOS and thyroid disorders are manageable when diagnosed early and treated holistically. But it starts with awareness—recognizing when your body is sending signals and being empowered to act.

You don’t have to navigate this alone. Reach out to trusted healthcare providers, seek support, and above all, listen to your body. Because when your hormones are in harmony, everything else follows.

rchfoundation.com

BUILD MUSCLE,

CUT SMART

by POOJA VALEJA

Losing weight while trying to build muscle may sound like a contradic tion—but with the right strategy, it’s absolutely achievable. A calorie de cit—consuming fewer calories than your body burns—is a proven way to lose fat. However, it can also lead to the loss of muscle mass if not managed carefully. e good news? By combining targeted nutrition, intelligent training, and proper recovery, you can not only preserve muscle but actually build it during fat loss.

Building muscle doesn't mean transforming into a bodybuilder. Rather, it’s about shaping and toning your physique while enhancing strength, mobility, and overall health. With discipline, consistency, and a well-rounded plan, this dual goal of fat loss and muscle gain becomes not just possible—but sustainable.

Key factors that in uence muscle building during a calorie de cit Several variables determine your success in building muscle while losing fat:

• Training Experience & Physical Activity

• Protein Intake

• Genetics & Hormonal Pro le

• Body Fat Percentage

• Workout Quality & Intensity

• Rest & Recovery

• Supplementation

1. Focus on Nutrition, Not Starvation e cornerstone of any body recomposition plan is smart nutrition. A calorie de cit should be moderate—not extreme. Severe restriction leads to muscle loss, hormonal imbalances, and impaired recovery.

Key Nutritional Guidelines:

• Maintain a moderate calorie de cit (typically 10–20% below maintenance).

• Prioritize protein intake to support muscle synthesis and reduce muscle breakdown.

• Balance your macros—especially if you’re training regularly.

Protein is essential

Protein plays a critical role in muscle repair and growth. Aim for 1.6–2.2g of protein per kg of body weight per day.

Top protein sources:

• Cottage cheese / Paneer

• Milk (low-fat or skim)

• Cheese (in moderation—opt for low-fat options

• Chicken, turkey, lean beef

• Fish and eggs

• Greek yogurt, cottage cheese

• Lentils, Chickpeas, Black beans / kidney beans

• Tofu / Tempeh

• Edamame

• Quinoa (a complete plant protein)

• Soy milk

• Chia seeds

• Hemp seeds

• Pumpkin seeds

• Nuts & nut butters (almonds, peanuts, etc.—high in fat, so watch portions)

Eating su cient protein ensures your body has the building blocks it needs—even in a calorie de cit.

2. Prioritize resistance & strength training

You can’t build muscle without sending your body the right signals—and that means resistance training. Whether you’re new to tness or experienced, incorporating progressive overload is essential.

Smart Training Tips:

• Train with weights at least 3x/week.

• Progressively challenge your muscles by increasing weight, reps, or sets over time.

• Focus on compound movements like: Squats, Deadli s, Bench press and Pull-ups/rows

Personalization Matters

Your current tness level in uences your progress. Beginners may see faster results

Jayna was three when her symptoms began.

- Dina, Jayna’s mom

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(o en called "newbie gains"), while experienced li ers might need to tweak their approach more precisely. Working with a quali ed trainer or coach can accelerate your progress and help avoid injuries.

3. Rest & Recovery: e muscle growth phase

Muscles aren’t built during workouts—they’re built a er, during recovery. is is when your body repairs and strengthens muscle tissue, especially a er resistance training.

Why Sleep & Rest Matter:

• 7–9 hours of quality sleep per night supports hormone balance and muscle recovery.

• Lack of sleep increases cortisol, which breaks down muscle tissue.

protein shake) 1–2 hours before training can fuel performance.

• Post-workout: Consume 20–40g of protein with some carbs within 1–2 hours a er training to kickstart muscle recovery.

• Hydration is equally vital. Drink 2–3 liters of water daily, more if training intensely.

Skipping recovery phases can lead to overtraining, stalled progress, and even injury. Rest days are not wasted time—they’re growth time.

4. Supplement & Support smartly

While supplements aren’t a magic x, they can support your goals when used correctly —especially during a calorie de cit.

Pre- & Post-Workout Nutrition:

•

Helpful Supplements:

• Whey protein: Fast-digesting and convenient.

Creatine monohydrate: Proven to support strength and muscle volume.

• Multivitamins and minerals: Especially if you’re on a restricted diet, consider checking for de ciencies in B12, Vitamin D, Iron, and Magnesium.

Always consult a healthcare professional before starting supplements—especially if you have pre-existing health conditions.

5. Track Progress thoughtfully

Tracking results helps you stay on course and make informed adjustments—but don’t obsess over the scale. Weight uctuates due to water retention, digestion, and other factors.

Track Smart, Not Obsessively.

• Use multiple indicators: weight, measure ments, strength gains, and progress photos.

• Weigh yourself weekly, not daily, to account for natural uctuations.

calories, training intensity, or recovery. Consistency is key. Even small weekly improvements add up over time.

Final thoughts: patience pays o building muscle while in a calorie de cit is not a quick x—it’s a strategic, gradual process that requires discipline and smart planning. e keys to success lie in:

• Eating enough protein and nutrients to support muscle growth

• Engaging in e ective resistance training

• Ensuring adequate sleep and hydration

• Monitoring your progress and adjusting when necessary

By taking a thoughtful, balanced approach, you can achieve a leaner, stronger, and more de ned physique—without sacri cing muscle in the process. Remember: fat loss is temporary, but muscle is long-term investment.

BY VINEEL RAJAN

who, together, overcome prejudice, public hostility, and personal English football team, notices the prodigious soccer goalkeeping

ment of the German PoWs. Despite opposition, Bert marries Margaret and signs for Manchester City. Would fans ever accept a former enemy as a star player? e lm stars David Kross, Freya Mavor, John Henshaw, and Harry Melling.

Casper - e Friendly Ghost (Animation, fantasy, family)

Casper is a re-release of the original 1995 lm, marking its 30th anniversary. A friendly young ghost named Casper peacefully haunts a mansion in Maine, when Ghost specialist James Harvey arrives to communicate with Casper and his fellow spirits. Harvey also brings along his teenage daughter, Kat. Casper quickly falls in love with Kat, but their budding relationship is complicated not only by his transparent state but also by his troublemaking, apparition-uncle, and their mischievous antics. e lm stars Bill Pullman, Christina Ricci, Cathy Moriarty, Eric Idle, and Ben Stein.

Zootopia 2 (Animation – Comedy, adventure, family)

Predator Badlands (Sci Fi, action, thriller)

Set in the future on a remote planet called Kalisk, a young teenage alien Predator called Dek is abandoned and becomes an outcast from his clan. Dek embarks on a treacherous journey to prove himself to his peers. On his journey, ia, a Weyland-Yutani synthetic human female, supports her. Together, the young Predator and ia carry on his mission to survive the hostile planet and continue his pursuit of neutralizing a massive alien creature to gain the approval of his unsupportive father and clan. Cast: Elle Fanning and Dimitrius Schuster-Koloamatangi.

A long-awaited sequel, Zootopia 2, sees the return of mismatched animal rookie police o cer rabbit Judy Hopps and con artist fox Nick Wilde as they work together to uncover a conspiracy involving the disappearance of predators. e zany duo is hot on the twisting trail of a mysterious reptile who arrives in Zootopia and turns the mammal metropolis upside down. Testing the duo’s growing partnership happens like never before. e voice-over cast includes: Ginnifer Goodwin, Jason Bateman, Idris Elba, Jenny Slate, and Nate Torrence. Alan Tudyk and Shakira reprise their roles from the rst lm.

e Keeper (Romance, melodrama, family)

In the early 1900s, a young African American girl named Sarah Rector, born in the Oklahoma Indian Territory, believed that oil lay beneath the barren land allotted to her. As sharp-eyed opportunity seekers close in, racism, greed, and danger threaten. Sarah turns to family, friends, and some Texas wildcatters to maintain control of her oil-rich land, eventually becoming one of the rst female African American millionaires. Cast includesZachary Levi, Naya Desir-Johnson, Garret Dillahunt, Cyrus Nowrasteh, Betsy Gi en Nowrasteh, Bridget Regan, Stelio Savante, Mel Rodriguez, and Sonequa Martin-Green.

Grand Prix of Europe (Animation, kids, family)

Edda is a young mouse with a big dream of becoming a racing superstar. One day, her world turned upside down when she got the chance to race in the Grand Prix of Europe, disguised as her idol, Ed. As she competes, Edda faces a series of challenges and traps on the racetrack, which test her resilience and racing skills. But this isn’t just about speed; it’s about courage, helping her friends and family, and proving that even the biggest dreams can come true. e lm’s voice cast stars Gemma Arterton, omas Brodie-Sangster, Hayley Atwell, Lenny Henry, and Rob Beckett.

e Running Man (Sci-Fi, dystopian action thriller)

In a near-future society, e Running Man is the top-rated television show. In this deadly competition, contestants, known as Runners, must survive 30 days while being hunted by professional assassins on live TV. Desperate to save his sick daughter, Ben Richards is convinced to enter the game as a last resort. But Ben’s de ance, instincts, and grit turn him into an unexpected fan favorite—and a threat to the entire system. Ben must outwit not just the Hunters, but a nation addicted to watching him fall. Cast features: Josh Brolin, Glen Powell, William H. Macy, Lee Pace, Emilia Jones, and Michael Cera.

Killing Faith (Western, drama, and action)

In the summer of 1849, a widowed physician reluctantly agrees to take a recently freed slave and her mysterious Caucasian daughter on a 5-day journey through the brutal Wild West to nd a distant town’s Faith Healer. e woman believes her daughter is possessed by evil, as every living thing the girl touches mysteriously dies. As they journey through the hostile Arizona Territory, the lines between science and faith soon get blurred when the locals start to believe that the young girl is cursed. e lm stars Guy Pearce, DeWanda Wise, Bill Pullman, Raoul Trujillo, and Jaime Neumann.

Sweet Potato and Crisped Kale Lasagna with Apple and Sausage

Ingredients

•2 large sweet potatoes, washed and scrubbed

•2 medium onions, diced

•2 Granny Smith apple

•1 bunch kale, washed, stripped and torn up (about 4 cups, or 1 L)

•5 Italian sausages (500 g), mild or hot

•1¼ lbs (560 g) ricotta cheese

•1 cup (250 ml) grated parmesan

•2 tbsp (30 ml) canola oil, divided

•1/4 tsp (1 ml) ground nutmeg

•4 cloves of garlic, minced

•1 tsp (5 ml) dried sage

•½ tsp (2 ml) black pepper

Directions:

Lasagna mixture:

1.Preheat oven to 400°F (200°C).

3.Add ricotta and nutmeg to the mash and mix thoroughly. Set aside.

4.In a large pan over medium-high heat, add 1 tbsp (15 ml) canola oil. Add onion and sauté for 5-7 minutes, until so . Add garlic and dried sage, cooking for another 1-2 minutes.

5.Remove casing from sausages and crumble into pan. Cook with onion mixture for 10-12 minutes, or until cooked through. Add 2 cups (500 ml) of kale and wilt, about 1 minute.

6.Remove from heat and set aside.

7.Using a mandolin, slice the other sweet potato lengthwise. Slices should be about 1/8” (3 mm) thick. Set aside.

Prep time: 50 minutes

Cook time: 55 minutes

Makes: 8 servings

Harvest season in Canada brings savoury favourites and an abundance of fresh produce that’s both healthy and full on avour. Take advantage of those in-season o erings with a new take on a fall classic.

8.Quarter the apples and remove cores. Using the mandolin, slice quarters thinly, about 1/8” (3 mm) thick. Set aside.

the sweet potato slices.

3.Top slices with half the ricotta mixture. Spread evenly using a rubber spatula.

4.Top ricotta mixture with half the apple slices, in an even layer.

5.Spread half the sausage mixture over top and sprinkle with half the parmesan.

6.Repeat steps 2 to 4 with remaining ingredients.

7.In a small bowl, toss remaining kale with 1 tbsp (15 ml) canola oil. Distribute evenly on top of lasagna.

8.Cover with tin foil and bake for 40 minutes. Remove foil and return to oven for 10-15 minutes, or until kale leaves are browned.

9.Let cool before serving.

•canola cooking spray Powered by

2.Pierce one sweet potato with a fork on all sides. Microwave on high until forktender, about 8 minutes. Let cool, remove skin, add to a large bowl and mash.

Assembly and baking:

1.Spray a 9 x 13” (23 x 33 cm) baking dish with canola cooking spray.

2.Line the bottom of the dish with half

Tip: Using canola oil lets you take advantage of its high smoke point to really crisp up the edges of the lasagna for contrast with the tender inside layers.(NC)

SEPTEMBER/OCTOBER 2025 DRISHTI

ARIES (March 21 - April19)

Stuck work may gain momentum during this period, and emotional connections with your children will become stronger. You may face humiliation in someone else’s dispute, and your enemies will take advantage of this. Tension may increase between brothers regarding a property. Meeting someone special will lighten your mind. is period is best for your love life. People waiting for marriage may adopt a gloomy attitude toward themselves. e health of your grandparents may deteriorate in the third week of October. Workers will inevitably face problems at work, and you may also encounter con icts with a colleague. Please avoid o ce politics, as they can be detrimental.

TAURUS (April 20 - May 20)

Your income will improve, and the work will be completed on time as new projects become available. You will get support from your family. ere will be pro t from land and houses. ere will be no obstacles in government work. e journey will be pleasant and you will be successful in going abroad. You will receive support from friends and may have the opportunity to go on a trip. ere will be joy in the festival. Relationships with partners will become stronger, and individuals seeking a life partner will nd the perfect match. Be honest with your partner. You may opt for a quick change in job or business operations. Whatever change you make, do it only a er careful consideration.

GEMINI (May 21 - June 20)

Your income will be better, but expenses will also be high. You will receive support from friends and get the opportunity to embark on a spiritual journey with them. A love proposal will happen and will be favorable. e Moon’s compatibility will bring wealth plus a pleasant work environment. A new job is possible. O cers will provide support for a possible promotion. Good times for the students. Illegal o ers are on the horizon; steer clear of them. Some will harbor a serious grudge against a brother and will strain the relationship to the highest degree. Avoid con icts at all costs by making an e ort to allow brotherly love to reign supreme. Don’t lose your temper. Single people will meet someone special this month.

CANCER (June 21 - July 22)

Your income will be lower, and work may be delayed. Work will begin from October 3rd, and tasks will be completed on schedule. Income will also increase as new business opportunities become available. Enjoy the festivals. New contacts will be bene cial. ere may be ideological tension with a life partner. You will get support from friends, and children will also be favorable. Gi s will come your way, and the funds for your journey will become available. Single Cancerians have a lot to cheer from the stars, as they are in a very favorable position.  ere is a strong possibility of a job change or a signi cant change in your business operations, which will also involve relocation. e west is the most favorable direction.

LEO (July23 - August 22)

Time will be on your side when it comes to property matters. Avoid legal disputes at all costs. A pro t from a new property is possible. e family will be happy as mutual understanding and harmony increase. ere may be some disputes with brothers, but cooperation will continue. Your income will remain stable, and you will be successful in your career. Spend wisely. e family will support, and work will be done on time.  ere is a distinct possibility that some of you will have seriously strained relationships with your family members. Use your wits and skills to navigate tricky situations. You will be happy in your love and will make every possible e ort to keep your beloved happy.

VIRGO (Aug 23 - Sept 22)

According to your Horoscope, there may be a dispute with one of your children this month. ere will also be disputes on the job. You’ll be successful in making an impact on people, but your mind will remain unhappy. ere is also the possibility of loss due to laziness. Projects will be successful, and will have new work. You will receive cooperation from friends and achieve victory in disputed matters. Family time can be mixed. If anything is le out, a dispute may arise.  e love of family members towards you will increase further, and you must treasure it. ey may try something new for you. When speaking with someone, be mindful of your choice of words and avoid using harsh language.

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LIBRA (Sept 23 - Oct 22)

A good time for property matters. Tenants will be friendly, although it may be a worrisome time for the family, as valuable items might be stolen or lost. Business ideas will lead to a substantial increase in income. You will gain victory in disputes. A relative may visit, bringing good news. Watch for a dispute with your neighbors in mid-October. Let common sense reign. Family members may remain worried about you. Talk to them openly and keep your nature simple. Don’t hide anything from them and behave in a friendly manner. For people living in a relationship, there may be a possibility of traveling somewhere with their partner.

SCORPIO (Oct 23 - Nov 21)

Family time, religious activities, and cooperation will be good this month. Some new friends may be made, while others can also be found among the older crowd. You will resolve your property dispute from an old land claim. ere’s no use worrying about work, as income will remain stable, but e orts will be required to complete pending tasks. ere will be problems with traveling abroad. Don’t waste time on useless tasks. Technical students and medical students will have to work harder than usual to maintain their ranking in competitive examinations.  ere is an outside possibility that some of you may be willing to work outside the law for quick pro ts, but be wise: such a scheme could ruin your life.

SAGITTARIUS (Nov 22 - Dec 20)

ere will be victory in disputes this month. A meeting with friends will help complete the work properly. Time will be good with the family to visit a new place. You can get positive news from children. Cooperation with brothers will continue. is month is a good time to postpone any signi cant decisions regarding the property. You can purchase a new vehicle or some machinery. Decide only a er taking full stock of the circumstances. ere will be excess work. Marital relations will remain harmonious, and a pleasant atmosphere will prevail at work. Engineering, digital media, and journalism students will focus on their studies during this period, which is expected to yield positive results.

CAPRICORN (Dec 21 - Jan 19)

Your plans will be successful during this period, and you will obtain new tasks. You will get support from friends. ere will be a pleasant atmosphere at the workplace. Will you make up your mind to buy a new property? You can buy a new vehicle or spend more money on a used vehicle. e feeling of cooperation and love for the family will remain. During the festive season, mutual interaction and movement of guests can increase. ere will be cooperation from the brothers. People looking for a job will receive support from their friends and may also receive reasonable o ers from them. Before making any decision, consult your parents or elders. ere are travel possibilities for government o cials.

AQUARIUS (Jan 20 - Feb 18)

ere will be a sense of disinterest in work, and you may not be able to work at your full capacity. e work will expand, and the goal will be achieved. e feeling of despair will be removed from the mind later in this period. New contacts will be formed, and work will be completed on time. Go out during the holidays. ere will be support from children, and income will also remain good. Participate in a Manglik event. You may be attracted to a colleague in your o ce, but be cautious. Single people may nd a new life partner. At the same time, married individuals can live happily despite disagreements over speci c issues, which are likely to be resolved soon. But don’t let your ego dominate you.

PISCES (Feb 19 - March 20)

Time is good for the property matters. Will you make up your mind to buy a vehicle? Relief can also be given in an old case. Parents will be worried, but you will have the opportunity to participate in religious activities with a religious Guru. Happiness will come from your children. Guests may arrive. Success will come to you in every work. If you are in a romantic relationship, then tell them at home, which will yield positive results. Married people will have a cordial bond with their spouse, and their mutual relationship will become stronger and more blissful. Students pursuing higher education will be optimistic during this period. ey will show eagerness to work in a eld that di ers from their studies.

2025 SLEEK AND LUXURIOUS SEDAN

BY VEENO DEWAN

Amild styling refresh for 2025 hones the G80 premium luxury sedan for a sharper look. First o , there is a larger revised grille, updated headlamps, revised front and rear bumpers, and new wheel designs. Sport trims feature a uniquely nished grille and front bumper, along with larger air intakes.

e G80 is a premium sedan with the

requisite style, high-quality t and nish, and a gorgeous cabin.

Inside, the G80 has undergone substantial revisions. It has a redesigned dashboard to accommodate a new, much larger 27.0-inch OLED display screen that spans most of the dashboard. Also added is a recon gurable gauge display and an

power transmitted to all four wheels via an HTRAC system and an eight-speed automatic transmission that includes SHIFTRONIC manual mode and paddle shi ers.

As standard equipment on the G80, features include a Panoramic Sunroof, Android Auto and Apple CarPlay, a 27-inch OLED Instrument Cluster& Navigation System screen, Genesis Connected Services, a Head-Up Display, Tri-Zone Automatic Climate Control, Leather Seating Surfaces, a Heated Steering Wheel, a Front Heated Ergo Motion Driver seat, and more.

e focus for the G80 is luxury, so an elegant design is at play in the cabin, featuring so -touch surfaces and rich-looking materials. e vehicle features ambient interior lighting, a head-up display, and heated and ventilated front and rear seats. Headroom and legroom are generous in the front; the rear, while less spacious, is still roomy enough for two adults to travel in luxurious comfort.

Safety features include: Blind-Spot Collision, Avoidance Assist, Blind-Spot View Monitor, Driver Attention Warning, Forward Collision-Avoidance Assist, Highway Driving Assist, Lane Keeping Assist, Lane Following Assist, and more.

infotainment interface. It incorporates new, touch-sensitive climate controls along with a new rotary shi knob.

ree powertrains are available for the G80. e 2.5-litre L4 turbocharged engine boasts 300 horsepower, and an alternative 375-hp 3.5-litre Turbo V6 version is also available. e G80 Electri ed version features a battery and twin electric motors that produce a total of 365 hp for electric-only driving.

We highly recommend the as-tested version with the bigger 3.5T V6. ere is plentiful torque — 391 pound-feet in total and superior performance. All gasoline versions of the G80, including the base 2.5L four-cylinder, feature

Interior-wise, the cabin is just as classy as its premium German luxury competitors and boasts a distinguished look. Apart from the recent changes, there’s more luxurious leather trim covering the surfaces, superb openpore wood accents, and more re ned controls. e central talking point is the massive 27-inch OLED screen with exceptional resolution. It is the central control point for all the G80’s digital systems. Touch-sensitive operations complement a recon gurable gauge display for the infotainment interface. e display’s control is also accessible via a circular controller on the center console, as well as buttons on the steering wheel, or through voice commands. e Apple CarPlay and Android Auto systems operate wirelessly. Sound is courtesy of an audiophilegrade high-power Lexicon audio system.

On the road, the G80 feels nimble and light thanks in part to the use of aluminum in the doors, hood, and trunk lid. e willing 3.5-litre twin-turbo V6 o ers a full 375 horsepower at 5,800 rpm. But it is happy to supply most of its usable torque in the mid-range. e V6 is exceptionally smooth, with a turbine-like power delivery. It is not a particularly raucous power unit and is very re ned, even when called upon to deliver rapid acceleration. e G80’s AWD is biased towards the rear wheels and sends torque to the front axle as needed via the AWD system, which continually monitors traction and driving style. e eight-speed transmission is also a thing of beauty, with its glitch-free, e ortless up and downshi s.

To sum up, the G80 competes as an equal player in the luxury sedan segment of this premium sector. Downsides are few – there is no hybrid version as yet, for one thing. Where the G80 has the advantage is in its higher standard equipment levels, which are thousands of dollars more than those of its rivals. is G80 is an excellent car to drive and own.

2025 Genesis G80 3.5 T Prestige: Price $80,000, excluding taxes. Total Price $104,500.

2026 MAJOR

SUBARU SOLTERRA EV

FOR THE NEW MODEL YEAR!

BY VEENO DEWAN

The Subaru Solterra compact SUV EV returns for 2026 with a signi cant makeover. ere is new styling with a fresh front fascia, new daytime running lights, and headlights. Note that the Solterra was co-developed with the almost identical fully electric Toyota bZ EV. Only a new illuminated Subaru badge at the front distinguishes the Solterra.

e most signi cant changes for 2026 concern the battery range and charging. e 2026 Solterra features a larger battery, providing a 25% improvement in driving range. ere is also a hugely impressive 57% increase in horsepower. DC battery charging time is improved by 50%. Tech upgrades include a new 14-inch touchscreen with quicker response

charging is also quicker with a 150-KW DC fast charger rate, decreasing the 10%-to-80% fast charge time from an hour previously to an impressive 30 minutes! Like most new EVs, the 2026 Solterra now utilizes the Tesla charging (NACS) plug, and charging it at Tesla Supercharging stations is now possible.

In colder temperatures, the battery charge time is also 30% faster, thanks to a new battery preconditioning function. e driver can activate it when needed, or it comes on automatically when the vehicle enters the charging station as the destination in the navigation system.

also features a novel double-hinged centre console lid and an additional

On the road, the reworked suspension allows signi cantly less body roll (down 20%, according to Subaru). e nicely weighted steering feel and crisp turn-in response make the Solterra feel fairly sporty. ere are Normal, Power, and Eco drive modes. Normal mode is recommended for everyday driving, while Power mode enhances acceleration when needed. Drivers can control brake regen through paddle shi ers. O -road, the Solterra’s all-wheel-drive setup and enhanced Subaru dual-mode X-Mode provide settings for snow/dirt and deep snow/mud modes. It also features hill descent control and a grip function that functions like an o -road cruise control, maintaining speed. e 210 mm of ground clearance also helps in navigating light trails and mild o -road terrain.

and access to more infotainment functions.

In terms of the powertrain, the 2026 Solterra arrives with high-output twin electric motors and all-wheel drive. e power output is now a massively uprated 338 Horsepower, up from just 215 horsepower previously. e front motor now produces 167 kW; the rear motor adds 88 kW. With both motors engaged, the Solterra has a credible 0-100 km/h sprint time of just ve seconds.

e power updates come courtesy of a larger 77-kilowatt-hour battery, which increases the driving range to up to 450 km, a notable improvement over the previous 359 km of range. Battery

Incredibly, despite numerous improvements, Subaru says there is no price increase over the 2024 model. Final pricing is to be determined. e previous base model started at $56,495. e Luxury package trim was $60,995, and the Technology package version is $62,495. Delivery and PD I is $2,295.

e Solterra cabin, with substantial upgrades, features a new 14-inch multimedia screen that replaces the previous 8.0- and 12.3-inch screens. e new so ware has quicker response times and connects wirelessly with Apple CarPlay and Android Auto. Most controls are touch-activated, but you gain tactile knobs for temperature and volume control. e front console also features two wireless charging pads and a rotary shi knob with controls for drive mode and X-Mode. Front storage

In terms of safety, the Solterra features a comprehensive suite of Subaru EyeSight driver-assist technologies, including auto emergency braking, front cross-tra c alert, blind spot detection, lane departure warning, lane change assist, and adaptive cruise control. Tra c Jam Assist. Allows for hands-free steering assistance in low-speed (up to 40 km/h) tra c jams.

To sum up, the 2026 Subaru Solterra boasts several advantages, including enhanced EV driving range, faster battery charging times, and upgraded infotainment features. e downside is few, if any, except for the lack of one-pedal driving, if that’s your thing. Subaru drivers are fanatically loyal to the brand due to its reputation for legendary durability, longevity, and o -road ability—and at last, they have an EV that matches their needs. However, the Solterra buyers should consider it as a viable alternative to other compact EVs as well. Recommended.

2026 Subaru Solterra – Priced from $56,495 to $63,495.

2026

NISSAN LEAF

NEW 3RD GENERATION IS THE BEST TO DATE!

BY VEENO DEWAN

The third-generation 2026 Nissan Leaf compact EV is the latest reincarnation of the venerable 15-year-old hatchback design. I remember testing a rst-generation Leaf back in 2010. It had a paltry EV driving range of only 160 kilometres and took all day to charge. Fast forward to 2026, and the latest Leaf can travel up to an estimated 488 kilometres on a single charge, which

now takes just minutes – not hours. e new version looks good, with nice proportions and retains the ve-door hatchback versatility in a swoopy modern design. With a drag coecient of 0.26, the new Leaf is Nissan’s most aerodynamic vehicle ever.

Flush-retracting door handles, active grille shutters, sleek wheel designs, and a at under oor all contribute to the vehicle’s aerodynamics.

sizes. A larger 75-kWh battery pack is available for the pricier + denoted models. Additionally, a standard, smaller 52-kWh battery pack is also available on the cheaper S models starting from spring 2026. e battery is now liquid-cooled, and in Canada, a heat pump is standard equipment on the 2026 Leaf.

Platinum+ comes standard with 19-inch wheels. Standard equipment on all Leafs will include Nissan’s zero-gravity seats, heated in the front. e Platinum+ trim also includes 64-color ambient lighting and an electrochromic panoramic sunroof that can be darkened at the push of a button. On the Platinum+ trim, the cargo area is accessible with a kick-activated li gate.

A sleek modern interior with more space for rear passengers and the latest technology are all present. Cargo space behind the front-row seats improves substantially. Every 2026 Leaf will feature vehicle-to-load (V2L) capability through an external adapter, allowing it to charge electronic devices and small appliances directly from the car’s battery pack. e Platinum+ grade will add a household plug in the cabin and another in the cargo area, which can draw a combined discharge of 1500 watts. Further engineering upgrades include a revised electric power steering system, which reduces the Leaf’s turning radius. A new multi-link rear suspension increases lateral sti ness by 66%, thereby improving handling and ride comfort.

e 2026 Nissan Leaf Plus model features a new, upgraded powertrain with

With its new 75-kWh battery, the 2026 Nissan Leaf o ers an estimated range of up to 488 kilometres in its S+ trim. e SV+ trim has a 463 km range, while the top-tier loaded Platinum+ trim o ers 417 km of EV range. All Plus versions come with an electric motor that produces 214 horsepower and 261 lb- of torque (up from the current SV Plus’s 250 lb- ). e S grade, equipped with a 52-kWh battery pack and a motor producing 174 hp and 254 lb- of torque, is expected to arrive in early 2026.

In terms of charging, a new NACS charge port is available for use at Tesla Supercharger stations. Level 3 and Level 2 home charging is still possible, and Nissan says an adapter will be available for those who already own a Tesla home charger. With a peak charging speed of 150 kW, the 2026 Nissan Leaf will be able to recover its charge from 10% to 80% in as little as 25 minutes.

In terms of trim, the Leaf S ($44,998) and S+ trims ($47,998) will arrive with 18-inch steel wheels. e SV+ ($52,798)

Base S and S+ Leaf trims will receive dual 12.3-inch screens for the infotainment and digital instrument cluster. Nissan’s operating system comes standard with wireless Apple CarPlay and Android Auto. e SV+ and Platinum+ trims add twin 14.3-inch screens running Google Built-in, which incorporates Google Maps, Google Assistant, and the Google Play Store.

Four- and six-speaker sound systems are standard, while the Platinum+ comes with a Bose 10-speaker audio system with headrest speakers. A surround-view camera system is standard starting at the S+ grade, which provides a view around the car from eight angles, including an invisible hood view that helps spot obstacles underneath the engine bay. e Nissan Safety Shield 360 suite of driver assistance technologies will be standard on every 2026 Leaf in Canada. You can expect the new Nissan Leaf in showrooms by the fall of 2025.

2026 Nissan Leaf – Priced from $44,998 to $52,798.

BEDROOM RETREATS, REIMAGINED

by POOJA VALEJA

In a fast-paced, socially active world where professional needs take the forefront and never-ending errands buzz your head, your home is your personal sanctuary, and your bedroom is your sacred space to relax and rejuvenate. e bedroom, which was traditionally considered a place of rest, is increasingly being reimagined as a holistic retreat and a space that not only supports sleep but also your zone for conversations, mental clarity, entertainment and emotional well-being. Where some like to have their PlayStation others like a bookshelf stocked with their favorite read or a meditation corner. Whether you’re starting from scratch or refreshing your current space, creating a bedroom retreat is about intentional design choices that foster peace.

Here are some essentials you can look that to recreate your space, adding a touch for personalization:

Soothing Color Palate: Studies have shown that colors have always had a profound psychological impact on one's wellbeing. So, if one is looking for a

calming e ect, opt for so , muted tones inspired by nature. Hues of warm neutrals and earthy tones could be great to start with. If you love a pop of color, gentle blues, so greens, and muted browns could be your go to. ese evoke a sense of tranquility and help ease the mind a er a long day. One should try to avoid overly bright or stark colors like neon or bright red or a dark green. e idea is to keep it so for the eyes but again you can always add a bright statement piece in the room to keep it lively.

Quality Bedding: Your bed is the core of your bedroom, both visually and functionally. It's time to splurge on high-quality bedsheets, pillows, and a mattress. ese should ideally be tailored to your sleep style and comfort which can dramatically improve the quality of your rest. Imagine waking up to a backache or a neck ache, it's your worst nightmare. Choose breathable, natural fabrics like cotton or linen. e art of designing your bed can be done through layering it with throws, cushions, and duvets to create a cozy, inviting atmosphere. A tip to add some style is by coordinating the duvet with the cushions. Use a mix of embroidered or self-prints to add color and swing.

So Lighting: Each of us has many stories wrapped in our bedroom. From reading to doing some homework, some also go through the last bits of their work les, whereas some like to meditate. So having appropriate lighting, harsh overhead lighting can be disruptive in a space meant for winding down. Instead, opt for layered lighting which combines

ambient lighting with task lighting. ese can be like reading lamps or accent lighting like LED strips. Some like to have the galaxy lighting to feel under the skies and some like to natural light of aromatic candles to create a space of tranquility. If you like night lamps, you can opt for some angel lights in a decorated corner

Declutter: Who likes a cluttered room, nobody. It's believed that a cluttered room o en leads to a cluttered mind. So, embrace minimalism by keeping only what is necessary and meaningful in your bedroom. Having a new style functional furniture is desirable but if you love vintage carvings, you can have a taste of that. Consider concealed storage options, to clean out all the clutter. If you are one of those who loves to overstock decorative pieces, have certain walls or dedicated corners for your choices too, a er all it is your cozy space

Indoor Natural Elements: Bringing nature indoors and incorporating natural elements into your space can have a calming and grounding e ect. Indoor plants can not only improve air quality but also add a sense of life and serenity to the room. An interesting way to bring natural elements indoors is by having wooden furniture like nightstands, co ee table, book racks, decor shelves, dressing table and more. One can also add stone accents, and natural bers like jute that can also help connect space to the outside

world. If you love gemstone then decor pieces and Himalayan salt rock lamps are great for energy puri cation and calmness.

Add Personal Touches: Your bedroom is your retreat. It should re ect your personality and provide emotional comfort. It's a place for conversations and fun a er a long day of work. So, it’s crucial to Include elements that bring you joy and peace. Framed photographs of your loved ones, artwork that is soothing, books of your choice, or sentimental items. If you are someone who likes to meditate before sleeping, a corner with your mat could be your option. If you like listening to music, then some soothing south of nature or instrumental jazz is something to opt for. It’s your place to unwind so keeping it light is ideal.

Use Aroma and Sound to sooth: Smells can change your mood. Imagine the smells of owers like roses and jasmine a er a hectic day. Aromas can enhance the restful atmosphere of your bedroom. Essential oils like lavender, chamomile, and sandalwood are known for their calming properties. Use a di user, scented candles, to subtly infuse your space with relaxing aromas. Sound on the other hand plays a big role in how restful a space feels. Reducing noise disturbances through calming music can also help shield outside disruptions and set a peaceful tone.

125 W 71 Avenue, Vancouver BC, V5X 2X3

THE FRENCH RIVIERA

REIMAGINED:

SAINT-TROPEZ, ANTIBES & NICE IN EVERY SEASON

by ZARA DURRANI

When most travelers picture the South of France, they imagine the golden glow of summer: beach clubs spilling onto the sand in Saint-Tropez, yachts gliding through Antibes, or the promenade in Nice bathed in Mediterranean sun. But what if I told you that the Côte d’Azur is even more enchanting in the fall and winter months?

Visiting in the o -season o ers a chance to slow down, wander without the crowds, and discover the authentic rhythm of life along the Riviera. It’s a luxury experience of a di erent kind, one that trades in frenetic glamour for intimate dinners, historic discoveries, and the kind of coastal beauty that shines in every season.

Saint-Tropez: More an a Summer Playground

Saint-Tropez may be famous for its beach clubs and jet-set parties, but step beyond the peak season, and the village reveals its soul. Wandering through cobbled streets, you’ll nd artisans keeping centuries-old traditions alive from Maison Rondini, cra ing the iconic Tropézienne sandals since 1927, to the legendary Tarte Tropézienne bakery, whose brioche-and-cream creation is as sweet in autumn as it is under the summer sun.

Climbing up to the Citadel rewards you with panoramic views stretching from the Gulf of Saint-Tropez to the Southern Alps, the crisp air carrying the scent of pine and sea. And when the sun sets, the harbor’s glamour takes on a quieter elegance: luxury yachts bobbing gently in the water, their lights re ecting in the calm.

Where to stay? Hotel Les Lauriers o ers boutique charm, while La Bastide de Saint-Tropez

invites you to linger over aperitifs by the re or stroll through tranquil gardens.

Antibes: Art, Coastlines & Timeless Elegance

Just an hour along the coast, Antibes holds its own brand of Riviera magic. While summer draws crowds to its beaches, autumn brings space to breathe, perfect for exploring the dramatic Cap d’Antibes coastal path, where cli s plunge into turquoise waves and Mediterranean gardens frame every view.

Antibes is also steeped in artistic history. Picasso once lived and worked

here, and today the Musée Picasso, housed in the medieval Château Grimaldi, keeps that creative spirit alive. O -season, you can linger longer in its galleries without the bustle of summer visitors.

And of course, the cuisine: at Maison de Bacon, Michelin-honored Chef Nicolas Davouze celebrates the bounty of the sea with re ned air. A er a leisurely lunch, check into the elegant Hotel Juana or Hotel Belles Rives, once frequented by F. Scott Fitzgerald and the Jazz Age elite. eir oceanfront views and timeless glamour make them perfect retreats for a cozy Riviera escape.

Nice: A Cultural Heartbeat in Every Season

Nice is the Riviera’s crown jewel, and it’s every bit as dazzling in the cooler months. e Cours Saleya Market bursts with color and avor, from fresh owers to steaming socca, a chickpea pancake grilled over wood re at the beloved Chez eresa. In fall and winter, locals ll the stalls, making it an authentic slice of Niçoise life.

Beyond the market, Old Nice invites you to lose yourself among pastel façades and baroque churches, each corner re ecting centuries of Mediterranean culture.

A short drive away, the Villa Ephrussi de Rothschild in Saint-Jean-CapFerrat is a reminder of the Riviera’s Belle Époque grandeur. Even as the gardens shi with the seasons, the villa’s

elegance remains timeless.

And for those craving mountain-meets-sea beauty, the perched village of Èze delivers. Its exotic garden and medieval streets feel almost dreamlike in the golden autumn light.

Make sure to add a visit to the Exotic Garden of Eze for panoramic views of the Riviera.

Luxury travel isn’t always about extravagance; sometimes it’s about time, space, and connection. Visiting the South of France in fall and winter o ers just that, a chance to savor world-class cuisine, uncover artistic legacies, and walk through landscapes that feel eternal, all without the crowds.

e Riviera may be synonymous with summer, but its true magic shines year-round.