Buyer's Presentation - UHG

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POWEREDBYKELLERWILLIAMSHONOLULURB-21303 BUYER'S GUIDE YOUR GUIDE TO HOMEOWNERSHIP JULIA FRAMO AKSELRUD REALTOR-ASSOCIATE® RS-84916 | MBA, MRP 609.865.6296 julia@framo-akselrud com juliasellshawaii kw com

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JuliaFramoAkselrud REALTOR-ASSOCIATE® RS-84916 | MBA, MRP 609.865.6296 julia@framo-akselrud com juliasellshawaii
POWEREDBYKELLERWILLIAMSHONOLULURB-21303

A Sound Decision

In my experience, a home isn't a dream home because of its size

It's about how you feel when you walk through the front door and the way you can instantly envision your life unfolding there.

This is about more than real estate - it‘s about your life, your dreams, and your desired outcomes Working with home buyers is not a one-size fits all process, so I approach each one of my clients individually, taking the time to understand their current situation, unique needs, and lifestyle I understand I am helping my clients open a new chapter of their lives, which is why I work so diligently to find the perfect home and handle every last detail of the homebuying process

I am honored to guide you through this process and excited to help you find that perfect home!

Building Your Preference Profile

Have you considered who my main contact will be?

What timeline would you like to strive for?

Have you looked into getting pre-approved for a home loan?

Have you thought about the price range you'd be comfortable with?

If I found a home today that checked all of your boxes, could you see yourself making a move sooner rather than later?

Your Home Wish List

To begin:

Who will be living in this home? Let's list adults, children, and pets that will inhabit the space

What are the non-negotiables for your home?

If you had to name your top five non-negotiables, what would they be?

Beyond your top five needs, what is something you really want?

Do you have a preference for the year the house was built?

Do you want a house in move-in condition or are you willing to do some work on it?

When people visit your home, what do you want it to say about you?

Are there any specific features that would make your next house feel instantly like home?

Will you require accessibility options?

The Home Buying Process

Getting pre-approved before beginning your home search will allow you to determine what you can comfortably afford and allow us to move quickly once we find the right home

Pre-approval shows that you are a serious buyer

Saves you time

Gives you leverage in a multiple-offer situation

2. NEEDS ANALYSIS

Describe your perfect home

What are your “must haves?”

When do you need to be in your home by?

3. SELECT & VIEW PROPERTIES

All brokers have access to the same information

If you see a home on a website, at an open house, at a new construction development, etc CONTACT US!

Our average buyer looks at #? properties before finding the right HOME

Communication is key to finding the right home quickly!

4. WRITING AN OFFER

Be prepared to move quickly once we have found the right home

Understanding a Seller’s Market vs Buyer’s Market

Earnest Money Deposit

Proof of funds for your down payment and closing costs

Pre-approval letter

Letter to the seller

5. NEGOTIATE

After we present your offer to the listing agent, it will either be accepted, rejected, or the seller will make a counter-offer This is when we will use our knowledge of the market & expert negotiating skills to negotiate the terms of the contract on your behalf

6. CONDUCT APPLICABLE INSPECTIONS

Once the seller has accepted your offer to purchase their property, it is time to bring in a professional home inspector to ensure the property meets the required standards Any serious issues that arise will be brought to the attention of the seller and we will help you negotiate who will be responsible for fixing the noted repairs

7. REMOVE CONTINGENCIES

Financing Contingency - If financing the purchase, the contract will state that it is contingent on the home appraising for the contract price and financing

Inspection Contingency - Purchase is contingent on the property being professionally inspected and repairs done by the seller

Home Sale Contingency - Selling your current home

Credit Check Underwriting Survey Appraisal Insurance
MORTGAGE LENDER
8.

10. OBTAIN FUNDS FOR CLOSING

11. FINAL WALK-THROUGH

12. CLOSE ON THE PROPERTY

Take possession of your new home!

Financing Your Future Home

Home Loans at a Glance

Get pre-approved for your loan

Apply for a mortgage

Get your home appraised

Your loan goes through underwriting

You're cleared to close!

Have on Hand

A month's worth of your most recent pay stubs

Copies of your federal tax returns and W-2's from the last two years

The names and addresses of your employers over the last two years, compiled into one list

Last three months of bank statements

A copy of your real estate agreement

The names and addresses of your landlords over the past two years

Divorce/separation decree

Child support papers

Bankruptcy, discharge of bankruptcy papers

Home Loans Made Simple

Integrated with KW technology, Keller Mortgage makes for a swift, simplified experience that expedites the process so you can move into your new home, faster Available exclusively through KW agents like me, you'll enjoy unprecedented savings on time and money.

The

Working with a Keller Williams agent like me has its

Whether this is your first time securing a home loan or your 15th and you ' re ready for a better alternative, look to Keller Mortgage for a modernday mortgage solution

The Pre-Approval, Perfected The Zeroplus Loan
Line A Keller Mortgage exclusive Eliminate signing and lender fees Shave off up to $1,000 from thirdparty costs Enjoy super-low interest rates 1 2 3 4 Apply directly and digitally Simplify and expedite the process 1. 2
Bottom
perks

Your Trusted Partner

From the day you partner with me, and even past the day you step foot in your new home, consider me your dedicated real estate adviser Whatever you need, I have the resources and expertise to guide your decisions. Throughout your transaction, you can come to me for both the little things and the important steps, like comprehensive home insurance and competitive financing - I have the inside edge on both

After your purchase, ask me to recommend fully vetted service specialists or about how you can care for your home Further down the road, should you ever want to sell, I'll be your trusted point person. You'll always have my number, and I'll always be ready to spring into action; just say the word!

A Promise

To serve the community as a leader in the real estate industry and as a friend and neighbor

To always do the right thing, even if it isn't what is easiest.

To take care of your needs at the highest level through unparalleled professionalism and attention to detail No request is too small

To serve as a trusted local expert and adviser by your side.

To consistently and clearly communicate with you in the manner and frequency that you prefer.

To treat you and your family with straightforwardness, integrity, and respect at all times

To answer your questions, ease your concerns, reduce your stress, and expertly handle the entire real estate transaction

To hold myself accountable to finding the perfect home for you - after all, that is what my business is built on

The Bottom Line

Real estate is complicated

That's where I come in

At the closing table, my goal is for you to feel that the purchase of your home exceeded all of your expectations, so throughout our interactions - from search to closeI'll work hard to achieve that goal

When you choose me as your partner, you are not just getting a trusted, respected agent - you are getting a local expert who is passionate about serving our community and those who call it home

Let's get started.

Julia Framo Akselrud 609.865.6296 julia@framo-akselrud com juliasellshawaii.kw.com POWERED BY KELLER WILLIAMS HONOLULU RB-21303 970 N Kalaheo Ave #A-208 | Kailua, HI 96734 REALTOR-ASSOCIATE® RS-84916 | MBA, MRP
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