Insurance Journal West 2013-12-02

DECEMBER 2, 2013 | VOL. 91, NO. 23

WEST

Customer Experiences in a Lean Environment Oregon Court Tosses Right to Farm Challenge Jury Awards $100K in Oregon Malpractice Suit

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WEST

Inside This Issue

On The Cover

Special Report:

2013 Program Directory Volume II

December 2, 2013 • Vol. 91 No. 23 • West

W1

W2

16

90

NATIONAL COVERAGE

WEST COVERAGE

IDEA EXCHANGE

8

W1 Jury Awards $100,000 in Oregon

Malpractice Suit

W2 Lean Advice: Transforming Your

Customer Experiences in a Lean

Environment

Report Shows Nearly 5 Million Homes Endangered by Wildfires

12 Tower Group to Cut 140 Jobs After

Q2 Loss Due to Reserve Charges

W1 Lawsuit: California Student

Recruited to Help in Drug Bust

12 Workers’ Compensation Results

Improved in 2012

W1 Suncor in Colorado to Pay $1.9

Million to Settle Oil Lawsuit

14 Lexington’s President on State

of the Surplus Lines Market

W1 Oregon Court Tosses Right

to Farm Challenge

28 Essentials: The Mutual Mistake

Doctrine and the Purchase

of Insurance 30 Become a ‘Brand Behemoth’

in Your Market by Seizing

the Digital Moment

16 Special Report: Program Market

Grows 10% in 2012

31 Minding Your Business: Catherine

Oak

21 E&O Insights: Pearsall on

Employee Benefits

90 Closing Quote: Independent

Agents, Regional Carriers,

Innovation and Excellence

24 When Coverage Isn’t Enough:

Managing Risk a Challenge

for Insureds 33 2013 Program Directory, Vol. II

4 | INSURANCE JOURNAL-WEST December 2, 2013

DEPARTMENTS 6 Opening Note 10 Declarations 10 Figures W4 People 11 Business Moves 87 MyNewMarkets

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NATIONAL COVERAGE

Opening Note Best Agencies

T

he independent agency system is strong and getting stronger. Thanks to a focus on specialization, investments in technology and staff, as well as strong growth strategies throughout the economic recession, agencies of all sizes are showing increases in profitability today.

That’s according to the recently released 2013 Best Practices Study by the Independent Insurance Agents & Brokers of America (the Big “I”) which found an increase in profitability across most of the study’s six Best Practices independent agency revenue groups.

The Best Practices Study surveys some of the leading independent insurance agencies across the nation. Every three years, the Big “I” collaborates with Reagan Consulting to select “Best Practices” firms for outstanding management and financial achievement in six revenue categories.

The results for this year’s study are positive, says Madelyn Flannagan, Big “I” vice president of agent development, research and education.

One area that came as no surprise is the increased focus by agencies on specialization. Specializing or developing expertise in a certain industries rose in agencies of all sizes.

The study also found many Best Practices agenBest Practices agencies cies planning to invest continued to invest in more in technology next growth strategies. year. The top investment choice for agencies with revenue under $5 million will be in internet marketing and social media, while agencies with revenue of more than $5 million ranked investments in agency management systems first.

But what kept agencies going through the tough times of the recession was a focus on growth strategies. Even between the worst years of the soft market and weak economy, Best Practices agencies continued to invest in strategies such as hiring new producers, adding new tools and resources, and enforcing sales accountability to achieve organic growth.

Organic growth improved dramatically since the 2012 Best Practices Study. The average growth rate in total commission and fee revenue was 9.4 percent (up from 2.1 percent) for agencies with net revenue of less than $5 million, and 9.8 percent (up from 4.5 percent) for agencies with net revenue of more than $5 million.

Contingency income also grew considerably, according to the 2013 study, which played a significant role in profitability.

This year’s results show that contingent income has grown an average of 21.8 percent for agencies with revenue of less than $5 million, and an average of 10.7 percent for those with revenue of more than $5 million. Agencies also did a better job of controlling expenses.

What does all this mean? Better agencies today and a better independent agency system tomorrow.

Andrea Wells Editor-in-Chief

6 | INSURANCE JOURNAL-NATIONAL December 2, 2013

EDITORIAL Editor-in-Chief Andrea Wells | awells@insurancejournal.com V.P. Content Andrew Simpson | asimpson@insurancejournal.com East Editor Young Ha | yha@insurancejournal.com Southeast Editor Michael Adams | madams@insurancejournal.com South Central Editor/Midwest Editor Stephanie K. Jones | sjones@insurancejournal.com West Editor Don Jergler | djergler@insurancejournal.com International Editor Charles E. Boyle | cboyle@insurancejournal.com Senior Editor Susanne Sclafane | ssclafane@insurancejournal.com ClaimsJournal.com Editor Denise Johnson | djohnson@claimsjournal.com MyNewMarkets.com Associate Editor Amy O’Connor | aoconnor@mynewmarkets.com Columnists Catherine Oak, Curtis Pearsall Contributing Writers Colin D. Baird, Brian S. Cohen, Bob Lathrop, Kevin Murphy, Steven Plitt, Andrew Taylor SALES V.P. Sales & Marketing Julie Tinney (800) 897-9965 x148 | jtinney@insurancejournal.com West Dena Kaplan (800) 897-9965 x115 | dkaplan@insurancejournal.com South Central Mindy Trammell (800) 897-9965 x149 | mtrammell@insurancejournal.com Midwest Lauren Knapp (800) 897-9965 x161 | lknapp@insurancejournal.com Southeast Howard Simkin (800) 897-9965 x162 | hsimkin@insurancejournal.com East Dave Molchan (800) 897-9965 x145 | dmolchan@insurancejournal.com New Markets Sales Manager Kristine Honey | khoney@insurancejournal.com Classifieds, Jobs, Agencies Wanted/For Sale Ly Nguyen (800) 897-9965 x125 | lnguyen@insurancejournal.com MARKETING/NEW MEDIA Marketing Administrator Gayle Wells | gwells@insurancejournal.com Advertising Coordinator Erin Burns (619) 584-1100 x120 | eburns@insurancejournal.com New Media Producer Bobbie Dodge | bdodge@insurancejournal.com Videographer/Editor Matt Tolk | mtolk@insurancejournal.com DESIGN/WEB V.P. of Design Guy Boccia | gboccia@insurancejournal.com V.P of Technology Joshua Carlson | jcarlson@insurancejournal.com Design and Marketing Executive Derence Walk | dwalk@insurancejournal.com Web Developer Jeff Cardrant | jcardrant@insurancejournal.com Web Developer Chris Thompson | cthompson@insurancejournal.com IJ ACADEMY OF INSURANCE Director of Education Christopher J. Boggs | cboggs@ijacademy.com Online Training Coordinator Barbara Whiffen | bwhiffen@ijacademy.com ADMINISTRATION Chairman Mark Wells Chief Executive Officer Mitch Dunford Chief Financial Officer Mark Wooster | mwooster@wellsmedia.com

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Insurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published semi-monthly by Wells Media Group, Inc., 3570 Camino del Rio North, Suite 200, San Diego, CA 92108-1747. Periodicals Postage Paid at San Diego, CA and at additional mailing offices. SUBSCRIPTION RATES: $7.95 per copy, $12.95 per special issue copy, $195 per year in the U.S., $295 per year all other countries. DISCLAIMER: While the information in this publication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended to be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation.

Copyright 2013 Wells Media Group, Inc. All Rights Reserved. Content may not be photocopied, reproduced or redistributed without written permission. Insurance Journal is a publication of Wells Media Group, Inc. POSTMASTER: Send change of address form to Insurance Journal, Circulation Department, PO Box 3618, Northbrook, IL 60065-3618 ARTICLE REPRINTS: For reprints of articles in this issue, contact Rhonda Brown at 1-866-879-9144 ext. 194 or rhondab@fosterprinting.com.

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December 2, 2013 INSURANCE JOURNAL-NATIONAL | 7

NATIONAL COVERAGE

News & Markets Report Shows Nearly 5 Million Homes Endangered by Wildfires

M

ore than 4.5 million U.S. households are at high or extreme risk from wildfire, according to new analysis by Verisk Insurance Solutions - Underwriting, a unit of Verisk Analytics.

The analysis identified the number and percentage of properties at risk from the 10 most wildfire-prone states the company currently assesses: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah and Washington.

California ranked No. 1, with almost 2 million homes at high or extreme risk from wildfire; while Texas ranked second, with 1.3 million households at high or extreme risk.

Percentage-wise, Idaho had the highest percentage of households at high or extreme risk from wildfire (24 percent).

Colorado experienced more than $1 billion in insured wildfire losses since 2010 and had the second-highest percentage and third-highest number of households at high or extreme risk from wildfire.

According to Neil Spector, president of Verisk Underwriting, insurer risk remains high despite the fact that the Colorado acreage burned in 2013 was lower than in the past several years. Just this past June, insurers incurred nearly $385 million in losses due to the Colorado Black Forest fire.

As losses continue to mount, managing wildfire risk needs to remain a top priority for property insurers, Spector said.

According to the Verisk report, the three factors that contribute to wildfire risk are: •Fuel — Grass, trees or dense brush feed a wildfire.

•Slope — Steeper slopes can increase the speed and intensity of wildfire.

•Access — Dead-end roads can impede firefighting equipment.

Verisk conducted the analysis using FireLine, a product that assesses the wildfire risk associated with individual properties by identifying those located within Special Hazard Interface Areas, indicating an increased likelihood of wind-borne embers and high heat from nearby fuels.

8 | INSURANCE JOURNAL-NATIONAL December 2, 2013

FireLine, a unit of the Verisk Climate division at Verisk Analytics, was used in support of approved property insurance rate filings for individual carriers in California.

Results are validated after each significant

wildfire. The company says FireLine was used most recently after Colorado’s Black Forest fire, when it identified every single property destroyed as being at risk from wildfire.

- California

- Texas

- Colorado

Largest Losses in Most Wildfire Prone

States

Year

Fire Name

Insured Loss

State

2012 2011 2002 2000 1991

Waldo Canyon Bastrop County Complex Fire Rodeo/Chediski Complex Cerro Grande Oakland Hills

$450,000,000 $530,000,000 $120,000,000 $140,000,000 $1,700,000,000

Colorado Texas Arizona New Mexico California

Source: Verisk Insurance Solutions

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NATIONAL COVERAGE

Declarations Something for Nothing

Undocumented Not Excluded

A Common Theme

“Sometimes a few bad employees try to

“If the Legislature intended the definition of a

“The common theme is apparent here. …

get something for nothing, scamming the people we serve. This task force will help prevent those instances.”

— New York State’s Broome County Executive Debbie Preston on a new initiative to crack down on workers’ comp fraud. Her county has created a task force to oversee workers’ comp claims and make sure they are legitimate from the very beginning to the end of the process.

worker or employee to exclude undocumented workers, it would have done so by adding undocumented workers to the excluded list…”

— The Iowa Supreme Court, in finding that a West Liberty woman, an immigrant from Mexico who stayed in the United States after her visa had expired, is entitled to receive workers’ compensation benefits for a work-related injury.

How are we going to handle workers’ compensation cases?”

— Attorney Robert McCampbell, representing The State Chamber, the Greater Oklahoma City Chamber of Commerce and the Tulsa Regional Chamber of Commerce, defended before a state Supreme Court referee legislation signed in May by Gov. Mary Fallin that overhauls the state’s workers’ compensation system. A lawsuit filed by two state lawmakers and a firefighter’s organization alleges that parts of the new law are unconstitutional.

A Pleasure “It gives us pleasure to financially reward our policyholders who have invested time, money and

efforts to create a safer workplace for their employees.”

— Laurence Hubbard, president and CEO of Montana State Fund, said he was happy to give more than 23,000 qualifying policyholders a part of a $12 million dividend from the workers’ compensation insurer.

Figures

5

The number of northwest Louisiana residents who were sentenced in November to up to 14 months in prison for staging car accidents for fraudulent insurance claims. Bobby Lee Kimble of Athens received a prison term of 14 months. Larry Kimble, also of Athens, was sentenced to 13 months in prison. Three others received five years’ probation, one day in prison and four months in prison.

80

$37.5 Million The amount that New York’s LaGuardia Airport is set to receive in federal and state funds for five projects designed to protect it from another disaster like Superstorm Sandy. The projects include installing flood barrier berms, concrete flood walls and gravity drains, as well as replacing generators and rehabilitating the airport’s power distribution grid.

The early estimate by the NOAA Storm Prediction Center (SPC) of the number of tornadoes spawned by a severe thunderstorm outbreak in the Midwest on Nov. 17. Catastrophe modeling firm AIR Worldwide said if that number holds, it would be the U.S.’s second most active severe weather day in 2013. The SPC said the preliminary estimate could include double counting of tornadoes and that it would likely be revised.

10 | INSURANCE JOURNAL-NATIONAL December 2, 2013

8

The number of DUIs a Northern California man has amassed. Barton Riley Shafer, 34 of Santa Rosa, was sentenced to five years in prison following his latest conviction for driving under the influence, a charge in which the accused’s blood alcohol level was measured at 0.017 during a traffic stop in May 2013. Shafer will also be unable to get a driver’s license for 10 years after his release. www.insurancejournal.com

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WEST COVERAGE

News & Markets Jury Awards $100,000 in Oregon Malpractice Suit n Oregon gynecologist who removed a patient’s healthy ovary and left a piece of plastic in her body after a 2007 robotic surgery has been ordered to pay more than $100,000.

U.S. District Court jurors convicted Dr. Daniel Laury of medical malpractice in mid-November.

The lawsuit filed by the woman and her husband sought nearly $1 million in damages.

The jury of four women and three men awarded more than $10,500 in medical expenses and $100,000 as compensation for physical pain and mental anguish.

Laury’s attorney, Thomas Armosino Jr., did not immediately respond to a message left by The Associated Press seeking com-

A

ment. A number listed for Laury was disconnected.

Laury used a da Vinci robotic device that malfunctioned during Michelle Elsey’s Sept. 28, 2007, surgery at Providence Medford Medical Center in Medford, according to hospital records.

Providence was not a party in the suit.

Foreign objects were revealed in Elsey’s body during a CT scan in Bozeman, Mont., more than three years after the robotic surgery. A laparoscopy sheath and extraneous coils used as birth-control devices were removed from her pelvis at a Bozeman hospital.

Elsey, formerly of White City, Ore., was suffering pelvic pain in 2007 when she consented to the surgical removal of her right ovary and fallopian tube, as well as her appendix. But the organs were deemed normal and functioning following the surgery. Laury already had performed a sterilization procedure on Elsey in April 2007.

Jurors heard testimony that Laury was not informed of any damage to the robotic surgical equipment, although Elsey experienced pain after the procedure.

Copyright 2013 Associated Press.

Lawsuit: California Student Recruited to Help in Drug Bust

Suncor in Colorado to Pay $1.9 Million to Settle Oil Lawsuit

Oregon Court Tosses Right to Farm Challenge

T

S

he mother of a California middle school student has sued the school district, claiming her 14-year-old son was used as bait during an on-campus drug sting.

The suit was filed against the Temecula Valley Unified High School District. The paper did not name the student or his parents out of fear for their son’s safety.

The lawsuit says the incident took place last year when an assistant principal allegedly arranged to have the teen help catch a fellow student suspected of selling marijuana on campus. Despite the mother’s objections, the sting occurred. The suit accuses school officials of recklessness and child endangerment. A school district spokeswoman declined comment.

Copyright 2013 Associated Press. www.insurancejournal.com

uncor oil refinery operators have agreed to pay $1.9 million to settle a lawsuit by federal and state authorities over a toxic spill that contaminated Sand Creek and the South Platte River.

A consent decree filed in U.S. District Court says government authorities agree to drop further legal action unless the spill worsens. The settlement requires court approval after at least 30 days for public notice and comment.

Colorado Attorney General John Suthers and U.S. Department of Justice attorneys filed a civil lawsuit against Suncor seeking remedies for harm caused initial by a 2011 spill from a broken underground pipe beneath storage tanks.

Copyright 2013 Associated Press.

T

he Oregon Court of Appeals has rejected a constitutional challenge to Oregon’s Right to Farm law, but parties to the case say the question isn’t resolved.

The Right to Farm law protects farmers from lawsuits over common industry practices. The case arose from Lane County, where some residents said their neighbor’s pesticides and chemicals drifted onto their properties.

They brought a case against the state, saying the Right to Farm provision violates a state constitutional guarantee that someone who is done harm can seek a remedy under the law.

The Court of Appeals ruled on narrower grounds. It said the connection between a ruling the law is unconstitutional and relief for the plaintiffs was too speculative for it to decide the constitutional question.

Copyright 2013 Associated Press.

December 2, 2013 INSURANCE JOURNAL-WEST | W1

IDEA EXCHANGE

Lean Advice Transforming Your Customer Experiences in a Lean Environment

T

oyota Motor Cars, Toyota Production Systems, and Taichi Ohno have nearly perfected lean manufacturing techniques.

TPS has been in constant pursuit of perfection since the concept of lean was introduced by Sakichi Toyoda of the Toyoda Automated Loom Co. Toyota Motor Cars came out of Toyoda’s desire to automate processes and improve things along the way. W. Edwards Deming of MIT improved on this

By Colin D. Baird by adding his statistical approach to quality control and management philosphy shortly after World War II ended. The guiding principles behind lean have always been to eliminate waste, and improve flow by identifying what adds

value to a product, and what doesn’t.

What Are Examples of Value?

An example of value for Toyota Motor Cars and its customers is the physical transformation of raw materials into a single structure that becomes an automobile.

The transformation, and therefore value, takes place by bending, stamping, forging, and painting multiple components and raw materials into an automobile. It is the bending, stamping, forging, etc. that customers are paying for.

What Then Is Waste?

Waste, “muda” in lean terms, on the other hand, can include things like the excess movement of the automobile from location to location before the product is finally delivered to the customer. It also

can be unnecessary steps or time spent in sales and service processes that add no value to the final product you are delivering. While some muda may be necessary, anything that is excess waste can be identified and thereby eliminated by careful analysis in a process called value stream mapping. continued on page W6

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WEST COVERAGE

People Armand Feliciano

Blake Schellenberg

Shellie Weber

The business law section of the California State Bar named Armand Feliciano as chair of the California State Bar Insurance Committee for 2013-2014.

Feliciano is vice president of state affairs for the Association of California Insurance Companies and advocates on property/casualty legislative and regulatory issues before the state legislature and other state agencies.

State Bar Insurance Committee members include lawyers who specialize in insurance issues. The committee reviews appellate cases, provides expertise on policy issues, drafts legislation and comments on regulatory matters.

ACIC is part of the Property Casualty Insurers Association of America.

Portland, Ore.-based RiskPoint Insurance Advisors LLC named Blake Schellenberg managing principal, making him one of four managing principals for the firm.

Schellenberg has experience in insurance and other industries, as well as experience developing programs for multi-state organizations.

Prior to RiskPoint, Schellenberg was managing director at LaPorte and Associates.

RiskPoint provides insurance and risk management programs for businesses, associations and individuals, serving clients across the country.

Lockton’s Denver operation named Shellie Weber vice president of human resources.

Weber will focus on organizational and people strategies and solutions.

She has worked with healthcare, high tech, consulting, manufacturing, e-Commerce, financial services and not-forprofit sectors.

Most recently, Weber was an associate vice president with TriZetto Corp.

Kansas City, Mo.-based Lockton provides 35,000 clients

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W4 | INSURANCE JOURNAL-WEST December 2, 2013

with risk management, insurance and employee benefits consulting services.

The McDonald-Leavitt Insurance Agency in Santa Rosa, Calif., named Brandon Stout vice president in its national restaurant insurance program.

Stout specializes in helping clients with high workers’ compensation risks and a need to implement a safety program. He focuses on commercial insurance and workers’ comp for restaurants, contractors, auto repair shops and non-profit organizations.

McDonald-Leavitt is part of the Leavitt Group.

SullivanCurtisMonroe Insurance Services LLC named John Paganas a vice president in its Irvine, Calif., office.

Prior to joining SCM, Paganas was a business development associate at National Insurance Brokerage of New York and a project manager at Turner Construction.

SCM is a full-service insurance agency focused on middle-market companies, offering commercial property/ casualty, employee benefits and personal lines coverage.

SCM has nearly 200 employees with offices in Irvine, Los Angeles and Corona.

Heffernan Insurance Brokers named Zach Catanese assistant vice president in its Orange County, Calif., office.

Catanese will focus on new business development for all commercial lines.

He has a background as a marketing representative for a national insurance carrier and specializes in commercial insurance and workers’ compensation.

Walnut Creek, Calif.-based Heffernan has offices in San Francisco, Petaluma, Menlo Park, Los Angeles and Orange County, as well as in Portland, Ore., St. Louis, Mo., and New York, N.Y.

1/27/11 9:42 AM 6/11/11 9/6/11 2:54 8:30 PM

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IDEA EXCHANGE

Lean Advice continued from page W2 The Value Stream Mapping Process VSM is a mapping process whereby the entire value stream of a product is put on paper in a map format and evaluated in its entirety. The process of VSM begins by going to the place where the work is done (the “gemba”), and analyzing the process and flow of raw materials from the day they come into being until the day the finished product is put to its intended use. By mapping out a current and ideal state value stream, we’re able to better see what steps in the process truly add value — the the transformation of raw materials for example — to the customer experience, and which ones don’t. When muda can be identified and therefore eliminated, and flow improved by better seeing the value stream, it improves the customer experience.

Sound familiar?

Since insurers in the middle- to upper-middle market gave up the ghost on helping end users identify, reduce, and manage risk, much if not all of that responsibility has fallen on the agency system. Agency principals and brokers (traditionally trained insurance sales people, not risk managers) were not prepared or sometimes even trained in how to deal with the onslaught of risk identification Risk Management and Insurance in a processes additional customers demanded Lean Environment because of their particular business.

So, what does this have to do with risk Because of the financial commitments a management? risk-based reduction model was assumed We get things done timely, have beautito require, and the agency resources ful proposals, have numerous markets, and necessary to support risk analysis based offer a wide selection of products at a comtraining, risk petitive price.

‘Lean is a different hamster wheel reduction strat We issue certificates than the one you’re on now and I egies had to be put on the The Value to Others in the Value accurately, offer encourage you to pursue it.’ back burner.The Stream online education commoditization of an industry took heed.

Improved value streams lead to greater libraries for our customers, conduct safety In addition, during this commoditization efficiency, higher inventory turn ratios, and claims reviews each quarter, and have period the ability of insurance purchasing and greater stakeholder equity. a certificate tracking process in place that agents to get data more rapidly on their Toyota has demonstrated this year after is terrific. own unique risks only exacerbated the year by maintaining some of the highest Lastly, our revenues are growing consisinsurance professional’s problem. inventory turn ratios and profits in the tently with our competitors.

Because of this shift, agency principles began competing more on price to acquire business, and focused less on the underlying cost drivers behind the client’s total cost of risk (TCOR). This death spiral of chasing price has had the long-term impact of creating the commodity mindset of an entire generation of brokers and purchasing agents making agency and insurer selections today. It’s the hamster wheel effect everyone is on, but can’t or won’t get MINIMUM PREMIUMS AS LOW AS $295 off.

PROGRAMS & COVERAGES AVAILABLE, BUT NOT LIMITED TO: Yet when you see the research on the -APARTMENTS -RETAIL/WHOLESALE STORES satisfaction levels of insurance purchasing -CONTRACTORS -EPLI/D&O/E&O agents — CEOs, CFOs, etc. — few of -BARS, TAVERNS, RESTARAUNTS, & NIGHTCLUBS -DIC/EARTHQUAKE them admit that everyone is contribut-COURSE OF CONSTRUCTION (BUILDERS RISK) -VACANT BUILDINGS -ENVIRONMENTAL LIABILITY -GARAGE RISK/AUTO REPAIR ing to the commodity mentality because few think differently about the value stream of the customer, or how to fix it.

Commoditization of the insurance transacNOW SERVING THE FOLLOWING STATES: AK, AZ, CA, HI, NV, & TX tion has done little to reduce TCOR, and often times actually drives TCOR upward PHONE: (209) 870-2953 EMAIL: MINDY@MJHALLANDCOMPANY because of poor risk identification processWEBSITE: WWW.MJHALLANDCOMPANY.COM automobile industry. They also have some of the most engaged employees in the industry, and don’t resort to layoffs when the chips are down. Toyota believes its most valuable asset is employee engagement. After all, underutilization of talent is one of the seven deadly forms of waste that Ohno taught others how to identify and eliminate.

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es, gaps in coverage, or inferior claims handling by poorly trained, but inexpensive adjustors.

What Do We Need to Do to Fix It? Let’s begin by getting together a few of our higher level steps and processes in the insurance agency current state value stream.

The Current State Value Stream • Secure prospect information • Contact prospect to meet • Meet prospect • Agree on markets, disagree on agency or producer value • Compete anyways (red light or not, Katie bar the door we’re going in!)

• Gather data (loss runs, copies of policies, lease agreements, etc.)

• Conduct basic risk analysis of account • Safety walk • Market account • Negotiate with insurers • Secure quotations • Deliver quotations in a nice proposal • Get rejected on initial request for BOR • Go back and ask for a BOR when proposal isn’t good enough, or cheap enough • Propose your best solution • Win some, lose some • Certificate the process when successful • Conduct claims reviews twice annually • Present experience rating forecast and budgeting discussions for renewal This is not intended to be an entire list of all of the actual steps in your current state value stream and some agencies have certainly eliminated some of the steps listed above. The list however does give you some idea of what a current state value stream looks like in an insurance business.

What Are You Trying to Accomplish?

What is the product you are delivering?

Is it simply a risk financing transaction, or is it a risk analysis and TCOR reduction strategy, or a combination of both? Which processes add the most value to your www.insurancejournal.com

customer’s product? Which steps in the process are not adding any physical value to what you are promising to deliver to your customer? Which ones are necessary muda, and can and should be improved upon? Which steps can or should be eliminated because they waste valuable agency resources and time spent not adding value to the physical product customers are purchasing? Remember my discussion and comparison of the transformation of materials into an automobile (value), versus the excess movement (muda) of the automobile from location to location?

My viewpoint is that time spent by staff, producers, agency principles, and others is truly being wasted trying to outguess our competitors, out proposal them, out technology them, and under-price them because of market selection. It is not focused on transforming the raw materials into a finished product that our clients are paying us to transform.

What Can We Do? What if we studied this problem, created our own current and future state

value stream and implemented more lean concepts, by eliminating more muda, and removed unnecessary steps in the sales and service processes? What if we then re-deployed with the cost savings from the process improvements with new strategies that specifically embraced the concepts from the lean environment to better focus our efforts only on resources that improved the customer value stream (think TCOR)?

What could that look like for the customer and therefore agency profitability?

What Lean Is Not In the world of insurance, lean is not a strategy to cut services or reduce staffing levels. Lean is built on the premise that employee engagement is the solution to identifying muda and improving flow. In fact, if your agency is in such disarray that staffing levels must be cut, you may wish to study the lean concept of “kaikaku,” which is the equivalent to radical improvement in production, or manufacturing capability. It parallels the term of “kaizen,” which means small step improvements. continued on page W8 December 2, 2013 INSURANCE JOURNAL-WEST | W7

IJ AU Gold ad third pg PRINT.pdf

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IDEA EXCHANGE

Lean Advice

continued from page W7 While our overall industry is in drastic need of kaikaku, your agency may not be.

When to Consider Lean Lean should only be considered when an agency is poised to grow, but has had difficulty getting out of its own way in terms of increasing profitability because it lacked or didn’t want to commit additional capital to add resources that ‘Toyota believes would directly its most valuable benefit the asset is employee product the engagement…’ customer is paying for.

Value stream mapping is a method for identifying muda within the current operating environment to increase value to the customer’s final delivered product.

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What Lean Can Do for the Insurance Brokerage Community Through the implementation of lean concepts, and understanding the VSM process, we can find new ways to identify and eliminate muda, and improve flow within the agency system. Doing so establishes a unique presence in the customer’s mind leading to more actively engaged executives who are more apt to work closer with you to reduce their company’s overall TCOR. Because of this, agencies that embrace lean will become uniquely branded in their client’s eyes leading to increased referrals from C-suite executives, and less time spent chasing deals that add little value to the customer experience. Eliminating muda and improving flow allows agencies to grow using existing resources to increase their brand’s visibility.

Lean is a different hamster wheel than the one you’re on now and I encourage you to pursue it. I always wanted to be lean, don’t you? Perhaps this new hamster wheel will help.

Colin D. Baird is a vice president at Sullivan Curtis Monroe. He focuses on risk management reduction techniques and strategies. Phone: (661) 332-0382.

Email: cbaird@sullicurt.com

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NATIONAL COVERAGE

Business Moves Eastern Insurance Group, Westover Insurance Eastern Insurance Group, an insurance agency and a subsidiary of Eastern Bank based in Natick, Mass., acquired Westover Insurance Agency in Lynnfield, Mass.

Eastern Insurance said the acquisition increases its customer base north of Boston, where it already has four locations.

Westover Insurance customers will be served by Eastern Insurance’s office in Wakefield, Mass. Westover Insurance represents Eastern Insurance’s 16th acquisition since 2004.

Eastern Insurance has 18 locations with more than 300 employees. The agency serves more than 70,000 individuals and businesses with a range of personal and commercial insurance products, surety, and employee benefits services.

mercial, personal and employee benefits insurance for businesses and individuals.

AHM Financial Group reports revenues of about $17 million.

The AHM Financial Group acquisition marks the 16th deal for AssuredPartners in 2013. Under terms of the acquisition, the agency will continue to operate as AHM Financial Group. The transition will be seamless for existing AHM Financial Group clients.

As part of the acquisition, 100 AHM Financial Group employees will join AssuredPartners of Missouri. Operations are based out of St. Louis, and will continue under the leadership of Rich Harkwell and Chase Butler.

South & Western General Agency, Horner Insurance Services Dallas-based South & Western General Agency Inc. merged with Horner Insurance Services Inc. of Memphis, Tenn. As an MGA specializing in commercial transportation, Horner Insurance Services brings additional markets and expertise to the commercial transportation facilities at South & Western.

Based in Memphis, Gene Horner Jr. will lead a combined unit as president of commercial transportation. Existing underwriting staff at Horner Insurance Services will continue to provide commercial transportation products to retail agents throughout the mid-South and Southwest.

South & Western offers specialty insurance products to independent agents throughout the mid-South and Southwest.

In addition to commercial transportation, South & Western offers specialty personal lines, farm and ranch, and specialty commercial property/casualty products.

AssuredPartners of Minnesota, Lee F. Murphy Inc. AssuredPartners Inc. through its subsidiary, AssuredPartners of Minnesota, acquired the Lee F. Murphy Inc. insurance firm based in St. Paul, Minn.

As part of the acquisition, 50 Lee F. Murphy employees will join AssuredPartners of Minnesota. Local operations will continue under the leadership of Bob Murphy.

Lee F. Murphy offers insurance and consulting services for businesses and individuals and reports revenues of roughly $8 million. The firm specializes in commercial insurance, including property/casualty, workers’ compensation, cyber liability, risk management, employee benefit programs and personal insurance.

Lake Mary, Fla.-based AssuredPartners Inc. is a portfolio company of Chicago-based private equity firm GTCR.

AssuredPartners of Missouri, AHM Financial Group AssuredPartners of Missouri, an AssuredPartners Inc. platform operation, completed the asset acquisition of the AHM Financial Group LLC insurance business.

The St. Louis, Mo.-based agency offers comwww.insurancejournal.com

Sleeper Sewell Insurance Services, Planned Benefit Services Sleeper Sewell Insurance Services Inc., a division of ANBTX Insurance Services, acquired Planned Benefit Services Inc., a Dallas-based employee benefits division of Foster Financial Group.

Established in 1988, Planned Benefits

offers employee benefits programs and client resources including health insurance for corporate and consumer-driven plan designs, cost containment strategies, HR administration resources, wellness services and custom benefit communications.

Myles Mendenhall, managing partner, will join Sleeper Sewell as executive vice president. Mendenhall and the Planned Benefits agency associates will move to the Sleeper Sewell location in Dallas.

Founded in 1962 by Dwight Sleeper, Sleeper Sewell Insurance Services Inc. is a division of ANBTX Insurance Services, a wholly owned subsidiary of American National Bank of Texas.

The Carlyle Group, EPIC Edgewood Partners Insurance Center announced that funds managed by global alternative asset manager The Carlyle Group have agreed to acquire a controlling equity stake in the company. The investment is subject to customary regulatory approvals and is expected to close at yearend. Terms of the deal were not disclosed.

Carlyle’s investment will enable EPIC to continue to execute its organic growth strategy and to support strategic acquisitions of complementary insurance distribution platforms throughout the country, the company said.

December 2, 2013 INSURANCE JOURNAL-NATIONAL | 11

NATIONAL COVERAGE

News & Markets Tower Group to Cut 140 Jobs After Q2 Loss

By Susanne Sclafane

T

ower Group International Ltd. is cutting about 140 jobs, or 10 percent of its workforce, after posting a second-quarter loss of more than $0.5 billion.

Job cuts will be made in commercial lines underwriting and operations and save about $21 million a year, the insurer said.

Net loss attributable to common shareholders for the second quarter of 2013 was $507.3 million, or $8.88 per share, compared to a net loss of $16.8 million, or 39 cents per share, in the second quarter of 2012.

Tower shareholders’ equity was $579.2 million at June 30, 2013, compared with $950.1 million at Dec. 31, 2012.

Net written premiums in the quarter dropped 18 percent to $360.9 million, with the specialty and reinsurance segment experiencing the steepest drop of 27 percent. Commercial lines premiums fell 16 percent; personal lines premiums dropped nearly 10 percent.

The combined ratio for second-quarter 2013 was 140.7 compared to 104.8 for sec-

ond-quarter 2012. Only the personal lines ing goodwill of $55.5 million is associated segment showed an underwriting profit, with the personal insurance segment. with the combined ratio coming in at 83.1.

“We are deeply disappointed by our sec Tower’s Q2 results included the impact ond quarter operating results, including of reserve strengthening of $326.7 million. the significant reserve charge as well as the Tower also made restatement adjustments delay in our financial reporting,” Michael H. of $37.4 million to reserves as of Dec. 31, Lee, chairman, president and CEO, said.

2012.

While the board reviews strategic options, Tower said the reserve strengthening he said “management is continuing to arose primarily address the challengfrom accident years ‘The recent downgrades in our es presented by the ratings from A.M. Best and 2008-2011 within current situation. The workers’ compen- other rating agencies represent recent downgrades sation, commercial in our ratings from a new challenge to us.’ multi-peril liability, A.M. Best and other other liability and commercial auto liability rating agencies represent a new challenge lines. to us. To manage this, we are continuing to Reserve strengthening prompted the underwrite our core business of homeowncompany to perform a quantitative analyers and small commercial business that are sis of whether its recorded goodwill was less ratings-sensitive, and evaluating various impaired. As a result, Tower reported a options to retain certain of our ratings sensinon-cash goodwill impairment charge of tive business by placing it with other highly $214 million for Q2 2013, representing all rated insurance companies.” goodwill associated with its commercial insurance reporting unit at Jan. 1, 2013.

Sclafane is senior editor of CarrierManagement, As of June 30, 2013, all of Tower’s remainwhere this article originally appeared.

Workers’ Compensation Results Improved in 2012

T

he workers’ compensation industry’s results improved in 2012. Premiums grew for the second straight year, the combined ratio improved, and claims frequency declined at a faster rate than severity increased, according to a report by the A.M. Best Co. The combined ratio came in at 110.3, a seven point decrease from 2011 and the first decline since 2006.

A.M. Best said the industry is showing positive signs despite facing challenges such as poor underwriting results, low investment yields and ongoing uncertainty over the impact of healthcare reform.

Industry results have benefited from advancements in technology, which enable companies to react more quickly to negative 12 | INSURANCE JOURNAL-NATIONAL December 2, 2013

trends, A.M. Best said. However, without the higher investment yields that the industry earned in the past, overall earnings have declined.

Operating results for A.M. Best workers’ compensation composite also improved in 2012, primarily due to a smaller reported underwriting loss coupled with solid but declining investment earnings.

The A.M. Best composite’s 2012 combined ratio of 114.3 is in line with the overall workers’ compensation line underwriting performance. These improved results reflect year-over-year rate increases and growth in payrolls but are offset in part by rising medical costs and the improving, but still relatively weak macroeconomic environment, according to the rating agency. www.insurancejournal.com

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December 2, 2013 INSURANCE JOURNAL-NATIONAL | 13

NATIONAL COVERAGE

News & Markets Lexington’s Johnson on U.S. Surplus Lines

T

he surplus lines industry experienced tough times in 2012. But that hasn’t been the story for 2013, says Jeremy Johnson, president of Lexington Insurance Co., a unit of AIG. In this interview with Insurance Journal’s Andrea Wells, Johnson says an uptick in the U.S. economy, a positive property/casualty rate environment and strong industry surplus for U.S. insurers is leading to an improving bottom line.

To watch the full video interview with Johnson, visit: http://www.insurance journal.tv/videos/10614.

Insurance Journal: 2012 was the first year in quite a while that the surplus lines industry didn’t outperform the overall property/ casualty market. But it seems like things are turning around in 2013.

Jeremy Johnson: 2012 was a tough year.

Superstorm Sandy had a really profound impact on the results. That was particularly impactful on the E&S (excess and surplus) industry, which, for the first time in 10 years, underperformed the P/C composite.

When I look at 2013, so far it’s been a relatively benign year from a CAT perspective.

Assuming that we don’t have any events between now and the end of the year, it’ll be a good year. We’ll see a return to that historic outperformance. ... When you underwrite to volatility, you have to have a lot of capital. If you have a lot of capital supporting the business, you’ve got to underwrite to a really good return in order to cover the cost of that capital.

IJ: Let’s talk about rates and premium growth. Premium grew pretty much across the board in 2012. In your experience, how does this market cycle differ from others in the past?

Johnson: I would say that all market cycles are different. In my career, every market cycle has been precipitated by a different cause and had a different duration and a different resolution, if you like. This market cycle is certainly being driven by low interest rates. When you have the low inter14 | INSURANCE JOURNAL-NATIONAL December 2, 2013

est rate environment that we have today, you’ve really got to underwrite to a really aggressive loss ratio in order to support the capital that you have in the business and to provide a return on that capital.

It is interesting. The industry is very well-capitalized. It’s at record highs of over $600 billion of surplus. To a certain extent, supply outweighs demand. The ratio of net written premium to surplus is at an historic low, about 0.77.

You might think that the pricing will be going down with that supply outweighing demand, but it’s not. We’re not seeing foolish pricing.

Again, that’s very much driven by that low interest rate environment and by a real focus on underwriting discipline in order to achieve a risk-adjusted return on capital.

IJ: What are the key drivers of growth in the industry today?

Johnson: We are seeing growth in the E&S segment. It’s really fueled by three factors. First of all, we are still seeing business ... In fact, we’re seeing, at an increasing rate, business move from the admitted market into the E&S market.

We’re seeing a gradual uptick in the U.S. economy, and especially in some of those bellwether industries that are good for E&S: construction, transportation, energy. The rate environment is still quite positive. That contributes to a top line growth. It also contributes to an improving bottom line.

IJ: Lexington is known for product innovation. Are there any areas of emerging risk that you have your eye on today?

Johnson: You could say fairly that AIG has really been a virtual fountain of new products and new markets. I think back over the last 30 years, and I think about D&O

(directors and officers liability), employment practice liability, environmental liability, kidnap and ransom, and cyber liability.

We really led the creation of those products, and, to a large extent, we led the creation of those markets.

If we’re putting ourselves in the position of the customer and trying to anticipate what the customer’s needs are going to be in the future, we have to think about what the economy’s going to look like in the future.

The thought leaders that we speak with and the economists that we speak with would very much guide us to think about the American economy as moving into a knowledge economy.

The industries that are going to drive that knowledge economy are industries such as the aerospace business, genomics,

nanotechnology, bioinformatics, robotics.

Those are the industries we’re focused on.

IJ: Lastly, what sets your company apart from others in the industry?

Johnson: I would say that it’s specialization. It’s commitment. It’s our people. It’s our focus on innovation. It’s our focus on understanding what our customers need and responding to those needs with the best products that can be provided in the industry. It’s a focus on hiring the best talent, developing the best talent, and providing the best career paths for people. www.insurancejournal.com

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SPECIAL REPORT

Programs Program Market Growth: New Study Shows Business Up 10%

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rogram insurance premium revenues increased 10.8 percent in 2012, more than three times the rate of premium growth in the overall commercial insurance markets, according to results from a recent survey by the Target Markets Program Administrators Association (TMPAA).

Premiums in the commercial lines market increased only 3.3 percent, according to figures from A.M. Best. Roughly one-in-10 commercial insurance dollars are distributed through the program business distribution channel, TMPAA said.

The study pegged the program administration market in 2012 at $27.4 billion in premiums —

organizations in the United States that up from $24.7 billion in 2011. meet the definition of program administra The results of the annual TMPAA survey tor remains relatively unchanged. From the document the size, characteristics, growth estimated 950 program administrators estiand other base-line information about the mated in the 2012 survey, TMPAA recorded program insurance market. The “State of a slight increase to 1,000 for Program Business Study” The program market this year’s survey. was presented at the in 2012 posted $27.4 Program administration association’s 13th Annual Summit in Scottsdale, Ariz. billion in premiums. is a growing and vibrant market, the report said.

Carriers and program Many administrators reported growth in administrators report an estimated 2,075 their book in a challenging market place. individual programs — an increase of 3.5 They are also optimistic that this growth percent from the 2,000 individual programs will continue in the future. estimated for 2011, the report revealed.

Program administrators reported an 84 The number of confirmed percent renewal rate in 2012, unchanged from 2011. The research consisted of two surveys — one distributed to program administrators and a second distributed to insurance carriers that use the program distribution channel.

TMPAA said the response to the survey rose by 13 percent over 2012 with 198 separate program administration firms responding. Another 43 insurance carriers also responded to the study and completed the survey. The research study and survey was conducted by Advisen, the commercial insurance research and data analytics firm.

The analysis included a survey of program administrators, carriers and managing general agents. Additional data was drawn from the Advisen databases of retail brokers, managing general agents and underwriters and wholesale brokers.

Program Considerations The survey also found that when considering partnerships, administrators and insurers seem to be looking for the same thing: track record.

When asked about the most significant carrier attributes in terms of their importance to a successful program, the administrators said underwriting appetite for new programs, scope of underwriting authority, responsiveness to referrals outside of under-

16 | INSURANCE JOURNAL-NATIONAL December 2, 2013

www.insurancejournal.com

used in the highest levelState of premium volumes.

The TMPAA of Program

Business Study 2013

SPECIAL REPORT

The TMPAA State of Program Business Study 2013 SPECIAL REPORT

Unlike in 2011 when the largest volume of premiums was recorded in the government, nonprofit and writing guidelines, history of supporting construction; and transportation industries, the program administrators polled reported the larges programs long-term, and flexibility of volumes in the financial services, healthcare, and hospitality industries. On the other hand, the small underwriting guidelines are the most significant. of premiums were recorded in professional services and retail.

As with the previous survey, a program administrator’s experience with other proNearly 70 percent of the programs are offered through admitted insurers, while the remaining third are grams and time in the business are the two most important factors that carriers considnon-admitted insurers. er when deciding whether or not to partner with administrators.

The TMPAA State of Program Business Study 2013

SPECIAL REPORT Program Success Criteria TMPAA also found in the survey that, as would be expected, program administrators

and insurers are in sync when it comes to their view of what matters most when In analyzing distribution terms of premium volume, surveywas results show in that distribution Unlike in 2011 when theinhighest average program premium recorded GLthe andclosed Property, Workers’ establishing a successful program. used in the highest of premium volumes.

Underwriting profitability and the carrisation ranked first level for 2012.

The lowest program premium was reported for Management Liability.

er topped the list of most valuable factors Coverage that program administrators find important To understand whether program administrators tended to offer single more specialized industry-specific in terms of building a successful program for the third year in a row. A new factor or seek to respond to a broader set of insurance needs, the survey looked into coverages. added in the 2013 survey is customer service

experience with claims, which also ranked high.

The insurance coverage combinations included in the survey matched those used to analyze the Similar with the previous survey, estimatCompensation results. All lines is generally considered to include the full suite of insurances needed by a bus ed profitability and strength of administrator are cited as the most important factors The survey looked into the compensation-related practices of as program termsliability of the Casualty generally includes general and automobile liability, well asadministrators. umbrella and In excess needed to build a successful program. underwriter/producer compensation, more 80 percent come tailored in the form of salaries, while less tha Professional liability includes the errors andthan omissions coverages to the specific professional e

Challenges Faced by Program Business percent comes in the an form of bonuses. an organization (e.g. accounting firm). Management Liability encompasses such lines of business The study also looked at the challenges Nearly 70 percent the programs are offered through admitted insurers, whileasthe remaining third are Officers Liability,ofEmployment Practices Liability, Fiduciary Liability, as well ancillary Lines of Bu faced by the program business. TMPAA&said

non-admitted insurers. a look into views on top issues and chalas Crime. Workers’ compensation covers work-related injuries and illnesses. Packages would include lenges facing the program business reveal a number of similar responses between Lines of Business (e.g. property, general liability, umbrella, etc.) offered within a single policy. administrators and insurers.

One major similarity is that both adminA fifth of the program administrators offer a complete suite of coverages to address their industry’s istrators and insurers are looking for good partners. The program administrators want compares to 29 percent in the prior survey. The rest of the programs are focused on responding to insurers who are able to commit as longcoverage needs of their clients and serve as one-stop shops for particular industries. Seventeen pe term stable partners. And insurers want a Professional Liability, while 13 percent offers Package. As with the previous survey, the smallest nu program administrator who will work with them in underwriting and risk selection. recorded for Management Liability and Umbrella/Excess.

Like the rest of the insurance industry,

the program business is faced with a host of issues and challenges. For administrators polled, many of the responses revolve around their carrier partners with the top 25 O

continued on page 18

continued on page 18

Compensation www.insurancejournal.com

The survey looked into the compensation-related practices of program administrators. In terms of the December 2, 2013 INSURANCE JOURNAL-NATIONAL | 17

underwriter/producer compensation, more than 80 percent come in the form of salaries, while less tha

As with the previous poll, survey respondents had more programs serving the professional service

SPECIAL REPORT

transportation industries.

Construction are also significant areas. continued from and pagehabitational 17

Programs continued from page 17 issue cited being the lack of patience and long-term commitment by carriers.

Among the challenges cited by respondents under this topic are the carrier’s willingness to work cooperatively with administrators in developing new programs, the limited number of carriers in the program space, carriers not truly partnering with program administrators; and carriers’ unwillingness to consider smaller programs.

In the case of insurers, the top issues are niche market or class, generally reprethe soft market, technology, and underwritsenting a group of similar risks placed ing skill and discipline. with one carrier. Administration is done Program administrators and insurers 22 October 2013 | Advisen Ltd. through program specialists who have polled are in agreement that technology is a developed an expertise in that market. key challenge. Some players in the program Administrative responsibilities are business are finding it difficult to keep up negotiated between the specialist and with and leverage use of technology. carrier, but would include underwriting Both administrators and insurers are also selection, binding, issuing, billing, and faced with the lack of qualified applicants.

Finally, it is worth noting that many administrators mentioned a lack of workers’ compensation markets, TMPAA said.

often times marketing, premium collections, data gathering, claims management/ loss control and possibly risk sharing.

Program specialists typically target their niches through differentiation either in product, risk management services, delivery mechanism or price. Specialists can distribute these programs on a retail, wholesale or direct basis.

Administrators Rank Top Carriers

Bullish on Future Prospects The survey found many program administrators remain bullish on future prospects for program business. Program administrators who provided comments expressed optimism over continued growth of the industry.

An analysis of the percentage increases in premiums from 2010 to 2012 shows that program administrators fared better in 2012. Compared to 52 percent in 2010 and 72 percent in 2011, 82 percent of program administrators surveyed reported increases in premiums administered for 2012. The average increase reported for 2012 was 10 percent, compared to 9 percent in 2011 and 4 percent in 2010.

Administrators polled also continued to report a high renewal rate of 84 percent — the same level as with the two previous surveys.

Seventy-six percent of the program administrators polled reported increases in net revenues (before tax change) in 2012.

TMPAA defines “program business” as insurance products targeted to a particular 18 | INSURANCE JOURNAL-NATIONAL December 2, 2013

I

referral submission turnaround time, (g) n the TMPAA survey, respondents The TMPAA State of Program Business Study 2013 risk engineering (safety and loss prevenwere asked to rate 13 carrier attriECIAL REPORT tion) services, and (h) claims management butes in terms ofS Ptheir importance reputation.

Thefactors. chartThe below to a successful program.

After iden• The table below shows the top three carriers for each of the insurershows neededthe to have at least five composite ranking based on the average tifying the most important carrier respondents rating them for them to be included in the list of top carriers. These rankings reflect only the views of the values by respondents. attributes, administrators were of the 130 program administrators who responded to this provided specific question.

The top ten carriers and their then asked toscores rate their top three are shown in the body of this report. carriers in terms Carrier Attribute Top Three Carriers of (a) underwriting appetite for 1. Zurich North America Underwriting appetite for the program 2. Arch Insurance Group the program, (b) 3. Lloyds speed to market 1. Lloyds Speed to market – how quickly a program 2. Great American Insurance generates business — how quickly 3. SPARTA a program gen1. Great American Insurance 2. Munich Reinsurance America Underwriting knowledge for segment or niche erates business, 3. Arch Insurance Group (tie score) 3. Scottsdale Insurance Company (tie score) (c) underwriting 1. Lloyds knowledge for Flexibility of underwriting guidelines 2. Arch Insurance Group 3. SPARTA segment or niche, 1. Arch Insurance Group Responsiveness to referrals outside of (d) flexibility of 2. Munich Reinsurance America underwriting guidelines 3. Great American Insurance underwriting 1. Arch Insurance Group guidelines, (e) Referral submission turnaround time 2. Munich Reinsurance America 3. Great American Insurance responsiveness to 1. Great American Insurance (tie score) Risk engineering (safety and loss prevention) referrals outside 1. Arch Insurance Group (tie score) services 3. Zurich North America (tie score) of underwriting 3. Scottsdale Insurance Company (tie score) guidelines, (f) 1. Great American Insurance Claims management reputation

Insurers •

2.

3.

Zurich North America Arch Insurance Group

www.insurancejournal.com

There is a variety of insurers specializing in programs. As with the previous survey, 46 percent of carriers

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CLOSER LOOK

Employee Benefits E&O Insights: How to Minimize E&O When Selling Employee Benefits

A

gencies involved in the sales and service of employee benefits know that the issue of errors and omissions (E&O) is very real — and that proper steps must be taken to minimize that exposure. Many in the employee benefits field recognize that the changes brought about by the Patient Protection and Affordable Care Act (PPACA) will likely

By Curtis M. Pearsall result in new emerging issues and E&O exposures. Absent the issues evolving from the PPACA, consider some steps agents can take to minimize the chances of their agency facing an E&O claim.

Training and Education Providing staff with the necessary knowledge is vital to an agency’s daily and long-term success. Training and education should be part of an agency’s culture.

This is important from the beginning of a person’s career, to the end and every day in between. Training and education will enable the staff to handle their various duties accurately and professionally.

Some educational resources to consider include: • Industry publications;

Carriers When you look at the carriers you deal with, there will be a host of differences between them. Those differences may involve underwriting guidelines, underwriting appetite, policy forms, workflows and information requirements. What’s more, the terminology one carrier uses may not mean the same thing as another carrier’s terminology, or different words or phrases might be used to describe the same thing.

Carriers’ financial ratings could vary, too, so look to include the most current rating on proposals. Use the exact definition of continued on page 22

• Training provided by your carriers and the wide range of high-quality industry seminars; • Achievement of designations based upon the employee’s specific area of responsibilities.

Each year when management meets with the staff to discuss their prior work performance, look to include an education goal. This should be agreed upon by the employee and his or her supervisor to be completed within a specified time period.

This will ensure that training is not only ongoing, but that key areas for improvement are addressed.

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December 2, 2013 INSURANCE JOURNAL-NATIONAL | 21

CLOSER LOOK

Employee Benefits continued from page 21

that rating as provided by that rating organization.

Communication When your agency deals with prospects or customers and provides them with details on plans through some of their markets, accurately communicate all necessary details and specifics. In addition, printed material that provides detailed coverage information must be checked for accuracy.

Using the carriers’ benefit brochures, where possible and viable, is helpful. Just make sure to use the most current ones. An agency could be held responsible if it provided a customer with incorrect material.

Caution also should be exercised when verbally communicating with customers, whether on the phone or in person.

As with printed material, an agency could be held responsible for comments made.

When interacting with a prospect or customer, always document all discussions in writing back to the customer. The goal is to ensure a common understanding between what the agent and the other party discussed and resolved. Plus, where possible, provide the customer with options, such as different plans or maybe different deductibles or co-pay options. Providing the customer with education and options will allow him or her to make an educated decision based on the objectives the customer is looking for the employee benefit plan to accomplish.

Technology and Compliance In the employee benefit arena, it is fundamental that the confidentiality of PII (personal identifiable information) and PHI (personal health information) is protected at all costs. Because the agency management system is probably where that information 22 | INSURANCE JOURNAL-NATIONAL December 2, 2013

is stored, an agency’s system should be tomer may be interested in pursuing. The set up to only allow individuals access to approach should be customized based on the information based on their specific job the account. The account team should meet duties. far in advance to discuss the account and The agency should require any docuhow well the current plan is meeting the ments containing PII/PHI to be locked customer’s objectives. Because these objecup at night, as this will may change based The employee benefits tives protect against others, on the management of proposal can be a key the account, give serious such as the cleaning crew, from seeing this document when an E&O consideration to includinformation. Have a set ing the customer in the claim is made. procedure, too, for dismeeting to better undercarding paper that contains PII/PHI. Using stand what he or she wants to accomplish commercial-grade shredders or subscribing via the employee benefits program. to a shredding service is recommended.

The employee benefit arena is not only Security is crucial. That includes complidata-sensitive, but it is also heavily reliant ance with federal regulations and taking on good quality data to properly price the the necessary steps to ensure that estabaccount with appropriate conditions/limitalished encryption standards are being met. tions, etc. Securing the correct and updated Issues include quoting, requests for informaunderwriting data is obviously imperative. tion and more. When communicating with This requires the data to be of high quality prospects or customers via email, for exam(with the necessary detail) and accurate. ple, extra caution must be taken to protect To ensure a high-quality data submission, the confidentiality and sensitivity of this secure the data directly from the account material. via application/census report/RFP, etc.

The proposal can be a key document Document. Document. Document. when an E&O claim is made. As a result, Prompt, professional documentation is a strong focus of the proposal is to address critical. This will determine the direction how the various products will perform and an E&O file will take. Documentation what level of service will be provided. It is needs to be: best to use a standard proposal format, as • Timely (as soon as possible); this will ensure the information is complete • Handled by the person who had the conand properly presented in a consistent versation; approach. Due to the uniqueness of some of • Specific. Details are essential. Who did the terms used in this industry, it is highly the agent speak with? What specifirecommended to include definitions and cally was discussed and resolved? Are explanations of important terms. Include a there any open items? Are there any disclaimer, too, as this serves an E&O preissues that the agent needs to put on vention role. diary as a follow up?

Bottom line, selling employee benefits has definite E&O exposures that can be The Sales Process minimized with some loss control mea To ensure consistency, the agency must sures. have a documented process/checklist/workflow chart detailing the steps that must be Pearsall is president of Pearsall Associates Inc., followed. This list should be adhered to, a risk management consulting firm specializing with each step documented as to who perhelping agents protect themselves. He is also a speformed it and when. cial consultant to the Utica National Agents E&O Among the goals is to develop a renewal program. Phone: 315-768- 1534. Email: curtis@ action plan for each account based on its pearsallassociates.com. Blog: www.agentseotips. complexity and potential changes the cuscom. www.insurancejournal.com

We are

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It means my business is protected by an AA- rated insurer, one of the largest and strongest in the world. ACE people truly understand my risks and go out of their way to help. I can focus on growing my company because ACE is there when I need them.

© 2013 ACE Group. Coverages underwritten by one or more companies of the ACE Group. Not all coverages available in all jurisdictions. ACE®, ACE logo®, and ACE insured are trademarks of ACE Limited.

SPOTLIGHT

Management When Coverage Isn’t Enough: Managing Risk a Challenge for Insureds

By Amy O’Connor

C

ompanies of all types and sizes are facing increased risks, but many are not putting adequate programs in place to manage those risks, according to a Zurichsponsored study by Forbes Insights. As a result, companies are suffering financial losses from unexpected events or risks.

The study polled more than 400 executives in four industries: banking and financial services; real estate; healthcare; and construction. All of the companies that participated had between $25 million and $750 million in revenue.

Results indicated that 30 percent of executives in those segments didn’t understand how to best mitigate risk; 29 percent said they lacked understanding of the sources of risk; and nearly 25 percent claimed their company’s budget for risk management was “insufficient.”

Linda Conrad, director of Strategic But with the increasing complexity of Business Risk Management for Zurich the world, Conrad says companies of all Services Corp., says it has been a slow sizes and in all geographies need effective learning process for businesses to realize risk management tools. She says business the link between risk management and betdisruptions can be devastating, with one ter performance at the business level. She Zurich supply chain study showing that says the survey results confirm that many 35 percent of disruptions have totaled $100 executives don’t spend a lot of time looking million or greater for an individual comat their long-term risks. pany. A Zurich study also found that 85 “Companies are so focused on trying to percent of companies have had a disruption survive and and 50 percent ‘Agents and brokers should be shift- have had more trying to be profitable and ing discussions with their clients than one. protect share- from just a product or insurance “One thing holder value,” that has come line focus to a customer focus and full circle as Conrad says. what their business strategy is.’

“Because of a result of that, they are the economy busy with the task at hand and managing and catastrophes is people are becoming short-term execution. They don’t have the increasingly aware of the cost of disruptime or foresight to spend with the exections,” she says. “Companies are finding they utive team on not only what things could need to identify and proactively prevent impede them from hitting their targets this the risks they are facing that could impede year, but also what could affect them down their strategic execution.” the road.”

24 | INSURANCE JOURNAL-NATIONAL December 2, 2013

Anticipating Risks Some unanticipated events that can lead to a business interruption are obvious but impossible to predict — natural catastrophes including earthquakes, floods, tornadoes or hurricanes. But Conrad says there are other supply chain disruptions that people don’t typically think of, including workforce strikes, issues with third-party suppliers, and cyber or privacy breaches.

Incidents like these can often cause complex or multiple claims for a company.

“The losses are huge numbers in large part because of business interruption.

It’s not just the loss of products but also decreased market share, damage to reputation, and the increased cost of recovering from an event,” she says. “As more of that information gets out in to the public domain and everyone sees the impact, companies are realizing that it’s worth investing in the [risk management] process.”

There has also been more emphasis on risk management from outside influences continued on page 26 www.insurancejournal.com

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Management continued from page 24 the exposures a company may be facing, like regulations and rating agencies, plus and yet many of those exposures have not stock prices and shareholders who may been analyzed or vetted to see what the have more confidence in a company that impact to the company would be and what has an effective risk management strategy.

R4_I “If J_Half_Ins you look atJournal the 10-K’s of companies, 4/9/13 12:23 PM Page 1steps the company would have to take to mitigate the impact,” Conrad says. “But there is a risk section that shows some of

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they are out there in the public eye. Risk management has a role to play in how to manage those risks.”

The increasing awareness of insureds is not enough, Conrad says. Clients need help implementing company-wide risk management approaches. Zurich has put more effort into studying and developing risk management techniques. The carrier employs a holistic approach that embeds support for the customer as part of the risk management program. Conrad says when the company partners with the client, they can deal with risks before the insured is in crisis management mode.

Better Risk Management Programs Conrad says the insurance industry needs to be more proactive in helping insureds set up and manage successful risk management programs. One way to do this is to look at an insured’s entire risk profile.

“Agents and brokers should be shifting discussions with their clients from just a product or insurance line of business focus to a customer focus and what their business strategy is,” she says.

Cost can be a risk management obstacle because insureds think working with an agent or carrier will be too expensive, but Conrad says disruptions are more costly.

When agents and carriers work with a client and better identify what the insured’s exposures are, they can find the right insurance program and determine what should be covered by insurance and what can be better managed through risk management.

While each industry faces different issues, Conrad says the risk management framework and processes to manage the risks are similar. Having the tools and insights into what works to manage risk is where the insurance industry can provide value to clients. “We have been helping industry groups identify what exposures they are facing as an industry and from there we can take those findings and say which one applies to them on a company level,” she says.

The full Zurich/Forbes Insight report is available at: www.forbes.com/ forbesinsights/Zurich_Risk/index.html. www.insurancejournal.com

IDEA EXCHANGE

Essentials The Mutual Mistake Doctrine and the Purchase of Insurance

E

very day insurance agents throughout the United States meet with potential insureds to transact the purchase of insurance. Typically, the insurance agent or broker will cover the main features of an insurance policy but will not discuss many of the details or “what if” scenarios regarding covBy Steven Plitt erage for specific claims.

During the purchase transaction, circumstances can arise where both the insurance agent and the insured harbor a belief that the policy being purchased will cover a specific event but the issued policy clearly excludes or limits coverage for the event. In this type of situation, can the insurance policy be reformed to conform to the unexpressed belief of coverage harbored by both the insurance agent and the insured at the time of purchase?

The answer lays in the application of the “mutual mistake doctrine.”

A recent opinion by the Supreme Judicial Court of Massachusetts discusses this common scenario.

Caron v. Horace Mann In Caron v. Horace Mann Ins. Co. (Mass.

2013), a victim of a dog bite brought an action against the dog owner’s insurance company as the assignee of the insured’s claim under the insured’s homeowner’s policy. At the time of the insurance policy purchase, the insured purchased a homeown28 | INSURANCE JOURNAL-NATIONAL December 2, 2013

er’s policy with an overall coverage limit of $500,000. The policy contained an “animal liability” endorsement which limited coverage to $25,000 per occurrence for claims arising from animal bites. It was undisputed that both the insurance company’s agent and the insured mistakenly believed that the policy being issued did not contain an animal liability limitation.

During the application process, the agent met with the insured to complete the application. At that time the insurance agent believed that the homeowner’s policy would contain no specific limitation on animal liability. The insured also believed that the policy did not provide such a limitation. However, neither the agent nor the insured conveyed their mistaken belief to the other during the application process.

The policy was issued with a step-down liability limit applicable to animal liability of $25,000.

When the insured received a copy of the policy, she “skimmed” through it. The “animal liability endorsement” limited coverage to $25,000 for claims arising from any animal bites, and precluded any coverage for bites by certain listed breeds of dogs.

Because the insured owned an American Bull Dog, which was not among the excluded breeds, the insured assumed that the policy would provide the full $500,000 in liability coverage for claims involving animal bites. The agent also mistakenly believed that the policy would provide full liability coverage for dog bite claims if the dog was not one of the listed excluded breeds. This belief was not conveyed to the homeowner, however. During the application meeting, the evidence established that neither the agent nor the insured discussed coverage for animal bite claims.

After the policy was issued, the homeowner’s dog bit a third-party, resulting in severe injuries. A lawsuit was brought by the victim against the homeowner. A jury verdict was rendered in the case in excess of $250,000. At that point the insurance company paid its $25,000 limit, relying

upon its animal liability endorsement which stepped down coverage from the full limits to $25,000. Because the insurance company refused to pay the full judgment, the plaintiff victim and the homeowner entered into a settlement agreement protecting the homeowner with a covenant not to execute and assigning to the victim all rights against the insurance company.

The plaintiff victim, who became now an assignee of the rights of the homeowner, brought a lawsuit against the insurance company alleging “mutual mistake” and attempted to reform the homeowner policy to require $500,000 of coverage for dog bites involving breeds of dogs that were not specifically designated in the endorsement. The issue of “mutual mistake” came before the Supreme Judicial Court of Massachusetts which refused to reform the insurance policy.

Mutual Mistake Doctrine The Caron court began its analysis by recognizing that the mutual mistake doctrine exists in order to give effect to the agreement that the parties intended by the contract but where the contract language failed to capture the specific agreement and intent of the parties. Central to the mutual mistake doctrine was the fundamental underpinning that the parties had reached an agreement on a specific point, which they intended to enshrine in the written contract. However, for some reason that agreement was mistakenly omitted from the written contract itself.

The court found that the agent’s misunderstanding as to the application of the endorsement could not serve as the necessary prerequisite to a claim of mutual mistake. Although the agent’s misunderstanding was consistent with the insured’s misunderstanding, the unexpressed misunderstanding was not a prior “expressed agreement” because the agent never communicated the misunderstanding to the insured. The fact that the insured silently harbored an assumption that the policy www.insurancejournal.com

times express that they expected the loss to would provide the full $500,000 in liability be covered under the insurance policy. That coverage for any incident, including dog expectation may not allow the insurance bites, was plainly contradicted by the policy to be reformed under the mutual written policy that the insured read. The mistake doctrine absent a specific discuswritten policy indisputably limited liability sion during the insurance purchase transaccoverage for claims resulting from a dog tion between the agent and the insured. bite to $25,000 and the court found that Even though the agent nothing in the record The agent’s unexpressed may believe that such demonstrated that misunderstanding of the claims are covered, if the the $25,000 of coveragent doesn’t express age failed to reflect a scope of coverage will at the time of purchase previous agreement not support a policy that such claims will be between the parties to reformation. covered, the agent’s unexthe policy. pressed misunderstanding of the scope of The court found that what occurred at coverage will not support a policy reformathe time of the application meeting had tion. For similar reasons, policy reformation been two “independent unexpressed miswill fail under the mutual mistake doctrine takes” as to the coverage being purchased, where the insured does not express at the which did not permit reformation of the time of purchase the belief that a particular contract. The court rejected the claim to type of claim will be covered and the agent reform the homeowner policy to uncap the does not correct that misunderstanding at sublimit applicable to animal bites. that time.

When a loss occurs insureds will often-

The result in the Caron case would have been different if the insurance agent had expressed that the policy would provide full coverage for dog bites. Also, if the insured had expressed a belief that the policy would provide full animal bite coverage and the agent did not respond by saying the policy had a sublimit, or where the insured specifically requested that type of coverage and the agent was silent on policy limitations or restrictions, the outcome would have been different.

The key is that the agent and the insured must have a discussion on the type of claim in question as a prerequisite to application of the mutual mistake doctrine to insurance purchase transactions in some states.

Plitt is chairperson of the insurance coverage practice group at Kunz Plitt Hyland & Demlong, P.C., based in Phoenix, Arizona. He is a nationally recognized expert in insurance law and has authored numerous insurance treatises and articles.

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IDEA EXCHANGE

Branding Become a ‘Brand Behemoth’ by Seizing the Digital Moment

By Brian S. Cohen

S

uppose you walked into a store to look for a new television. If the store only carried one brand, would you shop there?

Of course not, but that’s just what today’s insurance behemoths want you to do when you buy insurance.

With an abundance of information just a few key strokes away, today’s consumers demand choice. From automobiles to zucchini, consumers do research online before they make a purchase. Today’s policyholders no longer accept a single company quote. It’s difficult to satisfy this consumer demand if you’re an agent that can only offer one product. It’s why the era of the captive agent is coming to an end.

Only independent agencies that meet their customers online by leveraging desire for information and choice will succeed.

The rise of digital media — the web, social media, smartphone and other mobile devices — has leveled the playing field and even tilted it toward independents.

Independent agents can now compete against the industry’s brand behemoths by making their brand even more powerful in their area. They can become local brand behemoths.

Digital tools enable independent agents to provide a better service experience to existing clients. Online lead generation allows agents to more efficiently find new clients.

Improving Customer Experience In a commoditized industry like insurance, the only way to differentiate yourself is to provide excellent customer service.

In the digital age, that means providing customers with the opportunity to interact with your agency whenever and however they want. From policy changes to evidence of insurance, customers would rather do things themselves online than have to wait to call your office when it’s open.

One of the most surprising things is how much people love self-service. Surveys show that companies of all types, including insurers, consistently get better service scores when they let consumers manage their account themselves.

Does your website allow customers to make policy changes, track their claim, get a quote or review their policy limits?

Consumer tastes also require a website to be mobile-compatible. The smartphone has replaced the computer as the device of choice for consumers. A mobile-compatible site must be clean because smartphone screens are small. Users must be able to navigate and read a site quickly on a smartphone.

A website can’t be static and one-dimensional. People don’t want to read gobs of copy online. A site should give visitors interactive experiences. For instance, display the icons of the companies represented instead of listing them.

30 | INSURANCE JOURNAL-NATIONAL December 2, 2013

Attracting New Customers Use online resources to expand the reach of marketing efforts.

LinkedIn provides a great example. Start by identifying people on LinkedIn that you are connected to indirectly (i.e. through

an existing contact but not directly) or are members of the same business group as you.

These are LinkedIn prospects.

Next, go through existing business networks and identify a service provider like an accountant, photographer or other small-business owner. Ask if they would be willing to provide a discount to customers referred to them. If they agree, send an email to prospects identified from LinkedIn letting them know they can receive a discount. This creates a win-win for both.

Digital Giveaways No one gets excited about a birthday card from an insurance agent. Instead, how about giving away a mobile app so your business can stay top of mind? An app that gets your name on their phone is a proactive way to stay in touch — and provide something of real value.

Facebook, Twitter, Tumblr, and More You need to be on social media. Although engaging with social media takes time, what you learn online provides you with valuable customer insights. It’s like getting the questions to a test in advance. It gives you a real advantage.

Social media isn’t just about following people. Post or tweet information about how to prepare for catastrophes unique to your area so people can prepare for them.

The more you engage digitally, the more relevant you become online.

You’re probably thinking: “I don’t have time for this!” You’re right! Find someone who uses these tools everyday — a student or a young person in your office and put them in charge.

All the pieces have fallen in place for independent agents. Seize the digital moment now and prosper!

Cohen is president and CEO of Pacific Specialty Insurance Co., based in Menlo Park, Calif. Email: bcohen@pacificspecialty.com.

www.insurancejournal.com

IDEA EXCHANGE

Minding Your Business Obamacare and Agency Value

W

here is the Affordable Care Act headed? Are we prepared? Who will be covered and who won’t? Are we robbing from Peter to pay Paul?

The list of questions is endless. The answers are few and far between.

In a speech delivered to a Dallas audience in early November, President Obama insisted, “We are

By Catherine Oak going to get this done.”

How that happens without leaving the projected 40 million Americans without insurance coverage remains to be seen. Later, pointing an implied finger at “some IT people in Washington,” during a fundraiser, was indicative that the system was not, in fact, prepared to implement this new law.

All Americans will have access to coverage at some level, whether through Medicare, Medicaid, federal or state-run exchanges, or a carrier they select from their state’s individual marketplace. Any subsidies are determined by age and income level. Research by Duke University’s Center for Health Policy and Inequalities projects that potentially 129 million (68 percent) of privately insured Americans will face changes to their current coverage by the end of 2014 because of the new mandated requirements that, if not covered, render a health plan illegal. For example, maternity coverage has to be provided.

As to the funding debate, the individual mandate facing healthy young people, along with reduced Medicare benefits for the elderly under health care reform are the primary sources of funding needed to cover the overhead of the anticipated 30 million new policies, which are promised to insurance carriers through ACA. Technical Difficulties?

Following a frustrating false start in the first week of October, the Healthcare.gov website seems to be gradually morphing through its gawky adolescence in some states. Florida saw its inaugural enrollments www.insurancejournal.com

the first week of November, albeit amidst spotty performance by the website. According to Marilyn Tavenner who heads up the Centers for Medicare & Medicaid Services and oversees the site, only 100,000 enrollments have been processed across 36 states that use the federal mandates. Obama had hoped for a half million by now. Tavenner has also given her assurance that Healthcare.gov will be fully functioning as promised

by Nov. 30, 2013. When this article is read, it will be interesting to see if this happened!

The response among consumers seems to be a “wait and see” attitude. Some who hit the same speed bump at the initial launch have since taken another run at the process and successfully submitted applications.

Many who are currently uninsured are waiting to decide between enrollment and the penalty imposed by the individual mandate. Still others are of the opinion that the website is too slow, which has led to the suggestion by a Palm Beach legal aid group continued on page 32

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IDEA EXCHANGE

Minding Your Business continued from page 31

received good news last month that the exchanges. All the policies will be similar carrier is postponing cancellation of 115,000 in the exchange and an applicant will look to shut it down entirely until all the bugs individual policies until the end of March at about four and pick the one they want. are exterminated. Washington has said it 2014. Optionally, those who would stand Thirty-six states declined to create their won’t do that, given the improvement it is to save money through federal premium own exchanges. Except for California, seeing in functionality as illustrated by the subsidies on Covered California may opt to Healthcare.gov is not working in many number of Americans enrolling. do so despite the grace states for the fed “Users are seeing far fewer error messages What is the impact of period. eral exchange plan and timeouts” than they were in the first Obamacare on independent enrollment. day after Healthcare.gov launched on Oct. Some Facts that

The Heritage 1, U.S. Department of Health and Human insurance agencies?

Many Don’t Know Foundation has a Services Secretary Kathleen Sebelius said.

Only 5 percent of people in the United lot of good information on what is going on States are on individual plans, this is 15 with Obamacare. It states that men’s rates To Keep or Not to Keep million to 19 million individuals. Some 190 will go up 62 percent and women’s rates For those who are keeping their existing million people in United States are covered will go up 99 percent. However, coverage health coverage as promised by Obama at by employer plans, and any effect on these costs for young people aged up to 27 years the inception of the ACA, premiums and plans may be waived for a year. Many smallwill go down, and in some states like New deductibles are skyrocketing due to the er employers may drop coverage.

York, the rates have gone down because it overhead incurred by their carriers to meet If a health plan does not provide all of had a more stringent plan. In California, the essential benefit requirements and the coverage requirements of Obamacare rates are going up about 3 percent. accept clients with pre-existing conditions. enacted in 2009, that plan is then termed The number of cancellations varies by “illegal.” Existing plans will have to meet Impact on Agency Value state. The current estimates are up to 5 milthe requirements of more coverage, and What is the impact of Obamacare on lion across the country. According to Kaiser thus will most likely cost more if left in independent insurance agencies, and their Health News, Florida Blue canceled 300,000 place and potentially much higher deductvalue if they insure clients with health covpolicies, which accounts for 80 percent of ibles will result. erages? its individual plans in the state.

In addition, all health plans have to There is a lot of uncertainty of how each In California, Kaiser Permanente pulled include dental coverage. and every policy of that agency will be 160,000 — half of its statewide enrollment.

Only 14 states have set up their own state affected by insurance company cancellaCalifornia residents insured by Blue Shield tions and the employers that will make many employees part-time or have some layoffs to avoid having to pay for their health ® insurance.

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11/19/13 11:26 AM

Oak is the founder of Oak & Associates, based in Santa Rosa, Calif. Email: catoak@gmail.com. Phone: 707-935-6565. Website: www.oakandassociates.com.

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2013 Annual Program Directory, Volume II

2013 RAM G RY O R P ECTO DIR

E II

M VOLU

Welcome to Insurance Journal’s 2013 Program Directory, Volume II. Information contained in this directory has been compiled by Insurance Journal’s staff as a resource for readers. For purposes of this directory, a program is defined as “a group of coverages designed specifically for any given risk or class of business.”

IJ’s Program Directory, as well as IJ’s E&S Directory and Workers’ Comp Directory, are also available online.

Brokers and insurance companies are invited to submit and maintain up to 10 free market listings for the Program Directory. Brokers and insurers continually update market listings year-round. Insurance Journal is not responsible for inaccurate information submitted by respondents.

To list a market online free of charge, visit www.insurancejournal.com/directories. Step-by-step instructions guide users through the listing process. To be listed in the print version of IJ’s Program Directory, please send an e-mail to: khoney@insurancejournal.com.

Above & Underground Mining Co’s

Accountants/CPAs

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Above & Underground Storage Tank Owners ❯Access E&S Insurance Services (CA) Coverages Pollution, Pollution Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯AmWINS Program Underwriters Coverages Pollution, Pollution Liab States All States ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution Liab, Professional Liab, Railroad Protective Liab, Transportation Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Environmental Insurance Agency (EIA) Coverages Environmental Liab, Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States Most States ❯Freberg Environmental Inc. Coverages Environmental Liab, Pollution Carrier Status Non-admitted States All States ❯Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Admitted States Most States ❯Midlands Coverages Business Interruption, Environmental Liab Carrier Status Non-admitted States Most States

❯Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sloan Mason Insurance Services Coverages CGL, Commercial Excess, Environmental Liab, Pollution, Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯CPA Protector Plan Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States ❯E.L.M. Insurance Brokers Coverages D&O, E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Herbert H. Landy Insurance Coverages BOP, D&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States ❯Jorgensen & Company Coverages EPLI, Professional Liab Carrier Status Admitted States All States ❯King Insurance Support Systems Coverages Professional Liab Carrier Status Non-admitted States Most States ❯Monitor Liability Managers Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages BOP, E&O, Identity Theft Carrier Status Admitted States Most States ❯Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP,

Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Tax Audit, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Community/Social Svcs, Crime, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, NonProfit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

❯NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Boiler & Machinery, Business Income, Business Interruption, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (Florida) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New York) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Administrative Service Org’s ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Addiction Treatment Facilities ❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

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December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 33

2013 Annual Program Directory, Volume II Adoption Agencies ❯Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab,

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States

Adult Care Facilities ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Boaters Carrier Status Admitted States Most States ❯Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Prime Insurance Company

Aircraft Repair/Service

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Atlass Insurance Group Coverages CGL, Int’l Coverage - Commercial, Legal Liab, WC - Master Policies/ASO Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯USX/S Coverages Abuse & Molestation, CGL, Commercial Excess, D&O, EPLI, Fire,

❯Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Auto Pers-Standard, Flood, GL, Hull, Liability, Medical, Property Carrier Status Non-admitted States All States

Food Borne Illness, Identity Theft, Liability, Medical & Physical Rehab, Medical Malpractice, Pollution, Pollution Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. - All Offices Coverages Abuse & Molestation, Medical, Medical & Physical Rehab,

Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Umbrella Carrier Status Admitted, Non-admitted States All States

Adult Clubs ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Agribusinesses

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Abram Interstate Insurance Services Inc. Coverages Care/Custody/Control, Horse Mortality, Medical, Tools & Equip, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

❯Anderson & Murison Inc. Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, E&O, Property, Workers’ Comp Carrier Status Admitted States All States

❯Britt/Paulk Insurance Agency Inc. Coverages Business Income, Business Interruption, Catastrophe, Commercial

❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Auto Comm-Standard, Business Income,

Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯Agricultural Insurance Mgmt Services Coverages Auto Comm-Standard Liability, Care/Custody/Control, CGL,

Excess, Crime, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Hail, Inland Marine, Liability, Mechanical Breakdown, Motor Truck Cargo, Pollution, Pollution Liab, Property, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Equisure Inc. Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯South & Western General Agency Inc. Coverages Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TX ❯Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX ❯Wildlife Insurance Underwriters LLC Coverages Builders Risk, CGL, Commercial Marine, Fire, Flood, GL, Liability,

Livestock/Animal Mortality, Medical, Mortality, Property Carrier Status Non-admitted States All States

❯Winery Pak Insurance Programs Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

Aircraft Manufacturers ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

34 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

Airlines ❯Atlass Insurance Group Coverages Hull, Legal Liab, Liability, Loss of Use, Medical, WC - Master Policies/ASO Carrier Status Admitted States Most States

Airport Owners & Operators ❯Atlass Insurance Group Coverages Hull, Liability, Medical Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Alarm Monitoring Companies ❯Brownyard Group

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Crime, Cyber Liab, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Excess Liab, Lost Key, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States ❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, BOP, CGL, Crime, EPLI, Fidelity Bonds,

Inland Marine, Performance & Payment Bonds, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RLI Specialty Programs Coverages Excess Liab, GL Carrier Status Non-admitted States Most States ❯Sierra Specialty Coverages Excess Liab, GL Carrier Status Non-admitted States Most States ❯USG Insurance Services Inc. Coverages CGL, Excess Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Alcohol & Substance Abuse Treatment Centers ❯Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States ❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

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2013 Annual Program Directory, Volume II ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard

Liability & Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Nonstandard, Boiler & Machinery, Business Income, Business Interruption, Commercial Excess, Community/Social Svcs, Crime, D&O, Developmental Disabilities, E&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Pers-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯NSM Insurance Group Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Business Income, Business Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Identity Theft, Liability, Medical Malpractice, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg,

Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab,

❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯K&K Insurance Group Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Crime, D&O, Equipment, Equipment Breakdown, Inland Marine, Participant Accident, Property, Umbrella Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Legal Expense Ins, NonProfit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Uninsured Motorists Carrier Status Admitted States Most States ❯RPS Bollinger Sports & Leisure Coverages Accident & Health, CGL, Excess Liab Carrier Status Admitted States All States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States

❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Antique/Classic Car Collections ❯American Modern Insurance Group Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists States All States ❯Hagerty Insurance Agency LLC Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States Most States ❯Insurance Center Special Risks Ltd. Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States CT, MA, ME, NH, NY, RI, VT ❯NSM Insurance Group Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Emergency Towing & Service, Identity Theft Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Completed Operations Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Apartment Building Owners

❯Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, CGL, Employee Benefits, Flood, GL Carrier Status Admitted, Non-admitted States All States

Ambulance Service ❯CRC|Crump Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY

❯Prime Insurance Company

❯4 All Insurance Services Coverages Builders Risk, CGL, COC, Commercial Excess, D&O, Difference

in Conditions, Earthquake, EPLI, Fiduciary Liab, Flood, GL, Pollution, Property, Renters Insurance, Residential Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, VA, WA ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯Abram Interstate Insurance Services Inc. Coverages Crime, Liability Carrier Status Admitted, Non-admitted States AZ

❯Advanced E&S Group - Midwest Region Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Excess Liab, Fire, GL, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯American Underwriting Managers Coverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Smith, Bell & Thompson Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income,

❯THOMCO, a division of Markel Service Incorporated Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland

❯Anderson & Murison Inc. Coverages Apartment House Package, Earthquake Carrier Status Non-admitted States CA

Business Interruption, CGL, Commercial Excess, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Medical Malpractice, Medical Professional, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Allied Healthcare Professionals ❯Access E&S Insurance Services (CA) Coverages Abuse & Molestation, GL, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX ❯Allied Protector Plan Coverages GL, Medical Malpractice Carrier Status Non-admitted States Most States ❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States All States ❯RPS Healthcare Coverages GL, Medical Professional, Nonowned & Hired Auto Carrier Status Admitted, Non-admitted States All States ❯Ultra Risk Advisors Coverages Excess Liab, Medical Malpractice, Professional Liab States All States

Amateur Sports Associations ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

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Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Amusement Parks

❯Appleby & Sterling Coverages Boiler & Machinery, Earthquake, GL, Property Carrier Status Admitted States AZ, CA, NV

❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

❯Bliss & Glennon Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States Most States

❯CoverXSpecialty Coverages Assault & Battery, Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto States Most States

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯CRC|Crump Coverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

❯Fairway Underwriters Coverages Liability, Property Carrier Status Admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Crouse & Associates Coverages Difference in Conditions, Property Carrier Status Admitted States All States ❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA ❯Distinguished Programs Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯ICAT Coverages All Risks/Cash in Transit, Builders Risk, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States ❯Independent Insurance Agents & Brokers California (IIABCal) Coverages Apartment House Package, Umbrella Carrier Status Admitted, Non-admitted States CA

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 35

2013 Annual Program Directory, Volume II ❯Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Abuse & Molestation, Apartment House Package, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Non-admitted States DE, MD, NJ, PA ❯International Excess Companies Coverages Apartment House Package, Business Income, Business

Interruption, CGL, Commercial Excess, EPLI, Excess Liab, Fire, GL, Inland Marine, Liability, Property, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯IPC Coverages Apartment House Package, Business Income, CGL, GL Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA ❯J.E. Brown & Associates Coverages Apartment House Package, BOP Carrier Status Admitted States CA ❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯M.J. Hall & Company Inc. Coverages Business Income, CGL, COC, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX ❯McClelland and Hine Inc. Coverages Apartment House Package, Fire, Liability, Umbrella Carrier Status Non-admitted States TX

Appraisers ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States ❯Intercorp Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States Most States

Arborists/Tree Services ❯NIP Group LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, E&O,

EPLI, Herbicide & Pesticide, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Architects & Engineers ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

❯Monarch E&S Insurance Services Coverages GL, Property Carrier Status Admitted States CA

❯Access E&S Insurance Services (CA) Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX

❯National Specialty Underwriters Inc. Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Access E&S Insurance Services (VA) Coverages Environmental Liab, Excess Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AR, DE, GA, IL, MD, NC, NJ,

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Apartment House Package, Difference in Conditions, Excess Liab,

Fire, Flood, Liability, Loss of Use, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage

NY, OH, PA, SC, TN, TX, VA, DC

❯All Risks Ltd. Coverages Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Arrowhead General Insurance Agency Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States

❯CRES Insurance Services Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

❯King Insurance Support Systems Coverages Professional Liab Carrier Status Non-admitted States Most States ❯Monitor Liability Managers Coverages EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Excess Liab, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ❯ProSight Specialty Insurance Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Florida) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New York) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Victor O. Schinnerer & Company Coverages Auto Comm-Standard, BOP, CGL, D&O, E&O, EPLI, Fiduciary

Liab, GL, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Armored Car Services ❯Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States All States ❯CoverXSpecialty Coverages Excess Liab, GL, Umbrella Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Fidelity Bonds, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Art and/or Antique Gallery

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

❯South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX

❯E.L.M. Insurance Brokers Coverages D&O, Environmental Liab, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID, KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV

❯Euclid Managers Coverages Legal Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

❯Superior Access Insurance Services Coverages Apartment House Package, Auto Comm-Standard, BOP, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Fox Point Programs Coverages Cyber Liab, D&O, E&O, Identity Theft Carrier Status Non-admitted States Most States

❯Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States

❯TAPCO Underwriters Inc. Coverages Apartment House Package, Assault & Battery, Business Income, GL, Property Carrier Status Non-admitted States Most States

❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States ❯UCA General Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA ❯Western Security Surplus Insurance Brokers Inc. Coverages Apartment House Package, Assault & Battery, CGL, Earthquake,

Excess Liab, Fire, Fire Legal Liab, GL, Medical Payments, New Occurrence, Umbrella Carrier Status Non-admitted States CA, TX ❯Yates & Associates Ins. Services Coverages Apartment House Package, CGL, Difference in Conditions, Property Carrier Status Admitted, Non-admitted States CA

Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯HCC Specialty (MA) Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯International Excess Companies Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States ❯Jorgensen & Company Coverages EPLI, Professional Liab Carrier Status Admitted States All States

36 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

❯Distinguished Programs Coverages Commercial Excess, D&O, EPLI, Excess Liab, Foreign GL, Liability, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States

Asset Managers

❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Assisted Living Centers ❯5Star Paratransit Program Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯AmWINS Program Underwriters Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Bass Underwriters Coverages GL, Professional Liab, Property Carrier Status Non-admitted States FL ❯Bliss & Glennon Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Legal Liab, Liability, Professional Liab Carrier Status Non-admitted States Most States

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2013 Annual Program Directory, Volume II ❯Glatfelter Healthcare Practice Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States

❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

❯Next Wave Insurance Services LLC Coverages Employee Benefits, Excess Liab, Fire, GL, Legal Expense Ins,

❯JLT Facilities Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company

Media Liab, Medical, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

❯Lawyer’s Protector Plan® Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States ❯Number One Insurance Agency Coverages Excess Liab, Professional Liab Carrier Status Admitted, Nonadmitted States MA ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL,

NM, NV, OR, TX, UT, WA

❯Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Auto Dealers

❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

❯Rockwood Programs Inc. Coverages Cyber Liab, EPLI, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

❯Tejas American General Agency Coverages Auto Comm-Nonstandard, GL, Professional Liab, Property Carrier Status Non-admitted States TX

❯Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Professional Liab, Workers’ Comp Carrier Status Admitted States All States

❯ACE Commercial Risk Services - Programs Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

❯THOMCO, a division of Markel Service Incorporated Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland

❯Synergy Professional Associates Inc. Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Business Income, Crime, Dealers Open Lot, E&O, Environmental

Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Associations/Affinity Groups ❯5Star Professional Programs Coverages E&O, EPLI Carrier Status Admitted States Most States ❯Centurion Insurance Group Coverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Kidnap/Ransom, Umbrella Carrier Status Admitted States All States ❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

❯Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP,

Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Medical Payments, Personal Umbrella, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Auctioneers

❯DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Empire Underwriters LLC Coverages Dealers Open Lot, Garage Keepers Legal Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL,

Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

❯IT Risk Managers Inc. Coverages Care/Custody/Control, E&O, GL Carrier Status Non-admitted States All States

❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯Intercorp Inc. Coverages BOP, EPLI, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Liab, EPLI, Equipment Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Identity Theft, Inland Marine, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Pollution Liab, Property, Real & Business Personal Prop, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto Body Shops ❯5Star Garage Services & Auto Dealers Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

GA, IL, IN, KY, LA, MS, NC, NJ, NM, NV, NY, OK, PA, TN, TX, UT, VA, WV

❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States ❯Lancer Insurance Company Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CT, NY, PA ❯M.J. Kelly Company Coverages Dealers Open Lot, Fidelity Bonds, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists States AR, CO, FL, IA, ID, IL,

KS, MO, MS, MT, NM, OK, TN, TX, UT

❯MacNeill Group, Inc., CMGA Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL ❯Monitor Liability Managers Coverages EPLI Carrier Status Admitted, Non-admitted States All States

EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

❯N-Surance Outlets Inc. (Florida) Coverages Dealers Open Lot, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Uninsured Motorists Carrier Status Non-admitted States AL, FL, GA, LA, TN

Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

❯N-Surance Outlets Inc. (Georgia) Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States GA, LA, TN

ATM Service Companies

❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

❯Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States Most States

❯DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee

❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

❯R.V. Nuccio & Associates Inc.

Attorneys ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯Centurion Insurance Group Coverages Disability, Professional Liab Carrier Status Admitted States All States ❯Continental Brokers Inc. Coverages Auto Comm-Standard, BOP, Business Interruption, Combo

Personal & Commercial, EPLI, Flood, Glass, Legal Expense Ins, Legal Malpractice, Medical, Property, Umbrella Carrier Status Admitted States All States

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Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RoamNet Insurance Marketing Programs Coverages GL, Workers’ Comp States AZ, CA, CO, NV, UT, WA ❯Rockwood Programs Inc. Coverages Cyber Liab, EPLI, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Roush Insurance Services Inc. Coverages BOP, Business Income & Interruption, Care/Custody/Control, Cargo, CGL, Commercial Excess, Crime, D&O, Dealers Open Lot, E&O, Emergency Towing & Service, EPLI, Excess Liab, Fidelity, Fiduciary Liab, Fire Legal Liab, Garage Liability, GKLL, GL, Glass, Inland Marine, Interim Car Liab/Phys Dmg, Liability, Mechanical Breakdown, Misc Professional Liab, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Theft, Tools & Equip, Truck Auto Liab Carrier Status Admitted, Non-admitted States IL, IN, OH

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 37

2013 Annual Program Directory, Volume II ❯RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab,

Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, MO, OK ❯Target Managers Insurance Services Coverages EPLI, Workers’ Comp Carrier Status Admitted States Most States ❯Trinity Transportation Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists Carrier Status Admitted States PA

❯V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Crime, Dealers Open Lot, E&O, Garage Liability, GKLL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Williams & Stazzone Insurance Agency Inc. Coverages Dealers Open Lot, Garage Liability, Interim Car Liab/Phys Dmg,

Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States ❯Willis Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Crime, Dealers Open Lot, EPLI, Garage Liability, Property, Umbrella Carrier Status Admitted States Most States

Auto Dismantlers/Wrecking Yards ❯G.J. Sullivan Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, Business Income, Business Interruption, CGL, Crime, Dealers Open Lot, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Garage Keepers Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto Repair Shops/Garages ❯Abram Interstate Insurance Services Inc. Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯All Risks Ltd. Coverages Crime, Medical Payments, Uninsured Motorists Carrier Status Non-admitted States Most States ❯AMC Insurance Services Coverages Fire Legal Liab, Garage Liability, GKLL, GL, Inland Marine, Liquor Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Ashley General Agency Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Non-admitted States TX ❯Bass Underwriters Coverages Dealers Open Lot, Garage Keepers Legal Liab Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME,

MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

❯Brecht & Associates

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo, Commercial Excess, Garage Liability, GKLL, Inland Marine, Medical Payments, Motor Truck Cargo, Property, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Non-admitted States TX ❯Compass Insurance Group of Agencies Coverages Garage Liability, GKLL, GL, Property Carrier Status Non-admitted States CA ❯CRES Insurance Services Coverages Garage Liability, GKLL Carrier Status Admitted States CA ❯DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee

Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯Gorst Company Coverages Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

❯Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯M.J. Hall & Company Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States AK, AZ, CA, NV, TX ❯M.J. Kelly Company Coverages Auto Comm-Standard, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT,

NM, OK, TN, TX, UT

❯MacNeill Group, Inc., CMGA Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL ❯McClelland and Hine Inc. Coverages Fire, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX ❯N-Surance Outlets Inc. (Florida) Coverages Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Garage Liability, GKLL Carrier Status Non-admitted States GA, LA, TN ❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL,

NM, NV, TX, UT, WA

❯RSI International Inc. (Missouri) Coverages Commercial Excess, Excess Liab, Garage Keepers Legal Liab,

Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK ❯South & Western General Agency Inc. Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States AR, MS, OK, TN, TX ❯Superior Access Insurance Services Coverages Auto Comm-Standard, Garage Keepers Legal Liab, Garage Liability, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Tejas American General Agency Coverages Auto Comm-Nonstandard, Garage Liability, GL, Property Carrier Status Non-admitted States TX ❯Topa Insurance Company Coverages Garage Keepers Legal Liab, Liability, Property Carrier Status Admitted States CA ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA ❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Auto Repair/Service ❯5Star Garage Services & Auto Dealers Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Property, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States ❯Agostini Wholesale Insurance Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, NM, OR, TX ❯American Team Managers Ins. Services Inc. Coverages GKLL, GL, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY ❯Appleby & Sterling Coverages BOP, Business Income, CGL, Crime Carrier Status Admitted States AZ, CA, NV

38 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

❯CRES Insurance Services Coverages Garage Liability, GKLL Carrier Status Admitted States CA ❯DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee

Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States ❯Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY ❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL,

NM, NV, OR, UT, WA

❯Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯USG Insurance Services Inc. Coverages Care/Custody/Control, D&O, Dealers Open Lot, E&O, EPLI,

Excess Liab, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States

Auto Repossessors ❯5Star Towing & Recovery Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Dealers Open Lot, EPLI, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Tools & Equip Carrier Status Admitted States Most States ❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Trinity Transportation Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Commercial Excess, Commercial Marine, Garage Keepers Legal Liab, Inland Marine, On-Hook Cargo, Wrongful Repo Carrier Status Admitted States Most States ❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Auto Transporters ❯KBK Insurance Group Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States Most States

❯Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY ❯MAXIMUM Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Cargo, Dealers Open Lot, GL, Hail, Inland Marine, Theft, Truck Auto Liab, Umbrella Carrier Status Non-admitted States Most States ❯National Advantage Insurance Services Inc. Coverages GL, Motor Truck Cargo, On-Hook Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AZ, CA, NV, OR, TX

www.insurancejournal.com

2013 Annual Program Directory, Volume II ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Truckers Insurance Associates Inc. Coverages GL, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States Most States

Auto/Truck Dealers - Franchised ❯Automotive Risk Mgmt. & Ins. Services Inc.

Coverages Business Income, Crime, Cyber Liab, Dealers Open Lot, E&O, Environmental Liab, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GKLL, Glass, Legal Expense Ins, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Bail Bond Agents ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Advanced E&S Group - Midwest Region Coverages Assault & Battery, Boiler & Machinery, Business Income, Business

Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI ❯American Team Managers Ins. Services Inc. Coverages Property, Workers’ Comp Carrier Status Admitted States CA ❯American Underwriting Managers Coverages Business Income, CGL, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX

❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Bass Underwriters Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME,

❯Target Managers Insurance Services Coverages EPLI, Workers’ Comp Carrier Status Admitted States AK, AL, AR,

AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

Auto/Truck Leasing Firms ❯GMI Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Liability, GL, Property Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Excess Liab, Uninsured Motorists Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

❯Bliss & Glennon Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

❯Brecht & Associates

Coverages Business Interruption, CGL, Commercial Excess, Excess Liab, Fire, GL, Glass, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX ❯Burns & Wilcox - All Offices Coverages Assault & Battery, Business Income, Business Interruption, CGL,

Crime, Excess Liab, Fire, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Compass Insurance Group of Agencies Coverages Business Income, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

❯van Wagenen Financial Services Coverages Blanket Addt’l Insureds, Blanket Forced Placed, Collateral

❯Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Protection, Compliance Mgmt, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Uninsured Boaters, Uninsured Motorists Carrier Status Admitted States All States ❯Williams & Stazzone Insurance Agency Inc. Coverages CGL, Dealers Open Lot, E&O, Garage Keepers Legal Liab, Garage

Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States Most States

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯Gorst Company Coverages GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

Auto/Truck Rental Firms

❯Horizon E & S Insurance Brokerage Coverages Liability, Liquor Liab, Property Carrier Status Non-admitted States CA, NV

❯Bedford Insurance Services Inc. Coverages Liability, Physical Damage Carrier Status Admitted States Most States

❯Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Assault & Battery, Auto Comm-Nonstandard, Auto Comm-

❯GMI Insurance Services Coverages Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted S tates Most States

Nonstandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, Food Borne Illness, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical Payments, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp States DE, MD, NJ, NY, PA

❯Markel Programs Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket

❯International Excess Companies Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI,

Addt’l Insureds, Blanket Waivers, CGL, Garage Keepers Legal Liab, Liability, On-Hook Cargo Carrier Status Admitted States Most States

Equipment Breakdown, Liability, Liquor Liab, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Philadelphia Insurance Companies Coverages Physical Damage, Physical Damage Rental Units Carrier Status Admitted States Most States

❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯ProSight Specialty Insurance Coverages Garage Keepers Legal Liab, Garage Liability, GL Carrier Status Admitted States Most States

❯Williams & Stazzone Insurance Agency Inc.

Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States

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❯National Insurance Underwriters Coverages Fire Legal Liab, Food Spoilage, GL, Liquor Liab Carrier Status Non-admitted States AL, AZ, CO, FL, GA, ID, IL, IN, LA, MI,

MO, MS, NC, NJ, NV, RI, SC, TX, VA, DC

Bars/Taverns

❯B&B Programs, A Div. of Barney & Barney LLC Coverages Commercial Excess, Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NV, OR, UT, WA

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯N-Surance Outlets Inc. (Georgia) Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

❯M.J. Hall & Company Inc. Coverages CGL, Crime, Liquor Liab, Property Carrier Status Non-admitted States AK, AZ, CA, HI, NV, TX ❯M.J. Kelly Company Coverages Business Interruption, CGL, Commercial Excess, EPLI, Equipment

Breakdown, Fire Legal Liab, Food Spoilage, GL, Liquor Liab, Products Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT ❯McClelland and Hine Inc. Coverages CGL, Excess Liab, Fire, Liquor Liab, Umbrella Carrier Status Non-admitted States TX ❯N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Next Wave Insurance Services LLC Coverages Crime, GL, Liquor Liab, Property Carrier Status Admitted States Most States ❯Number One Insurance Agency Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯ProHost USA Inc. Coverages Assault & Battery, Crime, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Admitted States AR, CA, CO, CT, GA, IL, KS, KY, MA, MD, MI, MN, MO, NJ, NV, OK, OR, PA, SC, SD, TN, WI ❯Quaker Special Risk (New Jersey) Coverages Crime, Excess Liab, Liquor Liab Carrier Status Non-admitted States DE, GA, NJ, NY ❯Quirk & Company Coverages Assault & Battery, CGL, Equipment Breakdown, Excess Flood, Excess Liab, Flood, Liquor Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA ❯RSI International Inc. (Missouri) Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN ❯South Texas General Insurance Agency Coverages GL, Property Carrier Status Non-admitted States TX ❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States ❯Tejas American General Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX ❯Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯USG Insurance Services Inc. Coverages Assault & Battery, Business Income, CGL, Crime, Equipment, Food Spoilage, Liquor Liab, Media Liab, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States All States ❯W.A.Schickedanz Agency Inc. Coverages Business Income, Fire, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MO ❯Western Security Surplus Insurance Brokers Inc. Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, TX ❯Yates & Associates Ins. Services Coverages Assault & Battery, Business Income, CGL, Commercial Excess, Liquor Liab, Property Carrier Status Non-admitted States CA

Bazaars ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States All States

Beauty/Barber Shops/Salons/Schools/ Supplies ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯Anderson & Murison Inc. Coverages BOP, Professional Liab Carrier Status Admitted States CA ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 39

2013 Annual Program Directory, Volume II ❯Continental Brokers Inc. Coverages Auto Comm-Standard Liability, Auto Pers-Nonstandard, Boiler &

Billiard Parlors

Bowling Alleys

Machinery, BOP, Builders Risk, Business Income, Business Interruption, Disability, EPLI, Fire Legal Liab, Flood, Liability, Medical, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

❯Compass Insurance Group of Agencies Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA

❯Fairway Underwriters Coverages Liability, Liquor Liab, Property Carrier Status Admitted States Most States

❯Distinguished Programs Coverages Crime, Liability, Personal Liab, Umbrella Carrier Status Admitted, Non-admitted States NY

❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯Evolution Insurance Brokers Coverages Business Income, Business Interruption, D&O, Fire, Fire Legal

Liab, Liability, Misc Professional Liab, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Non-admitted States Most States ❯J.E. Brown & Associates Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States CA ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States ❯SASSI - Salon & Spa Specialty Insurance Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal

Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Admitted States Most States ❯South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX ❯Sports & Fitness Insurance Corporation (SFIC) Coverages Auto Comm-Standard, BOP, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Professional Liab, Workers’ Comp Carrier Status Admitted States All States ❯TAPCO Underwriters Inc. Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States ❯Topa Insurance Company Coverages GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, NV

Bed & Breakfasts ❯Distinguished Programs Coverages Liability, Personal Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Business Income, CGL, Combo Personal & Commercial, Dwelling

Fire, Fire Legal Liab, Medical Payments, Property, Residential Property Carrier Status Non-admitted States Most States

❯Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL,

Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Bicycle Dealers/Distributors/Rentals/ Manufacturers ❯ACE Commercial Risk Services - Programs Coverages GL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS NIPC Coverages Completed Operations Liab, Crime, GL, Inland Marine, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States All States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Billing and Collection Services ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

❯HCC Specialty (MA) Coverages CGL, EPLI, Equipment Breakdown, Liquor Liab, Property Carrier Status Non-admitted States Most States ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Boys & Girls Clubs ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Boat Dealers/Brokers

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Property, Workers’ Comp Carrier Status Admitted States All States

❯Atlass Insurance Group Coverages Boats, Business Interruption, Cargo, CGL, Commercial Marine,

Dealers Open Lot, Equipment, Excess Liab, Piers & Docks, Property Carrier Status Admitted, Non-admitted States All States

❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Britt/Paulk Insurance Agency Inc. Coverages Equipment, GL, Identity Theft, Inland Marine, Nonowned &

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

❯TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Windstorm, Workers’ Comp Carrier Status Admitted States All States ❯Burns & Wilcox - All Offices Coverages Liability, Marina Operators Legal, Physical Damage, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯TCA Inc. Coverages Boats, Care/Custody/Control, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States All States ❯The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp States All States

Boat Rental Firms ❯Atlass Insurance Group Coverages Hull, Liability, Medical Payments, Personal Property, Pollution Liab, Uninsured Boaters Carrier Status Non-admitted States All States ❯Britt/Paulk Insurance Agency Inc. Coverages Liability, Physical Damage, Physical Damage Rental Units, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States ❯Markel American Insurance Company Coverages Boats, Commercial Marine, Hull, Watercraft Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sun Coast General Insurance Agency Coverages GL, Physical Damage Rental Units, Watercraft Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA

Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella Carrier Status Admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Nonprofits’ Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States

Breweries ❯Brewery Pak Insurance Programs Coverages Auto Comm-Standard, Business Interruption, Cyber Liab,

Equipment Breakdown, GL, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Broadcasters ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Media Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯AmWINS Program Underwriters Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Property States All States

❯TCA Inc. Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

40 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

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2013 Annual Program Directory, Volume II Campgrounds

Caterers

❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boats, CGL,

❯Western Security Surplus Insurance Brokers Inc. Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab,

Commercial Excess, Equipment Breakdown, Garage Keepers Legal Liab, Liquor Liab, Nonowned & Hired Auto, Pool & Spa Liab, Property, Tools & Equip Carrier Status Admitted, Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Liquor Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Camps ❯Ark Agency Coverages CGL, Liability Carrier Status Admitted, Non-admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯K&K Insurance Group Inc. Coverages Auto Comm-Standard, Business Income, Crime, GL, Inland

Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States All States

❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella, Watercraft Liab Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

❯Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS Bollinger Sports & Leisure Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All States ❯Sports & Fitness Insurance Corporation (SFIC) Coverages CGL, Crime, Fire Legal Liab, Flood, GL, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Car Washes ❯McClelland and Hine Inc. Coverages Fire, Garage Keepers Legal Liab, Liability, Umbrella Carrier Status Non-admitted States TX

Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Chemical Manufacturers/Distributors ❯ChemPlan - Chemical Insurance Coverages Auto Comm-Standard, CGL, Environmental Liab, Property, Umbrella Carrier Status Admitted States All States ❯Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States ❯MAXIMUM Coverages Boiler & Machinery, Builders Risk, Business Income, Business

Interruption, Catastrophe, Difference in Conditions, Earthquake, Equipment, Equipment Breakdown, GL, Hurricane, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment,

Foreign GL, Inland Marine, Liability, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Child Care/Day Care Centers ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Evolution Insurance Brokers Coverages Abuse & Molestation, Assault & Battery, Business Interruption,

D&O, Fire, Fire Legal Liab, Liability, Loss of Use, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Accidental Death, Participant Accident, Student Accident Carrier Status Admitted States All States

❯The Insurancenter Coverages Crime, Equipment Breakdown, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯International Excess Companies Coverages Abuse & Molestation, Accident & Health, Business Income, CGL,

Business Interruption, Catastrophe, Difference in Conditions, Earthquake, Excess Flood, Flood, Hail, Hurricane, Inland Marine, Property Carrier Status Non-admitted States AL, CA, FL, IL, IN, LA, MI, MS, NJ, NV, OH ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

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❯South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX ❯Tejas American General Agency Coverages Abuse & Molestation, Auto Comm-Nonstandard, GL, Property Carrier Status Non-admitted States TX ❯THOMCO, a division of Markel Service Incorporated Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber

Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Topa Insurance Company Coverages GL, Property Carrier Status Admitted, Non-admitted States CA, CO, FL, GA, IL, OH, OR, TX, VA

Chiropractors ❯Admiral Insurance Company Coverages Cyber Liab, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯Indemnity Excess & Surplus Agency Inc. Coverages Abuse & Molestation, Addt’l Expense, Business Income, CGL, Equipment Breakdown, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, ID, NV, OR, TX, WA

❯MAXIMUM Coverages All Risks/Cash in Transit, Builders Risk, Business Income,

❯RSI International Inc. (Missouri) Coverages Abuse & Molestation, CGL, Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States IL, MO

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, GA, IL, NM, NV, OR, UT, WA

Casinos

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Distinguished Programs Coverages CGL, Crime, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Bass Underwriters Coverages Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Commercial Excess, Crime, E&O, EPLI, Fire, GL, Liability, Teachers Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Identity Theft, Inland Marine,

Churches D&O, Equipment Breakdown, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

❯Bass Underwriters Coverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, D&O,

EPLI, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯Compass Insurance Group of Agencies Coverages CGL, Glass, Property Carrier Status Non-admitted States CA ❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Glatfelter Insurance Group Coverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Glatfelter Religious Practice Coverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯MacNeill Group, Inc., CMGA Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL

❯Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fine Arts, Fire Legal Liab, GL, Glass, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 41

2013 Annual Program Directory, Volume II ❯Roush Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, Fine Arts, Fire, GL, Glass, Inland Marine, Kidnap/Ransom, Liability, Medical Payments, Non-Profit D&O, OCP, Participant Accident, Property, Residential Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States IL, IN, OH ❯RPS NIPC Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯Preferred Property Programs

❯Indemnity Excess & Surplus Agency Inc. Coverages D&O, EPLI, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Roush Insurance Services Inc. Coverages Apartment House Package, Auto Comm-Standard Liability, Auto

Claims Adjusters

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Excess Liab, Fire, Force Place Fire Cvrg, Foreclosed Properties, GL, Glass, Historic Bldgs/Unique Property, Inland Marine, Installation Floaters, Liability, OCP, Pollution Liab, Property, Rented Property, Residential Property, Tenant Discrimination, Tools & Equip Carrier Status Admitted, Non-admitted States IL, IN, OH

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV

❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

❯Sun Coast General Insurance Agency Coverages BOP, Legal Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Property Carrier Status Admitted, Non-admitted States CA

Phys Dmg, Business Income, CGL, Commercial Excess, Crime, D&O, Inland Marine, Nonowned & Hired Auto, Property, Religious Institutions Carrier Status Admitted States AK, AZ, CA, CO, IA, ID, IL, IN, MI, MN, MT, ND, NE, NM, NV, OH, OR, SD, UT, WA, WI, WY

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Commercial Building Owners ❯5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States Most States ❯Advanced E&S Group - Midwest Region Coverages Boiler & Machinery, Business Income, Business Interruption,

❯Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Property, Workers’ Comp Carrier Status Admitted States All States ❯UCA General Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

D&O, GL, Lessor Only Excess Liab, Property, Residential Property Carrier Status Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯CRC|Crump Coverages Boiler & Machinery, Builders Risk, Catastrophe, Commercial Excess, Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Sloan Mason Insurance Services Coverages CGL, Commercial Marine, USL&H, Wet Marine Carrier Status Admitted, Non-admitted States Most States

❯MAXIMUM Coverages Builders Risk, Business Income, Business Interruption,

Catastrophe, Earthquake, Equipment, Equipment Breakdown, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV ❯The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

❯Innovative Risk Solutions Coverages Blanket Forced Placed, Collateral Protection, Flood, Force Place

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Liab, Property, Real & Business Personal Prop, Rented Property Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WA

Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

❯LIG Marine Managers Coverages Boats, Builders Risk, Care/Custody/Control, CGL, Commercial

❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

❯IPC Coverages GL, Lessors Contingent Liab, Liability, Loss of Use, Pool & Spa

❯Preferred Property Programs

Community Banks/Credit Unions

❯Markel American Insurance Company Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States

❯Independent Insurance Agents & Brokers California (IIABCal) Coverages Apartment House Package, Umbrella Carrier Status Admitted, Non-admitted States CA

Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

❯Centurion Insurance Group Coverages D&O, E&O, Fidelity, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All States

❯Burns & Wilcox - All Offices Coverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯ICAT Coverages All Risks/Cash in Transit, Builders Risk, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States

❯Preferred Property Programs

Commercial Marine Companies

Excess, Commercial Marine, Completed Operations Liab, Federal LHWCA, Foreign GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Wet Marine, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

❯Distinguished Programs Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯National Specialty Underwriters Inc. Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

❯Crouse & Associates Coverages Builders Risk, COC, Earthquake, Fire, Flood, Inland Marine, Property Carrier Status Admitted States All States

❯Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States

❯TCA Inc. Coverages Blanket Addt’l Insureds, Boats, Builders Risk, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watersports Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States ❯The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control,

Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Community Associations ❯Admiral Insurance Company Coverages Liability, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States ❯CID Insurance Programs Inc. Coverages D&O, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV,

OR, TN, TX, UT, WA

❯National Specialty Underwriters Inc. Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Distinguished Programs Coverages Boiler & Machinery, CGL, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Business Income, CGL, COC, Difference in Conditions, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

42 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

Fire Cvrg, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States Most States ❯Number One Insurance Agency Coverages Flood, GL Carrier Status Admitted States MA

❯Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States ❯van Wagenen Financial Services Coverages Blanket Forced Placed, Boiler & Machinery, CGL, Collateral

Protection, Compliance Mgmt, E&O, Force Place Fire Cvrg, Foreclosed Properties, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage REO Cvrg, Residential Property, Uninsured Boaters, Uninsured Motorists Carrier Status Admitted States All States

Community Health Centers ❯Centurion Insurance Group Coverages EPLI, Medical Malpractice Carrier Status Admitted States All States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Community/Social Services ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Excess Liab, GL, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

www.insurancejournal.com

2013 Annual Program Directory, Volume II ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

❯Indemnity Excess & Surplus Agency Inc. Coverages Cyber Liab, GL, Property, Technology E&O Carrier Status Admitted, Non-admitted States Most States ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯IT Risk Managers Inc. Coverages BOP, Cyber Liab, D&O, E&O, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States ❯Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX ❯NAS Insurance Services Inc. Coverages Breach of Security, Cyber Liab, E&O, EPLI, Legal Expense Ins,

Legal Liab, Liability, Misc Professional Liab, Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages BOP, E&O Carrier Status Admitted States Most States

❯ICAT Coverages All Risks/Cash in Transit, Builders Risk, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States

❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

❯Stuckey and Company Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Nonprofits’ Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Computer Consultants/Programmers/ Designers ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯Access E&S Insurance Services (CA) Coverages Cyber Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX ❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Bliss & Glennon Inc. Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Inland Marine, Liability, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States ❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Euclid Managers LLC Coverages Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States All States

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Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Commercial Marine, Completed Operations Liab, Cyber Liab, D&O, E&O, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity Bonds, Fire, Fire Legal Liab, GL, Glass, Liability, Marina Operators Legal, Misc Professional Liab, Nonowned & Hired Auto, Personal Liab, Personal Property, Personal Umbrella, Professional Liab, Technology E&O, Trade Shows & Festivals, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Concessionaires and Vendors ❯American Specialty Insurance & Risk Services Inc. Coverages CGL, Inland Marine Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Horizon E & S Insurance Brokerage Coverages D&O, Liability, Property Carrier Status Non-admitted States CA ❯Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States ❯National Specialty Underwriters Inc. Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States ❯NSM Insurance Group Coverages Boiler & Machinery, Business Income, Catastrophe, Commercial Excess, Crime, D&O, Earthquake, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Hurricane, Liability, Non-Profit D&O, Nonowned & Hired Auto, Piers & Docks, Property, Real & Business Personal Prop, Theft, Umbrella, Windstorm Carrier Status Non-admitted States CT, DE, FL, GA, MA, MD, NC, NJ, NY, RI, SC, VA ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quirk & Company Coverages CGL, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

Condo/Homeowner Associations ❯Advanced E&S Group - Midwest Region Coverages Assault & Battery, Business Income, Business Interruption, CGL,

Concrete Pumper Firms

Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

❯Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, Liability, Property, Umbrella, Workers’ Comp States AZ, CA, CO, MD, NE, NM, NV, OR, PA, TN, TX, UT, VA, WA

❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/

❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Condo Associations ❯Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, NM, NV, OR, TX,

❯Bass Underwriters Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH,

OK, OR, PA, RI, SC, TN, TX, VA

❯Brecht & Associates Coverages Equipment Breakdown, GL, Property Carrier Status Non-admitted States TX ❯Burns & Wilcox - All Offices Coverages Boiler & Machinery, Business Income, Business Interruption,

CGL, Crime, D&O, Difference in Conditions, Dwelling Fire, E&O, EPLI, Equipment, Fidelity, Fiduciary Liab, Fire Legal Liab, GL, Homeowners Pkg, Non-Profit D&O, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States Most States

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

❯Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

UT, WA

Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States ❯Distinguished Programs Coverages Boiler & Machinery, CGL, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Distinguished Programs Coverages Boiler & Machinery, CGL, Crime, D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 43

2013 Annual Program Directory, Volume II ❯E.L.M. Insurance Brokers Coverages D&O, E&O, EPLI, Misc Professional Liab, Non-Profit D&O, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ,

❯King Insurance Support Systems Coverages D&O, GL Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OR, UT, WA

❯Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States

❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States

❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

❯HCC Specialty (MA) Coverages E&O, EPLI, Professional Liab States Most States

CA, CO, FL, ID, KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯ICAT Coverages All Risks/Cash in Transit, Builders Risk, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Construction Managers

❯Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States

❯ProSight Specialty Insurance Coverages Liability, Professional Liab Carrier Status Non-admitted States Most States

❯Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States

❯Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States ❯Monarch E&S Insurance Services Coverages D&O, GL, Property States CA ❯National Specialty Underwriters Inc. Coverages Boiler & Machinery, CGL, Crime, D&O, Property, Umbrella Carrier Status Admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Victor O. Schinnerer & Company Coverages Auto Comm-Standard, BOP, D&O, E&O, EPLI, GL, Kidnap/

Ransom, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Construction Wrap-Up ❯Construction Insurance Partners Coverages Builders Risk, E&O, Excess Liab, GL, Workers’ Comp States Most ❯Empire Underwriters LLC Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Residential `wrapup`, Workers’ Comp Carrier Status Non-admitted States Most States

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯MAXIMUM Coverages Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage

Excess, Completed Operations Liab, Employee Benefits, GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

❯Preferred Property Programs

❯Wrap Up Insurance Solutions Coverages Excess Liab, Liability, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States

Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

Consultants-All Kinds

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quirk & Company Coverages CGL, D&O, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV ❯Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, D&O, Property, Workers’ Comp Carrier Status Admitted States All States ❯TAPCO Underwriters Inc. Coverages D&O, GL, Property Carrier Status Non-admitted States Most States ❯The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States ❯UCA General Insurance Services Coverages CGL, D&O, Equipment Breakdown, Fire Legal Liab, Medical

Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA

Condominium Owners ❯Advanced E&S Group - Southeast Region Coverages Boiler & Machinery, Property Carrier Status Non-admitted States FL

❯Worldwide Facilities Inc. - All Offices Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯Access E&S Insurance Services (CA) Coverages GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

BOP, Liability, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯CID Insurance Programs Inc. Coverages CGL, E&O, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR, TN, TX, UT, WA ❯CITA Insurance Services Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Jorgensen & Company Coverages EPLI, Professional Liab Carrier Status Non-admitted States All States ❯NAS Insurance Services Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI,

Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ❯SWBC Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & Long-Term Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Consultants-Environmental ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA,

SC, TN, TX, VA, DC

❯Ashley General Agency Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Emergency Towing & Service, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States ❯Bliss & Glennon Inc. Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States ❯Environmental Insurance Agency (EIA) Coverages Environmental Liab, GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States ❯Freberg Environmental Inc. Coverages CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired

Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States ❯PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (New Jersey) Coverages GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quirk & Company Coverages CGL, D&O, E&O, Environmental Liab, Equipment, Excess Flood,

Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA ❯Sloan Mason Insurance Services Coverages CGL, Environmental Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯American Reliable Insurance Company Coverages Personal Property, Physical Damage Carrier Status Admitted States CA, HI, MN, NC, NJ, SC, TX

❯CRC|Crump Coverages CGL, Commercial Excess, E&O, EPLI, Excess Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Equipment, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Arrowhead General Insurance Agency Inc. Coverages Property, Residential Property Carrier Status Admitted States AZ, CA, CT, NJ, NV, NY, VA

❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯Indemnity Excess & Surplus Agency Inc. Coverages CGL, Loss of Use, Nonowned & Hired Auto, Rented Property, Residential Property, Umbrella Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

❯Euclid Managers LLC Coverages Breach of Security, Identity Theft, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States All States

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

44 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

Contractors

❯Arrowhead General Insurance Agency Inc. Coverages Auto Comm-Standard, Workers’ Comp Carrier Status Admitted States CA, TX

www.insurancejournal.com

2013 Annual Program Directory, Volume II ❯Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States ❯B&B Protector Plans Inc. Coverages Auto Comm-Standard, Blanket Waivers, GL, Inland Marine, Property, Railroad Protective Liab, Umbrella Carrier Status Admitted States Most States ❯Bliss & Glennon Inc. Coverages GL, Property Carrier Status Non-admitted States Most States ❯Builders & Tradesmen’s Insurance Services Inc. Coverages Contractors Equip, GL, Inland Marine, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV,

OK, OR, TN, UT, WA

❯Burns & Wilcox - All Offices Coverages Equipment, GL Carrier Status Admitted, Non-admitted States Most States ❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, GL, Real & Business Personal Prop, Workers’ Comp Plus Carrier Status Non-admitted States All States ❯Crouse & Associates Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Builders

Risk, CGL, COC, D&O, Difference in Conditions, E&O, Property, Umbrella Carrier Status Admitted States All States ❯Financial Risk Solutions Inc. Coverages Boiler & Machinery, Equipment Breakdown Carrier Status Admitted States All States ❯General Agency Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Liability, Property Carrier Status Admitted States CA ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯Gorst Company Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Non-admitted States All States ❯Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

COC, Contractors Equip, Inland Marine, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA

❯ICAT Coverages All Risks/Cash in Transit, Builders Risk, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States ❯Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket

Addt’l Insureds, Blanket Waivers, CGL, Excess Liab, Liability, Umbrella Carrier Status Non-admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors

Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Next Wave Insurance Services LLC Coverages E&O, Pollution, Professional Liab Carrier Status Admitted States Most States

❯Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT ❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT ❯Preferred Concepts LLC Coverages Inland Marine, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Underwriters Agency Inc. Coverages EPLI, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States

❯Roush Insurance Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Contractors License Bonds, Equipment Breakdown, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Pollution Liab, Pool & Spa Liab, Portable Equip, Property, Real & Business Personal Prop, Rented Property Carrier Status Admitted, Non-admitted States IL, IN, OH ❯RSI International Inc. (Missouri) Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l

Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Difference in Conditions, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, IL, IN, KS, KY, MO, OK, TN ❯TAPCO Underwriters Inc. Coverages Blanket Addt’l Insureds, GL, Products Liab, Property Carrier Status Non-admitted States Most States

❯M.J. Kelly Company Coverages Builders Risk, CGL, Commercial Excess, Commercial Marine,

❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella States Most States

❯National Advantage Insurance Services Inc. Coverages CGL, Products Liab Carrier Status Admitted States AZ, CA, NV ❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Liability, Medical Payments, Products Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

www.insurancejournal.com

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Crime, Cyber Liab, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Brownyard Programs Ltd. Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Costanza Insurance Agency Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, Fidelity

❯The Insco Dico Group Coverages Contractors License Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States

❯N-Surance Outlets Inc. (Georgia) Coverages Contractors Equip, Inland Marine, Liability, Property Carrier Status Non-admitted States GA, LA, TN

Contractors-Alarm ❯Brownyard Group

❯RLI Transportation Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States

❯JM Assoc / Burnham + Co, a Div of Hub Int’l Northeast Ltd. Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯N-Surance Outlets Inc. (Florida) Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine, Liability, OCP, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

❯CoverXSpecialty Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Tejas American General Agency Coverages Auto Comm-Nonstandard & Standard, Builders Risk, E&O, GL, Pollution, Workers’ Comp Carrier Status Admitted, Non-admitted States TX

❯MacNeill Group, Inc., CMGA Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States FL

❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, GL, Inland Marine, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯ProSight Specialty Insurance Coverages Excess Liab, Liability Carrier Status Admitted, Non-admitted States NY

Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Residential Property, Residential `wrap-up`, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA

Completed Operations Liab, Contractors Equip, Equipment, GL, Inland Marine, Installation Floaters, Liability, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Contractors-Air Conditioning ❯Builders & Tradesmen’s Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Excess Liab, Inland Marine Carrier Status Admitted, Nonadmitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA

❯True & Associates Coverages Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted, Non-admitted States Most States

Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Contractors-Artisan ❯Abram Interstate Insurance Services Inc. Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States AZ, CA ❯Advanced E&S Group - Midwest Region Coverages Business Income, CGL, Contractors Equip, GL, Inland Marine,

Liability, OCP, Personal Property, Products Liab, Real & Business Personal Prop, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI ❯American Underwriting Managers Coverages Builders Risk, CGL, Inland Marine, Installation Floaters, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX ❯Appalachian Underwriters Inc. Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Cargo, CGL, Contractors Equip, Excess Liab, GL, On-Hook Cargo, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States TX ❯Builders & Tradesmen’s Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, CGL,

❯United Contractors Insurance Agency

Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, TX, WA, WY

❯USG Insurance Services Inc. Coverages Builders Risk, CGL, Contractors Equip, Excess Liab, Inland

Marine, Installation Floaters, OCP, Pollution Liab, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors Equip, Excess Liab, Inland Marine, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Victor O. Schinnerer & Company Coverages E&O, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States

❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

❯Western Security Surplus Insurance Brokers Inc. Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Completed

❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

Operations Liab, Contractors Equip, Fire Legal Liab, Medical Payments, New Occurrence, Pollution Liab, Tools & Equip Carrier Status Admitted, Non-admitted States CA, TX

❯Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

❯Yates & Associates Ins. Services Coverages CGL, Commercial Excess, Contractors Equip Carrier Status Admitted, Non-admitted States CA

❯Empire Underwriters LLC Coverages Blanket Addt’l Insureds, GL, Workers’ Comp Plus Carrier Status Admitted, Non-admitted States Most States

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 45

2013 Annual Program Directory, Volume II ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, COC, Contractors Equip, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA ❯Insurance Center Special Risks Ltd. Coverages Fire Legal Liab, GL, Medical Payments Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI, VT ❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯Logic Underwriters Inc. Coverages GL, Umbrella, Workers’ Comp Carrier Status Non-admitted States TX ❯M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Employee Benefits, EPLI, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

Contractors-Demolition ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages CGL, Environmental Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

MI, MO, NC, NJ, NV, OH, OR, PA, SC, TN, UT, VA, WA

❯Empire Underwriters LLC Coverages Blanket Addt’l Insureds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN,

KY, MS, NC, NJ, NM, NV, NY, OK, PA, SC, TN, TX, UT, VA, WV

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯National Advantage Insurance Services Inc. Coverages GL, Inland Marine Carrier Status Non-admitted States CA

Contractors-Electrical

❯National Insurance Underwriters Coverages Blanket Addt’l Insureds, Blanket Waivers, GL Carrier Status Admitted States AL, FL

❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip, Crime, Property, Tools & Equip Carrier Status Admitted States AZ, CA, NV, OR, TX, WA

❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, GL, Inland Marine, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

Contractors-Elevators

❯Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, EPLI Carrier Status Non-admitted States CT, DE, MD, ME, NJ, NY, PA, RI, VT

❯Financial Risk Solutions Inc. Coverages Service Contracts Carrier Status Admitted States All States

❯South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX

❯JM Assoc / Burnham + Co, a Div of Hub Int’l Northeast Ltd. Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯Target Managers Insurance Services Coverages Auto Comm-Standard, Builders Risk, Contractors Equip,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Contractors License Bonds, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, OCP, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States TX ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

❯United Contractors Insurance Agency

Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

❯W.A.Schickedanz Agency Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO

Contractors-Crane & Rigging ❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/

Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Environmental ❯Access E&S Insurance Services (CA) Coverages CGL, Pollution Liab, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Environmental Insurance Agency (EIA) Coverages Environmental Liab, GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States

❯Sloan Mason Insurance Services

❯USX/S Coverages CGL, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Contractors-Excavating/Grading ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Builders & Tradesmen’s Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Nonadmitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯Empire Underwriters LLC Coverages Blanket Addt’l Insureds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN,

KY, MS, NC, NJ, NM, NV, NY, OK, PA, TN, TX, UT, VA, WV

❯Insurance Center Special Risks Ltd. Coverages GL, Inland Marine Carrier Status Non-admitted States CT, MA, ME,

NH, RI, VT

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors

Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket

Waivers, GL, Inland Marine, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

❯W.A.Schickedanz Agency Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO

Contractors-Explosives/Blasting/ Drilling ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Sunderland Insurance Services Inc. Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Liability & Phys Dmg, Auto Pers-Nonstandard, Auto Pers-Nonstandard Phys Dmg, Auto Pers-Standard Phys Dmg, Builders Risk, Cargo, Contractors Equip, Excess Liab, GL, Inland Marine, Motor Truck Cargo, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Quirk & Company Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab,

❯AmWINS Program Underwriters Coverages Blanket Addt’l Insureds, Blanket Waivers, Crime, E&O, GL, Inland Marine, Property, Umbrella States AR, AZ, CO, CT, DE, GA, IL, IN, KY, MD,

❯Monarch E&S Insurance Services Coverages GL, Inland Marine Carrier Status Admitted States CA

❯NIF Group Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

46 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

Contractors-Fire & Water Restoration ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

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2013 Annual Program Directory, Volume II ❯USG Insurance Services Inc. Coverages Builders Risk, Care/Custody/Control, CGL, E&O, EPLI, Excess

Liab, OCP, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

❯USX/S Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, EPLI, Equipment, GL, Identity Theft, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Fire Protection/Fire Sprinkler

❯Environmental Insurance Agency (EIA) Coverages GL, Pollution Liab States Most States

❯Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

❯Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, Contractors Equip, Inland Marine, Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA

❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

❯Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

❯MexiPass International Insurance Services LLC

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

Contractors-Marine

Dmg, Crime, Excess Liab, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Monarch E&S Insurance Services Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA

❯Britt/Paulk Insurance Agency Inc. Coverages CGL, COC, Environmental Liab, Equipment, Equipment

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard, Crime, E&O, GL, Inland Marine, Pollution

❯National Advantage Insurance Services Inc. Coverages CGL, Medical Payments, Products Liab States AZ, CA, NV, OR, TX

Breakdown, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket

❯LIG Marine Managers Coverages CGL, Contractors Equip, Equipment, Federal LHWCA, Foreign

❯All Risks Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯CoverXSpecialty Coverages Excess Liab, GL, Umbrella Carrier Status Non-admitted States Most States

Addt’l Insureds, Blanket Waivers, CGL, Excess Liab, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Horizon E & S Insurance Brokerage Coverages GL, Liability Carrier Status Admitted, Non-admitted States CA, NV

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯ProSight Specialty Insurance Coverages Excess Liab, Liability Carrier Status Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RelMark Program Managers Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

CGL, E&O, Environmental Liab, Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Quaker Special Risk (Florida) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

❯Quaker Special Risk (Mass.)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

GL, Hull, Int’l Coverage - Commercial, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Wet Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sloan Mason Insurance Services Coverages CGL, Umbrella, USL&H, Wet Marine Carrier Status Admitted, Non-admitted States Most States

Contractors-Oil & Gas ❯American Underwriting Managers Coverages CGL, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX

Contractors-General

Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

❯Ashley General Agency Coverages CGL, Excess Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX

❯American Underwriting Managers Coverages Builders Risk, CGL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX

❯Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

❯Burnett & Company Inc. Coverages CGL, Umbrella Carrier Status Non-admitted States All States

❯Appalachian Underwriters Inc. Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Arrowhead General Insurance Agency Inc. Coverages Auto Comm-Standard, Workers’ Comp Carrier Status Admitted States CA, TX ❯Ashley General Agency Coverages CGL, Commercial Excess, Inland Marine Carrier Status Non-admitted States TX ❯Bass Underwriters Coverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA,

Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

❯Quaker Special Risk (New York) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quirk & Company Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab,

Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

❯South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX

❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States

❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

❯Builders & Tradesmen’s Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk,

CGL, Contractors Equip, Equipment, Inland Marine, Property, Tools & Equip Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ❯Construction Insurance Solutions Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯CRC|Crump Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Commercial Excess, Contractors Equip, Difference in Conditions, EPLI, Excess Flood, Liability, Pollution, Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX ❯Empire Underwriters LLC Coverages Blanket Addt’l Insureds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

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❯CoverXSpecialty Coverages GL, Umbrella States Most States ❯CRC|Crump Coverages Commercial Excess, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯MarketScout Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯McClelland and Hine Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States TX ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

❯Worldwide Facilities Inc. - All Offices Coverages CGL, Commercial Excess, Completed Operations Liab, D&O,

Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Wrap Up Insurance Solutions Coverages GL, Residential `wrap-up` States Most States

Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quirk & Company Coverages CGL, Contractors Equip, Control of Well, D&O, E&O,

Contractors-Landscape ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States ❯Builders & Tradesmen’s Insurance Services Inc. Coverages CGL, Equipment, Inland Marine, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA ❯Construction Insurance Solutions Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/ Ransom, Pollution Liab, Professional Liab, Property States LA, OK, OR, TX, WA

❯Sloan Mason Insurance Services

Coverages Auto Comm-Nonstandard, CGL, Control of Well, Equipment, Excess Liab, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages GL, Property Carrier Status Non-admitted States All States ❯Worldwide Facilities Inc. - All Offices Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control

of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 47

2013 Annual Program Directory, Volume II Contractors-Plumbing ❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket

Waivers, GL, Inland Marine, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Contractors-Roofing ❯Appalachian Underwriters Inc. Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Brecht & Associates Coverages CGL, Contractors Equip, GL, Umbrella Carrier Status Non-admitted States TX ❯Commercial Sector Insurance Brokers LLC Coverages CGL, Excess Liab, GL Carrier Status Non-admitted States Most States ❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop Carrier Status Non-admitted States Most States ❯CoverXSpecialty Coverages Contractors Equip, Umbrella Carrier Status Non-admitted States Most States ❯Empire Underwriters LLC Coverages Blanket Addt’l Insureds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯MarketScout Coverages Builders Risk, GL, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States ❯National Advantage Insurance Services Inc. Coverages CGL, Medical Payments, Products Liab States AZ, CA, NV, OR, TX ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors

Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (Florida) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New York) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV

❯McLeckie Insurance Group Coverages Business Income, Crime, EPLI, Equipment, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

❯N-Surance Outlets Inc. (Florida) Coverages Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

Contractors-Swimming Pools ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Empire Underwriters LLC Coverages Blanket Addt’l Insureds, Blanket Waivers, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL,

GA, IL, IN, KY, LA, MS, NC, NJ, NM, NV, NY, OK, PA, TN, TX, UT, VA, WV

❯M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX ❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

Contractors-Underground Storage Tank Construction ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, Excess Liab, GL, Int’l Coverage - Commercial, Liability, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Convenience Stores ❯Advanced E&S Group - Midwest Region Coverages Assault & Battery, Business Income, Business Interruption, CGL,

Crime, Excess Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Personal Property, Property, Real & Business Personal Prop, Spoilage Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Compass Insurance Group of Agencies Coverages Business Income, CGL, Glass, Property, Spoilage Carrier Status Non-admitted States CA ❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

❯United Contractors Insurance Agency

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

❯Gorst Company Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

Contractors-Service

❯Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Boiler & Machinery, Business Income, Business Interruption,

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Builders & Tradesmen’s Insurance Services Inc. Coverages CGL, Equipment, Inland Marine, Umbrella Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA ❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯Financial Risk Solutions Inc. Coverages Service Contracts Carrier Status Admitted States All States ❯Monarch E&S Insurance Services Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA ❯National Advantage Insurance Services Inc. Coverages CGL, Products Liab Carrier Status Admitted States AZ, CA, NV

CGL, Commercial Excess, Crime, GL, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Pollution, Property, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA ❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boiler &

Machinery, BOP, Business Income, Business Interruption, CGL, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States ❯McClelland and Hine Inc. Coverages Crime, Fire, Liability, Liquor Liab, Pollution Carrier Status Non-admitted States TX

48 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

❯N-Surance Outlets Inc. (Georgia) Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States GA, LA, TN ❯NIP Group LLC Coverages Auto Comm-Standard, Business Income, GL, Inland Marine, Liquor

Liab, Personal Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Quirk & Company Coverages CGL, Crime, Excess Flood, Excess Liab, Flood, Food Spoilage, Liquor Liab, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, GL, Glass, Workers’ Comp Carrier Status Admitted States AZ, CA, NV ❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler &

Machinery, Business Income & Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH ❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States ❯Western Security Surplus Insurance Brokers Inc. Coverages Business Interruption, CGL, Excess Liab, Fire, Fire Legal Liab, GL,

Liability, Liquor Liab, Medical Payments, New Occurrence, Property Carrier Status Admitted, Non-admitted States CA, TX

Cosmetic Manufacturers ❯Brownyard Group Coverages Business Income, Business Interruption, CGL, Commercial Excess,

Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Counselors/Counseling Centers ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Medical Payments, Mental Health Care, Non-Profit D&O, Pollution Liab Carrier Status Admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯NIF Group Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Business Interruption, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard Phys Dmg, Blanket

Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

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2013 Annual Program Directory, Volume II ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Country Clubs

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Francis L. Dean & Associates Inc. Coverages Accidental Death, Participant Accident, Student Accident Carrier Status Admitted States All States

❯Sunderland Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard, CGL, Property Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Auto Pers-Nonstandard, Auto Pers-Nonstandard Phys Dmg, Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Builders Risk, Cargo, Contractors Equip, Excess Liab, GL, Inland Marine, Motor Truck Cargo, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Crop Dusters/Sprayers

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯RPS Bollinger Sports & Leisure Coverages Boiler & Machinery, CGL, Crime, D&O, Excess Liab, Identity Theft, Property, Workers’ Comp Carrier Status Admitted States All States

❯Topa Insurance Company Coverages CGL, E&O, Inland Marine, Property Carrier Status Admitted States CA

❯Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Assault & Battery, Auto Comm-Standard,

❯Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Auto Comm-Standard,

Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Flood, GL, Pool & Spa Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Couriers ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States

❯Brightstone Insurance Services LLC Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l

Disability, Flood, Herbicide & Pesticide, Homeowners Pkg, Hull, Liability, Pollution, Property, Props, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Dairies ❯Agricultural Insurance Mgmt Services Coverages Equipment Breakdown, Homeowners Pkg, Identity Theft, Liability, Property, Tools & Equip Carrier Status Admitted States Most States ❯Mark D. Fredricksen Insurance Services Coverages CGL, Livestock/Animal Mortality, Property Carrier Status Admitted States Most States

Insureds, Cargo, CGL, Crime, E&O, EPLI, Equipment, Fidelity, Nonowned & Hired Auto, Occupational Accident, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯South & Western General Agency Inc. Coverages Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TX

❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

❯Tejas American General Agency Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

❯International Excess Companies Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Dance Schools/Studios

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, Business Interruption, Cargo, Commercial Excess, Container Refrigeration Break, Crime, E&O, EPLI, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Mechanical Breakdown, Physical Damage, Pollution Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RLI Transportation Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States ❯Sunderland Insurance Services Inc. Coverages Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

Crane, Scaffolding & Equipment Rental Dealers ❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States ❯Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Commercial

Excess, Commercial Marine, Contractors Equip, Excess Liab, Inland Marine, Installation Floaters, Liability, Motor Truck Cargo, Physical Damage, Physical Damage Rental Units, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States Most States

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❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

❯K&K Insurance Group Inc. Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States ❯Sports & Fitness Insurance Corporation (SFIC) Coverages GL, Property Carrier Status Admitted States Most States

Day Care/Preschools ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Bliss & Glennon Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States

❯Compass Insurance Group of Agencies Coverages CGL, Property Carrier Status Non-admitted States CA

❯Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Abuse & Molestation, Assault & Battery, Business Income,

Business Interruption, CGL, EPLI, Excess Liab, Fine Arts, Fire, GL, Medical Payments, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA ❯J.E. Brown & Associates Coverages Abuse & Molestation, Liability Carrier Status Admitted, Nonadmitted States CA ❯M.J. Kelly Company Coverages Business Income, CGL, Commercial Excess, Completed Operations

Liab, EPLI, GL, Liability, Professional Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

❯MacNeill Group, Inc., CMGA Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL ❯Monarch E&S Insurance Services Coverages Abuse & Molestation, CGL Carrier Status Non-admitted States CA ❯N-Surance Outlets Inc. (Florida) Coverages Abuse & Molestation, Business Income, Educator Legal Liab, Fire Legal Liab, Liability, Medical Payments, Professional Liab, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Abuse & Molestation, Business Income, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Roush Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto CommNonstandard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fire, Fire Legal Liab, Glass, Inland Marine, Liability, Medical Payments, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Spoilage, Student Accident, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH ❯South & Western General Agency Inc. Coverages Liability, Property Carrier Status Non-admitted States AR, MS, OK, TN, TX ❯TAPCO Underwriters Inc. Coverages Abuse & Molestation, Accessories, GL, Professional Liab, Property Carrier Status Non-admitted States Most States ❯THOMCO, a division of Markel Service Incorporated Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine,

Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Day Spas ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Continental Brokers Inc. Coverages Accident & Health, Auto Comm-Standard, Auto Pers-Standard,

Boiler & Machinery, BOP, Business Income, Business Interruption, EPLI, Flood, Glass, Homeowners Pkg, Medical, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 49

2013 Annual Program Directory, Volume II ❯Insurtec Tanning and Spa Insurance Coverages Addt’l Expense, BOP, Business Income, Business Interruption,

CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Professional Liab, Property States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Commercial Excess, GL, Personal Property, Products Liab, Professional Liab Carrier Status Non-admitted States All States ❯SASSI - Salon & Spa Specialty Insurance Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal

Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Admitted States Most States ❯Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Auto

Comm-Standard Liability, BOP, EPLI, Fine Arts, Fire Legal Liab, Flood, Glass, Pool & Spa Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

❯Zurich North America Commercial Coverages Abuse & Molestation, Auto Comm-Standard, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Dealers-Home Heating Oil ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Dealers-Propane ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Delivery- Wholesale/Retail ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯PBS Insurance Underwriting Corporation Coverages Liability, Medical Malpractice Carrier Status Admitted, Nonadmitted States All States

❯Appleby & Sterling Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV

❯PULIC - Professional Underwriters Liability Insurance Co. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Brownyard Group Coverages Business Income, Business Interruption, CGL, Commercial Excess,

Developmental Disability Facilities ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Crime, Cyber Liab, D&O, E&O, Int’l Coverage - Commercial, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Insureds, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, GL, Misc Professional Liab, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Disability, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States Most States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Boiler & Machinery, Business Income, Business Interruption, Community/ Social Svcs, D&O, Developmental Disabilities, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

❯Nonprofits’ Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯Delta General Agency Corp.

Coverages GL, Property Carrier Status Admitted, Non-admitted States TX

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Crime, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Nonowned & Hired Auto, Occupational Accident, Pollution Liab, Property, Theft, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Paul Hanson Partners Specialty Ins./Mover’s Choice Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab,

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Dialysis Centers

❯Truckers Insurance Associates Inc. Coverages GL, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States Most States

❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Dentists

Distributors

❯Admiral Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States

❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

❯B&B Protector Plans Inc. Coverages Cyber Liab, GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States FL

❯Joseph Chiarello & Co.; Firearms Business Ins. Program Coverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States Most States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯International Excess Companies Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯Burns & Wilcox - All Offices Coverages CGL, Glass, Products Liab, Property Carrier Status Admitted, Non-admitted States Most States

Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States

Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

50 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

❯Norman-Spencer International Inc. Coverages Auto Comm-Standard, Business Income, Business Interruption,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Winery Pak Insurance Programs Coverages Auto Comm-Standard, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted States Most States

Driving Ranges ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Dry Cleaners/Laundries ❯Align General Insurance Agency LLC Coverages Bailee/Customer Goods, Boiler & Machinery, Business Income,

Business Interruption, GL, Property, Real & Business Personal Prop Carrier Status Admitted States CA

❯Intercorp Inc. Coverages BOP, D&O, Environmental Liab, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, Care/Custody/Control, Damage in Process, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, Furriers Customers, GL, Glass, Identity Theft, Mechanical Breakdown, Mysterious Disappearance, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Dude Ranches ❯Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard, Boiler & Machinery, Care/Custody/

Control, CGL, Combo Personal & Commercial, Commercial Excess, E&O, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

www.insurancejournal.com

2013 Annual Program Directory, Volume II ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Emergency Service Org’s ❯Glatfelter Insurance Group Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯VFIS Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess

Liab, GL, Medical Malpractice, Portable Equip, Property Carrier Status Admitted States All States

Employee Leasing Firms ❯NAS Insurance Services Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI,

Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Employment Agencies ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX

❯World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯5Star Professional Programs Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA,

SC, TN, TX, VA, DC

❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Intercorp Inc. Coverages Environmental Liab, GL, Professional Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States

Engineers-Geotechnical ❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O,

Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Entertainer Buses

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

❯NAS Insurance Services Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI,

❯KF&B Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg,

Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States

Commercial Excess, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Nonowned & Hired Auto, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Wrongful Acts, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States

❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Target Insurance Services Coverages Auto Comm-Standard Liability, BOP, Business Income, Business

Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, EPLI, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most States

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❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Entertainment Equipment Rental Houses ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Environmental Engineers/Consultants/ Contractors ❯5Star Professional Programs Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

❯Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA,

SC, TN, TX, VA, DC

❯ACE USA--Excess Casualty Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Engineers-Environmental

❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery,

❯Access E&S Insurance Services (CA) Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX

Comm-Standard Phys Dmg, Builders Risk, CGL, E&O, Environmental Liab, Excess Liab, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯ACE Westchester Specialty--Environmental Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Builders Risk, CGL, E&O, Environmental Liab, Excess Liab, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, E&O, EPLI,

GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Intercorp Inc. Coverages GL, Pollution Liab Carrier Status Non-admitted States Most States ❯J.M. Wilson Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH,

OK, PA, SC, TN, VA, WI, WV

❯PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, D&O, Equipment Breakdown, Fiduciary Liab, GL, Inland Marine, NonTrucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket

Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, GL, Inland Marine, Liability, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Service Contracts, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States IL, IN, OH ❯Russell Bond & Company Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, COC, Commercial

Excess, Completed Operations Liab, E&O, Environmental Liab, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States ❯USG Insurance Services Inc. Coverages CGL, Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯USX/S Coverages CGL, Commercial Excess, Completed Operations Liab,

Contractors Equip, E&O, Environmental Liab, GL, Identity Theft, Pollution Liab, Professional Liab Carrier Status Non-admitted States All States

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 51

2013 Annual Program Directory, Volume II ❯Worldwide Facilities Inc. - All Offices Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O,

Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Yates & Associates Ins. Services Coverages CGL, Pollution Liab Carrier Status Non-admitted States CA

Equipment Dealers/Rentals ❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL,

Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Exercise/Health Studios/Health Clubs ❯K&K Insurance Group Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States ❯M.J. Kelly Company Coverages Business Income, CGL, Commercial Excess, EPLI, GL, Liability, Professional Liab, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT,

NM, OK, TN, TX, UT

❯Monarch E&S Insurance Services Coverages CGL, Professional Liab, Property States CA ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg,

Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equip. Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ❯RLI Specialty Programs Coverages Assault & Battery, Boiler & Machinery, Business Income,

Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

❯RPS Bollinger Sports & Leisure Coverages Liability, Property Carrier Status Admitted States Most States ❯THOMCO, a division of Markel Service Incorporated Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Western Security Surplus Insurance Brokers Inc. Coverages Assault & Battery, Business Income, CGL, Fire, Fire Legal Liab,

GL, Liability, Medical Payments, New Occurrence, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CA, TX

Exporters ❯Centurion Insurance Group Coverages Foreign GL, Int’l Coverage - Commercial, Political Risk Carrier Status Admitted States All States

Family Fun Centers ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Misc

Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

❯Francis L. Dean & Associates Inc.

Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯HCC Specialty (MA) Coverages CGL, EPLI, Equipment Breakdown, Liquor Liab, Property Carrier Status Non-admitted States Most States

❯Winery Pak Insurance Programs Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Zurich North America Commercial Coverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, Catastrophe, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Farm & Ranch ❯Abram Interstate Insurance Services Inc. Coverages Care/Custody/Control, CGL, Fire, GL, Livestock/Animal Mortality, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV ❯Agricultural Insurance Mgmt Services Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial

Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

❯American Reliable Insurance Company Coverages Liability, Livestock/Animal Mortality, Physical Damage Carrier Status Admitted States CT, FL, HI, LA, MA, MD, NH, NJ, NY, RI, VA, VT ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯Appleby & Sterling Coverages Liability, Property Carrier Status Admitted States AZ, CA ❯Ark Agency Coverages CGL, Dwelling Fire, Fire, Hail, Homeowners Pkg, Horse Mortality, Livestock/Animal Mortality Carrier Status Admitted, Non-admitted States Most States ❯Associations Underwriters Inc. & Ziplow Horse Ins Coverages Care/Custody/Control, CGL, Commercial Excess, Earthquake,

Excess Liab, Fire, Fire Legal Liab, Homeowners Pkg, Horse Mortality, Liability, Personal Liab, Personal Property, Umbrella Carrier Status Admitted States Most States

Fast Food Restaurants ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Crime, Fire, Food

Spoilage, GL, Glass, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯Align General Insurance Agency LLC Coverages Business Income, Business Interruption, GL, Liquor Liab, Property, Real & Business Personal Prop Carrier Status Admitted States CA ❯Anderson & Murison Inc. Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA ❯Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Boiler & Machinery, BOP,

Builders Risk, Business Interruption, Crime, Disability, Earthquake, EPLI, Fire, Flood, Food Borne Illness, Food Spoilage, Homeowners Pkg, Medical, Nonowned & Hired Auto, Personal Property, Property, Sets, Spoilage, Theft, Umbrella Carrier Status Admitted States All States ❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯National Insurance Underwriters Coverages BOP, Food Spoilage, Glass, Liquor Liab, Personal Property Carrier Status Admitted States AL, AR, AZ, CO, CT, FL, GA, IL, IN, LA, MD,

MI, MO, NC, NJ, OH, PA, SC, TN, TX, VA

❯The McGowan Companies Coverages Commercial Excess, Umbrella Carrier Status Admitted States Most States ❯UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal

Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA

Fertilizer Suppliers ❯Sierra Specialty Coverages CGL, Property Carrier Status Non-admitted States CA

Festivals & Fairs ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯Mark D. Fredricksen Insurance Services Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial

Excess, Earthquake, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

❯HCC Specialty (MA) Coverages Event Cancellation, Hole-in-One, Liability, Liquor Liab, Prize Indemnification, Weather Carrier Status Admitted, Non-admitted States Most States

❯Markel Specialty Commercial Coverages Auto Comm-Standard, Care/Custody/Control, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Sierra Specialty Coverages CGL, Dwelling Fire, Equipment, Property Carrier Status Admitted States Most States

❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

❯South & Western General Agency Inc. Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TX ❯Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto PersNonstandard, Auto Pers-Standard, GL, Property Carrier Status Admitted, Non-admitted States TX ❯Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Addt’l Expense, Addt’l

Living Expense, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Nonstandard, Auto Pers-Standard, Boats, Builders Risk, Business Income, Business Interruption, Catastrophe, CGL, Commercial Marine, Control of Well, Crime, Disability, Dwelling Fire, Earthquake, EPLI, Equipment Breakdown, Flood, GL, Hail, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Installation Floaters, Liability, Livestock/Animal Mortality, Medical, Mobile Home Ins, Mortality, Motor Truck Cargo, OCP, On-Hook Cargo, Piers & Docks, Pollution, Property Carrier Status Admitted, Non-admitted States All States

52 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States ❯THOMCO, a division of Markel Service Incorporated Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property Carrier Status Non-admitted States Most States

Financial Institutions ❯B&B Programs, A Div. of Barney & Barney LLC Coverages Commercial Excess, Environmental Liab, EPLI, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, NM,

NV, OR, UT, WI

❯Centurion Insurance Group Coverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All States ❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

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2013 Annual Program Directory, Volume II ❯Innovative Risk Solutions Coverages Blanket Forced Placed, Collateral Protection, D&O, Force Place

Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place

Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States ❯ProSurance Group Inc. Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Russell Bond & Company Inc.

Coverages Blanket Forced Placed, CGL, COC, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Fidelity, Fidelity Bonds, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties, Identity Theft, Interim Car Liab/ Phys Dmg, Kidnap/Ransom, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Misc Professional Liab, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab, Reps & Warranties, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket

Addt’l Insureds, Blanket Forced Placed, Blanket Waivers, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Difference in Conditions, E&O, EPLI, Equipment, Equipment Breakdown, Fidelity, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, Glass, Kidnap/Ransom, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mechanical Breakdown, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Technology E&O, Theft, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯van Wagenen Financial Services Coverages Blanket Addt’l Insureds, Blanket Forced Placed, Boiler &

Machinery, CGL, Collateral Protection, Compliance Mgmt, E&O, Force Place Fire Cvrg, Foreclosed Properties, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage REO Cvrg, Residential Property Carrier Status Admitted States All States ❯Williams & Stazzone Insurance Agency Inc. Coverages Blanket Forced Placed, Collateral Protection, D&O, Dealers Open Lot, Equipment, Force Place Fire Cvrg, Foreclosed Properties, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted States All States

Financial Planners ❯Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ❯ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Fine Art Collections ❯ACE Commercial Risk Services - Programs Coverages Fine Arts, Inland Marine Carrier Status Admitted States Most States ❯Huntington T. Block Coverages BOP, Crime, D&O, EPLI, Fine Arts, Liability, Mysterious Disappearance, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Property, Umbrella Carrier Status Admitted States Most States

Firearms Dealers ❯Joseph Chiarello & Co.; Firearms Business Ins. Program Coverages CGL, Crime, Equipment Breakdown, Firearms Liability, Liquor

Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Food Trucks ❯IPC Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket

❯Mobile Food Vendors Insurance Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Nonprofits’ Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Commercial Excess, Inland Marine, Legal Liab, Liability, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Truck Auto Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Food Vendors ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯K&K Insurance Group Inc. Coverages Business Income, Crime, GL, Inland Marine, Products Liab, Property Carrier Status Admitted States All States ❯Mobile Food Vendors Insurance Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Commercial Excess, Inland Marine, Legal Liab, Liability, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Truck Auto Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted States Most States

Forestry Services ❯Britt/Paulk Insurance Agency Inc. Coverages Auto Comm-Standard Phys Dmg, Catastrophe, CGL, Damage in

Process, Environmental Liab, Equipment, Equipment Breakdown, GL, Liability, Mechanical Breakdown, Nonowned & Hired Auto, Pollution, Pollution Liab, Portable Equip, Property, Tools & Equip, Transportation Pollution Liab, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Loggers Insurance Inc. Coverages Auto Comm-Standard, Contractors Equip, Equipment, GL, Property, Umbrella Carrier Status Admitted States AL, AR, FL, GA, KY, LA,

❯VFIS Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

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Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Fraternal Organizations ❯Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States ❯R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Inland

Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

Funeral Directors ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States

MS, NC, SC, TN, TX, VA, WV

Garages

❯O’Donovan & Associates Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Property Carrier Status Admitted States AR, CA, FL, GA, KY, LA, MD, MI,

❯5Star Garage Services & Auto Dealers Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

MN, NC, OK, OR, PA, SC, TN, TX, VA, WA, WI

❯Victor O. Schinnerer & Company Coverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States Most States

CGL, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States

❯Abram Interstate Insurance Services Inc. Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV

Foster Care

❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States

❯Monarch E&S Insurance Services Coverages Earthquake, Excess Flood, Fire, Inland Marine, Mysterious Disappearance, PAF Carrier Status Admitted States CA

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Addt’l Insureds, Business Income, CGL, Food Spoilage, Inland Marine, Liability, Property, Theft Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA

❯Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States

❯Glatfelter Insurance Group Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Foundations

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯MiniCo Insurance Agency LLC Coverages Fine Arts, Fire, Mysterious Disappearance, Personal Property, Physical Damage, Theft Carrier Status Admitted States Most States

Fire Departments

❯RPS NIPC Coverages Auto Comm-Standard, Employee Benefits, Excess Liab, GL,

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, E&O, EPLI, Fiduciary Liab, GL, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States Most States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Nonprofits’ Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella Carrier Status Non-admitted States CA

❯Align General Insurance Agency LLC Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Property, Real & Business Personal Prop States CA ❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Auto Comm-Standard, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States Most States ❯CRC|Crump Coverages Dealers Open Lot, E&O, Fire Legal Liab, Garage Keepers Legal

Liab, Garage Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯CRES Insurance Services Coverages Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CA

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 53

2013 Annual Program Directory, Volume II ❯Crouse & Associates Coverages Garage Liability, GKLL Carrier Status Non-admitted States All States ❯DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee

Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States ❯Evolution Insurance Brokers Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Bailee/Customer Goods, Blanket Wrongful Acts, Business Interruption, Care/Custody/Control, D&O, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Liability, Theft, Tools & Equip Carrier Status Non-admitted States Most States ❯Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY ❯MacNeill Group, Inc., CMGA Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States FL ❯National Indemnity Company Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability,

GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, NM, NV, OR, TX, UT, WA ❯RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage

Liability, GKLL, Inland Marine, Medical Payments, Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

❯Russell Bond & Company Inc.

Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, Care/Custody/Control, Cargo, Commercial Excess, Completed Operations Liab, Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Keepers Legal Liab, GKLL, GL, Inland Marine, Medical Payments, Physical Damage, Products Liab, Property, Theft, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Sierra Specialty Coverages Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States Most States ❯Sun Coast General Insurance Agency Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States AZ, CA ❯USG Insurance Services Inc. Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab,

Garage Liability, GKLL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Yates & Associates Ins. Services Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States CA

Gastroenterologists ❯Admiral Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Gentleman’s Clubs ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States

Glass Merchants/Glazing Contractors

Group Homes

❯NIP Group LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime,

❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

E&O, EPLI, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Golf Course Architect ❯Fairway Underwriters Coverages Performance & Payment Bonds, Professional Liab Carrier Status Non-admitted States Most States

Golf Courses ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery,

Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Auto Comm-Standard, Boiler & Machinery,

BOP, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equip. Breakdown, Umbrella, WC Carrier Status Admitted States All States

Grain Mills & Elevators ❯Britt/Paulk Insurance Agency Inc. Coverages Catastrophe, CGL, Environmental Liab, Equipment, Equipment

❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, Business Income, Business Interruption, CGL, Excess Liab, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, NonProfit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, CGL, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Breakdown, Inland Marine, Liability, Physical Damage, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

❯Mark D. Fredricksen Insurance Services Coverages CGL, Property Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/ Social Svcs, D&O, Developmental Disabilities, Excess Liab, Inland Marine, Liability, Medical Payments, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯NIF Group Inc.

Breakdown, Fire Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Long Haul, Mechanical Breakdown, Medical, Occupational Accident, OCP, On-Hook Cargo, Piers & Docks, Property, Railroad Protective Liab, Spoilage, Theft Carrier Status Admitted, Non-admitted States All States

❯Nonprofits’ Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Grocery Stores/Supermarkets

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Boiler & Machinery, Business Income, Care/

❯Wildlife Insurance Underwriters LLC Coverages Business Income, CGL, Environmental Liab, Equipment

❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States Most States

❯American Team Managers Ins. Services Inc. Coverages CGL, Equipment Breakdown, Property Carrier Status Admitted States CA

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income,

❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Food Spoilage, Identity Theft, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, NV

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Employee Benefits, Equipment Breakdown, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯UCA General Insurance Services Coverages Business Income, CGL, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA

54 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Guides & Outfitters ❯Ark Agency Coverages CGL, Inland Marine, Property Carrier Status Admitted, Nonadmitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯K&K Insurance Group Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States ❯Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, CGL, Excess Liab,

Inland Marine, Mechanical Breakdown, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

www.insurancejournal.com

2013 Annual Program Directory, Volume II ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Auto Comm-Standard,

❯Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab,

Boats, CGL, Crime, Flood, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

Health Clubs

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Gymnastics Facilities ❯American Specialty Insurance & Risk Services Inc. Coverages CGL, Inland Marine Carrier Status Admitted States All States ❯K&K Insurance Group Inc. Coverages CGL, Equipment Carrier Status Admitted States All States ❯Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income,

Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Anderson & Murison Inc. Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA ❯Burns & Wilcox - All Offices Coverages Abuse & Molestation, Business Income, CGL, Fire, GL,

Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Tanning Liab, Workers’ Comp Carrier Status Admitted States All States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯RPS Bollinger Sports & Leisure Coverages Liability, Property Carrier Status Admitted States Most States

❯Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Auto

❯Sports & Fitness Insurance Corporation (SFIC)

Comm-Standard Liability, CGL, EPLI, Flood, Glass, Medical, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Hardware Manufacturers ❯Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States All States

Hazardous Materials Transporters ❯5Star Trucking Program Coverages Auto Comm-Standard Liability, Liability, Nonowned & Hired Auto, Physical Damage, Pollution Liab Carrier Status Non-admitted States Most States ❯5Star Waste Insurance Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Contractors Equip, EPLI, Equipment Breakdown, GL, Pollution Liab, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯Access E&S Insurance Services (VA) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Freberg Environmental Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

CGL, Environmental Liab, GL, Long Haul, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States ❯Gresham & Associates Inc. - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Commercial Marine, Crime, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Flood, GL, Glass, Inland Marine, Liability, Liquor Liab, Misc Professional Liab, Nonowned & Hired Auto, Performance & Payment Bonds, Products Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯THOMCO, a division of Markel Service Incorporated Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Medical Malpractice, Medical Professional, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Ultra Risk Advisors Coverages Excess Liab, Medical Malpractice, Professional Liab States All States ❯Victor O. Schinnerer & Company Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fiduciary Liab, Kidnap/ Ransom, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Healthcare Information Mgmt Co’s ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab, Property Carrier Status Non-admitted States All States

Heavy Equipment Dealers ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL,

Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Home Healthcare Providers ❯Access E&S Insurance Services (CA) Coverages Abuse & Molestation, EPLI, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX

Healthcare Facilities ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX

❯American Underwriting Managers Coverages CGL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX

❯Bliss & Glennon Inc. Coverages GL, Property Carrier Status Non-admitted States Most States

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States ❯Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States ❯NAS Insurance Services Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Developmental Disabilities, Fire, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Next Wave Insurance Services LLC Coverages Auto Comm-Standard, Crime, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯J.M. Wilson Coverages Liability, Physical Damage Carrier Status Admitted, Non-admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, MS, NC, NE, OH, OK,

❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States All States

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❯Russell Bond & Company Inc. Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property Carrier Status Admitted, Non-admitted States Most States

❯Allied Protector Plan Coverages Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

❯Intercorp Inc. Coverages Auto Comm-Standard, Pollution Liab Carrier Status Admitted, Non-admitted States Most States

PA, SC, TN, VA, WI, WV

❯RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

❯RLI Transportation Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States

❯Burns & Wilcox - All Offices Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard,

Blanket Addt’l Insureds, CGL, D&O, E&O, EPLI, GL, Liability, Medical, Medical Payments, Nonowned & Hired Auto, Property, Sexual Misconduct Liab, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Glatfelter Healthcare Practice Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States ❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯McClelland and Hine Inc. Coverages Liability, Professional Liab Carrier Status Non-admitted States TX ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Inland Marine, Medical Malpractice, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 55

2013 Annual Program Directory, Volume II ❯Quaker Special Risk (Florida) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New York) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, Business Income, Business Interruption,

CGL, Commercial Excess, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Medical Malpractice, Medical Professional, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Sunderland Insurance Services Inc. Coverages Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

Home Inspectors ❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket

Addt’l Insureds, Blanket Waivers, CGL, Excess Liab, Liability, Umbrella Carrier Status Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯NSM Insurance Group Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Commercial

❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

Excess, Completed Operations Liab, Contractors Equip, Crime, Excess Liab, Fire Legal Liab, Inland Marine, Installation Floaters, Liability, OCP, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Patriot National Underwriters Inc. Coverages Auto Comm-Standard, Builders Risk, CGL, Umbrella, Workers’ Comp Carrier Status Admitted States TX ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Homeowner Associations ❯4 All Insurance Services Coverages Auto Comm-Standard Liability, D&O, EPLI, Excess Liab, Fidelity,

Fire, GL, Liability, Pool & Spa Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA

❯Abram Interstate Insurance Services Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA ❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard, Liability, Property Carrier Status Admitted States TX

❯Delta General Agency Corp.

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States TX

❯Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR,

❯Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States

❯American Team Managers Ins. Services Inc. Coverages BOP, D&O, GL Carrier Status Admitted States AZ, CA, CO, ID, MT,

❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Target Insurance Services Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States Most States ❯TitlePac Inc. Coverages E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Home Medical Equipment Dealers

PA, TN, TX, VA, WA

Custody/Control, CGL, Commercial Excess, E&O, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most

❯Equisure Inc.

Coverages Cargo, CGL, Professional Liab Carrier Status Non-admitted States Most States ❯Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Care/Custody/

Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Misc Professional Liab, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sierra Specialty Coverages CGL, Property Carrier Status Admitted, Non-admitted States CA

Horse Farms

❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

Commercial, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Liability, Tools & Equip Carrier Status Admitted States Most States

Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

❯Ark Agency Coverages Care/Custody/Control, CGL, D&O, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States

❯CID Insurance Programs Inc. Coverages CGL, D&O, E&O, Fidelity, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR,

❯Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard, Boiler & Machinery, Care/Custody/

TN, TX, UT, WA

❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Distinguished Programs Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯MexiPass International Insurance Services LLC

Homebuilders

❯Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Care/

❯Agricultural Insurance Mgmt Services Coverages Business Income, Care/Custody/Control, Combo Personal &

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Ark Agency Coverages Care/Custody/Control, CGL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States

NM, NV, OR, UT, WA, WY

❯International Excess Companies Coverages Bailee/Customer Goods, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, GL, Inland Marine, Liability, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Medical Malpractice, Medical Professional, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Horse Breeders/Boarders ❯Agricultural Insurance Mgmt Services Coverages Care/Custody/Control, GL, Horse Mortality, Personal Liab Carrier Status Admitted States Most States

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Gorst Company Coverages D&O, E&O, GL Carrier Status Admitted, Non-admitted States CA

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯J.E. Brown & Associates Coverages D&O, Liability Carrier Status Admitted, Non-admitted States CA

❯King Insurance Support Systems Coverages D&O, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NM, NV, OR, UT, WA Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

❯National Specialty Underwriters Inc. Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States

Control, CGL, Combo Personal & Commercial, Commercial Excess, E&O, Earthquake, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Care/Custody/

Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States ❯Sierra Specialty Coverages CGL, Property Carrier Status Admitted States CA ❯Wildlife Insurance Underwriters LLC Coverages Horse Mortality, Livestock/Animal Mortality, Mortality, Property, Workers’ Comp Carrier Status Non-admitted States All States

Hospice Care Facilities ❯AFC Insurance Coverages Abuse & Molestation, Accident & Health, Auto Comm-

Standard, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯Glatfelter Healthcare Practice Coverages Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States Most States ❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted tates All States ❯Next Wave Insurance Services LLC Coverages Employee Benefits, Excess Liab, Fire, GL, Legal Expense Ins, Media Liab, Medical, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted States Most States ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

56 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

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2013 Annual Program Directory, Volume II Hospitals ❯Centurion Insurance Group Coverages D&O, Medical Malpractice Carrier Status Admitted States All States

❯Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Earthquake, Equipment Breakdown, Fire Legal Liab, Flood, Identity Theft, Property, Real & Business Personal Prop Carrier Status Admitted States Most States ❯RLI Transportation Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States ❯RPS Healthcare Coverages D&O, E&O, EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Ultra Risk Advisors Coverages Excess Liab, Medical Malpractice, Professional Liab States All States

Hotels/Motels ❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted, Non-admitted States Most States ❯American Underwriting Managers Coverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine Carrier Status Admitted, Non-admitted States All States ❯Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

❯N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯Next Wave Insurance Services LLC Coverages Crime, GL, Property Carrier Status Admitted States Most States ❯NSM Insurance Group Coverages Boiler & Machinery, Business Income, CGL, Commercial Excess,

Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Theft, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States Most States ❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler &

Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH ❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States ❯UCA General Insurance Services Coverages Business Income, CGL, Crime, EPLI, Equipment Breakdown,

❯Bass Underwriters Coverages GL, Liability Carrier Status Non-admitted States AL, AR, AZ, CA, FL,

❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

❯CITA Insurance Services Coverages Auto Comm-Standard, CGL, Commercial Excess, Crime, Garage

Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯Compass Insurance Group of Agencies Coverages Business Income, CGL, Glass, Property Carrier Status Non-admitted States CA ❯Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX ❯Distinguished Programs Coverages CGL, Crime, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Empire Underwriters LLC Coverages Business Income, Business Interruption, CGL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL,

GA, IL, IN, KY, LA, MS, NC, NJ, NM, NV, NY, OK, PA, SC, TN, TX, UT, WV

❯Hotels & Resorts Insurance Program - CITA Insurance Services Coverages CGL, Crime, EPLI, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯ICAT Coverages All Risks/Cash in Transit, Builders Risk, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States ❯Insurance Multiplex Agency LLC Coverages Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Earthquake, Employee Benefits, EPLI, GL, Liability, Loss of Use, Nonowned & Hired Auto, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CT, DE, FL, GA, IL, KS, LA, MD, MI, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VA

In-Home Businesses ❯RLI Insurance Company Coverages Business Interruption, Fire, GL, Products Liab Carrier Status Admitted States All States ❯South & Western General Agency Inc. Coverages BOP, Business Interruption Carrier Status Admitted States AR, MS, NM, OK, TN, TX

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA

❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

In-Home Child Care

❯Preferred Property Programs Coverages Boiler & Machinery, Equipment Breakdown Carrier Status Admitted States All States

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

GA, LA, MA, ME, MS, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

In-Home Adult Foster Care ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Zurich North America Commercial Coverages Auto Comm-Standard, D&O, EPLI, Excess Liab, GL, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Hourly Equipment Rental w/ Operator ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Ice Rink Owners & Operators ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯THOMCO, a division of Markel Service Incorporated Coverages Abuse & Molestation, CGL Carrier Status Admitted, Non-admitted States Most States ❯Topa Insurance Company Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States CA, CO, FL, GA, IL, OR, TN, TX, VA

Industrial Parks ❯Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV ❯CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Innkeepers ❯Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL,

Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Importers ❯Brownyard Group Coverages Business Income, Business Interruption, CGL, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Insurance Agents & Brokers (P/C L/H) ❯4 All Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, D&O, E&O, EPLI, Excess Liab, Motor Truck Cargo, Professional Liab, Tuition Refund, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, VA, WA

Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Crime, EPLI, Liability, Liquor Liab, Property, Umbrella Carrier Status Admitted States Most States

❯MarketScout Coverages Liability, Products Liab Carrier Status Non-admitted States All States

❯Monitor Liability Managers Coverages EPLI Carrier Status Admitted, Non-admitted States All States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Admiral Insurance Company Coverages Liability, Professional Liab Carrier Status Non-admitted States Most States

❯Klein Insurance Services Inc. Coverages Auto Comm-Standard, Boiler & Machinery, Business Income,

❯Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Interruption,

CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

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❯Yates & Associates Ins. Services Coverages Business Income, Cargo, CGL, Products Liab, Property Carrier Status Non-admitted States CA

❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 57

2013 Annual Program Directory, Volume II ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯CITA Insurance Services Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ❯Cooper & McCloskey Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA ❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States ❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯IAAC Inc. Coverages D&O, E&O, Employee Benefits, EPLI, Fiduciary Liab, Personal Umbrella, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States NY ❯Independent Insurance Agents & Brokers California (IIABCal) Coverages Accident & Health, Disability, E&O, EPLI, Medical, Workers’ Comp Carrier Status Admitted States CA ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯International Excess Companies Coverages Crime, E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States ❯King Insurance Support Systems Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States All States ❯Number One Insurance Agency Coverages Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States MA ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States ❯ProSurance Group Inc. Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Quadrant Insurance Managers Coverages D&O, Professional Liab Carrier Status Non-admitted States All States ❯Rockwood Programs Inc. Coverages Cyber Liab, E&O, EPLI, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX ❯Sun Coast General Insurance Agency Coverages BOP, Cyber Liab, E&O, Liability Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA ❯SWBC Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & Long-Term Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Synergy Professional Associates Inc. Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯Western E&O Coverages Crime, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA, IL, IN, KS, MI, ND, NM, OK, OR, TX, UT, WA, WI

Internet Companies ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Centurion Insurance Group Coverages D&O, E&O Carrier Status Admitted States All States ❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, E&O,

Identity Theft, Website Domain Name Carrier Status Non-admitted States All States ❯IT Risk Managers Inc. Coverages BOP, Cyber Liab, D&O, E&O, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

❯Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA

❯J.E. Brown & Associates Coverages BOP, Inland Marine Carrier Status Admitted, Non-admitted States CA

CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯M.J. Hall & Company Inc. Coverages CGL, Excess Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

❯Stuckey and Company Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l

GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Insureds, BOP, Breach of Security, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Marine, Completed Operations Liab, Cyber Liab, D&O, E&O, Educator Legal Liab, EPLI, Equipment Breakdown, Fidelity Bonds, Fire, Fire Legal Liab, GL, Glass, Mechanical Breakdown, Nonowned & Hired Auto, Professional Liab, Property, Technology E&O, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯NIP Group LLC Coverages Auto Comm-Standard Liability, Blanket Addt’l Insureds, Crime,

❯Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States ❯TAPCO Underwriters Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Investigators

Jr. Markets/Liquor Stores

❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, E&O, Liability, Property, Workers’ Comp Carrier Status Non-admitted States Most States

❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

❯Brownyard Group

Coverages Assault & Battery, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Cyber Liab, E&O, GL, Inland Marine, Liability, Lost Key, Medical Payments, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Brownyard Programs Ltd. Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Costanza Insurance Agency Inc. Coverages GL, Professional Liab, Workers’ Comp States All States ❯CoverXSpecialty Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Crime, E&O,

EPLI, Excess Liab, Fidelity Bonds, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Investment Advisory Reps ❯Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ❯ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Janitorial Firms ❯Abram Interstate Insurance Services Inc. Coverages Liability, Lost Key Carrier Status Non-admitted States AZ, CA, NV ❯Anderson & Murison Inc. Coverages Care/Custody/Control, CGL, Lost Key Carrier Status Non-admitted States CA ❯Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Indemnity Excess & Surplus Agency Inc. Coverages Contractors Equip, GL, Lost Key Carrier Status Non-admitted States AZ, CA, CO, FL, HI, ID, NV, OR, TX, WA

58 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

❯Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Laboratories - Testing ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O,

Environmental Liab, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, GL, Liability, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States

Land Surveyors ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States

Landfills/Recycling/Disposal Facilities ❯5Star Waste Insurance Program Coverages Auto Comm-Standard, EPLI, Excess Liab, GL, Inland Marine,

Physical Damage, Pollution Liab, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, WC - Captive Placement Carrier Status Admitted States AZ, CA, CO, DE, NV, PA, UT, WA ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Environmental Insurance Agency (EIA) Coverages Environmental Liab, GL, Pollution Liab States Most States

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2013 Annual Program Directory, Volume II ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Bass Underwriters Coverages Assault & Battery, Bailee/Customer Goods, Business Income, Fire,

GL, Nonowned & Hired Auto, Property, Windstorm Carrier Status Non-admitted States Most States

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL Carrier Status Admitted, Non-admitted States All States

Landscape Contractors

❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket

❯AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Liability, Personal Liab Carrier Status Admitted, Non-admitted States FL, GA, IA, IL, MN, MT, NC, VA, WI

❯Align General Insurance Agency LLC Coverages GL, Umbrella Carrier Status Non-admitted States AZ, CA, CO, HI,

NM, NV, OR, TX, UT, WA

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯NIP Group LLC Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Landscape Gardeners ❯Anderson & Murison Inc. Coverages CGL, Herbicide & Pesticide, Inland Marine Carrier Status Non-admitted States CA ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX ❯J.E. Brown & Associates Coverages Liability, Property Carrier Status Admitted States CA ❯NIP Group LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, E&O,

EPLI, Herbicide & Pesticide, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Yates & Associates Ins. Services Coverages CGL, Contractors Equip Carrier Status Non-admitted States CA

Laser Centers ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Liability, Professional Liab, Property Carrier Status Non-admitted States All States

Laundries/Coin Laundry ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Crime, Fire, GL,

Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯Align General Insurance Agency LLC Coverages Bailee/Customer Goods, Business Income, Business Interruption, GL, Property, Real & Business Personal Prop Carrier Status Admitted States CA

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Addt’l Insureds, Boiler & Machinery, Business Interruption, GL, Pollution, Workers’ Comp Carrier Status Admitted States Most States ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

Law Firms ❯5Star D&O Program Coverages D&O, E&O, Fiduciary Liab Carrier Status Admitted States Most States ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Agency Marketing Services Coverages E&O, Professional Liab Carrier Status Admitted States AL, CO, CT, DE, FL, GA, KS, KY, LA, MD, MI, MO, NC, NJ, OH, PA, SC, TN, TX, VA ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Continental Brokers Inc. Coverages BOP, Business Income, Business Interruption, Earthquake, EPLI,

Flood, Homeowners Pkg, Legal Expense Ins, Legal Malpractice, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Cooper & McCloskey Inc. Coverages Legal Malpractice, Professional Liab Carrier Status Admitted, Nonadmitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA ❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States ❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯KF&B Inc. Coverages Auto Comm-Standard, Liability, Physical Damage Carrier Status Admitted States Most States ❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Philadelphia Insurance Companies

Coverages Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RLI Transportation Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States ❯Truckers Insurance Associates Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Willis Programs Coverages Auto Comm-Standard, Garage Keepers Legal Liab, GL, Property, Umbrella Carrier Status Admitted States Most States

Liquor Stores

❯Gray-Stone & Company Inc. Coverages Crime, D&O, E&O, Fiduciary Liab, GL, Kidnap/Ransom, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯JLT Facilities Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯American Team Managers Ins. Services Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY

❯Jorgensen & Company Coverages EPLI, Professional Liab Carrier Status Non-admitted States All States

❯Compass Insurance Group of Agencies Coverages Business Income, CGL, Liquor Liab, Property Carrier Status Non-admitted States CA

❯Lawyer’s Protector Plan® Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯Monitor Liability Managers Coverages E&O, EPLI, Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯J.E. Brown & Associates Coverages Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA

❯ProSight Specialty Insurance Coverages E&O, Personal Liab Carrier Status Admitted States AZ, CA, CO, GA,

❯Number One Insurance Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted States MA

IA, ID, IL, IN, KS, MN, MO, NJ, NM, NV, NY, PA, TX, UT, WI

❯Synergy Professional Associates Inc. Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States Most States ❯Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP,

Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Medical Payments, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Willis Programs Coverages Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WA ❯Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Liability, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Long Term Care Facilities ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Limousine Service Companies ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯All Risks Ltd. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, GL, Medical Payments, Physical Damage Carrier Status Admitted States Most States

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Abuse & Molestation, Liability, Umbrella Carrier Status Admitted, Non-admitted States All States ❯AmWINS Program Underwriters Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 59

2013 Annual Program Directory, Volume II ❯CRES Insurance Services Coverages Abuse & Molestation, GL, Professional Liab Carrier Status Non-admitted States Most States ❯Next Wave Insurance Services LLC Coverages Employee Benefits, Excess Liab, Fire, GL, Legal Malpractice, Media

❯Evolution Insurance Brokers Coverages Abuse & Molestation, Business Interruption, D&O, Fire, Fire Legal

Liab, Liability, Misc Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Liab, Medical, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted States Most States

❯NAS Insurance Services Inc. Coverages Cyber Liab, D&O, E&O, EPLI, Managed Care Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

❯Sierra Specialty Coverages CGL, Professional Liab Carrier Status Non-admitted States CA

❯THOMCO, a division of Markel Service Incorporated Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab Carrier Status Admitted States All States

❯U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Lumber Mills/Saw/Plywood ❯Britt/Paulk Insurance Agency Inc. Coverages Auto Comm-Nonstandard, BOP, Catastrophe, CGL, Environmental

❯Swett & Crawford

❯Ultra Risk Advisors Coverages Excess Liab, Medical Malpractice, Professional Liab States All States ❯USX/S Coverages Breach of Security, Cyber Liab, D&O, E&O, EPLI, Excess Liab,

Food Borne Illness, Identity Theft, Managed Care Carrier Status Admitted, Non-admitted States All States

Manufacturers

Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Material Damage, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

❯Continental Underwriters Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Boiler &

❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

Machinery, Builders Risk, Cargo, Crime, Earthquake, Equipment, Equipment Breakdown, Flood, Foreign GL, Hail, Inland Marine, Liability, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Woodus K. Humphrey & Company (AmWINS) Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States ❯Zurich North America Commercial Coverages Contractors Equip, Equipment, Physical Damage, Real & Business Personal Prop, Rented Property Carrier Status Admitted States Most States

Machine Shops ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, CGL, Commercial Excess, Environmental

Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Liability, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, Uninsured Motorists, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States AZ, CA, IL, MI, NV, WI ❯Continental Brokers Inc. Coverages Auto Comm-Standard Liability, Boiler & Machinery, BOP, CGL,

Commercial Marine, Crime, EPLI, Flood, Medical, Nonowned & Hired Auto, Products Liab, Property, Umbrella Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quirk & Company Coverages CGL, Equipment, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA ❯Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, Equipment Breakdown, GL, Property, Umbrella Carrier Status Admitted States Most States ❯Western Security Surplus Insurance Brokers Inc. Coverages Bailee/Customer Goods, Business Income, CGL, Liability, Medical

Payments, New Occurrence, Products Liab, Property Carrier Status Non-admitted States CA, TX

Managed Care Centers ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GKLL, GL, Inland Marine, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment,

Foreign GL, Inland Marine, Liability, Motor Truck Cargo, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Norman-Spencer International Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Auto Pers-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial

Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States

❯Quirk & Company Coverages CGL, Environmental Liab, Equipment, Excess Flood, Flood, Kidnap/Ransom, Products Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA ❯RSI International Inc. (Missouri) Coverages Boiler & Machinery, Builders Risk, Business Income/Interruption,

Cargo, CGL, Commercial Excess, Completed Operations Liab, Excess Liab, Liability, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Products Liab, Property, Technology E&O, Theft, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN ❯USX/S Coverages CGL, Int’l Coverage - Commercial, Pollution, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Marina Operators

❯American Underwriting Managers Coverages CGL, Products Liab, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX

❯Atlass Insurance Group Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Piers & Docks, Property Carrier Status Admitted, Non-admitted States All States

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯Britt/Paulk Insurance Agency Inc. Coverages Environmental Liab, Equipment, GL, Nonowned & Hired Auto,

❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee

Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Burnett & Company Inc. Coverages Care/Custody/Control, GL, Liquor Liab, Pollution, Ship Repairers Legal Carrier Status Non-admitted States All States

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Evolution Insurance Brokers Coverages Bailee/Customer Goods, Boats, Business Interruption, D&O,

❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT

Fire, Fire Legal Liab, Hoist/Haul-out, Inland Marine, Liability, Loss of Use, Misc Professional Liab, Ship Repairers Legal, Theft, Uninsured Boaters, Watercraft Liab Carrier Status Non-admitted States Most States

❯Commercial Sector Insurance Brokers LLC Coverages CGL, Excess Liab, Products Liab, Umbrella Carrier Status Non-admitted States Most States

❯Markel American Insurance Company Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States

❯CoverXSpecialty Coverages Liability, Umbrella Carrier Status Non-admitted States Most States

❯Midlands Coverages CGL, Commercial Marine, Property, Watercraft Liab Carrier Status Non-admitted States Most States

❯Euclid Managers LLC Coverages Cyber Liab, E&O, Identity Theft Carrier Status Non-admitted States All States ❯Financial Risk Solutions Inc. Coverages Service Contracts, Warranties, Extended Carrier Status Admitted States All States ❯Gorst Company Coverages E&O, GL, Products Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯J.M. Wilson Coverages CGL, Products Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Joseph Chiarello & Co.; Firearms Business Ins. Program Coverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States Most States ❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯MacAfee & Edwards Inc. - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

Excess Liab, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States ❯TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial

Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States ❯The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab,

EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Marina/Boat Repair & Service Centers ❯Atlass Insurance Group Coverages Business Interruption, CGL, Equipment, Excess Liab, Hull, Marina

EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯MarketScout Coverages Liability, Products Liab Carrier Status Non-admitted States All States

Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States All States

❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal States All States

❯Britt/Paulk Insurance Agency Inc. Coverages Environmental Liab, Equipment, Equipment Breakdown, GL,

60 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Ship

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2013 Annual Program Directory, Volume II Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Markel American Insurance Company Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯K&K Insurance Group Inc. Coverages CGL, Equipment, Inland Marine, Medical Payments, Participant Accident Carrier Status Admitted States All States ❯Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income,

Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

Operators Legal, Piers & Docks, Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sun Coast General Insurance Agency Coverages Boats, Care/Custody/Control, CGL, Commercial Marine, Marina

Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab,

Builders Risk, Business Income, Business Interruption, CGL, Crime, Earthquake, Employee Benefits, EPLI, Flood, GL, Glass, Homeowners Pkg, Liability, Medical, Professional Liab, Property Carrier Status Admitted States All States

EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States ❯Worldwide Facilities Inc. - All Offices Coverages Bailee/Customer Goods, Boats, Cargo, CGL, Commercial Marine,

Contractors Equip, D&O, Environmental Liab, EPLI, Excess Liab, GKLL, GL, Inland Marine, Liability, Marina Operators Legal, New Occurrence, Physical Damage, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

Marinas/Boat Dealers ❯All Risks Ltd. Coverages Builders Risk, Bumbershoot, E&O, Hull, MEL, Pollution, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Non-admitted States Most States ❯Atlass Insurance Group Coverages CGL, Marina Operators Legal, Medical Payments, Piers & Docks, Property, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States ❯Britt/Paulk Insurance Agency Inc. Coverages EPLI, Equipment, Equipment Breakdown, GL, Legal Liab, Marina

Operators Legal, Nonowned & Hired Auto, Physical Damage, Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Midlands Coverages Marina Operators Legal, Property Carrier Status Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sun Coast General Insurance Agency Coverages Boats, Cargo, CGL, Commercial Marine, Hull, Physical Damage

Rental Units, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA ❯TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial

Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States ❯The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab,

EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Martial Arts Facilities ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

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❯Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Auto Comm-Standard,

Medical & Physical Rehab Facilities ❯Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States ❯NAS Insurance Services Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Legal Expense Ins,

Legal Liab, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, GL, Liability, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

Medical Device/Instrument Manufacturer ❯CRES Insurance Services Coverages BOP, Professional Liab Carrier Status Non-admitted States Most States

❯Centurion Insurance Group Coverages D&O, Professional Liab Carrier Status Admitted States All States ❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Ultra Risk Advisors Coverages Excess Liab, Medical Malpractice, Professional Liab States All States

Medical Professionals ❯Access E&S Insurance Services (CA) Coverages BOP, Medical Malpractice Carrier Status Non-admitted States AZ, CA, CO, NV, TX ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯J.M. Wilson Coverages CGL, Professional Liab Carrier Status Non-admitted States AL, AR,

GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

❯NAS Insurance Services Inc. Coverages Cyber Liab, D&O, EPLI, MEDEFENSE Plus, Medical Malpractice Carrier Status Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages D&O, E&O, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯PULIC - Professional Underwriters Liability Insurance Co. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯RLI Transportation Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States ❯Rockwood Programs Inc. Coverages Cyber Liab, D&O, EPLI, Medical Malpractice, Misc Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯RPS Healthcare Coverages EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States ❯The McGowan Companies Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯USX/S Coverages Abuse & Molestation, Breach of Security, CGL, Identity Theft, Medical Malpractice Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. - All Offices Coverages Abuse & Molestation, CGL, Commercial Excess, Community/

Social Svcs, Crime, D&O, EPLI, Excess Liab, GL, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

❯Prime Insurance Company

Medical Spas

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Access E&S Insurance Services (CA) Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AZ, CA, CO, NV, TX

❯Quaker Special Risk (Florida) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

❯Quaker Special Risk (Mass.)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New York) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, CGL, Professional Liab, Property Carrier Status Non-admitted States All States

Mental Health Care Facilities ❯Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States

Medical Imaging Centers ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX

Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 61

2013 Annual Program Directory, Volume II ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Crime, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Boiler & Machinery, Business Income, Business Interruption, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States ❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab,

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States

Metalworking Companies ❯B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, Business Income, CGL, Environmental Liab,

❯Evolution Insurance Brokers Coverages Dwelling Fire, Earthquake, Fire, Fire Legal Liab, Homeowners

Pkg, Liability, Mobile Home Ins, Rented Property, Renters Insurance, Theft Carrier Status Non-admitted States Most States ❯King Insurance Support Systems Coverages Auto Comm-Standard, Crime, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Business Income, CGL, Commercial Excess, Fire Legal Liab, Inland Marine, Medical Payments, Property Carrier Status Non-admitted States Most States

❯Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Equipment, Fire Legal Liab, GL, Liability, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯South & Western General Agency Inc. Coverages GL, Property Carrier Status Admitted States AR, MS, NM, OK, TN, TX

Mortgage Bankers/Lenders ❯Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States ❯Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place

Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States ❯Russell Bond & Company Inc. Coverages Blanket Forced Placed, Collateral Protection, Difference in

Conditions, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States Most States

EPLI, Equipment, GL, Inland Marine, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, Umbrella, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States All States

❯TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

❯Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, GL, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯van Wagenen Financial Services Coverages Blanket Forced Placed, Boiler & Machinery, CGL, Collateral

Mobile Auto Detailer ❯5Star Garage Services & Auto Dealers Program Coverages EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability,

Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists Carrier Status Admitted States Most States

❯Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Garage Keepers Legal Liab, GL Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Mobile Home Parks (Commercial) ❯4 All Insurance Services Coverages Business Income, CGL, Crime, GL, Inland Marine, Liability, Mobile Home Ins, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯American Modern Insurance Group Coverages Mobile Home Ins, Rented Property, Renters Insurance, Service Contracts States All States ❯American Underwriting Managers Coverages GL, Property Carrier Status Non-admitted States AK, AZ, CO, FL, KS, LA, MO, NC, NM, OK, TX, WY ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Crime, Fire Legal Liab, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted, Non-admitted States All States ❯Anderson & Murison Inc. Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States CA ❯Brecht & Associates Coverages Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX ❯Compass Insurance Group of Agencies Coverages Business Income, CGL, Property Carrier Status Non-admitted States CA

Protection, Compliance Mgmt, Dwelling Fire, E&O, Earthquake, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mobile Home Ins, Mortgage REO Cvrg, Property, Residential Property Carrier Status Admitted States All States ❯Worldwide Facilities Inc. - All Offices Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Mortgage Brokers ❯Access E&S Insurance Services (CA) Coverages BOP, Fidelity Bonds, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX ❯CRES Insurance Services Coverages GL, Professional Liab States AZ, CA, CO, CT, FL, GA, IL, IN, MA,

MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TX, UT, VA, WA

❯Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States ❯King Insurance Support Systems Coverages Professional Liab States Most States ❯Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX ❯Philadelphia Insurance Companies Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States Most States ❯TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Motion Picture (Film/Video) Producers ❯Euclid Managers LLC Coverages E&O, Professional Liab Carrier Status Admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

62 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

❯U.S. Risk Insurance Group Inc. Coverages CGL, Crime Carrier Status Admitted, Non-admitted States Most States

Motor Sports ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯AmWINS Transportation Underwriters Inc. (Zionsville) Coverages Accidental Death, Auto Comm-Standard, Business Income, Crime,

Disability, E&O, Event Cancellation, Excess Liab, GL, Inland Marine, Legal Liab, Liquor Liab, Participant Accident, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Motorcycle Dealers / Dealerships ❯American Specialty Insurance & Risk Services Inc. Coverages CGL, Crime, GKLL, Inland Marine, Property Carrier Status Admitted States Most States ❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, Business Income, Crime, Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Identity Theft, Inland Marine, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯K&K Insurance Group Inc. Coverages Business Income, Crime, Employee Benefits, EPLI, Garage Liability, Inland Marine, Workers’ Comp Carrier Status Admitted States All States ❯MBA Insurance Agency of AZ Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg States Most States ❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Movie Theaters ❯K&K Insurance Group Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Inland Marine, Liquor Liab, Property Carrier Status Admitted States All States

Moving & Storage Companies ❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Moving Companies ❯Delta General Agency Corp.

Coverages GL, Property Carrier Status Admitted, Non-admitted States TX ❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY ❯Paul Hanson Partners Specialty Ins./Mover’s Choice Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, Business Income, Cargo, CGL, Crime, Equipment, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, Property, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

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2013 Annual Program Directory, Volume II Municipalities ❯Alliant Specialty Insurance Services Inc. Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States ❯AmWINS Program Underwriters Coverages Pollution, Pollution Liab States All States ❯Apex Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL,

❯Stuckey and Company Coverages Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Business

Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Cyber Liab, D&O, E&O, Educator Legal Liab, Equipment Breakdown, Fidelity Bonds, Fire, Fire Legal Liab, GL, Glass, Liability, Mechanical Breakdown, Products Liab, Professional Liab, Property, Technology E&O, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Night Clubs ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯International Excess Companies Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Excess

Commercial Excess, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials Carrier Status Admitted States AZ, CO, IA, IL, IN, KS, KY, MI, MN, MO, NC, NV, NY, OH, PA, SC, TN, UT, WI

Liab, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Fire, GL, Inland Marine, Liability, Liquor Liab, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Glatfelter Public Practice Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

❯Next Wave Insurance Services LLC Coverages Crime, GL, Liquor Liab, Property Carrier Status Admitted States Most States

❯HCC Specialty (MA) Coverages GL, Prize Indemnification, Professional Liab, Property, Public Officials, Weather Carrier Status Non-admitted States Most States

❯Number One Insurance Agency Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

❯Midlands Coverages Excess Liab, Liability, Police Professional Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Professional Governmental Underwriters Coverages D&O, E&O, EPLI, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States

Museums ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Crime, Inland Marine, Property Carrier Status Admitted States Most States ❯Distinguished Programs Coverages Commercial Excess, D&O, EPLI, Excess Liab, Foreign GL, Liability, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Huntington T. Block Coverages Fine Arts, Mysterious Disappearance, Property, Theft Carrier Status Admitted States Most States

❯Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯W.A.Schickedanz Agency Inc. Coverages Business Income, CGL, Fire, GL, Liability, Liquor Liab, Property Carrier Status Non-admitted States AR, IL, MO

Nonprofit Organizations

❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Care Providers Insurance Services LLC Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Liability, Nonowned & Hired Auto, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Crump Professional Concepts Coverages D&O, EPLI Carrier Status Admitted States Most States ❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯Indemnity Excess & Surplus Agency Inc. Coverages BOP, E&O, EPLI, Non-Profit D&O Carrier Status Admitted States Most States ❯Irwin Siegel Agency Inc. Coverages D&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States ❯J.E. Brown & Associates Coverages D&O, Liability, Professional Liab, Property Carrier Status Admitted States CA ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

❯5Star Professional Programs Coverages D&O, EPLI Carrier Status Admitted States Most States ❯Agostini Wholesale Insurance Coverages CGL, D&O, Liability, Property Carrier Status Admitted, Non-admitted States CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability,

Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Liability, Professional Liab, Property Carrier Status Admitted States All States

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States ❯Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

❯Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Completed Operations

Liab, Crime, Equipment Breakdown, Fine Arts, GL, Historic Bldgs/Unique Property, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯National Specialty Underwriters Inc. Coverages Commercial Excess, D&O, EPLI, Excess Liab, Foreign GL, Liability, Non-Profit D&O, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States Most States

Specialty Human Services Insuring those who improve our communities.

Nanny Services ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Networking/Telecommunication Co’s ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

www.insurancejournal.com

Specialized Insurance for Human and Social Service Organizations: Animal Shelters, Arts & Cultural, Day Care, Head Start & Private Schools, Family Services & Counseling, Grant Making, Health Clubs, Homeless Shelters & Housing, Religious, and Youth Clubs to name a few.

Specialty Human Services www.SpecialtyHumanServices.com Home office: 800.722.3260

Great American Insurance Group Tower I 301 E Fourth Street I Cincinnati, OH 45202

GAHUMAN16598.indd 1

5/17/13REGION 12:06 PM December 2, 2013 INSURANCE JOURNAL-NATIONAL | 63

2013 Annual Program Directory, Volume II ❯NIF Group Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Interruption, Commercial Excess, Crime, D&O, E&O, Medical Payments, Property Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif.

Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability,

❯Glatfelter Insurance Group Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯UCA General Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab,

Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States CA

Comm-Standard Phys Dmg, Fire Legal Liab, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted States Most States

❯NSM Insurance Group Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Business Income, Business Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Identity Theft, Liability, Loss of Use, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, WC Carrier Status Admitted, Non-admitted States All ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prince Associates Coverages Auto Comm-Standard, BOP, Business Income, Business

Interruption, CGL, D&O, EPLI, Flood, Horse Mortality, Int’l Coverage - Commercial, Livestock/Animal Mortality, Non-Profit D&O, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, EPLI, Event Cancellation, Fidelity,

Hole-in-One, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Property, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States ❯Rockwood Programs Inc. Coverages Crime, D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States

❯Russell Bond & Company Inc.

Coverages Abuse & Molestation, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, E&O, Educator Legal Liab, Fidelity, Fiduciary Liab, Identity Theft, Kidnap/Ransom, Legal Malpractice, Liquor Liab, Managed Care, Media Liab, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Police Professional Liab, Products Liab, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Swett & Crawford

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, CGL, Community/Social Svcs, D&O, E&O, Educator Legal Liab, EPLI, Fiduciary Liab, Liability, Misc Professional Liab, Non-Profit D&O, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States All States ❯Victor O. Schinnerer & Company Coverages Crime, D&O, EPLI, Fiduciary Liab, Kidnap/Ransom Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quadrant Insurance Managers Coverages GL, Professional Liab States FL, NJ, TX ❯RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯USX/S Coverages Abuse & Molestation, Auto Comm-Standard, Business Income,

D&O, Environmental Liab, EPLI, Food Borne Illness, GL, Identity Theft, Medical Malpractice, Medical Professional, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States ❯Western Security Surplus Insurance Brokers Inc. Coverages Abuse & Molestation, Addiction Treatment, CGL, E&O,

Earthquake, Fire, Fire Legal Liab, GL, Liability, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Physical Damage, Professional Liab, Property Carrier Status Non-admitted States CA, TX

Office Building Owners ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯American Team Managers Ins. Services Inc. Coverages Business Interruption, GL, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY ❯Appleby & Sterling Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime,

Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States ❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA

Oil & Gas Operators ❯Burnett & Company Inc. Coverages CGL, Control of Well, Political Risk, Pollution, Property Carrier Status Non-admitted States All States ❯CRC|Crump Coverages CGL, Contractors Equip, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯LIG Marine Managers Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯MarketScout Coverages Auto Comm-Standard, Business Interruption, Commercial Excess,

Control of Well, E&O, Employee Benefits, Environmental Liab, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯McClelland and Hine Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States TX

❯Sloan Mason Insurance Services

Coverages CGL, Control of Well, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Southwest Energy Underwriters Inc. Coverages Control of Well, Property Carrier Status Non-admitted States All States

❯Swett & Crawford

Coverages Auto Comm-Standard, Completed Operations Liab, Contractors Equip, Control of Well, Equipment, Fire Legal Liab, GL, Liability, Medical Payments, Pollution, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab,

Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Victor O. Schinnerer & Company Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted, Non-admitted States AL, AR, CA, CO, IL,

LA, MI, MO, MS, ND, NM, NY, OH, OK, PA, TN, TX, UT, WY

❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Income, CGL, Commercial Marine, Completed Operations Liab, Contractors Equip, Fire, GL, Inland Marine, Liability, Medical Payments, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AR, IL, MO

Orchards - Agriculture

Nurseries / Garden Centers

❯Distinguished Programs Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Agricultural Insurance Mgmt Services Coverages CGL, Contractors Equip, Equipment, Equipment Breakdown, Products Liab, Property Carrier Status Admitted States Most States

❯Horizon E & S Insurance Brokerage Coverages Earthquake, Liability, Property Carrier Status Non-admitted States AZ, CA, NV

❯Mark D. Fredricksen Insurance Services Coverages CGL, Property Carrier Status Admitted States Most States

❯ICAT Coverages All Risks/Cash in Transit, Builders Risk, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States

❯Admiral Insurance Company Coverages Cyber Liab, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States

❯M.J. Hall & Company Inc. Coverages BOP, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

❯PULIC - Professional Underwriters Liability Insurance Co. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯MacNeill Group, Inc., CMGA Coverages CGL, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States FL

Parent Teacher Organizations (PTAs/ PTOs)

EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯National Specialty Underwriters Inc. Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯R.V. Nuccio & Associates Inc. Coverages Abuse & Molestation, Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Weather Carrier Status Admitted States Most States

❯NIP Group LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime,

E&O, EPLI, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Nursing Homes ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability,

Mechanical Breakdown, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States ❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States ❯Glatfelter Healthcare Practice Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown,

Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

64 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

❯Agricultural Insurance Mgmt Services Coverages CGL, Contractors Equip, Products Liab, Property Carrier Status Admitted States Most States

Osteopaths

Pawn Shops ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯USG Insurance Services Inc. Coverages Business Income, CGL, Nonowned & Hired Auto, Products Liab, Property Carrier Status Admitted, Non-admitted States All States

www.insurancejournal.com

2013 Annual Program Directory, Volume II Pest Control Firms ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States ❯All Risks Ltd. Coverages Blanket Addt’l Insureds, Crime, GL, Inland Marine, Pollution, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States ❯Brownyard Group Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab,

Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Willis Programs Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Property Carrier Status Admitted States Most States

Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Legal Expense Ins, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯NIP Group LLC Coverages Medical Malpractice, Professional Liab Carrier Status Admitted States Most States

❯Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States

❯Prime Insurance Company

❯LIPCA Insurance Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Care/Custody/Control, E&O, GL, Inland Marine, Lost Key, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Care/Custody/Control, D&O, Damage in Process, Equipment Breakdown, Liability, Pollution Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sierra Specialty Coverages CGL, Excess Liab Carrier Status Admitted States CA ❯THOMCO, a division of Markel Service Incorporated Coverages Auto Comm-Standard, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Pet Care Professionals ❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Crime, D&O, EPLI, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Pet Salons/Kennels/Supplies ❯Continental Brokers Inc. Coverages BOP, Medical, Mortality, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Evolution Insurance Brokers Coverages Bailee/Customer Goods, Care/Custody/Control, D&O, Fire, Fire

Legal Liab, Liability, Livestock/Animal Mortality, Misc Professional Liab, Products Liab, Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Prince Associates Coverages Auto Comm-Standard, BOP, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States ❯Topa Insurance Company Coverages GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, NV

Physician Assistants

❯IPC Coverages Nonowned & Hired Auto, Pickup & Delivery Charges Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sunderland Insurance Services Inc. Coverages Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

Plastic Manufacturers & Distributors

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Physicians ❯4 All Insurance Services Coverages BOP, CGL, D&O, E&O, EPLI, Excess Liab, GL, Identity Theft,

Legal Expense Ins, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical Malpractice, Personal Liab, Professional Liab, Tax Audit, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯Admiral Insurance Company Coverages Cyber Liab, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯B&B Programs, A Div. of Barney & Barney LLC Coverages Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, NV, UT, WI ❯Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Auto Comm-Standard

Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Cyber Liab, Disability, Earthquake, Flood, Glass, Homeowners Pkg, Medical Malpractice, Umbrella Carrier Status Admitted States All States ❯NAS Insurance Services Inc. Coverages Cyber Liab, EPLI, Identity Theft, Legal Expense Ins, Managed

Care, MEDEFENSE, MEDEFENSE Plus, Medical Malpractice, Tax Audit, Workers’ Comp Plus Carrier Status Non-admitted States Most States ❯PULIC - Professional Underwriters Liability Insurance Co. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Smith, Bell & Thompson Inc. Coverages Auto Comm-Standard, GL, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Podiatric Physicians ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯PULIC - Professional Underwriters Liability Insurance Co. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Rockwood Programs Inc. Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Police/Law Enforcement Officers ❯Professional Governmental Underwriters Coverages Blanket Wrongful Acts, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States

Printers ❯American Team Managers Ins. Services Inc. Coverages Business Interruption, GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY

Production Companies ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯RPS Healthcare Coverages D&O, EPLI, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Ultra Risk Advisors Coverages Excess Liab, Medical Malpractice, Professional Liab States All States

❯Zurich North America Commercial Coverages EPLI, Workers’ Comp Carrier Status Admitted States Most States

Piers & Docks

Professional Employer Organizations (PEO’s)

❯Atlass Insurance Group Coverages Business Interruption, CGL, Property Carrier Status Admitted, Non-admitted States All States ❯LIG Marine Managers Coverages Builders Risk, Earthquake, Fire, Flood, Hail, Hurricane, Piers & Docks, Property, Windstorm States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab,

❯Wildlife Insurance Underwriters LLC Coverages BOP, Flood, GL, Horse Mortality Carrier Status Admitted States All States

EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Petroleum Distributors

Pizza Delivery

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States

❯AFC Insurance Coverages Auto Comm-Standard, BOP, Employee Benefits, EPLI, Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States All States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Crime, GL, Property, Umbrella Carrier Status Admitted States All States

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard Phys Dmg, BOP, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Property, Workers’ Comp States All States

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❯AmWINS Program Underwriters Coverages Auto Comm-Standard, EPLI, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯Appalachian Underwriters Inc. Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States Most States ❯Artex Risk Solutions Inc. Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages CGL, Crime, D&O, EPLI, Fiduciary Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

❯World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 65

2013 Annual Program Directory, Volume II ❯Apex Insurance Services Coverages Auto Comm-Standard Liability, CGL, Difference in Conditions,

Professionals/Consultants/Contractors

❯Preferred Property Programs

❯Access E&S Insurance Services (VA) Coverages Excess Liab, Pollution, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

CGL, Completed Operations Liab, Crime, Cyber Liab, E&O, EPLI, Excess Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

Equipment Breakdown, Excess Liab, Fidelity Bonds, Inland Marine, Police Professional Liab, Property, Public Officials Carrier Status Admitted States Most States

❯Arrowhead General Insurance Agency Inc. Coverages Liability, Professional Liab Carrier Status Admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Euclid Managers Coverages Boiler & Machinery, EPLI, Excess Liab, Garage Liability, GL, Inland Marine, Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Victor O. Schinnerer & Company Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

Property Managers

❯Glatfelter Public Practice Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

❯CITA Insurance Services Coverages BOP, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Non-admitted States All States ❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ❯Indemnity Excess & Surplus Agency Inc. Coverages CGL, EPLI, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, HI, ID, NV, OR, TX, WA ❯J.M. Wilson Coverages CGL, E&O Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN,

KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

❯Philadelphia Insurance Companies Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Underwriters Agency Inc. Coverages D&O, E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Stuckey and Company Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l

Insureds, BOP, Business Income, Business Interruption, Care/Custody/ Control, CGL, Completed Operations Liab, Cyber Liab, D&O, E&O, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Fidelity Bonds, Fiduciary Liab, Fire, GL, Glass, Liability, Loss of Use, Mechanical Breakdown, Nonowned & Hired Auto, Professional Liab, Property, Technology E&O, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States ❯Sun Coast General Insurance Agency Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States CA

Property Management Firms ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Agostini Wholesale Insurance Coverages BOP, D&O, E&O, EPLI, Fidelity Carrier Status Admitted, Nonadmitted States AZ, CA, CO, MD, NM, NV, OR, PA, TN, TX, VA, WA ❯Bliss & Glennon Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯CID Insurance Programs Inc. Coverages BOP, Cyber Liab, E&O, EPLI, Fidelity, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR, TN, TX, UT, WA ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯National Affordable Housing Program / Sandner Group Coverages Apartment House Package, Business Income, Business Interruption,

Crime, Equipment Breakdown, GL, Inland Marine, Property, Real & Business Personal Prop, Rented Property, Residential Property, Tenant Discrimination, Windstorm Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Access E&S Insurance Services (CA) Coverages EPLI, GL, Professional Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX ❯Agostini Wholesale Insurance Coverages E&O, EPLI, Fidelity, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR, PA, TN, TX, VA, WA ❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property, Tenant Discrimination Carrier Status Non-admitted States Most States ❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most States ❯Indemnity Excess & Surplus Agency Inc. Coverages E&O, EPLI, Tenant Discrimination Carrier Status Admitted States Most States ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯King Insurance Support Systems Coverages D&O, Professional Liab Carrier Status Non-admitted States CA

Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States

❯MAXIMUM Coverages Boiler & Machinery, Builders Risk, Business Income, Business

Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Hurricane, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Midlands Coverages Excess Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯OneBeacon Government Risks Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab, Police Professional Liab, Property, Public Officials Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Professional Governmental Underwriters Coverages D&O, E&O, EPLI, Public Officials Carrier Status Admitted, Non-admitted States Most States

❯Logic Underwriters Inc. Coverages BOP, Professional Liab States TX

❯RPS Technology & Cyber Coverages Cyber Liab, Legal Expense Ins, Media Liab Carrier Status Admitted, Non-admitted States Most States

❯MAXIMUM Coverages Catastrophe, Earthquake, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯The McGowan Companies Coverages Commercial Excess, Umbrella Carrier Status Admitted States Most States

❯National Affordable Housing Program / Sandner Group Coverages Assault & Battery, Boiler & Machinery, Business Interruption, GL, Inland Marine, Property, Rented Property, Residential Property Carrier Status Non-admitted States Most States

❯Victor O. Schinnerer & Company Coverages Accidental Death, E&O, Educator Legal Liab, Event Cancellation,

❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Preferred Property Programs

Coverages Auto Comm-Standard, Business Interruption, CGL, Completed Operations Liab, Crime, Cyber Liab, E&O, EPLI, Equipment Breakdown, Fidelity, Liability, Nonowned & Hired Auto, Professional Liab, Property, Tenant Discrimination, Umbrella, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RSI International Inc. (Missouri) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business

Income, Business Interruption, CGL, Excess Liab, GL, Liability, Medical Payments, Property, Umbrella Carrier Status Non-admitted States AR, IL, IN, KS, KY, MO, OK, TN

Public Entities ❯Alliant Specialty Insurance Services Inc. Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯American Public Risk Coverages Auto Comm-Standard, Boiler & Machinery, Cargo, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Umbrella Carrier Status Admitted States IL, NC, NJ, NY, OH, PA, SC

❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Grundy Insurance Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment

Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States

66 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

Kidnap/Ransom, Liability, Police Professional Liab, Professional Liab, Public Officials, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States Most States ❯Worldwide Facilities Inc. - All Offices Coverages Abuse & Molestation, Assault & Battery, CGL, Commercial

Excess, D&O, Difference in Conditions, E&O, Educator Legal Liab, EPLI, Excess Liab, Liability, New Occurrence, Police Professional Liab, Pollution Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Publishers ❯Cooper & McCloskey Inc. Coverages Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom, Media Liab Carrier Status Admitted States CA ❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Euclid Managers LLC Coverages Cyber Liab, E&O Carrier Status Admitted States All States

Real Estate Agents & Brokers ❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯CITA Insurance Services Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ❯CRES Insurance Services Coverages BOP, E&O, EPLI Carrier Status Admitted States AZ, CA, CO, CT,

FL, GA, IL, IN, MA, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TN, TX, UT, VA, WA

www.insurancejournal.com

2013 Annual Program Directory, Volume II ❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most States ❯Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯King Insurance Support Systems Coverages Professional Liab, Property Carrier Status Admitted, Non-admitted States CA ❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sun Coast General Insurance Agency Coverages BOP, CGL, Cyber Liab, E&O, EPLI, GL, Workers’ Comp Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA ❯TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Victor O. Schinnerer & Company Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯Quaker Special Risk (New York) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯Zurich North America Commercial Coverages Builders Risk, Business Income, Commercial Marine, Earthquake, Flood Carrier Status Admitted States Most States

Recording Studios

❯National Advantage Insurance Services Inc. Coverages CGL, Products Liab Carrier Status Admitted States AZ, CA, NV

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Brightstone Insurance Services LLC Coverages Addt’l Expense, Auto Comm-Standard, Bailee/Customer Goods,

❯Quaker Special Risk (Florida) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

BOP, Business Income, Cargo, CGL, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Recycling Centers ❯5Star Waste Insurance Program Coverages Auto Comm-Standard, EPLI, Excess Liab, GL, Inland Marine,

Physical Damage, Pollution Liab, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Real Estate Developers/Homebuilders ❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Workers’ Comp States Most States ❯Midlands Coverages Builders Risk, Contractors Equip Carrier Status Non-admitted States Most States ❯National Affordable Housing Program / Sandner Group Coverages Apartment House Package, Assault & Battery, Crime, Equipment

Breakdown, GL, Inland Marine, Property, Rented Property, Residential Property Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (Florida) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯Quaker Special Risk (Mass.)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

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❯Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New York) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Resorts

❯AmWINS Program Underwriters Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg,

❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Records Storage & Info Mgmt

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Gorst Company Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Environmental Liab, GL, Pollution, Umbrella, Workers’ Comp States Most States

❯Intercorp Inc. Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, COC, Equipment, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA

Real Estate Appraisers

❯Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Residential Subcontractors ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Willis Programs Coverages Auto Comm-Standard, CGL, Crime, Inland Marine, Pollution, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Registered Investment Advisors ❯Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft Carrier Status Non-admitted States Most States

❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Standard, CGL, Crime, D&O, EPLI, Equipment

Breakdown, Excess Liab, GL, Inland Marine, Pool & Spa Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯CITA Insurance Services Coverages Auto Comm-Standard, CGL, Commercial Excess, Crime, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Distinguished Programs Coverages CGL, Crime, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

❯Philadelphia Insurance Companies

❯Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ❯ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Residential Care Centers ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯AFC Insurance Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

CGL, COC, Crime, D&O, Developmental Disabilities, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS NIPC Coverages Auto Comm-Standard, CGL, D&O, Employee Benefits, Excess Liab,

Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Earthquake, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Tee-to-Green, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Willis Programs Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland

Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Restaurants ❯4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard Liability, Auto Comm-

Standard Phys Dmg, Business Income, CGL, Crime, EPLI, Excess Liab, Fire, Flood, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Occupational Accident, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ❯Abram Interstate Insurance Services Inc. Coverages Assault & Battery, Equipment Carrier Status Admitted, Non-admitted States AZ, CA, NV

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 67

2013 Annual Program Directory, Volume II ❯Advanced E&S Group - Midwest Region Coverages Assault & Battery, Boiler & Machinery, Business Income,

Business Interruption, Care/Custody/Control, CGL, Crime, Equipment Breakdown, Fine Arts, Fire, Food Spoilage, GL, Glass, Inland Marine, Legal Liab, Liability, Liquor Liab, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯American Team Managers Ins. Services Inc. Coverages BOP, Business Income, CGL Carrier Status Admitted States AZ, CA, CO, ID, MT, NM, NV, OR, UT, WA, WY

❯Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States

❯Sun Coast General Insurance Agency Coverages BOP, GL, Liquor Liab, Property Carrier Status Admitted, Nonadmitted States CA

❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

❯Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, CGL, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯M.J. Hall & Company Inc. Coverages Business Income, CGL, Crime, Employee Benefits, EPLI,

Equipment Breakdown, Excess Liab, GKLL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

❯American Underwriting Managers Coverages Business Income, CGL, Food Spoilage, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX

❯M.J. Kelly Company Coverages Business Income, CGL, Commercial Excess, EPLI, Equipment Breakdown, Food Spoilage, GL, Liability, Liquor Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

❯Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

❯MacNeill Group, Inc., CMGA Coverages CGL, EPLI, Equipment, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL

❯Atlantic Casualty Insurance Company Coverages CGL, Property Carrier Status Non-admitted States Most States

❯MAXIMUM Coverages Boiler & Machinery, Business Income, Business Interruption,

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States MO, MS, NY, TX ❯Bass Underwriters Coverages Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH,

OK, OR, PA, RI, SC, TN, TX, VA

❯Bliss & Glennon Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Business Interruption, CGL, Commercial Excess, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Assault & Battery, Auto

Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Commercial Marine, Container Refrigeration Break, Crime, EPLI, Fire Legal Liab, Flood, Food Borne Illness, Food Spoilage, Glass, Homeowners Pkg, Inland Marine, Property Carrier Status Admitted States All States

Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯McLeckie Insurance Group Coverages Business Income, CGL, Crime, EPLI, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States ❯Monitor Liability Managers Coverages EPLI Carrier Status Admitted, Non-admitted States All States ❯N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Fire Legal Liab, Food Spoilage,

Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

❯N-Surance Outlets Inc. (Georgia) Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN ❯National Insurance Underwriters Coverages Crime, Equipment, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liquor Liab, Personal Property Carrier Status Admitted States AL, CO, FL, GA, MO, NJ, OH, OK, PA, SC, TN, TX ❯Next Wave Insurance Services LLC Coverages Crime, GL, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States Most States ❯NIP Group LLC Coverages Auto Comm-Standard, Business Income, GL, Liquor Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯CRES Insurance Services Coverages GL, Liquor Liab Carrier Status Admitted States CA

❯Number One Insurance Agency Coverages Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

❯Gabor Insurance Services Inc. Coverages Boiler & Machinery, Business Income, Crime, EPLI, Equipment

❯Preferred Concepts LLC Coverages Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Breakdown, Liability, Liquor Liab, Personal Property, Umbrella Carrier Status Non-admitted States FL ❯Gorst Company Coverages GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

❯HCC Specialty (MA) Coverages Accident & Sickness, Addt’l Expense, Business Interruption, EPLI, Food Borne Illness States Most States ❯ICAT Coverages All Risks/Cash in Transit, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States ❯Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Boiler & Machinery, Business Income, Business Interruption, CGL,

Commercial Excess, Crime, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Liquor Liab, Medical Payments, Property, Spoilage, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA ❯International Excess Companies Coverages Assault & Battery, Boiler & Machinery, BOP, Builders Risk,

Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income,

Business Interruption, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fire, Food Borne Illness, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯ProHost USA Inc. Coverages Assault & Battery, Boiler & Machinery, Crime, Cyber Liab, EPLI,

Equipment Breakdown, Excess Liab, Food Borne Illness, Food Spoilage, GKLL, GL, Liquor Liab, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, NM, NV, OR, TX, UT, WA ❯Roush Insurance Services Inc. Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH ❯RSI International Inc. (Missouri) Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler

& Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN ❯South Texas General Insurance Agency Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States TX

68 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States ❯Tejas American General Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX ❯The McGowan Companies Coverages Commercial Excess, Umbrella Carrier Status Admitted States Most States ❯Topa Insurance Company Coverages GL, Property Carrier Status Admitted States CA ❯UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal

Liab, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA ❯Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯W.A.Schickedanz Agency Inc. Coverages Business Income, CGL, Fire, Food Spoilage, GL, Liability, Liquor

Liab, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MO ❯Yates & Associates Ins. Services Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Excess Liab, Liquor Liab States CA

Retail Stores ❯4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds,

BOP, Business Interruption, CGL, E&O, EPLI, Equipment Breakdown, Fire, GL, Glass, Liability, Liquor Liab, Products Liab, Property, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯American Team Managers Ins. Services Inc. Coverages Business Interruption, Equipment Breakdown, GL, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY ❯Atlantic Casualty Insurance Company Coverages CGL, Property Carrier Status Non-admitted States Most States ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯ICAT Coverages All Risks/Cash in Transit, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States ❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯MacNeill Group, Inc., CMGA Coverages CGL, EPLI, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL ❯Monarch E&S Insurance Services Coverages CGL, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Products Liab, Property Carrier Status Non-admitted States CA ❯N-Surance Outlets Inc. (Florida) Coverages Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Business Income, Liability, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

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2013 Annual Program Directory, Volume II ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Rockwood Programs Inc. Coverages Cyber Liab, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Boiler & Machinery, Business Income,

Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fine Arts, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH ❯South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX

❯Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Workers’ Comp Carrier Status Admitted States All States ❯Topa Insurance Company Coverages GL, Property Carrier Status Admitted States CA ❯UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal

Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

Scaffold Erectors ❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

School Busing Firms ❯5Star Contract School Bus Program Coverages Auto Comm-Standard Liability, EPLI, GL, Nonowned & Hired Auto, Physical Damage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States ❯Glatfelter Public Practice Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Commercial Excess, Crime, Employee Benefits, Equipment Breakdown, GL, Inland Marine, Property Carrier Status Admitted States CT, DE, MA, MD, MI, NH, NJ, NY, OH, PA, VA, VT, WV ❯MacNeill Group, Inc., CMGA Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Excess Liab, Umbrella Carrier Status Non-admitted States FL ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Roller Skating Rinks

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Fairway Underwriters Coverages Liability, Products Liab, Property States Most States

❯RLI Transportation Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

RV Dealerships ❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Business Income, Dealers Open Lot, E&O, EPLI, Fire Legal Liab, Garage Liability, GKLL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits,

Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States ❯MAXIMUM Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Builders

Risk, Business Income, Business Interruption, Catastrophe, Excess Flood, Flood, GL, Hail, Hurricane, Inland Marine, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯MBA Insurance Agency of AZ Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Non-admitted States Most States ❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

❯Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Business Income, Business Interruption, Crime, Dealers Open Lot, E&O, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Property, Uninsured Motorists Carrier Status Admitted States Most States

RV Parks ❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Auto Comm-Standard, Bailee/Customer Goods, Boats, Boiler &

Machinery, Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Garage Keepers Legal Liab, Liquor Liab, Piers & Docks, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

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Schools-Public/Private ❯ACE Commercial Risk Services - Programs Coverages Abuse & Molestation, Auto Comm-Standard, Inland Marine, Liability, Property Carrier Status Admitted States PA ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp States All States ❯Apex Insurance Services Coverages Abuse & Molestation, Auto Comm-Standard, Commercial Excess,

Crime, Educator Legal Liab, GL, Inland Marine, Police Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯B&B Programs, A Div. of Barney & Barney LLC Coverages Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, OR, UT, WI ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Inland Marine, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Governmental Underwriters Coverages D&O, E&O, Educator Legal Liab, EPLI Carrier Status Admitted, Non-admitted States Most States ❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯THOMCO, a division of Markel Service Incorporated Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Educator Legal

Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Western Security Surplus Insurance Brokers Inc. Coverages Abuse & Molestation, Business Income, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Scrap Dealers ❯B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess,

Environmental Liab, EPLI, Equipment, GL, Inland Marine, Pollution, Pollution Liab, Property, Truck Auto Liab Carrier Status Admitted States AZ, CA, CO, IL, MI, NV, UT, WI

❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, Excess Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯G.J. Sullivan Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Securities Brokers/Dealers ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Security Guard Firms ❯All Risks Ltd. Coverages Assault & Battery, Auto Comm-Standard Liability, Auto Comm-

❯Glatfelter Insurance Group Coverages Auto Comm-Nonstandard, Crime, Environmental Liab, GL, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Standard Phys Dmg, Crime, Excess Liab, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Glatfelter Public Practice Coverages Auto Comm-Standard, Environmental Liab, EPLI, GL, Inland

❯AMIS/Alliance Marketing & Insurance Services Coverages E&O, Liability Carrier Status Non-admitted States All States

Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯ICAT Coverages All Risks/Cash in Transit, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States

❯Brecht & Associates Coverages Auto Comm-Nonstandard, Excess Liab, GL, Property, Umbrella Carrier Status Non-admitted States TX

❯Brownyard Group

❯Nonprofits’ Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, Earthquake, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, Cyber Liab, E&O, Fidelity, GL, Inland Marine, Liability, Lost Key, Medical Malpractice, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Lost Key, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯Costanza Insurance Agency Inc. Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States All States

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 69

2013 Annual Program Directory, Volume II ❯CoverXSpecialty Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Crime, E&O, EPLI,

Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Glass, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, NM, NV, OR, TX, UT, WA

Ship Repairers/Marine Artisan Contractor

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Equipment, GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Atlass Insurance Group Coverages Business Income, CGL, Equipment, Excess Liab, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States All States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard,

❯Britt/Paulk Insurance Agency Inc. Coverages Contractors Equip, Environmental Liab, Equipment, Equipment

Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, D&O, E&O, Personal Liab, Professional Liab Carrier Status Admitted States Most States

Breakdown, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯LIG Marine Managers Coverages Care/Custody/Control, CGL, Commercial Marine, Completed

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RLI Specialty Programs Coverages Excess Liab, GL Carrier Status Non-admitted States Most States ❯Sierra Specialty Coverages Excess Liab, GL Carrier Status Non-admitted States Most States

❯The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯USG Insurance Services Inc. Coverages CGL, Excess Liab, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Zurich North America Commercial Coverages Auto Comm-Standard, Crime, E&O, Employee Benefits, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Self-Storage Facilities ❯All Risks Ltd. Coverages Business Income, Earthquake, Excess Liab, Flood, GL, Identity

Theft, Pollution, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States Most States

❯Britt/Paulk Insurance Agency Inc. Coverages Boiler & Machinery, BOP, Builders Risk, Business Income,

Catastrophe, CGL, D&O, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, GL, Hail, Liability, Mechanical Breakdown, Misc Professional Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime,

Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States

❯Deans & Homer Coverages Bailee/Customer Goods, BOP, Builders Risk, Excess Liab, Inland Marine, Liability, Property Carrier Status Admitted States Most States

Operations Liab, Equipment, Excess Liab, Hull, Legal Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States ❯The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control,

Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

❯Atlass Insurance Group Coverages Business Interruption, CGL, Equipment, Excess Liab, Piers &

Docks, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States All States

❯Britt/Paulk Insurance Agency Inc. Coverages CGL, Equipment, Equipment Breakdown, GL, Inland Marine,

Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯LIG Marine Managers Coverages CGL, Completed Operations Liab, Equipment, Hail, Products Liab,

Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States ❯Sloan Mason Insurance Services Coverages CGL, Umbrella, USL&H, Wet Marine Carrier Status Admitted, Non-admitted States Most States

❯The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Shooting Ranges

Earthquake, Employee Benefits, EPLI, Extended Business, Fire, GL, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Liab, Pollution, Products Liab, Property, Theft, Umbrella, Windstorm Carrier Status Admitted States Most States

Misc Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Semi Conductor Manufacturers

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Residential `wrap-up`, Umbrella, Workers’ Comp States Most States ❯Continental Brokers Inc. Coverages BOP, D&O, Flood, Lessors Contingent Liab, Liability, Property Carrier Status Admitted States All States ❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA ❯Distinguished Programs Coverages Boiler & Machinery, CGL, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Horizon E & S Insurance Brokerage Coverages Liability, Property Carrier Status Non-admitted States AZ, CA, NV ❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Business Income, Commercial Excess, Equipment, GL, Liability,

❯Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY

❯Burns & Wilcox - All Offices Coverages Business Income, CGL, Fire, Property, Windstorm Carrier Status Admitted, Non-admitted States Most States

Ship Yards

❯MiniCo Insurance Agency LLC Coverages Boiler & Machinery, BOP, Business Income, CGL, COC, Crime,

Service Stations

❯Appleby & Sterling Coverages GL, Property Carrier Status Admitted States AZ, CA, NV

❯National Specialty Underwriters Inc. Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States

❯Joseph Chiarello & Co.; Firearms Business Ins. Program Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Firearms Liability, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States Most States

Insureds, BOP, Business Income, Business Interruption, Care/Custody/ Control, CGL, Completed Operations Liab, Cyber Liab, D&O, E&O, Equipment Breakdown, Fidelity Bonds, Fire, GL, Glass, Liability, Mechanical Breakdown, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Technology E&O, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI

❯The Hanover Insurance Group Coverages GL, Marina Operators Legal, Protection & Indemnity (P&I) Carrier Status Admitted States All States

❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

❯Stuckey and Company Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l

❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Preferred Property Programs Coverages Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯UCA General Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab,

Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA

Shuttle Service-Non Emergency Medical ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, Cargo, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯Align General Insurance Agency LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA ❯All Risks Ltd. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg Carrier Status Non-admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Shopping Centers

Business Income, Crime, D&O, EPLI, Excess Liab, Garage Liability, GKLL, GL, Glass, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard Liability, Auto Comm-

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Standard Phys Dmg, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Liability, Nonowned & Hired Auto, Personal Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA

70 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

www.insurancejournal.com

2013 Annual Program Directory, Volume II ❯Truckers Insurance Associates Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Shuttle Services ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Cargo, EPLI, Excess Liab, GL, Physical Damage, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Align General Insurance Agency LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA

Snow Ski Rental Firms ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Snowmobile Tours - Guided ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Admiral Insurance Company Coverages Abuse & Molestation, GL, Liability, Medical Malpractice, Professional Liab Carrier Status Non-admitted States Most States ❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Boiler & Machinery, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Liability, Excess Liab, GL, Motor Truck Cargo, Physical Damage States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Social Clubs

❯Care Providers Insurance Services LLC Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto

Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RLI Transportation Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States ❯Truckers Insurance Associates Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Sign & Display Companies ❯NIP Group LLC Coverages Accidental Death, Auto Comm-Standard, Blanket Addt’l Insureds,

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯R.V. Nuccio & Associates Inc. Coverages Accident & Sickness, Accidental Death, Blanket Addt’l Insureds, CGL, Crime, D&O, EPLI, Inland Marine, Participant Accident States Most States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States

CGL, Crime, E&O, Employee Benefits, EPLI, Equipment, Garage Keepers Legal Liab, GL, Inland Marine, Pollution Liab, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Western Security Surplus Insurance Brokers Inc. Coverages Business Interruption, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Small to Mid-Sized Businesses

Social Service Agencies

❯4 All Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

Comm-Standard Phys Dmg, BOP, Business Income, Business Interruption, CGL, Crime, E&O, Earthquake, EPLI, Fire, Food Spoilage, GL, Inland Marine, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA

❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States

Comm-Standard Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Liability, Nonowned & Hired Auto, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯Indemnity Excess & Surplus Agency Inc. Coverages Abuse & Molestation, CGL, D&O, EPLI, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, NV, OR, TX, WA ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, NonProfit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

❯Appleby & Sterling Coverages BOP, COC, Workers’ Comp Carrier Status Admitted States AZ, CA, NV ❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯Great American Insurance Group - Executive Liability Division Coverages D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯Lancer Indemnity Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯Monitor Liability Managers Coverages D&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯ProWriters Coverages BOP, E&O, GL Carrier Status Admitted States Most States ❯RPS Technology & Cyber Coverages Bailee/Customer Goods, BOP, Breach of Security, Care/Custody/

Control, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Fiduciary Liab, Foreign GL, GL, Identity Theft, Inland Marine, Liability, Media Liab, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Umbrella, Website Domain Name, Workers’ Comp Carrier Status Admitted States Most States

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2013 Annual Program Directory, Volume II ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

❯NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Standard, Boiler & Machinery, Business Income, Business Interruption, CGL, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯NSM Insurance Group Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Business Income, Business Interruption, Commercial Excess, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Identity Theft, Liability, Loss of Use, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Stuckey and Company Coverages Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Business

Income, Business Interruption, Care/Custody/Control, Cargo, CGL, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Equipment Breakdown, Fidelity Bonds, Fire, Liability, Mechanical Breakdown, Misc Professional Liab, Nonowned & Hired Auto, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Solar Mfg. and/or Contractors ❯Sloan Mason Insurance Services

Coverages CGL, Umbrella Carrier Status Admitted, Non-admitted States Most States

Special Events ❯Abram Interstate Insurance Services Inc. Coverages Event Cancellation, Trade Shows & Festivals Carrier Status Non-admitted States AZ, CA

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯AmWINS Transportation Underwriters Inc. (Zionsville) Coverages Auto Comm-Standard, Business Income, Crime, D&O, E&O, Event

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Cancellation, Excess Liab, Legal Liab, Liquor Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

❯Prince Associates Coverages Auto Comm-Standard, BOP, Non-Profit D&O, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Ashley General Agency Coverages Hole-in-One, Trade Shows & Festivals Carrier Status Non-admitted States TX

❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab,

❯Brecht & Associates Coverages GL, Inland Marine, Liquor Liab, Property Carrier Status Non-admitted States TX

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Russell Bond & Company Inc. Coverages Abuse & Molestation, Assault & Battery, Business Income, Business

Interruption, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab, Fire, GL, Good Samaritan, Liability, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Smith, Bell & Thompson Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income,

Business Interruption, CGL, Commercial Excess, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Medical Malpractice, Medical Professional, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯USX/S Coverages Abuse & Molestation, Auto Comm-Standard Liability, Breach

of Security, CGL, D&O, EPLI, Identity Theft, Misc Professional Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Software Developers ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

❯N-Surance Outlets Inc. (Florida) Coverages Equipment, Fire Legal Liab, Hole-in-One, Liability, Liquor Liab,

Medical Payments, Trade Shows & Festivals, Weather Carrier Status Non-admitted States AL, FL, GA, LA, TN

❯N-Surance Outlets Inc. (Georgia) Coverages Liability, Liquor Liab Carrier Status Non-admitted States GA, LA, TN ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Number One Insurance Agency Coverages GL, Liquor Liab Carrier Status Admitted States MA ❯Philadelphia Insurance Companies Coverages Business Income, Business Interruption, CGL, Fire Legal Liab, GL,

Identity Theft, Inland Marine, Liquor Liab, Real & Business Personal Prop Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯R.V. Nuccio & Associates Inc.

Coverages Accidental Death, CGL, Event Cancellation, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States ❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States ❯THOMCO, a division of Markel Service Incorporated Coverages Accident & Health, CGL Carrier Status Non-admitted States Most States

Substance Abuse Program Administrators ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Centurion Insurance Group Coverages Event Cancellation, Liquor Liab, Negative Film, Participant

❯Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States Most States

Accident, Property, Sets, Trade Shows & Festivals, Wardrobe Carrier Status Admitted States All States

❯Direct Event Insurance Coverages CGL, Event Cancellation, Hole-in-One, Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Admitted, Non-admitted States Most States ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯Francis L. Dean & Associates Inc.

Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Surgery Centers ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Apogee Insurance Group, a Berkshire Hathaway Company Coverages Crime, Cyber Liab, D&O, EPLI, GL, Media Liab, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯NAS Insurance Services Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice,

❯Gateway Specialty Insurance Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States

❯Gorst Company Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯HCC Specialty (MA) Coverages Blanket Addt’l Insureds, CGL, Event Cancellation, Hole-in-One,

❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

❯B&B Programs, A Div. of Barney & Barney LLC Coverages Environmental Liab, EPLI, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, NM, NV, OR, PA, UT, WI

❯Indemnity Excess & Surplus Agency Inc. Coverages CGL, Liquor Liab Carrier Status Non-admitted States AZ, CA, CO, HI, ID, OR, TX, WA

❯Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States All States

❯Insurance Center Special Risks Ltd. Coverages GL, Liquor Liab Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI, VT

❯IT Risk Managers Inc. Coverages BOP, Cyber Liab, D&O, E&O, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

❯Insurance Innovators Group - 6 Offices Serve Nationwide Coverages CGL, GL, Hole-in-One, Medical Payments, Prize Indemnification, Weather Carrier Status Non-admitted States DE, NH, NJ, NY, PA

❯J.E. Brown & Associates Coverages E&O, Professional Liab Carrier Status Admitted States CA

❯McClelland and Hine Inc. Coverages Liability, Liquor Liab Carrier Status Non-admitted States TX

❯K&K Insurance Group Inc. Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States All States

72 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (Florida) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New York) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ❯RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

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2013 Annual Program Directory, Volume II ❯USX/S Coverages Breach of Security, CGL, D&O, EPLI, Identity Theft, Medical &

Physical Rehab, Medical Malpractice, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Tanning Salons ❯Burns & Wilcox - All Offices Coverages CGL, Equipment Breakdown, Fire, GL, Medical Payments,

Personal Property, Products Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Insurtec Tanning and Spa Insurance Coverages Addt’l Expense, BOP, Business Income, CGL, Crime, EPLI,

Equipment Breakdown, Fire Legal Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States ❯M.J. Kelly Company Coverages Business Income, CGL, GL, Professional Liab, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sports & Fitness Insurance Corporation (SFIC) Coverages CGL, Property Carrier Status Non-admitted States All States

Tattoo Parlors/Permanent Makeup/ Body Piercing ❯Agostini Wholesale Insurance Coverages CGL, Liability, Property Carrier Status Non-admitted States CA ❯Insurance Innovators Group - 6 Offices Serve Nationwide Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI,

VA, DC

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Program Insurance Brokerage Coverages BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States ❯RPS NIPC Coverages GL, Professional Liab, Property Carrier Status Non-admitted States All States

❯KF&B Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Temporary Medical Staffing ❯World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Temporary Staffing Firms ❯All Risks Ltd. Coverages Auto Comm-Nonstandard, CGL, Crime, Employee Benefits, EPLI,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Taxi Service ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

CGL, Excess Liab, Medical, Umbrella Carrier Status Admitted States Most States

❯Align General Insurance Agency LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted, Non-admitted States All States ❯AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability States All States ❯CRC|Crump Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States

❯Fox Point Programs Coverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most States ❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

❯Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

❯Appalachian Underwriters Inc. Coverages EPLI, Excess Liab, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯TitlePac Inc. Coverages Cyber Liab, E&O, Escrow E&O, Fidelity Bonds, Misc Professional

Liab, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

❯Artex Risk Solutions Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

Tour & Charter Bus Services ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯Cooper & McCloskey Inc. Coverages CGL, Crime, E&O, EPLI Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

Cargo, EPLI, Excess Liab, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Empire Underwriters LLC Coverages CGL, Crime, EPLI, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL,

❯KF&B Inc. Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States

GA, IL, IN, KY, LA, MS, NC, NJ, NM, NV, NY, OK, PA, TN, TX, UT, VA, WV

❯NSM Insurance Group Coverages E&O, Workers’ Comp Carrier Status Admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX

Tax Preparers & Bookkeepers

❯Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX

❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

❯Admiral Insurance Company Coverages Liability, Professional Liab Carrier Status Non-admitted States Most States

Excess Liab, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Zurich North America Commercial Coverages Abuse & Molestation, Auto Comm-Standard, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Title Agents ❯ACE Commercial Risk Services - Programs Coverages E&O, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RLI Transportation Coverages Auto Comm-Standard, Excess Liab, Garage Liability, GKLL, GL, Liability, Physical Damage Carrier Status Admitted States Most States ❯Truckers Insurance Associates Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

Tow Truck Firms ❯5Star Towing & Recovery Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Dealers Open Lot, EPLI, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted States Most States

❯Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP,

❯B&B Protector Plans Inc. Coverages Auto Comm-Standard, CGL, Garage Keepers Legal Liab, GKLL,

Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages Auto Comm-Standard Liability, CGL, Crime, E&O, EPLI, Excess Liab, Workers’ Comp Carrier Status Non-admitted States Most States

❯World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Zurich North America Commercial Coverages Abuse & Molestation, Auto Comm-Standard, Auto Pers-Standard,

Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop Carrier Status Admitted States AR, CO, DE, FL, GA, IA, IL, IN, KY, MD, MI, MN, NC, NM, OH, PA, SC, TN, VA, WI, WV ❯KBK Insurance Group Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

❯Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA ❯Markel Programs Coverages Auto Comm-Standard, Garage Keepers Legal Liab, GL, On-Hook Cargo Carrier Status Admitted States Most States ❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Garage Keepers Legal Liab, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

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December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 73

2013 Annual Program Directory, Volume II ❯Russell Bond & Company Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Care/

Custody/Control, Cargo, Emergency Towing & Service, Garage Liability, GKLL, Motor Truck Cargo, On-Hook Cargo, Property, Truck Auto Liab, Umbrella Carrier Status Admitted States Most States ❯Trinity Transportation Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Cargo,

Excess Liab, Garage Keepers Legal Liab, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Tools & Equip Carrier Status Admitted States Most States ❯V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Blanket Addt’l Insureds, Business Interruption, Cargo, CGL, Dealers Open Lot, GKLL, Inland Marine, Nonowned & Hired Auto, On-Hook Cargo, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted States Most States

Trade Show Exhibitors ❯BUA LLC Coverages Excess Liab, GL Carrier Status Admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯HCC Specialty (MA) Coverages Blanket Addt’l Insureds, Excess Liab, Hole-in-One, Liability, Liquor

Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Admitted, Non-admitted States All States

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Excess Liab, GL, Motor Truck Cargo, Non-Trucking Auto Liab Carrier Status Admitted, Non-admitted States All States

❯AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Phys Dmg, Cargo, Inland Marine, Long Haul,

Motor Truck Cargo, Physical Damage, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

❯Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Cargo, Excess Liab, GL, Workers’ Comp Carrier Status Admitted States Most States

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Excess Liab, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States TX ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Commercial Sector Insurance Brokers LLC Coverages Commercial Excess, Motor Truck Cargo, Physical Damage Carrier Status Non-admitted States Most States ❯CRC|Crump Coverages Cargo, CGL, EPLI, Occupational Accident, Physical Damage,

❯K&K Insurance Group Inc. Coverages GL, Inland Marine Carrier Status Admitted States All States

Pollution, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Crouse & Associates Coverages Cargo, CGL, COC, D&O, Difference in Conditions, E&O, Motor Truck Cargo, Nonowned & Hired Auto, Transportation Pollution Liab, Umbrella Carrier Status Admitted States All States

Travel Agents & Tour Operators

❯Freberg Environmental Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Euclid Managers LLC Coverages E&O, Identity Theft, Misc Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Travel Trailers ❯American Reliable Insurance Company Coverages Personal Property, Physical Damage Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Truck Body/Manufacturers/ Distributors ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Willis Programs Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Truckers/Trucking Firms ❯5Star Non-Trucking Liability Program Coverages Non-Trucking Auto Liab, Physical Damage Carrier Status Admitted, Non-admitted States Most States ❯5Star Trucking Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Disability, EPLI, Excess Liab, GL, Non-Trucking Auto Liab, Occupational Accident, Participant Accident, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Dmg, CGL, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States ❯Gorst Company Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯Greenwich Transportation Underwriters Inc. aka GTU Coverages Cargo, Contingent Coverages, Excess Liab, Freight Forwarder, Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab, Truck Broker, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AR, FL, GA, IL, IN, KY, MD, MO, MS, NC, OH, SC, TN, TX, VA, WA

❯N-Surance Outlets Inc. (Georgia) Coverages Cargo, Non-Trucking Auto Liab, Physical Damage, Truck Auto Liab Carrier Status Admitted States GA, TN ❯National Advantage Insurance Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, GL, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, TX ❯Paradigm Risk Solutions Inc. Coverages Cargo, Occupational Accident, Physical Damage, Workers’ Comp Carrier Status Admitted States All States ❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY ❯Paul Hanson Partners Specialty Ins./Mover’s Choice Program Coverages Cargo, CGL, Property, Truck Auto Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯ProSight Specialty Insurance Coverages Auto Comm-Standard Liability, GL, Hull, Physical Damage Carrier Status Admitted States Most States ❯RLI Insurance Company Coverages Auto Comm-Standard Phys Dmg, Cargo, GL, Truck Auto Liab Carrier Status Admitted States All States ❯RLI Transportation Coverages Auto Comm-Standard, Cargo, Excess Liab, GKLL, GL, Motor Truck

Cargo, Occupational Accident, Physical Damage, Truck Auto Liab Carrier Status Admitted States Most States

❯South & Western General Agency Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Long Haul Carrier Status Admitted States TN, TX ❯South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX ❯Truckers Insurance Associates Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Cargo, CGL, Commercial Marine, GL, Inland Marine, Long Haul, Mechanical Breakdown, Medical Payments, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Tools & Equip, Transportation Pollution Liab, Truck Auto Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Gresham & Associates Inc. - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States

Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Long Haul, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States AR, IL, MO

❯Interline Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CA

❯Yates & Associates Ins. Services Coverages Cargo, Liability, Physical Damage Carrier Status Admitted, Non-admitted States CA

❯International Transportation & Marine Agency Inc. Coverages Cargo, GL, Physical Damage Carrier Status Admitted, Non-admitted States Most States

❯Zurich North America Commercial Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, GL Carrier Status Admitted States All States

❯J.M. Wilson Coverages Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO,

NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

❯Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY, PA ❯M.J. Kelly Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Cargo, Excess Liab, GL, Long Haul, Medical Payments, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT ❯MacAfee & Edwards Inc. - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Non-admitted States Most States ❯MAXIMUM Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Cargo, Contractors Equip, Dealers Open Lot, GL, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Non-admitted States Most States

❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

❯MexiPass International Insurance Services LLC

❯American Team Managers Ins. Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Truck Auto Liab Carrier Status Admitted States CA

❯Midlands Coverages Accident & Health, Accidental Death, Occupational Accident Carrier Status Non-admitted States Most States

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal States All States

74 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

Used Car Dealers ❯Appalachian Underwriters Inc. Coverages Dealers Open Lot, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Automotive Risk Mgmt. & Ins. Services Inc.

Coverages Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Brecht & Associates

Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Cargo, CGL, Commercial Excess, Dealers Open Lot, Fire, Garage Liability, GKLL, GL, Physical Damage, Property, Theft, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TX ❯CRES Insurance Services Coverages Garage Liability, GKLL, GL Carrier Status Admitted, Non-admitted States CA ❯DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits,

Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

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2013 Annual Program Directory, Volume II ❯GMI Insurance Services Coverages Garage Liability, GL, Inland Marine, Property Carrier Status Admitted States Most States ❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability,

On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

❯Lancer Insurance Company Coverages Dealers Open Lot, Garage Liability Carrier Status Admitted States NY ❯M.J. Hall & Company Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Interruption, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States AK, AZ, CA, NV, TX

❯M.J. Kelly Company Coverages Dealers Open Lot, Fidelity Bonds, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists States AR, CO, FL, IA, ID, IL,

❯Sierra Specialty Coverages Garage Liability, GKLL Carrier Status Non-admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages CGL, Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States All States

Vendor Management Services ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

KS, MO, MS, MT, NM, OK, TN, TX, UT

Veterinarians

❯McClelland and Hine Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX

❯NIP Group LLC Coverages Auto Comm-Standard, BOP, Crime, D&O, EPLI, GL, Inland Marine, Professional Liab, Property, Workers’ Comp States Most States

❯National Indemnity Company Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability,

GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

❯Prince Associates Coverages Auto Comm-Standard, BOP, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage

Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK ❯South & Western General Agency Inc. Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Non-admitted States AR, MS, NM, OK, TN, TX ❯Topa Insurance Company Coverages Liability, Physical Damage, Property Carrier Status Admitted States CA ❯USG Insurance Services Inc. Coverages CGL, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All States ❯V3 Insurance Partners LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Business Interruption, CGL, Crime, Dealers Open Lot, E&O, Garage Liability, GKLL, Inland Marine, Nonowned & Hired Auto, On-Hook Cargo, Property, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Windstorm Carrier Status Admitted States Most States ❯Yates & Associates Ins. Services Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CA

Utilities-Natural Gas Companies ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Willis Programs Coverages Auto Comm-Standard, Boiler & Machinery, GL, Inland Marine,

Property, Public Officials, Railroad Protective Liab, Umbrella Carrier Status Admitted States Most States

Valet Parking Companies ❯Agostini Wholesale Insurance Coverages CGL, Garage Keepers Legal Liab, Garage Liability, Property Carrier Status Non-admitted States CA, CO, NM, OR, TX ❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯McLeckie Insurance Group Coverages Garage Keepers Legal Liab, Legal Liab Carrier Status Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

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Vineyards

Waste Haulers ❯5Star Waste Insurance Program Coverages Auto Comm-Standard, GL, Inland Marine, Physical Damage,

Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Property Carrier Status Admitted States Most States ❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GL, Inland Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL,

AZ, CA, CO, FL, GA, IL, IN, NC, OH, OK, OR, PA, SC, TN, TX, UT, WA

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯AmWINS Program Underwriters Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, GL, Pollution, Umbrella, Workers’ Comp States All States ❯Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯B&B Programs, A Div. of Barney & Barney LLC Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL,

Commercial Excess, Environmental Liab, EPLI, Equipment, GL, Mechanical Breakdown, Pollution, Pollution Liab, Truck Auto Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States AZ, CA, CO, DE, NV, OR, PA, UT ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States

❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Agricultural Insurance Mgmt Services Coverages CGL, Products Liab, Property Carrier Status Admitted States Most States ❯Winery Pak Insurance Programs Coverages Auto Comm-Standard, Combo Personal & Commercial,

Contractors Equip, Equipment Breakdown, Herbicide & Pesticide, Liability, Personal Liab, Pollution Liab, Property, Umbrella Carrier Status Admitted States Most States

Vitamin/Health Food Suppliers ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Completed Operations Liab, Foreign GL, GL, Liability, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Nonowned & Hired Auto, Pollution, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Nonstandard, GL, Inland Marine, Property Carrier Status Non-admitted States TX ❯Gresham & Associates Inc. - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States AR, IL, MO

❯Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

❯Willis Programs Coverages Auto Comm-Standard, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Worldwide Facilities Inc. - All Offices Coverages Products Liab, Property Carrier Status Admitted, Non-admitted States All States

Warehouse Operators ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯AmWINS Program Underwriters Coverages Business Interruption, Crime, GL, Motor Truck Cargo, Property, Umbrella, Workers’ Comp States All States ❯Compass Insurance Group of Agencies Coverages BOP, Business Income Carrier Status Non-admitted States CA ❯Midlands Coverages Legal Liab, Property Carrier Status Non-admitted States Most States

Water Well Drilling Operation Co’s ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sloan Mason Insurance Services Coverages Auto Comm-Nonstandard, CGL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Willis Programs Coverages Auto Comm-Standard, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Water/Wastewater Facilities ❯Apex Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler

❯National Advantage Insurance Services Inc. Coverages Inland Marine, Property Carrier Status Non-admitted States AZ, CA, NV, OR, TX

& Machinery, CGL, Commercial Excess, Contractors Equip, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Freberg Environmental Inc. Coverages CGL, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION | 75

2013 Annual Program Directory, Volume II ❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most States

Yacht Clubs ❯Atlass Insurance Group Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab,

❯Glatfelter Public Practice Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Liability, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States All States

❯Grundy Insurance Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment

❯Britt/Paulk Insurance Agency Inc. Coverages Boats, Boiler & Machinery, CGL, COC, Commercial Excess, Commercial Marine, Equipment, Equipment Breakdown, GL, Property, Umbrella, Watercraft Liab, Watersports Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Crime, Employee Benefits, EPLI, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States

❯NIF Group Inc. Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, E&O, EPLI, GL, Products Liab Carrier Status Admitted States MA, NJ, NM, NY, TN ❯Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Weddings ❯B&B Protector Plans Inc. Coverages Event Cancellation, Liability, Liquor Liab Carrier Status Admitted States Most States ❯HCC Specialty (MA) Coverages Liability, Liquor Liab, Weather Carrier Status Admitted States Most States ❯Markel American Insurance Company Coverages Event Cancellation, Liability, Property Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States Most States

❯R.V. Nuccio & Associates Inc.

Coverages Addt’l Expense, Event Cancellation, Hurricane, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Personal Liab, Rented Property, Wardrobe, Weather Carrier Status Admitted States Most States

Wildlife Control ❯Brownyard Group Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Legal Expense Ins, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Markel American Insurance Company Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States

❯Woodus K. Humphrey & Company (AmWINS) Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

Wrecking Contractors ❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯K&K Insurance Group Inc. Coverages CGL States All States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial

Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Wet Marine Carrier Status Admitted, Non-admitted States All States ❯The Hanover Insurance Group Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Yachts/Mega Yachts ❯ACE Recreational Marine Insurance Coverages Emergency Towing & Service, Federal LHWCA, Hull, Medical

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS Bollinger Sports & Leisure Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States ❯Sports & Fitness Insurance Corporation (SFIC) Coverages Accident & Health, Accidental Death, Flood, GL, Medical, Property Carrier Status Admitted States All States

Payments, Personal Property, Pollution Liab, Protection & Indemnity (P&I), Uninsured Boaters Carrier Status Admitted States Most States

❯Atlass Insurance Group

Coverages Excess Liab, Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States ❯Britt/Paulk Insurance Agency Inc. Coverages Commercial Marine, Hull, Property, Protection & Indemnity (P&I) Carrier Status Admitted States All States ❯Insurance Center Special Risks Ltd. Coverages Emergency Towing & Service, Hull, Medical Payments, Personal Property, Pollution Liab, Watercraft Liab, Watersports Liab Carrier Status Admitted States CT, MA, ME, NH, NY, RI, VT ❯Markel American Insurance Company Coverages Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters, Watercraft Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Quaker Special Risk (Florida) Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States

❯AmWINS Group Inc. - 60 Offices Nationwide Coverages Boiler & Machinery, Business Interruption, Equipment, Inland Marine Carrier Status Admitted, Non-admitted States All States

❯J.E. Brown & Associates Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯South & Western General Agency Inc. Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX

Wood Workers

❯Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Crime, D&O, Equipment, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Insureds, Business Income, Cargo, Commercial Excess, Cyber Liab, Equipment Breakdown, Excess Liab, Inland Marine, Liability, Liquor Liab, Property Carrier Status Admitted States Most States

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯Midlands Coverages Hull, Medical Payments, Protection & Indemnity (P&I), Watercraft Liab Carrier Status Admitted, Non-admitted States All States

Wineries

❯Winery Pak Insurance Programs Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l

❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

❯Quaker Special Risk (New Jersey) Coverages Hull, Protection & Indemnity (P&I), USL&H Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New York) Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States ❯Sun Coast General Insurance Agency Coverages Boats, Commercial Marine, Hull, Liability, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA ❯TCA Inc. Coverages Boats, Hull, Protection & Indemnity (P&I), Theft, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States ❯Terheggen/Malone Marine Insurance Coverages Boats, Watercraft Liab Carrier Status Admitted States AZ, CA, NV

Youth Sports Associations ❯Agostini Wholesale Insurance Coverages CGL, D&O, Liability, Property Carrier Status Admitted, Non-admitted States CA, MD, NE, NM, NV, OR, TN, TX, UT, WA ❯Fairway Underwriters Coverages Abuse & Molestation, Accident & Sickness, Accidental Death, Liability Carrier Status Admitted States Most States

76 | INSURANCE JOURNAL-NATIONAL REGION December 2, 2013

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2013 Annual Program Directory 2013 Annual Program DirectoryVolume VolumeIIII– –AAlphabetical lphabeticalDDirectory irectory of of M Markets arkets 4 All Insurance Services

P.O. Box 992, Woodland Hills, CA 91365 Phone: (818) 346-4555, Fax: (818) 610-2219 Nader@4allinsurance.net www.4allinsurance.net

5Star Business Auto Program (Misc. classes) 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 businessauto@5starsp.com www.5starsp.com

5Star Contract School Bus Program 444 Beach 129th St., Belle Harbor, NY 11692 Phone: (877) 247-9772, Fax: (866) 566-8424 schoolbusny@5starsp.com www.5starsp.com

5Star D&O Program

1230 E. Diehl Rd., Ste. 330, Naperville, IL 60563 Phone: (866) 879-6565, Fax: (866) 720-5003 dando@5starsp.com www.5starsp.com

5Star Garage Services & Auto Dealers Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 autodealers@5starsp.com www.5starsp.com

5Star Non-Trucking Liability Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6145 nontrucking@5starsp.com www.5starsp.com

5Star Paratransit Program

444 Beach 129th St., Belle Harbor, NY 11694 Phone: (877) 247-9772, Fax: (866) 566-8424 paratransit@5starsp.com www.5starsp.com

5Star Professional Programs

1230 E. Diehl Rd., Ste. 350, Naperville, IL 60563 Phone: (312) 855-2042, Fax: (866) 720-5003 kevin.ottley@5starsp.com www.5starsp.com/PROtect

5Star Public Auto Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 publicauto@5starsp.com www.5starsp.com

5Star Towing & Recovery Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (866) 749-8929 towing@5starsp.com www.5starsp.com

5Star Trucking Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 trucking@5starsp.com www.5starsp.com

5Star Waste Insurance Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 242-7680 waste@5starsp.com www.5starsp.com

5Star Workers’ Compensation Services 906 S. Kirkwood, St. Louis, MO 63122 Phone: (877) 247-9772, Fax: (314) 965-9399 workcomp@5starsp.com www.5starsp.com

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Abram Interstate Ins. Services, Inc.

Agricultural Insurance Mgmt Svcs.

2211 Plaza Dr., Ste. 100, Rocklin, CA 95765 Phone: (916) 780-7000, Fax: (916) 780-7181 media@abraminterstate.com www.abraminterstate.com

722 Route 3A, Ste. 10, Bow, NH 03278 Phone: (877) 552-2467, Fax: (603) 225-9318 jlp@aimscentral.com www.aimscentral.com

Access E&S Insurance Services (CA)

Align General Insurance Agency, LLC

5575 Lake Park Way, Ste. 218, La Mesa, CA 91942 Phone: (619) 462-1128, Fax: (866) 209-7312 valerie@access-es.com www.access-es.com

350 10th Ave., Ste. 1450, San Diego, CA 92101 Phone: (619) 333-2500 info@aligngeneral.com www.aligngeneral.com

Access E&S Insurance Services (VA)

All Risks, Ltd.

2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 Tim@Access-ES.com www.Access-ES.com

10150 York Rd., 5th Fl, Hunt Valley, MD 21030 Phone: (800) 366-5810, Fax: (410) 828-8179 allrisksij@allrisks.com www.allrisks.com

ACE Commercial Risk Services Programs

Alliance of Nonprofits for Ins. Risk Retention Group P.O. Box 8546, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@ani-rrg.org www.ani-rrg.org

436 Walnut St. WA 7C, Philadelphia, PA 19106 Phone: (215) 640-4467, Fax: (215) 640-5472 carol.dennis@acegroup.com www.aceprogramdivision.com

Alliant Specialty Insurance Services, Inc.

ACE Recreational Marine Insurance

P.O. Box 609015, San Diego, CA 92160 Phone: (858) 505-4011, Fax: (858) 505-4074 marketing@alliantspecialty.com www.alliantspecialty.com

436 Walnut St., Philadelphia, PA 19106 Phone: (215) 640-2609, Fax: (215) 640-5025 recreational.marine@acegroup.com www.acemarineinsurance.com

Allied Protector Plan

ACE USA--Excess Casualty

655 N. Franklin St., Ste. 1800, Tampa, FL 33602 Phone: (877) 566-4017, Fax: (813) 221-4109 app@bbprograms.com www.alliedprotectorplan.com

1133 Avenue of the Americas, New York, NY 10036 Phone: (212) 703-7140, Fax: (212) 703-7059 Carol.Laufer@acegroup.com www.acegroup.com/us

ACE Westchester Specialty--Environmental 11575 Great Oaks Way, Ste. 200, Alpharetta, GA 30022 Phone: (678) 795-4220, Fax: (678) 795-4569 Barbara.Deas@acegroup.com www.acewestchester.com

Admiral Insurance Co.

P. O. Box 5430, Mount Laurel, NJ 08054 Phone: (856) 429-9200, Fax: (856) 429-8611 lheaton@admiralins.com www.admiralins.com

Advanced E&S Group - Midwest Region 500 N Michigan Ave Ste 1039, Chicago, IL 60611 Phone: (866) 867-0505, Fax: (312) 245-3001 quote@advancede-s.com www.aesins.com

Advanced E&S Group - Southeast Region 3250 N. 29th Ave., Hollywood, FL 33020 Phone: (407) 461-7221, Fax: (904) 834-4479 tstevens@advancedesgroup.com www.advancedesgroup.com

AFC Insurance

3101 Emrick Blvd., Ste. 318, Bethlehem, PA 18020 Phone: (877) 456-5323, Fax: (610) 974-8574 meggan.werkheiser@afcins.com www.afcins.com

Agency Marketing Services

P.O. Box 67218, St. Pete Beach, FL 33736 Phone: (800) 542-2805, Fax: (727) 343-4123 info@agencymarketing.com www.agencymarketing.com

Agostini Wholesale Insurance

AMC Insurance Services

1109 Oak Street, Conway, AR 72032 Phone: (855) 458-2835, Fax: (501) 450-6962 submissions@amcins.com www.amcinsurance.com

American Modern Insurance Group P.O. Box 5323, Cincinnati, OH 45201 Phone: (800) 759-9008, Fax: (513) 947-4500 salessupport@amig.com www.amig.com

American Professional Liability Underwriters, Inc. 7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7036, Fax: (786) 924-7046 rkenney@amproins.com www.amproins.com

American Public Risk

9020 Stony Point Pkwy, Ste. 455, Richmond, VA 23236 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.americanpublicrisk.com

American Reliable Insurance Company 8655 E. Via De Ventura, Scottsdale, AZ 85258 Phone: (800) 535-1333, Fax: (480) 483-0797 Suzanne.Summers@assurant.com www.americanreliable.com

American Specialty Insurance & Risk Services, Inc. 142 N. Main St., P.O. Box 309, Roanoke, IN 46783 Phone: (800) 245-2744, Fax: (260) 672-8835 dsmith@amerspec.com www.amerspec.com

7125 El Cajon Blvd. Ste 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 programs@agostinisurplus.com www.agostiniwholesale.com INSURANCE JOURNAL-NATIONAL REGION December 2, 2013 | 77

2013 Annual Program Directory Volume II – Alphabetical Directory of Markets American Team Managers Ins. Services, Inc. 1030 N. Armando St., Anaheim, CA 92806 Phone: (714) 414-1200, Fax: (714) 414-1255 bryan@atminsurance.com www.atminsurance.com

American Underwriting Managers 365 Miron Dr., Ste. D, Southlake, TX 76092 Phone: (817) 424-1996, Fax: (817) 481-0742 nena@auminsur.com www.auminsur.com

AMIS/Alliance Marketing & Insurance Services 355 Via Vera Cruz, Ste. 7, San Marcos, CA 92078 Phone: (800) 843-8550, Fax: (800) 573-8550 bwest@amiscorp.com www.amiscorp.com

AmWINS Group, Inc. - 60 Offices Nationwide

See Website for Locations, Headquarters - Charlotte, NC 28210 Phone: (704) 749-2700, Fax: (704) 943-9000 marketing@amwins.com www.amwins.com

Applied Underwriters, Inc.

Automotive Risk Mgmt. & Ins. Services, Inc.

P.O. Box 281900, San Francisco, CA 94128 Phone: (877) 234-4450, Fax: (877) 234-4452 sales@auw.com www.auw.com

1919 Grand Canal Blvd., Ste. C-7, Stockton, CA 95207 Phone: (800) 224-6363, Fax: (888) 504-8062 apps@armonline.com www.armonline.com

Ark Agency

B&B Programs, A Div. of Barney & Barney, LLC

P.O. Box 223, Paynesville, MN 56362 Phone: (800) 328-8894, Fax: (320) 243-7224 kim@arkagency.com www.arkagency.com

9171 Towne Centre Dr., Ste. 500, San Diego, CA 92122 Phone: (858) 875-3067, Fax: (858) 768-5237 craigm@bandbprograms.com www.bandbprograms.com

Arrowhead General Insurance Agency, Inc.

B&B Protector Plans, Inc.

701 B St., Ste. 2100, San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com

Artex Risk Solutions, Inc.

P.O. Box 1957, Pinehurst, NC 28370 Phone: (910) 295-9800, Fax: (910) 295-9802 phil_giles@artexrisk.com www.artexrisk.com

AmWINS Program Underwriters

e

214 Senate Ave., Ste. 201, Camp Hill, PA 17011 Phone: (717) 214-7557, Fax: (717) 214-2801 ben.francavilla@amwins.com www.amwins.com/apu F

AmWINS Transportation Underwriters, Inc.

655 N. Franklin Street, Tampa, FL 33602 Phone: (813) 222-4031, Fax: (813) 222-4040 hkirchen@bbprograms.com www.insureyourtowtruck.com

Bass Underwriters

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 316-3100 bturgeon@bassuw.com www.bassuw.com

Ascinsure Specialty Risk

Beacon Hill Associates, Inc.

4 Gateway Ctr, 444 Liberty Ave, Ste. 400, Pittsburgh, PA 15222 Phone: (877) 372-0517, Fax: (888) 316-9016 newbusiness@ascinsure.com www.ascinsure.com

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@b-h-a.com www.b-h-a.com

AmWINS Transportation Underwriters, Inc. (Zionsville)

Ashley General Agency

Bedford Insurance Services, Inc.

2040 N. Loop 336 W, Ste. 200, Conroe, TX 77304 Phone: (936) 441-5959, Fax: (936) 521-5922 lashley@ashleyga.com www.ashleyga.com

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-8365 info@bedfordinsurance.com www.bedfordinsurance.com

Anderson & Murison, Inc.

Associations Underwriters, Inc. & Ziplow Horse Insurance

Berkley Specialty Underwriting Managers, LLC Environmental Division

3035 S. Church St., Burlington, NC 27215 Phone: (800) 222-2407, Fax: (336) 229-6977 transportation@amwins.com www.amwins.com/atu

80 E. Cedar Street, Zionsville, IN 46077 Phone: (317) 942-0423, Fax: (336) 229-6977 mark.maucere@amwins.com www.amwins.com/motorsports

800 W. Colorado Blvd., Los Angeles, CA 90041 Phone: (323) 255-2333, Fax: (323) 255-0957 james.mccarthy@andersonmurison.com www.andersonmurison.com

Apex Insurance Services

404 E. Ramsey, Ste. 114, San Antonio, TX 78216 Phone: (210) 340-8985, Fax: (210) 340-8986 hughes@apexinsurance.com www.apexinsurance.com

Apogee Insurance Group, a Berkshire Hathaway Company 1190 Devon Park Dr., Wayne, PA 19087 Phone: (877) 337-3200, Fax: (610) 337-2337 info@apogeeinsgroup.com www.apogeeinsgroup.com

1430 Warehime Rd., Westminster, MD 21158 Phone: (800) 336-2378, Fax: (410) 871-9748 Pcohen@auizhi.com www.equineinsuranceagent.com

Atlantic Casualty Insurance Company P.O. Box 8010, Goldsboro, NC 27533 Phone: (877) 225-5744, Fax: (919) 759-3387 vdavis@atlanticcasualty.net www.atlanticcasualty.net

Atlas General Insurance Services

4365 Executive Dr., Ste. 400, San Diego, CA 92121 Phone: (877) 662-8527, Fax: (619) 814-8914 info@atlas.us.com www.atlas.us.com

435 N. Pacific Coast Hwy, Redondo Beach, CA 90277 Phone: (800) 829-7330, Fax: (877) 622-2911 info@bgsurplus.com www.bgsurplus.com

Brecht & Associates

1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 jbrecht@brechtassoc.com www.brechtassoc.com 3 Wing Dr., Cedar Knolls, NJ 07927 Phone: (888) 386-5701, Fax: (973) 359-0133 paulm@brewerypak.com www.brewerypak.com

800 Oak Ridge Turnpike, Ste. A-1000, Oak Ridge, TN 37831 Phone: (888) 376-9633, Fax: (888) 871-7644 marketing@appund.com www.appund.com 2251 - A Ward Ave., Simi Valley, CA 93065 Phone: (805) 583-9828, Fax: (805) 583-9832 mike@applebyandsterling.com www.applebyandsterling.com

Bliss & Glennon, Inc.

Brewery Pak Insurance Programs

Appalachian Underwriters, Inc.

Appleby & Sterling

303 W. Madison, Ste. 825, Chicago, IL 60606 Phone: (404) 443-2082, Fax: (312) 727-6060 jwyatt@berkleysum.com www.berkleysum.com/environmental.htm

Atlass Insurance Group

1300 SE 17 St., Ste. 220, Fort Lauderdale, FL 33316 Phone: (954) 653-2852, Fax: (954) 525-1183 lsherrod@atlassinsurance.com www.atlassinsurance.com Atlass have been a Marine Insurance Specialists since 1981. They represent the leading domestic “A” rated Companies and are also a Lloyd’s Coverholder / MGA. They are able to provide prompt quotation terms with excellent commissions for all types of Marine exposures.

78 | December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION

Brightstone Insurance Services, LLC 145 Huguenot St., New Rochelle, NY 10802 Phone: (877) 862-4755, Fax: (914) 636-0802 info@brightstoneins.com www.brightstoneins.com

Britt/Paulk Insurance Agency, Inc. 100 Glen Eagles Ct., Carrollton, GA 30117 Phone: (800) 842-8917, Fax: (770) 836-8563 mcarroll@brittpaulk.com www.brittpaulk.com

www.insurancejournal.com

2013 Annual Program Directory Volume II – Alphabetical Directory of Markets Brownyard Group

CoverXSpecialty

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 info@brownyard.com www.brownyard.com

26600 Telegraph Rd., Southfield, MI 48033 Phone: (800) 762-6837, Fax: (248) 358-2459 coverxuw@coverx.com www.coverx.com

CPA Protector Plan

CIBA Insurance Services

P.O. Box 172007, Tampa, FL 33672 Phone: (800) 438-1263, Fax: (813) 222-4165 cpa@bbprograms.com www.cpaprotectorplan.com

655 N. Central Ave., Ste. 2100, Glendale, CA 91203 Phone: (818) 638-8525, Fax: (818) 638-8551 wswanson@cibaservices.com www.cibaservices.com

Brownyard Programs, Ltd.

CID Insurance Programs, Inc.

We are Program Administrators focused exclusively on the Private Security Industry. We provide General/Professional Liability, Foreign Liability, Excess/Umbrella Liability, Workers’ Comp & Crime to Security Guard, Private Investigation, Background Screening, Security Consultant, Armored Car, Burglar/Fire Alarm & CCTV/Access Control Companies throughout the U.S.

CITA Insurance Services

86 Carleton Ave., East Islip, NY 11730 Phone: (631) 581-9300, Fax: (631) 581-9385 info@brownyardprograms.com www.brownyardprograms.com

CRC|Crump

One Metroplex, Birmingham, AL 35209 Phone: (877) 247-9772, Fax: (321) 757-6147 marketing@crcins.com www.crcins.com

7125 El Cajon Blvd. Ste 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 ane@cidinsurance.com www.cidinsurance.com

CRES Insurance Services

15373 Innovation Dr., Ste. 250, San Diego, CA 92128 Phone: (800) 880-2737, Fax: (858) 618-1655 info@cresprograms.com www.cresprograms.com

681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (800) 280-7250, Fax: (714) 978-2692 programsinfo@citainsurance.com www.citainsurance.com

BUA, LLC

Ck Specialty Insurance Associates - All Offices

Builders & Tradesmen’s Insurance Services, Inc.

Commercial Sector Insurance Brokers, LLC

22 Deer St., Ste. 400, Portsmouth, NH 03801 Phone: (888) 772-5005, Fax: (603) 372-5990 raudet@buainsurance.com www.buainsurance.com

6610 Sierra College Blvd., Rocklin, CA 95677 Phone: (877) 649-6682, Fax: (916) 772-9292 sdiluccia@btisinc.com www.btisinc.com

Burnett & Company, Inc.

1300 Post Oak Blvd. #700, Houston, TX 77056 Phone: (713) 243-4300, Fax: (713) 243-4399 bgeorgiou@bcoinc.com www.bcoinc.com

Burns & Wilcox - All Offices

See website for addresses Headquarters - Detroit/Farmington Hills, MI 48334 Phone: (248) 932-9000, Fax: (248) 932-9046 quote@burns-wilcox.com www.burnsandwilcox.com

Care Providers Insurance Services, LLC 16301 Quorum Rd., Ste. 100A, Addison, TX 75001 Phone: (800) 761-7072, Fax: (800) 224-7145 parcher@nsminc.com www.ins-cps.com

Centurion Insurance Group

Centurion Place - P.O. Box 959, Hanover, NH 03755 Phone: (603) 643-2000, Fax: (603) 643-2740 penny@centurionusa.com www.centurionusa.com

Charity First Insurance Services, Inc.

One Market, Spear Tower, Ste. 200, San Francisco, CA 94105 Phone: (800) 352-2761, Fax: (415) 536-4033 charityfirstinfo@charityfirst.com www.charityfirst.com

ChemPlan - Chemical Insurance 8121 Vicela Dr., Sarasota, FL 34240 Phone: (800) 410-1511, Fax: (941) 379-2668 dhagan@chemplan.net www.chemplan.net

www.insurancejournal.com

See Website for Locations, Headquarters - San Jose, CA 95037 Phone: (800) 411-0083, Fax: (408) 227-7732 carol@ckspecialty.com www.ckspecialty.com 600 Corporate Pkwy, Ste. 250, Birmingham, AL 35242 Phone: (205) 776-1600, Fax: (205) 776-1619 landrews@comsectorins.com www.comsectorins.com

Compass Insurance Group of Agencies 9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-1980, Fax: (818) 545-3818 mail@compasseands.com www.compasseands.com

Construction Insurance Partners

308 N. 21st St., Ste. 200, St. Louis, MO 63103 Phone: (314) 554-9754, Fax: (314) 342-7170 johnc@cip-stl.com www.cip-stl.com

Construction Insurance Solutions 150 E. 22nd St., Lombard, IL 60148 Phone: (800) 842-3653, Fax: (630) 705-1056 byron@normanspencer.com www.constructioninsurancesolutions.com

Continental Brokers, Inc.

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 898-4793 cs@continentalbrokers.biz www.continentalbrokers.biz

Continental Underwriters, Inc.

101 E. Grace St., Richmond, VA 23219 Phone: (804) 643-7800, Fax: (804) 643-5800 preston@contund.com www.contund.com

Cooper & McCloskey, Inc.

111 Pine St., Ste. 1530, San Francisco, CA 94111 Phone: (415) 433-7700, Fax: (415) 433-7707 keltie@cmiprorisk.com www.cmiprorisk.com

Costanza Insurance Agency, Inc.

9101 LBJ Freeway, Ste. 150, Dallas, TX 75243 Phone: (800) 346-0942, Fax: (972) 991-2139 b.costanza@cia-tx.com www.costanzainsurance.com

Crouse & Associates

100 Pine St., Ste. 2500, San Francisco, CA 94111 Phone: (415) 982-3870, Fax: (415) 982-2546 info@crousesf.com www.crouseandassociates.com

Crump Professional Concepts

105 Eisenhower Pkwy., Roseland, NJ 07068 Phone: (973) 461-2197 Donna.Griffin@crumpins.com www.crumpins.com/productdetails.aspx?pid=11105

Crusader Insurance Company

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

Deans & Homer

340 Pine St., San Francisco, CA 94104 Phone: (800) 345-2054, Fax: (415) 989-7801 scott@deanshomer.com www.deansandhomer.com

Delta General Agency Corp.

P.O. Box 2045, Houston, TX 77252 Phone: (713) 570-2700, Fax: (713) 570-2800 billf@deltains.com www.deltains.com

Direct Event Insurance

1409 S. Lamar, Ste. 1007, Dallas, TX 75215 Phone: (800) 481-7950, Fax: (214) 276-1344 support@directeventinsurance.com www.directeventinsurance.com

Distinguished Programs

1180 Ave. of the Americas, 16th Fl, New York, NY 10036 Phone: (212) 297-3100, Fax: (212) 297-3130 DSilver@distinguished.com www.distinguished.com

DMI Insurance Services

330 Tennant Ave., Morgan Hill, CA 95037 Phone: (800) 877-2525, Fax: (408) 778-9277 info@dmi-insurance.com www.dmi-insurance.com

E.L.M. Insurance Brokers

1960 E. Grand Ave., Ste. 370, El Segundo, CA 90245 Phone: (310) 322-1301, Fax: (310) 322-1302 mainofc@e-o.com www.e-o.com

INSURANCE JOURNAL-NATIONAL REGION December 2, 2013 | 79

2013 Annual Program Directory Volume II – Alphabetical Directory of Markets Empire Underwriters, LLC

Freberg Environmental, Inc.

Environmental Insurance Agency (EIA)

G.J. Sullivan Company

13851 W. Hillsborough Ave., Ste. 324, Tampa, FL 33635 Phone: (813) 448-9300, Fax: (813) 448-9310 quotes@empireunderwriters.com www.empireunderwriters.com 8285 SW Nimbus Ave., Parkside Business Ctr., Ste. 190 Beaverton, OR 97008 Phone: (503) 977-3333, Fax: (503) 977-3334 info@eiains.com www.eiains.com

2000 S. Colorado Blvd., Tower II, Ste. 800, Denver, CO 80222 Phone: (800) 377-4152, Fax: (303) 623-8101 info@feiinsurance.com www.feiinsurance.com

13790 E. Rice Pl., Aurora, CO 80015 Phone: (800) 752-2472, Fax: (303) 614-6967 diane@equisure-inc.com www.equisure-inc.com

Euclid Managers

234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 msutton@euclidmanagerskc.com www.euclidmanagers.com

Euclid Managers, LLC

2345 Grand Blvd, Ste 1150, Kansas City, MO 64108 Phone: (816) 778-0708, Fax: (816) 778-0715 msutton@euclidmanagerskc.com www.euclidmanagerskc.com

Evolution Insurance Brokers 8722 S. Harrison St., Salt Lake City, UT 84070 Phone: (877) 678-7342, Fax: (801) 304-5551 quotes@eibdirect.com www.eibdirect.com

Fairway Underwriters

191 Pawtucket Blvd., Lowell, MA 01854 Phone: (800) 662-2141, Fax: (978) 454-8740 fran@fairwayunderwriters.com www.fairwayunderwriters.com

Financial Risk Solutions, Inc.

180 N. LaSalle St., Ste. 3700, Chicago, IL 60601 Phone: (866) 674-9503, Fax: (630) 371-0162 jwilson@financialrs.com www.financialrs.com

7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7055, Fax: (786) 924-7065 mgabor@gaborinsurance.com www.gaborinsurance.com

Gateway Specialty Insurance

1190 Devon Park Dr., Wayne, PA 19087 Phone: (877) 977-4474, Fax: (610) 254-1855 info@gatewayspecialty.com www.gatewayspecialty.com

General Agency Services, Inc.

P.O. Box 1905, Mt. Pleasant, MI 48804 Phone: (989) 775-6696, Fax: (989) 775-0835 jmortell@gasinsurance.net www.gasinsurance.net

Gerald J. Wilkoff, Inc.

95 Main St., Mineola, NY 11501 Phone: (516) 747-0200, Fax: (516) 747-2021 info@wilkoffbonds.com www.wilkoffbonds.com

Glatfelter Healthcare Practice

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7021 GHP@glatfelters.com www.glatfelterhealthcarepractice.com

Glatfelter Insurance Group

183 Leader Heights Rd., York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7044 inquiries@glatfelters.com www.glatfelters.com

Glatfelter Public Practice

A pillar of strength. Since 1901.

A member of the

Utica National Insurance Group

Founders Insurance Company 1111 E. Touhy Ave., Des Plaines, IL 60018 Phone: (847) 768-0040, Fax: (847) 296-3362 bzito@foundersinsurance.com www.foundersinsurance.com

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7044 inquiries@GlatfelterPublicPractice.com www.GlatfelterPublicPractice.com

Glatfelter Religious Practice

183 Leader Heights Road, York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7060 info@GlatfelterReligiousPractice.com www.glatfelterreligiouspractice.com

Fox Point Programs

4001 Miller Rd., Wilmington, DE 19802 Phone: (800) 499-7242, Fax: (302) 472-8529 sales@foxpointprg.com www.foxpointprg.com

P.O. Box 4200, Wheaton, IL 60189 Phone: (800) 745-2409, Fax: (630) 665-7294 info@fdean.com www.fdean.com

Great American Insurance Group Executive Liability Division 1515 Woodfield Rd., Ste. 500, Schaumburg, IL 60173 Phone: (847) 330-6750, Fax: (513) 929-6890 ELD@gaic.com www.GreatAmericanELD.com

Greenwich Transportation Underwriters, Inc. aka GTU 6 Cadillac Dr., Ste. 410, Nashville, TN 37027 Phone: (800) 488-8852, Fax: (615) 321-4543 ben@gtu-ins.com www.gtu-ins.com

Gresham & Associates, Inc. - Indianapolis 6602 E. 75th St., Ste. 450, Indianapolis, IN 46250 Phone: (317) 849-1860, Fax: (317) 849-6743 kkeymon@greshaminc.com www.insurewithgresham.com

Grundy Insurance

P.O. Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 clint@grundy.com www.grundyutilities.com

Hagerty Insurance Agency, LLC P.O. Box 1301, Traverse City, MI 49685 Phone: (800) 747-5348, Fax: (231) 941-8227 agent@hagerty.com www.hagerty.com

HCC Specialty

2300 Clayton Rd., Ste. 1100, Concord, CA 94520 Phone: (800) 684-7475, Fax: (925) 685-1750 jbechter@hcc.com www.hccspecialty.com

HCC Specialty (MA)

401 Edgewater Pl., Ste. 400, Wakefield, MA 01880 Phone: (800) 927-6306, Fax: (781) 994-6001 mmatheson@hccsu.com www.hccspecialty.com

Herbert H. Landy Insurance 75 Second Ave., Needham, MA 02494 Phone: (800) 336-5422, Fax: (800) 344-5422 johnt@landy.com www.landy.com

Horizon E & S Insurance Brokerage GMI Insurance Services

P.O. Box 701, Valley Forge, PA 19482 Phone: (610) 933-4679, Fax: (610) 933-4993 karen@gmi-insurance.com www.gmi-insurance.com

Gorst Co. Francis L. Dean & Associates, Inc.

275 E. Hillcrest Dr., Ste. 250, Thousand Oaks, CA 91360 Phone: (805) 494-4440, Fax: (805) 299-4985 info@gray-stone.com www.gray-stone.com

625 The City Drive S, Ste. 400, Orange, CA 92868 Phone: (800) 235-5485, Fax: (714) 876-2280 meskod@es.gjs.com www.gjsullivan.com

Gabor Insurance Services, Inc.

Equisure, Inc.

Gray-Stone & Company, Inc.

9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-0900, Fax: (818) 507-1133 mail@gorst.com www.gorst.com

80 | December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION

2245 First St., Ste. 211B, Simi Valley, CA 93065 Phone: (805) 494-6553, Fax: (805) 494-6778 info@horizonsurplus.com www.horizonsurplus.com

Hotels & Resorts Insurance Program - CITA Insurance Services 681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (800) 690-4841, Fax: (714) 939-7437 sbaxter@citainsurance.com www.citainsurance.com

www.insurancejournal.com

2013 Annual Program Directory Volume II – Alphabetical Directory of Markets Huntington T. Block

1120 20th Street NW, 6th Fl, Washington, DC 20036 Phone: (800) 424-8830, Fax: (202) 331-0499 HTBinfo@aon.com www.huntingtontblock.com

IAAC, Inc.

5784 Widewaters Pkwy, Dewitt, NY 13214 Phone: (800) 962-7950, Fax: (888) 431-1126 bbixby@iiabny.org www.iiabny.org

ICAT

3665 Discovery Dr., Ste. 300, Boulder, CO 80303 Phone: (303) 447-1155, Fax: (303) 447-1166 marketing@icat.com www.icat.com

Indemnity Excess & Surplus Agency, Inc.

1500 NW Bethany Blvd., Ste. 235, Beaverton, OR 97006 Phone: (800) 487-2442, Fax: (503) 526-9700 jimh@ies-xs.com www.ies-xs.com

Independent Insurance Agents & Brokers California (IIABCal)

7041 Koll Center Pkwy., Ste. 290, Pleasanton, CA 94566 Phone: (800) 772-8998, Fax: (925) 484-6014 info@ibawest.com www.ibawest.com

Innovative Risk Solutions

P.O. Box 530210, DeBary, FL 32753 Phone: (954) 931-4795, Fax: (866) 847-5565 jwatt@irs-incorporated.com www.irs-incorporated.com

Insurance Center Special Risks, Ltd. 246 Park St., West Springfield, MA 01089 Phone: (888) 773-7475, Fax: (413) 781-0050 lkoval@specilarisksltd.com www.specialrisksltd.com

Insurance Innovators Group - 6 Offices Serve Nationwide

See Website for Addresses, Headquarters - Glenside, PA 19038 Phone: (215) 885-7300, Fax: (215) 886-2482 susanc@iiigroup.com www.iiigroup.com

Insurance Multiplex Agency, LLC

365 W. Passaic St., Ste. 260, Rochelle Park, NJ 07662 Phone: (201) 880-1891, Fax: (201) 880-1895 inquiry@insurancemultiplex.com www.insurancemultiplex.com

Insurtec Tanning and Spa Insurance P.O. Box 25, Rich Hill, MO 64479 Phone: (800) 606-0621, Fax: (417) 395-2713 info@insurtecinc.com www.insurtecinc.com

Intercorp, Inc.

1438-F W. Main St., Ephrata, PA 17522 Phone: (717) 721-3500, Fax: (717) 721-3515 info@intercorpinc.net www.intercorpinc.net

Interline Insurance Services

P.O. Box 3190, Cerritos, CA 90703 Phone: (800) 229-8790, Fax: (562) 685-0202 elitcher@meadowbrook.com www.interlineinsurance.com

www.insurancejournal.com

International Excess Companies

26451 Curtiss Wright Pkwy, Ste. 103, Cleveland, OH 44143 Phone: (216) 797-9700, Fax: (216) 797-9970 kennethkukral@intlxs.com www.internationalexcess.com

International Transportation & Marine Agency, Inc.

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program 31 Parker Rd., Elizabeth, NJ 07208 Phone: (800) 526-2199, Fax: (908) 352-8512 info@jcinsco.com www.guninsurance.com

7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 info@itmagency.com www.itmagency.com

IPC

K&K Insurance Group, Inc.

P.O. Box 1150, Gardnerville, NV 89410 Phone: (775) 782-6655, Fax: (775) 782-6654 tammy@ipc-nv.com www.ipc-nv.com

1712 Magnavox Way, Ft. Wayne, IN 46804 Phone: (800) 637-4757, Fax: (260) 459-5800 kk.general@kandkinsurance.com www.kandkinsurance.com

Irving Weber Associates, Inc.

KBK Insurance Group, Inc.

761 Koehler Ave., Ronkonkoma, NY 11779 Phone: (800) 243-1811, Fax: (888) 622-0414 info@iwains.com www.iwains.com

1425 Sams Ave., Harahan, LA 70123 Phone: (504) 736-0690, Fax: (504) 736-9030 kylemurray@kbkinsgroup.com www.kbkinsgroup.com

Irwin Siegel Agency, Inc.

Kevin Davis Insurance Services

25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 siegel@siegelagency.com www.siegelagency.com

800 W. Sixth St., Ste. 1700, Los Angeles, CA 90017 Phone: (877) 807-8708, Fax: (213) 477-2057 sbranson@kdins.com www.kdisonline.com

IT Risk Managers, Inc.

KF&B, Inc.

P.O. Box 504, Okemos, MI 48805 Phone: (517) 381-9909, Fax: (775) 402-1164 info@itriskmanagers.com www.ITRiskmanagers.com

425 W. Broadway, Ste. 408, Glendale, CA 91204 Phone: (818) 242-5100, Fax: (818) 242-6800 ewhiteside@kfbins.com www.KFBins.com

Izzo Insurance Services, Inc.

King Insurance Support Systems

150 S. Bloomingdale Rd., Bloomingdale, IL 60108 Phone: (800) 800-1704, Fax: (630) 582-2803 Info@IzzoInsurance.com www.IzzoInsurance.com

31381 Rancho Viejo Rd., Ste. 101, San Juan Capistrano, CA 92675 Phone: (949) 488-2255, Fax: (949) 488-2259 Marketing@kinginsuranceca.com www.kinginsuranceca.com

J.E. Brown & Associates

Klein Insurance Services, Inc.

303 Lennon Ln., Walnut Creek, CA 94598 Phone: (925) 947-2990, Fax: (925) 947-3978 marketing@jebrown.net www.jebrown.net

8 Hillside Ave., Montclair, NJ 07042 Phone: (973) 509-0080 ext. 530, Fax: (973) 754-0600 jonathank@kis-hospitality.com www.kis-hospitality.com

J.M. Wilson

Lancer Indemnity Company

8036 Moorsbridge Rd., Portage, MI 49024 Phone: (800) 282-8113, Fax: (269) 327-2620 cbaldwin@jmwilson.com www.jmwilson.com

P.O. Box 9007, Long Beach, NY 11561 Phone: (516) 825-2800, Fax: (516) 825-1947 clp@lancerinsurance.com www.lancerinsurance.com/clp.html

JLT Facilities, Inc.

Lancer Insurance Company

22 Century Hill Dr., Latham, NY 12110 Phone: (800) 998-5545, Fax: (518) 782-3139 jltsubmissions@jltfacilities.com www.jltfacilities.com

370 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-6200, Fax: (516) 431-0488 commauto@lancerinsurance.com www.lancerinsurance.com/commauto.html

JM Assoc / Burnham + Co, a Div of Hub Int’l Northeast, Ltd. One Bridge Plaza N, Fort Lee, NJ 07024 Phone: (201) 585-6500, Fax: (201) 585-6590 john.tateossian@hubinternational.com www.jmassociatesltd.com www.ElevatorInsurance.com

Jorgensen & Company

42 West Allendale Ave., Allendale, NJ 07401 Phone: (201) 447-4400, Fax: (201) 818-5680 rjorgensen@jorgensenandcompany.com www.jorgensenandcompany.com

Lawyer’s Protector Plan®

655 N. Franklin St., Ste. 1900, Tampa, FL 33602 Phone: (800) 336-5529, Fax: (813) 223-9547 lpp@bbprograms.com www.lawyers.protectorplan.com

Leavitt Recreation and Hospitality Insurance, Inc. 1001 Lazelle St., Sturgis, SD 57785 Phone: (800) 525-2060, Fax: (866) 465-2797 chris-hipple@leavitt.com www.lrhinsurance.com

INSURANCE JOURNAL-NATIONAL REGION December 2, 2013 | 81

2013 Annual Program Directory Volume II – Alphabetical Directory of Markets LIG Marine Managers

300 1st Ave S, Ste. 400, St. Petersburg, FL 33701 Phone: (727) 578-2800, Fax: (727) 578-9977 KLT@LIGMarine.com www.LIGMarine.com

MarketScout

12700 Park Central Dr., Ste. 300, Dallas, TX 75251 Phone: (972) 934-4200, Fax: (972) 934-4299 contactus@marketscout.com www.marketscout.com

Monitor Liability Managers

LIPCA Insurance

2850 W. Golf Rd., Ste. 800, Rolling Meadows, IL 60008 Phone: (800) 446-2100, Fax: (847) 806-6282 contactus@monitorliability.com www.monitorliability.com

3042 Old Forge Dr., Ste. A, Baton Rouge, LA 70808 Phone: (800) 893-9887, Fax: (225) 927-3295 info@lipca.com www.lipca.com

Loggers Insurance, Inc.

5150 Belfort Rd, Bldg 200, Jacksonville, FL 32256 Phone: (904) 296-4420, Fax: (904) 296-6144 david@loggers-insurance.com www.loggers-insurance.com

Logic Underwriters, Inc.

P.O. Box 600249, Dallas, TX 75360 Phone: (214) 739-0071, Fax: (214) 739-0072 paul@logicinsurance.com www.logicinsurance.com

M.J. Hall & Company, Inc. P.O. Box 192, Stockton, CA 95201 Phone: (209) 948-8108, Fax: (209) 465-3843 mindy@mjhallandcompany.com www.mjhallandcompany.com

M.J. Kelly Company

4415 E. State Highway D, Springfield, MO 65809 Phone: (800) 725-7211, Fax: (417) 883-7103 SSmart@mjkelly.com www.mjkelly.com

MAXIMUM

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606 Phone: (312) 559-9348, Fax: (312) 559-0930 submissions@maxib.com www.maxib.com

MBA Insurance Agency of AZ, Inc. 8383 E. Evans Rd., Scottsdale, AZ 85029 Phone: (480) 946-1066, Fax: (480) 946-0288 info@mbainsurance.net www.mbainsurance.net

McClelland and Hine, Inc. P.O. Box 700930, San Antonio, TX 78270 Phone: (210) 366-2500, Fax: (210) 366-2407 gil@mhi-tx.com www.mhi-tx.com

McLeckie Insurance Group

P.O. Box 770, Naples, TX 75568 Phone: (903) 897-9090, Fax: (903) 897-0062 mcleckie@msn.com www.mcleckie.com

MacAfee & Edwards, Inc. - Mexican Insurance Specialist

P.O. Box 459003, Sunrise, FL 33345 Phone: (954) 331-4800, Fax: (954) 331-4848 mgmarketing@macneillgroup.com www.macneillgroup.com

Mark D. Fredricksen Insurance Services 1600 E. Florida Ave., Ste. 208, Hemet, CA 92544 Phone: (800) 669-4347 ext. 24, Fax: (951) 929-3574 markf@fredricksenins.com www.fredricksenins.com

Markel American Insurance Co.

P.O. Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 maicmarketing@markelcorp.com www.markelmarine.com

Markel Programs

4600 Cox Rd., Glen Allen, VA 23060 Phone: (804) 527-7622, Fax: (804) 965-1689 mnichols@markelcorp.com www.markelprograms.com

Markel Specialty Commercial

4600 Cox Rd., Glen Allen, VA 23060 Phone: (800) 431-1270, Fax: (804) 965-1689 eservice@markelcorp.com www.markelinsurance.com

801 International Pkwy, 5th Fl, Lake Mary, FL 32746 Phone: (866) 387-8883, Fax: (800) 466-5074 info@motelinsurancebrokers.com www.motelinsurancebrokers.com

N-Surance Outlets, Inc. (Florida)

520 E. Tarpon Ave., Tarpon Springs, FL 34689 Phone: (727) 942-6780, Fax: (727) 937-0505 info@nsoins.com www.nsoins.com

N-Surance Outlets, Inc. (Georgia) P.O. Box 2600, Roswell, GA 30077 Phone: (800) 366-1450, Fax: (770) 971-7608 jmurrey@nsoins.com www.nsoins.com

NAS Insurance Services, Inc.

16501 Ventura Blvd., Ste. 200, Encino, CA 91436 Phone: (818) 382-6116, Fax: (818) 382-2040 general@nasinsurance.com www.nasinsurance.com

National Advantage Insurance Services, Inc. P.O. Box 1065, Tustin, CA 92781 Phone: (714) 505-1015, Fax: (714) 505-1025 clifford@naisins.com www.naisins.com

700 S. Flower St., Ste. 1216, Los Angeles, CA 90017 Phone: (213) 629-9777, Fax: (213) 629-9779 juan@mexicard.com www.macafeeandedwards.com

MacNeill Group, Inc., CMGA

Motel Insurance Brokers, Inc.

MexiPass International Insurance Services, LLC P.O. Box 60727, Pasadena, CA 91116 Phone: (800) 639-4727, Fax: (800) 639-4329 jorge@mexipass.com www.mexipass.com

MexiPass is the leading Managing General Agent in the USA for placement of insurance in Mexico. MexiPass products include Commercial Lines & Personal Lines for the needs of Americans in Mexico and other foreign Countries.

Midlands

3503 NW 63rd St., Ste. 305, Oklahoma City, OK 73116 Phone: (800) 800-4007, Fax: (405) 840-5432 marketing@midman.com www.midlandsmgt.com

MiniCo Insurance Agency, LLC

2531 W. Dunlap Ave., Phoenix, AZ 85021 Phone: (800) 447-8383, Fax: (602) 861-1094 customercare@minico.com www.minico.com

Mobile Food Vendors Insurance 11200 Jollyville Rd., Austin, TX 78759 Phone: (888) 678-6384, Fax: (512) 372-2284 Service@mfvinsurance.com www.mobilefoodvendorsinsurance.com

Monarch E&S Insurance Services 2540 Foothill Blvd., Ste. 101, La Crescenta, CA 91214 Phone: (818) 249-0100, Fax: (818) 249-1166 monarchxs@monarchexcess.com www.monarchexcess.com

82 | December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION

National Affordable Housing Program / Sandner Group 155 N. Wacker, Ste. 3700, Chicago, IL 60606 Phone: (312) 930-6185, Fax: (312) 627-8888 tomeid@sandnergroup.com www.sandnergroup.com

National Indemnity Company

3024 Harney St., Omaha, NE 68131 Phone: (402) 916-3000, Fax: (402) 916-3030 jpgiandinoto@nationalindemnity.com www.nationalindemnity.com

National Insurance Underwriters

800 Yamato Rd., Ste. 100, Boca Raton, FL 33428 Phone: (800) 338-2680, Fax: (561) 226-1123 ccalver@niuw.com www.niuw.com

National Specialty Underwriters, Inc. 10900 NE 4th St., Ste. 1100, Bellevue, WA 98004 Phone: (425) 450-1090, Fax: (425) 450-1026 info@nsui.com www.NSUI.com

NBIS

2859 Paces Ferry Rd., 800 Overlook III, Atlanta, GA 30339 Phone: (770) 257-1777, Fax: (770) 257-1500 contactus@nbis.com www.NBIS.com

Negley Associates

103 Eisenhower Pkwy, Ste. 101, Roseland, NJ 07068 Phone: (973) 830-8500, Fax: (973) 830-8585 info@jjnegley.com www.jjnegley.com www.insurancejournal.com

2013 Annual Program Directory Volume II – Alphabetical Directory of Markets NeitClem Wholesale Insurance Brokerage, Inc. 7442 N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 jcenteno@neitclem.com www.neitclem.com

Next Wave Insurance Services, LLC

402 W. Broadway, Ste. 740, San Diego, CA 92101 Phone: (619) 232-3900, Fax: (619) 234-6500 cward@nextwaveins.com www.nextwaveins.com

NIF Group, Inc.

30 Park Ave., Manhasset, NY 11030 Phone: (516) 365-7440, Fax: (516) 365-7392 marketing@nifgroup.com www.nifgroup.com

NIP Group, LLC

900 Route 9 N, Ste. 503, Woodbridge, NJ 07095 Phone: (800) 446-7647, Fax: (732) 634-2904 dorban@nipgroup.com www.nipgroup.com

Nonprofits’ Insurance Alliance of Calif.

P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@niac.org www.niac.org

Norman-Spencer International, Inc. 150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 gretchen@normanspencer.com www.normanspencer.com

Park Insurance Company

Prime Insurance Company

475 Park Ave. S, 23rd Fl, New York, NY 10016 Phone: (888) 727-5774, Fax: (212) 905-2608 info@parkinsuranceco.com www.parkinsuranceco.com

303 W. Madison St., Ste. 2075, Chicago, IL 60606 Phone: (800) 257-5590, Fax: (877) 452-6910 RJL@primeis.com www.primeis.com

PartnerOne Environmental

Prince Associates

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@p1enviro.com www.p1enviro.com

270 Duffy Ave., Ste. D, Hicksville, NY 11801 Phone: (516) 822-6550, Fax: (516) 822-6564 info@princeins.com www.animalshelterinsurance.com

Patriot National Underwriters, Inc.

Proctor Financial, Inc.

P.O. Box 803143, Dallas, TX 75380 Phone: (972) 239-1458, Fax: (972) 233-3487 corky.ellis@patriotnational.com www.patriotnational.com

5225 Crooks Rd., Troy, MI 48098 Phone: (800) 521-6800, Fax: (248) 824-7113 acarnagie@pfic.com www.pfic.com

Paul Hanson Partners Specialty Ins. Solutions/ Mover’s Choice Program P.O. Box 5990, Napa, CA 94581 Phone: (800) 852-1968, Fax: (707) 252-5905 coryt@paulhanson.com www.paulhanson.com

Number One Insurance Agency

91 Cedar St., Milford, MA 01757 Phone: (508) 634-2902, Fax: (508) 634-2930 info@massagent.com www.massagent.com

O’Donovan & Associates, Inc.

3881 Ten Oaks Rd., Ste. 2E., Glenelg, MD 21737 Phone: (410) 423-4477, Fax: (410) 423-4478 jeremiah@odonovanassoc.net www.loggingins.com

OneBeacon Government Risks

188 Inverness Dr. W, Ste. 600, Englewood, CO 80112 Phone: (781) 332-8505, Fax: (781) 332-8525 byork@onebeacon.com www.onebeacongov.com

371 Bel Marin Keys Blvd., Novato, CA 94949 Phone: (415) 475-4300, Fax: (415) 475-4303 info@ppibcorp.com www.ppibcorp.com

303 Middletown Park Pl., Ste. F, Louisville, KY 40243 Phone: (502) 244-1056, Fax: (502) 254-1056 pbs@pbsinsurance.com www.pbsinsurance.com

Professional Underwriters Agency, Inc.

Philadelphia Insurance Companies One Bala Plaza, Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 phlysales@phlyins.com www.phly.com

Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property / casualty and professional liability insurance products incorporating value added coverages and services for select industries.

Platinum Program Managers & Ins. Services 3404 Via Oproto, Ste. 202, Newport Beach, CA 92663 Phone: (949) 209-0233, Fax: (949) 209-0272 danr@ppmins.com www.ppmins.com

ProSight Specialty Insurance

412 Mt. Kemble Ave., Ste. 300C, Morristown, NJ 07816 Phone: (973) 532-1900, Fax: (855) 200-1158 inquiries@prosightspecialty.com www.prosightspecialty.com 2685 Marine Way, Ste. 1408, Mountain View, CA 94043 Phone: (650) 428-0818, Fax: (650) 428-0860 financialservices@prosurancegroup.com www.prosurancegroup.com

Preferred Concepts, LLC

14 Wall St., 18th Floor, New York, NY 10005 Phone: (212) 608-9400, Fax: (212) 608-6268 requestinfo@preferredconcepts.com www.preferredconcepts.com

ProWriters

1554 Paoli Pike, Ste. 275, West Chester, PA 19380 Phone: (484) 321-2335, Fax: (484) 321-2339 info@prowritersins.com www.prowritersins.com

PULIC - Professional Underwriters Liability Insurance Company 1888 Century Park E, Ste. 850, Los Angeles, CA 90067 Phone: (800) 537-7362, Fax: (866) 344-6029 info@pulic.com www.pulic.com

Preferred Property Programs 960 Holmdel Rd., Bldg 1, Holmdel, NJ 07733 Phone: (888) 548-2465, Fax: (732) 946-0547 info@ppp-quotes.com www.ppp-quotes.com

Quadrant Insurance Managers

Specializing in the commercial real estate maketplace. We offer umbrellas for Condos, HOA’S, PUD’S, Apartments and Timeshare Associations. We also offer umbrellas and boiler and machinery coverage for commercial lessors risk only (LRO) policies. www.insurancejournal.com

4500 Park Glen Rd., Ste. 410, Minneapolis, MN 55416 Phone: (952) 924-6973, Fax: (952) 922-5423 hstrommen@prohostusa.com www.prohostusa.com

ProSurance Group, Inc.

2 Court St., Binghamton, NY 13903 Phone: (607) 724-0173, Fax: (607) 724-7266 tcappellett@oryxinsurance.com www.oryxinsurance.com P.O. Box 152311, Arlington, TX 76015 Phone: (800) 799-7089, Fax: (817) 292-1595 gary.jennings@sbcglobal.net www.paradigmrisksolutions.com

2803 Butterfield Rd., Ste. 260, Oakbrook, IL 60523 Phone: (630) 572-0600, Fax: (630) 572-0615 Sandip@puainc.com www.puainc.com

ProHost USA, Inc.

Oryx Insurance Brokerage, Inc.

Paradigm Risk Solutions, Inc.

9020 Stony Point Pkwy., Ste. 455, Richmond, VA 23235 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.pgui.com

Professional Program Insurance Brokerage

PBS Insurance Underwriting Corporation

NSM Insurance Group

555 North Lane, Ste. 6060, Conshohocken, PA 19428 Phone: (610) 941-9877, Fax: (610) 941-9889 jwmccaffery@nsminc.com www.nsminc.com

Professional Governmental Underwriters

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081 Phone: (614) 841-1425, Fax: (614) 841-1426 info@quadrant-us.com www.quadrant-us.com

INSURANCE JOURNAL-NATIONAL REGION December 2, 2013 | 83

2013 Annual Program Directory Volume II – Alphabetical Directory of Markets Quaker Special Risk (Florida)

RPS Bollinger Sports & Leisure

Smith, Bell & Thompson, Inc.

Quaker Special Risk (Mass.)

RPS Healthcare

South & Western General Agency, Inc.

Quaker Special Risk (New Jersey)

RPS NIPC

South Texas General Insurance Agency

224 Datura St., Ste. 715, W. Palm Beach, FL 33401 Phone: (866) 526-1545, Fax: (561) 833-6616 fwalsh@qsr-insurance.com www.qsr-insurance.com 51 Harvard St., Worcester, MA 01609 Phone: (800) 252-8679, Fax: (508) 753-0646 kbranscombe@quakerma.com www.quakerma.com P.O. Box 1350, Eatontown, NJ 07724 Phone: (800) 447-4180, Fax: (732) 223-9072 fwalsh@qsr-insurance.com www.quakerspecialrisk.com

101 JFK Pkwy, Short Hills, NJ 07078 Phone: (800) 526-1379, Fax: (973) 921-2876 deb.meslar@bollinger.com www.Bollinger.com

550 W. Van Buren, Ste. 1200, Chicago, IL 60607 Phone: (800) 766-7475, Fax: (312) 922-7563 bill_yurek@rpsins.com www.rpsins.com/healthcare P.O. Box 834, Poulsbo, WA 98370 Phone: (800) 275-6472, Fax: (360) 697-3688 kathy_schufreider@rpsins.com www.rpsins.com

Quaker Special Risk (New York)

50 Main St., Ste. 1000, White Plains, NY 10601 Phone: (800) 447-4180, Fax: (212) 244-5371 quaker@qsr-insurance.com www.quakerspecialrisk.com

Quirk & Company

P.O. Box 792030, San Antonio, TX 78279 Phone: (800) 299-9421, Fax: (210) 340-4075 rquirk@quirkco.com www.quirkco.com

R.V. Nuccio & Associates, Inc.

10148 Riverside Dr., Toluca Lake, CA 91602 Phone: (818) 980-1413, Fax: (818) 980-1595 rvna@rvnuccio.com www.rvnuccio.com

RLI Insurance Company

9025 N. Lindbergh Dr., Peoria, IL 61615 Phone: (309) 692-1000, Fax: (309) 692-1068 inquiries@rlicorp.com www.rlicorp.com

RLI Specialty Programs

909 Lake Carolyn Pkwy, Ste. 800, Irving, TX 75039 Phone: (972) 481-1034, Fax: (972) 481-1099 Victor.Garcia@rlicorp.com www.rlicorp.com

RLI Transportation

2970 Clairmont Rd. NE, Ste. 1000, Atlanta, GA 30329 Phone: (404) 443-1005, Fax: (309) 589-3503 david.williams@rlicorp.com www.rlitransportation.com

RoamNet Insurance Marketing Programs 3333 E. Concours, Bldg 9-200, Ontario, CA 91764 Phone: (877) 272-0333, Fax: (909) 987-2245 aaronm@roamnetins.com www.roamnetins.com

Rockwood Programs, Inc.

4001 Miller Rd., Wilmington, DE 19802 Phone: (800) 558-8808, Fax: (302) 764-5477 darryl.mccallin@rockwoodinsurance.com www.rockwoodinsurance.com

Roush Insurance Services, Inc.

P.O. Box 1060, Noblesville, IN 46061 Phone: (800) 752-8402, Fax: (317) 776-6891 info@roushins.com www.roushins.com

P.O. Box 9015, Addison, TX 75001 Phone: (800) 492-5351, Fax: (972) 855-2970 sales@southandwestern.com www.southandwestern.com

363 N. Sam Houston Pkwy E, Ste. 1000, Houston, TX 77060 Phone: (281) 820-0555, Fax: (281) 820-0688 floring@stgia.com www.stgia.com

Southwest Energy Underwriters, Inc. RPS Technology & Cyber

204 Cedar St., Cambridge, MD 21613 Phone: (800) 336-5659, Fax: (410) 228-7645 TechCyber@RPSins.com www.RPSins.com/TechCyber

RSI International, Inc. (Missouri)

10707 Corporate Dr., Ste. 112, Stafford, TX 77477 Phone: (281) 313-2202, Fax: (281) 313-0215 kwendler@sweu.net www.sweu.net

Special Markets Insurance Consultants, Inc. 10 S. LaSalle St., Ste. 2000, Chicago, IL 60603 Phone: (800) 818-7642, Fax: (704) 943-9060 nate@specialmarkets.com www.specialmarkets.com

273 Clarkson Rd., Ste. 102, Ellisville, MO 63011 Phone: (636) 391-4841, Fax: (636) 391-2115 djwalter@rsimo.com www.rsimo.com

Specialty Programs and Facilities Managers, Inc. (AmWINS)

Russell Bond & Co., Inc.

Sports & Fitness Insurance Corporation (SFIC)

RelMark Program Managers

961 Pottstown Pike, Chester Springs, PA 19425 Phone: (800) 874-5880, Fax: (610) 321-1011 vkloepping@relmark.net www.relmark.net

40 Main St., Ste. 500, Burlington, VT 05401 Phone: (802) 658-4600, Fax: (802) 658-6191 willisnhprograms@willis.com www.willisprograms.com

295 Main St., Ste. 866, Buffalo, NY 14203 Phone: (800) 333-7226, Fax: (800) 677-6779 info@russellbond.com www.russellbond.com

790 E. Colorado Blvd., Ste. 510, Pasadena, CA 91101 Phone: (626) 395-0850, Fax: (626) 395-0853 kathleen.turknette@amwins.com www.specialtyprograms.net

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (800) 844-0536, Fax: (601) 853-6141 askus@sportsfitness.com www.sportsfitness.com/ij

Founded 1950, we are Insurance Wholesalers / MGAs offering Standard, Specialty & Surplus Lines including national programs for Towing/Garage; Bank Mortgage Impairment/REO, Excess Flood/ Quake and Binding Authority & Brokerage for Professional, Property, Casualty, Excess, Healthcare, Environmental & Commercial Auto/ Garage.

Stuckey and Company

Sapphire Blue

Sun Coast General Insurance Agency

180 N. Stetson Ave., Ste. 4600, Chicago, IL 60601 Phone: (312) 784-6166, Fax: (312) 784-6002 kieran.dempsey@sapphireblueuw.com www.sapphireblueuw.com

P.O. Box 30750, Laguna Hills, CA 92654 Phone: (949) 768-1132, Fax: (949) 768-4045 jyeskin@suncoastinsurance.com www.SunCoastInsurance.com

SASSI - Salon & Spa Specialty Insurance

Sunderland Insurance Services, Inc.

21 Maple Ave., Bay Shore, NY 11706 Phone: (888) 823-9380, Fax: (631) 666-7646 info@brownyard.com www.sassiagency.com

3021 Citrus Cir., Ste. 220, Walnut Creek, CA 94598 Phone: (925) 942-4020, Fax: (925) 942-4021 casualty@sunderlandins.com www.sunderlandins.com

Sierra Specialty

Superior Access Insurance Services

389 Clovis Ave., Clovis, CA 93612 Phone: (559) 256-6900, Fax: (559) 256-6950 Mark@SierraSpecialty.com www.SierraSpecialty.com

6500 River Place, Bld 5, Ste 100, Austin, TX 78730 Phone: (800) 272-7550, Fax: (888) 272-7550 info@superioraccess.com www.superioraccess.com

Sloan Mason Insurance Services

SWBC

1230 Columbia St., Ste. 530, San Diego, CA 92101 Phone: (619) 325-1719, Fax: (619) 330-4512 paul@sloanmason.com www.sloanmason.com

84 | December 2, 2013 INSURANCE JOURNAL-NATIONAL REGION

28 Hawk Ridge Cir., Ste. 200, Lake St. Louis, MO 63367 Phone: (800) 828-3452, Fax: (636) 625-6125 dwight@stuckey.com www.stuckey.com

9311 San Pedro, Ste 600, San Antonio, TX 78216 Phone: (210) 525-1241, Fax: (210) 321-7530 swbcinfo@swbc.com www.swbc.com

www.insurancejournal.com

2013 Annual Program Directory Volume II – Alphabetical Directory of Markets

Swett & Crawford

See website for addresses Headquarters - Atlanta, GA 30327 Phone: (404) 240-5200, Fax: (404) 240-5393 info@swett.com www.swett.com 99 years of experience in helping to mitigate the risks of doing business here and around the globe. The blended strength of Swett & Crawford and Cooper Gay, with a combined $3.5 billion in premiums, delivers the world’s largest global wholesale brokerage and reinsurance org with more than 1400 insurance professionals in 60 offices on four continents.

Synergy Professional Associates, Inc. 100 Passaic Ave. Ste. 145, Fairfield, NJ 07004 Phone: (973) 995-0500, Fax: (973) 995-0501 irad@synergy-ins.com www.synergy-ins.com

The Insco Dico Group

True & Associates

The Insurancenter

U.S. Risk Insurance Group, Inc.

17771 Cowan Ave., Ste. 100, Irvine, CA 92614 Phone: (949) 263-3300, Fax: (949) 553-0406 Shirley@inscodico.com www.InscoDico.com

325 North Avenue East, Westfield, NJ 07090 Phone: (908) 379-2331, Fax: (212) 937-2339 dwg@trueassoc.com www.trueassoc.com

2901 Arizona Ave., Joplin, MO 64804 Phone: (800) 444-8675, Fax: (417) 623-0902 cwspecialist@carwashinsurance.com www.carwashinsurance.com

10210 N. Central Expy, Ste. 500, Dallas, TX 75231 Phone: (800) 232-5830, Fax: (214) 265-4976 julieb@usrisk.com www.usrisk.com

The McGowan Companies

Corporate Headquarters; 20595 Lorain Rd. Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 syoung@mcgowanins.com www.mcgowancompanies.com

UCA General Insurance Services 6363 Katella Ave., Cypress, CA 90630 Phone: (800) 222-5582, Fax: (714) 228-7855 bcolburn@ucageneral.com www.ucageneral.com

T.H.E. Insurance Company

10451 Gulf Blvd., Treasure Island, FL 33706 Phone: (800) 237-3355, Fax: (727) 360-3498 marketing@theinsco.com www.theinsco.com

TAPCO Underwriters, Inc.

3060 S. Church St., Burlington, NC 27216 Phone: (800) 334-5579, Fax: (336) 584-8880 Jhenderson@GoTAPCO.com www.GoTAPCO.com

Target Insurance Services

10 Tower Ln., Avon, CT 06001 Phone: (888) 888-1613, Fax: (860) 284-1113 info@target-capital.com www.target-capital.com

Ultra Risk Advisors

400 112th Ave. NE, Ste. 325, Bellevue, WA 98004 Phone: (425) 450-1090, Fax: (425) 450-1026 info@ultrariskadvisors.com www.ultrariskadvisors.com

The Mechanic Group, Inc.

One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965 Phone: (845) 735-0700, Fax: (845) 735-8383 mkatz@mechanicgroup.com www.mechanicgroup.com

Unifax Insurance Systems, Inc.

Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industries.

United Contractors Insurance Agency

Target Managers Insurance Services

10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 mkiger@tmi-group.com www.tmi-group.com

TCA, Inc.

8945 Bay View Ct., Gainesville, GA 30506 Phone: (770) 205-2958, Fax: (770) 205-2360 carlpeterson@tca-insurance.com www.tca-insurance.com

Tejas American General Agency 1620 La Jaita Dr., Ste. 300, Cedar Park, TX 78613 Phone: (888) 999-8242, Fax: (512) 342-2803 submissions@taga1.com www.taga1.com

Terheggen/Malone Marine Insurance P.O. Box 90249, Long Beach, CA 90809 Phone: (562) 916-7776, Fax: (562) 916-7750 tm@tmboatinsurance.com www.tmboatinsurance.com

The American Equity Underwriters, Inc. 32nd Fl, 11 N. Water St., Mobile, AL 36602 Phone: (866) 238-8754, Fax: (251) 690-4299 info@amequity.com www.amequity.com

The Hanover Insurance Group

440 Lincoln St., Worcester, MA Phone: (508) 855-1000, Fax: (508) 635-1193 etrevallion@hanover.com www.hanover.com

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23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

THOMCO, a division of Markel Service Incorporated P.O. Box 440549, Kennesaw, GA 30160 Phone: (800) 476-4940, Fax: (678) 290-2200 rpscaglione@thomcoins.com www.thomcoins.com

USG Insurance Services, Inc.

1000 Town Center Way, Ste. 300, Canonsburg, PA 15317 Phone: (724) 754-9007, Fax: (724) 265-5751 kskender@usgins.com www.usgins.com

TitlePac, Inc.

201 Eastpointe Dr., Muskogee, OK 74403 Phone: (800) 331-9759, Fax: (918) 683-0166 info@titlepac.com www.titlepac.com

Topa Insurance Company

USX/S

1800 Avenue of the Stars, 12th Fl, Los Angeles, CA 90067 Phone: (800) 949-6505, Fax: (310) 843-9409 gheatherington@topa-ins.com www.topains.com

Trinity Transportation Services

1555 Kingsley Blvd., Orange Park, FL 32073 Phone: (904) 278-7792, Fax: (904) 278-7794 trish@trinitytransp.com www.trinitytransp.com

Truckers Insurance Associates, Inc.

1280 Office Plaza Dr., West Des Moines, IA 50266 Phone: (800) 652-9515, Fax: (515) 276-1418 sfilean@truckers-insurance.com www.truckers-insurance.com

43-725 Monterey Ave., Ste. A, Palm Desert, CA 92210 Phone: (760) 345-9029, Fax: (800) 345-4851 info@ucisg.com www.uciagency.com

6929 W. 130th St., Ste. 100, Cleveland, OH 44130 Phone: (800) 574-8797, Fax: (440) 888-7380 brokers@usxs.net www.USXS.net

V3 Insurance Partners, LLC

115 Pheasant Run, Ste. 218, Newtown, PA 18940 Phone: (215) 600-0700, Fax: (215) 475-3959 don.barrand@v3ins.com www.v3ins.com

van Wagenen Financial Services

6483 City West Pkwy, Eden Prairie, MN 55344 Phone: (800) 437-5171, Fax: (952) 833-9416 sales@vanwagenen.com www.vanwagenen.com

VFIS

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7030 inquiries@vfis.com www.vfis.com

INSURANCE JOURNAL-NATIONAL REGION December 2, 2013 | 85

2013 Annual Program Directory Volume II – Alphabetical Directory of Markets Victor O. Schinnerer & Co.

Williams & Stazzone Insurance Agency, Inc.

W.A.Schickedanz Agency, Inc.

Willis Programs

Two Wisconsin Cir., Chevy Chase, MD 20815 Phone: (301) 961-9800, Fax: (301) 951-5444 vos.info@schinnerer.com www.schinnerer.com 300 W. Main St., Belleville, IL 62220 Phone: (618) 233-0644, Fax: (618) 233-0672 sales@waschickedanz.com www.waschickedanz.com

Western E&O

2155 Louisiana Blvd. NE, Ste. 10100, Albuquerque, NM 87110 Phone: (505) 837-2727, Fax: (505) 837-2828 info@westerneando.com www.westerneando.com

Western Experts in Transportation P.O. Box 1835, Kingston, WA 98346 Phone: (800) 843-2430, Fax: (360) 297-4882 aperkins.fergu08@insuremail.net www.westerndwf.com

99 N. Atlantic Ave., Cocos Beach, FL 32931 Phone: (800) 868-1235, Fax: (321) 868-2003 vstazzone@wsins.com www.wsins.com

1 New Hampshire Ave., Ste. 200, Portsmouth, NH 03801 Phone: (603) 334-3068, Fax: (603) 334-3090 willisnhprograms@willis.com www.willisprograms.com

Winery Pak Insurance Programs

1350 Treat Blvd., Ste. 300, Walnut Creek, CA 94597 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@winerypak.com www.winerypak.com

Woodus K. Humphrey & Co. (AmWINS) 7600 Fern Ave., Bldg 500, Shreveport, LA 71105 Phone: (318) 865-2454, Fax: (318) 861-6937 dick.chilvers@amwins.com www.amwins.com/wkh

Worldwide Facilities, Inc. - All Offices See Website for Locations Headquarters - Los Angeles, CA 90017 Phone: (213) 236-4500, Fax: (213) 244-9655 info@wwfi.com www.wwfi.com

Wrap Up Insurance Solutions

16141 Swingley Ridge Rd., Chesterfield, MO 63017 Phone: (636) 489-0185, Fax: (636) 536-7473 bbillhartz@trekadmin.com www.trekadmin.com

Yates & Associates Ins. Services P.O. Box 25133, Santa Ana, CA 92799 Phone: (800) 660-1125, Fax: (800) 378-8588 dgoddard@yates-assoc.com www.yates-assoc.com

Zurich North America Commercial 1400 American Ln., Schaumburg, IL 60196 Phone: (800) 382-2150 www.zurichna.com

Western Security Surplus Insurance Brokers, Inc. 595 E. Colorado Blvd., Ste. 810, Pasadena, CA 91101 Phone: (626) 584-0110, Fax: (626) 584-0144 kstevens@wssib.com www.wssib.com

Wildlife Insurance Underwriters, LLC 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 510-9119 cs@insurewildlife.com www.insurewildlife.com

World Wide Specialty Programs, Inc. 68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 dtaylor@wwspi.com www.wwspi.com

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NATIONAL COVERAGE

MyNewMarkets Umbrella for Hotels/Resorts

application service-providers (ASPs); business software & services (CRM,ERP,HR, BI); health care information software & data services; information services providers (data processor, data storage); technology services (installation, training, integration, advice);

Market Detail: Fulcrum Insurance Programs (www.fulcrumprograms.com) is offering a proprietary umbrella program targeting hotels and resorts in all 50 states. Coverage is with A-rated, admitted carriers.

Available limits: Minimum $20,000; maximum $250,000 Carrier: Unable to disclose, admitted States: All states Contact: Customer service at 425-453-5157

Mechanical Bull Insurance Market Detail: Cossio Insurance (www.cossioinsurance.com) offers affordable and high-quality insurance for mechanical bulls, bucking machines and other amusement devices.

Available limits: As needed Carrier: Unable to disclose States: All states Contact: Larry Cossio at info@cossioinsurance.com

internet technology service (e-commerce, online business); other technology service; other information services; traditional firms using technology within highly regulated industries for data privacy (health care, banking, government, retail); and business with annual revenues between $5 million and $500 million.

Technology & Information Liability Market Detail: Quadrant Insurance Managers’ (www.quadrant-us. com) Technology & Information Liability Program is designed for:

For over 36 years, the National Insurance Industry Council has raised funds for City of Hope’s mission to provide innovative treatments for people facing life-threatening diseases.

Steven DeCarlo, CEO of AmWINS and City of Hope’s 2014 Spirit of Life® honoree, encourages you to continue your legacy of support by participating in industry activities, large and small.

Your involvement does make a difference!

GET INVOLVED 2014 Event Calendar

Insurance industry executives gathered for the 2013 City of Hope tour.

Pasadena, CA City of Hope campus Duarte, CA

Monday April 7 Hoops for Hope

M. STEVEN DECARLO CEO, AmWINS 2014 Spirit of Life Honoree

Chicago, IL Des Moines, IA Los Angeles, CA Philadelphia, PA San Francisco, CA

Sunday, April 27 to Wednesday, April 30 Tristar Booth Denver, CO

Monday, July 14 City of Hope Golf Outing Sponsored by NIIC West Coast Committee Annandale Golf Club Pasadena, CA

Wednesday, August 20 Strike Out Cancer 300 Atlanta Atlanta, GA

To learn more, visit cityofhope.org/niic or call 800-272-2310, ext. 26370

COH16719.indd 1

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Saturday, September 13 Spirit of Life Gala Honoring Steve DeCarlo, CEO, AmWINS Atlanta, GA

Wednesday, October 15 Strike Out Cancer Splitsville Tampa. FL

September/October Los Angeles Wine Auction Dinner Venue TBD

DEV 20324 jjc

Wednesday, March 12 City of Hope Dinner Reception and Tour Hosted by NIIC Langham Huntington Hotel & Spa

11/18/13 9:19 AM

December 2, 2013 INSURANCE JOURNAL-NATIONAL | 87

NATIONAL COVERAGE

MyNewMarkets continued from page 87 Available limits: As needed Carrier: Unable to disclose States: All states Contact: Karen Harris at 614-841-1425 or email: kharris@quadrant-us.com

States: All states Contact: Dave Mello at 260-673-1238 or email: dmello@amerspec.com

Zoos & Aquariums

Market Detail: Professional Liability Insurance Services Inc. (www.plisinc. com) offers business interruption coverage for restaurants in the event of a food borne illness through its Trade Name Restoration program. Coverage includes immediate crisis management assistance in marketing, media support, government response, customer interaction and more.

The Trade Name Restoration program has $100 million in available capacity per trade name and offers up to an 18-month period of restoration. No restaurant is too large or

Market Detail: American Specialty Insurance & Risk Services (www.amerspec. com) offers a program tailored to zoos and aquariums. Types of coverages include: general liability (volunteers as additional insureds, sexual abuse/molestation); excess/ umbrella; liquor liability; commercial auto; property. Various deductible/SIR options are also available.

Available limits: As needed Carrier: Unable to disclose, admitted and non-admitted

Business Interruption Restaurants

Advertisers Index Readers, browse, contact, or do product searches on any of our full page advertisers at: www.insurancejournal.com/adshowcase/ Abram Interstate www.abraminterstate.com W8 ACE Insurance www.acelimited.com 19, 23 Agency Ideas www.agencyideas.com 32 Anderson & Murison, Inc. www.andersonmurison.com W8 Applied Underwriters www.applieduw.com 7, 92 Astonish Results www.astonishresults.com

W4; SC2; SE2; E2; M2 Burns & Wilcox Brokerage www.burnsandwilcox.com 3 Catlin US www.catlinus.com 2 City of Hope www.cityofhope.org 87 Demotech www.demotech.com 25 FEMA www.agents.floodsmart.gov/ij 25 Frenkel & Company www.cosmeticinsurance.com 21 Fujitsu www.fcpa.fujitsu.com 15 Gorst & Compass Insurance www.gorstcompass.com W5 Great American Insurance Group www.GreatAmericanInsurance.com 11 Great American- Specialty Human Services Division www.specialtyhumanservices.com 63

88 | INSURANCE JOURNAL-NATIONAL December 2, 2013

IICF www.iicf.org W2; SC4; SE3; E3; M3 Independent Insurance Agents of Texas www.iiat.org SC5 M.J. Hall & Company, Inc. www.mjhallandcompany.com W6 McClelland & Hine www.mhi-tx.com SC7 Monarch E & S Insurance Services www.monarchexcess.com W3 NIF Group www.nifgroup.com 71 PersonalUmbrella.Com www.personalumbrella.com 5 PULIC - Professional Underwriters Liability Insurance Company www.pulic.com 31 QBE www.qbededicated.com 11 Service King www.serviceking.com SE5 Sports & Fitness Insurance www.sportsfitness.com 29 State Compensation Insurance Fund www.statefundca.com W1 Tejas American General Agency www.taga1.com 3 The Hartford www.privatecompanyinsurance.com 9 The Sullivan Group www.gjs.com 20 Western Heritage Insurance Company www.westernheritageins.com 13 Westrope www.westrope.com 24

too small. Corporate, franchise and momand-pop operations are considered. No minimum premium.

Available limits: As needed Carrier: Certain Underwriters at Lloyd’s States: All states Contact: PLIS Product Team at 512-3280677 or email: underwriting@plisinc.com

Mobile Home Parks Market Detail: Capitol Insurance Cos. (www.capitol.net) provides accident insurance, auto, employment practices liability, general and umbrella liability, identity theft, liquor liability, professional liability, property and inland marine, and workers compensation coverage for mobile home parks.

Available limits: As needed Carrier: Unable to disclose, admitted and non-admitted States: All states Contact: Sales Rep at 608-829-4208 or email: marketing-agency@capitol.net

Cannabis - Dispensary and Growers Market Detail: GP Insurance Brokers, LLC (www.GPinsurancebrokers.com) offers products completed operations with health hazards that can be added to all growers and dispensary policies. GO Insurance Brokers’ MMDInsurance Services develops insurance programs for medical marijuana cultivators, dispensaries and manufacturers.

MMD provides a complete line of insurance products for cannabis industry-related businesses in all states permitting. MMD provides insurance coverage at competitive rates for commercial cultivators, dispensaries and other services associated with the production and distribution of cannabis.

Available Limits: Minimum $500,000, maximum $2 million Carriers: Lloyd’s of London States: All states Contact: Michael Aberle at 916-503-4808 or email: maberle@gpinsurancebrokers.com.

To submit a listing for MyNewMarkets, visit www.MyNewMarkets.com. www.insurancejournal.com

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Closing Quote with innovative products and services. Regional and local companies should act, not react. They should dominate their market in the areas that they choose to focus on.

Some observations from experience: Associates Associates should always be training for and moving up to positions that have more value to clients and generate greater revenue. In flat organizations, personal growth can only be achieved if skills are developed that produce more value to the organization. As associates develop and are freed from tasks that detract from revenue growth, the value gained should be a better customer experience.

With growth in skills and responsibilities, associates’ value should be recognized through compensation and increased accountability.

Independent Agents, Regional Carriers, Innovation and Excellence

I

By Bob Lathrop

nsurance organizations that are local or regional are a part of the largest segment of employers in the American economy. Why should they exist and succeed in a world where bigger is associated with better?

Their success is based on their ability to provide service that excels through responsiveness, collaboration and innovation that larger organizations are slower or unable to deliver. Consider: Responsiveness Local or regional insurance operations are able to (or should) deliver a more personal customer experience. It is easier for those organizations to provide customers with access to associates with the authority and values that are focused solely on satisfying the customer.

Collaboration It is easier to achieve “Trusted Adviser” status. The clients’ experience should be more personal, access to services more direct and the commitment to provide excellent service more apparent than in larger organizations.

Innovation Local and regional companies should lead the industry

90 | INSURANCE JOURNAL-NATIONAL December 2, 2013

Revenue-Generating Associates While most if not all functions should be linked to revenue or profit generation, those who directly generate revenue need to be supported by qualified, dedicated associates so that they can fully focus on the customer or prospective customer. Their focus should be on serving the customer and drawing new clients to the organization.

Minimalism Focus on what you do best and let go of tasks or services that can be better performed elsewhere at less cost.

Upsize and outsource. Work that can be done by others more efficiently and at less cost should be Local and regional pushed down or out of insurance organizations the organization.

Technology does not should dominate their necessarily improve the market. customer’s experience.

Clients want personal contact; they want to be valued.

Clients want to know what you can do for them, not what they can do for themselves.

Time is the most precious resource of the organization and client. Remove every impediment that takes away from customer acquisition, retention and service.

Organizations can always grow, improve and change to the benefit of clients, associates and stakeholders. A disciplined approach to continuous improvement and market focus will allow any organization, regardless of size, to thrive and lead their marketplace.

Lathrop is vice president, property/casualty, at Hallmark Specialty Underwriters. Phone: 210-949-9142. Email: blathrop@hallmarksu.com.

Website: www.hallmarkgrp.com.

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Expect big things in workers’ compensation. Expect to save a third of your clients 30% or more. Expect broad acceptance and few class limitations nationwide. Expect competitive commissions. For information call (877) 234-4450 or visit auw.com/us.

Š2013 Applied Underwriters, Inc. A Berkshire Hathaway company. Rated A+ (Superior) by A.M. Best.