BMI Magazine Issue 32

experience

knowledge

REAL ESTATE GIBRALTAR & SPAIN

PROPERTY LISTINGS | NEW DEVELOPMENTS | INFO ARTICLES | MORTGAGE RATES

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1

We are struggling!

Yes, I thought that might get your attention.

We are in fact struggling with both our lettings and sales portfolio, both of which are diminishing.

We had said that the market was buoyant and we had predicted that demand would at some point outstrip supply!

Ladies, Gentlemen, Prophets of Doom, Sceptics, all those who dismissed my quarterly rants of cautious optimism………………… we have arrived!

The past few months, (since I last put pen to paper) have been truly extraordinary.

The demand for lettings has left us with what can only be described as a lettings portfolio on a hunger strike, we are running at an average of 5 properties and know of other agents with zero on their portfolio.

In turn the price hike generally across the board has been quite spectacular with several of our portfolio Landlords re-confirming that there statements showing increased yields are indeed correct. Note of course that we have just come out of a lettings market driven by oversupply resulting in a weakened market. Just to be clear and for the avoidance of doubt, we have seen some units jump in price by up to 25% over a period of just 3-4 months.

The sales market has been no different, with the overriding factor being lack of supply and well-priced properties, many of which we had highlighted as good value, being sold over the past few months. Clearly we are massively encouraged by this and dare I say it again, we had suggested that this would be the case. Sales are buoyant across the entire three main markets (low, mid and high) with the mid and high end properties seeing the healthiest margin and higher volumes of sales. This may be driven by that fact that the recent developments of Waterport

4

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Terraces, Nelsons and Cumberland estates

a local market able to move up the ladder

Wishing you all a great summer ahead and in

may have taken a little of wind out of the sails

given improved earnings and existing equity,

the fine words of Mr Richard Quest, whatever

at the lower end.

or the increase in HNWI’s leaving their high

you are up to, “we hope its profitable”!..

taxed homeland and taking up residency on Another market which is seeing strong growth

the Rock – the fact is that it’s all of the above

is the £1m plus market, yet again a factor we

combined that delivers the answer on why

Yours Sincerely

have also been making reference to over the

the past few months have pushed up the

Louis C. Montegriffo

past 12 months and a clear indicator of the

property market to the levels that we are

Managing Director.

calibre and the confidence in our economy by

experiencing.

some of the wealthier clients in Gibraltar. We are of course delighted that BMI was involved

The following graph perfectly describes what

in the sale of Lind House and Beaulieu House

we have been writing about for some years

(in the South District), both of which will see a

now, and gives our position on average

massive improvement of the area with two or

property values in Gib up to and including

three stunning Villas developed on the plots.

2012:

I guess the question that you may ask yourselves is why? …more importantly why now?

Well, we think that there are various factors surrounding the evident strength in the market and we believe that the obvious indicator is clearly demand outstripping supply. Importantly though, it would also be fair to include the fact that the economy, as indicated by the Chief Minister in this year’s budget, is strong with growth in GDP of 7.8%, GDP per capita of £41,138 placing us in 4th position globally and a net debt of approx. 24% of GDP. There’s no doubt that so far it’s a pretty Clearly the above measure up to a robust and

picture and given figures which we are

confident economy and adds a great deal of

collating for 2013, one can safely say that the

weight to what we consider underpins the

trend continues north!

main reason to our recent success’ in the market; that being Gibraltar and the product.

We hope you find our magazine of interest

Some may argue that it’s the influx of ex-

and of use and as always we thank our

pat Spanish residents returning to Gib, or

advertisers and contributors for their support.

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5

Life has moved on...line Sapphire Networks, growing with your needs

www.sapphire.gi +350 200 47 200 - info@sapphire.gi Suite 3.0.3 Eurotowers, PO Box 797, Gibraltar

Contents Gibraltar Sales Studio & 1 bedroom 2 bedrooms 3 bedrooms 4+ bedrooms

08 10 20 28

Spanish Properties

32

Living in Gibraltar or in Spain? 16 24 Gibraltar: a vibrant and growing EU insurance domicile Rates

42

Directory

43

BMI Magazine

experience

knowledge

Tel: (+350) 200 51010 Fax: (+350) 200 42621 Email: info@bmigroup.gi www.bmigroup.gi

REAL ESTATE GIBRALTAR & SPAIN

PROPERTY LISTINGS | NEW DEVELOPMENTS | INFO ARTICLES | MORTGAGE RATES

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Development Consultants SUNSET CLOSE

atlanti csuites europort residential

Thompsons Cottage 12/2

Naval

Hospital

THE

Hill

Genista House Mediterranean life at it's best...

kings wharf ANCHORAGE

T H E U L T I M AT E R E S I D E N T I A L B L I S S

Mews

BUENA VISTA

The information provided within this magazine is for informational purposes only. BMI Property Matters Ltd endeavours to ensure that material contained in this magazine is accurate and complete at the date of publication; however BMI Property Matters ltd does not guarantee the accuracy or completeness of the information, including photographs, text, graphics, renderings and other items contained herein. You should further recognise that information contained in this magazine may become out of date at any time. This includes the properties which are listed, which may become unavailable at any time.

All prices, features, specifications, plans and availability are subject to change without notice. All maps, floor plans, drawings and elevations are artist renderings and are for informational purposes only. All dimensions and specifications are approximate.

This magazine and the information contained in it is provided for use “AS IS� without any warranty (whether express or implied) of any kind and no responsibility is assumed for the owners or operators of or content in any of the advertisements contained herein.

BMI Property Matters Ltd does not accept any liability, loss or damage of any kind arising from any inaccuracy or omission in or use of your reliance upon any information in this magazine.

Nothing contained in this magazine is intended to and does not constitute any offer to sell or the solicitation of an offer to buy any product or services from any member, officer or agent of BMI Property Matters Ltd. Nothing contained in these Terms and Conditions shall restrict or exclude any liability that BMI Property Matters Ltd shall have to any person which cannot be excluded or restricted by law.

Magazine designed & printed by www.piranhadesigns.com

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7

G I B R A LTA R S A L ES | Studio & 1 Beds

Studio/ 1beds

BOTH WORLDS

ATLANTIC SUITES

ATS038

Studio | 1 bathroom

Studio apartment of approximately 20sqm internally and 9sqm of terrace is located in the eastern side of Gibraltar within the retirement complex. This apartment is sold fully furnished, includes a fully fitted kitchen with Electrodomestics included, fully fitted bathroom, fitted wardrobe and storage cupboards. Provides panoramic views of the Mediterranean Sea. Amenities includes access to a sandy beach.

BMI Group is offering a spectacular studio apartment located within this exclusive new development just completed. This property has been furnished to a very high standard and is available for sale fully furnished. Amenities include, gymnasium and communual swimming pool. Must be viewed.

£89,950.00

£199,950.00

OCEAN VILLAGE

MARINA BAY

1 bedroom | 1 bathroom

1 bedroom | 1 bathroom

1 bedroom | 1 bathroom

One bedroom apartment on a 3rd floor located within this exclusive development. This apartment is sold partly furnished and is ready for immediate occupation. Ideal buy to let opportunity. Amenities includes swimming pool, squash courts and air conditioning/heating system. Must be viewed.

One bedroom, one bathroom apartment of approximately 40sqm internally plus 13sqm of terrace located within the 14th floor of the second phase of Ocean Village. As part of the ocean village complex there is full access to all the pool areas and vibrant commercial and social facilities. The property has been finished to a high standard with a fully fitted kitchen and appliances. Includes a private parking space within the underground garage.

Sold furnished.

Charming one bedroom, one bathroom located on a 1st floor apartment in the sought after area of Marina Bay. Provides open plan designer kitchen, includes Bosch electrical appliances/living/dining room. Offers stunning views over the Marina and affords a private balcony.

Amenities include communal swimming pool and private parking not allocated.

£240,000.00

£280,000.00

EUROTOWERS

£185,000.00 8

EAS031

Studio | 1 bathroom

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EUR071

Partly furnished.

Viewing is highly recommended.

Studio & 1 Beds | GIBRALTA R S A L E S

TRADEWINDS

TRA022

HIGHCLIFFE HOUSE

SOU286

ATLANTIC SUITES

ATS079

1 bedroom | 1 bathroom

1 bedroom | 1 bathroom

1 bedroom | 1 bathroom

Spacious one bedroom one bathroom apartment in this sought after development within the marina. Open plan fully fitted kitchen, lounge/dining room leads onto a marina facing terrace. Features include floor to ceiling windows and sliding doors to the terraces, latest contemporary fixtures & fittings and wooden floors. this apartment is decorated to high standard and is sold as seen. Allocated underground parking space included.

Currently let - buy to let only.

Unique duplex penthouse situated within this exclusive development in the south district. This property provides a spacious living room/dining room with direct access to a terrace overlooking the bay and Africa. This property is bright and airy and includes a high tech quality kitchen with appliance included, utility room and down stairs cloak room, master bedroom is located within a mezzanine floor and includes an en-suite bathroom with Jacuzzi bath and two private terraces. Also includes private parking space within the secure underground garage. Reverse Air conditioning and heating system throughout. Amenities include communal swimming pool, gymnasium & terrace.

Spacious one bedroom, one bathroom apartment located on a high floor within this superb luxurious development.

Fitted to a high standard providing a spacious open plan kitchen/living/dining room leading to a south facing terrace, offering stunning views of the Rock, Bay and Africa. Features fitted wardrobe in bedroom, wooden flooring throughout and reverse air-conditioning throughout. Must be viewed.

£319,000.00

£359,000.00

£360,000.00

ATLANTIC SUITES

ATS061

ATLANTIC SUITES

ATS080

KINGS WHARF

KW27036

1 bedroom | 1 bathroom

1 bedroom | 1 bathroom

1 bedroom | 1 bathroom

Spacious one bedroom apartment located within this exclusive development. This apartment provides sea views and has a terrace which is accessed from the living room.

The kitchen is spacious and is fully fitted. The large master bedroom provides fitted wardrobes. There is a walk in shower in the bathroom and plenty of storage cupboards in the entrance hall. Must be viewed.

Stunning one bedroom, one bathroom apartment located on a high floor within this exclusive development.

This south facing property enjoys stunning views of the Rock, Bay and Africa. Finished with the latest high spec contemporary kitchen and appliances as well as under floor heating in the bathroom, includes comfort cooling and heating. Amenities include swimming pool and health spa. Viewing is recommended.

Luxury apartment located within this new development in this prime location of Queensway Marina. This apartment of approximately 65sqm internally will provide a terrace of approximately 55sqm facing North/West. The apartment will consist of one bedroom, one bathroom, open plan kitchen and is situated on a mid floor. The apartment has been finished to a very high standard throughout and high tech quality finishing`s, also includes a parking space, air conditioning and heating. The development will include communal swimming pool and gymnasium. Suitable for Cat2 status.

£360,000.00

£385,000.00

£390,000.00

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9

Make your property

purchase totally

stress free

Our team of specialists are committed to providing you with detailed and practical advice whether you are buying a property, straying a business or you are going through a divorce, in order for you to properly understand the process and make informed decisions about your future.

Our firm has substantial expertise in telecoms, gaming & betting, international tax planning, private clients, employment, wills & estates, insurance and civil and criminal litigation.

Let Verralls take care of it.

Verralls Barristers & Solicitors 2B Centre Plaza, 2 Horse Barrack Lane, Gibraltar Tel: +350 200 47252 Fax: +350 200 72789 Email: office@verralls.gi

www.verralls.gi

Your gateway to our expertise.

Welcome Premium Banking is a very different, highly personalised service that starts with one simple question, ‘what do you want it to mean to you?’ Understanding this enables us to tailor the service to meet your own personal requirements ensuring you enjoy the full benefits of Premium banking with NatWest in Gibraltar.

Expect more

For an appointment with one of our dedicated Premium Banking Relationship Managers, please call 00 350 200 70654.

The Royal Bank of Scotland International Limited trading as NatWest (NatWest). Registered Office: P.O. Box 64, Royal Bank House, 71 Bath Street, St. Helier, Jersey JE4 8PJ. Regulated by the Jersey Financial Services Commission. Business address: PO Box 11, 16 Library Place, St Helier, Jersey, JE4 8NH. NatWest is the registered business name of The Royal Bank of Scotland International Limited under the Business Names Registration Act. Gibraltar business address: National Westminster House, PO Box 707, 57 Line Wall Road, Gibraltar. Regulated and authorised by the Financial Services Commission, Gibraltar to undertake Banking and Investment Business from 57 and 55 Line Wall Road and 1 Corral Road, Gibraltar. Premium Banking service is offered subject to status, Terms and Conditions apply. Calls may be recorded.

G I B R A LTA R S A L ES | 2 Bedrooms

2 bed

UPPER TOWN

ROSIA PLAZA

12

SOU459

UPP032

CARLTREE HOUSE

DEV012

2 bedroom | 1 bathroom

2 bedroom | 1 bathroom

Attractive and bright 2 bedroom, 1 bathroom, guest cloakroom, 1 reception room apartment located in the mid upper town area with private entrance. This property provides spacious living area and good views of the bay. Features high ceilings making it feel more roomy and original ceramic flooring throughout pertaining to its period. Property has great potential and possibilities for extending. A blank canvas suitable as a starter home.

Three bedroom duplex apartment converted into a two bedroom plus studio but easily converted back. This property is light and spacious and provides a large family kitchen and sitting room. The two bedrooms have plenty of storage throughout. The bathroom has recently been refurbished. Provides wooden laminate flooring througout.

Air conditioning also features within this property. There is parking facility within the vicinity and a communal patio with barbeque area. viewing is highly recommended. Great starter home!

£152,500.00

£159,000.00

SOUTH DISTRICT

SOU471

EUROTOWERS

EUR049

2 bedroom | 2 bathroom

2 bedroom | 1 bathroom

2 bedroom | 2 bathroom

Two bedroom, two bathroom apartment located in the south district within this popular luxury development.

The apartment is of approximately 95sqm internally and 20sqm of terrace. It is facing south and includes a private parking space located in the secured underground parking.

Amenties include air conditioning/heating system and state of the art gymnasium. Great rental investment potential.

Viewing is highly recommended. Sold fully furnished.

This stunning two bedroom, one bathroom apartment located in the south district. Well decorated throughout and ready to move in (completely refurbished 3 years ago), spacious living/dining room with access to a private terrace of approx. 8m2 with spectacular views of the bay Africa.

Fully fitted kitchen inclusive of appliances. Spacious master bedroom with access to terrace. Sold partly furnished.

Viewing is is a must. * Oak hardwood flooring * Ceramic in Kitchen and bathroom * New fitted wardrobe in main bedroom * Awning in balcony * With lift

Two bedroom, two bathroom duplex apartment located within this ever popular luxury development. Provides spacious kitchen/diner with fitted units and inclusive of appliances, spacious living room and bedrooms, wet room and bathroom. Great views of the rock and partial sea views. Buy to let opportunity. Sold as seen. Viewing is highly recommended.

£230,000.00

£235,000.00

£289,000.00

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2 Bedrooms | GIBRALTA R S A L E S

SOUTH DISTRICT

SOU461

OCEAN VILLAGE

OCE157

EUROPLAZA

EPL114

2 bedroom | 1 bathroom

2 bedroom | 2 bathroom

2 bedroom | 2 bathroom

Well maintained 2 bedroom apartment of approximately 95m2 in the South District. The property is sold furnished comprising of a fully fitted kitchen with an adjacent utility patio, bathroom, guest cloakroom and spacious living room. Includes a lock-up garage.

Viewing is recommended.

Two bedrooms, two bathroom (one en-suite) apartment of approximately 77sqm and 11sqm east facing terrace with rock views. The property is in good condition throughout and has been fitted to a high standard. Open plan kitchen / living dining room leading to terrace. Features hard wood flooring throughout except bathrooms which have been fitted in Italian Marble. Sold partly furnished and is ready for immediate occupation. Ideal for those looking to buy to let.

The development provides communal swimming pool and landscaped gardens as well as gymnasium.

Bright two bedroom, two bathroom apartment located on a high floor. The apartment has been decorated to a high standard throughout. Offers partial sea views from kitchen with a south aspect and overlooks Morrison supermarket from private north facing balcony. Parking space within the secure underground garage is also inclusive.

£320,000.00

£335,000.00

* Fitted wardrobe in both bedrooms * By separate negotiation option to purchase a 4 bedroom duplex apartment directly above which would add approximately 140m2 of living area plus 40m2 terrace.

£300,000.00

KINGS WHARF

KW27052

KINGS WHARF

KW27020

Viewing is a must.

KINGS WHARF

KW27116

2 bedroom | 2 bathroom

2 bedroom | 2 bathroom

2 bedroom | 2 bathroom

Luxury apartment located within this new development recently completed in this prime location of Queensway Marina. This apartment of approximately 84sqm internally provides a terrace of approximately 8qm and is located on a hight floor North/west facing. The apartment will consist of two bedrooms, two bathrooms, kitchen and living room, includes a parking space. Available for CAT2

Luxury apartment located within this new development situated in the prime location of Queensway Marina. This apartment of approximately 85sqm internally will provide a terrace of approximately 8sqm and will be facing the bay well as views of the rock. The apartment will consist of two bedroom, two bathroom open plan kitchen.

The apartment will be finished to a very high standard throughout with high tech quality finishings, will also include a private parking space, air conditioning and heating. The development will include communal swimming pool and gymnasium

Luxury two bedroom two bathroom apartment located on a low floor with a west / north aspect. Provides an area of approximately 87m2 internally and terrace/ balcony of approximately 20sqm. Fitted to a very high standard throughout with high tech quality finishing’s, includes a private parking space, air conditioning (Dual system). Amenities include a communal lap pool, state of the art gym and gardens. Viewing is a must. Currently let unfurnished. Ideal buy to let opportunity!!!! 24 hrs notice required for viewings.

£350,000.00

£365,000.00

£375,000.00

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G I B R A LTA R S A L ES | 2 Bedrooms

Anchorage

ANCHORAGE

ANCH117

QUUENSWAY QUAY

QUE082

2 bedroom | 2 bathroom

2 bedroom | 2 bathroom

2 bedroom | 2 bathroom

Set in an exclusive gated development within Gibraltar`s south district. This spacious two bedroom, two bathroom apartment has magnificent views of the straits of Gibraltar.

Amenities include a well equipped gymnasium and fabulous gardens and play area. Suitable for Cat2 status. Must be viewed!

Stunning two bed apartment located on a high floor with superb views to the Bay / Strait of Gibraltar and to the Rock.

An extremely spacious apartment of approx. 109 sqm internally with hard wood floors throughout and decorated to high standards inclusive of A/C and high quality openplan kitchen. In addition the property affords a substantial terrace decked area of 20sqm with stunning views. Living areas are substantial throughout with a living room / dining area of approx. 45sqm as well as large master bedroom with en-suite. Must be viewed!!

Two bedroom, two bathroom apartment of approximately 95sqm with a terrace of approximately 10sqm within this popular luxury marina complex. This apartment provides a spacious kitchen, living room and bedrooms share access to terrace enjoying views of the marina and bay.

Master bedroom provides en-suite bathroom, second bedroom has fitted cupboard. Amenities also include a communal swimming pool and gymnasium. Parking space is also included within the underground garage. Sold fully furnished. Viewing is recommended.

£385,000.00

£395,500.00

£480,000.00

OCEAN VILLAGE

14

ANCH114

OCE156

Rock Gardens

ROCKG005

Tradewinds

TRA002

2 bedroom | 2 bathroom

2 bedroom | 2 bathroom

2 bedroom | 2 bathroom

This modern Luminous Waters apartment in Grand Ocean Plaza offers quality fittings and a high level of finish throughout. It boasts a luxury fitted kitchen with top of the range appliances, designer bathrooms with underfloor heating and is fully air-conditioned. The bright living area leads onto a spacious terrace with fantastic views. The property includes an allocated parking bay and residents enjoy 24 hour security and access to the extensive pool area.

Luxurious apartment decorated to a very high standard and situated in an elevated position within this new development Rock Gardens providing spectacular views across the Bay of Gibraltar. Rock Gardens comprises of beautiful light and spacious apartments and penthouses complete with cutting edge fittings and features that will arguably elevate this address to one of the most sought after in Gibraltar. This spacious apartment is of approximately 115sqm internally and 20sqm of terrace and includes a private parking space.

Amenities include communal swimming pool. Viewing is highly recommended.

Luxurious development conveniently located at Marina Bay between the town centre and the Spanish/Gibraltar border, Tradewinds occupies the last section of waterfront land at Marina Bay. This apartment is located within the first tower and consists of a spacious two bedroom facing directly onto the Marina. Features include floor to ceiling windows and sliding doors to the terraces, latest contemporary fixtures & fittings, Poggenpohl fully fitted kitchens, wood floors and air-conditioning. An underground parking space is also inclusive. This property is currently let until end of 2014.

Ideal as an Investment!!!! CAT 2 status.

£499,999.00

£599,000.00

£620,000.00

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2 Bedrooms | GIBRALTA R S A L E S

The Sails

QUE058

CLIFtons

SOU312

ADmirals place

SOU340

2 bedroom | 1 bathroom

2 bedroom | 2 bathroom

2 bedroom | 2 bathroom

Stunning two bedrooms, one bathroom apartment located within this exclusive development in the Queensway marina. This property provides views of the marina from a large terrace. The bedrooms provide fitted wardrobes.

Sold fully fitted. includes a private parking space. Amenities include communal swimming pool. Buy to let. Must be viewed.

2 bedroom, 2 bathroom penthouse in this luxury development found in the south district. The Cliftons boasts a beautiful setting of the restored old Naval Hospital.

This penthouse is 169 sqm and has a fantastic living room with open plan kitchen, walk-in wardrobes and en-suite bathrooms in both bedrooms and a fantastic large terrace.

This apartment comes with a parking space and has access to the communal gym and pool.

Beautifully appointed two bedroom, two bathroom colonial style apartment located within this secure gated development with beautiful landscape gardens and a communal swimming pool. This apartment provides a spacious kitchen with access onto a private patio ideal for barbecues! The living room is very spacious with a dining area and has access onto a terraced garden with ample space for entertaining. There is a cloak room and another terrace that can be used as a utility terrace. The master bedroom is very spacious and provides a walk in wardrobe and en-suite bathroom. Property provides 114sqm internally plus 72sqm in total of terraces and garden.

£640,000.00

£675,000.00

£695,000.00

The Sails

QUE070

The Sails

QUE064

OCEAN VILLAGE

OCE123

2 bedroom | 2 bathroom

2 bedroom | 2 bathroom

2 bedroom | 2 bathroom

Set in within the Queensway Quay Marina, this stunning 2 bedroom 2 bathroom one of which is en-suite Penthouse apartment. This property provides an open plan designer kitchen with top of the range appliances. Dining/living room leads onto a 35.09m2 terrace overlooking the yachts on the marina. Master bedroom with ensuite bathroom and fitted wardrobes. Features include reversible air conditioning, wooden solid flooring, heated under floor heating and heated towel rails. Two parking space is also included and communal indoor/outdoor swimming pool.

Sold fully furnished.

Viewing is highly reccomended.

Luxury two bedrooms, two bathroom apartment located within this exclusive development in the Queensway marina. The property has been fitted to a very high standard and has been tastefully decorated. Master bedroom provides walk-in wardrobe and en-suite bathroom. Property boasts of a partially large covered terrace enjoying stunning marina views. .

Sold fully furnished and includes two allocated parking spaces. Amenities include communal swimming pool.

Must be viewed.

Great opportunity and great investment to purchase this spacious 2 bedroom 2 bathroom duplex apartment located on a 16th/17th floor in the stunning New Development of Ocean Village built and fitted to a very high standard. On the first level open plan designer kitchen/lounge leads to a spacious terrace offering 180 degree views, laundry room and guest cloakroom. Above on the 2nd level 2 double size bedrooms leading to terrace and en-suite bathrooms with under floor heating. The property includes allocated underground parking space, 24 hour security and access to 5 swimming pools. Viewing is recommended.

£695,000.00

£785,000.00

£895,000.00

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15

Living in Gibraltar or in Spain?

TIME TO THINK ABOUT TAX AND ITS IMPLICATIONS Over the last few months we have all being hearing different stories about taxes increasing in Spain and how this can affect your annual disposable income if you happen to be a Spanish tax resident. As a result, we have received quite a number of enquiries from individuals working in Gibraltar but living in Spain who are considering the consequences of the new changes being introduced and whether living in Gibraltar may better suit them, at least tax wise.

This article aims to provide readers with a summarised version of what is really going on and to give an overview of the tax implications that would be applicable, whether you happen to live in Gibraltar or Spain.

To begin with, let’s have a look at Spain and see what is changing and why. It is important to stress than an individual will be considered tax resident in Spain if they spent more than 183 days in the country in a given year, not necessarily on consecutive days. So if you happen to have a second home in Spain, you will not be considered Spanish tax resident unless you physically spend more than 183 days in the year. A day in this context includes any time spent from 00:00 hours to 24.00 hours. As an example, if you were to spend 3 days a week at your Spanish second home you would be in total spending 156 days which would still be below the threshold and therefore you would not be considered Spanish tax resident.

16

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Tax residence in Spain is also triggered if you happen to have your “centre of economic interests” or “centre of vital interest” in Spain.

Examples would include if your base for economic or professional activity is based in Spain or if your wife or children are also based in that country.

Over the last few years the rates of personal tax have been increasing in Spain as the Central Government has tried to get to grips with the national deficit and meet EU fiscal demands. Rates of tax in Spain are applied under a tier system with tax rates starting at around 25% and increasing to 51% for those whose income exceeds €175,000, after the application of any personal allowances.

But it appears that the greatest concern seems to stem from the introduction of the new wealth tax where residents are to be taxed annually on their combined worldwide assets once these exceed €700,000. The threshold can be further increased by making use of the residential home exemption allowance of up to €300,000. The wealth tax starts at 0.2% and increases to 2.5% where total assets exceed €10.7m.

In an attempt to close the net on those who may not be complying with their tax requirements, the Spanish authorities have introduced legislation in 2013 that requires individuals to disclose their assets including those held overseas if these exceed €50,000.

These include, but are not limited to pension (including occupational pension schemes), life insurance policies, endowment policies, bank accounts as well as any other interest

in any asset which may leave a monetary value. Large penalties may be imposed on those who choose not to comply with these requirements.

Against this backdrop, Gibraltar has over the last few years seen a decrease in the rates of personal tax and has a commitment from the new administration to further continue lowering taxes (further announcements are expected at the upcoming budget session).

Many readers will I am sure agree that Gibraltar is at present the clear winner when it comes to balancing the question on where one would want to be tax resident, if you happen to live or work around this part of the world.

At present the maximum effective rate of tax in Gibraltar works out at 25% and residents are allowed to choose from two systems of taxation, one with higher rates but which incorporates personal allowances and one with lower rates but with no personal allowances known as the GIB system (Gross Income Based). Other benefits of residing in Gibraltar include no capital gains, inheritance or wealth tax, as well as no charge on investment income all of which will continue to position Gibraltar as the preferred choice for living, at least from a tax residency perspective. This will no doubt be welcomed by the local property sector and add to the pressure on local property prices.

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17

TRIAY STAGNETTO NEISH Barristers & Solicitors Burns House, 19 Town Range, Gibraltar Tel: (+350) 200 79423 / 200 73530 Fax: (+350) 200 71405 Email: tsn@tsnlaw.com www.tsnlaw.com

SPECIAL FEATURE P R O P E RT Y

Superb four bedroom apartment on the 10th floor with south easterly aspect, an abundance of light and fantastic sea views with total living area of 158sqm. This property is a perfect family home comprising 2 bathrooms a fully fitted open plan kitchen and spacious living room leading onto a 17sqm terrace with views to North Africa, Spain and Gibraltar. The property is one of only 8 of its type and design. Also includes two allocated parking bays and enjoys the use of a communal pool / fitness centre.

“Superb four bedroom apartment on a high floor.”

KINGS WHARF KW27115 Features:

• 4 Bedrooms • 2 Bathrooms • Terrace • Air Conditioning • Communal Swimming Pool • Communal Gymnasium • Close to amenities

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G I B R A LTA R S A L ES | 3 Bedrooms

3 bed

Northview Terrace

HARBOUR VIEWS

20

HAR074

DEV017

VINEYARDS

SOU466

3 bedroom | 1 bathroom

3 bedroom | 1 bathroom

Bright, airy and spacious three bedroom, 1 bathroom apartment on a 2nd floor within a well maintained estate.

Provides a fully fitted kitchen and large sitting room. All windows have been changed to double glazing and new doors throughout. Features laminate wood effect in bedrooms, rest of the flooring in ceramic tiles.

Sold partly furnished.

Viewing is recommended.

Two bedrooms, one bathroom located on the ground floor of this ever popular family orientated development situated in the south district. This property is decorated to a high standard. Amenities include childrens playground.

Parking facility is also inclusive. Viewing is recommended.

£155,000.00

£185,000.00

UPPER TOWN

UPP040

TRAFALGAR HOUSE

TOW131

3 bedroom | 1 bathroom

3 bedroom | 1 bathroom

3 bedroom | 1 bathroom

Exclusive with BMI this three bedroom, one bathroom apartment located on a low floor within this ever popular family orientated development. In good condition and sold partly furnished. This apartment is approximately 80m2, with separate kitchen and living area, 3 good sized bedrooms and bathroom. Viewing is recommended.

Bright 3 bedroom, one bathroom property built on two floors of approximately 83m2. Situated close to the town centre, and with easy access to all essential amenities. The property provides a private entrance leading to a patio of approx 17m2 which includes an outer stairway leading to the second floor and outside guest cloakroom. Kitchen is fully fitted and equipped, living / dining room both on first level, bedrooms and bathroom on the 2nd level. Viewing is a must.

Situated within the outskirts of town this recently refurbished rock facing apartment of approximately 80m2 provides spacious living areas with high ceilings and consists of three bedrooms, one bathroom, one small study, dining kitchen fully fitted and equipped and storage room.

Other features: * Double glazed windows * Mosquito nets * Laminate flooring * Floor to ceiling quality tiling in bathroom Price includes lease extension. Sold partly furnished. Viewing is recommended.

£189,500.00

£237,500.00

£240,000.00

| www.bmigroup.gi

3 Bedrooms | GIBRALTA R S A L E S

SOUTH DISTRICT

SOU468

South District

SOU436

SOUTH DISTRICT

SOU443

3 bedroom | 2 bathroom

3 bedroom | 1 bathroom

3 bedroom | 2 bathroom

Bright & spacious three-bedroom two bathroom (one en-suite and 2nd shower room) apartment on a 1st floor of approx. 104m2 decorated beautifully throughout with high ceiling and mostly wooden flooring, providing a fully fitted and equipped galley kitchen. Enjoys a private patio of approx. 5m2. This property is located in the popular South District and is walking distance to Rosia Bay & Camp Bay. Ideal as a family home!!!! Ready for immediate occupation!!! Sold partly furnished. Don’t miss out on a viewing. Preferable chain free applicants are required as selling time is of essence.

Ideal family home!!!!!! Three level corner apartment located in the south district providing on the 1st level: Hall, Guest cloakroom, family kitchen fully fitted and equipped plus spacious living/dining room. On the 2nd level: 3 double size bedrooms and large bathroom. On the 3rd level: Sun terrace with BBQ area, wash room and shed offering plenty of storage. Property offers panoramic views of Bay, Africa and Rock. Includes lots of storage throughout including a store room. Also provides a private parking space within the secure underground garage. Property has been well maintained but needs updating. Viewing is highly recommended.

Fabulous opportunity not to be missed!! Stunning 3 bedroom 2 bathroom (one being a shower room) Cottage located in the South District within a quiet and private family estate. This property has been completely refurbished throughout to a very high standard and would be ready for immediate occupation. Provides comfortable living area of approximately 100m2 with the possibility of a second floor conversion of a further internal area of 100m2 approximately - subject to planning permission.

Sold as seen. Viewing is highly recommended. Reduced for a quick sale!!!!!

£249,000.00

£330,000.00

£348,000.00

Anchorage

ANCH116

GENISTA HOUSE

ANCH116

KINGS WHARF

KW27109

3 bedroom | 2 bathroom

3 bedroom | 2 bathroom

3 bedroom | 2 bathroom

Spacious three bedroom, two bathroom property on a high floor overlooking the bay and Africa. This apartment is located within a recently completed luxury development in the south district. The property has been finished to a very hight standard throughout. Private parking space is included within the underground garage. Must be viewed!

Stunning three bedroom apartment recently refurbished throughout of approximately 156m2 internally with private covered terrace of approx 30m2 providing views of the Bay and Africa as well as the rock. The property consists of spacious living/dining with large open plan kitchen inclusive of appliances. Bathrooms are fitted with high quality contemporary suites with chrome fittings and walkin shower on the ensuite bathroom. The property also features solid oak flooring throughout except bathrooms and terrace which features non slip natural stone effect tiles.

Communual gymnasium.

Luxury apartment located within this new development recently completed in this prime location of Queensway Marina. This apartment on a low floor is of approximately 116.92m2 internally provides a terrace of approximately 44.02m2 and is facing the Marina and bay. The apartment consists of three bedrooms, two bathrooms open plan kitchen and living room.The apartment has been finished to a very high standard throughout with high tech quality finishings, includes a private parking space, air conditioning and heating. The development enjoys a communal swimming pool and state of the art Gym. Viewing is a must.

£510,000.00

£545,000.00

£570,000.00

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21

G I B R A LTA R S A L ES | 3 Bedrooms

TOWN

ADMIRALS PLACE

SOU316

ANCHORAGE

ANCH118

3 bedroom | 2 bathroom

3 bedroom | 2 bathroom

Georgian style apartment of approximately 200m2 located in the town. Provides colonial features such as high ceilings, large rooms, Victorian working fire place, wooden parquet flooring throughout except bedrooms which have been fitted in cork , bathroom and kitchen in ceramic tiles.

Very spacious living dining room, great for entertaining, overlooking the Garrison Library and enjoying stunning views of all the Bay. Large family kitchen fitted and includes electrical appliances. Study with access to Attic area which covers the whole floor print of the property offering plenty of storage. Very bright and airy throughout. Private Sun Terrace of approximatley 20sqm. Viewing is a must.

A truly impressive property located within Admiral’s Place. The accommodation includes three bedrooms and two bathrooms, with large entrance hall, spacious family kitchen and private terrace enjoying views of the orange grove courtyard. Immaculately presented with a classical theme throughout including character features, such as hard wood floors, high ceilings and dado rails. The internal area measures 168 sqm with an additional 10 sqm terrace.

Private parking bay inclusive. Residents at Admiral’s Place also enjoy the use of a communal pool and children’s pool with landscaped gardens throughout this impressive private estate.

Set in an exclusive gated development within Gibraltar’s south district this unique spacious three bedrooms, two bathrooms garden apartment has 144m2 internally and 41m2 of terraces plus 60sqm of garden, will provide magnificent views of the straits of Gibraltar. Amenities include a state of the art fitness centre and fabulous gardens and play area. A private parking space is also included within the underground garage.

£639,000.00

£675,000.00

£675,000.00

SOUTH DISTRICT

22

TOW128

3 bedroom | 2 bathroom

SOU390

KINGS WHARF

KW27101

Gardiners road

GAR038

3 bedroom | 2 bathroom

3 bedroom | 2 bathroom

3 bedroom | 3 bathroom

Beautifully appointed three bedroom, two bathroom apartment of approximately 180sqm internally and 40sqm of terraces, located within this exclusive development in the south district. This property provides master bedroom with en-suite bathroom. There is an open plan kitchen, the living room/dining room has access onto a terrace overlooking the communal swimming pool. There is also a communal gymnasium and covered parking which includes a private parking space. Viewing is highly recommended.

Luxury and extremely well presented 3 bedroom (double size), 2.5 bathroom (one-en-suite) 6th floor apartment within the most exclusive development of Kings Wharf.

This apartment was a 4 bedroom and converted to 3 by using the 4th room to add a 2nd sitting area to the living/ dining room and open plan designer kitchen fully furnished and equipped. Property has been decorated and furnished by an Interior Designer to a very high standard throughout with high tech quality finishing’s. Most of the flooring has been changed to Black Slate except the bedrooms which are in hard wood and bathrooms with ceramic tiling and under floor heating.

A spectacular town house with west facing aspect offering tremendous uninterrupted views across the Bay & Strait of Gibraltar with location in one of Gibraltar most sought after areas. This property has been decorated to a very high standard, great effort has been taken into choosing the right features in order to create a superb Rustic Style, built on three levels and ready to move in. On the 1st level a fully functional open plan kitchen / dining area with a cast iron wood burner / lounge with working fireplace and a 15m2 terrace. On the 2nd level, two spacious double bedrooms one with en-suite bathroom, second bathroom and walk-

£675,000.00

£720,000.00

£895,000.00

| www.bmigroup.gi

SPECIAL FEATURE P R O P E RT Y

Great opportunity and great investment to purchase this spacious 2 bedroom 2 bathroom duplex apartment located on a 16th/17th floor in the stunning New Development of Ocean Village built and fitted to a very high standard. On the first level open plan designer kitchen/lounge leads to a spacious terrace offering 180 degree views, laundry room and guest cloakroom. Above on the 2nd level 2 double size bedrooms leading to terrace and en-suite bathrooms with under floor heating. The property includes allocated underground parking space, 24 hour security and access to 5 swimming pools. Viewing is recommended.

“Duplex two bedroom, two bathroom with 360° views.”

OCEAN VILLAGE OCE123 Features:

• 2 Bedrooms • 2 Bathrooms • Terrace • Air Conditioning • Communal Swimming Pool • Close to amenities

£895,000.00 w w w. b m i g r o u p . g i |

23

Michael Ashton, Senior Finance Centre Executive, HM Government of Gibraltar, Finance Centre Department writes:

Gibraltar :

a vibrant and growing EU insurance domicile

Gibraltar has a vibrant and growing insurance industry, so let’s start with a few facts: • Over the last 20 years Gibraltar’s insurance industry has grown from just 12 licensed insurers to the present 56 licensed insurers currently writing new business.

• Gross premium income written by all insurance companies in Gibraltar was £3.2bn in 2011 and these companies held assets of more than £7.5bn.

• Gibraltar motor insurers currently write 10% of the total UK motor market.

• Household names such as Brit Insurance, Intercontinental Hotels, Novartis, and Tate & Lyle have chosen Gibraltar as a domicile for their European Union (EU) captives.

• In recent years Bermudian insurers Arch, Transatlantic Re and XL Insurance have established insurance companies in Gibraltar.

• Gibraltar’s EU membership provides passporting rights in insurance, insurance mediation and reinsurance across all 30 EU and European Economic Area (EEA) countries.

Gibraltar Gibraltar is a British Overseas Territory which is a self-governing and self-financing parliamentary democracy within the EU, located at the southernmost tip of the Iberian Peninsula. The territory covers 6.5 km. and has a land frontier with Spain.

24

| www.bmigroup.gi

Gibraltar is a separate and distinct legal jurisdiction and its Parliament is solely responsible for the enactment of all domestic laws and for the transposition of EU directives.

Gibraltar has an extensive and diversified service based economy. The principal contributors to Gibraltar’s economic base are financial services, maritime services, egaming and tourism. The economy is forecast to grow from £1.1bn to £1.65bn between 2011 and 2015 and the Government of Gibraltar has maintained a budget surplus throughout the recent economic slowdown that has affected much of the developed world. The Hon Gilbert Licudi QC, Minister responsible for Financial Services has identified the insurance industry as one of the key areas of financial services that the Government is keen to expand and promote over the next few years.

Insurance Industry As mentioned previously, Gibraltar motor insurers currently write 10% of the total UK motor market and the number of motor insurers is expected to grow over the next few years. Corporation tax is currently 10% and there is no tax for insurers on investment income. This attractive fiscal environment should offer favourable opportunities to write more long tail business and makes Gibraltar an excellent location for run-off business.

In October 2012 an insurance licence was granted for a run-off company set up to receive the transfer in of a legacy portfolio of an Irish company in administration. Two of the three largest global insurance managers have operations in Gibraltar and there are also independent insurance managers with a significant number of insurance companies

under management. Three of the ‘big four’ audit firms have a presence in Gibraltar as do other leading accountancy firms and there are also independent local firms. Insurers’ legal requirements are well served with a wide choice of well qualified legal practitioners and 16 banks and building societies are currently authorised by the Financial Services Commission. A bilingual workforce in English and Spanish, two of the most widely spoken languages in the world, is of great benefit.

Of the 56 licensed insurers there are 14 captives writing general insurance business with total gross premium income of nearly £500m in 2011. Three of the captives are protected cell companies (PCCs) which collectively manage 32 cell companies.

In addition, there are two PCCs writing life insurance business. There is a market requirement for EU captives that can cede European risks where the parent is not licenced to write direct insurance in Europe or to access reinsurance markets. Gibraltar expects to build on its reputation as a gateway to Europe in the future. Unlike certain captive domiciles, Gibraltar insurance companies write both direct and captive business.

Therefore, the insurance community has the skills and connections to assist captive owners with the front end solutions required in writing direct third party business. Captive owners are increasingly looking to maximise capital value and one way in which they can do so is to widen the use of their existing captives to write customer business subject to regulatory approval. In addition to providing an opportunity to write additional revenue, the ability to write direct third party owner business reduces the need for fronting arrangements. Thus leakage of income to

the fronting company and the need for funds to be tied up with the fronting company’s security requirements are both reduced.

Importantly, in a world where responsiveness is a key business requirement the ability to make swift decisions to react to changing market conditions is paramount. The captive can quickly introduce changes to products and or rates without the need to go through a fronting company’s compliance department.

PCCs Gibraltar was the first EU jurisdiction to offer protected cell companies legislation in 2001 in conjunction with passporting throughout the EU. As a result, Gibraltar PCCs are widely used within insurance company structures writing both general insurance and life insurance business. The innovative nature of the PCC has led to one insurance manager creating almost 50 cells and its PCC being the largest in the EU providing solutions for both cell captives and fronting cells. The cost efficiencies of using a cell captive as opposed to a stand-alone captive together with the uncertainties surrounding the implementation of Solvency II and its impact on EU domiciled captives are likely to ensure Gibraltar’s existing PCCs continued to expand.

Insurance regulator

transpositions of EU directives; one of the very few EU jurisdictions in this position, despite Gibraltar’s size and lesser resources compared to most other EU jurisdictions.

The Financial Services Commission (FSC) is an independent statutory body corporate established by Gibraltar’s Parliament. The FSC is responsible for the licensing and regulation of all financial services activity in Gibraltar.

The FSC undertakes to process insurance applications for authorisations in timeframes that are well below the statutory six month requirement. The service level standard for insurance companies is 18 weeks, providing the applicant makes a full submission of the application with all accompanying documents.

There is a general consensus that the FSC is an accessible regulator and that requests for changes to a licensed insurance company’s business plan are reviewed in a timely manner.

As one global consultancy firm remarked the regulator has a reputation of being business friendly and pragmatic whilst always robust.

As regulation becomes increasingly more onerous for insurance companies and the industry demands swifter decisions in an ever

faster and competitive business environment the ability to be able to access an insurance regulator is a key factor in the choice of an insurance domicile.

Lifestyle The warm and sunny climate has undoubtedly played a part in attracting insurance professionals to Gibraltar and the opportunity to pursue outdoor sports such as sailing and golf are compelling. A new airport terminal opened in 2012 with daily flights to an increasing number of UK destinations and Malaga airport is only a short drive along the coast and serves numerous European cities.

In summary, Gibraltar’s insurance expertise, speed to market and lifestyle make it an attractive insurance domicile and one that is expected to continue to grow and prosper.

MICHAEL ASHTON has worked in insurance for 20 years in a number of senior roles including COO of ACE Global Markets, at the time the largest insurance syndicate at Lloyd’s. Currently working for the Government of Gibraltar, he is also a qualified chartered accountant.

Gibraltar Finance Centre

Within the European Union Single Market

The Government of Gibraltar takes regulation and compliance very seriously, whether it is complying with all EU directive obligations or the highest standards of regulation in financial services. Gibraltar has no overdue

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25

G I B R A LTA R S A L ES | 4 + Bedrooms

4+ bed

South District

SOUTH DISTRICT

28

SOU409

SOU460

Marina Bay

MAR048

4 bedroom | 2 bathroom

4 bedroom | 3 bathroom

Exceptional family duplex apartment in the South district enjoying impressive sea views across the Bay. Built to a high standard and presented in a contemporary style offering 140m2 approximately of living area plus a west facing sun terrace of approximately 40m2. The property comprises of four bedrooms, two bathrooms (one en-suite), cloakroom, open-plan kitchen fully fitted and equipped and bright living room leading onto terrace. Viewing is a must. * By separate negotiation option to purchase a downstairs apartment.

Recently refurbished luxury apartment converted from two apartments, decorated to the highest of standards.

Enjoys a large 25m2 approx. kitchen/days room with high tech appliances leads to private terrace (5m2) affording spectacular views to the Marina. In addition the property features hard wood floors throughout except kitchen area and bathrooms - A/C to all rooms - ample storage fitted cupboards. A large living room also provides direct access to a west facing terrace with large sliding glass doors providing picturesque views plus an east facing terrace providing views of the Rock and Mediterranean. Permit parking bay included for 2 cars. Viewing is a must.

£550,000.00

£625,000.00

EUROPLAZA

EPL149

OCEAN VILLAGE

OCE151

4 bedroom | 2 bathroom

4 bedroom | 3 bathroom

4 bedroom | 3 bathroom

Rustic Style Semi-detached house on 3 levels, located within a small exclusive residential development, located in the sought after area of the South District. This desirable property is decorated to a high standard & provides four bedrooms, two bathrooms (1 en-suite), guest cloakroom, large family kitchen fitted by “Pepe Cote”, large living room leading on to terrace area enhanced with foliage and fruit trees. Property offers plenty of storage facilities including attic. In addition the Master bedroom boasts of a private balcony offering panoramic views of the Bay. Lock-up garage plus a secure off-street parking included.

Well-appointed four bedroom, two-bathroom duplex apartment located within this exclusive development.

This apartment enjoys a south/west view towards the bay & Africa and has been finished to a very high standard with hardwood flooring, dual system air-conditioning throughout and high spec kitchen. Bathrooms have been fitted with marble tiles. Working fireplace, fabulous glass panel façade in living room with extremely high ceiling are the main features within this property. Includes one parking space. Viewing is highly recommended.

Remarkable four bedroom, three bathroom apartment of approximately 156m2 located within the exclusive development of Ocean Village. This property is situated on a high floor overlooking the Marina and Bay from its private terrace of approx. 44m2. The bespoke apartment decorated by an interior designer shows elegantly and boasts of the highest standards. Includes a private parking space within the underground garage. Amenities include swimming pools, jacuzzis as well as a gymnasium. Viewing is highly recommended.

£640,000.00

£749,500.00

£999,950.00

| www.bmigroup.gi

SPECIAL FEATURE P R O P E RT Y

Grand colonial style property built on two levels refurbished throughout to an amazing standard offering character whilst every care has been taken in order to keep many of its original features, presented to a very high standard. Provides Ground floor entrance – hall - store / cupboard and double garage 50m2 approximately. 1st floor: Large family kitchen fully fitted and equipped with utility room and storage cupboard – WC – Play room – Guest bedroom and en-suite bathroom – Study – Guest cloakroom – Living / Dining room features a working firplace and original wooden beams on ceiling. Enjoys patio area and two terraces offering panoramic views. 2nd Level: 3 bedrooms – 1 bathroom – 1 Shower room – Master bedroom with en-suite bathroom and separate dressing room features original wooden beams on ceiling – terraces and back garden with great possibility of developing the so much needed pool area. Viewing is highly recommended.

Other features: * Central heating throughout the house (diesel operated) also runs hot water although this can be switched to electricity if required (2x 10001 tanks located by back door) * Front door intercom operated by telephone system which also connects all the phones internally. * Electric doors fitted in double garage. * Solid oak floors throughout except kitchen & bathrooms. * Fire alarm & sensors. * House alarm. * Back door access to Engineer’s Road (easy access to upper rock).

“Grand colonial style property”

SOUTH DISTRICT SOU420 Features:

• 5 Bedrooms • 3 Bathrooms • Garden • Terrace • Patio • Air Conditioning • Close to amenities

£2,200,000.00 w w w. b m i g r o u p . g i |

29

Short Term Lets from ÂŁ160/night experience

knowledge

BMI Group is widely known as being the leading real estate agent in Gibraltar.

With over 15 years’ experience trading within the Gibraltar Property Market, we take immense pride in our work and offer an exceptional level of service to all our clients.

BMI's portfolio of properties in Gibraltar includes lettings, sales and commercial properties for sale.

As part of our drive to continue providing a full range of property services, BMI are delighted to offer Short Term Lets (serviced apartments), with a minimum stay of 2 days.

All our properties are located at The Anchorage, Kings Wharf and Ragged Staff Wharf and are stunningly decorated throughout offering fabulous views and fully kitted out.

Contact Christine or Sam for further information on availability and prices.

experience

knowledge

BMI Group Limited, Unit 7 Portland House, Glacis Road, P.O. Box 469, Gibraltar

Tel: (+350) 200 51010

Email: info@bmigroup.gi

w w w. b m i g r o u p . g i

SPECIAL FEATURE P R O P E RT Y

Stunning penthouse in the Cliftons, part of the historical Naval Hospital restoration project. Consisting of 3 bedrooms all with en-suite bathrooms, huge open plan kitchen going on to the living room. Fantastic terraces which give a panoramic westerly view of the bay. This Penthouse is 220 sqm, comes with a parking space and has access to the communal gym and pool.

“Cliftons – Stunning Penthouse”

CLIFTONS SOU311 Features:

• 3 Bedrooms • 3 Bathrooms • Terrace • Gymnasium • Communal Swimming Pool • Close to amenities

£1,325,000.00 w w w. b m i g r o u p . g i |

31

S PA N I S H S A L E S | Spanish Resales

Spain

Sotogrande

R143-01175

32

R143-01185

R143-01253

1 bedroom | 1 bathroom

A well proportioned bright first floor apartment with views towards the La Canada Golf Course a short walk from the Sotogrande Hotel and Mar y Sol commercial centre.

The accommodation comprises:- Living room with open fireplace and glazed doors to a large terrace. A recently re fitted kitchen, two large double bedrooms each with en suite bathroom. New double glazed aluminium framed windows.

A spacious and well-presented first floor one bedroom apartment in Isla del Pez Volador, ideally situated next to the new Marina within a couple of minutes walk of Sotogrande beach, the Octogono Beach Club and the Tennis and Padel Tennis Club. Ideal as a holiday apartment or all-year-round living. The living/dining room leads to a covered terrace with views to the Marina and the canal surrounding the building. The well fitted and equipped kitchen has a serving hatch to the dining area. The bedroom has fitted cupboards and an adjoining marble-tiled bathroom. Air conditioning/heating. Community swimming pool. Parking space. Store Room.

€195,000.00

€150,000.00

Sotogrande

Sotogrande

2 bedroom | 2 bathroom

Sotogrande

R143-00304

Sotogrande

R143-01113

2 bedroom | 2 bathroom

2 bedroom | 2 bathroom

2 bedroom | 2 bathroom

A well situated south facing beachside apartment. The property has views to the beach and has been well cared for by the present owners who have had the property since new. Accommodation comprises :- Hall, living room with glazed doors to terrace, master bedroom with bathroom en suite, fitted kitchen, second bedroom with en suite shower. Garage space. Air conditioning/heating.

An excellent South facing penthouse in the Marina, in superb condition with two bedrooms, two bathrooms (main bathroom en suite is new) and new kitchen.

Magnificent south views over the Marina towards Gibraltar and Africa. Features include:- Airconditioning / heating and polished marble tiled floors. Administrative concession : 44 years remaining approx.

€235,000.00

€250,000.00

A modernised and beautifully presented second floor apartment overlooking one of the squares in the Sotogrande Marina with views towards the yachts and Gibraltar. The main bedroom has an en suite bathroom with a large new walk-in shower and a guest bedroom with adjoining bathroom. The very spacious living room/dining room has an open fireplace and a range of fitted display and book shelves, with direct access to the terrace with sitting and dining area overlooking the palm tree lined square.

The excellent and spacious newly fitted and equipped kitchen has a breakfast bar. Air conditioning/heating. Highly recommended.

| www.bmigroup.gi

€260,000.00

Spanish Resales | SPANI S H S A L E S

Sotogrande

143-01016P

SAN ROQUE

R143-01071

SOTOGRANDE

R143-01231

4 bedroom | 2 bathroom

3 bedroom | 2 bathroom

3 bedroom | 3 bathroom

A well cared for terraced villa in an established development in the heart of Sotogrande. The accommodation comprises a large living room with marble tiled floors and glazed doors opening onto the terrace and garden. Fitted kitchen with utility terrace. Cloakroom. Integral garage. Stairs to landing, master bedroom with built in wardrobes, en suite terrace overlooking the garden and en suite bathroom.

Three further guest bedrooms. Second bathroom.

Community facilities include community swimming pool and tennis courts.

A well established beautifully maintained detached villa situated a short distance (approx. 3 kms) from Torreguadiaro and Puerto Sotogrande on a mature residential estate of similar properties. The property features a private walled garden and lovely southerly views from the first floor to the sea, Gibraltar and Africa. Accommodation comprises :- Entrance hall and a well fitted dark oak kitchen with granite worktops. Spacious living/dining room with marble tiled floors and open fireplace and a lovely sea view, conservatory area with glazed doors to pool and garden.

A three bedroom marina apartment with outstanding views from its frontline corner location across the moorings and out to sea. The property offers spacious accommodation comprising three double sized bedrooms with new wood flooring and built in wardrobes, three marble tiled bathrooms, fitted kitchen and a spacious bright living room opening onto a large covered terrace overlooking the marina. Air conditioning/heating.

€285,000.00

€325,000.00

€350,000.00

SAN ROQUE

R143-00795

Sotogrande

R143-01148

SOTOGRANDE

R143-01269

3 bedroom | 3 bathroom

3 bedroom | 3 bathroom

3 bedroom | 2 bathroom

A selection of two and three bedrooms luxury apartments “Alboaire Golf”in San Roque Club. The properties comprise bathrooms en suite and cloakroom, living/dining room, fully equipped kitchen, storage and terraces. Parking places, communal swimming pool and private/communal garden.

A spacious first floor apartment overlooking the new marina. The living room with fireplace and also the main bedroom with en suite bathroom have direct access to the covered terrace. The two bedrooms at the rear of the apartment, one with an en suite bathroom, the other with an adjoining shower room, have direct access to a large rear terrace. The fully fitted and equipped kitchen opens onto the side terrace. Air conditioning/heating. Parking space. Store room. Community swimmimg pool.

€395,000.00

€421,000.00

REDUCED TO SELL. A single storey south facing villa with views towards the Almenara and San Roque Golf Courses and the sea beyond. Ideal as an alternative to a spacious apartment for all-year living or a holiday home with an attractive garden with space for a swimming pool if required. Entrance hall with guest cloakroom, living room/ dining room with open fireplace and direct access to the terrace overlooking the garden. Master bedroom with a sitting/dressing room and en suite bathroom. Two further bedrooms with an adjoining bathroom. Fully fitted and equipped kitchen. Large double garage. Laundry patio.

Central heating. Was €550.000 now €450.000.

€450,000.00

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33

S PA N I S H S A L E S | Spanish Resales

Sotogrande

143-01015P

R143-01188

Sotogrande

R143-01256

4 bedroom | 3 bathroom

4 bedroom | 4 bathroom

A well cared for three bedroom three bathroom waterfront corner duplex penthouse with exceptional south facing sea views towards Gibraltar and Africa. The accommodation comprises, Living room opening onto a large south facing terrace, bedroom two, presently in use as a dining room with glazed doors to the terrace, with bathroom en suite.

Well proportioned fitted kitchen with utility room. Master bedroom with en suite study and bathroom, stars to landing and bedroom three with en suite bathroom and door to a tremendous roof terrace which is a well stocked roof garden with total privacy and fantastic sea and river views.

A well situated single storey detached villa in excellent condition with a seperate one bedroom guest house and Sauna. The property features a large lawned and very private garden with numerous palm trees. Accommodation comprises:- Hall, cloakroom, fitted kitchen with granite worktops and glazed door to large breakfast patio, living room with open fireplace and glazed doors to a large conservatory which in turn opens onto a large terrace and gardens. Large master bedroom with a range of built in wardrobes and bathroom en suite, two guest bedrooms which share a bathroom.

An exceptionally well situated first floor apartment with amazing south facing views over the mouth of the River Guadiaro, the Mediterranean Sea and Gibraltar and Morocco beyond, next to the Octogono Beach Club and the Tennis and Paddle Tennis Club. Providing good family accomodation with four bedrooms and four bathrooms (3 ensuite) and a guest cloakroom. The very spacious living room/dining room has direct access to the large terrace, part of which has been glassed-in, overlooking the river and the beach. The property requires up-grading and has been priced accordingly. Air conditioning/heating. Parking space.

€585,000.00

Sotogrande

34

Sotogrande

3 bedroom | 3 bathroom

R143-01247

€650,000.00

€649,000.00

Sotogrande

143-01017P

Sotogrande

R143-01019

5 bedroom | 4 bathroom

3 bedroom | 3 bathroom

3 bedroom | 2 bathroom

A newly built contemporary style villa with a light and bright aspect and private lawned gardens. Solar assisted hot water, fitted kitchen, and sea views from the first floor. The property comprises five bedrooms between the ground and first floors, three of which are en suite.

A well located spacious three bedroom three bathroom terraced house a few steps from the tennis club beach club and beaches in a gated community with private community swimming pool in the Sotogrande inner marina. The accommodation comprises entrance hall, bedroom with built in wardrobes, bathroom, dining room opening onto the fitted kitchen which in turn has glazed doors opening onto a pergola terrace. The living room is on a lower level with open fireplace and glazed doors to the rear garden.

Stairs to landing where there are two bedrooms with bathrooms en suite and built in wardrobes, also a terrace which lends itself ideally to conversion to a 4th bedroom subject to planning.

A well located villa on the upper side of Sotogrande close to the Almenara Hotel and Golf Course with double aspect views north to the Valderrama Golf and south towards the San Roque Golf Club. On the ground floor is a living room with a dining area leading to a pergola covered terrace overlooking the garden and pool with good views towards Valderrama. There are also two bedrooms and a bathroom, a fully fitted kitchen and a guest cloakroom. On the top floor is the main bedroom with access to its own terrace, en suite bathroom and dressing area. Off street parking and a garage.

€850,000.00

€695,000.00

€699,000.00

| www.bmigroup.gi

SPECIAL FEATURE P R O P E RT Y

Don’t miss out on this opportunity to purchase a four bedroom two bathroom detached house within the south district. This property consists of a spacious family kitchen with adjacent dining room. Living/ dining room provides a working fireplace. On the top floor there are three double size bedrooms and bathroom. The property provides lots of storage throughout and offers the possibility of extension in order to add extra living area. (Subject to planning permission - plans available upon request). There are two open terraces enjoying panoramic views of the bay and Africa. Additional a private swimming pool with open lounging area, BBQ area and toilet, sits in the upper level of the garden.

The property also provides a lock-up garage. Must be viewed.

“Opportunity not to be missed!!!

Four bedroom detached House”

SOUTH DISTRICT SOU450 Features:

• 4 Bedrooms • 2 Bathrooms • Garden • Terrace • Swimming Pool • Close to amenities

£1,400,000.00 w w w. b m i g r o u p . g i |

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S PA N I S H S A L E S | Spanish Resales

Sotogrande

R143-01203

R143-01042

Sotogrande

R143-00537

4 bedroom | 4 bathroom

5 bedroom | 4 bathroom

A well situated detached villa set in a large mature and very private garden. The property has been well maintained and offers excellent family accommodation which comprises:Hall, living room with open fireplace and archway to dining area with glazed doors to terrace. A large well appointed kitchen and utility room, three guest bedrooms, one with bathroom en suite the other two sharing a bathroom, Stairs to first floor where there is a large master bedroom with open fireplace and bathroom en suite. Outside is a large pool and barbeque area and garden store, a driveway leads to a large double garage with further storage room beside this fronts onto an area of garden with mature cork oaks.

A newly built four bedroom four bathroom villa with direct frontage to the La Reserva Golf Course. The property has been built in a traditional style but with an array on modern luxury features. The spacious accommodation has terracotta floors throughout, under floor heating, air conditioning/heating, alarm pre installation, Intelligent house (domotics) system to control house electronic systems remotely. Hardwood double glazed external windows and doors. The kitchen is fully fitted and equipped featuring silestone worktops.

A spacious, modern Andalusian-style family villa within a large enclosed private plot and finished to a very high standard. The ground floor is arranged around a large central interior courtyard comprising entrance hall with cloakroom, a large living room with open fireplace and glazed doors to covered terrace and garden with large swimming pool. Study/dining room. Two bedrooms each with air conditioning and door to garden. Third bedroom with bathroom en suite and walk in dressing room. Second bathroom with bath and seperate shower. Fourth guest bedroom with en suite shower room.

€850,000.00

€945,000.00

€725,000.00

Sotogrande

36

Sotogrande

4 bedroom |3 bathroom

R143-01238

Sotogrande

R143-01197

Sotogrande

R143-00887

4 bedroom | 4 bathroom

6 bedroom | 5 bathroom

4 bedroom | 4 bathroom

A superb and beautifully presented duplex penthouse in the sought-after Ribera del Río overlooking the River Guadiaro. Spacious entrance hall leads into a large high ceilinged living room/dining room and fireplace with sliding doors onto a partly covered split-level terrace with private pool and spectacular south views over the river, Sotogrande and the sea beyond. Fully fitted and equipped luxury kitchen. Staircase up to the master bedroom with dressing area and large ensuite bathroom with separate shower. Second bedroom with bathroom en suite. On the upper level is a very large roof terrace with jacuzzi.

A large newly built modern style villa with large windows providing plenty of light and taking full account of the wonderful golf and lake views. The property provides spacious well appointed accommodation comprising entrance hall, a very large interconnecting living room with open fireplace and dining room with full height glazed doors to the patio and garden. Well fitted and equipped kitchen with breakfast area. Utility room. Large garage.

Swimming pool.

€950,000.00

€1,000,000.00

A newly built spacious four bedroom four bathroom villa with views to Almenara and San Roque golf courses. The accommodation is spread over three floors. The entrance level and middle floor comprises:- hall, cloakroom, door to integral double garage, large well fitted kitchen with utility room. Adjoining dining room and living room with open fireplace with glazed patio doors opening onto a large covered terace leading to the pool and gardens.

Double bedroom with en suite bathroom with separate bath and shower.Stairs lead down to a lower hall with fitted cupboards and walk in storerooms. The large guest bedrooms both with en suite bathroom with separate shower.

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€1,100,000.00

Spanish Resales | SPANI S H S A L E S

Sotogrande

R143-01267

Sotogrande

143-01009P

SAN ROQUE

R143-01244

4 bedroom | 3 bathroom

6 bedroom | 6 bathroom

4 bedroom | 3 bathroom

A spacious newly built contemporary style villa with south facing views across the Almenara and San Roque Golf courses. The property is situated in a quiet cul-de-sac in an established road. It has a bright and airy feel with views from most rooms and a high level of privacy. The accommodation comprises:- Double height entrance hall, living room opening onto the terrace with a large plunge pool, the living room is seperated from the open plan kitchen/dining room by a double fronted fireplace.

Two double bedrooms with dressing areas and en suite bathrooms, stairs to upper floor with master bedroom opening onto a large terrace, bathroom en suite.

EXCELLENT PRICE - NEGOTIABLE. A spacious family villa peacefully located in a popular area of Sotogrande Central within close distance of main road access. The accommodation offers, on the ground floor, an entrance hall, living room, TV room, fitted kitchen with adjoining dining room, laundry service area, guest cloakroom, 4 double bedrooms with en-suite shower rooms. On the first floor there is the master suite with bathroom, walking closet, office and large terrace and stairs to the up sunroof.

On the lower ground floor there is a bedroom, bathroom, sauna, a garage for 2 cars and a large area suitable for games room/gymnasium. There is hot/cold air conditioning.

A beautifully presented front-line golf villa in the San Roque Club. Approached through a driveway, the spacious entrance hall leads to an attractive living room with an open fireplace and direct access to a covered terrace overlooking the garden, swimming pool and the golf course. Leading off this room, at one end is a separate dining room and a study/ bedroom 4 off the other, both overlooking the garden. The excellent kitchen is fully fitted and equipped with a spacious dining area. There are a further two bedrooms and a bathroom on the ground floor. On the first floor is a very large master bedroom with two spacious bathrooms en suite and also direct access to the roof terrace overlooking the garden and the golf course.

€1,100,000.00

Sotogrande

R143-01067

€1,120,000.00

Sotogrande

R143-01211

€1,150,000.00

SOTOGRANDE

143-01006P

4 bedroom | 4 bathroom

8 bedroom | 7 bathroom

9 bedroom | 7 bathroom

A superbly situated four bedroom four bathroom penthouse duplex apartment with a south facing aspect with outstanding views across a wooded valley. The tremendously spacious accommodation comprises a double height entrance hall, with guest cloakroom, leading to the large living room / dining room with open fireplace and glazed patio doors to the extensive partly covered terrace. Well fitted kitchen / breakfast room opening onto the large terrace, utility room with drying terrace. Master bedroom with a large en suite bathroom with separate shower, dressing area with built in wardrobes, glazed door to a south facing terrace and glazed doors to main terrace.

Second bedroom with bathroom en suite and glazed door to private terrace.

A substantial detached villa with panoramic sea views across Sotogrande. The property is centrally situated in the lower part of Sotogrande Alto. The spacious accommodation comprises :- Entrance hall, large living/dining room with lovely views leading onto a large raised terrace overlooking the pool and gardens. The spacious accommodation in the main house offers four bedroom suites, in addiction to the superb master suite with dressing area and terrace, access to ample open and covered terraces. Large fully fitted kitchen/family room with fireplace leading to the laundry and drying area. Accessed externally is a double bedroom with ensuite bathroom and 2 further double bedrooms and a bathroom.

Highly recommended. A very private and charming villa on a double plot situated in an established sought after area with a beautiful landscaped garden with many trees. Built around a central Andalucian patio, the accommodation comprises on one side of the patio a guest cloakroom and one bedroom with en suite bathroom. On the other side another bedroom with an en suite bathroom. Also the kitchen and a drying patio and steps down to the basement with a laundry room plus 2 service bedrooms and one bathroom. The large galleried living room with open fireplace has direct access to a very spacious covered terrace and the dining room with an outside covered dining terrace.

€1,200,000.00

€1,250,000.00

€6,750,000.00

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S PA N I S H S A L E S | Spanish Resales

Sotogrande

R143-01217

R143-01133

R143-01066

6 bedroom | 4 bathroom

4 bedroom | 4 bathroom

A unique and very spacious family villa on an elevated plot with great views towards the San Roque Golf Course. The very large open plan entrance hall incorporates a dining hall, a breakfast area and a fitted bar, leading to a very spacious conservatory overlooking the pool and garden, all this ideal for all year round entertaining. The double height living room with a full height picture window bringing in an abundance of light has a mezzanine gallery. The master bedroom suite with direct access to the garden has two en suite shower rooms with an interconnecting dressing room and an adjoining TV room.

A beautifully presented south facing family villa with six bedrooms, four bathrooms and a cloakroom, set in a mature garden, in a well established area of Sotogrande Alto close to the Valderrama and La Reserva Golf Courses.

The entrance hall with guest cloakroom, leads into a high ceiling living room with open fireplace, a dining room and an excellent large fully fitted kitchen and breakfast area. Off the kitchen is an utility room and store room and a maid´s bedroom with ensuite shower room. On the ground floor, there are two bedrooms and a bathroom, a sitting room with fireplace, kitchen and dining area which could be used as a self contained apartment with separate entrance.

A well appointed villa with views towards the Almenara golf course. The accommodation is on two floors served by an elevator. Accommodation comprises, hall, Living room with open fireplace and glazed doors to terrace and garden, separate dining room, well appointed fitted kitchen with door to covered terrace and elevator access, Guest bedroom with en suite bathroom, Integral double garage.

Stairs to landing, two guest bedrooms with en suite shower rooms and the master bedroom with a large en suite bathroom including a steam room, elevator access and en suite terrace. Outside there is an extensive parking area, in addition there is a second lower garage with elevator access and to the rear is a swimming pool. The property has air conditioning/heating.

€1,500,000.00

Sotogrande

€1,550,000.00

R143-01254

Sotogrande

R143-01262

€1,600,000.00

Sotogrande

R143-00085

5 bedroom | 5 bathroom

4 bedroom | 4 bathroom

6 bedroom | 5 bathroom

A charming Andalusian-style house in undoubtedly the most sought-after location in Sotogrande Costa close to the Royal Sotogrande Golf Club and Cucurucho Beach Club. Set in a mature south-facing garden the property is arranged round a delightful entrance courtyard and covered patio, ideal for summer entertaining. The living room has an open fireplace and direct access to a large covered terrace overlooking the garden and swimming pool. On either side of the living room is the main bedroom and a guest bedroom, each with an en suite bathroom and doors to the garden.There are two further bedrooms off the courtyard each with an en suite bathroom.

New on the market. A charming Andalucian style villa in a quiet established area of Sotogrande Costa. The villa has been sympathetically added to by the present owners over recent years. Backing onto the Guadalquiton cork forest the property has a high level of privacy, almost a rural feel for a property so close to the sea. The well appointed accommodation comprises. A cortijo style walled entrance patio, spacious entrance hall, tv room/ snug with open fireplace, a dining room with glazed doors to a large covered dining terrace, Well fitted kitchen with central island and door to a large utility room, formerly a fifth bedroom with bathroom en suite.

A superb family villa built circa 1988 by a highly respected architect in the ever popular “Kings & Queens” close to the Royal Sotogrande Golf Club, the Cucurucho Beach Club and the Polo Club. The spacious entrance hall with guest cloakroom, leads into a large drawing room with open fireplace and direct access to the dining room, leading to a fully fitted and equipped kitchen with a breakfast area, plenty of storage cupboards and an utility area. In one wing of the villa, there are four bedrooms and three bathrooms (2 ensuite) and a family sitting room. Close to the kitchen, is a further guest or maid´s bedroom with en suite bathroom.

€1,750,000.00 38

Sotogrande

4 bedroom |4 bathroom

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€1,850,000.00

€1,995,000.00

S PA N I S H S A L E S | Spanish Resales

Sotogrande

SOTOGRANDE

R143-00666

R143-01091

5 bedroom | 4 bathroom

4 bedroom | 4 bathroom

New on the market. A superb and well presented family villa in Sotogrande Costa within walking distance of the Royal Sotogrande Golf Club, the Cucurucho and Octogono Beach Clubs and the tennis and padle tennis courts. Ideally located, this property has accomodation arranged on two levels with a spacious entrance hall leading to the living room with open fireplace overlooking and with direct access to the large covered terrace and the flat garden mainly laid to lawn. The fully fitted and equipped kitchen is open plan to the dining room with access to the covered terrace. The large bedroom/study has an ensuite

A charming and spacious single-storey family villa situated in a much sought-after location in Sotogrande Costa set in a mature and attractive garden with mature trees and plants.

Approached through a spacious entrance hall is a large drawing room with fireplace overlooking the attractive garden with an ornamental lily and fish pond and terraces, ideal for entertaining. The dining room leads to a new large fully fitted and equipped kitchen with dining area and a separate utility room and a guest cloakroom. There are three guest bedrooms and two bathrooms and a master bedroom with sitting room with fireplace.

A superbly appointed newly constructed 4 bedroom, 4 bathrooms villa situated in a quiet established cul-desac. Fully fitted kitchen/breakfast room and utility room.

The property incorporates a ground floor guest suite comprising sitting room, kitchen, cloakroom, bedroom and bathroom. The ground floor 4 accommodation comprises hall, living room and dining room opening onto a large covered terrace and the pool room comprising a 12,3 x 7 m. heated pool with pool shower room. To the first floor is the landing and 3 very large bedrooms with en suite bathrooms.

€2,100,000.00

€2,500,000.00

€2,750,000.00

Sotogrande

40

R143-01265

7 bedroom |6 bathroom

143-01005P

Sotogrande

R143-01117

Sotogrande

R143-01090

5 bedroom | 5 bathroom

6 bedroom | 5 bathroom

5 bedroom | 7 bathroom

A superb five bedroom five bathroom mansion of over 1000m2, situated in one of the best locations in Sotogrande with superb views across the La Reserva Golf Course to the Mediterranean sea. The property is designed to take full advantage of its location and surroundings with extensive terraces which become a continuation of the living space. All the latest features and a choice of highest quality finishes are available to the eventual purchaser.

Features of the house include an internal Spa/pool room and home cinema.

A superb newly built and classicly designed and finished Villa. The property has been finished in traditional style, yet incorporating the latest technological features. The property has a sophisticated heating cooling system involving the heating or cooling of various wall, floor and ceiing areas.

No radiators or air conditioning ducts are required. The property has a sophisticated domotic system controlling all aspects of the villas electrical, lighting, heating and alarm systems. To the basement level is a cinema room, pool games room, wine cellar and seperate gymnasium with its own shower and toilet facitities.

€3,000,000.00

€3,150,000.00

A new villa in the exclusive Altos de Valderrama estate.

The property is being finished to a high standard by an established local building contractor, the very spacious and highly specified accommodation comprises:- Granite paved driveway to a large integral three car garage. Entrance porch, double doors to double height entrance hall with cloakroom, living room with open fireplace and glazed patio doors to its full length opening onto an extensive south facing wrap around covered terrace,, television/family room with open fireplace and glazed doors to the terrace, dining room with glazed doors to terrace, large kitchen dining room ready for furnishing, service bedroom with en suite shower, laundry room., two large guest bedrooms each with built in wardrobes and large en suite bathroom.

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€3,500,000.00

Spanish Resales | SPANI S H S A L E S

Sotogrande

R143-01049

Sotogrande

R143-01115

SOTOGRANDE

R143-01229

6 bedroom | 4 bathroom

6 bedroom | 7 bathroom

8 bedroom | 7 bathroom

An attractive and spacious family villa in the very popular “Kings and Queens” area, close to the Royal Sotogrande Golf Club and the Cucurucho Beach Club. The property has ample off street parking including covered and pergola parking space, leading to an attractive entrance and large hall with direct access to a very large drawing room with various sitting areas and an open fireplace, sliding doors to a dining room and a large covered terrace overlooking the mature garden and swimming pool. The ground floor provides four bedrooms and three bathrooms (two en suite), a staff bedroom with en suite bathroom and a guest cloakroom.

A superb extremely spacious villa constructed to the highest standards with sea views and direct frontage to the La Reserva golf course. Features include:- Home cinema room, wine cellar, Indoor pool and gymnasium, Outdoor infinity pool, Danespan fitted kitchen with Gaggenau electrical appliances, Extensive five car+ integral garage.

Full gas fired underfloor heating and air conditioning systems. Internal elevator, automated blinds to bedroom windows and automated lighting and domotic system.

Accommodation comprises:- Double height hallway with minstral gallery, large living room divided into two seperate areas with open fireplace and wood panelled walls.

An outstanding property of superior quality set in nineteen hectares of beautiful countryside with wonderful views, twenty minutes inland from Sotogrande. The main house is approached through an Andalucian style courtyard patio with fountain leading to the attractive entrance hall with cloakroom and double doors to a spectacular high ceilinged drawing room with open fireplace and direct access to the terrace and garden. Double doors open into the dining room with sliding doors to the library/sitting room with open fireplace.The master bedroom suite has a large dressing room with an excellent range of cupboards and en suite bathroom with separate shower.

€3,685,000.00

Sotogrande

R143-01178

€4,500,000.00

Sotogrande

R143-00821

€6,500,000.00

SOTOGRANDE

R143-00873

7 bedroom | 7 bathroom

9 bedroom | 9 bathroom

4 bedroom | 3 bathroom

This impressive house with fantastic views of two golf courses is one of the most unique villas built in Southern Spain. This newly built property,, has the advantage of the latest technology mixed with antiques such as 17th century fountain and a 19th century gate from a monastery. The beams of the guest house are carved antique. The entrance to the property is made in Moorish style. GUEST HOUSE The right wing of the house, accessed from the main patio is a self-contained 2 bedrooms suite with luxurious bathroom and shower, parquet flooring with underfloor heating, hand carved antique beams with antique doors and windows.

MAIN HOUSE The living room has stucco walls, authentic old marble flooring. There is a separate dining room and a large L-shaped kitchen which opens onto a large terrace, pond and outdoor dining area.

A spectacular villa recently completed, combining a classic Andalucian style with contemporary comfort and the latest technology and very high quality of construction and finish, in a peaceful south facing location at the end of a cul-de-sac, overlooking an impressive ravine and protected natural beauty. The property is arranged on three levels and is approached through an attractive driveway lined with mature olive trees. At the entrance level is a large patio leading to a spacious 65 m2 living room with two fireplaces and direct access to a covered 100 m2 terrace overlooking the heated infinity swimming pool below and impressive views.

A well located detached villa in the sought after established south side of Sotogrande with a large private south facing garden. The property has been well cared for by the present owners who have upgraded the kitchen and bathrooms.

Accommodation comprises: Hall with bathroom leading to a fourth bedroom. Living room with open fireplace and archways to dining room and patio doors to covered terrace and rear garden. Well fitted kitchen with door to large drying patio with access to the integral garage. Inner hall, two double bedrooms with built in wardrobes, bathroom with separate shower. Master bedroom with built in wardrobes and en suite bathroom with separate shower. Outside extensive mature lawned gardens with extensive terracing, swimming pool and covered patio area.

€6,750,000.00

€6,950,000.00

€895,000.00

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Directory

Useful Links

Developments The Anchorage +350 200 46611 www.theanchorage.gi

Atlantic Suites +350 200 47066 www.atlanticsuites.com

Kings Wharf www.kingswharfgibraltar.com Quay 27 www.quay27.com

Ocean Village www.royaloceanplaza.com

Buena Vista Mews www.bmigroup.gi/buenavista

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