Insurance Journal West 2014.06.02

WEST California’s Next Mega Fire Self-Driving Car Testing Rules Porsche Sued Over Walker Crash

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WEST

Inside This Issue

On The Cover

Special Report:

2014 Program Directory Volume I

June 2, 2014 • Vol. 92 No. 11 • West

W2

W8

32

34

NATIONAL COVERAGE

WEST COVERAGE

IDEA EXCHANGE

10 Lower Cat Losses Helped Home

Insurers to First Profit Since

2007: SNL

W2 Porsche Sued in Los Angeles Over

Paul Walker Crash

30 Evolving Considerations

for Insurance and Cyber Risks

W2 California Governor:

Unprecedented Fire Season

32 International Insider:

Kathleen Ellis

W4 Self-Driving Car Testing Rules

Adopted by California

34 The Competitive Advantage:

Chris Burand

W8 California’s Next Mega Fire, This

Could Be the Year

96 Closing Quote: Referral Marketing,

the Original Search Engine

10 Re/Insurers Have ‘Coped Well So

Far’ with Climate Change: S&P 14 What Makes Agents Switch

Carriers 16 Spotlight: 10 Things to Know

About Non-Profits & Social Service

Organizations 18 P/C Direct Premium Written

Up 4.1%: Demotech 22 Closer Look: Medical Malpractice

Market Moving Away from

Traditional Coverage Offerings 26 Special Report: First Line

of Defense: Insuring Volunteer

Fire Departments 28 Actuaries Grapple with Insurance

Questions on Self-Driving Cars

W12 Arrests in California Fraud Ring

Targeting Auto Dealers

and Insurers W12 NOAA: Near- Or Above-Normal

Central Pacific Hurricane Season

DEPARTMENTS 8 Opening Note W6 People 11 Declarations 11 Figures 12 Business Moves 20 MyNewMarkets

37 Special Report: 2014 Program

Directory, Vol. I 6 | INSURANCE JOURNAL-WEST June 2, 2014

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NATIONAL COVERAGE

Opening Note A Quiet Revolution

T

echnology will not replace all agents and brokers but it will force agents, brokers and carriers to adjust how they handle consumers’ preferences.

That’s according to the latest sigma study by Swiss Re, “Digital distribution in insurance: a quiet revolution.” The study is an analysis of research from different countries and discusses how the internet and mobile devices are empowering consumers to search, review and purchase insurance policies without relying solely on the services of intermediaries.

At the same time, developments in Big Data are facilitating access to a rich source of data about customers, which insurers can use to enhance sales and marketing strategies. Digital transformation overall can help insurers become more consumer-centric, according to the study.

“A quiet revolution is underway,” said Kurt Karl, Swiss Re’s chief economist.

In many countries the share of premiums accounted for by online sales is still small, but it is rising. “The statistics on e-commerce insurance mask the profound impact new technologies are having on the distribution process.”

Some surveys indicate that consumers increasingly research online and that the internet has become a trusted source of advice for insurance. Aggregator or price comparison websites (PCWs), as well as ‘A quiet revolution is social media, are playing underway.’ a growing role in the presales process. As Ginger Turner, co-author of the study, noted, “with mobile and telematics technology, consumers can now interact with their insurance provider anytime and anywhere.”

Moreover, relatively simple insurance products are being sold online more readily. This is most obvious in personal auto and property insurance, especially in developed markets.

Direct marketing of term life insurance and some insurance for small businesses is also becoming prevalent. Swiss Re analysis shows that even in emerging Asia, where most sales occur via intermediaries, insurers have developed advanced capabilities for direct online platforms.

Meanwhile, the buying journey for insurance is becoming fragmented across multiple touch-points.

Not all insurance sectors are at the same stage of this digital transformation, and not all will proceed along the same adjustment path and at the same pace, according to report.

But, the report says, the direction is clear: eventually, customers will be able to arrange most of their insurance needs through remote digital channels.

Digital transformation does not spell the end of intermediaries, according to the study. Many consumers will continue to value the personal interaction and expert advice of agents and brokers. The challenge for agents, brokers and their insurers will be to adapt business models to meet the varying needs and preferenc- Andrea Wells Editor-in-Chief es of customers.

8 | INSURANCE JOURNAL-NATIONAL June 2, 2014

Publisher Mark Wells | mwells@wellsmedia.com EDITORIAL Editor-in-Chief Andrea Wells | awells@insurancejournal.com V.P. Content Andrew Simpson | asimpson@insurancejournal.com East Editor Young Ha | yha@insurancejournal.com Southeast Editor Michael Adams | madams@insurancejournal.com South Central Editor/Midwest Editor Stephanie K. Jones | sjones@insurancejournal.com West Editor Don Jergler | djergler@insurancejournal.com International Editor Charles E. Boyle | cboyle@insurancejournal.com Senior Editor Susanne Sclafane | ssclafane@insurancejournal.com ClaimsJournal.com Editor Denise Johnson | djohnson@claimsjournal.com MyNewMarkets.com Associate Editor Amy O’Connor | aoconnor@mynewmarkets.com Columnists Chris Burand, Kathleen Ellis Contributing Writers Burke Coleman, Carl Maerz, Douglas Powell, Julie Rochman, Julie Carr Smyth, The Clarion Ledger, Billy Watkins SALES V.P. Sales & Marketing Julie Tinney (800) 897-9965 x148 | jtinney@insurancejournal.com West Dena Kaplan (800) 897-9965 x115 | dkaplan@insurancejournal.com South Central Mindy Trammell (800) 897-9965 x149 | mtrammell@insurancejournal.com Midwest Lauren Knapp (800) 897-9965 x161 | lknapp@insurancejournal.com Southeast Howard Simkin (800) 897-9965 x162 | hsimkin@insurancejournal.com East Dave Molchan (800) 897-9965 x145 | dmolchan@insurancejournal.com New Markets Sales Manager Kristine Honey | khoney@insurancejournal.com Classifieds, Jobs, Agencies Wanted/For Sale Ly Nguyen (800) 897-9965 x125 | lnguyen@insurancejournal.com MARKETING/NEW MEDIA Marketing Administrator Gayle Wells | gwells@insurancejournal.com Advertising Coordinator Erin Burns (619) 584-1100 x120 | eburns@insurancejournal.com New Media Producer Bobbie Dodge | bdodge@insurancejournal.com Videographer/Editor Matt Tolk | mtolk@insurancejournal.com DESIGN/WEB V.P. of Design Guy Boccia | gboccia@insurancejournal.com V.P of Technology Joshua Carlson | jcarlson@insurancejournal.com Audience Development Elizabeth Duffy | eduffy@wellsmedia.com Marketing Director Derence Walk | dwalk@insurancejournal.com Web Developer Jeff Cardrant | jcardrant@insurancejournal.com Web Developer Chris Thompson | cthompson@insurancejournal.com IJ ACADEMY OF INSURANCE Online Training Coordinator Barbara Whiffen | bwhiffen@ijacademy.com ADMINISTRATION Chief Executive Officer Mitch Dunford Chief Financial Officer Mark Wooster | mwooster@wellsmedia.com

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NATIONAL COVERAGE

News & Markets Lower Cat Losses Helped Home Insurers to First Profit Since 2007: SNL

T

he U.S. homeowners insurance industry benefited from lower catastrophe activity in 2013 and became profitable for the first time since 2007, according to an analysis by SNL Financial.

According to SNL, all of the top 20 homeowners insurers in its market share analysis reported better combined ratios in 2013, and almost all of them reported better loss ratios, compared to 2012. The incurred loss ratio for the industry shrank to 46.32 percent from 58.71 percent in 2012, SNL reported, while loss and loss adjustment expense totaled $36.22 billion in 2013, down from $42.05 billion in 2012.

Catastrophes in the U.S. in 2013 caused $12.9 billion in direct insured property losses before reinsurance recoveries and excluding loss adjustment expenses, compared to $35.0 billion in 2012, according to

ISO’s Property Claim Services. ISO estimated that private insurers’ net loss and loss adjustment expenses from catastrophes dropped to $14.1 billion from $33.1 billion.

Homeowners direct written premiums grew 3.61 percent in 2013 for the industry as a whole, according to SNL’s statutory insurance data, as various insurers requested and received rate increases.

State Farm and Allstate Corp. held onto the top spots in SNL’s homeowners insurance market share rankings, but Liberty Mutual climbed above Farmers into the No.

3 spot. Liberty Mutual saw year-over-year premium growth of 13.15 percent, the highest among the top 10 homeowners insurance writers.

Re/Insurers Have ‘Coped Well So Far’ with Climate Change: S&P

S

o far so good when it comes to how reinsurers and insurers have coped with climate change.

That’s according to a new report by Standard & Poor’s titled “Are Insurers Prepared For The Extreme Weather Climate Change May Bring?”

“Whether or not a direct result of climate change, the number and frequency of extreme weather events have increased, but insurance and reinsurance companies have coped well so far,” the S&P report noted.

Credit analyst Miroslav Petkov said: “We believe the industry has been, and remains, well prepared to deal with weather events of the magnitude the world has been experiencing in the past two years. For that reason, the ratings impact of these natural catastrophes has been limited.”

The report said re/insurers generally have been able to manage the impact of the extreme weather events over the past two years because of their risk diversification, 10 | INSURANCE JOURNAL-NATIONAL June 2, 2014

as well as their effective underwriting, risk management, and risk mitigation practices.

“However, while the events were extreme, they were not of historic proportions, and the related losses were well within the re/insurers’ risk appetite and excess capital,” the report noted.

According to S&P, many of the re/ insurers it rates have processes in place to monitor the potential impact of climate change on extreme weather.

“We consider that re/insurers have the processes in place to ensure that they can adjust premiums for any gradual increase in weather-related claims in the future,” the report said. “However, even those that have invested the most in understanding the impact of climate change currently don’t explicitly

allow for it in their pricing and modeling.”

Some scientists believe that climate change may lead to an increase in both the size and frequency of extreme events.

However, due to the complexity of climate systems, there is significant uncertainty about the exact impact, the report said.

Petkov added: “Our view is that climate change is another factor contributing to the challenges of modeling extreme weather events. For that reason, we take a favorable view of re/insurers that consider how climate change, despite its uncertainties, may affect extreme events in capital modeling and exposure management.”

In conclusion S&P said: “While the understanding of climate change is still developing, we believe a sudden spike in the frequency and severity of weather events could test the industry.” www.insurancejournal.com

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News & Markets Porsche Sued in Los Angeles Over Paul Walker Crash

No Fault for Wyoming Resort in 2009 Chair Lift Spill

T

he wife of a man who was driving a Porsche sports car that crashed and killed actor Paul Walker is suing the automaker, alleging it designed a faulty vehicle.

The wrongful death and negligence lawsuit was filed in mid-May in Los Angeles by Kristine Rodas, the wife of Walker’s friend and business partner Roger Rodas.

The lawsuit against Porsche Cars North America claims the company’s 2005 Porsche Carrera GT suffered from design flaws and had a malfunctioning suspension that caused the November crash and both men’s deaths.

Authorities have cited unsafe speed as a cause of the crash. But Kristine Rodas’ complaint says her husband was driving the Porsche at 55 mph before the accident.

An email message sent to Porsche seeking comment was not immediately returned.

Copyright 2014 Associated Press.

A

New Mexico Court: Insurer to Pay for Injured Worker’s Medical MJ

California Governor: Unprecedented Fire Season

T

G

he New Mexico Court of Appeals has ruled that a worker’s employer and its insurer must pay for medical marijuana for treating the employee’s chronic pain from a job-related back injury.

The court in May upheld a decision by a workers’ compensation judge that medical marijuana was “reasonable and necessary medical care” from a healthcare provider under terms of workers’ compensation law.

The worker had a 99 percent permanent partial disability.

An automotive repair shop and its insurer appealed after being ordered to reimburse the worker for medical marijuana expenses.

The court rejected the employer’s argument it would be required to violate federal law by paying for the marijuana.

New Mexico started its medical marijuana program in 2007, although pot remains illegal under federal law.

Copyright 2014 Associated Press.

W2 | INSURANCE JOURNAL-WEST June 2, 2014

jury has ruled that Snow King Resort in Wyoming was not at fault for a 7-year-old’s 2009 tumble from a ski lift.

The final judgment stated that Glenn and Leya Oswald would recover nothing from the case, and the couple must also pay Snow King’s costs of defending the lawsuit.

The Oswalds filed the case in 2011 claiming the resort was negligent and responsible for their son’s 50-foot fall from the Cougar chairlift during a Jackson Hole Ski Club program in 2009.

Attorneys for Snow King argued successfully at trial that the boy’s fall was the result of the natural risks of skiing and that their claims were barred from court by the waivers the Oswalds signed before the program began.

Copyright 2014 Associated Press.

ov. Jerry Brown says the state is gearing up for California’s worst fire season ever.

Brown told ABC’s “This Week” during an interview in May that the nearly dozen fires in San Diego County that destroyed 11 homes and caused $20 million in damage early in the month mark only the beginning of what’s to come in the hotter months.

He says California has appropriated $600 million to fighting fires and has 5,000 firefighters.

Brown says he expects the state will need thousands of more firefighters in the future because of climate change.

Copyright 2014 Associated Press.

See related story on page W8 www.insurancejournal.com

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News & Markets Hollywood Project Draws Calls for Additional Quake Testing

Self-Driving Car Testing Rules Adopted

by California

L

C

os Angeles building officials have called for more seismic testing at a proposed Hollywood development to determine if an earthquake fault runs under the project.

The order by city geologist Dana Prevost comes after experts hired by the developer found no fault under the property.

The developer wants to build a 16-story apartment complex in Hollywood at the former home of KFWB’s radio studio.

The project, which would feature 95 residential units and 14,000 square feet of office space, is just east of the controversial Millennium skyscraper project near the Capitol Records building.

The city wants the developer to do more trenching before issuing construction permits.

Soon after ordering more quake studies, Prevost announced his retirement after 15 years.

Copyright 2014 Associated Press.

alifornia has new rules that govern the testing of self-driving cars on public roads.

The rules, approved on May 19 by state attorneys, require a human to be in the driver’s seat when a computer takes control during testing. They’re a response to a 2012 law that will allow personal use of self-driving cars in the future.

Google and other companies already have sent computer-driven cars hundreds of thousands of miles in California. The regulations, which take effect Sept. 16, also cover insurance, licensing and other issues.

They’re an attempt to catch up with technology that could be commercially available by decade’s end. Currently driverless cars are a gray area of the law.

Copyright 2014 Associated Press.

California Railroad Bridge Collapses, Kills Worker

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California construction worker died from a fall after a railroad bridge he was cutting collapsed and pulled him down to a freeway, authorities said.

Okesene Faasalele, 59, of Long Beach, was attached to the bridge over state Route 91 by a harness and cutting part of the structure in half when it buckled, California Department of Transportation spokeswoman Terri Kasinga said.

“He rode the bridge down,” Kasinga said.

“Before it hit the ground, it twisted and catapulted him into the pavement.”

The worker was taken to a hospital where he was pronounced dead.

The accident closed freeway lanes for hours.

The overcrossing was being demolished as part of a $232 million freeway-widening project.

The cause of the accident is under investigation.

Copyright 2014 Associated Press. www.insurancejournal.com

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People Deana Wood

Marisa Wood

Leavitt Group of Boise has hired Deana Wood and Marisa Wood for its office in Idaho.

The two are unrelated. Deana is a commercial account manager, and will service and maintain existing accounts and handle policy inquires. Marisa is an operations specialist providing assistance to the team and developing and conducting employee fitness competitions.

Deana has been working in the insurance industry since 1987 and worked for the Leavitt Group earlier in her career. Marisa is a student at Boise State University studying exercise physiology.

The Leavitt Group is a privately-held insurance brokerage and provides property/casualty insurance, risk management, employee benefits solutions and other services.

Los Angeles, Calif.-based Topa Insurance Group named John Donahue president and chief executive officer. He will provide leadership to all business endeavors of the organization.

Donahue has 20 years of experience. Before Topa Insurance he concurrently served as president of Keenan Insurance Management Group and chief executive offer of Greenpath Insurance Co. Donahue has worked for GMAC Insurance, MAPFRE/Commerce West and the California State Automobile Association.

Topa Insurance is a property/casualty insurer. Its parent company, Topa Equities Ltd., is a privately held holding company with interests in insurance, automobile dealerships, beverage distribution and real estate.

Employers named Aaron Mikulsky as senior vice president of business process and policyholder services.

He will be based out of Employers’ headquarters in Reno, Nev. Mikulsky has more than 19 years of experience, including experience in underwriting, information technology, operations and business process reengineering. He joins Employers from CNA, where he was the small business underwriting director of strategy and analytics. Prior to that, Mikulsky held various positions with Arch Insurance Group.

Employers Holdings Inc. is a holding company with subsidiaries that are specialty providers of workers’ compensation insurance and services.

Walnut Creek, Calif.-based Heffernan Insurance Brokers named Jani De La Rosa as director of employee benefits and senior vice president.

De La Rosa will be responsible for managing benefit program designs, benefit strategies and business development. De La Rosa will also serve as a sales leader for the

W6 | INSURANCE JOURNAL-WEST June 2, 2014

headquarter office’s employee benefits staff.

De La Rosa has more than 29 years of industry experience. She started in the insurance industry as an administrative assistant and worked her way up to running a benefits practice with more than 45 employees and $10 million in revenue.

She worked at Heffernan for 18 years before leaving the company two years ago to pursue a management opportunity, and ultimately returned to Heffernan.

Heffernan’s California offices are in San Francisco, Petaluma, Menlo Park, Los Angeles and Orange County. It also has offices in Portland, Ore.; St. Louis, Mo.; and New York, N.Y. Capital Insurance Group named Bruce Ostrem the regional field executive for Southern California.

CIG recently created the new Southern California region, consisting of Ventura, Anaheim and San Diego territories. CIG recruited Ostrem for the new executive position.

Ostrem has 35 years of insurance experience. Most recently, he spent three years in Washington as a vice president overseeing the largest West Coast agricultural book of business written by QBE (formerly Unigard).

CIG manages personal, business and agriculture risks underwritten by its affiliate companies: California Capital Insurance Co.; Eagle West Insurance Co.; Nevada Capital Insurance Co.; and Monterey Insurance Co. Beecher Carlson Insurance Services LLC named Danielle Ramberg as business development specialist in the Woodland Hills, Calf. office.

Ramberg will be responsible for the development and execution of strategies for large account clients with complex casualty risks, specifically expanding the presence of Beecher Carlson on the West Coast. She reports to Scott Davis, president of casualty and property.

Most recently, Ramberg was with Orion Risk Management Services Inc., where she was responsible for distribution of captive insurance company solutions.

Prior to that, she served as a client associate at Barney and Barney LLC and was responsible for all aspects of managing client relationships in California, including identifying claims history drivers, and assisted in implementation of loss reduction plans to lower overall costs for them.

Ramberg also has experience creating business plans for and managing captive insurance programs.

Atlanta, Ga.-based Beecher Carlson is a wholly-owned subsidiary of Brown & Brown Inc. www.insurancejournal.com

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News & Markets California’s Next Mega Fire, This Could Be the Year

By Don Jergler

W

hen Thomas Jeffery visits states like California, he likes to take some time out to drive around and take a hard look at the conditions and the landscape.

As a scientist, Jeffery feels this helps put first-person observations into his numerical assessments of risk so that when he studies and talks about wildfires he can do so with more authority and confidence.

But some types of confidence may not be so reassuring, and most wouldn’t want Jeffery to be confident about one bold assessment he’s now making for California’s upcoming, early and seemingly endless wildfire season.

“I really think this year could be the year,” said Jeffery, a senior hazard scientist at real estate data and analytics firm CoreLogic.

A ray of hope Jeffery tossed out was that a long-term forecast for an El Niño condition to bring more precipitation could help reduce the chance of massive wildfires — though the rains could come a bit too late to prevent what Jeffery and others fear may be shaping up to be California’s worst wildfire season since 2003.

“I think it’s probably as ready to burn as it ever will be,” Jeffery said.

Jeffery was similarly confident about fire dangers in California when he talked about wildfires at the start of the year, just days after Gov. Jerry Brown declared a drought emergency and directed state personnel to take all necessary actions to prepare for drought conditions.

By January fire officials had already grown

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concerned they hadn’t seen an end to the fire season, and at the time California’s threeyear precipitation average, from 2011 to 2014, was as low as 30 percent of the norm in some places.

April finished off California’s official snow and rainfall season with a small burst of showers, which were at most a reminder that the mountain ranges in the Sierra Nevadas had received roughly one-third of their historic average snowfall.

In January Jeffery was giving warnings about the state’s wildfire potential and he was pointing to a CoreLogic report released in 2013 showing there are more than 1.2 million residential properties in the Western U.S. that are currently located in “High” or “Very High” wildfire-risk categories valued at more than $189 billion.

Jeffery has said he found it odd to be talking about wildfires in January, and he said that in May it’s still hard to get used to talking about the fire season for California — which typically starts in October with the onslaught of the gusty Santa Anna wind conditions.

“I’ve never talked about wildfire in May before,” he said.

An early start to the wildfire season could be in store for California and other states in the West, according to Heath Hockenberry, the National Weather Service’s national fire weather program manager, adding “I think things are priming up and drying out for the continued on page 10 www.insurancejournal.com

WEST COVERAGE

News & Markets continued from page 8 wildfire season to begin, especially in the Southwest.”

Hockenberry is among many experts like Jeffery who have been talking about California’s severe wildfire potential for the past few years, and each year many of those experts express concern that this could be the year the state sees wildfires on a historic scale.

Is this the year California will be hit with massive wildfires?

Pete Moraga, a spokesman for the Insurance Information Network of California, was asked the question.

He stopped just shy of answering, but as he has in the last few years when he’s spoken to reporters, Moraga emphatically outlined the potential for a bad year for wildfires.

IINC in 2012 issued a report showing more than 2 million of the state’s 13.5 million homes are in high to severe wildfire regions.

It was notably bad then, and the Western U.S. was early on in its running drought.

“In the two years since we did this study things have gotten progressively worse,” Moraga said. “It’s been two more years of extreme drought, and the winds are getting more severe. We usually see the worst fires in October. We’re getting those same conditions early in the year.”

In Southern California during the second week in May San Diego broke out in several wind-driven wildfires, forcing thousands of evacuations and burning at least 20 homes.

At one point there were nine wildfires ongoing in the area.

At the time of the fires Califorina Gov. Jerry Brown said the state was gearing up for the worst fire season ever.

The National Significant Wildand Fire Potential Outlook for June issued by the National Interagency Center shows “Above normal” fire potential over much of California, Alaska and parts of Arizona.

IINC’s Morga said: “We’re long overdue for major wildfires in this area.”

He said that in media interviews in 2013, and before that in 2012.

Over the past two years Moraga and IINC have stepped up their efforts to encourage W10 | INSURANCE JOURNAL-WEST June 2, 2014

The National Significant Wildand Fire Potential Outlook for June issued by the National Interagency Center shows “Above normal” fire potential over much of California, Alaska and parts of Arizona.

homeowners to take mitigation steps, such as clearing spaces around their homes, and Moraga has relayed to consumers via the media reminders about the impacts of the 2007 and 2003 wildfire seasons.

It was in 2003 when the 280,278-acre Cedar Fire in San Diego County erupted, making it the state’s largest wildfire on record. That fire was among 15 wildfires throughout Southern California in October.

“That was 11 years ago,” Moraga said. “Have the conditions gotten worse? Yeah. This could very well be the worst fire season we’ve ever seen.”

In 2003’s wildfire onslaught, 4,836 structures were destroyed, including 3,641 homes, causing a reported $2.37 billion in insured losses, according to IINC. In 2007, wildfires destroyed 3,107 structures, 2,180 of those were homes, and a higher number of claims resulted in $2.3 billion in insured losses for that year, according to IINC. More concerning than numerous wildfires may be the possibility of a “mega fire,” which Moraga fears is lurking in the “bone dry” brush waiting to be ignited and pushed into an inferno by the windy conditions

that have arrived early this year in Southern California.

CoreLogic’s Jeffery acknowledged that he’s issued a dire warning for larger and more dangerous fires every year for the past few years.

“When we have drought conditions, the fuel is never in a cycle where it’s kind of healthy and vibrant and lush,” he said. “It’s really in that stress condition and it’s prime for burning.”

He added, “Now it seems like we have more times during the year where we have these gusty downdrafts occurring.”

CoreLogic updates its fire maps regularly to help insurance customers better assess their risks. Although high risk areas remain on high risk status, an increasing number of moderate risk areas are beginning to look much riskier, Jeffery said. And he is warning clients about these increased risks, particularly in Southern California.

“In Southern California everybody’s just waiting for what’s been predicted to happen the last couple of years, but we haven’t seen a 2003 type of year yet,” Jeffery said.

See related story on page W2 www.insurancejournal.com

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News & Markets Arrests in California Fraud Ring Targeting Auto Dealers and Insurers

A

four-year investigation into an organized fraud ring has uncovered a million-dollar scheme targeting high-end vehicles through auto loan and insurance fraud has led to several arrests, the California Department of Insurance announced in late May. The alleged fraud ring purchased or leased high-end vehicles, many of which were acquired fraudulently by various individuals who lied about their employment or income on credit applications to qualify for loans or leases, according to CDI. The suspects then defaulted on the loans and leases while at the same time filing false insurance claims on the defaulted vehicles, CDI stated.

“This organized fraud ring filled their pockets by ripping off insurance companies and auto dealers,” California Insurance Commissioner Dave Jones said in a statement. “These individuals conspired to

C

purchase and lease vehicles with the sole intent to default on the loans and make bogus insurance claims.”

A total of 18 dealerships were reportedly defrauded, and the scheme allegedly involved more than 20 new luxury vehicles and five used vehicles as well as an additional three that have been exported from the country.

There are 17 suspects from the Los Angeles area and one from Fresno, according to CDI.

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W12 | INSURANCE JOURNAL-WEST June 2, 2014

NOAA: Near- Or AboveNormal Central Pacific Hurricane Season

Send submissions to: Alaska@mjhallandcompany.com Arizona@mjhallandcompany.com California@mjhallandcompany.com Hawaii@mjhallandcompany.com Nevada@mjhallandcompany.com Texas@mjhallandcompany.com CA LIC. #0488901 5/13/14 1:06 PM

limate conditions point to a near-normal or above-normal hurricane season in the Central Pacific Basin this year with patterns possibly affected by an El Niño weather pattern, NOAA’s Central Pacific Hurricane Center announced.

The outlook for 2014 calls for a 40 percent chance of a near-normal season, a 40 percent chance of an above-normal season and a 20 percent chance of a below-normal season.

Authors of the outlook state that they expect four to seven tropical cyclones to affect the central Pacific this season, compared to an average season’s four to five tropical cyclones, which include tropical depressions, tropical storms and hurricanes.

The outlook is based upon the expectation of El Niño developing during the 2014 hurricane season. El Niño decreases the vertical wind shear over the tropical central Pacific, favoring the development of more and stronger tropical cyclones.

Since 1995 the central Pacific has been in an era of low activity for hurricanes, but this pattern will be offset in 2014 by the impacts of El Niño.

NOAA issued its Central Pacific hurricane outlook at a news conference in Honolulu, and urged Hawaii residents to be fully prepared before the hurricane season, which begins June 1 and runs until November 30.

“I encourage the public to become weather-ready by signing up for weather alerts, developing a family emergency plan, and building an emergency kit before hurricane season begins,” Tom Evans, acting director of NOAA’s Central Pacific Hurricane Center, said in a statement. “Now is the time to make sure that you and your family are ready and prepared for the 2014 hurricane season.” www.insurancejournal.com

NATIONAL COVERAGE

FIGURES

200

Number of Illinois communities sued by Farmers Insurance, which alleges local governments did not do enough to mitigate against climate change.

DECLARATIONS

$3.5 Million

Sandy Recovery Program Scams

Average cost of a corporate data breach, according to Ponemon Institute.

“Our Statewide Sandy Fraud Working Group is pursuing aggressive criminal and civil actions against those who allegedly sought illegal profits in the wake of this national disaster.”

— New Jersey’s Acting Attorney General John J. Hoffman on Superstorm Sandy recovery program scams. Authorities said last month they received several reports from Sandy recovery program participants who said they received home visits, phone calls, or emails from individuals who claimed to be program representatives and who asked for money transfers or personal financial information.

$240 Million $860 Million

Amount an Ohio court said that 270,000 employers were overcharged for workers’ compensation the past several years.

$100 Million

The amount a Montana jury has ordered Hyundai to pay in punitive damages after finding that a manufacturing defect in a Hyundai vehicle caused a crash that killed two Missoula cousins in July 2011.

Amount to be paid by the owners of New England Compounding Pharmacy to meningitis victims.

$50 Million

The amount Project CAP has raised for Trusted Choice marketing since 2011.

106 Combined ratio for commercial auto insurers in 2013, according to Fitch.

75

Number of homes destroyed by a wildfire in the Texas Panhandle.

Sweet Kentucky Home

“Lloyd’s has a unique and long-standing relationship with Kentucky, now in its 77th year, and the market is committed to delivering top insurance solutions to the industry on both an admitted and surplus lines basis.”

— Pat Talley, Lloyd’s director, after Kentucky enacted a law giving Lloyd’s surplus lines eligibility and clearing way for Lloyd’s underwriters to place multistate surplus lines risks in all 50 states.

Late to Update

“The law had not been updated in many years, and the penalties were not actually in line with the cost of workers’ comp insurance coverage.”

— Laura Collins, Virginia Workers’ Compensation Commission. Beginning July 1, Virginia employers who fail to provide workers’ comp will be assessed a penalty of up to $250 per day for each day of noncompliance, subject to a maximum penalty of $50,000.

Staying Power

“Some of you may be disappointed to hear this, but when it comes to insurance regulation, we, the states, are here to stay.”

— Connecticut Gov. Dannel P. Malloy at the National Association of Insurance Commissioners’ International Insurance Forum in May.

Absurd

“Should we have certificates of need that deny people in a free country like ours the opportunity to earn a living? It’s absurd.”

— Missouri Lt. Gov. Peter Kinder urging the St. Louis Metropolitan Taxicab Commission not to regulate Lyft as if it is a taxi service. www.insurancejournal.com

June 2, 2014 INSURANCE JOURNAL-NATIONAL | 11

NATIONAL COVERAGE

Business Moves The firms said in January that Wright’s current leadership team will remain in place and will continue to operate from offices in Uniondale and Albany, N.Y., and St. Petersburg, Fla. The total net consideration paid for the ownership interests of Wright was $602.5 million.

This amount is comprised of cash payments of $587.5 million for the program business, $7.5 million for Wright National Flood Insurance Co. (WNFIC) and $7.5 million for WNFIC statutory surplus, according to Brown & Brown.

Brown & Brown, Wright Insurance Brown & Brown Inc. has completed its acquisition of specialty and flood insurance company The Wright Insurance Group LLC. In January, Florida-based national insurance broker Brown & Brown said it would acquire TWIG for $602.5 million from Aquiline Capital Partners, Wright’s lead equity partner.

TWIG, with $114 million in revenues, is a fee-based specialty insurance services company that underwrites and administers property/casualty risks through three distinct segments: Wright Flood, program services servicing reciprocals and self-insured groups, and managing general agent services. It is the largest provider involved in the federal flood insurance program.

B&B has acquired 100 percent of the membership interests of TWIG and its subsidiaries, with the exception of WRM America Indemnity Co. of Uniondale, N.Y., which serves the education market.

TWIG subsidiaries acquired include: Wright Risk Management Co. LLC; Wright Specialty Insurance Agency LLC; Wright Risk Consulting LLC, Wright Program Management LLC, Wright National Flood Insurance Services LLC, and Wright National Flood Insurance Co. Wright will become part of Brown & Brown’s National Programs Division.

12 | INSURANCE JOURNAL-NATIONAL June 2, 2014

Declaration Brokerage, RBLA of PA Declaration Brokerage LLC, a Mahwah, N.J.-based insurance agency, has acquired the business of RBLA of PA, a Stroudsburg, Penn.-based agency that offers commercial and personal lines coverages.

Declaration Brokerage was formed last September with a growth strategy of acquiring Northeastern retail insurance brokers that focus on commercial lines accounts. Declaration Brokerage is sponsored by Capacity Coverage of New Jersey and Dowling Capital Partners, a private equity fund in Connecticut. The transaction involving RBLA of PA is Declaration Brokerage’s first acquisition since its formation last year.

RBLA of PA, which has been in business for 25 years, is owned and managed by John A. Martone, Jr. Under the deal, Martone will join Declaration Brokerage and manage new business efforts in Stroudsburg.

Declaration Brokerage’s Managing Director Carl Gerson said his firm believes market forces continue to encourage consolidation among smaller retail commercial lines agencies and that Declaration Brokerage is seeking to capitalize on those opportunities.

Medical Professional Mutual, Preferred Professional Insurance Medical Professional Mutual Insurance Co. (ProMutual), a Coverys member

company, has plans to acquire Preferred Professional Insurance Co. (PPIC), located in Omaha, Neb. PPIC supports Catholic healthcare systems across the country by providing professional liability insurance, other casualty coverages, and an array of risk transfer products and services. Admitted to write insurance in all 50 states and the District of Columbia, PPIC insures over 8,000 healthcare providers nationwide.

The acquisition is subject to approval by a vote of PPIC shareholders scheduled for June 11, 2014, as well as approval by the Nebraska Department of Insurance and other customary conditions. Pending those approvals, the acquisition is expected to close during the third quarter of 2014.

Marsh & McLennan Agency, Visicor Marsh & McLennan Agency LLC has acquired Visicor, an employee benefits brokerage and consulting firm based in Friendswood, Texas.

Terms of the deal were not disclosed.

All of Visicor’s leadership and employees will join MMA’s Southwest region and merge into MMA’s existing Houston office.

Visicor provides employee benefits compliance, consulting, communication, and administration services to both public and private employers throughout Texas. The firm reports $1.5 million in annual revenue.

Marsh & McLennan Agency LLC, a subsidiary of Marsh, operates autonomously from Marsh to offer commercial property/ casualty personal lines, and employee benefits to clients across the U.S. Hilb Group, Newman & Crane The Hilb Group of Richmond, Va., has acquired Newman Crane & Associates of Orlando, Fla. NCA will continue to operate at its current location under the leadership of Steve and Jamie Buckner.

Established in 1965, NCA sells personal and commercial insurance and benefits in the greater Orlando area.

NCA is The Hilb Group’s second acquisition in Florida in 2014. In January, it acquired Hockman Insurance Agency Inc. of Tampa. www.insurancejournal.com

NATIONAL COVERAGE

News & Markets What Makes Agents Switch Carriers

M

ost independent insurance agents stick with their top personal lines and commercial lines companies for years, although they are less-than-satisfied in a number of carrier-performance areas.

This is among the many findings in a new national survey of agents conducted by Channel Harvest Research.

The national survey of agents on their attitudes regarding carriers — on a wide range of issues — was sponsored by Insurance Journal.

regard to financial strength (53 percent), claims service quality (46 percent) and underwriting expertise (38 percent).

However, agents seem less satisfied with their No. 1 personal lines carrier with regard to agency compensation, training and education, and underwriting appetite.

Fewer than 30 percent provided top ratings on these attributes, said McLaughlin.

Why Change Among those who reported that their No. 1 personal lines carrier changed over the past year: No. 1 Personal Lines Carrier • The most frequent reason for the switch More than half of respondents (54 perwas pricing/rates (rate increases, or cent) have had the same No. 1 personal lines rates were “not competitive”). carrier for more than five years. More than • Some were motivated to switch based on a third (38 percent) have had the same No. 1 underwriting policies. for one to five years.

• A few cited declining or unsatisfactory Younger respondents, males, and those customer service and support. Many in agencies with revenue less than $300,000 commented on the importance of ease were more likely to have switched No. of working with carriers, including 1 personal lines carriers within the past customer service and year. Meanwhile, those support as well as in larger agencies were Agent satisfaction for more likely to have had their No. 1 personal lines responsiveness and timethe same No. 1 personal carrier was directionally ly handling of issues. carrier for more than higher overall compared Commercial Lines five years, noted Jess McLaughlin, research to their No. 1 commercial Satisfaction More than half of director for Channel lines carrier. respondents have had Harvest. the same No. 1 commercial lines carrier for From a list of company attributes, more than five years; 41 percent have had respondents in the Channel Harvest study the same No. 1 carrier for one to five years. most often rated their No. 1 personal lines As with personal lines, those in larger carrier as “far better than average” with

14 | INSURANCE JOURNAL-NATIONAL June 2, 2014

agencies are more likely to have had the same No. 1 commercial carrier for more than five years.

Respondents tended to express the greatest satisfaction with the performance of their No. 1 commercial lines carrier with regard to financial strength, with 51 percent saying their preferred carrier is “far better than average” on this measure.

McLaughlin said agents cited potential areas for improvement: • Nearly half of respondents rated their No. 1 carrier as average or below on training and education.

• Many respondents rated their No. 1 carrier as average or below on field representatives (42 percent), agency compensation (42 percent), and marketing support (40 percent).

“It is interesting to note that satisfaction for the personal No. 1 carrier was directionally higher overall: 83 percent very or extremely satisfied, versus 75 percent very or extremely satisfied with the No. 1 commercial carrier,” McLaughlin said.

About the Research The study, “2014 Survey of Agent-Carrier Relationships: Agents Left to Their Own Devices,” is the seventh in a series examining independent agents’ views on marketplace issues. More than 1,400 agents completed the survey.

The survey instrument covers about 50 separate questions. Quantitative survey results are presented in a variety of formats, including importance rankings of specific-carrier attributes, ratings of specific companies on attributes, industry issues, and open-ended agency comments about what breaks out superior carriers from the pack.

The report explores differences between agents focused on personal and commercial lines. Carriers can purchase the data set to further explore cross-tabs.

For information on obtaining the survey report, contact John Campbell at john@ channelharvest.com or 202-363-2069, or visit www.channelharvest.com. www.insurancejournal.com

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SPOTLIGHT

10 Things to Know About Non-Profit & Social Service Organizations Regulatory claims accounted for 39 percent of directors and officers liability claims in the United States from 2003 to 2012.

— 2012 D&O Liability Survey, Towers Watson

Utah is the top state for charitable giving, thanks largely to the Mormon tradition of tithing. The typical household claimed charitable contributions totaling 10.6 percent of discretionary income, more than 3 percent ahead of the next most charitable state.

— The Chronicle of Philanthropy

The top 10 states for giving are: Utah; Mississippi; Alabama; Tennessee; South Carolina; Idaho; Arkansas; Georgia; Georgia; and Maryland. At the bottom of the list were the New England states of New Hampshire, Maine, Vermont, Massachusetts, Rhode Island and Connecticut.

— The Chronicle of Philanthropy

Board members are typically not liable for the debts of the nonprofit organization when the nonprofit is a corporation, but board members have a legal responsibility to exercise due care in the performance of their duties.

— Nonprofit Risk Management Center 16 | INSURANCE JOURNAL-NATIONAL June 2, 2014

Thirty-six percent of those who purchased directors and officers insurance reported having a claim in the last 10 years. Nonprofits had the highest proportion of those reporting claims at 63 percent, followed by public companies (33 percent) and private companies (27 percent).

— Risk and Insurance Management Society’s 2012 Cost of Risk Survey

Nonprofit CEOs earned an average of $118,678 in 2013.

— The NonProfit Times 2014 Nonprofit Organizations Salary and Benefits Report

National Public Radio, Untied Nation’s Children’s Fund, Wikimedia Foundation and World Food Program USA are the top five among a list of top 100 nonprofits on the Internet based on criteria including Facebook likes, Twitter followers and Google PageRank.

— Top 100 nonprofits on the Web

Employment-related claims accounted for 85 percent of directors and officers liability claims in the U.S. from 2003 to 2012.

— 2012 Directors and Officers Liability Survey from Towers Watson

Topping the list of the 50 largest U.S. charities in 2013 were: United Way; Salvation Army; Task Force for Global Health; Feeding America; Catholic Charities.

— Forbes’ 2013 list for The 50 Largest U.S. Charities United Way reported $3.9 billion in private support money in 2013.

— Forbes’ 2013 list for The 50 Largest U.S. Charities

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Coverages are subject to actual policy language.

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News & Markets

P/C Direct Premium Written Up 4.1 Percent

D

irect premium written (DPW) for property/casualty insurance companies continues to increase.

At year-end 2012, more than $523 billion of DPW was reported, which was an all-time high for the industry. For 2013, total DPW for all P/C

By Douglas A. insurers aggregately Powell increased 4.1 percent over 2012, an increase of more than $21.5 billion.

Nearly 58 percent of this premium growth is attributed to the Top 25 P/C insurers in terms of growth.

Overall, P/C insurance companies have continued to serve their clients by responding to catastrophic events, difficult econom-

ic conditions and regulatory uncertainty.

For the 12 months ending Dec. 31, 2013, P/C companies comprising the Top 25 leveraged their experience and increased their DPW nearly 12.6 percent over 2012. This continues the Top 25 insurers’ impressive display of premium growth and financial stability.

In contrast, the remainder of the industry reported an increase in DPW of only 2.2 percent, or $9.1 billion, year over year.

Moreover, while increasing DPW, P/C companies have aggregately maintained a sufficient level of policyholders’ surplus (PHS). One measure that determines if P/C companies are conservatively leveraged is the DPW to PHS ratio. An insurer’s DPW to PHS ratio is indicative of its leverage on a direct basis, without consideration for the

effect of reinsurance. Since 2010, this ratio for P/C companies has remained conservative and stable at approximately 70 percent.

As stated in previous articles, although the market continues to exhibit signs of firming and DPW continues to increase, P/C insurers should not expect a traditional hard market in the near future. After reviewing those varying results, it is more realistic that expectations should relate to gradual, stable growth. If the industry continues to hold to its 10-year historical pattern, growth in 2014 would again lead to the highest level of year-end DPW ever reported by the P/C industry.

Powell is a senior financial analyst with Demotech Inc. Email: dpowell@demotech.com.

Top 25 Property/Casualty Companies

Based Upon Dollar Amount of Direct Premium Written (DPW) Growth Year-End Results as of Dec. 31, 2013 Versus Dec. 31, 2012

Company Name State Farm Mutual Automobile Insurance Co. State Farm Fire and Casualty Co. Rural Community Insurance Co. GEICO Casualty Co. Allstate Fire and Casualty Insurance Co. LM General Insurance Co. Liberty Insurance Underwriters Inc. Zurich American Insurance Co. USAA General Indemnity Co. Continental Casualty Co. Standard Guaranty Insurance Co. Allstate Vehicle and Property Insurance Co. GEICO General Insurance Co. Tokio Marine America Insurance Co. GuideOne Mutual Insurance Co. Wesco Insurance Co. United Services Automobile Association Starr Indemnity & Liability Co. State Insurance Fund Workers’ Compensation Fund Ohio Security Insurance Co. Atlantic Specialty Insurance Co. USAA Casualty Insurance Co. Safeco Insurance Co. of Illinois Cincinnati Insurance Co. Travelers Property Casualty Co. of America Top 25 P/C Companies by DPW Growth All Other P/C Companies Total

DPW 12/31/2013

DPW 12/31/2012

$ Growth

% Growth

32,236,152,562 17,971,068,027 2,530,898,816 2,150,763,913 5,264,962,684 1,399,800,010 1,025,509,870 5,351,181,841 1,818,233,213 5,413,154,389 596,785,539 477,635,319 6,994,505,522 386,036,085 698,937,422 965,218,360 6,712,310,392 1,372,452,343 2,283,286,622 537,882,843 868,350,353 4,610,619,666 1,743,174,908 3,297,205,566 4,561,624,379

30,935,399,277 17,021,682,666 1,740,138,904 1,363,632,265 4,605,761,469 760,283,461 435,126,112 4,801,761,856 1,352,089,544 4,970,066,475 170,691,928 84,065,064 6,602,148,803 43,752 320,788,541 609,392,169 6,371,408,435 1,032,595,665 1,943,837,922 200,213,737 537,006,205 4,290,784,176 1,425,588,362 2,993,431,243 4,258,249,635

1,300,753,285 949,385,361 790,759,912 787,131,648 659,201,215 639,516,549 590,383,758 549,419,985 466,143,669 443,087,914 426,093,611 393,570,255 392,356,719 385,992,333 378,148,881 355,826,191 340,901,957 339,856,678 339,448,700 337,669,106 331,344,148 319,835,490 317,586,546 303,774,323 303,374,744

4.20% 5.58% 45.44% 57.72% 14.31% 84.12% 135.68% 11.44% 34.48% 8.92% 249.63% 468.17% 5.94% -117.88% 58.39% 5.35% 32.91% 17.46% 168.65% 61.70% 7.45% 22.28% 10.15% 7.12%

111,267,750,644 433,307,922,863 544,575,673,507

98,826,187,666 424,195,781,227 523,021,968,893

12,441,562,978 9,112,141,636 21,553,704,614

12.59% 2.15% 4.12%

Data Source: The National Association of Insurance Commissioners, Kansas City, Mo., by permission. Information derived from an SNL product. The NAIC and SNL do not endorse any analysis or conclusion based upon the use of its data.

18 | INSURANCE JOURNAL-NATIONAL June 2, 2014

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MyNewMarkets Trucking Insurance

Directors & Officers Liability

Market Detail: ProSight Specialty Insurance (Prosightspecialty. com) works exclusively with select distributors that have deep understanding of their customer. Its partner, American Underwriting Services, deals exclusively in insurance products for the transportation industry, including commercial auto, motor truck cargo, auto physical damage, property, and general liability lines of business.

Available Limits: As needed Carriers: ProSight Specialty States: All states except Ariz.

Contact: Vince Coca at 212-551-0793 or e-mail: vcoca@prosight specialty.com

Market Detail: Apogee Insurance Group’s (www.apogeeinsgroup. com) coverage protects directors and officers from liability arising from actions committed as board members or officers of an organization. Coverage is available for public and private companies, as well as non-profit organizations.

Available limits: As needed Carrier: Multiple, admitted and non-admitted available States: All states Contact: Customer service at 1-888-9apogee

Professional Liability Market Detail: NSM Insurance’s (www.nsminc.com) coverage includes professional liability for any industry; cyber liability; management liability and employment practices liability and specializes in the following industries: attorneys; financial institutions; architects & engineers; tech & media; healthcare; and hard to place miscellaneous.

Available limits: As needed Carrier: Unable to disclose, admitted and non-admitted available States: All states Contact: Customer service at 800-970-9778

GL for Scaffold and Crane Cos. Market Detail: Construction Insurance Services LLC (CIS) (www. constructioninsuranceservices.com) provides liability insurance for construction companies with a specific focus on the scaffold industry. CIS offers an exclusive program providing general liability and excess liability in all 50 states. In addition, CIS provides general liability for small and medium sized crane companies.

Available limits: As needed

Engineers and Inspectors Market Detail: Woodland Insurance Services (www.woodlands insurance.com) offers a combination CGL/professional liability policy specializing in: oilfield engineers/inspectors; petrochemical engineers/inspectors; pipeline inspectors; and petrochemical analysis. Coverages available include: CGL and professional on occurrence basis; blanket waiver/blanket additional insured; silent on punitive damages; per project aggregate; and primary wording Available limits: As needed Carriers: Unable to disclose, non-admitted States: La., Okla., Pa., and Texas Contact: Robert Kopal at 281-367-5010 or e-mail: bobk@ woodlandsinsurance.com

Party Rental Insurance Market Detail: USI Affinity Rental Specialties: (www.usirental. com) provides insurance and risk management products to the party and tent rental industry. Coverage types available include: commercial general liability; commercial property; equipment floater; business auto; excess umbrella liability; workers’ compensation; and employment practices liability.

Available limits: As needed Carrier: Unable to disclose States: All states Contact: Brian Hall at 888-489-7165 or e-mail: brian.hall@usi.biz 20 | INSURANCE JOURNAL-NATIONAL June 2, 2014

Carrier: Unable to disclose States: All states Contact: Conor Curley at 214-884-1970 or email: ccurley@ constructioninsuranceservices.com; or Brianna Sherfy at 214-884-1971 or email: bsherfy@constructioninsuranceservices.com

Amusement Rental Operators Market Detail: Program Risk Specialists (www.programrisks. com) offers a specialty program for amusement device rental operators. GL, property, and inland marine coverages are available.

Accident & health can also be placed. Targeted amusements: arcade/ games/crafts; bounce houses/moonwalks; climbing walls; coin-operated rides; euro bungee; food concessions; laser tag; mechanical rides; mechanical bulls (non-hydraulic); miniature trains; pony rides; inflatable slides and more. Liability rated based on receipts not “per device,” commercial GL up to $1 million per occurrence; and property/inland marine up to $1 million.

Available limits: Minimum $500,000, maximum $1 million Carrier: Unable to disclose, non-admitted States: All states Contact: Candace Bourg at 678-578-6515 or e-mail: cbourg@programrisks.com www.insurancejournal.com

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CLOSER LOOK

Medical Liability Medical Malpractice Market Moving Away from Traditional Coverage Offerings

By Amy O’Connor

T

he risk profile of healthcare organizations is evolving, thanks in large part to the Affordable Care Act. To manage new healthcare needs medical professional liability experts say they have had to evolve as well.

Part of that evolution for carriers has been the realization and acceptance that it isn’t just about the coverage anymore.

“The market is moving from very conventional, silo products, to more of an integrated risk profile and it’s important that we have not just products but solutions that respond to that,” says Matt Dolan, president of IronHealth in Simsbury, Conn.

Healthcare organizations have had to adapt to new standards of care and deal with extreme consolidation. Many individual physicians have joined with larger practices or hospitals and are facilitating care among many different medical fields.

Healthcare facilities also have new regulations and requirements to meet.

All of this creates new exposures for insureds, and insurers, says Dolan.

“The pace of change is quite incredible.

It really requires people involved in this market to be thoughtful, hyper vigilant and hyper responsive,” he says.

Insureds are now looking to their medical malpractice liability carriers and agents for more than just coverage, and those carriers that cannot provide value beyond just coverage options will be left behind, say experts.

Midwest medical professional liability carrier MMIC has worked closely with its agents on education of the ACA and how they can help clients, says Bill McDonough, CEO of the Minneapolis-based company.

Even still, he says agents are struggling with what the future holds for this marketplace and with trying to keep the business they have because of extreme competition 22 | INSURANCE JOURNAL-NATIONAL June 2, 2014

from other agents and consolidation of the segment.

Opportunities Will Grow Agents have reported to them that there are fewer opportunities because of the ACA, but McDonough expects as things shake out opportunities will actually increase.

“There will be more care provided by physicians assistants and nurse practitioners, for example, and agents haven’t typically been very active in that market so that’s an opportunity for them,” he says.

“Agents and brokers either focus on hospitals or physicians — they are not looking at both. But they need to look at this as a dynamic market…there are a lot more opportunities than they realize.”

MMIC has taken advantage of opportunities to partner with its clients through new accountable care organizations (ACO) or similar type models, which have been the most popular healthcare delivery systems to emerge out of the ACA. In fact, research from management consulting firm Oliver

Wyman finds that ACOs now cover up to 17 percent of Americans, with more than two thirds of the U.S. population living in areas that are served by ACOs. The analysis, based on information from the Department of Health and Human Services, found the total number of ACOs at 522, up from 320 a year ago.

Insurers have struggled with how to cover these new healthcare models because they incorporate many different physician practices and other coverages that are not traditional to the medical malpractice market. The models also rely on improving patient outcomes, which is a difficult exposure for insurers to take on. However, as the adaption rate increases with such high frequency, sitting back and doing nothing is not an option for insurers that want to stay relevant.

“I don’t know where the rest of the industry is, but we have decided to be part of the solution on how these are formed,” says McDonough. continued on page 24 www.insurancejournal.com

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Medical Liability continued from page 22 ACO Products Developing needs of ACOs or those models that are MMIC is working on a product that deals similar. The carrier launched a product with all of the liability exposures around in October 2012 called Provider Excess the formation of an ACO, including all the Insurance (PEI) that addresses clinical and management decisions — expothe financial risks of the sures that don’t fall under medical or D&O new healthcare delivery liability. models.

The goal of the product, says In addition, it McDonough, is to help groups with the foroffers coverage for mation of ACOs in how they are structured ACOs that allows and how much risk will be assumed. a start-up ACO to “There are hospitals that have formed first purchase managed ACOs but they aren’t doing anything with care E&O and D&O (which them because they don’t know what to includes EPL), and then add do. Each one is really different in terms of medical professional coverwhere they are and what they are doing,” he age if they later hire medical says. practitioners to provide hands-on The carrier has also expanded geographcare. First and third party privacy coverage, ically within the middle general liability, fidupart of the country so ciary liability and an There will be more it can continue to work option for government opportunity for agents with its larger clients billing E&O are also with physicians assistants available. that continue to grow and operate on a broader and nurse practitioners.

The carrier also footprint. Most recently enhanced its Healthcare it expanded into Colorado bringing its total Professional Liability (HPL) policy just number of states to 15. last month to include higher limits of $50 IronHealth is also responding to the million and broader coverage, such as indi-

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vidual limits for employed or affiliated physicians. In the case of hospitals, the coverage can address any managed care exposures within their systems to protect against exposures with value-based contracts.

Dolan says the benefit of an integrated product suite, such as this, is that the carrier can respond to ACOs as well as those models that look like and share the same objectives of an ACO but are not technically the same thing.

“Literally and conceptually, the idea of managing distinct populations and organizing around the idea of wellness and better outcomes is a fundamental aspect of a post-reform environment,” says Dolan.

“We are trying to make sure we have a solution set that is totally contemporary and informed by the realities of what’s happening with healthcare.”

And while some in the medical professional liability market have speculated that blurring the lines of what coverages healthcare facilities require could open up the segment to more competition, particularly from P/C carriers, Dolan says he thinks the holistic approach will have the opposite effect.

“I actually see this evolution of the risk profile and increasing complexity creating more barriers to entry,” he says. “It is more likely that there will be fewer carriers with the breadth of product, expertise, experience and business model that allows them to respond.”

5/21/14 4:06 PM

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SPECIAL REPORT

Programs First Line of Defense: Insuring Volunteer Fire Departments

By Andrea Wells

W

hen it comes to saving property and lives the nation’s volunteer firefighters are often the first line of defense.

Volunteers make up a majority of the nation’s firefighters — some 69 percent of firefighters in the United States. Of the total estimated 1,129,250 volunteer and paid firefighters across the country, 783,300 are volunteers, according to the National Volunteer Fire Council.

Communities served by volunteer firefighters depend on them for many types of emergencies, not just fires. Volunteer firefighters respond every day to situations arising from fires, emergency medical incidents, terrorist events, natural disasters, hazardous materials incidents, water rescue emergencies and many more.

It doesn’t get any better from a volunteerism standpoint than how volunteer firefighters serve their communities, said Lisa Parry Becker, an independent agent with William B. Parry & Son Ltd., who lives and works in the suburban Philadelphia area.

Parry Becker, whose agency has been specializing in insuring volunteer fire departments and other emergency service organizations for about 15 years, is thankful for the service many of her clients provide.

“Some of the fire departments we insure have volunteers that take the train every day to work in New York City, and then

come home and fight fires at night,” she said. “We all need to be thankful for what they do for us day-in and day-out.”

The time alone saves billions. According to the National Volunteer Fire Council, volunteer time donated by firefighters saves localities across the country an estimated $139.8 billion per year. That figure doesn’t include the savings to property and life these volunteers help to support.

One insurance market that has been serving volunteer fire departments for nearly four decades is VFIS, a division of Glatfelter Insurance Group.

VFIS is one of the largest providers of insurance, education and consulting services for emergency service organizations such as fire departments, ambulance and rescue squads, and 911 centers.

“We originally started out in 1969 insuring volunteer fire departments with accident and sickness products, where we insured a loss of life benefit and a couple other things,” said Troy Markel, president of VFIS in York, Pa. Eventually, in the early ‘70s, VFIS expanded into the property/casualty side of the business, Markel said. “We also added the Length of Service Awards Program (LOSAP), which is a life insurance

program. Then we also have a group term product in addition to a critical illness product. In total we have five different products within VFIS that we can sell to emergency service organizations.”

Over the years, Markel said the VFIS program’s growth has tracked well with the commercial marketplace and has remained stable.

“We’ve been in it so long that we have a pretty good idea as to where the exposures are or aren’t,” he said.

The segment is also ideal for the program business market because most volunteer fire departments and other emergency service organizations operate in a similar fashion and present similar exposures.

VFIS’s property/casualty coverage has been underwritten through American

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Alternative Insurance Corp., an admitted affiliate of Munich Reinsurance America Inc., since 1986. The program’s accident and sickness coverage has been underwritten through National Union Fire Insurance Co. of Pittsburgh, Pa., an AIG company, for more than 30 years.

Markel said that success in this niche market relies on specialization and expertise. In their former careers many VFIS employees worked as paramedics and firefighters, both as career and volunteer firefighters, before joining VFIS. “A large number of our claims staff in addition to some of our underwriting staff and even our sales executives, education and training folks, and our risk control folks have an emergency service background,” Markel said.

That expertise makes working with specialists in this class critical, said Parry

Becker. “They make it easy because many of the underwriters were fire department personnel.” It makes the claims settlement process so much better, she added.

While fighting fires is likely one of the more dangerous jobs to hold, the insurance market for volunteer fire departments remains stable when it comes to claims history. Markel credits that to the industry’s focus on safety.

There is a high risk opportunity for catastrophic injury, Markel said, but safety practices within the fire industry continuously evolve and improve.

Both Markel and Parry Becker said that most claims in this segment arise from traditional commercial business exposures.

Normal property claims, such as burst pipes in the winter months, or small commercial auto accidents, are typical, Parry Becker said. “We had one inland marine claim where the fire inspector was taking pictures with a fire department camera and the camera fell and dropped into fire debris and melted,” she said. “You don’t see that every day!”

Parry Becker has found this niche to be very stable.

“If the organization experiences high claim frequency then it’s appropriate to charge for that,” she said. “But in terms of rating it’s been very consistent year over year.”

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4/30/14 9:35 AM

June 2, 2014 INSURANCE JOURNAL-NATIONAL | 27

NATIONAL COVERAGE

News & Markets Actuaries Grapple with Insurance Questions on Self-Driving Cars

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he car of the future is pictured in an imagined scene in a 1950s science magazine. The illustration depicts a family sitting in a big convertible, a tail-finned monster. Mom, Dad and their kids are in a circle, playing a board game. Dad sits in the driver’s seat, oblivious to the oncoming traffic.

Of course he is not driving. The computer is. Dad is concentrating on the game.

Getting from today’s cars, which are already pretty darn smart, to the fully carefree highway won’t be easy, although scientists and engineers predict the day is near.

And the carefree highway won’t in fact be entirely carefree. There will be accidents, and someone will be liable for them. That means someone — it isn’t yet entirely clear who — will need insurance.

Michael Stienstra, FCAS, an assistant vice president at QBE North America, and actuaries like him will have to figure out how much to charge for insurance — for the cars today, which can sense whether they are too close to the car in front of them — and for the cars of tomorrow, which may be able to take your kids to school for you.

Stienstra, along with Robert Peterson, a professor of law at Santa Clara University, and Frank Douma, a research fellow from the University of Minnesota, shared their ideas on “Autonomous Vehicles and the Impact on the Insurance Industry” at the Casualty Actuarial Society’s Ratemaking and Product Management Seminar held in April.

Dream Meets Reality The dream of a fully automated car stretches back to the 1939 World’s Fair, Stienstra said. The first actual autonomous car was called Stanley, Stanford University’s experimental vehicle that won the 2005 DAPRA Grand Challenge, traveling 132 autonomous miles through the Mojave Desert in six hours and fifty-four minutes.

Most automakers say they will have a version by 2020. Google says it will have a fully automated car by 2017. Some, such 28 | INSURANCE JOURNAL-NATIONAL June 2, 2014

as Raj Rajkumar, director of the Carnegie Mellon-GM Autonomous Driving Collaborative Research Lab, estimate an autonomous package “might only add $5,000 to $7,000 to the sticker price.”

The cars, by all accounts, will be much safer. Human error contributes to more than 90 percent of all auto accidents. Fewer accidents, of course, means cheaper auto insurance — $475 cheaper every year, said Peterson, the law professor, citing a Princeton study by Alain L. Kornhauser.

Getting that new car on the road is an engineering dream. Estimating the insurance costs is an actuarial challenge.

The first actuarial obstacle is data, as it always is for an actuary. This time, Stienstra points out, the problem could be too much data that is exceedingly complex. An automated vehicle will likely transmit upwards of 750 megabytes per minute of data. An actuary would have to cull the data before collecting it, and then find the predictive variables, the ones that foretell an accident.

The best predictors could differ by the vehicle’s technology. The variables that predict a Honda crash might not be able to accurately predict a BMW crash. Stienstra believes that actuaries will have to be far more involved in the collection of data than before.

Regulators could present another hurdle, says Peterson. California, for example, has mandatory rating factors that insurers must use, such as driving record or number of years as a driver. And safe drivers receive a discount. With an automated vehicle, those factors may prove irrelevant. State insurance laws will have to accommodate the new automobiles.

As the autonomous vehicle does more and more driving, Peterson says, the car owner may not be responsible for accidents at all. If a flaw in the auto or its computers causes an accident, liability may end up falling to the manufacturer or the company that installed the driverless system — in which case, the insurance pricing would fall to actuaries who specialize in product liability coverage.

But this all considers the end state in automation, where every car on the road is completely automated. Between now and then, there will be a mix of three types of vehicles: fully automated cars, where the owner does nothing; partially automated cars, where the owner does some or almost all the driving; and non-automated cars, where the person behind the wheel does all the driving.

Various Automation Douma, from the University of Minnesota, spelled out the five levels of vehicle automation, from no automation (level 0) to fully self-driving automation (level 4). Current developments are moving toward deployment at level 3, he said, where the vehicle performs all safety-critical functions under certain conditions.

For a long time, Douma explained, the driver will be switching off with the www.insurancejournal.com

computer. The driver might back out of the garage onto the street, and then the computer will take over. Just shy of the destination, the computer might hand control back. The handoffs create another issue, Douma said: “How do you keep somebody sharp enough to take over the car?”

Driver vs. Car The technology promises to fundamentally change the relationship between the driver and automobile. As the technology progresses towards a fully autonomous state, the risks and the variables actuaries use to price the risk of driving are likely to change dramatically. It will take time to produce the experience needed to recognize this change in insureds’ premiums.

Douma also discussed the fact that, in addition to the increased data available, issues of access and use of that data will be

future rates, and, if so, whether data that is critical to how quickly and how well autovoluntarily shared by drivers would provide mated vehicle technologies are deployed. a sufficient sample, rather than requiring He cited the current controversies regarddata from drivers and vehicle owners withing use of automated enforcement of red out their prior consent. light running and speeding as examples of Meanwhile, outside forcwhere political perception has overshadowed the poten- Getting that new car es — regulators, automakers and the public — will tial safety benefits of the on the road is an that the safer autodeployment of these technolengineering dream. expect mobile will translate into ogies.

Estimating the lower insurance premiums.

Douma noted that most automated vehicles do not insurance costs is an That could put more presactually need personally actuarial challenge. sure on insurers.

Stienstra believes that identifiable data to work, actuaries will have to be proactive on this only needing to “trust” other vehicles issue. The Casualty Actuarial Society, he through use of randomly assigned certifnotes, has an Automated Vehicles Task icates that can change many times daily.

Force to make sure casualty actuaries have While this data is nearly anonymous, the ability to partner with engineers and Douma further recommended actuaries researchers to properly understand and strongly consider whether personally ideninsure this challenging risk. tifying data will be necessary in setting

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4/29/14 8:23 AM

June 2, 2014 INSURANCE JOURNAL-NATIONAL | 29

IDEA EXCHANGE

Cyber Liability Evolving Considerations for Insurance and Cyber Risks

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n a recent decision, a New York judge held that a commercial general liability (CGL) policy did not provide coverage for an online data breach where hackers stole the personal information of millions of users. The case remains subject to appeal but highlights the limitations of CGL policies for new cyber risks and the need for companies to evaluate their exposure to data breaches and cyber liability.

Recent high-proBy Burke Coleman file data breaches including the Sony hacking and the Target credit card breach have drawn significant attention to issues of cybersecurity and consumer protection.

Internet and network technologies have improved companies’ abilities to conduct business, connect with partners and clients, and process and store data, but the advancIJ Self pg.pdf 1 es have come withServe risks ad andquarter cybersecurity

has become a significant, though often underappreciated, concern.

In recognition of the “increasing dependence on digital technologies” and “more frequent and severe cyber incidents,” the SEC issued cybersecurity disclosure guidance in 2011 for public companies.

More recently, the White House issued its cybersecurity framework for critical infrastructure, developed by the National Institute of Standards and Technology (NIST).

The guidance from both is voluntary and not directed towards all entities, but it offers beneficial information and direction that is universally applicable. While security measures can help on the front end, insurance remains an 3/4/14 4:11consideration, PM important as recognized by

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the SEC and NIST, and can mitigate exposure to liability on the back end.

Understanding how insurance applies to cyber risk is becoming increasingly important, especially in light of the ruling in Zurich Am. Ins. Co. v. Sony Corp. of Am., No. 651982.2011 (N.Y. Sup. Ct. Feb. 24, 2014), which demonstrated that traditional policies may leave gaps for cyber liability.

The case arose in 2011, after hackers breached Sony’s online PlayStation network and stole the personal information of millions of users, and the company turned to its insurer to provide a legal defense and coverage for the claims. Sony thought that its insurer should defend the underlying claims as the CGL policy provided coverage for “personal and advertising injury” which included the “oral or written publication in any manner of material that violates a person’s right to privacy.”

While the judge agreed with Sony that the hackers’ act of “opening the safeguards” and “getting the information out there” constituted “publication” in the broad, legal sense, he did not agree that coverage extended to the hackers’ actions. The judge noted that the phrase “any manner” in the policy referred to the medium of publica-

4/23/14 9:59 AM

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tion, not the actor, and that the coverage erage grants and exclusions. grant was limited to the acts of the policy For example, in Hartford Cas. Ins. Co. v. holder, Sony. According to the judge, “[The Corcino & Assoc., No. 2:13-CV-03728 (C.D. Cal. policy] requires the policyholder to perpeOct. 7, 2013), a federal judge found covertrate or commit the act… age under a CGL policy It cannot be expanded to Recent high-profile where personal medical include third party acts.” data breaches have information was negliBased on the hackers gently transferred and drawn significant accessing the information, attention to issues of published online. the judge found no cover However, the factual age and no duty to defend. cybersecurity and scenario was distinguish A CGL policy may pro- consumer protection. able from that in Sony as vide coverage for a data the actor was under the breach under certain circumstances but the control of the insured, and the case focused applicability of a policy to a cyber liability on a different policy provision. claim remains highly contingent on the spe The relationship between insurance and cific facts of the case, including the manner cyber risk continues to develop and insurof breach, the actor breaching the system, ers are responding to these claims in part and other circumstances which can pull the by more explicitly addressing cyber risks claim within or outside of the policy’s covin their policies. In the interim, courts will

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continue to be faced with questions regarding the applicability of general liability policies to data breach claims.

The decision in Sony illustrates the potential limitations of standard liability coverage in dealing with the evolving cyber environment. Companies can use the guidance from the SEC and NIST to frame the issues and establish protective measures, but they should also understand how their general liability insurance, directors and officers liability coverage, and other insurance applies to cyber risks.

Coleman is legal counsel and compliance manager for Demotech Inc. This article is for informational purposes only, is not intended as legal advice, and is not a substitute for independent legal analysis and advice on a particular issue. Email: bcoleman@ demotech.com.

5/19/14 10:23 AM

June 2, 2014 INSURANCE JOURNAL-NATIONAL | 31

IDEA EXCHANGE

International Insider The Importance of Having an Integrated Services Solution

U

.S. multinational businesses are increasingly seeking opportunities in new regions of the world, expanding outside of the United States and continental Europe into sub-Saharan Africa, Asia and Latin America. As their operations outside of the United States grow, however, multinationals face a wide range of risks to their employees and property.

A global controlled master program offers an inteBy Kathleen Ellis grated insurance solution, ensuring companies have the local admitted insurance they need along with a broad, global policy that provides consistency across operations as well as supplemental protection to address gaps in terms and conditions in the local policies. While the insurance provided under a global controlled master program is critical for companies with multinational operations, an integrated services solution

is no less important.

An integrated services solution ensures that all elements of the controlled master program — from policy execution to claims

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handling to loss control — are compliant and work together so that a business reaps the full benefit of the insurance provided under the controlled master program. The lack of a well-coordinated services solution can translate into lapses in insurance, delayed claims payments and higher premium costs.

Africa and Asia Trade Exploding International trade has been soaring in recent years, with U.S. exports more than tripling to $2.3 trillion in 2013, up from nearly $700 billion in 2009, according to the U.S. Commerce Department.

Noting that 95 percent of the world’s consumers live outside the United States, the Commerce Department has been encouraging international growth, especially in fast-growing markets in places like Africa and Asia.

As part of this push, the Commerce Department is expanding its own overseas resources to help businesses navigate glob al markets with new offices in countries such as Burma, Angola, Tanzania, Ethiopia and Mozambique, and additional staff in

4/23/14 3:15 PM

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Europe, the Middle East and the Western Hemisphere.

As they take advantage of new opportunities in emerging regions, as well as those in more established centers, multinational businesses may need a variety of insurance products and services, including international business travel, foreign voluntary workers’ compensation and global property.

While the insurance policies must be integrated to ensure that all of an organization’s operations are insured, the service component of these programs should also be integrated so that companies receive the full value of their insurance.

Insurance protection such as business travel, foreign voluntary workers’ compensation and global property are often sold and serviced by different departments within an insurance company. An integrated team will be able to coordinate the service for all types of insurance across departmental lines and provide loss and claims reports to the agent or broker.

An integrated service solution also is critical for businesses with operations in foreign countries lacking a well-developed insurance and risk management infrastructure.

Some agents, brokers and insurers are unfamiliar with foreign markets and may have little experience handling foreign claims. An insurer with an integrated service team can help agents and brokers make connections with local, independent agents and can provide multinationals with a highly efficient and effective level of service.

Start with Policy Execution The need for integrated services begins with policy execution.

Under a global controlled master program, businesses buy a mix of admitted local policies in the countries where they have operations to ensure that they have the local insurance they need and are compliant with country regulations. The global master policy also coordinates the admitted and non-admitted insurance policies to help ensure consistency of insurance and

address gaps in local policy terms and conditions.

Each country, however, has its own regulations related to the placement of insurance. In many countries in Asia, for instance, regulators require that a policy cannot be incepted until premium payment is received by the insurer, something known as “cash before cover.”

In Japan, local policies must be arranged through a local broker, and in Brazil regulators require that insurance policies be executed within a 15-day timeframe.

In each country, businesses also face different types of risks, and the local markets offer unique kinds of insurance designed to meet the particular needs of businesses in those locations.

An insurer with a network of owned offices and relationships with affiliate partners and correspondent brokers around the

Claims Handling Know-How Integrated service also makes a difference when it comes to handling claims. Before any claims payments can be made, local experts may need to visit the site of an incident.

A cause and origin expert, for instance, may be required to investigate a fire at a company’s overseas facility. But if the facility is in a remote location, the expert may not be able to get to the scene for many days.

An insurer with a claims service team experienced in handling foreign claims has relationships with professionals who will be able to get to the site of the incident continued on page 36

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June 2, 2014 INSURANCE JOURNAL-NATIONAL | 33

IDEA EXCHANGE

The Competitive Advantage Evaluating the Standard of Care in Today’s E&O Education

I

do not know where agents are going for their errors and omissions (E&O) education, because from what they tell me about their standard of care it often has absolutely no connection to what I know their standard of care actually is. I suspect the following culprits: Generic teaching. I am always amazed, surprised, confounded, and frustrated that so few agency owners, much less producers and staff,

By Chris Burand understand that E&O standard of care standards vary dramatically by state. Agents operating in the strictest states, those states with the highest standards, frequently tell me their E&O instructor/attorney told them they could always act as order taking peddlers with no fear of being sued. Sometimes the class they attended was in another state. The instructor did not know they had agents from other states and the agent did not think to ask if standards vary by state.

Inadequate explanation of the difference between being sued and winning. This is a point where I see attorneys constantly providing bad advice to agents. Somewhere between 90 percent and 95 percent of the advice given is, “If that occurs, case law is on our side and we’ll win!” Wouldn’t it be better if the agency was not sued in the first place? Many of the best E&O practices are designed to prevent the agency from being sued. The odds of winning a suit never filed are 100 percent.

The odds of winning a suit filed are never 100 percent. There’s an old saying that even the very best cases that go to trial have a 25 percent probability of being lost. It is your choice. You now know the odds of each.

Inadequate current education. Much fault can be found with agency owners and producers who play Sudoku and read while getting their E&O continuing education. I 34 | INSURANCE JOURNAL-NATIONAL June 2, 2014

cannot blame them too much because after the fifth time of the same E&O course, boredom is the only reasonable response. So take some E&O classes that are different, even if you do not get CE credit.

A good example of this is the statement an agency owner of a large and well-known agency recently made to an audience. He said, “Changing the language on a certificate does not make any difference.” That is outdated thinking by at least a decade.

His thinking is based on the following: Certificates do not: • Extend any contractual rights to the holder not provided by the policy; • Represent compliance with any contracts entered into by the insured with others; • Amend, extend or alter coverages or terms afforded by the policy.

But if an agency changes a certificate, all the above may become null and void because the agency just may become the insurer.

In a well-known case, Brown and Brown

of Texas Inc. v. Omni Metals (Texas Appeals — Houston (1ST District), Dec.. 17, 2009), the question posed to the court was, “Can language on a certificate of insurance be considered a negligent misrepresentation to the certificate holder?” To briefly summarize the case, the agent issued many certificates to Omni Metals as is often the case. Omni Metals was not the policyholder. At least one of the certificates issued stated coverage was all risk. Omni Metal had a fire that burned much of their stored equipment.

The certificates all stated the disclaimers listed above. However, the court ruled the certificate disclaimers did not apply.

Instead, the court ruled the certificate language overrides policy language. The court ruled that a certificate holder has a right to rely on certificate language. The court ruled the agent knew the policy did not provide coverage (due to an exclusion) and therefore the certificate misled the certificate holder.

Myths. Someway, somehow, a myth has arisen the way myths normally do — with www.insurancejournal.com

no known source. But myths are powerful in all cultures, even insurance cultures. The myth is that agents can advertise myriad great services to the entire public but they can choose to only provide those services to their larger and preferred clients. The reality is that if an agency advertises it provides services without a caveat that those services are only available to certain clients, then all clients likely have the right to expect those services. Think of it this way: If a CPA advertised he would do your taxes and review your financials monthly and advise you on managing your capital and developing the best tax strategy and assist in reducing your financial risk, and you hired him, would you expect these services?

Advertise what you will do and nothing else, then do it.

Different standards of care apply to different agencies. Many attorneys

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do not know, or if they know, they fail to adequately explain, that different standards of care apply to different kinds of agencies.

Agency owners compound the problem this creates by advertising all their great professional services and sometime, more honestly, their professional intentions, but they think the applicable standard of care is that of an order taker.

While many factors determine whether an agency will be considered a professional agency or an order taker, a large proportion of independent agencies will often be considered professionals. That is a fact. I would really like to see more E&O attorneys accepting this fact and than explaining it.

Then maybe agency owners would be less likely to compound the problem. Think of it this way: You go to an E&O seminar and the attorney discusses the standard of care specific to order takers without distinguishing the standard being discussed is only for

order takers. You leave thinking you know the standard of care applicable but you advertise that you give great advice, that you search for the best combination of coverage and price, that all your employees are highly educated, etc. You think that based on the class you are meeting the required standard of care but your advertising has greatly increased the applicable standard.

The gap then between what the agency actually does and the standard can be huge.

Truly knowing your applicable standard of care is so much more important than ever. Every agency owner needs this knowledge and then, every person in the agency needs to know. This is not only great E&O protection, but creates a great competitive advantage to be used in sales too.

Burand is the founder and owner of Burand & Associates LLC based in Pueblo, Colo. Phone: 719485-3868. E-mail: chris@burand-associates.com.

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June 2, 2014 INSURANCE JOURNAL-NATIONAL | 35

IDEA EXCHANGE

International Insider continued from page 33 quickly and get the claim resolved effectivewhich could ly. be consid Integrated service is also crucial for erably coordinating insurance under the local and higher. global policies. Terms and conditions under a local policy can often be very different Loss from those under the company’s global polControl Is icy and ultimately could make a difference the Final Piece in the final claims payment.

Businesses with

Consider, for instance, the case of a shipoperations in foreign countries ment of sunglasses stolen from a warehouse rely on loss control experts to in the Netherlands when someone inadhelp them reduce the risk of vertently left the bay door open overnight. a loss and manage their insurUnder the local policy, thefts were insured ance costs. Insurers that do not only when there were signs of forced have their own loss control engineers entry. In this case on staff, howevAn integrated services solution er, may have to there were none. ensures that all elements of the rely on outside The global policy, however, did not experts who may controlled master program — require that there unable to profrom policy execution to claims be be signs of forced vide ongoing overentry and respond- handling to loss control — are sight of a busicompliant and work together. ed to the loss. ness’s operations.

The two policies An insurer that also may value the shipment differently. has its own engineers on staff at locations The local policy might pay only the cash around the world can monitor ongoing situvalue of the glasses while the global policy ations, make multiple visits to follow up on might value them at their selling price, areas of concern and provide reports to the

agent, broker and business.

As multinational companies expand into new regions of the world, such as India, Brazil and China, they have to manage the risks to their employees and property. A global controlled master program may provide broad insurance protection and help meet local insurance requirements, while a well-integrated service solution can help capture the value inherent in a global controlled master program.

The Bottom Line The bottom line: An integrated service solution is critical for a multinational company with a global controlled master program involving the placement of multiple policies in a number of different local insurance markets.

In addition, with people, property and business relationships worldwide, a loss thousands of miles away from the home office may require the presence of claims experts on the ground as well as a solid understanding of local laws and regulations. An insurer with owned offices and affiliated partners around the world will have the ability to provide fast and effective claims handling.

In addition, an insurer that has its own loss control engineers on staff may also provide value by helping businesses mitigate risk, thereby reducing potential losses.

Companies with an international presence may already recognize that the value of a well-designed integrated global controlled master program is too important to ignore, but an integrated service solution is just as important.

Ellis is senior vice president and worldwide manager for Chubb Multinational Solutions.

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2014 Annual Program Directory, Volume I Welcome to Insurance Journal’s 2014 Program Directory, Volume I. Information contained in this directory has been compiled by Insurance Journal’s staff as a resource for readers. For purposes of this directory, a program is defined as “a group of coverages designed specifically for any given risk or class of business.”

IJ’s Program Directory, as well as IJ’s E&S Directory and Workers’ Comp Directory, are also available online. Brokers and insurance companies are invited to submit and maintain up to 10 free market listings for the Program Directory. Brokers and insurers continually update market listings year-round. Insurance Journal is not responsible for inaccurate information submitted by respondents.

To list a market online free of charge, visit www.insurancejournal. com/directories. Step-by-step instructions guide users through the listing process. To be listed in the print version of IJ’s Program Directory, please send an e-mail to: khoney@insurancejournal.com

Above & Underground Mining Co’s Houston International Insurance Group Coverages Auto Comm-Standard, Contractors Equip, Equipment, Excess Liab, Flood, GL, Inland Marine, Pollution Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Above & Underground Storage Tank Owners Access E&S Insurance Services (CA) Coverages Pollution, Pollution Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX AmWINS Group Inc. - 70 Offices Nationwide Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Pollution, Pollution Liab States All States Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution Liab, Professional Liab, Railroad Protective Liab, Transportation Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Freberg Environmental Inc. Coverages Environmental Liab, Pollution Carrier Status Non-admitted States All States Insential Inc. Coverages GL, Pollution Liab, Products Liab, Property Carrier Status Admitted, Non-admitted States All States Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Admitted States Most States Midlands Coverages Business Interruption, Environmental Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States www.insurancejournal.com

Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Accountants/CPAs 5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States Most States 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States All Risks Ltd. Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted States Most States CAMICO Coverages EPLI, Professional Liab States Most States CPA Protector Plan ® Coverages E&O, Professional Liab Carrier Status Admitted States Most States Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Herbert H. Landy Insurance Coverages BOP, D&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States Jorgensen & Company Coverages EPLI, Professional Liab Carrier Status Admitted States All States King Insurance Support Systems Coverages Professional Liab Carrier Status Non-admitted States Most States Monitor Liability Managers Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States People’s United Insurance Agency Inc. Coverages EPLI, Professional Liab Carrier Status Admitted States ME, NH, VT Philadelphia Insurance Companies Coverages BOP, E&O, Identity Theft Carrier Status Admitted States Most States SURETY ONE Inc. Coverages Crime, Fidelity, Fidelity Bonds, Lost Note Bonds, Public Officials Carrier Status Admitted, Non-admitted States Most States

Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/ Control, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Tax Audit, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Addiction Treatment Facilities AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

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2014 Annual Program Directory, Volume I Quaker Special Risk (Florida) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Administrative Service Org’s Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Markel Specialty Commercial Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Philadelphia Insurance Companies Coverages Auto Comm-Standard Liability, & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States USX/S Coverages Abuse & Molestation, CGL, Commercial Excess, Cyber Liab, D&O, EPLI, Fire, Food Borne Illness, Identity Theft, Liability, Medical & Physical Rehab, Medical Malpractice, Pollution, Pollution Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States All States Worldwide Facilities Inc. - All Offices Coverages Abuse & Molestation, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Umbrella Carrier Status Admitted, Non-admitted States All States

Adult Care Facilities

Adult Clubs

5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Boaters Carrier Status Admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States AmWINS Group Inc. - 70 Offices Nationwide Coverages GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, E&O, Property, Workers’ Comp Carrier Status Admitted States All States

AmWINS Group Inc. - 70 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States Chopra Insurance Brokerage Inc. Coverages CGL, Property Carrier Status Non-admitted States Most States Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States Insential Inc. Coverages Assault & Battery, GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Adoption Agencies

Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, NonProfit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Agribusinesses Agricultural Insurance Mgmt Services Coverages Auto Comm-Standard Liability, Care/Custody/Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

Allen Financial Ins. Group / The Equestrian Group

Coverages Auto Comm-Standard, BOP, Business Interruption, Care/Custody/Control, Cargo, CGL, COC, Commercial Excess, Container Refrigeration Break, Crime, D&O, E&O, Earthquake, Equipment Breakdown, Excess Liab, Fire, Flood, Food Spoilage, GL, Hail, Herbicide & Pesticide, Horse Mortality, Inland Marine, Liability, Livestock/Animal Mortality, Motor Truck Cargo,

38 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Personal Umbrella, Pollution Liab, Products Liab, Property, Spoilage, Umbrella, Watercraft Liab, Windstorm Carrier Status Admitted, Non-admitted States Most States AmWINS Group Inc. - 70 Offices Nationwide Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States Equisure Inc. Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Admitted, Non-admitted States Most States Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages Business Income, Business Interruption, Catastrophe, Commercial Excess, Crime, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Hail, Inland Marine, Liability, Mechanical Breakdown, Motor Truck Cargo, Pollution, Pollution Liab, Property, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States South & Western General Agency Inc. Coverages Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TX Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX Wildlife Insurance Underwriters LLC Coverages Builders Risk, CGL, Commercial Marine, Fire, Flood, GL, Liability, Livestock/Animal Mortality, Medical, Mortality, Property Carrier Status Non-admitted States Most States Winery Pak Insurance Programs Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

Aircraft Manufacturers Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Aircraft Repair/Service Atlass Insurance Group Coverages CGL, Int’l Coverage - Commercial, Legal Liab, WC Master Policies/ASO Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Auto PersStandard, Flood, GL, Hull, Liability, Medical, Property Carrier Status Non-admitted States Most States

Airlines Atlass Insurance Group Coverages Hull, Legal Liab, Liability, Loss of Use, Medical, WC Master Policies/ASO Carrier Status Admitted States Most States

Airport Owners & Operators Atlass Insurance Group Coverages Hull, Liability, Medical Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States www.insurancejournal.com

2014 Annual Program Directory, Volume I Alarm Monitoring Companies All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Brownyard Programs Ltd.

Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Excess Liab, Lost Key, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States Izzo Insurance Services Inc. Coverages Auto Comm-Standard, BOP, CGL, Crime, EPLI, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Specialty Programs Coverages Excess Liab, GL Carrier Status Non-admitted States Most States USG Insurance Services Inc. Coverages CGL, Excess Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Alcohol & Substance Abuse Treatment Centers AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Carrier Status Admitted, Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard Liability & Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Boiler & Machinery, Business Income, Business Interruption, Commercial Excess, Community/Social Svcs, Crime, D&O, Developmental Disabilities, E&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Med Mal, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted States Most States www.insurancejournal.com

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA NSM Insurance Group Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Business Income, Business Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Identity Theft, Liability, Medical Malpractice, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard Liability, Business Income, CGL, Crime, Excess Liab, Medical Professional, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Allied Healthcare Professionals Access E&S Insurance Services (CA) Coverages Abuse & Molestation, GL, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX Allied Protector Plan Coverages GL, Medical Malpractice Carrier Status Non-admitted States Most States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States All States RPS Healthcare Coverages GL, Medical Professional, Nonowned & Hired Auto Carrier Status Admitted, Non-admitted States All States

Amateur Sports Associations Allen Financial Ins. Group / The Equestrian Group Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, CGL, Equipment, Event Cancellation, Medical Payments, Participant Accident, Short & Long-Term Disability Carrier Status Admitted States All States American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

K&K Insurance Group Inc.

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Crime, D&O, Equipment, Equipment Breakdown, Inland Marine, Participant Accident, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Legal Expense Ins, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Uninsured Motorists Carrier Status Admitted States Most States RPS Bollinger Sports & Leisure Coverages Accident & Health, CGL, Excess Liab Carrier Status Admitted States All States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, CGL, Employee Benefits, Flood, GL Carrier Status Admitted, Non-admitted States All States

Ambulance Service Markel Specialty - Programs Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, GL Carrier Status Non-admitted States TX

Amusement Parks American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States Fairway Underwriters Coverages Liability, Property Carrier Status Admitted States Most States Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Antique/Classic Car Collections American Collectors Insurance Inc. Coverages Liability, Physical Damage, Uninsured Motorists Carrier Status Admitted States Most States American Modern Insurance Group Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists States All States

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 39

2014 Annual Program Directory, Volume I Hagerty Insurance Agency LLC Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States Most States Insurance Center Special Risks Ltd. Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States CT, MA, ME, NH, NY, RI, VT NSM Insurance Group Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Emergency Towing & Service, Identity Theft Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Completed Operations Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Apartment Building Owners 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States Advanced E&S Group - Midwest Region Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Excess Liab, Fire, GL, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Agency Intermediaries Inc. Coverages CGL, Equipment Breakdown, Excess Liab, Liability, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, NH, RI Allen Financial Ins. Group / The Equestrian Group Coverages Apartment House Package, Boiler & Machinery, BOP, Business Income, CGL, Commercial Excess, Earthquake, Excess Liab, Flood, Mechanical Breakdown, Property Carrier Status Admitted States Most States American Underwriting Managers Coverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX AmWINS Group Inc. - 70 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Anderson & Murison Inc. Coverages Apartment House Package, Earthquake Carrier Status Non-admitted States CA Bliss & Glennon Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Chopra Insurance Brokerage Inc. Coverages CGL, EPLI, Property Carrier Status Non-admitted States AZ, CA, CO, HI, ID, SD, UT CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States Crouse & Associates Coverages Difference in Conditions, Property Carrier Status Admitted States All States Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA Independent Ins Agents & Brokers California (IIABCal) Coverages Apartment House Package, Umbrella Carrier Status Admitted, Non-admitted States CA Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Abuse & Molestation, Apartment House Package, Assault & Battery, Auto Comm-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Non-admitted States DE, MD, NJ, PA

International Excess Companies Coverages Apartment House Package, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, Fire, GL, Inland Marine, Liability, Property, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States IPC Coverages Apartment House Package, Business Income, CGL, GL Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA M.J. Hall & Company Inc. Coverages Business Income, CGL, COC, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX McClelland and Hine Inc. Coverages Apartment House Package, Fire, Liability, Umbrella Carrier Status Non-admitted States TX Monarch E&S Insurance Services Coverages GL, Property Carrier Status Admitted States CA NeitClem Wholesale Insurance Brokerage Inc. Coverages Apartment House Package, Difference in Conditions, Excess Liab, Fire, Flood, Liability, Loss of Use, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, NV Ohio E & S Agency Inc. Coverages Business Income, Commercial Excess, Completed Operations Liab, Liability, Medical Payments, New Occurrence, Property Carrier Status Non-admitted States MI, OH Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Scottish American Coverages Apartment House Package, CGL, Difference in Conditions, Property Carrier Status Admitted, Non-admitted States CA South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Specialty Programs & Facilities Managers (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV TAPCO Underwriters Inc. Coverages Apartment House Package, Assault & Battery, Business Income, GL, Property Carrier Status Non-admitted States Most States The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA Western Security Surplus Insurance Brokers Inc. Coverages Apartment House Package, Assault & Battery, CGL, Earthquake, Excess Liab, Fire, Fire Legal Liab, GL, Medical Payments, New Occurrence, Umbrella Carrier Status Non-admitted States CA, TX

40 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Appraisers 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States Intercorp Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States Most States

Architects & Engineers 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States Access E&S Insurance Services (CA) Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX Access E&S Insurance Services (VA) Coverages Environmental Liab, Excess Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC All Risks Ltd. Coverages Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX Arrowhead General Insurance Agency Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CRES Insurance Services Coverages GL, Professional Liab Carrier Status Non-admitted States Most States Euclid Managers Coverages Excess Liab, Legal Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Fox Point Programs Coverages Cyber Liab, D&O, E&O, Identity Theft Carrier Status Non-admitted States Most States Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Innovative Risk Solutions Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States International Excess Companies Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States Jorgensen & Company Coverages EPLI, Professional Liab Carrier Status Admitted States All States King Insurance Support Systems Coverages Professional Liab Carrier Status Non-admitted States Most States Monitor Liability Managers Coverages EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States NeitClem Wholesale Insurance Brokerage Inc. Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV www.insurancejournal.com

2014 Annual Program Directory, Volume I Ohio E & S Agency Inc. Coverages E&O, GL, Professional Liab Carrier Status Admitted, Non-admitted States IN, MI, OH Professional Underwriters Agency Inc. Coverages E&O, EPLI, Excess Liab, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ProSight Specialty Insurance Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (Florida) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Victor O. Schinnerer & Co. Coverages D&O, E&O, EPLI, Fiduciary Liab, GL, Pollution Liab, Professional Liab, Property Carrier Status Admitted States Most States

Next Wave Insurance Services LLC Coverages Employee Benefits, Excess Liab, Fire, GL, Legal Expense Ins, Media Liab, Medical, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States Ohio E & S Agency Inc. Coverages Abuse & Molestation, Business Income, CGL, Fire, Fire Legal Liab, Medical Payments, Property Carrier Status Admitted States MI, OH Philadelphia Insurance Companies Coverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Tejas American General Agency Coverages Auto Comm-Nonstandard, GL, Professional Liab, Property Carrier Status Non-admitted States TX U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Armored Car Services

Centurion Insurance Group Coverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Kidnap/ Ransom, Umbrella Carrier Status Admitted States All States CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Intercorp Inc. Coverages BOP, EPLI, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Fidelity Bonds, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Asset Managers 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Assisted Living Centers 5Star Paratransit Program Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Bass Underwriters Coverages GL, Professional Liab, Property Carrier Status Non-admitted States FL Bliss & Glennon Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Legal Liab, Liability, Professional Liab Carrier Status Non-admitted States Most States Markel Specialty - Programs Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States www.insurancejournal.com

Associations/Affinity Groups

R.V. Nuccio & Associates Inc.

Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, NonProfit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, EPLI Carrier Status Admitted States Most States

Attorneys

JLT Facilities Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Lawyer’s Protector Plan ® Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States Number One Insurance Agency Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States MA Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Rockwood Programs Inc. Coverages Cyber Liab, EPLI, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States Most States Socius Insurance Services Inc. Coverages EPLI Carrier Status Non-admitted States All States Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/ Control, CGL, Crime, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Medical Payments, Personal Umbrella, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Auctioneers Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto Body Shops 5Star Garage Services & Auto Dealers Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States Centurion Insurance Group Coverages Disability, Professional Liab Carrier Status Admitted States All States Continental Brokers Inc. Coverages Auto Comm-Standard, BOP, Business Interruption, Combo Personal & Commercial, EPLI, Flood, Glass, Legal Expense Ins, Legal Malpractice, Medical, Property, Umbrella Carrier Status Admitted States Most States Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 41

2014 Annual Program Directory, Volume I RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA South Texas General Insurance Agency Coverages GL, Property Carrier Status Non-admitted States TX Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Auto Dealers 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ACE Commercial Risk Services - Programs Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States Automotive Risk Mgmt. & Ins. Services Inc. Coverages Business Income, Crime, Dealers Open Lot, E&O, Environmental Liab, EPLI, Equipment Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Identity Theft, Inland Marine, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Pollution Liab, Property, Real & Business Personal Prop, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Empire Underwriters LLC Coverages Dealers Open Lot, Garage Keepers Legal Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States Lancer Insurance Company Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CT, NY, PA MacNeill Group, Inc., CMGA Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VA Monitor Liability Managers Coverages EPLI Carrier Status Admitted, Non-admitted States All States N-Surance Outlets Inc. (Florida) Coverages Dealers Open Lot, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Uninsured Motorists Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States GA, LA, TN Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RoamNet Insurance Marketing Programs Coverages GL, Workers’ Comp States AZ, CA, CO, NV, UT, WA Rockwood Programs Inc. Coverages Cyber Liab, EPLI, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States Most States Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard Phys Dmg, BOP, Business Income, Business Interruption, Care/Custody/Control, Cargo, CGL, Commercial Excess, Crime, D&O, Dealers Open Lot, E&O, Emergency Towing & Service, EPLI, Excess Liab, Fidelity, Fiduciary Liab, Fire, Garage Liability, GKLL, GL, Glass, Inland Marine, Interim Car Liab/Phys Dmg, Liability, Mechanical Breakdown, Misc Professional Liab, Motor Truck Cargo, NonTrucking Auto Liab, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Theft, Tools & Equip, Truck Auto Liab Carrier Status Admitted, Non-admitted States IL, IN, OH RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, MO, OK

SeaFire Insurance Services Coverages Auto Comm-Standard, Crime, Dealers Open Lot, Environmental Liab, Garage Liability, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Target Managers Insurance Services Coverages EPLI, Workers’ Comp Carrier Status Admitted States Most States V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Crime, Dealers Open Lot, E&O, Garage Liability, GKLL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Williams & Stazzone Insurance Agency Inc. Coverages Dealers Open Lot, Garage Liability, Interim Car Liab/ Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States Willis Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Dealers Open Lot, EPLI, Garage Liability, Property, Umbrella Carrier Status Admitted States Most States

Auto Dismantlers/Wrecking Yards G.J. Sullivan Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Dealers Open Lot, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Garage Keepers Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto Repair Shops/Garages All Risks Ltd. Coverages Crime, Medical Payments, Uninsured Motorists Carrier Status Non-admitted States Most States Ashley General Agency Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Non-admitted States TX Bass Underwriters Coverages Dealers Open Lot, Garage Keepers Legal Liab Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Brecht & Associates Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo, Commercial Excess, Garage Liability, GKLL, Inland Marine, Medical Payments, Motor Truck Cargo, Property, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Non-admitted States TX Compass Insurance Group of Agencies Coverages Garage Liability, GKLL, GL, Property Carrier Status Non-admitted States CA CRES Insurance Services Coverages Garage Liability, GKLL Carrier Status Admitted States CA GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States Gorst & Compass Insurance Coverages Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States CA KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

42 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY M.J. Hall & Company Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States AK, AZ, CA, NV, TX MacNeill Group, Inc., CMGA Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VA McClelland and Hine Inc. Coverages Fire, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX N-Surance Outlets Inc. (Florida) Coverages Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Garage Liability, GKLL Carrier Status Non-admitted States GA, LA, TN Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA RSI International Inc. (Missouri) Coverages Commercial Excess, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK South & Western General Agency Inc. Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States AR, MS, OK, TN, TX Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Tejas American General Agency Coverages Auto Comm-Nonstandard, Garage Liability, GL, Property Carrier Status Non-admitted States TX Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Auto Repair/Service 5Star Garage Services & Auto Dealers Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Property, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States Agostini Wholesale Insurance Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, NM, OR, TX Appleby & Sterling Coverages BOP, Business Income, CGL, Crime Carrier Status Admitted States AZ, CA, NV Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States www.insurancejournal.com

2014 Annual Program Directory, Volume I CRES Insurance Services Coverages Garage Liability, GKLL Carrier Status Admitted States CA GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States USG Insurance Services Inc. Coverages Care/Custody/Control, D&O, Dealers Open Lot, E&O, EPLI, Excess Liab, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Auto Repossessors 5Star Towing & Recovery Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Tools & Equip Carrier Status Admitted States Most States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Auto Transporters KBK Insurance Group Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States Most States Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY MAXIMUM Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Cargo, Dealers Open Lot, GL, Hail, Inland Marine, Theft, Truck Auto Liab, Umbrella Carrier Status Non-admitted States Most States National Advantage Insurance Services Inc. Coverages GL, Motor Truck Cargo, On-Hook Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AZ, CA, NV, OR, TX Northern Star Management Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Cargo, Combo Personal & Commercial, Commercial Excess, Excess Liab, GL, Liability, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Truck Auto Liab, Umbrella, Uninsured www.insurancejournal.com

Motorists, Workers’ Comp Carrier Status Admitted, Nonadmitted States CT, DE, GA, MD, NC, NJ, NY, PA, SC, VA Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto/Truck Dealers - Franchised Automotive Risk Mgmt. & Ins. Services Inc.

Coverages Business Income, Crime, Cyber Liab, Dealers Open Lot, E&O, Environmental Liab, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GKLL, Glass, Legal Expense Ins, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States B&B Programs, A Div. of Barney & Barney LLC Coverages Commercial Excess, Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NV, OR, UT, WA Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Target Managers Insurance Services Coverages EPLI, Workers’ Comp Carrier Status Admitted S tates AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

Auto/Truck Leasing Firms GMI Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Liability, GL, Property Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States van Wagenen Financial Services Coverages Blanket Addt’l Insureds, Blanket Forced Placed, Collateral Protection, Compliance Mgmt, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Uninsured Boaters, Uninsured Motorists Carrier Status Admitted States All States

Williams & Stazzone Insurance Agency Inc.

Coverages CGL, Dealers Open Lot, E&O, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States Most States

Auto/Truck Rental Firms Bedford Insurance Services Inc. Coverages Liability, Physical Damage Carrier Status Admitted States Most States GMI Insurance Services Coverages Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States Markel Programs Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Garage Keepers Legal Liab, Liability, On-Hook Cargo Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Physical Damage, Physical Damage Rental Units Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

ProSight Specialty Insurance Coverages Garage Keepers Legal Liab, Garage Liability, GL Carrier Status Admitted States Most States Williams & Stazzone Insurance Agency Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States

Bail Bond Agents Poindexter Surety Services Coverages Fidelity, Fidelity Bonds Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Crime, Fidelity, Fidelity Bonds, Lost Note Bonds Carrier Status Admitted, Non-admitted States Most States

Bars/Taverns Advanced E&S Group - Midwest Region Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI American Underwriting Managers Coverages Business Income, CGL, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX AmWINS Group Inc. - 70 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States Bass Underwriters Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Bliss & Glennon Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States Brecht & Associates Coverages Business Interruption, CGL, Commercial Excess, Excess Liab, Fire, GL, Glass, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX Compass Insurance Group of Agencies Coverages Business Income, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States Gorst & Compass Insurance Coverages GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA Horizon E & S Insurance Brokerage Coverages Liability, Liquor Liab, Property Carrier Status Non-admitted States CA, NV Insential Inc. Coverages Assault & Battery, GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, Food Borne Illness, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical Payments, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp States DE, MD, NJ, NY, PA

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 43

2014 Annual Program Directory, Volume I International Excess Companies Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Liability, Liquor Liab, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA M.J. Hall & Company Inc. Coverages CGL, Crime, Liquor Liab, Property Carrier Status Non-admitted States AK, AZ, CA, HI, NV, TX McClelland and Hine Inc. Coverages CGL, Excess Liab, Fire, Liquor Liab, Umbrella Carrier Status Non-admitted States TX N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN National Insurance Underwriters Coverages Fire Legal Liab, Food Spoilage, GL, Liquor Liab, Personal Property Carrier Status Non-admitted States AR, AZ, CO, FL, GA, ID, IL, IN, KS, LA, MD, MI, MO, MS, NC, NJ, NV, NY, RI, SC, TN, TX, VA, DC NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV Next Wave Insurance Services LLC Coverages Crime, GL, Liquor Liab, Property Carrier Status Admitted States Most States Number One Insurance Agency Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA Ohio E & S Agency Inc. Coverages Business Income, CGL, Fire Legal Liab, Liquor Liab, Property Carrier Status Admitted States MI, OH People’s United Insurance Agency Inc. Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ProHost USA Inc. Coverages Assault & Battery, Crime, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Admitted States AR, CA, CO, CT, GA, IL, KS, KY, MA, MD, MI, MN, MO, NJ, NV, OK, OR, PA, SC, SD, TN, WI Quaker Special Risk (New Jersey) Coverages Crime, Excess Liab, Liquor Liab Carrier Status Non-admitted States DE, GA, NJ, NY Quirk & Company Coverages Assault & Battery, CGL, Equipment Breakdown, Excess Flood, Excess Liab, Flood, Liquor Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA RISCO Insurance Brokerage Inc. Coverages CGL, Crime, Liquor Liab, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI RSI International Inc. (Missouri) Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Nonadmitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN Scottish American Coverages Assault & Battery, Business Income, CGL, Commercial Excess, Liquor Liab, Property Carrier Status Non-admitted States CA South Texas General Insurance Agency Coverages GL, Property Carrier Status Non-admitted States TX

Specialty Insurance Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, Garage Liability, GKLL, GL, Glass, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States Tejas American General Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA W.A.Schickedanz Agency Inc. Coverages Business Income, Fire, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MO Western Security Surplus Insurance Brokers Inc. Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Bazaars Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States All States

Beauty/Barber Shops/Salons/Schools/ Supplies A.I.I. Insurance Brokerage of Mass. Inc. Coverages Business Income, CGL, Equipment Breakdown, Liability, Professional Liab, Real & Business Personal Prop, Tanning Liab, Umbrella Carrier Status Non-admitted States CT, MA, NH, RI Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Allen Financial Ins. Group / The Equestrian Group Coverages BOP, CGL, Commercial Excess, Crime, Professional Liab Carrier Status Admitted States Most States Anderson & Murison Inc. Coverages BOP, Professional Liab Carrier Status Admitted States CA Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most Continental Brokers Inc. Coverages Auto Comm-Standard Liability, Auto PersNonstandard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Disability, EPLI, Fire Legal Liab, Flood, Liability, Medical, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Evolution Insurance Brokers Coverages Business Income, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States SASSI - Salon & Spa Specialty Insurance Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Admitted States Most States South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX

44 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Sports & Fitness Insurance Corporation (SFIC) Coverages Auto Comm-Standard, BOP, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States TAPCO Underwriters Inc. Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

Bed & Breakfasts Leavitt Recreation and Hospitality Insurance Inc. Coverages Business Income, CGL, Combo Personal & Commercial, Dwelling Fire, Fire Legal Liab, Medical Payments, Property, Residential Property Carrier Status Non-admitted States Most States Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Bicycle Dealers/Distributors/Rentals/ Manufacturers ACE Commercial Risk Services - Programs Coverages GL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Billiard Parlors Compass Insurance Group of Agencies Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Billing and Collection Services 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Boat Dealers/Brokers 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States Atlass Insurance Group Coverages Boats, Business Interruption, Cargo, CGL, Commercial Marine, Dealers Open Lot, Equipment, Excess Liab, Piers & Docks, Property Carrier Status Admitted, Non-admitted States Most States www.insurancejournal.com

2014 Annual Program Directory, Volume I Maritime Program Group Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Nonowned & Hired Auto, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages Equipment, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Windstorm, Workers’ Comp Carrier Status Admitted States All States Specialized Insurance Coverages BOP, Commercial Marine, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA TCA Inc. Coverages Boats, Care/Custody/Control, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp States All States

Boat Rental Firms Atlass Insurance Group Coverages Hull, Liability, Medical Payments, Personal Property, Pollution Liab, Uninsured Boaters Carrier Status Non-admitted States Most States Maritime Program Group Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, EPLI, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Nonowned & Hired Auto, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All States Markel Personal Lines Coverages Boats, Commercial Marine, Hull, Watercraft Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages Liability, Physical Damage, Physical Damage Rental Units, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States Sun Coast General Insurance Agency Coverages GL, Physical Damage Rental Units, Watercraft Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA TCA Inc. Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

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Bowling Alleys

Broadcasters

Fairway Underwriters Coverages Liability, Liquor Liab, Property Carrier Status Admitted States Most States Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States HCC Specialty (MA) Coverages CGL, EPLI, Equipment Breakdown, Liquor Liab, Property Carrier Status Non-admitted States Most States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

AmWINS Group Inc. - 70 Offices Nationwide Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Media Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Property States All States

Boys & Girls Clubs

Campgrounds Leavitt Recreation and Hospitality Insurance Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boats, CGL, Commercial Excess, Equipment Breakdown, Garage Keepers Legal Liab, Liquor Liab, Nonowned & Hired Auto, Pool & Spa Liab, Property, Tools & Equip Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Property, Workers’ Comp Carrier Status Admitted States All States Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Liquor Liab, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Breweries

McClelland and Hine Inc. Coverages Fire, Garage Keepers Legal Liab, Liability, Umbrella Carrier Status Non-admitted States TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Brewery Pak Insurance Programs Coverages Auto Comm-Standard, Business Interruption, Cyber Liab, Equipment Breakdown, GL, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Camps Ark Agency Coverages CGL, Liability Carrier Status Admitted, Non-admitted States Most States Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States K&K Insurance Group Inc. Coverages Auto Comm-Standard, Business Income, Crime, GL, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States All States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella, Watercraft Liab Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Bollinger Sports & Leisure Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All States Sports & Fitness Insurance Corporation (SFIC) Coverages CGL, Crime, Fire Legal Liab, Flood, GL, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Car Washes

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 45

2014 Annual Program Directory, Volume I RoamNet Insurance Marketing Programs Coverages BOP, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, NV The Insurancenter Coverages Crime, Equipment Breakdown, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Casinos MAXIMUM Coverages All Risks/Cash in Transit, Builders Risk, Business Income, Business Interruption, Catastrophe, Difference in Conditions, Earthquake, Excess Flood, Flood, Hail, Hurricane, Inland Marine, Property Carrier Status Non-admitted States AL, CA, FL, IL, IN, LA, MI, MS, NJ, NV, OH Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Crime, Fidelity, Fidelity Bonds, Lost Note Bonds Carrier Status Admitted States Most States

Caterers People’s United Insurance Agency Inc. Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All States Specialty Insurance Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, GL, Glass, Liability, Liquor Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN Western Security Surplus Insurance Brokers Inc. Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Chemical Manufacturers/Distributors ChemPlan - Chemical Insurance Coverages Auto Comm-Standard, CGL, Environmental Liab, Property, Umbrella Carrier Status Admitted States All States Consumer Specialties Insurance Co. (RRG) Coverages GL, Products Liab, Umbrella Carrier Status Non-admitted States All States Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States MAXIMUM Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Difference in Conditions, Earthquake, Equipment, Equipment Breakdown, GL, Hurricane, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sloan Mason Insurance Services Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Products Liab, Professional Liab, Property, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Child Care/Day Care Centers

Chiropractors

Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Bass Underwriters Coverages Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Charity First Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Evolution Insurance Brokers Coverages Abuse & Molestation, Assault & Battery, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Loss of Use, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States Francis L. Dean & Associates Inc. Coverages Accidental Death, Participant Accident, Student Accident Carrier Status Admitted States All States Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages Abuse & Molestation, Addt’l Expense, Business Income, CGL, Equipment Breakdown, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, ID, NV, OR, TX, WA International Excess Companies Coverages Abuse & Molestation, Accident & Health, Business Income, CGL, Commercial Excess, Crime, E&O, EPLI, Fire, GL, Liability, Teachers Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Markel Specialty - Programs Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RSI International Inc. (Missouri) Coverages Abuse & Molestation, CGL, Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States IL, MO Tejas American General Agency Coverages Abuse & Molestation, Auto Comm-Nonstandard, GL, Property Carrier Status Non-admitted States TX

Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

46 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Churches AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, D&O, Equipment Breakdown, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States Bass Underwriters Coverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States Compass Insurance Group of Agencies Coverages CGL, Glass, Property Carrier Status Non-admitted States CA Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Glatfelter Insurance Group Coverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Glatfelter Religious Practice Coverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States MacNeill Group, Inc., CMGA Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fine Arts, Fire Legal Liab, GL, Glass, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Roush Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, Fine Arts, Fire, GL, Glass, Inland Marine, Kidnap/ Ransom, Liability, Medical Payments, Non-Profit D&O, OCP, Participant Accident, Property, Residential Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States IL, IN, OH

Civil Servants SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Claims Adjusters Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States www.insurancejournal.com

2014 Annual Program Directory, Volume I Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States SURETY ONE Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Commercial Building Owners 5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States Most States Advanced E&S Group - Midwest Region Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Agency Intermediaries Inc. Coverages Equipment Breakdown, Excess Liab, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI Burns & Wilcox - All Offices Coverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, D&O, GL, Lessor Only Excess Liab, Property, Residential Property Carrier Status Non-admitted States Most States Crouse & Associates Coverages Builders Risk, COC, Earthquake, Fire, Flood, Inland Marine, Property Carrier Status Admitted States All States IPC Coverages GL, Lessors Contingent Liab, Liability, Loss of Use, Pool & Spa Liab, Property, Real & Business Personal Prop, Rented Property Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA MAXIMUM Coverages Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Business Income, CGL, COC, Difference in Conditions, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Roush Insurance Services Inc. Coverages Apartment House Package, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Excess Liab, Fire, Force Place Fire Cvrg, Foreclosed Properties, GL, Glass, Historic Bldgs/Unique Property, Inland Marine, Installation Floaters, Liability, OCP, Pollution Liab, Property, Rented Property, Residential Property, Tenant Discrimination, Tools & Equip Carrier Status Admitted, Non-admitted States IL, IN, OH Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Specialty Programs & Facilities Managers (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV www.insurancejournal.com

Sun Coast General Insurance Agency Coverages BOP, Legal Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Property Carrier Status Admitted, Non-admitted States CA UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA, WI Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

Commercial Marine Companies AmWINS Group Inc. - 70 Offices Nationwide Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States LIG Marine Managers Coverages Boats, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Federal LHWCA, Foreign GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Wet Marine, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States Maritime Program Group Coverages Commercial Marine, Hull, Marina Operators Legal, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Watercraft Liab Carrier Status Admitted States All States Markel Personal Lines Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States TCA Inc. Coverages Blanket Addt’l Insureds, Boats, Builders Risk, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watersports Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/ Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Community Associations CID Insurance Programs Inc. Coverages D&O, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Community Association Insurance Solutions LLC Coverages Workers’ Comp Carrier Status Admitted States All States Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages D&O, EPLI, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States

Preferred Property Programs

Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

Preferred Property Programs

Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States Specialty Programs & Facilities Managers (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

Community Banks/Credit Unions Centurion Insurance Group Coverages D&O, E&O, Fidelity, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All States Innovative Risk Solutions Coverages Blanket Forced Placed, Collateral Protection, Flood, Force Place Fire Cvrg, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States Most States Number One Insurance Agency Coverages Flood, GL Carrier Status Admitted States MA Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States van Wagenen Financial Services Coverages Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, E&O, Force Place Fire Cvrg, Foreclosed Properties, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage REO Cvrg, Residential Property, Uninsured Boaters, Uninsured Motorists Carrier Status Admitted States All States

Community Health Centers Centurion Insurance Group Coverages EPLI, Medical Malpractice Carrier Status Admitted States All States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Community/Social Services 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 47

2014 Annual Program Directory, Volume I Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Computer Consultants/Programmers/ Designers Access E&S Insurance Services (CA) Coverages Cyber Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX Bliss & Glennon Inc. Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States Euclid Managers LLC Coverages Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages Cyber Liab, GL, Property, Technology E&O Carrier Status Admitted, Non-admitted States Most States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

NAS Insurance Services Coverages Breach of Security, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages BOP, E&O Carrier Status Admitted States Most States Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Concessionaires and Vendors American Specialty Insurance & Risk Services Inc. Coverages CGL, Inland Marine Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Concrete Pumper Firms 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States NBIS Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States Norman-Spencer Agency Inc. Coverages CGL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Condo Associations Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA AmWINS Group Inc. - 70 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States Commercial Sector Insurance Brokers LLC Coverages Catastrophe, CGL, Commercial Excess, Contingent Coverages, Equipment Breakdown, Excess Flood, Hurricane, Property, Umbrella, Windstorm Carrier Status Non-admitted States Most States Community Association Insurance Solutions LLC Coverages Workers’ Comp Carrier Status Admitted States All States

48 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Horizon E & S Insurance Brokerage Coverages D&O, Liability, Property Carrier Status Non-admitted States CA Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States NSM Insurance Group Coverages Boiler & Machinery, Business Income, Catastrophe, Commercial Excess, Crime, D&O, Earthquake, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Hurricane, Liability, Non-Profit D&O, Nonowned & Hired Auto, Piers & Docks, Property, Real & Business Personal Prop, Theft, Umbrella, Windstorm Carrier Status Non-admitted States CT, DE, FL, GA, MA, MD, NC, NJ, NY, RI, SC, VA Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quirk & Company Coverages CGL, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA RISCO Insurance Brokerage Inc. Coverages D&O, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VT Specialty Programs & Facilities Managers (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

Condo/Homeowner Associations Advanced E&S Group - Midwest Region Coverages Assault & Battery, Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Advanced E&S Group - Southeast Region Coverages Business Income, Business Interruption Carrier Status Non-admitted States Most States Agency Intermediaries Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States CT, MA, NH, RI Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Allen Financial Ins. Group / The Equestrian Group Coverages BOP, CGL, Crime, D&O, Equipment Breakdown, Excess Liab, Property Carrier Status Admitted States Most States AmWINS Group Inc. - 70 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Bass Underwriters Coverages GL, Professional Liab, Property Carrier Status Nonadmitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Brecht & Associates Coverages Equipment Breakdown, GL, Property Carrier Status Non-admitted States TX www.insurancejournal.com

2014 Annual Program Directory, Volume I CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States Commercial Sector Insurance Brokers LLC Coverages Catastrophe, CGL, Commercial Excess, Contingent Coverages, Earthquake, Equipment Breakdown, Excess Flood, Hurricane, Property, Umbrella, Windstorm Carrier Status Non-admitted States Most States Community Association Insurance Solutions LLC Coverages Workers’ Comp Carrier Status Admitted States All States Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Monarch E&S Insurance Services Coverages D&O, GL, Property States CA NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Preferred Property Programs

Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quirk & Company Coverages CGL, D&O, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA RISCO Insurance Brokerage Inc. Coverages CGL, D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VT Specialty Programs & Facilities Managers (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States TAPCO Underwriters Inc. Coverages D&O, GL, Property Carrier Status Non-admitted States Most States The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

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UCA General Insurance Services Coverages CGL, D&O, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA, WI

Condominium Owners Advanced E&S Group - Southeast Region Coverages Boiler & Machinery, Difference in Conditions, Excess Flood, Flood, Liability, Property Carrier Status Non-admitted States FL American Reliable Insurance Company Coverages Personal Property, Physical Damage Carrier Status Admitted States CA, HI, MN, NC, NJ, SC, TX AmWINS Group Inc. - 70 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Arrowhead General Insurance Agency Inc. Coverages Property, Residential Property Carrier Status Admitted States AZ, CA, CT, NJ, NV, NY, VA Commercial Sector Insurance Brokers LLC Coverages Catastrophe, Contingent Coverages, Earthquake, Hurricane, Property, Windstorm Carrier Status Non-admitted States Most States Frontline Insurance Coverages Liability, Personal Liab, Personal Property, Property Carrier Status Admitted States FL, SC Indemnity Excess & Surplus Agency Inc. Coverages CGL, Loss of Use, Nonowned & Hired Auto, Rented Property, Residential Property, Umbrella Carrier Status Nonadmitted States AZ, CA, CO, ID, NV, OR, TX, WA King Insurance Support Systems Coverages D&O, GL Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OR, UT, WA

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Construction Managers ProSight Specialty Insurance Coverages Liability, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Construction Wrap-Up Construction Insurance Partners Coverages Builders Risk, E&O, Excess Liab, GL, Workers’ Comp States Most States Empire Underwriters LLC Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Residential `wrap-up`, Workers’ Comp Carrier Status Non-admitted States Most States Insential Inc. Coverages Commercial Excess, GL Carrier Status Non-admitted States All States MAXIMUM Coverages Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States Most States Worldwide Facilities Inc. - All Offices Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Employee Benefits, GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States Wrap Up Insurance Solutions Coverages Excess Liab, Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Consultants-All Kinds 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States Access E&S Insurance Services (CA) Coverages GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CITA Insurance Services Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, Identity Theft, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States Most States Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States HCC Specialty (MA) Coverages E&O, EPLI, Professional Liab States Most States Jorgensen & Company Coverages EPLI, Professional Liab Carrier Status Non-admitted States All States KZ Insurance Brokerage LLC Coverages BOP, E&O, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, LA, NV, TN NAS Insurance Services Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States SWBC Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & LongTerm Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Control of Well, Excess Liab, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, NM, OK, TX

Consultants-Environmental

Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC Ashley General Agency Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 49

2014 Annual Program Directory, Volume I Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Auto Comm-Standard Liability, & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Emergency Towing & Service, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Bliss & Glennon Inc. Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States Commercial Sector Insurance Brokers LLC Coverages CGL, Commercial Excess, Contractors Equip, Environmental Liab, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Freberg Environmental Inc. Coverages CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (New Jersey) Coverages GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Quirk & Company Coverages CGL, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA Victor O. Schinnerer & Co. Coverages E&O, GL, Pollution Liab, Professional Liab, Property Carrier Status Admitted States Most States

Contractors AmWINS Group Inc. - 70 Offices Nationwide Coverages Equipment, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States Most States Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States Bliss & Glennon Inc. Coverages GL, Property Carrier Status Non-admitted States Most States Builders & Tradesmen’s Insurance Services Inc. Coverages Contractors Equip, GL, Inland Marine, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TN, UT, WA C C Roy Insurance Brokers Inc. Coverages Workers’ Comp, Workers’ Comp Plus States CA Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States Construction Insurance Services LLC Coverages Excess Liab, GL Carrier Status Non-admitted States Most States Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, GL, Real & Business Personal Prop, Workers’ Comp Plus Carrier Status Non-admitted States All States Crouse & Associates Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, COC, D&O, Difference in Conditions, E&O, Property, Umbrella Carrier Status Admitted States All States

Financial Risk Solutions Inc. Coverages Boiler & Machinery, Equipment Breakdown Carrier Status Admitted States All States GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States Gorst & Compass Insurance Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States HCC Specialty Coverages E&O, Professional Liab Carrier Status Non-admitted States All States Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, COC, Contractors Equip, Inland Marine, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA Houston International Insurance Group Coverages Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, Pollution, Property, Railroad Protective Liab, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Insential Inc. Coverages Auto Comm-Standard, CGL, Workers’ Comp Carrier Status Admitted States AL, AR, IA, IL, KS, MD, MO, MT, ND, NM, SD, TN, WI Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Residential Property, Residential `wrap-up`, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA JM Assoc / Burnham + Co, a Div of Hub Int’l Northeast Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States MacNeill Group, Inc., CMGA Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States FL N-Surance Outlets Inc. (Florida) Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine, Liability, OCP, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Contractors Equip, Inland Marine, Liability, Property Carrier Status Non-admitted States GA, LA, TN National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Products Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV Next Wave Insurance Services LLC Coverages E&O, Pollution, Professional Liab Carrier Status Admitted States Most States Northern Star Management Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Combo Personal & Commercial, Commercial Excess, Contractors Equip, Equipment, GL, Legal Liab, Liability, Nonowned & Hired Auto, Tools & Equip, Truck Auto Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States NJ, NY, PA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

50 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Underwriters Agency Inc. Coverages EPLI, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ProSight Specialty Insurance Coverages Excess Liab, Liability Carrier Status Admitted, Non-admitted States NY RLI Transportation Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States Roush Insurance Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Contractors License Bonds, Equipment Breakdown, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Pollution Liab, Pool & Spa Liab, Portable Equip, Property, Real & Business Personal Prop, Rented Property Carrier Status Admitted, Nonadmitted States IL, IN, OH RSI International Inc. (Missouri) Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Difference in Conditions, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, IL, IN, KS, KY, MO, OK, TN Scottish American Coverages CGL, Commercial Excess, Contractors Equip Carrier Status Admitted, Non-admitted States CA Specialized Insurance Coverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PA SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States TAPCO Underwriters Inc. Coverages Blanket Addt’l Insureds, GL, Products Liab, Property Carrier Status Non-admitted States Most States Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, E&O, GL, Pollution, Workers’ Comp Carrier Status Admitted, Non-admitted States TX The Insco Dico Group an AmTrust North America Company Coverages Contractors License Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella States Most States Western Security Surplus Insurance Brokers Inc. Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Completed Operations Liab, Contractors Equip, Fire Legal Liab, Medical Payments, New Occurrence, Pollution Liab, Tools & Equip Carrier Status Admitted, Non-admitted States CA, TX

Contractors-Air Conditioning Builders & Tradesmen’s Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Excess Liab, Inland Marine Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Contractors-Alarm Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States www.insurancejournal.com

2014 Annual Program Directory, Volume I Brownyard Programs Ltd.

Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Costanza Insurance Agency Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Contractors-Artisan Advanced E&S Group - Midwest Region Coverages Business Income, CGL, Contractors Equip, GL, Inland Marine, Liability, OCP, Personal Property, Products Liab, Real & Business Personal Prop, Theft, Umbrella Carrier Status Nonadmitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI American Underwriting Managers Coverages Builders Risk, CGL, Inland Marine, Installation Floaters, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Cargo, CGL, Contractors Equip, Excess Liab, GL, On-Hook Cargo, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States TX Builders & Tradesmen’s Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, CGL, Contractors Equip, Excess Liab, Inland Marine, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA C C Roy Insurance Brokers Inc. Coverages Workers’ Comp, Workers’ Comp Plus States CA Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX Empire Underwriters LLC Coverages Blanket Addt’l Insureds, GL, Workers’ Comp Plus Carrier Status Admitted, Non-admitted States Most States GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, COC, Contractors Equip, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA Insential Inc. Coverages Auto Comm-Standard, CGL, Workers’ Comp Carrier Status Admitted States AL, AR, IA, IL, KS, MD, MO, MT, ND, NM, SD, TN, WI Insurance Center Special Risks Ltd. Coverages Fire Legal Liab, GL, Medical Payments Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI, VT Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA Logic Underwriters Inc. Coverages GL, Umbrella, Workers’ Comp Carrier Status Non-admitted States TX M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Employee Benefits, EPLI, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX Monarch E&S Insurance Services Coverages GL, Inland Marine Carrier Status Admitted States CA www.insurancejournal.com

National Insurance Underwriters Coverages Blanket Addt’l Insureds, Blanket Waivers, GL Carrier Status Admitted States AL, FL, GA NIF Group Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip, Crime, Property, Tools & Equip Carrier Status Admitted States AZ, CA, NV, OR, TX, WA Norman-Spencer Agency Inc. Coverages Excess Liab, GL Carrier Status Admitted, Non-admitted States All States Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, EPLI Carrier Status Non-admitted States CT, DE, MD, ME, NJ, NY, PA, RI, VT South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States Specialized Insurance Coverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PA Target Managers Insurance Services Coverages Auto Comm-Standard, Builders Risk, Contractors Equip, Contractors License Bonds, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, OCP, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States TX Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA Victor O. Schinnerer & Co. Coverages E&O, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States W.A.Schickedanz Agency Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO

Contractors-Crane & Rigging Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States Norman-Spencer Agency Inc. Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Demolition AmWINS Group Inc. - 70 Offices Nationwide Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

AmWINS Program Underwriters Coverages Blanket Addt’l Insureds, Blanket Waivers, Crime, E&O, GL, Inland Marine, Property, Umbrella States AR, AZ, CO, CT, DE, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TN, UT, VA, WA Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Empire Underwriters LLC Coverages Blanket Addt’l Insureds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, MS, NC, NJ, NM, NV, NY, OK, PA, SC, TN, TX, UT, VA, WV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Electrical C C Roy Insurance Brokers Inc. Coverages Workers’ Comp, Workers’ Comp Plus States CA Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Contractors-Elevators Financial Risk Solutions Inc. Coverages Service Contracts Carrier Status Admitted States All States JM Associates / Burnham + Company Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Builders Risk, Business Interruption, CGL, Contractors Equip, Employee Benefits, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, OCP, Pollution, Products Liab, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Environmental Access E&S Insurance Services (CA) Coverages CGL, Pollution Liab, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX AmWINS Group Inc. - 70 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 51

2014 Annual Program Directory, Volume I Quirk & Company Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/ Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA USX/S Coverages CGL, Cyber Liab, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States All States

USX/S Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Cyber Liab, E&O, Environmental Liab, EPLI, Equipment, GL, Identity Theft, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Excavating/Grading

All Risks Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Excess Liab, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States AmWINS Group Inc. - 70 Offices Nationwide Coverages Auto Comm-Standard, Crime, E&O, GL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Horizon E & S Insurance Brokerage Coverages GL, Liability Carrier Status Admitted, Non-admitted States CA, NV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RISC Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab Carrier Status Non-admitted States All States

Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States Builders & Tradesmen’s Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Empire Underwriters LLC Coverages Blanket Addt’l Insureds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, MS, NC, NJ, NM, NV, NY, OK, PA, TN, TX, UT, VA, WV Insurance Center Special Risks Ltd. Coverages GL, Inland Marine Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States W.A.Schickedanz Agency Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO

Contractors-Explosives/Blasting/ Drilling Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Fire & Water Restoration AmWINS Group Inc. - 70 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sloan Mason Insurance Services Coverages Auto Comm - Standard & Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, E&O, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Professional Liab, Property, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States USG Insurance Services Inc. Coverages Builders Risk, Care/Custody/Control, CGL, E&O, EPLI, Excess Liab, OCP, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Fire Protection/Fire Sprinkler

Contractors-General American Underwriting Managers Coverages Builders Risk, CGL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX Ashley General Agency Coverages CGL, Commercial Excess, Inland Marine Carrier Status Non-admitted States TX Bass Underwriters Coverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Builders & Tradesmen’s Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, Contractors Equip, Equipment, Inland Marine, Property, Tools & Equip Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States C C Roy Insurance Brokers Inc. Coverages Workers’ Comp, Workers’ Comp Plus States CA Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States Construction Insurance Solutions Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Empire Underwriters LLC Coverages Blanket Addt’l Insureds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, Contractors Equip, Inland Marine, Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA Insential Inc. Coverages GL, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

52 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Monarch E&S Insurance Services Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ProSight Specialty Insurance Coverages Excess Liab, Liability Carrier Status Non-admitted States Most States Quaker Special Risk (Florida) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States Quirk & Company Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/ Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States Specialized Insurance Coverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PA Victor O. Schinnerer & Co. Coverages E&O, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States Worldwide Facilities Inc. - All Offices Coverages CGL, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All Wrap Up Insurance Solutions Coverages GL, Residential `wrap-up` States Most States

Contractors-Landscape Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States Builders & Tradesmen’s Insurance Services Inc. Coverages CGL, Equipment, Inland Marine, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA Construction Insurance Solutions Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States www.insurancejournal.com

2014 Annual Program Directory, Volume I Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX KZ Insurance Brokerage LLC Coverages GL, Inland Marine, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, LA, NV, TN Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Pacific Specialty Insurance Co. Coverages Herbicide & Pesticide, Liability, Property Carrier Status Admitted States CA Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Marine LIG Marine Managers Coverages CGL, Contractors Equip, Equipment, Federal LHWCA, Foreign GL, Hull, Int’l Coverage - Commercial, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Wet Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages CGL, COC, Environmental Liab, Equipment, Equipment Breakdown, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

Contractors-Oil & Gas Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Contractors Equip, Inland Marine, Installation Floaters, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States American Underwriting Managers Coverages CGL, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX Ashley General Agency Coverages CGL, Excess Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX Burnett & Company Inc. Coverages CGL, Umbrella Carrier Status Non-admitted States All States MarketScout Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States McClelland and Hine Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quirk & Company Coverages CGL, Contractors Equip, Control of Well, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property States LA, OK, OR, TX, WA

Sloan Mason Insurance Services

Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Contractors Equip, Control of Well, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution, Property, Transportation Pollution Liab, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States www.insurancejournal.com

U.S. Risk Insurance Group Inc. Coverages GL, Property Carrier Status Non-admitted States All States Victor O. Schinnerer & Co. Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most States Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Control of Well, Inland Marine, Medical Payments, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Rented Property, Tools & Equip Carrier Status Non-admitted States LA, NM, OK, TX Worldwide Facilities Inc. - All Offices Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Nonadmitted States All States

Contractors-Plumbing C C Roy Insurance Brokers Inc. Coverages Workers’ Comp, Workers’ Comp Plus States CA Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Contractors-Roofing Brecht & Associates Coverages CGL, Contractors Equip, GL, Umbrella Carrier Status Non-admitted States TX Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop Carrier Status Non-admitted States Most States Empire Underwriters LLC Coverages Blanket Addt’l Insureds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Insential Inc. Coverages Auto Comm-Standard, CGL Carrier Status Admitted States AL, AR, FL, GA, IA, IL, IN, KY, LA, MI, MO, MS, OH, OK, PA, TN, TX, VA, WI MarketScout Coverages Builders Risk, GL, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

MexiPass International Insurance Services LLC

Contractors-Service Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States Builders & Tradesmen’s Insurance Services Inc. Coverages CGL, Equipment, Inland Marine, Umbrella Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Financial Risk Solutions Inc. Coverages Service Contracts Carrier Status Admitted States All States KZ Insurance Brokerage LLC Coverages Auto Comm-Standard, Completed Operations Liab, Contractors Equip, GL, Installation Floaters, WC - Master Policies/ASO Carrier Status Admitted, Non-admitted States AZ, CA, CO, LA, NV, TN Monarch E&S Insurance Services Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT

Contractors-Swimming Pools Empire Underwriters LLC Coverages Blanket Addt’l Insureds, Blanket Waivers, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, LA, MS, NC, NJ, NM, NV, NY, OK, PA, TN, TX, UT, VA, WV M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX Norman-Spencer Agency Inc. Coverages Commercial Excess, Contractors Equip, Equipment, Excess Liab, GL, Inland Marine, Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States

Construction AmWINS Group Inc. - 70 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, Excess Liab, GL, Int’l Coverage Commercial, Liability, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV Norman-Spencer Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, GL, Pollution Liab Carrier Status Admitted, Non-admitted States All States Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Nonadmitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Convenience Stores Quaker Special Risk (Florida) Advanced E&S Group - Midwest Region Coverages CGL, GL, Liability, Umbrella Coverages Assault & Battery, Business Income, Business Carrier Status Non-admitted States Most States Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Quaker Special Risk (Mass.)

Glass, Liability, Liquor Liab, Personal Property, Property, Real Coverages CGL, GL, Liability, Umbrella & Business Personal Prop, Spoilage Carrier Status Admitted, Carrier Status Non-admitted States Most States Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Umbrella All Risks Ltd. Carrier Status Non-admitted States Most States Coverages Employee Benefits, Garage Keepers Legal Liab, GL, Liquor Liab, Nonowned & Hired Auto, Property Quaker Special Risk (New York) Carrier Status Non-admitted States All States Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Compass Insurance Group of Agencies Coverages Business Income, CGL, Glass, Property, Spoilage Southwest Risk Carrier Status Non-admitted States CA Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 53

2014 Annual Program Directory, Volume I Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States Gorst & Compass Insurance Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, GL, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Pollution, Property, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA Irving Weber Associates Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States McClelland and Hine Inc. Coverages Crime, Fire, Liability, Liquor Liab, Pollution Carrier Status Non-admitted States TX McLeckie Insurance Group Coverages Business Income, Crime, EPLI, Equipment, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States N-Surance Outlets Inc. (Florida) Coverages Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States GA, LA, TN People’s United Insurance Agency Inc. Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All States Quirk & Company Coverages CGL, Crime, Excess Flood, Excess Liab, Flood, Food Spoilage, Liquor Liab, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, GL, Glass, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH South Texas General Insurance Agency Coverages GL, Property Carrier Status Non-admitted States TX SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States UCA General Insurance Services Coverages Business Income, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA, WI Western Security Surplus Insurance Brokers Inc. Coverages Business Interruption, CGL, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, New Occurrence, Property Carrier Status Admitted, Non-admitted States CA, TX

Cosmetic Manufacturers Brownyard Group Coverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Counselors/Counseling Centers Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Community/Social Svcs, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Medical Payments, Mental Health Care, NonProfit D&O, Pollution Liab Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States NIF Group Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/ Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equip.

Breakdown, Fiduciary, Fire Legal Liab, GL, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Country Clubs ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard, CGL, Property Carrier Status Admitted States Most States All Risks Ltd. Coverages D&O, Employee Benefits, Equip. Breakdown, Garage Keepers Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States KZ Insurance Brokerage LLC Coverages Standard Auto, BOP, Equipment, Professional Liab, WC Carrier Status Admitted States AZ, CA, CO, LA, NV, TN

54 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Bollinger Sports & Leisure Coverages Boiler & Machinery, CGL, Crime, D&O, Excess Liab, Identity Theft, Property, Workers’ Comp Carrier Status Admitted States All States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Assault & Battery, Auto CommStandard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Flood, GL, Pool & Spa Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Couriers 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States Brightstone Insurance Services LLC Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Cargo, CGL, Crime, E&O, EPLI, Equipment, Fidelity, Nonowned & Hired Auto, Occupational Accident, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States International Excess Companies Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, Cargo, Commercial Excess, Container Refrigeration Break, Crime, E&O, EPLI, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Mechanical Breakdown, Physical Damage, Pollution Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Transportation Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Crane, Scaffolding & Equipment Rental Dealers Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States Construction Insurance Services LLC Coverages Excess Liab, GL Carrier Status Non-admitted States Most States Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, Inland Marine, Installation Floaters, Liability, Motor Truck Cargo, Physical Damage, Physical Damage Rental Units, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States Most States www.insurancejournal.com

2014 Annual Program Directory, Volume I NBIS Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States Norman-Spencer Agency Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Liability, On-Hook Cargo, Physical Damage, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Western Surplus Lines Agency Inc. Coverages CGL, Contractors Equip, Inland Marine Carrier Status Non-admitted States LA, NM, OK, TX

Crop Dusters/Sprayers Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Auto CommStandard, Disability, Flood, Herbicide & Pesticide, Homeowners Pkg, Hull, Liability, Pollution, Property, Props, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Dairies Agricultural Insurance Mgmt Services Coverages Equipment Breakdown, Homeowners Pkg, Identity Theft, Liability, Property, Tools & Equip Carrier Status Admitted States Most States Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Business Interruption, Commercial Excess, Livestock/Animal Mortality, Products Liab Carrier Status Admitted States Most States Mark D. Fredricksen Insurance Services Coverages CGL, Livestock/Animal Mortality, Property Carrier Status Admitted States Most States South & Western General Agency Inc. Coverages Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TX Tejas American General Agency Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

Dance Schools/Studios Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States K&K Insurance Group Inc. Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages GL, Property Carrier Status Admitted States Most States www.insurancejournal.com

Day Care/Preschools A.I.I. Insurance Brokerage of Mass. Inc. Coverages Abuse & Molestation, CGL, Equipment Breakdown, Misc Professional Liab, Real & Business Personal Prop Carrier Status Non-admitted States CT, MA, NH, RI Agency Intermediaries Inc. Coverages Abuse & Molestation, CGL, Misc Professional Liab, Real & Business Personal Prop States CT, MA, NH, RI Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Bliss & Glennon Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Compass Insurance Group of Agencies Coverages CGL, Property Carrier Status Non-admitted States CA Francis L. Dean & Associates Inc. Coverages Accidental Death, Participant Accident, Student Accident Carrier Status Admitted States All States Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, CGL, EPLI, Excess Liab, Fine Arts, Fire, GL, Medical Payments, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA MacNeill Group, Inc., CMGA Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL Markel Specialty - Programs Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Monarch E&S Insurance Services Coverages Abuse & Molestation, CGL Carrier Status Non-admitted States CA N-Surance Outlets Inc. (Florida) Coverages Abuse & Molestation, Business Income, Educator Legal Liab, Fire Legal Liab, Liability, Medical Payments, Professional Liab, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Abuse & Molestation, Business Income, Liability, Professional Liab, Property Carrier Status Admitted, Nonadmitted States GA, LA, TN Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Ohio E & S Agency Inc. Coverages Abuse & Molestation, Business Income, GL, Property, Professional Liab Carrier Status Non-admitted States MI, OH Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Roush Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fire, Fire Legal Liab, Glass, Inland Marine, Liability, Medical Payments, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Spoilage, Student Accident, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH South & Western General Agency Inc. Coverages Liability, Property Carrier Status Non-admitted States AR, MS, OK, TN, TX TAPCO Underwriters Inc. Coverages Abuse & Molestation, Accessories, GL, Professional Liab, Property Carrier Status Non-admitted States Most States Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Day Spas Continental Brokers Inc. Coverages Accident & Health, Auto Comm-Standard, Auto PersStandard, Boiler & Machinery, BOP, Business Income, Business Interruption, EPLI, Flood, Glass, Homeowners Pkg, Medical, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Professional Liab, Property States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Commercial Excess, GL, Personal Property, Products Liab, Professional Liab Carrier Status Non-admitted States All States SASSI - Salon & Spa Specialty Insurance Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Auto CommStandard, Auto Comm-Standard Liability, BOP, EPLI, Fine Arts, Fire Legal Liab, Flood, Glass, Pool & Spa Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Dealers-Home Heating Oil Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Dealers-Propane AmWINS Group Inc. - 70 Offices Nationwide Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Delivery- Wholesale/Retail 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States Delta General Agency Corp.

Coverages GL, Property Carrier Status Admitted, Non-admitted States TX International Excess Companies Coverages Auto Comm- Standard & Nonstandard, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Crime, Environmental Liab, EPLI, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Nonowned & Hired

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 55

2014 Annual Program Directory, Volume I Auto, Occupational Accident, Pollution Liab, Property, Theft, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Norman-Spencer Agency Inc. Coverages Auto Comm-Standard Liability, Excess Liab Carrier Status Non-admitted States All States Northern Star Management Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Cargo, CGL, Combo Personal & Commercial, Commercial Excess, Excess Liab, GL, Liability, Long Haul, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States CT, DE, GA, MD, NC, NJ, NY, PA, SC, VA Paul Hanson Partners Specialty Ins. Solutions/ Mover’s Choice Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Dentists KZ Insurance Brokerage LLC Coverages Auto Comm-Standard, BOP, Professional Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, LA, NV, TN PBS Insurance Underwriting Corporation Coverages Medical Malpractice, Medical Professional Carrier Status Admitted, Non-admitted States Most States PULIC Program - TDC Specialty Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Developmental Disability Facilities

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Dialysis Centers Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Distributors 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States AmWINS Group Inc. - 70 Offices Nationwide Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Appleby & Sterling Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV Brownyard Group Coverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Joseph Chiarello & Co.; Firearms Business Ins. Program Coverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States Most States MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Winery Pak Insurance Programs Coverages Auto Comm-Standard, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted States Most States

5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, GL, Misc Professional Liab, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Driving Ranges Dmg, Crime, D&O, Developmental Disabilities, Disability, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Philadelphia Insurance Companies Inland Marine, Medical & Physical Rehab, Medical Payments, Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Pollution Liab, Professional Liab, Property, Umbrella Income, Care/Custody/Control, CGL, Crime, D&O, Employee Carrier Status Admitted, Non-admitted States Most States Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Negley Associates Hired Auto, Personal Property, Professional Liab, Protection & Coverages CGL, Professional Liab Carrier Status Non-admitted Indemnity (P&I), Umbrella, Uninsured Motorists States All States Carrier Status Admitted States Most States NIF Group Inc. Prime Insurance Company Coverages Abuse & Molestation, Addiction Treatment, Auto Coverages Abuse & Molestation, Assault & Battery, Commercial Comm-Standard, Boiler & Machinery, Business Income, Business Excess, Difference in Conditions, GL, Personal Liab, Professional Interruption, Community/Social Svcs, D&O, Developmental Liab, Property, Rented Property Carrier Status Non-admitted Disabilities, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, States All States Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States 56 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Dry Cleaners/Laundries Align General Insurance Agency LLC Coverages Bailee/Customer Goods, Boiler & Machinery, Business Income, Business Interruption, GL, Property, Real & Business Personal Prop Carrier Status Admitted States CA Intercorp Inc. Coverages BOP, D&O, Environmental Liab, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Irving Weber Associates Inc. Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, Care/Custody/Control, Damage in Process, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, Furriers Customers, GL, Glass, Identity Theft, Mechanical Breakdown, Mysterious Disappearance, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Dude Ranches Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, CGL, Commercial Excess, Excess Liab, Horse Mortality, Livestock/Animal Mortality, New Occurrence Carrier Status Admitted States Most States Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard, Boiler & Machinery, Care/Custody/Control, CGL, Combo Personal & Commercial, Commercial Excess, E&O, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Emergency Service Org’s Glatfelter Insurance Group Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States VFIS Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Medical Malpractice, Portable Equip, Property Carrier Status Admitted States All States

Employee Leasing Firms NAS Insurance Services Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States Most States

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2014 Annual Program Directory, Volume I Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Employment Agencies American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX NAS Insurance Services Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Wrongful Acts, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States Socius Insurance Services Inc. Coverages EPLI Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Target Insurance Services Coverages Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, EPLI, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Engineers-Environmental Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC www.insurancejournal.com

Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Commercial Sector Insurance Brokers LLC Coverages CGL, E&O, Excess Liab, Misc Professional Liab, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Intercorp Inc. Coverages Environmental Liab, GL, Professional Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Engineers-Geotechnical Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Entertainer Buses 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Entertainment Equipment Rental Houses Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Environmental Engineers/Consultants/ Contractors Access E&S Insurance Services (CA) Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

ACE USA--Excess Casualty Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, E&O, Environmental Liab, Excess Liab, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States ACE Westchester Specialty--Environmental Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, E&O, Environmental Liab, Excess Liab, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States AmWINS Group Inc. - 70 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Environmental Liab, Excess Liab, GL, Pollution, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, E&O, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Intercorp Inc. Coverages GL, Pollution Liab Carrier Status Non-admitted States Most States J.M. Wilson Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, D&O, Equipment Breakdown, Fiduciary Liab, GL, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, GL, Inland Marine, Liability, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Service Contracts, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States IL, IN, OH Russell Bond & Co. Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, COC, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States Scottish American Coverages CGL, Pollution Liab Carrier Status Non-admitted States CA

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 57

2014 Annual Program Directory, Volume I Sloan Mason Insurance Services

Coverages Auto Comm-Standard, Blanket Waivers, CGL, E&O, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States USG Insurance Services Inc. Coverages CGL, Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States USX/S Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Cyber Liab, E&O, Environmental Liab, GL, Identity Theft, Pollution Liab, Professional Liab Carrier Status Non-admitted States All States Worldwide Facilities Inc. - All Offices Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

Equipment Dealers/Rentals Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Exercise/Health Studios/Health Clubs Chopra Insurance Brokerage Inc. Coverages BOP, EPLI Carrier Status Non-admitted States CA, NV Infinite Wellness Solutions Coverages Accident & Health, Medical Carrier Status Admitted States NC

K&K Insurance Group Inc.

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States Markel Specialty - Programs Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States Monarch E&S Insurance Services Coverages CGL, Professional Liab, Property States CA NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV Ohio E & S Agency Inc. Coverages E&O, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States IN, MI, OH Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Specialty Programs Coverages Assault & Battery, Boiler & Machinery, Business Income, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

RPS Bollinger Sports & Leisure Coverages Liability, Property Carrier Status Admitted States Most States Western Security Surplus Insurance Brokers Inc. Coverages Assault & Battery, Business Income, CGL, Fire, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CA, TX

Exporters Centurion Insurance Group Coverages Foreign GL, Int’l Coverage - Commercial, Political Risk Carrier Status Admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Nonadmitted States Most States

Family Fun Centers American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Francis L. Dean & Associates Inc.

Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States HCC Specialty (MA) Coverages CGL, EPLI, Equipment Breakdown, Liquor Liab, Property Carrier Status Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, Catastrophe, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Farm & Ranch Agricultural Insurance Mgmt Services Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

Allen Financial Ins. Group / The Equestrian Group

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Interruption, Care/Custody/ Control, Commercial Excess, Earthquake, Fire, Flood, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Mortality, Nonowned & Hired Auto, Products Liab, Uninsured Motorists, Watercraft Liab Carrier Status Admitted States All States American Reliable Insurance Company Coverages Liability, Livestock/Animal Mortality, Physical Damage Carrier Status Admitted States CT, FL, HI, LA, MA, MD, NH, NJ, NY, RI, VA, VT AmWINS Group Inc. - 70 Offices Nationwide Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States Appleby & Sterling Coverages Liability, Property Carrier Status Admitted States AZ, CA

58 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Ark Agency Coverages CGL, Dwelling Fire, Fire, Hail, Homeowners Pkg, Horse Mortality, Livestock/Animal Mortality Carrier Status Admitted, Non-admitted States Most States Associations Underwriters Inc. & Ziplow Horse Ins Coverages Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Fire, Fire Legal Liab, Homeowners Pkg, Horse Mortality, Liability, Personal Liab, Personal Property, Umbrella Carrier Status Admitted States Most States Mark D. Fredricksen Insurance Services Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Auto Comm-Standard, Care/Custody/Control, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States South & Western General Agency Inc. Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TX Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto Pers-Nonstandard, Auto Pers-Standard, GL, Property Carrier Status Admitted, Non-admitted States TX Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Addt’l Expense, Addt’l Living Expense, Auto Comm-Standard, Auto CommStandard Liability, Auto Pers-Nonstandard, Auto Pers-Standard, Boats, Builders Risk, Business Income, Business Interruption, Catastrophe, CGL, Commercial Marine, Control of Well, Crime, Disability, Dwelling Fire, Earthquake, EPLI, Equipment Breakdown, Flood, GL, Hail, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Installation Floaters, Liability, Livestock/Animal Mortality, Medical, Mobile Home Ins, Mortality, Motor Truck Cargo, OCP, On-Hook Cargo, Piers & Docks, Pollution, Property Carrier Status Admitted, Nonadmitted States Most States Winery Pak Insurance Programs Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

Fast Food Restaurants Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Crime, Fire, Food Spoilage, GL, Glass, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Align General Insurance Agency LLC Coverages Business Income, Business Interruption, GL, Liquor Liab, Property, Real & Business Personal Prop Carrier Status Admitted States CA Anderson & Murison Inc. Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Interruption, Crime, Disability, Earthquake, EPLI, Fire, Flood, Food Borne Illness, Food Spoilage, Homeowners Pkg, Medical, Nonowned & Hired Auto, Personal Property, Property, Sets, Spoilage, Theft, Umbrella Carrier Status Admitted States Most States Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA National Insurance Underwriters Coverages BOP, Food Spoilage, Glass, Personal Property Carrier Status Non-admitted States AL, AR, AZ, CO, CT, FL, GA, IL, IN, KS, LA, MD, MI, MO, NC, NJ, NV, NY, OH, PA, SC, TN, TX, VA, DC

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2014 Annual Program Directory, Volume I Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA, WI

Festivals & Fairs American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States HCC Specialty (MA) Coverages Event Cancellation, Hole-in-One, Liability, Liquor Liab, Prize Indemnification, Weather Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Financial Institutions B&B Programs, A Div. of Barney & Barney LLC Coverages Commercial Excess, Environmental Liab, EPLI, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, NM, NV, OR, UT, WI Centurion Insurance Group Coverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States Innovative Risk Solutions Coverages Blanket Forced Placed, Collateral Protection, D&O, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab Carrier Status Admitted, Non-admitted States Most States Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States ProSurance Group Inc. Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States Russell Bond & Co. Inc. Coverages Blanket Forced Placed, CGL, COC, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Fidelity, Fidelity Bonds, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties, Identity Theft, Interim Car Liab/Phys Dmg, Kidnap/Ransom, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Misc Professional Liab, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab, Reps & Warranties, Umbrella Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds, Lost Note Bonds Carrier Status Admitted, Non-admitted States Most States U.S. Risk Insurance Group Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Forced Placed, Blanket Waivers, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Difference in Conditions, E&O, EPLI, Equipment, Equipment www.insurancejournal.com

Breakdown, Fidelity, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, Glass, Kidnap/Ransom, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mechanical Breakdown, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Technology E&O, Theft, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All States van Wagenen Financial Services Coverages Blanket Addt’l Insureds, Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, E&O, Force Place Fire Cvrg, Foreclosed Properties, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage REO Cvrg, Residential Property Carrier Status Admitted States All States Williams & Stazzone Insurance Agency Inc. Coverages Blanket Forced Placed, Collateral Protection, D&O, Dealers Open Lot, Equipment, Force Place Fire Cvrg, Foreclosed Properties, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted States All States

Financial Planners CalSurance Associates Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Fine Art Collections ACE Commercial Risk Services - Programs Coverages Fine Arts, Inland Marine Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Property, Umbrella Carrier Status Admitted States Most States MiniCo Insurance Agency LLC Coverages Fine Arts, Fire, Mysterious Disappearance, Personal Property, Physical Damage, Theft Carrier Status Admitted States Most States Monarch E&S Insurance Services Coverages Earthquake, Excess Flood, Fire, Inland Marine, Mysterious Disappearance, PAF Carrier Status Admitted States CA

Fire Departments Glatfelter Insurance Group Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States VFIS Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

Firearms Dealers Joseph Chiarello & Co.; Firearms Business Ins. Program Coverages CGL, Crime, Equipment Breakdown, Firearms Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Food Trucks IPC Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, CGL, Food Spoilage, Inland Marine, Liability, Property, Theft Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA

Food Vendors Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States K&K Insurance Group Inc. Coverages Business Income, Crime, GL, Inland Marine, Products Liab, Property Carrier Status Admitted States All States

Forestry Services O’Donovan & Associates Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Property Carrier Status Admitted States AR, CA, FL, GA, KY, LA, MD, MI, MN, NC, OK, OR, PA, SC, TN, TX, VA, WA, WI Safehold Special Risk Coverages Auto Comm-Standard Phys Dmg, Catastrophe, CGL, Damage in Process, Environmental Liab, Equipment, Equipment Breakdown, GL, Liability, Mechanical Breakdown, Nonowned & Hired Auto, Pollution, Pollution Liab, Portable Equip, Property, Tools & Equip, Transportation Pollution Liab, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Victor O. Schinnerer & Co. Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Foster Care Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, E&O, EPLI, Fiduciary Liab, GL, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Foundations Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 59

2014 Annual Program Directory, Volume I Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Fraternal Organizations Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Inland Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

Funeral Directors 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States

Garages 5Star Garage Services & Auto Dealers Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States Align General Insurance Agency LLC Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Property, Real & Business Personal Prop States CA Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Automotive Risk Mgmt. & Ins. Services Inc. Coverages Auto Comm-Standard, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States CRES Insurance Services Coverages Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CA Crouse & Associates Coverages Garage Liability, GKLL Carrier Status Non-admitted States All States Evolution Insurance Brokers Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Bailee/Customer Goods, Blanket Wrongful Acts, Business Interruption, Care/Custody/Control, D&O, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Liability, Theft, Tools & Equip Carrier Status Non-admitted States Most States Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY MacNeill Group, Inc., CMGA Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States FL, NC, SC, VA National Indemnity Company Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA

RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Medical Payments, Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Nonadmitted States AR, IL, MO, OK Russell Bond & Co. Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/ Control, Cargo, Commercial Excess, Completed Operations Liab, Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Keepers Legal Liab, GKLL, GL, Inland Marine, Medical Payments, Physical Damage, Products Liab, Property, Theft, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Scottish American Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States CA Sun Coast General Insurance Agency Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States AZ, CA USG Insurance Services Inc. Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, GKLL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Gentleman’s Clubs AmWINS Group Inc. - 70 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Nonadmitted States Most States Insential Inc. Coverages Assault & Battery, GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Golf Course Architect Fairway Underwriters Coverages Performance & Payment Bonds, Professional Liab Carrier Status Non-admitted States Most States

Golf Courses All Risks Ltd. Coverages D&O, Employee Benefits, Equip. Breakdown, Garage Keepers Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Umbrella, Workers’ Comp Carrier Status Admitted States All States

60 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Grain Mills & Elevators Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, Inland Marine, Liability, Physical Damage, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Wildlife Insurance Underwriters LLC Coverages Business Income, CGL, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Long Haul, Mechanical Breakdown, Medical, Occupational Accident, OCP, On-Hook Cargo, Piers & Docks, Property, Railroad Protective Liab, Spoilage, Theft Carrier Status Admitted, Non-admitted States Most States

Grocery Stores/Supermarkets Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Agency Intermediaries Inc. Coverages Business Income, CGL, Liquor Liab, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, NH, RI Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA Irving Weber Associates Inc. Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Food Spoilage, Identity Theft, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, NV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States UCA General Insurance Services Coverages Business Income, CGL, EPLI, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA, WI

Group Homes AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Employee Benefits, Equipment Breakdown, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States www.insurancejournal.com

2014 Annual Program Directory, Volume I Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, CGL, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Excess Liab, Inland Marine, Liability, Medical Payments, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Guides & Outfitters Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Umbrella Carrier Status Admitted States All States Ark Agency Coverages CGL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States K&K Insurance Group Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, CGL, Excess Liab, Inland Marine, Mechanical Breakdown, Personal Property, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Auto CommStandard, Boats, CGL, Crime, Flood, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Gymnastics Facilities American Specialty Insurance & Risk Services Inc. Coverages CGL, Inland Marine Carrier Status Admitted States All States www.insurancejournal.com

K&K Insurance Group Inc. Coverages CGL, Equipment Carrier Status Admitted States All States Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Auto CommStandard, Auto Comm-Standard Liability, CGL, EPLI, Flood, Glass, Medical, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Hardware Manufacturers Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States All States

Hazardous Materials Transporters

Health Clubs Agency Intermediaries Inc. Coverages Business Income, CGL, Misc Professional Liab, Real & Business Personal Prop, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI Anderson & Murison Inc. Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA Infinite Wellness Solutions Coverages Accident & Health, Medical Carrier Status Admitted States NC

K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Tanning Liab, Workers’ Comp Carrier Status Admitted States All States Markel Specialty - Programs Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Bollinger Sports & Leisure Coverages Liability, Property Carrier Status Admitted States Most States

Access E&S Insurance Services (VA) Sports & Fitness Insurance Corporation (SFIC) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Coverages Abuse & Molestation, Accident & Health, Accidental Auto Comm-Standard Phys Dmg, Excess Liab, Liability, Pollution Death, Boiler & Machinery, BOP, Builders Risk, Business Income, Liab, Professional Liab Carrier Status Non-admitted States AR, Business Interruption, CGL, Combo Personal & Commercial, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC Commercial Marine, Crime, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Flood, GL, Glass, Beacon Hill Associates Inc. Inland Marine, Liability, Liquor Liab, Misc Professional Liab, Coverages CGL, E&O, Pollution States Most States Nonowned & Hired Auto, Performance & Payment Bonds, Berkley Specialty Underwriting Mgrs - Environmental Div. Products Liab, Professional Liab, Umbrella, Workers’ Comp Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Carrier Status Admitted States All States Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Healthcare Facilities Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Allied Protector Plan Carrier Status Admitted, Non-admitted States Most States Coverages GL, Medical Malpractice, Medical Professional Freberg Environmental Inc. Carrier Status Non-admitted States Most States Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard American Underwriting Managers Phys Dmg, CGL, Environmental Liab, GL, Long Haul, Nonowned Coverages CGL, Professional Liab, Property, Umbrella & Hired Auto, Physical Damage, Pollution, Pollution Liab, Carrier Status Non-admitted States AR, LA, NM, TX Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Gresham & Associates LLC - Indianapolis Carrier Status Admitted States Most States Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler Intercorp Inc. & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Coverages Auto Comm-Standard, Pollution Liab Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Carrier Status Non-admitted States Most States J.M. Wilson Monitor Liability Managers Coverages Liability, Physical Damage Carrier Status Admitted, Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, Non-admitted States All States MS, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV NAS Insurance Services Prime Insurance Company Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Products Liab, Coverages Abuse & Molestation, Assault & Battery, Commercial Professional Liab, Sexual Misconduct Liab Excess, Difference in Conditions, GL, Personal Liab, Professional Carrier Status Non-admitted States Most States Liab, Property, Rented Property Carrier Status Non-admitted States All States NeitClem Wholesale Insurance Brokerage Inc. Coverages Developmental Disabilities, Fire, Liability, Medical Sloan Mason Insurance Services Malpractice, Professional Liab Carrier Status Admitted, NonCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard admitted States AZ, CA, NV Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Next Wave Insurance Services LLC Blanket Waivers, CGL, Equipment, Excess Liab, Inland Marine, Coverages Auto Comm-Standard, Crime, GL, Property, Umbrella, Installation Floaters, Motor Truck Cargo, Pollution Liab, Workers’ Comp Carrier Status Admitted States Most States Transportation Pollution Liab Carrier Status Admitted, Prime Insurance Company Non-admitted States Most States Coverages Abuse & Molestation, Assault & Battery, Commercial Target Managers Insurance Services Excess, Difference in Conditions, GL, Personal Liab, Professional Coverages Auto Comm-Standard, CGL, Environmental Liab, Liab, Property, Rented Property Carrier Status Non-admitted Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ States All States Comp Carrier Status Admitted, Non-admitted States Most States June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 61

2014 Annual Program Directory, Volume I Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States All States RLI Transportation Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States Russell Bond & Co. Inc. Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property Carrier Status Admitted, Non-admitted States Most States Smith, Bell & Thompson Inc. Coverages GL, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Healthcare Information Mgmt Co’s Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab, Property Carrier Status Non-admitted States All States

Heavy Equipment Dealers 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Home Healthcare Providers Access E&S Insurance Services (CA) Coverages Abuse & Molestation, EPLI, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX Allied Protector Plan Coverages Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX Bliss & Glennon Inc. Coverages GL, Property Carrier Status Non-admitted States Most States Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States Houston International Insurance Group Coverages Abuse & Molestation, CGL, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab Carrier Status Admitted, Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States McClelland and Hine Inc. Coverages Liability, Professional Liab Carrier Status Non-admitted States TX Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Inland Marine, Medical Malpractice, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard Liability, CGL, Commercial Excess, Fidelity Bonds, Medical Professional, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Medical Malpractice, Medical Professional, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Home Inspectors

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (New Jersey) Coverages Blanket Waivers, CGL, Liability Carrier Status Non-admitted States Most States

Delta General Agency Corp.

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States TX Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States Ohio E & S Agency Inc. Coverages E&O, GL Carrier Status Admitted, Non-admitted States IN, MI, OH Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Target Insurance Services Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States Most States TitlePac Inc. Coverages E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Home Medical Equipment Dealers International Excess Companies Coverages Bailee/Customer Goods, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, GL, Inland Marine, Liability, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States JM Associates / Burnham + Company Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Business Interruption, CGL, Employee Benefits, Equipment, Excess Liab, Garage Keepers Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

62 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Homebuilders NSM Insurance Group Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Commercial Excess, Completed Operations Liab, Contractors Equip, Crime, Excess Liab, Fire Legal Liab, Inland Marine, Installation Floaters, Liability, OCP, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Patriot National Underwriters Inc. Coverages Auto Comm-Standard, Builders Risk, CGL, Umbrella, Workers’ Comp Carrier Status Admitted States TX

Prime Insurance Company

Homeowner Associations ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard, Liability, Property Carrier Status Admitted States TX Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA AmWINS Group Inc. - 70 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States CID Insurance Programs Inc. Coverages CGL, D&O, E&O, Fidelity, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Community Association Insurance Solutions LLC Coverages Workers’ Comp Carrier Status Admitted States All States Gorst & Compass Insurance Coverages D&O, E&O, GL Carrier Status Admitted, Non-admitted States CA Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States King Insurance Support Systems Coverages D&O, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NM, NV, OR, UT, WA MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

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2014 Annual Program Directory, Volume I Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Specialty Programs & Facilities Managers (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

Horse Breeders/Boarders Agricultural Insurance Mgmt Services Coverages Care/Custody/Control, GL, Horse Mortality, Personal Liab Carrier Status Admitted States Most States Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Bailee/Customer Goods, Business Interruption, Care/Custody/Control, CGL, Dwelling Fire, Earthquake, Equipment Breakdown, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Tools & Equip, Umbrella Carrier Status Admitted States Most States Ark Agency Coverages Care/Custody/Control, CGL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Care/Custody/Control, CGL, Commercial Excess, E&O, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Equisure Inc.

Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Non-admitted States Most States Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Care/ Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Misc Professional Liab, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Horse Farms Agricultural Insurance Mgmt Services Coverages Business Income, Care/Custody/Control, Combo Personal & Commercial, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Liability, Tools & Equip Carrier Status Admitted States Most States

Allen Financial Ins. Group / The Equestrian Group

Coverages Auto Comm-Standard, Auto Pers-Standard, Business Income, Care/Custody/Control, CGL, Combo Personal & Commercial, Dwelling Fire, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Identity Theft, Inland Marine, Livestock/Animal Mortality, Mortality, New Occurrence, Personal Liab, Products Liab, Property, Theft, Tools & Equip, Umbrella Carrier Status Admitted States Most States Ark Agency Coverages Care/Custody/Control, CGL, D&O, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard, Boiler & Machinery, Care/Custody/Control, CGL, Combo Personal & Commercial, Commercial Excess, E&O, Earthquake, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

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Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Care/ Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States Wildlife Insurance Underwriters LLC Coverages Horse Mortality, Livestock/Animal Mortality, Mortality, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Hospice Care Facilities AFC Insurance Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States All States Next Wave Insurance Services LLC Coverages Employee Benefits, Excess Liab, Fire, GL, Legal Expense Ins, Media Liab, Medical, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted States Most States Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Hospitals Centurion Insurance Group Coverages D&O, Medical Malpractice Carrier Status Admitted States All States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Earthquake, Equipment Breakdown, Fire Legal Liab, Flood, Identity Theft, Property, Real & Business Personal Prop Carrier Status Admitted States Most States RLI Transportation Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States RPS Healthcare Coverages D&O, E&O, EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Hotels/Motels

CITA Insurance Services Coverages Auto Comm-Standard, CGL, Commercial Excess, Crime, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States Commercial Sector Insurance Brokers LLC Coverages CGL, Commercial Excess, Earthquake, Excess Liab, Hurricane, Mechanical Breakdown, Property, Windstorm Carrier Status Non-admitted States Most States Compass Insurance Group of Agencies Coverages Business Income, CGL, Glass, Property Carrier Status Non-admitted States CA Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX Empire Underwriters LLC Coverages Business Income, Business Interruption, CGL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, LA, MS, NC, NJ, NM, NV, NY, OK, PA, SC, TN, TX, UT, WV Hotels & Resorts Insurance Program - CITA Insurance Services Coverages CGL, Crime, EPLI, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States Insurance Multiplex Agency LLC Coverages Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Earthquake, Employee Benefits, EPLI, GL, Liability, Loss of Use, Nonowned & Hired Auto, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CT, DE, FL, GA, IL, KS, LA, MD, MI, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VA KZ Insurance Brokerage LLC Coverages BOP, Umbrella, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States AZ, CA, NV, TN, TX Monitor Liability Managers Coverages EPLI Carrier Status Admitted, Non-admitted States All States Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Interruption, CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN Next Wave Insurance Services LLC Coverages Crime, GL, Property Carrier Status Admitted States Most States NSM Insurance Group Coverages Boiler & Machinery, Business Income, CGL, Commercial Excess, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Theft, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States Most States Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted, Non-admitted States Most States American Underwriting Managers Preferred Property Programs Coverages Business Income, CGL, Property, Umbrella, Windstorm Coverages Boiler & Machinery, Equipment Breakdown Carrier Status Non-admitted States AR, LA, NM, TX Carrier Status Admitted States All States AmWINS Group Inc. - 70 Offices Nationwide Prime Insurance Company Coverages Builders Risk, Business Income, Contractors Equip, Coverages Abuse & Molestation, Assault & Battery, Commercial Inland Marine Carrier Status Admitted, Non-admitted Excess, Difference in Conditions, GL, Personal Liab, Professional States Most States Liab, Property, Rented Property Carrier Status Non-admitted States All States Appleby & Sterling Coverages Boiler & Machinery, GL, Property Professional Liability Ins. Svcs - Underwriting Facilities Carrier Status Admitted States AZ, CA, NV Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Roush Insurance Services Inc. Carrier Status Admitted States Most States Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, Bass Underwriters CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Coverages GL, Liability Carrier Status Non-admitted Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, States AL, AR, AZ, CA, FL, GA, LA, MA, ME, MS, NJ, NV, NY, Inland Marine, Liability, Liquor Liab, Nonowned & Hired Auto, OH, OK, OR, PA, RI, SC, TN, TX, VA Property, Real & Business Personal Prop, Theft, Trade Shows & Burns & Wilcox - All Offices Festivals, Umbrella Carrier Status Admitted, Non-admitted Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property States IL, IN, OH Carrier Status Admitted, Non-admitted States Most States June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 63

2014 Annual Program Directory, Volume I The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States UCA General Insurance Services Coverages Business Income, CGL, Crime, EPLI, Equipment Breakdown, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA, WI Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA Western Surplus Lines Agency Inc. Coverages CGL, Property Carrier Status Non-admitted States LA, NM, OK, TX

Hourly Equipment Rental w/ Operator Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Ice Rink Owners & Operators All Risks Ltd. Coverages Abuse & Molestation, Equipment Breakdown, GL, Glass, Inland Marine, Liquor Liab, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Importers Brownyard Group Coverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States MarketScout Coverages Liability, Products Liab Carrier Status Non-admitted States All States NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV Scottish American Coverages Business Income, Cargo, CGL, Products Liab, Property Carrier Status Non-admitted States CA

In-Home Adult Foster Care Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

In-Home Businesses RLI Insurance Company Coverages Business Interruption, Fire, GL, Products Liab Carrier Status Admitted States All States South & Western General Agency Inc. Coverages BOP, Business Interruption Carrier Status Admitted States AR, MS, NM, OK, TN, TX SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

In-Home Child Care Markel Specialty - Programs Coverages Abuse & Molestation, CGL Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Industrial Parks Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Innkeepers Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Insurance Agents & Brokers (P/C L/H) All Risks Ltd. Coverages E&O, Property Carrier Status Admitted, Non-admitted States All States CalSurance Associates Coverages BOP, E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States CITA Insurance Services Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States Cooper & McCloskey Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA Independent Ins Agents & Brokers California (IIABCal) Coverages Accident & Health, Disability, E&O, EPLI, Medical, Workers’ Comp Carrier Status Admitted States CA Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States International Excess Companies Coverages Crime, E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States King Insurance Support Systems Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

64 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States All States Number One Insurance Agency Coverages Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States MA Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States ProSurance Group Inc. Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States Quadrant Insurance Managers Coverages D&O, Professional Liab Carrier Status Non-admitted States All States Rockwood Programs Inc. Coverages Cyber Liab, E&O, EPLI, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States Most States Sun Coast General Insurance Agency Coverages BOP, Cyber Liab, E&O, Liability Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA SWBC Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & LongTerm Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Western E&O Coverages Crime, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA, IL, IN, KS, MI, ND, NM, OK, OR, TX, UT, WA, WI

Internet Companies Centurion Insurance Group Coverages D&O, E&O Carrier Status Admitted States All States Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, E&O, Identity Theft, Website Domain Name Carrier Status Non-admitted States All States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Investigators AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, E&O, Liability, Property, Workers’ Comp Carrier Status Non-admitted States Most States Brownyard Group Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Commercial Excess, E&O, GL, Inland Marine, Liability, Lost Key, Medical Payments, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Brownyard Programs Ltd.

Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Costanza Insurance Agency Inc. Coverages GL, Professional Liab, Workers’ Comp States All States

www.insurancejournal.com

2014 Annual Program Directory, Volume I Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States USG Insurance Services Inc. Coverages CGL, Excess Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Investment Advisory Reps CalSurance Associates Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Janitorial Firms Allen Financial Ins. Group / The Equestrian Group

Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Contractors Equip, Crime, Property Carrier Status Admitted States Most States Anderson & Murison Inc. Coverages Care/Custody/Control, CGL, Lost Key Carrier Status Non-admitted States CA Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States Brecht & Associates Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX Indemnity Excess & Surplus Agency Inc. Coverages Contractors Equip, GL, Lost Key Carrier Status Nonadmitted States AZ, CA, CO, FL, HI, ID, NV, OR, TX, WA Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA M.J. Hall & Company Inc. Coverages CGL, Excess Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX Pacific Specialty Insurance Co. Coverages BOP, Liability Carrier Status Admitted States CA SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States TAPCO Underwriters Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States USG Insurance Services Inc. Coverages CGL, Excess Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Jr. Markets/Liquor Stores Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA www.insurancejournal.com

Laboratories - Testing

Landscape Gardeners

Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Anderson & Murison Inc. Coverages CGL, Herbicide & Pesticide, Inland Marine Carrier Status Non-admitted States CA Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Scottish American Coverages CGL, Contractors Equip Carrier Status Non-admitted States CA

Land Surveyors Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States Professional Underwriters Agency Inc. Coverages E&O, EPLI, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Landfills/Recycling/Disposal Facilities B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, WC - Captive Placement Carrier Status Admitted States AZ, CA, CO, DE, NV, PA, UT, WA Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Landscape Contractors

Laser Centers Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Liability, Professional Liab, Property Carrier Status Non-admitted States All States

Laundries/Coin Laundry Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Crime, Fire, GL, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Align General Insurance Agency LLC Coverages Bailee/Customer Goods, Business Income, Business Interruption, GL, Property, Real & Business Personal Prop Carrier Status Admitted States CA All Risks Ltd. Coverages GL, Nonowned & Hired Auto, Property Carrier Status Non-admitted States All States Bass Underwriters Coverages Assault & Battery, Bailee/Customer Goods, Business Income, Fire, GL, Nonowned & Hired Auto, Property, Windstorm Carrier Status Non-admitted States Most States Irving Weber Associates Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, GL, Pollution, Workers’ Comp Carrier Status Admitted States Most States Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

Law Firms Align General Insurance Agency LLC Coverages GL, Umbrella Carrier Status Non-admitted 5Star D&O Program States AZ, CA, CO, HI, NM, NV, OR, TX, UT, WA Coverages D&O, E&O, Fiduciary Liab Carrier Status Admitted States Most States Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Agency Marketing Services Carrier Status Admitted States Most States Coverages E&O, Professional Liab Carrier Status Admitted States AL, CA, CO, CT, DE, FL, GA, KS, KY, LA, MD, MI, MO, Construction Insurance Solutions NC, NJ, OH, PA, SC, TN, TX, VA Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Continental Brokers Inc. Carrier Status Non-admitted States All States Coverages BOP, Business Income, Business Interruption, Earthquake, EPLI, Flood, Homeowners Pkg, Legal Expense Ins, Oryx Insurance Brokerage Inc. Legal Malpractice, Property, Umbrella Carrier Status Admitted, Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Non-admitted States Most States Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT Cooper & McCloskey Inc. Prime Insurance Company Coverages Legal Malpractice, Professional Liab Coverages Abuse & Molestation, Assault & Battery, Commercial Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, Excess, Difference in Conditions, GL, Personal Liab, Professional GA, HI, IL, NV, NY, OR, TN, TX, UT, WA Liab, Property, Rented Property Carrier Status Non-admitted States All States June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 65

2014 Annual Program Directory, Volume I Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States JLT Facilities Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Jorgensen & Company Coverages EPLI, Professional Liab Carrier Status Non-admitted States All States Lawyer’s Protector Plan ® Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States Monitor Liability Managers Coverages E&O, EPLI, Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States People’s United Insurance Agency Inc. Coverages BOP, Professional Liab Carrier Status Admitted States MA, ME, NH, VT ProSight Specialty Insurance Coverages E&O, Personal Liab Carrier Status Admitted States AZ, CA, CO, GA, IA, ID, IL, IN, KS, MN, MO, NJ, NM, NV, NY, PA, TX, UT, WI SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/ Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Medical Payments, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, Professional Liab Carrier Status Admitted States Most States Willis Programs Coverages Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Limousine Service Companies 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States AmWINS Group Inc. - 70 Offices Nationwide Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL Carrier Status Admitted, Non-admitted States Most States AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Liability, Personal Liab Carrier Status Admitted, Non-admitted States FL, GA, IA, IL, MN, MT, NC, VA, WI National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Transportation Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States Willis Programs Coverages Auto Comm-Standard, Garage Keepers Legal Liab, GL, Property, Umbrella Carrier Status Admitted States Most States

Liquor Stores Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Compass Insurance Group of Agencies Coverages Business Income, CGL, Liquor Liab, Property Carrier Status Non-admitted States CA Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Nonadmitted States Most States Liquor Pak Insurance Programs Coverages Auto Comm-Standard, BOP, Business Interruption, Cyber Liab, Equipment Breakdown, Liquor Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Number One Insurance Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted States MA People’s United Insurance Agency Inc. Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WA

Long Term Care Facilities 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States AmWINS Group Inc. - 70 Offices Nationwide Coverages Abuse & Molestation, Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States CRES Insurance Services Coverages Abuse & Molestation, GL, Professional Liab Carrier Status Non-admitted States Most States Markel Specialty - Programs Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Next Wave Insurance Services LLC Coverages Employee Benefits, Excess Liab, Fire, GL, Legal Malpractice, Media Liab, Medical, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Lumber Mills/Saw/Plywood Continental Underwriters Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Boiler & Machinery, Builders Risk, Cargo, Crime, Earthquake, Equipment, Equipment Breakdown, Flood, Foreign GL, Hail, Inland Marine, Liability, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

66 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Safehold Special Risk Coverages Auto Comm-Nonstandard, BOP, Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Material Damage, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Woodus K. Humphrey & Co. (AmWINS) Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

Machine Shops Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Liability, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, Uninsured Motorists, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States AZ, CA, IL, MI, NV, WI Continental Brokers Inc. Coverages Auto Comm-Standard Liability, Boiler & Machinery, BOP, CGL, Commercial Marine, Crime, EPLI, Flood, Medical, Nonowned & Hired Auto, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quirk & Company Coverages CGL, Equipment, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, Equipment Breakdown, GL, Property, Umbrella Carrier Status Admitted States Most States Western Security Surplus Insurance Brokers Inc. Coverages Bailee/Customer Goods, Business Income, CGL, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Non-admitted States CA, TX Western Surplus Lines Agency Inc. Coverages Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Products Liab Carrier Status Non-admitted States LA, NM, OK, TX

Managed Care Centers 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Evolution Insurance Brokers Coverages Abuse & Molestation, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States NAS Insurance Services Coverages Cyber Liab, D&O, E&O, EPLI, Managed Care Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Swett & Crawford

Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab Carrier Status Admitted States Most States USX/S Coverages Breach of Security, Cyber Liab, D&O, E&O, EPLI, Excess Liab, Food Borne Illness, Identity Theft, Managed Care Carrier Status Admitted, Non-admitted States All States

Manufacturers 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States www.insurancejournal.com

2014 Annual Program Directory, Volume I 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GKLL, GL, Inland Marine, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States American Underwriting Managers Coverages CGL, Products Liab, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Commercial Sector Insurance Brokers LLC Coverages CGL, Excess Liab, Products Liab, Property, Umbrella Carrier Status Non-admitted States Most States Euclid Managers LLC Coverages Cyber Liab, E&O, Identity Theft, Technology E&O Carrier Status Non-admitted States Most States Financial Risk Solutions Inc. Coverages Service Contracts, Warranties, Extended Carrier Status Admitted States All States Gorst & Compass Insurance Coverages E&O, GL, Products Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States J.M. Wilson Coverages CGL, Products Liab, Property Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV Joseph Chiarello & Co.; Firearms Business Ins. Program Coverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States Most States Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA MacAfee & Edwards - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Non-admitted States Most States MarketScout Coverages Liability, Products Liab Carrier Status Non-admitted States All States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal States All States NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Motor Truck Cargo, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV Norman-Spencer International Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States Professional Program Insurance Brokerage Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States Quirk & Company Coverages CGL, Environmental Liab, Equipment, Excess Flood, Flood, Kidnap/Ransom, Products Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA www.insurancejournal.com

RSI International Inc. (Missouri) Coverages Boiler & Machinery, Builders Risk, Business Income & Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Excess Liab, Liability, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Products Liab, Property, Technology E&O, Theft, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Property, Umbrella Carrier Status Non-admitted States All States USX/S Coverages CGL, Cyber Liab, Int’l Coverage - Commercial, Pollution, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Marina Operators Atlass Insurance Group Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Piers & Docks, Property Carrier Status Admitted, Non-admitted States Most States Burnett & Company Inc. Coverages Care/Custody/Control, GL, Liquor Liab, Pollution, Ship Repairers Legal Carrier Status Non-admitted States All States Evolution Insurance Brokers Coverages Bailee/Customer Goods, Boats, Business Interruption, D&O, Fire, Fire Legal Liab, Hoist/Haul-out, Inland Marine, Liability, Loss of Use, Misc Professional Liab, Ship Repairers Legal, Theft, Uninsured Boaters, Watercraft Liab Carrier Status Non-admitted States Most States Maritime Program Group Coverages Care/Custody/Control, Marina Operators Legal Carrier Status Admitted States Most States Markel Personal Lines Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States Midlands Coverages CGL, Commercial Marine, Property, Watercraft Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages Environmental Liab, Equipment, GL, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watercraft Liab, Workers’ Comp Carrier Status Admitted States All States

Marina/Boat Repair & Service Centers

Markel Personal Lines Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States Norman-Spencer Agency Inc. Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard, Auto Comm-Standard Liability, Boats, CGL, Equipment, GL, Liability, Marina Operators Legal, Physical Damage, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Watercraft Liab, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages Environmental Liab, Equipment, Equipment Breakdown, GL, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States Specialized Insurance Coverages Boats, BOP, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA Sun Coast General Insurance Agency Coverages Boats, Care/Custody/Control, CGL, Commercial Marine, Marina Operators Legal, Piers & Docks, Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States Worldwide Facilities Inc. - All Offices Coverages Bailee/Customer Goods, Boats, Cargo, CGL, Commercial Marine, Contractors Equip, D&O, Environmental Liab, EPLI, Excess Liab, GKLL, GL, Inland Marine, Liability, Marina Operators Legal, New Occurrence, Physical Damage, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Watercraft Liab, Wet Marine Carrier Status Admitted, Nonadmitted States All States

Marinas/Boat Dealers Atlass Insurance Group Coverages CGL, Marina Operators Legal, Medical Payments, Piers & Docks, Property, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States Most States Maritime Program Group Coverages Boiler & Machinery, CGL, Commercial Marine, Excess Liab, Inland Marine, Liquor Liab, Marina Operators Legal, Piers & Docks, Protection & Indemnity (P&I), Ship Repairers Legal, Wet Marine Carrier Status Admitted States All States Midlands Coverages Marina Operators Legal, Property Carrier Status Non-admitted States All States Norman-Spencer Agency Inc. Coverages Auto Comm-Standard, Excess Liab, GL, Marina Operators Legal, Property, Watercraft Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Atlass Insurance Group Coverages Business Interruption, CGL, Equipment, Excess Liab, Hull, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States Maritime Program Group Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Commercial Marine, Prime Insurance Company Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Coverages Abuse & Molestation, Assault & Battery, Commercial Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers Excess, DIC, GL, Personal Liab, Professional Liab, Property, & Docks, Property, Ship Repairers Legal, Theft, Tools & Equip, Rented Property Carrier Status Non-admitted States All States Umbrella, WC Carrier Status Admitted States Most States June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 67

2014 Annual Program Directory, Volume I Safehold Special Risk Coverages EPLI, Equipment, Equipment Breakdown, GL, Legal Liab, Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States Specialized Insurance Coverages CGL, Commercial Marine, Dealers Open Lot, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA Sun Coast General Insurance Agency Coverages Boats, Cargo, CGL, Commercial Marine, Hull, Physical Damage Rental Units, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Martial Arts Facilities Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States K&K Insurance Group Inc. Coverages CGL, Equipment, Inland Marine, Medical Payments, Participant Accident Carrier Status Admitted States All States Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Auto CommStandard, Builders Risk, Business Income, Business Interruption, CGL, Crime, Earthquake, Employee Benefits, EPLI, Flood, GL, Glass, Homeowners Pkg, Liability, Medical, Professional Liab, Property Carrier Status Admitted States All States

Medical & Physical Rehab Facilities Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States NAS Insurance Services Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, GL, Liability, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Non-admitted States Most States RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

Medical Device/Instrument Manufacturer CRES Insurance Services Coverages BOP, Professional Liab Carrier Status Non-admitted States Most States People’s United Insurance Agency Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, E&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Medical Imaging Centers Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX Centurion Insurance Group Coverages D&O, Professional Liab Carrier Status Admitted States All States Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Medical Professionals Access E&S Insurance Services (CA) Coverages BOP, Medical Malpractice Carrier Status Non-admitted States AZ, CA, CO, NV, TX Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC J.M. Wilson Coverages CGL, Professional Liab Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV KZ Insurance Brokerage LLC Coverages Auto Comm-Standard, BOP, Professional Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, NV, TN, TX NAS Insurance Services Coverages Cyber Liab, D&O, EPLI, MEDEFENSE Plus, Medical Malpractice Carrier Status Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages D&O, E&O, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV PBS Insurance Underwriting Corporation Coverages Medical Malpractice, Misc Professional Liab Carrier Status Admitted, Non-admitted States Most States

68 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States PULIC Program - TDC Specialty Insurance Company (FKA Professional Underwriters Liability Ins. Co.) Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States RLI Transportation Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States Rockwood Programs Inc. Coverages Cyber Liab, D&O, EPLI, Medical Malpractice, Misc Professional Liab Carrier Status Admitted, Non-admitted States Most States RPS Healthcare Coverages EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States The McGowan Companies Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States USX/S Coverages Abuse & Molestation, Breach of Security, CGL, Cyber Liab, Identity Theft, Medical Malpractice Carrier Status Admitted, Non-admitted States All States Worldwide Facilities Inc. - All Offices Coverages Abuse & Molestation, CGL, Commercial Excess, Community/Social Svcs, Crime, D&O, EPLI, Excess Liab, GL, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

Medical Spas Access E&S Insurance Services (CA) Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AZ, CA, CO, NV, TX Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, CGL, Professional Liab, Property Carrier Status Non-admitted States All States

Mental Health Care Facilities AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

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2014 Annual Program Directory, Volume I Philadelphia Insurance Companies Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States

Metalworking Companies B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, Business Income, CGL, Environmental Liab, EPLI, Equipment, GL, Inland Marine, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, Umbrella, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States All States Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, GL, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Mobile Auto Detailer 5Star Garage Services & Auto Dealers Program Coverages EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Mobile Home Parks (Commercial) American Modern Insurance Group Coverages Mobile Home Ins, Rented Property, Renters Insurance, Service Contracts States All States American Underwriting Managers Coverages GL, Property Carrier Status Non-admitted States AK, AZ, CO, FL, KS, LA, MO, NC, NM, OK, TX, WY AmWINS Group Inc. - 70 Offices Nationwide Coverages Crime, Fire Legal Liab, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted, Non-admitted States Most States Anderson & Murison Inc. Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States CA Brecht & Associates Coverages Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX Compass Insurance Group of Agencies Coverages Business Income, CGL, Property Carrier Status Non-admitted States CA Evolution Insurance Brokers Coverages Dwelling Fire, Earthquake, Fire, Fire Legal Liab, Homeowners Pkg, Liability, Mobile Home Ins, Rented Property, Renters Insurance, Theft Carrier Status Non-admitted States Most States King Insurance Support Systems Coverages Auto Comm-Standard, Crime, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA, ID, IL, IN, MI, MO, MT, NC, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI Leavitt Recreation and Hospitality Insurance Inc. Coverages Business Income, CGL, Commercial Excess, Fire Legal Liab, Inland Marine, Medical Payments, Property Carrier Status Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Equipment, Fire Legal Liab, GL, Liability, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

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Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States South & Western General Agency Inc. Coverages GL, Property Carrier Status Admitted States AR, MS, NM, OK, TN, TX

Mortgage Bankers/Lenders Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States Russell Bond & Co. Inc. Coverages Blanket Forced Placed, Collateral Protection, Difference in Conditions, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States Most States TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States van Wagenen Financial Services Coverages Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, Dwelling Fire, E&O, Earthquake, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mobile Home Ins, Mortgage REO Cvrg, Property, Residential Property Carrier Status Admitted States All States Worldwide Facilities Inc. - All Offices Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Mortgage Brokers Access E&S Insurance Services (CA) Coverages BOP, Fidelity Bonds, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX CRES Insurance Services Coverages GL, Professional Liab States AZ, CA, CO, CT, FL, GA, IL, IN, MA, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TX, UT, VA, WA Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States King Insurance Support Systems Coverages Professional Liab States Most States Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX Philadelphia Insurance Companies Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States Most States TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Motion Picture (Film/Video) Producers Allen Financial Ins. Group / The Equestrian Group Coverages Accident & Health, Auto Comm-Standard, Care/ Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property States All States Euclid Managers LLC Coverages Breach of Security, Cyber Liab, E&O, Media Liab, Professional Liab Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States U.S. Risk Insurance Group Inc. Coverages CGL, Crime Carrier Status Admitted, Non-admitted States Most States

Motor Sports American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States AmWINS Transportation Underwriters Inc. (Zionsville) Coverages Accidental Death, Auto Comm-Standard, Business Income, Crime, Disability, E&O, Event Cancellation, Excess Liab, GL, Inland Marine, Legal Liab, Liquor Liab, Participant Accident, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Motorcycle Dealers / Dealerships American Specialty Insurance & Risk Services Inc. Coverages CGL, Crime, GKLL, Inland Marine, Property Carrier Status Admitted States Most States Automotive Risk Mgmt. & Ins. Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Crime, Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Identity Theft, Inland Marine, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States Most K&K Insurance Group Inc. Coverages Business Income, Crime, Employee Benefits, EPLI, Garage Liability, Inland Marine, Workers’ Comp Carrier Status Admitted States All States MBA Insurance Agency of AZ Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg States Most States Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Movie Theaters K&K Insurance Group Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Inland Marine, Liquor Liab, Property Carrier Status Admitted States All States

Moving & Storage Companies Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Moving Companies Delta General Agency Corp.

Coverages GL, Property Carrier Status Admitted, Non-admitted States TX Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY Paul Hanson Partners Specialty Ins. Solutions/ Mover’s Choice Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Cargo, CGL, Crime, Equipment, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, Property, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 69

2014 Annual Program Directory, Volume I Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Municipalities Alliant Specialty Insurance Services Inc. Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States AmWINS Group Inc. - 70 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Pollution, Pollution Liab States All States Apex Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials Carrier Status Admitted States AZ, CO, IA, IL, IN, KS, KY, MI, MN, MO, NC, NV, NY, OH, PA, SC, TN, UT, WI Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States Glatfelter Public Practice Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States HCC Specialty (MA) Coverages GL, Prize Indemnification, Professional Liab, Property, Public Officials, Weather Carrier Status Non-admitted States Most States Midlands Coverages Excess Liab, Liability, Police Professional Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Professional Governmental Underwriters Coverages D&O, E&O, EPLI, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds, Public Officials Carrier Status Admitted, Non-admitted States Most States

Museums American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Crime, Inland Marine, Property Carrier Status Admitted States Most States Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Completed Operations Liab, Crime, Equipment Breakdown, Fine Arts, GL, Historic Bldgs/Unique Property, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States Most States

Nanny Services Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Networking/Telecommunication Co’s AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Night Clubs Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Nonadmitted States Most States Insential Inc. Coverages Assault & Battery, GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States International Excess Companies Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Fire, GL, Inland Marine, Liability, Liquor Liab, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NV Next Wave Insurance Services LLC Coverages Crime, GL, Liquor Liab, Property Carrier Status Admitted States Most States Number One Insurance Agency Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA W.A.Schickedanz Agency Inc. Coverages Business Income, CGL, Fire, GL, Liability, Liquor Liab, Property Carrier Status Non-admitted States AR, IL, MO

Nonprofit Organizations Agostini Wholesale Insurance Coverages CGL, D&O, Liability, Property Carrier Status Admitted, Non-admitted States CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability, Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Nonadmitted States Most States AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Liability, Professional Liab, Property Carrier Status Admitted States Most States Care Providers Insurance Services LLC Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Liability, Nonowned & Hired Auto, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

70 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages BOP, E&O, EPLI, Non-Profit D&O Carrier Status Admitted States Most States Irwin Siegel Agency Inc. Coverages D&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States NIF Group Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, Crime, D&O, E&O, Medical Payments, Property Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability, Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States CA NSM Insurance Group Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Business Income, Business Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Identity Theft, Liability, Loss of Use, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, EPLI, Event Cancellation, Fidelity, Hole-in-One, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Property, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States Rockwood Programs Inc. Coverages Crime, D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States Russell Bond & Co. Inc. Coverages Abuse & Molestation, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, E&O, Educator Legal Liab, Fidelity, Fiduciary Liab, Identity Theft, Kidnap/Ransom, Legal Malpractice, Liquor Liab, Managed Care, Media Liab, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Police Professional Liab, Products Liab, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Swett & Crawford

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, CGL, Community/Social Svcs, D&O, E&O, Educator Legal Liab, EPLI, Fiduciary Liab, Liability, Misc Professional Liab, Non-Profit D&O, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (Formerly 5Star Prof.)

Coverages D&O, EPLI Carrier Status Admitted States Most States Victor O. Schinnerer & Co. Coverages Crime, D&O, EPLI, Fiduciary Liab, Kidnap/Ransom Carrier Status Admitted States Most States www.insurancejournal.com

2014 Annual Program Directory, Volume I Nurseries / Garden Centers Agricultural Insurance Mgmt Services Coverages CGL, Contractors Equip, Equipment, Equipment Breakdown, Products Liab, Property Carrier Status Admitted States Most States Mark D. Fredricksen Insurance Services Coverages CGL, Property Carrier Status Admitted States Most States

Nursing Homes 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Mechanical Breakdown, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States Glatfelter Insurance Group Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Fire Legal Liab, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quadrant Insurance Managers Coverages GL, Professional Liab States FL, NJ, TX RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States USX/S Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, Cyber Liab, D&O, Environmental Liab, EPLI, Food Borne Illness, GL, Identity Theft, Medical Malpractice, Medical Professional, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States Western Security Surplus Insurance Brokers Inc. Coverages Abuse & Molestation, Addiction Treatment, CGL, E&O, Earthquake, Fire, Fire Legal Liab, GL, Liability, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Physical Damage, Professional Liab, Property Carrier Status Non-admitted States CA, TX

Office Building Owners Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Appleby & Sterling Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

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Horizon E & S Insurance Brokerage Coverages Earthquake, Liability, Property Carrier Status Non-admitted States AZ, CA, NV M.J. Hall & Company Inc. Coverages BOP, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX MacNeill Group, Inc., CMGA Coverages CGL, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States FL Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States Specialty Programs & Facilities Managers (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA, WI

Oil & Gas Operators Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Contractors Equip, Inland Marine, Installation Floaters, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States Burnett & Company Inc. Coverages CGL, Control of Well, Political Risk, Pollution, Property Carrier Status Non-admitted States All States Houston International Insurance Group Coverages Auto Comm-Standard, Blanket Waivers, Contractors Equip, Equipment Breakdown, GL, Inland Marine, Installation Floaters, Pollution Liab, Property, Workers’ Comp States Most States LIG Marine Managers Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States MarketScout Coverages Auto Comm-Standard, Business Interruption, Commercial Excess, Control of Well, E&O, Employee Benefits, Environmental Liab, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States McClelland and Hine Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States TX

Sloan Mason Insurance Services

Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Transportation Pollution Liab, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Southwest Energy Underwriters Inc. Coverages Control of Well, Property Carrier Status Non-admitted States All States

Swett & Crawford

Coverages Auto Comm-Standard, Completed Operations Liab, Contractors Equip, Control of Well, Equipment, Fire Legal Liab, GL, Liability, Medical Payments, Pollution, Umbrella Carrier Status Admitted, Non-admitted States Most States Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Transpac Managers Inc. Coverages Equipment, Equipment Breakdown, Property, Rented Property, Tools & Equip Carrier Status Non-admitted States Most States

W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, CGL, Commercial Marine, Completed Operations Liab, Contractors Equip, Fire, GL, Inland Marine, Liability, Medical Payments, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AR, IL, MO Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Control of Well, Employee Benefits, Fire Legal Liab, Inland Marine, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab Carrier Status Non-admitted States TX

Orchards - Agriculture Agricultural Insurance Mgmt Services Coverages CGL, Contractors Equip, Products Liab, Property Carrier Status Admitted States Most States Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, Flood, Motor Truck Cargo, Pollution Liab Carrier Status Admitted States Most States

Osteopaths PULIC Program - TDC Specialty Insurance Company (FKA Professional Underwriters Liability Ins. Co.) Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Parent Teacher Organizations (PTAs/ PTOs) R.V. Nuccio & Associates Inc. Coverages Abuse & Molestation, Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Weather Carrier Status Admitted States Most States

Pawn Shops All Risks Ltd. Coverages Crime, Employee Benefits, Equipment Breakdown, GL, Nonowned & Hired Auto, Property Carrier Status Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States USG Insurance Services Inc. Coverages Business Income, CGL, Nonowned & Hired Auto, Products Liab, Property Carrier Status Admitted, Non-admitted States All States

Pest Control Firms 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States All Risks Ltd. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Employee Benefits, Excess Liab, GL, Inland Marine, Lost Key, Nonowned & Hired Auto, Pollution, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States Brownyard Group Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

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2014 Annual Program Directory, Volume I LIPCA Insurance Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, E&O, GL, Inland Marine, Lost Key, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Markel Specialty - Programs Coverages Auto Comm-Standard, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Ohio E & S Agency Inc. Coverages Business Income, Care/Custody/Control, E&O, Fire Legal Liab, GL, Herbicide & Pesticide, Pollution, Professional Liab Carrier Status Non-admitted States MI, OH Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Care/Custody/Control, D&O, Damage in Process, Equipment Breakdown, Liability, Pollution Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Pet Care Professionals Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Pet Salons/Kennels/Supplies A.I.I. Insurance Brokerage of Mass. Inc. Coverages Business Income, CGL, Equipment Breakdown, Misc Professional Liab, Real & Business Personal Prop Carrier Status Non-admitted States CT, MA, NH, RI Allen Financial Ins. Group / The Equestrian Group Coverages BOP, Business Income, Care/Custody/Control, Excess Liab, Livestock/Animal Mortality, Professional Liab Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WA Continental Brokers Inc. Coverages BOP, Medical, Mortality, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Evolution Insurance Brokers Coverages Bailee/Customer Goods, Care/Custody/Control, D&O, Fire, Fire Legal Liab, Liability, Livestock/Animal Mortality, Misc Professional Liab, Products Liab, Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Wildlife Insurance Underwriters LLC Coverages BOP, Flood, GL, Horse Mortality Carrier Status Admitted States Most States

Petroleum Distributors AmWINS Group Inc. - 70 Offices Nationwide Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Crime, GL, Property, Umbrella Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Willis Programs Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Property Carrier Status Admitted States Most States

Physician Assistants

Plastic Manufacturers & Distributors

Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, GL, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Physicians B&B Programs, A Div. of Barney & Barney LLC Coverages Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, NV, UT, WI Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Auto CommStandard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Cyber Liab, Disability, Earthquake, Flood, Glass, Homeowners Pkg, Medical Malpractice, Umbrella Carrier Status Admitted States Most States NAS Insurance Services Coverages Cyber Liab, EPLI, Identity Theft, Legal Expense Ins, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical Malpractice, Tax Audit, Workers’ Comp Plus Carrier Status Non-admitted States Most States PULIC Program - TDC Specialty Insurance Company (FKA Professional Underwriters Liability Ins. Co.) Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States RPS Healthcare Coverages D&O, EPLI, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

Piers & Docks Atlass Insurance Group Coverages Business Interruption, CGL, Property Carrier Status Admitted, Non-admitted States Most States LIG Marine Managers Coverages Builders Risk, Earthquake, Fire, Flood, Hail, Hurricane, Piers & Docks, Property, Windstorm States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Pizza Delivery AFC Insurance Coverages Auto Comm-Standard, BOP, Employee Benefits, EPLI, Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States All States AmWINS Group Inc. - 70 Offices Nationwide Coverages Auto Comm-Standard Phys Dmg, BOP, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Auto Comm-Standard, EPLI, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States IPC Coverages Nonowned & Hired Auto, Pickup & Delivery Charges Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sunderland Insurance Services Inc. Coverages Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

72 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Podiatric Physicians Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States PULIC Program - TDC Specialty Insurance Company (FKA Professional Underwriters Liability Ins. Co.) Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States Rockwood Programs Inc. Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Police/Law Enforcement Officers Professional Governmental Underwriters Coverages Blanket Wrongful Acts, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity Bonds, Public Officials Carrier Status Admitted, Non-admitted States Most States

Production Companies Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Professional Employer Organizations (PEO’s) Philadelphia Insurance Companies Coverages Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States Most States U.S. Risk Insurance Group Inc. Coverages CGL, Crime, D&O, EPLI, Fiduciary Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Professionals/Consultants/Contractors Access E&S Insurance Services (VA) Coverages Excess Liab, Pollution, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC CITA Insurance Services Coverages BOP, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Non-admitted States All States Commercial Sector Insurance Brokers LLC Coverages CGL, Commercial Excess, Completed Operations Liab, E&O, Excess Liab, GL, Liability, Misc Professional Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States www.insurancejournal.com

2014 Annual Program Directory, Volume I Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages CGL, EPLI, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, HI, ID, NV, OR, TX, WA J.M. Wilson Coverages CGL, E&O Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Underwriters Agency Inc. Coverages D&O, E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States Sloan Mason Insurance Services Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Excess Liab, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Sun Coast General Insurance Agency Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States CA SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab Carrier Status Non-admitted States LA, NM, OK, TX

Property Management Firms Agostini Wholesale Insurance Coverages BOP, D&O, E&O, EPLI, Fidelity Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Bliss & Glennon Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States CID Insurance Programs Inc. Coverages BOP, Cyber Liab, E&O, EPLI, Fidelity, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA Innovative Risk Solutions Coverages Dwelling Fire, E&O, Foreclosed Properties, Liability, Property, Rented Property Carrier Status Non-admitted States Most States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States www.insurancejournal.com

Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Preferred Property Programs

Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, Completed Operations Liab, Crime, Cyber Liab, E&O, EPLI, Excess Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, Professional Liab Carrier Status Admitted States Most States Victor O. Schinnerer & Co. Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Property Managers Access E&S Insurance Services (CA) Coverages EPLI, GL, Professional Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX Agostini Wholesale Insurance Coverages E&O, EPLI, Fidelity, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property, Tenant Discrimination Carrier Status Non-admitted States Most States Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages E&O, EPLI, Tenant Discrimination Carrier Status Admitted States Most States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States King Insurance Support Systems Coverages D&O, Professional Liab Carrier Status Non-admitted States CA Logic Underwriters Inc. Coverages BOP, Professional Liab States TX MAXIMUM Coverages Catastrophe, Earthquake, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Preferred Property Programs

Coverages Auto Comm-Standard, Business Interruption, CGL, Completed Operations Liab, Crime, Cyber Liab, E&O, EPLI, Equipment Breakdown, Fidelity, Liability, Nonowned & Hired Auto, Professional Liab, Property, Tenant Discrimination, Umbrella, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O Carrier Status Non-admitted States Most States

RSI International Inc. (Missouri) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Excess Liab, GL, Liability, Medical Payments, Property, Umbrella Carrier Status Non-admitted States AR, IL, IN, KS, KY, MO, OK, TN

Public Entities Alliant Specialty Insurance Services Inc. Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States American Public Risk Coverages Auto Comm-Standard, Boiler & Machinery, Cargo, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Umbrella Carrier Status Admitted States IL, NC, NJ, NY, OH, PA, SC AmWINS Group Inc. - 70 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States Apex Insurance Services Coverages Auto Comm-Standard Liability, CGL, Difference in Conditions, Equipment Breakdown, Excess Liab, Fidelity Bonds, Inland Marine, Police Professional Liab, Property, Public Officials Carrier Status Admitted States Most States Euclid Managers Coverages Boiler & Machinery, EPLI, Excess Liab, Garage Liability, GL, Inland Marine, Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States Glatfelter Public Practice Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States Grundy Insurance Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States MAXIMUM Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Hurricane, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States Midlands Coverages Excess Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States OneBeacon Government Risks Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab, Police Professional Liab, Property, Public Officials Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Professional Governmental Underwriters Coverages D&O, E&O, EPLI, Public Officials Carrier Status Admitted, Non-admitted States Most States RPS Technology & Cyber Coverages Cyber Liab, Legal Expense Ins, Media Liab Carrier Status Admitted, Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds, Public Officials Carrier Status Admitted, Non-admitted States Most States The McGowan Companies Coverages Commercial Excess, Umbrella Carrier Status Admitted States Most States

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 73

2014 Annual Program Directory, Volume I Worldwide Facilities Inc. - All Offices Coverages Abuse & Molestation, Assault & Battery, CGL, Commercial Excess, D&O, Difference in Conditions, E&O, Educator Legal Liab, EPLI, Excess Liab, Liability, New Occurrence, Police Professional Liab, Pollution Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Publishers Cooper & McCloskey Inc. Coverages Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom, Media Liab Carrier Status Admitted States CA Euclid Managers LLC Coverages Cyber Liab, E&O, Media Liab Carrier Status Admitted States Most States

Real Estate Agents & Brokers CITA Insurance Services Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States CRES Insurance Services Coverages E&O, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, CT, FL, GA, IL, IN, MA, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TN, TX, UT, VA, WA Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most States Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Innovative Risk Solutions Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States King Insurance Support Systems Coverages Professional Liab, Property Carrier Status Admitted, Non-admitted States CA Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX Norman-Spencer Agency Inc. Coverages E&O Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Liability Ins. Svcs - Underwriting Facilities Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Sun Coast General Insurance Agency Coverages BOP, CGL, Cyber Liab, E&O, EPLI, GL, Workers’ Comp Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds, Lost Note Bonds Carrier Status Admitted, Non-admitted States Most States TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Victor O. Schinnerer & Co. Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Real Estate Appraisers Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Intercorp Inc. Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Nonadmitted States Most States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Victor O. Schinnerer & Co. Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Real Estate Developers/Homebuilders Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Workers’ Comp States Most States Midlands Coverages Builders Risk, Contractors Equip Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Recording Studios Allen Financial Ins. Group / The Equestrian Group Coverages Accident & Health, Auto Comm-Standard, Care/ Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Records Storage & Info Mgmt Brightstone Insurance Services LLC Coverages Addt’l Expense, Auto Comm-Standard, Bailee/Customer Goods, BOP, Business Income, Cargo, CGL, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

74 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Recycling Centers 5Star Waste Insurance Program Coverages Auto Comm-Standard, EPLI, Excess Liab, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States AmWINS Group Inc. - 70 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Pollution, Umbrella, Workers’ Comp States Most States Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Willis Programs Coverages Auto Comm-Standard, CGL, Crime, Inland Marine, Pollution, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States

Registered Investment Advisors CalSurance Associates Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft Carrier Status Non-admitted States Most States Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Residential Care Centers 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States AFC Insurance Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, CGL, COC, Crime, D&O, Developmental Disabilities, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Residential Subcontractors Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Gorst & Compass Insurance Coverages GL, Workers’ Comp Carrier Status Admitted, Nonadmitted States CA Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, COC, Equipment, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA

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2014 Annual Program Directory, Volume I Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Resorts ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted, Non-admitted States Most States Burns & Wilcox - All Offices Coverages Auto Comm-Standard, CGL, Crime, D&O, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Pool & Spa Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States Most States CITA Insurance Services Coverages Auto Comm-Standard, CGL, Commercial Excess, Crime, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Earthquake, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Tee-to-Green, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Willis Programs Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Restaurants 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States A.I.I. Insurance Brokerage of Mass. Inc. Coverages BOP, Business Income, CGL, Equipment Breakdown, Liquor Liab, Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI Advanced E&S Group - Midwest Region Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, Equipment Breakdown, Fine Arts, Fire, Food Spoilage, GL, Glass, Inland Marine, Legal Liab, Liability, Liquor Liab, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Agency Intermediaries Inc. Coverages BOP, Business Income, CGL, Equipment Breakdown, Liquor Liab, Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI www.insurancejournal.com

American Underwriting Managers Coverages Business Income, CGL, Food Spoilage, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV Atlantic Casualty Insurance Company Coverages CGL, Property Carrier Status Non-admitted States Most States Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States MO, MS, NY, TX Bass Underwriters Coverages Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA Bliss & Glennon Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States Most States Brecht & Associates Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, CGL, Commercial Excess, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Commercial Marine, Container Refrigeration Break, Crime, EPLI, Fire Legal Liab, Flood, Food Borne Illness, Food Spoilage, Glass, Homeowners Pkg, Inland Marine, Property Carrier Status Admitted States Most States CRES Insurance Services Coverages GL, Liquor Liab Carrier Status Admitted States CA Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Nonadmitted States Most States Gabor Insurance Services Inc. Coverages Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Liability, Liquor Liab, Personal Property, Umbrella Carrier Status Non-admitted States FL Gorst & Compass Insurance Coverages GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA HCC Specialty (MA) Coverages Accident & Sickness, Addt’l Expense, Business Interruption, EPLI, Food Borne Illness States Most States Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Liquor Liab, Medical Payments, Property, Spoilage, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA International Excess Companies Coverages Assault & Battery, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Irving Weber Associates Inc. Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fire, Food Borne Illness, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States KZ Insurance Brokerage LLC Coverages BOP, EPLI, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, LA, NV, TN

Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA M.J. Hall & Company Inc. Coverages Business Income, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, GKLL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX MacNeill Group, Inc., CMGA Coverages CGL, EPLI, Equipment, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Nonadmitted States FL MAXIMUM Coverages Boiler & Machinery, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States McLeckie Insurance Group Coverages Business Income, CGL, Crime, EPLI, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States Monitor Liability Managers Coverages EPLI Carrier Status Admitted, Non-admitted States All States N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN National Insurance Underwriters Coverages Crime, Equipment, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liquor Liab, Personal Property Carrier Status Admitted, Non-admitted States AL, AR, CO, FL, GA, IL, LA, MD, MO, NC, NJ, OH, OK, PA, SC, TN, TX Next Wave Insurance Services LLC Coverages Crime, GL, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States Most States Number One Insurance Agency Coverages Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA People’s United Insurance Agency Inc. Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All States Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Liability Ins. Svcs - Underwriting Facilities Coverages Business Interruption, EPLI, Food Borne Illness Carrier Status Non-admitted States Most States ProHost USA Inc. Coverages Assault & Battery, Boiler & Machinery, Crime, Cyber Liab, EPLI, Equipment Breakdown, Excess Liab, Food Borne Illness, Food Spoilage, GKLL, GL, Liquor Liab, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States RISCO Insurance Brokerage Inc. Coverages CGL, Crime, Employee Benefits, Liquor Liab, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, NM, NV, OR, TX, UT, WA Roush Insurance Services Inc. Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

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2014 Annual Program Directory, Volume I RSI International Inc. (Missouri) Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Nonadmitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN Scottish American Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Excess Liab, Liquor Liab States CA South Texas General Insurance Agency Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States TX Specialty Insurance Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, Garage Liability, GKLL, GL, Glass, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN Sun Coast General Insurance Agency Coverages BOP, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States Tejas American General Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX The McGowan Companies Coverages Commercial Excess, Umbrella Carrier Status Admitted States Most States UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA, WI Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA W.A.Schickedanz Agency Inc. Coverages Business Income, CGL, Fire, Food Spoilage, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MO

Retail Stores 5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI Agency Intermediaries Inc. Coverages Business Income, CGL, Excess Liab, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI Atlantic Casualty Insurance Company Coverages CGL, Property Carrier Status Non-admitted States Most States Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States KZ Insurance Brokerage LLC Coverages BOP, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States AZ, CA, NV, TN, TX

Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA MacNeill Group, Inc., CMGA Coverages CGL, EPLI, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL Monarch E&S Insurance Services Coverages CGL, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Products Liab, Property Carrier Status Non-admitted States CA N-Surance Outlets Inc. (Florida) Coverages Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Business Income, Liability, Property Carrier Status Admitted, Non-admitted States GA, LA, TN Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Rockwood Programs Inc. Coverages Cyber Liab, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fine Arts, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA, WI Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

Roller Skating Rinks Fairway Underwriters Coverages Liability, Products Liab, Property States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

RV Dealerships Automotive Risk Mgmt. & Ins. Services Inc. Coverages Business Income, Dealers Open Lot, E&O, EPLI, Fire Legal Liab, Garage Liability, GKLL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States MAXIMUM Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Excess Flood, Flood, GL, Hail, Hurricane, Inland Marine, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States MBA Insurance Agency of AZ Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Non-admitted States Most States Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

76 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, Crime, Dealers Open Lot, E&O, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Property, Uninsured Motorists Carrier Status Admitted States Most States

RV Parks Leavitt Recreation and Hospitality Insurance Inc. Coverages Auto Comm-Standard, Bailee/Customer Goods, Boats, Boiler & Machinery, Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Garage Keepers Legal Liab, Liquor Liab, Piers & Docks, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Scaffold Erectors Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States Construction Insurance Services LLC Coverages Excess Liab, GL Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

School Busing Firms 5Star Contract School Bus Program Coverages Auto Comm-Standard Liability, EPLI, GL, Nonowned & Hired Auto, Physical Damage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States Glatfelter Public Practice Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Commercial Excess, Crime, Employee Benefits, Equipment Breakdown, GL, Inland Marine, Property Carrier Status Admitted States CT, DE, MA, MD, MI, NH, NJ, NY, OH, PA, VA, VT, WV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Transportation Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States

Schools-Public/Private ACE Commercial Risk Services - Programs Coverages Abuse & Molestation, Auto Comm-Standard, Inland Marine, Liability, Property Carrier Status Admitted States PA AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp States Most States Apex Insurance Services Coverages Abuse & Molestation, Auto Comm-Standard, Commercial Excess, Crime, Educator Legal Liab, GL, Inland Marine, Police Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States B&B Programs, A Div. of Barney & Barney LLC Coverages Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, OR, UT, WI

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2014 Annual Program Directory, Volume I Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Inland Marine, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Glatfelter Insurance Group Coverages Auto Comm-Nonstandard, Crime, Environmental Liab, GL, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Glatfelter Public Practice Coverages Auto Comm-Standard, Environmental Liab, EPLI, GL, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Markel Specialty - Programs Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Educator Legal Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, Earthquake, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Governmental Underwriters Coverages D&O, E&O, Educator Legal Liab, EPLI Carrier Status Admitted, Non-admitted States Most States The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Western Security Surplus Insurance Brokers Inc. Coverages Abuse & Molestation, Business Income, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Scrap Dealers B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment, GL, Inland Marine, Pollution, Pollution Liab, Property, Truck Auto Liab Carrier Status Admitted States AZ, CA, CO, IL, MI, NV, UT, WI Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, Excess Liab, GL, Int’l Coverage Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States G.J. Sullivan Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States www.insurancejournal.com

Securities Brokers/Dealers

Self-Storage Facilities

American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX CalSurance Associates Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

All Risks Ltd. Coverages Business Income, Earthquake, Excess Liab, Flood, GL, Identity Theft, Pollution, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States All States CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States Deans & Homer Coverages Bailee/Customer Goods, BOP, Builders Risk, Excess Liab, Inland Marine, Liability, Property Carrier Status Admitted States Most States GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States MiniCo Insurance Agency LLC Coverages Boiler & Machinery, BOP, Business Income, CGL, COC, Crime, Earthquake, Employee Benefits, EPLI, Extended Business, Fire, GL, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Liab, Pollution, Products Liab, Property, Theft, Umbrella, Windstorm Carrier Status Admitted States Most States Safehold Special Risk Coverages Boiler & Machinery, BOP, Builders Risk, Business Income, Catastrophe, CGL, D&O, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, GL, Hail, Liability, Mechanical Breakdown, Misc Professional Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Security Guard Firms All Risks Ltd. Coverages Assault & Battery, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Excess Liab, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States AMIS/Alliance Marketing & Insurance Services Coverages E&O, Liability Carrier Status Non-admitted States Most States Brecht & Associates Coverages Auto Comm-Nonstandard, Excess Liab, GL, Property, Umbrella Carrier Status Non-admitted States TX Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Brownyard Programs Ltd.

Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Lost Key, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Costanza Insurance Agency Inc. Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States All States Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Equipment, GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV Philadelphia Insurance Companies Coverages Abuse & Molestation, Assault & Battery, Auto CommStandard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, D&O, E&O, Personal Liab, Professional Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Specialty Programs Coverages Excess Liab, GL Carrier Status Non-admitted States Most States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States USG Insurance Services Inc. Coverages CGL, Excess Liab, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Service Stations Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Glass, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA

Ship Repairers/Marine Artisan Contractor Agency Intermediaries Inc. Coverages Equipment, Liability, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States CT, MA Atlass Insurance Group Coverages Business Income, CGL, Equipment, Excess Liab, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States LIG Marine Managers Coverages Care/Custody/Control, CGL, Commercial Marine, Completed Operations Liab, Equipment, Excess Liab, Hull, Legal Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States Maritime Program Group Coverages GL, Marina Operators Legal, Property, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States All States Safehold Special Risk Coverages Contractors Equip, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

Sloan Mason Insurance Services

Coverages Hull, MEL, Protection & Indemnity (P&I), Ship Repairers Legal, USL&H Carrier Status Admitted, Non-admitted States Most States Specialized Insurance Coverages CGL, Commercial Marine, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 77

2014 Annual Program Directory, Volume I The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/ Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States The Hanover Insurance Group Coverages GL, Marina Operators Legal, Protection & Indemnity (P&I) Carrier Status Admitted States All States

Ship Yards Atlass Insurance Group Coverages Business Interruption, CGL, Equipment, Excess Liab, Piers & Docks, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States LIG Marine Managers Coverages CGL, Completed Operations Liab, Equipment, Hail, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States Safehold Special Risk Coverages CGL, Equipment, Equipment Breakdown, GL, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/ Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Shooting Ranges Joseph Chiarello & Co.; Firearms Business Ins. Program Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Firearms Liability, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States Most States Leavitt Recreation and Hospitality Insurance Inc. Coverages Business Income, Commercial Excess, Equipment, GL, Liability, Misc Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Shopping Centers Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI Appleby & Sterling Coverages GL, Property Carrier Status Admitted States AZ, CA, NV Burns & Wilcox - All Offices Coverages Business Income, CGL, Fire, Property, Windstorm Carrier Status Admitted, Non-admitted States Most States Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Residential `wrapup`, Umbrella, Workers’ Comp States Most States Continental Brokers Inc. Coverages BOP, D&O, Flood, Lessors Contingent Liab, Liability, Property Carrier Status Admitted States Most States Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA Horizon E & S Insurance Brokerage Coverages Liability, Property Carrier Status Non-admitted States AZ, CA, NV

Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Preferred Property Programs

Coverages Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA, WI

Shuttle Service-Non Emergency Medical 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States Align General Insurance Agency LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, EPLI, Excess Liab, Garage Liability, GKLL, GL, Glass, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Transportation Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Small to Mid-Sized Businesses Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States Appleby & Sterling Coverages BOP, COC, Workers’ Comp Carrier Status Admitted States AZ, CA, NV Great American Ins. Group - Executive Liability Division Coverages D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States KZ Insurance Brokerage LLC Coverages Apartment House Package, Auto Comm-Standard, BOP, Combo Personal & Commercial, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, LA, NV, TN Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States Northern Star Management Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Cargo, CGL, Combo Personal & Commercial, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Legal Liab, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Long Haul, Loss of Use, Material Damage, Nonowned & Hired Auto, Physical Damage, Property, Real & Business Personal Prop, Rented Property, Residential `wrap-up`, Tools & Equip, Trade Shows & Festivals, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States NJ, NY, PA ProWriters Coverages BOP, E&O, GL Carrier Status Admitted States Most States RPS Technology & Cyber Coverages Bailee/Customer Goods, BOP, Breach of Security, Care/Custody/Control, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Fiduciary Liab, Foreign GL, GL, Identity Theft, Inland Marine, Liability, Media Liab, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Umbrella, Website Domain Name, Workers’ Comp Carrier Status Admitted States Most States

Shuttle Services

Snow Ski Rental Firms

5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, GL, Physical Damage, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Align General Insurance Agency LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Liability, Excess Liab, GL, Motor Truck Cargo, Physical Damage States Most States National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

78 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Snowmobile Tours - Guided

www.insurancejournal.com

2014 Annual Program Directory, Volume I Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Social Clubs Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Nonadmitted States Most States Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States People’s United Insurance Agency Inc. Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States Western Security Surplus Insurance Brokers Inc. Coverages Business Interruption, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Social Service Agencies 5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States 5Star Paratransit Program Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Care Providers Insurance Services LLC Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Liability, Nonowned & Hired Auto, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States Most States Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Great American Ins. Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages Abuse & Molestation, CGL, D&O, EPLI, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, NV, OR, TX, WA www.insurancejournal.com

Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, CGL, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA NSM Insurance Group Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Business Income, Business Interruption, Commercial Excess, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Identity Theft, Liability, Loss of Use, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Russell Bond & Co. Inc. Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab, Fire, GL, Good Samaritan, Liability, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Smith, Bell & Thompson Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Medical Malpractice, Medical Professional, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States USX/S Coverages Abuse & Molestation, Auto Comm-Standard Liability, Breach of Security, CGL, Cyber Liab, D&O, EPLI, Identity Theft, Misc Professional Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Software Developers Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States B&B Programs, A Div. of Barney & Barney LLC Coverages Environmental Liab, EPLI, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, NM, NV, OR, PA, UT, WI Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States Most States Infinite Wellness Solutions Coverages Accident & Health, Medical Carrier Status Admitted States NC RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Solar Mfg. and/or Contractors Sloan Mason Insurance Services Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab, Inland Marine, Installation Floaters, Pollution Liab, Property, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Special Events Agency Intermediaries Inc. Coverages GL, Medical Payments, Trade Shows & Festivals Carrier Status Non-admitted States CT, MA, NH, RI All Risks Ltd. Coverages Abuse & Molestation, Assault & Battery, Excess Liab, GL, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Physical Damage, Prize Indemnification, Umbrella Carrier Status Non-admitted States All States

Allen Financial Ins. Group / The Equestrian Group

Coverages Accident & Health, Accidental Death, Blanket Addt’l Insureds, Cast Insurance, CGL, Event Cancellation, Excess Liab, Fire Legal Liab, Hole-in-One, Liquor Liab, Participant Accident, Props, Sets, Trade Shows & Festivals, Wardrobe, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States AmWINS Group Inc. - 70 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States AmWINS Transportation Underwriters Inc. (Zionsville) Coverages Auto Comm-Standard, Business Income, Crime, D&O, E&O, Event Cancellation, Excess Liab, Legal Liab, Liquor Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States Ashley General Agency Coverages Hole-in-One, Trade Shows & Festivals Carrier Status Non-admitted States TX Brecht & Associates Coverages GL, Inland Marine, Liquor Liab, Property Carrier Status Non-admitted States TX Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Centurion Insurance Group Coverages Event Cancellation, Liquor Liab, Negative Film, Participant Accident, Property, Sets, Trade Shows & Festivals, Wardrobe Carrier Status Admitted States All States Direct Event Insurance Coverages CGL, Event Cancellation, Hole-in-One, Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Admitted, Non-admitted States Most States

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 79

2014 Annual Program Directory, Volume I Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Nonadmitted States Most States

Francis L. Dean & Associates Inc.

Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States Gateway Specialty Insurance Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States Gorst & Compass Insurance Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA HCC Specialty (MA) Coverages Blanket Addt’l Insureds, CGL, Event Cancellation, Hole-in-One, Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States Indemnity Excess & Surplus Agency Inc. Coverages CGL, Liquor Liab Carrier Status Non-admitted States AZ, CA, CO, HI, ID, OR, TX, WA Insurance Center Special Risks Ltd. Coverages GL, Liquor Liab Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI, VT Insurance Innovators Group - 6 Offices Serve Nationwide Coverages CGL, GL, Hole-in-One, Medical Payments, Prize Indemnification, Weather Carrier Status Non-admitted States DE, NH, NJ, NY, PA K&K Insurance Group Inc. Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States All States McClelland and Hine Inc. Coverages Liability, Liquor Liab Carrier Status Non-admitted States TX N-Surance Outlets Inc. (Florida) Coverages Equipment, Fire Legal Liab, Hole-in-One, Liability, Liquor Liab, Medical Payments, Trade Shows & Festivals, Weather Carrier Status Non-admitted States AL, FL, GA, LA, TN N-Surance Outlets Inc. (Georgia) Coverages Liability, Liquor Liab Carrier Status Non-admitted States GA, LA, TN NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV Number One Insurance Agency Coverages GL, Liquor Liab Carrier Status Admitted States MA People’s United Insurance Agency Inc. Coverages GL, Liquor Liab Carrier Status Non-admitted States All States Philadelphia Insurance Companies Coverages Business Income, Business Interruption, CGL, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Real & Business Personal Prop Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

R.V. Nuccio & Associates Inc.

Coverages Accidental Death, CGL, Event Cancellation, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

Substance Abuse Program Administrators Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Professional Program Insurance Brokerage Coverages BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Surgery Centers

Tax Preparers & Bookkeepers

American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX NAS Insurance Services Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States USX/S Coverages Breach of Security, CGL, Cyber Liab, D&O, EPLI, Identity Theft, Medical & Physical Rehab, Medical Malpractice, Professional Liab, Property Carrier Status Admitted, Nonadmitted States All States

Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Tanning Salons Burns & Wilcox - All Offices Coverages CGL, Equipment Breakdown, Fire, GL, Medical Payments, Personal Property, Products Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sports & Fitness Insurance Corporation (SFIC) Coverages CGL, Property Carrier Status Non-admitted States All States

Tattoo Parlors/Permanent Makeup/ Body Piercing Agostini Wholesale Insurance Coverages CGL, Liability, Property Carrier Status Non-admitted States CA, CO, NE, NM, NV, OR, TN, TX, UT, WA All Risks Ltd. Coverages Employee Benefits, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Non-admitted States All States

Allen Financial Ins. Group / The Equestrian Group

Coverages Blanket Addt’l Insureds, Business Income, CGL, Completed Operations Liab, New Occurrence, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States Chopra Insurance Brokerage Inc. Coverages BOP, EPLI Carrier Status Non-admitted States CA, NV Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, VA, DC

80 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Taxi Service 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Excess Liab, Medical, Umbrella Carrier Status Admitted States Most States Align General Insurance Agency LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA AmWINS Group Inc. - 70 Offices Nationwide Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted, Non-admitted States Most States AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Temporary Medical Staffing World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Temporary Staffing Firms All Risks Ltd. Coverages Auto Comm-Nonstandard, CGL, Crime, Employee Benefits, EPLI, Excess Liab, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX Cooper & McCloskey Inc. Coverages CGL, Crime, E&O, EPLI Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA Empire Underwriters LLC Coverages CGL, Crime, EPLI, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, LA, MS, NC, NJ, NM, NV, NY, OK, PA, TN, TX, UT, VA, WV NSM Insurance Group Coverages E&O, Workers’ Comp Carrier Status Admitted States All States www.insurancejournal.com

2014 Annual Program Directory, Volume I Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/ Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most States U.S. Risk Insurance Group Inc. Coverages Auto Comm-Standard Liability, CGL, Crime, E&O, EPLI, Excess Liab, Workers’ Comp Carrier Status Non-admitted States Most States

World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Theatre Production Companies Allen Financial Ins. Group / The Equestrian Group Coverages Accident & Health, Auto Comm-Standard, Care/ Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property, Wardrobe Carrier Status Admitted States All States

Title Agents ACE Commercial Risk Services - Programs Coverages E&O, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most States Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Nonadmitted States Most States Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX TitlePac Inc. Coverages Cyber Liab, E&O, Escrow E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

Tour & Charter Bus Services 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States www.insurancejournal.com

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RLI Transportation Coverages Auto Comm-Standard, Excess Liab, Garage Liability, GKLL, GL, Liability, Physical Damage Carrier Status Admitted States Most States

Tow Truck Firms 5Star Towing & Recovery Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted States Most States KBK Insurance Group Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA Markel Programs Coverages Auto Comm-Standard, Garage Keepers Legal Liab, GL, On-Hook Cargo Carrier Status Admitted States Most States National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Garage Keepers Legal Liab, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Russell Bond & Co. Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Care/Custody/Control, Cargo, Emergency Towing & Service, Garage Liability, GKLL, Motor Truck Cargo, On-Hook Cargo, Property, Truck Auto Liab, Umbrella Carrier Status Admitted States Most States V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Interruption, Cargo, CGL, Dealers Open Lot, GKLL, Inland Marine, Nonowned & Hired Auto, On-Hook Cargo, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted States Most States

Trade Show Exhibitors Allen Financial Ins. Group / The Equestrian Group Coverages Addt’l Expense, Auto Comm-Standard, Care/Custody/ Control, CGL, Completed Operations Liab, Equipment, Liquor Liab, Nonowned & Hired Auto, Personal Property, Products Liab, Umbrella Carrier Status Admitted States All States BUA LLC Coverages Excess Liab, GL Carrier Status Admitted States Most States Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States HCC Specialty (MA) Coverages Blanket Addt’l Insureds, Excess Liab, Hole-inOne, Liability, Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Admitted, Non-admitted States All States K&K Insurance Group Inc. Coverages GL, Inland Marine Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Travel Agents & Tour Operators Euclid Managers LLC Coverages E&O, Identity Theft, Misc Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States Target Professional Programs (Formerly 5Star Prof.)

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Travel Trailers American Reliable Insurance Company Coverages Personal Property, Physical Damage Carrier Status Admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Specialized Insurance Coverages Liability, Physical Damage Carrier Status Admitted States DE, FL, NY, PA

Truck Body/Manufacturers/ Distributors Commercial Sector Insurance Brokers LLC Coverages CGL, Commercial Excess, Completed Operations Liab, Excess Liab, GL, Int’l Coverage - Commercial, Liability, Products Liab, Umbrella States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Willis Programs Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Truckers/Trucking Firms 5Star Non-Trucking Liability Program Coverages Non-Trucking Auto Liab, Physical Damage Carrier Status Admitted, Non-admitted States Most States 5Star Trucking Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Disability, EPLI, Excess Liab, GL, Non-Trucking Auto Liab, Occupational Accident, Participant Accident, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States AmWINS Group Inc. - 70 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Motor Truck Cargo, Non-Trucking Auto Liab Carrier Status Admitted, Non-admitted States Most States AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Phys Dmg, Cargo, Inland Marine, Long Haul, Motor Truck Cargo, Physical Damage, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Excess Liab, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States TX

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 81

2014 Annual Program Directory, Volume I Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States Commercial Sector Insurance Brokers LLC Coverages Commercial Excess, Motor Truck Cargo, Physical Damage, Umbrella Carrier Status Non-admitted States Most States Crouse & Associates Coverages Cargo, CGL, COC, D&O, Difference in Conditions, E&O, Motor Truck Cargo, Nonowned & Hired Auto, Transportation Pollution Liab, Umbrella Carrier Status Admitted States All States Freberg Environmental Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States Gorst & Compass Insurance Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA Gresham & Associates LLC - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States Interline Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CA International Transportation & Marine Agency Inc. Coverages Cargo, GL, Physical Damage Carrier Status Admitted, Non-admitted States Most States J.M. Wilson Coverages Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY, PA MacAfee & Edwards - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Non-admitted States Most States MacNeill Group, Inc., CMGA Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo, Truck Auto Liab Carrier Status Admitted, Nonadmitted States FL MAXIMUM Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Cargo, Contractors Equip, Dealers Open Lot, GL, NonTrucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Non-admitted States Most States MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal States All States Midlands Coverages Accident & Health, Accidental Death, Occupational Accident Carrier Status Non-admitted States Most States N-Surance Outlets Inc. (Georgia) Coverages Cargo, Non-Trucking Auto Liab, Physical Damage, Truck Auto Liab Carrier Status Admitted States GA, TN National Advantage Insurance Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Nonadmitted States AZ, CA, NV, OR, TX Northern Star Management Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Excess Liab, GL, Long Haul, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Truck Auto Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Nonadmitted States CT, DE, GA, MD, NC, NJ, NY, PA, SC, VA Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY Paul Hanson Partners Specialty Ins. Solutions/ Mover’s Choice Program Coverages Cargo, CGL, Property, Truck Auto Liab Carrier Status Admitted States Most States

Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ProSight Specialty Insurance Coverages Auto Comm-Standard Liability, GL, Hull, Physical Damage Carrier Status Admitted States Most States RLI Insurance Company Coverages Auto Comm-Standard Phys Dmg, Cargo, GL, Truck Auto Liab Carrier Status Admitted States All States RLI Transportation Coverages Auto Comm-Standard, Cargo, Excess Liab, GKLL, GL, Motor Truck Cargo, Occupational Accident, Physical Damage, Truck Auto Liab Carrier Status Admitted States Most States Scottish American Coverages Cargo, Liability, Physical Damage Carrier Status Admitted, Non-admitted States CA Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) Coverages Auto Comm-Standard, Cargo, GL, Physical Damage States FL South & Western General Agency Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Long Haul Carrier Status Admitted States TN, TX South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Long Haul, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States AR, IL, MO Western Surplus Lines Agency Inc. Coverages CGL, Excess Liab Carrier Status Non-admitted States LA, NM, OK, TX

Used Car Dealers All Risks Ltd. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States Most States

Automotive Risk Mgmt. & Ins. Services Inc.

Coverages Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Cargo, CGL, Commercial Excess, Dealers Open Lot, Fire, Garage Liability, GKLL, GL, Physical Damage, Property, Theft, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TX CRES Insurance Services Coverages Garage Liability, GKLL, GL Carrier Status Admitted, Non-admitted States CA GMI Insurance Services Coverages Garage Liability, GL, Inland Marine, Property Carrier Status Admitted States Most States KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States Lancer Insurance Company Coverages Dealers Open Lot, Garage Liability Carrier Status Admitted States NY M.J. Hall & Company Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States AK, AZ, CA, NV, TX McClelland and Hine Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX

82 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

National Indemnity Company Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Pacific Specialty Insurance Co. Coverages Dealers Open Lot, Equipment, Garage Liability, Liability, Property Carrier Status Admitted States CA Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK Scottish American Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CA South & Western General Agency Inc. Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Non-admitted States AR, MS, NM, OK, TN, TX SURETY ONE Inc. Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States USG Insurance Services Inc. Coverages CGL, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, CGL, Crime, Dealers Open Lot, E&O, Garage Liability, GKLL, Inland Marine, Nonowned & Hired Auto, On-Hook Cargo, Property, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Windstorm Carrier Status Admitted States Most States

Utilities-Natural Gas Companies Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Sloan Mason Insurance Services Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab, Inland Marine, Installation Floaters, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Willis Programs Coverages Auto Comm-Standard, Boiler & Machinery, GL, Inland Marine, Property, Public Officials, Railroad Protective Liab, Umbrella Carrier Status Admitted States Most States

Valet Parking Companies Agostini Wholesale Insurance Coverages CGL, Garage Keepers Legal Liab, Garage Liability, Property Carrier Status Non-admitted States CA, CO, NE, NM, NV, OR, TN, TX, UT, WA Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States McLeckie Insurance Group Coverages Garage Keepers Legal Liab, Legal Liab Carrier Status Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States U.S. Risk Insurance Group Inc. Coverages CGL, Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States All States www.insurancejournal.com

2014 Annual Program Directory, Volume I Vendor Management Services Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Veterinarians Allen Financial Ins. Group / The Equestrian Group Coverages BOP, Care/Custody/Control, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Professional Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Vineyards Agricultural Insurance Mgmt Services Coverages CGL, Products Liab, Property Carrier Status Admitted States Most States Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard, Business Interruption, Earthquake, Excess Liab, Flood, Motor Truck Cargo, Pollution Liab, Products Liab Carrier Status Admitted States Most States Winery Pak Insurance Programs Coverages Auto Comm-Standard, Combo Personal & Commercial, Contractors Equip, Equipment Breakdown, Herbicide & Pesticide, Liability, Personal Liab, Pollution Liab, Property, Umbrella Carrier Status Admitted States Most States

Vitamin/Health Food Suppliers Infinite Wellness Solutions Coverages Accident & Health, Medical Carrier Status Admitted States NC NeitClem Wholesale Insurance Brokerage Inc. Coverages Completed Operations Liab, Foreign GL, GL, Liability, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States Worldwide Facilities Inc. - All Offices Coverages Products Liab, Property Carrier Status Admitted, Non-admitted States All States

Warehouse Operators AmWINS Group Inc. - 70 Offices Nationwide Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States AmWINS Program Underwriters Coverages Business Interruption, Crime, GL, Motor Truck Cargo, Property, Umbrella, Workers’ Comp States All States Compass Insurance Group of Agencies Coverages BOP, Business Income Carrier Status Non-admitted States CA Midlands Coverages Legal Liab, Property Carrier Status Non-admitted States Most States

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National Advantage Insurance Services Inc. Coverages Inland Marine, Property Carrier Status Non-admitted States AZ, CA, NV, OR, TX Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Waste Haulers 5Star Waste Insurance Program Coverages Auto Comm-Standard, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Property Carrier Status Admitted States Most States Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GL, Inland Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, NC, OH, OK, OR, PA, SC, TN, TX, UT, WA AmWINS Group Inc. - 70 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States AmWINS Program Underwriters Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, GL, Pollution, Umbrella, Workers’ Comp States All States B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment, GL, Mechanical Breakdown, Pollution, Pollution Liab, Truck Auto Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States AZ, CA, CO, DE, NV, OR, PA, UT Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Berkley Specialty Underwriting Mgrs - Environmental Div. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Nonowned & Hired Auto, Pollution, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Brecht & Associates Coverages Auto Comm-Nonstandard, GL, Inland Marine, Property Carrier Status Non-admitted States TX Gresham & Associates LLC - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States AR, IL, MO Willis Programs Coverages Auto Comm-Standard, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Water Well Drilling Operation Co’s Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Western Surplus Lines Agency Inc. Coverages CGL, Control of Well, Inland Marine Carrier Status Non-admitted States LA, NM, OK, TX

Willis Programs Coverages Auto Comm-Standard, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Water/Wastewater Facilities Apex Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Commercial Excess, Contractors Equip, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States Freberg Environmental Inc. Coverages CGL, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most States Glatfelter Public Practice Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Employee Benefits, EPLI, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States Grundy Insurance Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States Hall & Company Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States NIF Group Inc. Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, E&O, EPLI, GL, Products Liab Carrier Status Admitted States MA, NJ, NM, NY, TN Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Weddings HCC Specialty (MA) Coverages Liability, Liquor Liab, Weather Carrier Status Admitted States Most States Markel Personal Lines Coverages Event Cancellation, Liability, Property Carrier Status Admitted States Most States Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States Most States

R.V. Nuccio & Associates Inc.

Coverages Addt’l Expense, Event Cancellation, Hurricane, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Personal Liab, Rented Property, Wardrobe, Weather Carrier Status Admitted States Most States

Wildlife Control Brownyard Group Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 83

2014 Annual Program Directory, Volume I Wineries

Yachts/Mega Yachts

Allen Financial Ins. Group / The Equestrian Group Coverages Auto Comm-Standard Liability, Boiler & Machinery, CGL, Commercial Excess, Crime, Equipment, Equipment Breakdown, Excess Liab, Liquor Liab, Mechanical Breakdown, Products Liab, Property, Spoilage Carrier Status Admitted States Most States South & Western General Agency Inc. Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX Winery Pak Insurance Programs Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Business Income, Cargo, Commercial Excess, Cyber Liab, Equipment Breakdown, Excess Liab, Inland Marine, Liability, Liquor Liab, Property Carrier Status Admitted States Most States

ACE Recreational Marine Insurance Coverages Emergency Towing & Service, Federal LHWCA, Hull, Medical Payments, Personal Property, Pollution Liab, Protection & Indemnity (P&I), Uninsured Boaters Carrier Status Admitted States Most States

Wood Workers AmWINS Group Inc. - 70 Offices Nationwide Coverages Boiler & Machinery, Business Interruption, Equipment, Inland Marine Carrier Status Admitted, Non-admitted States Most States Woodus K. Humphrey & Co. (AmWINS) Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

Wrecking Contractors AmWINS Group Inc. - 70 Offices Nationwide Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Yacht Clubs Atlass Insurance Group Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States Maritime Program Group Coverages Boats, CGL, Commercial Marine, Crime, Hull, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Piers & Docks, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted States All States Markel Personal Lines Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States Midlands Coverages Hull, Medical Payments, Protection & Indemnity (P&I), Watercraft Liab Carrier Status Admitted, Non-admitted States All States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Safehold Special Risk Coverages Boats, Boiler & Machinery, CGL, COC, Commercial Excess, Commercial Marine, Equipment, Equipment Breakdown, GL, Property, Umbrella, Watercraft Liab, Watersports Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Wet Marine Carrier Status Admitted, Non-admitted States All States The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Atlass Insurance Group

Coverages Excess Liab, Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters Carrier Status Admitted, Non-admitted States Most States Insurance Center Special Risks Ltd. Coverages Emergency Towing & Service, Hull, Medical Payments, Personal Property, Pollution Liab, Watercraft Liab, Watersports Liab Carrier Status Admitted States CT, MA, ME, NH, NY, RI, VT Maritime Program Group Coverages Boats, Hull, Medical, Pollution, Protection & Indemnity (P&I) Carrier Status Admitted States All States Markel Personal Lines Coverages Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters, Watercraft Liab Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States Quaker Special Risk (Florida) Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States Quaker Special Risk (New Jersey) Coverages Hull, Protection & Indemnity (P&I), USL&H Carrier Status Non-admitted States Most States Quaker Special Risk (New York) Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States Safehold Special Risk Coverages Commercial Marine, Hull, Property, Protection & Indemnity (P&I) Carrier Status Admitted States All States Specialized Insurance Coverages Boats, Commercial Marine, Hull, Liability, Uninsured Boaters, Watercraft Liab, Watersports Liab Carrier Status Admitted, Non-admitted States DE, FL, NY, PA Sun Coast General Insurance Agency Coverages Boats, Commercial Marine, Hull, Liability, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA TCA Inc. Coverages Boats, Hull, Protection & Indemnity (P&I), Theft, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States Terheggen/Malone Marine Insurance Coverages Boats, Watercraft Liab Carrier Status Admitted States AZ, CA, NV

Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Crime, D&O, Equipment, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States RPS Bollinger Sports & Leisure Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All States Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Flood, GL, Medical, Property Carrier Status Admitted States All States

Youth Sports Associations Agostini Wholesale Insurance Coverages CGL, D&O, Liability, Property Carrier Status Admitted, Non-admitted States CA, MD, NE, NM, NV, OR, TN, TX, UT, WA Allen Financial Ins. Group / The Equestrian Group Coverages Abuse & Molestation, Accident & Health, Accidental Death, Auto Comm-Standard, CGL, Commercial Excess, Crime, Event Cancellation, Excess Liab, Participant Accident, Property Carrier Status Admitted States All States Fairway Underwriters Coverages Abuse & Molestation, Accident & Sickness, Accidental Death, Liability Carrier Status Admitted States Most States Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

K&K Insurance Group Inc. Coverages CGL States All States

84 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

www.insurancejournal.com

2014 Annual Program Directory Volume I – Alphabetical Directory of Markets 5Star Business Auto Program (Misc. classes)

Access E&S Insurance Services (VA)

All Risks, Ltd.

5Star Contract School Bus Program

ACE Commercial Risk Services - Programs

Allen Financial Ins. Group / The Equestrian Group

5Star D&O Program

ACE Recreational Marine Insurance

Alliance of Nonprofits for Ins. Risk Retention Group

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 businessauto@5starsp.com www.5starsp.com 444 Beach 129th St., Belle Harbor, NY 11692 Phone: (877) 247-9772, Fax: (866) 566-8424 schoolbusny@5starsp.com www.5starsp.com

1230 E. Diehl Rd., Ste. 330, Naperville, IL 60563 Phone: (866) 879-6565, Fax: (866) 720-5003 dando@5starsp.com www.5starsp.com

5Star Garage Services & Auto Dealers Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 autodealers@5starsp.com www.5starsp.com

5Star Non-Trucking Liability Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6145 nontrucking@5starsp.com www.5starsp.com

5Star Paratransit Program

444 Beach 129th St., Belle Harbor, NY 11694 Phone: (877) 247-9772, Fax: (866) 566-8424 paratransit@5starsp.com www.5starsp.com

5Star Public Auto Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 publicauto@5starsp.com www.5starsp.com

5Star Towing & Recovery Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (866) 749-8929 towing@5starsp.com www.5starsp.com

5Star Trucking Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 trucking@5starsp.com www.5starsp.com

5Star Waste Insurance Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 242-7680 waste@5starsp.com www.5starsp.com

5Star Workers’ Compensation Services 906 S. Kirkwood, St. Louis, MO 63122 Phone: (877) 247-9772, Fax: (314) 965-9399 workcomp@5starsp.com www.5starsp.com

A.I.I. Insurance Brokerage of Mass., Inc. 183 Davis St., Douglas, MA 01516 Phone: (508) 476-1990, Fax: (508) 476-1991 info@agencyint.com www.agencyint.com

Access E&S Insurance Services (CA)

5575 Lake Park Way, Ste. 218, La Mesa, CA 91942 Phone: (619) 462-1128, Fax: (866) 209-7312 valerie@access-es.com www.access-es.com

www.insurancejournal.com

2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 Tim@Access-ES.com www.Access-ES.com

436 Walnut St. WA 7C, Philadelphia, PA 19106 Phone: (215) 640-4467, Fax: (215) 640-5472 carol.dennis@acegroup.com www.aceprogramdivision.com 436 Walnut St., Philadelphia, PA 19106 Phone: (215) 640-2609, Fax: (215) 640-5025 recreational.marine@acegroup.com www.acemarineinsurance.com

ACE USA--Excess Casualty

1133 Avenue of the Americas, New York, NY 10036 Phone: (212) 703-7140, Fax: (212) 703-7059 Carol.Laufer@acegroup.com www.acegroup.com/us

ACE Westchester Specialty--Environmental 11575 Great Oaks Way, Ste. 200, Alpharetta, GA 30022 Phone: (678) 795-4220, Fax: (678) 795-4569 Barbara.Deas@acegroup.com www.acewestchester.com

Advanced E&S Group - Midwest Region 500 N. Michigan Ave., Ste. 1039, Chicago, IL 60611 Phone: (866) 867-0505, Fax: (312) 245-3001 quote@advancede-s.com www.aesins.com

Advanced E&S Group - Southeast Region 3250 N. 29th Ave., Hollywood, FL 33020 Phone: (954) 842-7826, Fax: (904) 834-4479 tstevens@advancedesgroup.com www.advancedesgroup.com

AFC Insurance

3101 Emrick Blvd., Ste. 318, Bethlehem, PA 18020 Phone: (877) 456-5323, Fax: (610) 974-8574 meggan.werkheiser@afcins.com www.afcins.com

Agency Intermediaries, Inc.

1575 Boston Post Rd., Guilford, CT 06437 Phone: (203) 453-2859, Fax: (203) 453-8859 info@agencyint.com www.agencyint.com

Agency Marketing Services

9800 4th. St. N. Suite 400, St. Petersburg, FL 33702 Phone: (800) 542-2805, Fax: (727) 343-4123 info@agencymarketing.com www.agencymarketing.com

Agostini Wholesale Insurance

7125 El Cajon Blvd., Ste. 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 programs@agostinisurplus.com www.agostiniwholesale.com

Agricultural Insurance Mgmt Svcs.

722 Route 3A, Ste. 10, Bow, NH 03278 Phone: (877) 552-2467, Fax: (603) 225-9318 jlp@aimscentral.com www.aimscentral.com

Align General Insurance Agency, LLC 350 10th Ave., Ste. 1450, San Diego, CA 92101 Phone: (619) 333-2500 info@aligngeneral.com www.aligngeneral.com

10150 York Rd., 5th Fl, Hunt Valley, MD 21030 Phone: (800) 366-5810, Fax: (410) 828-8179 allrisksij@allrisks.com www.allrisks.com 12424 N. 32nd St., Ste. 101, Phoenix, AZ 85032 Phone: (800) 874-9191, Fax: (602) 992-8327 mpallante@eqgroup.com www.eqgroup.com

P.O. Box 8546, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@ani-rrg.org www.ani-rrg.org

Alliant Specialty Insurance Services, Inc. P.O. Box 609015, San Diego, CA 92160 Phone: (858) 505-4011, Fax: (858) 505-4074 marketing@alliantspecialty.com www.alliantspecialty.com

Allied Protector Plan

655 N. Franklin St., Ste. 1800, Tampa, FL 33602 Phone: (877) 566-4017, Fax: (813) 221-4109 app@bbprograms.com www.alliedprotectorplan.com

American Collectors Insurance, Inc. 496 Kings Hwy N, Cherry Hill, NJ 08002 Phone: (800) 360-2277, Fax: (856) 755-7440 agents@americancollectors.com www.AmericanCollectors.com

American Modern Insurance Group P.O. Box 5323, Cincinnati, OH 45201 Phone: (800) 759-9008, Fax: (513) 947-4500 salessupport@amig.com www.amig.com

American Professional Liability Underwriters, Inc. 7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7036, Fax: (786) 924-7046 rkenney@amproins.com www.amproins.com

American Public Risk

9020 Stony Point Pkwy, Ste. 455, Richmond, VA 23236 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.americanpublicrisk.com

American Reliable Insurance Company 8655 E. Via De Ventura, Scottsdale, AZ 85258 Phone: (800) 535-1333, Fax: (480) 483-7704 Kristine.tieplinsky@assurant.com www.americanreliable.com

American Specialty Insurance & Risk Services, Inc. 142 N. Main St., P.O. Box 309, Roanoke, IN 46783 Phone: (800) 245-2744, Fax: (260) 672-8835 dsmith@amerspec.com www.amerspec.com

American Underwriting Managers 365 Miron Dr., Ste. D, Southlake, TX 76092 Phone: (817) 424-1996, Fax: (817) 481-0742 nena@auminsur.com www.auminsur.com

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 85

2014 Annual Program Directory Volume I – Alphabetical Directory of Markets AMIS/Alliance Marketing & Insurance Services

e

355 Via Vera Cruz, Ste. 7, San Marcos, CA 92078 Phone: (800) 843-8550, Fax: (800) 573-8550 mnowell@amiscorp.com www.amiscorp.com

F

AmWINS Group, Inc. - 70 Offices Nationwide

See Website for Locations, Headquarters - Charlotte, NC 28210 Phone: (704) 749-2700, Fax: (704) 943-9000 marketing@amwins.com www.amwins.com

AmWINS Program Underwriters

214 Senate Ave., Ste. 201, Camp Hill, PA 17011 Phone: (717) 214-7557, Fax: (717) 214-2801 ben.francavilla@amwins.com www.amwins.com/apu

AmWINS Transportation Underwriters, Inc. 3035 S. Church St., Burlington, NC 27215 Phone: (800) 222-2407, Fax: (336) 229-6977 transportation@amwins.com www.amwins.com/atu

AmWINS Transportation Underwriters, Inc. (Zionsville) 80 E. Cedar Street, Zionsville, IN 46077 Phone: (317) 942-0423, Fax: (336) 229-6977 mark.maucere@amwins.com www.amwins.com/motorsports

Anderson & Murison, Inc.

800 W. Colorado Blvd., Los Angeles, CA 90041 Phone: (323) 255-2333, Fax: (323) 255-0957 jmccarthy@amqts.com www.andersonmurison.com For more info, check out our ad on page 30 (National)

Apex Insurance Services

Ascinsure Specialty Risk

4 Gateway Ctr, 444 Liberty Ave, Ste. 400, Pittsburgh, PA 15222 Phone: (877) 372-0517, Fax: (888) 316-9016 newbusiness@ascinsure.com www.ascinsure.com

Ashley General Agency

2290 Agate Ct., Ste. D, Simi Valley, CA 93065 Phone: (805) 583-9828, Fax: (805) 583-9832 mike@applebyandsterling.com www.applebyandsterling.com

Applied Underwriters, Inc.

P.O. Box 281900, San Francisco, CA 94128 Phone: (877) 234-4450, Fax: (877) 234-4452 sales@auw.com www.auw.com For more info, check out our ad on pages 4, 5 and Back Cover (National)

Ark Agency

P.O. Box 223, Paynesville, MN 56362 Phone: (800) 328-8894, Fax: (320) 243-7224 kim@arkagency.com www.arkagency.com

Arrowhead General Insurance Agency, Inc. 701 B St., Ste. 2100, San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@b-h-a.com www.b-h-a.com

Bedford Insurance Services, Inc.

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-8365 info@bedfordinsurance.com www.bedfordinsurance.com

Berkley Specialty Underwriting Managers, LLC Environmental Division

2040 N. Loop 336 W, Ste. 200, Conroe, TX 77304 Phone: (936) 441-5959, Fax: (936) 521-5922 rcranford@ashleyga.com www.ashleyga.com

303 W. Madison, Ste. 825, Chicago, IL 60606 Phone: (404) 443-2082, Fax: (312) 727-6060 jwyatt@berkleysum.com www.berkleysum.com/environmental.htm

Associations Underwriters, Inc & Ziplow Horse Ins

Bliss & Glennon, Inc.

1430 Warehime Rd., Westminster, MD 21158 Phone: (800) 336-2378, Fax: (410) 871-9748 Pcohen@auizhi.com www.equineinsuranceagent.com

435 N. Pacific Coast Hwy, Redondo Beach, CA 90277 Phone: (800) 829-7330, Fax: (877) 622-2911 info@bgsurplus.com www.bgsurplus.com

Brecht & Associates

P.O. Box 8010, Goldsboro, NC 27533 Phone: (877) 225-5744, Fax: (919) 759-3387 vdavis@atlanticcasualty.net www.atlanticcasualty.net

1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 jbrecht@brechtassoc.com www.brechtassoc.com For more info, check out our ad on page 8 (South Central)

Atlas General Insurance Services

Brewery Pak Insurance Programs

Atlantic Casualty Insurance Company

4365 Executive Dr., Ste. 400, San Diego, CA 92121 Phone: (877) 662-8527, Fax: (619) 814-8914 info@atlas.us.com www.atlas.us.com For more info, check out our ad on pages 4 (West), 5 (Southeast) and 2 (Midwest)

3 Wing Dr., Cedar Knolls, NJ 07927 Phone: (888) 386-5701, Fax: (973) 359-0133 paulm@brewerypak.com www.brewerypak.com

Brightstone Insurance Services, LLC 145 Huguenot St., New Rochelle, NY 10802 Phone: (877) 862-4755, Fax: (914) 636-0802 info@brightstoneins.com www.brightstoneins.com

404 E. Ramsey, Ste. 114, San Antonio, TX 78216 Phone: (210) 340-8985, Fax: (210) 340-8986 hughes@apexinsurance.com www.apexinsurance.com

Appleby & Sterling

Beacon Hill Associates, Inc.

Atlass Insurance Group

1300 SE 17 St., Ste. 220, Fort Lauderdale, FL 33316 Phone: (954) 653-2852, Fax: (954) 525-1183 lsherrod@atlassinsurance.com www.atlassinsurance.com

Brownyard Group

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 info@brownyard.com www.brownyard.com

Atlass have been a Marine Insurance Specialists since 1981. They represent the leading domestic “A” rated Companies and are also a Lloyd’s Coverholder / MGA. They are able to provide prompt quotation terms with excellent commissions for all types of Marine exposures.

Automotive Risk Mgmt. & Ins. Services, Inc. 1919 Grand Canal Blvd., Ste. C-7, Stockton, CA 95207 Phone: (800) 224-6363, Fax: (888) 504-8062 apps@armonline.com www.armonline.com

B&B Programs, A Div. of Barney & Barney, LLC 9171 Towne Centre Dr., Ste. 500, San Diego, CA 92122 Phone: (858) 875-3067, Fax: (858) 768-5237 craigm@bandbprograms.com www.bandbprograms.com

Brownyard Programs, Ltd. 91 E. Main St., Bay Shore, NY 11706 Phone: (631) 581-9300, Fax: (631) 581-9385 info@brownyardprograms.com www.brownyardprograms.com

We are Program Administrators focused exclusively on the Private Security Industry. We provide General/Professional Liability, Foreign Liability, Excess/Umbrella Liability, Workers’ Comp & Crime to Security Guard, Private Investigation, Background Screening, Security Consultant, Armored Car, Burglar/Fire Alarm & CCTV/Access Control Companies throughout the U.S.

BUA, LLC

Bass Underwriters

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 316-3100 businessdevelopment@bassuw.com www.bassuw.com

86 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

22 Deer St., Ste. 400, Portsmouth, NH 03801 Phone: (888) 772-5005, Fax: (603) 372-5990 raudet@buainsurance.com www.buainsurance.com

Builders & Tradesmen’s Insurance Services, Inc. 6610 Sierra College Blvd., Rocklin, CA 95677 Phone: (877) 649-6682, Fax: (916) 772-9292 sdiluccia@btisinc.com www.btisinc.com

www.insurancejournal.com

2014 Annual Program Directory Volume I – Alphabetical Directory of Markets Burnett & Company, Inc.

1300 Post Oak Blvd., Ste. 700, Houston, TX 77056 Phone: (713) 243-4300, Fax: (713) 243-4399 bgeorgiou@bcoinc.com www.bcoinc.com

Burns & Wilcox - All Offices

See website for addresses Headquarters - Detroit/Farmington Hills, MI 48334 Phone: (248) 932-9000, Fax: (248) 932-9046 quote@burns-wilcox.com www.burnsandwilcox.com For more info, check out our ad on page 9 (National)

CID Insurance Programs, Inc.

7125 El Cajon Blvd. Ste 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 ane@cidinsurance.com www.cidinsurance.com

CITA Insurance Services

681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (800) 280-7250, Fax: (714) 978-2692 programsinfo@citainsurance.com www.citainsurance.com

CalSurance Associates

681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (800) 745-7189, Fax: (800) 607-6875 info@calsurance.com www.calsurance.com

CAMICO

1800 Gateway Dr., Ste. 300, San Mateo, CA 94404 Phone: (800) 652-1772, Fax: (800) 227-2090 marcom@camico.com www.camico.com

Care Providers Insurance Services, LLC 16301 Quorum Rd., Ste. 100A, Addison, TX 75001 Phone: (800) 761-7072, Fax: (800) 224-7145 parcher@nsminc.com www.ins-cps.com

Centurion Insurance Group

Centurion Place - P.O. Box 959, Hanover, NH 03755 Phone: (603) 643-2000, Fax: (603) 643-2740 penny@centurionusa.com www.centurionusa.com

Charity First Insurance Services, Inc. 1255 Battery St., Ste. 450, San Francisco, CA 94111 Phone: (800) 352-2761, Fax: (415) 536-4033 Riley_Binford@charityfirst.com www.charityfirst.com For more info, check out our ad on page 25 (National)

ChemPlan - Chemical Insurance 8121 Vicela Dr., Sarasota, FL 34240 Phone: (800) 410-1511, Fax: (941) 379-2668 dhagan@chemplan.net www.chemplan.net

Chopra Insurance Brokerage, Inc.

16800 Devonshire St., Ste. 309, Granada Hills, CA 91344 Phone: (818) 923-6090, Fax: (818) 923-6203 Info@choprainsurance.com www.choprainsurance.com

Commercial Sector Insurance Brokers, LLC 600 Corporate Pkwy, Ste. 250, Birmingham, AL 35242 Phone: (205) 776-1600, Fax: (205) 776-1619 landrews@comsectorins.com www.comsectorins.com

Community Association Insurance Solutions, LLC

5045 Robert J. Mathews Pwky, Ste. 100 El Dorado Hills, CA 95762 Phone: (888) 833-4158, Fax: (888) 833-4159 marketing@mgalive.com www.MGAlive.com For more info, check out our ad on page 24 (National)

Compass Insurance Group of Agencies 9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-1980, Fax: (818) 545-3818 mail@compasseands.com www.compasseands.com

Construction Insurance Partners

308 N. 21st St., Ste. 200, St. Louis, MO 63103 Phone: (314) 554-9754, Fax: (314) 342-7170 johnc@cip-stl.com www.cip-stl.com

Construction Insurance Services, LLC 5949 Sherry Ln., Ste. 1175, Dallas, TX 75225 Phone: (214) 884-1800, Fax: (214) 884-1801 apatterson@constructioninsuranceservices.com www.constructioninsuranceservices.com

Construction Insurance Solutions 150 E. 22nd St., Lombard, IL 60148 Phone: (800) 842-3653, Fax: (630) 705-1056 byron@normanspencer.com www.constructioninsurancesolutions.com

Consumer Specialties Insurance Co. (RRG) 8300 Greensboro Dr., Ste. 980, McLean, VA 20006 Phone: (703) 827-2277, Fax: (703) 827-2279 tmarchetti@amesgough.com www.csiplus.com 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 898-4793 cs@continentalbrokers.biz www.continentalbrokers.biz

Continental Underwriters, Inc. 655 N. Central Ave., Ste. 2100, Glendale, CA 91203 Phone: (818) 638-8525, Fax: (818) 638-8551 wswanson@cibaservices.com www.cibaservices.com

www.insurancejournal.com

CPA Protector Plan ÂŽ

655 North Franklin Street, Suite 1800, Tampa, FL 33602 Phone: (800) 438-1263, Fax: (813) 222-4165 cpa@bbprograms.com www.cpaprotectorplan.com 15373 Innovation Dr., Ste. 250, San Diego, CA 92128 Phone: (800) 880-2737, Fax: (858) 618-1655 info@cresprograms.com www.cresprograms.com

Continental Brokers, Inc.

CIBA Insurance Services

9101 LBJ Freeway, Ste. 150, Dallas, TX 75243 Phone: (800) 346-0942, Fax: (972) 991-2139 b.costanza@cia-tx.com www.costanzainsurance.com

CRES Insurance Services

C C Roy Insurance Brokers, Inc.

4305 Hacienda Dr., Ste. 550, Pleasanton, CA 94588 Phone: (800) 443-6566, Fax: (925) 460-9484 sheric@ccroybrokers.com www.artisanwc.com

Costanza Insurance Agency, Inc.

4901 Dickens Road, Suite 110, Richmond, VA 23230 Phone: (804) 643-7800, Fax: (804) 643-5800 preston@contund.com www.contund.com

Cooper & McCloskey, Inc.

111 Pine St., Ste. 1530, San Francisco, CA 94111 Phone: (415) 433-7700, Fax: (415) 433-7707 keltie@cmiprorisk.com www.cmiprorisk.com

Crouse & Associates

100 Pine St., Ste. 2500, San Francisco, CA 94111 Phone: (415) 982-3870, Fax: (415) 982-2546 info@crousesf.com www.crouseandassociates.com

Crusader Insurance Company

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

Deans & Homer

340 Pine St., San Francisco, CA 94104 Phone: (800) 345-2054, Fax: (415) 989-7801 scott@deanshomer.com www.deansandhomer.com

Delta General Agency Corp.

P.O. Box 2045, Houston, TX 77252 Phone: (713) 570-2700, Fax: (713) 570-2800 billf@deltains.com www.deltains.com For more info, check out our ad on page 4 (South Central)

Direct Event Insurance

1409 S. Lamar, Ste. 650, Dallas, TX 75215 Phone: (800) 481-7950, Fax: (214) 276-1344 support@directeventinsurance.com www.directeventinsurance.com

Empire Underwriters, LLC

9654 Linebaugh Ave., Tampa, FL 33626 Phone: (813) 448-9300, Fax: (813) 448-9310 quotes@empireunderwriters.com www.empireunderwriters.com

Equisure, Inc.

13790 East Rice Place, Suite 100, Aurora, CO 80015 Phone: (800) 752-2472, Fax: (303) 614-6967 info@equisure-inc.com www.equisure-inc.com

Euclid Managers

234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 msutton@euclidmanagerskc.com www.euclidmanagers.com

Euclid Managers, LLC

2345 Grand Blvd, Ste 1150, Kansas City, MO 64108 Phone: (816) 778-0708, Fax: (816) 778-0715 msutton@euclidmanagerskc.com www.euclidmanagerskc.com

Evolution Insurance Brokers 8722 S. Harrison St., Salt Lake City, UT 84070 Phone: (877) 678-7342, Fax: (801) 304-5551 quotes@eibdirect.com www.eibdirect.com

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 87

2014 Annual Program Directory Volume I – Alphabetical Directory of Markets Fairway Underwriters

Glatfelter Insurance Group

HCC Specialty (MA)

Financial Risk Solutions, Inc.

Glatfelter Public Practice

Herbert H. Landy Insurance

Glatfelter Religious Practice

Horizon E & S Insurance Brokerage

191 Pawtucket Blvd., Lowell, MA 01854 Phone: (800) 662-2141, Fax: (978) 454-8740 fran@fairwayunderwriters.com www.fairwayunderwriters.com 180 N. LaSalle St., Ste. 3700, Chicago, IL 60601 Phone: (866) 674-9503, Fax: (630) 371-0162 jwilson@financialrs.com www.financialrs.com

A pillar of strength. Since 1901.

A member of the

183 Leader Heights Rd., York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7044 inquiries@glatfelters.com www.glatfelters.com P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7044 inquiries@GlatfelterPublicPractice.com www.GlatfelterPublicPractice.com 183 Leader Heights Road, York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7060 info@GlatfelterReligiousPractice.com www.glatfelterreligiouspractice.com

Utica National Insurance Group

Fox Point Programs

4001 Miller Rd., Wilmington, DE 19802 Phone: (800) 499-7242, Fax: (302) 472-8529 sales@foxpointprg.com www.foxpointprg.com

GMI Insurance Services

P.O. Box 701, Valley Forge, PA 19482 Phone: (610) 933-4679, Fax: (610) 933-4993 karen@gmi-insurance.com www.gmi-insurance.com

Gorst & Compass Insurance

9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-0900, Fax: (818) 507-1133 mail@gorstcompass.com www.gorstcompass.com

P.O. Box 4200, Wheaton, IL 60189 Phone: (800) 745-2409, Fax: (630) 665-7294 info@fdean.com www.fdean.com

2000 S. Colorado Blvd., Tower II, Ste. 800, Denver, CO 80222 Phone: (800) 377-4152, Fax: (303) 623-8101 info@feiinsurance.com www.feiinsurance.com

Frontline Insurance

7131 Business Park Ln., Ste. 300, Lake Mary, FL 32746 Phone: (877) 744-5224, Fax: (407) 444-5234 info@flhi.com www.FrontlineInsurance.com

G.J. Sullivan Company

625 The City Drive S, Ste. 400, Orange, CA 92868 Phone: (800) 235-5485, Fax: (714) 876-2280 meskod@es.gjs.com www.gjsullivan.com For more info, check out our ad on page 23 (National)

Gabor Insurance Services, Inc.

7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7055, Fax: (786) 924-7065 mgabor@gaborinsurance.com www.gaborinsurance.com

Gateway Specialty Insurance

1170 Devon Park Dr., Wayne, PA 19087 Phone: (877) 977-4474, Fax: (610) 254-1855 info@gatewayspecialty.com www.gatewayspecialty.com

Gerald J. Wilkoff, Inc.

95 Main St., Mineola, NY 11501 Phone: (516) 747-0200, Fax: (516) 747-2021 info@wilkoffbonds.com www.wilkoffbonds.com

2245 First St., Ste. 211B, Simi Valley, CA 93065 Phone: (805) 494-6553, Fax: (805) 494-6778 info@horizonsurplus.com www.horizonsurplus.com

681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (800) 690-4841, Fax: (714) 939-7437 sbaxter@citainsurance.com www.citainsurance.com

Houston International Insurance Group 800 Gessner, Ste. 600, Houston, TX 77024 Phone: (713) 935-7414, Fax: (713) 467-8238 cwallach@hiig.com www.hiig.com

Indemnity Excess & Surplus Agency, Inc.

1500 NW Bethany Blvd., Ste. 235, Beaverton, OR 97006 Phone: (800) 487-2442, Fax: (503) 526-9700 jimh@ies-xs.com www.ies-xs.com

Independent Insurance Agents & Brokers California (IIABCal)

Francis L. Dean & Associates, Inc.

Freberg Environmental, Inc.

75 Second Ave., Needham, MA 02494 Phone: (800) 336-5422, Fax: (800) 344-5422 johnt@landy.com www.landy.com

Hotels & Resorts Insurance Program - CITA Insurance Services

Founders Insurance Company 1111 E. Touhy Ave., Des Plaines, IL 60018 Phone: (847) 768-0040, Fax: (847) 296-3362 pvaulman@foundersinsurance.com www.foundersinsurance.com

401 Edgewater Pl., Ste. 400, Wakefield, MA 01880 Phone: (800) 927-6306, Fax: (781) 994-6001 mmatheson@hccsu.com www.hccspecialty.com

7041 Koll Center Pkwy., Ste. 290, Pleasanton, CA 94566 Phone: (800) 772-8998, Fax: (925) 484-6014 info@ibawest.com www.ibawest.com

Great American Insurance Group Executive Liability Division

1515 Woodfield Rd., Ste. 500, Schaumburg, IL 60173 Phone: (847) 330-6750, Fax: (513) 929-6890 ELD@gaic.com www.GreatAmericanELD.com For more info, check out our ad on page 15 (National)

Gresham & Associates, LLC. - Indianapolis 6602 E. 75th St., Ste. 450, Indianapolis, IN 46250 Phone: (317) 849-1860, Fax: (317) 849-6743 kkeymon@greshaminc.com www.insurewithgresham.com

Grundy Insurance

P.O. Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 clint@grundy.com www.grundy.com/utility

Hagerty Insurance Agency, LLC P.O. Box 1301, Traverse City, MI 49685 Phone: (800) 747-5348, Fax: (231) 941-8227 agent@hagerty.com www.hagerty.com

Hall & Company

19660 10th Ave. NE, Poulsbo, WA 98370 Phone: (360) 598-3700, Fax: (360) 697-3744 cengstrom@hallandcompany.com www.hallandcompany.com

HCC Specialty

2300 Clayton Rd., Ste. 1100, Concord, CA 94520 Phone: (800) 684-7475, Fax: (925) 685-1600 jbechter@hcc.com www.hccspecialty.com

88 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Infinite Wellness Solutions

3300 Reynolda Rd., Winston Salem, NC 27106 Phone: (336) 725-8624, Fax: (336) 725-8623 jbisonaroll@hotmail.com www.infinitewellnesssolutions.com

Innovative Risk Solutions

P.O. Box 530210, DeBary, FL 32753 Phone: (954) 931-4795, Fax: (866) 847-5565 jwatt@irs-incorporated.com www.irs-incorporated.com

Insential, Inc.

901 Main St, Suite 5300, Dallas, TX 75202 Phone: (888) 571-6160, Fax: (214) 705-8333 contact@insential.com www.insential.com

Insurance Center Special Risks, Ltd. 246 Park St., West Springfield, MA 01089 Phone: (888) 773-7475, Fax: (413) 781-0050 lkoval@specilarisksltd.com www.specialrisksltd.com

Insurance Innovators Group - 6 Offices Serve Nationwide

See Website for Addresses, Headquarters - Glenside, PA 19038 Phone: (215) 885-7300, Fax: (215) 886-2482 susanc@iiigroup.com www.iiigroup.com

Insurance Multiplex Agency, LLC

365 W. Passaic St., Ste. 255, Rochelle Park, NJ 07662 Phone: (201) 880-1891, Fax: (201) 880-1895 inquiry@insurancemultiplex.com www.insurancemultiplex.com

www.insurancejournal.com

2014 Annual Program Directory Volume I – Alphabetical Directory of Markets Intercorp, Inc.

Logic Underwriters, Inc.

1438-F W. Main St., Ephrata, PA 17522 Phone: (717) 721-3500, Fax: (717) 721-3515 info@intercorpinc.net www.intercorpinc.net

Interline Insurance Services

P.O. Box 3190, Cerritos, CA 90703 Phone: (800) 229-8790, Fax: (562) 685-0202 elitcher@meadowbrook.com www.interlineinsurance.com

International Excess Companies

26451 Curtiss Wright Pkwy, Ste. 103, Cleveland, OH 44143 Phone: (216) 797-9700, Fax: (216) 797-9970 kennethkukral@intlxs.com www.internationalexcess.com

International Transportation & Marine Agency, Inc. 7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 info@itmagency.com www.itmagency.com

IPC

P.O. Box 1150, Gardnerville, NV 89410 Phone: (775) 782-6655, Fax: (775) 782-6654 tammy@ipc-nv.com www.ipc-nv.com

Irving Weber Associates, Inc.

761 Koehler Ave., Ronkonkoma, NY 11779 Phone: (800) 243-1811, Fax: (888) 622-0414 info@iwains.com www.iwains.com

Irwin Siegel Agency, Inc.

25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 siegel@siegelagency.com www.siegelagency.com

Izzo Insurance Services, Inc.

150 S. Bloomingdale Rd., Bloomingdale, IL 60108 Phone: (800) 800-1704, Fax: (630) 582-2803 Info@IzzoInsurance.com www.IzzoInsurance.com

J.M. Wilson

8036 Moorsbridge Rd., Portage, MI 49024 Phone: (800) 282-8113, Fax: (269) 327-2620 cbaldwin@jmwilson.com www.jmwilson.com

JLT Facilities, Inc.

22 Century Hill Dr., Latham, NY 12110 Phone: (800) 998-5545, Fax: (518) 782-3139 jltsubmissions@jltfacilities.com www.jltfacilities.com

JM Associates / Burnham + Company, a Div of Hub Int’l Northeast, Ltd. One Bridge Plaza N, Fort Lee, NJ 07024 Phone: (201) 585-6500, Fax: (201) 585-6590 john.tateossian@hubinternational.com Bruce.Rector@hubinternational.com www.elevatorinsurance.com

Jorgensen & Company

42 West Allendale Ave., Allendale, NJ 07401 Phone: (201) 447-4400, Fax: (201) 818-5680 rjorgensen@jorgensenandcompany.com www.jorgensenandcompany.com

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program 31 Parker Rd., Elizabeth, NJ 07208 Phone: (800) 526-2199, Fax: (908) 352-8512 info@jcinsco.com www.guninsurance.com www.insurancejournal.com

P.O. Box 600249, Dallas, TX 75360 Phone: (214) 739-0071, Fax: (214) 739-0072 paul@logicinsurance.com www.logicinsurance.com

K&K Insurance Group, Inc.

1712 Magnavox Way, Ft. Wayne, IN 46804 Phone: (800) 637-4757, Fax: (260) 459-5800 kk.general@kandkinsurance.com www.kandkinsurance.com For more info, check out our ad on page 13 (National)

KBK Insurance Group, Inc.

1425 Sams Ave., Harahan, LA 70123 Phone: (504) 736-0690, Fax: (504) 736-9030 kylemurray@kbkinsgroup.com www.kbkinsgroup.com

Kevin Davis Insurance Services

800 W. Sixth St., Ste. 1700, Los Angeles, CA 90017 Phone: (877) 807-8708, Fax: (213) 477-2057 sbranson@kdins.com www.kdisonline.com

King Insurance Support Systems

31381 Rancho Viejo Rd., Ste. 101, San Juan Capistrano, CA 92675 Phone: (800) 488-4096, Fax: (949) 488-2259 Marketing@kinginsuranceca.com www.kinginsuranceca.com

KZ Insurance Brokerage, LLC

206 Roelofs Ct., Ste. B, Mount Shasta, CA 96067 Phone: (530) 926-6030, Fax: (530) 926-6040 info@kzib.com www.kzib.com

Lancer Indemnity Company

P.O. Box 9007, Long Beach, NY 11561 Phone: (516) 825-2800, Fax: (516) 825-1947 clp@lancerinsurance.com www.lancerinsurance.com/clp.html

Lancer Insurance Company

370 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-6200, Fax: (516) 431-0488 commauto@lancerinsurance.com www.lancerinsurance.com/commauto.html

M.J. Hall & Company, Inc.

P.O. Box 192, Stockton, CA 95201 Phone: (209) 948-8108, Fax: (209) 465-3843 mindy@mjhallandcompany.com www.mjhallandcompany.com For more info, check out our ad on page 12 (West)

MacAfee & Edwards, Inc. - Mexican Insurance Specialist 700 S. Flower St., Ste. 1216, Los Angeles, CA 90017 Phone: (213) 629-9777, Fax: (213) 629-9779 juan@mexicard.com www.macafeeandedwards.com

MacNeill Group, Inc., CMGA

P.O. Box 459003, Sunrise, FL 33345 Phone: (954) 331-4800, Fax: (954) 331-4848 mgmarketing@macneillgroup.com www.macneillgroup.com

Maritime Program Group

P.O. Box 969, Westbrook, CT 06498 Phone: (800) 366-8086, Fax: (860) 399-3695 dpesce@maritimepg.com www.maritimepg.com

Mark D. Fredricksen Insurance Services 1600 E. Florida Ave., Ste. 208, Hemet, CA 92544 Phone: (800) 669-4347 Ext. 24, Fax: (951) 929-3574 markf@fredricksenins.com www.fredricksenins.com

Markel Personal Lines

P.O. Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 maicmarketing@markelcorp.com www.markelmarine.com

Markel Programs

4600 Cox Rd., Glen Allen, VA 23060 Phone: (804) 527-7622, Fax: (804) 965-1689 mnichols@markelcorp.com www.markelprograms.com

Lawyer’s Protector Plan ®

655 N. Franklin St., Ste. 1900, Tampa, FL 33602 Phone: (800) 336-5529, Fax: (813) 223-9547 lpp@bbprograms.com www.lawyers.protectorplan.com

Leavitt Recreation and Hospitality Insurance, Inc. 942 14th St., Sturgis, SD 57785 Phone: (800) 525-2060, Fax: (866) 465-2797 chris-hipple@leavitt.com www.lrhinsurance.com

LIG Marine Managers

300 1st Ave S, Ste. 400, St. Petersburg, FL 33701 Phone: (727) 578-2800, Fax: (727) 578-9977 KLT@LIGMarine.com www.LIGMarine.com

LIPCA Insurance

3042 Old Forge Dr., Ste. A, Baton Rouge, LA 70808 Phone: (800) 893-9887, Fax: (225) 927-3295 info@lipca.com www.lipca.com

Liquor Pak Insurance Programs 3 Wing Dr., Cedar Knolls, NJ 07927 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@liquorpak.com www.liquorpak.com

Markel Specialty - Programs P.O. Box 440549, Kennesaw, GA 30160 Phone: (800) 476-4940, Fax: (678) 290-2200 rpscaglione@markelcorp.com www.markelinsurance.com

Markel Specialty Commercial

4600 Cox Rd., Glen Allen, VA 23060 Phone: (800) 431-1270, Fax: (804) 965-1689 eservice@markelcorp.com www.markelinsurance.com

MarketScout

12700 Park Central Dr., Ste. 300, Dallas, TX 75251 Phone: (972) 934-4200, Fax: (972) 934-4299 contactus@marketscout.com www.marketscout.com

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 89

2014 Annual Program Directory Volume I – Alphabetical Directory of Markets NIF Group, Inc.

30 Park Ave., Manhasset, NY 11030 Phone: (516) 365-7440, Fax: (516) 365-7392 marketing@nifgroup.com www.nifgroup.com

MAXIMUM

Monitor Liability Managers

2850 W. Golf Rd., Ste. 800, Rolling Meadows, IL 60008 Phone: (800) 446-2100, Fax: (847) 806-6282 contactus@monitorliability.com www.monitorliability.com

Nonprofits Insurance Alliance of Calif.

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606 Phone: (312) 559-9348, Fax: (312) 559-0930 submissions@maxib.com www.maxib.com

MBA Insurance Agency of AZ, Inc.

Motel Insurance Brokers, Inc.

766 N SUN DRIVE, #1090, Lake Mary, FL 32746 Phone: (866) 387-8883, Fax: (800) 466-5074 info@motelinsurancebrokers.com www.motelinsurancebrokers.com

Norman-Spencer Agency, Inc.

8383 E. Evans Rd., Scottsdale, AZ 85029 Phone: (480) 946-1066, Fax: (480) 946-0288 info@mbainsurance.net www.mbainsurance.net

McClelland and Hine, Inc.

N-Surance Outlets, Inc. (Florida)

Norman-Spencer International, Inc.

N-Surance Outlets, Inc. (Georgia)

Northern Star Management, Inc.

NAS Insurance Services

NSM Insurance Group

National Advantage Insurance Services, Inc.

Number One Insurance Agency

National Indemnity Company

O’Donovan & Associates, Inc.

National Insurance Underwriters

Ohio E & S Agency, Inc.

NBIS

OneBeacon Government Risks

Negley Associates

Oryx Insurance Brokerage, Inc.

NeitClem Wholesale Insurance Brokerage, Inc.

Pacific Specialty Insurance Co.

P.O. Box 700930, San Antonio, TX 78270 Phone: (210) 366-2500, Fax: (210) 366-2407 gil@mhi-tx.com www.mhi-tx.com For more info, check out our ad on pages 12 (South Central) and 7 (Southeast)

McLeckie Insurance Group

P.O. Box 770, Naples, TX 75568 Phone: (903) 897-9090, Fax: (903) 897-0062 mcleckie@msn.com www.mcleckie.com

MexiPass International Insurance Services, LLC P.O. Box 60727, Pasadena, CA 91116 Phone: (800) 639-4727, Fax: (800) 639-4329 jorge@mexipass.com www.mexipass.com

MexiPass is the leading Managing General Agent in the USA for placement of insurance in Mexico. MexiPass products include Commercial Lines & Personal Lines for the needs of Americans in Mexico and other foreign Countries.

Midlands

3817 NW Expy, Ste. 1000, Oklahoma City, OK 73112 Phone: (800) 800-4007, Fax: (405) 840-5432 marketing@midman.com www.midlandsmgt.com For more info, check out our ad on page 33 (National)

MiniCo Insurance Agency, LLC

2531 W. Dunlap Ave., Phoenix, AZ 85021 Phone: (800) 447-8383, Fax: (602) 861-1094 customercare@minico.com www.minico.com

Monarch E&S Insurance Services

2540 Foothill Blvd., Ste. 101, La Crescenta, CA 91214 Phone: (818) 249-0100, Fax: (818) 249-1166 monarchxs@monarchexcess.com www.monarchexcess.com For more info, check out our ad on page 7 (West)

520 E. Tarpon Ave., Tarpon Springs, FL 34689 Phone: (727) 942-6780, Fax: (727) 937-0505 info@nsoins.com www.nsoins.com P.O. Box 2600, Roswell, GA 30077 Phone: (800) 366-1450, Fax: (770) 971-7608 jmurrey@nsoins.com www.nsoins.com

16501 Ventura Blvd., Ste. 200, Encino, CA 91436 Phone: (818) 382-6116, Fax: (818) 382-2040 info@nasinsurance.com www.nasinsurance.com P.O. Box 1065, Tustin, CA 92781 Phone: (714) 505-1015, Fax: (714) 505-1025 clifford@naisins.com www.naisins.com

3024 Harney St., Omaha, NE 68131 Phone: (402) 916-3000, Fax: (402) 916-3030 jpgiandinoto@nationalindemnity.com www.nationalindemnity.com 800 Yamato Rd., Ste. 100, Boca Raton, FL 33428 Phone: (800) 338-2680, Fax: (561) 226-1123 ccalver@niuw.com www.niuw.com 2859 Paces Ferry Rd., 800 Overlook III, Atlanta, GA 30339 Phone: (770) 257-1777, Fax: (770) 257-1500 contactus@nbis.com www.NBIS.com 103 Eisenhower Pkwy, Ste. 101, Roseland, NJ 07068 Phone: (973) 830-8500, Fax: (973) 830-8585 info@jjnegley.com www.jjnegley.com 7442 N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 jcenteno@neitclem.com www.neitclem.com

P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@niac.org www.niac.org

8075 Washington Village Dr., Dayton, OH 45458 Phone: (800) 543-3248, Fax: (937) 432-1635 info@norman-spencer.com www.norman-spencer.com 150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 gretchen@normanspencer.com www.normanspencer.com

92 E. Main St., Ste. 409, Somerville, NJ 08876 Phone: (908) 253-9484, Fax: (908) 253-9272 info@northernstarins.com www.northernstarins.com 555 North Lane, Ste. 6060, Conshohocken, PA 19428 Phone: (610) 941-9877, Fax: (610) 941-9889 jwmccaffery@nsminc.com www.nsminc.com 91 Cedar St., Milford, MA 01757 Phone: (508) 634-2902, Fax: (508) 634-2930 info@massagent.com www.massagent.com 3881 Ten Oaks Rd., Ste. 2E., Glenelg, MD 21737 Phone: (410) 423-4477, Fax: (410) 423-4478 jeremiah@odonovanassoc.net www.loggingins.com 5800 Monroe St., Bldg A, Sylvania, OH 43560 Phone: (419) 885-2400, Fax: (419) 885-7285 jeff.pearse@ohioeands.com www.ohioeands.com 188 Inverness Dr. W, Ste. 600, Englewood, CO 80112 Phone: (781) 332-8505, Fax: (781) 332-8525 byork@onebeacongov.com www.onebeacongov.com 2 Court St., Binghamton, NY 13903 Phone: (607) 724-0173, Fax: (607) 724-7266 tcappellett@oryxinsurance.com www.oryxinsurance.com 3601 Haven Ave., Menlo Park, CA 94025 Phone: (800) 828-3003, Fax: (650) 780-4848 jkenny@mcgrawgroup.com www.psic-onespot.com

Next Wave Insurance Services, LLC

402 W. Broadway, Ste. 740, San Diego, CA 92101 Phone: (619) 232-3900, Fax: (619) 234-6500 cward@nextwaveins.com www.nextwaveins.com

90 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

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2014 Annual Program Directory Volume I – Alphabetical Directory of Markets ProWriters

41 Leopard Road, Suite 301, Paoli, PA 19301 Phone: (484) 321-2335, Fax: (484) 321-2339 info@prowritersins.com www.prowritersins.com

Park Insurance Company

475 Park Ave. S, 23rd Fl, New York, NY 10016 Phone: (888) 727-5774, Fax: (212) 905-2608 info@parkinsuranceco.com www.parkinsuranceco.com

PartnerOne Environmental

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@p1enviro.com www.p1enviro.com

Preferred Property Programs 960 Holmdel Rd., Bldg 1, Holmdel, NJ 07733 Phone: (888) 548-2465, Fax: (732) 946-0547 info@ppp-quotes.com www.ppp-quotes.com

Specializing in the commercial real estate maketplace. We offer umbrellas for Condos, HOA’S, PUD’S, Apartments and Timeshare Associations. We also offer umbrellas and boiler and machinery coverage for commercial lessors risk only (LRO) policies.

Patriot National Underwriters, Inc. P.O. Box 803143, Dallas, TX 75380 Phone: (972) 239-1458, Fax: (972) 233-3487 corky.ellis@patriotnational.com www.patriotnational.com

Paul Hanson Partners Specialty Ins. Solutions/ Mover’s Choice Program P.O. Box 5990, Napa, CA 94581 Phone: (800) 852-1968, Fax: (707) 252-5905 coryt@paulhanson.com www.paulhanson.com

PBS Insurance Underwriting Corporation 303 Middletown Park Pl., Ste. F, Louisville, KY 40243 Phone: (502) 244-1056, Fax: (502) 254-1056 pbs@pbsinsurance.com www.pbsinsurance.com

People’s United Insurance Agency, Inc. P.O. Box 485, Burlington, VT 05402 Phone: (800) 639-7526, Fax: (802) 652-6245 programs@peoples.com www.peoples.com/insurance

Philadelphia Insurance Companies One Bala Plaza, Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 phlysales@phlyins.com www.phly.com

Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property / casualty and professional liability insurance products incorporating value added coverages and services for select industries. For more info, check out our ad on page 17 (National)

Platinum Program Managers & Insurance Services, Inc. 3404 Via Oproto, Ste. 202, Newport Beach, CA 92663 Phone: (949) 209-0233, Fax: (949) 209-0272 danr@ppmins.com www.ppmins.com

Poindexter Surety Services

P.O. Box 37284, Raleigh, NC 27627 Phone: (919) 859-5294, Fax: (919) 834-7039 SuretyOne@poindextersuretyservices.com www.poindextersuretyservices.com

Preferred Concepts, LLC

14 Wall St., 18th Floor, New York, NY 10005 Phone: (212) 608-9400, Fax: (212) 608-6268 requestinfo@preferredconcepts.com www.preferredconcepts.com

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PULIC Program - TDC Specialty Insurance Company (FKA Professional Underwriters Liability Ins. Co.) 1888 Century Park E, Ste. 850, Los Angeles, CA 90067 Phone: (800) 537-7362, Fax: (866) 344-6029 info@pulic.com www.pulic.com

Quadrant Insurance Managers

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081 Phone: (614) 841-1425, Fax: (614) 841-1426 info@quadrant-us.com www.quadrant-us.com

Quaker Special Risk (Florida)

Prime Insurance Company

303 W. Madison St., Ste. 2075, Chicago, IL 60606 Phone: (800) 257-5590, Fax: (877) 452-6910 RJL@primeis.com www.primeis.com

Proctor Financial, Inc.

5225 Crooks Rd., Troy, MI 48098 Phone: (800) 521-6800, Fax: (248) 824-7113 acarnagie@pfic.com www.pfic.com

Professional Governmental Underwriters

9020 Stony Point Pkwy., Ste. 455, Richmond, VA 23235 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.pgui.com

Professional Liability Ins. Svcs, Inc. Underwriting Facilities 5802 Thunderbird, Bldg 10, Ste. 100, Lago Vista, TX 78645 Phone: (800) 761-7547, Fax: (512) 327-5834 underwriting@plisinc.com www.plisinc.com

Professional Program Insurance Brokerage 371 Bel Marin Keys Blvd., Novato, CA 94949 Phone: (415) 475-4300, Fax: (415) 475-4303 info@ppibcorp.com www.ppibcorp.com

Professional Underwriters Agency, Inc. 2803 Butterfield Rd., Ste. 260, Oakbrook, IL 60523 Phone: (630) 572-0600, Fax: (630) 572-0615 Sandip@puainc.com www.puainc.com

ProHost USA, Inc.

4500 Park Glen Rd., Ste. 410, Minneapolis, MN 55416 Phone: (952) 924-6973, Fax: (952) 922-5423 hstrommen@prohostusa.com www.prohostusa.com

ProSight Specialty Insurance

412 Mt. Kemble Ave., Ste. 300C, Morristown, NJ 07816 Phone: (973) 532-1900, Fax: (855) 200-1158 inquiries@prosightspecialty.com www.prosightspecialty.com

ProSurance Group, Inc.

2685 Marine Way, Ste. 1408, Mountain View, CA 94043 Phone: (650) 428-0818, Fax: (650) 428-0860 financialservices@prosurancegroup.com www.prosurancegroup.com

224 Datura St., Ste. 715, W. Palm Beach, FL 33401 Phone: (866) 526-1545, Fax: (561) 833-6616 fwalsh@qsr-insurance.com www.qsr-insurance.com

Quaker Special Risk (Mass.)

51 Harvard St., Worcester, MA 01609 Phone: (800) 252-8679, Fax: (508) 753-0646 kbranscombe@quakerma.com www.quakerma.com

Quaker Special Risk (New Jersey) P.O. Box 1350, Eatontown, NJ 07724 Phone: (800) 447-4180, Fax: (732) 223-9072 fwalsh@qsr-insurance.com www.quakerspecialrisk.com

Quaker Special Risk (New York)

50 Main St., Ste. 1000, White Plains, NY 10601 Phone: (800) 447-4180, Fax: (212) 244-5371 quaker@qsr-insurance.com www.quakerspecialrisk.com

Quirk & Company

P.O. Box 792030, San Antonio, TX 78279 Phone: (800) 299-9421, Fax: (210) 340-4075 rquirk@quirkco.com www.quirkco.com

R.V. Nuccio & Associates, Inc.

10148 Riverside Dr., Toluca Lake, CA 91602 Phone: (818) 980-1413, Fax: (818) 980-1595 rvna@rvnuccio.com www.rvnuccio.com

RISC, Inc.

700 N. Pearl St., Suite N1800, Dallas, TX 75201 Phone: (214) 954-0707, Fax: (214) 220-0866 fabors@gorisc.com www.gorisc.com

RISCO Insurance Brokerage, Inc.

60 Catamore Blvd., East Providence, RI 02914 Phone: (800) 533-3649, Fax: (401) 438-0980 cfinnegan@risco-inc.com www.risco-inc.com

RLI Insurance Company

9025 N. Lindbergh Dr., Peoria, IL 61615 Phone: (309) 692-1000, Fax: (309) 692-1068 inquiries@rlicorp.com www.rlicorp.com

RLI Specialty Programs

909 Lake Carolyn Pkwy, Ste. 800, Irving, TX 75039 Phone: (972) 481-1034, Fax: (972) 481-1099 Victor.Garcia@rlicorp.com www.rlicorp.com

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 91

2014 Annual Program Directory Volume I – Alphabetical Directory of Markets RLI Transportation

2970 Clairmont Rd. NE, Ste. 1000, Atlanta, GA 30329 Phone: (404) 443-1005, Fax: (309) 589-3503 david.williams@rlicorp.com www.rlitransportation.com

RoamNet Insurance Marketing Programs 3333 E. Concours, Bldg 9-200, Ontario, CA 91764 Phone: (877) 272-0333, Fax: (909) 987-2245 aaronm@roamnetins.com www.roamnetins.com

Rockwood Programs, Inc.

4001 Miller Rd., Wilmington, DE 19802 Phone: (800) 558-8808, Fax: (302) 764-5477 darryl.mccallin@rockwoodinsurance.com www.rockwoodinsurance.com

Roush Insurance Services, Inc.

P.O. Box 1060, Noblesville, IN 46061 Phone: (800) 752-8402, Fax: (317) 776-6891 info@roushins.com www.roushins.com

RPS Bollinger Sports & Leisure 101 JFK Pkwy, Short Hills, NJ 07078 Phone: (800) 526-1379, Fax: (973) 921-2876 deb.meslar@bollinger.com www.Bollinger.com

RPS Healthcare

550 W. Van Buren, Ste. 1200, Chicago, IL 60607 Phone: (800) 766-7475, Fax: (312) 922-7563 bill_yurek@rpsins.com www.rpsins.com/healthcare

RPS Technology & Cyber

204 Cedar St., Cambridge, MD 21613 Phone: (800) 336-5659, Fax: (410) 228-7645 TechCyber@RPSins.com www.RPSins.com/TechCyber

RSI International, Inc. (Missouri)

273 Clarkson Rd., Ste. 102, Ellisville, MO 63011 Phone: (636) 391-4841, Fax: (636) 391-2115 djwalter@rsimo.com www.rsimo.com

Russell Bond & Co., Inc.

295 Main St., Ste. 866, Buffalo, NY 14203 Phone: (800) 333-7226, Fax: (800) 677-6779 info@russellbond.com www.russellbond.com

Safehold Special Risk

100 Glen Eagles Ct., Carrollton, GA 30117 Phone: (800) 842-8917, Fax: (770) 836-8563 mcarroll@safehold.com www.safehold.com

Sapphire Blue

180 N. Stetson Ave., Ste. 4600, Chicago, IL 60601 Phone: (312) 784-6007, Fax: (312) 784-6002 nancy.mcmahon@sapphirebluew.com www.sapphireblueuw.com

SASSI - Salon & Spa Specialty Insurance 21 Maple Ave., Bay Shore, NY 11706 Phone: (888) 823-9380, Fax: (631) 666-7646 info@brownyard.com www.sassiagency.com

Scottish American

17822 E. 17th St., Tustin, CA 92780 Phone: (714) 550-5050, Fax: (800) 378-8588 janet@scottishamerican.com www.scottishamerican.com For more info, check out our ad on page 19 (National)

SeaFire Insurance Services

4500 College Blvd., Overland Park, KS 66211 Phone: (913) 912-5910, Fax: (913) 912-5177 dennis.kane@seafireinsurance.com www.seafireinsurance.com

Shelly, Middlebrooks & O’Leary, Inc. (Jacksonville)

208 N. Laura St., Ste. 600, Jacksonville, FL 32202 Phone: (800) 342-2498, Fax: (904) 355-7611 cviawebsite@shellyins.com www.shellyins.com

Sloan Mason Insurance Services 1230 Columbia St., Ste. 530, San Diego, CA 92101 Phone: (619) 325-1719, Fax: (619) 330-4512 paul@sloanmason.com www.sloanmason.com

Smith, Bell & Thompson, Inc.

40 Main St., Ste. 500, Burlington, VT 05401 Phone: (802) 658-4600, Fax: (802) 658-6191 willisnhprograms@willis.com www.willisprograms.com

Socius Insurance Services, Inc.

301 Howard St., Ste. 1030, San Francisco, CA 94105 Phone: (415) 778-0310, Fax: (415) 778-0315 phanley@sociusinsurance.com www.sociusinsurance.com

Specialty Programs and Facilities Managers, Inc. (AmWINS) 790 E. Colorado Blvd., Ste. 510, Pasadena, CA 91101 Phone: (626) 395-0850, Fax: (626) 395-0853 kathleen.turknette@amwins.com www.specialtyprograms.net

Sports & Fitness Insurance Corporation (SFIC) 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (800) 844-0536, Fax: (601) 853-6141 askus@sportsfitness.com www.sportsfitness.com/ij

Sun Coast General Insurance Agency P.O. Box 30750, Laguna Hills, CA 92654 Phone: (949) 768-1132, Fax: (949) 768-4045 jyeskin@suncoastinsurance.com www.SunCoastInsurance.com

Sunderland Insurance Services, Inc.

3021 Citrus Cir., Ste. 220, Walnut Creek, CA 94598 Phone: (925) 942-4020, Fax: (925) 942-4021 casualty@sunderlandins.com www.sunderlandins.com

SURETY ONE, Inc.

5 W. Hargett St., 4th Fl, San Juan, NC 27601 Phone: (787) 333-0222, Fax: (919) 834-7039 Undewriting@SuretyOne.org www.SuretyOne.org

SWBC

9311 San Pedro, Ste. 600, San Antonio, TX 78216 Phone: (210) 525-1241, Fax: (210) 321-7530 swbcinfo@swbc.com www.swbc.com

South & Western General Agency, Inc. P.O. Box 9015, Addison, TX 75001 Phone: (800) 492-5351, Fax: (972) 855-2970 sales@southandwestern.com www.southandwestern.com

South Texas General Insurance Agency

363 N. Sam Houston Pkwy E, Ste. 1000, Houston, TX 77060 Phone: (281) 820-0555, Fax: (281) 820-0688 floring@stgia.com www.stgia.com

Southwest Energy Underwriters, Inc. 10707 Corporate Dr., Ste. 112, Stafford, TX 77477 Phone: (281) 313-2202, Fax: (281) 313-0215 kwendler@sweu.net www.sweu.net

Southwest Risk

8144 Walnut Hill Ln., Ste. 1400, Dallas, TX 75231 Phone: (214) 206-4900, Fax: (214) 206-4901 info@swrisk.com www.swrisk.com

Special Markets Insurance Consultants, Inc. 10 S. LaSalle St., Ste. 2000, Chicago, IL 60603 Phone: (800) 818-7642, Fax: (704) 943-9060 nate@specialmarkets.com www.specialmarkets.com

Specialized Insurance

204 RTE. 112, Patchogue, NY 11772 Phone: (631) 758-6780, Fax: (631) 758-6781 weinsurefun@aol.com www.specializedinsurance.com

Specialty Insurance

1610 Route 88 Ste. 102, Brick, NJ 08724 Phone: (732) 701-8900, Fax: (732) 458-3728 mwatters@specialtyagency.com www.specialtyagency.com 92 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

Swett & Crawford

See website for addresses, Headquarters - Atlanta, GA 30327 Phone: (404) 240-5200, Fax: (404) 240-5393 info@swett.com www.swett.com 100 years of experience in helping to mitigate the risks of doing business here and around the globe. The blended strength of Swett & Crawford and Cooper Gay, with a combined $3.5 billion in premiums, delivers the world’s largest global wholesale brokerage and reinsurance org with more than 1400 insurance professionals in 60 offices on four continents.

T.H.E. Insurance Company

10451 Gulf Blvd., Treasure Island, FL 33706 Phone: (800) 237-3355, Fax: (727) 360-3498 marketing@theinsco.com www.theinsco.com

TAPCO Underwriters, Inc.

3060 S. Church St., Burlington, NC 27216 Phone: (800) 334-5579, Fax: (336) 584-8880 Jhenderson@GoTAPCO.com www.GoTAPCO.com

Target Insurance Services

10 Tower Ln., Avon, CT 06001 Phone: (860) 899-1862, Fax: (860) 284-1113 info@target-capital.com www.target-capital.com

Target Managers Insurance Services

10161 Park Run Dr., Ste. 150, Las Vegas, AK 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 mkiger@tmi-group.com www.tmi-group.com

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2014 Annual Program Directory Volume I – Alphabetical Directory of Markets Target Professional Programs (Formerly 5Star Professional)

1230 E. Diehl Rd., Ste. 350, Naperville, IL 60563 Phone: (312) 855-2042, Fax: (866) 720-5003 KOttley@TargetProIns.com www.TargetProIns.com

TCA, Inc.

8945 Bay View Ct., Gainesville, GA 30506 Phone: (770) 205-2958, Fax: (770) 205-2360 carlpeterson@tca-insurance.com www.tca-insurance.com

Tejas American General Agency

1620 La Jaita Dr., Ste. 300, Cedar Park, TX 78613 Phone: (888) 999-8242, Fax: (512) 342-2803 submissions@taga1.com www.taga1.com For more info, check out our ad on page 3 (National)

TitlePac, Inc.

Western Experts in Transportation

Transpac Managers, Inc.

Western Security Surplus Insurance Brokers, Inc.

201 Eastpointe Dr., Muskogee, OK 74403 Phone: (800) 331-9759, Fax: (918) 683-0166 info@titlepac.com www.titlepac.com 8140 Walnut Hill Ln., Ste. 302, Dallas, TX 75231 Phone: (214) 346-1512, Fax: (214) 346-1533 cwebb@transpacmgrs.com www.transpacmgrs.com

U.S. Risk Insurance Group, Inc.

8401 N. Central Expy, Ste. 1000, Dallas, TX 75225 Phone: (800) 232-5830, Fax: (214) 265-4976 julieb@usrisk.com www.usrisk.com

Terheggen/Malone Marine Insurance P.O. Box 90249, Long Beach, CA 90809 Phone: (562) 916-7776, Fax: (562) 916-7750 tm@tmboatinsurance.com www.tmboatinsurance.com

The American Equity Underwriters, Inc. 32nd Fl, 11 N. Water St., Mobile, AL 36602 Phone: (866) 238-8754, Fax: (251) 690-4299 info@amequity.com www.amequity.com

The Hanover Insurance Group

440 Lincoln St., Worcester, MA 01653 Phone: (508) 855-1000, Fax: (508) 635-1193 etrevallion@hanover.com www.hanover.com

The Insco Dico Group an AmTrust North America Company 17771 Cowan Ave., Ste. 100, Irvine, CA 92614 Phone: (949) 263-3300, Fax: (949) 553-0406 Shirley@inscodico.com www.InscoDico.com

The Insurancenter

2901 Arizona Ave., Joplin, MO 64804 Phone: (800) 444-8675, Fax: (417) 623-0902 cwspecialist@carwashinsurance.com www.carwashinsurance.com

The McGowan Companies

Corporate Headquarters; 20595 Lorain Rd. Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 syoung@mcgowancompanies.com www.mcgowancompanies.com

6363 Katella Ave., Cypress, CA 90630 Phone: (800) 222-5582, Fax: (714) 228-7855 bcolburn@ucageneral.com www.ucageneral.com

Unifax Insurance Systems, Inc.

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

USG Insurance Services, Inc.

1000 Town Center Way, Ste. 300, Canonsburg, PA 15317 Phone: (724) 754-9007, Fax: (724) 265-5751 kskender@usgins.com www.usgins.com

USX/S

6929 W. 130th St., Ste. 100, Cleveland, OH 44130 Phone: (800) 574-8797, Fax: (440) 888-7380 brokers@usxs.net www.USXS.net

V3 Insurance Partners, LLC

115 Pheasant Run, Ste. 218, Newtown, PA 18940 Phone: (215) 600-0700, Fax: (215) 475-3959 don.barrand@v3ins.com www.v3ins.com 6483 City West Pkwy, Eden Prairie, MN 55344 Phone: (800) 437-5171, Fax: (952) 833-9416 sales@vanwagenen.com www.vanwagenen.com

Victor O. Schinnerer & Co.

Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industries.

Two Wisconsin Cir., Chevy Chase, MD 20815 Phone: (301) 961-9800, Fax: (301) 951-5444 vos.info@schinnerer.com www.schinnerer.com

W.A.Schickedanz Agency, Inc.

300 W. Main St., Belleville, IL 62220 Phone: (618) 233-0644, Fax: (618) 233-0672 sales@waschickedanz.com www.waschickedanz.com

Western E&O

2155 Louisiana Blvd. NE, Ste. 10100, Albuquerque, NM 87110 Phone: (505) 837-2727, Fax: (505) 837-2828 info@westerneando.com www.westerneando.com www.insurancejournal.com

Western Surplus Lines Agency, Inc.

P.O. Box 6609, Abilene, TX 79608 Phone: (800) 592-4408, Fax: (325) 695-0371 fpeck@westernsurplus.com, croeder@westernsruplus.com www.westernsurplus.com 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 510-9119 cs@insurewildlife.com www.insurewildlife.com

Williams & Stazzone Insurance Agency, Inc. 99 N. Atlantic Ave., Cocos Beach, FL 32931 Phone: (800) 868-1235, Fax: (321) 868-2003 vstazzone@wsins.com www.wsins.com

Willis Programs

1 New Hampshire Ave., Ste. 200, Portsmouth, NH 03801 Phone: (603) 334-3000, Fax: (603) 334-3090 willisnhprograms@willis.com www.willisprograms.com

Winery Pak Insurance Programs

1350 Treat Blvd., Ste. 300, Walnut Creek, CA 94597 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@winerypak.com www.winerypak.com

Woodus K. Humphrey & Co. (AmWINS) 7600 Fern Ave., Bldg 500, Shreveport, LA 71105 Phone: (318) 865-2454, Fax: (318) 861-6937 dick.chilvers@amwins.com www.amwins.com/wkh

van Wagenen Financial Services

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7030 inquiries@vfis.com www.vfis.com

One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965 Phone: (845) 735-0700, Fax: (845) 735-8383 mkatz@mechanicgroup.com www.mechanicgroup.com

595 E. Colorado Blvd., Ste. 810, Pasadena, CA 91101 Phone: (626) 584-0110, Fax: (626) 584-0144 kstevens@wssib.com www.wssib.com For more info, check out our ad on pages 8 (West) and 11 (South Central)

Wildlife Insurance Underwriters, LLC UCA General Insurance Services

VFIS

The Mechanic Group, Inc.

P.O. Box 1835, Kingston, WA 98346 Phone: (800) 843-2430, Fax: (360) 297-4882 aperkins.fergu08@insuremail.net www.westerndwf.com

World Wide Specialty Programs, Inc. 68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 dtaylor@wwspi.com www.wwspi.com

World Wide Specialty Programs, Inc. designed the first E&O policy for the staffing industry over 50 years ago. WWSPI continues to lead the market in product offerings, having the largest and broadest program for the staffing industry.

Worldwide Facilities, Inc. - All Offices

See Website for Locations, Headquarters - Los Angeles, CA 90017 Phone: (213) 236-4500, Fax: (213) 244-9655 info@wwfi.com www.wwfi.com

Wrap Up Insurance Solutions

16141 Swingley Ridge Rd., Chesterfield, MO 63017 Phone: (636) 489-0185, Fax: (636) 536-7473 bbillhartz@trekadmin.com www.trekadmin.com

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 93

2014 Annual Program Directory Volume I – Alphabetical Directory of Markets

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Readers, browse, contact, or do product searches on any of our full page advertisers at:

www.insurancejournal.com/adshowcase/ Agency Ideas www.agencyideas.com American Agents Alliance www.agentsalliance.com Anderson & Murison, Inc. www.andersonmurison.com Applied Underwriters www.applieduw.com Atlas General Insurance Services www.atlas.us.com Brecht & Associates www.brechtassoc.com Burns & Wilcox Ltd. www.burnsandwilcox.com California Earthquake Authority www.earthquakeauthority.com/mvp Catlin US www.catlinus.com Charity First www.charityfirst.com Delta General Agency www.deltains.com EMC Insurance www.emcins.com Florida Surplus Lines Association www.myfsla.com Frenkel & Company www.cosmeticinsurance.com GeoVera Insurance Company www.geovera.com Great American Insurance Group www.GreatAmericanInsurance.com IICF www.iicf.org K&K Insurance Group www.kandkinsurance.com M.J. Hall & Company, Inc. www.mjhallandcompany.com

94 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014

32 W9 30 2, 3, 98 W4; SE5; M2 SC8 9 3 3; W3; SC9 25 SC4 27, 29 35 26 SC7; SE3 15 97 13

McClelland & Hine www.mhi-tx.com MGA Live www.mgalive.com Midlands Management Corporation www.midlandsmgmt.com Monarch E&S Insurance Services www.monarchexcess.com Oak & Associates www.oakandassociates.com PersonalUmbrella.Com www.personalumbrella.com Philadelphia Insurance Companies www.phly.com QBE www.qbededicated.com Scottish American www.scottishamerican.com Scottsdale Insurance Company www.scottsdaleins.com Specialty Insurance Managers www.simtexas.com State Compensation Insurance Fund www.scif.com Tejas American General Agency www.taga1.com Texas Mutual Insurance Company www.texasmutual.com The Sullivan Group www.gjs.com Vista College Western Heritage Insurance Company www.westernheritageins.com Western Security Surplus www.wssib.com

SC12; SE7 24 33 W7 36 7 17 W1; SC1; SE1; E1; M1 19 2 SC5 W5 3 SC3 23 31 21 W8; SC11

W12

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Closing Quote

The Original Search Engine

I

By Carl Maerz

n a world where a simple online search can yield a universe of information about insurance products and services in the blink of an eye, it is perilously easy to overlook the key role an age-old human transaction — the referral — also plays in influencing a consumer’s behavior.

According to a 2014 report by the Hinge Research Institute, 87 percent of buyers turn to friends or colleagues first for recommendations when shopping for financial services, while only about 1 out of every 10 shoppers start their research online. This may be the digital age, but humans still rely heavily on fellow humans for advice on how to spend their money.

As important as referrals are, they do not guarantee sales. Far from it, in fact. The Hinge Research Institute report noted that 81 percent of buyers referred to an insurance agency ultimately judge a business based on an examination of its website. If the website is a dud, your hard-earned referral dies on the vine.

Therein lies the challenge for insurance agencies: how to convert the flesh-and-blood reality of referrals into the digital reality of site visits, and those visits into dollars.

One potential solution is a marketing automation platform. Basically it’s software designed to manage all digital marketing needs under one roof. From improving the web site experience, to optimizing online visibility, to driving customers to your website and converting site visits into

96 | INSURANCE JOURNAL-NATIONAL June 2, 2014

purchases, the merchants of marketing automation (e.g., Marketo, HubSpot and AgencyBuzz) offer the whole shebang.

Well, almost the whole shebang. One critical thing marketing automation tools can’t do is leverage the conversation about your business that’s happening offline. They can’t do it for the simple reason that it’s a conversation between living, breathing humans, with nary a search algorithm in sight.

Enter referral marketing.

Like the name says, referral marketing is all about generating referrals and leveraging them to foster business growth. It is finding processes that streamline methods of acquiring more premiums through old-fashioned people power.

The first step in a referral marketing strategy is to identify which of your customers are your promoters, the loyalists who will go to bat for your business and sell you to the people they know. The quickest and most effective method for promoter identification is the Net Promoter Score (NPS). Using a simple one-question survey — “How likely are you to recommend our company/product/service to your friends and colleagues?” — NPS filters your fiercest fans from the rest of the pack and hands you a valuable, exploitable resource eager to help your business.

With your promoters identified, you then need to engage them. Send them handwritten notes telling them you appreciate their business and are eager to help their friends and family. Thank them personally for their referrals and find ways to keep your agency in their minds.

Consider being a proactive educational resource for your promoters, sharing information that they can in turn share with others. The more you’re mentioned in your clients’ personal conversations, the greater chance you have of netting prospects when This may be the digtheir friends and famital age, but humans ily are in the market for insurance. Keep still rely heavily on track of your results. fellow humans for But don’t forget advice on how to about the technologispend their money. cal component. Your website must be up to snuff, so that when your referrals check you out online, they like what they see.

A well-executed referral marketing strategy drawing on the ancient power of word of mouth will start the ball rolling, and a savvy online presence will close the deal.

Maerz is cofounder of Rocket Referrals, a company in Des Moines, Iowa, that aims to help agents grow through automated referrals.

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For information call (877) 234-4450 or visit auw.com/us. Š2014 Applied Underwriters, Inc. A Berkshire Hathaway company. Rated A+ (Superior) by A.M. Best.

Insurance plans protected under U.S. Patent No. 7,908,157.