Insurance Journal West 2016-01-25

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WEST On The Cover

Inside This Issue

Special Report:

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

January 25, 2016 • Vol. 94 No. 2 • West

W2

W10

25

78

NATIONAL COVERAGE

WEST COVERAGE

IDEA EXCHANGE

8

W2 China’s Insurance Marketplace

Explained in California

Symposium

30 Growing Your Property Casualty

Agency: Alan Shulman

P/C Execs Predict Cyber Growth, Democrat in the White House

14 The Struggle Getting U.S.

Regulators to Understand

Insurance 18 Outlook for U.S. Commercial P/C

Insurance Still Negative: A.M.

Best 18 Second ‘Hottest’ Year on Record

in U.S. Included 10 Major Weather

Events 20 Special Report: A Look Back

and Ahead with Nationwide

Ventures’ Michael Miller 25 Special Report: The Changing

Surplus Lines Landscape 34 M&A Review: Deal Activity

Still Booming 39 2016 National Directory of Excess,

Surplus & Specialty Markets, Vol. I

4 | INSURANCE JOURNAL-WEST January 25, 2016

32 Tech Talk: Why Agents Must Adapt W6 Judge: Monkey Cannot Own

Copyright of Selfie Photos

36 Minding Your Business:

Catherine Oak

W6 Worst State for Emergency

Response Times: Wyoming

76 Why Agents Must Pause for Ethics

W6 Ex-LA Times Columnist’s $7.1M

Award Tossed by Judge

78 Closing Quote: 5 Trends Driving

Change in Insurance Distribution

W6 California Construction Company

Owner Nabbed for Workers’ Comp

Fraud W10 Expert Sounds off on Legal,

Insurance Issues of Self-Driving

Cars

DEPARTMENTS W8 People 12 Declarations 12 Figures 15 Business Moves 28 MyNewMarkets

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Opening Note

Publisher Mark Wells | mwells@wellsmedia.com

Making New Habits

A

s January comes to a close many have already broken their annual New Year’s resolution promise.

But the key to setting resolutions that stick is to turn those resolutions into habits, says Josh Klapow, Ph.D., a clinical psychologist at the University of Alabama at Birmingham.

“Everyone is motivated when they first decide to make a New Year’s resolution,” said Klapow. “The problem is that you can ride the wave of motivation for only a short while. If you want to stick with your resolution, you’d better make it a habit.”

Klapow suggests the S.M.A.R.T. system, which consists of five tricks that can turn any resolution into a habit.

Set Specific Goals. Resolutions must be specific. Resolutions like “I want to be eat better” or “I want to get fit” are destined to fail. Instead, set a specific goal such as “I will eat five servings of fruit and vegetables every day” or “I will start walking five minutes per day and increase by one minute each week until I am walking 30 minutes per day.”

‘If you want to stick with your

resolution, you’d better make it a habit.’

Monitor Your Actions.

Keep track of what you are doing. Mark every workout on a calendar, and put that calendar where you can see it. The more you keep track, the more likely you are to continue with that behavior.

Arrange for Success. Eliminate barriers. If you want to go to the gym in the morning, then lay your clothes out the night before and have the coffee and gym bag ready to go. If you want to reduce sweets, remove them from the house and office.

Recruit a Support Team. Research shows clearly that having others support you in your efforts will help you be a success. Ask friends and family members to provide support.

Let them know they are critical to your success, and show them any progress you have already made toward your goals.

Look for a workout partner.

EDITORIAL Chief Content Officer Andrew Simpson | asimpson@insurancejournal.com Editor-in-Chief Andrea Wells | awells@insurancejournal.com East Editor Young Ha | yha@insurancejournal.com Southeast Editor Amy O’Connor | aoconnor@insurancejournal.com South Central Editor/Midwest Editor Stephanie K. Jones | sjones@insurancejournal.com West Editor Don Jergler | djergler@insurancejournal.com International Editor Charles E. Boyle | cboyle@insurancejournal.com Senior Editor Susanne Sclafane | ssclafane@insurancejournal.com ClaimsJournal.com Editor Denise Johnson | djohnson@claimsjournal.com Columnists Catherine Oak, Alan Shulman Contributing Writers Christopher Darst, Julie K. Davis, Timothy Gardner, John Raby, McKenzie Shawcroft SALES Chief Marketing Officer Julie Tinney (800) 897-9965 x148 | jtinney@insurancejournal.com Sales Manager Lauren Knapp (800) 897-9965 x161 | lknapp@insurancejournal.com West Dena Kaplan (800) 897-9965 x115 | dkaplan@insurancejournal.com Midwest Lisa Whalen (800) 897-9965 x180 | lwhalen@insurancejournal.com South Central Mindy Trammell (800) 897-9965 x149 | mtrammell@insurancejournal.com East (NY, PA and CT only) Dave Molchan (800) 897-9965 x145 | dmolchan@insurancejournal.com Southeast & East (except for NY, PA and CT) Howard Simkin (800) 897-9965 x162 | hsimkin@insurancejournal.com New Markets Sales Manager Kristine Honey | khoney@insurancejournal.com Classifieds, Jobs, Agencies Wanted/For Sale Kelly De La Mora (800) 897-9965 x125 | kdelamora@insurancejournal.com MARKETING/NEW MEDIA Marketing Administrator Gayle Wells | gwells@insurancejournal.com Advertising Coordinator Erin Burns (619) 584-1100 x120 | eburns@insurancejournal.com New Media Producer Bobbie Dodge | bdodge@insurancejournal.com DESIGN/WEB Chief Technology Officer/Chief Innovation Officer Joshua Carlson | jcarlson@insurancejournal.com V.P. of Design Guy Boccia | gboccia@insurancejournal.com Audience Development Elizabeth Duffy | eduffy@wellsmedia.com Marketing Director Derence Walk | dwalk@insurancejournal.com Web Developer Jeff Cardrant | jcardrant@insurancejournal.com Web Developer Tim Layer | tlayer@wellsmedia.com IJ ACADEMY OF INSURANCE V.P. of Education Chris Boggs | cboggs@ijacademy.com Sales Executive Romeo Valdez | rvaldez@ijacademy.com Online Training Coordinator Barbara Whiffen | bwhiffen@ijacademy.com ADMINISTRATION Chief Executive Officer Mitch Dunford | mdunford@wellsmedia.com Chief Financial Officer Mark Wooster | mwooster@wellsmedia.com

FOR QUESTIONS REGARDING SUBSCRIPTIONS: Call: 855-814-9547 or you may subscribe or change your address online at:

Treat Your Actions. Behaviors that are rewarded are more likely to continue. Reward yourself for making your resolution a habit. Maybe it’s a low-fat ice cream; maybe it’s a movie — something that makes you feel good about your new habit.

Andrea Wells Editor-in-Chief 6 | INSURANCE JOURNAL-NATIONAL January 25, 2016

insurancejournal.com/subscribe Insurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published semi-monthly by Wells Media Group, Inc., 3570 Camino del Rio North, Suite 200, San Diego, CA 92108-1747. Periodicals Postage Paid at San Diego, CA and at additional mailing offices. SUBSCRIPTION RATES: $7.95 per copy, $12.95 per special issue copy, $195 per year in the U.S., $295 per year all other countries. DISCLAIMER: While the information in this publication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended to be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation.

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News & Markets P/C Execs Predict Cyber Growth, Democrat in the White House

L

eaders of the property/casualty insurance industry expect 2016 to be a profitable year much like 2015 but do not see any increase in profitability this year for most lines of insurance, and they expect the economy to stay about the same, according to an industry survey by the Insurance Information Institute at its annual Property/ Casualty Insurance Joint Industry Forum in New York this month.

However, they do see one area of P/C insurance growth: cyber.

On the political front, 55 percent of respondents said they think there will be a Democrat in the White House.

Broken down by lines of insurance, this year 61 percent of P/C executives see no increase in profitability in personal auto, homeowners or commercial lines, while 68 percent see no improvement in the workers’ compensation line. Last year 44 percent said they did not expect an improvement in workers’ compensation in 2015.

According to III, about 80 executives participated in the survey.

The Economy Seventy-nine percent of P/C industry leaders believe the U.S. economic growth will remain the same in 2016.

Sixteen percent believe the economy will accelerate.

“The U.S. economy appears to be growing slowly but steadily, which translates into more economic activity and the addition of capacity. Personal and commercial insurance will also grow as a result, assuming none of the many potential adverse economic shocks develop,” said Dr. Steven Weisbart, 8 | INSURANCE JOURNAL-NATIONAL January 25, 2016

senior vice president and chief economist with the I.I.I. “As the economy inches closer to full employment, we may begin to see wage increases that outpace inflation for the first time in nearly a decade, primarily affecting the workers’ compensation line.”

Weisbart also said that the low-interest rate climate “has begun a return to normality.”

Growth Seventy-six percent of executives said they see cyber insurance as a major growth leader for insurers in 2016. Cyber crime is exposing businesses — both in the U.S. and abroad — to greater levels of liability than ever before, which is why the market is far from saturated.

Fifty-three percent of executives believe premium growth will grow at the same rate in 2016, compared to 2015; only 29 percent of respondents believe it will grow faster; and 18 percent believe it will be slower. In terms of capacity, as measured by policyholders’ surplus, 61 percent of respondents expect it to increase; 21 percent believe it will remain flat; and 18 percent believe it will decrease.

As compared with 2015, 74 percent of

respondents believe the combined ratio will be higher in 2016. The combined ratio is a percentage of each premium dollar a property/casualty insurer spends on claims and expenses. The combined ratio rose by 0.8 percentage points to 98 percent in 2015 (estimated) from 97.2 percent in 2014. A combined ratio over 100 means that claims payments plus expenses exceeded insurance premiums.

“Combined ratios must be lower in

‘The U.S. economy appears to be growing slowly but steadily, which translates into more economic activity and the addition of capacity. Personal and commercial insurance will also grow as a result.’ today’s depressed investment environment to generate risk appropriate ROEs,” added Weisbart. “Lower catastrophes helped pull up ROEs in 2015,” he said.

M&A, Interest Rates, Regulation One way to lower expenses is by consolidation; 55 percent of respondents expect a continued increase in M&A activity among insurers and reinsurers in 2016.

On the investment side, 47 percent of industry leaders expect a lower year in the equity markets in 2016 (but for the industry as a whole, equities constitute only about 15 to 20 percent of invested assets). About 70 percent of invested assets are in bonds.

Industry leaders were asked whether they expect interest rates to rise, fall or remain flat in 2015. Sixty-eight percent think they will rise and 32 percent expect interest rates to remain flat.

Many executives in the property/casualty industry believe there will be a stricter regulatory environment in the year ahead.

Eighty-seven percent believe the federal government is interested in further expanding its regulatory oversight of insurers. www.insurancejournal.com

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NATIONAL COVERAGE

FIGURES

120

The number of bicyclist and pedestrian deaths in Tennessee in 2015. It was the highest number recorded since 1984 when 145 people died. The state’s highway patrol says the safety of pedestrians and those using non-motorized vehicles is a primary focus in 2016.

DECLARATIONS

26

The number of new captive insurers licensed in Oklahoma in 2015, bringing the number of captive insurers regulated by the Oklahoma Insurance Department to 73.

Captive insurers in general are insurance companies owned by individuals or companies for the purpose of managing the risks of their owners.

Wild Imaginings

“Oh my Lord, I’ve got ducks swimming in pecan orchards. We never, in our wildest imaginations, thought there would be so much rain, or snow, in the pecan belt.”

— Randy Hudson, a pecan grower in Ocilla, Ga. The state has endured a warmer and wetter than normal winter that has threatened crops. December 2015 was the second-rainiest December on record, with consistently warm days and nights.

Not a Good Idea

“I’ve been over there and been in a ditch myself in a patrol car. … I’ve never had a crash or hit something, but I do know that it’s not a good area.”

$336 Million 32

Is how much is estimated to have been lost

by Washington farmers due to the ongoing drought, a figure that is likely to climb as more information becomes available.

— Wes Williams, emergency management director and former state trooper in South Dakota’s Day County, says an elevation change along a curve is partly responsible for the high accident rate on a section of a county highway.

Day County ambulance service provider, Mark Christensen, also says he has responded to more traffic accidents on that curve than any other roadway in the county.

Social Media Risk

“Having your privacy compromised is not a good way to celebrate getting your driver license.”

— New York Department of Motor Vehicles Executive Deputy Commissioner Terri Egan issued a statement warning drivers of the risk of identity theft from posting images of their newly-obtained permits and driver licenses on social media, particularly popular among young adults.

The number of motorcycle deaths in Maine in 2015, the highest since 1991. Mild weather that extended the riding season through early December may have contributed to more cyclists being on the road, according to the Maine Department of Public Safety.

The four biggest factors in the 2015 deaths were excessive speed, alcohol impairment, lack of training and lack of a helmet.

Bad Gas

$1.65 Million

The amount to which Indiana’s cap on medical malpractice payments would be increased under a proposal in the state legislature. The current limit is $400,000. The bill also would allow the limit to increase every four years based on the national inflation rate.

“Our focus remains on quickly and safely stopping the leak and minimizing the impact to our neighbors in Porter Ranch.”

— Dennis Arriola, president and chief executive officer of Southern California Gas, was responsive after California Gov. Jerry Brown declared a state of emergency to protect residents from natural gas that has been leaking from Sempra Energy’s underground storage site near Los Angeles for more than two months.

Levee System at Work

“The levee system is working as it’s supposed to.”

— Jeffrey Graschel, a hydrologist at the Lower Mississippi River Forecast Center, an arm of National Weather Service, in Slidell, La. The weather service expects the Mississippi River probably wouldn’t rise as high from Arkansas to New Orleans as previous forecasts had projected following massive rainfall in the Midwest.

12 | INSURANCE JOURNAL-NATIONAL January 25, 2016

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News & Markets China’s Insurance Marketplace Explained in California Symposium

By Don Jergler

F

ew people in the world could probably offer the sort of perspective on China’s developing insurance industry as economist Qixiang Sun. Sun is the dean of the school of economics at Peking University, and director of the China Center for Insurance and Social Security Research. The list of her authoritative links to China’s insurance industry goes on and on.

Sun spoke to a group of insurance professionals in mid-January at Cal State Fullerton University, kicking off the first of many planned global risk management virtual classroom sessions to be hosted by the school’s Center for Insurance Studies.

According to Weili Lu, the center’s director, the plan is to have risk management experts from around the world come to the university to talk about the state of insurance in their country. The center is part of the Mihaylo College of Business and Economics, which has more than 8,000 students enrolled and is considered the largest business college west of the Mississippi.

Sun described China’s insurance industry as “very much backward” compared with the rest of the world, but also noted its rapid growth and the great potential for those companies willing to deal with a little extra regulation.

China now ranks among the top five countries in terms of premium income.

Roughly $688.66 billion in non-life premium was written in 2015, up from $402.69 billion

W2 | INSURANCE JOURNAL-WEST January 25, 2016

Qixiang Sun, dean of the school of economics at Peking University, and director of the China Center for Insurance and Social Security Research, spoke to a group of California insurance professionals in mid-January about China’s burgeoning insurance marketplace.

Photo courtesy of the Center for Insurance Studies at Cal State Fullerton University

in 2010, according to Sun. While the insurance business in China has grown, it’s still only ranks 49th in terms of insurance penetration, she said.

According to Sun, China’s penetration, measured by premium vs. gross domestic product, is 3.2 percent.

That’s little more than half the world average of 6.2 percent, she said, pointing China’s potential for growth.

Despite that gap, the number of property insurance companies currently operating in China is now at 49, up from 36 in 2010.

There are 47 life insurance companies, three reinsurance companies and 20 asset management companies.

Property insurance is one of the largest lines in China with a roughly 38 percent share.

Life insurance is the top line at roughly 53 percent, followed

by health insurance at 7 percent and casualty at 2 percent.

One reason for the low interest in casualty may be cultural, as people tend to settle disputes on their own, and the nation’s legal system differs from the U.S., with fewer lawsuits filed, Sun said.

For some background, Sun offered a history of insurance in her country, which she said dates back much farther than most people probably know.

According to her, the first insurance company in China was the British East India Co., which began operating in Guangzhou in 1805. In 1949 the People’s Insurance Company of China was established, however in 1959 the industry was shut down because of its association with capitalism.

Insurance was brought back to China in 1979, and in 1992 the industry was opened up to competition from foreign companies and AIG became the first foreign insurer to operate in the country, Sun said.

When China’s insurance market opened up to the outside world in 1992, the worry continued on page W4 www.insurancejournal.com

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News & Markets continued from page W2 was that domestic insurers would get swept aside by foreign competition, Sun said.

But that didn’t happen. In fact, most insurance in China is written by domestic insurers.

ABRAM16745.indd 1

W4 | INSURANCE JOURNAL-WEST January 25, 2016

Foreign insurers accounted for 2.03 percent of non-life premiums in 2015, however that’s up from 1.06 percent in 2010, according to Sun. “The trend is increasing,” she added.

1/12/16 11:58 AM

Reasons why more foreign insurers aren’t writing insurance in China are numerous.

Among those reasons are that foreign insurers seem to be more risk adverse, and they move slower because they often operate through subsidiaries, Sun said.

“The decision-making process is a little bit slower than Chinese companies,” she added.

However, ‘The decision-making even domestic process is a little bit competition for insurance slower than Chinese companies.’ business is dominated by a few big players.

In terms of assets China Life tops all insurers at 26 percent. That company is followed by Ping An Insurance (12 percent) and China Pacific Group (8 percent). Those companies are all partly owned by the state.

All other insurers in China combined account for 33 percent of assets.

“Foreign companies are only 6 percent in terms of assets,” Sun said.

Another reason foreign insurers aren’t more prevalent in China could be due to the stringent requirements to start up there.

The China Insurance Regulatory Commission has a list of requirements for various types of insurance businesses to open in the country. Depending on how a company is structured, those requirements include having been in business 20 years or longer, having total assets of $2 billion, as well as applications and waiting periods. In the case of joint ventures, the commission requires at least a 50 percent stake from domestic companies.

Something China does have in common with the U.S. and Europe is the growing interest in online distribution of insurance.

Before 2015 there was only one online insurance company operating in China, but

by July of last year three new companies were preparing to distribute insurance online, and several internet firms, such as Alibaba Group, had applied for licenses to distribute insurance, Sun said. www.insurancejournal.com

WEST COVERAGE

News & Markets Judge: Monkey Cannot Own Copyright of Selfie Photos

A

macaque monkey who snapped clear, perfectly framed selfies that would have made the Kardashians proud still cannot own a copyright to the photos because it’s an animal, not a human, a federal judge in San Francisco ruled earlier this month.

U.S. District Judge William Orrick said that Congress did not extend federal copyright law to animals. That means the monkey cannot control the rights to the photos and profit from their distribution.

The ruling came in a novel lawsuit filed last year by People for the Ethical Treatment of Animals that sought a court order allowing PETA to represent the monkey and let it administer all proceeds from the photos for the benefit of the monkey, which it identified as 6-year-old Naruto, and other crested macaques living in a reserve on the Indonesian island of Sulawesi.

The photos were taken during a 2011 trip

to Sulawesi by British nature photographer David Slater. The monkey took the photos by “purposely pushing the shutter release multiple times, understanding the causeand-effect relationship between pressing the shutter release, the noise of the shutter, and the change to his reflection in the camera lens,” PETA said in its lawsuit.

Slater said he was the brains behind the photos, setting up the tripod the camera was on and positioning and holding it throughout the shoot. He said the British copyright obtained for the photos by his company, Wildlife Personalities Ltd., should be honored worldwide. He moved to have PETA’s lawsuit dismissed, arguing that “monkey see, monkey sue is not good law.”

PETA also named as a defendant Slater’s San Francisco-based self-publishing company Blurb, which published a book called “Wildlife Personalities” that includes the “monkey selfie” photos.

Worst State for Emergency Response Times: Wyoming

Ex-LA Times Columnist’s $7.1M Award Tossed

by Judge

A

A

ccording to a recent study, Wyoming is worst in the nation for response times for road emergencies.

A national study

by Auto Insurance Center using National Highway Traffic Safety Administration data concluded that the slow response times are likely due to Wyoming being a large state with low population density.

The study shows Wyoming’s average emergency response time was 36 minutes. The second-longest was 23 minutes in Vermont.

Sgt. David Wagener predicts response times on highways will shorten with the Highway Patrol training 20 new troopers.

Copyright 2015 Associated Press.

W6 | INSURANCE JOURNAL-WEST January 25, 2016

judge has thrown out a $7.1-million jury award to former Los Angeles Times sports columnist T.J. Simers, who claimed he was forced to quit because of age and health discrimination.

A judge stripped $2.1 million Simers was awarded in November for economic damages, and the next day he voided the remaining $5 million in damages.

Simers is 65 and has complex migraine syndrome. He was an L.A. Times columnist for a decade, but he left two years ago to join the Orange County Register.

The Times said he was disciplined for an ethics breach. The judge ruled Simers wasn’t forced from his job, but he ordered a retrial on some discrimination claims.

Copyright 2015 Associated Press.

The photos have been widely distributed elsewhere by outlets, which contend that no one owns the copyright to the images because they were taken by an animal, not a person. Slater has said he is exploring legal action against some of those outlets.

PETA said the organization will continue fighting for the monkey’s rights.

Copyright 2015 Associated Press.

California Construction Company Owner Nabbed for Workers’ Comp Fraud

T

he owner of a Northern California construction firm was arrested in mid-January on nine felony counts of workers’ compensation insurance fraud and tax evasion totaling $187,707 in losses.

William Huffman, 47, of Sacramento, William Huffman owner of Capitol City Contractors, allegedly underreported $755,899 in payroll to avoid paying workers’ comp premiums for dozens of employees.

An insurer notified the California Department of Insurance of suspected fraud. A forensic audit of the company’s bank records revealed the alleged fraud.

Detectives reportedly discovered evidence that Huffman was paying employees under the table and classifying some payroll checks as expenses for supplies and materials.

“Employers who commit workers’ compensation insurance fraud cheat the system leaving their employees at risk and their clients vulnerable to financial disaster,” California Insurance Commissioner Dave Jones said in a statement.

Huffman was booked into Sacramento County Jail, and bail was set at $100,000.

The Sacramento County District Attorney’s office is prosecuting this case. www.insurancejournal.com

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People Tony Manzitto

Calabasas, Calif.-based Topa Insurance Group has promoted Anthony Manzitto to chief operating officer and executive vice president. He was chief underwriting officer.

Manzitto will be responsible for underwriting, human resources, office administration, as well as oversight of the operating entities within Topa Insurance Group.

Manzitto has more than 27 years of experience in insurance and reinsurance. Prior to Topa Insurance Group he was head of U.S. broker casualty treaty reinsurance at SwissRe. Topa Insurance Group is comprised of Topa Insurance Co., Topa Insurance Services and Dorchester Insurance Co. Lafayette, Calif.-based Stone Creek Insurance Agency hired three new producers/account managers.

Matthew Johnson has been named a commercial lines broker. He specializes in commercial property and liability policies covering apartments, homeowner’s associations and office buildings.

Johnson has 12 years of experience as an insurance broker/agent. Past positions include commercial account executive and account manager at a Bay area brokerage.

Diana Certantes has been named commercial lines account manager. She will assist the large commercial division of Stone Creek Insurance Agency. Certantes has eight years of insurance experience.

Darla Devlin has been hired as an producer. She has eight years of experience in property/casualty and workers’ compensation. Before Stone Creek she was a customer support manager and project manager at Jopari Solutions Inc., and a client trust accounting specialist at Athens Administrators.

Stone Creek is a brokerage that specializes in property coverage in the Western U.S. Western Growers has named David Duvall program development director of its insurance services team.

Duvall will be responsible for developing association-based property/casualty solutions for Western Growers members.

Duvall was most recently the Southern California underwriting manager for Safety National Insurance Co. Duvall was previously the regional vice president of the Western region for Patriot National Insurance Group.

Western Growers represents local and regional family farmers growing produce in Arizona, California and Colorado.

San Diego, Calif.-based Barney & Barney has named Hal Dunning, the firm’s chief operating officer, to the

W8 | INSURANCE JOURNAL-WEST January 25, 2016

additional role of president, a new position at the firm.

Dunning was named COO of Barney & Barney in 2006 and previously served as chief financial officer.

He has 35 years of business and leadership experience.

Prior to Barney & Barney Dunning was the Western region general manager and controller of ADS Environmental Systems.

Barney & Barney also recently appointed nine senior executives to principals.

The new principals in the firm’s San Diego, Calif. office are: David Freeman; Richard Hallett; LuAnn McSwiggen and Debora Walker. The new Principals in the firm’s Orange County office are: Amy Fisher; Mike Grant; Stacy Hubbard and Sam Quigley. Allison Barney is a new principal in the firm’s Walnut Creek office.

Barney is director of client services in the Bay area. She has 15 years of experience and was previously employee benefits manager at Standard Insurance Co. Fisher is director of operations and director of client service in the property/casualty group in Orange County.

She has more than 30 years of experience and previously worked for Marsh.

Freeman joined Barney & Barney in 2013 and is director of commercial sales in the commercial P/C group in San Diego. He has more than 20 years of experience and was previously vice president, commercial lines at USI of Southern California Insurance Services.

Grant is director, technology and life sciences practice in Orange County. Grant has 28 years of experience and was previously an owner and technology insurance broker at Costello & Sons Insurance Brokers.

Hallett is director of surety in San Diego. He has more than 11 years of experience and was previously executive underwriter for surety at Arch Insurance Group.

Hubbard is director of client services in Orange County.

She has 21 years of experience and was previously an account executive with BB&T Insurance Services.

McSwiggen is director of employee benefits for San Diego. She has more than 24 years of experience and previously worked for Marsh.

Quigley is director of P/C in Orange County. He has more than 14 years of experience and was previously an associate at UBS Financial Services in San Diego.

Walker is director of commercial P/C in San Diego. She has more than 22 years of experience. Previously, she was a directors and officers underwriter for Chubb Group of Insurance Companies.

Barney & Barney is a Marsh & McLennan Agency LLC company. Barney & Barney has offices in San Diego, San Francisco, Walnut Creek and Orange County. www.insurancejournal.com

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News & Markets Expert Sounds off on Legal, Insurance Issues of Self-Driving Cars

By Don Jergler

H

ilary Rowen, a partner in the law firm of Sedgwick LLP in Sacramento, Calif., for the last three years has been analyzing and following the insurance issues relating to the emergence of autonomous vehicles, particularly self-driving cars.

She has a lot to say about the insurance and legal implications of letting go of the steering wheel and handing over control to a computer.

Rowen, who also Hilary Rowen has some opinions on new regulations from the California Department of Motor Vehicles, spoke with Insurance Journal about these matters.

Insurance Journal: What are the key provisions of the new California DMV regulations on self-driving cars?

Rowen: The new regulations just issued last month cover operations by consumers — ordinary drivers who purchase cars, not just the testing of vehicles. The key features of interest to the motoring public, as well as to the insurance industry, are the DMV regulation only permits leasing by auto manufacturers and only for a period of

W10 | INSURANCE JOURNAL-WEST January 25, 2016

three years.

California has a much more detailed They require third-party testing of cars, regimen, very much focused on basically which is new. The National Transportation safety considerations. It also basically, curHighway Safety Administration, NHTSA, rently does not even permit the testing of basically allows self-certification by mancompletely control-free self-driving cars. ufacturers. In addition, the new DMV regs In other words, you just get in the car, you require a separate driver certificate, not a push in the destination, you hit the “Go” separate license, but a separate certificate button, unless the test vehicle is retro-fitted before someone can be behind the wheel of to add operator control. a self-driving car.

There are some concerns that testing may The regulations require that the car be be moved to other states and whether this capable of disengaging when it hits condiwill have an impact on whether California tions that it cannot handle. In other words, remains a design center for self-driving cars. if the car hits heavy rain, snow, other road conditions where the self-driv‘The regulations require that the car ing features don’t work, it has to be able to automatically dis- be capable of disengaging when it engage and hand control back hits conditions that it cannot handle.’ to the human operator.

Insurance Journal: Are self-driving cars Insurance Journal: How do these regulikely to change car ownership patterns? lations compare with what’s happening in Rowen: I think in the long term, yes, and other states and nationally? indeed the DMV (regulations), by mandatRowen: These regulations are far more ing that at least for … three years following detailed and specific than what’s happenthe actual approval for a specific make and ing in other states. Most states have not model to be operated on the California promulgated regulations or statutes dealing roads that the vehicles be leased by the with self-driving cars at all. A few states manufacturer only. have determined that their motor vehicle Even before that, a number of commencodes, in fact, already permit the operation tators had indeed suggested that there may of self-driving cars and those legislatures be a significant move to having self-driving have not todate taken any action to add procars be either fleet vehicles or vehicles that continued on page W12 visions relating to self-driving cars.

www.insurancejournal.com

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News & Markets continued from page W10 are insured by the manufacturer, thereby effectively shifting a lot of the premium into either self-insurance programs or into commercial auto.

Auto owners or auto users, I’ll call it auto leasers, would still have to maintain an auto private passenger auto policy, but it may turn out to be a much lower premium policy with the resulting reduction in commission income for agents.

the human driver can retake control.

There’ll be numerous disputes about whether a particular accident was caused by the failure of the technology and therefore be a product liability claim, or by the driver imprudently taking back control and therefore causing an accident, thereby being a private pascost senger auto claim.

‘It is likely that the severity, the per claim on property damage, will go up because cars will now have very expensive sensors hung in, or arrayed in, very vulnerable locations.’

Insurance Journal: We’ve heard a lot about the shift in the liability from an auto product to a liability coverage. Do you see that happening?

Rowen: I think it will happen. I think, however, you’re going to see an intervening period in which there is a lots of dispute on accident causation patterns, particularly when you’re talking about vehicles where

Insurance Journal: How will insurers rate these vehicles?

Rowen: That is going to be a really interesting question. It’s going to be a particularly interesting question for two reasons. One is, we are now seeing cars where effectively the driving risk characteristics can change due to software updates. The original make and model may no longer be the basis for developing statistically significant samples data for determining the risk of a given make and model.

I know from talking to auto insurers, they are quite concerned about how they can stay on top of the nature of the auton-

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W12 | INSURANCE JOURNAL-WEST January 25, 2016

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omous technology included with the car when it sold and how that technology or software capabilities are going to change during the life cycle of the car.

Second reason is that, at least in California where we have Proposition 103 that mandates that the greatest weight be given to the driver’s driving record, it’s unclear how you rate a vehicle where the car and not a human being is doing the driving.

Insurance Journal: Will this all reduce auto insurance premiums, or will it increase them?

Rowen: The general view, and certainly my view is that, particularly as the fleet increasingly moves towards more autonomous features is that BI rates will go down, bodily injury rates will go down — both frequency of accidents and the severity of the accidents. In all likelihood the frequency of property damage claims will also go down.

It is likely that the severity, the cost per claim on property damage, will go up because cars will now have very expensive sensors hung in, or arrayed in, very vulnerable locations. I think ... you’re going to see a downward trend in auto insurance premiums, but you’re likely to see this will take a while, partly because the fleet only turns over slowly. That is, you can introduce an autonomous vehicle in 2020, and you’ll still have a significant number of conventional cars on the road in 2030.

Editor’s note: To hear a podcast with the full interview visit www.insurancejournal.tv. www.insurancejournal.com

NATIONAL COVERAGE

News & Markets The Struggle Getting U.S. Regulators to Understand Insurance

By Susanne Sclafane

T

he designation of MetLife as a systemically important financial institution by the Financial Stability Oversight Council (FSOC) is a done deal. But exactly what that means in terms of higher regulatory standards is still not clear.

Those details could come this year, said Adam Hamm, a non-voting member of FSOC representing state insurance regulation, who spoke about his experience at an insurance industry conference. His remarks came less than an hour before news broke about MetLife’s plan to preempt any potential issues by pursuing a separation of its retail insurance operations.

“There hasn’t been an answer from the Federal Reserve Board on exactly how those SIFIs (systemically important financial institution) are going to be regulated. I wouldn’t be a bit surprised if those final rules, or at least initial building blocks that resolve [how] Prudential and MetLife are going to be regulated at the holding company level, come out from the Federal Reserve Board in 2016,” he predicted.

Hamm spoke during a panel titled, “A View From the Outside Looking In,” at the Property/Casualty Insurance Joint Industry Forum in New York on Jan. 12.

Moderator Charles Chamness, president and CEO of the National Association of Mutual Insurance Companies, asked Hamm and other experts to prognosticate about changes in the political and regulatory environment in the presidential election year.

He also specifically asked Hamm, who is a non-voting member of FSOC, to give an insider’s view of the work of the Council.

After predicting a level of turnover in state insurance commissioners that is consistent with 2015, Hamm told attendees to keep an eye on data breach legislation in Congress. Hamm who has decided not to run for reelection in 2016 and who currently chairs the National Association of Insurance Commissioner’s task force on cybersecurity said, “There’s some motivation and some 14 | INSURANCE JOURNAL-NATIONAL January 25, 2016

consensus developing around that” cybersecurity bill, although he ultimately predicted that the typical gridlock of a presidential year would keep it from being finalized in 2016.

Addressing Chamness’s question about FSOC, Hamm described the struggles that he and Roy Woodall, the former Kentucky insurance regulator, face in trying to help the rest of the members understand state insurance regulation. “They are serious but intelligent people,” mostly with banking backgrounds, he said, rattling off names like Jack Lew, Secretary of the Treasury and FSOC Chair, Janet Yellen, Chair of the Board of Governors of the Federal Reserve System, Martin Gruenberg, Chair of the Federal Deposit Insurance Corporation and Mary Jo White, Chair of Securities and Exchange Commission, who are among the 12 federal government representatives and 10 voting members of the Council.

Woodall, who participates as “an independent member with insurance expertise,” is a voting member, while Hamm and two other state regulators — one from banking and one for securities — are nonvoting members. Michael McRaith, director of the Federal Insurance Office, is also a nonvoting member.

Noting his respect for the rest of the group, Hamm said it’s not easy to defend insurance in that room.

“It is an uphill battle to make positive movement with my colleagues…not just to understand the difference between banking and insurance but to actually make decisions that incorporate that.” At the end of the day, we have seen in the designations of Prudential and MetLife [as SIFIs], which I strongly disagree with,” he said.

“It is disturbing that the Council continues to diminish the role of the state insur-

ance regulatory framework,” he wrote in the dissenting opinion on MetLife late last year. “It is unclear…what additional tools beyond those already at an insurance regulator’s disposal could effectively address the risks the Council identifies, which are, in large part, concerns emanating from insurance legal entities that state insurance regulatory authorities are specifically designed to address.”

The Forum attendees also weighed in on their views of the participation of the federal government in the insurance industry.

As part of an audience poll, attendees were

(Photo by Don Pollard) asked, “Do you think the federal government is interested in further expanding its regulatory oversight of insurers?”

A whopping 87 percent said yes. That was the largest majority vote on any question in the survey that also touched up views about economic growth and industry financial results.

Hamm’s co-panelist, Michael Pritula, director and senior leader of the Global Insurance Practice of McKinsey & Co., offered the view of the majority. “The Fed and FIO will grow in importance for the industry. Their toe in the water is going to become a foot,” he told said.

Sclafane is executive editor of Carrier Management, where this article appeared online. www.insurancejournal.com

NATIONAL COVERAGE

Business Moves Swiss Re Corporate Solutions, IHC Risk Swiss Re Corporate Solutions has agreed to buy IHC Risk Solutions and its direct employer stop loss (ESL) business from Independence Holding Co. for $152.5 million in cash. The transaction includes IHC Risk Solutions’ operations, its team of experts and business portfolio, including in-force, new and renewal business written with IHC subsidiaries, Standard Security Life Insurance Co. of New York and Independence American Insurance Co. Under the terms of the agreement, business produced by IHC Risk Solutions will be written through Swiss Re Corporate Solutions’ largest U.S. carrier, Westport Insurance Corp.

IHC Risk Solutions has 100 employees in Arizona, Connecticut, Illinois, Indiana and New Jersey.

The transaction is subject to regulatory approval and is expected to close during the first quarter of 2016 Walsh Duffield, Barry York Walsh Duffield Companies Inc., an independent insurance agency based in Buffalo, N.Y., announced that it has acquired Barry York Inc., an independent agency in Pittsford, a suburb of Rochester, N.Y. Terms of the transaction were not disclosed.

This is the second agency acquisition for Walsh Duffield in the Rochester region.

Walsh Duffield previously acquired Stuart G. Smith Agency — now doing business as Walsh Quinn Agency LLC — in Brighton, N.Y., in 2014.

Walsh Duffield said Barry York Inc. will do business as Barry York Agency and that its Pittsford office will stay open and will not be merging with any other offices at this time.

Barry York Inc. will continue to be led by President Barry York, and the firm’s six staff members will join Walsh Duffield as part of the transaction.

Walsh Duffield is a fourth-generation, family-owned independent agency. With six offices in Buffalo, Medina and Rochester, N.Y., regions and with more than 80 employees, Walsh Duffield offers personal and commercial insurance products. www.insurancejournal.com

AssuredPartners, Archer A. Associates AssuredPartners Inc. has acquired the business of Archer A. Associates Insurance, an independent agency based in Franklin Square on Long Island, N.Y. Terms of the transaction were not disclosed.

The team of 21 employees at Archer A. Associates will continue to operate under the leadership of Charles Torsiello, president.

Founded in 1952, Archer A. Associates reports approximately $3.5 million in revenues.

Based in Lake Mary, Fla., AssuredPartners acquires and invests in insurance brokerage businesses across the U.S. and in London.

Confie, Fair Price Insurance Confie, a national provider of personal and commercial lines insurance, has acquired Fair Price Insurance Inc., a specialty auto insurance agency based in the Bronx, New York City. Terms of the transaction were not disclosed.

This is Confie’s second agency acquisition in New York City. Confie previously acquired R&R&R Brokerage Inc., a provider of auto insurance also based in the Bronx, in June 2015.

There are four employees that will continue with Fair Price Insurance as part of the transaction.

Confie also said it’s “very bullish” regarding its acquisition pipeline for 2016.

Established in 2008, Confie is a California-based national insurance distribution company primarily focused on personal lines and small commercial insurance.

World Insurance, HTK/Hunt World Insurance Associates LLC, an independent agency based in Tinton Falls, N.J., announced the acquisition of the HTK/ Hunt Traina Kennard Insurance Agency Inc., also based in Tinton Falls. Terms of the transaction were not disclosed.

HTK/Hunt Traina Kennard is an inde-

pendent agency formed in 1996 after a merger of three agencies.

HTK/Hunt Traina Kennard offers commercial and personal insurance to residents of Tinton Falls and surrounding areas. The firm has approximately $10.5 million in property/casualty premiums.

HTK/Hunt Traina Kennard owners and partners Glenn M. Kennard and Rich Hunt will continue to serve their agency clients, operating as the HTK/Hunt Traina Kennard Insurance Agency, a Division of World Insurance Associates. The current HTK/ Hunt Traina Kennard location will close and its eight employees will move into World Insurance’s Tinton Falls headquarters office.

World Insurance Associates LLC is an independent agency with 57 employees and 10 offices in the Northeast region. The firm serves more than 15,000 customers and places more than $90 million in property/ casualty premiums.

Tarpey, Wilson Insurance Tarpey Insurance Group Inc., a family-owned and operated independent agency based in Wakefield, Mass., with four additional locations in the state, has acquired the assets of the Wilson Insurance Agency in Melrose, Mass. Terms of the acquisition continued on page 16 January 25, 2016 INSURANCE JOURNAL-NATIONAL | 15

NATIONAL COVERAGE

Business Moves

continued from page 15 were not disclosed.

The Melrose location will remain a viable office for Tarpey Insurance and Wilson Insurance’s President Keith Bowden will remain with the agency as a producer serving his existing commercial and personal lines clients. Wilson Insurance’s four support staff members will also join Tarpey Insurance.

Tarpey Insurance will have a total of 33 employees following the transaction.

Hub International, Gathings Insurance Hub International Limited has acquired the assets of Gathings Insurance Services, LLC of Ridgeland, Miss. Terms of the acquisition were not disclosed.

James M. Gathings, principal, will join Hub Gulf South and report to Shaun Norris, chief sales officer, Hub Gulf South.

Gathings senior account executives Michael C. Ulmer and D. Kirk Scoggins and the other members of the Gathings team also will be joining Hub Gulf South.

Hub International Limited is headquartered in Chicago Hub International Limited is a global insurance brokerage that provides property and casualty, life and health, employee benefits, investment and risk management products and services from offices located throughout North America.

16 | INSURANCE JOURNAL-NATIONAL January 25, 2016

VistaNational, Business Insurance Underwriters Oak Brook, Ill.-based VistaNational Insurance Group Inc. has acquired Business Insurance Underwriters of Wheaton, Ill. Terms of the transaction were not disclosed.

VistaNational Insurance specializes in employee benefits.

Business Insurance Underwriters has been designing and servicing employee benefits programs for decades. As part of the acquisition, the Business Insurance Underwriters service team will be joining the VistaNational office in Oak Brook.

VistaNational offers employee benefits, including health, life, disability, dental/vision and long-term care.

DSP Insurance Services, Willis of Illinois DSP Insurance Services has purchased another group of assets of Willis of Illinois’ Schaumburg office. The acquisition was finalized on Dec. 31, 2015.

Nancy Vatch and key staff personnel lead the team of professionals that are now part of DSP. H.W. Kaufman Financial Group, B&F Special Risks Inc. H.W. Kaufman Financial Group, based in Farmington Hills, Mich., has acquired B&F Special Risks Inc., a New Orleans (Metairie), La.-based specialty insurance broker.

B&F Special Risks was founded in 1977

by J. Patrick Berry and provides specialty wholesale brokerage services to clients throughout Louisiana.

B&F will join the expert team of brokers and underwriters at Kaufman’s flagship company Burns & Wilcox in New Orleans.

CoVerica Dallas-based independent insurance agency, CoVerica Inc., has opened a new branch location in Tyler, Texas.

Keith Nail is Tyler’s branch president and

Tyler resident. The new location is at 400 S. Broadway Suite 103 Tyler, Texas 75702.

Ascende, EPIC Houston, Texas-based human capital and employee benefits consulting firm, Ascende Inc. (Ascende), has joined forces with national retail insurance brokerage and employee benefits consulting firm, EPIC Insurance Brokers & Consultants.

California-based EPIC noted that Ascende significantly expands its employee benefit capabilities nationally, adding nearly 100 top professionals and a strong client base in the Southwest to EPIC’s existing team of more than 200 employee benefits professionals across the country.

Cunningham Insurance Group The Cunningham Insurance Group opened a new property/casualty insurance agency, Wilkerson/Cunningham Insurance, in Alexandria, La. This office joins with offices in Natchitoches and Mansfield, La. Kris Wilkerson, a 13-year veteran of the insurance industry, will serve as a partner and lead producer for the Alexandria office.

The agency will focus on small- to mid-size commercial lines prospects and personal lines packages in the Louisiana and East Texas area.

Joe Cunningham Jr., president of Cunningham Insurance Group, said the company plans more growth and is actively looking for additional acquisitions in Central and North Louisiana, as well as in East Texas.

Cunningham Insurance Group is a member of the Northlake Insurance Group of agencies.

Ascension, Sundance Ascension Insurance Inc. has acquired Sundance Insurance Inc. in Yuma, Ariz.

Don Werley and Debbie Blakesley, the previous co-owners of the Sundance, will join Ascension as senior vice president and senior account manager.

Ascension is an insurance agency that offers risk management and benefits consulting services. Sundance is a property/ casualty insurance broker. www.insurancejournal.com

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NATIONAL COVERAGE

News & Markets Outlook for U.S. Commercial P/C Insurance Still Negative

R

ating agency A.M. Best said it is maintaining its negative outlook on the commercial lines segment of the U.S. property/casualty industry, despite relatively solid aggregate results over the past several years. The negative outlook indicates A.M. Best’s expectation of more downgrades than upgrades in the coming year.

At the same time, A.M. Best is also holding over its stable outlook on the personal lines segment of the U.S. P/C industry.

According to Best’s briefing, titled, “Commercial Lines Outlook Remains Negative as Margins Remain Under Pressure; Personal Lines Remains Stable,” the negative outlook on the commercial lines sector largely reflects the same concerns that have been prevalent in recent years: moderation and declines in commercial lines pricing, the potential for adverse

loss reserve development and low investment yields.

A.M. Best believes core accident-year margins for commercial lines will continue to be pressured as rate increases moderate, and in some lines, actually decline.

A material line in this sector, commercial automobile, is expected to continue experiencing rate increases in 2016 amid a positive accident-year trend; however, adverse development in the line has wiped away any benefit recognized from these increases, A.M. Best said.

Commercial lines insurers’ balance sheets and the levels of capitalization maintained by many insurers remain strong even after giving consideration to moderately underfunded reserves.

As a result, according to the rating analysts, the vast majority of rating actions will be affirmations. However, insurers that

“lack the underwriting culture to produce sustainable, favorable earnings as the downward part of the cycle continues” will be susceptible to downgrades, they warned.

In the personal lines sector, the A.M. Best brief said company-specific issues as opposed to overarching market trends will likely drive rating actions.

The year-over-year consistency of the automobile line, which composes the majority of premiums in the segment, continues to drive earnings.

Catastrophic weather events in recent years have been at or lower than expected for the segment. As a result, property results have contributed positively to the segment’s earnings.

While the strong capitalization of the personal lines segment is a positive, insurers cannot rest, the analysts said.

“Companies that have not actively invested in improving their pricing sophistication, efficiency and risk management are at a competitive disadvantage and will not be relevant in the long term,” they advised.

Second ‘Hottest’ Year on Record in U.S. Included 10 Major Weather Events in 2015

By Timothy Gardner

L

ast year was the second hottest on record in the contiguous United States, and included 10 major weather and climate events, such as droughts and storms, that each led to over $1 billion in damages, the National Oceanic and Atmospheric Administration said this month.

The average temperature in 2015 was 54.4 degrees Fahrenheit (12.4 degrees Celsius), compared with 55.3 F (12.9 C) in 2012, the warmest year recorded since the government started keeping records in 1895, NOAA said.

Much warmer than average annual temperatures were recorded across the West, including Washington state and Oregon, as 18 | INSURANCE JOURNAL-NATIONAL January 25, 2016

well as in the Southeast, including Florida.

It was also the third wettest year on record, with Oklahoma and Texas setting records for precipitation.

There were 10 extreme climate and weather events in 2015 including storms, floods and a wildfire that each caused more than $1 billion in damages, NOAA said.

Last November, the World Meteorological Organization said that 2015 would be the hottest on record globally, and 2016 could be even hotter due to the El Niño weather pattern.

At the United Nations’ climate summit in Paris last month, nearly 200 countries agreed to take steps to fight climate change, but whether their actions will achieve a goal of restraining a rise in temperatures to

“well below” 2 C (3.6 F) above pre-industrial levels is uncertain.

Though 2015 was the 19th straight year that the annual average temperature exceeded the 20th century average, according to NOAA, climate change has received scant attention on the presidential campaign trail among the Republican candidates. Republican candidates have criticized President Barack Obama and leading Democratic candidate Hillary Clinton for posing climate change as a top national security issue.

Copyright 2016 Reuters. www.insurancejournal.com

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Surplus Lines A Look Back and Ahead with Nationwide Ventures’ Michael Miller

M

ichael Miller, the longtime president and chief operating officer of Scottsdale Insurance Co., has stepped into a new executive role with corporate parent Nationwide where he’ll manage and spearhead strategic investments for the insurance giant.

Miller, now the new president of Nationwide Ventures, first joined Nationwide in 1985 and signed on with Scottsdale Insurance in 1995 as chief financial officer. He became Scottsdale’s president and COO in 2004. Under his leadership, Miller helped grow the excess and

surplus lines insurer to a $3 billion company by 2014.

In his new role with Nationwide Ventures, Miller will focus on investing in innovative companies, perhaps early stage or start-up companies, with the goal of providing longer-term benefits back into Nationwide, including its E&S operation.

Miller took some time in January to answer a few questions for Insurance Journal on his past experience in the excess and surplus lines (E&S) sector and the bright future in store for worthy competitors.

Insurance Journal: How would you characterize the E&S market in 2004 when you took over Scottsdale Insurance as president and COO? Michael Miller: When I took over the leadership role at Scottsdale, the industry had gone through a strong growth period and was in what many would call, a hard market. My predecessor said that before he retired, he wanted one more hard market and he got it ... and then retired. So the industry was in a growth mode that lasted for a few years but then the recession of 2007-2008 came along and changed the market for everyone. A few years of declining E&S premiums came about and we had to work our way through that time period.

One of the things that we did during those strong years was to prepare for when the tougher times came.

We developed new opportunities, added new programs, worked on our internal and external processes and systems, all with the objective to be prepared for the tougher times. And we did very well during the downturn.

We had one year of declining premium, a couple of years of flat premium and then began a growth cycle that resulted in Scottsdale hitting the $3 billion level in 2014.

How has the E&S market changed from that time in 2004 until today?

Miller: First of all, in 2004, technology was a competitive advantage and if you did not have good technology, you could make up for it in other ways. Today, that is not the case. Technology is the price of admission ... you have to have it or it is very difficult to compete for business.

Also, in the people area, there is a transition of leadership occurring across the entire E&S industry. I have seen many of the key leaders that I was dealing with in 2004 move into retirement and the next generation is taking the lead roles. Not a bad thing but it is a change.

And lastly, I think the pace of change is accelerating. As you look across the United States and the world, you can see things coming that will dramatically change the way insurance companies handle risks and what risks we write. Take for example, driverless cars. It will happen and it will require the insurance mechanism to adjust to the new world of automobiles and driving. Cyber insurance is another category. As technology continues to advance, what kind of risks will come out of those changes and how does the E&S industry respond? It will not be business as usual.

Looking back is there anything you might have done differently or changed?

Miller: My time in the E&S industry and at Scottsdale were some really fun years. The people are great. The friends I have made will last a lifetime. The things I have been able to be involved in have been a challenge and enjoyable at the same time. I have been all over the United States and have seen the impact our industry has on the whole economic system in this country and around the world.

There are always things I would have done differently with 20/20 hindsight. One of the keys of being a leader is that you make decisions and you are willing to then admit it was not the right way to go and correct it. There are times that we should continued on page 22 www.insurancejournal.com

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Surplus Lines

continued from page 20 have moved quicker. Times we should have adjusted our approach sooner when results went south on a certain product.

Finally, focusing on the right technology is a key and that is a tough one to figure out. As soon as you start down a path, you are already out of date, technology wise.

they were then able to focus on new products, new technology and how to better serve their insurance clients.

Looking ahead, what influences do you see that might shape or alter E&S? Miller: I think the E&S industry is very healthy today and will continue to be that What was the best stretch/cycle way. It will challenge some as the market is (years) for the E&S market? flattening out on rates and competition is Miller: I think the best increasing so in order stretch was in the to be effective, you One of the keys of being mid ‘80s. It was the have to be on your a leader is that you make will hard market of 1984“A” game. decisions and you are 1986 that propelled Also, I think there Scottsdale from a start willing to then admit it was will be pressure up to a $500 million not the right way to go and to respond to the company in five years. changing needs of correct it.

There are legendary the insureds. E&S stories about the volhas always been the ume of business that was flowing into all responder to new areas and so I think that companies and the challenges of getting it will be an important thing for the industry processed and on the books. It certainly to continue to lead ... product innovation. would be the one time in this industry There will be a lot of new risks (or risks where anyone could write an account if that are morphing into something different) they had the capital. I do not think we will that E&S needs to respond to. ever see those kinds of conditions again.

And finally, I think talent will continue to be important to one’s success. As the What was the worst cycle? boomers move out, companies have to be Miller: The worst cycle followed the best diligent in developing the next generation cycle, ironically. From the early ‘90s until of leaders and other capabilities inside each the 9/11 attacks, we went through over 13 organization. years of a soft market. While the economy did grow over that period of time, which Tell us about your new role at provided additional risks to write, it was Nationwide Ventures. Will you contindifficult to make the returns on capital and ue to have a hand in E&S industry? also to achieve any kind of rate increases. It Miller: My new role is to lead a small group was a long, dry spell for the E&S industry. that will focus on investing in innovative companies and businesses. This would typThroughout your career, how have ically be early stage or start-up companies brokers/brokerages changed? that have a new idea, concept, product or Miller: I think the biggest change that has are developing some game-changing techoccurred with wholesale brokers over the nology. Each of these investments will, past 15 years is consolidation. There are over the longer term, provide some benefit now several very large wholesale brokerage back into Nationwide, including the E&S businesses that are the accumulation of operation. several small- to medium-size organizations.

I will continue to consult with the The good news about the consolidation is Nationwide E&S team (formally Scottsdale that the same people were running many of Insurance). I will also be looking for things the businesses before and after the consolithat will advance their cause and help them dation. This meant that the talent levels of compete now and in the future. So I am not the wholesale operations were strong and planning to lose my E&S ties.

22 | INSURANCE JOURNAL-NATIONAL January 25, 2016

The E&S industry has been described as a great place to be right now. Do you agree?

Miller: I do think the E&S industry is a great place to be. It has grown up over the past 25 years and is now an accepted part of the marketplace. Everyone recognizes the role E&S plays in insuring the difficult risks that could not get insurance anywhere else. And as things change, I think we will see more of these kinds of risks that will be looking to the E&S market for solutions.

E&S has always been the place where new products and capabilities were begun and operationalized. With the changes coming, I think this will provide a lot of opportunity for the E&S market to be responsive to the new generation of insurance needs.

The companies that are progressive and are able to adjust to the changing times will thrive in this market. It will continue to be a competitive marketplace with more capital than needed and additional companies coming into the market. I have always valued competition because that is what keeps you from getting “fat, dumb and happy.” It forces you to be on your “A” game every day.

Finally, those that are good at what they do will find plenty of opportunities. ... The future is very bright.

When you’re having a low-motivation day (do you have those?), what do you do to get yourself re-energized again?

Miller: That is a good question. I do not have low motivation days. But what does get my juices going is the opportunity to win the game. In this case, in leading E&S companies for the past 11 years, I always enjoyed the challenge of figuring out how to outperform others. How to adjust our company so that we could meet the needs of our producers? How to create a work environment that would cause our associates to love coming to work each day? How to impact our community through various nonprofit organizations? How to be involved in advancing the cause of helping others?

All these are what I would call success factors. Put them together and I think you have a winning organization. And that gets me going quickly. www.insurancejournal.com

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SPECIAL REPORT

Surplus Lines

The Changing Surplus Lines Landscape

By Don Jergler

T

he changing excess and surplus insur Ricker’s talk was titled “Emerging Issues ance landscape was an oft discussed & Industry Trends.” Other panel topics topic at a recent California meeting, with included a California legislative update experts describing the challenges and from John Norwood, CIWA lobbyist and opportunities going forward. president of Norwood & Associates, and “The business that we have and the risk a seminar titled “How to deal with an we see is going to be Employee from Hell,” conduct‘It’s the best time in ed by Kristi Dean and Robyn changing. No question.”

That comment was the world to be in McKibbon, with Stone/Deal made by Greg Ricker, the E&S business.’ LLP. chief information officer Spencer Hamer, a partner at Atlantic Casualty Insurance Co., during in Michelman & Robinson LLP, discussed the California Wholesalers Insurance employees versus independent contractors, Association (CIWA) meeting in San Diego, contending that recent lawsuits against Calif., in mid-January. rideshare giant Uber Technologies Inc. have The CIWA conference was attended by increased interest in employee classification roughly 150 excess and surplus lines insursuits. “These cases are among the most popance experts. It was held at the Hilton La ular for attorneys to take,” he said.

Jolla Torrey Pines.

A variety of reasons are driving this interwww.insurancejournal.com

est — including that they can be lucrative and easy to win — but the suits against Uber over whether drivers should be classified as employees or contractors may be a big reason, as they’ve raised awareness on the part of workers and attorneys, Hamer said.

No Slowdown One such case — Uber Technologies Inc. v. Berwick — is being heard in the Superior Court of California, County of San Francisco. This case stems from a California Labor Commissioner’s ruling in June 2015 that Uber driver Barbara Berwick was an employee of the company and not a contractor. The ruling ordered Uber to reimburse Berwick $3,878 for mileage and tolls plus continued on page 26 January 25, 2016 INSURANCE JOURNAL-NATIONAL | 25

SPECIAL REPORT

Surplus Lines continued from page 25 $274 in interest.

“I’m not expecting it to slow down, I’m expecting it to pick up,” Hamer said of employment classification suits, which his firm has lately seen more of.

He’s also noticed the federal government has become more interested in employee classifications as of late, with the Department of Labor more frequently perusing these cases. “They’re sort of on the warpath,” he said.

Nicole Zayac, an attorney with Michelman & Robinson, discussed the progress of the National Association of Registered Agents and Brokers Reform Act of 2015, or NARAB II. NARAB II was overwhelmingly passed last year, but President Obama’s administration has yet to act on it despite a 90-day deadline to create a board that would kickstart NARAB II. The act went into effect in January and as outlined in the act’s language

presidential action on naming a board was supposed to occur by April 2015.

“We still don’t have NARAB, we’re waiting on implementation,” she said. “Mainly we’re waiting on a board.”

As of press time, a year after enactment, President Obama had only nominated four of the 13 people needed to fill the NARAB board vacancies.

Bernie Heinze, executive director of the American Association of Managing General Agents, said NARAB II would help insurance consumers by streamlining the process

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and possibly lowering costs.

However, “the holding pattern” is denying consumers these benefits because of the delays.

“This is hurting policyholders,” he said.

NARAB II was one of the many topics of discussion at luncheon discussion moderated by Hank Haldeman, executive vice president and director with The Sullivan Group, president of the National Association of Professional Surplus Lines Offices (NAPSLO) and a past president of CIWA. Beside Heinze also on the panel was Ben McKay, executive director of the Surplus Line Association of California.

Both Heinze and McKay discussed efforts to enlighten members of congress about the role surplus lines should play in flood insurance and other matters. Both described the efforts just to educate legislators about surplus lines and the steps they are taking to lobby on behalf of the industry.

“We need to be out in front on these things,” Heinze said.

Federal Insurance Office Both men are also dealing with the ramifications of the newly created Federal Insurance Office (FIO), which was established by the Dodd-Frank Wall Street Reform and Consumer Protection Act. The FIO was created as a non-regulatory body, but both Heinze and McKay said the entity is acting as a regulator. FIO is making data calls on the insurance industry to gather information — much like state regulators — and it can enter into covered agreements with other countries.

“They’re not a regulator, but they can create regulations without much oversight,” McKay said.

Heinze said he has been looking for ways to make these data calls less onerous.

“We’re in for some long hauls in regards to data that the federal government is going to look for,” he said.

Heinze said that despite the regulatory challenges for the surplus industry, there are many opportunities. “It’s the best time in the world to be in the E&S business.” www.insurancejournal.com

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Three Year Policies - EPLI Market Detail: International Excess’ (www.intlxs.com) EPLI Program is for the under 500 employee firms. Coverage features include: annual installments; aggregate limits reinstated annually; defense outside the limits; optional coverage for punitive damages; optional third-party discrimination and harassment coverages; Fair Labor Standards Act sub-limit for defense costs and loss; defense and settlement provision; wrongful acts includes internet and e-mail; full prior acts; and free human resource consultation helpline. Classes of business eligible include auto dealers, law firms, mortgage companies, real estate agencies, banks, accounting firms and insurance agencies in addition to 50 other classifications.

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Alcohol/Drug Rehabilitation Centers Market Detail: Irwin Siegel Agency, Inc. (ISA) (www.siegelagency. com) provides insurance and risk management options for the Social Service field. Program coverage includes: general & professional liability; abuse; property; inland marine & crime; commercial auto; and umbrella. Available coverage enhancements include volunteer accident; environmental & pollution coverage; HIPAA, and special events.

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Insurance Agents & Brokers E&O Market Detail: King Insurance Support Systems (www.kinginsuranceca.com) offers an admitted errors & omissions program for insurance agents and brokers. The comprehensive policy includes first dollar defense and defense outside the limits, with a low minimum premium. Quotes are processed within 24 hours with complet28 | INSURANCE JOURNAL-NATIONAL January 25, 2016

Maritime Security Market Detail: Clements Worldwide (www.clements.com) works on ensuring that an organization is compliant with BIMCO insurance requirements. As new and existing organizations compete for contracts as part of private maritime security companies (PMSC), it’s become critical for security contract bidders to understand the liability risks involved as well as full compliance with insurance regulations. Clements Worldwide works with PMSC’s to ensure protection beyond these standards. Clements maritime security insurance products include but are not limited to: general and professional liability; and employers liability coverage; marine employers liability (MEL).

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IDEA EXCHANGE

Growing Your Property Casualty Agency Renew More Personal Lines Policies With Better Marketing

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s it worth it to market personal lines policies to drivers and homeowners who shop year after year? It’s costly to book new business and besides; a steady flow of renewals is what keeps the insurance industry in business, including your agency.

Yet today, it’s harder than ever to retain accounts because virtually every one

By Alan Shulman of your insureds has multiple buying choices, both online and off. So with all of the competition, now and in the future, what can you do to keep more business on the books?

mate is based on the person’s policy count: the more contracts they buy from you, the harder it is for them to leave. But this “commonly-known fact” may not be as reliable as it once was.

It’s often taken for granted that price-focused policy shoppers are less likely to be loyal than protection-driven consumers who buy multiple policies. But with so many rivals vying for personal lines today, and with key marketers simplifying the shopping process, you may discover that a multiple-policyholdThe Usual Suspects er looks around as much as a monoline There are plenty of well-known actions insured. Plus, that young millennial may you can take to sweeten your soon be buying his or her retention ratios. These include Appeal to as first home or starting (or offering competitive premiums, diverse a pool of advancing in) a business — keeping in regular contact prospects as your and prefer the advice of a with your clients via social local professional to that of budget allows, media, newsletters or blogs, a distant seller. renewal reviews, and promptly employing both responding to all client inquidigital and tradi- Look at Your Book ries. Additionally, there is a How can you know tional media. preemptive approach: focusing precisely which prospects your promotional efforts mainare the most likely to buy ly on prospects who are predisposed to and renew their personal lines policies stay with you after the initial policy sale — with your office? You can’t; but you may instead of just anyone with a car or house. get a grip on it by reviewing your sales and cancellation results. Look at your personal Common Facts lines records over the past several years. See Speculating on who will renew their perwhich insureds left for competitive reasons sonal lines with your agency isn’t an exact and which stuck with you. Then endeavor science. Sometimes this guesti-

to spot what attracted each group to your agency in the first place. It may be the medium that you used, your promotional message, or both.

The result of this simple investigatory exercise may be something axiomatic, such as learning that your most loyal auto and home insureds originally derived from referrals. If so, aggressively and continuously seek out more. Other steady renewers may have come from your commercial lines book, by selling personal lines to owners and employees of businesses that you already write. Still more loyalists may have resulted from new business campaigns targeting specific policies, such as boats, umbrellas, and flood. Simultaneously consider why unhappy insureds depart. Drill down for the root cause and learn from it.

Market Wisely Use the knowledge gained above as factors in developing future personal lines promotions. Appeal to as diverse a pool of prospects as your budget allows, employing both digital and traditional media. Measure the resulting sales and renewals — and make marketing adjustments as needed.

Your agency’s retention ratio involves additional factors as well, including having steady, viable markets, establishing a desirable brand, and making it as easy and pleasant to do business with your office as possible.

Shulman, CPCU, is the publisher of Agency Ideas® sales and marketing newsletter (free basic subscription at www.agencyideas.com/join). He is also the author of “500 Sales Ideas for Commercial Lines Producers” among many other P&C sales resources.

Email: alan@agencyideas.com. Website: www. agencyideas.com.

30 | INSURANCE JOURNAL-NATIONAL January 25, 2016

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IDEA EXCHANGE

Tech Talk The Smartphone Imperative: Why Agents Must Adapt

By Tom Wetzel

T

here is no shortage of predictions and New Year’s resolutions about the challenges facing independent agents this year.

There’s one trend, however, that needs no prediction because it’s already a reality that every agent must address or face growing irrelevance — society’s reliance on the smartphone. eMarketer, an independent market research company that provides insights and trends related to digital marketing, media and commerce came out with their predictions including three that will exert immediate impact: • Mobile wallets will become a standard feature on newer smartphones and more retailers will accept proximity payments from systems like Apple Pay, Android Pay, Samsung Pay and others.

• Sales via smartphones will spike this year due to moves by Apple, Google, Microsoft, Facebook and Amazon to simplify the transition from mobile shopping to mobile buying.

top computer. During the same period in 2014, just 34 percent were mobile-only.

The bottom line is this: Society is hooked on the convenience and value of the connected world and that goes for more than half of older Americans as well the vast majority of younger consumers.

Conceding the fact that insurance is a more complex product than a loaf of bread or theatre tickets, why would agents believe that they are exempt from this trend?

Agents need to make it as easy as possible for consumers to do business with them by incorporating the smartphone in their operations in three ways: • Websites must be mobile-optimized (able to read on a smartphone) and more interactive.

• Social media must become a key communications tool with consistent and conversational posts.

• Agents must allow access to at least some of their services via a smartphone with an should be with security agency-branded app.

eMarketer adds that swapping cash and credit or debit cards with a tap or scan of a smartphone “won’t convince the majority of consumers to change decades of ingrained payment behavior” but will get more people to Agents pay with their phones concerned with more offers, couissues when it comes to Time is Now pons, rewards and loyalsmartphones. ty for doing so.

The urgency for tak The last prediction ing these steps is tied to is that Facebook is becoming largely the fact that agencies that delay drive away mobile. In the third quarter of business in two ways: 1) current clients will

2015, 727 move to more digitally-savvy competitors million of who make it easier to get answers and stay Facebook’s in touch 24/7 using digital tools, and 2) 1.55 billion losing the opportunity to even pitch some mobile monthly prospects when they project an image of a active users (MAUs) “digital dinosaur.” were mobile-only, Is your agency a digital dinosaur? Ask equivalent to 47 percent of users who have yourself these questions: never interacted with Facebook on a desk1. Is your website mobile-optimized?

32 | INSURANCE JOURNAL-NATIONAL January 25, 2016

2. Does your website feature social media badges that are not connected?

3. Does it take more than two clicks for someone to find what they’re looking for on your website?

4. How does your website compare with those of your competitors? Do they all look the same?

5. Do you post on social media more than once a week?

6. Are posts tailored to your agency?

7. Do you have a mobile app and is it branded to the agency?

8. Do your digital tools project a distinctive personality and brand?

The fact is, much of the customer experience today is online and with a smartphone — and agents must adapt accordingly — and soon.

Longtime insurance communicator, Wetzel heads his own insurance marketing firm that specializes in social media programs for agents through its Social Media Content Roadmap. Website: www. wetzelandassociates.com. Email: twetzel@wetzelandassociates.com.

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M&A Review Deal Activity Still Booming

D

eal count for the third quarter of 2015 continued its record breaking pace with 89 announced transactions. Although it was the slowest quarter in 2015 (107 in 1st quarter and 99 in 2nd quarter), it was the most active third quarter in the past 10 years.

The total deal count for year-to-date 2015 (as of Sept. 30, 2015) was at 295 U.S. based transactions, which is a 28.3 percent increase

By Christoper Darst over the number of announced transactions over the same time period in 2014. This is the highest deal count through the third quarter of the year in the past 10 years. For the third quarter of 2015, 34 deals closed in July, 33 in August and 22 in September.

For the first nine months of 2015, 56 percent of all acquired agencies were property/ casualty (P/C) firms, 29 percent were multiline agencies, and 15 percent were employee benefits firms. Specialty distributors made up 23 percent of the total deals year-to-date.

This is an increase from 20 percent in 2014.

Private-equity backed and indepen-

dent agencies completed 206 transactions, accounting for 69.8 percent of total deal activity in the first nine months of 2015. Deal count for public brokers, which accounted for 9.2 percent of the deal activity through nine months of 2015, declined from 39 closed transactions year-to-date 2014 to 27 year-todate 2015. Insurance companies, banks and other buyers experienced a surge in deal activity from 32 closed transactions in 2014 to 62 in 2015, and accounted for the remaining 21 percent of total deals.

The top five buyers for the year represented 29 percent of total deal activity through quarter three of 2015 and the top 10 accounted for 46.7 percent. AssuredPartners Inc. led the pack with 25 announced transactions and continued its aggressive growth strategy by focusing on P/C and multi-line retail firms. AssuredPartners Inc. closed 15 transactions in the East, four in the Midwest and continued its expansion out West with six closed deals.

Hub International Limited (Hub) was second on the list with 24 acquisitions. Hub picked up the pace from the first two quarters closing 14 deals in the third quarter.

Hub closed 12 acquisitions on the West coast,

Announced Deals

(U.S. Transactions; Year-to-Date as of Sept. 30, 2015)

three in the Midwest and nine in the East.

Confie Seguros Insurance Services and Arthur J. Gallagher & Co. (Gallagher) were third and fourth with 13 and 12 announced transactions, respectively. This marked an increase in deal activity for Confie Seguros, mainly a non-standard auto specialist that completed 13 acquisitions during all of calendar year 2014. In addition to acquiring 10 P/C agencies, Confie Seguros acquired three program administrators, which include managing general agents and managing general underwriters. Arthur J. Gallagher & Co. completed 12 transactions that were evenly spread between retail, wholesale, P/C, multiline and employee benefits firms.

Acrisure LLC was fifth completing 11 acquisitions with targets being split between P/C and multi-line agencies.

The top 10 buyers, as measured by deal count, were rounded out by NFP Corp. (10), Brown & Brown Insurance (eight), The Hilb Group (eight), Alliant Insurance Services Inc. (six) and Integro Insurance Brokers (six).

Top 10 buyers that announced international acquisitions included: Hub, Gallagher, NFP and Integro.

Acquisition activity is on pace to break the record setting year in 2014, largely driven by the continued demands of private equity.

Private equity backed brokers increased deal activity by 45 percent from the first nine months of 2014 to the first nine months of 2015. While public broker activity has simmered in comparison, independent brokers, banks and insurance companies have more than picked up the slack in their search for growth and talent.

Securities offered through MarshBerry Capital, Inc., Member FINRA and SIPC, and an affiliate of Marsh, Berry & Co. Inc. 28601 Chagrin Blvd., Suite 400, Woodmere, Ohio 44122 (440-3543230). Except where indicated, the information provided is based on matters as they exist as of the date of preparation.

Note: Past performance is not necessarily indicative of future results.

Source: SNL Financial, Insurance Journal, and other publicly available sources.

34 | INSURANCE JOURNAL-NATIONAL January 25, 2016

Darst is senior vice president at MarshBerry. Phone: 949-234-9648.Email: Chris.Darst@MarshBerry.com.

www.insurancejournal.com

Merger and Announced Acquisition Activity Date Buyer Announced Date

Buyer

7/1/15 7/1/15 7/1/15 7/1/15 7/1/15 7/2/15 7/2/15 7/3/15 7/6/15 7/6/15 7/7/15 7/7/15 7/10/15 7/13/15 7/13/15 7/13/15 7/14/15 7/14/15 7/15/15 7/15/15 7/15/15 7/16/15 7/20/15 7/22/15 7/22/15 7/22/15 7/22/15 7/24/15 7/30/15 7/30/15 7/31/15 7/31/15 7/31/15 7/31/15 8/1/15 8/1/15 8/1/15 8/3/15 8/3/15 8/3/15 8/3/15 8/3/15 8/3/15 8/3/15 8/4/15 8/5/15 8/5/15 8/6/15 8/7/15 8/7/15 8/7/15 8/7/15 8/10/15 8/10/15 8/12/15 8/13/15 8/17/15 8/17/15 8/19/15 8/20/15 8/24/15 8/24/15 8/27/15 8/27/15 8/28/15 8/28/15 8/31/15 9/1/15 9/1/15 9/1/15 9/1/15 9/1/15 9/1/15 9/1/15 9/2/15 9/2/15 9/2/15 9/3/15 9/3/15 9/4/15 9/8/15 9/8/15 9/9/15 9/18/15 9/22/15 9/23/15 9/24/15 9/28/15 9/29/15

Eastern Bank Corp.

Marsh & McLennan Cos. Inc. Propel Insurance Inc. World Insurance Associates LLC Chadler Group Inc. Hub International Limited Alliant Insurance Services AssuredPartners Inc. Hub International Limited Lovell Minnick Holdings LLC Hub International Limited Integro Ltd. Acrisure LLC Hub International Limited Regions Financial Corp.

West Michigan Insurance Inc. Risk Strategies Company LLC USI Holdings Corp.

Brown & Brown Inc. Vanner Insurance Agency National General Holdings Corp.

Benefits Network Inc. Apax Partners AAdvantage Insurance Group LLC AssuredPartners Inc. Alliant Insurance Services Teague Insurance Agency Inc. Peoples Bancorp Inc. AssuredPartners Inc. Smith Brothers Insurance Inc. AmTrust Financial Services Inc. NFP Corp.

All Risks Ltd. Risk Innovations LLC Buckner Company Inc. Hilb Group LLC Union Insurance Group Inc. AmWINS Group Beneficial Mutual Bancorp Inc. (MHC) Confie Seguros Insurance Services Confie Seguros Insurance Services Confie Seguros Insurance Services Marsh & McLennan Companies Inc. Regions Financial Corp.

Hub International Limited Odyssey Investment Partners LLC Hub International Limited Hub International Limited Hub International Limited Marsh & McLennan Cos. Inc. Acrisure LLC Acrisure LLC Higginbotham & Associates Inc. Hub International Limited Reinsurance Group of America, Inc. Brown & Brown Inc. Hub International Limited Patriot National Insurance Group Inc. Meadowbrook Insurance Group Inc. USG Insurance Services Inc. Novus Acquisition & Development Corp.

Distinguished Programs Holdings LLC AssuredPartners Inc. Integro Ltd. The Andrew Agency U.S. Risk Insurance Group Inc. Arthur J. Gallagher & Co. Acrisure LLC Acrisure LLC Armed Forces Benefit Association J. Smith Lanier & Co. NFP Corp.

Ryan Specialty Group LLC First Defiance Financial Corp.

Hub International Limited The Segal Group MedPro Group AssuredPartners Inc. Hub International Limited Hub International Limited AssuredPartners Inc. Hub International Limited AssuredPartners Inc. Arthur J. Gallagher & Co. South Carolina Federal Credit Union AssuredPartners Inc. USI Holdings Corp.

AmTrust Financial Services Inc. XL Group plc

July to September 2015

Seller Seller Francis R. Doran Insurance Agency Inc. J.W. Terrill Inc. Ross & Associates Insurance Services Inc. Bux-Mont Agency Limited Robert Morrill Agency Inc. HDH Group Inc. Preferred Concepts Holdings LLC Peliton Holdings LLC Cooper, Simms, Nelson & Mosley Inc. Worldwide Facilities LLC Murphy Group Holdings Lemme Insurance Group Inc. Keevily Spero Whitelaw Inc. Group Benefit Specialists Inc. Ronald F. Holehouse Agency Inc. Dominion Risk Management Emmett W. MacCorkle Inc. Alexander & Associates Insurance Services LLC Certain assets of RF Ougheltree & Associates LLC Edmund D. Stevens Inc. Lender-Placed Insurance business VCS Group Inc. Assured Partners Inc. Premier Insurance Associates Inc. Founders Insurance Group Inc. Todd Garibaldi Insurance Agency Inc. C. Lee Williams and Associates Inc. Hedges Gallery of Insurance Agency Inc. Waltz Sheridan Crawford Insurance Agency Carillo & Howland Inc. Climate Crop Insurance Agency LLC BWD Group LLC Tower Program Insurance Services Inc. Columbia Commercial General Agency Inc. Keller-Lowry Insurance Inc. JWB Insurance Group McLaughlin Co. III Group Inc. Pye Karr Ambler & Co. Inc. Insurance King Auto Agency LLC Reynolds & Reynolds Agency Inc. Schunke Insurance Agency Inc. Cline Wood Agency Inc. A.I. Group Inc. BW Insurance Agency Inc. Integro Ltd. Pippel Insurance Agency Inc. Colorado Nonprofit Insurance Agency Inc. Dunagan Associates Inc. Tequesta Insurance Advisors AGS Talcott Inc. Connor Group Insurance Agency Commercial Global Insurance Services Triangle Insurance Services Inc. Elite Sales Processing Inc. Kreeft & LeGrow LLC Doctors Insurance Services of New England Inc. R.C.A. Insurance Group Mackinaw Administrators LLC US Assure WCIG Insurance Services Inc. Fulcrum Insurance Programs Insurance & Benefits Group LLC HealthCare Risk Specialists LLC Crowder & Holloway Inc. Strategic Program Managers LLC National Administration Co. Undisclosed Independent Agency Undisclosed Independent Agency Shuey Agency Inc. Flowers Agency LLC Insurance Management Associates Vista Insurance Partners of Illinois Inc. Buckeye Insurance Consultants Inc. Arrow Insurance Service Inc. Fiduciary liability policies / fidelity bonds of David Walker Insurance Services PLICO Inc. Thomas J. Sisk & Co. EmSpring Corp.

Brown Agency Inc. Bandy Van Cleave & Williamson LLC Howitt Benefit Services Inc Western Rivers Corp.

North Alabama Insurance Inc. Chastain Insurance Agency Inc. Moscker Insurance Agency Inc. Benefit Controls of the Carolinas Inc. Republic Cos. Inc. New Energy Risk Inc.

Sources: SNL Financial, Insurance Journal, other publicly available sources and MarshBerry proprietary databases Disclosure: All deal count metrics are inclusive of completed deals with U.S. targets only. MarshBerry estimates that only 15 percent to 30 percent of all transactions are actually made public. Past performance is not necessarily indicative of future results. www.insurancejournal.com

January 25, 2016 INSURANCE JOURNAL-NATIONAL | 35

IDEA EXCHANGE

Minding Your Business 8 Industry Trends to Exploit for 2016

I

t is time to put on the thinking cap and roll up the sleeves to determine what needs to be done to put the firm in a great position for growth and profit in 2016.

Those that like to be proactive by being strategic and aware of the industry trends will be well ahead of the competition by thinking of ways to be better and more astute. This is what we see: 1. The Market is Softening The current trend is that rates are softening. On average in commercial lines the rates have decreased 3 percent recently, especially in the manufacturing, contracting and servicing industries, according to MarketScout. This includes workers’ compensation and even personal lines has gone down 1 percent recently.

The hard market that is just ending began

By Catherine Oak

36 | INSURANCE JOURNAL-NATIONAL January 25, 2016

sometime during the second half of 2013 and lasted barely two years. The hard market before this one was firmly in place from about 2000 through 2003. Prior to this nearly a whole generation had lived under soft market conditions. The last soft market has been in various lines in various regions from about 2007 until second half of 2013.

In a hard market, there was a lot of time spent quoting for little reward in increased premiums and thus, commissions. Since the rates are softening, in order to keep revenues up, agencies will need to sell more — either cross-sell or sell additional coverages to new customers. Value added services should be offered and a fee charged to increase revenue. Many agencies have been giving away these value added services for free for years. Show that they are needed and worthwhile, and the client should be willing to pay.

2. Profit Margins Will Shrink In a soft market, owners should remem-

ber that financial measurements are worse.

Management needs to be proactive, do account rounding, make better use of automation and delegate clerical work from the account managers to the least costly, yet qualified employee. This is called staff stratification. Agencies should be able to increase productivity doing these things.

Revenue per employee should be $125,000 to $150,000 or higher.

3. National and Regional Brokers Aggressively Buying Independents National brokers are still putting resources into the middle market arena and have specific capital to do so. There are some new players in the middle market, including equity firms and venture capitalists, such as BroadStreet Partners (recently acquired InterWest and Bearence Group), Madison Partners (owns National Financial Partners), Hellman & Friedman (owns HUB International) and Kohlberg & Co. (with majority interest in Risk Strategies)

www.insurancejournal.com

and Assured Partners. ed when determining value To command top These entities continue to values independent based on cash today. So, if in aggressively solicit and buy the off chance that an agency agencies, have to independent agencies and gets 1.75 to 2.25 times revebe profitable, grow- nue, this is actually a price have large amounts of capital to attract independent ing and targeting closer to 1.3 to 1.6 times revagencies that are dynamic larger commercial enue, projected three years and are struggling with lines accounts, high out. their perpetuation plan.

The goal of some of The pace of national bro- value personal lines these new stronger brokerkers acquiring for growth accounts and yes, ages is to become a local or has continued through 2015. employee benefits regional force against the In fact, the reason they are national brokers. There accounts. in this mid-market arena could also be attempts to is that many of the larger bring enough brokerages independent agencies have already been together to go public or sell out to an bought up or do not intend to sell. Some of interested deep pocket. The infusion of these national brokers that are major acquirthese well-capitalized buyers is impacting ers include Brown & Brown, Marsh, A.J. the ability of smaller agencies to do acquiGallagher and Integro Group. sitions. The prices being paid yesterday and today do not always reflect cash flow, 4. Agency Value for Good to Great which would be hard for smaller firms to Firms Still High match.

To command top values independent National and regional brokers seem to agencies have to be profitable, growing and have a huge amount of capital to acquire, so targeting larger commercial lines accounts, prices paid are usually much higher than high value personal lines accounts and independents can match. However, an employee benefits accounts. With today’s independent has to want to sell to a much improved economy and the ability to get larger, often publicly traded firm. The existcredit lines from banks, the value of agening firm is often unrecognizable a few years cies is still good, especially because there later if the larger entity does the acquiring are so many acquirers. and pressure to produce and write larger There is often a misunderstanding about and larger accounts often is not a good fit what the “real prices” being offered are. for many small- to medium-size service-oriMany of the deals have a sizable portion of ented independent agencies. In addition, the price based on earn-outs for future perproducers in these acquired agencies usuformance. This confuses the understanding ally do not get paid for commercial lines of value in the marketplace, since value in accounts under $2,500, even over $5,000 in the past was usually based primarily on revcommission. enue that was already on the books.

Sellers today get prices from other inde5. Internal Perpetuation is Difficult & pendents in the 1.25 to 1.65 times range Expensive as a high, if there is at least close to a 25 Owners usually have to sell internally percent to 30 percent profit margin. As a for less than an external sale. There is also multiple of EBIDA (earnings before interest, additional risk as those internal family depreciation and amortization) prices are members or key employees usually don’t in the 6 to 6.5 range. In the earn-out portion have monies for a down payment. However, of the price, the seller is expected to grow as consultants we recommend to owners the business, not just maintain it. Terms that these candidates need to show dedbased on future growth should be discountication and have skin in the game. The www.insurancejournal.com

perpetuation candidates often then sign an agreement to guarantee payments to the retiring majority owner using their skills at maintaining some growth and the same level of cash flow, if not more so the owners feel comfortable to retire and let these candidates take over.

For many reasons, it is getting difficult for smaller agencies to perpetuate internally. Often, it seems that the next generation does not have both the management and financials skills to pull it off. These are the firms that will have to bring in a great addition to the team, merge with a peer agency or sell to a larger firm that has capital to acquire. Also, when an owner reaches retirement age, many competitors solicit them to take an easier route and just sell to them, so they are guaranteed their money versus the chance that internal candidates may not be able to pull it off and also transfer the relationship with the owners’ key customers.

6. Capital Gains & Ordinary Income Taxes May Go Higher In January of 2013, Congress and President Obama enacted new federal capital gains rates that went from 15 percent to 20 percent with some tiers in between. It is predicted these taxes could go even higher, maybe 25 percent to 35 percent. Personal income taxes also rose to 39.6 percent for the higher income brackets. With a 2016 election on the horizon and a new regime in power and a soaring debt, the feds may have to raise taxes again to help pay down our national debt that has occurred over the past several years.

Owners that are contemplating selling the business have two choices. First they can sell before the tax rates go up again for as much down-payment as possible to lock-in lower tax rates. For those that are not quite ready to sell, this will require the acceleration of preparing the agency to sell and realigning one’s financial goals and expectations.

The second option is to remain an owner continued on page 38 January 25, 2016 INSURANCE JOURNAL-NATIONAL | 37

IDEA EXCHANGE

Minding Your Business continued from page 37 for now and sell after attaining more growth. Because of the likely higher tax rates, anyone wanting to sell their business since 2013 needs to grow the business by more than the tax increase in order to net the same amount of after tax proceeds they would have received before the tax increase.

This is difficult because the commercial market is already softening.

7. Cluster Option for Smaller Agencies Many small- to medium-sized firms cannot individually maintain the number of quality markets they need to compete today with larger firms. Consolidators, networks and clusters provide that service, so the agency can compete on equal footing with the “big boys.”

Clusters vary in size, style, capability and appearance. Every area of the client has different clusters to choose1from.

Generally Self Serve.pdf 1/5/16 12:48 speaking, the individual agency can main-

tain some, if not all their autonomy. These entities can also be a way for new people opening their own agencies to own their own firms.

Some cluster organizations even provide perpetuation for their members within the group or umbrella entity. This option is becoming much more popular for agency owners than selling out. Then the cluster members can become the perpetuation plan for retiring principals of agency owners in the cluster.

PM

8. Producer Dilemma Continues A common complaint of most agency owners is that it is hard to find good, loyal, hard-working insurance producers.

Producers that are available often don’t produce and can be problems. They often are shopping from one agency to the next to just get more commission or benefits. The ones that do produce are often unaffordable

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or they want ownership in the agency. For those we suggest a vesting contract if they meet certain size books and time with the agency. Vesting can be exchanged for stock in the agency.

Another option is stock options and when they join the firm. These options can freeze the value to give a producer a chance to buy-in at a fair price.

The lack of good producers is an ongoing problem. It is hard for owners to perpetuate internally without great producers who often also have good management skills.

The account executive role is an option that can be used, which can ease the burden of the workloads of the owners and non-owner producers with large books.

True AEs usually still have service persons to delegate the day-to-day service work on an account. The AE is usually compensated on a percentage of the commissions handled. For those account managers that are afraid to move to commission, moving to an AE role on a salary could work.

Summary Having good communication within the firm and establishing business and marketing plans that incorporate exploiting these trends is important. Proactive owners know how current trends will affect the firm.

Managing the agency in a way that exploits these trends will then allow the firm to succeed.

Oak & Associates has both a Sales and Marketing Planning tool, as well as a Business Planning tool available for sale, for those who want to be prepared for 2016 and do this work in-house with a template. The cost is $299 each or $450 for both. Schedule a personal planning session for the agency at a discounted rate, if you mention having read this article.

Oak is the founder of the consulting firm, Oak & Associates, based in Northern California. Oak & Associates specializes in financial and management consulting for independent insurance agencies, including valuations, mergers acquisitions, sales and marketing planning and perpetuation planning.

Phone: 707-935-6565. Email: catoak@gmail.com.

www.insurancejournal.com

IDEA EXCHANGE

Ethics Why Agents Must Pause for Ethics

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any insurance agents are so caught up in the day-to-day activities of their jobs, they do not realize that they are being presented with ethical concerns. They may be acting unethically without even realizing it.

Even if an agent does recognize that they are being asked to do something “murky,” they might

By McKenzie Shawcroft not have the time to fully reason their stance out — they are forced to make a snap decision in that moment, which may not be the best solution. They may cave-in to pressure from policyholders, agency owners, or their own personal gain, and in doing so, act unethically or even illegally.

Yet, ethical breaches are extremely significant and can destroy any agency. At the very least, they can cause significant, expensive errors and omissions (E&O) claims that could have been avoided. Understanding ethical concerns and making the best choice in common situations is vital.

This column offers an opportunity to pause and truly consider the best choice when it comes to numerous ethical issues that insurance agents face on a daily basis.

The Situation A policyholder calls, saying that they are absolutely ready to move forward and get the policy you quoted in place. The only problem is, they are traveling in another state, and they do not have access to a computer. Since they really need the policy in place now, and they are giving you their express permission, could you sign the documents for them in their name?

The Dilemma You know that the insurance carrier would not like it if you forge a client’s signature. However, you want to represent the interest of the policyholder as well, and they have given you their express permission to sign. Plus, you have seen other agents in your office do it, although it is not really discussed or documented in the files. When there is a time pressure, you are inclined to just sign it, but you cannot help

feeling slightly unsettled.

The Consideration First of all, it is important to realize that time pressure frequently causes agents to make poor decisions.

Many people get stressed out and pick a random choice due to a perceived need to make a decision immediately.

Instead, remove yourself from the situation for a minute and pause to consider your next move.

As with any moral dilemma, you first need to ask yourself what your values

You need to help uphold the integrity of the insurance system as a whole — make sure that it truly serves the community in which you operate. say. If you value honesty, trustworthiness, and integrity, then you may want to decline signing on behalf of another person.

However, those values might clash with other values you hold, like compassion, usefulness, and generating money and prestige for the agency. When this happens, you need to carefully consider the duty that you owe others.

As an insurance agent, you owe a duty of care to the insurance carrier, and you 76 | INSURANCE JOURNAL-NATIONAL January 25, 2016

www.insurancejournal.com

W

elcome to Insurance Journal’s 2016 National Directory of Excess, Surplus and Specialty Markets, Volume I. This exclusive biannual market directory has been designed to assist independent agents and brokers in the task of placing difficult or unusual risks.

For ease-of-use, the directory utilizes a convenient “color-coded legend” to highlight the availability of markets by IJ’s five geographic regions — East, Midwest, Southeast, South Central and West. The corresponding states for each region are listed below.

Inside the directory and underneath each market listing, five distinct colors represent IJ’s five regions. Those colors (Dark Blue ■ East, Light Blue ■ Midwest, Green ■ Southeast, Orange ■ South Central, and Red ■ West) indicate whether or not the market is available in your area of the country. The “color-coded legend” has been placed at the top of every directory page for easy reference.

All market listings have been updated with the most current information available provided directly by intermediaries and carriers. As always, the directory lists the markets categorically by broad coverage groups.

Italicized company names represent companies offering binding authority. To find complete contact information for all companies listed in this directory, see page 66.

IJ’s 2016 National Directory of Excess, Surplus and Specialty Markets can also be found on our Web site at: www.insurance journal.com/directories. To submit a listing, visit the online directory, or e-mail Kristine Honey at: khoney@insurancejournal.com.

We hope you find this directory to be a valuable resource when trying to insure hard-to-place accounts. Feel free to send us comments and suggestions, or for additional help using this directory, e-mail: editorial@insurancejournal.com.

East

Midwest

Southeast

South Central

West

Connecticut Delaware Maine Maryland Massachusetts New Hampshire New Jersey New York Pennsylvania Rhode Island Vermont Virginia

Illinois Indiana Iowa Kansas Michigan Minnesota Missouri Nebraska North Dakota Ohio South Dakota Wisconsin

Alabama Florida Georgia Kentucky Mississippi North Carolina South Carolina Tennessee West Virginia

Arkansas Louisiana Oklahoma Texas

Alaska Arizona California Colorado Hawaii Idaho Montana Nevada New Mexico Oregon Utah Washington Wyoming

www.insurancejournal.com

July 20, 2015 INSURANCE JOURNAL-NATIONAL REGION | 37

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ West

■ Not Available

Abuse/Molestation Legal Expense

Arts & Antiques

Abuse/Molestation Legal Expense

Art Gallery/Museum/Art Show

■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Monarch E&S Insurance Services

Coin & Stamp Dealers

■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Prime Insurance Company

Collectibles: Dolls, Toys, Figurines

Accident & Sickness/AD&D

■ ■ ■ ■ ■ MiniCo Insurance Agency LLC ■ ■ ■ ■ ■ Monarch E&S Insurance Services

Excess Disability

Fine Arts Floaters (High Value)

■ ■ ■ ■ ■ Hyers and Associates Inc.

Medical & Health Ins. for Businesses

■ ■ ■ ■ ■ Hyers and Associates Inc. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Occupational Accident (Primary XS Indemnity)

■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Monarch E&S Insurance Services

Musical Instrument Floaters

■ ■ ■ ■ ■ Monarch E&S Insurance Services

■ ■ ■ ■ ■ Accident Insurance Services Inc. ■ ■ ■ ■ ■ Hyers and Associates Inc. ■ ■ ■ ■ ■ Midlands

Auto - Commercial

Occupational Accident Insurance

■ ■ ■ ■ ■ HCC Specialty (MA)

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

Professional Athletes (AD&D)

Armored Car Service

■ ■ ■ ■ ■ Accident Insurance Services Inc. ■ ■ ■ ■ ■ Hyers and Associates Inc.

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

(Italicized companies offer binding authority.)

Professional Athlete Disability ■ ■ ■ ■ ■ HCC Specialty (MA)

Race Car Drivers (AD&D)

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. (Zionsville)

Special Risks Accident

■ ■ ■ ■ ■ Lefebvre Insurance LLC

Student Accident

■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ RPS Bollinger Sports & Leisure ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Surplus Occ. Accident w/ Employers Legal ■ ■ ■ ■ ■ Accident Insurance Services Inc.

Youth Sports Programs

■ ■ ■ ■ ■ Accident Insurance Services Inc. ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ RPS Bollinger Sports & Leisure ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Agri-Business Equipment Dealers

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc.

Farm Stores

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Tejas American General Agency

Feed Mills

■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Fertilizer Distributors

■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ Tejas American General Agency

Fruit Packaging/Processing

■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Tejas American General Agency

Grain Elevators

■ ■ ■ ■ ■ Tejas American General Agency

Grain Operators

■ ■ ■ ■ ■ Tejas American General Agency

Greenhouses

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services

Product Distributors

■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Tejas American General Agency

40 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

Ambulances

■ ■ ■ ■ ■ Brownyard Programs Ltd. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Auto Body & Paint Shops

■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Platinum Program Managers & Insurance Services Inc. ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc.

Auto Parts Stores

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Platinum Program Managers & Insurance Services Inc.

Auto Repair Shops

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ M.J. Hall & Company Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Platinum Program Managers & Insurance Services Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA)

Auto Repossessors Liability

■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Prime Insurance Company

Auto Transporters

■ ■ ■ ■ ■ 5Star Trucking Program ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Guardian Insurance Wholesalers Inc. ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Auto/Truck Leasing

■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC

Auto/Truck Rental Agencies

■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Automatic Car Wash Services

■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ USASIA Insurance Services

Bob Tail or Dead Heading Liability (Truckers) ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA

www.insurancejournal.com

Legend: ■ ■ East Legend: East

Midwest ■■ Midwest

Southeast ■ ■Southeast

Texas/South Central ■■ Texas/South Central

Buses, Including Chartered Vehicles

■ ■ ■ ■ ■ 5Star Public Auto Program ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Specialty Risk Associates Inc.

Cargo

■ ■ ■ ■ ■ 5Star Trucking Program ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Guardian Insurance Wholesalers Inc. ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Transportation Risk Underwriters Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Wyvern International Insurance Brokers ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Atlas Financial Holdings, Inc. - View Company Info on Page 67 ■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Transportation Risk Underwriters Inc.

Commercial Auto Liability & Physical Damage

■ ■ ■ ■ ■ 5Star Trucking Program ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlas Financial Holdings, Inc. - View Company Info on Page 67 ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ Interline Insurance Services ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ MiniCo Insurance Agency LLC ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Wholesale Connection Insurance Services ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Commercial Auto Liability (only)

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Indemnity Company

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Available (Italicized companies offer binding authority.)

■■ NotNot Available (Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Sunderland Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA)

Gasoline/Diesel Fuel Haulers

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Rockhill Insurance Company

Commercial Auto Physical Damage (only)

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Transportation Risk Underwriters Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA)

Limousines

■ ■ ■ ■ ■ 5Star Public Auto Program ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Atlas Financial Holdings, Inc. - View Company Info on Page 67 ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

Contingent Auto

■ ■ ■ ■ ■ Greenwich Transportation Underwriters Inc. aka GTU

Mobilehome Transporters

Contingent Cargo

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

■ ■ ■ ■ ■ Greenwich Transportation Underwriters Inc. aka GTU ■ ■ ■ ■ ■ National Advantage Insurance Services Inc.

Motorcycle Dealers

Contractors Vehicles, Trucks

■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Platinum Program Managers & Insurance Services Inc. ■ ■ ■ ■ ■ Risk Theory LLC

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc.

Courtesy Shuttles

Motorcycle Repair Shops

■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Motorhome/RV Dealers

■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Platinum Program Managers & Insurance Services Inc. ■ ■ ■ ■ ■ Risk Theory LLC

Non-Trucking Liability

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ National Advantage Insurance Services Inc.

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Atlas Financial Holdings, Inc. - View Company Info on Page 67 ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

Driving Schools

■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Dump Trucks

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Guardian Insurance Wholesalers Inc. ■ ■ ■ ■ ■ Interline Insurance Services ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Food Delivery Vehicles

■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ Sunderland Insurance Services Inc.

Garage Liability

■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA)

Garbage Trucks

■ ■ ■ ■ ■ 5Star Waste Insurance Program ■ ■ ■ ■ ■ M.J. Kelly Company

Public Auto

■ ■ ■ ■ ■ 5Star Public Auto Program ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Atlas Financial Holdings, Inc. - View Company Info on Page 67 ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Public Transportation

■ ■ ■ ■ ■ 5Star Public Auto Program ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Atlas Financial Holdings, Inc. - View Company Info on Page 67 ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters

Sand & Gravel Haulers

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Guardian Insurance Wholesalers Inc. ■ ■ ■ ■ ■ Interline Insurance Services ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Tire Dealers

■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Platinum Program Managers & Insurance Services Inc.

Tow Trucks

■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Rockhill Insurance Company

January 26, 2016 INSURANCE JOURNAL-NATIONAL REGION | 41

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

Commercial Auto Liab. (Misc./Special Purpose)

West ■■ West

Legend:

■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available

Tow Trucks (continued)

■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Truck Broker Liability

■ ■ ■ ■ ■ Greenwich Transportation Underwriters Inc. aka GTU

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

Truckers General Liability

(Italicized companies offer binding authority.)

High Performance & Sports Cars ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC

High Value Auto - Physical Damage ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC

Kit/Replicas/Custom Cars - Physical Damage ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC

■ ■ ■ ■ ■ 5Star Trucking Program ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ Transportation Risk Underwriters Inc.

Mobilehome - Liability & Physical Damage

Trucks--Intermediate Haul

Motorcycles & Motor Scooters

■ ■ ■ ■ ■ 5Star Trucking Program ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Guardian Insurance Wholesalers Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

Trucks--Long Haul

■ ■ ■ ■ ■ 5Star Trucking Program ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Guardian Insurance Wholesalers Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

Trucks--Short Haul

■ ■ ■ ■ ■ 5Star Trucking Program ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Guardian Insurance Wholesalers Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Swett & Crawford

Auto - Personal All Terrain Vehicles

■ ■ ■ ■ ■ American Modern Insurance Group ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ McGraw Powersports ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Antique & Classic Auto

■ ■ ■ ■ ■ American Modern Insurance Group ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd.

■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ National Lloyds Insurance Company

Motorcycle - Liability & Physical Damage ■ ■ ■ ■ ■ American Modern Insurance Group ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ McGraw Powersports ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Airports (Private)

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Response Aviation Ins. Svcs, a Div Shaw, Moses, Mendenhall ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

Airshows

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

Aviation (General)

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ Response Aviation Ins. Svcs, a Div Shaw, Moses, Mendenhall ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Wholesale Connection Insurance Services ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ McGraw Powersports ■ ■ ■ ■ ■ Old American ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ South & Western General Agency Inc.

Crop Dusters

Motorhome - Liability & Physical Damage

Fixed Base Operators

■ ■ ■ ■ ■ MexiPass International Insurance Services LLC

Motorhomes/RVs

■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ Old American ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Response Aviation Ins. Svcs, a Div Shaw, Moses, Mendenhall

Ferry Flights

■ ■ ■ ■ ■ Response Aviation Ins. Svcs, a Div Shaw, Moses, Mendenhall ■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Response Aviation Ins. Svcs, a Div Shaw, Moses, Mendenhall ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

Hangar Keepers Liability

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ Old American ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Response Aviation Ins. Svcs, a Div Shaw, Moses, Mendenhall ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

Snowmobiles

Helicopters

Nonstandard Personal Auto Liability & Phys Dmg

■ ■ ■ ■ ■ American Modern Insurance Group ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd.

Travel Trailers & Campers

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Response Aviation Ins. Svcs, a Div Shaw, Moses, Mendenhall ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

Aviation

Hot Air Balloons

■ ■ ■ ■ ■ RPS - Binding Division

Air Cargo

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ Response Aviation Ins. Svcs, a Div Shaw, Moses, Mendenhall ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

Aircraft Products Liability

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Response Aviation Ins. Svcs, a Div Shaw, Moses, Mendenhall ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

Airplanes--Business/Corporate

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Response Aviation Ins. Svcs, a Div Shaw, Moses, Mendenhall ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

Airplanes--Private Pleasure

■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ RPS - Binding Division

Bonds Bankers Blanket Bond High Limits ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ J.B. Lloyd & Associates LLC ■ ■ ■ ■ ■ Universal Service Agency Inc.

Bankers Special Bond

■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ J.B. Lloyd & Associates LLC ■ ■ ■ ■ ■ Universal Service Agency Inc.

Contractor License Bonds

■ ■ ■ ■ ■ Alamo Surety Bonds ■ ■ ■ ■ ■ AmTrust Surety ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

Customs Bonds

■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Universal Service Agency Inc.

■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Response Aviation Ins. Svcs, a Div Shaw, Moses, Mendenhall ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

Employee Benefit Plans Liability

Airport Owners/Operators Liability

■ ■ ■ ■ ■ J.B. Lloyd & Associates LLC ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Arlington/Roe & Co of Kentucky ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Response Aviation Ins. Svcs, a Div Shaw, Moses, Mendenhall ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

Antique & Custom Motorcycles/Scooters ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC

42 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

■ ■ ■ ■ ■ Universal Service Agency Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Excess Fidelity Bonds

Financial Guarantee Bonds

■ ■ ■ ■ ■ Alamo Surety Bonds ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ J.B. Lloyd & Associates LLC ■ ■ ■ ■ ■ Universal Service Agency Inc.

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Hazardous Waste Contractors Bonds ■ ■ ■ ■ ■ Alamo Surety Bonds ■ ■ ■ ■ ■ Universal Service Agency Inc.

Medicare Provider Bonds

■ ■ ■ ■ ■ Alamo Surety Bonds ■ ■ ■ ■ ■ Universal Service Agency Inc.

Performance & Payment Bonds

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Alamo Surety Bonds ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ AmTrust Surety ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Izzo Insurance Services Inc. ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Universal Service Agency Inc.

Self Insured Workers

■ ■ ■ ■ ■ Universal Service Agency Inc.

Subdivision Bonds

■ ■ ■ ■ ■ Alamo Surety Bonds ■ ■ ■ ■ ■ AmTrust Surety ■ ■ ■ ■ ■ Universal Service Agency Inc.

Surety Bonds - Contractors

Surety Bonds - Misc. and Special Risks ■ ■ ■ ■ ■ Alamo Surety Bonds ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Universal Service Agency Inc.

Surety Bonds - Prof. Liability ■ ■ ■ ■ ■ Alamo Surety Bonds ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc. ■ ■ ■ ■ ■ US E&O Brokers

Surety License Bonds

■ ■ ■ ■ ■ Alamo Surety Bonds ■ ■ ■ ■ ■ AmTrust Surety ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ TitlePac Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc.

Third Party Fidelity Coverage

■ ■ ■ ■ ■ Izzo Insurance Services Inc. ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Universal Service Agency Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Business Risks Business Interruption

■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities

Business Owners Policy

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Care Custody/Control Liability (P.D.) ■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ The Mechanic Group Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Corporate Fiduciary Liability ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc.

www.insurancejournal.com

■ Not Available (Italicized companies offer binding authority.)

Cyber Liability

■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ CITA Ins. Svcs, a Div. of Brown & Brown Program Ins. Svcs ■ ■ ■ ■ ■ Commercial Insurance Group ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Employee Benefit Plans Liability ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Hyers and Associates Inc. ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Employers Liability

■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Extended, Product Warranty & Service Contracts ■ ■ ■ ■ ■ Financial Risk Solutions Inc. ■ ■ ■ ■ ■ RPS - Binding Division

Fiduciary Liability

■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ HCC Specialty (MA) ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities

Identity Theft

■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

In-Home Businesses

■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ HCC Specialty (MA) ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ Victor O. Schinnerer & Co. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Tennant Risk Services

Mergers & Acquisitions ■ ■ ■ ■ ■ Concord Specialty Risk

Reps and Warranties

■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Swett & Crawford

Self Storage Risks

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ MiniCo Insurance Agency LLC ■ ■ ■ ■ ■ PartnerOne Environmental

Sexual Harassment Legal Expense ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Warranty Protection Coverage ■ ■ ■ ■ ■ IPA Risk Management LLC

Contractors & Related Alarm Contractors

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Brownyard Programs Ltd. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Costanza Insurance Agency Inc. ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Izzo Insurance Services Inc. ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Sierra Specialty ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ The Mechanic Group Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Hall & Company ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Victor O. Schinnerer & Co. ■ ■ ■ ■ ■ Western Special Risks Inc.

Artisan Contractor Program

IT Consultants Errors & Omissions

Medical Testing Labs

■ ■ ■ ■ ■ Alliance of Nonprofits for Ins. Risk Retention Group ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Architects & Engineers

Food Borne Illness

Kidnap, Ransom & Extortion

Sexual Abuse Liability

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ M.J. Hall & Company Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Risk Associates Inc.

Artisan Contractors

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas Financial Holdings, Inc. - View Company Info on Page 67 ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs

January 26, 2016 INSURANCE JOURNAL-NATIONAL REGION | 43

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

■ ■ ■ ■ ■ Alamo Surety Bonds ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ AmTrust Surety ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Universal Service Agency Inc.

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

Artisan Contractors (continued)

■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Wholesale Connection Insurance Services ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Asbestos Abatement Contractors

■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Builders Risk

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ National Lloyds Insurance Company ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ PER se ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Technical Risk Underwriters ■ ■ ■ ■ ■ Victor O. Schinnerer & Co.

■ West

■ Not Available

■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

Builders Risk Installation Floater

■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Safehold Special Risk

Building Materials Dealers

■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ IPC

Cable Line Installers

■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Patriot National Underwriters Inc.

COC Program

■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ USASIA Insurance Services

Concrete Mix-In-Transit

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Concrete Pumpers

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Construction Liability

■ ■ ■ ■ ■ Align General Insurance Agency LLC ■ ■ ■ ■ ■ Alliant Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ HCC Specialty ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Technical Risk Underwriters ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC

Construction Managers

■ ■ ■ ■ ■ Hall & Company ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Victor O. Schinnerer & Co.

Construction Wrap-Ups

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Technical Risk Underwriters ■ ■ ■ ■ ■ Worldwide Facilities LLC ■ ■ ■ ■ ■ Wrap Up Insurance Solutions

Contractors Design & Build Liability ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ HCC Specialty ■ ■ ■ ■ ■ Professional Underwriters Agency Inc.

44 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

(Italicized companies offer binding authority.)

Contractors Equipment

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Western World Insurance Group ■ ■ ■ ■ ■ Wholesale Connection Insurance Services ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Contractors Paper

■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York)

Contractors Pollution Liability

■ ■ ■ ■ ■ Alliant Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC

Contractors-Remodeling

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Special Risks Inc.

Crane & Rigging Contractors

■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Custom Home Builders

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ DFCORBY Insurance Services

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC

Demolition Contractors Liability

Electricians

■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ Topa Insurance Company

Elevator Contractors

■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Swett & Crawford

Environmental Contractors

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

Fire Sprinkler Contractors

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Izzo Insurance Services Inc. ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ RelMark Program Managers ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ USG Insurance Services Inc.

Fire/Water Restoration

■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Rockhill Insurance Company

Fireworks Display Contractors Risk ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Prime Insurance Company

www.insurancejournal.com

■ Not Available (Italicized companies offer binding authority.)

Framers

■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

General Contractors - Commercial

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ M.J. Hall & Company Inc. ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Technical Risk Underwriters ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western World Insurance Group ■ ■ ■ ■ ■ Wholesale Connection Insurance Services ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC

General Contractors - Residential

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc.

■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC

Hospitality

■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ TAPCO Underwriters Inc.

Janitorial

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western World Insurance Group ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Land Surveyors

■ ■ ■ ■ ■ Hall & Company ■ ■ ■ ■ ■ Victor O. Schinnerer & Co.

Landscape Architects

■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ Victor O. Schinnerer & Co.

Landscaping

■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ Sierra Specialty ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Western World Insurance Group

Lead Abatement Contractors

■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ PartnerOne Environmental

Outside Contractors All

■ ■ ■ ■ ■ Align General Insurance Agency LLC ■ ■ ■ ■ ■ Crouse & Associates

Prefabricated Building Erection ■ ■ ■ ■ ■ Empire Underwriters LLC

Property--Real, Personal & Business Income

■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ TAPCO Underwriters Inc.

Roofers

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ DFCORBY Insurance Services

January 26, 2016 INSURANCE JOURNAL-NATIONAL REGION | 45

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western World Insurance Group

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Roofers (continued)

■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western World Insurance Group ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Scaffolding Risks

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

Social Service ■ ■ ■ ■ ■ Irwin Siegel Agency Inc.

■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ RPS - Programs Division

Swimming Pool Contractors

■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ M.J. Hall & Company Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Partners Specialty Group LLC

Toxic Mold Liability

■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

X.C.U. (Contractors) Liability

■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

Directors & Officers Liability Associations

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Western World Insurance Group

Boards of Education

■ ■ ■ ■ ■ Allsouth Professional Liability

Chambers of Commerce

■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc.

Condominiums

■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ The McGowan Companies

■ West

■ Not Available

Country Clubs

■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Great American Ins. Group - Executive Liability Division ■ ■ ■ ■ ■ RPS - Programs Division

Crime

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

D&O (General)

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Commercial Insurance Group ■ ■ ■ ■ ■ Compass Insurance Group of Agencies ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ Insurance Specialties Services Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Wholesale Connection Insurance Services ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

46 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Worldwide Facilities LLC

Employer`s Professional Liability

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Commercial Insurance Group ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ US E&O Brokers

ESOP Companies

■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts)

Fiduciary Liability

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Financial Institutions

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ Russell Bond & Co. Inc.

Homeowners Associations

■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western World Insurance Group

Kidnap/Ransom

■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Victor O. Schinnerer & Co.

Non-Profit Organizations

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Alliance of Nonprofits for Ins. Risk Retention Group ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ Victor O. Schinnerer & Co. ■ ■ ■ ■ ■ Western Special Risks Inc.

Private Company

Public Officials

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ American Public Risk ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Professional Governmental Underwriters ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Western World Insurance Group

Union Officials

■ ■ ■ ■ ■ Agentic Insurance LLC

Venture Capitalists

■ Not Available (Italicized companies offer binding authority.)

Earthquake/DIC

■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Compass Insurance Group of Agencies ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Technical Risk Underwriters ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

Stand Alone Earthquake

Entertainment/Live Performance Broadcasters

■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

Cancellation

■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ HCC Specialty (MA)

Concerts

■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ Prime Insurance Company

Entertainment (General)

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Event Weather Insurance

■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ HCC Specialty (MA)

Youth Sport Leagues

Film & TV Producers Indemnity (Cast)

Earthquake & Related Earthquake & Land Failure ■ ■ ■ ■ ■ Crouse & Associates

Earthquake--Commercial

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ CIBA Insurance Services ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Earthquake--Residential

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ CIBA Insurance Services ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ TAPCO Underwriters Inc.

www.insurancejournal.com

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Film Negative

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Live Theatrical Risks

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Media Special Perils

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

Non-Appearance

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ HCC Specialty (MA)

Weather

■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Environmental Agricultural Dealers

■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Prime Insurance Company

Alternative Energy Plants

■ ■ ■ ■ ■ PER se ■ ■ ■ ■ ■ Philadelphia Insurance Companies

■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Response Aviation Ins. Svcs, a Div Shaw, Moses, Mendenhall ■ ■ ■ ■ ■ Sierra Specialty

Disposal Sites Non-Owned

■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Swett & Crawford

Dry Cleaners

■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Environmental Impairment Liability

■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ RLI Insurance Company

■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Crop Dusting & Spraying

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Target Managers Insurance Services ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Environmental Risks

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ HCC Specialty ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Target Managers Insurance Services ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC

Geothermal Energy Projects

■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ PER se ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Ground Crop Dusting & Spraying ■ ■ ■ ■ ■ Philadelphia Insurance Companies

January 26, 2016 INSURANCE JOURNAL-NATIONAL REGION | 47

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ Victor O. Schinnerer & Co.

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Hazardous Waste Hauling

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ Target Managers Insurance Services

Hazardous Waste Storage & Disposal Facilities ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Target Managers Insurance Services

Hospitals & Healthcare

■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

Landfills (Sanitary)

■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Swett & Crawford

Lenders Environmental Cost

■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Mining Operations

■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ MarketScout

Non-Hazardous Waste Hauling

■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Pollution (General)

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Compass Insurance Group of Agencies ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ USX/S

Pollution Above Ground

■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Rockhill Insurance Company

Pollution Clean Up Indemnity

■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc.

■ West

■ Not Available

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Swett & Crawford

Equipment Dealers

Pollution Liability

■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Prime Insurance Company

■ ■ ■ ■ ■ 5Star Waste Insurance Program ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Apex Insurance Services ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Universal Insurance Programs ■ ■ ■ ■ ■ USX/S

Real Estate Owner Asbestos Abatement

■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Solar Energy Products and Installers

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ PER se ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Underground Fuel Tank Pollution Liability ■ ■ ■ ■ ■ Apex Insurance Services ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Swett & Crawford

Underground Storage Tanks

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Ins. Services Inc. (Alabama) ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ USG Insurance Services Inc.

Equipment/Machinery/Tools Agricultural Equipment

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc.

Boiler & Machinery (High Value Objects) ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ PER se ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Swett & Crawford

Computer Equipment

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc.

48 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Swett & Crawford

Firearms

Food Processors

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Partners Specialty Group LLC

Forestry Equipment

■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ Victor O. Schinnerer & Co.

High Technology Projects ■ ■ ■ ■ ■ IT Risk Managers Inc.

Logging Operations

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Victor O. Schinnerer & Co.

Medical Equipment Dealer

■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ LifeScienceRisk

Excess Coverage Employers Excess Indemnity ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ RLI Insurance Company

Excess Auto Liability Commercial

■ ■ ■ ■ ■ 5Star Waste Insurance Program ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Sunderland Insurance Services Inc. ■ ■ ■ ■ ■ Swett & Crawford

Excess Auto Liability Personal

■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Excess E&O

■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ TitlePac Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Excess Flood

■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CIBA Insurance Services ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ National Lloyds Insurance Company ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ Swett & Crawford

Excess Liability Commercial

■ ■ ■ ■ ■ 5Star Paratransit Program ■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Brownyard Group

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Excess Liability Personal

■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Response Aviation Ins. Svcs, a Div Shaw, Moses, Mendenhall

Excess Malpractice

■ ■ ■ ■ ■ General Star Management Company

Excess Malpractice & Professional Liability ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ USX/S

Excess Maritime Employers Liability ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ LIG Marine Managers

Excess Professional Liability

■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Excess Property Commercial

■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ CIBA Insurance Services ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ RPS - Brokerage Division

Self-Insured Excess Coverage ■ ■ ■ ■ ■ Apex Insurance Services ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ Roundstone Management ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SFA-5Star Specialty Programs

www.insurancejournal.com

■ Not Available (Italicized companies offer binding authority.)

Self-Insured Risks

■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ MyMGA.com ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ PersonalUmbrella.com ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ South & Western General Agency Inc.

■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Roundstone Management ■ ■ ■ ■ ■ SFA-5Star Specialty Programs ■ ■ ■ ■ ■ Sunderland Insurance Services Inc. ■ ■ ■ ■ ■ Swett & Crawford

Stop Loss Excess Aggregate

■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Roundstone Management ■ ■ ■ ■ ■ SFA-5Star Specialty Programs

Umbrella Liability Commercial

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ MainstreetUmbrella.com ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ MiniCo Insurance Agency LLC ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ PersonalUmbrella.com ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ Southwest Energy Underwriters Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Sunderland Insurance Services Inc. ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ World Wide Specialty Programs Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

Workers’ Comp

Umbrella Liability Personal

Racehorses

■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ MainstreetUmbrella.com ■ ■ ■ ■ ■ McGraw Insurance Services

■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ Swett & Crawford

Farm & Animal Commercial Risks Dairies

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ Sierra Specialty ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Equestrian & Equine-Related Business ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Horse & Carriage Risks

■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Horse Breeders/Boarders

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Horse Farms

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Horse Mortality Surgical & Medical ■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Livestock Comm. Feedlot Reporting Farm ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Livestock Haulers

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Livestock--Care, Custody or Control ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Pet & Feed Supply Stores

■ ■ ■ ■ ■ Tejas American General Agency

Pet Mortality

■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Poultry Houses

■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Rodeos & Horse Shows

■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ T.H.E. Insurance Company ■ ■ ■ ■ ■ Tejas American General Agency

January 26, 2016 INSURANCE JOURNAL-NATIONAL REGION | 49

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CIBA Insurance Services ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ RelMark Program Managers ■ ■ ■ ■ ■ Response Aviation Ins. Svcs, a Div Shaw, Moses, Mendenhall ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Saddle Animal Liability

■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ T.H.E. Insurance Company ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Farm & Ranch Owners Commercial Agribusiness

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ Sierra Specialty ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Farm & Ranch Owners Equipment ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ Tejas American General Agency

Farm & Ranch Owners Liability (only)

■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Tejas American General Agency

Farm & Ranch Owners Property (only) 2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

■ ■ ■ ■ ■ Tejas American General Agency

FRO Package

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Financial Institution Services Bankers Environmental Legal Expense ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA)

Collateral Protection Insurance ■ ■ ■ ■ ■ Innovative Risk Solutions ■ ■ ■ ■ ■ J.B. Lloyd & Associates LLC ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ Meridian Finance Group

Diversified Financial Products ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ Swett & Crawford

FDIC/SLIC Insurance

■ ■ ■ ■ ■ Swett & Crawford

Financial Institutions

■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Innovative Risk Solutions ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ J.B. Lloyd & Associates LLC ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Forced Placed & Foreclosure Property

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Innovative Risk Solutions ■ ■ ■ ■ ■ J.B. Lloyd & Associates LLC ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency

Investment Advisors

■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Swett & Crawford

Lenders Simple Interest/VSI/BSI ■ ■ ■ ■ ■ Innovative Risk Solutions ■ ■ ■ ■ ■ J.B. Lloyd & Associates LLC

■ West

■ Not Available

Flood & Related

Garage

Flood--Commercial

Auto Dealers

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ National Lloyds Insurance Company ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Swett & Crawford

Flood--Personal

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ National Lloyds Insurance Company ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ South Texas General Insurance Agency

Foreign Coverages Exporters Package

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

Foreign

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

International

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

International Kidnap Insurance

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC

International Medical, Disability, Life ■ ■ ■ ■ ■ Clements Worldwide

Kidnap and Ransom

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ HCC Specialty (MA) ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Victor O. Schinnerer & Co.

Mexican Commercial Lines

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC

Mexican Personal Lines

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC

Mexican Tourist Auto

Life Insurance for Lenders Risk ■ ■ ■ ■ ■ Hyers and Associates Inc.

■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC

Private Equity

Political Risk

■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Innovative Risk Solutions ■ ■ ■ ■ ■ Swett & Crawford

Second Mortgage

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC

■ ■ ■ ■ ■ Mc Claugherty Insurance Agency

50 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Victor O. Schinnerer & Co.

Auto Service and Repair

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Special Risks Inc.

Garage Keepers Auto Services ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc.

Garage Keepers Legal Liability/Dealers Open Lot

■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Victor O. Schinnerer & Co. ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

Garage Liability

■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

Garage Liability (Substandard) ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ NIF Group Inc.

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ West

■ Not Available (Italicized companies offer binding authority.)

Garage Liability Hazard II

Bed & Breakfasts

General Liability

Breweries/Micro

■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ DMI Insurance Services

On-Hook Coverage

■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS

Service Operations

■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Used Car Dealers

Hospitality Bars/Night Clubs

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ M.J. Hall & Company Inc. ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

www.insurancejournal.com

■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities

Casinos

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ MAXIMUM

Caterers

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ TAPCO Underwriters Inc.

Dinner Theaters

■ ■ ■ ■ ■ Philadelphia Insurance Companies

Gentlemens Clubs

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc.

Spas

Hotels/Motels Packages

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ Western Special Risks Inc.

Internet Risks

■ ■ ■ ■ ■ Gerald J. Wilkoff Inc.

Resorts

■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities

Restaurants

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Anderson & Murison Inc.

■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ M.J. Hall & Company Inc. ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ RISCO Insurance Brokerage Inc. ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Insurtec Tanning and Spa Insurance ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ TAPCO Underwriters Inc.

Special Events

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. (Zionsville) ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ HCC Specialty (MA) ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc.

Inland Marine Bailee

■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ NBIS

Builders Risk

■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Deans & Homer ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Southwest Risk

January 26, 2016 INSURANCE JOURNAL-NATIONAL REGION | 51

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Victor O. Schinnerer & Co. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Special Risks Inc.

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ RIC Insurance General Agency Inc.

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Builders Risk (continued)

■ ■ ■ ■ ■ Technical Risk Underwriters ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Victor O. Schinnerer & Co. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

Contractors Equipment

■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Construction Insurance Solutions ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Wholesale Connection Insurance Services ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

EDP

■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc.

Equipment Floaters

■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Interline Insurance Services ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

Floaters (Misc.)

■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

Installation Floaters

■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Deans & Homer ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Safehold Special Risk

Installment Sales Floaters

■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc.

Motor Truck Cargo

■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. ■ ■ ■ ■ ■ Ascinsure Specialty Risk

■ West

■ Not Available

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ Interline Insurance Services ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ MacAfee & Edwards Inc. - Mexican Insurance Specialist ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Transportation Risk Underwriters Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

Personal Property Floaters

Web Hosting

■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Swett & Crawford

Warehousemens Liability

■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

Internet Related Risks Cyber Liability

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CITA Ins. Svcs, a Div. of Brown & Brown Program Ins. Svcs ■ ■ ■ ■ ■ Commercial Insurance Group ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ RISCO Insurance Brokerage Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ USX/S

E&O

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc.

52 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

E-Commerce Risks

■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber

Internet Service Providers

■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

Software Designers

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ RPS Technology & Cyber

Web Site Designers

■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ USX/S

Liability Apartments (liability only)

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ PPhiladelphia Insurance Companies ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ TAPCO Underwriters Inc.

Comprehensive Personal Liability (CPL)

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ TAPCO Underwriters Inc.

General Liability (GL)

■ ■ ■ ■ ■ 5Star Waste Insurance Program ■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Atlas Financial Holdings, Inc. - View Company Info on Page 67 ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ CIBA Insurance Services ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Compass Insurance Group of Agencies ■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Costanza Insurance Agency Inc. ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ General Star Management Company

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Homeowners Associations

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Western World Insurance Group

Lessor`s Risk

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ HCC Specialty (MA) ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Western World Insurance Group

www.insurancejournal.com

■ Not Available (Italicized companies offer binding authority.)

Owners, Landlords & Tenants (OLT)

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ USASIA Insurance Services

Premises Liability

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Topa Insurance Company

Liquor Liability Bars/Night Clubs (W/ Liquor Liability)

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ M.J. Hall & Company Inc. ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Liquor Dealers & Stores

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc.

Liquor Liability

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc.

■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Special Risks Inc.

Liquor Liability Host

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ TAPCO Underwriters Inc.

Manufacturing Risks Ammunition Manufacturers

■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Building Supplies

■ ■ ■ ■ ■ Continental Underwriters Inc.

Chemical Manufacturers

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Electrical & Electronic Equip. Manufacturers ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Food Manufacturers/Producers

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ The McGowan Companies

Furniture & Fixtures Manufacturers ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Topa Insurance Company

Medical Equipment Manufacturers

■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ LifeScienceRisk ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Quaker Special Risk (Florida)

January 26, 2016 INSURANCE JOURNAL-NATIONAL REGION | 53

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Lloyds Insurance Company ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Norman-Spencer International Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Southwest Energy Underwriters Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Specialty Risk Associates Inc. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Transportation Risk Underwriters Inc. ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Medical Equipment Manufacturers (continued) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Swett & Crawford

Metal & Plastics Manufacturers

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Western Special Risks Inc.

Stone, Clay & Glass Manufacturers

■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities

Transportation Equipment Manufacturers 2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

■ ■ ■ ■ ■ Citadel Insurance Services, LC

Wood Products Manufacturing

■ West

■ Not Available

(Italicized companies offer binding authority.)

Boat Dealers

■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

Boat Manufacturers

■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ TCA Inc.

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ TCA Inc.

Boat Repair Operations - Yards

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Boat/PWC Rental Operations

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Woodus K. Humphrey & Co. (AmWINS)

C.O.F.R. (Certificate of Financial Responsibility)

Marine Related

Charter Boats - Skippered

Antique & Classic Boats

■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ Markel Personal Lines

Container (Marine) Insurance

■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ The Hanover Insurance Group

■ ■ ■ ■ ■ TCA Inc.

Charter Boats - Bareboat

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ ACE Recreational Marine Insurance ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ TCA Inc.

marine insurance at l a s s s p e c i a l r i s k s

Dry Storage

Excess Liability

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ TCA Inc.

Fishing Boats Commercial

■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ Markel Personal Lines

Fishing Guides

■ ■ ■ ■ ■ ACE Recreational Marine Insurance ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

High Performance Boats

■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance

Hull/P&I

■ ■ ■ ■ ■ ACE Recreational Marine Insurance ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Jet Pump Boats

■ ■ ■ ■ ■ ACE Recreational Marine Insurance ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance

Jet Ski/PWC

Only “A” rAted security yAcHts POWer & sAil Values to $200,000,000.

Worldwide Coverage Florida 12 months

Marina Operators

cHArter BOAts Insuring Crewed or Bare Boat Charters Including Fleets

MArinAs & BOAt deAlers All Liabilities and Property Including Piers & Docks

e s ta b l i s h e d 1 9 8 1

■ ■ ■ ■ ■ ACE Recreational Marine Insurance ■ ■ ■ ■ ■ American Modern Insurance Group ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ McGraw Powersports ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ T.H.E. Insurance Company ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ The Hanover Insurance Group

Marinas, Boat Dealers/Repairers

Atlass Special Risks | Laura Sherrod | 866.471.9722 lsherrod@atlassinsurance.com | www.atlassspecialrisks.com

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

llOyds | AiG | cHuBB | ZuricH | seAWAve | iMu | trAvelers | stArr 54 |ATLASS15680.indd INSURANCE JOURNAL-NATIONAL REGION January 25, 2016 1 Atlass_INS_JOURN_SR_0112_FINAL.indd 1

2/7/12 10:50 AM 1/27/12 10:13 AM

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Marine Pollution

■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ TCA Inc.

Maritime Employers Liability (MEL)

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Ocean Marine

Oceanography Risks

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ TCA Inc.

Passenger Vessel - Excursions ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ TCA Inc.

Personal Watercraft - Liability & Phys Damage ■ ■ ■ ■ ■ ACE Recreational Marine Insurance ■ ■ ■ ■ ■ American Modern Insurance Group ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance

Private Pleasure Yachts

■ ■ ■ ■ ■ ACE Recreational Marine Insurance ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance

Ship Repairers

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Ski Boat/Small Boat Package

■ ■ ■ ■ ■ ACE Recreational Marine Insurance ■ ■ ■ ■ ■ American Modern Insurance Group ■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ McGraw Powersports ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance

Watercraft - Liability & Physical Damage ■ ■ ■ ■ ■ ACE Recreational Marine Insurance ■ ■ ■ ■ ■ American Modern Insurance Group ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Hagerty Insurance Agency LLC ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ Maritime Program Group

www.insurancejournal.com

■ Not Available (Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance

Oil & Gas Control of Well/OEE

■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Southwest Energy Underwriters Inc. ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

Wet Marine

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

Liquified Petroleum Gas Dealers ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Swett & Crawford

Non-Profit & Related

Offshore Oil Drilling & Service Risks

Charitable Organizations

■ ■ ■ ■ ■ Alliance of Nonprofits for Ins. Risk Retention Group ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Western World Insurance Group

Clubs/Groups

■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Alliance of Nonprofits for Ins. Risk Retention Group ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ RPS - Programs Division

Non-Profit Organizations

■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Alliance of Nonprofits for Ins. Risk Retention Group ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Compass Insurance Group of Agencies ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Victor O. Schinnerer & Co. ■ ■ ■ ■ ■ Western Special Risks Inc.

Religious Organizations

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ USG Insurance Services Inc.

Volunteers

■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Oil & Gas Risks

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Risk Theory LLC ■ ■ ■ ■ ■ Southwest Energy Underwriters Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Victor O. Schinnerer & Co. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC

Petrochemical Risks

■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Products Liability Chemical Products

■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Cosmetics Products ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Co. ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

Hazardous Products

■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Internet Risks

■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Tennant Risk Services

■ ■ ■ ■ ■ Negley Associates

January 26, 2016 INSURANCE JOURNAL-NATIONAL REGION | 55

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

■ ■ ■ ■ ■ Atlass Insurance Group ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Maritime Program Group ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Terheggen/Malone Marine Insurance ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ Transportation Risk Underwriters Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Wyvern International Insurance Brokers

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Medical Products

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

New Products

■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

Nutriceuticals ■ ■ ■ ■ ■ Citadel Insurance Services, LC

■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ LifeScienceRisk ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ R-T Specialty LLC

Pharmaceuticals ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Swett & Crawford

Products Extortion Protection

■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc.

Products Liability (General)

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Compass Insurance Group of Agencies ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Co. ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ The Mechanic Group Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

■ West

■ Not Available

■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC

(Italicized companies offer binding authority.)

Beauticians

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Western World Insurance Group

Billing Services (Incl. Medical)

■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Swett & Crawford

■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

Professional Liability

Bookkeepers

Products Recall Expense Ins.

Accountants

■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Betty Harder & Assoc Inc. ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Herbert H. Landy Insurance ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Norman-Spencer International Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs

Actuaries

■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Synergy Professional Associates Inc.

Advertising Agencies

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc.

Alarm Installers

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Brownyard Programs Ltd. ■ ■ ■ ■ ■ Costanza Insurance Agency Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Izzo Insurance Services Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Sierra Specialty ■ ■ ■ ■ ■ The Mechanic Group Inc.

Architects & Engineers

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Hall & Company ■ ■ ■ ■ ■ HCC Specialty ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Victor O. Schinnerer & Co. ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Asset Managers

■ ■ ■ ■ ■ Markel Cambridge Alliance

Bankers

■ ■ ■ ■ ■ IT Risk Managers Inc.

56 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Herbert H. Landy Insurance ■ ■ ■ ■ ■ US E&O Brokers

Broadcasters & Publishers

■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

Collection Agencies ■ ■ ■ ■ ■ TitlePac Inc.

Computer & EDP Consultants

■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Tennant Risk Services

Consultants (General)

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Hall & Company ■ ■ ■ ■ ■ HCC Specialty ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ US E&O Brokers

Contractors

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Hall & Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Norman-Spencer International Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc.

Counselors

■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ ProSurance Group Inc.

Crime

■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ US E&O Brokers

Cyber Liability

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Axis Insurance Services LLC

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ CITA Ins. Svcs, a Div. of Brown & Brown Program Ins. Svcs ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Commercial Insurance Group ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Markel Cambridge Alliance ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

E&O (General)

www.insurancejournal.com

■ Not Available (Italicized companies offer binding authority.)

Financial Institution

■ ■ ■ ■ ■ Western World Insurance Group ■ ■ ■ ■ ■ World Wide Specialty Programs Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ US E&O Brokers

E&S Brokers & MGAs

■ ■ ■ ■ ■ Construction Insurance Partners ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ Western E&O

Financial Planners

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ EOforLess.com ■ ■ ■ ■ ■ Markel Cambridge Alliance ■ ■ ■ ■ ■ ProSurance Group Inc.

Employment Practices Liability

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Commercial Insurance Group ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Western E&O ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Firearm Instructors

■ ■ ■ ■ ■ Izzo Insurance Services Inc. ■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program

Home Inspectors

■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ TitlePac Inc.

Homeowner Associations Liability

■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ Western World Insurance Group

Insurance Adjusters

■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Western E&O

Insurance Agents & Brokers E&O

■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Target Professional Programs

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CITA Insurance Services, a Div. of Brown & Brown Program Ins. Svcs ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ EOforLess.com ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Insurance Specialties Services Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (Formerly Crump Prof. Concepts) ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ Sierra Specialty ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ U.S. Brokers Network Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western E&O ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Fiduciary Liability

Interior Designers

Environmental E&O

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ HCC Specialty ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Escrow Agents

■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ TitlePac Inc.

Executive Recruiters/Employment Agencies

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Markel Cambridge Alliance ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Synergy Professional Associates Inc.

■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Target Professional Programs

January 26, 2016 INSURANCE JOURNAL-NATIONAL REGION | 57

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Commercial Insurance Group ■ ■ ■ ■ ■ Compass Insurance Group of Agencies ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ Costanza Insurance Agency Inc. ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ CRES Insurance Services ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ EOforLess.com ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ HCC Specialty ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ Insurance Specialties Services Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Markel Cambridge Alliance ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Western Special Risks Inc.

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Internet Risks

■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

Investment Advisory Reps

■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ EOforLess.com ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Markel Cambridge Alliance ■ ■ ■ ■ ■ ProSurance Group Inc.

Land Surveyors

■ ■ ■ ■ ■ Hall & Company ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Victor O. Schinnerer & Co.

Landscape Architects

■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ Victor O. Schinnerer & Co.

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

Lawyers

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ JLT Facilities Inc. ■ ■ ■ ■ ■ Monitor Liability Managers ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Number One Insurance Agency ■ ■ ■ ■ ■ Professional Insurance Concepts (Formerly Crump Prof. Concepts) ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Media Professionals

■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Insurance Specialties Services Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

Misc. Professional Liability

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ CITA Insurance Services, a Div. of Brown & Brown Program Ins. Svcs ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Commercial Insurance Group ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ CRC Insurance Services - All Offices

■ West

■ Not Available

■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ G.J. Sullivan Company ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ Insurance Specialties Services Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts (fka Crump Prof. Concepts) ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ TitlePac Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Western E&O ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Mortgage Brokers

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ TitlePac Inc.

Party Coordinators

■ ■ ■ ■ ■ Professional Program Insurance Brokerage

Police/Law Enforcement Officers

■ ■ ■ ■ ■ American Public Risk ■ ■ ■ ■ ■ Apex Insurance Services ■ ■ ■ ■ ■ Brownyard Programs Ltd. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Professional Governmental Underwriters

Private Investigators

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Brownyard Programs Ltd. ■ ■ ■ ■ ■ Costanza Insurance Agency Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Houston International Insurance Group ■ ■ ■ ■ ■ Izzo Insurance Services Inc. ■ ■ ■ ■ ■ Sierra Specialty

Property Managers

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ Kevin Davis Insurance Services

58 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ Preferred Property Programs ■ ■ ■ ■ ■ RealCare Insurance ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ Victor O. Schinnerer & Co.

Real Estate Agents

■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ CRES Insurance Services ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Herbert H. Landy Insurance ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Insurance Specialties Services Inc. ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ RealCare Insurance ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ Sierra Specialty ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ TitlePac Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ Victor O. Schinnerer & Co. ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

Real Estate Appraisers

■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Herbert H. Landy Insurance ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ RealCare Insurance ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ TitlePac Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ Victor O. Schinnerer & Co.

Registered Investment Advisors

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ EOforLess.com ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Markel Cambridge Alliance ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ US E&O Brokers

School Board/Public Officials

■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Apex Insurance Services ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Professional Governmental Underwriters ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ Western World Insurance Group

Security Guard & Detective Agencies

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Brownyard Programs Ltd. ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Izzo Insurance Services Inc. ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ The Mechanic Group Inc.

Stand- Alone Fiduciary

■ ■ ■ ■ ■ Great American Insurance Group - Executive Liability Division ■ ■ ■ ■ ■ Synergy Professional Associates Inc.

Stock Brokers

■ ■ ■ ■ ■ ProSurance Group Inc.

Tax Preparers

■ ■ ■ ■ ■ Norman-Spencer International Inc. ■ ■ ■ ■ ■ US E&O Brokers

Technology Professionals

■ ■ ■ ■ ■ 5Star Specialty Programs - All Offices ■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc.

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ The Hanover Insurance Group ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

Telecommunications

■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ The Hanover Insurance Group

Temporary Personnel Agencies

■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Third Party Administrators

Title Agents

■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Fox Point Programs ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ TitlePac Inc.

Travel Agents

■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

■ Not Available (Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Ultra Risk Advisors ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

Chiropractors

■ ■ ■ ■ ■ RPS Healthcare

Clinical Trials

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Tennant Risk Services

Professional Liability--Medical Fields Abortion Clinics

■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company

Acupuncturists

■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc.

Alcohol/Drug Rehabilitation Centers

■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ JLT Facilities Inc. ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Western World Insurance Group

Allergists

■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company

www.insurancejournal.com

■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Houston International Insurance Group ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc.

Hospitals

■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Sapphire Blue ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Ultra Risk Advisors

■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc.

Community Health Centers

Counseling/Mental Health Facilities

■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Tennant Risk Services

Hospice Care Programs

College/University Health Centers

Truck Drivers/Operators Web Site Designers

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Houston International Insurance Group ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Sapphire Blue ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Western World Insurance Group

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Sapphire Blue ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc.

■ ■ ■ ■ ■ Greenwich Transportation Underwriters Inc. aka GTU ■ ■ ■ ■ ■ Swett & Crawford

Home Health Agencies

Assisted Living Facilities

■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc.

Truck Brokers

■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ Worldwide Facilities LLC

Allied Health Care

■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ Western World Insurance Group

Dentists

■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Healthcare Administrative E&O ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ PL Risk Advisors Inc.

Healthcare Facilities (Misc.)

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Environmental Insurance Agency (EIA) ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc.

Kidney Dialysis Facilities

■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc.

Managed Care Organizations

■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Ultra Risk Advisors ■ ■ ■ ■ ■ USX/S

Medical & Physical Rehab Facilities

■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ Tennant Risk Services

Medical Imaging Centers

■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ Ultra Risk Advisors

January 26, 2016 INSURANCE JOURNAL-NATIONAL REGION | 59

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ PL Risk Advisors Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ US E&O Brokers ■ ■ ■ ■ ■ Western E&O

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Medical Malpractice

■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ Ultra Risk Advisors ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Worldwide Facilities LLC

Medical Stop Loss

■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Roundstone Management

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

Misc. Professional Liability - Medical Fields ■ ■ ■ ■ ■ Access E&S Insurance Services (VA) ■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Axis Insurance Services LLC ■ ■ ■ ■ ■ Compass Insurance Group of Agencies ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Western Special Risks Inc.

Nurses

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ RPS Healthcare

Nursing/Convalescent Homes

■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Sapphire Blue ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ USX/S

Ophthalmologists

■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company

Opticians

■ ■ ■ ■ ■ RPS Healthcare

Optometrists

■ ■ ■ ■ ■ RPS Healthcare

Osteopaths

■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company

Outpatient Clinics

■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk (Florida)

■ West

■ Not Available

■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Tennant Risk Services

Paramedics

■ ■ ■ ■ ■ RPS Healthcare

Physician Groups & Clinics

■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Ultra Risk Advisors ■ ■ ■ ■ ■ USX/S

Physicians

■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ Ultra Risk Advisors ■ ■ ■ ■ ■ USX/S ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Podiatrists

■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ RPS Healthcare

Psychiatrists

■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company

Psychologists

■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Western World Insurance Group

Specified Medical Professions

■ ■ ■ ■ ■ Access E&S Insurance Services (CA) ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Tennant Risk Services ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

Surgery Centers

■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc. ■ ■ ■ ■ ■ Tennant Risk Services

Urgent Care Centers

■ ■ ■ ■ ■ Agentic Insurance LLC ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ ProSurance Group Inc. ■ ■ ■ ■ ■ PULIC Program - TDC Specialty Insurance Company ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc.

Veterinarians

■ ■ ■ ■ ■ James River Insurance Company

60 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

(Italicized companies offer binding authority.)

Property--Commercial Apartments

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CIBA Insurance Services ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ National Affordable Housing Program / Sandner Group ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Capacity or Excess Property Insurance

■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Worldwide Facilities LLC

Churches

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ RPS - Programs Division

Coastal Property

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Apex Insurance Services ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ R-T Specialty LLC

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Commercial Flood (Non-Federal)

■ ■ ■ ■ ■ CIBA Insurance Services ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Swett & Crawford

Commercial Property

Completed-but-not-Sold Properties ■ ■ ■ ■ ■ Swett & Crawford

Condominiums

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CIBA Insurance Services ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc.

www.insurancejournal.com

■ Not Available (Italicized companies offer binding authority.)

■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS)

Difference-in-Conditions

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Crouse & Associates ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

Earthquake

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Western World Insurance Group

Office Buildings

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CIBA Insurance Services ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ DUAL Commercial LLC ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc.

Restaurants

General Liability (GL)

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Compass Insurance Group of Agencies ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ National Affordable Housing Program / Sandner Group ■ ■ ■ ■ ■ National Lloyds Insurance Company ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Hotels/Motels

■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ CITA Insurance Services, a Div. of Brown & Brown Program Ins. Svcs ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Western World Insurance Group

Manufacturing Operations

■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Mercantile

Mobile Home Parks

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

School Districts

■ ■ ■ ■ ■ Apex Insurance Services ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ RPS - Programs Division

Shopping Centers

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Topa Insurance Company

SMP Package (Specialty/Nonstandard)

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Topa Insurance Company

Taverns

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Topa Insurance Company

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ Unifax Insurance Systems Inc.

Tenant Discrimination

■ ■ ■ ■ ■ Access E&S Insurance Services (CA)

January 26, 2016 INSURANCE JOURNAL-NATIONAL REGION | 61

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

■ ■ ■ ■ ■ 5Star Waste Insurance Program ■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ CIBA Insurance Services ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a Div. of Frenkel & Company ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Deans & Homer ■ ■ ■ ■ ■ DFCORBY Insurance Services ■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ General Star Management Company ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ Interline Insurance Services ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Lloyds Insurance Company ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ New Empire Group ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Promont Advisors LLC ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ RLI Insurance Company ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Topa Insurance Company ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Terrorism

■ ■ ■ ■ ■ Clements Worldwide

Toxic Mold Liability

■ ■ ■ ■ ■ Beacon Hill Associates Inc. ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS)

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

Vacant Property

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ CRC Insurance Services - All Offices ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Programs and Facilities Managers Inc. (AmWINS) ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Warehouses

■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ CIBA Insurance Services ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Topa Insurance Company

Wind Deductible Buy-Back

■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Wind/Hail

■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ Worldwide Facilities LLC

■ West

■ Not Available

■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ RISCO Insurance Brokerage Inc. ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ Sullivan Brokers Wholesale Ins. Solutions

Condominiums (HO-6)

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

Contents Only (HO-4)

■ ■ ■ ■ ■ American Modern Insurance Group ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ Pacific Specialty Insurance Co.

Dwelling Fire (DP-1, DP-3)

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ American Modern Insurance Group ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ RISCO Insurance Brokerage Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

Dwelling Fire (TDP-1)

■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ National Lloyds Insurance Company ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

Dwelling Fire (TDP-1/TDP-2/TDP-3) ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

Earthquake

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Wholesale Connection Insurance Services

(Italicized companies offer binding authority.)

■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ Partners Specialty Group LLC ■ ■ ■ ■ ■ Quaker Special Risk (Florida) ■ ■ ■ ■ ■ Quaker Special Risk (Mass.)

■ ■ ■ ■ ■ Quaker Special Risk (New York) ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RISCO Insurance Brokerage Inc. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Shelly, Middlebrooks & O’Leary Inc. ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Wholesale Connection Insurance Services ■ ■ ■ ■ ■ Worldwide Facilities LLC

High-Value Dwellings

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ Quaker Special Risk (New Jersey) ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

Historic Homes

■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Deans & Homer ■ ■ ■ ■ ■ RPS - Binding Division

Homeowners (HO-3)

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ RISCO Insurance Brokerage Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

Homeowners (HO-A)

■ ■ ■ ■ ■ National Lloyds Insurance Company

Homeowners (HO-A/HO-B)

■ ■ ■ ■ ■ American Modern Insurance Group ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA

Jewelry & Fur Floaters

Forced Placement

Property--Residential

■ ■ ■ ■ ■ Innovative Risk Solutions ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ Proctor Financial Inc. ■ ■ ■ ■ ■ RIC Insurance General Agency Inc.

■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ RSI International Inc.

Coastal Property

High Valued Homeowners

Low-Value Dwellings

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ GeoVera Holdings Inc. ■ ■ ■ ■ ■ Gumtree Wholesale Insurance Brokers Inc. ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd.

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ Irwin Siegel Agency Inc.

62 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Deans & Homer ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ National Affordable Housing Program / Sandner Group ■ ■ ■ ■ ■ National Lloyds Insurance Company ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Manufactured HO3

■ ■ ■ ■ ■ American Modern Insurance Group

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

Mobile/Manufactured Homes

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ American Modern Insurance Group ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ National Lloyds Insurance Company ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ South Texas General Insurance Agency

Non-Standard Dwellings ■ ■ ■ ■ ■ Keller & Co Inc.

Seasonal Dwellings

Tenant Policy

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ American Modern Insurance Group ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ National Lloyds Insurance Company ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

Vacant Property

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ American Modern Insurance Group ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Deans & Homer ■ ■ ■ ■ ■ Delta General Agency Corp.

■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Innovative Risk Solutions ■ ■ ■ ■ ■ Insurance Center Special Risks Ltd. ■ ■ ■ ■ ■ K&M Henderson Insurance Services Inc. ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Mc Claugherty Insurance Agency ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ National Advantage Insurance Services Inc. ■ ■ ■ ■ ■ National Lloyds Insurance Company ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc. ■ ■ ■ ■ ■ Worldwide Facilities LLC

Public Entities Community Water Districts

■ West

■ Not Available (Italicized companies offer binding authority.)

■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ CivicRisk, a Div. of WKFC Underwriting Managers ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ Russell Bond & Co. Inc. ■ ■ ■ ■ ■ Swett & Crawford ■ ■ ■ ■ ■ Worldwide Facilities LLC

■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Public Housing Authorities Liability

Courier/Messenger Service

■ ■ ■ ■ ■ National Affordable Housing Program / Sandner Group ■ ■ ■ ■ ■ Professional Governmental Underwriters

Public Housing Authorities Property

■ ■ ■ ■ ■ National Affordable Housing Program / Sandner Group

Public Utilities (Water, Gas, Electric) ■ ■ ■ ■ ■ Grundy Insurance ■ ■ ■ ■ ■ Professional Governmental Underwriters

Wastewater Treatment

■ ■ ■ ■ ■ Apex Insurance Services ■ ■ ■ ■ ■ Grundy Insurance

Railroad Risks Railroad Property/Liability ■ ■ ■ ■ ■ Ascinsure Specialty Risk

Railroad Protective Liability

■ ■ ■ ■ ■ Alliant Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ R.E. Chaix & Assoc.

■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Service Businesses Ambulances

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Swett & Crawford

Barber Shops

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ South Texas General Insurance Agency

Beauty Salons

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Brownyard Programs Ltd. ■ ■ ■ ■ ■ Costanza Insurance Agency Inc. ■ ■ ■ ■ ■ Houston International Insurance Group ■ ■ ■ ■ ■ Izzo Insurance Services Inc. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Swett & Crawford

Dry Cleaners

■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Intercorp Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc.

Health Clubs

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ RPS - Programs Division

Beauty Supply

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ RPS - Programs Division

Buses

■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Convenience Stores

www.insurancejournal.com

Detective/Patrol Liability

Beauty Schools

Irrigation Districts

■ ■ ■ ■ ■ American Public Risk ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Apex Insurance Services

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Alliance of Nonprofits for Ins. Risk Retention Group ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

Exterminators

Coin Laundry

Municipal & Public Entities Liability

Day Care Centers/Nurseries

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ South Texas General Insurance Agency

■ ■ ■ ■ ■ CivicRisk, a Div. of WKFC Underwriting Managers ■ ■ ■ ■ ■ Grundy Insurance ■ ■ ■ ■ ■ Professional Governmental Underwriters ■ ■ ■ ■ ■ CivicRisk, a Div. of WKFC Underwriting Managers ■ ■ ■ ■ ■ Professional Governmental Underwriters

■ ■ ■ ■ ■ Brownyard Programs Ltd. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Swett & Crawford

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Sierra Specialty

Firearm Dealers

■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Hospice (Medical & Non Medical) ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Houston International Insurance Group ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Sapphire Blue ■ ■ ■ ■ ■ Smith, Bell & Thompson Inc.

Internet Risks

■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber

Jewelers Block

■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Walter General Agency (WGA)

January 26, 2016 INSURANCE JOURNAL-NATIONAL REGION | 63

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ American Modern Insurance Group ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Cabrillo Coastal General Insurance Agency LLC ■ ■ ■ ■ ■ Coastal Agents Alliance, a Div. of Orchid ■ ■ ■ ■ ■ Deans & Homer ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGraw Insurance Services ■ ■ ■ ■ ■ National Lloyds Insurance Company ■ ■ ■ ■ ■ Pacific Specialty Insurance Co. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

■ Texas/South Central

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Limousines

■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Atlas Financial Holdings, Inc. - View Company Info on Page 67 ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ RPS - Binding Division

Pawn Shops

■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Pharmacies

■ ■ ■ ■ ■ Bass Underwriters

Printer Packages

■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ ThinkRisk Underwriting Agency

Recycling Centers

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

■ ■ ■ ■ ■ OneBeacon Insurance Group - Environmental Division

■ West

■ Not Available

Social Service Risks

■ ■ ■ ■ ■ Alliance of Nonprofits for Ins. Risk Retention Group ■ ■ ■ ■ ■ Atlas Financial Holdings, Inc. - View Company Info on Page 67 ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Nonprofits Insurance Alliance of Calif.

■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ SCU Northeast

Software, Internet & Computer Consulting Co

■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ IT Risk Managers Inc. ■ ■ ■ ■ ■ RPS - Executive Lines Division ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ SCU Northeast

Staffing Firms

Residential Care Facilities

■ ■ ■ ■ ■ Irwin Siegel Agency Inc. ■ ■ ■ ■ ■ James River Insurance Company

■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Restaurants

Tanning Salons

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Ark-La-Tex Underwriters Inc. ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services ■ ■ ■ ■ ■ Gabor Insurance Services Inc. ■ ■ ■ ■ ■ HCC Specialty (MA) ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Lionheart Insurance Services ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Liability Insurance Services Inc. - Underwriting Facilities ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ SCU Northeast ■ ■ ■ ■ ■ Sunderland Insurance Services Inc. ■ ■ ■ ■ ■ Unifax Insurance Systems Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Woodlands Insurance Services LLC

Retail Stores

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Seguros Underwriters LLC

School Buses

■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Service Stations

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing

Shopping Centers

■ ■ ■ ■ ■ Advanced E&S Group - Midwest Region ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Appleby & Sterling ■ ■ ■ ■ ■ Continental Brokers Inc. ■ ■ ■ ■ ■ Crusader Insurance Company ■ ■ ■ ■ ■ IPC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Unifax Insurance Systems Inc.

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Svcs ■ ■ ■ ■ ■ Insurtec Tanning and Spa Insurance ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Professional Program Insurance Brokerage

Tattooing & Body Piercing

■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Professional Program Insurance Brokerage

Taxi Cabs

■ ■ ■ ■ ■ Atlas Financial Holdings, Inc. - View Company Info on Page 67 ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services

Valet Parking Companies

■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Klein & Costa Insurance Services ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

Special Events Liability Event Cancellation

■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ HCC Specialty (MA) ■ ■ ■ ■ ■ Markel Personal Lines

One-Day Special Events

■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ International Excess Companies ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Western Security Surplus Insurance Brokers Inc.

Promotional Contests

■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ HCC Specialty (MA) ■ ■ ■ ■ ■ NIF Group Inc.

64 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

(Italicized companies offer binding authority.)

Special Events

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ American Underwriting Managers ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Arlington/Roe & Co ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ First Choice Insurance Intermediaries Inc. ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ HCC Specialty (MA) ■ ■ ■ ■ ■ Insurance House ■ ■ ■ ■ ■ IPA Risk Management LLC ■ ■ ■ ■ ■ J.M. Wilson ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Keller & Co Inc. ■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Maxum Specialty Insurance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ N-Surance Outlets Inc. (Georgia) ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NIF Group Inc. ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ PBS Insurance Underwriting Corporation ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ Rockhill Insurance Company ■ ■ ■ ■ ■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS - Binding Division ■ ■ ■ ■ ■ SCU - Southern Cross Underwriters ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ South & Western General Agency Inc. ■ ■ ■ ■ ■ South Texas General Insurance Agency ■ ■ ■ ■ ■ Southern Insurance Underwriters Inc. CMGA ■ ■ ■ ■ ■ T.H.E. Insurance Company ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ W. Brown & Associates Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Special Risks Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ Western World Insurance Group

Spectators

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. (Zionsville) ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Third Party Property Damage

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Markel Personal Lines

Sports & Recreation Amateur Sports

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ MiniCo Insurance Agency LLC ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ RPS Bollinger Sports & Leisure

Amusement Parks/Fairgrounds

■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Professional Program Insurance Brokerage ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ T.H.E. Insurance Company

Auto & Snowmobile Racing Liability (Spectator) ■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. (Zionsville)

Bowling Centers

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ HCC Specialty (MA) ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ T.H.E. Insurance Company

Childrens Summer Camps

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ National Lloyds Insurance Company ■ ■ ■ ■ ■ RIC Insurance General Agency Inc. ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ RPS Bollinger Sports & Leisure ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Driving Ranges

■ ■ ■ ■ ■ T.H.E. Insurance Company

Dude Ranches

■ ■ ■ ■ ■ T.H.E. Insurance Company ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Fitness Centers

■ ■ ■ ■ ■ A.I.I. Insurance Brokerage of Mass. Inc. ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ RPS Bollinger Sports & Leisure ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ The Hanover Insurance Group

Golf Courses

■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ RPS - Programs Division ■ ■ ■ ■ ■ RPS Bollinger Sports & Leisure

■ West

■ Not Available (Italicized companies offer binding authority.)

Ski Area Liability/Special Events Liability Sporting Camps - League

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ RPS Bollinger Sports & Leisure ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Sporting Events

■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

Sporting Events - Abandonment/Cancellation ■ ■ ■ ■ ■ Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Gymnastics Studios, Martial Arts & Dance Schools

Sports Facilities

■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ MiniCo Insurance Agency LLC ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC)

■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ HCC Specialty (MA) ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ RPS Bollinger Sports & Leisure ■ ■ ■ ■ ■ The Hanover Insurance Group

Hole-in-One Liability

Theme Parks

Museums

■ ■ ■ ■ ■ Gateway Specialty Insurance

Outfitters & Guides

■ ■ ■ ■ ■ Abram Interstate Insurance Services Inc. ■ ■ ■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Burns & Wilcox - All Offices ■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Northern Ohio E&S Agency ■ ■ ■ ■ ■ T.H.E. Insurance Company ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Prize Indemnification

■ ■ ■ ■ ■ AmWINS Transportation Underwriters Inc. (Zionsville) ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ HCC Specialty (MA) ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ TPI Golf Inc.

Riding Stables

■ ■ ■ ■ ■ T.H.E. Insurance Company ■ ■ ■ ■ ■ Wildlife Insurance Underwriters LLC

Rodeos

■ ■ ■ ■ ■ M.J. Kelly Company ■ ■ ■ ■ ■ T.H.E. Insurance Company

Shooting Ranges

■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program

Skating Rinks

■ ■ ■ ■ ■ HCC Specialty (MA) ■ ■ ■ ■ ■ Western World Insurance Group

www.insurancejournal.com

■ ■ ■ ■ ■ T.H.E. Insurance Company

Trap & Skeet Shooting Clubs

■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Winter Recreational Activities

■ ■ ■ ■ ■ Evolution Insurance Brokers ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Workers’ Compensation Excess Reinsurance Workers Comp ■ ■ ■ ■ ■ Apex Insurance Services ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Roundstone Management ■ ■ ■ ■ ■ SFA-5Star Specialty Programs

Maritime Employers Liability (MEL) ■ ■ ■ ■ ■ Burnett & Company Inc. ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Texas Mutual Insurance Co. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

USL&H

■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Continental Risk Insurance Services ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ Safehold Special Risk ■ ■ ■ ■ ■ TCA Inc. ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Texas Mutual Insurance Co. ■ ■ ■ ■ ■ The American Equity Underwriters Inc. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc.

■ ■ ■ ■ ■ Access Point Insurance Services ■ ■ ■ ■ ■ Accident Insurance Services Inc. ■ ■ ■ ■ ■ All Risks Ltd. ■ ■ ■ ■ ■ AmWINS Group Inc. - 80 Offices Nationwide ■ ■ ■ ■ ■ Applied Underwriters Inc. ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Benchmark Management Group Inc. ■ ■ ■ ■ ■ Braishfield Associates Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Care Providers Insurance Services LLC ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Clements Worldwide ■ ■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Compass Insurance Group of Agencies ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gray-Stone & Company Inc. ■ ■ ■ ■ ■ Houston International Insurance Group ■ ■ ■ ■ ■ IMS/London American ■ ■ ■ ■ ■ King Insurance Support Systems ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ McClelland and Hine Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Midlands ■ ■ ■ ■ ■ Morstan General Agency of Florida II Inc. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Patriot National Underwriters Inc. ■ ■ ■ ■ ■ Platinum Program Managers & Insurance Services Inc. ■ ■ ■ ■ ■ Roundstone Management ■ ■ ■ ■ ■ RPS - Brokerage Division ■ ■ ■ ■ ■ Seguros Underwriters LLC ■ ■ ■ ■ ■ SFA-5Star Specialty Programs ■ ■ ■ ■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Target Managers Insurance Services ■ ■ ■ ■ ■ Tejas American General Agency ■ ■ ■ ■ ■ Texas Mutual Insurance Co. ■ ■ ■ ■ ■ U.S. Risk Insurance Group Inc. ■ ■ ■ ■ ■ Universal Insurance Programs ■ ■ ■ ■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Woodus K. Humphrey & Co. (AmWINS) ■ ■ ■ ■ ■ World Wide Specialty Programs Inc.

Workers’ Comp - Oil & Gas

■ ■ ■ ■ ■ Empire Underwriters LLC

Workers’ Comp - Truckers and Transportation ■ ■ ■ ■ ■ Empire Underwriters LLC

Workers` Comp - Auto Related Business

■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. ■ ■ ■ ■ ■ Empire Underwriters LLC ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ MarketScout ■ ■ ■ ■ ■ Platinum Program Managers & Insurance Services Inc. ■ ■ ■ ■ ■ R-T Specialty LLC ■ ■ ■ ■ ■ Target Managers Insurance Services ■ ■ ■ ■ ■ Tejas American General Agency

January 26, 2016 INSURANCE JOURNAL-NATIONAL REGION | 65

2016 National Directory of Excess, Surplus and Specialty Markets, Volume I

■ ■ ■ ■ ■ Agency Intermediaries Inc. ■ ■ ■ ■ ■ Citadel Insurance Services, LC ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ HCC Specialty (MA) ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ SCU Northeast

Workers’ Comp

■ ■ ■ ■ ■ T.H.E. Insurance Company

Alphabetical Directory of of Intermediaries and Carriers Alphabetical Directory Intermediaries and Carriers 5Star Paratransit Program

Agency Intermediaries Inc.

1575 Boston Post Rd., Guilford, CT 06437 Phone: (203) 453-2859, Fax: (203) 453-8859 E-mail: info@agencyint.com www.agencyint.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

American Public Risk

444 Beach 129th St., Belle Harbor, NY 11694 Phone: (877) 247-9772, Fax: (866) 566-8424 E-mail: paratransit@5starsp.com www.5starsp.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

5Star Specialty Programs - All Offices

Agency Marketing Services

9800 4th St. N, Ste. 400, St. Petersburg, FL 33702 Phone: (800) 542-2805, Fax: (727) 343-4123 E-mail: info@agencymarketing.com www.agencymarketing.com A Licensed Surplus Broker, Managing Underwriter

American Underwriting Managers

See Website for Addresses, Headquarters - Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 E-mail: marketing@5starsp.com www.5starsp.com Managing General Agency, Lloyd’s Correspondent, Managing Underwriter

5Star Public Auto, Trucking, Waste Program

Agentic Insurance LLC

AMIS/Alliance Marketing & Insurance Services

9020 Stony Point Pkwy, Ste. 455, Richmond, VA 23236 Phone: (800) 586-6502, Fax: (804) 272-7852 E-mail: ndaly@pgui.com www.americanpublicrisk.com Managing Underwriter 365 Miron Dr., Ste. D, Southlake, TX 76092 Phone: (817) 424-1996, Fax: (817) 481-0742 E-mail: nena@auminsur.com www.auminsur.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772 E-mail: publicauto@5starsp.com ; trucking@5starsp.com ; waste@5starsp.com www.5starsp.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

900 W. Valley Forge Rd., King of Prussia, PA 19406 Phone: (610) 567-3333, Fax: (610) 567-3334 E-mail: tkatona@agenticins.com www.agenticins.com A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

A.I.I. Insurance Brokerage of Mass. Inc.

1496 Route 3A, Ste. 10, Bow, NH 03278 Phone: (877) 552-2467, Fax: (603) 225-9318 E-mail: jlp@aimscentral.com www.aimscentral.com Managing General Agency

AmTrust Surety

Alamo Surety Bonds

AmWINS Group Inc. - 80 Offices Nationwide

183 Davis St., Douglas, MA 01516 Phone: (508) 476-1990, Fax: (508) 476-1991 E-mail: info@agencyint.com www.agencyint.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Abram Interstate Insurance Services Inc.

For more information, check out our ad on pg 4 (West).

2211 Plaza Dr., Ste. 100, Rocklin, CA 95765 Phone: (916) 780-7000, Fax: (916) 780-7181 E-mail: media@abraminterstate.com www.abraminterstate.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Access E&S Insurance Services (CA) 5575 Lake Park Way, Ste. 218, La Mesa, CA 91942 Phone: (619) 462-1128, Fax: (866) 209-7312 E-mail: valerie@access-es.com www.access-es.com A Licensed Surplus Broker, Lloyd’s Correspondent

Access E&S Insurance Services (VA) 2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 E-mail: Tim@Access-ES.com www.Access-ES.com A Licensed Surplus Broker, Lloyd’s Correspondent

Access Point Insurance Services P.O. Box 185, Corona Del Mar, CA 92625 Phone: (949) 760-0595, Fax: (949) 760-0591 E-mail: bryan@accesspointins.net www.accesspointins.net A Licensed Surplus Broker

Accident Insurance Services Inc. 9330 LBJ Freeway, Ste. 300, Dallas, TX 75243 Phone: (972) 991-0413, Fax: (972) 788-5108 E-mail: beckieervin@ais-insurance.net www.ais-insurance.net Managing General Agency, A Licensed Surplus Broker

ACE Recreational Marine Insurance 436 Walnut St., Philadelphia, PA 19106 Phone: (215) 640-2609, Fax: (215) 640-5025 E-mail: recreational.marine@acegroup.com www.aceprs.com/boatandyacht

Advanced E&S Group - Midwest Region

500 N. Michigan Ave., Ste. 1039, Chicago, IL 60611 Phone: (312) 957-4040, Fax: (855) 301-8177 E-mail: quote@advancede-s.com www.aesins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Agricultural Insurance Mgmt Services

2359 Austin Hwy, San Antonio, TX 78218 Phone: (210) 930-5550, Fax: (210) 930-3255 E-mail: jim@alamobonds.com www.alamobonds.com

Align General Insurance Agency LLC 350 10th Ave., Ste. 1450, San Diego, CA 92101 Phone: (619) 333-2500 E-mail: info@aligngeneral.com www.aligngeneral.com Managing General Agency, Managing Underwriter

All Risks Ltd.

10150 York Rd., 5th Fl, Hunt Valley, MD 21030 Phone: (800) 366-5810, Fax: (410) 828-8179 E-mail: allrisksij@allrisks.com www.allrisks.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

All Solutions PBS LLC

P.O. Box 1218, Morristown, NJ 07962 Phone: (888) 376-5884, Fax: (888) 726-6638 E-mail: Info@AllSolutionsPBS.com www.AllSolutionsPBS.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Alliance of Nonprofits for Ins. Risk Retention Group P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 E-mail: sbradshaw@insurancefornonprofits.org www.insurancefornonprofits.org

Alliant Specialty Insurance Services Inc. P.O. Box 609015, San Diego, CA 92160 Phone: (858) 505-4011, Fax: (858) 505-4074 E-mail: marketing@alliantspecialty.com www.alliantspecialty.com Managing General Agency, Managing Underwriter

Allsouth Professional Liability

9800 4th Street N, Ste. 400, St. Petersburg, FL 33702 Phone: (800) 913-9260, Fax: (813) 282-0994 E-mail: info@allsouth.net www.allsouth.net Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

American Modern Insurance Group P.O. Box 5323, Cincinnati, OH 45201 Phone: (800) 759-9008, Fax: (513) 947-4500 E-mail: salessupport@amig.com www.amig.com

66 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

P.O. Box 567, San Marcos, CA 92079 Phone: (760) 471-7116, Fax: (760) 471-9378 E-mail: mnowell@amiscorp.com www.amisinsurance.com A Licensed Surplus Broker

17771 Cowan Ave., Ste. 100, Irvine, CA 92614 Phone: (949) 263-3300, Fax: (949) 553-0406 E-mail: Shirley.Pettersen@amtrustgroup.com www.AmTrustSurety.com See Website for Locations, Headquarters - Charlotte, NC 28210 Phone: (704) 749-2700, Fax: (704) 943-9000 E-mail: marketing@amwins.com www.amwins.com Managing General Agency, A Licensed Surplus Broker

AmWINS Transportation Underwriters Inc.

3035 S. Church St., Burlington, NC 27215 Phone: (800) 222-2407, Fax: (336) 229-6977 E-mail: transportation@amwins.com www.amwins.com/atu MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

AmWINS Transportation Underwriters Inc. (Zionsville) 80 E. Cedar Street, Zionsville, IN 46077 Phone: (317) 942-0423, Fax: (336) 229-6977 E-mail: mark.maucere@amwins.com www.amwins.com/motorsports Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Anderson & Murison Inc.

For more information, check out our ad on pg 32 (National).

800 W. Colorado Blvd., Los Angeles, CA 90041 Phone: (323) 255-2333, Fax: (323) 255-0957 E-mail: jmccarthy@amqts.com www.andersonmurison.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Apex Insurance Services

404 E. Ramsey, Ste. 114, San Antonio, TX 78216 Phone: (210) 812-5658, Fax: (210) 340-8986 E-mail: hughes@apexinsurance.com www.apexinsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Appleby & Sterling

2290 Agate Ct., Ste. D, Simi Valley, CA 93065 Phone: (805) 583-9828, Fax: (805) 583-9832 E-mail: mike@applebyandsterling.com www.applebyandsterling.com Managing General Agency

Applied Underwriters Inc.

For more information, check out our ad on the back cover.

P.O. Box 281900, San Francisco, CA 94128 Phone: (877) 234-4450, Fax: (877) 234-4452 E-mail: sales@auw.com www.auw.com Managing General Agency, Managing Underwriter

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers ARC West Coast Excess & Surplus Brokerage LLC 260 S. Los Robles Ave., Ste. 205, Pasadena, CA 91101 Phone: (626) 584-5050, Fax: (626) 584-5010 E-mail: shunt@arcxswest.com www.arcbrokers.com A Licensed Surplus Broker

Ark-La-Tex Underwriters Inc.

1945 E. 70th St., Ste. C, Shreveport, LA 71105 Phone: (318) 798-7703, Fax: (318) 798-3959 E-mail: secretary@altuonline.com www.altuonline.com A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Atlass Insurance Group

For more information, check out our ad on pg 54 (National).

1300 SE 17 St., Ste. 220, Fort Lauderdale, FL 33316 Phone: (954) 653-2852, Fax: (954) 525-1183 E-mail: lsherrod@atlassinsurance.com www.atlassinsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Brownyard Programs Ltd.

Axis Insurance Services LLC

BUA LLC

22 Deer St., Ste. 400, Portsmouth, NH 03801 Phone: (888) 772-5005, Fax: (603) 372-5990 E-mail: raudet@buainsurance.com www.buainsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

795 Franklin Ave., Ste. 206, Franklin Lakes, NJ 07417 Phone: (201) 847-9175, Fax: (201) 847-9174 E-mail: info@axisins.com www.axisins.com A Licensed Surplus Broker

Builders & Tradesmen’s Insurance Services Inc.

Arlington/Roe & Co

8900 Keystone Crossing, 8th Fl, Indianapolis, IN 46240 Phone: (800) 878-9891, Fax: (888) 552-9891 E-mail: info@arlingtonroe.com www.arlingtonroe.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Arlington/Roe & Co of Kentucky

8900 Keystone Crossing 8th Floor, Indianapolis, IN 46240 Phone: (800) 878-9891, Fax: (888) 552-9891 E-mail: cfrench@arlingtonroe.com www.arlingtonroe.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Arrowhead General Insurance Agency Inc. 701 B St., Ste. 2100, San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 E-mail: MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com A Licensed Surplus Broker, Managing Underwriter

Artex Risk Solutions Inc.

2 Pierce Place, Itasca, IL 60143 Phone: (630) 694-5050, Fax: (630) 285-4199 E-mail: artexinfo@artexrisk.com www.artexrisk.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Ascinsure Specialty Risk

4 Gateway Ctr, 444 Liberty Ave, Ste. 400, Pittsburgh, PA 15222 Phone: (877) 372-0517, Fax: (888) 316-9016 E-mail: newbusiness@ascinsure.com www.ascinsure.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Ashley General Agency

2040 N. Loop 336 W, Ste. 200, Conroe, TX 77304 Phone: (936) 441-5959, Fax: (936) 521-5922 E-mail: rcranford@ashleyga.com www.ashleyga.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

6610 Sierra College Blvd., Rocklin, CA 95677 Phone: (877) 649-6682, Fax: (916) 772-9292 E-mail: info@btisinc.com www.btisinc.com A Licensed Surplus Broker, Managing Underwriter

Bass Underwriters

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 316-3100 E-mail: businessdevelopment@bassuw.com www.bassuw.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Beacon Hill Associates Inc.

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 E-mail: info@b-h-a.com www.b-h-a.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Benchmark Management Group Inc.

1730 Park St., Ste. 214, Naperville, IL 60563 Phone: (630) 778-7000, Fax: (630) 778-7007 E-mail: shawn@bmgins.com www.bmgins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Betty Harder & Assoc Inc.

84 Chalet Cir., Dawsonville, GA 30534 Phone: (800) 998-1414, Fax: (706) 216-0191 E-mail: bettyharder@windstream.net www.bettyharder.com A Licensed Surplus Broker, Lloyd’s Correspondent

Atlas General Insurance Services For more information, check out our ad on pg 26 (National).

4365 Executive Dr., Ste. 400, San Diego, CA 92121 Phone: (877) 662-8527, Fax: (619) 814-8914 E-mail: info@atlas.us.com atlas.us.com Managing General Agency, Managing Underwriter

www.insurancejournal.com

Burnett & Company Inc.

For more information, check out our ad on pg 12 (South Central).

1300 Post Oak Blvd., Ste. 700, Houston, TX 77056 Phone: (713) 243-4300, Fax: (713) 243-4399 E-mail: bgeorgiou@bcoinc.com www.bcoinc.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Burns & Wilcox - All Offices

For more information, check out our ad on pg 7 (National).

See website for addresses Headquarters - Detroit/Farmington Hills, MI 48334 Phone: (248) 932-9000, Fax: (248) 932-9046 E-mail: quote@burns-wilcox.com www.burnsandwilcox.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Cabrillo Coastal General Ins. Agency LLC P.O. Box 357965, Gainesville, FL 32635 Phone: (866) 896-7233, Fax: (352) 224-2830 E-mail: mmcnitt@cabgen.com www.cabgen.com Managing General Agency, Managing Underwriter

Care Providers Insurance Services LLC

Braishfield Associates Inc.

5750 Major Blvd., Ste. 200, Orlando, FL 32819 Phone: (407) 825-9911, Fax: (407) 825-9737 E-mail: info@braishfield.com www.braishfield.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Atlas Financial Holdings: American Country, American Service, Gateway, Global Liberty Insurance Co’s For more information, check out our ad on pg 40 (National).

150 Northwest Point Blvd., 3rd Fl, Elk Grove Village, IL 60007 Phone: (847) 700-8224, Fax: (847) 952-7019 E-mail: marketing@atlas-fin.com www.atlas-fin.com

91 E. Main St., Bay Shore, NY 11706 Phone: (631) 581-9300, Fax: (631) 581-9385 E-mail: info@brownyardprograms.com www.brownyardprograms.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

16301 Quorum Rd., Ste. 100A, Addison, TX 75001 Phone: (800) 761-7072, Fax: (800) 224-7145 E-mail: parcher@nsminc.com www.ins-cps.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Charity First Insurance Services Inc.

1255 Battery St., Ste. 450, San Francisco, CA 94111 Phone: (800) 352-2761, Fax: (415) 536-4033 E-mail: Riley_Binford@charityfirst.com www.charityfirst.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

CIBA Insurance Services

Brecht & Associates

For more information, check out our ad on pg 4 (South Central).

1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 E-mail: jbrecht@brechtassoc.com www.brechtassoc.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Brownyard Group

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 E-mail: info@brownyard.com www.brownyard.com Managing General Agency, Managing Underwriter

655 N. Central Ave., Ste. 2100, Glendale, CA 91203 Phone: (818) 638-8525, Fax: (818) 638-8551 E-mail: wswanson@cibaservices.com www.cibaservices.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

CID Insurance Programs Inc.

7125 El Cajon Blvd., Ste. 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 E-mail: programs@cidinsurance.com www.cidinsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

January 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 67

Alphabetical Directory of Intermediaries and Carriers CITA Insurance Services, a Div. of Brown & Brown Program Ins. Svcs 681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (888) 594-4095, Fax: (714) 978-2692 E-mail: inquiries@citainsurance.com www.citainsurance.com Managing General Agency

Concord Specialty Risk

CRES Insurance Services

Construction Insurance Partners

Crouse & Associates

Construction Insurance Solutions

Crusader Insurance Company

347 W. 36th St., Ste. 203, New York, NY 10018 Phone: (212) 784-5678, Fax: (212) 784-5679 E-mail: daviddeberry@concordspecialtyrisk.com www.concordspecialtyrisk.com Managing Underwriter 308 N. 21st St., Ste. 200, St. Louis, MO 63103 Phone: (314) 554-9754, Fax: (314) 342-7170 E-mail: johnc@cip-stl.com www.cip-stl.com Managing General Agency

Citadel Insurance Services, LC

826 E. State Rd., Ste. 100, American Fork, UT 84003 Phone: (801) 610-2700, Fax: (801) 610-2701 E-mail: info@citadelus.com www.citadelus.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

CivicRisk, a Div. of WKFC Underwriting Mgrs One Liberty Place, 1650 Market St., 36th Fl, Philadelphia, PA 19103 Phone: (480) 329-4919, Fax: (631) 756-2500 E-mail: tcurran@wkfc.com www.civicrisk.com Managing Underwriter

Clements Worldwide

One Thomas Cir. NW, 8th Fl, Washington, DC 20005 Phone: (202) 872-0060, Fax: (202) 466-9064 E-mail: info@clements.com www.clements.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Coastal Agents Alliance, a Div. of Orchid

150 E. 22nd St., Lombard, IL 60148 Phone: (800) 842-3653, Fax: (630) 705-1056 E-mail: byron@normanspencer.com www.constructioninsurancesolutions.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Continental Brokers Inc.

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 898-4793 E-mail: cs@continentalbrokers.biz www.continentalbrokers.biz MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Continental Risk Insurance Services

330 S. Fairmont Ave., Ste. 2, Lodi, CA 95240 Phone: (866) 699-2747, Fax: (209) 365-6040 E-mail: jeana@continentalriskins.com www.continentalriskins.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Continental Underwriters Inc.

8025 Black Horse Pike, Ste. 225, West Altantic City, NJ 08232 Phone: (609) 277-7809, Fax: (609) 380-7691 E-mail: nobrien@coastalagentsalliance.com www.coastalagentsalliance.com Managing General Agency

4901 Dickens Rd., Ste. 110, Richmond, VA 23230 Phone: (804) 643-7800, Fax: (804) 643-5800 E-mail: preston@contund.com www.contund.com Managing General Agency, A Licensed Surplus Broker

Coastal Insurance Underwriters Inc.

Cooper & McCloskey Inc.

P.O. Box 3140, Ponte Vedra Beach, FL 32004 Phone: (904) 285-7683, Fax: (904) 395-0038 E-mail: info@ciuins.com www.ciuins.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

111 Pine St., Ste. 1530, San Francisco, CA 94111 Phone: (415) 433-7700, Fax: (415) 433-7707 E-mail: keltie@cmiprorisk.com www.cmiprorisk.com A Licensed Surplus Broker

Cochrane and Company

1773 S. 8th St., Ste. 200, Colorado Springs, CO 80905 Phone: (855) 900-2960, Fax: (719) 623-4699 E-mail: submissions@cig-llc.biz www.cig-llc.biz Managing General Agency, A Licensed Surplus Broker

600 Corporate Pkwy, Ste. 250, Birmingham, AL 35242 Phone: (205) 776-1600, Fax: (205) 776-1619 E-mail: landrews@comsectorins.com www.comsectorins.com A Licensed Surplus Broker, Lloyd’s Correspondent

Compass Insurance Group of Agencies 9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-1980, Fax: (818) 545-3818 E-mail: mail@compasseands.com www.compasseands.com A Licensed Surplus Broker

26050 Mureau Rd., Calabasas, CA 91302 Phone: (800) 669-9800, Fax: (818) 591-9856 E-mail: dklayman@crusaderinsurance.com www.crusaderinsurance.com

Deans & Homer

340 Pine St., San Francisco, CA 94104 Phone: (800) 345-2054, Fax: (415) 989-7801 E-mail: scott@deanshomer.com www.deansandhomer.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Delta General Agency Corp.

P.O. Box 2045, Houston, TX 77252 Phone: (713) 570-2700, Fax: (713) 570-2800 E-mail: billf@deltains.com www.deltains.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

DFCORBY Insurance Services P.O. Box 6297, Fullerton, CA 92834 Phone: (714) 213-3751 E-mail: denn@dfcorby.com www.dfcorby.com

DMI Insurance Services

330 Tennant Ave., Morgan Hill, CA 95037 Phone: (800) 877-2525, Fax: (408) 778-9277 E-mail: info@dmi-insurance.com www.dmi-insurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Donald Gaddis Co., Inc. Insurance Services

DUAL Commercial LLC

Cosmetic Insurance Services, a div of Frenkel & Company 601 Plaza 3, 6th Fl, Jersey City, NJ 07311 Phone: (201) 356-0057, Fax: (201) 356-0055 E-mail: khegel@frenkel.com www.frenkel.com/cosmetic-insurance.html Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Costanza Insurance Agency Inc.

Commercial Sector Insurance Brokers LLC

650 California St., Ste. 1100, San Francisco, CA 94108 Phone: (415) 982-3870, Fax: (415) 982-2546 E-mail: info@crousesf.com www.crouseandassociates.com Managing General Agency, A Licensed Surplus Broker

150 S. Wacker Dr., Ste. 600, Chicago, IL 60606 Phone: (312) 853-0071, Fax: (312) 853-1033 E-mail: cgaddis@gaddiscompany.com www.gaddiscompany.com A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

1405 S. Rustle St., Spokane, WA 99224 Phone: (509) 838-0655, Fax: (509) 838-1710 E-mail: bhogeboom@cochraneco.com www.cochraneco.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Commercial Insurance Group

15373 Innovation Dr., Ste. 250, San Diego, CA 92128 Phone: (800) 880-2737, Fax: (858) 618-1655 E-mail: info@cresprograms.com www.cresprograms.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

9101 LBJ Freeway, Ste. 150, Dallas, TX 75243 Phone: (800) 346-0942, Fax: (972) 991-2139 E-mail: b.costanza@cia-tx.com www.costanzainsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

CRC Insurance Services - All Offices

See Website for Locations, Corporate HQ - Birmingham, AL 35209 Phone: (205) 870-7790, Fax: (205) 879-3739 E-mail: marketing@crcins.com www.crcins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

68 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

1100 5th Ave. South, Ste. 301, Naples, FL 34102 Phone: (973) 631-7575, Fax: (239) 263-1808 E-mail: marketing@dualcommercial.com www.dualcommercial.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Eaton Professional Insurance Services 17602 17th St., Ste. 102-120, Tustin, CA 92780 Phone: (714) 832-8649, Fax: (714) 832-2586 E-mail: c.eaton@episi.net www.episi.net A Licensed Surplus Broker, Lloyd’s Correspondent

eKo Specialty Insurance Services Inc. P.O. Box 3365, Thousand Oaks, CA 91362 Phone: (805) 373-6968, Fax: (805) 373-6891 E-mail: eKo@eKoSpecialty.com www.eKoSpecialty.com A Licensed Surplus Broker

Empire Underwriters LLC

12300 Race Track Rd., Tampa, FL 33626 Phone: (800) 758-8113, Fax: (813) 448-9310 E-mail: quotes@empireunderwriters.com www.empireunderwriters.com A Licensed Surplus Broker

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers Environmental Ins. Services Inc. (Alabama) 200 Cahaba Park Cir, Ste. 200, Birmingham, AL 35242 Phone: (800) 239-1347, Fax: (205) 991-7767 E-mail: jbarron@env-ins.com www.env-ins.com A Licensed Surplus Broker

Environmental Insurance Agency (EIA)

8285 SW Nimbus Ave., Ste. 190, Beaverton, OR 97008 Phone: (503) 977-3333, Fax: (503) 977-3334 E-mail: info@eiains.com www.eiains.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

EOforLess.com

12707 High Bluff Dr., San Diego, CA 92130 Phone: (760) 804-7500 E-mail: info@eoforless.com www.eoforless.com

Equine Insurance Specialists LLC

G.J. Sullivan Company

2400 E. Katella Ave., Ste. 500, Anaheim, CA 92806 Phone: (714) 221-9535, Fax: (714) 876-2274 E-mail: gorind@gjs.com www.gjsullivan.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Gabor Insurance Services Inc.

7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7055, Fax: (786) 924-7065 E-mail: mgabor@gaborinsurance.com www.gaborinsurance.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Gales Creek Ins., a Div. of JD Fulwiler & Co. 5727 SW Macadam, Portland, OR 97239 Phone: (503) 293-8325, Fax: (503) 293-5418 E-mail: bbaker@jdfulwiler.com www.galescreek.com A Licensed Surplus Broker, Managing Underwriter

Gateway Specialty Insurance

Erickson-Larsen Inc.

General Star Management Co.

Evolution Insurance Brokers 8722 S. Harrison St., Salt Lake City, UT 84070 Phone: (877) 678-7342, Fax: (801) 304-5551 E-mail: quotes@eibdirect.com www.eibdirect.com A Licensed Surplus Broker

Executive Insurance Professionals, PLLC 6001 W. Interstate 20, Ste. 214, Arlington, TX 76017 Phone: (800) 779-4095, Fax: (866) 779-4331 E-mail: cheryl@execins.com www.execins.com A Licensed Surplus Broker, Lloyd’s Correspondent

Financial Risk Solutions Inc.

180 N. LaSalle St., Ste. 3700, Chicago, IL 60601 Phone: (866) 674-9503, Fax: (630) 371-0162 E-mail: jwilson@financialrs.com www.financialrs.com Managing General Agency, Managing Underwriter

First Choice Insurance Intermediaries Inc.

6971 W. Sunrise Blvd., Ste. 104, Ft. Lauderdale, FL 33313 Phone: (954) 473-3653, Fax: (954) 316-3132 E-mail: ddemott@gridironins.com www.gridironins.com Managing Underwriter

Grundy Insurance

P.O. Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 E-mail: clint@grundy.com www.grundy.com/utility Managing General Agency

Guardian Insurance Wholesalers Inc. P.O. Box 119, Leitchfield, KY 42755 Phone: (270) 230-0340, Fax: (270) 230-0344 E-mail: dlhuff@guardian-ins.com www.guardian-ins.com Managing General Agency, A Licensed Surplus Broker

P.O. Box 12440, Lexington, KY 40511 Phone: (800) 723-9414, Fax: (765) 287-2008 E-mail: evan@insureyourhorse.com www.insureyourhorse.com Managing General Agency

6425 Sycamore Court No., Maple Grove, MN 55369 Phone: (763) 535-0055, Fax: (763) 535-4051 E-mail: pbloch@ericksonlarseninc.com www.ericksonlarseninc.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Gridiron Insurance Underwriters Inc.

Gumtree Wholesale Insurance Brokers Inc.

1170 Devon Park Dr., Wayne, PA 19087 Phone: (877) 977-4474, Fax: (610) 254-1855 E-mail: info@gatewayspecialty.com www.gatewayspecialty.com

Check out our ad on pg 3 (West, East, Midwest, Southeast).

120 Long Ridge Rd., Stamford, CT 06902 Phone: (203) 328-6416, Fax: (203) 328-6030 E-mail: joe.majsak@generalstar.com www.generalstar.com

GeoVera Holdings Inc.

For more info, check our ad on pg 2 (S. Central), pg 5 (Southeast).

4820 Business Center Dr., Ste. 200, Fairfield, CA 94534 Phone: (707) 863-3686, Fax: (707) 736-4020 E-mail: sgarfield@geovera.com www.geoveraholdlingsinc.com

Gerald J. Wilkoff Inc.

1650 E. Battlefield, Ste. 230, Springfield, MO 65804 Phone: (855) 706-1558, Fax: (417) 887-6140 E-mail: vicki.cota@gumtree-ins.com www.gumtree-ins.com A Licensed Surplus Broker

Hagerty Insurance Agency LLC

141 Rivers Edge Dr., Ste. 200, Traverse City, MI 49684 Phone: (800) 747-5348, Fax: (231) 941-8227 E-mail: agent@hagerty.com www.hagerty.com Managing General Agency, Managing Underwriter

Hall & Company

19660 10th Ave. NE, Poulsbo, WA 98370 Phone: (360) 598-3700, Fax: (360) 697-3744 E-mail: bmarty@hallandcompany.com www.hallandcompany.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

HCC Specialty

95 Main St., Mineola, NY 11501 Phone: (516) 747-0200, Fax: (516) 747-2021 E-mail: info@wilkoffbonds.com www.wilkoffbonds.com Managing Underwriter

2300 Clayton Rd., Ste. 1100, Concord, CA 94520 Phone: (925) 685-1600 E-mail: jbechter@hcc.com www.hccspecialty.com Managing Underwriter

Global Special Risks

3200 Southwest Freeway, Ste. 1130, Houston, TX 77027 Phone: (713) 260-1030, Fax: (713) 952-3978 E-mail: brad.nehring@globalspecialrisks.com www.globalspecialrisks.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Gorst & Compass Insurance

HCC Specialty (MA)

401 Edgewater Pl., Ste. 400, Wakefield, MA 01880 Phone: (800) 927-6306, Fax: (781) 994-6001 E-mail: mmatheson@hcc.com www.hccspecialty.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

For more information, check out our ad on pg 7 (West).

9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-0900, Fax: (818) 507-1133 E-mail: mail@gorstcompass.com www.gorstcompass.com Managing General Agency, A Licensed Surplus Broker

Herbert H. Landy Insurance

147 2nd St. S, Ste. 203, St Petersburg, FL 33701 Phone: (727) 498-6503, Fax: (727) 498-6506 E-mail: robb@founderspro.com www.founderspro.com A Licensed Surplus Broker, Lloyd’s Correspondent

Gray-Stone & Company Inc.

Houston International Insurance Group

Fox Point Programs

Great American Insurance Group - Executive Liability Division

Hyers and Associates Inc.

814 A1A North, Ste. 206, Ponte Vedra Beach, FL 60173 Phone: (866) 821-9572, Fax: (904) 543-4501 E-mail: info@firstchoiceii.com www.firstchoiceii.com Managing General Agency, A Licensed Surplus Broker

Founders Professional

3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 499-7242, Fax: (302) 472-8529 E-mail: info@foxpointprg.com www.foxpointprg.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Freberg Environmental Inc.

2000 S. Colorado Blvd., Tower II, Ste. 800, Denver, CO 80222 Phone: (800) 377-4152, Fax: (303) 623-8101 E-mail: info@feiinsurance.com www.feiinsurance.com Managing General Agency, Managing Underwriter

www.insurancejournal.com

75 Second Ave., Needham, MA 02494 Phone: (800) 336-5422, Fax: (800) 344-5422 E-mail: johnt@landy.com www.landy.com Managing Underwriter

275 E. Hillcrest Dr., Ste. 250, Thousand Oaks, CA 91360 Phone: (805) 494-4440, Fax: (805) 299-4985 E-mail: info@gray-stone.com www.gray-stone.com

1515 Woodfield Rd., Ste. 500, Schaumburg, IL 60173 Phone: (847) 330-6750, Fax: (513) 929-6890 E-mail: ELD@gaic.com www.GreatAmericanELD.com

Greenwich Transportation Underwriters Inc. 6 Cadillac Dr., Ste. 410, Brentwood, TN 37027 Phone: (800) 488-8852, Fax: (615) 321-4543 E-mail: ben@gtu-ins.com www.gtu-ins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

800 Gessner, Ste. 600, Houston, TX 77024 Phone: (713) 935-7414, Fax: (713) 467-8238 E-mail: cwallach@hiig.com www.hiig.com Managing General Agency, Managing Underwriter

240 Collins Ave., Ste. 2, Columbus, OH 43215 Phone: (888) 901-5650, Fax: (614) 246-0473 E-mail: info@ohioinsureplan.com www.ohioinsureplan.com Managing General Agency

IMS/London American

10850 Richmond Ave., Ste. 310, Houston, TX 77042 Phone: (713) 243-4350, Fax: (713) 977-7606 E-mail: Larry@ImsLondonAmerican.com www.ImsLondonAmerican.com

January 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 69

Alphabetical Alphabetical Directory Directory of of Intermediaries Intermediaries and and Carriers Carriers Indemnity Excess & Surplus Agency Inc. 1915 NW AmberGlen Pky, Ste. 450, Beaverton, OR 97006 Phone: (800) 487-2442, Fax: (503) 526-9700 E-mail: jimh@ies-xs.com www.ies-xs.com A Licensed Surplus Broker

Innovative Risk Solutions

P.O. Box 530210, DeBary, FL 32753 Phone: (954) 931-4795, Fax: (866) 847-5565 E-mail: jwatt@irs-incorporated.com www.irs-incorporated.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Insurance Center Special Risks Ltd.

20 Gold St, Agawam, MA 01001 Phone: (888) 773-7475, Fax: (413) 781-0050 E-mail: info@specilarisksltd.com www.specialrisksltd.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Insurance House

P.O. Box 28155, Atlanta, GA 30358 Phone: (770) 952-0080, Fax: (770) 952-3274 E-mail: productinfo@insurancehouse.com www.insurancehouse.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Insurance Specialties Services Inc. 946 Town Center, New Britain, PA 18901 Phone: (215) 918-0505 E-mail: mary.smith@issisvs.com www.issisvs.com Managing General Agency, A Licensed Surplus Broker

Insurtec Tanning and Spa Insurance P.O. Box 25, Rich Hill, MO 64479 Phone: (800) 606-0621, Fax: (417) 395-2713 E-mail: info@insurtecinc.com www.insurtecinc.com A Licensed Surplus Broker

IPA Risk Management LLC

340 W. Passaic St., Rochelle Park, NJ 07662 Phone: (201) 797-1215, Fax: (201) 797-1076 E-mail: g.heitmann@ipariskmanagement.com www.ipariskmanagement.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

IPC

P.O. Box 1150, Gardnerville, NV 89410 Phone: (775) 782-6655, Fax: (775) 782-6654 E-mail: tammy@ipc-nv.com www.ipc-nv.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Irwin Siegel Agency Inc.

25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 E-mail: siegel@siegelagency.com www.siegelagency.com Managing General Agency

IT Risk Managers Inc.

4225 Okemos Rd., Ste. B, Okemos, MI 48864 Phone: (517) 381-9909, Fax: (517) 908-9798 E-mail: info@itriskmanagers.com www.ITRiskmanagers.com A Licensed Surplus Broker

Izzo Insurance Services Inc.

150 S. Bloomingdale Rd., Bloomingdale, IL 60108 Phone: (800) 800-1704, Fax: (630) 582-2803 E-mail: Info@IzzoInsurance.com www.IzzoInsurance.com Managing General Agency, A Licensed Surplus Broker

J.B. Lloyd & Associates LLC

5228 Village Creek Dr., Ste. 100, Plano, TX 75013 Phone: (972) 248-2433, Fax: (972) 248-7077 E-mail: marketing@lloyd-ins.com www.lloyd-ins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

1438-F W. Main St., Ephrata, PA 17522 Phone: (717) 721-3500, Fax: (717) 721-3515 E-mail: info@intercorpinc.net www.intercorpinc.net Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

International Transportation & Marine Agency Inc.

7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 E-mail: info@itmagency.com www.itmagency.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

P.O. Box 580, Southington, CT 06489 Phone: (860) 628-3967, Fax: (860) 628-3969 E-mail: mkrar@jkrar.com www.jkrar.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

K&M Henderson Insurance Services Inc. 8331 Sierra College Blvd., Ste. 204, Granite Bay, CA 95661 Phone: (916) 788-8191, Fax: (800) 785-7970 E-mail: info@hendersoninsure.com www.hendersoninsure.com A Licensed Surplus Broker, Lloyd’s Correspondent

Keller & Co Inc.

1520 Sheridan Dr., Buffalo, NY 14217 Phone: (716) 874-1644, Fax: (716) 874-4920 E-mail: jBarton@kellerandco.com www.kellerandco.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Kevin Davis Insurance Services

800 W. Sixth St., Ste. 1700, Los Angeles, CA 90017 Phone: (877) 807-8708, Fax: (213) 477-2057 E-mail: sbranson@kdins.com www.kdisonline.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

KF&B Program Managers Insurance Services

James Klein Insurance

31381 Rancho Viejo Rd., Ste. 101, San Juan Capistrano, CA 92675 Phone: (800) 488-4096, Fax: (949) 488-2259 E-mail: Marketing@kinginsuranceca.com www.kinginsuranceca.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

200 E. Sandpointe Ave., Ste. 310, Santa Ana, CA 92707 Phone: (714) 918-0914, Fax: (714) 918-0922 E-mail: pdavis@jameskleininsurance.com A Licensed Surplus Broker

4 Centerpointe Dr. Ste.300, La Palma, CA 90623 Phone: (800) 229-8790, Fax: (562) 685-0202 E-mail: elitcher@meadowbrook.com www.interlineinsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter 3700 Park East Dr., Ste. 250, Beachwood, OH 44122 Phone: (800) 937-3497, Fax: (888) 291-1382 E-mail: kennethkukral@intlxs.com www.intlxs.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Joseph Krar & Associates Inc.

J.M. Wilson

Interline Insurance Services

International Excess Companies

25 DeForest Ave., Ste. 208, Summit, NJ 07901 Phone: (800) 526-2199, Fax: (908) 473-0110 E-mail: info@jcinsco.com www.guninsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

425 W. Broadway, Ste. 400, Glendale, CA 91204 Phone: (818) 242-5100, Fax: (818) 242-6800 E-mail: czallo@kfbins.com www.KFBins.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

8036 Moorsbridge Rd., Portage, MI 49024 Phone: (800) 282-8113, Fax: (269) 327-2620 E-mail: cbaldwin@jmwilson.com www.jmwilson.com Managing General Agency, A Licensed Surplus Broker

Intercorp Inc.

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program

King Insurance Support Systems

Klein & Costa Insurance Services

200 E. Sandpointe Ave., Ste. 310, Santa Ana, CA 92707 Phone: (714) 918-0914, Fax: (714) 918-0922 E-mail: ccosta@kleincosta.com www.kleincosta.com Managing General Agency, A Licensed Surplus Broker

Lefebvre Insurance LLC

James River Insurance Company 6641 W. Broad St., Ste. 300, Richmond, VA 23230 Phone: (804) 289-2700, Fax: (804) 549-5087 E-mail: info@jamesriverins.com www.jamesriverins.com

James River underwrites a wide variety of specialty P&C and Professional risks on an E&S basis in all states. Visit www.jamesriverins.com to find a JRICauthorized wholesale broker!

850 Franklin St., Wrentham, MA 02093 Phone: (508) 384-0101, Fax: (508) 384-0303 E-mail: mail@lefebvreinsurance.com www.lefebvreinsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

LifeScienceRisk

180 N. Stetson Ave., 46th Fl, Chicago, IL 60601 Phone: (312) 784-6005, Fax: (312) 784-6002 E-mail: mark.wood@lsrisk.com www.lsrisk.com Managing Underwriter

LIG Marine Managers JLT Facilities Inc.

22 Century Hill Dr., Latham, NY 12110 Phone: (800) 998-5545, Fax: (518) 782-3139 E-mail: jltsubmissions@jltfacilities.com www.jltfacilities.com Managing General Agency, Managing Underwriter

70 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

300 1st Ave S, Ste. 400, St. Petersburg, FL 33701 Phone: (727) 578-2800, Fax: (727) 578-9977 E-mail: KLT@LIGMarine.com www.LIGMarine.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers Lionheart Insurance Services 2742 Kingclaven Dr., Henderson, NV 89044 Phone: (702) 834-8140, Fax: (702) 834-8140 E-mail: lionheartins@msn.com www.lionheartins.net Managing General Agency, A Licensed Surplus Broker

M.J. Hall & Company Inc.

For more information, check out our ad on pg 12 (West).

P.O. Box 192, Stockton, CA 95201 Phone: (209) 948-8108, Fax: (209) 465-3843 E-mail: mindy@mjhallandcompany.com www.mjhallandcompany.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

M.J. Kelly Company

4415 E. State Highway D, Springfield, MO 65809 Phone: (800) 725-7211, Fax: (417) 883-7103 E-mail: SSmart@mjkelly.com www.mjkelly.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

MacAfee & Edwards Inc. - Mexican Insurance Specialist

700 S. Flower St., Ste. 1216, Los Angeles, CA 90017 Phone: (213) 629-9777, Fax: (213) 629-9779 E-mail: juan@mexicard.com www.macafeeandedwards.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

MainstreetUmbrella.com

P.O. Box 8586, Emeryville, CA 94662 Phone: (800) 564-1799, Fax: (510) 655-3076 E-mail: info@mymga.com mainstreetumbrella.com Managing General Agency, Managing Underwriter

Maritime Program Group

P.O. Box 969, Westbrook, CT 06498 Phone: (800) 366-8086, Fax: (860) 399-3695 E-mail: dpesce@maritimepg.com www.maritimepg.com Managing General Agency, Managing Underwriter

Mc Claugherty Insurance Agency

P.O. Box 7841, Horseshoe Bay, TX 78657 Phone: (830) 598-8151, Fax: (830) 598-6807 E-mail: butche@nctv.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

McClelland and Hine Inc.

For more info, check our ad on pg 6 (S. Central), pg 7 (Southeast).

P.O. Box 700930, San Antonio, TX 78270 Phone: (210) 366-2500, Fax: (210) 366-2407 E-mail: gil@mhi-mga.com www.mhi-mga.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

McGraw Insurance Services

Markel Personal Lines

P.O. Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 E-mail: maicmarketing@markelcorp.com www.markelmarine.com

MarketScout

12700 Park Central Dr., Ste. 300, Dallas, TX 75251 Phone: (972) 934-4200, Fax: (972) 934-4299 E-mail: markets@marketscout.com www.marketscout.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606 Phone: (312) 559-9348, Fax: (312) 559-0930 E-mail: joem@maxib.com www.maxib.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Maxum Specialty Insurance Group

3655 North Point Pkwy, Ste. 500, Alpharetta, GA 30005 Phone: (678) 597-4732, Fax: (678) 597-4501 E-mail: bjenks@mxmsig.com www.mxmsig.com/index.aspx

www.insurancejournal.com

Morstan General Agency of Florida II Inc. 1835 Banks Rd., Margate, FL 33063 Phone: (800) 261-5177, Fax: (516) 302-8951 E-mail: pwoodard@morstan.com www.morstan.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

MyMGA.com

N-Surance Outlets Inc. (Georgia)

McGraw Powersports

P.O. Box 40, Anaheim, CA 92815 Phone: (800) 543-5225, Fax: (650) 780-4833 E-mail: help@mcgrawpowersports.com www.mcgrawdirect.com

P.O. Box 2600, Roswell, GA 30077 Phone: (800) 366-1450, Fax: (770) 971-7608 E-mail: jmurrey@nsoins.com www.nsoins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

McLeckie Insurance Group

National Advantage Insurance Services Inc.

P.O. Box 770, Naples, TX 75568 Phone: (903) 897-9090, Fax: (903) 897-0062 E-mail: mcleckie@msn.com www.mcleckie.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Meridian Finance Group

P.O. Box 1065, Tustin, CA 92781 Phone: (714) 505-1015, Fax: (714) 505-1025 E-mail: clifford@naisins.com www.naisins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

National Affordable Housing Program / Sandner Group

1247 7th St., Ste. 200, Santa Monica, CA 90401 Phone: (310) 260-2130, Fax: (310) 260-2140 E-mail: gmendell@meridianfinance.com www.meridianfinance.com

155 N. Wacker, Ste. 3700, Chicago, IL 60606 Phone: (312) 930-6185, Fax: (312) 627-8888 E-mail: sandnere@sandnergroup.com www.sandnergroup.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

National Indemnity Company

MexiPass International Insurance Services LLC P.O. Box 60727, Pasadena, CA 91116 Phone: (800) 639-4727, Fax: (800) 639-4329 E-mail: jorge@mexipass.com www.mexipass.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

MexiPass is the leading Managing General Agent in the USA for placement of insurance in Mexico. MexiPass products include Commercial Lines & Personal Lines for the needs of Americans in Mexico and other foreign Countries.

Midlands

For more information, check out our ad on pg 9 (South Central).

3817 NW Expressway, Ste. 1000, Oklahoma City, OK 73112 Phone: (800) 800-4007, Fax: (405) 840-5432 E-mail: marketing@midman.com www.midlandsmgt.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

MiniCo Insurance Agency LLC MAXIMUM

233 S. Wacker Dr., Ste. 3900, Chicago, IL 60606 Phone: (312) 800-6200, Fax: (312) 207-1839 E-mail: contactus@monitorliability.com www.monitorliability.com

P.O. Box 8586, Emeryville, CA 94662 Phone: (800) 564-1799, Fax: (510) 655-3076 E-mail: mnyquist@mymga.com mymga.com Managing General Agency, Managing Underwriter

3601 Haven Ave., Menlo Park, CA 94025 Phone: (800) 828-3003, Fax: (714) 998-7659 E-mail: kphelps@mcgrawgroup.com www.mcgrawgroup.com A Licensed Surplus Broker, Lloyd’s Correspondent

Markel Cambridge Alliance

4600 Cox Road, Glen Allen, VA 23060 Phone: (800) 691-1515, Fax: (804) 527-7755 E-mail: gseveringhaus@markelcorp.com www.markelcambridge.com

Monitor Liability Managers

10851 N. Black Canyon Hwy, Ste. 200, Phoenix, AZ 85029 Phone: (800) 447-8383, Fax: (602) 861-1094 E-mail: customercare@minico.com www.minico.com A Licensed Surplus Broker, Managing Underwriter

3024 Harney St., Omaha, NE 68131 Phone: (402) 916-3000, Fax: (402) 916-3030 E-mail: jpgiandinoto@nationalindemnity.com www.nationalindemnity.com

National Lloyds Insurance Company P.O. Box 2650, Waco, TX 76702 Phone: (800) 749-6419, Fax: (817) 977-5100 E-mail: marketing@natlloyds.com www.nationallloydsinsurance.com

Nautilus Insurance Co. & Great Divide Ins. Co.

For more information, check out our ad on pg 31 (National).

7233 E. Butherus Dr., Scottsdale, AZ 85260 Phone: (480) 951-0905, Fax: (480) 951-9730 E-mail: tpytel@nautilus-ins.com www.nautilusinsgroup.com

NBIS

2859 Paces Ferry Rd. SE, 800 Overlook III, Atlanta, GA 30339 Phone: (770) 257-1777, Fax: (770) 257-1500 E-mail: contactus@nbis.com www.NBIS.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Negley Associates

Monarch E&S Insurance Services For more information, check out our ad on pg 11 (West).

2540 Foothill Blvd., Ste. 101, La Crescenta, CA 91214 Phone: (818) 249-0100, Fax: (818) 249-1166 E-mail: monarchxs@monarchexcess.com www.monarchexcess.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

103 Eisenhower Pkwy, Ste. 101, Roseland, NJ 07068 Phone: (973) 830-8500, Fax: (973) 830-8585 E-mail: info@jjnegley.com www.jjnegley.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

NeitClem Wholesale Ins.Brokerage Inc. 7442 N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 E-mail: jcenteno@neitclem.com www.neitclem.com A Licensed Surplus Broker

January 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 71

Alphabetical Directory of Intermediaries and Carriers New Empire Group

214 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-8300, Fax: (516) 431-5351 E-mail: jimo@newempiregroup.com www.newempiregroup.com A Licensed Surplus Broker, Managing Underwriter

NIF Group Inc.

30 Park Ave., Manhasset, NY 11030 Phone: (516) 365-7440, Fax: (516) 365-7392 E-mail: marketing@nifgroup.com www.nifgroup.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Nonprofits Insurance Alliance of Calif.

Pacific Specialty Insurance Co. 3601 Haven Ave., Menlo Park, CA 94025 Phone: (800) 828-3003, Fax: (650) 780-4848 E-mail: kphelps@mcgrawgroup.com www.pacificspecialty.com

PartnerOne Environmental

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-0172, Fax: (434) 979-8964 E-mail: p1info@p1enviro.com www.p1enviro.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Partners Specialty Group LLC

P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 E-mail: sbradshaw@insurancefornonprofits.org www.insurancefornonprofits.org

100 Tournament Dr., Ste. 214, Horsham, PA 19044 Phone: (484) 322-0400, Fax: (484) 322-0401 E-mail: mcaviston@psgins.com www.psgins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Norman-Spencer International Inc.

Patriot National Underwriters Inc.

150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 E-mail: gretchen@normanspencer.com www.normanspencer.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Northern Ohio E&S Agency

5800 Monroe, Sylvania, OH 43560 Phone: (419) 885-2400, Fax: (419) 885-7285 E-mail: jpearse@bex.net www.ohioeands.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Number One Insurance Agency 91 Cedar St., Milford, MA 01757 Phone: (508) 634-2902, Fax: (508) 634-2930 E-mail: info@massagent.com www.massagent.com A Licensed Surplus Broker

Old American

P.O. Box 793747, Dallas, TX 75379 Phone: (866) 233-7091, Fax: (214) 561-1990 E-mail: OACMInfo@OldAm.com www.countymutual.com

OneBeacon Insurance Group Environmental Division

P.O. Box 803143, Dallas, TX 75380 Phone: (972) 239-1458, Fax: (972) 233-3487 E-mail: corky.ellis@patriotnational.com www.patriotnational.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

PBS Insurance Underwriting Corporation

303 Middletown Park Pl., Ste. F, Louisville, KY 40243 Phone: (502) 244-1056, Fax: (502) 254-1056 E-mail: pbs@pbsinsurance.com www.pbsinsurance.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

PER se

23 Corporate Plaza, Ste. 248, Newport Beach, CA 92660 Phone: (949) 873-0324, Fax: (949) 873-0319 E-mail: mbernay@powerenergyrisk.com www.powerenergyrisk.com Managing Underwriter

PersonalUmbrella.com

For more information, check out our ad on pg 5 (National).

P.O. Box 8586, Emeryville, CA 94662 Phone: (800) 564-1799, Fax: (510) 655-3076 E-mail: dsmith@personalumbrella.com personalumbrella.com Managing General Agency, Managing Underwriter

188 Inverness Dr. W, Ste. 600, Englewood, CO 80112 Phone: (303) 531-3812, Fax: (888) 791-7795 E-mail: environmental@onebeacon.com www.onebeaconenvironmental.com

Orion Commercial Insurance Services Inc. P.O. Box 30634, Walnut Creek, CA 94598 Phone: (925) 280-1155, Fax: (925) 280-0333 E-mail: al@orionslb.com A Licensed Surplus Broker

Pacific Excess Insurance Marketing 6363 Katella Ave., Cypress, CA 90630 Phone: (800) 222-5582, Fax: (714) 228-7838 E-mail: marketing@pacificexcess.com www.pacificexcess.com Managing General Agency, A Licensed Surplus Broker

Pacific Gateway Insurance Agency For more information, check out our ad on pg 1 (West).

27200 Tourney Rd., Ste. 360, Valencia, CA 91355 Phone: (800) 354-4844, Fax: (661) 257-5988 E-mail: cal_landess@pgiainsurance.com www.nationalindemnity.com/pgia Managing General Agency, Managing Underwriter

Preferred Property Programs 960 Holmdel Rd., Bldg 1, Holmdel, NJ 07733 Phone: (888) 548-2465, Fax: (732) 946-0547 E-mail: info@ppp-quotes.com www.ppp-quotes.com Managing General Agency, Managing Underwriter

Specializing in the commercial real estate marketplace. We offer umbrellas for Condos, HOA’s, PUD’s, Apartments and Timeshare Associations. We also offer umbrella and boiler and machinery coverage for commercial lessors risk only (LRO) policies.

Prime Insurance Company 303 W. Madison St., Ste. 2075, Chicago, IL 60606 Phone: (800) 257-5590, Fax: (877) 452-6910 E-mail: RJL@primeis.com www.primeis.com

Proctor Financial Inc.

5225 Crooks Rd., Troy, MI 48098 Phone: (800) 521-6800, Fax: (248) 824-7113 E-mail: dwhipple@pfic.com www.pfic.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Professional Governmental Underwriters

9020 Stony Point Pkwy., Ste. 455, Richmond, VA 23235 Phone: (800) 586-6502, Fax: (804) 272-7852 E-mail: ndaly@pgui.com www.pgui.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Professional Insurance Concepts (Formerly Crump Prof. Concepts) 105 Eisenhower Pkwy., Roseland, NJ 07068 Phone: (973) 461-2181, Fax: (973) 364-9629 E-mail: DGriffin@ProInsConcepts.com www.ProInsConcepts.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Professional Liability Ins. Services Inc. - Underwriting Facilities 5802 Thunderbird, Bldg 10, Ste. 100, Lago Vista, TX 78645 Phone: (800) 761-7547, Fax: (512) 327-5834 E-mail: underwriting@plisinc.com www.plisinc.com Lloyd’s Correspondent

Professional Program Insurance Brokerage

Philadelphia Insurance Companies Check out our Tokio Marine ad on the inside back cover.

One Bala Plaza, Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 E-mail: phlysales@phly.com www.phly.com A Licensed Surplus Broker

Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries.

371 Bel Marin Keys Blvd., Novato, CA 94949 Phone: (415) 475-4300, Fax: (415) 475-4303 E-mail: info@ppibcorp.com www.ppibcorp.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Professional Underwriters Agency Inc.

2803 Butterfield Rd., Ste. 260, Oakbrook, IL 60523 Phone: (630) 572-0600, Fax: (630) 572-0615 E-mail: Sandip@puainc.com www.puainc.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

PL Risk Advisors Inc.

Promont Advisors LLC

Platinum Program Managers & Insurance Services Inc.

ProSurance Group Inc.

795 Franklin Ave., Ste. 206, Franklin Lakes, NJ 07417 Phone: (201) 847-9175, Fax: (201) 847-9174 E-mail: msmith@plrisk.com www.plrisk.com Managing General Agency, A Licensed Surplus Broker

3404 Via Oproto, Ste. 202, Newport Beach, CA 92663 Phone: (949) 209-0233, Fax: (949) 209-0272 E-mail: danr@ppmins.com www.ppmins.com Managing General Agency

72 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

1 E. Wacker Dr., Ste. 1920, Chicago, IL 60601 Phone: (312) 262-3340, Fax: (312) 262-3301 E-mail: estellern@promontadvisors.com www.promontadvisors.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter 2685 Marine Way, Ste. 1408, Mountain View, CA 94043 Phone: (650) 428-0818, Fax: (650) 428-0860 E-mail: financialservices@prosurancegroup.com www.prosurancegroup.com Managing General Agency, A Licensed Surplus Broker

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers ProWriters

41 Leopard Rd., Ste. 301, Paoli, PA 19301 Phone: (484) 321-2335, Fax: (484) 321-2339 E-mail: info@prowritersins.com www.prowritersins.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

PULIC Program - TDC Specialty Insurance Co. 1888 Century Park E, Ste. 850, Los Angeles, CA 90067 Phone: (800) 537-7362, Fax: (866) 344-6029 E-mail: info@pulic.com www.pulic.com

Quadrant Insurance Managers

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081 Phone: (614) 841-1425, Fax: (614) 841-1426 E-mail: info@quadrant-us.com www.quadrant-us.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Quaker Special Risk (Florida)

224 Datura St., Ste. 715, W. Palm Beach, FL 33401 Phone: (866) 526-1545, Fax: (561) 833-6616 E-mail: fwalsh@qsr-insurance.com www.qsr-insurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Quaker Special Risk (Mass.)

Response Aviation Ins. Svcs, a Div Shaw, Moses, Mendenhall & Assoc.

P.O. Box 12027, Glendale, CA 91224 Phone: (626) 799-7813, Fax: (626) 799-8784 E-mail: responseavn@yahoo.com www.responseaviationinsuranceservices.com A Licensed Surplus Broker, Lloyd’s Correspondent

101 JFK Pkwy, Short Hills, NJ 07078 Phone: (800) 526-1379, Fax: (973) 921-2876 E-mail: deb_meslar@RPSins.com www.RPSins.com Managing General Agency

2492 Walnut Ave., Ste. 250, Tustin, CA 92780 Phone: (800) 310-1303, Fax: (800) 842-3076 E-mail: ricins@ric-ins.com www.ric-ins.com Managing General Agency, A Licensed Surplus Broker

RPS Healthcare

RISCO Insurance Brokerage Inc.

550 W. Van Buren, Ste. 1200, Chicago, IL 60607 Phone: (800) 766-7475, Fax: (312) 922-7563 E-mail: bill_yurek@rpsins.com www.rpsins.com/healthcare A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

60 Catamore Blvd., East Providence, RI 02914 Phone: (800) 533-3649, Fax: (401) 438-0980 E-mail: pplumb@risco-inc.com www.risco-inc.com Managing General Agency, A Licensed Surplus Broker

RPS Technology & Cyber

Risk Theory LLC

13455 Noel Rd., Ste. 2300, Dallas, TX 75240 Phone: (469) 310-9142, Fax: (469) 310-9110 E-mail: batkinson@risktheory.com www.risktheory.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

50 Main St., Ste. 1000, White Plains, NY 10601 Phone: (800) 447-4180, Fax: (212) 244-5371 E-mail: quaker@qsr-insurance.com www.qsr-insurance.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Quirk & Company

P.O. Box 792030, San Antonio, TX 78279 Phone: (800) 299-9421, Fax: (210) 340-4075 E-mail: rquirk@quirkco.com www.quirkco.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

R-T Specialty LLC

180 N. Stetson Ave., 46th Floor, Chicago, IL 60601 Phone: (888) 884-1900, Fax: (312) 784-6002 E-mail: marketing@rtspecialty.com www.rtspecialty.com A Licensed Surplus Broker

R.E. Chaix & Assoc.

3200 El Camino Real, Ste. 290, Irvine, CA 92602 Phone: (949) 722-4177, Fax: (949) 722-4172 E-mail: timc@rechaixinsurance.com www.rechaixinsurance.com A Licensed Surplus Broker, Lloyd’s Correspondent

RealCare Insurance

19310 Sonoma Hwy, Sonoma, CA 95476 Phone: (800) 996-0599, Fax: (707) 935-7142 E-mail: realcare@nfp.com www.realcareprograms.com Managing General Agency, Managing Underwriter

RelMark Program Managers

961 Pottstown Pike, Chester Springs, PA 19425 Phone: (800) 874-5880, Fax: (610) 321-1011 E-mail: RRittersbach@relmarkgroup.com www.relmark.net A Licensed Surplus Broker, Managing Underwriter

www.insurancejournal.com

204 Cedar St., Cambridge, MD 21613 Phone: (800) 336-5659, Fax: (410) 228-7645 E-mail: TechCyber@RPSins.com www.RPSins.com/TechCyber Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

RSI International Inc.

1250 E. Copeland Rd., Arlington, TX 76011 Phone: (800) 275-2084, Fax: (817) 861-8955 E-mail: prainey@rsii.net www.rsimga.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Quaker Special Risk (New Jersey)

Quaker Special Risk (New York)

See Website - 60+ Locations, Headquarters - Itasca, IL 60143 Phone: (866) 595-8413, Fax: (630) 285-4075 E-mail: contact_us@rpsins.com www.rpsins.com Managing General Agency

RPS Bollinger Sports & Leisure

RIC Insurance General Agency Inc.

51 Harvard St., Worcester, MA 01609 Phone: (800) 252-8679, Fax: (508) 753-0646 E-mail: kbranscombe@quakerma.com www.quakerma.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter P.O. Box 1350, Eatontown, NJ 07724 Phone: (800) 447-4180, Fax: (732) 223-9072 E-mail: fwalsh@qsr-insurance.com www.qsr-insurance.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

RPS - Programs Division

RLI Insurance Company

Russell Bond & Co. Inc.

Rockhill Insurance Company

Safehold Special Risk

295 Main St., Ste. 866, Buffalo, NY 14203 Phone: (800) 333-7226, Fax: (800) 677-6779 E-mail: info@russellbond.com www.russellbond.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

9025 N. Lindbergh Dr., Peoria, IL 61615 Phone: (309) 692-1000, Fax: (309) 692-1068 E-mail: inquiries@rlicorp.com www.rlicorp.com 700 W. 47th St., Ste. 350, Kansas City, MO 64112 Phone: (985) 718-9383, Fax: (985) 781-6732 E-mail: jabney@rhkc.com www.rhkc.com

100 Glen Eagles Ct., Carrollton, GA 30117 Phone: (800) 842-8917, Fax: (770) 836-8563 E-mail: hturner@safehold.com www.safehold.com Managing General Agency, Managing Underwriter

Roundstone Management

27887 Clemens Rd., Westlake, OH 44145 Phone: (440) 617-0333, Fax: (866) 848-9496 E-mail: info@roundstoneinsurance.com www.roundstoneinsurance.com

Sapphire Blue

180 N. Stetson Ave., 46th Floor, Chicago, IL 60601 Phone: (312) 784-6007, Fax: (312) 784-6002 E-mail: nancy.mcmahon@sapphireblueuw.com www.sapphireblueuw.com Managing Underwriter

Roush Insurance Services Inc. P.O. Box 1060, Noblesville, IN 46061 Phone: (800) 752-8402, Fax: (317) 776-6891 E-mail: info@roushins.com www.roushins.com Managing General Agency, A Licensed Surplus Broker

SCU - Southern Cross Underwriters

RPS - Binding Division

For more information, check out our ad on pg 24 (National).

Two Pierce Place, Itasca, IL 60143 Phone: (866) 595-8413, Fax: (630) 285-4075 E-mail: contact_us@rpsins.com www.rpsins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

RPS - Brokerage Division

Two Pierce Place, Itasca, IL 60143 Phone: (630) 285-4450, Fax: (630) 285-4020 E-mail: contact_us@rpsins.com www.rpsins.com Managing General Agency

RPS - Executive Lines Division

See Website for Locations, Headquarters - Jackson, MS 39211 Phone: (601) 957-3344, Fax: (601) 370-6790 E-mail: info@scui.com www.scui.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

SCU Northeast

421 Wadsworth St., Middletown, CT 06457 Phone: (860) 347-9600, Fax: (860) 347-9611 E-mail: info@CTUnderwriters.com www.ctunderwriters.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Seguros Underwriters LLC

800 Oak Ridge Turnpike, Ste A-1000, Oak Ridge, TN 37830 Phone: (888) 981-1701, Fax: (877) 834-3882 E-mail: marketing@segurosuw.com www.segurosuw.com Managing General Agency, A Licensed Surplus Broker

See Website - 60+ Locations, Headquarters - Itasca, IL 60143 Phone: (866) 595-8413, Fax: (312) 922-7563 E-mail: contact_us@rpsins.com www.rpsins.com Managing General Agency

SFA-5Star Specialty Programs

500 N. Rainbow, Ste. 300, Las Vegas, NV 89107 Phone: (702) 740-8470, Fax: (702) 740-8472 E-mail: dd.bloom@5starsp.com www.5starsp.com/SFA/default.aspx

January 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 73

Alphabetical Directory of Intermediaries and Carriers Shelly, Middlebrooks & O’Leary Inc. 208 N. Laura St., Ste. 600, Jacksonville, FL 32202 Phone: (800) 342-2498, Fax: (904) 355-7611 E-mail: cviawebsite@shellyins.com www.shellyins.com Managing General Agency, A Licensed Surplus Broker

Sierra Specialty

234 Clovis Ave., Clovis, CA 93612 Phone: (559) 256-6900, Fax: (559) 256-6950 E-mail: Mark@SierraSpecialty.com www.SierraSpecialty.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Smith, Bell & Thompson Inc.

100 Bank St., Ste. 500, Burlington, VT 05401 Phone: (802) 658-4600, Fax: (802) 658-6191 E-mail: willisnhprograms@willis.com www.willisprograms.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

South & Western General Agency Inc. For more information, check out our ad on pg 5 (South Central).

P.O. Box 9015, Addison, TX 75001 Phone: (800) 492-5351, Fax: (972) 855-2970 E-mail: sales@southandwestern.com www.southandwestern.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

South Texas General Insurance Agency

363 N. Sam Houston Pkwy E, Ste. 1000, Houston, TX 77060 Phone: (281) 820-0555, Fax: (281) 820-0688 E-mail: floring@stgia.com www.stgia.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Southern Insurance Underwriters Inc. CMGA 4500 Mansell Rd., Alpharetta, GA 30022 Phone: (800) 568-1700, Fax: (678) 498-4610 E-mail: marketing@siuins.com www.siuins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Southwest Energy Underwriters Inc. 10707 Corporate Dr., Ste. 112, Stafford, TX 77477 Phone: (281) 313-2202, Fax: (281) 313-0215 E-mail: kwendler@sweu.net www.sweu.net A Licensed Surplus Broker, Lloyd’s Correspondent

Southwest Risk

8144 Walnut Hill Ln., Ste. 1400, Dallas, TX 75231 Phone: (214) 206-4900, Fax: (214) 206-4901 E-mail: info@swrisk.com www.swrisk.com Managing General Agency, A Licensed Surplus Broker

Sovereign Group Int’l Inc.

517 Rt 1 S, Ste. 3100, Iselin, NJ 08830 Phone: (732) 750-2300, Fax: (732) 750-1650 E-mail: wlynch@sovereignins.com www.sovereignins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Specialty Programs and Facilities Managers Inc. (AmWINS) 790 E. Colorado Blvd., Ste. 510, Pasadena, CA 91101 Phone: (626) 395-0850, Fax: (626) 395-0853 E-mail: kathleen.turknette@amwins.com www.specialtyprograms.net Managing General Agency, Managing Underwriter

Specialty Risk Associates Inc.

P.O. Box 53049, Shreveport, LA 71135 Phone: (318) 865-7023, Fax: (318) 865-7049 E-mail: tgarland@sramga.com www.sramga.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Sports & Fitness Ins. Corporation (SFIC)

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (800) 844-0536, Fax: (601) 853-6141 E-mail: askus@sportsfitness.com www.sportsfitness.com/ij MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Sullivan Brokers Wholesale Ins. Solutions 800 W. 6th St., Ste. 1800, Los Angeles, CA 90017 Phone: (213) 626-1000, Fax: (213) 403-4471 E-mail: smitht@sbwis.com www.sbwis.com A Licensed Surplus Broker, Lloyd’s Correspondent

Sun Coast General Insurance Agency

Tejas American General Agency

Check out our ad opposite inside front cover (South Central).

1620 La Jaita Dr., Ste. 300, Cedar Park, TX 78613 Phone: (888) 999-8242, Fax: (512) 342-2803 E-mail: submissions@taga1.com www.taga1.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Tennant Risk Services

124 LaSalle Rd., West Hartford, CT 06107 Phone: (860) 519-1301, Fax: (860) 216-5845 E-mail: rsargent@tennant.com www.tennant.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

P.O. Box 30750, Laguna Hills, CA 92654 Phone: (800) 300-8838, Fax: (949) 768-4045 E-mail: jyeskin@suncoastinsurance.com www.SunCoastInsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Terheggen/Malone Marine Insurance

Sunderland Insurance Services Inc.

Texas Mutual Insurance Co.

3021 Citrus Cir., Ste. 220, Walnut Creek, CA 94598 Phone: (925) 942-4020, Fax: (925) 942-4021 E-mail: casualty@sunderlandins.com www.sunderlandins.com

Swett & Crawford

P.O. Box 90249, Long Beach, CA 90809 Phone: (562) 916-7776, Fax: (562) 916-7750 E-mail: tm@tmboatinsurance.com www.tmboatinsurance.com

For more information, check out our ad on pg 7 (South Central).

6210 E. Highway 290, Austin, TX 78723 Phone: (800) 859-5995, Fax: (512) 224-8585 E-mail: information@texasmutual.com www.texasmutual.com

See website for addresses, Headquarters - Atlanta, GA 30327 Phone: (404) 240-5200, Fax: (404) 240-5393 E-mail: info@swett.com www.swett.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

The American Equity Underwriters Inc.

Synergy Professional Associates Inc.

The Hanover Insurance Group

100 Passaic Ave., Ste. 145, Fairfield, NJ 07004 Phone: (973) 995-0500, Fax: (973) 995-0501 E-mail: irad@synergy-ins.com www.synergy-ins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

T.H.E. Insurance Company

10451 Gulf Blvd., Treasure Island, FL 33706 Phone: (800) 237-3355, Fax: (727) 360-3498 E-mail: marketing@theinsco.com www.theinsco.com

TAPCO Underwriters Inc.

32nd Fl, 11 N. Water St., Mobile, AL 36602 Phone: (866) 238-8754, Fax: (251) 690-4299 E-mail: info@amequity.com www.amequity.com

440 Lincoln St., Worcester, MA 01653 Phone: (508) 855-1000, Fax: (508) 635-1193 E-mail: etrevallion@hanover.com www.hanover.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

The McGowan Companies

Corporate HQ; 20595 Lorain Rd., Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 E-mail: syoung@mcgowancompanies.com www.mcgowancompanies.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

3060 S. Church St., Burlington, NC 27216 Phone: (800) 334-5579, Fax: (336) 584-8880 E-mail: KAllred@gotapco.com www.GoTAPCO.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Target Managers Insurance Services 10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 E-mail: mkiger@targetmanagers.com www.targetmanagers.com Managing General Agency, Managing Underwriter

Target Professional Programs

10 Tower Lane, Avon, CT 06001 Phone: (860) 899-1862, Fax: (860) 284-1113 E-mail: cfoley@target-capital.com www.TargetProIns.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

The Mechanic Group Inc.

One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965 Phone: (845) 735-0700, Fax: (845) 735-8383 E-mail: mkatz@mechanicgroup.com www.mechanicgroup.com Managing General Agency, A Licensed Surplus Broker Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industr

TCA Inc.

ThinkRisk Underwriting Agency

10188 Big Canoe, Jasper, GA 30143 Phone: (770) 205-2958, Fax: (770) 205-2360 E-mail: carlpeterson@tca-insurance.com www.tca-insurance.com A Licensed Surplus Broker, Managing Underwriter

347 West 36th St., Ste. 203, New York, NY 10018 Phone: (646) 612-7808, Fax: (646) 612-7819 E-mail: rkhan@thinkriskins.com www.thinkriskins.com Managing Underwriter

Technical Risk Underwriters

TitlePac Inc.

6101 W. Courtyard Dr., Bldg Two, Ste. 200, Austin, TX 78730 Phone: (512) 591-8785, Fax: (312) 784-6002 E-mail: rscheinfeld@truins.com www.truins.com Managing General Agency

74 | INSURANCE JOURNAL-NATIONAL REGION January 25, 2016

201 Eastpointe Dr., Muskogee, OK 74403 Phone: (800) 331-9759, Fax: (918) 683-0166 E-mail: info@titlepac.com www.titlepac.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers US E&O Brokers

Tokio Marine Specialty Ins. Companies For more information, check out our ad on the inside back cover.

One Bala Plaza, Bala Cynwyd, PA 19004 Phone: (855) 585-6322, Fax: (610) 617-7940 E-mail: phlysales@phly.com www.tmsic.com Tokio Marine Specialty Insurance Company excels in providing Excess and Surplus lines commercial insurance protection to specialized industries. Initially focused on casualty business, Tokio Marine Specialty provides both primary and excess coverage.

Topa Insurance Company

24025 Park Sorrento, Ste. 300, Calabasas, CA 91302 Phone: (818) 466-5900 E-mail: dobrien@topa-ins.com www.topa-ins.com

TPI Golf Inc.

2051 Hidden Valley Dr., Howell, MI 48843 Phone: (800) 988-0087, Fax: (517) 546-6152 E-mail: doberle@tpigolf.com www.tpigolf.com

Transportation Risk Underwriters Inc.

8200 Kingston Pike, Ste. 21, Knoxville, TN 37919 Phone: (800) 977-9884, Fax: (800) 686-2170 E-mail: underwriting@transportationrisk.com www.transportationrisk.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

U.S. Brokers Network Inc.

1832 Woodmoor Dr., Ste. 101, Monument, CO 80132 Phone: (719) 488-5502, Fax: (719) 487-1782 E-mail: submissions@usbrokersnetwork.com www.usbrokersnetwork.com Managing General Agency, A Licensed Surplus Broker

U.S. Risk Insurance Group Inc.

8401 N. Central Expy, Ste. 1000, Dallas, TX 75225 Phone: (800) 232-5830, Fax: (214) 265-4976 E-mail: julieb@usrisk.com www.usrisk.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Ultra Risk Advisors

400 112th Ave. NE, Ste. 325, Bellevue, WA 98004 Phone: (425) 450-1090, Fax: (425) 450-1026 E-mail: info@ultrariskadvisors.com www.ultrariskadvisors.com A Licensed Surplus Broker

Unifax Insurance Systems Inc. 26050 Mureau Rd., Calabasas, CA 91302 Phone: (800) 669-9800, Fax: (818) 591-9856 E-mail: dklayman@crusaderinsurance.com www.crusaderinsurance.com Managing Underwriter

Universal Insurance Programs

1220 E. Osborn Rd., Phoenix, AZ 85014 Phone: (800) 844-2101, Fax: (866) 512-2272 E-mail: info@uiprograms.com www.uiprograms.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Universal Service Agency Inc.

501 Office Center Dr., Ste. 128, Fort Washington, PA 19134 Phone: (800) 646-2401, Fax: (215) 646-4275 E-mail: sales@universalbonds.com www.universalbonds.com A Licensed Surplus Broker

www.insurancejournal.com

820 Gessner Rd., Ste.1680, Houston, TX 77024 Phone: (800) 460-6424, Fax: (713) 984-1152 E-mail: insurance@useo.com www.useo.com A Licensed Surplus Broker

Western World Insurance Group

USASIA Insurance Services

319 Union Ave., Pomona, CA 91768 Phone: (909) 618-0288, Fax: (909) 618-0289 E-mail: shirley@usasia-ins.com www.usasia-ins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

USG Insurance Services Inc.

1000 Town Center Way, Ste. 300, Canonsburg, PA 15317 Phone: (724) 754-9007, Fax: (724) 265-5751 E-mail: kskender@usgins.com www.usgins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

USX/S

6929 W. 130th St., Ste. 100, Cleveland, OH 44130 Phone: (800) 574-8797, Fax: (440) 888-7380 E-mail: brokers@usxs.net www.USXS.net Managing General Agency, A Licensed Surplus Broker

For more information, check out our ad on pg 23 (National).

400 Parson’s Pond Dr., Franklin Lakes, NJ 07417 Phone: (201) 847-8600, Fax: (201) 847-1010 E-mail: d.mcgovern@westernworld.com www.westernworld.com

Wholesale Connection Insurance Services 21800 Burbank Blvd., Ste. 202, Woodland Hills, CA 91367 Phone: (818) 716-9800, Fax: (818) 716-9899 E-mail: wstanley@wcis-ins.com www.wcis-ins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Wildlife Insurance Underwriters LLC

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 510-9119 E-mail: cs@insurewildlife.com www.insurewildlife.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Woodlands Insurance Services LLC P.O. Box 8369, The Woodlands, TX 77387 Phone: (281) 367-5010, Fax: (281) 367-5013 E-mail: bobk@woodlandsinsurance.com www.woodlandsinsurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Victor O. Schinnerer & Co.

Two Wisconsin Cir., Chevy Chase, MD 20815 Phone: (301) 961-9800, Fax: (301) 951-5444 E-mail: vos.info@schinnerer.com www.schinnerer.com A Licensed Surplus Broker, Managing Underwriter

Woodus K. Humphrey & Co. (AmWINS)

W. Brown & Associates Insurance Services 19000 MacArthur Blvd., Ste. 700, Irvine, CA 92612 Phone: (949) 851-2060, Fax: (949) 428-1298 E-mail: jdelvecchio@wbais.com www.wbais.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

7600 Fern Ave., Bldg 500, Shreveport, LA 71105 Phone: (318) 865-2454, Fax: (318) 861-6937 E-mail: dick.chilvers@amwins.com www.amwins.com/wkh Managing General Agency, Managing Underwriter

Walter General Agency (WGA)

273 Clarkson Rd., Ste. 102 Phone: (636) 391-4841, Fax: (636) 391-2115 E-mail: djwalter@rsimo.com www.rsimo.com Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Western E&O

2155 Louisiana Blvd. NE, Ste. 10100, Albuquerque, NM 87110 Phone: (505) 837-2727, Fax: (505) 837-2828 E-mail: info@westerneando.com www.westerneando.com A Licensed Surplus Broker

Western Security Surplus Insurance Brokers Inc. 595 E. Colorado Blvd., Ste. 810, Pasadena, CA 91101 Phone: (626) 584-0110, Fax: (626) 584-0144 E-mail: kstevens@wssib.com www.wssib.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Western Special Risks Inc.

9059 W. Lake Pleasant Pkwy, Ste. 340, Peoria, AZ 85382 Phone: (888) 317-5575, Fax: (623) 977-4622 E-mail: rwilliams@westernspecialrisks.com www.westernspecialrisks.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Western Surplus Lines Agency Inc. For more information, check out our ad on pg 3 (South Central).

P.O. Box 6609, Abilene, TX 79608 Phone: (800) 592-4408, Fax: (325) 695-0371 E-mail: fpeck@westernsurplus.com, croeder@westernsruplus.com www.westernsurplus.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

World Wide Specialty Programs Inc. 68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 E-mail: dtaylor@wwspi.com www.wwspi.com Managing General Agency

Worldwide Facilities LLC

See Website for Locations, Headquarters - Los Angeles, CA 90017 Phone: (213) 236-4500, Fax: (213) 244-9655 E-mail: info@wwfi.com www.wwfi.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent

Wrap Up Insurance Solutions

16141 Swingley Ridge Rd., Chesterfield, MO 63017 Phone: (636) 489-0185, Fax: (636) 536-7473 E-mail: bbillhartz@trekadmin.com www.trekadmin.com

Wyvern International Insurance Brokers 325 N. Hough St., 2nd Fl, Barrington, IL 60010 Phone: (847) 852-3160, Fax: (847) 852-3161 E-mail: sconnor@wyverninsurance.com www.wyverninsurance.com A Licensed Surplus Broker, Lloyd’s Correspondent

January 25, 2016 INSURANCE JOURNAL-NATIONAL REGION | 75

already know that they do not approve of forgery. They rely upon you to be trustworthy, and they want you to faithfully follow the contract between your agency and themselves. In the end, you receive a salary because of them, and you can only write insurance with their company due to a sustained relationship, so you need to make sure that you represent their interests.

In addition, you also owe a duty of care to your own agency. An E&O claim or even legal action against your agency is possible based upon your actions.

What if, in the future, the policyholder has an issue with their insurance carrier and claims that they never signed the documents to begin with? What if you were personally investigated for forgery?

You might think that these are small possibilities, but a low chance of getting caught does not make something ethical.

Finally, you owe a duty of care to society.

You need to help uphold the integrity of the insurance system as a whole — make sure that it truly serves the community in which you operate. That includes remaining ethical even when personal gain or money are on the line.

(There is a way for an insurance agent to sign application documents on behalf of another party legally, called procuration.

However, many insurance carriers will not accept documents signed in this manner, and you should always ask for the advice of your legal team before attempting it.)

The Decision This is a common ethical dilemma that www.insurancejournal.com

many insurance agents may be guilty of fallyou to sign for them, and many clients ing prey to. However, you should never sign understand. documents on behalf of Why bend over backanother person or busiwards to accommodate Understanding ethical ness. Any time you have people, risking so much, a nagging feeling in the concerns and making the when they can usually back of your head, listen best choice in common find a solution themto it. selves? situations is vital.

We all hate to say “no” Even if you lose the to other people, but business if you refuse your own job, license, and reputation are to sign, you are doing the right thing in the hanging in the balance. Forging documents long run. for a client may seem harmless, but it opens up your agency and the insurance carrier to Shawcroft is a workers’ compensation advisor with E&O claims and legal actions.

Home Loan & Investment Co in Grand Junction, Do not crumble to policyholder demands Colo. Email: mckenzies@hlic.com. Phone: 970-254so easily. Explain why it is impossible for 0811.

Advertisers Index Readers, browse, contact, or do product searches on any of our full page advertisers at: www.insurancejournal.com/adshowcase/

Abram Interstate www.abraminterstate.com W4 Anderson & Murison www.andersonmurison.com 32 Applied Underwriters www.auw.com 80 Atlas Financial Holdings www.atlas-fin.com 40 Atlas General LLC www.ATLAS.US.com 26 Atlass Insurance Group www.atlassinsurance.com 54 Brecht & Associates www.brechtassoc.com SC4 Burnett & Company www.bcoinc.com SC12 Burns & Wilcox Ltd. www.burnsandwilcox.com 7 California Earthquake Authority www.earthquakeauthority.com/mvp 3 EZLynx www.ezlynx.com 10, 11 FEMA www.agents.floodsmart.gov/ij 27 FSLSO www.fslso.com SE9 Fujitsu www.fcpa.fujitsu.com 13 General Star www.generalstar.com W3,3 GeoVera Insurance Company www.geovera.com SC2, SE5 Golden Bear Insurance Company www.goldenbear.com W5 Gorst & Compass Insurance www.gorstcompass.com W7 IIA of Houston www.iiah.org SC11 Insurance Technologies Corp. www.getitc.com 33 Johnson & Johnson www.jjins.com SE3, E3

Lexington www.lexingtoninsurance.com 29 M.J. Hall & Company www.mjhallandcompany.com W12 McClelland & Hine www.mhi-tx.com SC6, SE7 Midlands Management Corporation www.midlandsmgmt.com SC6 Monarch E&S Insurance Services www.monarchexcess.com W11 MUSIC www.music-ins.com 17 National General Insurance www.nationalgeneral.com 19 Nationwide E&S / Specialty www.wearenownationwide.com 2 Nautilus Insurance Company www.nautilusinsgroup.com 31 Pacific Gateway Insurance Services www.pgiainsurance.com W1 PersonalUmbrella.Com www.personalumbrella.com 5 RPS - Risk Placement Services, Inc. www.rpsins.com 24 Smart Choice Agents Program www.smartchoiceagents.com 21 South & Western www.southandwestern.com SC5 State Compensation Insurance Fund www.statefundca.com W9 Tejas American General Agency www.taga1.com 3 Texas Mutual - Safety Group www.texasmutual.com SC7 The Institutes www.theinstitutes.org 9 Tokio Marine Specialty www.tmsic.com 79 Western Surplus Lines Agency, Inc. www.westernsurplus.com SC3 Western World Insurance Group www.westernworld.com 23

January 25, 2016 INSURANCE JOURNAL-NATIONAL | 77

IDEA EXCHANGE

Closing Quote they are actively evaluating various opportunities in distribution channels, including participation in insurance aggregators and business clusters.

2. Over half of the participants we surveyed believed that memberships in the right insurance aggregators and clusters are a way to accelerate growth, sharpen profit margins, improve expertise, capture additional market share and attract talent.

3. The role of analytics and use of creative technology will continue to transform the market landscape. If you are an organization that has not yet adopted the use of technology and analytics you will be left behind.

4. Organizations we surveyed recognized the need to take steps to compete more effectively. Most believed that faster growth could be achieved by carefully selecting the right aggregators and cluster to actively engage with.

5. Recruiting talent will become paramount as the distribution channel re-shapes the insurance industry. The industry will have to move beyond traditional technical and sales training and producer recruitment.

he property and casualty (P/C) industry is in a great position for further growth in the upcoming year.

Robust economic recovery along with the entry of new products and services have enhanced the industry’s outlook.

This is our second annual study on high-growth insurance agencies and changes in the distribution channel.

This year’s survey offers insight into developments that are reshaping strategies in the P/C insurance industry.

For this study, we surveyed 32 insurance agencies, three insurance carriers, two insurance wholesalers and three insurance aggregators across the United States in late 2015.

During the survey five themes emerged on growth and changes in the distribution channels.

What’s driving changes in the distribution channel? The one main driver forcing changes in the insurance distribution channel is the customer’s unprecedented change in how they select a partner for their insurance and risk management needs.

The survey highlighted five distinct findings:

Evaluating Criteria Our survey uncovered the top criteria that agencies seek when considering an insurance aggregator or cluster. It included: support in lead generation; further development of data analytics; sharpened approach to insurance specialties; access to more markets; higher commissions; and tools to position their agencies as industry experts.

Insurance wholesalers and carriers that we interviewed closely evaluated opportunities with insurance aggregators and One main driver clusters, as well. Criteria used forcing changes in in evaluation included: further the insurance disdevelopment of specialties; increased market share; turnkey tribution channel approaches to new product innois the customer’s vations; and opportunities to unprecedented re-niche segments. change in how Transformational changes are occurring in the insurance industhey select a try. Winners of the future will be partner for their those that build technology and insurance needs. analytical resources, and build stronger talent and product specialties. Survey participants believed the fastest way to achieve above average growth was to carefully select partnerships that have a strong offering in these categories.

1. Business clusters and insurance aggregators will play a fundamental role in re-shaping the distribution channels.

Eighty-six percent of the firms we surveyed reported that

Davis is founder of Risk Communities, a research, branding and marketing firm dedicated to serving companies in the insurance industry.

5 Trends Driving Change in Insurance Distribution

T

By Julie K. Davis

78 | INSURANCE JOURNAL-NATIONAL January 25, 2016

www.insurancejournal.com

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Tokio Marine Specialty Insurance Company, a member of the Tokio Marine Group, is an authorized Excess and Surplus lines insurance carrier in all states and D.C. Tokio Marine Specialty Insurance Company is not licensed or admitted in any jurisdiction except Delaware where it is a domestic insurer licensed to write surplus lines. Surplus lines companies do not participate in state guaranty funds in any jurisdiction, except New Jersey, and thus, surplus lines insureds are not protected by those funds. © 2015 Tokio Marine Specialty Insurance Company, All Rights Reserved.

Expect big things in workers’ compensation. Expect to save a third of your clients 30% or more. Most classes approved, nationwide.

For information call (877) 234-4450 or visit auw.com/us. Š2016 Applied Underwriters, Inc., a Berkshire Hathaway company. Rated A+ (Superior) by A.M. Best.

Insurance plans protected U.S. Patent No. 7,908,157.