A New Option for New Medicare Eligibles by Stephanie Frisch network offered in Orange County. But now there is St. Joseph-Hoag Health, and it is a WONDERFUL addition and opens the doors to an extremely large group of primary care doctors, specialists and includes Mission, Hoag, St. Joseph and St. Jude’s hospitals. This new network has combined 9 previously separated medical groups into one. hen someone goes active with Medicare Part A and B they generally have two choices to make to round out their coverage. They either choose a Medicare supplemental plan (also known as Medi-gap) and a stand-alone prescription drug plan, or, they can enroll in a Medicare Advantage plan that generally offers a zero premium, but locks someone into a medical network to receive all of their care that isn’t an emergency.
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Hoag Medical Group, Hoag Affiliated Physicians, Mission Heritage Medical Group, Mission Hospital Affiliated Physicians, Mission Internal Medical Group, St. Joseph Heritage Medical Group, St. Joseph Hospital Affiliated Physicians, St. Jude Affiliated Physicians and St. Jude Heritage Medical Group. So anyone selecting the St. Joseph-Hoag Health network has access to all the specialists participating in these groups if their primary care physician is a part of just one of the groups. Selecting St. Joseph-Hoag health gives you the ability to receive scheduled medical care at all of the hospitals previously mentioned as well. (If you encounter an emergency, you go to the closest hospital until stable enough to be moved)
Medicare Advantage HMO plans carry a zero premium here in Orange County, so give me a call to find out more if you’ll be going on In the past, Monarch has been the largest Medicare anytime soon.
Stephanie Frisch is the owner of Insurance 101 and is an independent insurance broker dedicated to helping others make “educated decisions” about their insurance choices when it comes to Medicare, Long-Term Care Planning, The Health Insurance Marketplace-Covered California and Life Insurance. For answers to your questions, or an in-home, no-fee consultation, call (949) 351-2443.
FEBRUARY 2015
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SOUTH COUNTY MAGAZINE