Expert Contributor Written by Robert L. D’Anjolell, Jr., F.D. with Robert M. Ash, Certified Preplanning Consultant DANJOLELL Memorial Homes
Pre-Need Funeral Insurance Gives Families Peace of Mind
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lthough your funeral may be years or decades away, getting pre-need insurance (aka pre-planning) is one of the most loving, considerate gifts you can give to your loved ones. When you plan your own service or cremation, it removes from them the worry and burden of funeral costs for those left behind. Instead, your loved ones can focus on the memories and time spent with you.
3. You control funeral costs by setting a budget and sticking to it.
Here are the top five reasons people choose pre-need insurance:
In Pennsylvania, funeral homes cannot keep a family’s prepayment “in house,” in case something would happen and the funeral service went out of business. That’s why pre-arranged funerals and cremations are funded with funeral insurance and the value of the funeral insurance policy is equivalent to the amount of the arrangement that is selected.
1. When a person makes their own arrangements, they know that their expressed wishes will be carried out and honored the way they intended. 2. Pre-need insurance eliminates an emotional and financial burden for your loved ones.
4. You’ll have time to decide what products and services are most important to you and avoid having your loved ones make emotional purchases. 5. If it’s prepaid, funeral homes offer locked-in prices through a pre-planning funding partner.
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D’ANJOLELL Memorial Home of Broomall 2811 West Chester Pike Broomall, PA 19008 610-356-4200 Robert L. D’Anjolell, Jr. F.D. 18
D’ANJOLELL Stigale D’ANJOLELL Memorial Home & Cremation Memorial Home & Crematory Services, Inc. of Aston of Malvern-Frazer 3260 Concord Road 392 Lancaster Avenue Aston, PA 19014 Frazer, PA 19355 610-497-5505 610-296-9555 James Stigale, Supervisor James W. D’Anjolell, Supervisor
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