LET ME INTRODUCE MYSELF
I am a lifelong resident of Southwest Michigan with an extensive executive business background both in private and public arenas. Born in Portage, I was raised by parents who prioritized giving of themselves in many ways for the advancement of our local communities, thus, instilling those same attributes in me.
Through the many experiences personally with my family and through my business dealings I’ve learned trust and integrity are two of the most compelling reasons people work with others. My business ethic concentrates on these two aspects consistently. Whether viewing homes, developing creative and effective marketing pieces, or discussing negotiation strategies my focus is on my clients at all times.
Katharine Werme Hermsen
MY COMPETITIVE ADVANTAGE
Communication - Everyone has different listening and communication styles...Together we will devise the best scenario suited to you
Negotiation - I have earned the RENE Designation (Real Estate Negotiation Expert) to enhance my business strategies
Marketing - Comprehensive Program
• Invest in a professional home stager to prepare your home for the Multiple Listing System (MLS) and inevitably decrease days on market
• Prepare a detailed comparative Market Analysis (CMA) to determine the pricing strategy with consideration of the current market conditions and trends
• Schedule a professional photography session to capture your home’s most important assets and amenities
• List your home on local, regional and national websites reaching every potential buyer
• Promote your home on Social Media Platforms to target specific demographics most likely interested in your property
• Design a professional Home Resume for in-home showings and open houses as well as a digital copy for the virtual showing experience
Corporate Relocation - Jaqua Realtors is a member of the national/global network of independent brokers, Leading Relocation Companies of the World, which allows us to develop relocation business connections globally
Organization - I am detail oriented, plan strategically and dedicated to taking the time to guide and educate my clients about the real estate process. I focus on their
FACTORS TO CONSIDER
Purchasing or selling your personal home is most likely one of the largest financial transactions you will experience. The selection of a real estate company and an agent is crucial to your success.
1 2 3 4
The company’s vision, mission and history of success.
Your agent’s knowledge and professional skills.
The company’s marketing strategies for attracting buyers for your home.
The customized professional services provided by your agent.
Jaqua Realtors Mission Statement
Give good people the opportunity to improve their station in life.
Hold to high standards and quality of work.
Never rest on the status quo.
Develop leaders and mentors.
Create a strong team concept.
Treat everyone with dignity.
Corporate Culture
Jaqua Realtors has developed a professional and innovative company culture. Jaqua’s team of outstanding agents and staff are dedicated to surpassing the expectations of our clients. Our mission places an emphasis on fostering growth and developing individuals to become industry leaders. Our commitment to education and excellence is one of the cornerstones to our success.
DISCOVER THE DIFFERENCE
The company philosophy has resulted in a strong reputation and community identity. Our corporate marketing and promotions have perpetuated our growth and record of success. Our position as West Michigan’s leading relocation company has expanded our corporate business and real estate markets.
My marketing – specifically designed for your home – reaches an extensive audience of potential buyers.
Jaqua Realtors’ Growth Since 1975 (in millions)
MANAGEMENT EXECUTIVES
Jaqua’s executive management team leads the industry in diverse professional background. We invest in development, coaching, and personalizing the strategic planning of each agent’s career development.
As an executive of Jaqua Realtors’ Management Team for 13 years, my unique perspective and experienced skill set is an advantage to my clients and real estate career. My role as a manager consisted of agent recruitment. Responsibilities included training, hiring and coaching agents on best business practices and how to be successful in the real estate industry.
AGENT AVAILABILITY
Jaqua’s extensive advertising and promotional efforts result in a high volume of inquiries for information on Jaqua listings. We understand that people look for homes on the weekend and evenings. When other companies are unavailable, our extended hours enable potential buyers to speak with a Jaqua agent regarding their real estate needs at the moment of peak interest .
CORPORATE STRATEGY
MARKETING DIVISION
I have the resources of talented marketing specialists to support me with the on-site production of sophisticated marketing materials and website positioning. This requires a combination of creative ideas, technical expertise, advanced presentation software and cutting-edge equipment.
My professional Graphic Design and Marketing Division consists of experienced graphic designers and marketing professionals with backgrounds in design, photography, journalism, social media, print production and product promotion.
EXTENSIVE CORPORATE LEVEL TRAINING
Jaqua’s extensive corporate level training program ensures our agents are uniquely prepared with the marketing expertise and real estate knowledge required in a highly competitive field.
FULL RANGE OF SERVICES
MORTGAGE
Jaqua has partnered with Summit Home Mortgage to provide our clients with convenient, trustworthy and knowledgeable financial advisors. Summit offers a full line of mortgage products provided by experienced, highly skilled home mortgage consultants.
Summit Offers
FHA Loans • VA Loans • Jumbo Loans Refinancing
• Zero Down Options • Rural Development
• Conventional Loans • New Construction Financing
TITLE
INSURANCE
Jaqua has chosen to partner with the well established Nulty Insurance Company, a family owned independent insurance agency, to form Arcadia Insurance Services.
For title and closing services, Jaqua selected Chicago Title to partner with to establish Southwest Michigan Title. Chicago Title is the nation’s largest title insurance company with a rich 150-year history and over 7,000 offices nationwide. This affiliation provides a complete line of title services that accommodate specific requirements.
VACATION RENTALS
The Lake Michigan shoreline is a main destination spot for tourists, attracting thousands of visitors every year. Our Lake Michigan Shoreline office has a dedicated rental division specializing in a wide range of vacation rental properties, from upscale homes to charming cottages to beachfront condominiums. These vacation experiences offer an opportunity for our renters to become permanent residents or investors within the area.
RENTAL DIVISION MOVING COORDINATOR
The Jaqua Rental Division strengthens our alliances with major corporations who transfer employees into the area on a regular basis. These corporations recognize us as the only, full-service real estate company. Their partnership with Jaqua is an integral part of selling homes.
PROPERTY MANAGEMENT
Jaqua Realtors offers customized property management within the West Michigan community utilized by landlords from across the United States. Our property management services can minimize risks, reduce inconveniences and eliminate the hassles of everyday maintenance while giving you peace of mind.
As a complimentary service, our Moving Coordinator is able to leverage all of Jaqua Realtors corporate relationships to provide multiple solutions to ensure:
• Personalized Customer Experience
• Quality Moving Services
• Competitive Pricing - rates are very competitive and determined based on the scope of your move
12 LOCATIONS IN WEST MICHIGAN
Kalamazoo
221 S. Drake Rd.
Kalamazoo
269-341-4300
Open Until 9 pm daily
Battle
15150 S. Helmer Rd.
Battle Creek
269-704-1000
414 W. Milham Ave.
Portage
269-381-7653
Open Until 9 pm daily
328 W. Milham Ave.
Portage
269-216-4222
12374 East D Ave Richland
269-629-5612
4233 Red Arrow
Stevensville
269-983-8051
202 44th Street SW
Grand Rapids 616-369-1991
100 S Jefferson Ste A Hastings 269-704-1000
513 Broadway South Haven
269-637-6537
202 W Center St. P.O. Box 997 Douglas 269-857-8030
302 S. Main St. Plainwell
269-685-6858
1141 E Sherman Blvd Norton Shores
231-903-4427
ABOUT JAQUA REALTORS
Jaqua Realtors, Inc. is a full service residential and commercial real estate company providing services to both buyers and sellers. Jaqua is the largest independent, family owned real estate brokerage in West Michigan. Established in 1975, Jaqua Realtors has evolved into the fastest growing real estate company in the region. As a progressive and expanding firm, Jaqua provides the services of over 210 real estate professionals to assist you.
Since inception, Jaqua has never wavered from our commitment to service. The principles of integrity, professionalism and quality service has successfully guided the Jaqua firm in building an outstanding reputation within the community.
Our concerted effort to uphold this reputation means exceptional service for you.
COMMUNITY INVOLVEMENT
As a local company who strongly believes in community support, our organization has been involved in numerous events throughout the years. We understand that our success comes from the communities that know and trust us, and we remain dedicated in giving back to these communities.
Jaqua Cares is a volunteer based program which is supported by the REALTORS®, management, and staff members of Jaqua Realtors. Jaqua Cares seeks out local activities and events that we can volunteer our time toward, seeking to make a positive impact in our community.
Events we participate in:
• Holiday parades in Kalamazoo, Battle Creek and Plainwell
• Ice Breakers
• Plainwell Days and Scarecrow Stroll
• Reindog Holiday Parade
• Western Michigan University CommUniverCity Night
• Ministry with Community
• Meals on Wheels
• Southwest Michigan Backpack Drive
• United Way Raking Leaves
• Salvation Army Angel Tree
GET TO KNOW MY BACKGROUND & PHILOSOPHIES
In an era where many households had one income, I grew up in a similar environment where my father worked and my mother raised two older brothers and me. The big difference was Mom was an amazing public servant and Dad was still able to be involved in our lives outside of his business dealings. They were also both driven to give back to the community. Dad with his involvement in the Portage Rotary and the Red Cross and Mom was a consummate professional board member…from the Portage School Board, the Bronson Healthcare Group Board, the Kalamazoo County Road Commission, the list goes on and on.
I grasped at an early age volunteering and public service was a natural part of life, an extension of ourselves planted right in the middle of positive change.
With my younger years filled playing volleyball against very high level teams, I also learned about discipline, determination, competitive advantage, and success…. all attributes I saw in both parents but experienced personally through athletics. We
as children were encouraged to find employment by the age of 16. My “job” was to practice and play volleyball as it looked favorable I could earn a full-ride athletic scholarship to college. In 1985 that became reality as I started my freshman year on a volleyball scholarship at Western Michigan University (WMU). Four years later, after winning 4 Mid-American Conference Titles, I graduated with my Bachelors in Business Administration Degree.
Those years strengthened my confidence, perseverance, dedication and how to learn and evaluate through difficult situations. Fast forward to my Real Estate profession, I’ve built a rewarding career due to the many experiences from my past, applying what it takes to be successful, and combining them to focus on the people and communities I serve. Spending half of my life in Kalamazoo County and the other half in Calhoun County I stay active where I can.
I’ve been involved with my Alma Mater WMU ever since I graduated within the Athletic Department and Alumni Office.
I currently serve on the Bronson Health Foundation Board and Distribution Committee. It’s very near and dear to my heart as our eldest son Brett, spent his first 100 days of life in the Bronson Neonatal
Intensive Care Unit. He weighed only 1.2 pounds at birth. I look at it as my way to “pay it forward” to this wonderful hospital. Another area I volunteer is with the WMU Spikers Club. I am the current President of my volleyball team booster club at WMU. I’ve also served on the Calhoun County Pathways to Health Board and the Calhoun County Women of Impact, a group supporting local non-profit organizations. One of my favorite quotes comes from my mother… ”That what I’ve given has been minuscule compared to what I have received.”
When you give of yourself to groups or organizations that mean something to you this quote fits perfectly.
The Jaqua Relocation Division has assembled a team of experienced professionals offering excellence in relocation services. Our Relocation Division specializes in facilitating national third party relocation transactions, developing and maintaining relationships with area corporations, and providing specialized services to relocating families. Jaqua Realtors is a member of the national network of independent brokers, Leading Real Estate Companies of the World, which allows us to further develop relocation business connections.
RELOCATION DIVISION
I work closely with our relocation division staff to provide superior relocation services including community tours, area information and real estate counseling. These combined efforts have resulted in Jaqua Realtors being recognized as West Michigan’s leading relocation company.
WE PARTNER WITH:
Alcoa
AM Todd Company
American Axle Manufacturing
Armstrong International
Bell’s Brewery
Borgess Health
Bronson Healthcare Systems
Consumers Energy
Denso Manufacturing
Dimplex Thermal Solutions
Discover Kalamazoo
Eaton Corporation
Family Medical Center
Fetzer Institute
Fifth Third Bank
Flowserve Corporation
Gast Manufacturing
Getman Corporation
Graphic Packaging
Greater Kalamazoo
Area Schools
Greenleaf Companies
Heart Center for Excellence
Heritage Community of Kalamazoo
Janesville Acoustics
Kaiser Aluminum
Kalamazoo College
Kalamazoo Emergency Associates
Kalamazoo Valley Community College
Kalsec
Kellogg Company
Lakeland Regional
Health Systems
Mann + Hummel Automotive
MPI Research
Newell Rubbermaid Corporation
Perrigo Company
Pfizer Inc.
Schupan & Sons
Southwest Michigan First State Farm
Stryker Corporation
Target Corporation
Textron
Thermo Fisher Scientific
W.E. Upjohn Institute
Walther Farms
West Michigan Cancer Center
Western Michigan University
WMed Wolverine
I’M LOCAL I’M GLOBAL
of buyers are from other communities 25%
Being part of the global economy goes far beyond technology; it requires the human touch. We are proud to belong to the global network whose name says it all - Leading Real Estate Companies of the World®. Only the best are part of this collection. Wherever you go, the Leading Real Estate Companies of the World® logo is a symbol of the finest local real estate professionals.
As the exclusive Network member in the region, Jaqua receives buyer referrals from member firms all over the country, Leading RE:
• Has over 550 companies, 4,900 offices, and 138,000 sales associates worldwide
• Produces annual home sales of $353 billion
• Is $40 billion ahead of its closest competitor in sales volume
• In 2022, our network enjoyed 61% conversion rate on network referrals,190 client introductions made daily worldwide and 24,000 leads and referrals generated yearly
PROFESSIONAL STAGING
Staging is an essential component when selling a home. Staging your home will:
• Reduce time on the market and support the sales price
• Appeal to a broad range of buyers
• Give your home a distinct market advantage
• Give buyers and inspectors the confidence of a well maintained home
• More likely encourage a favorable appraisal
• Portray a professional image and produce better quality photos
IMPACTS OF STAGING ON A BUYER
I personally invest in a professional Market Ready Consultant to help prepare your home for the real estate market.
PROFESSIONAL STAGING FOR LISTINGS
MARKET-READY CONSULTATION
(For occupied and vacant homes)
After a walk-thorough of your home, we provide a comprehensive market-ready checklist to prepare your home for pictures and showings. This service includes ideas on furniture placement and decor and guidance on reduction of personal effects and clutter. The visit also addresses the homes condition/cleanliness and needed maintenance. Both the interior and exterior of the house is considered in the consultation.
HOUSEHOLD COORDINATION
Household coordination services are geared towards seniors or those looking to downsize/ simplify. This service will identify projects to prepare your home for sale and moving. We will coordinate quotes from service providers, take inventory of furnishings, create a pre-move floor plan and thoughtful guidance on how to reduce household items.
CLEANING, ORGANIZING & DE-CLUTTERING
Our organization services help our clients present a well-maintained home by organizing small spaces such as closets, pantries, and cabinets. Our cleaning services make sure your home makes the best possible first impression with buyers and makes the selling process a snap. Our de-cluttering services help neutralize the home regarding personal items or taste.
VIRTUAL PHOTO STAGING
This service places stylish furniture, artwork and decor into photos of vacant properties, allowing buyers to visualize themselves in the home. It serves as an economical choice for showing your listing as a desirable, well designed space. We can create rooms of any style, from modern to traditional. We recommend that professional photos are taken as it allows for a more realistic outcome.
82% of buyers’ agents said staging a home made it easier to visualize the property as a future home.
TRADITIONAL MARKETING
Agent Availability
Our extensive advertising and promotional efforts result in a high volume of inquiries for information on Jaqua listings. A licensed REALTOR® is available until 9 p.m. seven days a week.
Open Houses
Open houses attract potential buyers. Our excellent results are attributed to a well organized and strategic marketing plan.
SOCIAL MEDIA MARKETING
I compliment our digital marketing strategy with my social media platforms. The emphasis I have placed on social media marketing has resulted in increased awareness for my listings.
I utilize my social media presence to gain more attention from potential buyers for my listings. Jaqua Realtors utilizes its social media presence to drive traffic to JaquaRealtors.com and find qualified buyers.
I invest in an social media platform that will smartly post your property to my social media accounts based on each platforms algorithms to increase exposure for your property and generate leads for potential buyers. In addition, my social media team creates and shares relevant content on my social media platforms to capture potential buyers.
Blog
Jaqua publishes blog articles, sharing relevant and valuable content to increase exposure of the Jaqua brand name and build meaningful relationships with our clients.
A strong social media presence means heightened awareness and interest for your home
PERSONAL STRATEGY
OPEN HOUSES
In addition to touring your home, potential buyers are offered information regarding your property, financing options, area highlights and school information. Refreshments are provided, with your consent, to prolong a guest’s visit and to create a relaxed setting.
COMMUNICATION
When you are fully informed, you are able to make educated decisions. In all successful marketing endeavors, I find the single most important service I can provide to you is outstanding communication. I work to accommodate your preference of communication method and frequency.
I will keep you informed on all showings for your property and get your approval before every showing. All potential buyers will be accompanied by a licensed REALTOR®.
As a commitment to keeping you informed of current market trends, I will provide you a market update on a periodic basis. This information includes properties that have recently sold as well as new listings similar to yours.
Feedback is critical. Follow-up after showings can provide valuable information from both buyers and agents. Comments from open house guests can provide additional perspective. I am committed to providing you with this feedback to help you better understand potential buyers perceptions of your home.
MARKETING STRATEGY
Digital marketing allows us to reach potential clients where they are looking. Jaqua’s combination of traditional and digital marketing ensures your home reaches the largest number of qualified buyers, when, where and how they’re searching for their next home.
Digital advertisements will be targeted to homebuyers surrounding your property on Facebook and Instagram, as well as major national websites such as the New York Times and ESPN
The Dotloop platform provides an online resource to more effectively streamline the entire real estate experience
Social Media
Promoting your property on social media platforms provides exposure to potential buyers and increases awareness for your property
Reverse Prospecting
This feature informs a potential homebuyer’s agent about a listing that could match their client’s needs based on their search criteria
Email Marketing
Customized email campaigns are created and sent with information about your property to a large internal email database
Traditional Marketing
Portals
When your property meets a homebuyer’s search criteria, your listing will be emailed to them the moment it enters the market
of all buyers looked for homes online as the first step
INTERNET STRATEGY
Jaquarealtors.com is a comprehensive, cutting-edge marketing tool for our sellers. With over 50,000 user sessions a month, we generate a high level of exposure for your home. The Jaqua site includes several innovative features that buyers are attracted to during their property search:
• Vibrant listing results pages of homebuyers use the internet to search for homes.
• Interactive map search that includes satellite view, street view and Yelp integration
• Ability to search by school district, community, zip code, neighborhood or a custom-drawn map
• Comprehensive community information section
• Detailed market reports for communities throughout West Michigan
Internet Marketing
95% of potential buyers use the Internet during their home search, according to National Association of REALTORS® 2022 Profile of Home Buyers and Sellers. Jaqua utilizes a combination of traditional marketing with digital, mobile, and social media strategies. Our online presence is complemented by multiple regional and global sites.
Promotes to Major National Websites
The Nation’s Leading Network for Marketing
Real Estate including Zillow, Trulia and Realtor.com
Multiple Listing Service
Allows us to make your property information available to over 5,700 REALTORS® in 32 counties
Michigan’s most popular news and information site, with as many as 1.1 million unique visitors per month. MLive.com is updated 24 hours a day
PROVEN INTERNET STRATEGY
Realtor.com is the equivalent of a national Multiple Listing Service. Realtors® across the country promote the use of this site.
Zillow.com allows users to search millions of for-sale and rental listings, compare Zestimate® home values and connect with local professionals.
Trulia.com provides comprehensive school and neighborhood information on homes for sale. Msn.com, a nationally recognized site, is typically visited by the everyday Internet user.
Homes.com is the #1 fastest growing real estate search site.
MLive.com is Michigan’s most popular news and information site, with as many as 1.1 million unique visitors per month. MLive.com is updated 24 hours a day, with local news, sports, weather and more.
All listings will also be featured on additional national websites, including:
TECHNOLOGY & TRANSACTIONS
Jaqua provides the most innovative and comprehensive technology platforms to provide clients seamless real estate transactions.
A secure transaction management system where documents can be created, e-signed, shared, and stored.
Provides easy access to search tools and helpful resources for our agents and clients to use.
JNET
CRM, BUYER & SELLER TOOLS
Time management tool to record showings scheduled and encourage feedback.
TECHNOLOGY TOOLS
Buyers can transfer earnest money electronically in minutes for faster and more secure real estate transactions.
Secure access for REALTOR®.
Allows real estate professionals to search and input accurate property information. Jaqua Realtors exclusive list of preferred contractors in West Michigan.
Typical Real Estate Transaction from Listing to Close
Initial Real Estate Consultation
Determine your real estate goals
PROFESSIONAL PHOTOGRAPHY
A professional photography session will be scheduled for your property. The high-end, quality photos produced by our photography department will showcase your home’s amenities, creating added interest from potential buyers.
According to a survey posted in the The Wall Street Journal, “listings with better photos command higher asking prices” and “listings with nicer photos get more online attention.”
COMPARATIVE MARKET ANALYSIS
Determining your home’s market value, a comparative market analysis, or CMA, is an effective tool for estimating your home’s value. As a real estate professional, I provide a complimentary CMA to those interested in determining the value of their home under current market conditions. A thorough CMA includes a comparison of similar sold properties, as well as properties currently on the market.
Sold Listings
Homes sold within the last three to six months are used as comparable sales to best indicate the current value of your home.
Comparable Sales
Comparable sales are properties closely resembling your home and have sold within a similar time frame.
Factors affecting your home’s market value:
• Location
• Age of Construction
• Square Footage
• Upgrades & Condition
Market conditions are affected by:
• Interest Rates
• Buyer Demand
• Price of Recently Sold Homes
• State of the Economy
• Seasonal Demand
Factors having NO affect:
• The original purchase price
• Expected cash proceeds from the sale
• What others say your property is worth
• Money needed to purchase a new home
• The mortgage balance on your property
Pricing Strategy
The price of your home is critical to the selling process. Your home must be priced strategically in order to sell for list price but also to sell in a reasonable amount of time. Your home should be priced to appeal to the greatest number of potential buyers. As your agent, I will incorporate your financial goals, the market value of your home and other selling objectives into your personal pricing strategy.
How Soon Would you Like to Sell?
Remember, each step up the price ladder eliminates some buyers.
A CMA TAKES INTO CONSIDERATION
Property Features
Location
Livable square footage and lot dimensions
Condition of property inside and out
Unique features
Market Conditions
Supply and demand
Interest rates and availability of financing
State of the economy
Seasonal demand
Competition
Price, location, features and condition
Market activity
Market time
Price changes, re-listings
WHAT TO EXPECT IN A NEGOTIATION
Remember that most transactions involve a fair amount of negotiation between the initial offer and a signed contract. An agent’s objectivity, experience and counsel are usually indispensable in these situations. Keep in mind that price isn’t the only thing that’s negotiable in the sale and purchase of a home. A potential buyer can add any number of terms to the contract, which may make the offer more or less attractive to you.
Some of the most common elements to consider are:
PRICE
Your agent ‘s knowledge of the current market is invaluable in helping you decide whether to accept the offered price or counter with a higher one or provide advice to buyers on what price of offer for their dream home. They will also help you consider the time value of money in your decision, i.e. will a higher offer offset potential additional carrying costs?
MORTGAGE CONTINGENCY
Most buyers purchase a home subject to obtaining a mortgage. The terms of the mortgage and a time frame for securing financing are stated in the contract. Both buyers and sellers need to be conformable with these terms and the buyer’s ability to obtain a mortgage, because the buyer cannot, the contact will be void.
HOME INSPECTION
Most buyers choose to conduct an inspection of the property with a licensed home inspector to identify potential structural or material problems. If the inspector uncovers any issues, the seller and buyer must negotiate what items will be addressed, by whom, and who will pay for them.
CLOSING DATE
This is the date when ownership changes hands and usually, but not always, the date when the seller vacates and the buyer may occupy the property. If the seller or buyer have specific requirements for scheduling the closing due to the seller’s move or the buyers flexibility in this regard might be an important factor in deciding when the offer is accepted.
UNDERSTANDING CLOSING COSTS
Understanding who pays for what will ensure that there are no surprises.
TYPICAL SELLER FEES
Real Estate Commission
Prorated Property Taxes
Prorated Homeowners Association Fees
Attorney Fee for Deed Preparation
Any Recoding Fees to Satisfy the Deed of Trust
Title Insurance
Attorney Fees, including Faxes, Copies, and Courier to Pay Off the Mortgage State Transfer Taxes
Well/Septic Inspection
Home Warranty (negotiable)
Admin Fee
AGENCY RELATIONSHIPS
PRINCIPAL/CLIENT - The principal and Broker are bound by a Listing Contract. (The employer of the agent)
REAL ESTATE BROKER
REAL ESTATE SALES
PERSON - Operates as a Designated Agent
DUAL AGENCY
Must be disclosed to all parties
TYPICAL BUYER FEES
Prorated Property Taxes
Prorated Homeowners Association Fees
Fees Associated with Getting a Loan, Including Origination
Appraisal
Attorney Fee for Closing
Recoding Fees for Deed and Deed of Trust
Survey (optional)
Home Inspection
Admin Fee
Pest Inspection (Expect for VA Loans)
Radon Inspection
Mold Inspection
AGENCY - The relationship between a principal’s agent, which arises out of a contract, wherein the agent is employed to do certain acts dealing with a third party.
CUSTOMER
The Broker and the Salesperson owe the following fiduciary duties to the customer:
• Act fair and Honestly
• Disclose all known material facts
• Operate with reasonable skill and care
An agency relationship in which the agent acts concurrently for both the buyer and seller. SELLER AGENT BUYER
WHAT MY CLIENTS ARE SAYING...
“I have known Katharine since I was young so it was an easy choice. She proved beyond a doubt to be our best choice in looking and finding our new home. I look forward to her selling our current home!” - David & Kelly
“Katharine was incredible to work with throughout our entire process. We made the move from Chicago to Kalamazoo, MI and when you’re moving multi-state you need someone who is responsive and on top of things. Katharine was a great communicator and we felt as she was available at any time especially if we had to deal with any challenges. We’d highly recommend her for your next home purchase!”
- Kyle & Christina
“Amazing sales professional. Katharine is knowledgeable, has great negotiating skills, extremely personable and assertive in her approach. Delightful to work with and very creative in her style. I would definitely recommend Katharine Werme Hermsen to anyone buying or selling a home.”
- Bob & Sue
“Katharine was fantastic. She was very efficient in finding us what we wanted when we were looking for a house to buy as well as selling our home on Chippewa Street. She was great at keeping us apprised of what was going on throughout the whole process. I will definitely recommend her to anyone who is looking for a REALTOR®.” - Kara
“Katharine was absolutely excellent in every aspect of selling our home. We live in Chicago and sold our lake home in MI and didn’t have to come up once in the entire process. Things like arranging the cleaning person , grabbing plants to enhance the outside of the home , working with a furniture stager, handling the sprinkler blow out , working with the repair people and so much more. She responded immediately to emails and texts and calls and worked endlessly to take the stress off us of being 3 hours away while selling our home. We have bought and sold over 15 times in the past 10 years for various reasons in various states and have a large amount of experience with REALTORS® and the process. Katharine is by far the best REALTOR® we have ever worked with. We only wish we could use her around the country! There isn’t one negative aspect about working with her. It made a very stressful event so much easier.” - Lauren
“Katharine was absolutely amazing! She came highly recommended and was exceptional to deal with. She was extremely knowledgeable, friendly, and professional, making the entire process unbelievably smooth and stress free with her expert guidance. I can’t say enough about Katherine, and we highly recommend her to future buyers and sellers.” - Johnny & Kristin “Katharine, did an amazing job helping us to find our new home. Her professionalism and expertise made the process simple and enjoyable. She was always available to help answer our questions and aid in the buying process. I would recommend her to anyone looking to purchase a home in the greater Kalamazoo area!” - Grant
“A friend of a friend referred us and we could not be happier. Katharine hit the ground running, marketing our unique property in ways that our previous agent did not. She was in constant contact with us and guided us through the process of “getting things done” in order to make the property saleable. She is positive, knowledgeable, supportive and empowering. Thank you!” - Jane & Nick
KATHARINE’S HOME SALES SNAPSHOT
BATTLE CREEK
BATTLE CREEK
KALAMAZOO
PORTAGE
KALAMAZOO
BATTLE CREEK KALAMAZOO
PORTAGE
BATTLE CREEK
PORTAGE
KALAMAZOO
KALAMAZOO
KALAMAZOO
KALAMAZOO
KALAMAZOO
REALTOR®, MBA, RENE, LRS
(269) 209-8668 | khermsen@jaquarealtors.com
PROFESSIONAL EXPERTISE
20 years as a REALTOR® specializing in residential home sales
13 years as an executive management leader
Recruiter, Trainer, Mentor and Coach for Agent Development
Human Resource Director
10 years as a pharmaceutical sales professional
COMMUNITY
INVOLVEMENT
Bronson Health Foundation Board Member; 2014 - 2023
Distribution Committee Chair Person; 2015 - 2018
Distribution Committee Board Member; 2014 - Present
Spikers’ Club Board of Directors - Western Michigan University; 1997 - present
Vice President & President; 2006 - present
Women of Impact - Battle Creek Chapter; 2017 - 2019
Oshtemo Rotary Member; 2005 -2010
Hall of Fame Committee Member - Western Michigan University; 1999 - 2012
Calhoun County Pathways to Health Board Member; 2007 -2011
Stewardship Committee - Portage United Church of Christ; 1995 - 1998
Alumni Board of Directors - Western Michigan University; 1990 - 1996
WMU W-Club Women of Year; 1996
First Women to become president of a Division 1 collegiate Alumni Athletic Club; 19921993
Athletic Director Search Committee - Western Michigan University; 1989
Volleyball Team - Western Michigan University; 1985 - 1988
Team Captain and All Mid-American Conference Academic Member/Athlete
Portage Northern High School Athletic Hall of Fame Member; Inducted 1992
