BMI MAG Issue 30

BMI GROUP

viewing essential,

we insist you do it everyday

1

We read the small print for you.

Our team of specialists are committed to providing you with detailed and practical advice whether you are buying a property, starting a business or you are going through a divorce, in order for you to properly understand the process and make informed decisions about your future.

Our firm has substantial expertise in telecoms, gaming & betting, international tax planning, private clients, employment, wills & estates, insurance and civil and criminal litigation.

Verralls Barristers & Solicitors 2B Centre Plaza, 2 Horse Barrack Lane, Gibraltar Tel +350 200 47252 | Fax +350 200 72789 www.verralls.gi | office@verralls.gi

2

w w w. b m i g r o u p . g i

Buildings and/or contents cover in Gibraltar and Spain Underwritten by Lloyd’s of London Ideal for permanent home / holiday homes and apartments with substantial contents All risks cover for personal effects and valuables (Europe & Worldwide) For a competitive quote with excellent cover, call into our office at 68 Irish Town, Gibraltar or call us on: T: (+350) 200 44628

E: gibraltar@ibexinsure.com

viewing essential,

3

we insist you do it everyday Motor

Home

Marine

Travel

Medical

Holiday Apartment

Business

Pet

Community

And so another year goes by….it might be age, it may be workload, it might be that we’re having too much fun, but that classic sane “time flies” is particularly relevant during the jolly season. Thank fully and once again, this year has indeed been a jolly one, yet again it pains me to say that the estate agents (or at least BMI) have done swimmingly in 2012. (I can already hear you say …..”there he goes again”..;)) Some might say that this is a reflection of the market and some (kindly) might say that it is a reflection of our hard work and advice that has led to another successful year both on our lettings and management departments as well as our sales division. Our management staff take great care in affording all our tenants and landlords with the best possible service and attention to detail, this is further supported by the confidence that referrers have in BMI, some of which include Private Banks, major law firms and accountants as well as other institutions in the sector – we are truly proud of this and I will take this opportunity of congratulating my team at BMI for their efforts to date….I do this at the risk of increasing expectations on Christmas bonus’..:) We are also encouraged by the fact that this year our management portfolio has once again increased in numbers and our portfolio has increased by approx 25%; this in our view expresses growth in the market, although we accept that it may also be driven by the fact that uncertainty may discourage potential purchasers to take the plunge.

Sales throughout the past few years have remained strong for us, regardless of the fact that there is a view that this is not the case, I believe that this mood is driven primarily not because of a lack of sales, which we have not experienced, but rather because of the volume of properties currently on the market, which to date has reduced but which we believe is still on the high

4

w w w. b m i g r o u p . g i

welcome

side, with an average of 200 properties listed – our ideal number would be in the region of 125. Expectations in some areas continue to be high but we are most certainly seeing a re-educated market from the peak days of 2007. Today we are enjoying a market readjusted and uncertain sectors enjoying growth in process of between 15% and 20% from 2009.

Some of you may have had the opportunity of seeing BMI feature on GBC’s “Property Programme” during Sept & Oct……we hope you enjoyed it !! However, before you start to worry, no, we will not be offering DVD recordings, nor will be doing it on an annual basis. I mention it though, because it has served to underpin how strong our market is and how we have come through leaps and bounds since 1998 when we first did a series with GBC. Most interesting was the fact that back in 1998 our average rate per sqm was £900; today we are at an average rate of approx. £4,000/sqm, we continue to grow as an economy and we confidently compete with other jurisdictions such as Monaco and Switzerland ………not sure we’ll hit the £20,000/sqm currently achieved in Monaco though…..;) I will refrain from boring you any further and on this occasion simply wish all our clients and friends a Merry Christmas and a happy New Year. It has truly been a pleasure to have served you all and we look forward to continuing to do so into 2013 and beyond.

Yours Sincerely Louis C. Montegriffo Managing Director.

viewing essential,

we insist you do it everyday

5

6

w w w. b m i g r o u p . g i

Contents

CONTENTS

BMI Magazine BMI Group PO Box 469 Unit 7, Portland House, Glacis Road, Gibraltar

Tel: (+350) 200 51010 Fax: (+350) 200 42621 Email: info@bmigroup.gi www.bmigroup.gi

LEGAL NOTICES & DISCLAIMERS

Property Listings Gibraltar 08 10 18 23

Studio & 1 bedroom 2 bedrooms 3 bedrooms 4+ bedrooms

Property Listings Spain 28 Selected Properties

Info Articles 14 Isolas launches new mobile website

Development Consultants SUNSET CLOSE

atlanti csuites europort residential

Mortgage Rates 34 Rates

Thompsons Cottage 12/2

Naval

Hospital

Hill

Useful Links 35 Directory THE

ANCHORAGE

T H E U L T I M AT E R E S I D E N T I A L B L I S S

Genista House Mediterranean life at it's best...

Mews

BUENA VISTA

The information provided within this magazine is for informational purposes only. BMI Property Matters Ltd endeavours to ensure that material contained in this magazine is accurate and complete at the date of publication; however BMI Property Matters ltd does not guarantee the accuracy or completeness of the information, including photographs, text, graphics, renderings and other items contained herein.

You should further recognise that information contained in this magazine may become out of date at any time. This includes the properties which are listed, which may become unavailable at any time.

All prices, features, specifications, plans and availability are subject to change without notice.

All maps, floor plans, drawings and elevations are artist renderings and are for informational purposes only. All dimensions and specifications are approximate.

This magazine and the information contained in it is provided for use “AS IS� without any warranty (whether express or implied) of any kind and no responsibility is assumed for the owners or operators of or content in any of the advertisements contained herein.

BMI Property Matters Ltd does not accept any liability, loss or damage of any kind arising from any inaccuracy or omission in or use of your reliance upon any information in this magazine.

Nothing contained in this magazine is intended to and does not constitute any offer to sell or the solicitation of an offer to buy any product or services from any member, officer or agent of BMI Property Matters Ltd. Nothing contained in these Terms and Conditions shall restrict or exclude any liability that BMI Property Matters Ltd shall have to any person which cannot be excluded or restricted by law.

Magazine designed & printed by www.piranhadesigns.com

viewing essential,

we insist you do it everyday

7

STUDIO & 1 BEDROOM

GIBRALTAR BOTH WORLDS

EAS031

ATLANTIC SUITES

ATS038

Studio

Studio

1 bathroom

1 bathroom

Studio apartment of approximately 20sqm internally and 9sqm of terrace is located in the eastern side of Gibraltar within the retirement complex. This apartment is sold fully furnished, includes a fully fitted kitchen with Electro-domestics included, fully fitted bathroom, fitted wardrobe and storage cupboards. Provides panoramic views of the Mediterranean Sea. Amenities includes access to a sandy beach.

BMI Group is offering a spectacular studio apartment located within this exclusive new development just completed. This property has been furnished to a very high standard and is available for sale fully furnished. Amenities include, gymnasium and communual swimming pool. Must be viewed.

Price: £89,950.00

Price: £199,950.00

BRYMPTON

SOU412

PORTLAND HOUSE

POR042

1 bedroom

1 bedroom

1 bathroom

1 bathroom

Bright and spacious one bedroom, one bathroom apartment on a high floor, this property has been refurbished recently offering plenty of storage space throughout. Features amazing panoramic views from it’s west facing balcony.

Sold fully furnished.

Must be viewed.

Completely renovated one bedroom apartment on a high floor located within this ever popular development in the marina bay area. This property provides a balcony overlooking the Marina and Spain. Sold fully furnished with top of the range kitchen including all appliances, flat screen TV, etc…

Amenity includes swimming pool and gymnasium.

Viewing is recommended.

Price: £164,995.00

Price: £199,950.00

ANCHORAGE

ANCH050

ANCHORAGE

ANCH079

1 bedroom

1 bedroom

1 bathroom

1 bathroom

Set in an exclusive gated development within Gibraltar’s south district this spacious one bedroom, one bathroom apartment with terrace and has magnificent views of the straits of Gibraltar. Amenities include a state of the art fitness centre and fabulous gardens and play area.

Situated on the fourth floor of an exclusive gated development within Gibraltar’s south district this spacious one bedroom, apartment with terrace is sold partly furnished. The property is in supreme order and affords a large open plan living room with kitchen. A naturally bright and airy apartment finished to a high standard. Must be Viewed.

Price: £260,000.00

Price: £265,000.00

8

w w w. b m i g r o u p . g i

GIBRALTAR

1 BEDROOM MARINA BAY

MAR047

SOU334

1 bedroom

1 bedroom

1 bathroom

1 bathroom

Charming one bedroom, one bathroom located on a 1st floor apartment in the sought after area of Marina Bay. Provides open plan designer kitchen, includes Bosch electrical appliances/ living/dining room. Offers stunning views over the Marina and affords a private balcony.

Amenities include communal swimming pool and private parking not allocated.

Partly furnished.

Viewing is highly recommended. * Air conditioning dual system. * Double glazing. * Carpet throughout except wet areas.

GENISTA HOUSE

Very spacious one bedroom apt located within this exclusive and small residential development.

The apt is of approx 74 sqm internally and affords hard wood floors, modern high tech kitchen inclusive of all appliances and air-conditioned throughout. In addition there are two private terraces facing west and east of approx 30sqm. This property is one of the largest one bed luxury apt’s on the market and includes two parking spaces and a store room. Genista House also offers residents the private use of a fitness suite.

Price: £285,000.00

Price: £ 280,000.00

QUEENSWAY QUAY

QUE069

HIGHCLIFF HOUSE

SOU286

1 bedroom

1 bedroom

1 bathroom

1 bathroom

Smart and bright one bedroom, one bathroom apartment located on the sought after area of Queensway Quay Marina. The apartment is carpeted throughout and it is one of two 1 bedroom apartments in the whole Dexterous building having separate kitchen with window. The kitchen is fitted with beige units, black granite top and Bosh appliances. It benefits from fantastic views of the marina from the private terrace. Includes allocated parking just opposite to its entrance and a use of storeroom shared with 3 apartments.

Sold partly furnished.

Viewing is highly recommended.

Price: £340,000.00

ATLANTIC SUITES

ATS061

Unique duplex penthouse situated within this exclusive development in the south district. This property provides a spacious living room/dining room with direct access to a terrace overlooking the bay and Africa. This property is bright and airy and includes a high tech quality kitchen with appliance included, utility room and down stairs cloak room, master bedroom is located within a mezzanine floor and includes an en-suite bathroom with Jacuzzi bath and two private terraces. Also includes private parking space within the secure underground garage. Reverse Air conditioning and heating system throughout. Amenities include communal swimming pool, gymnasium and terrace.

Price: £359,000.00

KINGS WHARF

KW27036

1 bedroom

1 bedroom

1 bathroom

1 bathroom

Spacious one bedroom apartment located within this exclusive development.

This apartment provides sea views and has a terrace which is accessed from the living room. The kitchen is spacious and is fully fitted. The large master bedroom provides fitted wardrobes. There is a walk in shower in the bathroom and plenty of storage cupboards in the entrance hall.

Must be viewed.

Luxury apartment located within this new development in this prime location of Queensway Marina. This apartment of approximately 65sqm internally will provide a terrace of approximately 55sqm facing North/West. The apartment will consist of one bedroom, one bathroom, open plan kitchen and is situated on a mid floor. The apartment has been finished to a very high standard throughout and high tech quality finishing`s, also includes a parking space, air conditioning and heating. The development will include communal swimming pool and gymnasium. Suitable for Cat2 status.

Price: £360,000.00

Price: £390,000.00

viewing essential,

we insist you do it everyday

9

GIBRALTAR

2 BEDROOMS

UPPER TOWN

UPP032

HARBOUR VIEWS

HAR069

2 bedroom

2 bedroom

1 bathroom

1 bathroom

Attractive and bright 2 bedroom, 1 bathroom, guest cloakroom, 1 reception room apartment located in the mid upper town area with private entrance. This property provides spacious living area and good views of the bay. Features high ceilings making it feel more roomy and original ceramic flooring throughout pertaining to its period. Property has great potential and possibilities for extending. A blank canvas suitable as a starter home.

Viewing is highly recommended.

New in the market a 2 bedroom apartment in the family orientated development of Harbour Views. This property is on a low floor, perfect opportunity for a first time buyer. It features wood effect laminate flooring and walk-in wardrobe in Master bedroom, kitchen was refurbished recently. Includes allocated parking space. Sold partly furnished.

Price: £152,500.00

Price: £155,000.00

CARLTREE HOUSE

DEV012

TOWN

TOW113

2 bedroom

2 bedroom

1 bathroom

1 bathroom

Three bedroom duplex apartment converted into a two bedroom plus studio but easily converted back. This property is light and spacious and provides a large family kitchen and sitting room. The two bedrooms have plenty of storage throughout. The bathroom has recently been refurbished. Provides wooden laminate flooring througout. Air conditioning also features within this property.

There is parking facility within the vicinity and a communal patio with barbeque area. viewing is highly recommended. Great starter home!

1st floor apartment comprises two double size bedroom, one bathroom and guest cloakroom within a well-maintained building. Ideally situated just off Main Street and close to many amenities. Has been recently refurbished to a good standard offering high ceilings, laminate wood effect flooring throughout except kitchen and bathroom.

Price: £159,000.00

Price: £195,000.00

WATERGARDENS

WAT067

BRYMPTON

SOU454

2 bedroom

2 bedroom

2 bathroom

1 bathroom

Two bedroom, two bathroom 6th floor apartment located within this popular marina bay complex. This apartment provides magnificent views of the marina and bay. Includes balcony of approximately 10sqm. Great investment potential. Must be viewed. Sold fully furnished.

Sold on a vacant possession basis or on a buy to let basis.

Price: £210,000.00

10

Sold partly furnished.

Bright 2 bedroom apartment originally 3, located on a 4th floor and situated in the South District. 3rd bedroom has been extended to add extra living area to the west facing lounge making it extremely spacious. (Currently used as lounge, dining room and study). The apartment has been recently refurbished throughout, provides a fully fitted kitchen, bathroom and cupboard. Enjoys a west facing balcony with panoramic views. Sold partly furnished. Includes allocated parking space. * Laminate wood effect flooring throughout except Kitchen and Bathroom.

Price: £220,000.00

w w w. b m i g r o u p . g i

GIBRALTAR

2 BEDROOMS SOUTH DISTRICT

SOU449

OCEAN VILLAGE

OCE150

2 bedroom

2 bedroom

1 bathroom

1 bathroom

Exclusive with BMI. This stunning penthouse two bedroom, one bathroom apartment located in the south district. Well decorated throughout and ready to move in, spacious living/dining room with access to a private terrace of approx.

8m2 with spectacular views of the bay Africa and Rock. Fully fitted kitchen inclusive of appliances. Spacious master bedroom with access to terrace. Sold partly furnished. Viewing is is a must.

Situated in the luxury development of Majestic Plaza, bright and airy two bedroom apartment located on mid-high floor. Sold partly furnished the apartment features fantastic views of the marina, Spain and partial sea views.

Allocated parking space included.

Price: £239,500.00

Price: £275,000.00

EUROTOWERS

EUR049

Viewing highly recommended!

KINGS WHARF

KW27020

2 bedroom

2 bedroom

2 bathroom

2 bathroom

Two bedroom, two bathroom duplex apartment located within this ever popular luxury development. Provides spacious kitchen/diner with fitted units and inclusive of appliances, spacious living room and bedrooms, wet room and bathroom. Great views of the rock and partial sea views. Buy to let opportunity. Sold as seen. Viewing is highly recommended.

Luxury apartment located within this new development situated in the prime location of Queensway Marina. This apartment of approximately 85sqm internally will provide a terrace of approximately 8sqm and will be facing the bay well as views of the rock. The apartment will consist of two bedroom, two bathroom open plan kitchen. The apartment will be finished to a very high standard throughout with high tech quality finishings, will also include a private parking space, air conditioning and heating. The development will include communal swimming pool and gymnasium

Price: £289,000.00

Price: £365,000.00

QUEENSWAY QUAY

QUE067

OCEAN VILLAGE

OCE129

2 bedroom

2 bedroom

2 bathroom

2 bathroom

Smart, recently refurbished two bedroom, two bathroom apartment situated within Ragged Staff Wharf marina area. Open plan spacious lounge with fitted kitchen which leads onto a large terrace with South facing views. The master bedroom provides en-suite shower room. Amenities include a parking space, communal gardens, gymnasium and communal swimming pool.

Luxury Tranquil Haven, two bedrooms, two bathrooms apartment located within the exclusive development of Ocean Village. This property is situated on a high floor and offers stunning east, north and south views. The apartment is decorated to a very high standard throughout and includes a private parking space within the underground garage. Amenities include swimming pools, Jacuzzis as well as a gymnasium.

Sold fully furnished and equipped.

Price: £419,000.00

Price: £430,000.00

viewing essential,

we insist you do it everyday

11

2 BEDROOMS

GIBRALTAR KINGS WHARF

KW27102

SOU288

2 bedroom

2 bedroom

2 bathroom

2 bathroom

BMI are pleased to offer an exclusive on this central apartment located in the luxurious and new King’s Wharf Development. It is a minute’s walk from Main Street and Queensway Quay, with its shops, bars, restaurants. This bright apartment consists of two double bedrooms, two bathrooms (with the master bedroom benefiting from an ensuite) and a light and spacious open plan living and dining area with excellent views of North Africa. The property features high-specification fixtures and fittings throughout. Amenities include top of the range gymnasium, infinity lap pool, gardens and table tennis room. The property also includes an allocated underground parking space. The property is offered chain free and is ready for immediate occupation.

Price: £449,500.00 QUEENSWAY QUAY

HIGHCLIFFE HOUSE

QUE045

Exclusive two bedroom, two bathroom apartment situated situated on a high floor within this exclusive development in the south district. This property provides a spacious living room/dining room with direct access to a terrace overlooking the bay and Africa. This property is bright and airy and includes a high tech quality kitchen with appliance included, cloak room, master bedroom is includes an en-suite bathroom with Jacuzzi bath. Also includes private parking space within the secure underground garage. Reverse Air conditioning and heating system throughout. Amenities include communal swimming pool, gymnasium and terrace.

Price: £469,000.00

OCEAN VILLAGE

OCE063

2 bedroom

2 bedroom

2 bathroom

2 bathroom

Stunning two bedroom, two bathroom apartment located within the beautiful marina of Queensway Quay. This apartment is decorated to a good standard throughout and provides views of the bay and marina from a spacious terrace.

The apartment is being sold fully furnished and includes a private parking space within the underground garage. Must be viewed.

Fantastic opportunity to buy a 2 bedroom, 2 bathroom duplex overlooking the boardwalk of Ocean Village. The apartment has 2 bedrooms, both with ensuite bathrooms, a single garage with automatic door, seperate kitchen and living room, 2 terraces and a roof-top solarium. This property has access to the superb communal pools and jacuzzis as part of the Ocean Village complex. This property must be viewed!

Price: £485,000.00

Price: £499,950.00

ATLANTIC SUITES

ATS065

QUE076

2 bedroom

2 bedroom

2 bathroom

2 bathroom

Very bright and airy two bedroom apartment on a 10th floor located within this exclusive development. This property is partly furnished, with a fully fitted kitchen and bathroom. Partial sea views are enjoyed from the kitchen terrace and master bedroom. Must be viewed.

Price: £515,000.00

12

QUEENSWAY QUAY

Stunning two bed two bathroom apartment in the prestigious Queensway Quay Marina and located at Cormorant Wharf. This apartment is of approx. 120sqm internally and affords a large 30sqm terrace facing west with views to the Marina and the Bay of Gibraltar. The apartment is sold fully furnished and is decorated to a high standard.

Master bedroom includes en-suite and a walk-in-wardrobe, kitchen is fully fitted and provides access to the large terrace and adjacent to a living room of approx. 40sqm.

The development offers communal facilities including swimming pool and provides for a private parking within the gated community, as well as being only minutes walk from the centre of Town.

Price: £520,000.00

w w w. b m i g r o u p . g i

GIBRALTAR

2 BEDROOMS ROCK GARDENS

ROCKG005

TRADEWIINDS

TRA002

2 bedroom

2 bedroom

2 bathroom

2 bathroom

Luxurious apartment decorated to a very high standard and situated in an elevated position within this new development Rock Gardens providing spectacular views across the Bay of Gibraltar. Rock Gardens comprises of beautiful light and spacious apartments and penthouses complete with cutting edge fittings and features that will arguably elevate this address to one of the most sought after in Gibraltar. This spacious apartment is of approximately 115sqm internally and 20sqm of terrace and includes a private parking space. Amenities include communal swimming pool. Viewing is highly recommended.

Luxurious development conveniently located at Marina Bay between the town centre and the Spanish/Gibraltar border, Tradewinds occupies the last section of waterfront land at Marina Bay. This apartment is located within the first tower and consists of a spacious two bedroom facing directly onto the Marina. Features include floor to ceiling windows and sliding doors to the terraces, latest contemporary fixtures & fittings, Poggenpohl fully fitted kitchens, wood floors and air-conditioning. An underground parking space is also inclusive. This property is currently let until end of 2014. Ideal as an Investment!!!! CAT 2 status.

Price: £599,000.00

Price: £620,000.00

THE SAILS

QUE058

CLIFTONS

SOU312

2 bedroom

2 bedroom

1 bathroom

2 bathroom

Stunning two bedrooms, one bathroom apartment located within this exclusive development in the Queensway marina. This property provides views of the marina from a large terrace. The bedrooms provide fitted wardrobes. Sold fully fitted. includes a private parking space. Amenities include communal swimming pool. Buy to let. Must be viewed.

2 bedroom, 2 bathroom penthouse in this luxury development found in the south district. The Cliftons boasts a beautiful setting of the restored old Naval Hospital. This penthouse is 169 sqm and has a fantastic living room with open plan kitchen, walk-in wardrobes and en-suite bathrooms in both bedrooms and a fantastic large terrace. This apartment comes with a parking space and has access to the communal gym and pool.

Price: £640,000.00

Price: £675,000.00

ADMIRAL’S PLACE

SOU340

THE SAILS

QUE064

2 bedroom

2 bedroom

2 bathroom

2 bathroom

Beautifully appointed two bedroom, two bathroom colonial style apartment located within this secure gated development with beautiful landscape gardens and a communal swimming pool. This apartment provides a spacious kitchen with access onto a private patio ideal for barbecues! The living room is very spacious with a dining area and has access onto a terraced garden with ample space for entertaining. There is a cloak room and another terrace that can be used as a utility terrace. The master bedroom is very spacious and provides a walk in wardrobe and en-suite bathroom. Property provides 114sqm internally plus 72sqm in total of terraces and garden.

Luxury two bedrooms, two bathroom apartment located within this exclusive development in the Queensway marina. The property has been fitted to a very high standard and has been tastefully decorated. Master bedroom provides walkin wardrobe and en-suite bathroom. Property boasts of a partially large covered terrace enjoying stunning marina views. .

Sold fully furnished and includes two allocated parking spaces. Amenities include communal swimming pool.

Must be viewed.

Price: £695,000.00

Price: £785,000.00

viewing essential,

we insist you do it everyday

13

ISOLAS recently announced the launch of the mobileoptimised version of their website, a first in the local legal profession.

A project that has kept the marketing team busy for a few months now, the website is optimised for display on smartphones and notebook/tab type devices. The mobile optimised website is distinct from an app which users are required to download in that the content is always up to date and accessible to any smartphone use. This ‘mobile web app’ as it is also referred to, is designed to add value to the client and partner experience.

Selwyn Figueras, Business Development Manager for ISOLAS explained that “from the very beginning, our focus has been on usability, on ensuring ease of use and ensuring that clients and partners alike are able to contact a relevant lawyer within three thumb taps of arriving on the site. The site seamlessly blends in to the desktop version and automatically displays the right version depending on the operating system of the device the visitor is using.

The site has been in the testing phase for some weeks now, work having begun on this before the summer.”

Selwyn went on to say that “mobile internet traffic is set to pass desktop traffic by the end of Q1 2013, a staggering statistic when you consider how far mobile has had to come and the relatively short space of time in which it has gone from frustratingly slow and practically useless to a key feature of our daily lives. In fact, something like 40% of all flowers purchased for Mother’s day last year in the UK were purchased from mobile devices.”

The volume of traffic on the mobile internet meant that we couldn’t ignore the fact that our website, although fully optimised and a source of a significant amount of business, simply didn’t cut it in the mobile stakes. In designing this version, we rethought the process of arriving at the site and how our users navigate through our main website. As a result, we completely redesigned the navigation and menu structure to simplify it as far as possible whilst retaining the usefulness of the content. The web app also exploits the availability of other technologies on today’s smartphones, such as mapping software and, of course, the simplicity of placing a call from within the web app itself.”

14

“For someone on the go, trying to find a lawyer online in a particular field, or, even a particular lawyer, the key considerations are ease of use and speed of delivery. The website is built with those key features as the main priority and is modelled on well-established guidelines (howtogomo.com) for an effective and efficient mobile website. If you’re coming to see us, you can even call a taxi from within the web app itself!”

“We’re very proud to be able to bring this value-added feature to our clients and partners, a feature which no other law firm locally currently offers and which is kept fully up to date with all news and articles, as it happens. As always, feedback from users of the service plays a key role in determining the functionality we add to the web app, our analytics having been a source of much guidance.”

ISOLAS is proud to be, at once, Gibraltar’s longest established law firm and a leader in the deployment of new and state of the art strategies to drive revenue and add value to the client experience.

w w w. b m i g r o u p . g i

viewing essential,

we insist you do it everyday

15

16

w w w. b m i g r o u p . g i

GIBRALTAR MONTAGU CRESCENT

3 BEDROOMS MON085

OCEAN HEIGHTS

3 bedroom

3 bedroom

1 bathroom

2 bathroom

Ready for immediate occupation!!! 3 bedroom, one bathroom, 1st floor apartment in Montagu Crescent decorated to a high standard with laminate flooring throughout. The family kitchen has pine fitted units, inclusive of Appliances; the bathroom benefits of a Jacuzzi bath and a separate shower; three good sized bedrooms (all with fitted wardrobes); an ample living/dining area with wooden beams on the ceiling. Includes a private parking space. Sold fully furnished.

Three bed two bath (one en-suite) top floor apartment in Ocean Heights. Has been renovated throughout, consists of open plan high tech fitted kitchen (with black Silestone worktop)/ lounge area, study and ample storage space. Nicely furnished with good quality fitted wardrobes, air-con, satellite tv, communal pool, sea views and more...

This apartment offers two separate entrance doors so could easily be converted to a studio and a 2 bedroom apartment.

Great as residential, holiday home or for rental investment.

Must be viewed.

Price: £219,000.00 MARINA BAY

MAR049

Price: £225,000.00 TRAFALGAR HOUSE

TOW109

3 bedroom

3 bedroom

1 bathroom

2 bathroom

Three bedrooms, one bathroom and guest cloakroom apartment located within a low floor, in need of some DIY. West facing, next to the Ocean Village Marina and within walking distance to the town centre. This property provides spacious living/dining room as well as two very good sized bedrooms. Enjoys a shared patio of approximately 40m2. Viewing is a must.

A very bright 3 bedroom, two bathroom apartment on a high floor with lift, laminate wood effect flooring throughout. Enjoys high ceilings and well maintained.

This apartment offers fantastic panoramic views of the Bay and Africa and benefits of being within walking distance to town, a great family home. The building offers new lift access from the ground level, communal roof terrace and internal courtyard which is pleasantly arranged with pots and plants.

Price: £235,000.00

Price: £230,000.00 WATERGARDENS

OCE146

WAT070

TOWN

TOW126

3 bedroom

3 bedroom

2 bathroom

1 bathroom

Three bedroom apt located on a mid-floor providing spectacular views of the Ocean Village Marina and the Rock. This apartment is in good order and has been recently decorated. The location of this property allows for easy access to the border and to the city areas. An ideal starter home or buy to let prospect.

Viewing is recommended.

Bright top floor Colonial style apartment located in the centre of town provides three spacious bedrooms, one bathroom recently refurbished, good size family kitchen, and living/dining room. Property provides original colonial features such as high ceilings and a working fireplace in lounge. Laminate wood effect throughout except kitchen and bathroom which has been fitted in ceramic tiles. Sale includes a lock-up garage.

Viewing is highly recommended.

Price: £275,000.00

Price: £325,000.00

18

w w w. b m i g r o u p . g i

3 BEDROOMS

GIBRALTAR

MARINA BAY

MAR041

SOUTH DISTRICT

SOU443

3 bedroom

3 bedroom

1 bathroom

2 bathroom

Elegant three bedroom, one bathroom apartment located within the marina bay area, this property provides a north/east facing covered terrace, overlooking the Runway, Rock and Spain. Roomy family kitchen fully fitted and equipped, master bedroom and 2nd bedroom are good double size rooms, both fitted with good quality wardrobes, 3rd bedroom being a single room and fitted with double wall wardrobe presently used as walking wardrobe but could be used as a study/bedroom.

Amenities include communal swimming pool and parking space.

Viewing is highly recommended.

Fabulous opportunity not to be missed!! Stunning 3 bedroom 2 bathroom (one being a shower room) Cottage located in the South District within a quiet and private family estate. This property has been completely refurbished throughout to a very high standard and would be ready for immediate occupation. Provides comfortable living area of approximately 100m2 with the possibility of a second floor conversion of a further internal area of 100m2 approximately - subject to planning permission. Sold as seen. Viewing is highly recommended.

Price: £349,950.00

Price: £365,000.00

OCEAN VILLAGE

OCE145

GARDINERS VIEW

GAR043

3 bedroom

3 bedroom

2 bathroom

2 bathroom

Smart and generous 3 bedroom 2 bathroom apartment located on a 3rd floor in the popular Ocean Village Development, built to a high standard and tastefully decorated. Provides a fully fitted open plan kitchen with double oven and double dishwasher. Living/dining room and Master bedroom leading to an East facing terrace of approximately 14m2 offering great views of the town and Rock. Sold as seen.

Amenities include 5 swimming pools, spa and landscaped gardens.

Spacious three bedroom, two bathroom top floor apartment of approximately 115m2 internally and 15m2 of terrace overlooking the bay. This apartment is in excellent condition throughout and provides a spacious family kitchen. Two of the bedrooms have fitted cupboards. Private parking space is also included. Sold fully furnished. Viewing is highly recommended.

Price: £395,000.00

Price: £395,000.00

EUROPLAZA

EPL145

ANCHORAGE

ANCH078

3 bedroom

3 bedroom

2 bathroom

2 bathroom

Stunning, spacious three bedroom, two bathroom, 8th floor apartment in Europlaza.

Decorated to a high and modern standard by an interior designer. This apartment comes with a family kitchen fully fitted and equipped, leads onto a utility balcony.

Master bedroom with ensuite bathroom and fitted wardrobes. Large living/dining area which leads onto a sea facing terrace offering spectacular views of the bay.

Property currently let - buy to let only.

Viewing is a must.Three bedroom, two bathroom located within a 4th floor situated within this recently completely development. All bedrooms have been fitted with large wardrobes. Decorated to a high standard,sold partly furnished with one allocated parking space within the underground garage. The apartment offers’ excellent views of the bay and Africa. Provides 110sqm internally plus 20sqm of terraces. Amenities include children’s playground and health spa.

Price: £425,000.00

Price: £455,000.00

viewing essential,

we insist you do it everyday

19

3 BEDROOMS

GIBRALTAR SUNSET CLOSE

SOU430

KINGS WHARF

KW27078

3 bedroom

3 bedroom

2 bathroom

2 bathroom

Stunning property for sale in Sunset Close. Comprising four bedrooms converted to a 3, two bathrooms (plus guest wc), the property is built over two levels and enjoys spacious living areas, as well as two private terraces offering stunning sea views. Sold partly furnished. Double lockup garage. Communal swimming pool currently under construction. Viewing highly recommended.

Beautiful 3 bedroom, 4th floor apartment located within this brand new development, it is situated in the prime location of Queensway Marina. This apartment is approximately 116sqm internally provides a terrace of approximately 18sqm and is south/west facing with sea views. This is available immediately, unfurnished. The apartment provides a fitted kitchen and bathrooms plus includes a parking space.

Price: £515,000.00

Price: £539,950.00

WATERGARDENS

WAT069

QUEENSWAY QUAY

QUE063

3 bedroom

3 bedroom

3 bathroom

2 bathroom

Penthouse, Watergardens - Featuring 360 degree views from its four balconies and offering approximately 177m2 of internal living accommodation, the apartment comprises 3 bedrooms, 3 bathrooms (2 of them en suite) a spacious lounge/dining room and fitted kitchen breakfast room and still more space besides! There is planning consent in place to convert the current south west facing terrace (the largest) into a conservatory/studio like dwelling or additional reception room. Ready for a touch of loving refurbishment, a factor that we have taken into account in arriving at a suitable asking price. The vendors are very realistic regarding price expectation and will consider all reasonable offers, from SERIOUS BUYERS, in a position to proceed.

Luxury 3 bedrooms 2 bathrooms apartment ready to move in, situated in the exclusive Ragged Wharf development. This apartment provides a fully fitted designer kitchen with new Bosch electrical appliances, balcony over looking the sea and master bedroom with walk-in wardrobe and en-suite bathroom. With approximately 129sqm internally, and 18sqm of terrace, this is a large and luxury apartment recently refurbished to a very high standard, with a communal pool and access to a gym. The property has private parking.

Suitable for Cat 2. Sold fully furnished.

Price: £595,000.00

Price: £650,000.00

QUEENSWAY QUAY

QUE035

Viewing is highly recommended.

SOUTH DISTRICT

SOU364

3 bedroom

3 bedroom

2 bathroom

2 bathroom

Luxury 3 bedrooms 2 bathrooms apartment situated in the exclusive Cormorant Wharf development. This apartment boasts a large fully fitted kitchen, balcony over looking the sea and master bedroom with walk in wardrobe and en-suite bathroom. With approximately 150sqm internally, and 15sqm of terrace, this is a large and luxury apartment, with a communal pool and access to a gym. The property has private parking.

Colonial style semi detached house located within the upper south district. This property provides three very good size bedrooms as well as two en-suite bathrooms of a very good size. There are many original features within the property that provide a unique colonial feel, such as working fire places, high ceilings, spacious landing and stair case, original wooden flooring as well as original marble flooring to the entrance of the property, large windows, covings and much more.

Price: £750,000.00

Price: £895,000.00

20

The property includes a good size kitchen which is adjacent to a converted den now being used as a dining area. Outside there is a good size patio/garden with pergola area, great for entertaining as well as a utility area which also provides a side entrance to the property.

w w w. b m i g r o u p . g i

viewing essential,

we insist you do it everyday

21

22

w w w. b m i g r o u p . g i

4 + BEDROOMS

GIBRALTAR SOUTH DISTRICT

SOU304

ANCHORAGE

4 bedroom

4 bedroom

2 bathroom

2 bathroom

Large four bedroom, two bathroom property in the St. Josephs area of the south district.

This beautiful property has three large bedrooms with fitted wardrobes and a master bedroom with en-suite. A brand new fully fitted eat-in kitchen has recently been added to this property. The living room is a great size and leads on to a balcony area, which enjoys stunning westerly views of the bay. This property also has a roof terrace of approximately 36sqm, where there are stunnning views, a built in barbeque and more storage space. The current owners have applied for permission to extend the property up wards into a roof/ attic space, which could add approximately 80sqm to the property (awaiting approval). This property must be viewed to be appreciated.

Four bedrooms, two bathrooms garden apartment set in an exclusive gated development within Gibraltar’s south district; enjoying its very own micro climate and landscaped gardens. This apartment is of approximately 150m2 and includes terrace area of approximately 27m2 with garden area of 15m2 approx.. The apartment has been finished and decorated to a very high standard with hardwood timber flooring throughout, contemporary quality fully fitted kitchen includes appliances of a high standard and fully fitted designer bathrooms. Dual air-conditioning throughout. Includes two parking spaces and 2 stores. Amenities include: a children’s park, gym and indoor communal spa pool within the Grand Magazine.

Price: £575,000.00

Price: £440,000.00 MARINA BAY

MAR048

SOUTH DISTRICT

SOU453

4 bedroom

4 bedroom

3 bathroom

2 bathroom

Recently refurbished luxury apartment converted from two apartments, decorated to the highest of standards. Enjoys a large 25m2 approx. kitchen/days room with high tech appliances leads to private terrace (5m2) affording spectacular views to the Marina. In addition the property features hard wood floors throughout except kitchen area and bathrooms - A/C to all rooms - ample storage fitted cupboards. A large living room also provides direct access to a west facing terrace with large sliding glass doors providing picturesque views plus an east facing terrace providing views of the Rock and Mediterranean. All bedrooms except the study (4th bedroom) have fitted wardrobes. Two shower rooms plus en-suite bathroom.

The total internal area of this exclusive apartment is 197m2 approx. Permit parking bay included for 2 cars.

Price: £625,000.00

MOUNT ROAD

ANCH104

SOU362

An exclusive development of five town houses situated in the upper hills of the South District. This private location offers spectacular views from all the properties together with generous terraces and gardens. The location is orientated towards the Bay and Strait of Gibraltar and is surrounded by green areas making for an idyllic living experience. Within the properties residents will enjoy hard wood flooring, modern high spec kitchens with high tech appliances, spacious living areas throughout as well as other features such as working fireplace, air-conditioning and separate utility room.

With only five residences, the private communal swimming pool is an added luxury and will enjoy private gardens shaded by mature trees.

Price: £695,000.00

SOUTH DISTRICT

SOU450

4 bedroom

4 bedroom

2 bathroom

2 bathroom

A unique and beautiful penthouse apartment situated within a small complex in the exclusive area of Mount Road in the south district with magnificent views of the bay and Africa. This property provides 265sqm internally plus 60sqm of terrace. Property consist of 4 bedrooms, 2 bathrooms. Provides a private parking space. There is also ample space to park a motor cycle. Must be viewed!

Don’t miss out on this opportunity to purchase a four bedroom two bathroom detached house within the south district. This property consists of a spacious family kitchen with adjacent dining room. Living/dining room provides a working fireplace. On the top floor there are three double size bedrooms and bathroom. The property provides lots of storage throughout and offers the possibility of extension in order to add extra living area. (Subject to planning permission - plans available upon request). There are two open terraces enjoying panoramic views of the bay and Africa. Additional a private swimming pool with open lounging area, BBQ area and toilet, sits in the upper level of the garden. The property also provides a lock-up garage.

Must be viewed.

Price: £950,000.00

Price: £1,400,000.00

viewing essential,

we insist you do it everyday

23

Gibraltar need not be your telecoms weak link. Our network has been designed from the ground up to address regional service issues with an inherently resilient design, world class partners and leading-edge DDoS protection.

If your business depends on the Internet or local and/or international leased lines, talk to us - we will tailor a solution to meet your needs... at the right price!

Unmatched resilience comes as standard!

For more information Sapphire Networks Suite 3.0.3 Eurotowers, PO Box 797, Gibraltar Tel: +350 200 47 200 info@sapphire.gi www.sapphire.gi 24

w w w. b m i g r o u p . g i

viewing essential,

we insist you do it everyday

25

Demand more from your bank...

Welcome to Premium Banking In today’s economic climate, managing and protecting your wealth is essential. Equally important is the trust and confidence you have in your bankers.

Premium Banking is an enhanced, highly personalised relationship managed banking service that starts with one simple and fundamental question: “What do you want from us, how can we help?” Understanding this enables us to tailor the service to meet your own very unique and personal requirements.

Quite simply, if you expect and demand more from your banking and wealth management, Premium Banking delivers. Asset or income qualifications apply.

Your gateway to our expertise.

If you demand more from your bank, contact Premium Banking on 00 350 200 46407 or call in to any branch for details.

The Royal Bank of Scotland International Limited trading as NatWest (NatWest). Registered Office: P.O. Box 64, Royal Bank House, 71 Bath Street, St. Helier, Jersey JE4 8PJ. Regulated by the Jersey Financial Services Commission. Business address: PO Box 11, 16 Library Place, St Helier, Jersey, JE4 8NH. NatWest is the registered business name of The Royal Bank of Scotland International Limited under the Business Names Registration Act. Gibraltar business address: National Westminster House, PO Box 707, 57 Line Wall Road, Gibraltar. Regulated and authorised by the Financial Services Commission, Gibraltar to undertake Banking and Investment Business from 57 and 55 Line Wall Road and 1 Corral Road, Gibraltar. Premium Banking service is offered subject to status, Terms and Conditions apply. Calls may be recorded.

TRIAY STAGNETTO NEISH Barristers & Solicitors Burns House, 19 Town Range, Gibraltar Tel: (+350) 200 79423 / 200 73530 Fax: (+350) 200 71405 Email: tsn@tsnlaw.com www.tsnlaw.com

viewing essential,

we insist you do it everyday

27

SPANISH RESALES SOTOGRANDE

R143-01178

SOTOGRANDE

R143-01115

7 bedroom

6 bedroom

7 bathroom

7 bathroom

This impressive house with fantastic views of two golf courses is one of the most unique villas built in Southern Spain. This newly built property,, has the advantage of the latest technology mixed with antiques such as 17th century fountain and a 19th century gate from a monastery. The beams of the guest house are carved antique. The entrance to the property is made in Moorish style. GUEST HOUSE. The right wing of the house, accessed from the main patio is a self-contained 2 bedrooms suite with luxurious bathroom and shower, parquet flooring with underfloor heating, hand carved antique beams with antique doors and windows. MAIN HOUSE The living room has stucco walls, authentic old marble flooring. There is a separate dining room and a large L-shaped kitchen which opens onto a large terrace, pond and outdoor dining area. There is large utility room separate with entrance a two car garage.

A superb extremely spacious villa constructed to the highest standards with sea views and direct frontage to the La Reserva golf course. Features include:- Home cinema room, wine cellar, Indoor pool and gymnasium, Outdoor infinity pool, Danespan fitted kitchen with Gaggenau electrical appliances, Extensive five car+ integral garage. Full gas fired underfloor heating and air conditioning systems. Internal elevator, automated blinds to bedroom windows and automated lighting and domotic system. Accommodation comprises:- Double height hallway with minstral gallery, large living room divided into two seperate areas with open fireplace and wood panelled walls. Dining room, superbly fitted kitchen with seperate dining area and utility room, stairway down to laundry room and staff apartment. door to the enormous garage. An inner hall serves cloakroom and four guest bedrooms.

SOTOGRANDE

SOTOGRANDE

€6,750,000.00 R143-01049

€6,500,000.00 R143-00821

6 bedroom

9 bedroom

4 bathroom

9 bathroom

An attractive and spacious family villa in the very popular “Kings and Queens” area, close to the Royal Sotogrande Golf Club and the Cucurucho Beach Club. The property has ample off street parking including covered and pergola parking space, leading to an attractive entrance and large hall with direct access to a very large drawing room with various sitting areas and an open fireplace, sliding doors to a dining room and a large covered terrace overlooking the mature garden and swimming pool. The ground floor provides four bedrooms and three bathrooms (two en suite), a staff bedroom with en suite bathroom and a guest cloakroom.

The spacious fully fitted kitchen with walk in pantry has a breakfast /dining area and a family sitting room with an open fireplace. On the first floor is the main bedroom suite with a spacious sitting room/study overlooking the garden, a dressing room and an en suite bathroom with separate shower. Amenities include radiator central heating,

A spectacular villa recently completed, combining a classic Andalucian style with contemporary comfort and the latest technology and very high quality of construction and finish, in a peaceful south facing location at the end of a cul-de-sac, overlooking an impressive ravine and protected natural beauty. The property is arranged on three levels and is approached through an attractive driveway lined with mature olive trees. At the entrance level is a large patio leading to a spacious 65 m2 living room with two fireplaces and direct access to a covered 100 m2 terrace overlooking the heated infinity swimming pool below and impressive views. There is also a formal dining room, a sitting room/library, a very large kitchen and walk-in pantry and an utility room, and a maid´s bedroom and shower room. Also the master bedroom suite with dressing room and en suite bathroom and two guest bedrooms with bathrooms en suite.

SOTOGRANDE

SOTOGRANDE

€3,685,000.00 R143-01091

R143-01161

5 bedroom

6 bedroom

4 bathroom

6 bathroom

A charming and spacious single-storey family villa situated in a much sought-after location in Sotogrande Costa set in a mature and attractive garden with mature trees and plants. Approached through a spacious entrance hall is a large drawing room with fireplace overlooking the attractive garden with an ornamental lily and fish pond and terraces, ideal for entertaining. The dining room leads to a new large fully fitted and equipped kitchen with dining area and a separate utility room and a guest cloakroom. There are three guest bedrooms and two bathrooms and a master bedroom with sitting room with fireplace. There is also a separate studio with a shower room, ideal for guest or staff accomodation. Amenities include a heated salt water swimming pool, a garage and ample off-street parking. Alarm system.

€2,500,000.00

28

€6,950,000.00

A unique and spacious family villa set in a very attractive tropical garden backing on to a green zone with mature trees providing a very peaceful setting. The entrance hall leads to a spacious living room, with open fireplace and terrace overlooking the garden, and a separate dining room with two terraces. The large fully fitted and equipped kitchen has a dining area and a log burner making it a cosy family room. There are two bedrooms, one with a terrace and two en suite bathrooms. On the first floor is the large master bedroom with a terrace and a walk-in dressing area and an en suite bathroom. There is a further enclosed area on this floor which could be converted into extra bedrooms or a large family room. On the garden level, the living room/dining room leads to a spacious patio with fire place and a cloakroom and linen room. There are two large bedrooms with bathrooms en suite and direct access to the garden.

€2,500,000.00

w w w. b m i g r o u p . g i

SPANISH RESALES SOTOGRANDE

R143-01090

SOTOGRANDE

R143-00666

5 bedroom

4 bedroom

7 bathroom

4 bathroom

A new villa in the exclusive Altos de Valderrama estate. The property is being finished to a high standard by an established local building contractor, the very spacious and highly specified accommodation comprises:- Granite paved driveway to a large integral three car garage.

Entrance porch, double doors to double height entrance hall with cloakroom, living room with open fireplace and glazed patio doors to its full length opening onto an extensive south facing wrap around covered terrace, television/family room with open fireplace and glazed doors to the terrace, dining room with glazed doors to terrace, large kitchen dining room ready for furnishing, service bedroom with en suite shower, laundry room., two large guest bedrooms each with built in wardrobes and large en suite bathroom. First floor. Very spacious master bedroom with en suite dressing room , en suite bathroom,and en suite terrace. Guest bedroom with en suite shower room. Basement, Comprises, hall, cinema room, gymnasiun/games room, and spa room with spa, sauna and turkish bath.

A superbly appointed newly constructed 4 bedroom, 4 bathrooms villa situated in a quiet established cul-de-sac. Fully fitted kitchen/breakfast room and utility room. The property incorporates a ground floor guest suite comprising sitting room, kitchen, cloakroom, bedroom and bathroom. The ground floor 4 accommodation comprises hall, living room and dining room opening onto a large covered terrace and the pool room comprising a 12,3 x 7 m. heated pool with pool shower room. To the first floor is the landing and 3 very large bedrooms with en suite bathrooms. The master bedroom has a dressing room and jacuzzi bath. Top quality marble flooring throughout, solar assisted hot water and water softener, air conditioning etc...

SOTOGRANDE

SAN MARTIN DEL TESORILLO

€2,750,000.00

€3,500,000.00 R143-01117

R143-01229

6 bedroom

8 bedroom

5 bathroom

7 bathroom

A superb newly built and classicly designed and finished Villa. The property has been finished in traditional style, yet incorporating the latest technological features. The property has a sophisticated heating cooling system involving the heating or cooling of various wall, floor and ceiing areas. No radiators or air conditioning ducts are required. The property has a sophisticated domotic system controlling all aspects of the villas electrical, lighting, heating and alarm systems. To the basement level is a cinema room, pool games room, wine cellar and seperate gymnasium with its own shower and toilet facitities. The villa is arranged as two seperate properties, The guest lodge comprising living room with open fireplace, kitchen, stairs to landing serving two large bedrooms which share a bathroom. The main house comprising hall, three large reception rooms, dining, living and library room.

Main House and annexes : 587 m2.

Terraces, porches and patio : 292 m2.

Outbuildings,stables,annexes and patio : 651 m2.

An outstanding property of superior quality set in nineteen hectares of beautiful countryside with wonderful views, twenty minutes inland from Sotogrande. The main house is approached through an Andalucian style courtyard patio with fountain leading to the attractive entrance hall with cloakroom and double doors to a spectacular high ceilinged drawing room with open fireplace and direct access to the terrace and garden. Double doors open into the dining room with sliding doors to the library/sitting room with open fireplace.The master bedroom suite has a large dressing room with an excellent range of cupboards and en suite bathroom with separate shower. There are two further bedrooms, one with en suite bathroom with separate shower which is also

SOTOGRANDE

SOTOGRANDE

€3,150,000.00 R143-01217

4 bedroom

4 bathroom

3 bathroom

€1,500,000.00

we insist you do it everyday

R143-00830

4 bedroom

A unique and very spacious family villa on an elevated plot with great views towards the San Roque Golf Course. The very large open plan entrance hall incorporates a dining hall, a breakfast area and a fitted bar, leading to a very spacious conservatory overlooking the pool and garden, all this ideal for all year round entertaining. The double height living room with a full height picture window bringing in an abundance of light has a mezzanine gallery. The master bedroom suite with direct access to the garden has two en suite shower rooms with an interconnecting dressing room and an adjoining TV room. There is a guest bedroom with an adjoining bathroom and a further bedroom at present used as an office. The kitchen is fully fitted, leading to an utility room.

The staircase leads up to a large gallery sitting room overlooking the living room below with door leading to a bedroom and adjoining shower room. There is a lift and a staircase leading down to the lower level with a large double carport, a cloakroom and two spacious lock-up garages and off street parking. Air conditioning/heating. Lift. Attic storage. Intergrated automatic vacuum cleaning system. Irrigation system. Swimming pool.

viewing essential,

€6,500,000.00

A recently modernised bright and spacious villa in a large mature garden in a quiet culde-sac. 4 bedrooms , 3 bathrooms, large split level living room and dining room opening into an excellent large fully fitted kitchen. Approached via a lift is a sitting room or possible 5th bedroom leading to a large roof terrace. Features include central heating, newly built swimming pool set in a mature garden. Double carport and off-street parking.

€1,550,000.00

29

SPANISH RESALES SOTOGRANDE

R143-00085

SOTOGRANDE

R143-01184

6 bedroom

5 bedroom

5 bathroom

4 bathroom

A superb family villa built circa 1988 by a highly respected architect in the ever popular “Kings & Queens” close to the Royal Sotogrande Golf Club, the Cucurucho Beach Club and the Polo Club. The spacious entrance hall with guest cloakroom, leads into a large drawing room with open fireplace and direct access to the dining room, leading to a fully fitted and equipped kitchen with a breakfast area, plenty of storage cupboards and an utility area. In one wing of the villa, there are four bedrooms and three bathrooms (2 ensuite) and a family sitting room. Close to the kitchen, is a further guest or maid´s bedroom with en suite bathroom. On the top floor is a very large main bedroom suite with two spacious dressing rooms, large bathroom with separate shower, a sitting room/study and a roof terrace. There are spacious covered terraces and a summer dining area overlooking the mature garden and swimming pool. Underfloor heating. Air conditioning/heating. Garage. Car port.

An enlarged and upgraded two storey family villa in a quiet cul de sac location on the lower side of Sotogrande Alto. On the ground floor the double height entrance hall leads to a spacious living room with open fireplace, leading directly on to a large covered terrace overlooking the pool, jacuzzi and the lawned garden. The large sitting room/dining room has an open plan fully fitted and equipped Siemens kitchen, leading to front and rear terraces for outside dining. The family room/TV room leads to a small office and also a guest bedroom with en suite shower room. Cloakroom. On the first floor is the spacious main bedroom with dressing room and en suite bathroom, leading to a roof terrace with good views. A large guest bedroom with en suite bathroom and two further bedrooms sharing an adjoining bathroom, all with access to terraces. Laundry room. Air conditioning/heating. Car port.

SOTOGRANDE

SOTOGRANDE

€1,995,000.00 R143-01262

4 bedroom

4 bathroom

4 bathroom

€1,850,000.00 R143-01265

A large ground floor beach aprtment in a spectacular beach location providing uninterrupted views across the beaches, river estuary and nature reserve to Gibraltar and the African coastline. Originally two apartments which have since been combined the accommodation comprises :- Hall serving two bedrooms one with a bathroom en suite and a second bathroom, fitted kitchen, dining room, a very spacious room with galzed patio doors opening onto the extensive sout facing terrace and garden. Living room with fitted shelving cabinets to one wall and glazed doors to the terrace and garden. Inner hall . Study with fitted shelving and cupboards. Two further bedrooms including the master suite comprising a large sleeping area with wood flooring, en suite bathroom and dressing room. Fourth bathroom. All the bedrooms have wood floors, there is gas fired radiator central heating and air conditioning throughout. Included in the sale are two garage spaces and a basement bedroom/store with shower room en suite.

€2,000,000.00

SOTOGRANDE

R143-01133

7 bedroom

4 bedroom

6 bathroom

4 bathroom

A superb and well presented family villa in Sotogrande Costa within walking distance of the Royal Sotogrande Golf Club, the Cucurucho and Octogono Beach Clubs and the tennis and padle tennis courts. Ideally located, this property has accomodation arranged on two levels with a spacious entrance hall leading to the living room with open fireplace overlooking and with direct access to the large covered terrace and the flat garden mainly laid to lawn. The fully fitted and equipped kitchen is open plan to the dining room with access to the covered terrace. The large bedroom/study has an ensuite shower room/cloakroom. There are two bedrooms with doors leading to a shared bathroom. Two further bedrooms each have en suite bathroom with separate shower. Utility room. On the first floor is a very spacious master bedroom with terrace with lovely views towards the bird sanctuary and the sea beyond, large dressing room and master bathroom split into two sections, one with a large double shower and a jacuzzi bath with picture window with great views and the other with two basins and toilet. A large family room/bedroom with an en suite bathroom.

Swimmimg pool. Double garage.

€2,100,000.00

30

R143-01159

4 bedroom

New on the market. A charming Andalucian style villa in a quiet established area of Sotogrande Costa. The villa has been sympathetically added to by the present owners over recent years.

Backing onto the Guadalquiton cork forest the property has a high level of privacy, almost a rural feel for a property so close to the sea. The well appointed accommodation comprises. A cortijo style walled entrance patio, spacious entrance hall, tv room/snug with open fireplace, a dining room with glazed doors to a large covered dining terrace, Well fitted kitchen with central island and door to a large utility room, formerly a fifth bedroom with bathroom en suite. Living room, an attractive feature of the property and a more recent addittion with elevated ceilings, plenty of light and space. The entrance hall gives access to two ground floor bedrooms each with bathroom en suite.

SOTOGRANDE

€1,975,000.00

A well appointed villa with views towards the Almenara golf course. The accommodation is on two floors served by an elevator. Accommodation comprises, hall, Living room with open fireplace and glazed doors to terrace and garden, separate dining room, well appointed fitted kitchen with door to covered terrace and elevator access, Guest bedroom with en suite bathroom, Integral double garage. Stairs to landing, two guest bedrooms with en suite shower rooms and the master bedroom with a large en suite bathroom including a steam room, elevator access and en suite terrace. Outside there is an extensive parking area, in addition there is a second lower garage with elevator access and to the rear is a swimming pool. The property has air conditioning/heating.

€1,600,000.00

w w w. b m i g r o u p . g i

SPANISH RESALES SOTOGRANDE

R143-01066

SOTOGRANDE

R143-01254

6 bedroom

5 bedroom

4 bathroom

5 bathroom

A beautifully presented south facing family villa with six bedrooms, four bathrooms and a cloakroom, set in a mature garden, in a well established area of Sotogrande Alto close to the Valderrama and La Reserva Golf Courses. The entrance hall with guest cloakroom, leads into a high ceiling living room with open fireplace, a dining room and an excellent large fully fitted kitchen and breakfast area. Off the kitchen is an utility room and store room and a maid´s bedroom with ensuite shower room. On the ground floor, there are two bedrooms and a bathroom, a sitting room with fireplace, kitchen and dining area which could be used as a self contained apartment with separate entrance. On the mezzanine floor are two bedrooms and a bathroom and on the first floor the master bedroom with large bathroom en suite and a sitting room / study on the landing overlooking the living room below. The property is set in an attractive mature garden with large terrace area and an attractive covered dining area next to the swimming pool. Double garage. OFFERS INVITED.

A charming Andalusian-style house in undoubtedly the most sought-after location in Sotogrande Costa close to the Royal Sotogrande Golf Club and Cucurucho Beach Club.

Set in a mature south-facing garden the property is arranged round a delightful entrance courtyard and covered patio, ideal for summer entertaining. The living room has an open fireplace and direct access to a large covered terrace overlooking the garden and swimming pool. On either side of the living room is the main bedroom and a guest bedroom, each with an en suite bathroom and doors to the garden.There are two further bedrooms off the courtyard each with an en suite bathroom. There ia a spacious kitchen with a dining room and a service bedroom and bathroom. There is a roof terrace with sea view and the property would benefit from further expansion and upgrading.

SOTOGRANDE

SOTOGRANDE

€1,950,000.00 R143-01211

4 bedroom

7 bathroom

3 bathroom

€1,250,000.00

C

ED

U ED

R143-01267

8 bedroom

A substantial detached villa with panoramic sea views across Sotogrande. The property is centrally situated in the lower part of Sotogrande Alto. The spacious accommodation comprises :- Entrance hall, large living/dining room with lovely views leading onto a large raised terrace overlooking the pool and gardens. The spacious accommodation in the main house offers four bedroom suites, in addiction to the superb master suite with dressing area and terrace, access to ample open and covered terraces. Large fully fitted kitchen/family room with fireplace leading to the laundry and drying area. Accessed externally is a double bedroom with ensuite bathroom and 2 further double bedrooms and a bathroom. Underfloor heating throughout except in the hall where there are radiators, security glass and system and heated pool.

SAN ROQUE

€1,750,000.00

R143-00887

A spacious newly built contemporary style villa with south facing views across the Almenara and San Roque Golf courses. The property is situated in a quiet cul-de-sac in an established road. It has a bright and airy feel with views from most rooms and a high level of privacy. The accommodation comprises:- Double height entrance hall, living room opening onto the terrace with a large plunge pool, the living room is seperated from the open plan kitchen/dining room by a double fronted fireplace. Two double bedrooms with dressing areas and en suite bathrooms, stairs to upper floor with master bedroom opening onto a large terrace, bathroom en suite. Large study/bedroom four, presently open plan to the landing, but could be subdivided, it also has preinstallation for a fourth bathroom and direct access to a private wrap around terrace. Ground floor 216m2 presently unfitted, space for two en suite bedrooms, a cinema room, living room and gymnasium opening onto the rear garden. Air conditioning/heating.

€1,100,000.00

SOTOGRANDE

R143-00537

4 bedroom

5 bedroom

4 bathroom

4 bathroom

R

A newly built spacious four bedroom four bathroom villa with views to Almenara and San Roque golf courses. The accommodation is spread over three floors. The entrance level and middle floor comprises:- hall, cloakroom, door to integral double garage, large well fitted kitchen with utility room. Adjoining dining room and living room with open fireplace with glazed patio doors opening onto a large covered terace leading to the pool and gardens. Double bedroom with en suite bathroom with separate bath and shower.Stairs lead down to a lower hall with fitted cupboards and walk in storerooms. The large guest bedrooms both with en suite bathroom with separate shower. The master bedroom is on the upper floor with a large walk in dressing area, well appointed en suite bathroom with separate shower and glazed door to large open terrace. Features include:- Underfloor heating, air conditioning, domotic control system, alarm system, automatic blinds and built in music system

€1,100,000.00

32

Andalucian, modern and spacious villa within a large enclosed private plot and finished to a very high standard.Central Patio, terracotta floors,. The villa comprises Hall, running around a large central patio, Living room with open fireplace and glazed doors to covered terrace and garden, Study, Two guest bedrooms each with air conditioning and door to terrace, Third guest bedroom with bathroom en suite and walk in dressing room. Second bathroom with bath and seperate shower. Fourth guest bedroom with en suite shower room. A large recently fitted kitchen with central island. Games/pool room with patio doors to garden and wood floors. Stairs to master suite with en suite bathroom and dressing room together with a private terrace. Outside is a large private garden with swimming pool and views to the surrounding golf courses and the sea. Oil fired radiator central heating, air conditioning, solar panels for hot water.

€1,400,000.00

w w w. b m i g r o u p . g i

P R E S T I G I O U S OFFICE SUITES

Luxury Office Space in Gibraltar

The Europort Office Complex was built in 1990.

It is a magnificent commercial complex of modern design which dominates the Gibraltar waterfront looking onto the harbour and the bay area offering an ideal working environment.

Europort is the largest and leading office address in Gibraltar. It is conveniently situated within ten minutes working distance of the town centre with numerous amenities on its doorstep.

The versatility of the design is reflected in the office space available, from small office suites to entire floors offering tremendous flexibility for fitting out to individual requirements.

+350 20076579 info@europort-gibraltar.com

viewing essential,

we insist you do it everyday

33

SPANISH RESALES SOTOGRANDE

R143-00600

SAN ROQUE

R143-01067

4 bedroom

4 bedroom

4 bathroom

4 bathroom

A stunning Moroccan style house which has been designed in an L-shape with every care and attention to the smallest of details and located in a quiet street bordering a green zone in Sotogrande Alto. The tower high ceilinged entrance hall leads to one wing with a large living room with a fireplace and a domed ceiling cupola room and the master bedroom suite with a walk-in closet. Also a large utility room/storage room which could easily be transformed to a different use. The other wing has a large dining area/family room with a fireplace and a fully fitted kitchen. There is also a sitting area/TV room off the family room and a second bedroom suite. On the first floor there are two further bedrooms with en suite shower rooms. Features include a tower high ceilinged hall, solar heated swimming pool which wraps around the outside terraces, gas central heating. There is also a large semi-basement area which could be converted to various uses.

A superbly situated four bedroom four bathroom penthouse duplex apartment with a south facing aspect with outstanding views across a wooded valley. The tremendously spacious accommodation comprises a double height entrance hall, with guest cloakroom, leading to the large living room / dining room with open fireplace and glazed patio doors to the extensive partly covered terrace. Well fitted kitchen / breakfast room opening onto the large terrace, utility room with drying terrace. Master bedroom with a large en suite bathroom with separate shower, dressing area with built in wardrobes, glazed door to a south facing terrace and glazed doors to main terrace. Second bedroom with bathroom en suite and glazed door to private terrace. Stairs to gallery landing leading to two bedrooms with en suite bathrooms which have been opened with a communicating sliding door to be arranged as bedroom and sitting room, both with patio doors to the open terrace. Features include underfloor heating, air conditioning/heating, two garage spaces and storeroom.

SAN ROQUE

SOTOGRANDE

€1,400,000.00

R143-01244

6 bedroom

3 bathroom

6 bathroom

€1,150,000.00 R143--01006P

EXCELLENT PRICE - NEGOTIABLE. A spacious family villa peacefully located in a popular area of Sotogrande Central within close distance of main road access. The accommodation offers, on the ground floor, an entrance hall, living room, TV room, fitted kitchen with adjoining dining room, laundry service area, guest cloakroom, 4 double bedrooms with en-suite shower rooms. On the first floor there is the master suite with bathroom, walking closet, office and large terrace and stairs to the up sunroof. On the lower ground floor there is a bedroom, bathroom, sauna, a garage for 2 cars and a large area suitable for games room/gymnasium. There is hot/cold air conditioning.

€1,120,000.00 SOTOGRANDE

R143-00613

9 bedroom

5 bedroom

7 bathroom

3 bathroom

Highly recommended. A very private and charming villa on a double plot situated in an established sought after area with a beautiful landscaped garden with many trees. Built around a central Andalucian patio, the accommodation comprises on one side of the patio a guest cloakroom and one bedroom with en suite bathroom. On the other side another bedroom with an en suite bathroom. Also the kitchen and a drying patio and steps down to the basement with a laundry room plus 2 service bedrooms and one bathroom. The large galleried living room with open fireplace has direct access to a very spacious covered terrace and the dining room with an outside covered dining terrace. Upstairs there are 2 bedrooms that share one bathroom and the master bedroom with en suite bathroom, which is accessed through a sitting room/TV room with open fireplace and a spiral staircase that leads to a tower room with good views.

There is also a pool house with a bar and covered sitting area and two bedrooms and two bathrooms, one of which is used as a changing room for the pool.

€1,350,000.00

34

143-01009P

4 bedroom

A beautifully presented front-line golf villa in the San Roque Club. Approached through a driveway, the spacious entrance hall leads to an attractive living room with an open fireplace and direct access to a covered terrace overlooking the garden, swimming pool and the golf course. Leading off this room, at one end is a separate dining room and a study/ bedroom 4 off the other, both overlooking the garden. The excellent kitchen is fully fitted and equipped with a spacious dining area. There are a further two bedrooms and a bathroom on the ground floor. On the first floor is a very large master bedroom with two spacious bathrooms en suite and also direct access to the roof terrace overlooking the garden and the golf course. There is a separate double garage, storage and the boiler room.

SOTOGRANDE

€1,200,000.00

A 5 bedroom 3 bathroom villa constructed to a high standard on an elevated plot providing views over the Almenara golf course, lake and surrounding hills. Features include terracota floor tiles, gas fired central heating, alarm system, fully fitted kitchen with granite work tops and Electro lux appliances, swimming pool, lawned garden with automatic irrigation and 2 car garage.

€1,250,000.00

w w w. b m i g r o u p . g i

SPANISH RESALES SOTOGRANDE

R143-01083

SOTOGRANDE

R143-01042

3 bedroom

4 bedroom

3 bathroom

4 bathroom

A beautifully presented detached three bedroom, three bathroom villa of recent construction. The property has a bright and airy feel and occupies a large private plot in a quiet cul de sac on the Valderrama side of Sotogrande. The accommodation comprises:- Hall with double height ceiling and gallery walkway. Living room with elevated beamed ceilings and open fireplace, glazed french doors open out onto the extensive covered terrace and gardens. dining room with french doors to garden and direct access to the adjoining well fitted kitchen. At the end of the hall is the ground floor guest bedroom and bathroom also door to laundry patio. To the first floor is the large master bedroom with an internal stairway to an en suite tower room suitable for use as a small gym or study room.

There is a large en suite bathroom with seperate bath and shower. At the end of the first floor gallery landing is the second guest bedroom with bathroom en suite. All the bedrooms have built in wardrobes, there is gas fired radiator central heating throughout the house which generally has ample storage including storeroom under the house.

A newly built four bedroom four bathroom villa with direct frontage to the La Reserva Golf Course. The property has been built in a traditional style but with an array on modern luxury features. The spacious accommodation has terracotta floors throughout, under floor heating, air conditioning/heating, alarm pre installation, Intelligent house (domotics) system to control house electronic systems remotely. Hardwood double glazed external windows and doors.

The kitchen is fully fitted and equipped featuring silestone worktops. Accommodation comprises:- Hall, cloakroom, bedroom with bathroom en suite, living room with open fireplace with french doors tp covered terrace pool and garden, Dining room with open fireplace looking onto a large walled secluded terrace and double garage. kitchen opening onto drying terrace.

First floor comprises three bedrooms with bathroom en suite including the master bedroom with separate dressing area & bathroom with separate shower.

SOTOGRANDE

SOTOGRANDE

€995,000.00 R143-01259

€850,000.00

4 bedroom 3 bathroom

ED

UC

D RE

R143-01019 3 bedroom 2 bathroom

A beautifully presented single storey villa set in an immaculate mature garden. The split-level living room/dining room has an open fireplace and direct access to two covered terraces, one as a sitting area and the other for fine weather dining with a built-in barbecue, both overlooking the garden and pool. The main bedroom has an en suite bathroom and its own terrace. There are two guest bedrooms and a bathroom and a fourth bedroom with an en suite shower room which at present is used as a study/tv room. The rustic style kitchen leads to a service patio. The property can be enlarged by adding further accomodation on the roof terrace. Swimmimg pool. Pergola parking. Solar panels for hot water. Gas central heating.

A well located villa on the upper side of Sotogrande close to the Almenara Hotel and Golf Course with double aspect views north to the Valderrama Golf and south towards the San Roque Golf Club. On the ground floor is a living room with a dining area leading to a pergola covered terrace overlooking the garden and pool with good views towards Valderrama. There are also two bedrooms and a bathroom, a fully fitted kitchen and a guest cloakroom. On the top floor is the main bedroom with access to its own terrace, en suite bathroom and dressing area. Off street parking and a garage.

€650,000.00

€699,000.00

SOTOGRANDE

R143-00873

6 bedroom

3 bathroom

5 bathroom

€895,000.00

we insist you do it everyday

R143-01197

4 bedroom

A well located detached villa in the sought after established south side of Sotogrande with a large private south facing garden. The property has been well cared for by the present owners who have upgraded the kitchen and bathrooms. Accommodation comprises: Hall with bathroom leading to a fourth bedroom. Living room with open fireplace and archways to dining room and patio doors to covered terrace and rear garden. Well fitted kitchen with door to large drying patio with access to the integral garage. Inner hall, two double bedrooms with built in wardrobes, bathroom with separate shower. Master bedroom with built in wardrobes and en suite bathroom with separate shower. Outside extensive mature lawned gardens with extensive terracing, swimming pool and covered patio area.

viewing essential,

SOTOGRANDE

A large newly built modern style villa with large windows providing plenty of light and taking full account of the wonderful golf and lake views. The property provides spacious well appointed accommodation comprising entrance hall, a very large interconnecting living room with open fireplace and dining room with full height glazed doors to the patio and garden.

Well fitted and equipped kitchen with breakfast area. Utility room. Large garage. Swimming pool.

€1,000,000.00

35

SPANISH RESALES SOTOGRANDE

R143-01203

R143-01238

4 bedroom

4 bedroom

3 bathroom

4 bathroom

A well situated detached villa set in a large mature and very private garden. The property has been well maintained and offers excellent family accommodation which comprises:- Hall, living room with open fireplace and archway to dining area with glazed doors to terrace. A large well appointed kitchen and utility room, three guest bedrooms, one with bathroom en suite the other two sharing a bathroom, Stairs to first floor where there is a large master bedroom with open fireplace and bathroom en suite. Outside is a large pool and barbeque area and garden store, a driveway leads to a large double garage with further storage room beside this fronts onto an area of garden with mature cork oaks.

€725,000.00 SAN ROQUE

SOTOGRANDE

R143-00636

A superb and beautifully presented duplex penthouse in the sought-after Ribera del Río overlooking the River Guadiaro. Spacious entrance hall leads into a large high ceilinged living room/dining room and fireplace with sliding doors onto a partly covered split-level terrace with private pool and spectacular south views over the river, Sotogrande and the sea beyond. Fully fitted and equipped luxury kitchen. Staircase up to the master bedroom with dressing area and large ensuite bathroom with separate shower. Second bedroom with bathroom en suite. On the upper level is a very large roof terrace with jacuzzi. On the lower floor are two further bedrooms each with ensuite bathrooms and a guest cloakroom. Air conditioning/heating. Two parking spaces.

Storage room. Large community swimming pool.

€950,000.00

SOTOGRANDE

R143-01268

5 bedroom

4 bedroom

3 bathroom

3 bathroom

A superb well maintained villa, with accommodation arranged on one level, located close to Valderrama Golf Course and wonderful views across Sotogrande to the Mediterranean.

The main house, with marble floors, has 3 bedrooms, two bathrooms, shower room and a glassed-in sun room with jacuzzi. There is additional accommodation in a separate guest cottage providing two further bedrooms and a bathroom. The mature garden is beautifully kept and features a large pool. Double garage. Under floor heating. Highly recommended.

Sotogrande within walking distance of the Port and the restaurants, bars and shops. Entrance Hall leading into a spacious living room/dining room with open fireplace and direct access to a very large partly covered terrace with a sitting and dining area, ideal for entertaining and with views of the Marina and yacht berths. Off the hall is a guest bedroom with good views and en suite bathroom. At the rear of the apartment is the master bedroom with en suite and two further bedrooms with an adjoining bathroom. All three bedrooms have direct access to a large full width rear terrace. The excellent fully fitted and equipped kitchen has a dining area and a laundry drying patio. Air conditioning/heating and marble floors throughout. Two underground parking spaces. Store Room. There is an 8 metre berth and a power boat available for purchase separately.

€850,000.00

€850,000.00

SOTOGRANDE

R143-01269

SOTOGRANDE

R143-00304

3 bedroom

2 bedroom

2 bathroom

2 bathroom

REDUCED TO SELL. A single storey south facing villa with views towards the Almenara and San Roque Golf Courses and the sea beyond. Ideal as an alternative to a spacious apartment for all-year living or a holiday home with an attractive garden with space for a swimming pool if required. Entrance hall with guest cloakroom, living room/dining room with open fireplace and direct access to the terrace overlooking the garden. Master bedroom with a sitting/dressing room and en suite bathroom. Two further bedrooms with an adjoining bathroom. Fully fitted and equipped kitchen. Large double garage. Laundry patio. Central heating. Was €550.000 now €450.000.

An excellent South facing penthouse in the Marina, in superb condition with two bedrooms, two bathrooms (main bathroom en suite is new) and new kitchen. Magnificent south views over the Marina towards Gibraltar and Africa. Features include:- Airconditioning / heating and polished marble tiled floors.

€450,000.00

€325,000.00

36

w w w. b m i g r o u p . g i

SPANISH RESALES SOTOGRANDE

R143-01188

SOTOGRANDE

R143-01097

4 bedroom

3 bedroom

3 bathroom

2 bathroom

A well situated single storey detached villa in excellent condition with a seperate one bedroom guest house and Sauna. The property features a large lawned and very private garden with numerous palm trees. Accommodation comprises:- Hall, cloakroom, fitted kitchen with granite worktops and glazed door to large breakfast patio, living room with open fireplace and glazed doors to a large conservatory which in turn opens onto a large terrace and gardens. Large master bedroom with a range of built in wardrobes and bathroom en suite, two guest bedrooms which share a bathroom. Outside is a 42m2 timber guest house comprising living/bedroom, fitted kitchen, shower room and sauna. The villa and guest house have oil fired radiator central heating. Outside is a detached double garage.

A beautifully situated spacious detached villa set in a mature established garden with lovely sea views. A short distance east of Sotogrande above a large sandy bay, local shops and restaurants are within five minutes drive. The accommodation comprises, front door to entrance hall, very spacious living room with open fireplace and large picture windows providing lovely sea views and lots of light. Door to a large south facing partly covered terrace overlooking the pool and gardens. Well proportioned fitted kitchen, two guest bedrooms with built in wadrdobes which share a recently installed bathroom, large master bedroom with built in wardrobes and bathroom en suite. Below the living level is a large double garage with storeroom and emergency water tank. The gardens are walled and private with a large paved driveway providing ample parking, all the bedrooms have individual air conditioning/heating.

SOTOGRANDE

SAN ROQUE

€6,950,000.00

€649,000.00 143-01000P

R143-01068

3 bedroom

4 bedroom

3 bathroom

3 bathroom

A luxuriously appointed spacious three bedroom three bathroom second floor apartment with uninterrupted views south across the River Guadiaro along the beaches to Gibraltar and Africa.

The property is located in a gated community with well cared for gardens and a large community swimming pool. There are garage spaces for two cars and a basement storeroom included. The apartment has air conditioning/heating individually controlled in each room and the installation of an integrated music system, all the windows have automated roller blinds.

An attractive and spacious ground floor family apartment in the popular El Polo, with lovely views across private communal gardens to the river. The large living room/dining room with fireplace has sliding doors to the covered terrace and garden. Leading off the entrance hall is the well fitted kitchen with breakfast area. The main bedroom has an en suite bathroom with dressing room and there are three further bedrooms and two bathrooms (1 en suite).

Amenities include air conditioning/heating, 2 parking spaces, store room, community swimming pool, spa and paddle and tennis courts.

€550,000.00

€495,000.00

SOTOGRANDE

R143-01256

3 bedroom

4 bathroom

2 bathroom

€650,000.00

we insist you do it everyday

R143-01071

4 bedroom

An exceptionally well situated first floor apartment with amazing south facing views over the mouth of the River Guadiaro, the Mediterranean Sea and Gibraltar and Morocco beyond, next to the Octogono Beach Club and the Tennis and Paddle Tennis Club. Providing good family accomodation with four bedrooms and four bathrooms (3 ensuite) and a guest cloakroom. The very spacious living room/dining room has direct access to the large terrace, part of which has been glassed-in, overlooking the river and the beach. The property requires up-grading and has been priced accordingly. Air conditioning/heating. Parking space.

viewing essential,

SAN ROQUE

A well established beautifully maintained detached villa situated a short distance (approx. 3 kms) from Torreguadiaro and Puerto Sotogrande on a mature residential estate of similar properties. The property features a private walled garden andlovely southerly views from the first floor to the sea, Gibraltar and Africa. Accommodation comprises :- Entrance hall and a well fitted dark oak kitchen with granite worktops. Spacious living/dining room with marble tiled floors and open fireplace and a lovely sea view, conservatory area with glazed doors to pool and garden. Inner hall serving two large double bedrooms with built in wardrobes sharing a bathroom, stairs to landing and large first floor master suite with en suite bathroom and glazed doors to a large roof terrace with lovely sea views. Outside is a large integral garage and a well stocked lawned garden with a good variety of trees..

€395,000.00

37

Residential Mortgage Rates - Gibraltar Rates correct as at 05/11/2012a

Owner Occupier Mortgages Loan Amount Product

Fixed Rate

New Borrowing

Equity Release

£30,000 minimum

Loan to Valueb

Initial Ratec

Follow on ratec (variable)

Up to 60%

3.79%

4.00%

4.2% APR

2 years until 30/01/2015

60.01 - 80%

4.48%

4.00%

4.6% APR

80.01 - 85%

4.99%

4.00%

5.2% APR

Up to 60%

4.78%

4.00%

5.0% APR

60.01 - 80%

5.39%

4.00%

5.6% APR

80.01 - 85%

5.98%

4.00%

6.2% APR

Up to 60%

Base + 2.94% (3.44% variable)

4.00%

4.2% APR

60.01 - 80%

Base + 3.53% (4.03% variable)

4.00%

4.2% APR

80.01 - 85%

Base + 3.74% (4.24% variable)

4.00%

4.4% APR

3 years until 29/01/2016

Up to 80%

Base + 3.29% (3.79% variable)

4.00%

Full Term Foundations Mortgage

Up to 75%

2 years until 30/01/2015

85.01 - 90%

£25,001 minimum 5 years until 31/01/2018

Base Rate Tracker Ratef

£50,000 minimum

£25,001 minimum

£100,000 minimum

£5,000 minimum

First Time Buyer Fixed Rateg

£30,000 £250,000

Not available for equity release

Standard Variable Rate

Not available for new borrowing

Up to £25,000

Overall cost for comparison

Term

2 years until 30/01/2015

5 years until 31/01/2018

85.01 - 90%

Full Term

Up to 85%

Base + 4.34% (4.84% variable)

5.99%

4.00%

6.99%

4.00%

4.00% variable

Early repayment charged (payable on capital sum repaid early)

Product Feee New Borrowing

Equity Release

0.10% of loan amount (minimum £999)

£495

3%

0.10% of loan amount (minimum £999)

£495

4.2% APR

3%

0.10% of loan amount (minimum £999)

£495

5.0% APR

None

1.00% of borrowing limit (minimum £999)

1.00% of additional limit (minimum £495)

3%

5% year 1, 4% year 2, 3% for the remainder of fixed rate term

6.2% APR

3% £999

N/A

7.3% APR

5% year 1, 4% year 2, 3% for the remainder of fixed rate term

4.1% APR

None

N/A

£295

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE The Royal Bank of Scotland International Limited trading as NatWest (NatWest). Registered Office: PO Box 64, Royal Bank House, 71 Bath Street, St. Helier, Jersey, JE4 8PJ. Regulated by the Jersey Financial Services Commission. Business address: PO Box 11, 16 Library Place, St Helier, Jersey, JE4 8NH. NatWest is the registered business name of The Royal Bank of Scotland International Limited (RBS International) under the Business Names Registration Act. Gibraltar business address: National Westminster House, PO Box 707, 57 Line Wall Road and 1 Corrall Road, Gibraltar. Regulated and authorised by the Financial Services Commission, Gibraltar to undertake Banking and Investment Business from 57 and 55 Line Wall Road, Gibraltar. Over 18’s only. Security required. YOU SHOULD CHECK THAT EQUITY RELEASE AND BULLET REPAYMENT MORTGAGES WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE. APR stands for Annual Percentage Rate and is an interest rate which takes account of the full amount of interest on any money borrowed plus the timing of repayments and any other charges that you have to pay. It may not take into account any reduction in interest rate following the maturity of the initial product. The frequency of the interest payments, for example monthly or quarterly, affects the calculation.

Buy to Let Mortgagesh Loan Amount Product

New Borrowing

Equity Release

£100,000 minimum

£25,001 minimum

Not available for new borrowing

£25,000 maximum

Fixed Rate Base Rate Tracker Ratef Buy to Let Standard Variable Rate

Term

Loan to Value**

Initial Rate*

Follow on rate* (variable)

Overall cost for comparison

2 years until 30/01/2015

Up to 75%

5.69%

4.00%

5.9% APR

Up to 70%

Base + 4.44% (4.94% variable)

4.00%

5.1% APR

70.01 - 75%

Base + 5.14% (5.64% variable)

4.00%

5.8% APR

2 years until 30/01/2015 Full Term

Up to 75%

4.00% variable

4.1% APR

Early repayment charged

Product Fee

3%, payable on capital sum repaid early

1% of loan amount (minimum £1,000 for new borrowing / £495 equity release)

None

£295 equity release

a b c d e

All rates and charges quoted are correct as at the date on page 1. All figures are an indication only and are not a formal quotation or commitment to lend.

LTV may be reduced depending on individual circumstances, repayment method and property age or type.

At the end of the Fixed Rate or Base Rate Tracker term, the rate will automatically switch to the Bank’s Standard Variable Rate or Buy to let Standard Variable Rate.

Please refer to the section overleaf on overpayments.

If the application is withdrawn before the offer of loan has been issued, the Product Fee will not be applied and if it was paid upfront, will be refunded.

If the application is withdrawn after the offer of loan has been issued, the Product Fee will be applied and, if it was paid upfront will not be refunded.

In all circumstances, if the valuation states the property is not suitable for security purposes, the fee will not be applied or if it was paid upfront will be refunded. f These rates track the Bank of England base rate, so when the base rate goes down, your rate will too. Your rate will also go up when the base rate increases. From three months after completion until the end of any tracker period, you can switch to a fixed rate and pay no early repayment charge, just pay the Product Fee for the new mortgage. g First time buyers, whose deposit (whether in whole or in part) consists of funds that have been received from a third party (for example, government assisted schemes but excluding family ) will only qualify for our First Time Buyer Fixed Rate. Details on request. h Buy to let properties are subject to a minimum purchase price of £150,000

Eligibility At NatWest we seek to understand all of our customers’ financial needs and provide a full banking service. Therefore, in order to apply for a mortgage you must hold or open a current account with us.

The main applicant’s salary must be paid into an account with NatWest throughout the mortgage term, or, if earlier until retirement.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE The Royal Bank of Scotland International Limited trading as NatWest (NatWest). Registered Office: PO Box 64, Royal Bank House, 71 Bath Street, St. Helier, Jersey, JE4 8PJ. Regulated by the Jersey Financial Services Commission. Business address: PO Box 11, 16 Library Place, St Helier, Jersey, JE4 8NH. NatWest is the registered business name of The Royal Bank of Scotland International Limited (RBS International) under the Business Names Registration Act. Gibraltar business address: National Westminster House, PO Box 707, 57 Line Wall Road and 1 Corrall Road, Gibraltar. Regulated and authorised by the Financial Services Commission, Gibraltar to undertake Banking and Investment Business from 57 and 55 Line Wall Road, Gibraltar. Over 18’s only. Security required. YOU SHOULD CHECK THAT EQUITY RELEASE AND BULLET REPAYMENT MORTGAGES WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE. APR stands for Annual Percentage Rate and is an interest rate which takes account of the full amount of interest on any money borrowed plus the timing of repayments and any other charges that you have to pay. It may not take into account any reduction in interest rate following the maturity of the initial product. The frequency of the interest payments, for example monthly or quarterly, affects the calculation.

Government of Gibraltar www.gibraltar.gov.gi Finance Centre Department +350 200 50011 info@financecentre.gov.gi www.gibraltar.gov.gi Financial Services Commission +350 200 40283 info@fsc.gi www.fsc.gi Gibraltar Tourist Board Gibraltar Office: +350 200 74950 tourism@gibraltar.gi www.visitgibraltar.gi London office: +44 (0) 20 7836 0777 info@gibraltar.gov.uk www.visitgibraltar.gi Chamber of Commerce +350 200 78376 info@gibraltarchamberofcommerce.com www.gibraltarchamberofcommerce.com Gibraltar Federation of Small Businesses +350 200 47722 gfsb@gfsb.gi www.gfsb.gi Piranha Designs +350 200 45599 www.pdg.gi

Law Firms

Isolas +350 200 78363 info@isolas.gi www.gibraltarlawyers.com Triay Stagnetto Neish +350 200 79423 tsn@tsnlaw.com www.tsnlaw.com

Ellul & Co +350 200 70921 info@lawyers.gi www.lawyers.gi

Directory

Useful Links

Isola Pozo +34 956 796667 abogados@isolamoreau.com www.gibraltarlawyers.com

Company Managers Fiduciary Management Ltd +350 200 76651 fiduciary@fiduciarygroup.com www.fiduciarygroup.com

Banks

NatWest +350 200 77737 www.natwestoffshore.com

Barclays Wealth Corporate Banking +350 200 41222 Personal Banking +350 200 78565 gibraltar@barclayswealth.com www.barclayswealth.com

Developments The Anchorage +350 200 46611 www.theanchorage.gi

Atlantic Suites +350 200 47066 www.atlanticsuites.com

Kings Wharf www.kingswharfgibraltar.com Quay 27 www.quay27.com

Ocean Village www.royaloceanplaza.com

Buena Vista Mews www.bmigroup.gi/buenavista



             

   40 w w w. b m i g r o u p . g i