16 | May/June ‘11
Home Equities as low as 2.99%
APR*
Our low-rate Home Equity Loans are great for everything from home improvement to debt consolidation. Our low-cost refinance options could help lower monthly payments. Discover locally serviced loans and biweekly payment options.
Get started today! It’s easy to apply: • Online at www.capcomfcu.org/homeloans • By phone at (518) 458-2195 or (800) 468-5500 ext. 2924. • Visit any branch location
*Annual Percentage Rate. Mortgages in New York State only. All Line-of-Credit loans require a minimum initial advance of $5,000 and a minimum limit of $10,000. The rate quoted is based on a loan-to-value up to 80%. Other rates/terms available. Sample payment for 2.99% Annual Percentage Rate is $5.54 per $1,000. Rates were effective 3/16/11 and are subject to change without notice. New York State Mortgage Tax and county filing fee will apply. Additional closing costs may apply. Credit Union membership required.
Phone Numbers CCFCU Phone (518) 458-2195 CCFCU Toll Free (800) 468-5500 CCFCU Fax (518) 458-2261 Touch-24 (518) 458-8986 Touch-24 Toll Free (800) 634-2340 Hours of Operation Lobby: Mon — Wed: 8:30 a.m. - 4:30 p.m. Thurs & Fri: 8:30 a.m. - 6 p.m. Sat: 8:30 a.m. - 12:30 p.m. Drive Thru: Mon — Wed: Thurs & Fri: Sat:
8 a.m. - 5 p.m. 8 a.m. - 6 p.m. 8:30 a.m. - 12:30 p.m.
Early drive thru hours 18 Computer Drive East, Albany 4 Century Hill Drive, Latham Mon — Fri: 7:30 a.m.
Branch and ATM Locations Albany (Main Office and mailing address) 18 Computer Drive East Albany, NY 12205-1168 Brunswick 799 Hoosick Road Clifton Park 1744 Route 9 Cohoes 219 Ontario Street Colonie 341 New Karner Road Glenmont 384 Bender Lane Latham 4 Century Hill Drive Niskayuna 582 Balltown Road North Greenbush Route 4
CAP COM FCU is federally insured by the National Credit Union Administration.
Other ATM Locations Clifton Park Food Court, Clifton Park Center Waterford (Limited branch hours) 260 Hudson River Road Other surcharge-free options SUM Networks COOP ATM To find the ATM nearest you, visit www.capcomfcu.org and choose “Locations/ATMs” on our home page. Then, click on “Branch/ATM Locator.” WEB BANKING www.capcomfcu.org Secure online banking MOBILE BANKING www.capcomfcu.mobi Web-enabled mobile device banking