BISMARCK-MANDAN HOME BUILDERS ASSOCIATION JULY 2021 || WWW.BMHBA.COM
BUILDING Building Buzz is a publication of the Bismarck-Mandan Home Builders Association.
Bismarck-Mandan Home Builders Association 2600 Gateway Ave, Ste 1 Bismarck, ND 58503 Phone: 701.222.2400 Fax: 701.250.9730
www.facebook.com/bmhba PROFESSIONALS BUILDING OUR COMMUNITY THROUGH PROMOTION OF
SINCE 1958.
Aspire Homes 3313 Bayshore Bend SE Mandan, ND 58554 (701) 426-8583 greg@daretoaspirend.com
Hallmark Homes 3200 Rock Island Place, Suite 4 Bismarck, ND 58504-7717 (701) 471-7634 hallmarkhomes@outlook.com
Triton Homes 1601 N 12th St Suite 605 Bismarck, ND 58501 (701) 223-3030 jamie.schmidt@investcore.com
Townsquare Media 1830 N 11th St Bismarck, ND 58501 (701) 250-6602 bill.schmid@townsquaremedia.com
Boulder Homes PO Box 1421 Bismarck, ND 58502 (701) 400-5554 boulderhomesnd@gmail.com Apex Builders PO Box 652 Mandan, ND 58554 (701) 527-7899 amy@apexbuildersnd.com Sattler Homes PO Box 7218 Bismarck, ND 58507 (701) 255-7628 jeff@bismarckbuilder.com Dakota OutdoorScapes 8351 Hwy 1804 N Bismarck, ND 58503 (701) 595-0890 mckenzie@ndscapes.com
Dawn Watson dawn@bmhba.com Office: 701-222-2400 Cell: 701-390-5049
Stoneshire Builders 3208 Daytona Dr Bismarck, ND 58503 (701) 471-6935 brian@stoneshirebuilders.com Joe Vetter Construction 2523 Powder Ridge Circle Bismarck, ND 58503 (701) 258-9394 joevetterjvc@gmail.com Northern Plains Plumbing, Heating & Air 2510 Vermont Ave Bismarck, ND 58504 (701) 226-8810 lori@northernplains.net CAVES 1365 Tacoma Ave, Suite 1 Bismarck, ND 58504 (701) 751-1162 rons@cavesnd.com
Brittney Roehrich brittney@bmhba.com Office: 701-222-2400 Cell: 701-240-3540
Elysha Head
www.instagram.com/bismanbuilders
www.twitter.com/bmhba www.bmhba.com
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Representing the diversity of the building industry, the BMHBA consists of building specialists from every section of the construction field and associated industries. Your membership strengthens our voice in Bismarck-Mandan construction sector as well as at a state and national level. If you haven’t already submitted payment, please renew your membership by July 31, 2021.
Thank you to our members who have helped grow our BMHBA membership over the years by recruiting new companies to join our association. If you know of a company that is interested in joining, contact Brittney Roehrich at brittney@bmhba.com or 701-222-2400. Top Recruiters as of 06/14/2021
Steve Austin
Dave Prindiville
Nancy Deichert
Mike Emmel
Ruth Stewart
Brian Frank
Brian Dauenhauer
Kurt Steiner
Randy Tank
Levi Miller
Debra Eiseman
Marc Taylor
Chad Dietrich
Amy Bitz
Steve Shepherd
Gerry Rudnick
Doug Doerr
Dennis Kraft
Rachelle Johnson
Brandon Wistisen
Lynn Klein
Cindy Klym
Paula Haider
Bill Schmid
Sue Blair
Steve Delap
Please welcome our new members from June 2021 to the association!
BILL DEAN Affiliate Membership (701) 471-9506 billdean@alliancere.net http://www.billdeanhomes.com
Join the BMHBA in congratulating these longstanding members. Their dedication to the Bismarck-Mandan Home Builders Association is appreciated and truly valued.
25 YEARS Hopfauf Custom Builders
30 YEARS Vue Community Credit Union
40 YEARS Carpet World, Inc.
Statesman Spike 500-999 Credits Kelly Moldenhauer (735.00) Super Spikes 250-499 Credits Todd Brady (375.00) Robb Sattler (290.00) Mike Todd (287.50) Eddy Mitzel (287.00) Lee Mitzel (265.50) Pat Marback (254.50) Royal Spikes 150-249 Credits Lori Willson (210.50) Rory Schlosser (191.00) Berna Vetter (189.00) Mike Hopfauf (188.50) Colby Well (163.00) Jack Knutson (157.50)
Red Spikes 100-149 Credits Blair Ihmels (145.00) Steve Redding (123.50) Dan Sparling (120.00) Jerry Sposkwaski (105.00) Chad Moldenhauer (102.50) Dana Schlomer (100.00) Green Spikes 50-99 Credits Vance Vetter (95.00) David Patience (92.50) Paula Haider (91.50) Mark Larson (91.00) Eric Brenden (85.50) Darren Buffington (83.00) Kenneth Knodel (66.00) Art Goldammer (63.50) Scott Moran (55.50) Scott Duchscherer (52.50) Nadine Schaff (52.50) Life Spikes 25-49 Credits Marc Conrad (46.50) Gerald Hopfauf (45.00) Gerry Rudnick (44.00)
Drew Knutson (40.50) Matt Shauer (40.00) Greg Zenker (36.00) Jeff Sattler (28.00) Lyle Forderer (25.50) Kevin Fischer (25.00) Blue Spikes 6-24 Credits Jason Frank (21.50) Shane Gaffaney (16.50) Earl Torgerson (16.50) Melinda Llyod (14.50) Greg Meidinger (14.50) Todd Schmidt (14.00) Bob Kupper (10.50) Wayne Solberg (10.00) Pete Brendel (8.00) Darryl Hatzenbuhler (6.50) Mike Wolf (6.50) Joe Hillerson (6.00) Bill Schmid (6.00) Spike Candidates .50-5 Credits Rory Anderson (5.50) Shannon Reichenberg (5.50) Brian Benz (5.00) Kurt Steiner (4.50) Parker Pladson (4.00) Jason Kerner (3.50) Jarred Roloff (3.50) Roger Grendahl (3.00) Sam Gietzen (2.50) Heidi Rue (2.50) Shirley Thomas (2.50) Mark Abramson (2.00) Brian Eiseman (2.00) Jamie Schmidt (2.00) Natalie Eckes (1.00) Raymond Fiske (1.00) Reid Kubesh (1.00) Terry Leabo (1.00) Wade Vogel (1.00) Travis Welle (1.00) Bryan Brendel (0.50) Jan Hoge (0.50) Vicki Moran (0.50) Dawn Watson (0.50)
Happy 4th of July! I am sitting at my desk writing this message on a beautiful Monday morning. One that will see the highs today in the low to mid 70’s. Something that is much welcomed by many that have been working outside in continuous 90 and 100 degree weather. It appears those temperatures will make their return by mid-week. The break will be short lived!
GREG MEIDINGER 2021 BMHBA PRESIDENT
This week (June 24th) Dawn and members of the Executive Committee will be participating in the NDAB Board of Directors meeting. Dawn and Jeff will be traveling to Fargo for the meeting in-person, which will be first since the pandemic started. The rest of us did not have schedules that cooperated with traveling so we will be participating virtually. One topic of discussion includes Appraisals and Rising Lumber prices. I am looking forward to hearing what people are seeing and experiencing. This will be a rising concern as spring starts will be closing later this summer and early fall. This is something that has been on all our minds and none of us know for sure what to expect.
The Association is quickly approaching our annual Golf Tournament. In case you have missed past messages and emails, the event will be held on July 13 th at the Prairie West Golf Course in Mandan. This is a very fun event and is a great place to catch up with peers from our industry amongst others. Dawn, Brittney, the Golf Committee, and our sponsors all contribute to putting on a great event. We hope to see you there! Lastly, I have fielded a couple of phone calls regarding the Fall Parade of Homes. A few builders have expressed concern about getting their fall Parade houses completed due to lack of materials or getting materials on time. The Association is aware of the concerns. The 2021 Fall Parade of Homes will be going ahead as planned on September 2326. I understand as builders we all must plan ahead, and this is an important event for all of us, including the Association. I hope you all have a great 4th of July and we look forward to seeing you at the golf tournament.
MONTH
YEAR
JANUARY
‘15
‘16
‘17
‘18
0
9
1
0
‘19 ‘20 ‘21 10
2
3
4
5
2
0
10 17
MARCH
21
22
14
2
9
32 28
APRIL
52
29
40
27
26 23 43
MAY
31
46
29
16
28 23 12
JUNE
31
43
48
24
18 40
JULY
40
16
60
22
17 34
AUGUST
20
48
16
27
19 29
SEPTEMBER
28
44
26
22
23 43
OCTOBER
54
14
22
15
36 43
NOVEMBER
16
11
9
11
14 12
DECEMBER
1
0
0
1
Data not collected for the ETA in 2015 and 2016.
FEBRUARY
1
‘15 ‘16 ‘17 ‘18
5
21
TOTAL
297 286 270 169 201 312 105
YTD TOTAL
297 286 270 169 201 312
BISMARCK SINGLE FAMILY DWELLING ASPIRE HOMES COPPER LEAF HOMES DIVERSITY HOMES DIVERSITY HOMES EDDY MITZEL HOMES J.E. HOMES PARAMOUNT BUILDERS PINNACLE HOMES PINNACLE HOMES SHAUN KESSLER CONST. SHAUN KESSLER CONST. VERITY HOMES
4125 HERD PL 5601 GOLD DR 4129 BRITANNIC LN 734 W GLENWOOD DR 610 SHALE DR 601 SHALE DR 4115 BUGLE BND 3801 NICKEL ST 3805 NICKEL ST 400 LENNOX DR 406 LENNOX DR 5208 COBALT DR
HALLMARK HOMES KEVIN FISCHER CONST.
8002 NICKLAUS DR 1225 EMPIRE CIR
BISMARCK ETA SINGLE FAMILY DWELLING
0
0
0
0
0
0
0
1
2
2
1
4
4
3
6
5
6
4
10
2
2
3
3
2
6
1
8
3
4
7
3
3
0
0
0
45 27 0
0
‘19 ‘20 ‘21
0
‘15 ‘16 ‘17 ‘18 ‘19 ‘20 ‘21
‘15 ‘16 ‘17 ‘18 ‘19 ‘20 ‘21
‘15 ‘16 ‘17 ‘18 ‘19 ‘20 ‘21
1
0
0
2
0
0
0
0
2
0
0
2
0
0
0
0
0
0
2
2
1
2
6
5
0
0
1
0
0
0
3
0
2
0
1
1
0
0
0
9
11
6
4
8
2
8
9
0
3
0
0
0
1
4
9
9
4
2
4
8
6
14 12
8
16 11
5
7
18
2
4
0
6
3
0
14
5 11 11
14
4
11
9
9
26 13
11 15 11
4
6
17
2
5
5
0
2
2
14 16
7
20
10
5
13
3
21 20
13 13
8 11
7
9
13
6
7
2
17
10
9 10
9
29
20
9
9
7
1
0
7
7
7
6
2
6
2
0
1
0
0
0
0
0
2
1
36
54
45 27 36
54
26
4
1
2
3
0
12 12
6
1
6
3
1
1
1
4
4
6
8
11 12 14
0
5
1
5
1
6
13
9
4
3
11
1
7
13 20 10 16
8
2
9
4
5
3
8
9
6
8
5
5
16 14
26 11 10 22
3
3
4
5
2
4
9
9
9
6
5
10
17 10
7
5
3
8
4
7
3
7
1
5
5
0
0
0
2
3
4
1
0
2
1
0
4
0
0
0
0
0
2
0
0
2
13 2 123 114 116 71 90 23 132 123 114 116 71 90
LEGENDARY HOMES LEGENDARY HOMES PLAIN VIEW DESIGN + BUILD PRESTIGE HOMES & DESIGN RICK SLAVIK CONST. SELF/OWNER SELF/OWNER
3615 E PRINCETON AVE 6912 SELLAND LOOP 6216 MISTY WATERS DR 6001 TRANQUIL CIR 6807 SELLAND LOOP 3000 DUBLIN DR 701 DIAMOND WILLOW CIR
ACKERMAN HOMES J.E. HOMES MS OUTDOOR SERVICES MS OUTDOOR SERVICES PREMIER HOMES XL HOMES
1112 LAKOTA PLACE NE 1022 CHIPPEWA AVE NE 1109 CHIPPEWA LOOP NE 1113 CHIPPEWA LOOP NE 3001 JUDE LN NW 4207 CORTEZ CIR NW
RUSCH HOMES
2993 ARMSTRONG ST
MANDAN SINGLE FAMILY DWELLING
LINCOLN SINGLE FAMILY DWELLING
67 40 37 28 20 32
6
67 40 37 28 20 32
83 80 51 61
60 57 38
83 80 51 61
60 57
SELF/OWNER
7011 RUBICON RD
ASPIRE HOMES DIVERSITY HOMES J.E. HOMES JOE VETTER CONSTRUCTION NYAZI VENTURES/TURNKEY HOMES PREMIER HOMES SELF/OWNER VERITY HOMES
8720 ISLAND RD 14144 PANIOLO WY 14249 PANIOLO WY 8766 TOPHILL DR 14353 PANIOLO WY 6935 ROCKRIDGE DR 6636 DAKOTA CTRY DR 15405 NE 26TH ST
APEX BUILDERS APEX BUILDERS DAKOTA CUSTOM HOMES SCHLOMER CONSTRUCTION SUPREME BUILDERS
4531 TRAILBLAZER LOOP 4526 TRAILBLAZER LOOP 3555 CO RD 137 3737 27TH AVE 3346 YELLOW ROSE CIR
BURLEIGH COUNTY SINGLE FAMILY DWELLING
MORTON COUNTY SINGLE FAMILY DWELLING
SEE YOUR AD HERE! Call the BMHBA office (701-222-2400) for more information.
Professional Women in Building is dedicated to supporting home building and encouraging women within the industry. This council is a charter of the Bismarck-Mandan Home Builders Association. The PWB has created an environment where women can come together to connect, grow leadership skills and be role models for the next generation of home building professionals. For more information or if you want to join, you can check out their Facebook page at Bismarck Mandan Professional Women in Building or contact Kelli Thompson at (701) 799-2230 or kelli@fabunl.com.
DUE TO COVID-19 ALL EVENTS ARE SUBJECT TO CHANGE. FOLLOW US ON OUR SOCIAL MEDIA ACCOUNTS FOR UPDATES.
JANUARY 21
FEBRUARY 9-12
MARCH 26-27
APRIL 22-25
MAY 17
JULY 27
JULY 13
AUGUST 19
SEPTEMBER 23-26
OCTOBER 21
NOVEMBER
After growing up in Bismarck, I moved to Fargo to attend NDSU. I graduated with a Horticulture degree in landscape design as of 2014. I was on the executive board for the Horticulture Club at North Dakota State University and tried to be as involved as I could. After college I moved back to Bismarck and have been working as a designer for Dakota OutdoorScapes ever since. I am very passionate about my work and take a huge interest in the landscaping industry. HOW LONG HAVE YOU BEEN A PART OF THE BMHBA? September 15, 2015
HOW LONG HAVE YOU BEEN ON THE BOARD? Since 2020. WHAT HAS BEEN YOUR FAVORITE PART ABOUT BEING A MEMBER OF THE BMHBA? Being a part of the community. Getting myself out there to meet new people and gain new experiences. WHAT ADVICE WOULD YOU GIVE SOMEONE WHO IS INTERESTED IN BEING ON THE BMHBA BOARD? It is a great experience to meet new people and become involved with what is happening in your city. You get the most out of your experience the more you are involved. WHAT DO YOU ENJOY DOING IN YOUR FREE TIME? Reading, hiking, concerts, and traveling. WHERE WOULD YOU LOVE TO TRAVEL TO? I have already had the opportunity to travel many places, but my next adventure would be Japan. I love Japanese garden design and would like to experience these in Spring with the blooming cherry blossoms!
On Tuesday, June 29 Hebron Brick Supply hosted a Builders Appreciation & Social on their newly remodeled patio. Food and drinks were enjoyed along with door prizes! Thank you Sue Blair and Hebron, for putting on a great event for our Builders!
Knife River is a full service aggregate-based construction company, providing ready-mix concrete aggregate sales and delivery and concrete construction services. We provide services throughout North Dakota for public, private and commercial construction projects.
701-580-4527
Bismarck-Mandan | Washburn | Beulah
Mark Roningen - Business Development
BISMARCK • 3840 E Rosser Ave. 701-258-1267 • 800-472-2640
Also Located in Minot, Williston, Grand Forks and Fargo, ND.
Mon-Fri: 7:00am - 5:30pm
Sat. 8am - 5:30pm
10 Locations To Serve You In ND, MN and IA!
QUALITY • SERVICE • SELECTION • VALUE We reserve the right to correct errors, limit quantities and terminate any offer at any time. Prices subject to change. Visit acmetools.com for most up to date pricing. Valid through 7/31/21 unless otherwise noted.
12 IN. SLIDING COMPOUND MITER SAW MODELS DWS779 SALE
WAS
$
399.
549.
$
00
$
329.00
NEW
M12 FUEL™ BRUSHLESS IMPACT DRIVER AND HACKZALL® RECIP SAW KIT Limited quantities at this price. MODEL 2593-22 SALE
$
199.00
SAVE $100.00
Includes bonus FREE 5.0Ah Battery, 2 Pack (BL1850B-2F). Packed in box. A $219.00 Value. While supplies last. MODEL XCU03PT1
$
389.00
$
NEW
399.00
Limited quantities at this price. MODEL DCK278C2 SALE
$
159.00
WAS $229.00
18V EC BRUSHLESS 4-1/2 IN. TO 5 IN. X-LOCK ANGLE GRINDER KIT
1-1/8 IN. SDS-PLUS® BULLDOG™ XTREME MAX ROTARY HAMMER KIT
Cut downtime with one click. Valid through 8/31/21 or while supplies last. MODEL GWX18V-50PCB14
$
279.00
SAVE $70.00
Valid through 8/31/21 or while supplies last. MODEL GBH2-28L SALE
$
199.00
WAS $339.00
WAS $239.00
12 IN. BENCH TOP DRILL PRESS
99 PC. GENERAL PURPOSE TOOL SET
SAVE $60.00
40V MAX XGT® BRUSHLESS 1/2 IN. HAMMER DRILL/DRIVER KIT MODEL GPH01D
99.00
SAVE $80.00
SALE
WAS $299.00
18V X2 (36V) LXT® BRUSHLESS CHAINSAW KIT
$
WAS $179.00
SAVE $70.00
FREE FLEX KNEE PADS
20V MAX* BRUSHLESS 20V MAX* BRUSHLESS OSCILLATING MULTI TOOL KIT DRILL/DRIVER AND Limited quantities at this price. IMPACT DRIVER KIT MODEL DCS356C1 SALE
WAS $399.00
SAVE $150.00
24.
Limited quantities at this price. MODEL DWE7485 SALE
00
MODEL 48-73-6000 $ 97
8-1/4 IN. COMPACT JOBSITE TABLE SAW
© Acme Tools 2021
MODEL 716000
$
549.99
SAVE $40.00
While supplies last. MODEL CTK99 SALE
$
49.99
WAS $89.99
SAVE $40.00
FREE
18V X2 (36V) LXT® BRUSHLESS TRIMMER KIT Includes bonus FREE 5.0Ah Battery, 2 Pack (BL1850B-2F). Packed in box. A $219.00 Value. While supplies last. MODEL XRU15PT1
$
389.00
18V LXT® GREASE GUN KIT MODEL XPG01SR1
$
299.00
NEW
TECH PAC WHEELER MODEL TECH PAC WHEELER
$
399.
95
SPEEDHORSE SAWHORSE Valid through 7/31/21 or while supplies last. MODEL PM-4500 SALE
$
WAS $79.99 SAVE $9.99
FREE
70.00ea.
WHEN YOU ONLY NEED IT ONCE Hourly, Daily, Weekly and Monthly Rates Available Located in Grand Forks, Bismarck, Fargo and Minot, ND and Bemidji, MN Hours: Mon.-Fri.: 7:00 - 5:30 Sat.: 8:00 - 5:30 Visit Us Online at acmerents.com
QUALITY RENTAL PRODUCTS TO GET THE JOB DONE! LIGHTING AND ELECTRICAL
MEASURING AND LASERS
HANDLER® 140 AMP WIRE FEED WELDER MODEL 500559
$
529.
99
14 IN. K4000 ELECTRIC WET SAW Limited quantities at this price. MODEL 967084001 SALE
$
899.00
DRYWALL AND PAINTING
PNEUMATICS AND COMPRESSORS
LAWN AND GARDEN
FANS/DEHUMIDIFIERS
26 PC. BIG DADDY HOLE SAW KIT MODEL 30804-2000G
$
319.
48 IN. DIGITAL BOX LEVEL Limited quantities at this price. MODEL 1760-4800
$
109.99
129. $ SAVE 20.00
WAS $927.00
WAS
20 IN. INDUSTRIAL GRADE PIVOTING FLOOR FAN
36 IN. 400W METAL HALIDE WOBBLELIGHT®
SAVE $28.00 Blade not included
MODEL 9220L $ 99
109.
$
99
MODEL 111104PS $ 00
322.
SCAFFOLDING AND LADDERS
M12™ 600 MCM CABLE CUTTER KIT MODEL 2472-21XC $ 00
479.
99
SALE
CONCRETE TOOLS
PANELLIFT® DRYWALL LIFT Limited quantities at this price. MODEL 138-2
$
SALE
594.00
669.00 SAVE $75.00 WAS
$
6 FT. TO 9 FT. LEANSAFE® X3 MULTI POSITION LADDER
3 in 1 all access ladder: extension ladder, leaning ladder and stepladder combination Type 1AA • 375 Lbs. Rated MODEL LDP7306
$
179.
99
NEW
WHAT IS AN INTERESTING FACT ABOUT YOUR BUSINESS THAT MOST PEOPLE DON’T KNOW? Surprisingly, any given build has over 200 people working on it. It’s something that Diversity Homes and I take great pride in given the fact we are able to help put food on so many peoples tables. DO YOU HAVE ANY ADVICE FOR SOMEONE JUST ENTERING THE INDUSTRY? Know your products and your subcontractors. Never burn a bridge and never be afraid to lend a helping hand with your subcontractors as it takes a village of people to be successful in this industry. WHAT IS A TYPICAL DAY LIKE FOR YOU? It’s different every day. Some days you’ll start your morning meeting new customers for the first interactions and the next morning you’re drafting a house for different customers. You will never have a “typical day” here- we love that. IF I WEREN’T A HOME BUILDER, I’D BE…A bartender on a tropical island, or a race car driver. WHAT DO YOU HOPE TO SEE DIVERSITY HOMES ACCOMPLISH IN THE COMING YEARS? Redefine our systems that are already great and make them even better for our subs and our customers. As well as leaving a company name that is always associated with quality and value for a legacy that our kids can be proud of when they take over. WHAT INSPIRED YOU TO ENTER THIS INDUSTRY? At a young age my mother Lenore and my father Dan built and designed their own house. I still remember the process and fell in love with it. WHAT MAKES YOUR BUSINESS UNIQUE FROM OTHER BUILDERS IN THE AREA? What makes Diversity Homes unique is our team. We have over 70 years of combined experience in home building. I’ve personally been a part of over 1,200 home builds in the area. My scope of work was anything from clean up kid to warranty guy and everything in between. We also have a warranty department that drops everything to take care of our customers when they call. At Diversity we have an in house draftsman and job site manager that have owned their own framing companies, and sales people that have been flipping homes for over 20 years. Our accounts manager and CPA pays bills on a daily basis to assure we get the best quality subcontractors for the fairest prices. Our team is a dream for any business owner and I’m so blessed to have them all by my side. WHAT IS YOUR FAVORITE PART OF YOUR JOB? Turning napkin sketches into beautiful blueprints and blueprints into reality. WHAT IS YOUR FAVORITE THING ABOUT SUMMER SEASON? Watching all our hard work with customers… brainstorming, drafting, bidding, and all the planning that comes along before construction starts during the winter months. And then seeing it all come to life in the summer season.
www.diversityhomesnd.com
facebook.com/diversityhomes
@diversityhomes
WHAT IS AN INTERESTING FACT ABOUT EDWARD JONES THAT MOST PEOPLE DON’T KNOW? Edward Jones is on the cusp of its 100th anniversary and that's an amazing milestone! We are based in St. Louis, but my region is often ranked #1. I believe this is because the firm is a partnership owned by its employees which promotes a culture that aligns with midwestern values. DO YOU HAVE ANY ADVICE FOR SOMEONE JUST ENTERING THIS INDUSTRY? Work at a reputable firm that focuses on human-centered complete wealth management. The industry is transforming away from just being a stockbroker that can balance a portfolio. WHAT IS A TYPICAL DAY LIKE FOR YOU? My day is as typical as the person that walks through the door. Nothing we do is cookie-cutter. IF I WEREN’T A FINANCIAL ADVISOR, I’D BE AN … Estate Attorney. My family farms and I understand the importance of not just organizing/ protecting wealth but transferring it. I enjoy partnering with a client's attorney or CPA to implement complex estate and tax strategies. WHAT DO YOU HOPE TO SEE EDWARD JONES ACCOMPLISH IN THE COMING YEARS? As Edward Jones 2nd century in business starts, it’s exciting to think about what’s ahead for my branch. But as my practice grows, I value the success of deeply served appreciative clients. Those relationships built are worth celebrating. WHAT INSPIRED YOU TO ENTER THIS INDUSTRY? I have over 12 years in the IT industry where I did everything from software engineering to project portfolio management. I also owned HopperZ Inc, a freight brokerage company that specialized in dry bulk commodities. That is what really got me into the market. When oil boomed in ND, it took over the rail; fertilizer barges were backed up in the cities and grain dealers were pinched to meet their futures contracts. In 2015, this run was over. Going back to IT is what I thought I should do. Being a Financial Advisor is what I wanted to do. And so, I went for it. WHAT MAKES YOUR BUSINESS UNIQUE FROM OTHER FINANCIAL ADVISORS IN THE AREA? My branch team strives to provide the ideal client experience through a tailored approach. It begins with understanding goals and clarifying expectations. Working together, we can create solutions to help you attain what is important to you.
WHAT IS YOUR FAVORITE PART OF YOUR JOB? It's rewarding to build trust with clients and make a difference in their lives. I am often the first person someone calls when they are getting married/divorced, buy a house, move to a nursing home, or there's a death/a birth. Whatever life brings, we are planning for it. WHAT IS YOUR FAVORITE PART OF THE SUMMER SEASON? I love outdoor sports and the boisterous stories told with neighbors at bonfires. www.edwardjones.com/us-en/financial-advisor/alexis-larson www.facebook.com/edwardjones
www.twitter.com/edwardjones
WHAT IS AN INTERESTING FACT ABOUT YOUR REALTY TEAM THAT MOST PEOPLE DON’T KNOW?
Melanie and Kelly originally met in a charity organization about 9 years ago and became friends when they were going to quit drinking Diet Coke together. We’re very glad to know that we are far better at some things as a team than others! Kayla was introduced to the team as Kelly’s daughter’s golf coach, and she has been rocking real estate ever since! DO YOU HAVE ANY ADVICE FOR SOMEONE JUST ENTERING THIS INDUSTRY? We were recently
asked this question from someone who has had her license for a while but is thinking of going full time. If you’re going to do it—"burn the boats.” Don’t leave yourself an out. Give yourself no choice but to succeed, and you’ll do it because you have to. WHAT IS A TYPICAL DAY LIKE FOR THE THREE OF YOU? Ha! That was funny—say that
again! There is definitely no typical day in real estate, as most realtors would agree! But if we had to narrow it down, Melanie would be making connections, doing showings, and living her best people loving life; Kelly would be doing inspection walk throughs and negotiations or working on graphics or a spreadsheet; and Kayla would be showing or getting all the paperwork in order keeping us organized! IF I WEREN’T A REALTOR, I’D BE … Melanie would most likely have her own
reality TV show; Kelly would be an author; Kayla would be a teacher. WHAT DO YOU HOPE TO SEE THE HOMEVEST REALTY TEAM ACCOMPLISH IN THE COMING YEARS? Simply put, help as many people as possible. Selling or
finding a home is so rewarding, and we want people to experience that part of it—not the stress! There are so many decisions that go into finding the right home and also the right affiliates (lenders, title, etc.) to help you. We want to keep educating and making sure people know what questions to ask and how to prioritize what options are best for them. WHAT INSPIRED YOU TO ENTER THIS INDUSTRY? We are true entrepreneurs at
heart. We would rather work 80 hours a week for ourselves than 40 hours for someone else. We want to try things and push limits and not have people hold us back, so we work for ourselves. That being said, we find it very rewarding working as a team, because we all have different strengths we can play off of. WHAT MAKES YOUR TEAM UNIQUE FROM OTHER REALTORS IN THE AREA? Having
three people working for you allows us to focus on our own areas of expertise so you always have top-notch service. In this market especially, it’s helpful to have three people watching for new listings. We all have different backgrounds that bring a wealth of knowledge to our customers; Melanie having been in real estate for 12 years, Kelly having both a construction and financial background, and Kayla with her years of teaching. WHAT IS YOUR FAVORITE PART OF YOUR JOB? While the big fancy listings are fun, we love educating first
time home buyers and watching them take that first leap! We also have a soft spot in our hearts for new construction and love helping clients through the process of building with our local builders! WHAT IS YOUR FAVORITE PART OF THE SUMMER SEASON?
Melanie: Afternoons in the pontoon on the Missouri. Kelly: Being outside in general and hiking. Kayla: All things sports; golf, softball, and other activities. www.facebook.com/homevestrealtyteam https://linktr.ee/homevestc21
www.instagram.com/homevestc21/
www.youtube.com/channel/UCKlQW5kHlHsSoHha3SBP4qA
Fireworks, time at the lakes, barbeques and celebrating the United States are all things that come to mind when we think of Independence Day or 4th of July. We want to wish each and everyone of you a very safe and fun holiday. “I like to see a man proud of the place in which lives. I like to see a man live so that his place will be proud of him.” – Abraham Lincoln
July brings a month of sun and fun. Many of you are busy during our summer months and we hope you continue to practice safe distancing and CDC recommendations. Should you need any further NDAB CEO · KIM SCHNEIDER information on healthy worksite practices or information on opioid 2021 NDAB PRESIDENT PHIL RISBRUDT use, please let us know or check out www.ndbuild.com or www.nahb.org. According to the National Association of Home Builders (NAHB), people who work in construction are significantly more likely to become addicted to opioids, like prescription painkillers, than other workers in the general population and are six times more likely to die as a result of overdose. In addition to the health and well-being of the employee, the impact on a business can be significant and includes loss of productivity, healthcare expenses, absenteeism, turnover and much more. During these uncertain times, mental health and wellbeing has been challenged more than ever and we encourage each of you to check in on your employees. The NDAB Board of Directors gathered again for our first in-person board meeting in well over a year and it was great to see everyone together again. The support of the board is monumental in the success of the state association, the local associations, and the future of the home building industry in North Dakota! Thank you to the Fargo-Moorhead HBA for hosting us all at your beautifully remodeled office location! While the use of technology served us well to keep us connected, it is always best to be able to discuss important issues, hear updates from the National Association of Home Builders, and get to work with our key partners while sitting around a board room. Thank you to all of the members that were able to join us either in-person or virtually and special thank you to Julia Bogue with NAHB for traveling to Fargo to visit. Unfortunately, given the size of our national membership, NAHB June meetings that are historically held in Washington, DC had to be held virtually this year again. NAHB did a great job of spreading out the meetings to ensure we could attend as many as possible and still able to be updated on advocacy work, education, and networking opportunities. Happy 4th of July to you and your loved ones! We hope you have a great day celebrating our wonderful nation and independence! Stay informed, stay physically distant, stay healthy. Phil Risbrudt, NDAB President || Kim Schneider, NDAB Chief Executive Officer
Summer is a great time of year to install a new swimming pool, hot tub, or spa. The City of Bismarck, Community Development Department - Building Inspections Division, would like to remind you that most communities have adopted building and zoning requirements for swimming pools, hot tubs, and spas to ensure the safety of your family, friends, and neighbors. Prior to installing a swimming pool, hot tub, or spa it is important to check with your local building inspections division to determine if permits are required, if there are any zoning regulations specific to your property, and what safety requirements need to be considered when designing your project. For example, in the City of Bismarck and City of Bismarck ETA, swimming pools with a water depth of greater than twenty-four inches must be enclosed on all sides with a barrier, fence, or wall that is at least seventy-two inches tall or provided with a powered safety cover that is listed and labeled as compliant with ASTM F1346. Please remember that in order for these safety measures to protect your family, friends, and neighbors they must be installed properly and maintained in good working order. These safety measures are not a substitute for supervising those that are using a pool. If your property is located in the City of Bismarck or City of Bismarck ETA and you have questions about the installation of a swimming pool, hot tub, or spa at your residence, please contact the City of Building Inspections Division at 355-1465, or visit the City-County Office Building at 221 N. 5th Street during office hours; Monday-Friday, 8 a.m. – 5 p.m.
The Mandan School Board approved the purchase of 49.42 acres of land for the new high school on Tuesday during a special session. The property is located between the Mandan Middle School and the Starion Sports Complex. In April, voters approved building a new high school with 77% of the vote in a bond referendum.
The property was purchased from Mel Heck, and Pat and Mike Wachter. The high school is set for completion in 2024 and will accommodate approximately 1,400 students.
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The Department of Housing and Urban Development will formally propose a revised version of the Obama-era Affirmatively Furthering Fair Housing (AFFH) rule in the Federal Register and seek to have the rule officially go into effect on July 31, 2021. This 2021 version of the rule will not require local governments to report progress in identifying and addressing affordable housing barriers back to HUD as the Obama-era rule did. Under the 2015 AFFH rule, as a condition of receiving certain HUD funds, state and local governments and public housing agencies (PHAs) had to work to identify barriers to fair housing choice, ensure that their practices and policies did not promote racial segregation, and complete costly, administratively burdensome Assessment of Fair Housing plans. For decades, HUD has required recipients of federal financial assistance such as states, local governments, insular areas, and PHAs to engage in fair housing planning. Such planning has previously consisted of the Analysis of Impediments to Fair Housing Choice and the Assessment of Fair Housing and was done in connection with other types of planning required by program requirements, such as the consolidated plan, annual action plan, and PHA plan. The Trump administration repealed the AFFH rule as well as the Analysis of Impediments, and replaced it with the 2020 Preserving Communities and Neighborhood Choice rule.
HUD’s 2021 Interim Final Rule (IFR), “Restoring
Affirmatively Furthering Fair Housing Definitions and Certifications,” requires program participants to submit certifications that they will affirmatively further fair housing in connection with their consolidated plans, annual action plans, and PHA plans. In order to support these certifications, the IFR creates a voluntary fair housing planning process for which HUD will provide technical assistance and support. The IFR also rescinds the 2020 Preserving Communities and Neighborhood Choice rule. HUD says the 2020 rule was causing funding recipients to certify “compliance” with a regulatory definition that is not a reasonable construction of the Fair Housing Act’s mandate to affirmatively further fair housing. The IFR does not require program participants to undertake any specific type of fair housing planning to support their certifications, and commits HUD to providing technical assistance to those that wish to undertake Assessments of Fair Housing (AFHs), Analyses of Impediments to Fair Housing Choice (AIs), or other forms of fair housing planning. HUD is providing resources to assist program participants.
HUD is accepting comments on this IFR and NAHB intends to weigh in.
As building material prices continue to rise, home builders and remodelers are reevaluating some of their normal business operations to increase inefficiencies and protect their bottom lines. One area that may not immediately come to mind is the impact of rising prices on a project’s insurance coverage.
builder’s risk completed-value policies. Because a builder’s risk policy applies to a property that is undergoing construction and therefore its value increases over time, reporting cost overruns that increase the completed value is important to ensure that you do not inadvertently become subject to a coinsurance penalty.
During a home construction or renovation project, builders and remodelers carry policies that provide coverage for risks to the project or property. The everchanging nature of the property covered creates unique valuation issues in the event of a loss.
According to Treacy Duerfeldt, CEO of Nationwide Contractors Alliance, and a member of NAHB’s Construction Liability, Risk Management, and Building Materials Committee, this is particularly pertinent now, “because as a result of the rising cost of building materials, it would not be uncommon for the initial estimate of the completed value to be understated, potentially triggering the penalty clause.”
Coinsurance clauses, which are found in many insurance policies, require the insured to maintain coverage to a specified value of the property, usually between 80% and 100%. It also stipulates that if the insured fails to do so, it must bear a proportionate part of the loss. The term “coinsurance” is also applied to situations where the insured is contractually obliged to insure part of the risk with a second insurer. If the insured fails to carry a sufficient limit to satisfy this provision, a penalty is applied. Coinsurance provisions also are commonly found in
At NAHB’s urging, the Federal Housing Administration (FHA) today announced updates to its student loan monthly payment calculations to take steps to remove barriers and provide more access to affordable single-family FHA-insured mortgage financing for creditworthy individuals with student loan debt.
When the actual cost of the project exceeds the initial estimate, it may be necessary to increase the limit or a coinsurance penalty may result. To ensure that you have the right amount of coverage and to avoid a coinsurance penalty, consult with your insurance advisor or agent. For more resources about managing the rising cost environment, visit nahb.org.
or disqualifying borrowers entirely.
The new policy more closely aligns FHA student loan debt calculation policies with other housing agencies by basing the monthly payment on the actual student loan payment, which is often lower, and helps home buyers with student debt to meet minimum eligibility requirements for an FHAThis update is the result of a coalition letter NAHB signed insured mortgage. onto last year with the Mortgage Bankers Association in Specifically, the new policy bases the monthly payment which we requested that FHA amend its policy regarding on the amount reported on the credit report or the actual student loan debt calculation to allow for the use of the documented payment, when the payment amount is above actual monthly student loan payment made by the zero; or 0.5% of the outstanding loan balance, when the borrower. monthly payment reported on the borrower’s credit report Previously, FHA presumed a monthly payment of 1% of is zero. the outstanding student loan balance, which is almost This change in policy results in a more accurate student always larger than the actual payment being made by the loan payment calculation and will make it easier for home potential borrower. NAHB contended that the previous buyers with student debt to qualify for a federally insured policy disqualified creditworthy borrowers due to inflated mortgage. debt-to-income ratios resulting in limited financing options
Skyrocketing lumber prices and supply-chain challenges continue to slow home construction, even amid higher demand. Both new home sales and existing home sales have cooled as prospective buyers are priced out of the market. As appraisals struggle to reflect these ever-rising costs, home owners and builders continue to look for opportunities to minimize the impact these prices are having on the overall cost of the home. But as they strategize, prices are only getting worse. “I am trying to build my own home — we are general contractors — and the price of lumber has set us back twice,” Michelle Govro from Missouri explains. “My permits are waiting, but in the one month of waiting for permits, the price of our bids in lumber went up substantially.”
“We even redrew house plans and are trying to build a smaller 1,600-square-foot home, and the lumber price is outrageous,” she added.
Problem with rising costs and supply chain challenges are only bound to make these issues worse, as they continue to complicate the home building process. Mark Reifsnyder, a mortgage banker of 22 years in Michigan, observes: “With construction, there is always the likelihood that costs change during the build due to fluctuations in the supply chain in any given year, as well as the customer making costly changes along the way. We plan ahead for that.” “But when a builder cannot bottom-line a total cost because the costs run out of control due to an endless list of issues, it leads to a lengthier build,” he adds. “The problems just compound themselves.” Home buyers in the current market need to earmark an additional 20%, beyond their 20% down payment, just to cover ‘what-ifs’ — and in some cases, “that isn’t even enough,” he notes.
“What confuses things even more is one day there is a Others, such as Angela Cross from New York, have been news story about supply shortages, but the next day there is watching the market to try to build their home at a better a story about stocked lumber yards that simply don’t have time only to be met with continued disappointment. the manpower to get materials out the door fast enough,” he adds. “Forrest infestations in Canada, resin factories in The Cross family began their home-building journey in Texas still offline due to the ice storm five months ago — the April 2020, with an initial quote from a contractor in July lists go on. This only adds to the confusion and frustration 2020 once their land had been surveyed. Lumber prices had for people.” begun to ramp up, so a final quote was prepared in September 2020. The price of their turnkey home jumped 20% in just those two months. “That was over our budget at that time,” she notes, “and after discussing it with our contractor, we decided to wait until February 2021, as he was hopeful lumber prices would come down.” However, lumber prices have continued to rise instead, and what had been a 20% increase in September had become a 38% increase as of April 2021. Like Govro, the Crosses have tried to find every opportunity to cut costs — including reducing the square footage from 1,656 square feet to 1,500 square feet, and exploring alternative construction methods such as modular — as they continue to rent a two-bedroom house with their two daughters. But the costs are still too high. Even the existing home market isn’t providing any relief. “The homes are either sold very quickly, or are out of our price range, or need so much work that it is not worth it to us,” she shares. “Especially since we now own our own piece of land and have dreamed of building our home.”
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