Insurance Journal West 2016-07-25

WEST REGION $30M Bristol-Myers Settlement Calif.’s Workers’ Comp Rates, Suits CDI Accuses Agent in $100K Scheme

Sullivan...Our Employees Produce Exceptional Solutions.

Representing a broad diversity of talent and expertise, Sullivan employees are not unique in their individual abilities, but rather, in the manner in which they work together to create exceptional solutions for our clients. At Sullivan, our employees orchestrate better results for our clients, and it’s another reason we’re different.

“We’re Different” is a bold claim. We back it up everyday.

For more information contact us at (213) 626-1000 or www.gjs.com

G.J. Sullivan Co. Insurance Services, Sullivan & Associates of Oregon, Sullivan Brokers Wholesale Insurance Solutions, G.J. Sullivan Co. Reinsurance, and Kevin Davis Insurance Services are members of the Sullivan Group.

Insurance License #0582676

APPLIED PROTECTS THE TITANS OF INDUSTRY. ®

IT PAYS TO GET A QUOTE FROM APPLIED® ©2016 Applied Underwriters, Inc., a Berkshire Hathaway company. Rated A+ (Superior) by A.M. Best. Insurance plans protected U.S. Patent No. 7,908,157.

Accepting large workers’ compensation risks. Most classes. All states, all areas, including New York City, Boston, and Chicago. Few capacity and concentration restrictions.

Simplified financial structure covers all exposures.

EXPECT THE WINNING DEAL ON LARGE WORKERS’ COMPENSATION. Call (877) 234-4450 or visit auw.com to get a quote.

Contents July 25, 2016 • Vol. 94 No. 14 • West

West

National

W1 California Agent Allegedly Took $100K from Employer And Clients

10 Treasury Adopts 2% Formula for Defining Auto Insurance ‘Affordability’

W2 Washington-based Spirit Aerosystems Hit with Worker Discrimination Suit

15 Workers’ Comp Line Achieves ‘Significant’ Profit in 2015: Fitch

W2 Comcast Sued by Oregon Cyclist Clotheslined by Cable W8 $30M Settlement with Bristol-Myers Squibb in California Whistleblower Suit W10 California Workers’ Comp is Biased Against Women, Suit States

W4 NAVIGATING CALIFORNIA’S

10

HIGH WORKERS’ COMP RATES AND EXCESSIVE LAWSUITS

TREASURY ADOPTS 2% FORMULA FOR DEFINING AUTO INSURANCE ‘AFFORDABILITY’

21 What Keeps D&Os Awake at Night? Coverage Concerns Rise Up the List 32 Special Report: Near National P/C Carriers Identified for 2016 34 Closer Look: Changing Political Risk Landscape

Idea Exchange W4 Workers’ Comp: Navigating California’s High Workers’ Comp Rates and Excessive Lawsuits 22 UBI Increases Auto Insurance Customer Satisfaction: J.D. Power Study 26 What to Know About Liability, Legal Costs Arising from Mobile Device Applications

Departments

36 Begin with the End in Mind: Randy Schwantz 82 Closing Quote: Evolving Dangers of Distracted Driving & Walking

34 RELIGIOUS EXTREMISTS,

‘LONE WOLF’ ATTACKS

CHANGING POLITICAL RISK LANDSCAPE

W8 People

14 Declarations

14 Figures

16 Business Moves 80 MyNewMarkets

6 | INSURANCE JOURNAL | WEST JULY 25, 2016

INSURANCEJOURNAL.COM

AT LAST, A PRODUCT THAT GIVES YOU LESS TIME. Online quotes and orders take just 3 minutes. And with only 4 questions for a $5 MM standalone personal umbrella from an Admitted carrier rated A+ by A.M. Best, you’ll get more time for your bucket list.

Family-owned and operated. Proudly dog-friendly. Available nationally. Underwriting criteria varies by state. Visit us online for guidelines.

California Insurance License 0D08438 A.M. Best rating effective June 2016. For the latest rating, visit ambest.com.

OPENING NOTE

Write the Editor: awells@insurancejournal.com

P/C Industry Heat

U

Publisher Mark Wells mwells@wellsmedia.com

EDITORIAL

SALES

Editor-in-Chief Andrea Wells awells@insurancejournal.com

West Sales Dena Kaplan (800) 897-9965 X115 dkaplan@insurancejournal.com

Southeast Editor/MyNewMarkets Amy O’Connor aoconnor@insurancejournal.com

Romeo Valdez (800) 897-9965 X172 rvaldez@insurancejournal.com

Chief Content Officer Andrew Simpson asimpson@insurancejournal.com

South Central Editor/ Midwest Editor Stephanie K. Jones sjones@insurancejournal.com West Editor Don Jergler djergler@insurancejournal.com International Editor L.S. Howard lhoward@insurancejournal.com Columnists Randy Schwantzl Contributing Writers Jeff Breskin, Barry Koestler, Daven Lowhurst, Brian McDonald, Jessica McGregor, Robert Passmore IJ ACADEMY OF INSURANCE V.P. of Education Chris Boggs cboggs@ijacademy.com Online Training Coordinator Barbara Whiffen bwhiffen@ijacademy.com

ADMINISTRATION

Chief Financial Officer Mark Wooster mwooster@wellsmedia.com

Chief Marketing Officer Julie Tinney (800) 897-9965 X148 jtinney@insurancejournal.com

South Central Sales Mindy Trammell (800) 897-9965 X149 mtrammell@insurancejournal.com Southeast and East Sales (except for NY, PA and CT) Howard Simkin (800) 897-9965 X162 hsimkin@insurancejournal.com Midwest Sales Lisa Whalen (800) 897-9965 X180 lwhalen@insurancejournal.com East Sales (NY, PA and CT only) Dave Molchan (800) 897-9965 X145 dmolchan@insurancejournal.com Advertising Coordinator Erin Burns (619) 584-1100 X120 eburns@insurancejournal.com Insurance Markets Manager Kristine Honey (619) 584-1100 X132 khoney@insurancejournal.com Social Media Manager Ly Short (619) 890-7735 Lshort@insurancejournal.com Classifieds, Jobs, Agencies Wanted/For Sale Sr. Sales & Marketing Coordinator Kelly De La Mora (800) 897-9965 X125 kdelamora@insurancejournal.com

DESIGN/WEB

Marketing Director Derence Walk dwalk@insurancejournal.com

Chief Technology Officer/ Chief Innovation Officer Joshua Carlson jcarlson@insurancejournal.com

Marketing Administrator Gayle Wells gwells@insurancejournal.com

V.P. of Design Guy Boccia gboccia@insurancejournal.com

NEW MEDIA

Senior Web Developer Chris Thompson cthompson@insurancejournal.com

MARKETING

New Media Producer Bobbie Dodge bdodge@insurancejournal.com Videographer/Editor Ashley Waldrop awaldrop@insurancejournal.com

CIRCULATION

Circulation Manager Elizabeth Duffy eduffy@wellsmedia.com

Web Developer Tim Layer tlayer@wellsmedia.com Web Developer Jeff Cardrant jcardrant@insurancejournal.com

.S. property/casualty insurers are feeling the heat of today’s competitive market and slow-growth economy.

P/C insurers in the United States saw their net income after taxes fall to $13.3 billion in first-quarter 2016 from $18.1 billion in first-quarter 2015 — a 26.6 percent decline — and their annualized quarterly yield on investments drop to 2.9 percent — the lowest this century — from 3.1 percent a year earlier, according to ISO and the Property Casualty Insurers Association of America (PCI).

Insurers’ combined ratio deteriorated to 97.5 percent in first-quarter 2016 from 95.7 percent in first-quarter 2015, and net written premium growth slowed to 3.2 percent in first-quarter 2016 from 3.8 percent a year earlier.

Direct insured property losses from catastrophes striking the United States totaled $4.8 billion in first-quarter 2016, up from $3.6 billion a year earlier and above the $3.1 billion average for first-quarter direct catastrophe losses for the past 10 years.

Net investment income dropped to $10.9 billion in first-quarter 2016 from $11.7 billion a year earlier, and realized capital gains decreased to $2.3 billion from $4.7 billion, resulting in $13.2 billion in net investment gains for first-quarter 2016, down $3.2 billion from a year earlier.

The prolonged low interest rate environment remains a critical issue for insurers.

About three-fourths of insurers surveyed by A.M. Best claimed to have lowered their target return-on-equity expectations to 10 percent or lower. According to the A.M. Best Spring 2016 Insurance Industry Survey, 37.6 percent of insurers cited low interest rates as the biggest industry threat, followed by increased regulations (26.2 percent), competition (19.3 percent) and antiquated business models (12.4 percent).

Despite the not so stellar investment environment, rise in claims and declining net income, P/C insurers remain optimistic.

Dr. Robert Hartwig, president of the Insurance Information Institute (III), noted that the industry’s performance for the first quarter of 2016 was positive overall.

FOR QUESTIONS “Despite a considerable rise in claims, weak REGARDING SUBSCRIPTIONS: Call: 855-814-9547 economic growth and persistently low interest Outside the U.S., call 847-400-5951 or you may subscribe or change your address online at: rates, the industry posted another profitable insurancejournal.com/subscribe quarter aided by capital gains and reserve Insurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published semi-monthly by Wells Media releases. Premium growth, while still modGroup, Inc., 3570 Camino del Rio North, Suite 200, San Diego, CA 92108-1747. Periodicals Postage Paid at San Diego, CA and at additional mailing offices. SUBSCRIPTION RATES: $7.95 per copy, $12.95 est, is now experiencing its longest sustained per special issue copy, $195 per year in the U.S., $295 per year all other countries. DISCLAIMER: While the information in this pubperiod of gains in a decade,” Hartwig, an econlication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended omist, wrote. “Fundamentally, the P/C insurto be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation. Copyright 2016 Wells ance industry remains quite strong financially, Media Group, Inc. All Rights Reserved. Content may not be photocopied, reproduced or redistributed without written permission. with capital adequacy ratios remaining high Insurance Journal is a publication of Wells Media Group, Inc. POSTMASTER: Send change of address form to Insurance Journal, relative to longCirculation Department, PO Box 708, Northbrook, IL 60065-9967 term historical ARTICLE REPRINTS: For reprints of articles in this issue, contact: Kelly De La Mora at 1-800-897-9965 ext. 125 or Editor-in-Chief averages.” kdelamora@wellsmedia.com

‘Fundamentally, the P/C insurance industry remains quite strong financially, with capital adequacy ratios remaining high relative to longterm historical averages.’

Andrea Wells

Visit insurancejournal.com/reprints/ for more information.

8 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

INSURANCEJOURNAL.COM

RISING TO MEET THE DEMANDS OF COMPLEX BROKERAGE. As complex risks become increasingly difficult to place, the demands placed on you continue to rise.

Burns & Wilcox Brokerage meets these challenges head-on with expertise, experience and seamless access to global market centers.

BurnsAndWilcoxBrokerage.com

Atlanta

• Charlotte • Dallas

•

New York

•

San Francisco

•

Scottsdale

•

St. Louis

•

Tampa

National

Treasury Adopts 2 Percent Formula for Defining Auto Insurance ‘Affordability’ Industry Says Affordability Definition Will Lead to Confusion on Price

By Andrew Simpson

I

f the average auto insurance liability premium paid by consumers in minority and low-income neighborhoods is more than 2 percent of the median income in those neighborhoods, the auto insurance will be considered unaffordable, under a new index being adopted by the federal government.

The Federal Insurance Office (FIO) within the Treasury Department said it has 10 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

determined the methodology and guidelines for the auto insurance affordability index after discussion with industry, regulatory, academic and consumer interests.

“Access to affordable auto insurance is crucial for consumers who commute to work, drive kids to school, and meet the needs of their families,” said Michael McRaith, FIO director. “This new methodology reflects important feedback FIO has received from a number of key stakeholders, and it is a meaningful step toward better understanding the affordability of auto insurance for consumers and underserved communities all across the country.”

The FIO has been developing the rule for

several years as part of its authority under the Dodd-Frank Wall Street Reform and Consumer Protection Act to monitor the extent to which underserved communities and consumers, minorities, and low- and moderate-income persons have access to affordable insurance products.

Some insurers and other financial firms opposed the use of any numerical index, arguing such an approach is too simplistic to measure affordability. Consumer and civil rights groups have generally supported the methodology and the fixed percentage, although FIO did not incorporate all of the conditions they sought.

continued on page 12

INSURANCEJOURNAL.COM

It may be natural.

But it doesn’t have to be a disaster.

Get a one-of-a-kind commitment to your clients’ bigger-than-life risks.

At Lexington Insurance, we’ve been at the forefront of managing hurricane risk for half a century. We employ the latest in storm modeling technology and hundreds of the industry’s most experienced professionals to help your clients plan ahead and minimize the impact before, during, and after the storm. For more information on this year’s hurricane season, visit www.lexingtoninsurance.com/catinfo

Lexington Insurance Company, an AIG company, is the leading U.S.-based surplus lines insurer.

AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. For additional information, please visit www.aig.com. Products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. Not all products and services are available in every jurisdiction, and insurance coverage is governed by actual policy language. Certain products and services may be provided by independent third parties. Insurance products may be distributed through affiliated or unaffiliated entities. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.

NATIONAL | News & Markets continued from page 10 After the Index

FIO said it will study and report on the affordability of automobile insurance using the methodology annually. It is not clear what FIO will do with its findings beyond reporting them. Auto insurance is regulated by states, not the federal government.

Insurers expressed concern over how the public and policymakers may interpret FIO’s reporting of the index in the future.

“By law, the FIO monitors the markets and will report to Congress, which can act on those reports or not,” said Jimi Grande, senior vice president of federal and political affairs for the National Association of Mutual Insurance Companies (NAMIC).

“What’s troubling is that even though the FIO itself recognizes that ‘affordability for any individual consumer can be assessed accurately only within the context of that consumer’s circumstances,’ the conclusions others draw from the office’s reports based on aggregated data will not take this fundamental fact into account, or ignore it outright to further an agenda.”

Two Percent Solution Debate

The FIO’s index is calculated by dividing the average annual personal automobile liability premium by the median household income for ZIP codes identified as being majority-minority or majority low-and-moderate income. If the resulting number is less than 2 percent, insurance is considered affordable, according to FIO. If it is above 2 percent, the auto insurance is presumed unaffordable.

The major debate in the methodology concerned whether an index of a single percentage can deffine affordability.

Insurers and other financial firms argued that 2 percent misrepresents the term “affordable” and is unjustifiably low. They expressed concern that it could create a perception that auto insurance is inexpensive and the price can be adjusted for particular consumers.

The National Association of Professional Insurance Agents (PIA) warned that defining affordability in terms of a percentage could lead to a call to “fix” the problem through some kind of a subsidy.

12 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

The Insurance Research Council (IRC) told FIO that the 2 percent figure is arbitrary and that there is no external standard to support it. An affordability index relating the cost of auto insurance coverage to

‘Access to affordable auto insurance is crucial for consumers who commute to work, drive kids to school, and meet the needs of their families.’

Michael McRaith, Federal Insurance Office Director income is an appropriate method for monitoring affordability over time, however, it is not an appropriate method for presuming auto insurance to be affordable or unaffordable, according to IRC. FIO said it recognizes the shortcoming of an index that reduces complex factors into a single formula, but other federal agencies and private sector groups use indices to measure affordability, including the Consumer Price Index (CPI) by the Bureau of Labor Statistics and Housing Affordability Index by the National Association of Realtors.

FIO said it considered that the overall cost of living varies considerably across the nation and that variation is reflected in part by the variation in household income.

By basing the threshold on a specific percentage of household income, the measure will adjust for the variations in the overall cost of living and income levels by region. Using household income at the ZIP code level is superior to other approaches because it is used to analyze affordability of other consumer products, FIO said.

Data Questions

During the rulemaking process, FIO and participating groups raised questions about what premium data to use — quoted or written? liability only or all coverages?

nonstandard market as well as standard?

— and what household income data to use — average or median? national or local?

FIO chose average written liability premiums from the standard market only and median income tied to ZIP codes based on available data.

Some consumer advocates objected to the use of written premium over quoted premium, arguing that it overlooks the likelihood that some consumers may not purchase insurance if they receive quotes that are too expensive.

Some insurers argued that using liability premiums would invite data quality issues because state minimums vary, but other insurers supported FIO’s view that an affordability index should measure only the cost of mandatory liability coverage.

FIO said it decided to use liability premiums because liability coverage (or financial responsibility limit) is the only requirement imposed by states as a condition of driving or owning an automobile.

FIO said it only uses premiums in the standard market to diminish the impact of the higher annual premiums charged to the highest risk drivers in the other markets. Some consumer advocates wanted FIO to include data from the nonstandard and residual market as well.

Data Collection

The agency said it will first use existing aggregated premium data from the industry along with U.S. Census Bureau data in its methodology. Consumer groups had called for FIO to do a separate data collection, while insurers wanted FIO to use data already available. But this year FIO said it will only use data available from the Census Bureau and from insurers via 133 statistical agents and the 20 states that require insurers to report ZIP code automobile premium data to one of three statistical agents (ISO, ISS and NISS).

For its study in 2017, FIO said it will request data from insurers that have a statutory surplus greater than $500 million as of Dec. 31, 2015, and that annually collect more than $500 million of premium for personal auto insurance. For 2017, FIO

continued on page 30

INSURANCEJOURNAL.COM

ACCOMPLISH MORE, FASTER.

accelerate agency profitability

ONE PLATFORM

®

Rating Engine » Consumer Quoting » Management System » AGENCY WEBSITES Client Center » Communication Center » RETENTION CENTER 877.932.2382 » ezlynx.com

®

Figures

20

Crashes involving animal-drawn vehicles in Indiana’s Elkhart County last year. Officials say motorists often overestimate the time they have until they reach a horsedrawn buggy and don’t move to pass or slow down soon enough.

$5 MILLION $866,958 The amount in law enforcement liability insurance coverage Philadelphia has purchased in advance of the Democratic National Convention. The shortterm policy, at a cost of $1.2 million, provides up to $5 million in liability coverage. The coverage commenced July 15 and runs through July 30 — before and after the actual convention.

$40 MILLION

Declarations Fire Water

“I think it’s important for people to realize that being able to light your tap water on fire in many cases is a natural occurrence.”

— Owen Sherwood, lead author of a study that shows roughly 18 percent had methane that came from coal that can be found in northeastern Colorado tap water seams that underlie the area, and is not necessarily from oil and gas leaks.

Makes No Sense

“Doesn’t make sense to us, but that’s their right in Texas … For our officers, they were suspects ...

Someone is shooting at you from a perched position, and people are running with AR-15s and camo gear and gas masks and bulletproof vests. They are suspects until we eliminate that.”

— Dallas Police Chief David Brown, commenting after a shooter opened fire — killing five laws enforcement officers — at what had been a peaceful protest against police shooting of blacks. Brown estimated that 20 to 30 open-carry activists attended the rally in Dallas. He said some wore gas masks, bulletproof vests and fatigues.

Censoring Speech The amount in dividends awarded to the Social Services Agencies of Texas workers’ compensation safety group by Texas Mutual Insurance Co. Since 1999, Texas Mutual has distributed more than $125 million in safety group dividends among qualifying safety groups.

$139,000

“When a government entity opens up a space for public comment, it cannot regulate those comments based upon someone’s viewpoint.”

— American Civil Liberties Union of Indiana attorney Jan Mensz, who filed a lawsuit against Beech Grove, Ind., on behalf of two women who say the city removed their critical comments from the police department’s Facebook page.

InsuranceJournal.com

Poll Over the next 12 months, what role

in your agency is the #1 area of focus when it comes to developing talent?

Account managers – personal lines 6.29% (18 votes) Account managers – commercial lines 12.94% (37 votes) Producers – personal lines

15.03% (43 votes) Producers – commercial lines

41.96% (120 votes)

The amount in aid farmers in South Carolina can apply for to help them rebuild after October 2015 floods devastated crops.

State lawmakers approved the amount, which only covers 20 percent of losses. Gov. Nikki Haley vetoed the bill but lawmakers overturned her veto.

14 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

Manager/Supervisory 4.55% (13 votes)

That’s the total loss in four vehicle collisions allegedly staged by former Kansas City Chiefs’ wide receiver Jeffrey Leon Webb, 34, of Indio, Calif. Webb was arrested in early July on multiple felony counts.

All of the above 12.94% (37 votes) No high priority talent needs 6.29% (18 votes) Total Votes: 286 INSURANCEJOURNAL.COM

West

California Agent Allegedly Took $100K from Employer And Clients

S

uren Hovhannisyan, 27, a licensed insurance agent in North Hollywood, Calif., was arrested at his residence in early July on multiple felony counts of burglary, grand theft, and unauthorized use of access cards after allegedly scheming to embezzle over $100,000 from his employer and clients for his personal use.

After receiving a complaint from Hovhannisyan’s employer who suspected the embezzlement, the California Department of Insurance’s investigation division launched an investigation that reportedly showed Hovhannisyan offered fictitious discounts to policyholders if they paid him in cash for their automobile insurance. Rather than remitting the cash INSURANCEJOURNAL.COM

payments to his employer, Hovhannisyan allegedly deposited the money into his mother’s bank account for his personal use.

A search warrant of Hovhannisyan’s residence also uncovered a notebook containing the names, Social Security numbers, and credit card numbers of dozens of other potential victims. CDI investigators are working to identify and contact those victims.

Investigators say they found evidence that Hovhannisyan used the credit cards of some clients without their permission to pay the automobile insurance premiums of those who paid him with cash. One victim’s credit card was reportedly charged

145 times to pay a total of $45,545 in insurance premiums for 80 other policyholders.

“Licensed agents and brokers hold a position of trust and fiduciary responsibility,” Insurance Commissioner Dave Jones said in a statement. “Hovhannisyan broke that trust and his pledge to follow the laws and regulations that govern his license with this department.”

Hovhannisyan was booked into Los Angeles County Jail. The Los Angeles District Attorney’s office is prosecuting the case. Hovhannisyan faces up to six years in prison if convicted on all charges.

The department has taken administrative action to suspend Hovhannisyan’s insurance license.

JULY 25, 2016 INSURANCE JOURNAL | WEST | W1

WEST | News & Markets

Washington-based Spirit Aerosystems Hit with Worker Discrimination Suit

By Alwyn Scott

E

mployees laid off by Spirit AeroSystems Holdings Inc. in 2013 filed a lawsuit earlier this month accusing the aircraft parts supplier of singling them out by age and disability.

Twenty-four plaintiffs were named and another 150 may join the case, attorney Daniel Kohrman, of the elderly nonprofit group AARP, said at a news conference in Wichita.

The lawsuit filed in U.S. District Court in Kansas seeks back pay, lost income and attorney’s fees.

Wichita-based Spirit was spun off from Boeing Co. in 2005 and is a major supplier to Boeing, Airbus Group SE , Bombardier Inc. and other air-

craft makers.

The plaintiffs said they were all aged over 40 when fired and that they or their family members had medical conditions that were or could be costly under a Spirit self-insurance health plan.

“Spirit’s senior management believed, based on knowledge of such conditions, that older employees … posed a high risk of incurring large medical costs that Spirit would be solely responsible for paying, due to the company becoming ‘self-insured’ on July 1, 2013,” the lawsuit said.

The former employees claim the company gave them poor performance reviews to justify laying them off, and did not rehire them when jobs for which they were qualified became open. Spirit responded that it does not discriminate in

hiring and firing workers.

“Reductions in force are never easy.

However, all decisions are based on job-related, non-discriminatory criteria,” Spirit spokesman Jarrod Bartlett said in a statement. “We are confident the evidence in this case will show Spirit is compliant with the law in its employment practices.”

Spirit’s shares closed 1.2 percent higher at $42.67 on the NYSE following news of the lawsuit.

Copyright 2016 Reuters.

Comcast Sued by Oregon Cyclist Clotheslined

by Cable

Washington Transit Operator Settles with Cyclist for $2.75M

n Oregon cyclist who was clotheslined by a cable cord suspended across a road is suing Comcast and Portland Disposal.

Portland attorney, Mark Ginsberg said his 64-year-old client Michael A. Horner was bicycling to work at Shriners Hospital for Children in February 2015 when he rode into the cable.

The lawsuit says Horner landed on his back and fractured his spine and three ribs.

itsap Transit has settled a lawsuit with a Washington woman who was hit by a bus while riding her bicycle near Poulsbo.

The Kitsap Sun reported the Washington State Transit Insurance Pool, of which Kitsap Transit is a member, settled with Andrea Opalenik for $2.75 million.

Court documents say Opalenik was riding north on State Route 305 in May 2014 when she was struck by a Kitsap Transit bus driving in the same direction.

A

Ginsberg said a Comcast subcontractor put the cable up high but it was dragged down by a Portland Disposal & Recycling truck.

Comcast and Portland Disposal declined to comment.

Ginsberg said Horner’s injuries took him out of work for three months.

Horner manufactures orthotics and prosthetics at the hospital.

The $342,000 lawsuit seeks compensation for medical expenses, lost income and pain and suffering.

Copyright 2016 Associated Press.

W2 | INSURANCE JOURNAL | WEST JULY 25, 2016

K

The lawsuit alleges as a result of the driver failing to maintain a proper lookout and yield the right of way, Opalenik sustained injuries including neurological impairment.

Kitsap Transit spokesman Sanjay Bhatt called the incident a tragic accident. He says their investigation found the driver was not responsible for the crash and says they settled to avoid the uncertainty of a trial.

Opalenik’s attorney declined to comment.

Copyright 2016 Associated Press.

INSURANCEJOURNAL.COM

“Our head’s in the cloud”

“An off the shelf solution was out of the question. They raised a high bar, but with a lot of hard work, we succeeded in achieving their goals.”

- P.J. McCall ClarionDoor Lead Analyst and Developer

“It’s all about speed and ease of use in our business. General Star CONNECT is delivering exactly that to our clients.”

- Kristen Schick General Star Underwriting Manager

“Our underwriters gravitate toward markets with the technology that allows them to get their job done as quickly and efficiently as possible. Speed is critical and we’re getting that now with General Star CONNECT.” - Ralf H. (Goober) Schaarschmidt, II President, New England Excess Exchange, Ltd.

Introducing General Star CONNECT, our new cloud-based rating platform.

A collaboration with ClarionDoor, CONNECT is a customized web service designed to deliver rapid rates and quotes by our appointed wholesale clients. And even better, CONNECT is designed for deeper integration with ‘software as service’ client platforms.

Our head’s in the cloud, but our feet are firmly planted on the ground with this powerful new rating tool.

To learn more about General Star CONNECT, visit our website at www.GeneralStar.com.

General Star Indemnity Company is an eligible surplus lines insurer in all states, the District of Columbia, Puerto Rico, and the Virgin Islands. It has the status as an unlicensed insurer in California and operates under NAIC Number 0031-37362. Insurance is placed with the General Star Indemnity Company by licensed producers and, for risk that qualify, by licensed surplus lines brokers.

Atlanta 404 239 6777

Chicago 312 267 8600

A.M. Best A++ XV

Los Angeles 213 630 1930

S&P AA+

New York 212 859 3950

Stamford 203 328 5700

A Berkshire Hathaway Company

Idea Exchange

Workers’ Comp

Navigating California’s High Workers’ Comp Rates and Excessive Lawsuits

By Jeff Breskin

C

alifornia employers routinely pay the highest insurance rates for workers’ compensation in the country. The increasing

rates are due to several factors including rising medical costs and an aging workforce. In this environment, controlling costs and avoiding lawsuits can be challenging and damaging to a company’s finances. And here lies a valuable opportunity for brokers to step in and make sure their clients can mitigate their exposure to California worker’s comp claims.

For one, it’s critical for a broker advisor to understand the state-specific code litigation to be able to act as an extension of their client’s risk management team. As

W4 | INSURANCE JOURNAL | WEST JULY 25, 2016

‘A simple way a broker can help their client’s reduce workers’ comp costs is to help them establish a comprehensive safety training program and create metrics to monitor its results.’

regulatory changes continue to evolve in California, broker advocates should be able to identify the potential workers’ comp vulnerabilities of an organization and find ways to reduce cost and control claim frequency.

A simple way a broker can help their clients reduce workers’ comp costs is to help them establish a comprehensive safety training program and create metrics to monitor its results. The broker should

also review any existing Injury and Illness Prevention Program safety policies to help prevent similar losses from recurring on the job.

It’s important to also implement a return-to-work program to help injured employees return to work as soon as possible and prevent future

continued on Page W6

INSURANCEJOURNAL.COM

A Day of Great Mariment!

Marisela has her table set and is ready for you to partake in her royal feast!

As an underwriter in the San Diego office, she is delighted to present this grand procession of coverages: Commercial Lines • Apartments / Dwelling • Restaurants / Bar • Special Events • Mercantile / Lessor’s Risk • Vacant Property / Builder’s Risk Personal Lines • Seasonal / Secondary Dwelling • Builders Risk - New Construction or Renovation • Homeowners - Deluxe HO-3, HO-4, HO-6, True Wrap Arounds & DICs • Personal Umbrella – Direct Bill - $1-$15 Million Primary Limits • DP-1 / Primary & DP-3 / Special Form Coverage Owner, Tenant or Vacant As noble guests at Mari’s feast, you’ll be dining on wonderful service, fast quote turnaround and ‘A’ rated carriers. It truly is time for you to eat, drink and meet Mari. She’s waiting for you.

One Who Serves Marisela Valencia Branch Manger / Underwriter / Broker San Diego Office x4232 mariselav@monarchexcess.com

You’ll Get the Royal Treatment

Watch our videos at MonarchExcess.com La Crescenta 818-249-0100 • Simi Valley 805-577-6800 • San Diego 619-521-2170 • Rancho Mirage 760-779-5555 Fresno 559-549-6537 • San Marcos 760-891-2811 • Arizona 877-406-8026 • Hawaii 818-425-9847 • License 0697233

WEST | Idea Exchange continued from page W4

injuries. These programs should cut down on indemnity costs based on each client’s risk profile.

In case of litigation, a settlement resolution strategy should occur within the first 90 to 120 days on all post termina-

tion and continuous trauma claims from the onset of the claim. This will eliminate medical legal lien exposure and state disability liens.

Due to a backlog of cases, lawsuits are often settled and resolved before

going to trial. Often, the nuisance value to resolve a claim is roughly $20,000.

Brokers need to work in conjunction with the insurance carriers and be aggressive in conducting more investigations, activity checks, and sub-rosa surveillance of the claimant (footage that questions the credibility of the applicant’s claim). There is no legal advantage to the employer to keep a claim going and a quick resolution is often the best way to avoid costly claims. The longer a claim stays open, the more expensive it will become.

In addition to helping to create strong worker safety programs and manage open claims, brokers should assist with regular reviews of reserves to keep down their client’s workers’ compensation costs.

Reserves impact a company’s experience modification rate which ultimately impacts their premiums for each policy year. Insurance carriers should reserve for a company’s indemnity, medical costs, and other expenses associated with the claim such as depositions and attorney fees. When reserving, it is important to keep in mind that medical expenses usually make up more than 60 percent of the total incurred value of a claim, according to the Workers’ Compensation Insurance Rating Bureau of California.

Currently, litigated cases in California remain open for an average of three to four years, which could cause a step ladder effect in claims costs. Again, the goal for employers should be to mitigate and close claims as quickly as possible as costs associated with those claims will affect their experience modification rate.

The key to a successful insurance program are the diligent professionals and claims experts who understand reserves, deductible, and retro programs. The broker should possess medical management expertise based on diagnosis and prognosis of a workers’ compensation claim, as well as carrier relationships that allows them to obtain competitive pricing with claims reserve reductions and closures.

Breskin is a director at Crystal & Co. Phone: (877) 6874202. Email: Jeffrey.Breskin@crystalco.com.

ABRAM16752.indd 1

W6 | INSURANCE JOURNAL | WEST JULY 25, 2016

7/11/16 5:45 PM

INSURANCEJOURNAL.COM

Looking for VIP service?

Call the commercial auto experts... We’ve got you covered.

Stretch/Super stretch/Vintage limos, Church buses, School buses, Day care center autos We can help!

PACIFIC GATEWAY INSURANCE AGENCY

27200 Tourney Rd Suite 360 Valencia, CA 91355

Phone: (800) 354-4844 - Fax (661) 257-5988 www.pgiainsurance.com - License #: 0C04869

We offer a wide variety of commercial auto, garage, property, package and general liability products.

All backed by an A++ financial rating by AM Best.

WEST | News & Markets

$30M Settlement with Bristol-Myers Squibb in California Whistleblower Suit

C

alifornia Insurance Commissioner Dave Jones reached a $30 million settlement with pharmaceutical

giant Bristol-Myers Squibb earlier this month over allegations of drug marketing fraud and physician kickbacks.

Independent Insurance Agents and Brokers of Arizona

August 10-12, 2016 - Arizona Biltmore Resort & Spa

2400 E. Missouri Avenue - Phoenix AZ 85016

Dynamic Keynote Speakers, Leading-Edge Continuing Education Programs, Breakfast, Luncheon, Trade Show and Golf Tournament.

August 11th | 2-7 p.m. | Arizona Biltmore  

120 Booths Giveaways

 

Hospitality Suites Entertainment

 

Prizes Libations

No Registrations or RSVPS Required for the Trade Show!

Networking, Markets, Products, Services, Hourly Drawings!

Don’t miss out on this chance to meet new business associates that could turn into lifetime friends, while gaining tools to improve sales production.

For Details & Registrations go to: www.iiabaz.com or call 800-627-3356 IIABAZ16651.indd 1

W8 | INSURANCE JOURNAL | WEST JULY 25, 2016

The settlement stems from charges in a whistleblower lawsuit filed by three former Bristol-Myers Squibb sales representatives. Jones joined the whistleblowers in the suit, which alleged that Bristol-Myers Squibb violated the California Insurance Frauds Prevention Act by employing and using sales representatives for the purpose of defrauding private commercial health insurers by using kickbacks to procure patients or clients.

The kickbacks were reportedly designed to increase physician prescriptions of several drugs produced by Bristol-Myers Squibb.

In addition to the $30 million payment, the settlement agreement with the commissioner requires Bristol-Myers Squibb to affirm its commitment to abiding by California laws regulating its sales representatives’ interactions with doctors, including compliance with pertinent provisions of the California Health and Safety Code and the California Insurance Frauds Prevention Act. Bristol-Myers provided the following statement: “We have resolved this matter with the California Department of Insurance, and are committed to the highest standards of business integrity, vigilance and ethics across our organization. Bristol-Myers Squibb denies any wrongdoing in this matter and we are pleased to put this matter behind us so that we can focus on making transformational medicines for patients battling serious diseases. The Company has chosen this path to achieve a prompt and full resolution of the claims based on alleged marketing practices in California that purportedly occurred from 1997-2003, and to ensure that we continue to focus on our mission of discovering, developing, and delivering innovative medicines to patients with serious illnesses.”

6/15/16 10:12 AM

INSURANCEJOURNAL.COM

Earthquake Coverage

Take a bite out of nature’s unpredictable impact.

Over 30 Years of Financial Strength / A.M. Best Rated “A-” Excellent / Through Appointed Wholesalers Exclusively

www.goldenbear.com

WEST | News & Markets

California Workers’ Comp is Biased Against Women, Suit States

C

alifornia’s workers’ compensation system discriminates against women by judging benefits on the basis of stereotypes and ignoring harm done to women — such as refusing permanent benefits when a woman loses a breast to cancer, according to a lawsuit filed in early July.

The suit, filed on behalf of several women and a labor union, argues that women’s equal opportunity rights are violated by a system where the medical examiners are overwhelmingly male and the guide used to determine the level of disability from a work injury is gender-biased.

The state Division of Workers’ Compensation did not immediately return a request for comment.

The suit, which seeks class-action status, was filed in Los Angeles County Superior Court on behalf of several women, including two veteran police officers who had mastectomies.

Sgt. Janice Page spent 26 years with a California law enforcement agency. She

developed breast cancer after years of exposure to toxins while working with ammunition, narcotics and at car and building fires, according to the lawsuit.

She submitted a workers’ comp claim after her right breast was removed.

Although a medical evaluator concluded that her breast cancer was work-related, she was found to have no permanent disability from the loss of her breast based on a rating in an American Medical Association guide used by California, according to the lawsuit.

Page, who has continuing scarring, numbness and psychological issues, had to hire a lawyer to fight for benefits, according to the lawsuit. She remains on the job.

“The loss of my breast has been devastating,” Page said in a press release announcing the suit. “I carry the same weight on my duty belt as my male colleagues, confront the same dangers, work just as hard, and it is not fair for me and my female peace officers to be penalized because of our gender.”

“There is little success where there is little laughter.”

-Andrew Carnagie

Get to know us at mjhallandcompany.com M.J. Hall & Company, Inc. States Covered: AK, AZ, CA, NV, & HI

MJHALLCO16811.indd 1

MJHALLCO16815.indd 1

W10 | INSURANCE JOURNAL | WEST JULY 25, 2016

License #0488901

10/2/15 4:10 PM

By comparison, the AMA guide considers that a man who has his prostate removed because of work-related cancer is 16 percent to 20 percent impaired, according to the suit.

The U.S. Veterans Administration assigns mastectomies a disability rating of 30 percent to 80 percent, according to the lawsuit.

The suit said a telecommunications worker who developed crippling carpal tunnel syndrome in both hands was found eligible for a lesser permanent disability payment because a medical examiner found that a portion of her disability was due to “risk factors” of her age and sex.

A state report to an Assembly committee in May suggested that reducing permanent disability benefits on the basis of such calculations — a process known as apportionment — may affect 11,000 women a year, according to the lawsuit.

The state’s workers’ compensation scheme violates federal and state anti-discrimination laws and “perpetuates the type of overt sex discrimination that is a relic of a past era,” the suit said.

The suit wants state officials to “root out and eliminate pernicious gender-based stereotypes” in the workers’ compensation system. No damages are being sought.

“By permitting and condoning the distribution of workers’ compensation benefits on the basis of sex, the State of California sends a clear message that women’s work is worth less” than that of men, the suit contended.

The suit names the Division of Workers Compensation, California’s secretary of labor, the Department of Industrial Relations, and various boards and officials.

Copyright 2016 Associated Press.

4/5/16 3:05 PM

INSURANCEJOURNAL.COM

As one of the premier managing general agents in the excess & surplus arena of insurance products, we are committed to providing leading edge products and services in today’s chaotic, global environment.

NO MATTER WHERE YOU ARE, WE ARE HERE FOR YOU...

Casualty • Garage • Homeowners • Professional Liability Property • Transportation • Umbrella • Workers’ Compensation Proprietary On Line Quoting Available

(800) 437- 6616 w w w .g orstc ompass. com Lic. #0359417/0443957

WEST | PEOPLE Portland. Ore.-based ID Experts has named Kimberly Holmes senior vice president and counsel in cyber insurance, liability and emerging risks.

Holmes will be responsible for overseeing cyber and insurance litigation developments, as well as the corresponding cyber liability and enforcement maters impacting the insurance industry.

Holmes has legal and insurance experience, including more than 17 years in specialty insurance.

She spent nearly 15 years with Chubb Specialty Insurance, and was most recently was vice president in product development for OneBeacon Insurance Group.

ID Experts is a provider of identity protection products.

Kimberly Holmes

Martin Fox-Foster

San Francisco, Calif.-based G2 is an independent insurance brokerage firm.

QBE North America has named David Kuhn senior vice president and regional executive for the Western region.

Kuhn will be based in California and will lead QBE’s go-to-market activities in the 10-state region.

He will be accountable for the region’s profitable growth across QBE’s set of insurance businesses and products, as well as all agent and broker relationships and performance in the region.

Kuhn has more than 30 years of. He joins QBE from Hanover Insurance Group, where he was regional president of the company’s Pacific region. He was senior vice president at QBE North America before that. He spent seven years at Balboa Insurance Group before and after it was acquired by Bank of America. Kuhn also has served in leadership roles at The St. Paul Cos., Hartford Specialty Co., Travelers Insurance and Aetna.

QBE North America is part of QBE Insurance Group Ltd.

G2 Insurance Services has named Martin Fox-Foster claims manager.

Fox-Foster will be located in the company’s San Francisco office.

He will serve as a resource to G2 Insurance’s commercial clients, advocating on their behalf for a range of property/casualty, cyber and environmental claims.

Fox-Foster was assistant vice president and claims advocate lead at Alliant Insurance Services in San Francisco prior to joining G2. He was also an insurance litigation solicitor at Berrymans Lace Mawer LLP, a London-based law firm.

Integrity

Service

Security

Serving Independent Agents Since 1930 www.quirkco.com QUIRKCN16334.indd 1

W12 | INSURANCE JOURNAL | WEST JULY 25, 2016

Monterey, Calif-based Capital Insurance Group named Brian Janitschke chief actuary.

His responsibilities will include directing the actuarial functions. As a member of the executive team, he also will be accountable for carrying out the company’s business strategy, operational goals and financial objectives.

Janitschke has more than 20 years of experience in the insurance industry in property/casualty and professional liability. He began his career with the St. Paul Cos., working in various locations with increasing responsibilities, and eventually became regional actuary in the commercial insurance division.

He co-founded Curry MacWilliam Janitschke. Other positions include Stability vice president and actuary at Collins, vice president and chief pricing actuary and professional liability product leader at Fireman’s Fund Insurance Co., and most recently senior vice president programs product/territorial leader within the QBE programs division.

CIG is a regional property/casualty insurer serving the Western U.S.

(800)299-9421

4/4/16 8:05 AM

INSURANCEJOURNAL.COM

News & Markets | NATIONAL

Workers’ Comp Line Achieves ‘Significant’ Profit in 2015: Fitch

T

he U.S. workers’ compensation insurance market achieved a “significant” underwriting profit in 2015, but trends call into question whether such a result can be repeated, Fitch Ratings concluded in a new report.

For 2015, the workers’ compensation combined ratio came in at 95.4. That is a remarkable improvement compared to 2011 through 2014, when the sector’s combined ratio was 117.3, 110.3, 103.1 and 102.4, respectively, according to SNL Financial data cited in the Fitch report.

“Calendar-year 2015 represents the culmination of a complete turnaround for the workers’ compensation line,” the Fitch report stated, crediting the good results to factors “including strong premium revenue growth from better pricing and economic factors, favorable loss cost trends, and favorable loss reserve experience tied to more conservative reserving practices.”

Fitch also noted that aside from a brief recession-era spike, workers’ comp claims generally trended downward in recent years due to “the evolution of better risk management and employee safety practices.”

Workers’ compensation as a sector even enjoyed favorable reserve development in 2015, with greater reserves helping to boost segment underwriting results for the past four years.

This was important in 2015, with a boost in reserves helping INSURANCEJOURNAL.COM

to decrease the calendar year loss ratio by more than 5 percentage points, Fitch said.

Fitch suggests, however, that the successes achieved by the U.S. workers’ compensation industry in 2015 may represent a cyclical peak.

Fitch suggests that the successes achieved by the U.S. workers’ compensation industry in 2015 may represent a cyclical peak.

One reason: Success in workers’ comp underwriting, plus large levels of capital for insurers, is spurring greater price competition. Premium rates declined for five consecutive quarters and this should continue through 2016, Fitch said.

Revenue growth has also tapered down. Written premium volume produced an average growth rate of about 7 percent from 2012 through 2014. That decreased to 3.5 percent in 2015, and Fitch warned that payroll exposure growth from job and wage expansion will be a factor that determines whether revenue growth can offset declining prices.

Moving ahead, Fitch also expects some profit deterioration, with an underwriting loss likely in 2017 and beyond due largely to competitive pressures. Fitch projects a workers’ compensation industry com-

bined ratio of 98 for 2016. Fitch said that weaker investment contributions to earnings is spurring less aggressive underwriting and pricing.

Travelers Companies scored as the top workers’ compensation writer in 2015 in terms of direct written premium (nearly $4.47 billion with an 8.2 percent market share), and net written premiums (almost $3.96 billion and an 8.7 percent market share).

Hartford Fire Group (part of Hartford) came in second in terms of direct written premiums ($3.3 billion, 6.1 percent market share) and net written premiums ($3.1 billion, 6.9 percent market share).

Former market leaders AIG and Liberty Mutual Group have pulled back from the market somewhat, and their results reflect accordingly.

AIG is now the fifth most popular workers’ compensation writer in terms of direct written premium, with $2.56 billion in premium and a 4.7 percent market share. For this category, Liberty Mutual placed

seventh, with $2.48 billion in direct written premiums and a 4.5 percent market share.

In terms of workers’ compensation net written premiums, AIG is in third place for 2015. The insurer booked $2.3 billion in net written premiums and carved out a 5.2 percent market share. Liberty Mutual placed fifth, with $2 billion in net written premiums and a 4.4 percent market share.

Worth noting: While AmTrust Financial Services places fourth on the list of top workers’ comp writers in terms of direct written premiums ($2.7 billion, 5.2 percent market share), it lands in 13th place in terms of net written premiums ($1 billion, 2.2 percent market share). Similarly, Zurich comes in third place regarding direct written premium ($2.86 billion, 5.2 percent market share), it is in slot number 14 for net written premiums ($998 million, 2.2 percent market share).

Share this article.

IJMAG.COM/725GC

JULY 25, 2016 INSURANCE JOURNAL | NATIONAL | 15

NATIONAL | Business Moves ing services. The firm specializes in insurance coverage for the construction and manufacturing industries.

Patrick Morehead, Alan LaSarre and their associates will continue to operate from their current location under the direction of Michael Pesch, head of Gallagher’s Midwest region retail property/casualty brokerage operations.

Arthur J. Gallagher & Co. is based in Itasca, Ill.

BrickStreet, HM Insurance

Risk Strategies Company, McLaughlin Brunson Insurance Agency

National insurance brokerage and risk management firm Risk Strategies Co. has acquired Dallas-based McLaughlin Brunson Insurance Agency.

McLaughlin Brunson provides insurance products and services to architects, engineers and certified professional accountants in Texas and Oklahoma.

The firm will be known as McLaughlin Brunson, a Risk Strategies Company, and will continue to operate with its current staff, led by its two principals, Joe A. Bryant and John Krantz.

Risk Strategies has offices in more than 25 locations.

Integro, Jerry Insurance Parks Group International broker and risk management firm Integro Insurance Brokers has added to its livestock coverage capabilities with the acquisition of Ocala, Florida-based corporations Jerry Parks Equine Insurance Inc. and Parks

Insurance Corp. Financial details of the transactions have not been disclosed.

Industry veteran Jerry Parks established the Jerry Parks Equine Insurance Inc. in 1986 to provide equine mortality insurance. In 1990, he expanded into farm and ranch owner coverage with the launch of Parks Insurance Corp.

Jerry Parks and his team will report to Brian Morgan, Integro’s Atlanta operations leader.

Integro is an international insurance brokerage and risk management firm.

Arthur J. Gallagher & Co., KRW Insurance Agency

Insurance broker Arthur J. Gallagher & Co. has acquired KRW Insurance Agency Inc. located in Crystal Lake, Ill. Terms of the transaction were not disclosed.

Established in the 1940s, KRW Insurance Agency (KRW) is a retail insurance broker providing commercial property/ casualty, risk management, employee benefits and personal lines insurance and consult-

16 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

BrickStreet Mutual Insurance said it finalized an agreement to acquire the workers’ compensation block of business from Pittsburgh-based HM Insurance Group, a Highmark company.

The purchase involves workers’ compensation policies and accounts for roughly $120 million in premium.

HM’s current workers’ compensation employees will become BrickStreet employees and remain in Pennsylvania, effective Aug. 1.

BrickStreet is a monoline workers’ comp provider based in Charleston, W. Va., with offices in Charlotte, N.C., and Naperville, Ill. The company currently writes business in 12 states, including Pennsylvania, as well as the District of Columbia.

The purchase will allow BrickStreet to further expand its presence in Pennsylvania and the region.

According to BrickStreet Chief Executive Officer Greg Burton, the company is opening a regional office in downtown Pittsburgh and will continue to use HM’s established agents in Pennsylvania.

BrickStreet Insurance, a mutual company owned by its policyholders, became West Virginia’s first private workers’ compensation carrier on Jan. 1, 2006.

Headquartered in Pittsburgh, HM Insurance Group is a national carrier of employer stop loss.

Confie, Sprague, Mason

National insurance distribution firm Confie has acquired two insurance brokerages in New York State — Lloyd D. Sprague & Son Inc. and J.N. Mason Agency Inc. Confie, a portfolio company of ABRY Partner, has completed 11 acquisitions thus far in 2016.

Sprague Insurance is a third-generation agency that has been continuously owned and operated by the Sprague family since 1921. Based in Corning, Sprague offers personal lines and small commercial insurance. Andrew and Christine Sprague will continue in management capacities with the company, and Sprague’s 12 employees will continue with Confie to operate the business.

J.N. Mason Agency, Inc. serves customers in New York and Pennsylvania from its New York locations in Hancock and Monticello, offering personal lines and small commercial insurance.

J.N. Mason’s operations will continue at their two current locations and Confie is retaining all eight employees.

Confie is a California-based national insurance distribution company primarily focused on personal lines and small commercial insurance.

continued on page 18

INSURANCEJOURNAL.COM

By remodeling our rates and strengthening our coverage offering, Nautilus Insurance Group equips you with the right tools to profitably grow your business.

Building the perfect coverage for

CONTRACTORS

O.N.E. more reason to do business with Nautilus.

A.M. Best A+XV Rated Carrier

800.842.8972 | nautilusinsgroup.com | nautilusagents.com

Products and services described above are provided through various surplus lines insurance company subsidiaries of W. R. Berkley Corporation and offered through licensed surplus lines brokers. Not all products and services may be available in all jurisdictions, and the coverage provided by any insurer is subject to the actual terms and conditions of the policies issued. Surplus lines insurance carriers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.

NATIONAL | Business Moves In its 25 years in business, the company has grown steadily by working with customers to identify their needs and then collaborating on a solid plan to meet them.

Advantage Benefits Solutions,

continued from page 16 Hub, Gateway Financial Affiliated Agency

Global insurance brokerage Hub International Ltd. has acquired the assets of Tenth Dot Benefit Solutions, an employee benefits agency in Pittsburgh that is affiliated with Gateway Financial Group Inc. and does business as Gateway Financial.

Following the transaction, Hub will operate the business as Gateway Benefits, a division of Hub International.

Tony Perricelli, founder and president, will join Hub’s wholly-owned affiliate, The HDH Group Inc., as executive vice president. Bill Gallagher, managing consultant, will join Hub/ HDH as market leader, senior vice president of the combined Employee Benefits practice.

Both Perricelli and Gallagher will report to Tony Kocis, president of Hub/HDH.

FM Mutual Insurance, Barrier Free Access SFM Mutual Insurance Co., a Midwest regional workers’ compensation insurer, has

acquired Barrier Free Access, a Byron, Minn.-based provider of safe patient handling products, design consultation and training to medical facilities throughout the upper Midwest.

Through selling and training on products such as overhead patient lifts, Barrier Free Access helps facilities across the continuum of care protect their employees and patients from injury.

According to the Occupational Safety and Health Administration, more workers are injured in the healthcare and social assistance industry than any other sector.

Barrier Free Access started in 1991 as a division of a construction company specializing in home remodeling to allow individuals with disabilities to stay in their homes. The company phased out of construction and became a distributor for a wide variety of products designed for acute, post-acute and residential healthcare facilities.

The company has offices and a showroom in Byron, Minn., and recently opened a new design and training center in New Brighton, Minn.

18 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

Collins Benefits Solutions Advantage Benefits Solutions (ABS) and Collins Benefits Solutions, both based in Houston, are merging.

Together, the two employee benefits firms manage collective premiums of $58 million, according to an announcement.

The merger is led by Mark Stefanick of Advantage Benefits Solutions and Mary Collins of Collins Benefits Solutions.

The new organization will operate under the Advantage Benefits Solutions (ABS) banner.

Cobbs Allen

Cobbs Allen, a risk management firm specializing in commercial insurance, employee benefits, personal insurance and alternative risk financing services, is expanding its operations into Houston. The expansion project is part of a larger strategy to increase specialty services, expertise and world-class benefits at a national level, starting with Midwestern states of Kansas, Texas and Louisiana.

Bruce Denson Jr., president and chief operating officer, leads the company’s strategic planning and growth initiatives. Denson, along with a team of experienced leaders, are building upon the company’s 129-year-old legacy and strength of service in order to bring the Cobbs Allen approach to caring for companies’ overall health to new markets nation-

wide.

Leading Cobbs Allen’s Houston office are three senior vice presidents: Josh Kirklin, previously with McGriff, Seibels & Williams; Mark Mullervy, previously with Lockton; Robert Plumb, previously with J.H. Blades & Co.; and Senior Account Executive Annette Griggs, also previously with Lockton.

Western, Nevada General

Western National Insurance Group of Edina, Minn. has completed the purchase all of the stock of Las Vegas-based Nevada General Insurance Co., AIC America, and its wholly owned affiliates Auto Insurance America (New Mexico) and Auto Insurance America (Arizona) from Mutual of Enumclaw Insurance Co. The closing follows due diligence and the receipt of approval by Nevada General’s shareholders, Western National’s board of directors, and regulatory authorities.

Terms of the deal were not revealed.

Nevada General and its affiliates will continue to operate locally in Las Vegas, reporting to Western National’s existing nonstandard auto insurance company, Arizona Auto Insurance Company, based in Phoenix.

The newly added companies will continue to write non-standard auto insurance in Nevada and New Mexico, under the management and control of Western National and with its full financial support.

Western National is a super-regional property/ casualty insurance group writing in 19 states, plus surety in an additional seven states.

INSURANCEJOURNAL.COM

PAST|PRESENT|FUTURE Commitments That Last.

As a recognized leader in the specialty marketplace, we customize our dedicated resources specifically to your client’s needs.

Our carriers comprise admitted and E&S capabilities in all fifty states, which can serve as a multi-carrier platform to accommodate all your potential insureds.

Specialty Property & Casualty Programs and Products.

(800) 482-2726 | PROGRAMS@MEADOWBROOK.COM

www.meadowbrook.com

IT’S ALL ABOUT ACCESS AND CONTROL more than 40% of thefts were committed by an employee in the finance/accounting function.

Find out who’s stealing: The 2016 Hiscox Embezzlement Study www.hiscoxbroker.com/access-to-steal

News & Markets | NATIONAL the costs of legal advice for individuals at the start of investigations can be substantial.

With regulatory and enforcement so heavily focused on senior management, “this is a growing area of expense, particularly as matters become more and more complex and increasingly international.”

While new policies are now available that cover the early stages of investigations, “the limits of that cover need to be specific and delineated.”

Taking Control

What Keeps D&Os Awake at Night? Coverage Concerns Rise

By L.S. Howard

T

here are numerous emerging liability risks that may be keeping corporate directors and officers awake at night, which is why their D&O insurance protection is rising up their list of concerns.

“The worry of whether or not a D&O policy, or a company indemnification, will be able to respond to claims in all jurisdictions has risen up the agenda,” according to a survey conducted in the U.K. by Willis Towers Watson and the international law firm Allen & Overy.

“With directors and officers facing so much personal exposure – to the extent that it can be difficult for them to keep track of the laws that apply to them – it is not a surprise that D&O policy coverage and related company indemnities are becoming more of a focus of attention…,” stated the survey INSURANCEJOURNAL.COM

report, titled “Directors’ liability D&O: The changing face of personal exposure.”

Fifty-nine percent of survey participants ranked these policy worries as a top five concern.

‘[I]t is not a surprise that D&O policy coverage and related indemnities are becoming more of a focus of attention...’

“It was of particular concern to those working in public companies (60 percent) rather than private (41 percent)…,” the survey report stated.

Unsurprisingly, the report added, it was a greater concern for those companies doing the majority of their business outside the U.K. (where 69 percent considered it a significant D&O area, versus 35 percent in busi-

nesses operating predominantly in the U.K.).

Respondents identified their most significant policy coverage issues to be “clear and easyto-follow policy terms,” which suggests that more needs to be done by the insurance industry to deliver this result, the report stated.

Drilling down into types of coverage issues, the survey revealed that respondents are concerned “about coverage for the cost of advice incurred at the early stages of an investigation, prior to any main hearing….”

Insurers generally do not normally cover the early stage of an investigation, “because they regard their coverage as being for claims and formal investigations,” the survey report stated.

“It also can prove tricky to distinguish between the costs of defending the entity and the costs of defending the individual before formal proceedings have been issued…,” the report stated, noting that insurers are not interested in covering company costs under a D&O policy.

However, the report showed,

Another major concern found by the survey relates to how claims will be controlled and settled, listed as a top five concern in the last three surveys that have been conducted

by Allen & Overy and Willis Towers Watson. (This is the fourth D&O survey, initiated by the two companies in 2011).

“This can be a vital issue in particular for directors or officers who find themselves in a tight spot and want to have as much control over their defense as possible,” the report explained.

If insurers are fully in control, then their motivation and desired outcome for settling a claim may be different from the director and interests may not be aligned, it added.

“The degree to which an insurer can run a case remains an issue, and different policies are drafted in their own unique ways,” the report stated.

More than 125 corporate directors, risk officers and compliance executives in the U.K. participated in the survey.

Share this article.

IJMAG.COM/725JD

JULY 25, 2016 INSURANCE JOURNAL | NATIONAL | 21

Idea Exchange

Auto

UBI Increases Auto Insurance Customer Satisfaction: J.D. Power Study

By Jessica McGregor

I

ncreased data and improved accuracy in riskbased pricing are some of the benefits that auto insurers seek when they adopt usagebased insurance (UBI) programs, but an added benefit is increased retention of more satisfied customers, survey results reveal.

Customer satisfaction increases for good drivers who participate in UBI programs and receive discounts, according to results of the J.D. Power 2015 U.S. Auto Insurance Study. The survey found that the overall satisfaction level was 851 index points (on a 1,000-point scale) among drivers participating in a UBI program compared with just 811 among those who indicated a UBI program was not available.

Additionally, UBI programs positively impact all areas of the customer experience. The greatest positive impact in the study was, not surprisingly, on price (+52 points) — particularly

once participants began receiving discounts.

Program participation can also create greater engagement as customers become more aware of how their actual driving behavior affects the price they pay. As a result, satisfaction with policy offerings (+49 points) and billing and payment (+42) also increased.

The study also found, however, that while 32 percent of customers indicated a UBI program was available to them through their insurer, only 8 percent were currently participating. Fully 21 percent of customers declined to participate in a UBI program when it was available, and 81 percent of these nonparticipating customers said it was because they did not want their driving monitored or felt they would not save money or that their premiums would actually increase.

Telematics is one of many major disruptors to the property/ casualty insurance industry in the United States.

Increasing participation in UBI programs may prove challenging if insurers move to driver penalty models similar to one that Progressive has adopted.

UBI leader Progressive announced in its 2014 annual report that a small number

22 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

of drivers would receive rate increases based on data gathered through the insurer’s Snapshot program. This trend may impact the future of UBI. Because some drivers were already wary of sharing data regarding their driving behavior with insurers, this shift to applying UBI data to higher-risk drivers’ rates may be met with further resistance to participate.

But when drivers do participate, insurers that provide a highly satisfying customer experience benefit from higher rates of customer retention, reduced costs in acquiring new customers and more wordof-mouth referrals compared with insurers that deliver a less satisfying experience. The J.D. Power 2015 U.S. Auto Insurance Study showed that the likelihood to renew and recommend an insurer was 10 percentage points higher and 11 percentage points higher, respectively, among those participating in a UBI program compared with those without a UBI program available, and UBI program customers were less likely to shop for insurance within the next 12 months. Furthermore,

The J.D. Power U.S. Auto Insurance Study measures satisfaction on a 1,000-point scale.

The study examines customer satisfaction in five factors (in order of importance): interaction, policy offerings, price, billing process and policy information (formerly billing and payment), and claims.

UBI participants provided more positive recommendations and more often indicated that these recommendations resulted in a friend, relative or colleague purchasing from their insurer compared with those custom-

continued on page 24 INSURANCEJOURNAL.COM

Sharing the Vision for Our Bold New Future

Western World’s bold new future combines our experience and established leadership position in the surplus lines industry with the resources, expertise and capital of the Validus Group.

We are expanding our underwriting and marketing operations and enhancing our products to offer our agents and brokers new opportunities to build upon our strong, long-term business relationships in each of the three underwriting divisions: Contract, Brokerage and Programs.

We will continue to be a premier business partner with ease-of-use technology, service excellence and our commitment to supporting wholesale distribution.

• General Liability • Products Liability • Commercial Property • Professional Liability

westernworld.com Parsippany, New Jersey T 201.847.8600 Scottsdale, Arizona T 480.659.2724

Idea Exchange continued from page 22 ers who did not use a UBI program.

Price is consistently one of the lowest-rated aspects of the customer experience across industries. For auto insurance customers, price is often completely out of their personal control. UBI programs give at least some of that control back to them.

As price becomes increasingly competitive in the personal auto insurance market, UBI programs have the potential to be more influential, even becoming a differentiator across a broader group of customers, especially as younger generations enter the automotive insurance market. Gen Z customers are most likely to use UBI programs (11 percent), as younger consumers are more willing to share their personal data and are less concerned with privacy than are older customers.

This may prove especially critical to competitive success as the current soft market in the industry continues.

The benefits associated with participation in a UBI program that customers most prefer are driver discounts, control of policy pricing, roadside assistance and vehicle tracking (theft

Auto recovery). Among customers without an available UBI program offering, 58 percent said they would participate in a program if it became available in the future.

Insurers with the highest percentages of UBI program participants in the 2015 study included Allstate (15 percent); State Farm (9 percent); Esurance (9 percent); and USAA, Farm Bureau Mutual and Progressive (8 percent each).

Satisfaction with UBI programs is highest among the 75 percent of customers who indicated they received a discount as a result of their participation. The study showed that overall satisfaction quickly eroded among the 25 percent of UBI customers who did not receive a discount even though they participated (-40 points).

These customers were also less satisfied in all other areas measured in the study: policy offerings, price, billing and payment, interactions, and claims.

UBI programs are clearly improving the customer experience for those who feel they benefit from participation in the program, such as control of pricing when the result is policy discounts. These programs also help to educate customers

UBI in Brief

Many insurers are either actively operating or piloting a variety of telematics underwriting models, often referred to as “usage-based insurance” or UBI. UBI programs track real-time driving behaviors such as rapid acceleration, hard braking, locations driven, time of day driven, etc.

This information is used to more precisely assess risk and typically provides policy discounts for qualifying drivers.

Additional benefits commonly offered to low-risk drivers include theft monitoring, roadside assistance and vehicle alerts.

24 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

and foster greater engagement with the product and the insurer. Participants have a stronger relationship with their insurer, indicating a higher likelihood to renew and recommend the brand, as well as a lower likelihood of shopping in the next 12 months.

Insurers are collecting billions of miles of real-time data that allows them much more robust analyses and more accurate behavior prediction modeling. Progressive, a UBI pioneer, has had a solid financial performance during the past several years for its private passenger auto line of business, boasting a strong three-year combined ratio of 95.9 and a three-year loss ratio of 75.1.

The comparable results for the auto insurance industry were a three-year combined ratio of 102.9 and a three-year loss ratio of 78.2, suggesting that UBI may help to improve underwriting performance.

(Source: SNL Financial 2012, 2013 and 2014 data combined for a three-year view and J.D. Power defined calculation of each ratio) Telematics is one of many major disruptors to the property/casualty insurance industry in the United States. While the U.S. industry has struggled to implement telematics, it has become standard in other countries. There are clear monetary benefits to all insurers, while only a handful of customers ultimately realize a discount. New and increasing disruption in the P/C industry is becoming evident, including on-demand and payby-the-mile insurance. These additional disruptors provide consumers with a choice, and not all of them will be mutually

beneficial, especially for traditional auto insurers.

As the industry moves to charging higher premiums to risky drivers based on data obtained from UBI programs, future program participation may be at risk. Insurers will need to balance the positives and negatives of the programs as they continue to drive both financial performance and the customer experience, while keeping in mind that soon customers will have other options to keep premium prices down through products such as mileage-based insurance.

Telematics is here to stay, and its reach has already begun to expand into the life and health industries. John Hancock is offering a 15 percent discount on life insurance policies when customers agree to wear a Fitbit and track exercise levels, and employers are offering incentives to their employees to wear Fitbits and monitor health measures such as blood pressure. Additionally, programs relating to smart-connected homes and hospitals are being piloted and researched, indicating future disruption in these markets.

Industrywide, insurers need to decide how to make use of telematics in their business — not whether or not to use it.

McGregor is a director in the Insurance Practice, Services Industries — Americas Division at J.D. Power.

She is responsible for new product development and strategic partnerships in North America within the insurance industry. Her primary focus is on developing products that directly link financial performance with the customer experience to aid clients in making management decisions. Email: Jessica.McGregor@jdpa.com.

INSURANCEJOURNAL.COM

TOKIO MARINE SPECIALTY

EXCESS AND SURPLUS PROTECTION THAT’S AS SAFE AS IT GETS

Excess and Surplus Lines insurance

Your business is your baby, and you’ll do anything to manage the risk it faces. Protect it with excess and surplus lines commercial insurance from Tokio Marine Specialty. See why specialized industries of every description turn to us for layered protection backed by extraordinary niche expertise from Philadelphia Insurance Companies and Tokio Marine Group’s life/non-life insurance company group’s Top 20 ranking.

A.M.Best Rating A++ S&P A+ Rating Underwriters Nationwide

Learn more. Call 855.411.0797 or visit TMSIC.com Manufacturing

I

Environmental

I

Hospitality

I

A Member of the Tokio Marine Group

Construction

I

Real Estate/Habitational

I

Retail

Tokio Marine Specialty Insurance Company, a member of the Tokio Marine Group, is an authorized Excess and Surplus lines insurance carrier in all states and D.C. Tokio Marine Specialty Insurance Company is not licensed or admitted in any jurisdiction except Delaware where it is a domestic insurer licensed to write surplus lines. Surplus lines companies do not participate in state guaranty funds in any jurisdiction, except New Jersey, and thus, surplus lines insureds are not protected by those funds. © 2016 Tokio Marine Specialty Insurance Company, All Rights Reserved

Idea Exchange

Technology Risks

What to Know About Liability and Legal Costs Arising from the Development and Use of Mobile Device Applications Litigation Never Far Behind

By Daven Lowhurst and

Brian McDonald

T

he purchase and use of smartphones, tablets, wearable computers and other mobile computing devices (MCDs) connected to the internet have experienced staggering growth in the past several years. Soon after the Apple App Store opened in July 2008, there were approximately 500 different apps available for the iPhone. Seven years later, in mid-2015, apps available in the store had grown to 1.5 million. Equally impressive, the number of individual apps downloaded from the Apple App Store in the past seven years has surpassed 100 billion.

This phenomenal growth has fueled many disputes and, not surprisingly, litigation.

Examples of recent app-related lawsuits alleging violations of federal and state laws, including copyright infringement and violations of consumer protection statutes, include: • An app developer claims that defendants improperly shared information about a game app.

• TV broadcasters who license copyrighted programming allege infringement against the manufacturer of a device that allows customers to download an app and receive streaming TV over the internet.

• An illustrator alleges that an app developer infringed copyrighted fish illustrations.

• Game users allege that a game manufacturer removed “lives” purchased in-app by one user and donated to another user, forcing users to buy replacement lives.

• Purchasers of Apple devices sued Apple over the functionality of Apple’s Maps app.

• Parents seek to void in-app charges made by their minor children on apps downloaded without parental knowledge or consent.

• Consumers allege that the defendant’s apps surreptitiously intercepted personal data and communications.

• The National Federation of the Blind alleges that a digital library’s website and apps violate the American with Disabilities Act. • Car collision victim sued Snapchat claiming that the col-

26 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

lision was caused by another driver’s use of Snapchat’s app that displays the user’s speed, which the other driver was using to post a picture showing her excessive speed to gain a reward from Snapchat.

State and federal laws provide a target-rich environment for claims and remedies arising out of the development and use of apps. Claims may include violations of federal and state privacy laws (including statutes like the Electronic Communications Privacy Act, Computer Fraud and Abuse Act, Federal Wiretap Act, state laws prohibiting the invasion of privacy, as well as common law privacy torts); consumer protection laws (including laws prohibiting unfair, unlawful, or deceptive advertising, competition, or business practices); copyright infringement; ADA; penal code; unjust enrichment; express or implied warranties; and contracts.

Insurance to Protect Against App Liability

While parties may seek to eliminate or transfer risk through contractual releases, liability waivers or indemnifications, insurance is an important source of protection against

app-related liability. For claims asserted by consumers and other litigants claiming to have been wronged by the development or use of apps, insurance products may offer front-line protection.

Below are four common contenders. All four typically cover both defense costs (i.e., the cost of an attorney in defending against claims) and indemnity amounts (i.e., settlements or judgments). All four types also contain exclusions that may take away coverage, and the exclusions must be considered in assessing whether a particular claim is covered.

Commercial General Liability

Commercial general liability (CGL) policies may protect against claims seeking to impose liability related to apps.

Standard CGL policies may cover liability due to bodily injury, property damage and personal and advertising injury. Bodily injury means physical harm to another person.

Property damage typically includes both physical injury to and lost use of property.

Some policies carve out electronic data (such as software programs) from the definition of property, but there is typically coverage where electronic data causes damage to other property.

continued on page 28

INSURANCEJOURNAL.COM

Idea Exchange continued from page 26 Personal and advertising injury usually covers publications that slander, libel, disparage, or invade privacy, as well as certain types of injuries to third parties through a policyholder’s advertisements.

The following are examples of where a policyholder facing app-related claims may want to consider CGL coverage: • The user of a healthcare app alleges that she suffered bodily injury by following the advice or instructions provided.

• The user of an app that coordinates or monitors manufacturing equipment alleges that the app malfunctioned, causing damage to equipment.

• A company claims that a competitor’s in-app advertising of its products disparages the company’s products or wrongfully uses its advertising ideas.

Technology Errors and Omissions Liability Technology errors and omissions liability coverage (tech E&O) may also provide a policyholder with protection. Tech E&O policies are designed to

Technology Risks protect policyholders against claims based on alleged errors and omissions in connection with their technology products and services, and, under some policies, for the negligent acts of their independent contractors. A tech E&O policy may be an essential complement to a CGL policy by covering exposures not covered under CGL policies. A tech E&O policy might be triggered by: • The user of an app alleges that it does not provide the quality or performance characteristics consistent with the app’s advertisements.

• The user of a financial management app claims that the app incorrectly calculated financial information, causing financial harm to the user/company that purchased the app.

Cyber Insurance

Cyber policies may overlap with tech E&O policies, such as providing coverage for negligence or errors in a policyholder’s product line, but a cyber policy is often a more comprehensive way to address app-related exposures. Cyber

policies cover liability to third parties resulting from a cyber attack or data breach and may also offer additional protections for liability resulting from denial of network access, unauthorized network access, theft or destruction of data, exposure of personally identifiable information (PII), and governmental investigations of any of the above. Cyber policies may also cover a policyholder’s own costs to investigate a breach, notify consumers, and restore the network and system data, as well as lost profits suffered by the policyholder.

In the context of app-related liabilities, a cyber policy might be helpful in: • A company’s network is hacked and consumer PII gathered via the company’s app is stolen and published on the internet, resulting in a class action lawsuit and government investigation.

• A malfunction in a company’s app results in mass distribution of confidential consumer PII to users of the app.

• A company providing an app for online storage of consumer data is hacked, and all data is destroyed.

Directors & Officers

Directors and officers (D&O) liability insurance is designed to protect a policyholder company and its directors and officers from loss resulting from claims alleging wrongful acts of the company and its directors and officers. D&O policies are sold to both public and private com28 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

panies, although public company policies frequently limit coverage for claims against the company to securities claims, typically defined as claims alleging violation of federal and state securities laws, whereas private company D&O covers a wider variety of claims against any insured. For example: • A class action lawsuit against a public company and its board of directors alleging misrepresentations in a filing with the Securities & Exchange Commission regarding the success and functionality of an app sold by the company.

• A derivative lawsuit against a company’s directors and officers alleging breach of fiduciary duties regarding due diligence in connection with the purchase of an app developer.

• A government investigation of a company’s directors and officers arising out of an app’s alleged invasion of user privacy by tracking user location and other information.

As new apps are developed at a seemingly exponential rate, so too will liability exposure related to the use and development of apps.

Companies developing or using apps increasingly will need to consider insurance products such as CGL, tech E&O, cyber, and D&O to provide defense and indemnity protection against claims.

Share this article.

IJMAG.COM/725HH

Lowhurst and McDonald are partners in Jones Day’s San Francisco office and members of the firm’s Insurance Recovery Practice. Email: DLowhurst@ JonesDay.com and BDMcDonald@ JonesDay.com.

INSURANCEJOURNAL.COM

Looking to grow your business?

LOOK NO FURTHER. NatGenAgency.com

PERSONAL AUTO

COMMERCIAL AUTO

RV & MOTORHOME

We’ve been insuring personal autos for all types of drivers for nearly 70 years.

We offer many discounts and great coverage options like Accident Forgiveness and Diminishing Deductibles.

Quick and intuitive quoting with great rates and discounts for start-ups to established businesses.

We cover business-use autos to large commercial trucks for small to mid-sized businesses.

Specialized RV insurance with unique features, like Total Loss Replacement Cost Coverage, Vacation Liability and a Storage Option. National General is an endorsed carrier for Good Sam, an RV affinity partner for the last 35+ years.

We’re ready to be your top choice for personal and commercial auto, RV & motorhome insurance.

NationalGeneral.com/GetAppointed

© 2016 National General Insurance. All Rights Reserved.

Eligibility, coverages and discounts may vary by state. Underwritten by member companies of National General Insurance.

NATIONAL | News & Markets continued from page 12 will request that large insurers that do not already report ZIP code level premium data voluntarily provide that data to the statistical agents with which they typically work.

Consumer Interests

More than 50 consumer and civil rights groups including the Consumer Federation of America, U.S. PIRG, NAACP, and National Council of Raza have backed FIO’s efforts and the 2 percent threshold. Leaders of the 50 groups said: “FIO has begun to tackle an important responsibility established for it by the Wall Street Reform and Consumer Protection Act. Auto insurance is a unique product, the purchase of which is required of every driver in all but one state.

Yet it is sold under different rules in every state, and within states, even within localities, drivers with perfect records can be charged dramatically different premiums.

Until now, there has been no federal entity

Insurance Journal - Acquire - Wagar

tasked with understanding how the cost of this mandated product impacts low- and moderate-income Americans, people of color or underserved communities.”

Insurers’ Reactions

Property/casualty insurance groups generally expressed doubts about the fairness and accuracy of FIO’s methodology because the income level it uses fails to consider other household expenditures, driver risk factors, other cost drivers of insurance and differences among statebased insurance systems.

“The mission of monitoring affordability of auto insurance as required by law is an ill-defined and nearly impossible task that asks the FIO to create a standardized metric of something that is inherently subjective,” said NAMIC’s Grande. “The methodology ignores all existing government data on auto insurance expenditures and even the funda-

AGENCY BANKING

mental principle that insurance should be priced according to risk, which means the same standard would be considered for a driver with a perfect driving record and one with multiple accidents. There is great danger in arbitrarily establishing a threshold for which our government will deem a product affordable. What’s next – whether the car itself is considered affordable?”

Lisa Brown, senior counsel and director, Compliance Resources, for the American Insurance Association, said there is a need for clear regulatory guidelines and definitions of “affordable.” “Factors such as statebased tort reform laws, consumer choice in levels of coverage, and state minimum insurance requirement laws do not appear to have been taken into account while FIO devised this methodology,” she said.

Share this article with a colleague.

IJMAG.COM/725QN

Acquire. Perpetuate. Grow.

We get it.

The path to perpetuating or acquiring an agency can be complex. As experts in these types of transactions, we’ll simplify your transition, and offer leading-edge solutions based on your unique situation. You can trust us to develop a fair structure that promotes the best interests of all parties.

Contact Mike Wagar at 330.887.8168 for more information.

westfield-bank.com

A G E N C Y

L O A N S

•

P R E M I U M

F I N A N C E

•

C A S H

M A N A G E M E N T

Five-Star Superior Rating from bauerfinancial.com

wfb_ij_half_acquireperpetuation.indd 2 WESTBK002.indd 1

30 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

4/14/16 12:41 10:54 PM AM 4/18/16

INSURANCEJOURNAL.COM

JOIN THE JAM SESSION

WORKING WITH US AND OUR WHOLESALE GENERAL AGENTS COULDN’T BE EASIER. E&S customers have unique needs requiring specialized coverage and an experienced team working beautifully together.

Visit our web site to find a wholesale general agent near you.

www.music-ins.com ©2016 Selective Ins. Group, Inc. Products provided are underwritten by Mesa Underwriters Specialty Insurance Company.

Products available vary by jurisdiction. These descriptions are summaries and not offers to sell insurance; the actual policies show complete coverage, exclusions and limitations details. Policy issuance is subject to underwriting approval.

NATIONAL | Special Report | Near Nationals

Near National P/C Carriers Identified for 2016

By Barry J. Koestler II

2

016 marks the 10th year of the Demotech Company Classification System, which was established in the Feb. 12, 2007 issue of Insurance Journal. Our system categorizes insurers into one of 11 categories based on an analysis of data reported by the companies to the National Association of Insurance Commissioners.

The 11 categories that comprise the classification system are Nationals, Near Nationals, Super Regionals, Regionals, State Specialists, Coverage Specialists, Strategic Subsidiaries, Risk Retention Groups, Surplus Lines Carriers, Reinsurers, and companies with less than $1 million in direct premium written. A company is assigned to only one category in the Demotech Company Classification System. Therefore, a company not designated as a Near National is assigned another classification, perhaps National, Super Regional, Regional, or State Specialist.

To determine the companies for the 2016 Near National list, these specific, objective qualifying criteria and thresholds, evaluated as of Dec. 31, 2015, were used: • More than $1 million of direct premium written in each of at least 35 states; • Policyholders’ surplus of at least $100 million; • $100 million or more of direct premium; • $50 million or more of net premium; • No line of business greater or equal to 90 percent of direct premium volume; • No state greater or equal to 90 percent of direct premium volume; • May not be a surplus lines carrier, risk retention group, or reinsurer; • Does not qualify as a National (more than $1 million of direct premium written in each of at least 45 states, $250 million or more of surplus, net premium written and direct premium written).

To develop our list of Near Nationals, Demotech reviewed 2,612 individual property/casu-

32 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

alty insurance companies and assigned them to a category.

Only 54 insurers met the criteria to be designated a Near National for 2016.

When analyzing the companies classified as Near Nationals for 2016, we noted several interesting observations. Of the 54 individual carriers classified as Near Nationals for 2016, 37 were also identified as Near Nationals for 2015 and 2014.

Twelve of the companies have been Near Nationals since the introduction of our classification system in 2007. The vast majority, 49 of the 54 companies, are stock companies. All but two of the Near Nationals are members of a property/ casualty insurance group, with six from Travelers Group, four from Berkshire Hathaway, and three each from Hartford Fire & Casualty, Horace Mann, and XL America. No other group has more than two Near Nationals for 2016.

By count, the 54 Near Nationals comprised just over 2 percent of the 2,612 carriers reviewed; however, they wrote approximately 6.7 percent of the 2015 direct premium reported by the P/C insurance industry. The Near Nationals also represented approximately 16.6 percent of the P/C industry’s reported policyholders’ surplus at year-end 2015. This

level of financial presence demonstrates the importance of Near Nationals. They are critical to the smooth function of the P/C insurance market.

Near Nationals facilitate commerce and trade, and are an important component of the total P/C industry.

In reviewing the 2015 direct premium written by Near Nationals, there were only six states in which all 54 Near Nationals wrote at least $1 million: Arizona, Georgia, Illinois, Minnesota, Pennsylvania, and Virginia. The 2015 direct premium written was distributed evenly between auto, commercial multi-peril/other liability, homeowners/property, and workers’ compensation.

Near Nationals may be small in number; however, the 54 carriers comprising the Near Nationals for 2016 are substantial insurers, critically important to the industry, as demonstrated by their impressive balance sheets and active markets they provide.

It is important to reiterate that the Demotech Company Classification System is an objective stratification of the companies that comprise the industry based on their business models. It is not equivalent to or suggestive of ratings of the individual insurers.

Inclusion on the list of Near

INSURANCEJOURNAL.COM

Nationals does not imply that a company is superior to companies that were not included in that classification.

Koestler II is the chief ratings officer of

Demotech Inc., a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers. Since 1985, Demotech has served the industry by assigning accurate, reliable and proven Financial Stability

RatingsÂŽ (FSRs) for property/casualty insurers and title underwriters.

Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial

2016 Near National P/C Insurers

Company Name

2016 Demotech Company Classification

2015 Demotech Company Classification

2014 Demotech Company Classification

size. This philosophy was the catalyst for the Demotech Company Classification System, which was developed in order to stratify and categorize insurers into operational categories.

Website: www.demotech.com.

2013 Demotech Company Classification

2012 Demotech Company Classification

Affiliated FM Insurance Co.

Near National

Near National

Near National

National

National

Allied World Specialty Insurance Co.

Near National

Near National

Near National

Near National

Super Regional

American Home Assurance Co.

Near National

Strategic Subsidiary

Super Regional

Super Regional

Super Regional

American National Property and Casualty Co.

Near National

Near National

Near National

Near National

Near National

American Security Insurance Co.

Near National

Near National

National

National

National

Argonaut Insurance Co.

Near National

Near National

Near National

Near National

Near National

Bankers Standard Insurance Co.

Near National

Near National

Super Regional

Super Regional

Super Regional

BCS Insurance Co.

Near National

Near National

Near National

Near National

Near National

Beazley Insurance Co. Inc.

Near National

Regional

Coverage Specialist

Coverage Specialist

Coverage Specialist

Berkley Insurance Co.

Near National

Near National

Super Regional

Coverage Specialist

Coverage Specialist

Berkshire Hathaway Homestate Insurance Co.

Near National

Near National

Near National

Super Regional

Strategic Subsidiary

Brotherhood Mutual Insurance Co.

Near National

Near National

Near National

Super Regional

Super Regional

Employers Insurance Co. of Wausau

Near National

Near National

Near National

Near National

Near National

Employers Mutual Casualty Co.

Near National

Near National

Near National

Near National

Near National

Great West Casualty Co.

Near National

Near National

Near National

Near National

Near National

Greenwich Insurance Co.

Near National

Near National

Near National

Near National

Near National

GuideOne Mutual Insurance Co.

Near National

Near National

Near National

Near National

Near National

Hartford Insurance Co. of the Midwest

Near National

Near National

Strategic Subsidiary

Strategic Subsidiary

Strategic Subsidiary

Horace Mann Insurance Co.

Near National

Near National

Near National

Super Regional

Super Regional

Horace Mann Property & Casualty Insurance Co.

Near National

Super Regional

Super Regional

Super Regional

Regional

Hudson Insurance Co.

Near National

Near National

Near National

Super Regional

Super Regional

IDS Property Casualty Insurance Co.

Near National

Near National

Near National

Near National

Near National

Indemnity Insurance Co. of North America

Near National

Near National

Near National

Strategic Subsidiary

Regional

Markel American Insurance Co.

Near National

Near National

Super Regional

Super Regional

Super Regional

Mid-Century Insurance Co.

Near National

Super Regional

Super Regional

Super Regional

Super Regional

National Indemnity Co.

Near National

Near National

Super Regional

Super Regional

Super Regional

National Liability & Fire Insurance Co.

Near National

Near National

Super Regional

Super Regional

Super Regional

Navigators Insurance Co. New York Marine and General Insurance Co.

Near National Near National

Near National Near National

National Near National

Near National Super Regional

Near National Super Regional

Northland Insurance Co.

Near National

Near National

Near National

Near National

Near National

Occidental Fire and Casualty Co. of North Carolina

Near National

Super Regional

Near National

Near National

Super Regional

Pacific Indemnity Co.

Near National

Near National

Near National

Near National

Near National

Pennsylvania Lumbermens Mutual Insurance Co.

Near National

Super Regional

Super Regional

Near National

Super Regional

Pennsylvania Manufacturers' Association Insurance Co.

Near National

Near National

Near National

Near National

Super Regional

Praetorian Insurance Co.

Near National

Near National

Near National

Near National

Near National

Property and Casualty Insurance Co. of Hartford

Near National

Near National

Regional

Regional

Regional

Protective Insurance Co.

Near National

Near National

Near National

Super Regional

Super Regional

Sentry Insurance a Mutual Co.

Near National

Near National

Near National

Near National

Near National

Sentry Select Insurance Co.

Near National

Near National

Near National

Near National

Near National

Sompo Japan Insurance Co. of America

Near National

Near National

Near National

Near National

Super Regional

St. Paul Fire and Marine Insurance Co.

Near National

Near National

National

National

National

State National Insurance Co. Inc.

Near National

Near National

Regional

Strategic Subsidiary

Near National

Teachers Insurance Co.

Near National

Near National

Near National

Near National

Near National

Technology Insurance Co. Inc.

Near National

Near National

Near National

Super Regional

Super Regional

Tokio Marine America Insurance Co.

Near National

Near National

Near National

Strategic Subsidiary

Strategic Subsidiary

Transamerica Casualty Insurance Co.

Near National

Near National

Near National

Near National

Regional

Travelers Casualty and Surety Co.

Near National

Near National

Near National

Near National

Near National

Travelers Home and Marine Insurance Co.

Near National

Near National

Near National

Near National

Near National

Travelers Indemnity Co. of America

Near National

Near National

Near National

Near National

Near National

Travelers Property Casualty Co. of America

Near National

Near National

Near National

Near National

Near National

Twin City Fire Insurance Co.

Near National

Near National

Near National

Near National

Near National

United States Liability Insurance Co.

Near National

Near National

Near National

Near National

Coverage Specialist

XL Insurance America, Inc.

Near National

Near National

Near National

Near National

Near National

XL Specialty Insurance Co.

Near National

Near National

Near National

Near National

Near National

Data Source:The National Association of Insurance Commissioners, Kansas City, Mo., by permission. Information derived from an SNL product.

The NAIC and SNL do not endorse any analysis or conclusion based upon the use of its data.

INSURANCEJOURNAL.COM

JULY 25, 2016 INSURANCE JOURNAL | NATIONAL | 33

NATIONAL | Closer Look | Political Risk

Changing Political Risk Landscape: Religious Extremists, Cyberterrorism Cause Concerns

By Amy O’Connor

I

n a short period of time, the political risk market has experienced a significant shift in exposures, with new potential threats and different territories now threatened by attacks from religious extremists.

Christof Bentele, head of Global Crisis Management at Allianz Global Corporate and Specialty, says the political risk market is much different today than it was just 18 or 24 months ago, and that has had an effect

on how insurers look at the risk. “[Previously], separatists and nationalists of terrorism were prevailing, but now we have a shift into religiously motivated terrorism, and that means the targets of terrorists have changed,” Bentele said.

“Religiously motivated terrorism goes after people, where separatists and nationalist terrorism goes more to disrupt a country and goes after assets rather than people.”

Carriers have also added countries to their watch lists

34 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

that were not previously considered targets of terrorist attacks. The changing exposures are having a dramatic effect on the overall geopolitical risk insurance market, Bentele said. Clients are now looking to acquire more terrorism coverage and different types of coverage than what they previously associated with political risks.

“What we’ve seen, especially after the attacks in Europe, is that there is a bigger demand for threat coverage. Not necessarily property damage terror-

ism, but nondamage [business interruption] type of coverage,” he said. “We also see higher demand when it comes to cancellation risks, especially for bigger events.”

In actuality, however, the number of lives lost to terrorist attacks decreased 14 percent in 2015 from 2014 and the number of terrorism incidents decreased 13 percent during the same period, according to Marsh’s “2016 Terrorism Risk Insurance Report.”

But the unknowns from emerging risks in the political risk market, such as cyberterrorism, are affecting the segment and increasing interest in terrorism coverage. Clients are slowly beginning to realize INSURANCEJOURNAL.COM

their vulnerabilities when it comes to cybersecurity and how their reliance on technology could lead to significant business interruption losses should a large-scale cyber event occur.

Businesses should be doing more to be proactive in addressing those vulnerabilities, said Matthew McCabe, senior vice president of Marsh’s Cyber Practice. Most companies have no idea how long it will take or how much it will cost to get back up and running should a major “hacktivist” event occur.

“Part of the challenge for organizations today is to build cyber resilience to recover from cyber events,” McCabe said.

In a webinar, Marsh discussed its recently released terrorism report that highlighted the shifts in terrorist tactics, as illustrated by recent attacks in the United States, in Orlando, Fla., and San Bernardino, Calif., as well as overseas in Brussels and Paris.

“There is a threat posed by international terrorist organizations as well as domestic terrorist groups, single issue groups, and ‘lone wolf’ actors,” said Tarique Nageer, leader of Marsh’s Property Specialized Risk Group. “Incidents that destroy buildings are less common, while acts orchestrated against ‘softer,’ more civilian targets have increased in frequency.”

As such, what clients need in terms of coverage and where they are covered have expanded. In a poll during the webinar of participants, 72.3 percent said their organization is more concerned about terrorism risk today than it was three years ago. According to the World INSURANCEJOURNAL.COM

Economic Forum’s “Global Risks 2016” report, companies doing business in the U.S. in 2015 ranked terrorism as one of their top three risk concerns.

The political risk landscape has expanded and threats have become more widespread, Bentele said, and clients are looking to have more localized insurance policies — similar to how businesses insure their property.

“First and foremost, we see a high demand from the United States in terms of foreign terrorism insurance policies, not only the usual three-prong type of coverage that we have here in the U.S. Companies are now looking more into their international risk,” Bentele said. “When you buy a global property program, you have local policies in many countries — we see a very high demand to do this on the terrorism side as well.”

But some carriers have started to pick up losses in what was previously seen as a very profitable market, according to Bentele, and that could change the accessibility of coverage from private carriers.

“Now we’re seeing losses in Continental Europe, and I’m sure we will continue to see losses in Continental Europe, and it will have a direct impact on price and market,” he said.

How a terrorist act is defined also affects a business’s ability to recoup losses. In many cases, Bentele said, it is not immediately clear if an incident is the act of terrorism or malicious damage, or whether it is due to political instability already occurring in the country, such as civil war. Every country defines an act of terrorism differently.

On the Web:

To watch a video interview of Christof Bentele, head of Global Crisis Management at Allianz Global Corporate and Specialty, visit: http://www.insurancejournal.tv/videos/13681/

In order to trigger coverage from the Terrorism Risk Insurance Program Reauthorization Act (TRIPRA), attacks must meet the $5 million damage certification threshold, which Marsh said recent “lone wolf” and smallgroup attacks have yet to do.

Nageer said in the wake of an attack, clients can’t afford to wait to know if they meet the TRIPRA requirements.

“Get a certified standalone terrorism policy, and then you are not waiting for the government to certify the act as an act of terrorism. It is a contract between the company and the insured,” he said.

Larger companies are starting to use captive terrorism insurance, according to the Marsh experts. The company said in its report the number of Marsh-managed captives accessing TRIPRA increased by 17 percent from 2014 to 2015.

Companies that use captives to access TRIPRA can reduce their net retained risk related to terrorist attacks, Marsh said.

When it comes to cyber terrorism, the insurance industry

agrees that businesses and governments are seriously vulnerable to a major cyber attack, but defining a cyber terrorism event is “very difficult,” says Marsh’s McCabe.

Cyber policies have a broader standard of cyberterrorism and generally do apply to disruptive activities against a business’s computer system, and offer a “much broader standard,” than what the federal government’s definition is, McCabe said.

Ultimately, all companies should be preparing for a potential catastrophic terrorist event that could affect their critical business operations, particularly their technology and network operations, McCabe said.

“Companies should test cyber resilience using catastrophic scenarios,” he said.

“Planning should include the effective response for an enterprise event where networks are disabled.”

Share this article with a colleague.

IJMAG.COM/725CE

JULY 25, 2016 INSURANCE JOURNAL | NATIONAL | 35

Idea Exchange

Sales Management

New Producers: Begin with the End in Mind

By Randy Schwantz

A

lmost everyone is talking about it like it’s a new trend in the insur-

ance business: “we have to hire new producers.”

The problem started back in 2007 when the near depression hit the United States.

The bottom fell out of the real estate market, the stock market crashed, and agency revenues were on a downward spiral.

It was at that point that every expense-cutting measure was put in place and the first to go was anything to do with new producers.

In 2008, the U.S. Treasury pledged a $200 billion cash injection to help companies cope with mortgage default

losses. A week later, AIG was bailed out at $85 billion. Not long after, Lehman Brothers was forced into bankruptcy.

Then the Federal Reserve started the process of quantitative easing (QE). QE 1 began in November 2008, and QE 3 ended in November 2014.

With all of that distraction and financial pain, the one thing that still hasn’t recovered is new producer hiring, but it’s trending upward as agency owners look at the age of their producers and are forced to admit, “we’re in trouble.”

When people are in a trouble

or panic mode, they generally make bad decisions.

Hiring producers is more science than art.

In this case, a bad decision would be hiring a producer candidate that cannot and will not sell. Obviously no one would do that purposefully, but for many reasons it happens, and quite often.

Before you make a mistake, it’s important to put on your thinking cap and not just consider how many bodies you need to hire, but who do you need to hire.

Producers are a tricky breed in some ways. You might think of it as luck more so than skill.

But, as is true in all things, those that become a student of a subject generally outperform those that are not.

Hiring producers — if you really know what you are looking for — is way more science than it is art. Those that feel it is art end up hiring from the gut, or on intuition. They gen-

continued on page 38

Is your Insurance program more than the sum of Its parts?

It should be. Building relationships with our clients has been our primary focus for over 40 years. CIS policy forms and insurance coverage are designed specifically for cosmetic industry business models.

We survey industry trends that modify the underlying insurance needs of manufacturers, distributors, importers, wholesalers, and retailers. Look for us — we participate in your industry trade shows and seminars.

Cosmetic Insurance Services is a division of Frenkel & Company, an international insurance brokerage maintaining independent claim services.

CIS insurance brokers work for their clients and communicate daily with insurance carriers who appreciate Frenkel’s stellar brand.

Our seamless method binds relationships that keep your business whole.

601 Plaza 3 6th Floor Harborside Financial Center Jersey City, New Jersey 07311 201.356.0057 khegel@frenkel.com www.cosmeticinsurance.com

FRENK16569.indd 1

36 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

Cosmetic Insurance Services A Division of Frenkel Benefits, LLC

4/30/13 3:00 PM

INSURANCEJOURNAL.COM

Idea Exchange continued from page 36 erally end up liking someone enough that they have a hunch and gladly give it a shot.

There’s nothing wrong with that approach if it’s working well for you. But, for those of you that have tried the gut approach and it cost you a million instead of made you a million, tune in.

Begin with the End in Mind

When hiring a new producer, have you thought much about what you really want?

When I first got involved in the hiring process, I thought I knew what I was looking for, but if you’d asked me I would have told you, “I’m just looking for good people that can sell.”

If you’d been on your game, you would’ve followed-up with, “How do you know if they can sell?” And with that question you would have stumped the band. I wouldn’t have been able to answer it.

A&M IJ Self Serve.pdf 1 think 5/16/16 After 500 interviews and a lot of

Sales Management time, I’ve developed these things.

First and foremost, I’m looking for someone that can be a million-dollar producer.

That in the simplest of terms means they can write 50 accounts that produce an average of $20,000 revenue each. Being logical, it doesn’t mean someone that can write 200 accounts at $5,000 each or 1,000 accounts at $1,000 revenue each.

With that criteria, average account size of $20,000, we both know it takes a certain type of person to do that.

Here is what I look for to help determine that: 1. Intensity and drive (pain for gain, goal oriented).

2. Ability to deal with rejection and criticism.

3. Assertive (confidence to confront).

4. Smart (learn the business, your sales process and deal with underwriters).

2:29 PM 5. Relationship (people like them).

One Application. Multiple Quotes.

C

M

Y

CM

MY

CY

CMY

K

A&M Puts You in Control.

OMMISSION PLUS 15% C

Control to Rate. Control to Quote. Control to Bind.

Control to Issue. And you can do this on the internet, right in front of your client, on the phone with 24/7 access.

No more waiting for quotes. No more second (or third) visits with small clients. You get to rate, quote, bind and issue all within a touch of a button.

• 24/7 Access • Instant Issue • Nationwide Markets To get started, go to andersonmurison.com

Simple to use, all at your fingertips plus 15% commission.

(800) 234-6977

or Fax: (323) 255-0957 California License #0323106 www.andersonmurison.com ANDERS16770.indd 1

38 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

6. Coachable (they learn from mistakes).

Let’s take No. 1 listed above, Intensity and drive (pain for gain, goal-oriented).

The biggest reason most agencies are not growing (if you’re the exception, congratulations, you earned it) is that agencies are full of “teknogods,” coverage specialists and former underwriters, who make great technicians and account managers but poor new revenue producers.

Their intensity and drive was hard-wired at about 50 percent and they can’t change it.

They might be great cyclists or marathon runners, but when it comes to setting new production goals, picking up the phone and grinding out new business appointments, leveraging their differentiation to find pain and closing the deal, it’s not them.

They might be friendly and great at relationships, but rejection and criticism just kills them. The ability to confront a prospect and determine if and how they will make a change makes them cower.

If you hire “those” kinds, you’ll be sad, despondent, angry and worst of all, have wasted a lot of time and money.

So, begin with the end in mind. Define what characteristics a “real” producer has and stick with it as you start your hiring process. The six items listed above are a “must-have,” in my opinion, and it will help you focus your time and energy into recruiting that kind of talent and not settling for less.

Share this article with a colleague.

IJMAG.COM/725KE Schwantz is founder of The Wedge Group, and developer of the iWin Agency Growth System. Phone: 214-446-3209. Website: www.thewedge.net

7/11/16 3:18 PM

INSURANCEJOURNAL.COM

W

elcome to Insurance Journal’s 2016 National Directory of Excess, Surplus and Specialty Markets, Volume II. This exclusive biannual market directory has been designed to assist independent agents and brokers in the task of placing difficult or unusual risks.

For ease-of-use, the directory utilizes a convenient “color-coded legend” to highlight the availability of markets by IJ’s five geographic regions — East, Midwest, Southeast, South Central and West. The corresponding states for each region are listed below.

Inside the directory and underneath each market listing, five distinct colors represent IJ’s five regions. Those colors (Dark Blue ■ East, Light Blue ■ Midwest, Green ■ Southeast, Orange ■ South Central, and Red ■ West) indicate whether or not the market is available in your area of the country. The “colorcoded legend” has been placed at the top of every directory page for easy reference.

All market listings have been updated with the most current information available provided directly by intermediaries and carriers. As always, the directory lists the markets categorically by broad coverage groups.

Italicized company names represent companies offering binding authority. To find complete contact information for all companies listed in this directory, see page 66.

IJ’s 2016 National Directory of Excess, Surplus and Specialty Markets can also be found on our Web site at: www.insurance journal.com/directories. To submit a listing, visit the online directory, or e-mail Kristine Honey at: khoney@insurancejournal.com.

We hope you find this directory to be a valuable resource when trying to insure hard-to-place accounts. Feel free to send us comments and suggestions, or for additional help using this directory, e-mail: editorial@insurancejournal.com.

East

Midwest

Southeast

South Central

West

Connecticut Delaware Maine Maryland Massachusetts New Hampshire New Jersey New York Pennsylvania Rhode Island Vermont Virginia

Illinois Indiana Iowa Kansas Michigan Minnesota Missouri Nebraska North Dakota Ohio South Dakota Wisconsin

Alabama Florida Georgia Kentucky Mississippi North Carolina South Carolina Tennessee West Virginia

Arkansas Louisiana Oklahoma Texas

Alaska Arizona California Colorado Hawaii Idaho Montana Nevada New Mexico Oregon Utah Washington Wyoming

www.insurancejournal.com

July 20, 2015 INSURANCE JOURNAL-NATIONAL REGION | N39

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Abuse/Molestation Legal Expense Abuse/Molestation Legal Expense

■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ NAS Insurance Services ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Synergy Professional Associates Inc.

Accident & Sickness/AD&D

■ Not Available

Coin & Stamp Dealers

■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Prime Insurance Company

Collectibles: Dolls, Toys, Figurines ■ ■ ■ ■ ■ MiniCo Insurance Agency LLC ■ ■ ■ ■ ■ Monarch E&S Insurance Services

Fine Arts Floaters (High Value) ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Monarch E&S Insurance Services

Musical Instrument Floaters

■ ■ ■ ■ ■ Monarch E&S Insurance Services

Excess Disability

Auto - Commercial

Medical & Health Ins. for Businesses

Ambulances

■ ■ ■ ■ ■ Hyers and Associates Inc. ■ ■ ■ ■ ■ Hyers and Associates Inc. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Occupational Accident (Primary XS Indemnity) ■ ■ ■ ■ ■ Comp Solutions Network Inc. ■ ■ ■ ■ ■ Hyers and Associates Inc. ■ ■ ■ ■ ■ Midlands Management Corp.

Occupational Accident Insurance

■ ■ ■ ■ ■ Comp Solutions Network Inc. ■ ■ ■ ■ ■ CTC Transportation Insurance Services LLC ■ ■ ■ ■ ■ Hyers and Associates Inc.

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ West

Special Risks Accident

■ ■ ■ ■ ■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co.

Student Accident

■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ RPS Bollinger Sports & Leisure ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Surplus Occ. Accident w/ Employers Legal ■ ■ ■ ■ ■ Comp Solutions Network Inc.

Youth Sports Programs

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ RPS Bollinger Sports & Leisure ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ www.insurancehelper.com

Agri-Business

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RLI Transportation ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

Armored Car Service ■ ■ ■ ■ ■ Brownyard Programs Ltd. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RLI Transportation

Auto Body & Paint Shops

■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc.

Auto Parts Stores

■ ■ ■ ■ ■ Appleby & Sterling

Auto Repair Shops

■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ M.J. Hall & Company Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA)

Auto Repossessors Liability

Equipment Dealers

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide

■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Trinity Transportation Services

Farm Stores

Auto Transporters

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

■ ■ ■ ■ ■ 5Star Trucking Program ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RLI Transportation ■ ■ ■ ■ ■ Trinity Transportation Services

Fertilizer Distributors

■ ■ ■ ■ ■ Tejas American General Agency

Auto/Truck Leasing

Fruit Packaging/Processing

Auto/Truck Rental Agencies

Feed Mills

■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Tejas American General Agency

Grain Elevators

■ ■ ■ ■ ■ Tejas American General Agency

Grain Operators

■ ■ ■ ■ ■ Tejas American General Agency

Greenhouses

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services

Product Distributors

■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Tejas American General Agency

Arts & Antiques Art Gallery/Museum/Art Show

■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ www.insurancehelper.com

■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Automatic Car Wash Services

■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ USASIA Insurance Services

Bob Tail or Dead Heading Liability (Truckers) ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RLI Transportation

Buses, Including Chartered Vehicles

■ ■ ■ ■ ■ 5Star Public Auto Program ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RLI Transportation ■ ■ ■ ■ ■ Specialty Risk Associates Inc.

40 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

(Italicized companies offer binding authority.)

Cargo

■ ■ ■ ■ ■ 5Star Trucking Program ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ CTC Transportation Insurance Services LLC ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ RLI Transportation ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Transportation Risk Underwriters ■ ■ ■ ■ ■ Trinity Transportation Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

Commercial Auto Liab. (Misc./Special Purpose) ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Atlas Financial Holdings: View Company Info on Page 69 ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ RLI Transportation ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Texas Commercial Insurance Facilities ■ ■ ■ ■ ■ Transportation Risk Underwriters

Commercial Auto Liability & Physical Damage

■ ■ ■ ■ ■ 5Star Trucking Program ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlas Financial Holdings: View Company Info on Page 69 ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ Interline Insurance Services ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ MiniCo Insurance Agency LLC ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ RLI Transportation ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ Trinity Transportation Services ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Commercial Auto Liability (only)

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ CTC Transportation Insurance Services LLC ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Prime Insurance Company

www.insurancejournal.com

Legend: ■ ■ East Legend: East

Midwest ■■ Midwest

Southeast ■ ■Southeast

Texas/South Central ■■ Texas/South Central

■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ RLI Transportation ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Sunderland Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA)

Commercial Auto Physical Damage (only)

■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ CTC Transportation Insurance Services LLC ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Transportation Risk Underwriters ■ ■ ■ ■ ■ Walter General Agency (WGA)

Contingent Cargo

■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ tKg Wholesale Brokerage

Contractors Vehicles, Trucks

Courtesy Shuttles

Available ■■ NotNot Available

(Italicized companies offer binding authority.) (Italicized companies offer binding authority.)

■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Garbage Trucks

■ ■ ■ ■ ■ 5Star Waste Insurance Program ■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ M.J. Kelly Company

Gasoline/Diesel Fuel Haulers

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Rockhill Insurance Company

Hired and Non-Owned Auto Liability - Monoline ■ ■ ■ ■ ■ James River Insurance Company

Limousines

■ ■ ■ ■ ■ 5Star Public Auto Program ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Atlas Financial Holdings: View Company Info on Page 69 ■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ RLI Transportation ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

Mobilehome Transporters

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Motorcycle Dealers

■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Motorcycle Repair Shops

■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Specialized Insurance

Motorhome/RV Dealers

■ ■ ■ ■ ■ McLeckie Insurance Group

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Atlas Financial Holdings: View Company Info on Page 69 ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RLI Transportation ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

Non-Trucking Liability

Driving Schools

■ ■ ■ ■ ■ 5Star Public Auto Program ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Atlas Financial Holdings: View Company Info on Page 69 ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RLI Transportation ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RLI Transportation

Dump Trucks

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ Interline Insurance Services ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Food Delivery Vehicles

■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ Specialized Insurance ■ ■ ■ ■ ■ Sunderland Insurance Services Inc.

Garage Liability

■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

www.insurancejournal.com

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ CTC Transportation Insurance Services LLC ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ RLI Transportation

Public Auto

Public Transportation

■ ■ ■ ■ ■ 5Star Public Auto Program ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Atlas Financial Holdings: View Company Info on Page 69 ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ RLI Transportation ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters

Sand & Gravel Haulers

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Interline Insurance Services ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Tow Trucks

■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Specialized Insurance ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Trinity Transportation Services

Truckers General Liability

■ ■ ■ ■ ■ 5Star Trucking Program ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ CTC Transportation Insurance Services LLC ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ RLI Transportation ■ ■ ■ ■ ■ Transportation Risk Underwriters

Trucks--Intermediate Haul

■ ■ ■ ■ ■ 5Star Trucking Program ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ RLI Transportation ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

Trucks--Long Haul

■ ■ ■ ■ ■ 5Star Trucking Program ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ RLI Transportation ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

Trucks--Short Haul

■ ■ ■ ■ ■ 5Star Trucking Program ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RLI Transportation

Tire Dealers

■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 41

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RLI Transportation ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc.

West ■■ West

Legend:

■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available

Auto - Personal All Terrain Vehicles

■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ McGraw Powersports ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Specialized Insurance ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Response Aviation Ins, Div Shaw, Moses, Mendenhall & Assoc ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Specialized Insurance ■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

Airplanes--Business/Corporate

Customs Bonds

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Response Aviation Ins, Div Shaw, Moses, Mendenhall & Assoc

Airplanes--Private Pleasure

Antique & Classic Auto

■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd.

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Response Aviation Ins, Div Shaw, Moses, Mendenhall & Assoc

Antique & Custom Motorcycles/Scooters

Airport Owners/Operators Liability

■ ■ ■ ■ ■ Hagerty Insurance Agency LLC

High Performance & Sports Cars ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC

High Value Auto - Physical Damage ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Response Aviation Ins, Div Shaw, Moses, Mendenhall & Assoc

Airports (Private)

Kit/Replicas/Custom Cars - Physical Damage ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Response Aviation Ins, Div Shaw, Moses, Mendenhall & Assoc

Mobilehome - Liability & Physical Damage

Airshows

■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ National Lloyds Corporation

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

Motorcycle - Liability & Physical Damage

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Hallmark Financial Services Inc. ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ Response Aviation Ins, Div Shaw, Moses, Mendenhall & Assoc ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ McGraw Powersports ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ Specialized Insurance ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Motorcycles & Motor Scooters

■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ McGraw Powersports ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Specialized Insurance

Motorhome - Liability & Physical Damage

Aviation (General)

Crop Dusters

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Response Aviation Ins, Div Shaw, Moses, Mendenhall & Assoc ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Ferry Flights

■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Specialized Insurance

■ ■ ■ ■ ■ Response Aviation Ins, Div Shaw, Moses, Mendenhall & Assoc

Motorhomes/RVs

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Response Aviation Ins, Div Shaw, Moses, Mendenhall & Assoc ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Specialized Insurance ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Nonstandard Personal Auto Liability & Phys Dmg ■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Hallmark Financial Services Inc. ■ ■ ■ ■ ■ Specialized Insurance ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Nonstandard Personal Auto Liability (only) ■ ■ ■ ■ ■ Specialized Insurance

RV - Liability & Physical Damage ■ ■ ■ ■ ■ Specialized Insurance

Snowmobiles

■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Specialized Insurance

Travel Trailers & Campers ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ Specialized Insurance

Aviation Air Cargo

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ Response Aviation Ins, Div Shaw, Moses, Mendenhall & Assoc ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

Aircraft Products Liability

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Boston Insurance Brokerage

Fixed Base Operators

Hangar Keepers Liability

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Response Aviation Ins, Div Shaw, Moses, Mendenhall & Assoc ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

Helicopters

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Response Aviation Ins, Div Shaw, Moses, Mendenhall & Assoc

■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

Employee Benefit Plans Liability ■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Excess Fidelity Bonds

■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

Financial Guarantee Bonds

■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

Hazardous Waste Contractors Bonds ■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

Medicare Provider Bonds

■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

Performance & Payment Bonds

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ AmTrust Surety ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

Self Insured Workers

■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

Subdivision Bonds

■ ■ ■ ■ ■ AmTrust Surety ■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

Surety Bonds - Contractors ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ AmTrust Surety ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

Surety Bonds - Misc. and Special Risks

■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

Surety Bonds - Prof. Liability

■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ RPS - Binding Division

■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc. ■ ■ ■ ■ ■ US E&O Brokers

Bonds

Surety License Bonds

Hot Air Balloons

Bankers Blanket Bond High Limits

■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

Bankers Special Bond

■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

Contractor License Bonds

■ ■ ■ ■ ■ AmTrust Surety ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Combined Resources

42 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

■ ■ ■ ■ ■ AmTrust Surety ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ TitlePac Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

Third Party Fidelity Coverage

■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Surety One Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Business Risks Business Interruption

■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities

Business Owners Policy

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Hallmark Financial Services Inc. ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Care Custody/Control Liability (P.D.) ■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ The Mechanic Group Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Corporate Fiduciary Liability ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc.

Cyber Liability

■ West

■ Not Available

■ ■ ■ ■ ■ NAS Insurance Services ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters

Kidnap, Ransom & Extortion

■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ Victor O. Schinnerer & Company

Limited Partnership Liability/Partnership ■ ■ ■ ■ ■ Boston Insurance Brokerage

Medical Testing Labs

■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Tennant Risk Services

Asbestos Abatement Contractors

■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions

Alarm Contractors

Extended, Product Warranty & Service Contracts ■ ■ ■ ■ ■ Financial Risk Solutions Inc. ■ ■ ■ ■ ■ RPS - Binding Division

Fiduciary Liability

■ ■ ■ ■ ■ All Performance Insurance Solutions ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Food Borne Illness

■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Identity Theft

■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

In-Home Businesses

■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ www.insurancehelper.com

IT Consultants Errors & Omissions ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Jacobs & Associates Inc.

www.insurancejournal.com

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ MiniCo Insurance Agency LLC ■ ■ ■ ■ ■ PartnerOne Environmental

Sexual Abuse Liability

■ ■ ■ ■ ■ Alliance of Nonprofits for Ins. Risk Retention Group ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Sexual Harassment Legal Expense ■ ■ ■ ■ ■ NAS Insurance Services ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Contractors & Related ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Brownyard Programs Ltd. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Costanza Insurance Agency Inc. ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Izzo Insurance Services Inc. ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Sierra Specialty ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ The Mechanic Group Inc. ■ ■ ■ ■ ■ Western Special Risks Inc.

Architects & Engineers

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co

■ ■ ■ ■ ■ American Risk Mgmt Resources Network - ARMR.net ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA)

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 43

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

Artisan Contractor Program

Reps and Warranties

Employee Benefit Plans Liability

■ ■ ■ ■ ■ All Performance Insurance Solutions ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Artisan Contractors

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Victor O. Schinnerer & Company ■ ■ ■ ■ ■ Western Special Risks Inc.

■ ■ ■ ■ ■ Concord Specialty Risk

Self Storage Risks

Employers Liability

■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ M.J. Hall & Company Inc. ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ Next Wave Insurance Services LLC ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialized Insurance ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas Financial Holdings: View Company Info on Page 69 ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Specialized Insurance ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Texas Commercial Insurance Facilities ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Western World Insurance Group ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Mergers & Acquisitions

■ ■ ■ ■ ■ All Performance Insurance Solutions ■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ CITA Ins. Svcs, a Div. of Brown & Brown Program Ins. Svcs ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Commercial Insurance Group ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ NAS Insurance Services ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ World Wide Specialty Programs Inc. ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Hyers and Associates Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

(Italicized companies offer binding authority.)

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Asbestos Abatement Contractors (continued) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

Builders Risk

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ National Lloyds Corporation ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ PER se ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialized Insurance ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Technical Risk Underwriters ■ ■ ■ ■ ■ Victor O. Schinnerer & Company ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

Builders Risk Installation Floater

■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Safehold Special Risk

Building Materials Dealers

■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Pennsylvania & Indiana Lumbermens Mutual Insurance Companies

Cable Line Installers

■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Patriot National Underwriters Inc.

COC Program

■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ USASIA Insurance Services

Concrete Mix-In-Transit

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Concrete Pumpers

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ SIS Insurance Services Inc.

■ West

■ Not Available

Construction Liability

■ ■ ■ ■ ■ Alliant Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Technical Risk Underwriters ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ Tokio Marine/HCC ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC

Construction Managers

■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ Victor O. Schinnerer & Company

Construction Wrap-Ups

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Technical Risk Underwriters ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ Worldwide Facilities LLC ■ ■ ■ ■ ■ Wrap Up Insurance Solutions

Contractors Design & Build Liability ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Tokio Marine/HCC

Contractors Equipment

■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Western World Insurance Group ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Contractors Paper

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC

Contractors-Remodeling

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Specialized Insurance ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Special Risks Inc.

Crane & Rigging Contractors

■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Custom Home Builders

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC

■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Texas Commercial Insurance Facilities

Demolition Contractors Liability

Contractors Pollution Liability

■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Topa Insurance Company

■ ■ ■ ■ ■ Alliant Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Construction Insurance Partners

44 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western World Insurance Group

Electricians

Elevator Contractors

■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ SIS Insurance Services Inc.

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Environmental Contractors

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

Fire Sprinkler Contractors

Fire/Water Restoration

■ ■ ■ ■ ■ American Risk Mgmt Resources Network - ARMR.net ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Shield Commercial Insurance Services

Fireworks Display Contractors Risk ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Prime Insurance Company

Framers

■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

General Contractors - Commercial

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ M.J. Hall & Company Inc. ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Meadowbrook Insurance Group

www.insurancejournal.com

■ Not Available

■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Next Wave Insurance Services LLC ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialized Insurance ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Technical Risk Underwriters ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western World Insurance Group ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC

General Contractors - Residential

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialized Insurance ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC

Hospitality

■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ TAPCO Underwriters Inc.

Janitorial

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Crusader Insurance Company

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western World Insurance Group ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Land Surveyors

■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ Victor O. Schinnerer & Company

Landscape Architects

■ ■ ■ ■ ■ Victor O. Schinnerer & Company

Landscaping

■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Sierra Specialty ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Specialized Insurance ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Western World Insurance Group

Lead Abatement Contractors

■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ PartnerOne Environmental

Outside Contractors All

■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ SIS Insurance Services Inc.

Prefabricated Building Erection ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ SIS Insurance Services Inc.

Property--Real, Personal & Business Income

■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ tKg Wholesale Brokerage

Roofers

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia)

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 45

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Izzo Insurance Services Inc. ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ RelMark Program Managers ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ USG Insurance Services Inc.

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Roofers (continued)

■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialized Insurance ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western World Insurance Group ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Scaffolding Risks

■ ■ ■ ■ ■ SIS Insurance Services Inc.

Social Service ■ ■ ■ ■ ■ Irwin Siegel Agency Inc.

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ RPS - Programs Division

Swimming Pool Contractors

■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ M.J. Hall & Company Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Specialized Insurance

Toxic Mold Liability

■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

X.C.U. (Contractors) Liability

■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

Directors & Officers Liability Associations

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ Western World Insurance Group

Boards of Education

■ ■ ■ ■ ■ Allsouth Professional Liability

Chambers of Commerce

■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc.

Condominiums

■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ International Excess Companies

■ West

■ Not Available

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ The McGowan Companies

■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

Country Clubs

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ All Performance Insurance Solutions ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Commercial Insurance Group ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ NAS Insurance Services ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ US E&O Brokers

■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Great American Ins. Group - Executive Liability Division ■ ■ ■ ■ ■ RPS - Programs Division

Crime

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

D&O (General)

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Performance Insurance Solutions ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Commercial Insurance Group ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ NAS Insurance Services ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

46 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

Employer`s Professional Liability

ESOP Companies

■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts)

Fiduciary Liability

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ All Performance Insurance Solutions ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Financial Institutions

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ Russell Bond & Co. Inc.

Homeowners Associations

■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western World Insurance Group

Kidnap/Ransom

■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ Victor O. Schinnerer & Company

Non-Profit Organizations

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Alliance of Nonprofits for Ins. Risk Retention Group ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ Victor O. Schinnerer & Company ■ ■ ■ ■ ■ Western Special Risks Inc.

Private Company

Public Officials

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ American Public Risk ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Euclid Public Sector ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Professional Governmental Underwriters ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ Western World Insurance Group

Venture Capitalists

■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division

Youth Sport Leagues

■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Earthquake & Related Earthquake & Land Failure

■ Not Available

■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Earthquake--Residential

■ ■ ■ ■ ■ All Performance Insurance Solutions ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ TAPCO Underwriters Inc.

Earthquake/DIC

■ ■ ■ ■ ■ All Performance Insurance Solutions ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Technical Risk Underwriters ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Walter General Agency (WGA)

Cancellation

■ ■ ■ ■ ■ Abacus Insurance Brokers Inc. ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Concerts

■ ■ ■ ■ ■ Abacus Insurance Brokers Inc. ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ www.insurancehelper.com

Entertainment (General)

■ ■ ■ ■ ■ Abacus Insurance Brokers Inc. ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Event Weather Insurance

www.insurancejournal.com

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Film Negative

■ ■ ■ ■ ■ Abacus Insurance Brokers Inc. ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Live Theatrical Risks

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Weather

■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Environmental Agricultural Dealers

■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Prime Insurance Company

Alternative Energy Plants

■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ PER se ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Crop Dusting & Spraying

■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Response Aviation Ins, Div Shaw, Moses, Mendenhall & Assoc ■ ■ ■ ■ ■ Sierra Specialty

Disposal Sites Non-Owned

Environmental Impairment Liability

■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

Film & TV Producers Indemnity (Cast)

Non-Appearance

■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Intercorp Inc.

Broadcasters

Earthquake--Commercial

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

Dry Cleaners

Entertainment/Live Performance

■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ www.insurancehelper.com

Media Special Perils

■ ■ ■ ■ ■ American Risk Mgmt Resources Network - ARMR.net ■ ■ ■ ■ ■ Axon Underwriting LLC ■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Stand Alone Earthquake

■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ All Performance Insurance Solutions ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Specialty Insurance Managers Inc.

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Abacus Insurance Brokers Inc. ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ www.insurancehelper.com

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Target Managers Insurance Services ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Environmental Risks

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ American Risk Mgmt Resources Network - ARMR.net ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Axon Underwriting LLC ■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ CTC Transportation Insurance Services LLC ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc.

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 47

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ Victor O. Schinnerer & Company

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Environmental Risks (continued)

■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Target Managers Insurance Services ■ ■ ■ ■ ■ Tokio Marine/HCC ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC

Geothermal Energy Projects ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ PER se ■ ■ ■ ■ ■ Philadelphia Insurance Companies

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

Hazardous Waste Hauling

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Axon Underwriting LLC ■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Target Managers Insurance Services

Hazardous Waste Storage & Disposal Facilities ■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Target Managers Insurance Services

Hospitals & Healthcare

■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Landfills (Sanitary)

■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Lenders Environmental Cost

■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Freberg Environmental Inc.

Mining Operations

■ ■ ■ ■ ■ James River Insurance Company

Non-Hazardous Waste Hauling

■ ■ ■ ■ ■ Axon Underwriting LLC ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Pollution (General)

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ American Risk Mgmt Resources Network - ARMR.net ■ ■ ■ ■ ■ Axon Underwriting LLC ■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ CTC Transportation Insurance Services LLC ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA)

■ West

■ Not Available

■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ USX/S

Pollution Above Ground

■ ■ ■ ■ ■ Axon Underwriting LLC ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Rockhill Insurance Company

Pollution Clean Up Indemnity

■ ■ ■ ■ ■ Axon Underwriting LLC ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Rockhill Insurance Company

Pollution Liability

■ ■ ■ ■ ■ 5Star Waste Insurance Program ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ American Risk Mgmt Resources Network - ARMR.net ■ ■ ■ ■ ■ Apex Insurance ■ ■ ■ ■ ■ Axon Underwriting LLC ■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Universal Insurance Programs ■ ■ ■ ■ ■ USX/S

Real Estate Owner Asbestos Abatement ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ PartnerOne Environmental

Solar Energy Products and Installers

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ PER se ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Underground Fuel Tank Pollution Liability

■ ■ ■ ■ ■ Apex Insurance ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Underground Storage Tanks

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div.

48 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc.

Equipment/Machinery/Tools Agricultural Equipment

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc.

Boiler & Machinery (High Value Objects) ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ PER se ■ ■ ■ ■ ■ Preferred Property Programs

Computer Equipment

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc.

Equipment Dealers

■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc.

Firearms

■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Prime Insurance Company

Food Processors

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Partners Specialty Group LLC

Forestry Equipment

■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ Victor O. Schinnerer & Company

High Technology Projects ■ ■ ■ ■ ■ IT Risk Managers Inc.

Logging Operations

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Victor O. Schinnerer & Company

Medical Equipment Dealer

■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ LifeScienceRisk

Metal Workers & Foundries

■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ Norman-Spencer Agency Inc.

Excess Coverage Employers Excess Indemnity ■ ■ ■ ■ ■ Comp Solutions Network Inc. ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ RLI Insurance Company

Excess Auto Liability Commercial

■ ■ ■ ■ ■ 5Star Waste Insurance Program ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Sunderland Insurance Services Inc.

Excess Auto Liability Personal

■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Excess E&O

■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ TitlePac Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Excess Flood

■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Floodwatch ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ National Lloyds Corporation ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ Safehold Special Risk

Excess Liability Commercial

www.insurancejournal.com

■ Not Available

(Italicized companies offer binding authority.)

Excess Liability Personal

■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ Response Aviation Ins, Div Shaw, Moses, Mendenhall & Assoc ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA

Excess Malpractice & Professional Liability ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ USX/S

Excess Maritime Employers Liability ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ LIG Marine Managers

Excess Professional Liability

■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ CPA Protector Plan ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Excess Property Commercial

■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ RPS - Brokerage Division

Umbrella Liability Personal

Self-Insured Excess Coverage

■ ■ ■ ■ ■ Apex Insurance ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ Midwest Employers Casualty Company ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SFA-5Star Specialty Programs

Self-Insured Risks

■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ SFA-5Star Specialty Programs ■ ■ ■ ■ ■ Sunderland Insurance Services Inc.

Stop Loss Excess Aggregate

■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ SFA-5Star Specialty Programs

Umbrella Liability Commercial

■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ MainstreetUmbrella.com ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ MiniCo Insurance Agency LLC ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ PersonalUmbrella.com ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Security Insurance Advisors LLC ■ ■ ■ ■ ■ Southwest Energy Underwriters Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ Sunderland Insurance Services Inc. ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ World Wide Specialty Programs Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ All Performance Insurance Solutions ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ CTC Transportation Insurance Services LLC ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ Jimcor Agencies

■ ■ ■ ■ ■ All Performance Insurance Solutions ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ MainstreetUmbrella.com ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ MyMGA.com ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ PersonalUmbrella.com ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ South & Western General Agency Inc.

Workers’ Comp

■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Comp Solutions Network Inc. ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ tKg Wholesale Brokerage

Farm & Animal Commercial Risks Dairies

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Sierra Specialty ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Equestrian & Equine-Related Business ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Horse & Carriage Risks

■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 49

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■ ■ ■ 5Star Paratransit Program ■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ Hallmark Financial Services Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ RelMark Program Managers ■ ■ ■ ■ ■ Response Aviation Ins, Div Shaw, Moses, Mendenhall & Assoc ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Horse Breeders/Boarders

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Horse Farms

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Horse Mortality Surgical & Medical ■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Livestock Comm. Feedlot Reporting Farm ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Livestock Haulers

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Livestock--Care, Custody or Control ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Pet & Feed Supply Stores

■ ■ ■ ■ ■ Tejas American General Agency

■ West

■ Not Available

■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Financial Institution Services Bankers Environmental Legal Expense ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA)

Collateral Protection Insurance

■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ Meridian Finance Group

Diversified Financial Products ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Meridian Finance Group

Financial Institutions

■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Insurmark, a Div. of Financial & Professional Risk Solutions Inc. ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Forced Placed & Foreclosure Property

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Insurmark, a Div. of Financial & Professional Risk Solutions Inc. ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency

Investment Advisors

■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs

Poultry Houses

Lenders Simple Interest/VSI/BSI

Pet Mortality

■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Racehorses

■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk

Life Insurance for Lenders Risk ■ ■ ■ ■ ■ Hyers and Associates Inc.

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Private Equity

Rodeos & Horse Shows

■ ■ ■ ■ ■ Insurmark, a Div. of Financial & Professional Risk Solutions Inc. ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency

■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ T.H.E. Insurance Company ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ www.insurancehelper.com

Saddle Animal Liability

■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ T.H.E. Insurance Company ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Farm & Ranch Owners Commercial Agribusiness

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ Sierra Specialty ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Farm & Ranch Owners Equipment

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Tejas American General Agency

Farm & Ranch Owners Liability (only)

■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Tejas American General Agency

Farm & Ranch Owners Property (only) ■ ■ ■ ■ ■ Tejas American General Agency

FRO Package

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ James Klein Insurance

■ ■ ■ ■ ■ Continental Brokers Inc.

Second Mortgage Single Interest

(Italicized companies offer binding authority.)

Foreign

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

International

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

International Kidnap Insurance

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC

International Medical, Disability, Life ■ ■ ■ ■ ■ Clements Worldwide

Kidnap and Ransom

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Victor O. Schinnerer & Company

Mexican Commercial Lines

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC

Mexican Personal Lines

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC

Mexican Tourist Auto

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC

Political Risk

■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC

■ ■ ■ ■ ■ Mc Claugherty Insurance Agency

Garage

Flood & Related

Auto Dealers

Flood--Commercial

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ National Lloyds Corporation ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Safehold Special Risk

Flood--Personal

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ National Lloyds Corporation ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ Safehold Special Risk

Foreign Coverages Exporters Package

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

50 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Specialized Insurance ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Victor O. Schinnerer & Company

Auto Service and Repair

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Special Risks Inc.

Garage Keepers Auto Services ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Crusader Insurance Company

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc.

Garage Keepers Legal Liability/Dealers Open Lot ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Victor O. Schinnerer & Company

Garage Liability

Garage Liability (Substandard) ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ NIF Group Inc.

Garage Liability Hazard II

■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Texas Commercial Insurance Facilities

General Liability

■ ■ ■ ■ ■ Specialty Insurance Managers Inc.

On-Hook Coverage

■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Norman-Spencer Agency Inc.

Service Operations

■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA

Used Car Dealers

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ RSI International Inc.

www.insurancejournal.com

■ Not Available

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Texas Commercial Insurance Facilities ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Victor O. Schinnerer & Company ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Special Risks Inc.

■ ■ ■ ■ ■ Next Wave Insurance Services LLC ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc.

Hotels/Motels Packages

Hospitality Banquet Halls

■ ■ ■ ■ ■ www.insurancehelper.com

Bars/Night Clubs

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ M.J. Hall & Company Inc. ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Bed & Breakfasts

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ The McGowan Companies

Breweries/Micro

■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities

Casinos

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Networked Insurance Agents

Caterers

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ www.insurancehelper.com

Dinner Theaters

■ ■ ■ ■ ■ Philadelphia Insurance Companies

Gentlemens Clubs

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Networked Insurance Agents

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ Western Special Risks Inc.

Internet Risks

■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc.

Resorts

■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities

Restaurants

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ M.J. Hall & Company Inc. ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 51

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ Not Available

■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ RISCO Insurance Brokerage Inc. ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Spas

EDP

Restaurants (continued)

■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Insurtec Tanning and Spa Insurance ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ TAPCO Underwriters Inc.

Special Events

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ West

■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ www.insurancehelper.com

Inland Marine Bailee

■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ NBIS

Builders Risk

■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Deans & Homer ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ Technical Risk Underwriters ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Victor O. Schinnerer & Company ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Contractors Equipment

■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ McLeckie Insurance Group

■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc.

Equipment Floaters

■ ■ ■ ■ ■ Abacus Insurance Brokers Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Interline Insurance Services ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ SIS Insurance Services Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

Floaters (Misc.)

■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ Wyvern International Insurance Brokers

Installation Floaters

■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Deans & Homer ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Safehold Special Risk

Installment Sales Floaters

■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc.

Motor Truck Cargo

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ CTC Transportation Insurance Services LLC ■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ Interline Insurance Services ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Texas Commercial Insurance Facilities ■ ■ ■ ■ ■ Transportation Risk Underwriters ■ ■ ■ ■ ■ Walter General Agency (WGA)

52 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

Personal Property Floaters

■ ■ ■ ■ ■ Abacus Insurance Brokers Inc. ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Monarch E&S Insurance Services

Warehousemens Liability

■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

Internet Related Risks Cyber Liability

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ CITA Ins. Svcs, a Div. of Brown & Brown Program Ins. Svcs ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Commercial Insurance Group ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ RISCO Insurance Brokerage Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ USX/S

E&O

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ All Performance Insurance Solutions ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ NAS Insurance Services ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ Western Special Risks Inc.

E-Commerce Risks

■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber

Internet Service Providers

■ ■ ■ ■ ■ NAS Insurance Services ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Software Designers

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

Web Hosting

■ ■ ■ ■ ■ RPS Technology & Cyber

Web Site Designers

■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ USX/S

Liability Apartments (liability only)

Comprehensive Personal Liability (CPL)

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ TAPCO Underwriters Inc.

General Liability (GL)

■ ■ ■ ■ ■ 5Star Waste Insurance Program ■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Abacus Insurance Brokers Inc. ■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Atlas Financial Holdings: View Company Info on Page 69 ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Costanza Insurance Agency Inc. ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ CTC Transportation Insurance Services LLC ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Midlands Management Corp.

www.insurancejournal.com

■ Not Available

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Lloyds Corporation ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Norman-Spencer International Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Security Insurance Advisors LLC ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Southwest Energy Underwriters Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Transportation Risk Underwriters ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Homeowners Associations

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Western World Insurance Group

Lessor`s Risk

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Western World Insurance Group

Owners, Landlords & Tenants (OLT) ■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NAS Insurance Services ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Preferred Property Programs

■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ USASIA Insurance Services

Premises Liability

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ www.insurancehelper.com

Liquor Liability Bars/Night Clubs (W/ Liquor Liability)

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ M.J. Hall & Company Inc. ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ Next Wave Insurance Services LLC ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Liquor Dealers & Stores

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc.

Liquor Liability

■ ■ ■ ■ ■ Abacus Insurance Brokers Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Performance Insurance Solutions ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ NIF Group Inc.

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 53

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ TAPCO Underwriters Inc.

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ www.insurancehelper.com

■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ www.insurancehelper.com

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

Chemical Manufacturers

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Axon Underwriting LLC ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices

Transportation Equipment Manufacturers ■ ■ ■ ■ ■ Citadel Insurance Services, LC

Furniture & Fixtures Manufacturers ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Topa Insurance Company

Medical Equipment Manufacturers

■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ LifeScienceRisk ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Quaker Special Risk (All Offices) ■ ■ ■ ■ ■ Rockhill Insurance Company

at l a s s s p e c i a l r i s k s Only “A” rAted security yAcHts POWer & sAil

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Pennsylvania & Indiana Lumbermens Mutual Insurance Companies ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Woodus K. Humphrey & Co. (AmWINS)

Antique & Classic Boats

■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ Markel Personal Lines

Boat Dealers

■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ The Hanover Insurance Group

Boat Manufacturers

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ TCA Inc.

Boat Repair Operations - Yards

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Values to $200,000,000.

Worldwide Coverage Florida 12 months

Boat/PWC Rental Operations

cHArter BOAts

C.O.F.R. (Certificate of Financial Responsibility)

Insuring Crewed or Bare Boat Charters Including Fleets

Charter Boats - Bareboat

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ TCA Inc.

MArinAs & BOAt deAlers All Liabilities and Property Including Piers & Docks Atlass Special Risks | Laura Sherrod | 866.471.9722 lsherrod@atlassinsurance.com | www.atlassspecialrisks.com

llOyds | AiG | cHuBB | ZuricH | seAWAve | iMu | trAvelers | stArr 54 |ATLASS15680.indd INSURANCE JOURNAL-NATIONAL REGION July 25, 2016 1 Atlass_INS_JOURN_SR_0112_FINAL.indd 1

Wood Products Manufacturing

Marine Related

marine insurance

e s ta b l i s h e d 1 9 8 1

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ The McGowan Companies

■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Metal & Plastics Manufacturers

Stone, Clay & Glass Manufacturers

Food Manufacturers/Producers

Manufacturing Risks

■ ■ ■ ■ ■ Continental Underwriters Inc.

(Italicized companies offer binding authority.)

Electrical & Electronic Equip. Manufacturers

Liquor Liability Host

Building Supplies

■ Not Available

■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Liquor Liability (continued)

Ammunition Manufacturers

■ West

2/7/12 10:50 AM 1/27/12 10:13 AM

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Markel Personal Lines

Charter Boats - Skippered

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ TCA Inc.

Container (Marine) Insurance

■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Dry Storage

■ ■ ■ ■ ■ TCA Inc.

Excess Liability

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ TCA Inc.

Fishing Boats Commercial

■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Markel Personal Lines

■ West

■ Not Available

Maritime Employers Liability (MEL)

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Ocean Marine

High Performance Boats

■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ Transportation Risk Underwriters ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

Hull/P&I

Oceanography Risks

Fishing Guides

■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Jet Pump Boats

■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance

Jet Ski/PWC

■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ McGraw Powersports ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance

Marina Operators

■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ T.H.E. Insurance Company ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ The Hanover Insurance Group

Marinas, Boat Dealers/Repairers

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

Marine Pollution

■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ TCA Inc.

www.insurancejournal.com

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ TCA Inc.

Passenger Vessel - Excursions

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ TCA Inc.

Personal Watercraft - Liability & Phys Damage ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance

Private Pleasure Yachts

■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance

Ship Repairers

■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Ski Boat/Small Boat Package ■ ■ ■ ■ ■ Atlass Insurance Group

■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ McGraw Powersports ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance

Watercraft - Liability & Physical Damage

■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines

■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance

Wet Marine

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

Non-Profit & Related Charitable Organizations

■ ■ ■ ■ ■ Alliance of Nonprofits for Ins. Risk Retention Group ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Western World Insurance Group

Clubs/Groups

■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Alliance of Nonprofits for Ins. Risk Retention Group ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co.

Non-Profit Organizations

■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Alliance of Nonprofits for Ins. Risk Retention Group ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Victor O. Schinnerer & Company ■ ■ ■ ■ ■ Western Special Risks Inc.

Religious Organizations

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ USG Insurance Services Inc.

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 55

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Bruce V. Schneider Assoc Inc. All Marine Ins. Agency ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

(Italicized companies offer binding authority.)

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Volunteers

■ ■ ■ ■ ■ Negley Associates

Oil & Gas Control of Well/OEE

■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Southwest Energy Underwriters Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

Liquified Petroleum Gas Dealers ■ ■ ■ ■ ■ Global Special Risks

Offshore Oil Drilling & Service Risks ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Transpac Managers Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

Oil & Gas Risks

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Southwest Energy Underwriters Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Texas Commercial Insurance Facilities ■ ■ ■ ■ ■ Transpac Managers Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Victor O. Schinnerer & Company ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC

Petrochemical Risks

■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Products Liability Chemical Products

■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Cosmetics Products

■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York)

Hazardous Products

■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Internet Risks

■ ■ ■ ■ ■ IT Risk Managers Inc.

■ West

■ Not Available

Medical Products

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ USX/S

New Products ■ ■ ■ ■ ■ Citadel Insurance Services, LC

■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Nutriceuticals

■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ LifeScienceRisk ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ R-T Specialty LLC

Pharmaceuticals

■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ R-T Specialty LLC

Products Liability (General)

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Calco Commercial Insurance ■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions

56 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ The Mechanic Group Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC ■ ■ ■ ■ ■ www.insurancehelper.com

Products Recall Expense Ins.

■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities

Professional Liability Accountants

■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Betty Harder & Assoc Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Herbert H. Landy Insurance ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ Norman-Spencer International Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs

Actuaries

■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Synergy Professional Associates Inc.

Advertising Agencies

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville)

Alarm Installers

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Brownyard Programs Ltd. ■ ■ ■ ■ ■ Costanza Insurance Agency Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Izzo Insurance Services Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Security Insurance Advisors LLC ■ ■ ■ ■ ■ Sierra Specialty ■ ■ ■ ■ ■ The Mechanic Group Inc.

Architects & Engineers

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Euclid Architects & Engineers ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ Tokio Marine/HCC ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Victor O. Schinnerer & Company ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Asset Managers

■ ■ ■ ■ ■ Markel Cambridge Alliance

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Beauticians

■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Western World Insurance Group

Billing Services (Incl. Medical)

■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Bookkeepers

■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Herbert H. Landy Insurance ■ ■ ■ ■ ■ US E&O Brokers

Broadcasters & Publishers

■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

Collection Agencies ■ ■ ■ ■ ■ TitlePac Inc.

■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Tennant Risk Services

Consultants (General)

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ Tokio Marine/HCC ■ ■ ■ ■ ■ US E&O Brokers

Contractors

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Axon Underwriting LLC ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Norman-Spencer International Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc.

Correctional Facilities

■ ■ ■ ■ ■ Boston Insurance Brokerage

Counselors

■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ ProSurance Group Inc.

Court Reporters

■ ■ ■ ■ ■ Fox Point Programs

Crime

■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ King Insurance Support Systems

www.insurancejournal.com

■ Not Available

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ US E&O Brokers

Cyber Liability

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ CITA Ins. Svcs, a Div. of Brown & Brown Program Ins. Svcs ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Commercial Insurance Group ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Markel Cambridge Alliance ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

E&O (General)

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Commercial Insurance Group ■ ■ ■ ■ ■ Costanza Insurance Agency Inc. ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ CRES Insurance Services ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ Markel Cambridge Alliance ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ NAS Insurance Services ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs

■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ Tokio Marine/HCC ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western World Insurance Group ■ ■ ■ ■ ■ World Wide Specialty Programs Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

E&S Brokers & MGAs

■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ Western E&O

Employment Practices Liability

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Commercial Insurance Group ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ NAS Insurance Services ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Western E&O ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Environmental E&O

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Tokio Marine/HCC ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Escrow Agents

■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ TitlePac Inc.

Executive Recruiters/Employment Agencies ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Target Professional Programs

Fiduciary Liability

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc.

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 57

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

Computer & EDP Consultants

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Fiduciary Liability (continued)

■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Markel Cambridge Alliance ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Synergy Professional Associates Inc.

Financial Institution

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ US E&O Brokers

■ Not Available

Internet Risks

■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

Investment Advisory Reps

■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Markel Cambridge Alliance ■ ■ ■ ■ ■ ProSurance Group Inc.

Land Surveyors

Financial Planners

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ Markel Cambridge Alliance ■ ■ ■ ■ ■ ProSurance Group Inc.

■ ■ ■ ■ ■ Euclid Architects & Engineers ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Victor O. Schinnerer & Company

Firearm Instructors

Landscape Architects

■ ■ ■ ■ ■ Izzo Insurance Services Inc. ■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program

Home Inspectors

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ West

■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ TitlePac Inc.

Homeowner Associations Liability

■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Western World Insurance Group

Insurance Adjusters

■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Western E&O

Insurance Agents & Brokers E&O

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CITA Ins. Svcs, a Div. of Brown & Brown Program Ins. Svcs ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Sierra Specialty ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ U.S. Brokers Network Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Western E&O ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Interior Designers

■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Euclid Architects & Engineers ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Target Professional Programs

■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Victor O. Schinnerer & Company

Lawyers

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ JLT Facilities Inc. ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Media Professionals

■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

Meeting Planners

■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ www.insurancehelper.com

Misc. Professional Liability

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CITA Ins. Svcs, a Div. of Brown & Brown Program Ins. Svcs ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Commercial Insurance Group

58 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Hallmark Financial Services Inc. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ TitlePac Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Western E&O ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Mortgage Brokers

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ TitlePac Inc.

Party Coordinators

■ ■ ■ ■ ■ www.insurancehelper.com

Police/Law Enforcement Officers

■ ■ ■ ■ ■ American Public Risk ■ ■ ■ ■ ■ Apex Insurance ■ ■ ■ ■ ■ Brownyard Programs Ltd. ■ ■ ■ ■ ■ Euclid Public Sector ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Professional Governmental Underwriters

Private Investigators

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Brownyard Programs Ltd. ■ ■ ■ ■ ■ Costanza Insurance Agency Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Houston International Insurance Group ■ ■ ■ ■ ■ Izzo Insurance Services Inc. ■ ■ ■ ■ ■ Security Insurance Advisors LLC ■ ■ ■ ■ ■ Sierra Specialty

Property Managers

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Intercorp Inc.

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ RealCare Insurance ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Victor O. Schinnerer & Company

Real Estate Agents

Real Estate Appraisers

■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Herbert H. Landy Insurance ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ RealCare Insurance ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ TitlePac Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ Victor O. Schinnerer & Company

Registered Investment Advisors

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Markel Cambridge Alliance ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ US E&O Brokers

School Board/Public Officials

■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Apex Insurance ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Professional Governmental Underwriters ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ Western World Insurance Group

Security Guard & Detective Agencies

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Brownyard Programs Ltd. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Izzo Insurance Services Inc. ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Security Insurance Advisors LLC ■ ■ ■ ■ ■ The Mechanic Group Inc.

Stand- Alone Fiduciary

■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Synergy Professional Associates Inc.

Stock Brokers

■ ■ ■ ■ ■ ProSurance Group Inc.

Tax Preparers

■ ■ ■ ■ ■ Norman-Spencer International Inc. ■ ■ ■ ■ ■ US E&O Brokers

Technology Professionals

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities

www.insurancejournal.com

■ Not Available

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

Allergists

■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company

Allied Health Care

■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ The Hanover Insurance Group

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Ultra Risk Advisors ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

Temporary Personnel Agencies

Assisted Living Facilities

Telecommunications

■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ World Wide Specialty Programs Inc. ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ Western E&O

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ K&B Underwriters LLC ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Sapphire Blue ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc.

Title Agents

Chiropractors

Third Party Administrators

■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ TitlePac Inc.

■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ RPS Healthcare

Clinical Trials

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Tennant Risk Services

Tour Operators

■ ■ ■ ■ ■ Fox Point Programs

Travel Agents

■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

College/University Health Centers

■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc.

Web Site Designers

■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Tennant Risk Services

Community Health Centers

■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc.

Professional Liability--Medical Fields Abortion Clinics

Counseling/Mental Health Facilities

■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company

Acupuncturists

■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Rockwood Programs Inc.

Alcohol/Drug Rehabilitation Centers

■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ JLT Facilities Inc. ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Western World Insurance Group

■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ Western World Insurance Group

Dentists

■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Healthcare Administrative E&O ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ PL Risk Advisors Inc.

Healthcare Facilities (Misc.)

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ CRC Insurance Services - All Offices

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 59

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ CRES Insurance Services ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Herbert H. Landy Insurance ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ RealCare Insurance ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Sierra Specialty ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ TitlePac Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ Victor O. Schinnerer & Company

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Healthcare Facilities (Misc.) (continued)

■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ K&B Underwriters LLC ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ Worldwide Facilities LLC

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

Home Health Agencies

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Houston International Insurance Group ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ K&B Underwriters LLC ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Sapphire Blue ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Western World Insurance Group

Hospice Care Programs

■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ Houston International Insurance Group ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ K&B Underwriters LLC ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc.

■ West

■ Not Available

■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ Tennant Risk Services

Medical Imaging Centers

■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ Ultra Risk Advisors

Medical Malpractice

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NAS Insurance Services ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ Ultra Risk Advisors ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Worldwide Facilities LLC

Medical Stop Loss

■ ■ ■ ■ ■ Artex Risk Solutions Inc.

Misc. Professional Liability - Medical Fields

■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc.

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ NAS Insurance Services ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Western Special Risks Inc.

Managed Care Organizations

Nurses

Hospitals

■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ K&B Underwriters LLC ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Sapphire Blue ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Ultra Risk Advisors

Kidney Dialysis Facilities

■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ NAS Insurance Services ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Ultra Risk Advisors ■ ■ ■ ■ ■ USX/S

Medical & Physical Rehab Facilities ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ K&B Underwriters LLC

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Sapphire Blue ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ USX/S

Ophthalmologists

■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company

Opticians

■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ RPS Healthcare

Optometrists

■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ RPS Healthcare

Osteopaths

■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company

Outpatient Clinics

■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ Tennant Risk Services

Paramedics

■ ■ ■ ■ ■ RPS Healthcare

Pharmacists

■ ■ ■ ■ ■ Rockwood Programs Inc.

Physician Groups & Clinics

■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Ultra Risk Advisors ■ ■ ■ ■ ■ USX/S

Physicians

■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NAS Insurance Services ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ Ultra Risk Advisors ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Podiatrists

■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ RPS Healthcare

Psychiatrists

■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company

Psychologists

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ RPS Healthcare

■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Western World Insurance Group

Nursing/Convalescent Homes

Specified Medical Professions

■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ K&B Underwriters LLC ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ RPS Healthcare

60 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ ASLPro ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ Founders Professional

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Tennant Risk Services

Surgery Centers

■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ Tennant Risk Services

Urgent Care Centers

Veterinarians

■ ■ ■ ■ ■ James River Insurance Company

Property--Commercial Apartments

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ National Affordable Housing Program/Sandner Group ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ SCU - Middletown

www.insurancejournal.com

■ Not Available

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Capacity or Excess Property Insurance

■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ Worldwide Facilities LLC

Churches

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ RPS - Programs Division

Coastal Property

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Apex Insurance ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Commercial Flood (Non-Federal)

■ ■ ■ ■ ■ Insurance Center Special Risks Ltd.

Commercial Property

■ ■ ■ ■ ■ 5Star Waste Insurance Program ■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ CTC Transportation Insurance Services LLC ■ ■ ■ ■ ■ Deans & Homer ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ Interline Insurance Services ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ James Klein Insurance

■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Lloyds Corporation ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Insurance Managers Inc. ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

Condominiums

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS)

Difference-in-Conditions

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

Earthquake

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

General Liability (GL)

■ ■ ■ ■ ■ Abacus Insurance Brokers Inc. ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Guy Carpenter & Company LLC ■ ■ ■ ■ ■ Irwin Siegel Agency Inc.

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 61

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Rockwood Programs Inc. ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc.

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

General Liability (GL) (continued) ■ ■ ■ ■ ■ James River Insurance Company

■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ National Affordable Housing Program / Sandner Group ■ ■ ■ ■ ■ National Lloyds Corporation ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

Hotels/Motels

■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ CITA Ins. Svcs, a Div. of Brown & Brown Program Ins. Svcs ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Western World Insurance Group

Manufacturing Operations

■ ■ ■ ■ ■ B&B Programs, a Div. of Barney & Barney LLC ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Mercantile

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Topa Insurance Company

Mobile Home Parks

■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Western World Insurance Group

Office Buildings

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc.

Restaurants

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ Lionheart Insurance Services

■ West

■ Not Available

■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

School Districts

■ ■ ■ ■ ■ Apex Insurance ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ RPS - Programs Division

Service Stations

■ ■ ■ ■ ■ Meadowbrook Insurance Group

Shopping Centers

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Topa Insurance Company

SMP Package (Specialty/Nonstandard)

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Texas Commercial Insurance Facilities ■ ■ ■ ■ ■ Topa Insurance Company

Taverns

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Unifax Insurance Systems Inc.

Tenant Discrimination

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ NAS Insurance Services

Terrorism

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ Specialty Insurance Managers Inc.

Toxic Mold Liability

■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS)

Vacant Property

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ Evolution Insurance Brokers

62 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Texas Commercial Insurance Facilities ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Warehouses

■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Topa Insurance Company

Wind Deductible Buy-Back

■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Wind/Hail

■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Floodwatch ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ Worldwide Facilities LLC

Property--Residential Coastal Property

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ GeoVera Holdings Inc. ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ RISCO Insurance Brokerage Inc. ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

Condominiums (HO-6)

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

Contents Only (HO-4)

■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ Pacific Specialty Insurance Co.

Dwelling Fire (DP-1, DP-3)

Dwelling Fire (TDP-1)

■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ National Lloyds Corporation ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

Dwelling Fire (TDP-1/TDP-2/TDP-3) ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

Earthquake

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Empire Underwriters LLC

Forced Placement

■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ Proctor Financial Inc. ■ ■ ■ ■ ■ RIC Insurance General Agency Inc.

High Valued Homeowners

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Quirk & Company

www.insurancejournal.com

■ West

■ Not Available

■ ■ ■ ■ ■ RISCO Insurance Brokerage Inc. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) ■ ■ ■ ■ ■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

High-Value Dwellings

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

Historic Homes

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA

Seasonal Dwellings

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ Deans & Homer ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ National Lloyds Corporation ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

Tenant Policy

■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ National Lloyds Corporation ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Deans & Homer ■ ■ ■ ■ ■ RPS - Binding Division

Toxic Mold Liability

Homeowners (HO-3)

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Deans & Homer ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Lloyds Corporation ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ RISCO Insurance Brokerage Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

Homeowners (HO-A)

■ ■ ■ ■ ■ National Lloyds Corporation

Homeowners (HO-A/HO-B)

■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ South & Western General Agency Inc.

Jewelry & Fur Floaters

■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ RSI International Inc.

Low-Value Dwellings

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Deans & Homer ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ National Affordable Housing Program / Sandner Group ■ ■ ■ ■ ■ National Lloyds Corporation ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Mobile/Manufactured Homes

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ Combined Resources ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Griffin General Agency Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ National Lloyds Corporation ■ ■ ■ ■ ■ Pacific Specialty Insurance Co.

■ ■ ■ ■ ■ Axon Underwriting LLC

Vacant Property

Public Entities Community Water Districts

■ ■ ■ ■ ■ CivicRisk, a Div. of WKFC Underwriting Managers ■ ■ ■ ■ ■ Euclid Public Sector ■ ■ ■ ■ ■ Grundy Insurance ■ ■ ■ ■ ■ Professional Governmental Underwriters

Emergency Service Operations ■ ■ ■ ■ ■ Euclid Public Sector

Fire Departments (Paid & Volunteer) ■ ■ ■ ■ ■ Euclid Public Sector

Irrigation Districts

■ ■ ■ ■ ■ CivicRisk, a Div. of WKFC Underwriting Managers ■ ■ ■ ■ ■ Professional Governmental Underwriters

Municipal & Public Entities Liability

■ ■ ■ ■ ■ American Public Risk ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Apex Insurance ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ CivicRisk, a Div. of WKFC Underwriting Managers ■ ■ ■ ■ ■ Euclid Public Sector ■ ■ ■ ■ ■ Hallmark Financial Services Inc. ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ Worldwide Facilities LLC

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 63

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ RISCO Insurance Brokerage Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

■ Texas/South Central

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Public Housing Authorities Liability

■ ■ ■ ■ ■ National Affordable Housing Program / Sandner Group ■ ■ ■ ■ ■ Professional Governmental Underwriters

Public Housing Authorities Property

■ ■ ■ ■ ■ National Affordable Housing Program / Sandner Group

Public Utilities (Water, Gas, Electric) ■ ■ ■ ■ ■ Grundy Insurance ■ ■ ■ ■ ■ Professional Governmental Underwriters

Wastewater Treatment

■ ■ ■ ■ ■ Apex Insurance ■ ■ ■ ■ ■ Axon Underwriting LLC ■ ■ ■ ■ ■ Grundy Insurance

Railroad Risks Railroad Protective Liability

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■ ■ ■ Alliant Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Jacobs & Associates Inc. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Specialty Lines Underwriters ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Service Businesses Ambulances

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ James River Insurance Company

Barber Shops

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Professional Program Insurance Brokerage

Beauty Salons

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA

Beauty Schools

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ RPS - Programs Division

Beauty Supply

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ RPS - Programs Division

Buses

■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Cemeteries

■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services

Coin Laundry

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ Bass Underwriters

Convenience Stores

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

■ West

■ Not Available

Courier/Messenger Service ■ ■ ■ ■ ■ Brownyard Programs Ltd. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Norman-Spencer Agency Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Day Care Centers/Nurseries

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Alliance of Nonprofits for Ins. Risk Retention Group ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ Texas Commercial Insurance Facilities ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

Detective/Patrol Liability

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Brownyard Programs Ltd. ■ ■ ■ ■ ■ Costanza Insurance Agency Inc. ■ ■ ■ ■ ■ Houston International Insurance Group ■ ■ ■ ■ ■ Izzo Insurance Services Inc. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ RIC Insurance General Agency Inc.

Dry Cleaners

■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc.

Exterminators

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Sierra Specialty ■ ■ ■ ■ ■ Texas Commercial Insurance Facilities

Firearm Dealers

■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program

Health Clubs

■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

(Italicized companies offer binding authority.)

Pharmacies

■ ■ ■ ■ ■ Bass Underwriters

Printer Packages

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

Recycling Centers

■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division

Residential Care Facilities

■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ K&B Underwriters LLC

Restaurants

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ Appalachian Underwriters Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ Sunderland Insurance Services Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Retail Stores

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA

School Buses

■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Service Stations

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Meadowbrook Insurance Group ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing

Shopping Centers

■ ■ ■ ■ ■ RPS Technology & Cyber

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc.

Jewelers Block

Social Service Risks

Hospice (Medical & Non Medical) ■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Houston International Insurance Group ■ ■ ■ ■ ■ K&B Underwriters LLC ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Sapphire Blue ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc.

Internet Risks

■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Limousines

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Atlas Financial Holdings: View Company Info on Page 69 ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ RPS - Binding Division

Pawn Shops

■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Philadelphia Insurance Companies

64 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

■ ■ ■ ■ ■ Alliance of Nonprofits for Ins. Risk Retention Group ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ SCU - Middletown

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Software, Internet & Computer Consulting Co ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ SCU - Middletown

Staffing Firms

■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Tanning Salons

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Insurtec Tanning and Spa Insurance ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Texas Commercial Insurance Facilities

Tattooing & Body Piercing

■ ■ ■ ■ ■ Allied Protector Plan ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Atlas Financial Holdings: View Company Info on Page 69 ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Valet Parking Companies

■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Special Events Liability Event Cancellation

■ ■ ■ ■ ■ Abacus Insurance Brokers Inc. ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ www.insurancehelper.com

One-Day Special Events

■ ■ ■ ■ ■ Abacus Insurance Brokers Inc. ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Ck Specialty Insurance Associates - All Offices ■ ■ ■ ■ ■ Dunfield Wholesale Insurance Inc. ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ www.insurancehelper.com

Promotional Contests

■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ NIF Group Inc.

Special Events

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Abacus Insurance Brokers Inc. ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Ashley General Agency

www.insurancejournal.com

■ Not Available

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ GIC Underwriters Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ LevelFirst ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MacNeill Group, Inc., CMGA ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Networked Insurance Agents ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ T.H.E. Insurance Company ■ ■ ■ ■ ■ Texas Commercial Insurance Facilities ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Western World Insurance Group ■ ■ ■ ■ ■ www.insurancehelper.com

Fitness Centers

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ RPS Bollinger Sports & Leisure ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ The Hanover Insurance Group

Golf Courses

■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ RPS Bollinger Sports & Leisure

Gymnastics Studios, Martial Arts & Dance Schools

■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ MiniCo Insurance Agency LLC ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Hole-in-One Liability

■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ SCU - Middletown ■ ■ ■ ■ ■ www.insurancehelper.com

Museums

■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services

Outfitters & Guides

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ T.H.E. Insurance Company ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Prize Indemnification

Spectators

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ www.insurancehelper.com

■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Third Party Property Damage

Riding Stables

■ ■ ■ ■ ■ Abacus Insurance Brokers Inc. ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ www.insurancehelper.com

■ ■ ■ ■ ■ T.H.E. Insurance Company ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Rodeos

■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ T.H.E. Insurance Company

Sports & Recreation

Shooting Ranges

Amateur Sports

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ MiniCo Insurance Agency LLC ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ RPS Bollinger Sports & Leisure ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ www.insurancehelper.com ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ T.H.E. Insurance Company

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group, Specialty Human Services ■ ■ ■ ■ ■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ National Lloyds Corporation ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ RPS Bollinger Sports & Leisure ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Dude Ranches

■ ■ ■ ■ ■ T.H.E. Insurance Company ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Ski Area Liability/Special Events Liability ■ ■ ■ ■ ■ T.H.E. Insurance Company

Sporting Camps - League

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ Special Markets Ins. Consultants, An AmWINS Group Benefits Co. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ www.insurancehelper.com

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ T.H.E. Insurance Company

■ ■ ■ ■ ■ T.H.E. Insurance Company

■ ■ ■ ■ ■ Western World Insurance Group

Sporting Events

Bowling Centers

Driving Ranges

Skating Rinks

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ RPS Bollinger Sports & Leisure ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ www.insurancehelper.com

Amusement Parks/Fairgrounds

Childrens Summer Camps

■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program

Sporting Events - Abandonment/Cancellation ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Sports Facilities

■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ RPS Bollinger Sports & Leisure ■ ■ ■ ■ ■ The Hanover Insurance Group

Theme Parks

■ ■ ■ ■ ■ T.H.E. Insurance Company

Trap & Skeet Shooting Clubs

■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Winter Recreational Activities

■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 65

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

Taxi Cabs

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Workers’ Compensation Excess Reinsurance Workers Comp ■ ■ ■ ■ ■ Apex Insurance ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Midwest Employers Casualty Company ■ ■ ■ ■ ■ SFA-5Star Specialty Programs

Maritime Employers Liability (MEL) ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Texas Mutual Insurance Co. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

USL&H

2016 National Directory of Excess, Surplus and Specialty Markets, Volume II

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Comp Solutions Network Inc. ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Texas Mutual Insurance Co. ■ ■ ■ ■ ■ The American Equity Underwriters Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Workers’ Comp

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ American Team Managers Ins. Services Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Applied Underwriters Inc. ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Berkley Specialty Underwriting Managers - Environmental Div. ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Comp Solutions Network Inc. ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC

■ West

■ Not Available

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Houston International Insurance Group ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Midlands Management Corp.

■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ SFA-5Star Specialty Programs ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Target Managers Insurance Services ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Texas Mutual Insurance Co. ■ ■ ■ ■ ■ tKg Wholesale Brokerage ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Universal Insurance Programs ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Woodus K. Humphrey & Co. (AmWINS) ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Workers’ Comp - Alternative Workers Comp ■ ■ ■ ■ ■ Empire Underwriters LLC

Workers’ Comp - High Hazard ■ ■ ■ ■ ■ Empire Underwriters LLC

Workers’ Comp - Oil & Gas

■ ■ ■ ■ ■ Empire Underwriters LLC

Workers’ Comp - PEO

■ ■ ■ ■ ■ Empire Underwriters LLC

Workers’ Comp - Small Business ■ ■ ■ ■ ■ Empire Underwriters LLC

Workers’ Comp - Truckers and Transportation ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ tKg Wholesale Brokerage

Workers` Comp - Auto Related Business ■ ■ ■ ■ ■ Boston Insurance Brokerage ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Target Managers Insurance Services ■ ■ ■ ■ ■ Tejas American General Agency

66 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

www.insurancejournal.com

Get full admission to all upcoming live webinars, plus unlimited access to our entire catalog of 200+ course recordings for only $99/mo. ijacademy.com

Alphabetical Directory of of Intermediaries and Carriers Alphabetical Directory Intermediaries and Carriers 5Star Paratransit Program

Admiral Insurance Group

P.O. Box 5430, Mount Laurel, NJ 08054 Phone: (856) 429-9200, Fax: (856) 429-8611 E-mail: lheaton@admiralins.com www.admiralins.com Managing Underwriter

Allied Protector Plan

444 Beach 129th St., Belle Harbor, NY 11694 Phone: (877) 247-9772, Fax: (866) 566-8424 E-mail: paratransit@5starsp.com www.5starsp.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

5Star Public Auto Program

Advanced E&S Group - Midwest Region

150 N Michigan Ave Ste 2800, Chicago, IL 60601 Phone: (312) 957-4040, Fax: (855) 301-8177 E-mail: quote@advancede-s.com www.aesins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Allsouth Professional Liability

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 E-mail: publicauto@5starsp.com www.5starsp.com Managing General Agency, Lloyd’s Correspondent, Managing Underwriter

5Star Specialty Programs - All Offices

Agency Intermediaries Inc.

1575 Boston Post Rd., Guilford, CT 06437 Phone: (203) 453-2859, Fax: (203) 453-8859 E-mail: info@agencyint.com www.agencyint.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

American Public Risk

See Website for Addresses, Headquarters - Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 E-mail: marketing@5starsp.com www.5starsp.com Managing General Agency, Lloyd’s Correspondent, Managing Underwriter

5Star Trucking Program

Agency Marketing Services

American Risk Mgmt Resources Network ARMR.net (West)

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 E-mail: trucking@5starsp.com www.5starsp.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

9800 4th St. N, Ste. 400, St. Petersburg, FL 33702 Phone: (800) 542-2805, Fax: (727) 343-4123 E-mail: info@agencymarketing.com www.agencymarketing.com A Licensed Surplus Broker, Managing Underwriter

5Star Waste Insurance Program

Agentic Insurance LLC

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 242-7680 E-mail: waste@5starsp.com www.5starsp.com Managing General Agency, Lloyd’s Correspondent, Managing Underwriter

900 W. Valley Forge Rd., King of Prussia, PA 19406 Phone: (610) 567-3333, Fax: (610) 567-3334 E-mail: tkatona@agenticins.com www.agenticins.com A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

A.I.I. Insurance Brokerage of Mass. Inc.

Agricultural Insurance Mgmt Services

183 Davis St., Douglas, MA 01516 Phone: (508) 476-1990, Fax: (508) 476-1991 E-mail: info@agencyint.com www.agencyint.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

1496 Route 3A, Ste. 10, Bow, NH 03278 Phone: (877) 552-2467, Fax: (603) 225-9318 E-mail: jlp@aimscentral.com www.aimscentral.com Managing General Agency

Abacus Insurance Brokers Inc.

All Performance Insurance Solutions

2512 Wilshire Blvd., Santa Monica, CA 90403 Phone: (424) 214-3720, Fax: (424) 214-3721 E-mail: darren.lewin@abacus.net www.abacus.net Managing General Agency

20199 Valley Blvd., Ste. I, Walnut, CA 91789 Phone: (626) 427-9818, Fax: (909) 595-3200 E-mail: cle@allperformanceins.com www.allperformanceins.com Managing General Agency, A Licensed Surplus Broker

Abram Interstate Insurance Services Inc.

All Risks Ltd.

For more information, check out our ad on page 6 (West).

2211 Plaza Dr., Ste. 100, Rocklin, CA 95765 Phone: (916) 780-7000, Fax: (916) 780-7181 E-mail: media@abraminterstate.com www.abraminterstate.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

10150 York Rd., 5th Fl, Hunt Valley, MD 21030 Phone: (800) 366-5810, Fax: (410) 828-8179 E-mail: allrisksij@allrisks.com www.allrisks.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Access E&S Insurance Services (CA)

P.O. Box 1218, Morristown, NJ 07962 Phone: (888) 376-5884, Fax: (888) 726-6638 E-mail: Info@AllSolutionsPBS.com www.AllSolutionsPBS.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

5575 Lake Park Way, Ste. 218, La Mesa, CA 91942 Phone: (619) 462-1128, Fax: (866) 209-7312 E-mail: valerie@access-es.com www.access-es.com A Licensed Surplus Broker, Lloyd’s Correspondent

Access E&S Insurance Services (VA)

All Solutions PBS LLC

Alliance of Nonprofits for Ins. Risk Retention Group

2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 E-mail: Tim@Access-ES.com www.Access-ES.com A Licensed Surplus Broker, Lloyd’s Correspondent

P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 E-mail: sbradshaw@insurancefornonprofits.org www.insurancefornonprofits.org

Access Point Insurance Services

P.O. Box 609015, San Diego, CA 92160 Phone: (858) 505-4011, Fax: (858) 505-4074 E-mail: marketing@alliantspecialty.com www.alliantspecialty.com Managing General Agency, Managing Underwriter

P.O. Box 185, Corona Del Mar, CA 92625 Phone: (949) 760-0595, Fax: (949) 760-0591 E-mail: bryan@accesspointins.net www.accesspointins.net A Licensed Surplus Broker

Alliant Specialty Insurance Services Inc.

68 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

655 N. Franklin St., Ste. 1800, Tampa, FL 33602 Phone: (877) 566-4017, Fax: (813) 221-4109 E-mail: app@bbprograms.com www.alliedprotectorplan.com Managing General Agency, A Licensed Surplus Broker 9800 4th Street N, Ste. 400, St. Petersburg, FL 33702 Phone: (800) 913-9260, Fax: (813) 282-0994 E-mail: info@allsouth.net www.allsouth.net Managing General Agency, A Licensed Surplus Broker, Managing Underwriter 9020 Stony Point Pkwy, Ste. 455, Richmond, VA 23236 Phone: (800) 586-6502, Fax: (804) 272-7852 E-mail: ndaly@pgui.com www.americanpublicrisk.com Managing Underwriter

7780 Elmwood Ave., Ste. 130, Middleton, WI 53562 Phone: (385) 275-5100, Fax: (801) 619-6293 E-mail: gardner@armr.net www.armr.net Managing General Agency, A Licensed Surplus Broker

American Team Managers Ins. Services Inc. 1030 N. Armando St., Anaheim, CA 92806 Phone: (714) 414-1200, Fax: (714) 414-1255 E-mail: bryan@atminsurance.com www.atminsurance.com Managing General Agency, A Licensed Surplus Broker

AMIS/Alliance Marketing & Insurance Services P.O. Box 567, San Marcos, CA 92079 Phone: (760) 471-7116, Fax: (760) 471-9378 E-mail: mnowell@amiscorp.com www.amisinsurance.com A Licensed Surplus Broker

AmTrust Surety

17771 Cowan Ave., Ste. 100, Irvine, CA 92614 Phone: (949) 263-3300, Fax: (949) 553-0406 E-mail: Shirley.Pettersen@amtrustgroup.com www.AmTrustSurety.com

AmWINS Group Inc. - 80 Offices Nationwide See Website for Locations, Headquarters - Charlotte, NC 28210 Phone: (704) 749-2700, Fax: (704) 943-9000 E-mail: marketing@amwins.com www.amwins.com Managing General Agency, A Licensed Surplus Broker

AmWINS Transportation Underwriters Inc.

3035 S. Church St., Burlington, NC 27215 Phone: (800) 222-2407, Fax: (336) 229-6977 E-mail: transportation@amwins.com www.amwins.com/atu MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Anderson & Murison Inc.

For more information, check out our ad on page 38 (National).

800 W. Colorado Blvd., Los Angeles, CA 90041 Phone: (323) 255-2333, Fax: (323) 255-0957 E-mail: jmccarthy@amqts.com www.andersonmurison.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Apex Insurance

404 E. Ramsey, Ste. 114, San Antonio, TX 78216 Phone: (210) 812-5658, Fax: (210) 340-8986 E-mail: hughes@apexinsurance.com www.apexinsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers Appalachian Underwriters Inc.

800 Oak Ridge Turnpike, Ste. A-1000, Oak Ridge, TN 37831 Phone: (888) 376-9633, Fax: (888) 871-7644 E-mail: marketing@appund.com www.appund.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Appleby & Sterling

2290 Agate Ct., Ste. D, Simi Valley, CA 93065 Phone: (805) 583-9828, Fax: (805) 583-9832 E-mail: mike@applebyandsterling.com www.applebyandsterling.com Managing General Agency

Applied Underwriters Inc.

Check out our ads on pages 4 & 5 (National) and on the back cover.

P.O. Box 281900, San Francisco, CA 94128 Phone: (877) 234-4450, Fax: (877) 234-4452 E-mail: sales@auw.com www.auw.com Managing General Agency, Managing Underwriter

ASLPro

Benchmark Management Group Inc.

Atlas Financial Holdings: American Country, American Service, Gateway, Global Liberty Insurance Co’s

Berkley Specialty Underwriting Managers LLC - Environmental Division

150 Northwest Point Blvd., 3rd Fl, Elk Grove Village, IL 60007 Phone: (847) 700-8224, Fax: (847) 952-7019 E-mail: marketing@atlas-fin.com www.atlas-fin.com

303 W. Madison, Ste. 825, Chicago, IL 60606 Phone: (404) 443-2082, Fax: (312) 727-6060 E-mail: jwyatt@berkleysum.com www.berkleysum.com/environmental.htm Managing Underwriter

Atlas General Insurance Services

Betty Harder & Assoc Inc.

380 Park Place Blvd., Ste. 175, Clearwater, FL 33579 Phone: (877) 545-9100, Fax: (727) 540-9600 E-mail: Lindaw@atlanticspecial.com www.atlanticspecial.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

4365 Executive Dr., Ste. 400, San Diego, CA 92121 Phone: (877) 662-8527, Fax: (619) 814-8914 E-mail: info@atlas.us.com atlas.us.com Managing General Agency, Managing Underwriter

1730 Park St., Ste. 214, Naperville, IL 60563 Phone: (630) 778-7000, Fax: (630) 778-7007 E-mail: shawn@bmgins.com www.bmgins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

84 Chalet Cir., Dawsonville, GA 30534 Phone: (800) 998-1414, Fax: (706) 216-0191 E-mail: bettyharder@windstream.net www.bettyharder.com A Licensed Surplus Broker, Lloyd’s Correspondent

ARC West Coast Excess & Surplus Brokerage LLC 260 S. Los Robles Ave., Ste. 205, Pasadena, CA 91101 Phone: (626) 584-5050, Fax: (626) 584-5010 E-mail: shunt@arcxswest.com www.arcbrokers.com A Licensed Surplus Broker

Ark-La-Tex Underwriters Inc.

1945 E. 70th St., Ste. C, Shreveport, LA 71105 Phone: (318) 798-7703, Fax: (318) 798-3959 E-mail: secretary@altuonline.com www.altuonline.com A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Atlass Insurance Group

For more information, check out our ad on page 54 (National).

1300 SE 17 St., Ste. 220, Fort Lauderdale, FL 33316 Phone: (954) 653-2852, Fax: (954) 525-1183 E-mail: nolds@atlassinsurance.com www.atlassinsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Boston Insurance Brokerage

Axis Insurance Services LLC

Braishfield Associates Inc.

795 Franklin Ave., Ste. 206, Franklin Lakes, NJ 07417 Phone: (201) 847-9175, Fax: (201) 847-9174 E-mail: info@axisins.com www.axisins.com A Licensed Surplus Broker

Arlington/Roe & Co

8900 Keystone Crossing, 8th Fl, Indianapolis, IN 46240 Phone: (800) 878-9891, Fax: (888) 552-9891 E-mail: info@arlingtonroe.com www.arlingtonroe.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Arlington/Roe & Co of Kentucky

8900 Keystone Crossing, 8th Fl, Indianapolis, IN 46240 Phone: (800) 878-9891, Fax: (888) 552-9891 E-mail: cfrench@arlingtonroe.com www.arlingtonroe.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

198 W. High St., Somerville, NJ 08876 Phone: (908) 947-0867, Fax: (908) 253-8503 E-mail: info@axonu.com www.axonu.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

B&B Programs, a Div. of Barney & Barney LLC

9171 Towne Centre Dr., Ste. 500, San Diego, CA 92122 Phone: (858) 875-3067, Fax: (858) 768-5237 E-mail: craigm@bandbprograms.com www.bandbprograms.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Ashley General Agency

2040 N. Loop 336 W, Ste. 200, Conroe, TX 77304 Phone: (936) 441-5959, Fax: (936) 521-5922 E-mail: hnelson@ashleyga.com www.ashleyga.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

www.insurancejournal.com

Brecht & Associates

For more information, check out our ad on pg 8 (South Central).

1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 E-mail: jbrecht@brechtassoc.com www.brechtassoc.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Brownyard Group

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 E-mail: info@brownyard.com www.brownyard.com Managing General Agency, Managing Underwriter

701 B St., Ste. 2100, San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 E-mail: MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com A Licensed Surplus Broker, Managing Underwriter

2 Pierce Place, Itasca, IL 60143 Phone: (630) 694-5050, Fax: (630) 285-4199 E-mail: artexinfo@artexrisk.com www.artexrisk.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

5750 Major Blvd., Ste. 200, Orlando, FL 32819 Phone: (407) 825-9911, Fax: (407) 825-9737 E-mail: info@braishfield.com www.braishfield.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Axon Underwriting LLC

Arrowhead General Insurance Agency Inc.

Artex Risk Solutions Inc.

24 Federal St., 4th Fl, Boston, MA 02110 Phone: (866) 331-1997, Fax: (617) 556-7070 E-mail: gbewick@bostonbrokerage.com www.bostonbrokerage.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Bass Underwriters

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 316-3100 E-mail: businessdevelopment@bassuw.com www.bassuw.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Beacon Hill Associates Inc.

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 E-mail: info@b-h-a.com www.b-h-a.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Brownyard Programs Ltd.

91 E. Main St., Bay Shore, NY 11706 Phone: (631) 581-9300, Fax: (631) 581-9385 E-mail: info@brownyardprograms.com www.brownyardprograms.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter Specialty Insurance - GL, Professional, Umbrella, Auto & WC Programs for the Private Security Industry including security guard, private investigation, background screening, alarm, and other electronic security companies.

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 69

Alphabetical Directory of Intermediaries and Carriers Bruce V. Schneider Assoc Inc. All Marine Ins. Agency

45 Middle Country Rd., Middle Island, NY 11953 Phone: (631) 698-3558, Fax: (631) 698-6128 E-mail: Craig@AllMarineIns.com www.allmarineinsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

BUA LLC

22 Deer St., Ste. 400, Portsmouth, NH 03801 Phone: (888) 772-5005, Fax: (603) 372-5990 E-mail: raudet@buainsurance.com www.buainsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Builders & Tradesmen’s Insurance Services Inc. (BTIS) 6610 Sierra College Blvd., Rocklin, CA 95677 Phone: (877) 649-6682, Fax: (916) 772-9292 E-mail: info@btisinc.com www.btisinc.com A Licensed Surplus Broker, Managing Underwriter

Burnett & Company Inc.

For more information, check out our ad on pg 6 (South Central).

1300 Post Oak Blvd., Ste. 700, Houston, TX 77056 Phone: (713) 243-4300, Fax: (713) 243-4399 E-mail: bgeorgiou@bcoinc.com www.bcoinc.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Burns & Wilcox - All Offices

For more information, check out our ad on page 9 (National).

See website for addresses, HQ - Detroit/Farmington Hills, MI 48334 Phone: (248) 932-9000, Fax: (248) 932-9046 E-mail: quote@burns-wilcox.com www.burnsandwilcox.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Cabrillo Coastal General Insurance Agency LLC P.O. Box 357965, Gainesville, FL 32635 Phone: (866) 896-7233, Fax: (352) 224-2830 E-mail: mmcnitt@cabgen.com www.cabgen.com Managing General Agency, Managing Underwriter

Calco Commercial Insurance

13907 Ventura Blvd., Ste. 106, Sherman Oaks, CA 91423 Phone: (818) 906-7900, Fax: (866) 521-0617 E-mail: sarkis@calcocommercialinsurance.com www.ecigaretteinsurance.com Managing General Agency, A Licensed Surplus Broker

Canon Insurance Service

9171 Wilshire Blvd., Ste. 620, Beverly Hills, CA 90210 Phone: (310) 859-8600, Fax: (310) 278-3617 www.CanonInsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Charity First Insurance Services Inc.

1255 Battery St., Ste. 450, San Francisco, CA 94111 Phone: (800) 352-2761, Fax: (415) 536-4033 E-mail: Riley_Binford@charityfirst.com www.charityfirst.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

CID Insurance Programs Inc.

Comp Solutions Network Inc.

Citadel Insurance Services, LC

826 E. State Rd., Ste. 100, American Fork, UT 84003 Phone: (801) 610-2700, Fax: (801) 610-2701 E-mail: info@citadelus.com www.citadelus.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

CivicRisk, a Div. of WKFC Underwriting Mgrs One Liberty Place, 1650 Market St., 36th Fl, Philadelphia, PA 19103 Phone: (480) 329-4919, Fax: (631) 756-2500 E-mail: tcurran@wkfc.com www.civicrisk.com Managing Underwriter

Ck Specialty Ins. Associates - All Offices

See Website for Locations, Headquarters - San Jose, CA 95118 Phone: (866) 444-7714, Fax: (503) 625-6731 E-mail: jay@ckspecialty.com www.ckspecialty.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Clements Worldwide

1301 K Street NW, Suite 1200 West, Washington, DC 20005 Phone: (202) 872-0060, Fax: (202) 466-9064 E-mail: info@clements.com www.clements.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Coastal Agents Alliance, a Div. of Orchid 8025 Black Horse Pike, Ste. 225, West Altantic City, NJ 08232 Phone: (609) 277-7809, Fax: (609) 380-7691 E-mail: nobrien@coastalagentsalliance.com www.coastalagentsalliance.com Managing General Agency

Coastal Insurance Underwriters Inc.

P.O. Box 3140, Ponte Vedra Beach, FL 32004 Phone: (904) 285-7683, Fax: (904) 395-0038 E-mail: info@ciuins.com www.ciuins.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Cochrane and Company

1405 S. Rustle St., Spokane, WA 99224 Phone: (509) 838-0655, Fax: (509) 838-1710 E-mail: bhogeboom@cochraneco.com www.cochraneco.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Combined Resources

P.O. Box 1152, Medford, NY 11763 Phone: (631) 758-6780, Fax: (631) 758-6781 E-mail: AInsurer@aol.com www.AutoInsureIt.com Managing General Agency, Managing Underwriter

Commercial Insurance Group

1773 S. 8th St., Ste. 200, Colorado Springs, CO 80905 Phone: (855) 900-2960, Fax: (719) 623-4699 E-mail: submissions@cig-llc.biz www.cig-llc.biz Managing General Agency, A Licensed Surplus Broker

7125 El Cajon Blvd., Ste. 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 E-mail: programs@cidinsurance.com www.cidinsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

CITA Insurance Services, a Div. of Brown & Brown Program Ins. Svcs 681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (888) 594-4095, Fax: (714) 978-2692 E-mail: inquiries@citainsurance.com www.citainsurance.com Managing General Agency

7826 Hillmont St., Houston, TX 77040 Phone: (800) 256-8035, Fax: (713) 690-8484 E-mail: patbarnes@compsolutionsnetwork.com www.compsolutionsnetwork.com Managing General Agency, A Licensed Surplus Broker

Concord Specialty Risk

347 W. 36th St., Ste. 203, New York, NY 10018 Phone: (212) 784-5678, Fax: (212) 784-5679 E-mail: daviddeberry@concordspecialtyrisk.com www.concordspecialtyrisk.com Managing Underwriter

Construction Insurance Partners 308 N. 21st St., Ste. 200, St. Louis, MO 63103 Phone: (314) 554-9754, Fax: (314) 342-7170 E-mail: johnc@cip-stl.com www.cip-stl.com Managing General Agency

Construction Insurance Solutions

150 E. 22nd St., Lombard, IL 60148 Phone: (800) 842-3653, Fax: (630) 705-1056 E-mail: byron@normanspencer.com www.constructioninsurancesolutions.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Continental Brokers Inc.

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 898-4793 E-mail: cs@continentalbrokers.biz www.continentalbrokers.biz MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Continental Underwriters Inc.

4901 Dickens Rd., Ste. 110, Richmond, VA 23230 Phone: (804) 643-7800, Fax: (804) 643-5800 E-mail: preston@contund.com www.contund.com Managing General Agency, A Licensed Surplus Broker

Cosmetic Insurance Services, a Div. of Frenkel & Company

For more information, check out our ad on page 36 (National).

601 Plaza 3, 6th Fl, Jersey City, NJ 07311 Phone: (201) 356-0057, Fax: (201) 356-0055 E-mail: khegel@frenkel.com www.frenkel.com/cosmetic-insurance.html Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Costanza Insurance Agency Inc.

9101 LBJ Freeway, Ste. 150, Dallas, TX 75243 Phone: (800) 346-0942, Fax: (972) 991-2139 E-mail: b.costanza@cia-tx.com www.costanzainsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

CPA Protector Plan

655 North Franklin St., Ste. 1800, Tampa, FL 33602 Phone: (800) 438-1263, Fax: (813) 222-4165 E-mail: cpa@bbprograms.com www.cpaprotectorplan.com Managing General Agency

CRC Insurance Services - All Offices

See Website for Locations, Corporate HQ - Birmingham, AL 35209 Phone: (205) 870-7790, Fax: (205) 879-3739 E-mail: marketing@crcins.com www.crcins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

CRES Insurance Services

Commercial Sector Insurance Brokers LLC 600 Corporate Pkwy, Ste. 250, Birmingham, AL 35242 Phone: (205) 776-1600, Fax: (205) 776-1619 E-mail: landrews@comsectorins.com www.comsectorins.com A Licensed Surplus Broker, Lloyd’s Correspondent

70 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

15010 Avenue of Science #100, San Diego, CA 92128 Phone: (858) 618-1648, Fax: (858) 618-1655 E-mail: info@cresinsurance.com www.cresinsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers Crouse & Associates

Dunfield Wholesale Insurance Inc.

First Choice Insurance Intermediaries Inc.

21757 Devonshire St., Ste. 1A, Chatsworth, CA 91311 Phone: (800) 899-6922, Fax: (818) 576-1420 E-mail: ron@dunfield.biz www.dunfield.biz A Licensed Surplus Broker

814 A1A North, Ste. 206, Ponte Vedra Beach, FL 60173 Phone: (866) 821-9572, Fax: (904) 543-4501 E-mail: info@firstchoiceii.com www.firstchoiceii.com Managing General Agency, A Licensed Surplus Broker

Crusader Insurance Company

Eaton Professional Insurance Services

Floodwatch

17602 17th St., Ste. 102-120, Tustin, CA 92780 Phone: (714) 832-8649, Fax: (714) 832-2586 E-mail: c.eaton@episi.net www.episi.net A Licensed Surplus Broker, Lloyd’s Correspondent

4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 E-mail: mark.nies@insurmark.com www.floodwatchins.com A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

eKo Specialty Insurance Services Inc.

Founders Professional

P.O. Box 3365, Thousand Oaks, CA 91362 Phone: (805) 373-6968, Fax: (805) 373-6891 E-mail: eKo@eKoSpecialty.com www.eKoSpecialty.com A Licensed Surplus Broker

147 2nd St. S, Ste. 203, St Petersburg, FL 33701 Phone: (727) 498-6503, Fax: (727) 498-6506 E-mail: robb@founderspro.com www.founderspro.com A Licensed Surplus Broker, Lloyd’s Correspondent

Empire Underwriters LLC

Fox Point Programs

12300 Race Track Rd., Tampa, FL 33626 Phone: (800) 758-8113, Fax: (813) 448-9310 E-mail: quotes@empireunderwriters.com www.empireunderwriters.com A Licensed Surplus Broker

3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 499-7242, Fax: (302) 472-8529 E-mail: info@foxpointprg.com www.foxpointprg.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Environmental Ins. Services Inc. (Alabama)

Freberg Environmental Inc.

We offer instant quotes and exceptional discounts - Commercial Auto Liability, Auto Physical Damage, Inland Marine - Motor Truck Cargo, General Liability, Non-Trucking Liability, Commercial Property, and Occupational Accident.

Partner with us, use our technology, write more policies!

200 Cahaba Park Cir, Ste. 200, Birmingham, AL 35242 Phone: (800) 239-1347, Fax: (205) 991-7767 E-mail: jbarron@env-ins.com www.env-ins.com A Licensed Surplus Broker

2000 S. Colorado Blvd., Tower II, Ste. 800, Denver, CO 80222 Phone: (800) 377-4152, Fax: (303) 623-8101 E-mail: info@feiinsurance.com www.feiinsurance.com Managing General Agency, Managing Underwriter

Deans & Homer

Environmental Insurance Agency (EIA)

G.J. Sullivan Company

8285 SW Nimbus Ave., Ste. 190, Beaverton, OR 97008 Phone: (503) 977-3333, Fax: (503) 977-3334 E-mail: info@eiains.com www.eiains.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

2400 E. Katella Ave., Ste. 500, Anaheim, CA 92806 Phone: (714) 221-9500, Fax: (714) 876-2252 E-mail: MeskoD@gjs.com www.gjsullivan.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Delta General Agency Corp.

Equine Insurance Specialists LLC

Gabor Insurance Services Inc.

P.O. Box 12440, Lexington, KY 40511 Phone: (800) 723-9414, Fax: (765) 287-2008 E-mail: evan@insureyourhorse.com www.insureyourhorse.com Managing General Agency

7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7055, Fax: (786) 924-7065 E-mail: mgabor@gaborinsurance.com www.gaborinsurance.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

DFCORBY Insurance Services

Euclid Architects & Engineers

Gales Creek Insurance, a Div. of JD Fulwiler

234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 E-mail: mail@euclidae.com www.euclidae.com Managing General Agency, Managing Underwriter

5727 SW Macadam, Portland, OR 97239 Phone: (503) 293-8325, Fax: (503) 293-5418 E-mail: bbaker@jdfulwiler.com www.galescreek.com A Licensed Surplus Broker, Managing Underwriter

Distinguished Programs

Euclid Public Sector

Gateway Specialty Insurance

234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 E-mail: mail@euclidps.com www.euclidps.com Managing General Agency, Managing Underwriter

1170 Devon Park Dr., Wayne, PA 19087 Phone: (877) 977-4474, Fax: (610) 254-1855 E-mail: info@gatewayspecialty.com www.gatewayspecialty.com

Donald Gaddis Co. Inc. Insurance Services

Evolution Insurance Brokers

For more info, check our ad on pg 9 (S. Central), pg 7 (Southeast).

1455 Oliver Road, Fairfield, CA 94534 Phone: (707) 863-3686, Fax: (707) 736-4020 E-mail: sgarfield@geovera.com www.geoveraholdlingsinc.com

650 California St., Ste. 1100, San Francisco, CA 94108 Phone: (415) 982-3870, Fax: (415) 982-2546 E-mail: info@crousesf.com www.crouseandassociates.com Managing General Agency, A Licensed Surplus Broker 26050 Mureau Rd., Calabasas, CA 91302 Phone: (800) 669-9800, Fax: (818) 591-9856 E-mail: dklayman@crusaderinsurance.com www.crusaderinsurance.com

CTC Transportation Insurance Services LLC

611 W. Fort Scott St., Butler, MO 64730 Phone: (760) 487-7399, Fax: (760) 487-7401 E-mail: info@coast-ins.com www.coast-ins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

340 Pine St., San Francisco, CA 94104 Phone: (800) 345-2054, Fax: (415) 989-7801 E-mail: scott@deanshomer.com www.deansandhomer.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter P.O. Box 2045, Houston, TX 77252 Phone: (713) 570-2700, Fax: (713) 570-2800 E-mail: billf@deltains.com www.deltains.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter P.O. Box 6297, Fullerton, CA 92834 Phone: (714) 213-3751 E-mail: denn@dfcorby.com www.dfcorby.com A Licensed Surplus Broker

1180 Ave. of the Americas, 16th Fl, New York, NY 10036 Phone: (212) 297-3100, Fax: (212) 297-3130 E-mail: marketing@distinguished.com www.distinguished.com Managing General Agency, A Licensed Surplus Broker

104 S. Michigan Ave., Ste. 1025, Chicago, IL 60603 Phone: (312) 853-0071, Fax: (312) 853-1033 E-mail: cgaddis@gaddiscompany.com www.gaddiscompany.com A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

DUAL Commercial LLC

1100 5th Ave. South, Ste. 301, Naples, FL 34102 Phone: (973) 631-7575, Fax: (239) 263-1808 E-mail: marketing@dualcommercial.com www.dualcommercial.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

www.insurancejournal.com

8722 S. Harrison St., Salt Lake City, UT 84070 Phone: (877) 678-7342, Fax: (801) 304-5551 E-mail: quotes@eibdirect.com www.eibdirect.com A Licensed Surplus Broker

Executive Insurance Professionals, PLLC 6001 W. Interstate 20, Ste. 214, Arlington, TX 76017 Phone: (800) 779-4095, Fax: (866) 779-4331 E-mail: cheryl@execins.com www.execins.com A Licensed Surplus Broker, Lloyd’s Correspondent

Financial Risk Solutions Inc.

180 N. LaSalle St., Ste. 3700, Chicago, IL 60601 Phone: (866) 674-9503, Fax: (630) 371-0162 E-mail: jwilson@financialrs.com www.financialrs.com Managing General Agency, Managing Underwriter

GeoVera Holdings Inc.

Gerald J. Wilkoff Inc.

95 Main St., Mineola, NY 11501 Phone: (516) 747-0200, Fax: (516) 747-2021 E-mail: info@wilkoffbonds.com www.wilkoffbonds.com Managing Underwriter

GIC Underwriters Inc.

4075 SW 83rd Ave., Miami, FL 33155 Phone: (305) 554-0353, Fax: (305) 662-3914 E-mail: jcdp@gicunderwriters.com www.gicunderwriters.com Managing General Agency, A Licensed Surplus Broker

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 71

Alphabetical Alphabetical Directory Directory of of Intermediaries Intermediaries and and Carriers Carriers Global Special Risks

3200 Southwest Freeway, Ste. 1130, Houston, TX 77027 Phone: (713) 260-1030, Fax: (713) 952-3978 E-mail: brad.nehring@globalspecialrisks.com www.globalspecialrisks.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Gorst & Compass Insurance

For more information, check out our ad on page 11 (West).

9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-0900, Fax: (818) 507-1133 E-mail: mail@gorstcompass.com www.gorstcompass.com Managing General Agency, A Licensed Surplus Broker

Great American Insurance Group - Executive Liability Division 1515 Woodfield Rd., Ste. 500, Schaumburg, IL 60173 Phone: (847) 330-6750, Fax: (513) 929-6890 E-mail: ELD@gaic.com www.GreatAmericanELD.com

Great American Insurance Group, Specialty Human Services 301 E. 4th St., 23rd Fl, Cincinnati, OH 45202 Phone: (866) 424-4758, Fax: (888) 513-5593 E-mail: clwood@gaig.com www.SpecialtyHumanServices.com

Gridiron Insurance Underwriters Inc. 6971 W. Sunrise Blvd., Ste. 104, Ft. Lauderdale, FL 33313 Phone: (954) 473-3653, Fax: (954) 316-3132 E-mail: ddemott@gridironins.com www.gridironins.com Managing Underwriter

Herbert H. Landy Insurance

75 Second Ave., Needham, MA 02494 Phone: (800) 336-5422, Fax: (800) 344-5422 E-mail: johnt@landy.com www.landy.com Managing Underwriter

Houston International Insurance Group 800 Gessner, Ste. 600, Houston, TX 77024 Phone: (713) 935-7414, Fax: (713) 467-8238 E-mail: cwallach@hiig.com www.hiig.com Managing General Agency, Managing Underwriter

Hyers and Associates Inc.

240 Collins Ave., Ste. 2, Columbus, OH 43215 Phone: (888) 901-5650, Fax: (614) 246-0473 E-mail: info@ohioinsureplan.com www.ohioinsureplan.com Managing General Agency

Indemnity Excess & Surplus Agency Inc. 1915 NW AmberGlen Pky, Ste. 450, Beaverton, OR 97006 Phone: (800) 487-2442, Fax: (503) 526-9700 E-mail: jimh@ies-xs.com www.ies-xs.com A Licensed Surplus Broker

Insurance Center Special Risks Ltd.

20 Gold St, Agawam, MA 01001 Phone: (888) 773-7475, Fax: (413) 781-0050 E-mail: info@specilarisksltd.com www.specialrisksltd.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

International Transportation & Marine Agency Inc.

7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 E-mail: info@itmagency.com www.itmagency.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

IPA Risk Management LLC

340 W. Passaic St., Rochelle Park, NJ 07662 Phone: (201) 797-1215, Fax: (201) 797-1076 E-mail: g.heitmann@ipariskmanagement.com www.ipariskmanagement.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Irwin Siegel Agency Inc.

25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 E-mail: siegel@siegelagency.com www.siegelagency.com Managing General Agency

IT Risk Managers Inc.

4225 Okemos Rd., Ste. B, Okemos, MI 48864 Phone: (517) 381-9909, Fax: (517) 908-9798 E-mail: info@itriskmanagers.com www.ITRiskmanagers.com A Licensed Surplus Broker

Izzo Insurance Services Inc.

150 S. Bloomingdale Rd., Bloomingdale, IL 60108 Phone: (800) 800-1704, Fax: (630) 582-2803 E-mail: Info@IzzoInsurance.com www.IzzoInsurance.com Managing General Agency, A Licensed Surplus Broker

Griffin General Agency Inc.

Insurmark, a Div. of Financial & Professional Risk Solutions Inc.

363 N. Sam Houston Pkwy E, Ste. 1000, Houston, TX 77060 Phone: (281) 820-0555, Fax: (281) 820-0688 E-mail: info@griffingeneralagency.com www.griffingeneralagency.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 E-mail: sharon.gulvas@Insurmark.com www.insurmark.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

8401 N. Central Expy, Ste. 1000, Dallas, TX 75225 Phone: (972) 248-2433, Fax: (972) 248-7077 E-mail: marketing@lloyd-ins.com www.lloyd-ins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Grundy Insurance

Insurtec Tanning and Spa Insurance

J.M. Wilson

P.O. Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 E-mail: clint@grundy.com www.grundy.com/utility Managing General Agency

P.O. Box 25, Rich Hill, MO 64479 Phone: (800) 606-0621, Fax: (417) 395-2713 E-mail: info@insurtecinc.com www.insurtecinc.com A Licensed Surplus Broker

Gumtree Wholesale Insurance Brokers Inc.

3560 Lenox Rd., Ste. 2650, Atlanta, GA 30326 Phone: (404) 926-1800, Fax: (404) 926-1840 E-mail: william.m.allen@guycarp.com; garrick.smith@guycarp.com; laura.hewitt@guycarp.com www.guycarp.com

Hagerty Insurance Agency LLC 141 Rivers Edge Dr., Traverse City, MI 49684 Phone: (800) 747-5348, Fax: (231) 941-8227 E-mail: agent@hagerty.com www.hagerty.com Managing General Agency, Managing Underwriter

Hallmark Financial Services Inc.

For more information, check out our ad on page 27 (National).

777 Main St., Ste. 1000, Fort Worth, TX 76102 Phone: (817) 348-1600 E-mail: bzipoy@hallmarkgrp.com www.hallmarkgrp.com

For more info, check our ad on pg 4 (Midwest), pg 5 (Southeast).

8036 Moorsbridge Rd., Portage, MI 49024 Phone: (800) 282-8113, Fax: (269) 327-2620 E-mail: cbaldwin@jmwilson.com www.jmwilson.com Managing General Agency, A Licensed Surplus Broker

Jacobs & Associates Inc.

1650 E. Battlefield, Ste. 230, Springfield, MO 65804 Phone: (855) 706-1558, Fax: (417) 887-6140 E-mail: vicki.cota@gumtree-ins.com www.gumtree-ins.com A Licensed Surplus Broker

Guy Carpenter & Company LLC

J.B. Lloyd & Assoc, A Member Co. of US Risk

12782 Prospect Rd., Strongsville, OH 44149 Phone: (440) 625-2690, Fax: (440) 625-2731 E-mail: jim@jacobsnow.com www.jacobsnow.org A Licensed Surplus Broker

Intercorp Inc.

1438-F W. Main St., Ephrata, PA 17522 Phone: (717) 721-3500, Fax: (717) 721-3515 E-mail: info@intercorpinc.net www.intercorpinc.net Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

James Klein Insurance

200 E. Sandpointe Ave., Ste. 310, Santa Ana, CA 92707 Phone: (714) 918-0914, Fax: (714) 918-0922 E-mail: pdavis@jameskleininsurance.com A Licensed Surplus Broker

Interline Insurance Services

4 Centerpointe Dr. Ste.300, La Palma, CA 90623 Phone: (800) 229-8790, Fax: (562) 685-0202 E-mail: elitcher@meadowbrook.com www.interlineinsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

International Excess Companies

3700 Park East Dr., Ste. 250, Beachwood, OH 44122 Phone: (800) 937-3497, Fax: (216) 342-7442 E-mail: kennethkukral@intlxs.com www.intlxs.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

72 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

James River Insurance Company 6641 W. Broad St., Ste. 300, Richmond, VA 23230 Phone: (804) 289-2700, Fax: (804) 549-5087 E-mail: info@jamesriverins.com www.jamesriverins.com

James River underwrites a wide variety of specialty P&C and Professional risks on an E&S basis in all states. Visit www.jamesriverins.com to find a JRICauthorized wholesale broker!

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers Jimcor Agencies

60 Craig Rd., Montvale, NJ 07645 Phone: (201) 573-8200, Fax: (201) 573-8820 E-mail: bherskowitz@jimcor.com www.jimcor.com Managing General Agency, A Licensed Surplus Broker

JLT Facilities Inc.

22 Century Hill Dr., Latham, NY 12110 Phone: (800) 998-5545, Fax: (518) 782-3139 E-mail: jltsubmissions@jltfacilities.com www.jltfacilities.com Managing General Agency, Managing Underwriter

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program

25 DeForest Ave., Ste. 208, Summit, NJ 07901 Phone: (800) 526-2199, Fax: (908) 473-0110 E-mail: info@jcinsco.com www.guninsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Joseph Krar & Associates Inc.

LifeScienceRisk

180 N. Stetson Ave., 46th Fl, Chicago, IL 60601 Phone: (312) 784-6005, Fax: (312) 784-6002 E-mail: mark.wood@lsrisk.com www.lsrisk.com Managing Underwriter

LIG Marine Managers

111 2nd Ave. NE, Ste. 1101, St. Petersburg, FL 33701 Phone: (727) 578-2800, Fax: (727) 578-9977 E-mail: KLT@LIGMarine.com www.LIGMarine.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Lionheart Insurance Services 2742 Kingclaven Dr., Henderson, NV 89044 Phone: (702) 834-8140, Fax: (702) 834-8140 E-mail: lionheartins@msn.com www.lionheartins.net Managing General Agency, A Licensed Surplus Broker

M.J. Hall & Company Inc.

P.O. Box 580, Southington, CT 06489 Phone: (860) 628-3967, Fax: (860) 628-3969 E-mail: mkrar@jkrar.com www.jkrar.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

For more information, check out our ad on page 10 (West).

P.O. Box 192, Stockton, CA 95201 Phone: (209) 948-8108, Fax: (209) 465-3843 E-mail: staceys@mjhallandcompany.com www.mjhallandcompany.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

K&B Underwriters LLC

M.J. Kelly Company

11800 Sunrise Valley Dr., Ste. 1400, Reston, VA 20191 Phone: (888) 760-3194, Fax: (703) 880-7520 E-mail: info@kbunderwriters.com www.kbunderwriters.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Kevin Davis Insurance Services

800 W. Sixth St., Ste. 1700, Los Angeles, CA 90017 Phone: (877) 807-8708, Fax: (213) 477-2057 E-mail: sbranson@kdins.com www.kdisonline.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

KF&B Program Managers Insurance Services

425 W. Broadway, Ste. 400, Glendale, CA 91204 Phone: (818) 242-5100, Fax: (818) 242-6800 E-mail: czallo@kfbins.com www.KFBins.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

King Insurance Support Systems

31381 Rancho Viejo Rd., Ste. 101, San Juan Capistrano, CA 92675 Phone: (800) 488-4096, Fax: (949) 488-2259 E-mail: Marketing@kinginsuranceca.com www.kinginsuranceca.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Klein & Costa Insurance Services

200 E. Sandpointe Ave., Ste. 310, Santa Ana, CA 92707 Phone: (714) 918-0914, Fax: (714) 918-0922 E-mail: ccosta@kleincosta.com www.kleincosta.com Managing General Agency, A Licensed Surplus Broker

Lefebvre Insurance LLC

850 Franklin St., Wrentham, MA 02093 Phone: (508) 384-0101, Fax: (508) 384-0303 E-mail: mail@lefebvreinsurance.com www.lefebvreinsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

LevelFirst

5501 LBJ Fwy, Ste. 720, Dallas, TX 75240 Phone: (800) 336-4428 E-mail: amoes@iiat.org www.levelfirst.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

www.insurancejournal.com

4415 E. State Highway D, Springfield, MO 65809 Phone: (800) 725-7211, Fax: (417) 883-7103 E-mail: SSmart@mjkelly.com www.mjkelly.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

MacAfee & Edwards Inc. - Mexican Insurance Specialist

700 S. Flower St., Ste. 1216, Los Angeles, CA 90017 Phone: (213) 629-9777, Fax: (213) 629-9779 E-mail: juan@mexicard.com www.macafeeandedwards.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

MacNeill Group, Inc., CMGA

P.O. Box 459003, Sunrise, FL 33345 Phone: (954) 331-4800, Fax: (954) 331-4848 E-mail: mgmarketing@macneillgroup.com www.macneillgroup.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

MainstreetUmbrella.com

P.O. Box 8586, Emeryville, CA 94662 Phone: (800) 564-1799, Fax: (510) 655-3076 E-mail: info@mymga.com mainstreetumbrella.com Managing General Agency, Managing Underwriter

Maritime Program Group

P.O. Box 969, Westbrook, CT 06498 Phone: (800) 366-8086, Fax: (860) 399-3695 E-mail: dpesce@maritimepg.com www.maritimepg.com Managing General Agency, Managing Underwriter

Markel Cambridge Alliance

4600 Cox Road, Glen Allen, VA 23060 Phone: (800) 691-1515, Fax: (804) 527-7755 E-mail: gseveringhaus@markelcorp.com www.markelcambridge.com

Markel Personal Lines

P.O. Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 E-mail: maicmarketing@markelcorp.com www.markelmarine.com

MAXIMUM

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606 Phone: (312) 559-9348, Fax: (312) 559-0930 E-mail: joem@maxib.com www.maxib.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Maxum Specialty Insurance Group

3655 North Point Pkwy, Ste. 500, Alpharetta, GA 30005 Phone: (678) 597-4732, Fax: (678) 597-4501 E-mail: bjenks@mxmsig.com www.mxmsig.com/index.aspx

Mc Claugherty Insurance Agency

P.O. Box 7841, Horseshoe Bay, TX 78657 Phone: (830) 598-8151, Fax: (830) 598-6807 E-mail: butche@nctv.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

McClelland and Hine Inc.

For more info, check our ad on pg 15 (S. Central), pg 8 (Southeast) P.O. Box 700930, San Antonio, TX 78270 Phone: (210) 366-2500, Fax: (210) 366-2407 E-mail: gil@mhi-mga.com www.mhi-mga.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

McGraw Insurance Services

3601 Haven Ave., Menlo Park, CA 94025 Phone: (800) 828-3003, Fax: (714) 998-7659 E-mail: kphelps@mcgrawgroup.com www.mcgrawgroup.com A Licensed Surplus Broker, Lloyd’s Correspondent

McGraw Powersports

P.O. Box 40, Anaheim, CA 92815 Phone: (800) 543-5225, Fax: (650) 780-4833 E-mail: help@mcgrawpowersports.com www.mcgrawdirect.com

McLeckie Insurance Group

P.O. Box 770, Naples, TX 75568 Phone: (903) 897-9090, Fax: (903) 897-0062 E-mail: mcleckie@msn.com www.mcleckie.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Meadowbrook Insurance Group

For more information, check out our ad on page 19 (National).

26255 American Dr., Southfield, MI 48034 Phone: (248) 358-1100, Fax: (248) 358-1614 E-mail: jodylyn.janczuk@meadowbrook.com www.meadowbrook.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Meridian Finance Group

1247 7th St., Ste. 200, Santa Monica, CA 90401 Phone: (310) 260-2130, Fax: (310) 260-2140 E-mail: gmendell@meridianfinance.com www.meridianfinance.com

Midlands Management Corp.

For more information, check out our ad on page 11 (South Central).

3817 NW Expressway, Ste. 1000, Oklahoma City, OK 73112 Phone: (800) 800-4007, Fax: (405) 840-5432 E-mail: marketing@midman.com www.midlandsmgt.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 73

Alphabetical Directory of Intermediaries and Carriers National Affordable Housing Program / Sandner Group

MexiPass International Insurance Services LLC

P.O. Box 60727, Pasadena, CA 91116 Phone: (800) 639-4727, Fax: (800) 639-4329 E-mail: jorge@mexipass.com www.mexipass.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter MexiPass is the leading Managing General Agent in the USA for placement of insurance in Mexico. MexiPass products include Commercial Lines & Personal Lines for the needs of Americans in Mexico and other foreign Countries.

Midwest Employers Casualty Company 14755 N. Outer 40 Dr., Ste. 300, Chesterfield, MO 63017 Phone: (636) 449-7000, Fax: (636) 449-7199 E-mail: rlunceford@mwecc.com www.mwecc.com

MiniCo Insurance Agency LLC

10851 N. Black Canyon Hwy, Ste. 200, Phoenix, AZ 85029 Phone: (800) 447-8383, Fax: (602) 861-1094 E-mail: customercare@minico.com www.minico.com A Licensed Surplus Broker, Managing Underwriter

Monarch E&S Insurance Services

For more information, check out our ad on page 5 (West).

2540 Foothill Blvd., Ste. 101, La Crescenta, CA 91214 Phone: (818) 249-0100, Fax: (818) 249-1166 E-mail: monarchxs@monarchexcess.com www.monarchexcess.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Monitor Liability Managers

233 S. Wacker Dr., Ste. 3900, Chicago, IL 60606 Phone: (312) 800-6200, Fax: (312) 207-1839 E-mail: contactus@monitorliability.com www.monitorliability.com

Morstan General Agency of Florida II Inc. 1835 Banks Rd., Margate, FL 33063 Phone: (800) 261-5177, Fax: (516) 302-8951 E-mail: pwoodard@morstan.com www.morstan.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

MyMGA.com

P.O. Box 8586, Emeryville, CA 94662 Phone: (800) 564-1799, Fax: (510) 655-3076 E-mail: mnyquist@mymga.com mymga.com Managing General Agency

N-Surance Outlets Inc. (Georgia)

P.O. Box 2600, Roswell, GA 30077 Phone: (800) 366-1450, Fax: (770) 971-7608 E-mail: jmurrey@nsoins.com www.nsoins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

NAS Insurance Services

16501 Ventura Blvd., Ste. 200, Encino, CA 91436 Phone: (818) 382-6116, Fax: (818) 382-2040 E-mail: info@nasinsurance.com www.nasinsurance.com

National Advantage Insurance Services Inc. P.O. Box 1065, Tustin, CA 92781 Phone: (714) 505-1015, Fax: (714) 505-1025 E-mail: clifford@naisins.com www.naisins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

155 N. Wacker, Ste. 3700, Chicago, IL 60606 Phone: (312) 930-6185, Fax: (312) 627-8888 E-mail: sandnere@brokersrisk.com www.sandnergroup.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

National Indemnity Company

Norman-Spencer Agency Inc.

8075 Washington Village Dr., Dayton, OH 45458 Phone: (800) 543-3248, Fax: (937) 432-1635 E-mail: info@norman-spencer.com www.norman-spencer.com Managing General Agency

Norman-Spencer International Inc.

1314 Douglas, Suite 1400, Omaha, NE 68102 Phone: (402) 916-3000, Fax: (402) 916-3030 E-mail: info@nationalindemnity.com www.nationalindemnity.com

150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 E-mail: gretchen@normanspencer.com www.normanspencer.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

National Lloyds Corporation

Northern Ohio E&S Agency

P.O. Box 2650, Waco, TX 76702 Phone: (800) 749-6419, Fax: (817) 977-5100 E-mail: marketing@natlloyds.com www.nationallloydsinsurance.com

Nautilus Insurance Company & Great Divide Ins. Co.

For more information, check out our ad on page 17 (National).

7233 E. Butherus Dr., Scottsdale, AZ 85260 Phone: (480) 951-0905, Fax: (480) 951-9730 E-mail: tpytel@nautilus-ins.com www.nautilusinsgroup.com

NBIS

2859 Paces Ferry Rd. SE, 800 Overlook III, Atlanta, GA 30339 Phone: (770) 257-1777, Fax: (770) 257-1500 E-mail: contactus@nbis.com www.NBIS.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Negley Associates

103 Eisenhower Pkwy, Ste. 101, Roseland, NJ 07068 Phone: (973) 830-8500, Fax: (973) 830-8585 E-mail: info@jjnegley.com www.jjnegley.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

5800 Monroe, Sylvania, OH 43560 Phone: (419) 885-2400, Fax: (419) 885-7285 E-mail: jpearse@bex.net www.ohioeands.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Number One Insurance Agency 91 Cedar St., Milford, MA 01757 Phone: (508) 634-2902, Fax: (508) 634-2930 E-mail: info@massagent.com www.massagent.com A Licensed Surplus Broker

OneBeacon Insurance Group Environmental Division

188 Inverness Dr. W, Ste. 600, Englewood, CO 80112 Phone: (303) 531-3812, Fax: (888) 791-7795 E-mail: environmental@onebeacon.com www.onebeaconenvironmental.com

Orion Commercial Insurance Services Inc. P.O. Box 30634, Walnut Creek, CA 94598 Phone: (925) 280-1155, Fax: (925) 280-0333 E-mail: al@orionslb.com Not Available A Licensed Surplus Broker

NeitClem Wholesale Insurance Brokerage 7442 N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 E-mail: jcenteno@neitclem.com www.neitclem.com A Licensed Surplus Broker

Networked Insurance Agents

443 Crown Point Circle, Unit A, Grass Valley, CA 95945 Phone: (800) 682-8476, Fax: (888) 843-2535 E-mail: sales@networkedins.com www.networkedins.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

New Empire Group

214 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-8300, Fax: (516) 431-5351 E-mail: jimo@newempiregroup.com www.newempiregroup.com A Licensed Surplus Broker, Managing Underwriter

Next Wave Insurance Services LLC 110 West A Street, STE 675, San Diego, CA 92101 Phone: (619) 232-3900, Fax: (619) 234-6500 E-mail: cward@nextwaveins.com www.nextwaveins.com Managing General Agency, Managing Underwriter

NIF Group Inc.

30 Park Ave., Manhasset, NY 11030 Phone: (516) 365-7440, Fax: (516) 365-7392 E-mail: marketing@nifgroup.com www.nifgroup.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Nonprofits Insurance Alliance of Calif.

P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 E-mail: sbradshaw@insurancefornonprofits.org www.insurancefornonprofits.org

74 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

Pacific Excess Insurance Marketing 6363 Katella Ave., Cypress, CA 90630 Phone: (800) 222-5582, Fax: (714) 228-7838 E-mail: marketing@pacificexcess.com www.pacificexcess.com Managing General Agency, A Licensed Surplus Broker

Pacific Gateway Insurance Agency

For more information, check out our ad on page 7 (West).

27200 Tourney Rd., Ste. 360, Valencia, CA 91355 Phone: (800) 354-4844, Fax: (661) 257-5988 E-mail: cal_landess@pgiainsurance.com www.nationalindemnity.com/pgia Managing General Agency, Managing Underwriter

Pacific Specialty Insurance Co. 3601 Haven Ave., Menlo Park, CA 94025 Phone: (800) 828-3003, Fax: (650) 780-4848 E-mail: kphelps@mcgrawgroup.com www.pacificspecialty.com

PartnerOne Environmental

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-0172, Fax: (434) 979-8964 E-mail: p1info@p1enviro.com www.p1enviro.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Partners Specialty Group LLC

100 Tournament Dr., Ste. 214, Horsham, PA 19044 Phone: (484) 322-0400, Fax: (484) 322-0401 E-mail: mcaviston@psgins.com www.psgins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers Patriot National Underwriters Inc.

P.O. Box 803143, Dallas, TX 75380 Phone: (972) 239-1458, Fax: (972) 233-3487 E-mail: corky.ellis@patriotnational.com www.patriotnational.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

PBS Insurance Underwriting Corporation

303 Middletown Park Pl., Ste. F, Louisville, KY 40243 Phone: (502) 244-1056, Fax: (502) 254-1056 E-mail: pbs@pbsinsurance.com www.pbsinsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Pennsylvania & Indiana Lumbermens Mutual Insurance Companies

One Commerce Sq., 2005 Market St., Ste. 1200, Philadelphia, PA 19103 Phone: (800) 752-1895, Fax: (215) 625-9097 E-mail: custserv@plmilm.com www.plmilm.com

PER se

23 Corporate Plaza, Ste. 248, Newport Beach, CA 92660 Phone: (949) 873-0324, Fax: (949) 873-0319 E-mail: mbernay@powerenergyrisk.com www.powerenergyrisk.com Managing Underwriter

PersonalUmbrella.com

For more information, check out our ad on page 7 (National).

P.O. Box 8586, Emeryville, CA 94662 Phone: (800) 564-1799, Fax: (510) 655-3076 E-mail: dsmith@personalumbrella.com personalumbrella.com Managing General Agency, Managing Underwriter

Prime Insurance Company 303 W. Madison St., Ste. 2075, Chicago, IL 60606 Phone: (800) 257-5590, Fax: (877) 452-6910 E-mail: RJL@primeis.com www.primeis.com

Proctor Financial Inc.

5225 Crooks Rd., Troy, MI 48098 Phone: (800) 521-6800, Fax: (248) 269-5605 E-mail: info@pfic.com www.pfic.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Professional Governmental Underwriters

9020 Stony Point Pkwy., Ste. 455, Richmond, VA 23235 Phone: (800) 586-6502, Fax: (804) 272-7852 E-mail: ndaly@pgui.com www.pgui.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Professional Insurance Concepts (Formerly Crump Prof. Concepts)

Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries.

PL Risk Advisors Inc.

795 Franklin Ave., Ste. 206, Franklin Lakes, NJ 07417 Phone: (201) 847-9175, Fax: (201) 847-9174 E-mail: msmith@plrisk.com www.plrisk.com Managing General Agency, A Licensed Surplus Broker

960 Holmdel Rd., Bldg 1, Holmdel, NJ 07733 Phone: (888) 548-2465, Fax: (732) 946-0547 E-mail: info@ppp-quotes.com www.ppp-quotes.com Managing General Agency, Managing Underwriter

Specializing in the commercial real estate marketplace. We offer umbrellas for Condos, HOA’s, PUD’s, Apartments and Timeshare Associations. We also offer umbrella and boiler and machinery coverage for commercial lessors risk only (LRO) policies.

www.insurancejournal.com

224 Datura St., Ste. 715, W. Palm Beach, FL 33401 Phone: (866) 526-1545, Fax: (561) 833-6616 E-mail: fwalsh@qsr-insurance.com www.qsr-insurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Quaker Special Risk (Mass.)

51 Harvard St., Worcester, MA 01609 Phone: (800) 252-8679, Fax: (508) 753-0646 E-mail: kbranscombe@quakerma.com www.quakerma.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Quaker Special Risk (New Jersey)

Professional Liability Insurance Services Inc. - Underwriting Facilities

Quaker Special Risk (New York)

5802 Thunderbird, Bldg 10, Ste. 100, Lago Vista, TX 78645 Phone: (800) 761-7547, Fax: (512) 327-5834 E-mail: underwriting@plisinc.com www.plisinc.com Lloyd’s Correspondent

Professional Underwriters Agency Inc.

2803 Butterfield Rd., Ste. 260, Oakbrook, IL 60523 Phone: (630) 572-0600, Fax: (630) 572-0615 E-mail: Sandip@puainc.com www.puainc.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Promont Advisors LLC

1 E. Wacker Dr., Ste. 1920, Chicago, IL 60601 Phone: (312) 262-3340, Fax: (312) 262-3301 E-mail: estellern@promontadvisors.com www.promontadvisors.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

ProSurance Group Inc.

2685 Marine Way, Ste. 1408, Mountain View, CA 94043 Phone: (650) 428-0818, Fax: (650) 428-0860 E-mail: financialservices@prosurancegroup.com www.prosurancegroup.com Managing General Agency, A Licensed Surplus Broker

ProWriters

Preferred Property Programs

Quaker Special Risk (Florida)

P.O. Box 1350, Eatontown, NJ 07724 Phone: (800) 447-4180, Fax: (732) 223-9072 E-mail: creid@qsr-insurance.com www.qsr-insurance.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

371 Bel Marin Keys Blvd., Novato, CA 94949 Phone: (415) 475-4300, Fax: (415) 475-4303 E-mail: info@ppibcorp.com www.ppibcorp.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter For more information, check out our ad on page 25 (National).

One Bala Plaza, Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 E-mail: phlysales@phly.com www.phly.com A Licensed Surplus Broker

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081 Phone: (614) 841-1425, Fax: (614) 841-1426 E-mail: info@quadrant-us.com www.quadrant-us.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

105 Eisenhower Pkwy., Roseland, NJ 07068 Phone: (973) 461-2181, Fax: (973) 364-9629 E-mail: DGriffin@ProInsConcepts.com www.ProInsConcepts.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Professional Program Insurance Brokerage

Philadelphia Insurance Companies

Quadrant Insurance Managers

41 Leopard Rd., Ste. 301, Paoli, PA 19301 Phone: (484) 321-2335, Fax: (484) 321-2339 E-mail: info@prowritersins.com www.prowritersins.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

PULIC Program - TDC Specialty Insurance Company 1888 Century Park E, Ste. 850, Los Angeles, CA 90067 Phone: (800) 537-7362, Fax: (866) 344-6029 E-mail: info@pulic.com www.pulic.com

50 Main St., Ste. 1000, White Plains, NY 10601 Phone: (800) 447-4180, Fax: (212) 244-5371 E-mail: quaker@qsr-insurance.com www.qsr-insurance.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Quirk & Company

For more info, check our ad on pg 12 (West), pg 16 (S. Central).

P.O. Box 792030, San Antonio, TX 78279 Phone: (800) 299-9421, Fax: (210) 340-4075 E-mail: rquirk@quirkco.com www.quirkco.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

R-T Specialty LLC

180 N. Stetson Ave., 46th Floor, Chicago, IL 60601 Phone: (888) 884-1900, Fax: (312) 784-6002 E-mail: marketing@rtspecialty.com www.rtspecialty.com A Licensed Surplus Broker

RealCare Insurance

19310 Sonoma Hwy, Sonoma, CA 95476 Phone: (800) 996-0599, Fax: (707) 935-7142 E-mail: realcare@nfp.com www.realcareprograms.com Managing General Agency, Managing Underwriter

RelMark Program Managers

961 Pottstown Pike, Chester Springs, PA 19425 Phone: (800) 874-5880, Fax: (610) 321-1011 E-mail: RRittersbach@relmarkgroup.com www.relmark.net A Licensed Surplus Broker, Managing Underwriter

Response Aviation Ins. Svcs, a Div. Shaw, Moses, Mendenhall & Assoc.

P.O. Box 12027, Glendale, CA 91224 Phone: (626) 799-7813, Fax: (626) 799-8784 E-mail: responseavn@yahoo.com www.responseaviationinsuranceservices.com A Licensed Surplus Broker, Lloyd’s Correspondent

RIC Insurance General Agency Inc.

2544 Cleveland Ave., Ste. 100, Santa Rosa, CA 95403 Phone: (888) 693-7892, Fax: (866) 577-7595 E-mail: ricins@ric-ins.com www.ric-ins.com Managing General Agency, A Licensed Surplus Broker

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 75

Alphabetical Directory of Intermediaries and Carriers RISCO Insurance Brokerage Inc. 60 Catamore Blvd., East Providence, RI 02914 Phone: (800) 533-3649, Fax: (401) 438-0980 E-mail: pplumb@risco-inc.com www.risco-inc.com Managing General Agency, A Licensed Surplus Broker

RPS Healthcare

550 W. Van Buren, Ste. 1200, Chicago, IL 60607 Phone: (800) 766-7475, Fax: (312) 922-7563 E-mail: bill_yurek@rpsins.com www.rpsins.com/healthcare A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

RPS Technology & Cyber

204 Cedar St., Cambridge, MD 21613 Phone: (800) 336-5659, Fax: (410) 228-7645 E-mail: TechCyber@RPSins.com www.RPSins.com/TechCyber Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

RLI Insurance Company

9025 N. Lindbergh Dr., Peoria, IL 61615 Phone: (309) 692-1000, Fax: (309) 692-1068 E-mail: Communications@rlicorp.com www.rlicorp.com

RLI Transportation

2970 Clairmont Rd. NE, Ste. 1000, Atlanta, GA 30329 Phone: (404) 443-1037, Fax: (309) 589-3503 E-mail: mike.haswell@rlicorp.com www.rlitransportation.com

Rockhill Insurance Company

700 W. 47th St., Ste. 350, Kansas City, MO 64112 Phone: (985) 718-9383, Fax: (985) 781-6732 E-mail: jabney@rhkc.com www.rhkc.com

Rockwood Programs Inc.

3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 558-8808, Fax: (302) 764-5477 E-mail: karl.stukis@rockwoodinsurance.com www.rockwoodinsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Roush Insurance Services Inc. P.O. Box 1060, Noblesville, IN 46061 Phone: (800) 752-8402, Fax: (317) 776-6891 E-mail: info@roushins.com www.roushins.com Managing General Agency, A Licensed Surplus Broker

RPS - Binding Division

Two Pierce Place, Itasca, IL 60143 Phone: (866) 595-8413, Fax: (630) 285-4075 E-mail: contact_us@rpsins.com www.rpsins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

RPS - Brokerage Division

Two Pierce Place, Itasca, IL 60143 Phone: (630) 285-4450, Fax: (630) 285-4020 E-mail: contact_us@rpsins.com www.rpsins.com Managing General Agency

RPS - Executive Lines Division

See Website - 70+ Locations, Headquarters - Itasca, IL 60143 Phone: (866) 595-8413, Fax: (312) 922-7563 E-mail: contact_us@rpsins.com www.rpsins.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

RPS - Programs Division

See Website - 60+ Locations, Headquarters - Itasca, IL 60143 Phone: (866) 595-8413, Fax: (630) 285-4075 E-mail: contact_us@rpsins.com www.rpsins.com Managing General Agency

RPS Bollinger Sports & Leisure 101 JFK Pkwy, Short Hills, NJ 07078 Phone: (800) 526-1379, Fax: (973) 921-2876 E-mail: deb_meslar@RPSins.com www.RPSins.com Managing General Agency

RSI International Inc.

1250 E. Copeland Rd., Arlington, TX 76011 Phone: (800) 275-2084, Fax: (817) 861-8955 E-mail: prainey@rsii.net www.rsimga.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Russell Bond & Co. Inc.

295 Main St., Ste. 866, Buffalo, NY 14203 Phone: (800) 333-7226, Fax: (800) 677-6779 E-mail: info@russellbond.com www.russellbond.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Safehold Special Risk

100 Glen Eagles Ct., Carrollton, GA 30117 Phone: (800) 842-8917, Fax: (770) 836-8563 E-mail: hturner@safehold.com www.safehold.com Managing General Agency, Managing Underwriter

Sapphire Blue

180 N. Stetson Ave., 46th Floor, Chicago, IL 60601 Phone: (312) 784-6007, Fax: (312) 784-6002 E-mail: nancy.mcmahon@sapphireblueuw.com www.sapphireblueuw.com Managing Underwriter

SCU - Middletown

421 Wadsworth St., Middletown, CT 06457 Phone: (860) 347-9600, Fax: (860) 347-9611 E-mail: ctindexing@scui.com www.scui.com/offices/middletown MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

SCU - Southern Cross Underwriters

See Website for Locations, Headquarters - Jackson, MS 39211 Phone: (601) 957-3344, Fax: (601) 370-6790 E-mail: info@scui.com www.scui.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Security Insurance Advisors LLC

358 Belanger, Grosse Pointe Farms, MI 48236 Phone: (313) 399-5864 E-mail: dfarber@securityinsuranceadvisorsllc.com www.securityinsuranceadvisorsllc.com A Licensed Surplus Broker

SFA-5Star Specialty Programs

500 N. Rainbow, Ste. 300, Las Vegas, NV 89107 Phone: (702) 740-8470, Fax: (702) 740-8472 E-mail: dd.bloom@5starsp.com www.5starsp.com/SFA/default.aspx

Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) 208 N. Laura St., Ste. 600, Jacksonville, FL 32202 Phone: (800) 342-2498, Fax: (904) 355-7611 E-mail: cviawebsite@shellyins.com www.shellyins.com Managing General Agency, A Licensed Surplus Broker

76 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

Shield Commercial Insurance Services

43-725 Monterey Ave., Ste. A, Palm Desert, CA 92210 Phone: (760) 345-9029, Fax: (800) 345-4851 E-mail: info@shieldins.net www.shieldins.net Managing General Agency, A Licensed Surplus Broker, Managing Underwriter We have been providing insurance products to contractors since 2004 through our retail broker network. Visit our website to get appointed. Everything is online. We have General Liability, Excess and Inland Marine Available. We only deal with carriers that are A rated by A.M. Best.

Sierra Specialty

234 Clovis Ave., Clovis, CA 93612 Phone: (559) 256-6900, Fax: (559) 256-6950 E-mail: Mark@SierraSpecialty.com www.SierraSpecialty.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

SIS Insurance Services Inc.

3250 Grey Hawk, Carlsbad, CA 92010 Phone: (760) 599-7242, Fax: (866) 467-6701 E-mail: info@sisinsure.com www.sisinsure.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Smith, Bell & Thompson Inc.

100 Bank St., Ste. 500, Burlington, VT 05401 Phone: (802) 658-4600, Fax: (802) 658-6191 E-mail: willisnhprograms@willis.com www.willisprograms.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

South & Western General Agency Inc.

P.O. Box 9015, Addison, TX 75001 Phone: (800) 492-5351, Fax: (972) 855-2970 E-mail: sales@southandwestern.com www.southandwestern.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Southern Insurance Underwriters Inc. CMGA 4500 Mansell Rd., Alpharetta, GA 30022 Phone: (800) 568-1700, Fax: (678) 498-4610 E-mail: marketing@siuins.com www.siuins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Southwest Energy Underwriters Inc. 10707 Corporate Dr., Ste. 112, Stafford, TX 77477 Phone: (281) 313-2202, Fax: (281) 313-0215 E-mail: kwendler@sweu.net www.sweu.net A Licensed Surplus Broker, Lloyd’s Correspondent

Southwest Risk

8144 Walnut Hill Ln., Ste. 1400, Dallas, TX 75231 Phone: (214) 206-4900, Fax: (214) 206-4901 E-mail: info@swrisk.com www.swrisk.com Managing General Agency, A Licensed Surplus Broker

Sovereign Group Int’l Inc.

517 Rt 1 S, Ste. 3100, Iselin, NJ 08830 Phone: (732) 750-2300, Fax: (732) 750-1650 E-mail: wlynch@sovereignins.com www.sovereignins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Special Markets Ins. Consultants, An AmWINS Group Benefits Co.

10 S. LaSalle St., Ste. 2000, Chicago, IL 60603 Phone: (800) 818-7642, Fax: (704) 943-9060 E-mail: nate.walker@amwins.com www.specialmarkets.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers Specialized Insurance

204 RTE. 112, Patchogue, NY 11772 Phone: (631) 758-6780, Fax: (631) 758-6781 E-mail: weinsurefun@aol.com www.specializedinsurance.com Managing General Agency, Managing Underwriter

Specialty Insurance Managers Inc. 8601 RR 2222, Bldg III, Ste. 100, Austin, TX 78730 Phone: (800) 876-3278, Fax: (877) 399-2720 E-mail: mberry@simtexas.com www.simtexas.com Managing General Agency, A Licensed Surplus Broker

Specialty Lines Underwriters

1166 Quail Ct., Ste. 310, Pewaukee, WI 53072 Phone: (262) 737-8990, Fax: (262) 696-4389 E-mail: info@bmgins.com www.specialty-lines.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Specialty Programs and Facilities Managers Inc. (AmWINS) 790 E. Colorado Blvd., Ste. 510, Pasadena, CA 91101 Phone: (626) 395-0850, Fax: (626) 395-0853 E-mail: kathleen.turknette@amwins.com www.specialtyprograms.net Managing General Agency, Managing Underwriter

Specialty Risk Associates Inc.

P.O. Box 53049, Shreveport, LA 71135 Phone: (318) 865-7023, Fax: (318) 865-7049 E-mail: tgarland@sramga.com www.sramga.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Sports & Fitness Insurance Corporation (SFIC)

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (800) 844-0536, Fax: (601) 853-6141 E-mail: askus@sportsfitness.com www.sportsfitness.com/ij MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Sullivan Brokers Wholesale Ins. Solutions

Check out our ad opposite inside front cover (West, Midwest, East, Southeast) and page 5 (South Central).

800 W. 6th St., Ste. 1800, Los Angeles, CA 90017 Phone: (213) 626-1000, Fax: (213) 403-4471 E-mail: smitht@sbwis.com www.sbwis.com A Licensed Surplus Broker, Lloyd’s Correspondent

Sun Coast General Insurance Agency

P.O. Box 30750, Laguna Hills, CA 92654 Phone: (800) 300-8838, Fax: (949) 768-4045 E-mail: jyeskin@suncoastinsurance.com www.SunCoastInsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Sunderland Insurance Services Inc. 3021 Citrus Cir., Ste. 220, Walnut Creek, CA 94598 Phone: (925) 942-4020, Fax: (925) 942-4021 E-mail: casualty@sunderlandins.com www.sunderlandins.com Managing Underwriter

Surety One Inc.

404 Ave de la Constitucion, #708, San Juan, NC 00901 Phone: (800) 373-2804 E-mail: Underwriting@SuretyOne.org www.SuretyOne.org Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Synergy Professional Associates Inc.

100 Passaic Ave., Ste. 145, Fairfield, NJ 07004 Phone: (973) 995-0500, Fax: (973) 995-0501 E-mail: irad@synergy-ins.com www.synergy-ins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

www.insurancejournal.com

T.H.E. Insurance Company

The Hanover Insurance Group

10451 Gulf Blvd., Treasure Island, FL 33706 Phone: (800) 237-3355, Fax: (727) 360-3498 E-mail: marketing@theinsco.com www.theinsco.com

440 Lincoln St., Worcester, MA 01653 Phone: (508) 855-1000, Fax: (508) 635-1193 E-mail: etrevallion@hanover.com www.hanover.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

TAPCO Underwriters Inc.

3060 S. Church St., Burlington, NC 27216 Phone: (800) 334-5579, Fax: (336) 584-8880 E-mail: KAllred@gotapco.com www.GoTAPCO.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Target Managers Insurance Services 10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 E-mail: mkiger@targetmanagers.com www.targetmanagers.com Managing General Agency, Managing Underwriter

The McGowan Companies

Corporate HQ; 20595 Lorain Rd., Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 E-mail: syoung@mcgowancompanies.com www.mcgowancompanies.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Target Professional Programs

10 Tower Lane, Avon, CT 06001 Phone: (860) 899-1862, Fax: (860) 284-1113 E-mail: cfoley@target-capital.com www.TargetProIns.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

TCA Inc.

10188 Big Canoe, Jasper, GA 30143 Phone: (770) 205-2958, Fax: (770) 205-2360 E-mail: carlpeterson@tca-insurance.com www.tca-insurance.com A Licensed Surplus Broker, Managing Underwriter

The Mechanic Group Inc.

Technical Risk Underwriters

One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965 Phone: (845) 735-0700, Fax: (845) 735-8383 E-mail: mkatz@mechanicgroup.com www.mechanicgroup.com Managing General Agency, A Licensed Surplus Broker

6101 W. Courtyard Dr., Bldg Two, Ste. 200, Austin, TX 78730 Phone: (512) 591-8785, Fax: (312) 784-6002 E-mail: rscheinfeld@truins.com www.truins.com Managing General Agency

Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industry.

Tejas American General Agency

Check out our ad opposite inside front cover (South Central).

1620 La Jaita Dr., Ste. 300, Cedar Park, TX 78613 Phone: (888) 999-8242, Fax: (512) 342-2803 E-mail: submissions@taga1.com www.taga1.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

ThinkRisk Underwriting Agency 347 West 36th St., Ste. 203, New York, NY 10018 Phone: (646) 612-7808, Fax: (646) 612-7819 E-mail: rkhan@thinkriskins.com www.thinkriskins.com Managing Underwriter

Tennant Risk Services

124 LaSalle Rd., West Hartford, CT 06107 Phone: (860) 519-1301, Fax: (860) 216-5845 E-mail: rsargent@tennant.com www.tennant.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

TitlePac Inc.

201 Eastpointe Dr., Muskogee, OK 74403 Phone: (800) 331-9759, Fax: (918) 683-0166 E-mail: info@titlepac.com www.titlepac.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Terheggen/Malone Marine Insurance P.O. Box 90249, Long Beach, CA 90809 Phone: (562) 916-7776, Fax: (562) 916-7750 E-mail: tm@tmboatinsurance.com www.tmboatinsurance.com

tKg Wholesale Brokerage

2525 E. Camelback Rd, Suite 800, AZ 85016 Phone: (602) 325-5549, Fax: (602) 352-1892 E-mail: bfrey@tkgins.com www.tkgins.com A Licensed Surplus Broker

Texas Commercial Insurance Facilities

P.O. Box 7250, Tyler, TX 75711 Phone: (800) 256-6600, Fax: (903) 509-0445 E-mail: done@tiftcif.com www.tcif.org Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Texas Mutual Insurance Co.

Tokio Marine/HCC

For more information, check out our ad on pag 7 (South Central).

6210 E. Highway 290, Austin, TX 78723 Phone: (800) 859-5995, Fax: (512) 224-8585 E-mail: information@texasmutual.com www.texasmutual.com

The American Equity Underwriters Inc. 32nd Fl, 11 N. Water St., Mobile, AL 36602 Phone: (866) 238-8754, Fax: (251) 690-4299 E-mail: info@amequity.com www.amequity.com

2300 Clayton Rd., Ste. 1100, Concord, CA 94520 Phone: (925) 305-2115 E-mail: jbechter@tmhcc.com www.tmhcc/#liability Managing Underwriter

Topa Insurance Company

24025 Park Sorrento, Ste. 300, Calabasas, CA 91302 Phone: (818) 466-5900 E-mail: dobrien@topa-ins.com www.topa-ins.com

July 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 77

Alphabetical Directory of Intermediaries and Carriers Transpac Managers Inc.

8140 Walnut Hill Ln., Ste. 302, Dallas, TX 75231 Phone: (214) 346-1512, Fax: (214) 346-1533 E-mail: cwebb@transpacmgrs.com www.transpacmgrs.com Managing General Agency, Lloyd’s Correspondent, Managing Underwriter

Transportation Risk Underwriters

8200 Kingston Pike, Ste. 21, Knoxville, TN 37919 Phone: (800) 977-9884, Fax: (800) 686-2170 E-mail: underwriting@transportationrisk.com www.transportationrisk.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Trinity Transportation Services 43 Knight Boxx Rd #2, Orange Park, FL 32065 Phone: (904) 213-9518, Fax: (904) 278-7794 E-mail: kevin@ttsins.com www.ttsins.com Managing General Agency, Managing Underwriter

U.S. Brokers Network Inc.

1832 Woodmoor Dr., Ste. 101, Monument, CO 80132 Phone: (719) 488-5502, Fax: (719) 487-1782 E-mail: submissions@usbrokersnetwork.com www.usbrokersnetwork.com Managing General Agency, A Licensed Surplus Broker

USASIA Insurance Services

319 Union Ave., Pomona, CA 91768 Phone: (909) 618-0288, Fax: (909) 618-0289 E-mail: shirley@usasia-ins.com www.usasia-ins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

USG Insurance Services Inc.

1000 Town Center Way, Ste. 300, Canonsburg, PA 15317 Phone: (724) 754-9007, Fax: (724) 265-5751 E-mail: kskender@usgins.com www.usgins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

USX/S

6929 W. 130th St., Ste. 100, Cleveland, OH 44130 Phone: (800) 574-8797, Fax: (440) 888-7380 E-mail: brokers@usxs.net www.USXS.net Managing General Agency, A Licensed Surplus Broker

Victor O. Schinnerer & Company Two Wisconsin Circle, Chevy Chase, MD 20815 Phone: (301) 961-9800, Fax: (301) 951-5444 E-mail: vos.info@schinnerer.com www.schinnerer.com A Licensed Surplus Broker, Managing Underwriter

W. Brown & Associates Insurance Services 19000 MacArthur Blvd., Ste. 700, Irvine, CA 92612 Phone: (949) 851-2060, Fax: (949) 428-1298 E-mail: jdelvecchio@wbais.com www.wbais.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

U.S. Risk Insurance Group Inc.

Walter General Agency (WGA)

8401 N. Central Expy, Ste. 1000, Dallas, TX 75225 Phone: (800) 232-5830, Fax: (214) 265-4976 E-mail: julieb@usrisk.com www.usrisk.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

273 Clarkson Rd., Ste. 102, Ellisville, MO 63011 Phone: (636) 391-4841, Fax: (636) 391-2115 E-mail: newquotes@wgamo.com www.wgamo.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Ultra Risk Advisors

Western E&O

Western World Insurance Group

For more information, check out our ad on pg 23 (National).

300 Kimball Drive, Suite 500, Parsippany, NJ 07054 Phone: (201) 847-8600, Fax: (201) 847-1010 E-mail: t.hochkeppel@westernworld.com www.westernworld.com

Wildlife Insurance Underwriters LLC

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 510-9119 E-mail: collier@continentalbrokers.biz www.insurewildlife.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Woodlands Insurance Services LLC

P.O. Box 8369, The Woodlands, TX 77387 Phone: (281) 367-5010, Fax: (281) 367-5013 E-mail: bobk@woodlandsinsurance.com www.woodlandsinsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Woodus K. Humphrey & Co. (AmWINS) 7600 Fern Ave., Bldg 500, Shreveport, LA 71105 Phone: (318) 865-2454, Fax: (318) 861-6937 E-mail: dick.chilvers@amwins.com www.amwins.com/wkh Managing General Agency, Managing Underwriter

World Wide Specialty Programs Inc.

400 112th Ave. NE, Ste. 325, Bellevue, WA 98004 Phone: (425) 450-1090, Fax: (425) 450-1026 E-mail: info@ultrariskadvisors.com www.ultrariskadvisors.com A Licensed Surplus Broker

2155 Louisiana Blvd. NE, Ste. 10100, Albuquerque, NM 87110 Phone: (505) 837-2727, Fax: (505) 837-2828 E-mail: info@westerneando.com www.westerneando.com A Licensed Surplus Broker

Unifax Insurance Systems Inc.

Western Security Surplus Insurance Brokers Inc.

Worldwide Facilities LLC

Western Special Risks Inc.

Wrap Up Insurance Solutions

26050 Mureau Rd., Calabasas, CA 91302 Phone: (800) 669-9800, Fax: (818) 591-9856 E-mail: dklayman@crusaderinsurance.com www.crusaderinsurance.com Managing Underwriter

Universal Insurance Programs

1220 E Osborn Rd, Phoenix, AZ 85014 Phone: (800) 844-2101, Fax: (866) 512-2272 E-mail: info@uiprograms.com www.uiprograms.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Universal Service Agency Inc.

501 Office Center Dr., Ste. 128, Fort Washington, PA 19134 Phone: (800) 646-2401, Fax: (215) 646-4275 E-mail: sales@universalbonds.com www.universalbonds.com A Licensed Surplus Broker

US E&O Brokers

5800 Granite Pkwy, Ste. 300, Plano, TX 75024 Phone: (972) 702-0500, Fax: (972) 702-0504 E-mail: kstevens@wssib.com www.wssib.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent 9059 W. Lake Pleasant Pkwy, Ste. 340, Peoria, AZ 85382 Phone: (888) 317-5575, Fax: (623) 977-4622 E-mail: rwilliams@westernspecialrisks.com www.westernspecialrisks.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Western Surplus Lines Agency Inc.

For more information, check out our ad on pg 3 (South Central).

P.O. Box 6609, Abilene, TX 79608 Phone: (800) 592-4408, Fax: (325) 695-0371 E-mail: fpeck@westernsurplus.com www.westernsurplus.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

820 Gessner Rd., Ste.1680, Houston, TX 77024 Phone: (800) 460-6424, Fax: (713) 984-1152 E-mail: insurance@useo.com www.useo.com A Licensed Surplus Broker

78 | INSURANCE JOURNAL-NATIONAL REGION July 25, 2016

68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 E-mail: dtaylor@wwspi.com www.wwspi.com Managing General Agency

See Website for Locations, Headquarters - Los Angeles, CA 90017 Phone: (213) 236-4500, Fax: (213) 244-9655 E-mail: info@wwfi.com www.wwfi.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent 16141 Swingley Ridge Rd., Chesterfield, MO 63017 Phone: (636) 489-0185, Fax: (636) 536-7473 E-mail: bbillhartz@wrapupsolutions.com www.wrapupsolutions.com

www.insurancehelper.com

1020 McCourtney Rd., Grass Valley, CA 95949 Phone: (855) 493-8368, Fax: (855) 493-8368 E-mail: sharla@theeventhelper.com www.insurancehelper.com Managing General Agency, Managing Underwriter

Wyvern International Insurance Brokers 325 N. Hough St., 2nd Fl, Barrington, IL 60010 Phone: (847) 852-3160, Fax: (847) 852-3161 E-mail: sconnor@wyverninsurance.com www.wyverninsurance.com A Licensed Surplus Broker, Lloyd’s Correspondent

www.insurancejournal.com

Part of a Balanced Breakfast

Toast Coffee

Start Your Morning Smart with IJ’s Daily Headlines eNewsletter

www.insurancejournal.com/subscribe

IJ Daily Headlines

NATIONAL | MyNewMarkets of business are over $1 million. P/C premiums should represent 75 percent of the agency’s book of business. The program also includes free data compromise coverage.

Available limits: As needed Carrier: General Insurance Company of America States: Conn., Dela., Mass., Md., Pa., R.I., and Va. Contact: Mary Smith at 800-523-6004 or e-mail: mary.smith@issisvs.com

Commercial Auto

Market Detail: Bolton & Co. (www.bolton-

Tow Truck Industry

Market Detail: KBK Insurance Group Inc.,

(www.kbkinsgroup.com) has focused on the towing industry since the mid-1980s.

Coverage includes: commercial auto liability; auto physical damage; general liability; general liability; garagekeepers liability; on-hook cargo; hired car/non-ownership; dealer plates; property; and excess liability.

Available limits: As needed Carrier: Unable to disclose, admitted and non-admitted available States: All states except at Maine, N.H., and N.Y.

Contact: Customer service at 800-2295927

Insurance Agents E&O

Market Detail: Insurance Specialties

Services Inc.’s (www.issisvs.com) offers Liberty Mutual Insurance Agents E&O program. This program offers competitive pricing and flexible coverage options to meet the needs of the independent P/C agency. Professional liability insurance is available for property/casualty agencies who have been in business for more than three years and whose books

mga.com) will consider the following commercial auto operations: long haul trucking; local/intermediate trucking; business auto fleets; limousines/black car services; public livery (no taxis or ridesharing); mobile home toters; livestock haulers; auto haulers; reefer haulers; church vans; cargo vans; and dump trucks. Coverages available include: primary auto liability; non-trucking auto liability; auto physical damage; motor truck cargo; trailer interchange; hired/non-owned liability; hired auto PD; downtime/rental reimbursement; diminishing deductibles; combined deductibles; and reporting form options.

All endorsements, driver changes, loss run requests, or other service needs must be sent to the department inbox at auto@ boltonmga.com.

Available limits: Unable to disclose Carrier: ProSight Specialty Insurance States: Ill., Ind., Ky., Ohio and Tenn.

Contact: Customer service at 502-583-8361

Business Owners Policy - BOP Market Detail: First Choice Ins.

Intermediaries Inc. (www.firstchoiceii. com) offers three exclusive products through Hiscox, all tailored to the risks in your client’s industry: professional liability insurance; general liability insurance; and business owner’s policy (BOP). Quote instantly and bind in less than five minutes and receive policy documents via e-mail usually within one hour of purchase (during operating hours, M-F 8am to 10pm EST). Hiscox licensed agents are ready to answer questions and to service a client’s ENERGI001.indd 1

80 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

7/7/16 9:44 AM

INSURANCEJOURNAL.COM

policy. Each quote can be saved individually until you are ready to present options to the client.

Available limits: Minimum $500,000, maximum $3 million Carrier: Hiscox States: Calif., Conn., Dela., Fla., Ga., Ks., La., Mass., Md., N.C., N.J., N.Y., Ore., Pa., S.C., Tenn., Texas, and Va. Contact: Customer service at 866-821-9572

Vacant Property

Market Detail: Texas All Risk’s (www.all-

riskga.com) eligible vacant classes include pretty much anything with a roof, such as strip centers, homes, office space, warehouses, and commercial buildings. Binding authority with five “A” rated (or better) carriers with up to $2 million per location. Get appointed by filling out the application on the company’s website.

Available limits: Minimum $5,000, maximum $2 million Carrier: Various, nonadmitted States: La., Okla., and Texas Contact: Customer service at 800-6270303

Yacht and Boat Insurance Brokers

Market Detail: The Casey Insurance Group

(www.caseyinsurancegrp.com) specializes in marine insurance and is licensed in 40+ states. We are brokers for various companies including Seaworthy, Falvey, Catlin/ XL, American Modern, American Reliable, and as a licensed surplus agent various Lloyd syndicates and Sunderland Marine.

Commission of 10 percent paid on new and renewal and can usually quote and bind within minutes. Broker application available on MyNewMarkets product page.

Available limits: As needed Carrier: Various, admitted and nonadmitted available States: All states Contact: Casey Heer at 954-474-3387 or e-mail: casey@caseyinsurancegroup.com

Recreation & Clubs Liability Insurance

Market Detail: Western World Insurance

coverage for amusement devices; athletic events; camps; clubs; equine risks; exercise and health; hot air balloons; outfitters and guides; and special events.

Available limits: As needed Carrier: Western World Insurance Group States: All states except D.C., and N.H. Contact: Customer service at 201-8478600

Hotels & Resorts Insurance Program

Market Detail: CITA Insurance Services (www.citainsurance.com) program is casualty driven with a focus on 3-star, 4-star

and 5-star rated hotels/resorts/casinos with amenities. We have the ability to entertain 1-star (multi-location only) or 2-star hotels/ motels with minimal or no food and beverage service.

The program is available on a national wholesale basis with $1 million/$2 million primary GL limits, $50 million excess limits. Liability liability is included and auto coverage is available.

Available limits: As needed Carrier: Unable to disclose, admitted States: All states Contact: Sue Baxter at 714-939-7420 or e-mail: sbaxter@calsurance.com

Advertisers Index Read, browse, contact, or do product searches on any of our full page advertisers at: www.insurancejournal.com/adshowcase/

Abram Interstate www.abraminterstate.com W6 Accident Fund www.accidentfund.com MS10 American Coastal www.amcoastal.com FL11 Anderson & Murison www.andersonmurison.com 38 Applied Underwriters www.auw.com 4,5, 84 Atlass Insurance Group www.atlassinsurance.com 54 Brecht & Associates www.brechtassoc.com SC8 Burnett & Company www.bcoinc.com SC6 Burns & Wilcox Ltd. www.burnsandwilcox.com 9 Demotech www.demotech.com FL15 Energi Insurance Services, Inc. www.eservices.com 80 EZLynx www.ezlynx.com 13 Frenkel & Company www.cosmeticinsurance.com 36 FSLSO www.fslso.com FL9 General Star www.generalstar.com W3, SE3, E3, M3 GeoVera Insurance Company www.geovera.com SC9, SE7 GIC Underwriters, Inc. www.gicunderwriters.com FL1 Golden Bear Insurance Company www.goldenbear.com W9 Gorst & Compass Insurance www.gorstcompass.com W11 Hallmark Financial Services www.hallmarkgrp.com 27 Hiscox USA www.hiscoxbroker.com 20 IIAB of Arizona www.iiabaz.com W8 IICF www.iicf.org 37 JM Wilson www.jmwilson.com SE5, FL13, M4 Johnson & Johnson www.jjins.com FL2 Lexington www.lexingtoninsurance.com 11

Liberty International Underwriters www.liu-usa.com 83 M.J. Hall & Company www.mjhallandcompany.com W10 Maximum www.maxib.com FL7 McClelland & Hine www.mhi-tx.com SC15, SE8 Meadowbrook Insurance Group www.meadowbrookinsgrp.com 19 Midlands Management Corporation www.midlandsmgmt.com SC11 Monarch E&S Insurance Services www.monarchexcess.com W5 MUSIC www.music-ins.com 31 National General Insurance www.nationalgeneral.com 29 Nationwide E&S www.wearenownationwide.com 2 Nautilus Insurance Company www.nautilusinsgroup.com 17 Pacific Gateway Insurance Services www.pgiainsurance.com W7 PersonalUmbrella.Com www.personalumbrella.com 7 Philadelphia Insurance Companies www.phly.com 25 Quirk & Company www.quirkco.com W12, SC16 Regency Insurance Brokerage Services www.regencyinsurancebrokerage.com FL20 Shelly, Middlebrooks & O’Leary www.shellyins.com FL3 Siracusa Staffing & Leasing www.ssandlnow.com SE2 St. James Insurance Group www.stjamesinsurance.com FL5 Tejas American General Agency www.taga1.com 3 Texas Mutual - Safety Group www.texasmutual.com SC7 Texas Surplus Lines Association www.tsla.org SC13 The Sullivan Group www.gjs.com 3, SC5, 3, 3, 3 Western Surplus Lines Agency, Inc. www.westernsurplus.com SC3 Western World Insurance Group www.westernworld.com 23 Westfield Bank www.westfield-bank.com 30

Group (www.westernworld.com) offers INSURANCEJOURNAL.COM

JULY 25, 2016 INSURANCE JOURNAL | NATIONAL | 81

Closing Quote Insurers Work to Educate Consumers on the Evolving Dangers of Distracted Driving & Walking

By Robert Passmore

W

e have all seen the stories in the news.

After many years of a declining trend in the number of accidents, the number of accidents has spiked in the last two years. Insurers have an opportunity to educate the public and policymakers on the effects of the increase on insurance costs, and work together to find solutions.

The National Highway Traffic Safety Administration reports that motor-vehicle deaths nationally rose nearly 8 percent from 2014 to 2015 — the largest annual increase in 50 years. At a time when enhanced technology has made cars safer, several factors are now combining to make our roads more dangerous. Driver behavior is the primary cause of most auto accidents. Distracted drivers are one of the biggest hazards on the roads today.

Nationally, nearly 3,200 people were killed and an estimat-

ed 431,000 injured in crashes involving distracted drivers in 2014, according to the NHTSA. Whether it’s making a quick call, firing off a text, juggling a donut and coffee, fiddling with the navigation system, or turning our attention to kids and pets in the back seat — in that short lapse of focus, all too often we can cause, or fail to avoid, a crash.

Distracted walking is becoming its own epidemic, and pedestrians glued to their smartphones are putting themselves and motorists in danger.

The University of Buffalo says distracted walking may result in more accidents per mile than distracted driving. That assertion is astonishing considering one-in-four car crashes involves a phone and, in 2014, more than 10 percent of all fatal car crashes was the result of cellphone use.

And it’s not just driving distracted. Drivers are impaired too — law enforcement increasingly finds drivers impaired by prescription medication, marijuana and other drugs.

For example, from 2007 to 2014, the number of nighttime weekend drivers in the U.S. with marijuana in their systems increased by nearly 50 percent, according to the NHTSA. All of these factors can be cited as reasons why traffic accidents, fatalities and other injuries are increasing — and why we’re starting to see the

82 | INSURANCE JOURNAL | NATIONAL JULY 25, 2016

‘Nationally, nearly 3,200 people were killed and an estimated 431,000 injured in crashes involving distracted drivers in 2014, according to the NHTSA.’ byproduct of those trends: rising insurance costs.

It’s hard to tell any customer that costs are going up, but insurance policyholders need to understand the reality of what’s happening. Consumers need to be aware of the rise in these accident trends and we need to work together to make our roads safer by educating the public about the importance of staying focused.

The industry also can play a role in educating consumers on solutions to make our roads safer and keep rates in check.

Simple modifications to driver behavior can have a big impact, and reminders to slow down, pay attention, put down the smartphone, resist the urge to tailgate and drive sober can help. One excellent way to support the public education effort is to create or join an existing group focused on distracted driving.

Public policy also plays a role, and we need to advocate for the implementation and

enforcement of distracted and aggressive driving laws.

Impaired driving laws also need to be evaluated, and the effect of legalizing marijuana on driving safety needs to be examined.

Insurance professionals can also call attention to these and other issues by generating media attention with letters-to-the-editors. The Property Casualty Insurers Association of America and other industry groups are working to educate consumers and policymakers on these issues.

We are all in this together.

Raising awareness about these alarming statistics and the continued threat of distracted driving can help make our roads safer and keep costs down for our customers.

Passmore is assistant vice president of the Property Casualty Insurers Association of America. He can be reached at 847-297-7800 or Robert.passmore@ pciaa.net.

INSURANCEJOURNAL.COM

OCEAN MARINE CONSTRUCTION ENERGY PROPERTY GENERAL LIABILITY EXCESS CASUALTY & UMBRELLA E&S PROPERTY

RAILROAD D&O / FIDELITY / EPLI KIDNAP, RANSOM & EXTORTION PROFESSIONAL LIABILITY PROGRAMS PRODUCT RECALL PRODUCT CONTAMINATION

THERE ARE SOME RISKS ONLY A SPECIALIST CAN HANDLE. We’re LIU, the global specialty lines division of Liberty Mutual Insurance. To meet our underwriters and learn more about how they can help you and your clients handle unique risks, visit www.LIU-USA.com.

Boston | New York | Chicago | Atlanta | Dallas | Houston | Denver | Los Angeles | San Francisco | Miami | Baltimore | London | Europe | Asia | Australia | Canada | Latin America | Middle East Certain coverage may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. © 2013 Liberty Mutual Insurance

Expect big things in workers’ compensation. Expect to save a third of your clients 30% or more. Most classes approved, nationwide.

For information call (877) 234-4450 or visit auw.com/us. Š2016 Applied Underwriters, Inc., a Berkshire Hathaway company. Rated A+ (Superior) by A.M. Best.

Insurance plans protected U.S. Patent No. 7,908,157.