ULTIMATE G U I D E By John Duerinckx
HOME
Refinancing and renovation; is it time? Since the beginning of the year, interest rates have plummeted to new record lows, with some lenders offering home loan rates below 4% p.a.
Jim’s fencing Jim’s Fencing Coffs Harbour south is a newly established family run business, within the Jim’s network. Darin and Emma Singleton can assist you with all your fencing needs, plus the little extras. Jim’s Fencing is the leading fencing organisation in Australia, with a proven track record for expert advice and superior workmanship. So why choose Jim’s Fencing for your fencing needs? We guarantee that all workmanship is to the highest standards and supply a 10 year workmanship guarantee. Jim’s Fencing can offer you a wide variety of fencing style, products and materials, including PVC, aluminium fencing styles and modular walls. We also do automated and custom made gates and designs of traditional timber and metal fencing, limited only by your imagination.
All Jim’s Franchisees are comprehensively insured, and they are all police/security checked. Jim’s Fencing offers a service second to none. The person who does the quote does the work on time. Our commitment is to build fantastic looking fences at fair prices. You will find all our pricing excellent value for money, using the highest quality of materials. Some types of fences Darin and Emma from Jim’s Fencing can offer you vary from pool compliant fencing, including glass panels, Australian Brushwood screening, modular walls for privacy, aluminium slats or pickets, timber picket fences, all the way to Colorbond and normal timber paling fences. Call Darin and Emma on 131 546 and ask us to help you design a fence to suit your personality and ideas.
As a result, home owners, investors and even potential buyers are in the perfect position to take advantage of this low rate environment.
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Of course, not all lenders have cut their rates by equal amounts. Some lenders are competing more aggressively than others. So, if you have been in the same mortgage for a while, now could be the best time to review your situation and see if your current home loan is still right for your needs.
saving you thousands of dollars over the life of your loan.
I can also help you refinance your mortgage in order to access any equity you have built up in your property - equity you can then use to renovate your current home. Regardless of whether you want to give your
As your local broker, I have access to hundreds of home loan products from my panel of over 20 lenders, so I can see if there is a better product for you.
entire home an overhaul, or put a pool in
If there is a better product on the market, I can help you refinance your home loan, potentially
a great way to improve your current home,
the backyard in time for summer, I am here to help. With interest rates at record lows, unlocking the equity in your property now is without breaking the bank.
0VS '3&& IPNF MPBO TFSWJDF JT Our FREE home loan service is MJLF IBWJOH EJŨFSFOU MFOEFST like having 28 lenders DPNQFUJOH GPS ZPVS MPBO competing for your loan And we’re more than just home loans:
t • Home loans & refinancing loans t • Property Investment loans t • Commercial loans t • Personal loans and insurance t • Car loans & equipment finance t • Financial planning
02 6651 1986 or 0429 047 796
MortgageChoice.com.au/john.duerinckx 70 Moonee Street, COFFS HARBOUR 31 Little Street, COFFS HARBOUR NSWNSW 24502450 Mortgage Choice Limited ACN 009 161 979. Australian Credit Licence 382869.
78 coffs coast focus.