2025 Non California Benefit Highlights
This is a brief description of Biomerics benefits for all full-time employees. Benefit Coverage for all lines of coverage will begin on the 1st day of month following date of hire
2025 Non California Benefit Highlights
FLEXIBLE SPENDING ACCOUNT (FSA) - UMR
Maximum Allowable FSA contributions are federally defined each year; for 2025 the maximum contribution is $3,300. The maximum contribution amount is $5,000 if you are married and filing a j oint return OR if you are a single parent. If you are married b ut filing separately, the annual maximum contribution is $2,500. Individu als over 55+ may make a $1,000 catch-up contribution.
BASIC LIFE AND AD&D - UNUM
All full-time eligible employees are provided with 1 X Annual E arnings up to $250,000 Basic Life and AD&D.
VOLUNTARY LIFE AND AD&D - UNUM
All full-time eligible employees are provided with $10,000 incr ements to a maximum benefit of Lesser of 5 X Annual Earnings or $500,000 with a Guarantee Issue Amount of $200,000.
Spouses are provided with $5,000 increments to a maximum benefi t of $250,000 with a Guarantee Issue Amount of $50,000. Children are provided with $10,000 maximum. Rates calculations are age based.
DISABILITY BENEFITS - UNUM
Short-Term Disability (STD)
All full-time eligible employees are provided with 60% of weekl y salary up to a maximum of $1,500 per week for 11 weeks. The elimination period for Accident and Illness is 14 days. Claims may be subject to pre-existing conditions guidelines.
Long-Term Disability (LTD)
All full-time eligible employees are provided with 60% of month ly salary up to a maximum of $6,000 per month for 2 years with 3/12 pre-existing conditions. The elimination period for Accident an d Illness is 90 days.
401(k) : Biomerics offers a competitive match of your contributions in to your 401(k) up to 4% of your pay. Your match is immediately vested.
Accident, Cancer, Hospital Indeminity : Biomerics offers competitive supplemental insurance through Unum to protect against the unforeseen.
Employee Assistance Program (EAP) : Biomerics values your mental, financial, physical, and emoti onal wellbeing. Telus is an EAP program to help with questions about stress, parenting, managin g money, or health issues. Call 800-433-7916 for assistance